NORTHERN NEW JERSEY VOL. 4 INSIDE THIS ISSUE: RECOMMENDED SERVICE FEATUREDDIRECTORYARTICLES TRAVEL • LIVING • HEALTH • DINING RETIREMENT • INVESTING • VACATION READ SCANONLINE.ISSUETHISTHEQRCODE
318FEATURES4 Philanthropy or Charity 8 Interior Design Trends 12 Estate Planning 22 Local Event Guide 31 Travel Destinations 34 Fashion Trends 36 Recommended Service Directory CONTENTS • Promote your brand • Earn new clients • Grow your business The55spotlight.com
2716 CONTENTS 2022 SCHEDULES 16 TournamentsPGA 18 TournamentsLPGA 27 Grand Slam TournamentsTennis-Australian 28 Grand Slam TournamentsTennis-French 29 Grand Slam TournamentsTennis-Wimbledon 30 Grand Slam TournamentsTennis-USOpen 36 Recommended Service Directory • Promote your brand • Earn new clients • Grow your business The55spotlight.com
PHILANTHROPY
Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.
PHILANTHROPYORCHARITY
According to the Dictionary, charity and philanthropy are two different things.
4 NORTHERN NEW JERSEY | VOL. 4
CHARITY
Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.
5 NORTHERN NEW JERSEY | VOL. 4
also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.
Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States.
Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They
Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society.
Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions.
Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.
Recently, there have been changes to the tax code regarding charitable giving.
After the last eighteen months, many people are now seriously considering updating their homes - creating new spaces, changing color schemes, furniture and even artwork. It’s become clear that home décor has an impact on emotions and well-being.
Homeowners want spaces that reflect their personalities, interests, hobbies, and history. Outdoor spaces are being treated as integral parts of the home, creating additional rooms to expand a family’s living and entertainment spaces. Stylish furniture is being chosen to be compatible with the indoor space.
INTERIORTRENDSDESIGNFOR2022
Another noted concern is on climate change; many are now considering sustainability and which materials are best to use for the health of our planet.
(. . .continued on page 10)
An emphasis on natural light, good ventilation, and biophilic (connection with nature) design have gained in popularity. This is accomplished with the use of indoor plants, skylights, and open indoor-outdoor floorplans.
According to Pantone, “Veri Peri” helps us embrace this
of the 70’s have made a resurgence, but with a twist. More muted and earthy tones have replaced bright orange, along with rounded furniture and multiple patterned fabrics.
Thepiece.styles
Vintage and antique furniture are also making a comeback due to the widespread interest in sustainability. Lamps are important, not just for lighting, but also as art or a statement
CHOOSING COLORS IS AN IMPORTANT ELEMENT FOR THE DESIGN OF ANY HOME.
10 NORTHERN NEW JERSEY | VOL. 4
This year Pantone has named “Very Peri” its color of the year. “Very Peri” is a bold blue with violet-red undertones, often called periwinkle. Periwinkle represents serenity and calmness as well as vibrancy and excitement.
altered landscape of possibilities, opening us up to a new vision as we re-write our lives: rekindling gratitude for some of the qualities that blue represents complemented by a new perspective that resonates today, Very Peri places the future ahead in a new light. These are transformative times
Etsy has named Emerald Green their color of the year. It is a reminder of nature and works well on walls, bedding, pillows, and art.
and “Very Peri is a symbol of the global zeitgeist of the moment and the transition we are going through.”
Or one can try periwinkle patterned wallpaper to create excitement on walls, ceilings or even cabinets.
Expect to see Very Peri in many different shades and uses. It can be used as an accent color for pillows, glassware, accent chairs, area rugs or art.
THE CHOICE IS
Other paint companies have chosen a more neutral color palette for the year 2022 in the belief that calm is needed after the uncertainty of the last two years. Either way, bright cheerful colors are sometimes exactly what we need.
yours!
Estate Planning
(. . .continued on page 14)
Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.
12 NORTHERN NEW JERSEY | VOL. 4
The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.
Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a welldesigned estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan
Wills
A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time. might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.
Living Trust
NORTHERN NEW JERSEY | VOL. 4
Living Will
A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.
A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion.
A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate.
A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.
An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences.
This article is for informational purposes only. Please consult a professional.
Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments.
NORTHERN NEW JERSEY | VOL. 4
Sam Burns $1,242,000
MatsuyamaHideki $2,070,000
DATES TOURNAMENT
16 NORTHERN NEW JERSEY | VOL. 4 2022 PGA
The Riviera Country Club, Pacific Palisades, CA
Billy Horschel $1,820,000
FEB 17 - 20, 2022 The Genesis Invitational
Harris English $1,340,000
The American Express
Justin Thomas $2,700,000
FEB 24 - 27, 2022
JAN 27 - 30, 2022
The Honda Classic
2022 PGA
Patrick Reed $1,350,000
World Golf TechnologiesChampionships-DellMatchPlay
Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX Jordan $1,386,000Spieth
JAN 13 - 16, 2022 Sony Open in Hawaii
JAN 6 - 9, 2022
Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI
JAN 20 - 23, 2022
MAR 3 - 6, 2022
Joel Dahmen $540,000
Pebble Beach Golf Links, Pebble Beach, CA
MAR 23 - 27, 2022
AT&T Pebble Beach Pro-Am
PGA WEST (Stadium), La Quinta, CA
Max Homa $1,674,000
MAR 24 - 27, 2022
MAR 10 - 13, 2022 THE PLAYERS Championship TPC Sawgrass, Ponte Vedra Beach, FL
MAR 31APR 3, 2022
PGA National (Champion), Palm Beach Gardens, FL
Si Woo Kim $1,206,000
DeChambeauBryson $1,674,000
Corales Puntacana Resort & Club Championship Corales Golf Course, Punta Cana, DOM
Austin Country Club, Austin, TX
* Schedule subject to change
APR 7 - 10, 2022 Masters Tournament Augusta National Golf Club, Augusta, GA
TOURNAMENT SCHEDULE
Waste Management Phoenix Open TPC Scottsdale, Scottsdale, AZ Brooks Koepka $1,314,000
Farmers Insurance Open Torrey Pines (South), San Diego, CA
MAR 3 - 6, 2022
Daniel Berger $1,404,000
Arnold Palmer Invitational presented by Mastercard Bay Hill Club & Lodge, Orlando, FL
Kevin Na $1,188,000
Waialae Country Club, Honolulu, HI
Puerto Rico Open Grand Reserve Country Club, Rio Grande, PUR Branden Grace $540,000
FEB 3 - 6, 2022
FEB 10 - 13, 2022
MAR 17 - 20, 2022
Valspar Championship Innisbrook Resort (Copperhead), Palm Harbor, FL
Matt Jones $1,260,000
2022 PGA
* Schedule subject to change
K.H. Lee $1,458,000
JUN 23 - 26, 2022 Travelers Championship TPC River Highlands, Cromwell, CT
Phil Mickelson $2,160,000
TOURNAMENT SCHEDULE
DATES TOURNAMENT 2022 PGA
APR 28MAY 1, 2022 Mexico Championship
JUN 2 - 5, 2022 the Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH
Stewart Cink $1,278,000
17 NORTHERN NEW JERSEY | VOL. 4
MAY 26 - 29, 2022 Charles Schwab Challenge Colonial Country Club, Fort Worth, TX
Rory $1,368,000McIlroy
MAY 12 - 15, 2022 AT&T Byron Nelson TPC Craig Ranch, McKinney, TX
JUN 9 - 12, 2022 RBC Canadian Open St. George's G&CC, Toronto, ON, CAN
JUN 16 - 19, 2022 U.S. Open The Country Club, ,
APR 21 - 24, 2022 Zurich Classic of New Orleans TPC Louisiana, Avondale, LA M. Leishman / C. Smith $1,069,300
MAY 5 - 8, 2022 Wells Fargo Championship TPC Potomac at Avenel Farm, Potomac, MD
Jon $2,250,000Rahm
Harris $1,332,000English
APR 14 - 17, 2022 RBC Heritage Harbour Town Golf Links, Hilton Head, SC
MAY 19 - 22, 2022 PGA Championship Southern Hills CC, Tulsa, OK
JUN 30 - JUL 3, 2022
John Deere Classic TPC Deere Run, Silvis, IL
Lucas $1,116,000Glover
Rory McIlroy $1,458,000
Jason Kokrak $1,350,000
Patrick $1,674,000Cantlay
$2,300,000Austin Ernst
AUG 26-29
2021 LPGA
$1,750,000Melissa Reid
OCT21-24 BMW Ladies Championship LPGA International Busan - Busan, South Korea $2,000,000
CP Women's Open Shaughnessy G&CC - Vancouver, BC
NOV 4-7 TOTO Japan Classic Seta Golf Course - Shiga, Japan $2,000,000
18 NORTHERN NEW JERSEY | VOL. 4
Walmart NW Arkansas Championship pres. by P&G
OCT7-10 Founders Cup Mountain Ridge C.C. - West Caldwell, NJ $1,500,000
DATESTOURNAMENT
NOV 11-14 Pelican Women's Championship Pelican G.C. - Belleair, FL $1,750,000 Sei Young Kim
TOURNAMENT SCHEDULE
NOV 18-21 CME Group Tour Championship Tiburon Golf Club - Naples, FL $5,000,000
Pinnacle Country Club - Rogers, AR
OCT28-31 Taiwan Swinging Skirts LPGA Miramar Golf Country Club - Taipei, Taiwan $2,200,000
OCT14-17 Buick LPGA Shanghai Qizhong Garden Golf Club - Shanghai, China $2,100,000
SEP 4-6 Solheim InvernessCupClub - Toledo, OH
SEP 16-19 Cambia Portland Classic Columbia Edgewater Country Club - Portland, OR $1,400,000Georgia Hall
PURSE CHAMPIONDEFENDING
OCT1-3 ShopRite LPGA Classic pres. by Acer Seaview Hotel and Golf Club - Galloway, NJ
$2,350,000
SEP 24-26
* Schedule subject to change
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
It’s a plane! No! It’s a balloon! The family friendly festival will feature mass ascensions, balloon rides, sunrise yoga, non-stop family entertainment, headlining concerts, crafters, vendors, balloon glow, food, fire works, and much more. Experience a weekend of family friendly fun! For more info balloonfestival.comvisit:
22
JUNE 4 - 5 | RENAISSANCE FAIRE
July 29 - 31 | Festival of Ballooning
world’s top aerobatic performers! There will be aerobatic performances, air shows, static displays, entertainment, historical displays, car shows, night shows, ground exhibits, food vendors, and more. For more info greenwoodlakeairshow.comvisit:
New Jersey Renaissance Faire features music, dance, comedy, living history, stunts, various acts, demonstrations, vendors, food and drinks, and more. Browse through our enchanted crafts village where over one hundred merchants and artisans demonstrate and sell their wares. For more info visit: Junenjrenfaire.com11-12|Air Show
JUNE 3 - 12 | FILM FESTIVAL
AUG 5 - 13 | STATE FARE
JUNE
We will showcase the best in independent film by featuring premiere screenings, special guest appearances by film directors, screenwrit ers, cast and crew and more. All the works that are a part of the New Jersey Film Festival were selected by a panel of judges. We ensure top quality for your viewing pleasure, so grab some popcorn and enjoy! For more info visit: njfilmfest.com
The greatest Air Show in the Northeast, that brings in many of the
JULY
AUGUST
The New Jersey State Fair includes 4-H shows and exhibits, horse shows, carnival, performing art, family entertainment, demo derby, exhibits, food, and more. This is
LOCAL EVENTS GUIDE NORTHERN NEW JERSEY
The Morristown Jazz & Blues Festival has become one of the most anticipated music festivals in the region. It draws patrons from around the country, boosting local businesses, showcasing world-class musicians who celebrate two of the great American art forms. Come over to enjoy incredible music by talented artists!For more info visit: morristownjazzandblues.com
FILM FEST
SEPT 17 | JAZZ & BLUES FESTIVAL
New Jersey Horror Con and Film Festival features amazing celeb-
Come on down for a day of family fun with original & interesting Arts & Crafts, shopping, kid’s rides and great food! For more info visit: streetfairs.org
23
OCTOBER
LOCAL EVENTS GUIDE NORTHERN NEW JERSEY
SEPTEMBER
OCT 1 | CHOWDER FEST
NOVEMBER
a great way to enjoy the summer with your family! For more info visit: https://bit.ly/2L3Yv5A
Chowderfest Weekend has become a tradition for family and friends to gather together to say goodbye to summer and welcome the fall. There will be a lot of events this year including a Chowderfest Playlist for in-home or on route listening, Ecommerce Chowderwear store, restaurants serving up dine and
NOV 5 - 6 | BACON FEST
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Join us for the Bacon Fest Experience! We have live music and your favorite craft beer and of course bacon. We have bacon-themed cocktails, craft beer and your favorite bacon specialties from one of our many food vendors. This will be a weekend you will not forget! For more info NOVpabaconfest.comvisit:16-18|HORROR
take home options as well as an online voting component, Chowder Virtual Run, social media and pop up surprises. For more info visit: OCTchowderfest.com8|STREETFAIR
Join us at the Lifetime Indoor Triathlon for a great race. We work hard to deliver you a memorable race experience! For more info visit: https://bit.ly/3SWPzNo
LOCAL EVENTS GUIDE NORTHERN NEW JERSEY
germanchristmasmarketnj.comvisit:
JAN 27 - 29 | FLY FISHING SHOW
Helping to build the fly fishing community one angler at a time!
An entertaining and informative consumer show dedicated to connecting customers with business owners, manufacturers and other fly fishing professionals. For more info visit: https://bit.ly/3T1RlwQ
A trade association made up of more than 300 marine-related businesses, is dedicated to protecting, advancing and promoting the recreational marine industry in New
DECEMBER
For more info
For more info
newjerseyhorrorcon.comvisit:
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
DEChttps://bit.ly/3e8mmNHvisit:2-4|CHRISTMASMARKET
rities, amazing horror films and vendors from around the horror world. Additionally, there will be Q & A sessions, vendors, and more!
JANUARY
JAN 8 | LIFETIME TRIATHLON
24
DEC 1 - 30 | HOLIDAY LIGHT SHOW
This year’s holiday light show you won’t want to miss! Experience a light show like no other. Drive a course through America’s only construction theme & water park to witness lights, holiday displays, tunnels, and our very own radio station to fill your car with holiday spirit!
FEBRUARY
The purpose of this event is and will remain consistent: To provide our community with a joyous event celebrating the beginning of the Holiday Season while recognizing and giving back to those in need in our community. So enjoy a great day of supporting the community in this German Christmas Market!
For more info
FEB 15 - 19 | BOAT SHOW
MARCH
New Jersey’s premier home & garden event features over 200 exhibitors with the area’s top services & products. Attend expert presentations, meet kitchen and bath designers, improve your home’s curb appeal, find outdoor furni ture for spring, shop home decor, attend a painting class, enjoy the kid’s activity area and more! Make plans now to attend the New Jersey Home & Garden Show at the New Jersey Convention Center in Edison, NJ where we bring you… Hundreds of Experts! Thousands of Ideas! For more info newjerseyhomeshow.comvisit:
LOCAL EVENTS GUIDE NORTHERN NEW JERSEY
Held at New Jersey’s premier culinary destination, Crystal Springs Resort, the Festival’s events are designed to allow food and wine connoisseurs to meet and mingle with the world’s finest chefs and wine
SHOW
APRIL
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
will be held at the Cornell Club in New York and online via Zoom. Leading experts in ESG, Carbon Markets, Clean Energy Technology and Sustainable Finance will share their knowledge and experiences over this two day event. For more info visit: https://bit.ly/3A84P1b
APRIL 1 - 30 | TULIP FESTIVAL
25
Holland Ridge Farms is a family-owned flower grower and flower farm in New Jersey. Our U-Pick Tulip season opens when the millions of bulbs we planted in the fall burst into bloom. Rows and rows of colorful tulips as far as the eye can see! For more info https://bit.ly/3iYfOl8visit:
MAY 5 - 7 | WINE & FOOD FEST
MAY
Jersey. For more info FEBhttps://bit.ly/3weqpjCvisit:24-26|HOME&GARDEN
The 2023 Wall Street Green Summit is in its 22nd year and is one of the longest running and most comprehensive events focused on sustainable finance. The March 2023 event
MARCH 20 | GREEN SUMMIT
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
(. . .continued from 26)
MAY 17 - 21 | COLLECTORS SHOW
LOCAL EVENTS GUIDE NORTHERN NEW JERSEY
all sciences and history to our show and our special exhibits will reflect this wider focus — but at its heart, this will always be a mineral, fossil, gem, and jewelry event. For more info visit: nj.show
makers. Over the past ten years, the Festival has grown in stature as a showcase for culinary talent with a who’s who of attending chefs including Jose Andres, Daniel Boulud, David Bouley, Thomas Keller, David Kinch, Michael White and more! For more info visit: njwinefoodfest.com
Our family-friendly event caters to intermediate and advanced collectors while doing its utmost to create and encourage tomorrow’s collectors. Featuring fine mineral specimens, fossils, dinosaurs, meteorites, gemstones, artisan jewelry, gold, silver, crystals, metaphysical, interior decor, , and so much, MUCH more! We now welcome vendors of
7
Thu, January 27, 20227:30 PM Men's Semifinal
24
Sat, January 29, 20224:00 PM
Sun, January 30, 20224:00 PM
2 Mon, January 17, 20227:00 PMMen's and Women's 1st Round
Fri, January 21, 2022 11:00 AM Men's and Women's 3rd Round
Wed, January 19, 2022 11:00 AM Men's and Women's 2nd Round
10
Men's Doubles Final / Women's Singles Final
Thu, January 27, 2022 11:00 AM Women's Semifinals
Mon, January 17, 2022 11:00 AM Men's and Women's 1st Round
Thu, January 20, 20227:00 PMMen's and Women's 2nd Round
Sun, January 23, 2022 11:00 AM Men's and Women's 4th Round
TOURNAMENT SCHEDULE
Mixed Doubles Semi / Women's Doubles Final / Men's Singles SemiFinal
25
18
Sat, January 22, 20227:00 PMMen's and Women's 3rd Round
* Schedule subject to change
13
21
4
Wed, January 26, 20227:30 PM Men's and Women's Quarterfinals
Fri, January 28, 20223:00 PM
14
Session Date TimeFeatured Matches
15
Wed, January 26, 2022 11:00 AM Men's and Women's Quarterfinals
Tue, January 18, 2022 11:00 AM Men's and Women's 1st Round
23
Mixed Doubles Final / Men's Singles Final
Mon, January 24, 20227:00 PMMen's and Women's 4th Round
5
6
16
3
27 NORTHERN NEW JERSEY | VOL. 4
2022 GRAND SLAM
1
Wed, January 19, 20227:00 PMMen's and Women's 2nd Round
9
Fri, January 21, 20227:00 PMMen's and Women's 3rd Round
12
Tue, January 18, 20227:00 PMMen's and Women's 1st Round
20
Mon, January 24, 2022 11:00 AM Men's and Women's 4th Round
8
17
Tue, January 25, 2022 11:00 AM Men's and Women's Quarterfinals
Sun, January 23, 20227:00 PMMen's and Women's 4th Round
22
11 Sat, January 22, 2022 11:00 AM Men's and Women's 3rd Round
Thu, January 20, 2022 11:00 AM Men's and Women's 2nd Round
Tue, January 25, 20227:00 PM Men's and Women's Quarterfinals
19
TOURNAMENT SCHEDULE
JUN 01 - WED Day - 12:00 PM Quarter nals
MAY 24 - TUE Day - 11:00 AM1st Round
JUN 02 - THU Day - 2:00 PM Semi nals
MAY 25 - WED Evening - 9:00 PM2nd Round
MAY 27 - FRI Day - 11:00 AM3rd Round
MAY 29 - SUN Evening - 9:00 PM4th Round
MAY 31 - TUE Evening - 5:00 PM Quarter nals
MAY 22 - SUN Day - 11:00 AM1st Round
MAY 26 - THU Day - 11:00 AM2nd Round
JUN 03 - FRI Day - 3:00 PM Semi nals
28 NORTHERN NEW JERSEY | VOL. 4 2022 GRAND SLAM
MAY 23 - MON Evening - 9:00 PM1st Round
MAY 23 - MON Day - 11:00 AM1st Round
DATE PLAY START SESSION
MAY 25 - WED Day - 11:00 AM2nd Round
MAY 27 - FRI Evening - 9:00 PM3rd Round
MAY 30 - MON Day - 11:00 AM4th Round
JUN 04 - SAT Day - 3:00 PM
MAY 24 - TUE Evening - 9:00 PM1st Round
MAY 28 - SAT Evening - 9:00 PM3rd Round
MAY 29 - SUN Day - 11:00 AM4th Round
Women's Singles Final, Men's Doubles Final
JUN 05 - SUN Day - 3:00 PMMen's Singles Final
* Schedule subject to change
MAY 26 - THU Evening - 9:00 PM2nd Round
MAY 30 - MON Evening - 9:00 PM4th Round
JUN 01 - WED Evening - 9:00 PM Quarter nals
MAY 31 - TUE Day - 12:00 PM Quarter nals
MAY 28 - SAT Day - 11:00 AM3rd Round
Sat, July 09 2:00 PM
Tues, July 05 11:00 AMLadies' Singles Quarter nals
29 NORTHERN NEW JERSEY | VOL. 4
TOURNAMENT SCHEDULE
Sun, July 10 2:00 PM
2022 GRAND SLAM
Ladies' Singles Final, Men's Doubles Final, Ladies' Doubles Final
Mon, July 04 11:00 AMMen's & Ladies' 4th Round
DATE PLAY START SESSION
Wed, Jun 29 11:00 AMMen's & Ladies' 2nd Round urs, Jun 30 11:00 AMMen's & Ladies' 2nd Round
Men's Singles Final, Mixed Doubles Final
Wed, July 06 11:00 AMMen's Singles Quarter nals urs, July 07 1:00 PMLadies' Singles Semi nals
Fri, July 08 1:00 PMMen's Singles Semi nals
Fri, July 01 11:00 AMMen's & Ladies' 3rd Round
Tues, Jun 28 11:00 AMMen's & Ladies' 1st Round
Sat, July 02 11:00 AMMen's & Ladies' 3rd Round
Sun, July 03 11:00 AMMen's & Ladies' 4th Round
* Schedule subject to change
Mon, Jun 27 11:00 AMMen's & Ladies' 1st Round
Sat 5 Sep Day 11.00am Men’s / Women’s Round of 16
13
7
20
Wed 9 Sep Night 7.00pm Women’s Semifinals
Fri 11 Sep Day 12.00pm
Sun 6 Sep Night 7.00pm Men’s / Women’s Round of 16
23
Tue 1 Sep Day 11.00am Men’s / Women’s 2nd Round
Thu 3 Sep Day 11.00am Men’s / Women’s 3rd Round
22
2
**
Start Times Listed in EST
4
15
19
Men’s / Women’s 1st Round
Tue 8 Sep Night 7.00pm Men’s / Women’s Quarterfinals
24
Tue 1 Sep Night 7.00pm Men’s / Women’s 2nd Round
Tue 8 Sep Day 11.00am Men’s / Women’s Quarterfinals
Mon 31 Aug Day 11.00am Men’s / Women’s 1st Round
14 Sat 5 Sep Night 7.00pm Men’s / Women’s Round of 16
10
17
Mon 7 Sep Day 11.00am Men’s / Women’s Quarterfinals
Wed 2 Sep Day 11.00am Men’s / Women’s 2nd Round
Fri 4 Sep Day 11.00am Men’s / Women’s 3rd Round
3
Thu 3 Sep Night 7.00pm Men’s / Women’s 3rd Round
5
Mon 31 Aug Night 7.00pm Men’s / Women’s 1st Round
16
11
Mon 7 Sep Night 7.00pm Men’s / Women’s Quarterfinals
Sun 30 Aug Night 7.00pm
Fri 4 Sep Night 7.00pm Men’s / Women’s 3rd Round
Thu 10 Sep Day 12.00pm Mixed Doubles Final / Men’s Semifinals
Men’s Doubles Final / Women’s Final
30 NORTHERN NEW JERSEY | VOL. 4
8
SESSIONDATE
Sat 12 Sep Day 1.00pm Women’s Doubles Final / Men’s Final
12
Wed 2 Sep Night 7.00pm Men’s / Women’s 2nd Round
* Schedule subject to change
2021 GRAND SLAM TOURNAMENT SCHEDULE
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Machu Picchu, or the lost city as it is often referred to, is a bucketlist type of destination. As a world heritage site and one of the new Seven Wonders of the world, it is often considered to be the most spectacular urban creation of the Incan civilization.
the use of mortar. The stonework for the buildings is so well put together that there are no gaps in the joins. Instead, stones were cut to fit together. The stones can weigh as much as 50 tons and were transported without wheels. Rather, they were pushed up the hill by hundreds of men.
It is time to start thinking about traveling again. Why not go somewhere historic and fun. Learn about Incan civilization at Machu Picchu in Peru or Mayan civilization in Mexico.
TIME TO
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Visit the semi-circular Temple of the Sun which is built around an enormous boulder. See the Temple of the Moon and its
It was built as a sacred site around 1430 by the 9th Incan king without
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ceremonial shrine built into a cave with niches that most likely held mummies. There is also a museum which explains how and why Machu Picchu was built. Located 8000 feet above sea level and deep in the tropical forest, it offers amazing architecture, incredible scenery and an abundance of unusual flora and fauna.
There are 2 ways to arrive at Machu Picchu. One can travel by train from either Cusco or the Sacred Valley. Cusco is the easiest and the voyage takes 3.5 hours along the Urubamba River in the Sacred Valley. There is a hotel on site with a restaurant as well as luxury hotels in Cusco. Cusco is filled with historic sites from Incan and colonial times as well as restaurants, shopping and people
Alongwatching.the
Yucatan Peninsula, there are many historic sites built by the ancient Mayan people. One of the most popular is Tulum which is a well-preserved 13th century walled city situated on tall cliffs overlooking the Caribbean Sea. It is easily accessed from Cancun. Visit El Castillo, the
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A day trip from Tulum takes you to the city of Chichen Itza, another of the new Seven Wonders of the World. It is one of the largest and best preserved architectural sites in the world. There are many ancient Mayan structures including the famous El Castillo pyramid which dominates the center of the site. It is 98 feet tall. There is also an ancient sports
Along with the historic sites on the Yucatan Peninsula, there are wonderful places to stay - Cancun for a city feel and Playa del Carmen for a small-town vibe and there is no shortage of all-inclusive beach resorts.
temple of the Frescoes and the Temple of the Descending God or explore the underground caverns of LabnaHa Eco Park and consider snorkeling in the caves of Cenote Dos Ojos.
arena, the Osario Pyramid and the Temple of the Warriors. The city was built over centuries going back as far as 600 ad and grew until the 1600’s when it was conquered by the Spanish.
Do not give out your Social Security number other than to the IRS, your bank, and your employer without asking why they need it. If they have a valid reason, try offering just the last 4 digits.
No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at TheIdentitytheft.com.importantthing is to take all the necessary steps to prevent it.
If you are logging in to an on-line account, use a strong password.Donot give your personal information to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.
Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.
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Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers. The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits
Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, claim unemployment benefits.
Check your bank account for withdrawals not made by you
Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.
If you discover that someone is misusing your personal information visit:
www.IdentityTheft.gov
In addition to taking steps to protect your information, there are things to do to detect identity theft.Track
Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information.
what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other
Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.
Courtesy of Federal Trade Commission
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