INTERIOR DESIGN TRENDS FOR 2023
In life there are constant changes, so too in the world of interior design. Trends are always shifting. The themes for 2023 seem to be: Sustainable living and health & wellness designs. There has been a move away from minimalism to individualism which has created more personalized and decorative styles. In this new, post-Covid world, there have been many changes to the way we live, both inside and outside of the home. Many of us spend much more time in the house, so people have adjusted their priorities in the way the home is used.
With a new focus on wellness and healthy living, more attention is paid to comfort and overall well-being.
Kitchens are central to this new lifestyle and the open kitchen is an important aspect of this new trend. Most desirable are large islands that seat the family comfortably and provide lots of workspace. Upper and lower cabinets of different colors are in fashion as are stainless steel cabinetry and fixtures. To update a kitchen, a coat of paint can completely change the feel and be extremely cost effective. Lighting is also a key component, particularly if natural light is not available. A growing number of homeowners are installing led lights underneath their cabinets to illuminate the kitchen counter top.
With so many people still working at home, a designated office is often a necessity and needs to be incorporated into the design of your home. First of all, it should be comfortable and functional. It is desirable to have natural light and natural materials wherever possible. Try colors that are inspired by nature for a calming environment. For a more dramatic approach, an interesting background wall color can be useful for
all of your zoom meetings.
Furnishings will feel more organic with the use of cotton, wool, and velvet fabrics. Of course fabric decisions can depend on the location within the home; it’s recommended that the home match its natural environment. There is still a movement toward coordinating the indoor and outdoor environments. Arches and architectural details are in as are soft edges, curved sofas, and personal pieces.
Multi-function rooms that cater to entertainment and exercise are in vogue. More people will want media rooms for movies and games as well as gyms and saunas.
Mud rooms and laundry rooms are no longer just utilitarian spaces. Today, homeowners want these spaces to coordinate with the rest of the home. Sometimes they even want to accommodate a pet with a special tub. Think about maximizing natural light throughout your home. Big open
The focus of home design in 2023 is a calm, comfortable environment in harmony with nature that incorporates work, entertainment and relaxation spaces.
windows which bring in natural light can improve mood, focus and sleep patterns which will improve one’s health.
It looks like 2023 may bring with it the end of the white wall trend. Currently, designers are reporting
clients wanting jewel tones in blues, greens and even rust, which creates a cozier environment. This is part of the eco-friendly trend of the last few years which incorporates elements of nature. Gold will also be popular as an accent color.
It is important to revisit one’s estate planning periodically, as both circumstances and laws can change without notice. If you do not have an estate plan, it is time to create one. You probably have more assets than you think.
First of all, estate planning is an opportunity to designate who will receive your assets upon death or incapacitation. It will also allow you to designate a guardian for your children. With the advice of counsel, your plan will manage assets to minimize estate
taxes, gift taxes and any other tax issues. And most importantly, a good estate plan will avoid disagreements between heirs and probate which can be time consuming and expensive.
Begin with an assessment of all your assets, including your home and other real estate, art, collections, vehicles, and jewelry. List your checking and savings accounts, investment accounts, life insurance policies, IRA or 401 accounts and ownership interests in any businesses. Estimate the value in order to divide among your heirs.
SEVERAL DOCUMENTS:
A COMPLETE ESTATE PLAN INCLUDES
POWER OF ATTORNEY
A durable power of attorney allows a person of your choosing to handle financial, legal and other matters if you are otherwise incapacitated. It remains in effect until death or revocation.
REVOCABLE LIVING TRUST
A revocable living trust is an instrument that allows the owner (grantor) of assets to establish a trust for beneficiaries with the help of a trustee. You can be your own trustee with an alternate upon death or incapacity. This document can be amended or revoked as needed. The most important aspect of a consuming and expensive probate.
MEDICAL CARE DIRECTIVE
A living will specifies your wishes for medical care. A medical power of attorney gives authority to a trusted person to make decisions if you are unable.
WILL
A will, though desirable, is not essential if you have a revocable trust. The main reason to write a will is to include assets which may not be included in one’s trust. A will is meant to simplify things. You can designate child custody and also the recipients of your most valuable possession, such as cars, jewelry or other personal items.
2023 PGA TOURNAMENT SCHEDULE
JAN 5 - 8, 2023 Sentry Tournament of Champions Plantation Course at Kapalua, Kapalua, Maui, HI
JAN 12 - 15, 2023
Open in Hawaii Qu Waialae Country Club, Honolulu, HI
JAN 19 - 22, 2023 The American Express Pete Dye Stadium Course, La Quinta, CA
JAN 25 - 28, 2023
FEB 2 - 5, 2023
FEB 9 - 12, 2023
* Schedule subject to change
Insurance Open Torrey Pines Golf Course (South Course), San Diego, CA
Pebble Beach Pro-Am Pebble Beach Golf Links, Pebble Beach, CA
Phoenix Open TPC Scottsdale (Stadium Course), Scottsdale, AZ
FEB 16 - 19, 2023 The Genesis Invitational The Riviera Country Club, Pacific Palisades, CA
FEB 23 - 26, 2023 The Honda Classic PGA National Resort (The Champion), Palm Beach Gardens, FL
MAR 2 - 5, 2023
MAR 2 - 5, 2023
MAR 9 - 12, 2023
MAR 16 - 19, 2023
MAR 22 - 26, 2023
MAR 23 - 26, 2023
MAR 30 - APR 2, 2023
APR 6 - 9, 2023
APR 13 - 16, 2023
APR 20 - 23, 2023
Puerto Rico Open Grand Reserve Golf Club, Rio Grande, PUR
Brehm $666,000
Arnold Palmer Invitational presented by Mastercard Arnold Palmer’s Bay Hill Club & Lodge, Orlando, FL Scottie Scheffler $2,160,000
THE PLAYERS Championship The Country Club of Jackson, Jackson, MS Cameron Smith $3,600,000
Valspar Championship Innisbrook Resort (Copperhead Course), Palm Harbor, FL
World Golf Championships-Dell Technologies Match Play Austin Country Club, Austin, TX
Corales Puntacana Championship Puntacana Resort & Club (Corales Golf Course), Punta Cana, DOM
Burns $1,404,000
Ramey $ 666,000
Valero Texas Open TPC San Antonio (Oaks Course), San Antonio, TX J.J. Spaun $1,548,000
Masters Tournament
Augusta National Golf Club, Augusta, GA Scottie Scheffler $2,700,000
RBC Heritage Harbour Town Golf Links, Hilton Head Island, SC Jordan Spieth $1,440,000
Zurich Classic of New Orleans Harbour Town Golf Links, Hilton Head Island, SC P. Cantlay/X. Schauffele $1,199,350
2023 PGA TOURNAMENT SCHEDULE
DATESTOURNAMENT
APR 27 - 30, 2023
Mexico Open at Vidanta Vidanta Vallarta, Vallarta, MEX
MAY 4 - 7, 2023 Wells Fargo Championship Quail Hollow Club, Charlotte, NC
MAY 11 - 14, 2023 AT&T Byron Nelson TPC Craig Ranch, McKinney, TX
MAY 18 - 21, 2023 PGA Championship Q Oak HIll Country Club, Rochester, NY
MAY 25 - 28, 2023 Charles Schwab Challenge Colonial Country Club, Fort Worth, TX
JUN 1 - 4, 2023
JUN 8 - 11, 2023
The Memorial Tournament presented by Workday Muirfield Village Golf Club, Dublin, OH
* Schedule subject to change
RBC Canadian Open Oakdale Golf & Country Club, Toronto, Ontario, CAN
JUN 15 - 18, 2023 U.S. Open The Los Angeles Country Club (North Course), Los Angeles, CA
JUN 22 - 25, 2023
Travelers Championship TPC River Highlands, Cromwell, CT
Burns $1,512,000
Horschel $2,160,000
Fitzpatrick $3,150,000
Schauffele $1,494,000
JUN 29 - JUL 2, 2023 Rocket Mortgage Classic. Detroit Golf Club, Detroit, MI Tony Finau $1,512,000
JUL 6 - 9, 2023
JUL 13 - 16, 2023
JUL 13 - 16, 2023
JUL 20 - 23, 2023
JUL 20 - 23, 2023
JUL 27 - 30, 2023
AUG 3 - 6, 2023
AUG 10 - 13, 2023
AUG 17 - 20, 2023
John Deere Classic PC Deere Run, Silvis, IL J.T. Posto $1,278,000
Barbasol Championship Keene Trace Golf Club (Champions Course), Nicholasville, KY Trey Mullinax $666,000
Genesis Scottish Open The Renaissance Club, North Berwick, SCO Xander Schauffele $1,400,000
Barracuda Championship Tahoe Mountain Club (Old Greenwood), Truckee, CA Chez Reavie $666,000
The Open Championship Royal Liverpool, Hoylake, Wirral, ENG
Cameron Smith $2,500,000
3M Open TPC Twin Cities, Blaine, MN Tony Finau $1,350,000
Wyndham Championship Sedgefield Country Club, Greensboro, NC
Tom Kim $1,314,000
TPC Southwind, Memphis, TN Will Zalatoris $2,700,000
FedEx St. Jude Championship
BMW Championship Olympia Fields Country Club (North Course), Olympia Fields, IL Patrick Cantlay Patrick Cantlay
2023 LPGA TOURNAMENT SCHEDULE
2023 LPGA TOURNAMENT SCHEDULE
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MAY
MAY 1 - 7 | TULIP FESTIVAL
Grab your wooden clogs for a stroll through the tulips. The Wooden Shoe Tulip Festival blossoms each spring, drawing many to come see acres upon acres of tulips in full bloom. For more info visit: woodenshoe.com
selections of their best wines. For more info visit:
https://tinyurl.com/3dmnyt5y
JUNE 23 - 25 | FESTIVAL OF BALLOONS!
MAY 26 - 31 | ROSE FESTIVAL
At Rose Festival CityFair, you’ll find your favorite fair features - carnival rides, fair foods, interactive exhibits, and constant entertainment - all nestled between the urban energy of the city and the natural beauty of the Willamette River. For more info visit: rosefestival.org
JUNE JUNE 4 | TASTE OF UMPQUA
Join us for an afternoon of wine tasting and appetizers. This is your chance to experience everything the Umpqua Valley Wineries have to offer. Over 10 wineries from Umpqua Valley will be sampling
Welcome to the event that celebrates the community of Tigard, the Festival of Balloons.. The hot air balloons are definitely the featured attraction of the Festival, but... it’s MORE than balloons! The Festival is a place for families and friends to gather, play and relax. For more info visit:
tigardballoon.org
JUNE 23 - 24 | MIDSUMMER FEST
Decorate the Maypole and make flower crowns, watch two stages of live music and performers, indulge in Nordic summer delicacies, play games and make crafts, shop vendors, experience Vikings, and enjoy - this is Midsummer!
For more info visit:
oregonmidsummer.com
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LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JULY
JULY
4 | INDEPENDENCE DAY
The annual Independence Day celebrations in Portland offer an array of great activities and events. Thousands of Portland residents and guests flock downtown to the Waterfront Blues Festival, while many families opt to get out of the city to enjoy local celebrations in St. Paul, Fort Vancouver, and the wine country. Find the perfect way to spend America’s Birthday!
For more info visit: https://bit.ly/3soF22T
JULY
27 - 29 | REWERS FESTIVAL
One of the nation’s longest-running craft beer festivals, the Oregon Brewers Festival is considered a craft beer destination. Whether you prefer Belgians or Blondes, Pales or Pilsners, Saisons or Sours – come see for yourself why we’re one of the world’s best loved craft beer festivals. For more info visit: oregonbrewfest.com
JULY 28 - 30 | PINOT NOIR CELEBRATION
The International Pinot Noir Celebration offers the chance to enjoy an unparalleled selection of Pinots from around the world. We have a full schedule of seminars, walk-around tastings, winery tours and unforgettable meals prepared by top Northwest chefs. We are beyond excited to announce that next year’s IPNC will be back in person and better than ever!
For more info visit: ipnc.org
AUGUST
AUG
4 - 5 | JAZZ FESTIVAL
The Vanport Jazz Festival honors the city of Vanport and the voices that formed Portland’s jazz community. Near the site of the historic 1948 flood, the event transforms Colwood Golf Course into a cultural revival, welcoming nationally renowned artists and breathing new life into Portland jazz. For more info visit: vanportjazzfestival.com
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
AUG 13 | BRIDGE PEDAL
Portland’s annual Bridge Pedal is a community celebration of the city’s iconic bridges and biking culture. Join your friends and neighbors for the one opportunity each year to bike or walk on Portland’s car-free streets and bridges. Portland’s Bridge Pedal is one of the largest community bike rides in the world and one of the city’s favorite summertime traditions. For more info visit: https://bit.ly/3VdjRN7
SEPTEMBER
SEPT
14 - 17 | OKTOBERFEST
Go full Bavarian this Oktoberfest; German and Northwest craft brews are accompanied by plenty of sausages and, naturally, wiener dog races, all in a quaint town 40 miles (64 km) south of Portland. For more info visit: oktoberfest.org
SEPT 30 | THE WEDGE
The Wedge is a farmers market-style festival celebrating
cheese and everything that goes with it. Sample and purchase local, artisan cheese, specialty foods, wine, spirits, and cider. For more info visit: thewedgeportland.com
OCTOBER
OCT
TBA | GREEK FEST
Dedicated to preserving and sharing the Hellenic-American experience in Oregon and Southwest Washington, HACCM celebrates the rich cultural traditions brought to this region by the Hellenes, immigrants from Greece. Admission is free. For more info visit: portlandgreekfestival.com
NOVEMBER
NOV
1 - 2 | DIA DE LOS MUERTOS
Join us for a cultural celebration with local vendors, music, a community altar, and a screening of Disney’s Coco! For more info visit: https://tinyurl.com/2p8ezzua
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
DECEMBER
DEC 1 - 30 | FESTIVAL OF LIGHTS
Presenting the sights, sounds, and sensations of the season!
The Grotto’s Christmas Festival of Lights features over two million lights and is the largest Christmas choral festival in the world. Grab your hot coco and enjoy the lights with your loved ones. For more info visit: https://bit.ly/321OopV
DEC 10 - 24 | NUTCRACKER
The Oregon Ballet Theater is celebrating the holiday season with an absolute classic: Tchaikovsky and Petipa’s The Nutcracker, with choreography by the legendary George Balanchine! For more info visit: nutcrackerportland.com
JANUARY
JAN TBA | FOLK FESTIVAL
Portland’s Folk Festival began as a way for Portland musicians to come together to celebrate the burgeoning local scene and enjoy each other’s craft. The energy exudes from the stage that has been
marinated in decades of iconic artists creating an atmosphere that feels oddly transcendent. For more info visit: portlandsfolkfestival.com
FEBRUARY
FEB TBA | SEAFOOD & WINE
FEST
The Newport Seafood and Wine Festival is “The Original and Still the Best” located on the picturesque Oregon Coast. Experience a Seafood & Wine pairing you won’t soon forget. Renowned Chefs will prepare signature seafood dishes that will pair perfectly with distinct wines. For more info visit: The Newport Seafood and Wine Festival is “The Original and Still the Best” located on the picturesque Oregon Coast. For more info visit: https://bit.ly/3bk4iwO
FEB TBA | DUMPLING
WEEK
Jet around the city sampling imaginative dumpling creations, like duck liver ravioli and kimchi pizza dumplings, from many of
LOCAL EVENTS GUIDE PORTLAND
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Portland’s tastiest eateries. For more info visit: dumplingweek.com
MARCH MARCH TBA | SEAFOOD & WINE FESTIVAL
Enjoy fresh Oregon seafood as well as wine, craft beers, cider, & distilled spirits as you browse the 200+ exhibitors! Over 60 of Oregon’s finest wineries offer you tastings of their very best. This is a family-friendly event with live entertainment, face painters, balloon artists and so much more. Proceeds benefit the Oregon chapter of the National Multiple Sclerosis Society. For more info visit: pdxseafoodandwinefestival.com
MARCH 7 - 10 | BOAT SHOW
It’s time to get out to the nation’s largest sportsmen’s show and the region’s largest boat show. Enjoy hundreds of fishing, hunting, boating and outdoor-related booths packed with the latest gear and experts. Shop the sales
and see all that’s new in hunting, fishing, boating, RV’s and more! For more info visit: https://bit.ly/3sa1igO
APRIL
APRIL
1 - 30 | TULIP FESTIVAL
Grab your wooden clogs for a stroll through the tulips. The Wooden Shoe Tulip Festival blossoms each spring, drawing many to come see acres upon acres of tulips in full bloom. For more info visit: woodenshoe.com
SESSION DATE
2023 GRAND SLAM TOURNAMENT SCHEDULE
TIMEFEATURED MATCHES
1Mon,January16,202311:00amMen'sandWomen's1stRound
2Mon,January16,20237:00pmMen'sandWomen's1stRound
3Tue,January17,202311:00amMen’sandWomen’s1stRound
4Tue,January17,20237:00pmMen’sandWomen’s1stRound
5Wed,January18,202311:00amMen’sandWomen’s2ndRound
6Wed,January18,20237:00pmMen’sandWomen’s2ndRound
7Thu,January19,202311:00amMen’sandWomen’s2ndRound
8Thu,January19,20237:00pmMen’sandWomen’s2ndRound
9Fri,January20,202311:00amMen’sandWomen’s3rdRound
10Fri,January20,20237:00pmMen’sandWomen’s3rdRound
11Sat,January21,202311:00amMen’sandWomen’s3rdRound
12Sat,January21,20237:00pmMen’sandWomen’s3rdRound
13Sun,January22,202311:00amMen’sandWomen’s4thRound
14Sun,January22,20237:00pmMen’sandWomen’s4thRound
15Mon,January23,202311:00amMen’sandWomen’s4thRound
16Mon,January23,20237:00pmMen’sandWomen’s4thRound
2023 GRAND SLAM TOURNAMENT SCHEDULE
2023 GRAND SLAM TOURNAMENT SCHEDULE
2023 GRAND SLAM TOURNAMENT SCHEDULE
- TRAVEL TO -
If you haven’t been to Africa and are looking for an amazing experience, consider a safari. The only question is where to start, as there are many African countries with amazing national parks and various wildlife, all of which can provide a once-in-alifetime vacation. The top countries for safaris are Tanzania, Kenya, South Africa, Namibia and Botswana.
MASAI MARA
JUNE - OCTOBER
Masai Mara National Reserve is the most famous. It is known for its herds of plains’ game which include Masai lions, African leopards and Tanzanian cheetahs. The park is also home to the annual migration of zebra, gazelle and wildebeest to and from the Serengeti in Tanzania.
Lake Nakuru National Park is known for pink flamingos flocking along the shore of the lake. Also notable are the park’s white rhinos, warthogs, giraffes, zebras, hippos, ostriches and lions.
Amboseli National Park is best known for its view of Mount Kilimanjaro and over 300 species of birds. You will also see zebras, wildebeests, hyenas, lions, cheetahs, buffalo, jackals, giraffes and leopards.
Tsavo National Park, which is made up of two smaller parks, is the largest in Kenya and also the most remote. Famous for elephants playing in the Galana River, you will also find 500 species of birds and also giraffes, gazelles, lions, antelopes, impalas, hyenas and oryx.
Samburu Game Reserve is known for rare species such as Grevy’s zebra, Somali ostrich, and the Beisa Oryx. It is also home to around 900 elephants as well as lions, leopards, cheetahs and over 450 bird species. It is also famous for Kamunyak, the lioness that adopted 6 baby oryx.
Tanzania
There are 22 national parks in Tanzania, making it difficult to decide where to go. Serengeti, which is a UNESCO world heritage site, and Ngorongoro are the largest and most popular destinations and are often toured together along with Lake Manyara National Park. You will spot the big five mammals - buffaloes, elephants, rhinos, leopards and lions as well as giraffes, zebras, hippos and 500 species of birds on your nature walk, game drive, or in a hot air balloon.
LAKE MANYARA
JUNE - OCTOBER
Lake Manyara Park was established to protect large herds of elephants and is also famous for tree-climbing lions. With its beautiful setting on the lake, it is perfect for viewing pink flamingos and over 400 species of birds.
NGORONGORO
APRIL - MAY
The Ngorongoro Conservation Centre (world heritage site) is known for the Crater which was formed when an ancient volcano exploded and collapsed on itself, creating vast plains that attracted wild life. The big five can be viewed here as well as black rhino. The Massai tribe still grazes their livestock here. Also, the Olduval Gorge is found here. This is where the Leakeys, in 1959, discovered evidence of human origins, fossilized bones, and stone tools dating back millions of years.
TRENDS FOR 2023 Health Food
Rarely do we think about what is trending in the world of food and drink, but there are organizations that study this issue constantly, including Whole Foods, Innova Market Insights and even Martha Stewart herself. The current trend seems to be towards a focus on healthier eating due to an interest in sustainable agriculture, climate change and possibly as a result of correcting those bad habits acquired during Covid lock down.
In the drink space, mocktails, or virgin cocktails, have become more and more popular for health reasons, even spawning a number of new establishments devoted exclusively to alcohol-free night life. This trend expands well beyond Shirley Temples and there is an emphasis on alcohol free cosmopolitans, margaritas, mojitos
and other more original creative drinks. As an example, Whole Foods points to yaupon, a caffeinated plant, to be brewed for tea and also used in new mocktail creations. Also growing in popularity are milk substitutes like oat, soy, almond, and even potato. They are typically lower in fat, sugar and are also cholesterol free.
In the world of foods, there has been significant and growing interest in nutrition and sustainability. We will be interested in more natural less processed foods as well as more traditional ethnic menus. Plant based foods will be a growth area as the number of vegans has increased significantly and most of us have cut down on meat consumption for health and environmental concerns. We will want more locally produced ingredients due to interest in climate change. There is actually a new word for this - glocal. Think global and eat local!
Plant based pasta made from chickpeas, cauliflower and zucchini are already popular but new ones made from hearts of palm and green
bananas are coming. And of course there is spaghetti squash which is the true vegetable pasta. Plant based meats have been available for quite some time but expect to see more plant based chicken and cheese.
Interestingly, mushrooms are of particular interest as they are actually a super-food and contain so many necessary nutrients such as vitamins B and D, potassium, and antioxidants that can reduce signs of aging. With over 400 species, there is always a new one to try and the latest trend is toward oyster and trumpet mushrooms. What makes mushrooms such a versatile substitute is they are naturally chewy, crisp up when cooked, and absorb a variety of sauces. Don’t forget the portobello, which is a great meat replacement or even king oyster mushrooms as a replacement for scallops.
Not many people stumble into financial security through sheer luck: a lottery win, big inheritance, or huge stock winnings.
For most of us the only way to financial security is a long term plan of saving and investing.
Consistency is key to reaching long term goals no matter your income. The sooner you start saving and investing, the longer your money has to compound and grow.
Set goals for how much of your income you will invest monthly and stick to it. Keep investment money and cash reserves separate so you won’t dip into your investment account when the market is down. Keep expenses low and spend on what is really important to you whether it is experiences or material things.
Try to avoid the big mistakes, like buying a home that is more than you really need or creating a heavy debt load.
If your employer offers a matching 401(k) contribution, be sure to take advantage of that option
and contribute at least enough to receive it. It is essentially extra income that will grow and compound and is not taxed until you withdraw it.
You can do it yourself but it probably makes more sense to work with a financial advisor who is more knowledgeable about financial markets. An advisor will help analyze short term vs long term needs, separate emotions from objectives as well as help with devising a portfolio and strategy suitable for your needs.
Investing consistently over the long term is the best way to grow your wealth as there is no way to time the market.
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