FLORIDA CENTRAL COAST VOL. 4 INSIDE THIS ISSUE: RECOMMENDED SERVICE FEATUREDDIRECTORYARTICLES TRAVEL • LIVING • HEALTH • DINING RETIREMENT • INVESTING • VACATION READ SCANONLINE.ISSUETHISTHEQRCODE
328FEATURES6 Philanthropy or Charity 8 Interior Design Trends 14 Estate Planning 22 Local Event Guide 32 Travel Destinations 35 Fashion Trends 28 Identity Theft 40 Recommended Service Directory CONTENTS • Promote your brand • Earn new clients • Grow your business The55spotlight.com
2718 CONTENTS 2022 SCHEDULES 18 TournamentsPGA 20 TournamentsLPGA 27 Grand Slam TournamentsTennis-Australian 28 Grand Slam TournamentsTennis-French 29 Grand Slam TournamentsTennis-Wimbledon 30 Grand Slam TournamentsTennis-USOpen 40 Recommended Service Directory • Promote your brand • Earn new clients • Grow your business The55spotlight.com
According to the Dictionary, charity and philanthropy are two different things.
PHILANTHROPYORCHARITY
Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.
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CHARITY
PHILANTHROPY
Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.
also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.
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Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States. Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.
Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions. Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society. Recently, there have been changes to the tax code regarding charitable giving. Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They
An emphasis on natural light, good ventilation, and biophilic (connection with nature) design have gained in popularity. This is accomplished with the use of indoor plants, skylights, and open indoor-outdoor floorplans. Another noted concern is on climate change; many are now considering sustainability and which materials are best to use for the health of our planet. Homeowners want spaces that reflect their personalities, interests, hobbies, and history. Outdoor spaces are being treated as integral parts of the home, creating additional rooms to expand a family’s living and entertainment spaces. Stylish furniture is being chosen to be compatible with the indoor space. TRENDSDESIGNFOR2022
After the last eighteen months, many people are now seriously considering updating their homes - creating new spaces, changing color schemes, furniture and even artwork. It’s become clear that home décor has an impact on emotions and well-being.
INTERIOR
(. . .continued on page 10)
Vintage and antique furniture are also making a comeback due to the widespread interest in sustainability. Lamps are important, not just for lighting, but also as art or a statement Thepiece.styles of the 70’s have made a resurgence, but with a twist. More muted and earthy tones have replaced bright orange, along with rounded furniture and multiple patterned fabrics. This year Pantone has named “Very Peri” its color of the year. “Very Peri” is a bold blue with violet-red undertones, often called periwinkle. Periwinkle represents serenity and calmness as well as vibrancy and excitement. According to Pantone, “Veri Peri” helps us embrace this altered landscape of possibilities, opening us up to a new vision as we re-write our lives: rekindling gratitude for some of the qualities that blue represents complemented by a new perspective that resonates today, Very Peri places the future ahead in a new light. These are transformative times CHOOSING COLORS IS AN IMPORTANT ELEMENT FOR THE DESIGN OF ANY HOME.
10 FLORIDA CENTRAL COAST | VOL. 4 (. . .continued on page 12)
THE
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and “Very Peri is a symbol of the global zeitgeist of the moment and the transition we are going through.”
Expect to see Very Peri in many different shades and uses. It can be used as an accent color for pillows, glassware, accent chairs, area rugs or art. Or one can try periwinkle patterned wallpaper to create excitement on walls, ceilings or even cabinets. Etsy has named Emerald Green their color of the year. It is a reminder of nature and works well on walls, bedding, pillows, and art. Other paint companies have chosen a more neutral color palette for the year 2022 in the belief that calm is needed after the uncertainty of the last two years. Either way, bright cheerful colors are sometimes exactly what we need. yours!CHOICE IS
Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.
Wills The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will. Estate Planning Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a welldesigned estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan (. . .continued
on page 16)
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Living Will A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion. A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.
FLORIDA CENTRAL COAST | VOL. 4
A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.
Living Trust
A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate.
An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences. Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments.
FLORIDA CENTRAL COAST | VOL. 4
A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently. This article is for informational purposes only. Please consult a professional.
18 FLORIDA CENTRAL COAST | VOL. 4 2022 PGA
The American Express PGA WEST (Stadium), La Quinta, CA Si Woo Kim $1,206,000
FEB 17 - 20, 2022 The Genesis Invitational
MAR 17 - 20, 2022
MAR 3 - 6, 2022 Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL DeChambeauBryson $1,674,000
Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL Sam Burns $1,242,000
The Honda Classic PGA National (Champion), Palm Beach Gardens, FL Matt Jones $1,260,000 MAR 3 - 6, 2022 Puerto Rico Open Grand Reserve Country Club, Rio Grande, PUR Branden Grace $540,000
World Golf TechnologiesChampionships-DellMatchPlay
THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL Justin Thomas $2,700,000
FEB 10 - 13, 2022
FEB 24 - 27, 2022
Austin Country Club, Austin, TX Billy Horschel $1,820,000
MAR 23 - 27, 2022
MAR 24 - 27, 2022 Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM Joel Dahmen $540,000
MAR 31APR 3, 2022 Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX Jordan $1,386,000Spieth APR 7 - 10, 2022 Masters Tournament Augusta National Golf Club, Augusta, GA MatsuyamaHideki $2,070,000 * Schedule subject to change
TOURNAMENT SCHEDULE
JAN 20 - 23, 2022
Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ Brooks Koepka $1,314,000
Farmers Insurance Open Torrey Pines (South), San Diego, CA Patrick Reed $1,350,000
MAR 10 - 13, 2022
The Riviera Country Club, Pacific Palisades, CA Max Homa $1,674,000
JAN 13 - 16, 2022 Sony Open in Hawaii Waialae Country Club, Honolulu, HI Kevin Na $1,188,000
JAN 27 - 30, 2022
DATES TOURNAMENT 2022 PGA
FEB 3 - 6, 2022 AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA Daniel Berger $1,404,000
JAN 6 - 9, 2022 Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI Harris English $1,340,000
MAY 12 - 15, 2022 AT&T Byron Nelson TPC Craig Ranch, McKinney, TX K.H. Lee $1,458,000
MAY 26 - 29, 2022 Charles Schwab Challenge Colonial Country Club, Fort Worth, TX Jason Kokrak $1,350,000
JUN 9 - 12, 2022 RBC Canadian Open St. George's G&CC, Toronto, ON, CAN Rory $1,368,000McIlroy
MAY 19 - 22, 2022 PGA Championship Southern Hills CC, Tulsa, OK Phil Mickelson $2,160,000
APR 21 - 24, 2022 Zurich Classic of New Orleans TPC Louisiana, Avondale, LA M. Leishman / C. Smith $1,069,300 APR 28MAY 1, 2022 Mexico Championship MAY 5 - 8, 2022 Wells Fargo Championship TPC Potomac at Avenel Farm, Potomac, MD Rory McIlroy $1,458,000
JUN 16 - 19, 2022 U.S. Open The Country Club, , Jon $2,250,000Rahm
TOURNAMENT SCHEDULE
JUN 23 - 26, 2022 Travelers Championship TPC River Highlands, Cromwell, CT Harris $1,332,000English
DATES TOURNAMENT 2022 PGA APR 14 - 17, 2022 RBC Heritage Harbour Town Golf Links, Hilton Head, SC Stewart Cink $1,278,000
JUN 30 - JUL 3, 2022 John Deere Classic TPC Deere Run, Silvis, IL Lucas $1,116,000Glover * Schedule subject to change
19 FLORIDA CENTRAL COAST | VOL. 4 2022 PGA
JUN 2 - 5, 2022 the Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH Patrick $1,674,000Cantlay
SEP 24-26
OCT7-10 Founders Cup Mountain Ridge C.C. - West Caldwell, NJ $1,500,000
OCT14-17
SEP 4-6 Solheim InvernessCupClub - Toledo, OH
OCT28-31 Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan $2,200,000
2021 LPGA TOURNAMENT SCHEDULE * Schedule subject to change
20 FLORIDA CENTRAL COAST | VOL. 4
CHAMPIONDEFENDING
AUG 26-29 CP Women's Open Shaughnessy G&CC - Vancouver, BC $2,350,000
SEP 16-19 Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR $1,400,000Georgia Hall
Walmart NW Arkansas Championship pres. by P&G Pinnacle Country Club - Rogers, AR $2,300,000Austin Ernst
DATESTOURNAMENT PURSE
Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China $2,100,000 OCT21-24 BMW Ladies Championship LPGA International Busan - Busan, South Korea $2,000,000
NOV 11-14 Pelican Women's Championship Pelican G.C. - Belleair, FL $1,750,000 Sei Young Kim NOV 18-21 CME Group Tour Championship Tiburon Golf Club - Naples, FL $5,000,000
NOV 4-7 TOTO Japan Classic Seta Golf Course - Shiga, Japan $2,000,000
OCT1-3 ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ $1,750,000Melissa Reid
AUGUST Aug 20 | Burger Battle Enjoy this all day event featuring special tasting menus, offering you the opportunity to sample a vast variety of all the best from the Space Coast all in one place. All Burger Vendors will be competing to win the title of this year’s best burger, decided by a blind taste-test conducted by a panel of vetted judges! For more info https://bit.ly/3HNJqOnvisit:
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
LOCAL EVENTS GUIDE FLORIDA CENTRAL COAST
MUSIC FESTIVAL
SCMF was created with the intention of bringing local bands together with the community while raising money to go towards youth music programs in Brevard. Enjoy a full day of musical acts while supporting your community! For more info visit: JUNEhttps://bit.ly/2OLIgeW18|WATERLILYFESTIVAL
JULY JULY 4 | INDEPENDENCE DAY
The parade will begin at Merritt Island High School, head South on Courtenay Parkway and then East on Merritt Avenue and end at Edgewood Jr/Sr High School. Food trucks and celebration will be held at the Veterans Memorial Center after the parade. For more info visit: https://bit.ly/3N899lF
Come celebrate the essence of this historic Garden during the Annual Waterlily Celebration and enjoy one of the state’s largest collections of waterlilies. During the warm summer months, the lilies bring vibrant color in flowers and leaves, and fragrance and texture to the ponds and streams. Enjoy repotting demonstrations, plein air artists creating beautiful works of art, plant vendors, and the annual waterlily photo contest. For more info visit: https://bit.ly/3D0Mzaq
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SEPT 1 - 4 |
MURAL FESTIVAL
A culmination of some of the most talented artists all brought to the Space Coast for an art filled event. The first multi-city mural festival on the east coast of its kind. Stay stunned as we live stream the event and mural installations. For more info visit: https://bit.ly/3rU9sGC
LOCAL EVENTS GUIDE FLORIDA CENTRAL COAST
A 2-day festival with an abundance of Caribbean foods, tropical drinks, steel drums, Calypso and Reggae, and of course, the fun-loving crews of pirates you have grown to know over the years. There will also be tropical, nautical, and pirate themed vendors to shop as well as plenty of things for the kids like the Little Buccaneer Kids Zone, Living History Pirate Encampment. So come on by for this festival of fun! For more info visit: verobeachpiratefest.com
The Avenue Viera is a unique outdoor lifestyle center concept consisting of a dynamic mix of premier national retailers, select local merchants and specialty restaurants. Artists will be jury-selected to exhibit in this outdoor fine art show to ensure the best of the best. Come enjoy this weekend full of perfectly curated art. For more info visit: spacecoastartfestival.com
OCTOBER OCT 13 - 16 | BIKETOBERFEST Biketoberfest in October and Daytona Bike Week in March are a collection of activities that take place at venues and businesses in cities throughout Volusia County and beyond. Our local hotels, businesses, parks and beaches are open for visitors to enjoy the area’s beautiful October weather and scenic rides. For more info biketoberfest.orgvisit:
OCT 30 | HALLOWEEN FEST Space Coast Halloween Fest is hap-
SEPT 17 - 18 | PIRATE & CARIBBEAN FESTIVAL
OCT 16 - 17 | ART FEST
SEPTEMBER
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU. pening! Dozens of family-friendly local businesses will be handing out candy and showcasing what they offer. Enjoy free face painting, arts & crafts, photo booth, reptile petting zoo, stage performances and more fun! For more info visit: https://bit.ly/3uej96v NOVEMBER
This three day family friendly free of admission event celebrates and honors Native American Heritage Month with cultural programs featuring award winning performers, artists and educators providing concerts, exhibitions, and workshops. For more info MARATHONNOVnativerhythmsfestival.comvisit:27|SPACECOAST
Running Zone Foundation and Space Coast Runners welcome you to the annual running of the Space Coast Marathon and Half Marathon – Florida’s oldest marathon. We invite runners and walkers alike to experience one of the most beautiful USATF certified waterfront courses on the east coast of Florida. For more info https://bit.ly/3dpydGyvisit: DECEMBER
The baby grand will welcome you into the mansion where each year 10 rooms are embellished with all new elaborate designer decorations and 24 nativities from around the world. Decorations are different each year and geared for Adults. Stop by with your family and friends to see all the magical wonders of the season! For more info visit: DEChttps://bit.ly/3rz0gL13|OCEANREEF
NOV 11 - 13 |
NATIVE RHYTHMS
LOCAL EVENTS GUIDE FLORIDA CENTRAL COAST
FESTIVAL
DEC 1 - 31 |
Continuing our annual tradition, the Ocean Reef Beach Festival will be returning! Join us to celebrate the ocean lifestyle in a family atmosphere with fun opportunities for all ages. There will be something for the whole beach community, from educational programs, food
CHRISTMAS SPECTACULAR
BEACH FEST
Gather one and all for the Brevard Renaissance Fair! A full cast of colorful characters fills the lands with music, dancing, and more. With over 100 stage shows daily, varieties of foods and treats, and numerous artisan merchants with handcrafted wares, the Brevard Renaissance Fair invites guests to immerse themselves in a unique experience of history and fantasy! For more info visit: brevardrenaissancefair.com
Melbourne Florida Home Show features exhibitors with fabulous ideas for consumers. Here you’ll find the latest in products and services for home improvement. Visitors meet with professionals to make that next remodeling, renovation, landscaping or decorating project a big success. You will have the opportunity to speak directly with experts and receive advice and inspiration. For more info cityofmelbournehomeshow.comvisit:
FEB 18 - 19 | STRAWBERRY FEST
Historic performances, spectacular finishes, and amazing memories await you at The Great American Race. Join us for the annual DAYTONA 500 for an experience you will never forget! For more info daytonainternationalspeedway.comvisit:
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU. vendors, live music entertains, and the very best of our local ocean arts community. Have fun; leave with more knowledge and a new appreciation of our ocean, reef, and beach. For more info https://bit.ly/3HH09Tuvisit:
LOCAL EVENTS GUIDE FLORIDA CENTRAL COAST
JANUARY
JAN 7 - 30 | RENAISSANCE FAIR
JAN 14 - 15 | HOME & GARDEN SHOW
FEBRUARY
Enjoy a family fun day full of festivities. Don’t forget all the yummy strawberries. There are so many ways to enjoy this treat like strawberry shortcakes, jams, jellies, and even strawberry wine slushie mixes! For more info melbournefest.comvisit: FEB 19 | DAYTONA 500
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The Downtown Melbourne Botanical Fest is a family-friendly event that attracts visitors from the region and features lavish landscape designs, garden sculptures, flow ers and plants, trees and shrubs, unique gifts, garden-themed art, great food, and much more! For more info https://bit.ly/3yaZvdYvisit:
LOCAL EVENTS GUIDE FLORIDA CENTRAL COAST
APRIL APRIL 15 - 16 |
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
APRIL 28 | WINE & FOOD FESTIVAL
This quintessential wine tasting boasts an incredible selection of wines from California’s finest grow ing regions Napa Valley and Sonoma County as well as international vintages. Participants will be able to discover new wines and an array of gourmet foods from our talented chefs. Enjoy an evening of wine, food, fun and music! For more info visit: nsbwinefest.com MAY MAY 13 |
BLUEBERRY FEST
Celebrate the spring with buckets of blueberries. This is a fun family festival with delicious foods, blueberries, arts & crafts, and so much more! Celebrate the spring with buckets of blueberries. For more info visit: https://bit.ly/3aODsNB
MARCH MARCH 4 | BOTANICAL FEST
SEA TURTLE MARATHON
It’s time to challenge yourself and go the distance! This race is open to all runners of all skill sets. Once you finish there is a post-race awards party on the beach with live smooth jazz music, light brunch, champagne, mimosas and more! For more info runonthebeach.comvisit:
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12 Sat, January 22, 20227:00
2 Mon, January 17, 20227:00 PMMen's and Women's 1st Round
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Mon, January 17, 2022 11:00 AM Men's and Women's 1st Round
Tue, January 18, 2022 11:00 AM Men's and Women's 1st Round Tue, January 18, 20227:00 PMMen's and Women's 1st Round
8
Thu, January 20, 20227:00 PMMen's and Women's 2nd Round
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Sun, January 23, 2022 11:00 AM Men's and Women's 4th Round 14 Sun, January 23, 20227:00 PMMen's and Women's 4th Round
Wed, January 19, 2022 11:00 AM Men's and Women's 2nd Round
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PMMen's and Women's 3rd Round
22
Mon, January 24, 2022 11:00 AM Men's and Women's 4th Round Mon, January 24, 20227:00 PMMen's and Women's 4th Round Tue, January 25, 2022 11:00 AM Men's and Women's Quarterfinals Tue, January 25, 20227:00 PM Men's and Women's Quarterfinals Wed, January 26, 2022 11:00 AM Men's and Women's Quarterfinals Wed, January 26, 20227:30 PM Men's and Women's Quarterfinals Thu, January 27, 2022 11:00 AM Women's Semifinals Thu, January 27, 20227:30 PM Men's Semifinal Fri, January 28, 20223:00 PM Mixed Doubles Semi / Women's Doubles Final / Men's Singles SemiFinal Sat, January 29, 20224:00 PM Men's Doubles Final / Women's Singles Final Sun, January 30, 20224:00 PM Mixed Doubles Final / Men's Singles Final Schedule subject to
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Fri, January 21, 2022 11:00 AM Men's and Women's 3rd Round
Fri, January 21, 20227:00 PMMen's and Women's 3rd Round Sat, January 22, 2022 11:00 AM Men's and Women's 3rd Round
27 FLORIDA CENTRAL COAST | VOL. 4 2022 GRAND SLAM
Session Date TimeFeatured Matches
Wed, January 19, 20227:00 PMMen's and Women's 2nd Round
11
Thu, January 20, 2022 11:00 AM Men's and Women's 2nd Round
4
3
19
MAY 29 - SUN Day - 11:00 AM4th Round
MAY 30 - MON Day - 11:00 AM4th Round
JUN 04 - SAT Day - 3:00 PM Women's Singles Final, Men's Doubles Final
MAY 25 - WED Evening - 9:00 PM2nd Round
MAY 28 - SAT Evening - 9:00 PM3rd Round
MAY 26 - THU Day - 11:00 AM2nd Round
MAY 22 - SUN Day - 11:00 AM1st Round
28 FLORIDA CENTRAL COAST | VOL. 4 2022 GRAND SLAM
MAY 24 - TUE Evening - 9:00 PM1st Round
MAY 25 - WED Day - 11:00 AM2nd Round
JUN 01 - WED Day - 12:00 PM Quarter nals
JUN 01 - WED Evening - 9:00 PM Quarter nals
JUN 03 - FRI Day - 3:00 PM Semi nals
JUN 05 - SUN Day - 3:00 PMMen's Singles Final * Schedule subject to change
MAY 30 - MON Evening - 9:00 PM4th Round
MAY 28 - SAT Day - 11:00 AM3rd Round
DATE PLAY START SESSION
MAY 29 - SUN Evening - 9:00 PM4th Round
JUN 02 - THU Day - 2:00 PM Semi nals
MAY 24 - TUE Day - 11:00 AM1st Round
MAY 23 - MON Evening - 9:00 PM1st Round
TOURNAMENT SCHEDULE
MAY 27 - FRI Evening - 9:00 PM3rd Round
MAY 31 - TUE Day - 12:00 PM Quarter nals
MAY 31 - TUE Evening - 5:00 PM Quarter nals
MAY 23 - MON Day - 11:00 AM1st Round
MAY 27 - FRI Day - 11:00 AM3rd Round
MAY 26 - THU Evening - 9:00 PM2nd Round
Fri, July 08 1:00 PMMen's Singles Semi nals Sat, July 09 2:00 PM Ladies' Singles Final, Men's Doubles Final, Ladies' Doubles Final Sun, July 10 2:00 PM Men's Singles Final, Mixed Doubles Final * Schedule subject to change
Wed, Jun 29 11:00 AMMen's & Ladies' 2nd Round urs, Jun 30 11:00 AMMen's & Ladies' 2nd Round
Sun, July 03 11:00 AMMen's & Ladies' 4th Round
Mon, July 04 11:00 AMMen's & Ladies' 4th Round
DATE PLAY START SESSION
Sat, July 02 11:00 AMMen's & Ladies' 3rd Round
Tues, Jun 28 11:00 AMMen's & Ladies' 1st Round
Mon, Jun 27 11:00 AMMen's & Ladies' 1st Round
Tues, July 05 11:00 AMLadies' Singles Quarter nals
Wed, July 06 11:00 AMMen's Singles Quarter nals urs, July 07 1:00 PMLadies' Singles Semi nals
Fri, July 01 11:00 AMMen's & Ladies' 3rd Round
FLORIDA CENTRAL COAST | VOL. 4 2022 GRAND SLAM TOURNAMENT SCHEDULE
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* Schedule subject
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2 Sun 30 Aug Night 7.00pm Men’s / Women’s 1st Round 3 Mon 31 Aug Day 11.00am Men’s / Women’s 1st Round
2021 GRAND SLAM TOURNAMENT
4 Mon 31 Aug Night 7.00pm Men’s / Women’s 1st Round 5 Tue 1 Sep Day 11.00am Men’s / Women’s 2nd Round 6 Tue 1 Sep Night 7.00pm Men’s / Women’s 2nd Round
change ** Start
30 FLORIDA CENTRAL COAST | VOL. 4
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Listed in EST
10 Thu 3 Sep Night 7.00pm Men’s / Women’s 3rd Round 11 Fri 4 Sep Day 11.00am Men’s / Women’s 3rd Round 12 Fri 4 Sep Night 7.00pm Men’s / Women’s 3rd Round 13 Sat 5 Sep Day 11.00am Men’s / Women’s Round of 16 14 Sat 5 Sep Night 7.00pm Men’s / Women’s Round of 16 15 Sun 6 Sep Day 11.00am Men’s / Women’s Round of 16 16 Sun 6 Sep Night 7.00pm Men’s / Women’s Round of 16 17 Mon 7 Sep Day 11.00am Men’s / Women’s Quarterfinals Mon 7 Sep Night 7.00pm Men’s / Women’s Quarterfinals Tue 8 Sep Day 11.00am Men’s / Women’s Quarterfinals 20 Tue 8 Sep Night 7.00pm Men’s / Women’s Quarterfinals Wed 9 Sep Night 7.00pm Women’s Semifinals Thu 10 Sep Day 12.00pm Mixed Doubles Final / Men’s Semifinals 23 Fri 11 Sep Day 12.00pm Men’s Doubles Final / Women’s Final 24 Sat 12 Sep Day 1.00pm Women’s Doubles Final / Men’s Final SCHEDULE to Times
Every 8 minutes the American Red Cross responds to a disaster and makes this promise. You can help us keep it. Donate today at redcross.org This is how you say it’s going to be okay.
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Machu Picchu, or the lost city as it is often referred to, is a bucketlist type of destination. As a world heritage site and one of the new Seven Wonders of the world, it is often considered to be the most spectacular urban creation of the Incan civilization. It was built as a sacred site around 1430 by the 9th Incan king without the use of mortar. The stonework for the buildings is so well put together that there are no gaps in the joins. Instead, stones were cut to fit together. The stones can weigh as much as 50 tons and were transported without wheels. Rather, they were pushed up the hill by hundreds of men. Visit the semi-circular Temple of the Sun which is built around an enormous boulder. See the Temple of the Moon and its It is time to start thinking about traveling again. Why not go somewhere historic and fun. Learn about Incan civilization at Machu Picchu in Peru or Mayan civilization in Mexico.
TIME TO
Alongwatching.the
Yucatan Peninsula, there are many historic sites built by the ancient Mayan people. One of the most popular is Tulum which is a well-preserved 13th century walled city situated on tall cliffs overlooking the Caribbean Sea. It is easily accessed from Cancun. Visit El Castillo, the
33 FLORIDA CENTRAL COAST | VOL. 4 ceremonial shrine built into a cave with niches that most likely held mummies. There is also a museum which explains how and why Machu Picchu was built. Located 8000 feet above sea level and deep in the tropical forest, it offers amazing architecture, incredible scenery and an abundance of unusual flora and fauna. There are 2 ways to arrive at Machu Picchu. One can travel by train from either Cusco or the Sacred Valley. Cusco is the easiest and the voyage takes 3.5 hours along the Urubamba River in the Sacred Valley. There is a hotel on site with a restaurant as well as luxury hotels in Cusco. Cusco is filled with historic sites from Incan and colonial times as well as restaurants, shopping and people
34 FLORIDA CENTRAL COAST | VOL. 4 temple of the Frescoes and the Temple of the Descending God or explore the underground caverns of LabnaHa Eco Park and consider snorkeling in the caves of Cenote Dos Ojos. A day trip from Tulum takes you to the city of Chichen Itza, another of the new Seven Wonders of the World. It is one of the largest and best preserved architectural sites in the world. There are many ancient Mayan structures including the famous El Castillo pyramid which dominates the center of the site. It is 98 feet tall. There is also an ancient sports arena, the Osario Pyramid and the Temple of the Warriors. The city was built over centuries going back as far as 600 ad and grew until the 1600’s when it was conquered by the Spanish. Along with the historic sites on the Yucatan Peninsula, there are wonderful places to stay - Cancun for a city feel and Playa del Carmen for a small-town vibe and there is no shortage of all-inclusive beach resorts.
After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you over-
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Theaccessorize.newyear brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix
Trends2022forACCESSORY
pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot at the moment. And feel free to stack rings on a couple fingers while you’re at it! A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge Severalcomeback.top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”.
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37 Hair ornaments of all sizes can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with aYou’lltoisagreestyle,ofRegardlessheadband!individualallcan–nowthetimeshine!always toisagreestyle,ofRegardlessheadband!individualallcan–nowthetimeshine!
Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers. The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at TheIdentitytheft.com.importantthing is to take all the necessary steps to prevent it.
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Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.
Do not give out your Social Security number other than to the IRS, your bank, and your employer without asking why they need it. If they have a valid reason, try offering just the last 4 digits. If you are logging in to an on-line account, use a strong password.Donot give your personal information to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.
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Reviewinformationyourbills for charges that don’t belong to you Check your bank account for withdrawals not made by you Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.
Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information. Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, claim unemployment benefits. If you discover that someone is misusing your personal information visit: www.IdentityTheft.gov
Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.
In addition to taking steps to protect your information, there are things to do to detect identity theft.Track what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other
Courtesy of Federal Trade Commission
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