Chesapeake Bay MD 2

INTERIOR DESIGN TRENDS FOR 2023

In life there are constant changes, so too in the world of interior design. Trends are always shifting. The themes for 2023 seem to be: Sustainable living and health & wellness designs. There has been a move away from minimalism to individualism which has created more personalized and decorative styles. In this new, post-Covid world, there have been many changes to the way we live, both inside and outside of the home. Many of us spend much more time in the house, so people have adjusted their priorities in the way the home is used.

With a new focus on wellness and healthy living, more attention is paid to comfort and overall well-being.

Kitchens are central to this new lifestyle and the open kitchen is an important aspect of this new trend. Most desirable are large islands that seat the family comfortably and provide lots of workspace. Upper and lower cabinets of different colors are in fashion as are stainless steel cabinetry and fixtures. To update a kitchen, a coat of paint can completely change the feel and be extremely cost effective. Lighting is also a key component, particularly if natural light is not available. A growing number of homeowners are installing led lights underneath their cabinets to illuminate the kitchen counter top.

With so many people still working at home, a designated office is often a necessity and needs to be incorporated into the design of your home. First of all, it should be comfortable and functional. It is desirable to have natural light and natural materials wherever possible. Try colors that are inspired by nature for a calming environment. For a more dramatic approach, an interesting background wall color can be useful for

all of your zoom meetings.

Furnishings will feel more organic with the use of cotton, wool, and velvet fabrics. Of course fabric decisions can depend on the location within the home; it’s recommended that the home match its natural environment. There is still a movement toward coordinating the indoor and outdoor environments. Arches and architectural details are in as are soft edges, curved sofas, and personal pieces.

Multi-function rooms that cater to entertainment and exercise are in vogue. More people will want media rooms for movies and games as well as gyms and saunas.

Mud rooms and laundry rooms are no longer just utilitarian spaces. Today, homeowners want these spaces to coordinate with the rest of the home. Sometimes they even want to accommodate a pet with a special tub. Think about maximizing natural light throughout your home. Big open

The focus of home design in 2023 is a calm, comfortable environment in harmony with nature that incorporates work, entertainment and relaxation spaces.

windows which bring in natural light can improve mood, focus and sleep patterns which will improve one’s health.

It looks like 2023 may bring with it the end of the white wall trend. Currently, designers are reporting

clients wanting jewel tones in blues, greens and even rust, which creates a cozier environment. This is part of the eco-friendly trend of the last few years which incorporates elements of nature. Gold will also be popular as an accent color.

It is important to revisit one’s estate planning periodically, as both circumstances and laws can change without notice. If you do not have an estate plan, it is time to create one. You probably have more assets than you think.

First of all, estate planning is an opportunity to designate who will receive your assets upon death or incapacitation. It will also allow you to designate a guardian for your children. With the advice of counsel, your plan will manage assets to minimize estate

taxes, gift taxes and any other tax issues. And most importantly, a good estate plan will avoid disagreements between heirs and probate which can be time consuming and expensive.

Begin with an assessment of all your assets, including your home and other real estate, art, collections, vehicles, and jewelry. List your checking and savings accounts, investment accounts, life insurance policies, IRA or 401 accounts and ownership interests in any businesses. Estimate the value in order to divide among your heirs.

A COMPLETE ESTATE PLAN INCLUDES SEVERAL DOCUMENTS:

POWER OF ATTORNEY

A durable power of attorney allows a person of your choosing to handle financial, legal and other matters if you are otherwise incapacitated. It remains in effect until death or revocation.

REVOCABLE LIVING TRUST

MEDICAL CARE DIRECTIVE

A living will specifies your wishes for medical care. A medical power of attorney gives authority to a trusted person to make decisions if you are unable.

WILL

A revocable living trust is an instrument that allows the owner (grantor) of assets to establish a trust for beneficiaries with the help of a trustee. You can be your own trustee with an alternate upon death or incapacity. This document can be amended or revoked as needed. The most important aspect of a other personal items. consuming and expensive probate.

A will, though desirable, is not essential if you have a revocable trust. The main reason to write a will is to include assets which may not be included in one’s trust. A will is meant to simplify things. You can designate child custody and also the recipients of your most valuable possession, such as cars, jewelry or

2022-2023 PGA

TOURNAMENT SCHEDULE

DATESTOURNAMENT

NOV 3 - 6, 2022

NOV 10 - 13, 2022

NOV 17 - 20, 2022

DEC 1 - 4, 2022

DEC 9 - 11, 2022

JAN 5 - 8, 2023

JAN 12 - 15, 2023

JAN 19 - 22, 2023

JAN 25 - 28, 2023

FEB 2 - 5, 2023

FEB 9 - 12, 2023

FEB 16 - 19, 2023

FEB 23 - 26, 2023

MAR 2 - 5, 2023

MAR 2 - 5, 2023

MAR 9 - 12, 2023

MAR 16 - 19, 2023

MAR 22 - 26, 2023

* Schedule subject to change

DEFENDING CHAMPION

World Wide Technology Championship at Mayakoba El Camaleón Golf Course at Mayakoba, Riviera Maya, MEX

Cadence Bank Houston Open Memorial Park Golf Course, Houston, TX

The RSM Classic Sea Island Golf Club (Seaside Course), St. Simons Island, GA

Hero World Challenge Albany, New Providence, BAH

QBE Shootout Qu Tiburón Golf Course, Naples, FL

Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI

Sony Open in Hawaii Qu Waialae Country Club, Honolulu, HI

The American Express Pete Dye Stadium Course, La Quinta, CA

Farmers Insurance Open Torrey Pines Golf Course (South Course), San Diego, CA

AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA

WM Phoenix Open

TPC Scottsdale (Stadium Course), Scottsdale, AZ

The Genesis Invitational

The Riviera Country Club, Pacific Palisades, CA

The Honda Classic

PGA National Resort (The Champion), Palm Beach Gardens, FL

Puerto Rico Open Grand Reserve Golf Club, Rio Grande, PUR

Arnold Palmer Invitational presented by Mastercard

Arnold Palmer’s Bay Hill Club & Lodge, Orlando, FL

THE PLAYERS Championship

The Country Club of Jackson, Jackson, MS

Valspar Championship

Innisbrook Resort (Copperhead Course), Palm Harbor, FL

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Viktor Hovland $1,296,000

Jason Kokrak $1,350,000

Talor Gooch $1,296,000

Viktor Hovland $1,000,000

Kevin Na, Jason Kokrak $447,500

Cameron Smith $1,476,000

Hideki Matsuyama $1,350,000

Hudson Swafford $1,368,000

Luke List $1,512,000

Tom Hoge $1,566,000

Scottie Scheffler $1,476,000

Joaquin Niemann $2,160,000

Sepp Straka $1,440,000

Ryan Brehm $666,000

Scottie Scheffler $2,160,000

Cameron Smith $3,600,000

Sam Burns $1,404,000

Scottie Scheffler $2,100,000

2022-2023 PGA

TOURNAMENT SCHEDULE

DATESTOURNAMENT

Corales Puntacana Championship

* Schedule subject to change

DEFENDING CHAMPION

MAR 23 - 26, 2023

Puntacana Resort & Club (Corales Golf Course), Punta Cana, DOM

Valero Texas Open

MAR 30 - APR 2, 2023

APR 6 - 9, 2023

APR 13 - 16, 2023

APR 20 - 23, 2023

APR 27 - 30, 2023

MAY 4 - 7, 2023

MAY 11 - 14, 2023

MAY 18 - 21, 2023

MAY 25 - 28, 2023

JUN 1 - 4, 2023

JUN 8 - 11, 2023

JUN 15 - 18, 2023

JUN 22 - 25, 2023

JUN 29 - JUL 2, 2023

JUL 6 - 9, 2023

JUL 13 - 16, 2023

JUL 13 - 16, 2023

TPC San Antonio (Oaks Course), San Antonio, TX

Masters Tournament

Augusta National Golf Club, Augusta, GA

RBC Heritage

Harbour Town Golf Links, Hilton Head Island, SC

Zurich Classic of New Orleans

Harbour Town Golf Links, Hilton Head Island, SC

Mexico Open at Vidanta Vidanta Vallarta, Vallarta, MEX

Wells Fargo Championship

Quail Hollow Club, Charlotte, NC

AT&T Byron Nelson

TPC Craig Ranch, McKinney, TX

PGA Championship

Q Oak HIll Country Club, Rochester, NY

Charles Schwab Challenge

Colonial Country Club, Fort Worth, TX

The Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH

RBC Canadian Open

Oakdale Golf & Country Club, Toronto, Ontario, CAN

U.S. Open

Chad Ramey $ 666,000

J.J. Spaun $1,548,000

Scottie Scheffler $2,700,000

Jordan Spieth $1,440,000

P. Cantlay/X. Schauffele $1,199,350

Jon Rahm $1,314,000

Max Homa $1,620,000

K.H. Lee $1,638,00

Justin Thomas $2,700,000

Sam Burns $1,512,000

Billy Horschel $2,160,000

Rory McIlroy $1,566,000

The Los Angeles Country Club (North Course), Los Angeles, CA Matt Fitzpatrick $3,150,000

Travelers Championship

TPC River Highlands, Cromwell, CT

Rocket Mortgage Classic. Detroit Golf Club, Detroit, MI

John Deere Classic

PC Deere Run, Silvis, IL

Barbasol Championship

Keene Trace Golf Club (Champions Course), Nicholasville, KY

Genesis Scottish Open

The Renaissance Club, North Berwick, SCO

Xander Schauffele $1,494,000

Tony Finau $1,512,000

J.T. Posto $1,278,000

Trey Mullinax $666,000

Xander Schauffele $1,400,000

2022-2023 LPGA TOURNAMENT SCHEDULE

* Schedule subject to change ** Purse subject to change

DATESTOURNAMENT PURSE

NOV 3-6, 2022

TOTO Japan Classic Seta Golf Course, Shiga, Japan $2M

NOV 10-13, 2022 Pelican Women's Championship Pelican G.C., Belleair, Florida $2M

NOV 17-20, 2022 CME Group Tour Championship Tiburon G.C., Naples, Florida $7M

JAN 20-23, 2023

Hilton Grand Vacations Tournament of Champions Lake Nona Golf and Country Club, Orlando, Florida $1.5M

JAN 27-30, 2023 Gainbridge LPGA at Boca Rio Boca Rio Golf Club, Boca Raton, Florida $2M

FEB 3-5, 2023 LPGA Drive On Championship Crown Colony Golf & Country Club, Fort Myers, Florida $1.5M

MAR 3-6, 2023 HSBC Women’s World Championship Sentosa Golf Club, Tanjong Course, Singapore $1.7M

MAR 10-13, 2023

MAR 24-27, 2023

MAR 31APR 3, 2023

APR 13-16, 2023

APR 21-24, 2023

APR 28MAY 1, 2023

MAY 12-15, 2023

Honda LPGA Thailand Siam Country Club, Pattaya Old Course, Chonburi, Thailand $1.6M

JTBC Classic presented by Barbasol Aviara Golf Club, Carlsbad, CA $1.5M

The Chevron Championship Mission Hills Country Club, Dinah Shore Tournament Course, Rancho Mirage, CA $5M

LOTTE Championship presented by Hoakalei Hoakalei Country Club, Ewa Beach, Oahu, HI $2M

DIO Implant LA Open Wilshire Country Club, Los Angeles, CA $1.5M

Palos Verdes Championship presented by Bank of America Palos Verdes Golf Club, Palos Verdes Estates, CA $1.5M

Cognizant Founders Cup Upper Montclair Country Club, Clifton, NJ $3M

2022-2023 LPGA TOURNAMENT SCHEDULE

* Schedule subject to change ** Purse subject to change

DATESTOURNAMENT PURSE

MAY 25-29, 2023

Bank of Hope LPGA Match-Play presented by MGM Rewards

Shadow Creek, Las Vegas, NV $1.5M

JUN 2-5, 2023 U.S. Women’s Open Presented by ProMedica Pine Needles Lodge and Golf Club, Southern Pines, NC $10M

JUN 10-12, 2023

ShopRite LPGA Classic Presented by Acer eaview, Bay Course, Galloway, NJ $1.75M

JUN 16-19, 2023 Meijer LPGA Classic for Simply Give Blythefield Country Club, Belmont, MI $2.5M

JUN 23-26, 2023 KPMG Women’s PGA Championship

Congressional Country Club, Blue Course, Bethesda, MD $9M

JUL 13-16, 2023 Dow Great Lakes Bay Invitational Midland Country Club, Midland, MI $2.5M

JUL 21-24, 2023 The Amundi Evian Championship Evian Resort Golf Club, Evian-les-Bains, France $6.5M

JUL 28-31, 2023

AUG 4-7, 2023

AUG 11-14, 2023

Trust Golf Women’s Scottish Open Dundonald Links, Ayrshire, Scotland $2M

AIG Women’s Open Muirfield, East Lothian, Scotland $7.3M

ISPS Handa World Invitational presented by AVIV Clinics

Galgorm Castle Golf Club / Massereene Golf Club, Antrim, Northern Ireland

$1.5M

AUG 25-28, 2023 CP Women’s Open Ottawa Hunt and Golf Club, Ottawa, Canada $2.35M

SEP 1-4, 2023

Dana Open presented by Marathon Highland Meadows Golf Club, Sylvania, OH $1.75M

LOCAL EVENTS GUIDE CHESAPEAKE BAY

DECEMBER

DEC 4 | CHOCOLATE FESTIVAL

The Annapolis Chocolate Binge Festival, featuring family-friendly entertainment, chocolate, holiday shopping, and the festive West Street Holiday Light Canopy. Start off the December holiday season with some fun and indulge your sweet tooth! For more info visit: annapolischocolatebingefestival.com

DEC 9 - 11 | THE NUTCRACKER

The stunning artistry of Maryland Regional Ballet and the beloved Tchaikovsky score combine to transport audiences to the Kingdom of Sweets. Under the direction of Joyce Morrison and featuring guest artists from the New York City Ballet and students from the Frederick School of Classic Ballet, it’s a holiday tradition at its finest. For more info visit: shorturl.at/yCF01

JANUARY

JAN

1 | JAZZ AT TAGLIATA

To complement the restaurant’s menu and decor, guests will be able to hear some of Baltimore’s most talented musicians play Tagliata’s 1926 Steinway piano 7 nights a week in the lounge. Pasta, wine and live piano will make every night out even more memorable! For more info visit: https://bit.ly/3Tk8TU9

FEBRUARY

FEB

10 | WINE & CHOCOLATE FEST

Enjoy an evening of wine and chocolate with young Chocolate professionals. Taste samples of your favorite desserts, wines, appetizers and treats from professional chefs and wine vendors. Network, mix, mingle, learn about wine pairings and indulge in the whole experience! For more info visit: https://bit.ly/3qyKb5L

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

LOCAL EVENTS GUIDE CHESAPEAKE BAY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU. (. . .continued from 26)

FEB

26 | FARMERS MARKET

We’re Maryland’s largest farmers’ market - a gathering place where Baltimoreans can connect, shop for fresh produce, and support local businesses, organizations, and performers. For more info visit: farmersmarketbaltimore.org

MARCH

to live by – Beer, Bourbon, Barbecue, Boots, Bacon, Biscuits, Bluegrass, and Smoked Beasts! It’s two great days of beer sippin’, bourbon tastin’, music listenin’, cigar smokin’, and barbecue eatin’. For more info visit: https://bit.ly/3lO5fm7

APRIL

MARCH 4

-

5

| HOME & GARDEN SHOW

Leave the cold winds of March behind! Tour landscapers’ beautiful indoor gardens bursting with cheerful blooms and demonstrating new trends. Get tips and check out products from more than 400 home improvement exhibitors. Take home artwork and unique creations from juried artists and crafters. For more info visit: mdhomeandgarden.com/spring

APRIL 14 - 16 |

IRISH FEST

Some of the world’s finest traditional Irish musicians will gather in Baltimore to teach workshops, perform and lead sessions. We work hard bringing in and hiring some of the best Irish traditional performers and teachers for your entertainment. Spend this day learning and enjoying Irish Culture! For more info visit: baltimore.tacosntaps.com

APRIL 29 | TACOS N’ TAPS

MARCH 24 - 25

| BEER, BOURBON & BBQ FESTIVAL

Baltimore’s Favorite BBQ Festival is Back and Better than Ever! Get ready to enjoy all those pleasures

Get ready to put on your party sombrero. The Tacos N Taps Festival will take you south of the border for some foodie fun! This all you can taste beer and tequila

LOCAL EVENTS GUIDE CHESAPEAKE BAY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

festival offers up some of Baltimore’s Best Tacos and Mexican Food, along with great live music, margaritas, contests and many other surprises. This is nacho average taco festival! For more info visit: baltimore.tacosntaps.com

MAY

MAY

13 | BBQ & BREW FEST

A day filled with great food, beer, and fun! What more could you ask for? Come join us and enjoy all this delicious mouth watering BBQ. For more info visit: https://bit.ly/3FGLo1l

JUNE

JUNE 4 | FESTIVAL 5K

Come run the Charles Village Festival 5K race in Baltimore this June! For more info visit: https://bit.ly/3Tl5kwU

JUNE 10 | FOOD & WINE FEST

MAY 21 | ARTS FESTIVAL

There’s something for everyone at the Arbutus Arts Festival. Whether you’re in the mood to browse handmade arts & crafts, savor delicious food and drink, listen to great local music, or just relax in the beer garden, you can do it all at the Baltimore area’s premier one-day arts & crafts show. For more info visit: arbutusartsfestival.com

Experience The Revolution. Don’t Let Wine Drinking Be Intimidating, let us introduce you to new drinks and cocktails that are soon to become your favorites. The Annual Baltimore Wine & Food Festival offers fun, food & spirits in a day-drinking party that will have you bubbling as much as the champagne. For more info visit: https://bit.ly/3vWEv7p

JULY

JULY TBA | CARIBBEAN CARNIVAL

The festival includes traditional cuisine, music and dance performances as well as arts and crafts and other family activities. With exquisitely colorful costumes, delicious choices of food and irre-

LOCAL EVENTS GUIDE CHESAPEAKE BAY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

sistibly funky music, the Carnival is sure to delight all of the senses!

For more info visit: baltimorecarnival.com

JULY

4 | INDEPENDENCE DAY

The Baltimore Office of Promotion & The Arts, Baltimore Symphony Orchestra and Waterfront Partnership of Baltimore are excited to announce that 4th of July festivities are returning to the Harbor! After the concert, there will be street performers and activities along the promenade. The full orchestra performance will culminate around 9:30 p.m. with a dazzling 13-minute fireworks display. For more info visit: https://bit.ly/3g5XEAv

AUGUST

AUG 3

- 5 | BALTIMORE FESTIVAL

The Baltimore Festival started 30 years ago. It came from an idea of the festivals hosted in the past, and the current firefighter’s fish fry. Officers were selected from a very large attendance, and the

festival started and has continued to this day. For more info visit: baltimorefestival.org

SEPTEMBER

SEPT 8

- 10 | ARTS FESTIVAL

The heavens smiled on Baltimore as residents and friends of the Little Italy community celebrated the completion of the magnificent new mural inspired by Rome’s Trevi Fountain with a ribbon cutting ceremony and live music from The Stone Hill All-Stars and a jazz jam led by The Worthy Brothers. Hundreds of guests have already visited the new landmark as Oceanus continues to make waves! For more info visit: littleitalymadonnari.com

SEPT 20 - 24 | ARTSCAPE FEST

Spanning over 3 days, this Baltimore festival attracts more than 400,000 attendees each year. Featuring over 150 artists, Artscape Festival has something for everyone. Whether it is visual art exhibits, outdoor sculptures,

LOCAL EVENTS GUIDE CHESAPEAKE BAY

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craftspeople making wares of all types, or even art cars. Artscape Festival also features a full schedule of performing arts events including theater, dance, childrens entertainers and the Baltimore Symphony Orchestra. For more info visit: artscape.org

OCTOBER

For more info visit: thebaltimoremarathon.com

NOVEMBER

NOV 11 | WHISKEY, WINE, & FIRE

OCT

TBA | TACO BEER TEQUILA FESTIVAL

The region’s best taquerias and taco trucks come together to showcase the best tacos in the area. Come on down for this weekend of great food and drinks! For more info visit: https://bit.ly/3lLdpve

OCT 14 | Running Festival

Join us at the event that many are calling one of the best races on the East Coast. With five distances to choose from, and all runners snagging a great Under Armour shirt for participating, this event is for you! You won’t want to miss the Baltimore Running Festival!

This exclusive foodie celebration will feature: Whiskey Bars, Elegant Wines & Cocktails, Great Music, Tented Food Stations, Food Trucks, & Restaurants and Intimate Firepits throughout. Relax Around the Fire Gardens and enjoy an inspired take on fire-kissed BBQ, specialty grilling, and drink pairings. Enjoy the firebreathers and artists set the night ablaze. For more info visit: drinkeatrelax.com

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

2023 GRAND SLAM

TOURNAMENT SCHEDULE

* Schedule subject to change

SESSION DATE TIMEFEATURED MATCHES

1Mon,January16,202311:00amMen'sandWomen's1stRound

2Mon,January16,20237:00pmMen'sandWomen's1stRound

3Tue,January17,202311:00amMen’sandWomen’s1stRound

4Tue,January17,20237:00pmMen’sandWomen’s1stRound

5Wed,January18,202311:00amMen’sandWomen’s2ndRound

6Wed,January18,20237:00pmMen’sandWomen’s2ndRound

7Thu,January19,202311:00amMen’sandWomen’s2ndRound

8Thu,January19,20237:00pmMen’sandWomen’s2ndRound

9Fri,January20,202311:00amMen’sandWomen’s3rdRound

10Fri,January20,20237:00pmMen’sandWomen’s3rdRound

11Sat,January21,202311:00amMen’sandWomen’s3rdRound

12Sat,January21,20237:00pmMen’sandWomen’s3rdRound

13Sun,January22,202311:00amMen’sandWomen’s4thRound

14Sun,January22,20237:00pmMen’sandWomen’s4thRound

15Mon,January23,202311:00amMen’sandWomen’s4thRound

16Mon,January23,20237:00pmMen’sandWomen’s4thRound

17Tue,January24,202311:00am

18Tue,January24,20237:00pm

19Wed,January25,202311:00am

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

20Wed,January25,20237:30pm Men’s and Women’s Quarterfinals

21Thu,January26,202311:00am Women’s Semifinals

22Thu,January26,20237:30pm

23Fri,January27,20233:00pm

24Sat,January28,20234:00pm

25Sun,January29,20234:00pm

Men’s Semifinal

Mixed Doubles Semi /Women’s Doubles Final / Men’s Singles Semifinal

Women’s Singles Final /Men’s Doubles Final

Mixed Doubles Final /Men’s Singles Final

2023 GRAND SLAM

TOURNAMENT SCHEDULE

* Schedule subject to change CHESAPEAKE BAY | MARYLAND | VOL. 2

DATE PLAY STARTSESSION

MAY 29 - SUN Day - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MONDay - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MONEvening - 9:00 PMMen’s & Women’s 1st Round

MAY 31 - TUE Day - 11:00 AMMen’s & Women’s 2nd Round

MAY 31 - TUEEvening - 9:00 PMMen’s & Women’s 2nd Round

MAY 31 - WEDDay - 11:00 AMMen’s & Women’s 3rd Round

MAY 31 - WEDEvening - 9:00 PMMen’s & Women’s 3rd Round

JUN 01 - THU Day - 11:00 AMMen’s & Women’s 4th Round

JUN 01 - THUEvening - 9:00 PMMen’s & Women’s 4th Round

JUN 02 - FRI Day - 12:00 PM3rd Round

JUN 02 - FRI Evening - 9:00 PM3rd Round

JUN 03 - SAT Day - 12:00 AM3rd Round

JUN 03 - SATEvening - 9:00 PM3rd Round

JUN 04 - SUN Day - 11:00 AM4th Round

JUN 04 - SUNEvening - 9:00 PM4th Round

JUN 05 - MONDay - 11:00 AM4th Round

JUN 05 - MONEvening - 9:00 PM4th Round

JUN 06 - TUE Day - 12:00 PM Quarterfinals

JUN 06 - TUEEvening - 5:00 PM Quarterfinals

JUN 07 - WEDDay - 12:00 PM Quarterfinals

JUN 07 - WEDEvening - 5:00 PM Quarterfinals

JUN 08 - THU Day - 2:00 PM Semifinals

JUN 09 - FRI Day - 3:00 PMMen’s Semi Finals 1

JUN 09 - FRI Evening - 7:00 PMMen’s Semi Finals 2

JUN 10 - SAT Day - 3:00 PM

Women's Singles Final, Men's Doubles Final

* Schedule subject to change CHESAPEAKE BAY | MARYLAND | VOL. 2

2023 GRAND SLAM TOURNAMENT SCHEDULE

DATE PLAY STARTSESSION

Mon, July 03 11:00 AMMen's & Ladies' 1st Round

Tues, July 04 11:00 AMMen's & Ladies' 1st Round

Wed, July 05 11:00 AMMen's & Ladies' 2nd Round

Thurs, July 6 11:00 AMMen's & Ladies' 2nd Round

Fri, July 07 11:00 AMMen's & Ladies' 3rd Round

Sat, July 08 11:00 AMMen's & Ladies' 3rd Round

Sun, July 09 11:00 AMMen's & Ladies' 4th Round

Mon, July 10 11:00 AMMen's & Ladies' 4th Round

Tues, July 11 11:00 AM

Men's Singles Quarterfinals Ladies’ Singles Quarterfinals

Wed, July 12 11:00 AM Men's Singles Quarterfinals Ladies’ Singles Quarterfinals

Thurs, July 13 1:00 PM

Ladies' Singles Semifinals Mixed Doubles Final

Fri, July 14 1:00 PMMen's Singles Semifinals

Sat, July 15 2:00 PM

Ladies' Singles Final, Men's Doubles Final,

Sun, July 16 2:00 PM

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change ** Start Times Listed in EST

SESSION DATE SCHEDULEPLAY STARTMATCHES

1 Mon, 28 Aug Day 11.00am Men’s / Women’s 1st Round

2 Mon, 28 Aug Night 7.00pm Men’s / Women’s 1st Round

3 Tue, 29 Aug Day 11.00am Men’s / Women’s 1st Round

4 Tue, 29 Aug Night 7.00pm Men’s / Women’s 1st Round

5 Wed, 30 Aug Day 11.00am Men’s / Women’s 2nd Round

6 Wed, 30 Aug Night 7.00pm Men’s / Women’s 2nd Round

7 Thu, 31 Aug Day 11.00am Men’s / Women’s 2nd Round

8 Thu, 31 Aug Night 7.00pm Men’s / Women’s 2nd Round

9 Fri, 1 Sep Day 11.00am Men’s / Women’s 3rd Round

10 Fri, 1 Sep Night 7.00pm Men’s / Women’s 3rd Round

11 Sat, 2 Sep Day 11.00am Men’s / Women’s 3rd Round

12 Sat, 2 Sep Night 7.00pm Men’s / Women’s 3rd Round

13 Sun, 3 Sep Day 11.00am Men’s / Women’s Round of 16

14 Sun, 3 Sep Night 7.00pm Men’s / Women’s Round of 16

15 Mon, 4 Sep Day 11.00am Men’s / Women’s Round of 16

16 Mon, 4 Sep Night 7.00pm Men’s / Women’s Round of 16

17

18

Tue, 5 Sep Day 12.00pm Men’s / Women’s Quarterfinals

Tue, 5 Sep Night 7.00pm Men’s / Women’s Quarterfinals

19 Wed, 6 Sep Day 12.00pm Men’s / Women’s Quarterfinals

20 Wed, 6 Sep Night 7.00pm Men’s / Women’s Quarterfinals

21 Thu, 7 Sep Day 12.00pm Women’s Semifinals /

22 Fri, 8 Sep Day 12.00pm

Men’s Doubles Final or Mixed Doubles Final / Men’s Semifinal 1

23 Fri, 8 Sep Night 7.00pm Men’s Semifinal 2

TRAVEL TO -

If you haven’t been to Africa and are looking for an amazing experience, consider a safari. The only question is where to start, as there are many African countries with amazing national parks and various wildlife, all of which can provide a once-in-alifetime vacation. The top countries for safaris are Tanzania, Kenya, South Africa, Namibia and Botswana.

MASAI MARA JUNE - OCTOBER

Masai Mara National Reserve is the most famous. It is known for its herds of plains’ game which include Masai lions, African leopards and Tanzanian cheetahs. The park is also home to the annual migration of zebra, gazelle and wildebeest to and from the Serengeti in Tanzania.

LAKE NAKURU

ANYTIME TSAVO MAY - OCTOBER

AMBOSELI JUNE & OCTOBER

Lake Nakuru National Park is known for pink flamingos flocking along the shore of the lake. Also notable are the park’s white rhinos, warthogs, giraffes, zebras, hippos, ostriches and lions.

Amboseli National Park is best known for its view of Mount Kilimanjaro and over 300 species of birds. You will also see zebras, wildebeests, hyenas, lions, cheetahs, buffalo, jackals, giraffes and leopards.

Tsavo National Park, which is made up of two smaller parks, is the largest in Kenya and also the most remote. Famous for elephants playing in the Galana River, you will also find 500 species of birds and also giraffes, gazelles, lions, antelopes, impalas, hyenas and oryx.

Samburu Game Reserve is known for rare species such as Grevy’s zebra, Somali ostrich, and the Beisa Oryx. It is also home to around 900 elephants as well as lions, leopards, cheetahs and over 450 bird species. It is also famous for Kamunyak, the lioness that adopted 6 baby oryx.

Tanzania

There are 22 national parks in Tanzania, making it difficult to decide where to go. Serengeti, which is a UNESCO world heritage site, and Ngorongoro are the largest and most popular destinations and are often toured together along with Lake Manyara National Park. You will spot the big five mammals - buffaloes, elephants, rhinos, leopards and lions as well as giraffes, zebras, hippos and 500 species of birds on your nature walk, game drive, or in a hot air balloon.

LAKE MANYARA JUNE - OCTOBER

Lake Manyara Park was established to protect large herds of elephants and is also famous for tree-climbing lions. With its beautiful setting on the lake, it is perfect for viewing pink flamingos and over 400 species of birds.

NGORONGORO APRIL - MAY

The Ngorongoro Conservation Centre (world heritage site) is known for the Crater which was formed when an ancient volcano exploded and collapsed on itself, creating vast plains that attracted wild life. The big five can be viewed here as well as black rhino. The Massai tribe still grazes their livestock here. Also, the Olduval Gorge is found here. This is where the Leakeys, in 1959, discovered evidence of human origins, fossilized bones, and stone tools dating back millions of years.

TRENDS FOR 2023 Health Food

Rarely do we think about what is trending in the world of food and drink, but there are organizations that study this issue constantly, including Whole Foods, Innova Market Insights and even Martha Stewart herself. The current trend seems to be towards a focus on healthier eating due to an interest in sustainable agriculture, climate change and possibly as a result of correcting those bad habits acquired during Covid lock down.

In the drink space, mocktails, or virgin cocktails, have become more and more popular for health reasons, even spawning a number of new establishments devoted exclusively to alcohol-free night life. This trend expands well beyond Shirley Temples and there is an emphasis on alcohol free cosmopolitans, margaritas, mojitos

and other more original creative drinks. As an example, Whole Foods points to yaupon, a caffeinated plant, to be brewed for tea and also used in new mocktail creations. Also growing in popularity are milk substitutes like oat, soy, almond, and even potato. They are typically lower in fat, sugar and are also cholesterol free.

In the world of foods, there has been significant and growing interest in nutrition and sustainability. We will be interested in more natural less processed foods as well as more traditional ethnic menus. Plant based foods will be a growth area as the number of vegans has increased significantly and most of us have cut down on meat consumption for health and environmental concerns. We will want more locally produced ingredients due to interest in climate change. There is actually a new word for this - glocal. Think global and eat local!

Plant based pasta made from chickpeas, cauliflower and zucchini are already popular but new ones made from hearts of palm and green

bananas are coming. And of course there is spaghetti squash which is the true vegetable pasta. Plant based meats have been available for quite some time but expect to see more plant based chicken and cheese. Interestingly, mushrooms are of particular interest as they are actually a super-food and contain so many necessary nutrients such as vitamins B and D, potassium, and antioxidants that can reduce signs of aging. With over 400 species, there is always a new one to try and the latest trend is toward oyster and trumpet mushrooms. What makes mushrooms such a versatile substitute is they are naturally chewy, crisp up when cooked, and absorb a variety of sauces. Don’t forget the portobello, which is a great meat replacement or even king oyster mushrooms as a replacement for scallops.

Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers. The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits

No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at Identitytheft.com.

The important thing is to take all the necessary steps to prevent it.

Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.

Do not give out your Social Security number other than to the IRS, your bank, and your employer without asking why they need it. If they have a valid reason, try offering just the last 4 digits.

If you are logging in to an on-line account, use a strong password.

Do not give your personal information to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.

In addition to taking steps to protect your information, there are things to do to detect identity theft.

Track what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other information.

Review your bills for charges that don’t belong to you.

Check your bank account for withdrawals not made by you.

Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.

Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.

Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information.

Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, claim unemployment benefits.

If you discover that someone is misusing your personal information visit: www.IdentityTheft.gov

Courtesy of Federal Trade Commission

PAINTING

PRUNING

WEALTH

WEDDING