SOUTH FLORIDA
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TRAVEL • LIVING • HEALTH • DINING RETIREMENT • INVESTING • VACATION
RECOMMENDED SERVICE DIRECTORY
WHAT ARE ANNUITIES?
An annuity is an investment vehicle that can provide a guaranteed income for an individual or their spouse. It is a contract with an insurance company or financial institution where you contribute money upfront and at a specific time receive payments back over the course of your lifetime. There are several advantages to investing in an annuity. First, it is tax deferred which means no taxes until you begin taking the income. Second, you can choose a fixed rate annuity where you will always receive the
same amount regardless of market conditions. Third, you will receive payment even if you receive more than your original investment. Fourth, there are annuities with death benefits for heirs.
There are many different types of annuities, all of which have different features, benefits and costs but they fall into three main categories: fixed, fixed index and variable. There are two types of payout options- deferred and immediate.
FIXED ANNUITY
A fixed annuity is based on a set interest rate and can increase in value over time. It guarantees income payments over your lifetime with the possibility of death benefits for heirs. There are two ways to purchase - either through a lump sum payment or a series of payments that increase the value of your annuity and therefore the total payout.
VARIABLE ANNUITY
A variable annuity’s value will depend on market conditions and will rise and fall with the stock market. This means the possibility of a higher interest rate when the market is strong but in a weak market, the annuity could even lose value.
INDEXED ANNUITY
An indexed annuity is based on the performance of a particular market index and the value of the annuity will be based on that particular index. Interest will be based on the index’s interest rate.
WHY BUY AN ANNUITY?
It is a good opportunity to be sure you have the resources to cover your essential monthly expenses such as mortgage or rent, insurance, utilities , travel, etc. The best thing about an annuity is that it does not run out no matter your age or the value of the investment. Start by analyzing your monthly expenses to figure out how much
income you need to cover basic bills. Don’t forget to consider and plan for inflation. When considering an annuity, the most important thing is to be sure to understand what you are investing in. They are complicated investments. Work with a trusted financial adviser to ensure your understanding of the risks and potential returns.
FENG SHUI
IN COLOR & DESIGN
Feng Shui, which literally means wind and water, is an ancient Chinese practice rooted in the theory of Yin and Yang. It is the ancient Chinese practice of using energy forces to harmonize individuals with their surrounding environment by organizing furniture, art, plants, and other objects within any given space or room to create peace and harmony.
It has been used for centuries to determine building sites such as the Forbidden City in Beijing, which is built on a north-south axis with the main entrance facing south. It was believed to be the most propitious direction according to the feng shui masters. Additionally, the pyramid addition to the Louvre in Paris, Trump Tower in Manhattan, and the Sydney Opera House in Sydney have all been influenced by feng shui principles.
In interior design, feng shui is a tool to help design a room that makes you feel good and enhances health, prosperity, harmony and balance for a joyful life.
Chinese philosophy is all about opposites - masculine and feminine, dark and light, warm and cold. Additionally, there is a focus on the 5 elements which are wood, fire, earth, metal and water. These symbolize qualities such as stability, wisdom, growth and creativity. Decorating with the five elements is meant to bring joy and balance to your life.
According to Better Homes and Gardens, you can feng shui your home with a few simple tips:
Clear your home of clutter and open up the flow of traffic. This will create an atmosphere of calm by creating a welcoming entryway. Adding feng shui plants and positioning furniture in relation to the door will give a feeling of
control and empowerment, creating balance. And don’t forget to use feng shui with your color selections.
The bedroom is the most important room for applying the principles of feng shui since we all spend so much time there. It is important to have the bed face the door but not straight-on. It is preferable to have a wall behind the bed so that you are aware if anyone is entering your space. This is referred to as command position. Use soft and muted pastel colors or earthen tones that you’d find in nature. Plants are not recommended for the bedroom as they are active and produce energy which is not conducive to the calm environment required in the bedroom. However, they are desirable throughout the rest of the home. Some of the best plants include lucky bamboo, orchids, jade, snake or rubber plants.
Although there is no scientific basis for the use of feng shui in design, it is about making your environment a healthy and happy one for your family, so why not give it a try.
2024 PGA TOURNAMENT SCHEDULE
DATES TOURNAMENT
JUNE 29 - AUG 4
AUG 5 - 11
* Schedule subject to change + Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour
Olympic Men’s Golf Competition # Le Golf National, Paris, France GOLF
Wyndham Championship Sedgefield Country Club, Greensboro, North Carolina
DATES TOURNAMENT
AUG 12 - 18
AUG 19 - 25
AUG 26 - SEP 1
CBS, GOLF, ESPN+, SXM
EDEX CUP PLAYOFFS
FedEx St. Jude Championship TPC Southwind, Memphis, Tennessee
BMW Championship Castle Pines Golf Club, Castle Rock, Colorado
TOUR Championship East Lake Golf Club, Atlanta, Georgia
NBC, GOLF, ESPN+, SXM
NBC, GOLF, ESPN+, SXM
NBC, GOLF, ESPN+, SXM
2024 LPGA
2024 LPGA TOURNAMENT
Schedule subject to change
Purse subject to change
LOCAL EVENTS GUIDE SOUTH FLORIDA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
AUGUST
AUG 10 | PEARL JAM BY-THE-SEA
Come celebrate the ‘Even Flow’ of summer with unlimited oysters, sparkling wine, live entertainment and more at Even Keel Fish Shack in Lauderdale-by-the-Sea. Featuring a ‘Vitalogy’ Bellini Bar for a fresh mix and the spectacle of an oyster-slurping contest where the champion will be awarded the inaugural Pearl Jam Necklace. For more info visit: https://tinyurl.com/4eujd2vv
SEPTEMBER
SEPT 14 | BREWFEST
FemAle Brew Fest is a craft beer festival for ALL beer lovers... the festival is not just about serving beers. This beer festival is a platform highlighting and featuring female beer experts and brewers in the beer industry, offering an opportunity to learn about and taste the different types of beers brewed by them. For more info visit: femalebrewfest.com
OCTOBER
OCT 3 - 31 | FRIGHT NIGHTS
Fright Nights is the premier haunted house attraction in South Florida, bringing you bone chilling haunted houses, creepy characters, live entertainment, scare zones, and more! For more info visit: myfrightnights.com
OCT
11
| MIAMI CARNIVAL
Once a year, one of the greatest carnivals is held in Miami. In Miami Broward One Carnival, a colorful street parade is held as well as over 10 mass bands that participate.The visitors can enjoy Steel Pan competition, Floats, King & Queen election and other more Individual competitions. Plenty Caribbean food, drinks, arts and craft vendors on site, and more! For more info visit: miamicarnival.org
LOCAL EVENTS GUIDE SOUTH FLORIDA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
NOVEMBER
NOV 10 | VETERANS DAY CONCERT
In the beautiful outdoor venue of Losner Park, Homestead 104 North Krome Avenue, - bring chairs and blankets to enjoy this musical tribute & celebration by student missions and members of our military. 7:30pm - Free For more info visit: sfysmusic.org
DECEMBER
DEC 7 | WINE, BEER, & SPIRITS FEST
Enjoy a session at Huizenga Plaza with your favorite local brew, exotic wine & craft spirit. Guests will enjoy beer, wine and spirit samples for the session paired with live entertainment, food and interactive games. For more info visit: floridasummerfest.com
DEC 12 - 15 | FOOD & WINE FEST
This gastronomic experience hosts an unprecedented collection of talent for this four-day foodie festival. Residents and visitors alike will
savor the many culinary creations, as master chefs mix, blend and create culinary magic in an unmatched resort destination. For more info visit: pbfoodwinefest.com
DEC 15 | HOLIDAY CONCERT
Wm. Leham Theatre at Miami Dade College North Campus 11380 NW 27th Avenue Miami 33167. Enjoy fun Holiday music presented from the youngest 4-7 year old violins to the Full Youth Symphony. 4pm - $15 admission For more info visit: sfysmusic.org
JANUARY
Jan 11 - 12 | ARTS FEST
This juried art festival of hand-crafted artwork includes glass, photography, painting, mixed media, jewelry and much more. This anticipated, premiere Delray Beach art festival showcases the fine art of hundreds of artists exhibiting and selling their work. For more info visit: https://bit.ly/3xVCXhb
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LOCAL EVENTS GUIDE SOUTH FLORIDA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
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JAN 15 - 19 | FOOD & WINE FEST
The Visit Lauderdale Food & Wine Festival is the premier culinary event in Broward County! Featuring activations throughout the year and culminating with a week-long celebration, the festival puts the spotlight on Greater Fort Lauderdale’s hospitality industry all year long. For more info visit: vlfoodwine.com
FEBRUARY
FEB 1 - 2 | GARLIC FEST
Still Stinkin’ After All These Years! The “Best Stinkin’ Party in South Florida” returns for garlicky goodness! Join us as this Internationally Award Winning Event continues the tradition of being the signature food and entertainment event in South Florida. Eat, drink & STINK with us! For more info visit: garlicfestfl.com
FEB 7 - 9 | ANTIQUES FESTIVAL
The West Palm Beach Antiques Festival exhibits the products such as jewelry, vintage, porcelain,
pottery, china, glass, dolls, toys, furniture, art, home decor products, ceramic items and paintings and much more. Stop on by to find something new for your collection! For more info visit: wpbaf.com
MARCH
MARCH 1 - 23 | RENAISSANCE FESTIVAL
Travel back in time to the 16th century at the Annual Florida Renaissance Festival at Quiet Waters Park in Deerfield Beach. You’ll meet sword fighters, magicians, heroic knights and over 100 performers ready to entertain you. Feast on a cornucopia of food fit for a king or queen. Visit the Enchanted Artisan Marketplace where merchants will demonstrate and sell their wares - blown glass, wooden toys, unique pottery and more. For more info visit: ren-fest.com
LOCAL EVENTS GUIDE SOUTH FLORIDA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MACH 2 | CONCERT IN THE GARDEN
Montgomery Garden House at Fairchild Tropical Garden 10901 Old Cutler Road Miami 33156. Enjoy a varied classical music program by the Youth Symphony students amidst the ambiance of the elegant tropical garden. 2pm - Free with Garden Admission For more info visit: sfysmusic.org
MACH 8 | SHOWCASE CONCERT
Featuring the Brass Choir and combined student string ensembles at the Sanctuary of the Arts, 410 Andalusia Avenue Coral Gables, FL 33134. 4:30PM - $10 Admission For more info visit: sfysmusic.org
APRIL
APRIL 4 - 6 | MUSIC FESTIVAL
If you love country, pop rock, and hanging out on the beach, Tortuga might be the perfect spring festival for you. Tortuga supports Rock the Ocean, a nonprofit that raises public awareness about our
impact on the oceans. So come support our oceans while enjoying some great musical artists! For more info visit: tortugamusicfestival.com
APRIL 27 | JAZZ FESTIVAL
The Palm Beach International Jazz Festival is a full, one-day music event which will feature highly acclaimed, award winning jazz artists. The festival will honor the many wonderful facets of jazz including the Great American Songbook, jazz standards, Bebop, Brazilian and Latin jazz. A true feast for the ears. For more info visit: palmbeachinternationaljazzfestival.org
MAY
MAY TBA | SUNFEST
SunFest is a large waterfront music and art festival where people are hanging out with good friends, listening to good tunes. Exhibitor will showcase Florida’s largest waterfront music and art festival where people are Hanging
LOCAL EVENTS GUIDE SOUTH FLORIDA
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
out with good friends, listening to good tunes. For more info visit: sunfest.com
MAY 18 | SEASON FINALE CONCERT
A Gala Celebration featuring all the ensembles, student soloist, conductors, guest artist, and a light reception following the concert in the rotunda Florida International University Wertheim Auditorium 10910 SW 17th Street Miami Fl, 33172. 4pm - $15 Admission For more info visit: sfysmusic.org
JUNE
JUNE TBA | FILM FESTIVAL
Dive into the annual American Black Film Festival is in the heart of Miami Beach, where five days of Hollywood screenings, celebrity conversations and networking events will celebrate all things Black cinema. The ABFF is renowned for fostering a dynamic global community of creatives by showcasing film and television
content created by and about people of the African diaspora. Whether you’re a local with a front-row seat to Miami’s artistic scene or a tourist seeking an unforgettable experience, the ABFF will immerse you in the heart and soul of Black creativity.
For more info visit: abff.com
JULY
JULY 4 | INDEPENDENCE DAY
Celebrate America’s Independence Day at the City of Fort Lauderdale’s free 4th of July Spectacular! The Independence Day Celebration will feature a patriotic extravaganza on and along Fort Lauderdale Beach featuring live bands, a kids zone, beach games, contests, family activities and a dazzling fireworks display.
For more info visit: https://bit.ly/38pr2Os
2025 GRAND SLAM TOURNAMENT SCHEDULE
2025 GRAND SLAM TOURNAMENT
SCHEDULE
* Schedule subject to change
MAY 25 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 26 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 26 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 27 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - TUE 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - WED 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 28 - WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 29 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single
MAY 29 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single
MAY 31 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 03 - TUE 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 03 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 05 - THU 3:00 PM 1/2 Finals Singles Ladies’
JUN 06 - FRI 2:30 PM 1/2 Final Gentlemen’s Single
JUN 06 - FRI 5:30 PM 1/2 Final Gentlemen’s Single
JUN 07 - SAT 3:00 PM Final Women’s Single
JUN 08 - SUN 3:00 PM Final Gentlemen’s Single
DATE
2025 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
JUNE 30 - MON 11:00 AM Men's & Ladies' 1nd Round
JULY 1 - TUE 11:00 AM Men's & Ladies' 1nd Round
JULY 2 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 3 - THUR 11:00 AM Men's & Ladies' 2nd Round
JULY 4 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 6 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 7 - MON 11:00 AM Men's & Ladies' 4th Round
JULY 8 - TUE 11:00 AM
JULY 9- WED 11:00 AM
JULY 10 - THU 1:00 PM
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Ladies' Singles Semifinals & Mixed Doubles Final
JULY 11 - FRI 1:00 PM Men's Singles Semifinals
JULY 12 - SAT 2:00 PM
JULY 13 - SUN 2:00 PM
Ladies' Singles Final & Men's Doubles Final
Men's Singles Final & Ladies’ Doubles Final
2024 GRAND SLAM TOURNAMENT SCHEDULE
TRAIN EXPERIENCES Wonderful
If you haven’t traveled by train, you might like to try it. There are so many fantastic train trips available across the world. They offer opportunities not available any other way. There’s never the hassle of driving and missing the beautiful and scenic countryside. They are eco-friendly,
comfortable, relaxing and also offer refreshments. Trains start and end their journeys in cities and will transport you through diverse and incredible landscapes.
Here are a few amazing train trip options:
JACOBITE TRAIN BERNINA EXPRESS
If you are traveling in Scotland, be sure to check out the Jacobite. This journey is often described as the greatest rail journey in the world. It takes you 84 miles in total from Fort Williams in the highlands of Scotland to the most westerly stop in Arisaig. It passes by lakes and rivers including Lake Nevis, the deepest in Europe and through charming villages. There is a stop in Glenfinnan which was made famous as the site of the Harry Potter films. Then it is on to Mallaig which was founded in 1840 and is now a busy fishing port. It is a great spot for a walk or some shopping and dining. Try the fish and chips! Then take the return trip or consider taking the ferry to Skye and the Small Isles.
In Switzerland, be sure to check out the Bernina Express which is a 90 mile journey from Tirano in northern Italy to Chur in southeastern Switzerland. Highlights include unparalleled panoramic views of the steep peaks of the Swiss Alps, charming villages and shimmering lakes. With 55 tunnels through the mountains and numerous bridges and viaducts, the vistas are stunning. Chur is the oldest city in Switzerland and the old town is actually car-free. The train has earned UNESCO World Heritage Designation due to its architectural features and long history.
SKAGWAY RAILROAD RAILROAD MUSEUM
In Alaska, don’t miss the Bennett Lake Scenic Journey. A trip through history that began with the gold rush of 1898 when men sought routes to the Klondike and the White Pass. It began in Skagway and continued to British Columbia and the Yukon Territory. The train climbs from sea level to 3,00ft - a true marvel of engineering. Travel in a vintage train from Skagway to Carcass in the Yukon Territory. See snow capped peaks, forests, sparkling lakes, and amazing waterfalls. Visit Bennett Station and the White Pass Museum. You can do a walk through an old gold rush town. Then ride through remote sections of the lake that are otherwise only available by hiking the Chilkoot Trail.
In Parrish, Florida, visit the Museum and see the historic trains of the old South. Or take the 6-mile ride on an early 1900s train from Parrish to Willow to see a rail collection and exhibition. Also they host special train events including a train robbery experience.
