Southern New Jersey 4

PHILANTHROPY OR CHARITY

According to the Dictionary, charity and philanthropy are two different things.

CHARITY

Charity is the voluntary giving of help, typically money, to those that are suffering or in need. It tends to address an immediate problem and is a compassionate response to a natural disaster, or a token of support for the victim of crime or violence, for example. Charity can also address immediate needs for food, shelter or medical care. It is a short term response, although one may give frequently to a particular cause.

PHILANTHROPY

Philanthropy is more strategic in that it seeks to root out causes of the problem and to develop long term solutions. Striving for long term solutions to problems such as addiction, housing shortages, or hunger takes time, study, and planning. This is where charity comes in, providing direct relief for people in immediate need.

Both charity and philanthropy possess the same goals of addressing needs and making the world a better place but with different approaches. One deals with direct relief and the other with root causes and finding solutions.

Is one better than the other? Of course not! They are just two different ways of solving problems and both are essential to the functioning of a decent society.

Recently, there have been changes to the tax code regarding charitable giving.

Three Acts have been passed recently - The Tax Cuts and Jobs Act of 2017 (TCJA), the Setting Every Community Up for Retirement Enhancement Act (SECURE) and the Corona Virus Aid, Relief and Economic Security Act (CARES). All have some impact on deductibility of charitable contributions. They

also may offer some additional advantages. For example, a qualified charity may receive your IRA with no tax consequences since charities do not pay taxes. Appreciated assets are also beneficial as a gift to a charity, as capital gains tax can be avoided.

Another way to contribute is through a community foundation, which is a grant making public charity that is dedicated to improving lives in a particular community. Individuals, families, businesses and non-profit groups establish funds within the foundation in which they can contribute assets for charitable purposes. The foundation manages the assets and takes suggestions from those that set up the fund on how and where to distribute the resources. There are over 700 community foundations in the United States.

Whether one chooses charity or philanthropy, the ultimate goal is to help the community by using personal skills and resources to make a difference.

INTERIOR DESIGN TRENDS FOR 2022

After the last eighteen months, many people are now seriously considering updating their homes - creating new spaces, changing color schemes, furniture and even artwork. It’s become clear that home décor has an impact on emotions and well-being.

An emphasis on natural light, good ventilation, and biophilic (connection with nature) design have gained in popularity. This is accomplished with the use of indoor plants, skylights, and open indoor-outdoor floorplans. Another noted concern is on climate change; many are now considering sustainability and which materials are best to use for the health of our planet.

Homeowners want spaces that reflect their personalities, interests, hobbies, and history. Outdoor spaces are being treated as integral parts of the home, creating additional rooms to expand a family’s living and entertainment spaces. Stylish furniture is being chosen to be compatible with the indoor space.

Vintage and antique furniture are also making a comeback due to the widespread interest in sustainability. Lamps are important, not just for lighting, but also as art or a statement piece.

The styles of the 70’s have made a resurgence, but with a twist. More muted and earthy tones have replaced bright orange, along with rounded furniture and multiple patterned fabrics.

CHOOSING COLORS IS AN IMPORTANT ELEMENT FOR THE DESIGN OF ANY HOME.

This year Pantone has named “Very Peri” its color of the year. “Very Peri” is a bold blue with violet-red undertones, often called periwinkle. Periwinkle represents serenity and calmness as well as vibrancy and excitement.

According to Pantone, “Veri Peri” helps us embrace this

altered landscape of possibilities, opening us up to a new vision as we re-write our lives: rekindling gratitude for some of the qualities that blue represents complemented by a new perspective that resonates today, Very Peri places the future ahead in a new light. These are transformative times

and “Very Peri is a symbol of the global zeitgeist of the moment and the transition we are going through.”

Expect to see Very Peri in many different shades and uses. It can be used as an accent color for pillows, glassware, accent chairs, area rugs or art.

Or one can try periwinkle patterned wallpaper to create excitement on walls, ceilings or even cabinets.

Etsy has named Emerald Green their color of the year. It is a reminder of nature and works well on walls, bedding, pillows, and art.

Other paint companies have chosen a more neutral color palette for the year 2022 in the belief that calm is needed after the uncertainty of the last two years. Either way, bright cheerful colors are sometimes exactly what we need.

CHOICE IS

The first thing to understand is that writing a will and having an estate plan are actually two different processes, even though an estate plan will include a will.

Wills

Creating a will can be a fairly simple process. It will address who will take care of your children, who will take over your business, and who receives your assets and other personal property. A will requires the naming of an executor responsible for fulfilling the deceased’s wishes. Having one’s wishes defined in a will ensures privacy, helps avoid family disputes and saves money by avoiding probate and the expense of attorneys and public trustees to determine the distribution of assets which then becomes public information.

Estate Planning

Estate planning is the process of designating who will manage and distribute assets after death or incapacitation. It is a more intensive process and includes a variety of documents including the last will and testament. While it may be overwhelming to contemplate, a welldesigned estate plan will ensure that assets are distributed according to one’s wishes. In addition to the last will and testament, an estate plan

might include a living will, a financial power of attorney, a living trust, and beneficiary designations. An estate plan can be particularly helpful in the case of multiple marriages, business ownership, specific charitable donations, or specific requests for health or property. It can also ensure wishes are carried out and that assets are distributed as designated.

Living Will

A living will is a document that describes the type of care one would want if incapacitated and cannot speak for themself. This can assist the family with difficult decisions and avoid confusion.

A financial power of attorney allows for a designated appointee to handle financial affairs in the event of incapacitation. They can make financial decisions in accordance with the instructions defined in the estate plan.

Living Trust

A living trust is a document created during one’s life where a designated person, the trustee, is given responsibility for managing that individual’s assets for the benefit of the eventual beneficiary. It is designed to allow for the easy transfer of assets, thereby avoiding probate.

A living revocable trust allows someone to be their own trustee and allows for changes in beneficiary at any time.

An irrevocable living trust is restrictive, and beneficiaries may not be changed but there are certain beneficial tax consequences.

Beneficiary designations explain who receives which assets such as an IRA, insurance policy, savings account, or other financial instruments.

A well-executed estate plan can minimize gift, estate and generation skipping transfer taxes to ensure that the family receives as much of the deceased’s estate as possible. Everyone’s plan is different and requires the right team of professionals to implement. It is also important to update the plan regularly as personal circumstances, legislation, and tax laws change frequently.

This article is for informational purposes only. Please consult a professional.

2022-2023 PGA TOURNAMENT SCHEDULE

DATESTOURNAMENT

Fortinet Championship

SEP 15 - 18, 2022

SEP 22 - 25, 2022

SEP 29 - OCT 2, 2022

OCT 6 - 9, 2022

OCT 13 - 16, 2022

OCT 20 - 23, 2022

OCT 27 - 30, 2022

NOV 3 - 6, 2022

NOV 10 - 13, 2022

NOV 17 - 20, 2022

DEC 1 - 4, 2022

DEC 9 - 11, 2022

JAN 5 - 8, 2023

JAN 12 - 15, 2023

JAN 19 - 22, 2023

JAN 25 - 28, 2023

FEB 2 - 5, 2023

FEB 9 - 12, 2023

* Schedule subject to change

DEFENDING CHAMPION

Silverado Resort and Spa (North Course), Napa, CA

Presidents Cup

Quail Hollow Club, Charlotte, NC

Sanderson Farms Championship

The Country Club of Jackson, Jackson, MS

Shriners Children’s Open

TPC Summerlin, Las Vegas, NV

ZOZO CHAMPIONSHIP

Accordia Golf Narashino Country Club, Chiba, JPN

THE CJ CUP in South Carolina Congaree Golf Club, Ridgeland, SC

Butterfield Bermuda Championship

Port Royal Golf Course, Southampton, BER

World Wide Technology Championship at Mayakoba

El Camaleón Golf Course at Mayakoba, Riviera Maya, MEX

Cadence Bank Houston Open Memorial Park Golf Course, Houston, TX

The RSM Classic

Sea Island Golf Club (Seaside Course), St. Simons Island, GA

Hero World Challenge Albany, New Providence, BAH

QBE Shootout

Qu Tiburón Golf Course, Naples, FL

Sentry Tournament of Champions

Plantation Course at Kapalua, Kapalua, Maui, HI

Sony Open in Hawaii

Qu Waialae Country Club, Honolulu, HI

The American Express

Pete Dye Stadium Course, La Quinta, CA

Farmers Insurance Open

Torrey Pines Golf Course (South Course), San Diego, CA

AT&T Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA

WM Phoenix Open

TPC Scottsdale (Stadium Course), Scottsdale, AZ

Max Homa $1,260,000

Sam Burns $1,260,000

Sungjae Im $1,260,000

Hideki Matsuyama $1,791,000

Rory McIlroy $1,755,000

Lucas Herbert $1,170,000

Viktor Hovland $1,296,000

Jason Kokrak $1,350,000

Talor Gooch $1,296,000

Viktor Hovland $1,000,000

Kevin Na, Jason Kokrak $447,500

Cameron Smith $1,476,000

Hideki Matsuyama $1,350,000

Hudson Swafford $1,368,000

Luke List $1,512,000

Tom Hoge $1,566,000

Scottie Scheffler $1,476,000

2022-2023 PGA TOURNAMENT SCHEDULE

DATESTOURNAMENT

FEB 16 - 19, 2023

FEB 23 - 26, 2023

MAR 2 - 5, 2023

MAR 2 - 5, 2023

MAR 9 - 12, 2023

The Genesis Invitational

The Riviera Country Club, Pacific Palisades, CA

The Honda Classic

MAR 16 - 19, 2023

MAR 22 - 26, 2023

MAR 23 - 26, 2023

MAR 30 - APR 2, 2023

* Schedule subject to change

DEFENDING CHAMPION

Joaquin Niemann $2,160,000

PGA National Resort (The Champion), Palm Beach Gardens, FL

Puerto Rico Open Grand Reserve Golf Club, Rio Grande, PUR

Arnold Palmer Invitational presented by Mastercard

Arnold Palmer’s Bay Hill Club & Lodge, Orlando, FL

THE PLAYERS Championship

The Country Club of Jackson, Jackson, MS

Valspar Championship Innisbrook Resort (Copperhead Course), Palm Harbor, FL

World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX

Corales Puntacana Championship

Puntacana Resort & Club (Corales Golf Course), Punta Cana, DOM

Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX

APR 6 - 9, 2023 Masters Tournament Augusta National Golf Club, Augusta, GA

APR 13 - 16, 2023 RBC Heritage Harbour Town Golf Links, Hilton Head Island, SC

APR 20 - 23, 2023

APR 27 - 30, 2023

MAY 4 - 7, 2023

MAY 11 - 14, 2023

MAY 18 - 21, 2023

MAY 25 - 28, 2023

JUN 1 - 4, 2023

Zurich Classic of New Orleans Harbour Town Golf Links, Hilton Head Island, SC

Mexico Open at Vidanta Vidanta Vallarta, Vallarta, MEX

Wells Fargo Championship Quail Hollow Club, Charlotte, NC

AT&T Byron Nelson

TPC Craig Ranch, McKinney, TX

PGA Championship

Q Oak HIll Country Club, Rochester, NY

Charles Schwab Challenge Colonial Country Club, Fort Worth, TX

The Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH

Sepp Straka $1,440,000

Ryan Brehm $666,000

Scottie Scheffler $2,160,000

Cameron Smith $3,600,000

Sam Burns $1,404,000

Scottie Scheffler $2,100,000

Chad Ramey $ 666,000

J.J. Spaun $1,548,000

Scottie Scheffler $2,700,000

Jordan Spieth $1,440,000

P. Cantlay/X. Schauffele $1,199,350

Jon Rahm $1,314,000

Max Homa $1,620,000

K.H. Lee $1,638,00

Justin Thomas $2,700,000

Sam Burns $1,512,000

Billy Horschel $2,160,000

2022-2023 LPGA TOURNAMENT SCHEDULE

DATES TOURNAMENT PURSE

SEP 23-25, 2022

Walmart NW Arkansas Championship presented by P&G Pinnacle Country Club, Rogers, Arkansas $2.3M

SEP 29 - OCT 2, 2022 Volunteers of America Classic

Old American G.C., e Colony, Texas $1.5M

OCT 6-9, 2022 LPGA MEDIHEAL Championship e Saticoy Club, Somis, California $1.8M

OCT 20-23, 2022 BMW Ladies Championship Korean location to be announced $2M OCT 27-30, 2022 Taiwan Swinging Skirts LPGA Miramar G.C., New Taipei City, Chinese Taipei $2.2M

NOV 3-6, 2022

TOTO Japan Classic

Seta Golf Course, Shiga, Japan $2M

NOV 10-13, 2022 Pelican Women's Championship

Pelican G.C., Belleair, Florida $2M

NOV 17-20, 2022 CME Group Tour Championship Tiburon G.C., Naples, Florida $7M

JAN 20-23, 2023 Hilton Grand Vacations Tournament of Champions Lake Nona Golf and Country Club, Orlando, Florida $1.5M

JAN 27-30, 2023 Gainbridge LPGA at Boca Rio Boca Rio Golf Club, Boca Raton, Florida $2M

FEB 3-5, 2023

MAR 3-6, 2023

LPGA Drive On Championship Crown Colony Golf & Country Club, Fort Myers, Florida $1.5M

HSBC Women’s World Championship

Sentosa Golf Club, Tanjong Course, Singapore $1.7M

MAR 10-13, 2023 Honda LPGA ailand

MAR 24-27, 2023

Siam Country Club, Pattaya Old Course, Chonburi, ailand

JTBC Classic presented by Barbasol Aviara Golf Club, Carlsbad, CA

MAR 31-APR 3, 2023 e Chevron Championship

APR 13-16, 2023

APR 21-24, 2023

APR 28- MAY 1, 2023

MAY 12-15, 2023

MAY 25-29, 2023

JUN 2-5, 2023

$1.6M

$1.5M

Mission Hills Country Club, Dinah Shore Tournament Course, Rancho Mirage, CA $5M

LOTTE Championship presented by Hoakalei

Hoakalei Country Club, Ewa Beach, Oahu, HI $2M

DIO Implant LA Open

Wilshire Country Club, Los Angeles, CA

Palos Verdes Championship presented by Bank of America

Palos Verdes Golf Club, Palos Verdes Estates, CA

Cognizant Founders Cup

$1.5M

$1.5M

Upper Montclair Country Club, Cli on, NJ $3M

Bank of Hope LPGA Match-Play presented by MGM Rewards

Shadow Creek, Las Vegas, NV

U.S. Women’s Open Presented by ProMedica

$1.5M

Pine Needles Lodge and Golf Club, Southern Pines, NC $10M

LOCAL EVENTS GUIDE SOUTHERN NEW JERSEY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

SEPTEMBER

SEPT 10 | WOOD STREET FAIR

This year’s fair will consist of numerous award winning artists spanning Wood Street and along the Riverfront. Works for sale will include items such as wood workings, stained glass, jewelry, bath products, embroidery, quilts, ceramics, crafts and more. There will be three food courts and lots of free parking. Don’t miss out on all of the fun! For more info visit: woodstreetfair.com

SEPT 17 - 18 | SEAFOOD FESTIVAL

The Downbeach Seafood Festival will be highlighting all the fantastic dining options this coastal area has to offer. Whether it’s trying the vast selection of local restaurants, sipping Jersey made craft beers, cooking with local chefs, shopping unique exhibitors, or playing in the sand, you will find yourself im mersed in festival and all it has to offer. For more info visit: downbeachseafoodfest.com

OCTOBER

OCT 1 - 2 | EXIT ZERO JAZZ FEST

The Exit Zero Jazz Festival debuted in November 2012 in the national historic landmark city of Cape May, a picturesque beach town. You might find yourself one min ute second-lining to a New Orleans brass band, and, in the next, snaking through town behind a 22-piece Brazilian drum bloco. The joy of the Exit Zero Jazz Festival is in the discovery of incredible music and musicians you may never have known existed. For more info visit: exitzerojazzfestival.com

OCT 8 - 9 | PUMPKIN SHOW

The Jersey Pumpkin Show has become one of the best ways to welcome the autumn harvest with kids and parents alike. The giant Pumpkin Pyramid, filled with pumpkins, gourds and mums, represents everything beautiful about the fall harvest. For more info visit: sjpumpkinshow.com

LOCAL EVENTS GUIDE SOUTHERN NEW JERSEY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS

OCT 15 - 16 | CRANBERRY FESTIVAL

The Cranberry Festival is a celebration of New Jersey’s cranberry harvest, the 3rd largest in the United States. Enjoy live entertainment Cranberry Cafe and Bakery, Pine Barrens photography, quilt blocking, hat decorating, cranberry floral arrangement, the smallest and largest cranberry display and the best cranberry recipe. For more info visit: cranfest.info

NOVEMBER

NOV 18 - 20 | MOB MOVIE CON

From the creators of SopranosCon and BoxingCon, come celebrate the mafia and gangster genre in TV and cinema like never before! For more info visit: mobmoviecon.com

DECEMBER

CHANGED

NOV 24 | PARVIN TURKEY TROT

Join the Parvin Appreciation Committee and Second Capital Running for the annual Parvin Turkey Trot! A 5K Trail Race on Thanksgiving Morning at The Peoples’ Park. For more info visit: https://bit.ly/3mApmWb

DEC 1 - 30 | HOLIDAY LIGHT SHOW

This year’s holiday light show you won’t want to miss! Drive a course through America’s only construction theme & water park to witness lights, holiday displays, tunnels, and our very own radio station to fill your car with holiday spirit!

For more info visit: https://bit.ly/3e8mmNH

DEC 2 - 4 | GERMAN CHRISTMAS MARKET

The purpose of this event is and will remain consistent: To provide our community with a joyous event celebrating the beginning of the Holiday Season while recognizing and giving back to those in need in our community. So enjoy a great day of supporting the community in this German Christmas Market!

For more info visit: germanchristmasmarketnj.com

DEC 3 | DICKENS FESTIVAL

Main Street in Medford has become an old-fashioned winter wonder-

LOCAL EVENTS GUIDE SOUTHERN NEW JERSEY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU. (. . .continued from 28)

land at the start of the holiday season. The official tree lighting begins when a town crier transports Santa and Mrs. Claus to the center of downtown. Upon Santa’s arrival, the town gets busy with tons of activities, plus magic, comedy, and juggling shows. For more info visit: https://bit.ly/3SAWs63

JANUARY

Jan 13 - 29 | CAMELOT

The legendary love triangle of King Arthur, Guenevere, and Sir Lancelot leaps from the pages of T.H. White’s novel in Lerner and Loewe’s award-winning, soaring musical, CAMELOT. Newly adapted by David Lee, this intimate cautionary tale of idealism, hope, and love is vitally reimagined to feature a small ensemble of storytellers. For more info visit: https://bit.ly/3re6FK8

JAN 27 - 29 | FLY FISHING SHOW

An entertaining and informative consumer show dedicated to connecting customers with business owners, manufacturers and other fly

FEBRUARY

more info

FEB 1 - 26 | FILM FESTIVAL

The New Jersey Film Festivals is dedicated to exhibiting independent, classic, international, and experimental films. It will be pre sented virtually this year. Stream more than 40 international films, American independent features, short subjects and classic revivals. Watch out for special guest appearances and Q&A sessions. Grab your popcorn and enjoy! For more info

FEB 24 - 26 | HOME & GARDEN SHOW

New Jersey’s home & garden event features over 200 exhibitors with the area’s top services & products. Attend expert presentations, meet kitchen and bath designers, improve your home’s curb appeal, shop home decor, attend a painting class, & more! For more info visit:

LOCAL EVENTS GUIDE SOUTHERN NEW JERSEY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS

EITHER

MARCH

MARCH 17 - 30 | MACBETH

One of the most transcendent tragedies in the history of theater, William Shakespeare’s Macbeth dramatizes the damaging physical and psychological effects of political ambition on those who seek power. A brave Scottish general named Macbeth receives a prophecy from a trio of witches that one day he will become King of Scotland. Consumed by ambition and spurred to action by his wife, Macbeth finds himself in a rapidly-rising ascent of murder and deceit. For more info visit: https://bit.ly/3SkKvBH

March 23 - 26 | Film Festival

The Garden State film festival is held together by the philosophy of promoting an engendering independent films and new and inspiring filmmakers, and they have garnered support from Hollywood heavyweights like Glenn Close, Frank Vincent, Michael Uslan and James Gandolfini. For more info visit: https://bit.ly/3BRvW1C

APRIL

April 1 - 30 | Tulip Festival

Holland Ridge Farms is a family-owned flower grower and flower farm in New Jersey. Our U-Pick Tulip season opens when the millions of bulbs we planted in the fall burst into bloom. Rows and rows of colorful tulips as far as the eye can see! For more info visit: https://bit.ly/3iYfOl8

APRIL 28 - 30 | THE CURIOUS INCIDENT OF THE DOG IN THE NIGHT TIME

Fifteen-year-old Christopher has an extraordinary brain, but is illequipped to interpret everyday life. When he falls under suspicion for killing his neighbor’s dog he sets out to identify the culprit, which leads to a journey that will change his life forever. For more info visit: https://bit.ly/3r9WOVF

MAY MAY TBA | RENAISSANCE FAIRE

New Jersey Renaissance Faire features music, dance, comedy,

LOCAL EVENTS GUIDE SOUTHERN NEW JERSEY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.

living history, stunts, various acts, demonstrations, vendors, food and drinks, and more. Browse through our enchanted crafts village where over one hundred merchants and artisans demonstrate and sell their wares. For more info visit: njrenfaire.com

May 5 - 7 | Wine & Food Festival

Held at New Jersey’s premier culinary destination, Crystal Springs Resort, the Festival’s events are designed to allow food and wine connoisseurs to meet and mingle with the world’s finest chefs and winemakers. For more info visit: njwinefoodfest.com

JUNE

June 3 - 4 | Beer & Music Festival

This weekend on Bader Field marks 16 yrs of celebrating beer. With over 100 breweries, nearly 500 beers, and great tunes! For more info visit: acbeerfest.com

east, that brings in many of the world’s top aerobatic performers! There will be aerobatic performances, air shows, static displays, entertainment, historical displays, car shows, night shows, ground exhibits, food vendors, and more. For more info visit: greenwoodlakeairshow.com

JUNE 23 - 25 | ROCK, RIBS, & RIDGES FESTIVAL

A two-day celebration of great Southern Rock music, finger-lickin’ barbeque and good times at Sussex County FairGrounds! For more info visit: rockribsandridges.com

JULY

JULY 2 - 5 | INDEPENDENCE DAY

JUNE 9 - 11 | AIR SHOW

The greatest Air Show in the North-

The whole state is dressed in red, white, and blue and ready to celebrate America’s Independence! New Jersey is famous for its 4th of July waterfront extravaganza in Atlantic City and other great locations along the coast. But there are many other smaller events that bring in the charm of small-town celebrations with communities getting

LOCAL EVENTS GUIDE SOUTHERN NEW JERSEY

PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU. (. . .continued from 34)

together and enjoying traditional entertainment. For more info visit: https://bit.ly/3pzoF1B

JULY 28 - 30 | FESTIVAL OF BALLOONING

The family friendly festival will feature mass ascensions, balloon rides, sunrise yoga, non-stop family entertainment, headlining concerts, crafters, vendors, balloon glow, food, fireworks, and much more. Experi ence a weekend of family friendly fun! For more info visit: balloonfestival.com

ebrates the Morris Canal and its contributions to the development of the communities along its banks. Come to a day of free family fun featuring a craft show, great food, educational events and enjoy a day of listening to a wide variety of musical entertainers. For more info visit: canalday.org

SEPTEMBER

SEPT TBA | BEARDFEST

JULY 28 - 30 | STATE FARE

The New Jersey State Fair includes 4-H shows and exhibits, horse shows, carnival, performing art, family entertainment, demo derby, exhibits, food, and more. This is a great way to enjoy the summer with your family! For more info visit: https://bit.ly/2L3Yv5A

AUGUST

AUG TBA | CANAL DAY FESTIVAL

An old time country fair that cel-

Escape with us for a weekend in the Jersey Pines where you’ll experience music, visual art, nature, discussion, playtime, and community building unlike anywhere else. Our team works hard to cultivate & curate a breathtaking participatory experience to engage and stimulate festival goers of all ages. For more info visit: beardfest.net

SessionDate

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

TimeFeatured Matches

1Mon,January16,202311:00amMen'sandWomen's1stRound

2Mon,January16,20237:00pmMen'sandWomen's1stRound

3Tue,January17,202311:00amMen’sandWomen’s1stRound

4Tue,January17,20237:00pmMen’sandWomen’s1stRound

5Wed,January18,202311:00amMen’sandWomen’s2ndRound

6Wed,January18,20237:00pmMen’sandWomen’s2ndRound

7Thu,January19,202311:00amMen’sandWomen’s2ndRound

8Thu,January19,20237:00pmMen’sandWomen’s2ndRound

9Fri,January20,202311:00amMen’sandWomen’s3rdRound

10Fri,January20,20237:00pmMen’sandWomen’s3rdRound

11Sat,January21,202311:00amMen’sandWomen’s3rdRound

12Sat,January21,20237:00pmMen’sandWomen’s3rdRound

13Sun,January22,202311:00amMen’sandWomen’s4thRound

14Sun,January22,20237:00pmMen’sandWomen’s4thRound

15Mon,January23,202311:00amMen’sandWomen’s4thRound

16Mon,January23,20237:00pmMen’sandWomen’s4thRound

17Tue,January24,202311:00am

18Tue,January24,20237:00pm

19Wed,January25,202311:00am

20Wed,January25,20237:30pm

21Thu,January26,202311:00am

22Thu,January26,20237:30pm

23Fri,January27,20233:00pm

24Sat,January28,20234:00pm

25Sun,January29,20234:00pm

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Men’s and Women’s Quarterfinals

Women’s Semifinals

Men’s Semifinal

Mixed Doubles Semi /Women’s Doubles Final / Men’s Singles Semifinal

Women’s Singles Final /Men’s Doubles Final

Mixed Doubles Final /Men’s Singles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

DATE PLAY STARTSESSION

MAY 29 - SUN Day - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MON Day - 11:00 AMMen’s & Women’s 1st Round

MAY 30 - MON Evening - 9:00 PMMen’s & Women’s 1st Round

MAY 31 - TUE Day - 11:00 AMMen’s & Women’s 2nd Round

MAY 31 - TUE Evening - 9:00 PMMen’s & Women’s 2nd Round

MAY 31 - WED Day - 11:00 AMMen’s & Women’s 3rd Round

MAY 31 - WED Evening - 9:00 PMMen’s & Women’s 3rd Round

JUN 01 - THU Day - 11:00 AMMen’s & Women’s 4th Round

JUN 01 - THU Evening - 9:00 PMMen’s & Women’s 4th Round

JUN 02 - FRI Day - 12:00 PM3rd Round

JUN 02 - FRI Evening - 9:00 PM3rd Round

JUN 03 - SAT Day - 12:00 AM3rd Round

JUN 03 - SAT Evening - 9:00 PM3rd Round

JUN 04 - SUN Day - 11:00 AM4th Round

JUN 04 - SUN Evening - 9:00 PM4th Round

JUN 05 - MON Day - 11:00 AM4th Round

JUN 05 - MON Evening - 9:00 PM4th Round

JUN 06 - TUE Day - 12:00 PM Quarter nals

JUN 06 - TUE Evening - 5:00 PM Quarter nals

JUN 07 - WED Day - 12:00 PM Quarter nals

JUN 07 - WED Evening - 5:00 PM Quarter nals

JUN 08 - THU Day - 2:00 PM Semi nals

JUN 09 - FRI Day - 3:00 PMMen’s Semi Finals 1

JUN 09 - FRI Evening - 7:00 PMMen’s Semi Finals 2

JUN 10 - SAT Day - 3:00 PM Women's Singles Final, Men's Doubles Final

JUN 11 - SUN Day - 3:00 PM Men's Singles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

Schedule subject to change

DATE PLAY STARTSESSION

Mon, July 03

11:00 AMMen's & Ladies' 1st Round

Tues, July 04 11:00 AMMen's & Ladies' 1st Round

Wed, July 05 11:00 AMMen's & Ladies' 2nd Round

urs, July 6 11:00 AMMen's & Ladies' 2nd Round

Fri, July 07 11:00 AMMen's & Ladies' 3rd Round

Sat, July 08 11:00 AMMen's & Ladies' 3rd Round

Sun, July 09 11:00 AMMen's & Ladies' 4th Round

Mon, July 10 11:00 AMMen's & Ladies' 4th Round

Tues, July 11 11:00 AM

Wed, July 12 11:00 AM

urs, July 13 1:00 PM

Men's Singles Quarter nals Ladies’ Singles Quarter nals

Men's Singles Quarter nals Ladies’ Singles Quarter nals

Ladies' Singles Semi nals Mixed Doubles Final

Fri, July 14 1:00 PMMen's Singles Semi nals

Sat, July 15 2:00 PM

Sun, July 16 2:00 PM

Ladies' Singles Final, Men's Doubles Final,

Men's Singles Final, Ladies’ Doubles Final

2023 GRAND SLAM TOURNAMENT SCHEDULE

* Schedule subject to change

Start Times Listed in EST

SESSION DATE SCHEDULEPLAY STARTMATCHES

1 Mon, 28 Aug Day 11.00am

Men’s / Women’s 1st Round

2 Mon, 28 Aug Night 7.00pm Men’s / Women’s 1st Round

3 Tue, 29 Aug Day 11.00am Men’s / Women’s 1st Round

4 Tue, 29 Aug Night 7.00pm Men’s / Women’s 1st Round

5 Wed, 30 Aug Day 11.00am Men’s / Women’s 2nd Round

6 Wed, 30 Aug Night 7.00pm Men’s / Women’s 2nd Round

7 Thu, 31 Aug Day 11.00am Men’s / Women’s 2nd Round

8 Thu, 31 Aug Night 7.00pm Men’s / Women’s 2nd Round

9 Fri, 1 Sep Day 11.00am Men’s / Women’s 3rd Round

10 Fri, 1 Sep Night 7.00pm Men’s / Women’s 3rd Round

11 Sat, 2 Sep Day 11.00am Men’s / Women’s 3rd Round

12 Sat, 2 Sep Night 7.00pm Men’s / Women’s 3rd Round

13 Sun, 3 Sep Day 11.00am

Men’s / Women’s Round of 16

14 Sun, 3 Sep Night 7.00pm Men’s / Women’s Round of 16

15 Mon, 4 Sep Day 11.00am

16 Mon, 4 Sep Night 7.00pm

Men’s / Women’s Round of 16

Men’s / Women’s Round of 16

17 Tue, 5 Sep Day 12.00pm Men’s / Women’s Quarterfinals

18 Tue, 5 Sep Night 7.00pm

Men’s / Women’s Quarterfinals

19 Wed, 6 Sep Day 12.00pm Men’s / Women’s Quarterfinals

20 Wed, 6 Sep Night 7.00pm Men’s / Women’s Quarterfinals

21 Thu, 7 Sep Day 12.00pm

22 Fri, 8 Sep Day 12.00pm

Women’s Semifinals /

Men’s Doubles Final or Mixed Doubles Final / Men’s Semifinal 1

23 Fri, 8 Sep Night 7.00pm Men’s Semifinal 2

TIME TO

It is time to start thinking about traveling again. Why not go somewhere historic and fun. Learn about Incan civilization at Machu Picchu in Peru or Mayan civilization in Mexico.

Machu Picchu, or the lost city as it is often referred to, is a bucketlist type of destination. As a world heritage site and one of the new Seven Wonders of the world, it is often considered to be the most spectacular urban creation of the Incan civilization.

It was built as a sacred site around 1430 by the 9th Incan king without

the use of mortar. The stonework for the buildings is so well put together that there are no gaps in the joins. Instead, stones were cut to fit together. The stones can weigh as much as 50 tons and were transported without wheels. Rather, they were pushed up the hill by hundreds of men.

Visit the semi-circular Temple of the Sun which is built around an enormous boulder. See the Temple of the Moon and its

ceremonial shrine built into a cave with niches that most likely held mummies. There is also a museum which explains how and why Machu Picchu was built. Located 8000 feet above sea level and deep in the tropical forest, it offers amazing architecture, incredible scenery and an abundance of unusual flora and fauna.

There are 2 ways to arrive at Machu Picchu. One can travel by train from either Cusco or the Sacred Valley. Cusco is the easiest and the voyage takes 3.5 hours along the Urubamba River in the Sacred Valley. There is a hotel on site with a restaurant as well as luxury hotels in Cusco. Cusco is filled with historic sites from Incan and colonial times as well as restaurants, shopping and people watching.

Along the Yucatan Peninsula, there are many historic sites built by the ancient Mayan people. One of the most popular is Tulum which is a well-preserved 13th century walled city situated on tall cliffs overlooking the Caribbean Sea. It is easily accessed from Cancun. Visit El Castillo, the

temple of the Frescoes and the Temple of the Descending God or explore the underground caverns of LabnaHa Eco Park and consider snorkeling in the caves of Cenote Dos Ojos.

A day trip from Tulum takes you to the city of Chichen Itza, another of the new Seven Wonders of the World. It is one of the largest and best preserved architectural sites in the world. There are many ancient Mayan structures including the famous El Castillo pyramid which dominates the center of the site. It is 98 feet tall. There is also an ancient sports

arena, the Osario Pyramid and the Temple of the Warriors. The city was built over centuries going back as far as 600 ad and grew until the 1600’s when it was conquered by the Spanish.

Along with the historic sites on the Yucatan Peninsula, there are wonderful places to stay - Cancun for a city feel and Playa del Carmen for a small-town vibe and there is no shortage of all-inclusive beach resorts.

Trends for 2022 ACCESSORY

After a year of staying in the house, wearing sweats and other assorted quarantine gear, it is time for a change. Many are now finally ready to dress up, even while still wearing masks and social distancing. Break out all of those accessories that piled up from months of online shopping. Nobody will judge if you overaccessorize.

The new year brings changing trends in jewelry, both traditional and avant-garde. Pearls have always been in, but we are now seeing more of the freshwater variety. They have a more contemporary look. From pearl drop earrings to layered necklaces that mix

pearls with other materials, pearls work for all occasions. There are also personalized extra-long pendant necklaces and charm bracelets. Colorful beads are always a hit, whether worn as earrings, necklaces, or bracelets. Chain link necklaces and bracelets with attached charms are also hot

at the moment. And feel free to stack rings on a couple fingers while you’re at it!

A brand new trend is mismatched earrings or simply wearing one dramatic shoulder grazing earring. Of course two shoulder length earrings also work. Mixing and matching different textures is also very popular. Instead of smooth gold hoops, go for a textured pair in silver; silver has made a huge comeback.

Several top designers have moved towards mini handbags recently, often on long chains. They can even be worn as a necklace. And of course, let’s not forget about diamonds. They remain at the top of the food chain. Just ask Marilyn Monroe -“Diamonds Are A Girl’s Best Friend”.

Hair ornaments of all sizes can make a powerful fashion statement. There are a multitude of choices from traditional headbands to pearl hairpins or hair clips, barrettes, and even scrunchies. They come in a variety of fabrics from velvet to fur to leather. Most popular are headbands embellished with pearls, rhinestones or feathers. You’ll always look chic with a headband!

Regardless

Regardless of individual style, all can agree – now is the time to shine!

Identity theft is when someone uses your personal or financial information without your permission. They might steal your name and address, credit card or bank account numbers, Social Security number or medical insurance account numbers. The information could then be used to make purchases, get new cards in your name, open a phone, electricity, or gas account, or even steal your tax refund or medical benefits

No one wants to be the subject of identity theft. If it happens to you, there are steps you can take, and the government is there to help at Identitytheft.com.

The important thing is to take all the necessary steps to prevent it.

Keep your financial records, Social Security and Medicare cards and any other documents that have personal information in a secure place. If getting rid of them, be sure to shred them.

Do not give out your Social Security number other than to the IRS, your bank, and your employer without asking why they need it. If they have a valid reason, try offering just the last 4 digits.

If you are logging in to an on-line account, use a strong password.

Do not give your personal information to someone who calls, emails, or texts you. They could be a scammer trying to steal your information.

In addition to taking steps to protect your information, there are things to do to detect identity theft.

Track what bills you owe and when they are due. If you stop getting a bill, that could be a sign someone changed your address or other information

Review your bills for charges that don’t belong to you

Check your bank account for withdrawals not made by you

Get and review your credit reports, as accounts you don’t recognize could be a sign of identity theft.

Many companies sell identity theft protection services that may include credit monitoring, identity monitoring, identity recovery services, and identity theft insurance. These services may be offered by your bank or credit union, credit card provider, employer’s benefits program, or insurance company. Also, there are credit monitoring services like Equifax, Experian, and TransUnion that offer these services as well.

Identity monitoring services may notify you of a change of address request, court or arrest records, orders for new utility, cable or wire services, application for a payday loan, information on websites that sell stolen identity information.

Most will not notify you if someone uses your information to file a tax return and collect your refund, get Medicare benefits, get Medicaid benefits, get welfare benefits, claim Social Security benefits, claim unemployment benefits.

If you discover that someone is misusing your personal information visit:

Courtesy of Federal Trade Commission

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