TOP 10 WAYS TO PREPARE FOR RETIREMENT
Remember
Saving Matters!
Financial security in retirement doesn’t just happen. It takes planning and commitment and, yes, money.
FACTS
✔ Only about half of Americans have calculated how much they need to save for retirement.
✔ The average American spends roughly 20 years in retirement.
Putting money away for retirement is a habit we can all live with.
1. START SAVING, KEEP SAVING, & STICK TO YOUR GOALS!
If you are already saving, whether for retirement or another goal, keep going! You know that saving is a rewarding habit. If you’re not saving, it’s time to get started.
Start small if you have to and try to increase the amount you save each month. The sooner you start saving, the more time your money has to grow. Devise a plan, stick to it, and set goals. Remember, it’s never too early or too late to start saving.
2. KNOW YOUR RETIREMENT NEEDS!
Retirement is expensive. Experts estimate that you will need 70 to 90 percent of your preretirement income to maintain your standard of living when you stop working. Take charge of your financial future. The key to a secure retirement is to plan ahead.
3. CONTRIBUTE TO YOUR EMPLOYER’S RETIREMENT SAVINGS PLAN!
If your employer offers a retirement savings plan, such as a 401(k) plan, sign up and contribute all you can. Your taxes will be lower, your company may kick in more, and automatic deductions make it easy. Over time, compound interest and tax deferrals make a
big difference in the amount you will accumulate. Find out about your plan. For example, how much would you need to contribute to get the full employer contribution and how long would you need to stay in the plan to get the money.
4. LEARN ABOUT YOUR EMPLOYER’S PENSION PLAN!
If your employer has a traditional pension plan, check to see if you are covered by the plan and understand how it works. Ask for an individual benefit statement to see what your benefit is worth. Before you change jobs, find out what will happen to your pension benefit. Learn what benefits you may have from a previous employer. Find out if you will be entitled to benefits from your spouse’s plan.
5. CONSIDER BASIC INVESTMENT PRINCIPLES!
How you save can be as important as how much you save. Inflation and the type of investments you make play important roles in how much you’ll have saved at retirement. Know how your savings or pension plan is invested. Learn about your plan’s investment options and ask questions. Put your savings in different types of investments. By diversifying this way, you are more likely to reduce risk and improve return. Your investment mix may change over time depending on a number of factors such as your age, goals, and financial circumstances. Financial security and knowledge go hand in hand.
6. DON’T TOUCH YOUR RETIREMENT SAVINGS!
If you withdraw your retirement savings now, you’ll lose principal and interest and you may lose tax benefits or have to pay withdrawal penalties. If you change jobs, leave your savings invested in your current retirement plan, or roll them over to an IRA or your new employer’s plan.
7. ASK YOUR EMPLOYER TO START A PLAN!
If your employer doesn’t offer a retirement plan, suggest that it start one. There are a number of retirement saving plan options available. Your employer may be able to set up a simplified plan that can help both you and your employer.
8. PUT MONEY INTO AN INDIVIDUAL RETIREMENT ACCOUNT!
You can put up to $6,500 a year into an individual Retirement Account (IRA); you can contribute even more if you are 50 or older. You can also start with much less. IRAs also provide tax advantages. When you open an IRA, you have two options – a traditional IRA or Roth IRA. The tax treatment of your contributions and withdrawals will depend on which option you select. Also, the after-tax value of your withdrawal will depend on
inflation and the type of IRA you choose. IRAs can provide an easy way to save. You can set it up so that an amount is automatically deducted from your checking or savings account and deposited in the IRA.
9. FIND OUT ABOUT YOUR SOCIAL SECURITY BENEFITS!
On average, Social Security retirement benefits replace 40 percent of pre-retirement income for retirement beneficiaries. The amount of your wages that Social Security retirement benefits replace varies depending on your earnings and the age you choose to start receiving benefits. You may be able to estimate your benefit by using the retirement estimator on the Social Security Administration’s website.
10. ASK QUESTIONS!
While these tips are meant to point you in the right direction, you’ll need more information. Talk to your employer, your bank, your union, or a financial adviser. Ask questions and make sure you understand the answers. Get practical advice and act now.
Courtesy of US Dept. of Labor
2025 DESIGN TRENDS
EACH YEAR BRINGS NEW TRENDS IN INTERIOR DESIGN & 2025 IS NO DIFFERENT.
As the world changes, needs and desires change. Interior design can enhance your home environment with new ideas. We want our homes to appeal to all our sensesSensorial design. Vivid colors, environmentally friendly materials and luxury comfort are a few of the current trends.
Colors such as reds, oranges, purples, and maroons will be popular. These are called lucky colors in some cultures.
Accordingly they attract wealth and business success. No more plain walls - wallpapered and colored ceilings as well as textured walls are back. In addition, bold patterns and textures add drama, depth and visual interest to your room. Ceiling treatments also create visual interest. Beams or a coffered ceiling bring texture, depth and character to plain surfaces. They also reduce noise and add a bit of elegance.
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Earth tones such as terracotta, ochre, rust and sage are always popular as they reflect nature and create a calm environment that makes a space feel warm and welcoming. To add a little luxury to any space, use gold, bronze, copper or silver finishes with small touches.
Furniture tends to be comfortable and relaxed without sacrificing style. Oversized sofas, comfortable chairs, lounge chairs and even daybeds are popular again. Curved and rounded furniture as well as accent pieces will be popular. They work with either traditional or modern design.
Dark warmer wood tones are back after years of light wood. To change the look of a piece of furniture or cabinet, stain it a walnut hue. Mix in modern with traditional. Darker
tones bring a warm, grounded feeling.
Lighting is an important part of any design project. Consider a layered lighting scheme that incorporates a mixture of overhead lighting, floor and table lamps and sconces. Think of fixtures as art and jewelry for your home. Lighting helps create a functional and welcoming home. Be sure to use dimmable lights as that enhances the mood in any room.
Small changes can reinvigorate your home in keeping with the 2025 design. Paint a wall, wallpaper a bathroom ceiling, add a colorful rug to a neutral room. It’s all about enjoying your home and feeling comfortable.
2025 PGA TOURNAMENT SCHEDULE
* Schedule subject to change
JAN 2 - 5
JAN 9 - 12
JAN 16 - 19
JAN 22 - 25
JAN 30 - FEB 2
FEB 6 - 9
FEB 13 - 16
FEB 20 - 23
FEB 27 - MAR 2
MAR 6 - 9
The Sentry + Plantation Course at Kapalua • Kapalua, Maui, HI • USA
Sony Open in Hawaii Waialae Country Club • Honolulu, HI • USA
The American Express Pete Dye Stadium Course • La Quinta, CA • USA
Farmers Insurance Open Torrey Pines Golf Course (South Course) • San Diego, CA • USA
AT&T Pebble Beach Pro-Am + Pebble Beach Golf Links • Pebble Beach, CA • USA
WM Phoenix Open TPC Scottsdale (Stadium Course) • Scottsdale, AZ • USA
The Genesis Invitational + The Riviera Country Club • Pacific Palisades, CA • USA
CLARK $3,600,000
MAR 6 - 9
Mexico Open at VidantaWorld VidantaWorld • Vallarta • MEX JAKE KNAPP $1,458,000
Cognizant Classic in The Palm Beaches PGA National Resort (The Champion Course) • Palm Beach Gardens, FL • USA
Arnold Palmer Invitational presented by Mastercard + Arnold Palmer’s Bay Hill Club & Lodge • Orlando, FL • USA
Puerto Rico Open
Grand Reserve Golf Club • Rio Grande • PUR
+ Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour
ECKROAT $1,620,000
2025 PGA TOURNAMENT SCHEDULE
DATES TOURNAMENT
* Schedule subject to change + Signature Event # Not PGA TOUR Co-sponsored ^ Co-sanctioned with DP World Tour
MAR 13 - 16
MAR 20 - 23
MAR 27 - 30
APR 3 - 6
APR 10 - 13
APR 17 - 20
APR 17 - 20
THE PLAYERS Championship TPC Sawgrass (THE PLAYERS Stadium Course) • Ponte Vedra Beach, FL • USA
Valspar Championship
Innisbrook Resort (Copperhead Course) • Palm Harbor, FL • USA
Texas Children’s Houston Open
Memorial Park Golf Course • Houston, TX • USA
Valero Texas Open TPC San Antonio (Oaks Course) • San Antonio, TX • USA
Masters Tournament
Augusta National Golf Club • Augusta, GA • USA
RBC Heritage + Harbour Town Golf Links • Hilton Head Island, SC • USA
Corales Puntacana Championship
Puntacana Resort & Club (Corales Golf Course) Punta Cana • DOM
APR 24 - 27
MAY 1 - 4
MAY 8 - 11
MAY 8 - 11
Zurich Classic of New Orleans TPC Louisiana • Avondale, LA • USA
THE CJ CUP Byron Nelson TPC Craig Ranch •McKinney, TX • USA
Truist Championship + The Philadelphia Cricket Club (Wissahickon Course) • Philadelphia, PA • USA
Myrtle Beach Classic
Dunes Golf and Beach Club • Myrtle Beach, SC • USA CHRIS GOTTERUP $720,000
2024 - 2025 LPGA TOURNAMENT SCHEDULE
2025 LPGA
LOCAL EVENTS GUIDE INDIANAPOLIS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
JANUARY
JAN 14 - 19 | MOULIN
ROUGE!
Enter a world of splendor and romance, of eye-popping excess, of glitz, grandeur, and glory! A world where Bohemians and aristocrats rub elbows and revel in electrifying enchantment. Welcome to Moulin Rouge! The Musical! Baz Luhrmann’s revolutionary film comes to life onstage, remixed in a new musical mash-up extravaganza. For more info visit: https://tinyurl.com/3jrn6med
JAN
17
- 19 | FESTIVAL OF ICE
The Festival of Ice features demonstrations by professional ice carvers in the Carmel Arts & Design District. Join the fun at The Ice at Carter Green for the People’s Choice carving competition and the Carmel Fire Department chili cook-off. On Sunday, January 19 there will be speed carving at The Ice at Carter Green. Bring your family and friends for this free and open to the public event. For more info visit: theiceatcartergreen.com
FEBRUARY
FEB 15 | BEER
FEST
Live DJ music will complement the event and local food trucks will again be onsite to greet hungry attendees. All attendees will also be allowed convenient access into Centerpoint’s taproom for additional beers, seating, and yes-warmer temperatures for those who need it. Games, the return of the Beer Yetis, a FIRE DANCER, and other cold-weather entertainment surprises will again take place. For more info visit: https://tinyurl.com/3mn6c3ve
FEB 22 | LUNAR NEW YEAR
Enjoy a stage performance featuring Chinese-American performing arts that include traditional Chinese-American style lion dance, traditional dance, traditional Chinese orchestra music, and Tai Chi exercise presentations. Cultural vendors will also be present to share interactive experiences with attendees. For more info visit: https://tinyurl.com/3ryjsy86
LOCAL EVENTS GUIDE
INDIANAPOLIS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
MARCH
MARCH 1 - 2 | MAPLE FAIR
At winter’s end, Parke County’s Maple Syrup Producers begin tapping the maple trees that provide sugar water for making maple syrup. Join in on the fun the last weekend of February and the first weekend of March at the Parke County Maple Fair.Travel country roads with world-famous covered bridges and tour maple syrup camps throughout the county. See how maple syrup is made down at the “sugar camp” and sample its wonderful flavor.For more info visit: https://tinyurl.com/48wbpjuu
MARCH 13 - 15 | MUSIC FOR ALL
The Music for All National Festival is a non-competitive music festival held in Indianapolis, Indiana each spring. The festival celebrates the best middle and high school music ensembles in the United States. For more info visit: festival.musicforall.org
APRIL
APRIL 11 | CINEMANIA
Cinemania, Heartland Film’s signature fundraiser, is back with the theme “A Tribute to Dance Films of the ‘80s”. You’ll have the time of your life at Cinemania Presented by F.A. Wilhelm Construction Co. on Friday, April 11 at The Crane Bay Event Center. This epic one-night celebration is inspired by classic films like “Flashdance,” “Purple Rain,” “Fame,” “Dirty Dancing,” “Footloose” and “Xanadu”! Come out in eclectic ‘80s chic and get ready to cut loose with radical drinks, legit food, electric entertainment and awesome activations! For more info visit: https://tinyurl.com/35ddw2n8
APRIL 26 - 30 | RENAISSANCE FAIRE
Mingle with Peasants, Pirates, Vikings, Faeries, Princesses, Dukes, and Duchesses, and thou mightst receive an honourable accolade from Lord & Lady Stewart, the Duke & Duchess of Argyle! Wander through our hamlet, alive with
LOCAL EVENTS GUIDE
INDIANAPOLIS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
Renaissance joy, feasting & drinks, and a market filled with the handiwork of skilled artisans!
For more info visit: renaissancefaireindiana.com
MAY MAY 1 - 24 | 500 FESTIVAL
500 Festival For over six decades, the 500 Festival has shown commitment and excellence in our community. Every year, 500,000 Hoosiers and visitors participate in many festival activities throughout the Month of May and beyond. These events and programs cater to all people, including individuals who run or walk the Mini-Marathon or 5K, fourth-grade students who take part in the Education Program, families who come to enjoy the state’s largest festival for kids, and spectators who are left in awe by one of the nation’s premier parades. The 500 Festival’s legacy is about bringing joy, togetherness, and a sense of community spirit. For more info visit: 500festival.com
MAY 17 | PEONY FESTIVAL
Join us in May for our 5th annual Indiana Peony Festival! We have so much in store for 2025 and we can’t wait to tell you all about it. .
For more info visit: indianapeonyfestival.com
JUNE
JUNE 12 | STRAWBERRY FEST
Every year on the second Thursday of June The Cathedral Women of Christ Church Cathedral holds our annual Strawberry Festival. Over 300 volunteers will come help serve strawberries, ice cream, and homemade shortcakes. For more info visit: indystrawberryfestival.org
JUNE 13 - 14 | ITALIAN FESTIVAL
Some people say we Italians have three loves in life: God, our families, and good food...and not always in that order! The difficulty comes in finding all three things in the same place...that is, unless you’re in Indianapolis. Because here, you always know where to
LOCAL EVENTS GUIDE INDIANAPOLIS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
find them! For more info visit: indyitalianfest.org
JUNE 21 - 22 | STREET FAIR
As one of the top art shows in the US, and Indiana’s oldest juried art fair, Talbot Street Art Fair, located on Talbott Street in the picturesque district of Herron Morton neighborhood, located in downtown Indianapolis, Indiana, prides itself on showcasing the best in craftsmanship & artistry, all while being one of the only admission-free juried art fairs in the state! For more info visit: talbotstreet.org
JULY
JULY 4 | INDEPENDENCE DAY
Independence Day in Indy is serious business. We have the largest collection of monuments and memorials outside of Washington, DC, an extended home stand with the Indianapolis Indians baseball team which includes fireworks at Victory Field after each game, the Star-Spangled Symphony featur-
ing the Indianapolis Symphony Orchestra and Glorious Fourth historical celebration at Conner Prairie, an ice cream social and naturalization ceremony at the Benjamin Harrison Presidential Site, and a massive fireworks display launched right from the heart of downtown. For more info visit: https://tinyurl.com/2rx4jxwe
JULY 19 | BEER FEST
Drink Beer. Support Indiana Brewers.Join the nonprofit Indiana Brewers Guild for our annual summer fundraiser, Summerfest, July 19th, 2025 at Victory Field in downtown Indianapolis. For more info visit: https://tinyurl.com/439btexv
AUGUST
AUG TBA | CHICKEN & BEER FESTIVAL
We believe in bringing people together through the collective love of food. Chicken & Beer Festival connects people to the tastiest local restaurants and chefs to create
LOCAL EVENTS GUIDE INDIANAPOLIS
PLEASE NOTE: WE’RE AWARE THAT THESE UNCERTAIN TIMES ARE LIMITING MANY ASPECTS OF LIFE AS WE ALL PRACTICE SOCIAL AND PHYSICAL DISTANCING. DUE TO THE CURRENT OUTBREAK, MANY EVENTS HAVE EITHER BEEN CANCELLED, RESCHEDULED, OR CHANGED TO VIRTUAL EVENTS. PLEASE VERIFY ALL EVENTS PRIOR TO ATTENDING. THANK YOU.
limited one-of-a-kind collaborative food and drinks exclusively available at our event! For more info visit: chickenandbeerindy.com
SEPTEMBER
SEPT 4 - 6 | OKTOBERFEST
The German American Klub Indianapolis Presents the 51st Annual Indianapolis Oktoberfest Oktoberfest Festbier! Exclusively on draft at the Indianapolis German American Klub’s Oktoberfest, a hallmark fixture of Oktoberfest in Munich.For more info visit: https://tinyurl.com/bdhw22yv
OCTOBER
OCT TBA | HALLOWEEN FEST
The Historic Irvington Halloween Festival has brought together thousands of residents, dozens of neighborhood organizations, and countless Eastside businesses in a fun-filled celebration of our heritage and community. The festival and its associated events are designed to bring awareness to the community, to bring commerce
to local businesses and sponsors, and to provide fun for the children of Irvington and Indianapolis. For more info visit: irvingtonhalloween.com
NOVEMBER
NOV 8 | MARATHON
One of the 15 largest marathons in the US, the CNO Financial Indianapolis Monumental Marathon is also Indiana’s largest, fastest marathon and ideal for everyone from first timers to elite athletes. Start and finish at the Indiana State Capitol, then follow a course through landmarks and historical neighborhoods. Along with a half marathon, 5K, and kids fun run, race weekend is full of events for the entire family. For more info visit: monumentalmarathon.com
2025 GRAND SLAM TOURNAMENT SCHEDULE
2025 GRAND SLAM TOURNAMENT
SCHEDULE
* Schedule subject to change
MAY 25 - SUN 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 26 - MON 12:00 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 26 - MON 8:15 PM 1st Round Ladies’ & Gentlemen’s Single
MAY 27 - TUE 12:00 PM 1st Round Ladies’ & Gentlemen’s Single MAY 27 - TUE 8:15 PM 1st Round Ladies’ & Gentlemen’s Single MAY 28 - WED 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 28 - WED 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 29 - THU 12:00 PM 2nd Round Ladies’ & Gentlemen’s Single
MAY 29 - THU 8:15 PM 2nd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 30 - FRI 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single MAY 31 - SAT 12:00 PM 3rd Round Ladies’ & Gentlemen’s Single
MAY 31 - SAT 8:15 PM 3rd Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 01 - SUN 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 11:00 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 02 - MON 8:15 PM 4th Round Ladies’ & Gentlemen’s Single
JUN 03 - TUE 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 03 - TUE 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 11:00 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 04 - WED 8:15 PM 1/4 Finals Ladies’ or Gentlemen’s Singles
JUN 05 - THU 3:00 PM 1/2 Finals Singles Ladies’
JUN 06 - FRI 2:30 PM 1/2 Final Gentlemen’s Single
JUN 06 - FRI 5:30 PM 1/2 Final Gentlemen’s Single
JUN 07 - SAT 3:00 PM Final Women’s Single
JUN 08 - SUN 3:00 PM Final Gentlemen’s Single
DATE
2025 GRAND SLAM TOURNAMENT SCHEDULE
* Schedule subject to change
JUNE 30 - MON 11:00 AM Men's & Ladies' 1nd Round
JULY 1 - TUE 11:00 AM Men's & Ladies' 1nd Round
JULY 2 - WED 11:00 AM Men's & Ladies' 2nd Round
JULY 3 - THUR 11:00 AM Men's & Ladies' 2nd Round
JULY 4 - FRI 11:00 AM Men's & Ladies' 3rd Round
JULY 5 - SAT 11:00 AM Men's & Ladies' 3rd Round
JULY 6 - SUN 11:00 AM Men's & Ladies' 4th Round
JULY 7 - MON 11:00 AM Men's & Ladies' 4th Round
JULY 8 - TUE 11:00 AM
JULY 9- WED 11:00 AM
JULY 10 - THU 1:00 PM
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Men's Singles Quarterfinals & Ladies’ Singles Quarterfinals
Ladies' Singles Semifinals & Mixed Doubles Final
JULY 11 - FRI 1:00 PM Men's Singles Semifinals
JULY 12 - SAT 2:00 PM
JULY 13 - SUN 2:00 PM
Ladies' Singles Final & Men's Doubles Final
Men's Singles Final & Ladies’ Doubles Final
2025 GRAND SLAM TOURNAMENT SCHEDULE
TRAVELING TO ICELAND.
Iceland is a small Nordic country in Europe known for its dramatic landscape with volcanoes, geysers, hot springs, lava fields and massive glaciers. It is also known for its distinct Nordic culture based on folklore and mythology, dating back to the Vikings who were first to colonize the land. Later, it was
under Danish rule and gained its independence in 1944 and is a founding member of NATO. Despite having its own distinct language and being a country of only 384,000 people, English is spoken widely as it is taught in school as a second language.
The capital city is Reykjavik which is known for its lively nightlife, modern museums, excellent dining, galleries and shopping. It is the base from which to explore all that Iceland has to offer.
The best time to visit is May through October but those are also the busiest times. Iceland is an outdoor enthusiast’s paradise. There are so many adventures to choose from whether it is the natural wonders under the summer’s midnight sun or seeking the aurora borealis in winter months.
Spend a day touring the Golden Circle and see three incredible natural events. Starting in the capital, Reykjavik, drive into the southern uplands to Pingvellir National Park, onto the Geysir geothermal area and then the Gullfoss waterfall and end back in the city.
Pingvellir is a UNESCO world heritage site and the first place settled in south Iceland. See Iceland’s largest lake, the Langjokull glacier, hike the North American plate and see Game of Thrones scenery at Almannagja gorge and then view the amazing Oxarafoss waterfalls. If you are
really adventurous, snorkel at Silfra, one of the world’s top 10 dive sites.
Drive on to the Geysir Geothermal area in the Haukadalur Valley. See the volcanic landscape and arrive at Strokkur which is the geyser that erupts every 6-10 minutes shooting hot water as high as 130 feet into the air. Walking through the valley, view many hot springs, smaller geysers and bubbling mud spots.
The last stop is Gullfoss Waterfall which is famous for its 2 drops, falling 100 feet and view the rainbows that shoot from the spray. Finish the day with a leisurely drive back to Reykjavik allowing time for stops along the way.
The cold waters off the coast attract an abundance of sea life including over 20 species of whales, including dolphins and porpoises. Tours can be found all over the country but the best spot is in the seaside village of Dalvick in the north.
Caving is a popular and extraordinary experience. Because Iceland is one of the most active
and inactive volcanic regions. It has incredible rock formations above and below the earth’s surface. Tube caves inside glaciers form after magma flows underneath the earth’s surface and lava solidifies overhead. Tours operate safely year-round with geologists as guides. Be prepared with proper clothing and footwear as caves are chilly and there is often dripping water. Floors are
rugged, so sturdy boots are necessary. The caves are unexpectedly large and many have staircases and walkways for safe exploration. The most unique is Prihnukargigur (3 Peaks Crater) which takes you across lava fields to the cable car down 400 feet into a volcano that has been extinct for over 4500 years. The crater is the size of 3 basketball courts and as tall as the Statue of Liberty.
- a place like no other!
