November 2022 | Baltimore Beacon

Pickleball craze picks up speed

By Margaret Foster

Pickleball — a game that early on attracted mostly older adults at senior centers — is now the fastest-growing sport in America and the country’s newest major league sport.

It’s attracting the rich and famous: George Clooney, Stephen Colbert and author Brené Brown are avid picklers, along with other celebrities like Phil Mickelson, Leonardo DiCaprio, Larry David, Melinda Gates, Jamie Foxx, the Kardashians, Owen Wilson and Jillian Michaels.

Basketball superstar LeBron James announced last month that he’s investing in Major League Pickleball, bringing the number of its teams to 16 next year, the league’s third year in existence.

Of course, you don’t have to be a member of the glitterati to play pickleball. Many average Baltimoreans over age 50 have picked up a paddle and found the sport to be easier than it looks.

“It’s really not that strenuous,” said Bob Eney, a USA Pickleball Association ambassador. “I’m a little on the heavy side, but I still play.”

Eney, 77, plays three or four times a week at the outdoor courts at the South Carroll Senior Center in Sykesville.

“When I started playing in 2010, we only had a handful of people, and now we’ve completely run out of space for people to play,” Eney said. “It just blew up. It’s unbelievable.”

Pickleball was apparently invented in 1965 by three fathers on Bainbridge Island, Washington, just outside of Seattle. Their children were bored one summer, so they blended elements of ping-pong, tennis and racquetball, dubbing the mishmash “pickleball” after the randomized “pickle boat” crews in rowing.

Easier than tennis

The game is easier than tennis because the court is much smaller (20 feet by 44 feet), and the net is shorter, just 36 inches high.

“It’s a lot easier to pick up than tennis — it’s easier on your body,” said Howard “Howdy” Knipp, a retired teacher and coach at the St. Paul’s Schools. Knipp, 66, picked up the game three years ago.

“Here I am teaching it, but I’ve never

taken a lesson. I just have learned by playing,” he said.

A longtime Roland Park resident, Knipp teaches free classes for new picklers at Seminary Park in Lutherville-Timonium.

“I have one rule when I coach: If they don’t like to laugh, go home. I tell the newbies, ‘Look, you’re playing with a wiffle ball, and the game is called pickleball, so you can’t take the game too seriously,’” Knipp said.

“It’s very social. The games are over in 12, 15 minutes. At the end of two hours, you’ve had half a dozen different partners.”

Kiki Alder, a Towson resident who formed the Northern Baltimore Pickleball Club during the pandemic, said that the high-speed matches allow men and women of all back-

grounds and levels to play together.

“The great thing about pickleball is that the games are fast —as opposed to tennis, when you’re stuck with the same people, so they’re more inclusive,” said Alder, who plays tennis and golf. “We love it so much. There’s always something new to learn,” she added.

Gene Fritzel, 72, a retired Baltimore Police officer and Lutherville resident, is one of the Northern Baltimore Pickleball Club’s essential volunteers.

He’s at the Seminary Park courts every morning, setting up the portable nets, introducing new players, and starting the

LEISURE & TRAVEL

Travel guru Rick Steves tells us what to see, eat and drink in southern Spain; plus, learn why Charleston, South Carolina is a travel hotspot

ARTS & STYLE

Ghost: The Musical, at Toby’s through Nov. 6, puts a comedic spin on the 1990 film

FITNESS & HEALTH 4

k What we know about Long Covid k Foods to help you sleep better

LAW & MONEY 12

k Don’t panic in a down market

k New rules for college savings

PHOTO COURTESY OF KIKI ALDER

Members of the Northern Baltimore Pickleball Club play the game — an amalgam of ping pong, tennis and racquetball — as often as they can. “It’s easy to learn,” said Towson resident Kiki Alder, who co-founded the club during the pandemic.

Legislating drug prices

Those of us on Medicare may feel like rejoicing at the recent passage of the Inflation Reduction Act, which, among many other provisions, took some unprecedented steps to reduce Medicare’s drug costs as well as costs for the 50 million people who purchase optional Medicare Part D prescription drug insurance.

While I can’t cover all the provisions in this column, here is a summary of some of the more significant ones:

And in 2026, Medicare will be required to negotiate with drug manufacturers the price of 10 of the most costly medications it covers. By 2029, 20 drugs will be subject to negotiation.

bly be chosen for negotiation) might well start out higher than they otherwise would in order to front-load profits before the negotiations start.

THE PUBLISHER

Next year, holders of Part D insurance won’t pay anything towards the cost of recommended vaccines, and those who need insulin won’t pay more than $35 per month for it. Furthermore, drug manufacturers that raise their prices more than the rate of inflation will have to rebate the difference to the government.

By Stuart P. Rosenthal

Some of these changes will directly result in less money earned by drug manufacturers, which is, of course, the point of the legislation. Drug prices have risen so much faster than inflation for so long, Congress finally decided to crack down on the pharmaceutical industry’s perceived excesses.

But there remain ways in which drug companies and Part D insurance plans will be able to compensate for their lower expected future revenue.

Something else I seldom see mentioned in the glowing descriptions of these new benefits is that some of the “cost savings” of the legislation are the result of shifting responsibility for payment from Medicare enrollees to taxpayers generally.

For example, making vaccines “free” for those with Part D insurance doesn’t mean vaccine makers and providers won’t get paid. It just makes Medicare responsible for the full cost. The Congressional Budget Office (CBO) estimates this one change will increase federal spending for vaccines by $7 billion over the next 10 years.

When Medicare’s Part D Prescription Drug program was first authorized by Congress in 2006, the carrot that got the major drug manufacturers on board was a provision forbidding Medicare from using its huge clout to negotiate drug prices.

Instead, individual insurance companies and their much smaller pools of customers would do the negotiating, resulting in higher drug prices than would have been the case had Medicare as a whole been able to negotiate.

We know that to be true because Medicaid and the Veterans Administration are allowed to negotiate drug prices, and they are lower than what Medicare pays.

Starting in 2024, premiums for Part D plans will not be allowed to rise more than 6% a year.

The following year, total out-of-pocket drug costs for a person with a Part D plan will be capped at $2,000. (Today, there is no cap at all.)

For one thing, manufacturers could significantly raise drug prices and Part D plan insurers might well raise premiums in the years before these limits are phased in. Plans could also refuse to cover certain brand name drugs entirely, requiring wider use of generics.

Also, the prices that drug companies set for newly created and approved drugs (that is, the expensive ones that will proba-

Similarly, capping the cost of insulin at $35 per month doesn’t mean manufacturers can’t charge more; only that the patients who need it won’t be paying the full price. The CBO estimates this provision will raise federal spending more than $5 billion over the next 10 years.

So, thank you, taxpayers. Not only does Medicare already draw on general tax revenues for about half its total annual cost (see my July column), but some of these nice new drug benefits will also be paid for by them (us).

Overall, it is true, the package of changes is expected to save Medicare and the government significant amounts of money over time (compared to what costs might be without them).

But probably the most important change is Medicare’s new power to negotiate at least a few drug prices going forward.

Interestingly, Medicare controls its costs for doctor and hospital expenses in a different way: by regulating exactly how much they can charge for thousands of different services based on a complex analysis of factors (including local costs of living).

By telling doctors and hospitals that, if they want to treat Medicare patients, they have to accept Medicare’s reimbursement rates, healthcare practitioners are ostensibly given a choice. But it’s an all-or-nothing choice (for the most part).

All of which proves there is strength in numbers: in this case, the strength to set prices without even bothering to negotiate!

One hopes the pharmaceutical industry has gotten the message and now understands that the camel’s nose is under the tent. Well, at least it’s supposed to be — in 2026.

Letters to the editor

Readers

Beacon

a monthly newspaper

to inform, serve, and entertain the citizens of the Greater Baltimore area, and is privately owned. Other editions

Howard County, Md and Greater Washington, DC.

with

sales

are available via third-class

not

Dear Editor:

A few of us who work on the Baltimore Jazz Alliance’s website and quarterly newsletter were very taken with your September “From the Publisher” article, “Music lessons.” With your permission, we would like to reprint it.

For purposes of a short introduction, and to satisfy our curiosity, who was the Jazz Improvisation 101 instructor?

P.S. Our website is baltimorejazz.com. There you can also find archives of past newsletters.

Bob Jacobson Baltimore, MD

Ed. Reply: You are most welcome to reprint it with attribution. We are honored. The instructor, by the way, was Joshua Espinoza. As you know, he is also a composer and performer with his own trio and website, joshuaespinoza.com.

Dear Editor:

Not for the first time, a friend passed an issue of the Beacon to me recently. I find

myself reading your paper cover to cover and enjoying the articles on the arts, travel, health, finances, but especially your “From the Publisher” column.

Music has been an important part of my life even though I don’t play any instrument or read music. About your “piano camp” at Peabody, you state [in September’s “From the Publisher”] that it is hard work “to make music sound and look effortless.”

I have heard that said before, so when I hear live music and watch the performers (the BSO for instance) it seems like I am witnessing a miracle. To have so many players come together to make beautiful music is to experience perfection.

Peggy Eck Nottingham, MD

Dear Editor:

I read your September article regarding digital coupons. My father is one of those

The Invention of the Year

Throughout the ages, there have been many important advances in mobility. Canes, walkers, rollators, and scooters were created to help people with mobility issues get around and retain their independence. Lately, however, there haven’t been any new improvements to these existing products or developments in this field. Until now. Recently, an innovative design engineer who’s developed one of the world’s most popular products created a completely new breakthrough . . . a personal electric vehicle. It’s called the Zinger, and there is nothing out there quite like it.

“What my wife especially loves is it gives her back feelings of safety and independence which has given a real boost to her confidence and happiness! Thank You!”

–Kent C., California

The first thing you’ll notice about the Zinger is its unique look. It doesn’t look like a scooter. Its sleek, lightweight yet durable frame is made with aircraft grade aluminum so it weighs only 47.2 lbs. It features one-touch folding and unfolding – when folded it can be wheeled around like a suitcase and fits easily into a backseat or trunk. Then, there are the steering levers. They enable the Zinger to move forward, backward, turn on a dime and even pull right up to a table or desk. With its compact yet

powerful motor it can go up to 6 miles an hour and its rechargeable battery can go up to 8 miles on a single charge. With its low center of gravity and inflatable tires it can handle rugged terrain and is virtually tip-proof. Think about it, you can take your Zinger almost anywhere, so you don’t have to let mobility issues rule your life.

Zinger

take our word for it? Call now, and find out how you can get a Zinger of your very own.

Health Fitness & Health Fitness &

NIGHTY NIGHT

Move over, warm milk. Foods like hummus and yogurt can also aid sleep

SPECIAL FLU SHOTS

People over age 65 should get a highdose flu shot. Learn about options

VEGETARIAN RECIPES

Make a healthy “zoodle” salad with zucchini and veggie chorizo with nuts

HEARTBURN HELP

OTC remedies (as well as diet changes) can ease chronic heartburn

Taming natural cell death for longer life

By Laura Ungar

In his basement, 95-year-old Richard Soller zips around a makeshift track encircling boxes full of medals he’s won for track and field and long-distance running.

Without a hint of breathlessness, he says, “I can put in miles down here.”

Steps away is an expensive leather recliner he bought when he retired from Procter & Gamble with visions of relaxing into old age. He proudly proclaims he’s never used it. He’s been too busy training for competitions, such as the National Senior Games.

Soller has achieved an enviable goal: staying healthy and active in late life. Growing old is often associated with getting frail and sick. But scientists are trying to change that — and tackle one of humanity’s biggest challenges — through a littleknown but flourishing field of aging research called cellular senescence.

When cells get old

It’s built upon the idea that cells eventually stop dividing and enter a “senescent” state in response to various forms of dam-

age. The body removes most of them.

But others linger like zombies. They aren’t dead. But as the Mayo Clinic’s Nathan LeBrasseur puts it, they can harm nearby cells like moldy fruit corrupting a fruit bowl.

They accumulate in older bodies, which mounting evidence links to an array of age-related conditions such as dementia, cardiovascular disease and osteoporosis.

But scientists wonder: Can the zombie cell buildup be stopped?

“The ability to understand aging — and the potential to intervene in the fundamental biology of aging — is truly the greatest opportunity we have had, maybe in history, to transform human health,” LeBrasseur said. Extending the span of healthy years impacts “quality of life, public health, socioeconomics, the whole shebang.”

With the number of people 65 or older expected to double globally by 2050, cellular senescence is “a very hot topic,” said Viviana Perez Montes of the National Institutes of Health.

According to an Associated Press analysis of an NIH research database, there

have been around 11,500 total projects involving cellular senescence since 1985, and far more in recent years.

About 100 companies, plus academic teams, are exploring drugs to target senescent cells. And research offers clues that people may be able to help tame senescence themselves using the strategy favored by Soller: exercise.

Although no one thinks senescence holds the key to super long life, Tufts University researcher Christopher Wiley hopes for a day when fewer people suffer fates like his late grandfather, who had Alzheimer’s and stared back at him as if he were a stranger.

“I’m not looking for the fountain of youth,” Wiley said. “I’m looking for the fountain of not being sick when I’m older.”

The good side of senescence

Scientists are careful to note that cell senescence can be useful. It likely evolved at least in part to suppress the development of cancer by limiting the capacity of cells to keep dividing.

It happens throughout our lives, trig-

gered by things like DNA damage and the shortening of telomeres — structures that cap and protect the ends of chromosomes.

Senescent cells play a role in wound healing, embryonic development and childbirth. Sill, problems can arise when they build up.

“When we start getting old, the activity of our immune system also gets diminished, so we’re losing the capacity to eliminate them,” Perez said.

Scientists link some disorders to buildups of senescent cells in certain spots.

For example, research suggests senescent cells that accumulate in lungs exposed to cigarette smoke may contribute substantially to airway inflammation in Chronic Obstructive Pulmonary Disease (COPD).

The idea that one process could be at the root of numerous diseases is powerful to many scientists.

Drug that may help

Experimental drugs designed to selectively clear senescent cells have been

Older adults more likely to get Long Covid

By Erica Spatz

In June 2020, shortly after the start of the pandemic, people recovering from infection with COVID-19, especially young women, began to call attention to a range of debilitating symptoms that lingered well past the acute viral illness.

They described symptoms affecting nearly every organ and often lasting weeks to months — in some cases, years. The symptoms included cognitive slowness and inability to concentrate (often referred to as “brain fog”), fatigue, shortness of breath, lightheadedness and tachycardia (a heart rate of more than 100 beats per minute). Some people reported muscle pains and tremors.

The symptoms puzzled medical professionals, as diagnostic tests came back normal, which is often a perfect recipe for being dismissed by the health system.

Since then, however, many more people have reported prolonged symptoms, now called Long Covid, including Olympic athletes and others at the height of their careers. According to the Centers for Disease

Control and Prevention (CDC), nearly one in five people infected with Covid suffer from symptoms that persist beyond four weeks.

The mysterious nature of the symptoms may best be described as a post-infectious syndrome, often seen after other viral illnesses like Epstein-Barr virus or the bacterial infection of Lyme disease. It also has been likened to chronic fatigue syndrome. The symptoms may be a sign of an abnormal immune response or a new biological mechanism potentially “turned on” by Covid.

Certainly, there are different variants of Long Covid, which can make it difficult to differentiate from other types of illness.

Effect on older adults

Perhaps surprisingly, research shows that it is older adults who are most at-risk for developing Long Covid. The same symptoms first reported by younger adults are also common in older adults but are sometimes not immediately identified.

Older adults may assume it takes longer to recover and not seek treatment, or the symptoms may be attributed to another

medical condition. This is not necessarily a misdiagnosis.

In fact, several studies show that there is an increased risk for hospitalization following Covid due to conditions such as heart attacks, blood clots, strokes and lung infections.

The risk of developing an acute illness following Covid is associated with the severity of the acute illness from having Covid, according to two studies. That is, older people who were critically ill and hospitalized had higher rates of needing hospitalization in the following year.

Still, for many older adults, especially those with relatively mild Covid infections that did not require hospitalization, symptoms can linger, impacting quality of life and vitality.

Scientists are finding some explanations for these symptoms, although they are not always detected with routine testing.

In some cases, there is dysregulation of the metabolic system that feeds oxygen to muscles in the body, resulting in extreme fatigue, poor exercise tolerance and ex-

haustion following any type of mental or physical exertion.

In other cases, the lining of the blood vessels known as the endothelial layer, which regulates the diameter of the blood vessels, responds abnormally to molecular signals, triggering spasm of the blood vessel that causes chest discomfort and shortness of breath.

There is another syndrome known as Postural Orthostatic Tachycardia Syndrome (or POTS), in which the body is in a dehydrated state and tries to compensate by increasing the heart rate, resulting in extreme lightheadedness and tachycardia when standing for prolonged periods.

Underlying this dysregulation may be altered immune responses following infection with Covid, but research is ongoing.

Baseline health matters; vaccine helps

What does this mean for older people? One of the lessons from the pandemic is

dubbed “senolytics,” and Mayo holds patents on some. In mice, they’ve been shown to be effective at delaying, preventing or easing several age-related disorders.

Possible benefits for people are just emerging. Dr. James Kirkland, LeBrasseur and colleagues did a pilot study providing initial evidence that patients with a serious lung disease might be helped by pairing a chemotherapy drug with a plant pigment.

Another pilot study found the same combination reduced the burden of senescent cells in the fat tissue of people with diabetic kidney disease.

At least a dozen clinical trials with senolytics are now testing things like whether they can help control Alzheimer’s progression, improve joint health in osteoarthritis, and improve skeletal health.

Some teams are trying to develop “senomorphics” that can suppress detrimental effects of molecules emitted by senescent cells. And a Japanese team has

tested a vaccine on mice specific to a protein found in senescent cells, allowing for their targeted elimination.

Scientists say serious work to improve human health could also bring fringe benefits, like reducing skin wrinkling.

“I tell my lab that if we find a drug that clears the bad senescent cells and not the good ones and we cure Parkinson’s disease and Alzheimer’s and osteoporosis and macular degeneration, it would be wonderful,” said Judith Campisi, a biogerontology expert at the Buck Institute for Research on Aging. “But if we cure wrinkles, we’ll be rich, and I’ll never have to write another grant.”

Amid the buzz, some companies are already marketing dietary supplements as senolytics. But researchers warn they haven’t been shown to work or been proven safe.

Exercise is ‘most promising tool’

Today, LeBrasseur, who directs a center on aging at Mayo, said exercise is “the most promising tool that we have” for

good functioning in late life, and its power extends to our cells.

Research suggests it counters the buildup of senescent ones, helping the immune system clear them, and counteracting the molecular damage that can spark the senescence process.

A study LeBrasseur led last year provided the first evidence in humans that exercise can significantly reduce indicators, found in the bloodstream, of the burden of senescent cells in the body.

After a 12-week aerobics, resistance and balance training program, researchers found that older adults had lowered indicators of

senescence and better muscle strength, physical function and reported health.

A recently-published research review collects even more evidence — in animals and humans — for exercise as a senescence-targeting therapy.

While such studies aren’t well known outside scientific circles, many older adults intuitively equate exercise with youthfulness.

Soller said exercise keeps him fit enough to handle what comes his way. “Do as much as you can,” he said. “That should be the goal for anyone to stay healthy.”

MAIL OR EMAIL

free materials on housing communities and

studies, just complete and clip this coupon

mail

take a picture and email it

Housing Communities

Charities

Church Harbor Apts.

Crest/Erickson

View Laurel

ad on page

ad on page 14)

View Towson (see ad on page 14)

Park View Fullerton (see ad on page 14)

Park View Rosedale (see ad on page 14)

Clinical Research Studies

page

on page

on page

Five foods to eat to improve your sleep

By Betty Gold, Ananda Eidelstein and Samantha Cassetty

Shortchanging your sleep makes you feel pretty crummy (as you likely know!), but the impact is even worse than you may think.

Poor sleep can weaken your immune system, leaving you more susceptible to viruses. It also ups your risk of injury during intense workouts, and it can alter your appetite-regulating hormones, making you feel hungrier while simultaneously intensifying cravings.

Sleep deprivation is no joke, yet according to the CDC, up to one-third of Americans fail to get the recommended seven to nine hours of sleep each night.

Did you know you can set yourself up for a better night’s rest by adopting

healthy pre-bedtime eating habits and consuming foods (and drinks) that promote and improve sleep?

You may have already heard that drinking milk or chamomile tea can help you sleep, and both hold true: Milk contains melatonin, the natural sleep-regulating hormone, while chamomile tea is packed with antioxidants that boost relaxation and improve sleep quality.

But other foods have a similar positive effect on shut-eye. Here are five more foods that can help you sleep better, according to science and nutritionists:

Leafy greens

“Adding magnesium-rich foods to your plate can clearly help to improve sleep,

especially in individuals who suffer from middle-of-the-night insomnia, where they wake up and are unable to fall back asleep,” said Erin Palinski-Wade, RD.

“Research has found that a diet lacking in magnesium may make it more difficult to fall back asleep.”

To make sure you’re meeting your magnesium needs each day, add leafy greens — in addition to legumes, nuts and seeds — to your plate, along with a variety of whole grains.

Chickpeas

Digging into that hummus never sounded so good. This legume is a plantbased source of tryptophan, the amino acid also found in turkey, which can increase the production of melatonin.

Oats

In a study that looked at the sleep differences among followers of several diets participants experienced fewer sleep disturbances on the high-carbohydrate diet compared to any of the others. (That’s right, carb lovers!)

Oats are a healthy whole-grain source of carbohydrates, as well as a good source of magnesium.

BEACON

Yogurt

If you’re not already paying attention to your gut health, here’s another reason to start: Your microbiome, which is the collection of trillions of bugs in your gut, is connected to your sleep patterns.

An increasing amount of research points to the fact that your microbiome is involved in regulating your sleep rhythms and quality, in addition to affecting things like mood and stress levels. In fact, the species of bacteria in your gut likely adhere to a circadian rhythm much like we do!

Citrus fruits

High stress levels can make it difficult to fall asleep and stay asleep.

“In addition to adding regular exercise to your day and practicing deep breathing to offset stress, eating foods rich in vitamin C and omega-3 fatty acids can help to reduce circulating stress hormones in the body,” said PalinskiWade.

Good sources of vitamin C include oranges, grapefruits, lemons and limes. Strawberries, kiwis and legumes are also packed with vitamin C.

© 2022 Meredith Corporation. Distributed by Tribune Content Agency, LLC.

MARYLAND KIDNEY WALK

Kidney

20th annual kidney

of kidney disease, organ donation and the importance of

A. Carle, M.D.

event

in begins at 9 a.m. at Erickson Field, and the walk begins

place on Sun., Oct. 23 at UMBC, 1000 Hilltop Cir., Baltimore.

but

Now Caring

are

at kidney-

loved ones

good hands.

Long Covid

From page 4

that baseline health matters. People with obesity, hypertension and diabetes were most at risk for severe illness and death.

With vaccines, severe illness is less common, but still possible. Eating healthily, getting daily physical activity, keeping a healthy weight, and taking medication to control conditions like hypertension and diabetes, are essential.

Vaccination has unequivocally been demonstrated to lessen the risk of severe illness from Covid and is a mainstay of keeping healthy. Also new data shows that vaccinated people may be less likely to develop Long Covid.

Communicate with your doctor

A second lesson is the importance of communication and connection. Although this mostly refers to social engagement among family and friends, it is also true for clinicians and patients.

The doctor-patient relationship is ever more important with unexplained symptoms or medical illnesses. Although the world is more alert to Long Covid, many patients continue to be dismissed by the medical system when tests turn up normal. This needs to change, and older adults have an important role to play.

Older adults are more likely to have a trusted healthcare provider and may be

more comfortable and experienced with ensuring their needs are met.

The patient narrative is of greatest importance and raising attention to persisting symptoms is necessary to drive the science forward, even if doctors don’t have all the answers.

A mainstay of treatment is physical therapy, which can have enormous impact for older adults — increasing strength, balance and exercise tolerance, and potentially improving mental health.

The pandemic has already halted the lives of so many older adults, disrupting retirement plans, travel and connection with family and friends. The symptoms of Long Covid can further exacerbate this disconnection.

It is time to bring attention to Long Covid in older adults and develop tailored recovery programs that are aimed to improve total well-being.

Erica Spatz, MD, MHS, is an associate professor of Cardiovascular Medicine and Epidemiology, a clinical investigator at the Center for Outcomes Research and Evaluation, and directs the Preventive Cardiovascular Health Program at the Yale School of Medicine. She is a Principal Investigator of a CDC-funded study on Long Covid

This article first appeared in the Sept.Oct. issue of Generations Today, the bimonthly publication of the American Society on Aging, at asaging.org.

BEACON BITS

YOGA IN A CHAIR

Come by the Pratt’s Light Street location and discover the benefits of chair yoga: flexibility, balance and relaxation. All levels welcome on Mondays, Nov. 14 through Dec. 5, at 11 a.m. at 1251 Light St., Baltimore. For more information, call (410) 396-1096.

INCREASE YOUR MENTAL FITNESS

Join the Baltimore Job Hunters Support Group for a free online presentation and learn about the simple steps that you can take to increase your positive intelligence and recover faster from life’s challenges like career setbacks. The Zoom session takes place on Mon., Nov. 21 from 6:30 to 8 p.m. For more information and to register, visit bit.ly/BOUNCEback.

What flu vaccine should older adults get?

By Jim Miller

Dear Savvy Senior,

I just turned 65 and would like to learn more about the stronger flu shots I see advertised for older adults. What can you tell me about them and how are they covered by Medicare?

Dear Novice,

—Senior Novice

There are actually three different types of senior-specific flu shots (you only need one) that the CDC is now recommending to people age 65 and older.

These FDA-approved annual vaccines are designed to offer extra protection beyond what a standard flu shot provides, which is important for older adults who have weaker immune defenses and have a

greater risk of developing dangerous flu complications.

High-Dose Quadrivalent: Approved for U.S. use in 2009, the Fluzone High-Dose is a high-potency vaccine that contains four times the amount of antigen as a regular flu shot does, which creates a stronger immune response for better protection. According to a study published in the New England Journal of Medicine, this vaccine was proven 24% more effective than the regular dose shot at preventing flu in seniors.

Fluad Quadrivalent: First available in the U.S. in 2016, this adjuvanted vaccine contains an added ingredient called adjuvant MF59 that also helps create a stronger immune response. In a 2013 observational study, Fluad was found to be 51% more effec-

tive in preventing flu-related hospitalizations for older patients than a standard flu shot.

Be aware that both the Fluzone HighDose and Fluad vaccines can cause more of the mild side effects that can occur with a standard-dose flu shot, like pain or tenderness where you got the shot, muscle aches, headache or fatigue.

And neither vaccine is recommended for seniors who are allergic to chicken eggs, or those who have had a severe reaction to a flu vaccine in the past.

Also note that the CDC does not recommend one vaccine over the other.

FluBlok Quadrivalent : For older adults that are allergic to eggs, FluBlok — which is a recombinant vaccine that does not use chicken eggs in their manufacturing process — is your best option. This vaccine is proven to be 30% more effective than a standard-dose influenza vaccine in preventing flu in people age 50 and older.

All of these vaccines are fully covered by Medicare Part B as long as your doctor, health clinic or pharmacy agrees not to charge you more than Medicare pays them.

Pneumonia vaccines

Another important vaccination the CDC recommends to seniors, especially this time of year, are the pneumococcal vaccines for pneumonia.

Around 1.5 million Americans visit emergency departments each year because of pneumonia, and about 50,000 of them die.

The CDC recently updated their recommendations for the pneumococcal vaccine and now recommend that everyone 65 and older who has not previously received any pneumococcal vaccine should get either PCV20 (Prevnar 20) or PCV15 (Vaxneuvance). If PCV15 is used, this should be followed by a dose of PPSV23 (Pneumovax23) at least one year later.

Or, if you’ve previously received a PPSV23 shot, you should get one dose of PCV15 or PCV20 at least one year later.

Medicare Part B also covers two different pneumococcal shots — the first shot at any time and a different, second shot if it’s given at least one year after the first shot.

Covid booster

If you haven’t already done so, you should also get a COVID-19 booster shot this fall. Both Moderna and Pfizer have developed new bivalent booster vaccines that add an Omicron BA.4/5 component to the old formula, which provides better protection.

Send your senior questions to: Savvy Senior, P.O. Box 5443, Norman, OK 73070, or visit SavvySenior.org. Jim Miller is a contributor to the NBC Today show and author of The Savvy Senior

A place of independence

Pickersgill assisted living residents are rarely inl their rooms! Instead, , theyy’re out and about— participating in a community activity or event or dining with friends.

A place of beauty

Living in n this community—ttucked d into a beautiful West Towson neighborhood —you or your loved onebeau enjoy a warm welcome and daily activities, and they’ll appreciate thewill enjo paths, beautifully landscaped grounds, lovely gardens and more.walking path

A place of caring

Each assisted liv g resident enjoys three chef-prepared meals per day,ing re y services, medication administration, help with dailyhousekeeping and laundry se quest, and all included in a reasonable monthlytasks and more—always by reques o all of thefee. Each h resi s dent also has access to all Pickersgill amenil ties. private, full bath, and residents areOur assisted living g residences include a priv wish. This is a lifestyle dedicated toencouraged to decorate their homes as they al staff.independence and assured by a caring, professionalfessionalstasttaff.

Recipes for raw vegan meals and snacks

By Erica and Maleah Stephens

The raw food diet traces back to the late 1800s, when Maximilian Bircher-Benner, a doctor, discovered he could cure his own jaundice by eating raw apples. Thus began a series of experiments testing the effects of raw food on human health, and the diet has continued to evolve.

We here at Bereisheet have also discovered many of its qualities, from less prepping and cooking time, to more adventure in the kitchen.

Preparing food in a raw form also benefits your body with all the nutrients that it needs to sustain a very healthy body. The beauty of your skin as it assimilates raw ingredients is breathtaking, and mental clarity follows.

Raw meals have many exciting new flavors, and we hope that you enjoy them.

Pad Thai Zoodle Salad

Ingredients:

2 zucchinis

2 cups thinly sliced Bok choy

½ yellow and red bell peppers (sliced into strips)

4 scallions (diced)

½ cup fresh cilantro (chopped)

1 lime (juiced)

1 tablespoon raw olive oil

¼ teaspoon sea salt

¾ cup raw crushed almonds or cashews

Directions:

First, prepare your zucchinis. Using a vegetable peeler, peel each entire zucchini into thin strips. If you have a spiralizer or a large grater, you can also use those for a similar effect.

Combine the zucchini strips, Bok choy, bell pepper strips, scallions and cilantro in a large bowl. Combine the lime juice and oil. Sprinkle vegetables with sea salt, and gently toss everything together to combine well. Top with chopped or crushed nuts.

Vegan Chorizo

Ingredients:

1 cup pecans

1 cup pumpkin seeds

2 tablespoons chili paste

¼ cup olive oil

¼ teaspoon cumin

2 teaspoons oregano

2 teaspoons chili powder

½ teaspoon sea salt

¼ teaspoon cloves, ground

½ teaspoon black pepper

Directions:

Place the pecans and pumpkin seeds in a food processor, and pulse until the nuts and seeds become crumbly.

Transfer them to a bowl and then add the chili paste, olive oil, cumin, oregano, chili powder, sea salt cloves and black pep-

per. Mix well until everything is well incorporated.

Serve with rice and beans or use in tacos.

Protein Bites

Ingredients:

¾ cup dry rolled oats

¼ cup shredded coconut

¼ cup creamy tahini butter

¼ cup dairy-free chocolate chips

2 tbsp. agave

1 tbsp. chia seeds

1 tsp. vanilla extract

Directions:

Soak chia seeds in 2 tbsp of water for 1 minute until they have become a jelly-like

substance.

Stir all ingredients together in a mixing bowl. Cover and store in refrigerator for 10 minutes. Remove from fridge and roll into 1- to 2-inch balls with your hands. Eat as a snack or healthy dessert.

These recipes were excerpted from the book Bereisheet 129 Vegan Plant Based Cuisines, Volume 2. Reprinted with permission of Bereisheet 129 Vegan PlantBased Cuisine and Catering, based in Phoenix, Arizona.

To order a copy of the book, see bit.ly/rawveganbook. For more information, visit bereisheet129.com or email bereisheet129@gmail.com.

YOGA FOR EVERYONE

BECOME A FOSTER VOLUNTEER

Health Studies

ON AREA CLINICAL TRIALS

Stroke survivors use robots in new study

By Margaret Foster

Most of us know someone who has had a stroke — a life-threatening emergency caused by lack of blood flow to the brain.

Strokes affect nearly 800,000 Americans every year, according to the Centers for Disease Control (CDC). They can lead to disability or even death — between 10 and 20% of stroke victims die, according to the National Institutes of Health.

Survivors may have to learn to walk or talk again. Others may struggle with chronic weakness in their hands, arms and legs.

Stroke patients wanted

If you had a stroke more than six months ago and your arm is still weak, researchers at the University of Maryland Medical Center need you for a new study.

They’re welcoming stroke survivors between ages 18 and 88 to join a clinical trial that is using robots to help them recover. A robotic device can make crucial exercises a little easier.

“One of the key components that gives people better success with stroke rehabilitation is a higher number of repetitions of therapeutic exercises,” said Dr. Robynne Braun, assistant professor of neurorehabilitation and an attending physician at University of Maryland Medical Center, who is the lead investigator of the study.

“We know that [repeating movements] directly affects the adaptability of the brain as it recovers.”

Free physical therapy

On the first visit to the University of

Cognition And Metabolism in Prediabetes (CAMPS) Study

Maryland Medical Center Brain Rehab and Recovery Lab in downtown Baltimore, participants will get a magnetic resonance imaging (MRI) scan, a painless procedure which takes less than an hour. (Participants will be paid $60 for the MRI session.)

Then they’ll return three times a week for free three-hour therapy sessions over the course of three weeks. Participants can choose which days to exercise. The sessions are a bit different from traditional physical therapy, since they’re aided by a robotic device.

“They don’t have to do it all themselves,” Braun said. “Over time, they come to rely less and less on the robot.”

Light can track brain activity

Researchers will use a “very cool, non-invasive technology” to measure brain activity during therapy sessions, Braun said. It’s called functional near-infrared-spectroscopy

(fNIRS), and uses light to detect blood flow.

Braun’s team then will be able to tell which parts of the brain respond to the exercises.

“The point of the study is to find out what kinds of patients benefit most from this kind of therapy,” Braun explained. “That would help doctors be more effective in the way they target therapies.”

The main benefit for stroke survivors who participate in the study is the free, potentially helpful therapy.

Some insurance plans only cover poststroke therapy for a few months, Braun pointed out. So, she said, “This is another way for patients to get additional therapy beyond the initial insurance allotment.”

The University of Maryland Medical Center is located at 22 S. Greene St., Baltimore. For more information, call (410) 706-4950 or email the Brain Rehab and Recovery lab research fellow: mpauling@som.umaryland.edu.

TECH QUESTIONS ANSWERED

Join the Enoch Pratt Free Library at the Southeast Anchor Branch for answers to any and all technology-related questions. Come to the second floor 3601 Eastern Ave., Baltimore, on Thursdays from 2 to 4 p.m. For more information, call (410) 396-1580.

If

GOOGLE APPS BASICS

In this free two-week class, participants will learn how to use Google Calendar to share events online and how to use Gmail to create a contact list. Come to the Pratt Library’s Southeast Anchor Branch on Thursdays, Nov. 3 and Nov. 10 from 10:30 a.m. to 12:30 p.m. 3601 Eastern Ave., Baltimore. For more information and to register, visit bit.ly/GOOGLE_BASICS.

GOOGLE DRIVE SERIES

The Pratt offers a free six-part online class series on how to use Google Drive, Google Docs, Google Calendar, Google Sheets, Google Slides and Google Meets. Participants will need a Gmail account. Classes meet Wednesdays, Nov. 9 through Dec. 21 from 2 to 4 p.m. For more information and to register, call (443) 984-4944.

How to get fast, safe relief for heartburn

By Howard LeWine, M.D.

Q: I get heartburn about once or twice a week. What’s the best approach to get fast relief?

A: Heartburn is caused by stomach acid moving up out of the stomach into the lower part of the esophagus. Reducing the overall acidity protects the esophagus from burning or irritation when the stomach contents back up or “reflux.”

The fastest treatment is to neutralize the acid already in the stomach and lower esophagus by taking an antacid. You can usually feel relief within minutes.

There are many varieties of antacids with different active ingredients, such as calcium carbonate, magnesium hydroxide and aluminum carbonate.

Magnesium containing products may cause loose stools, while aluminum may be constipating. That’s why many antacids contain a combination of magnesium and aluminum.

Antacids work quickly, but symptom relief often doesn’t last. If that happens, you could repeat the antacid.

But I would suggest following the antacid with an H2 blocker. H2 blockers work by inhibiting stomach cells from making acid.

There are several different H2 blockers, such as cimetidine (Tagamet), famotidine (Pepcid) and nizatidine (Axid AR). There are generic versions available at quite reasonable prices.

Some H2 blockers are marketed as faster acting. Rather than a swallowed pill, the product containing the H2 blocker might be in liquid form. Or it could be a chewable or effervescent tablet.

For most people, the onset of symptom relief is similar for all of them. But you may find a particular preparation that works best for you.

Ideally you should not take an H2 blocker at the same time you take an antacid. Wait for 30 to 60 minutes. The H2 blocker starts to act within an hour.

Generally, the medicine keeps working for another 10 to 12 hours. So, you might need to take another dose later on.

The strongest stomach acid inhibitors are called proton pump inhibitors (PPIs). They start acting the day you take the first pill. But it may be many hours before you get relief. And the maximal benefit might take two to three days.

So PPIs are better suited for people with more frequent heartburn than you have.

you saw it in the Beacon

Help without drugs

To help prevent acid reflux, five pill-free approaches may significantly reduce both the number and severity of heartburn episodes.

According to research results published last year in JAMA Internal Medicine, they include maintaining a healthy body weight; not smoking; getting 30 minutes daily of moderate-to-vigorous physical activity; limiting coffee, tea and soda to no more than two cups per day; and eating a healthy diet.

Each one of these factors may prevent the inappropriate relaxation of the sphincter muscle between the stomach and the esophagus, helping to keep acid from refluxing up and causing heartburn.

Howard LeWine, M.D. is an internist at Brigham and Women’s Hospital in Boston and assistant professor at Harvard Medical School. For additional consumer health information, visit health.harvard.edu.

© 2022 Harvard University. Distributed by Tribune Content Agency, LLC.

Money Law &

Grandparents, new rules have improved 529 college savings accounts. See story on page 14.

How to take advantage of a down market

By T. Eric Reich

Nobody likes a down stock market — or do they?

Almost every conversation I have had with clients this year included some amount of fear over where the markets are and where they are headed. The concerns range from losing a few more percentage points (possible) to losing 100% of their money (absurd).

If an investor in a moderate portfolio lost all their money because the stock market went to zero, you would have much bigger things to worry about than your money. There wouldn’t be anything to buy with it anyway.

You’d need to learn farming skills ASAP, because there would be no more stores to buy anything from. The world would have, for all intents and purposes, ended. So clearly this is not a rational fear.

On the other hand, could the market drop to a level we saw before the July/August rally? Sure it could. It could even go a bit lower.

The issue isn’t that the market could go lower at any given point; the issue is, what will it ultimately do? The answer to that question in the past has always been that it moved higher — eventually.

Markets go both up and down, but they have always trended higher. This time and the next 10 after it will ultimately be no different, regardless of the reason they go down.

Statistics offer reassurance

Since 1950, we have seen 11 bear markets (defined as a drop of at least 20% from its most recent high). The average duration of those bear markets was 13 months, and the average drop in the markets was 33%.

By comparison, during that same time period, bull markets have lasted 67 months on average and experienced a total return of +265% (source: Capital Group).

If we know that the bull markets have lasted on average five times longer than

bear markets, and the returns have been eight times greater, then why are we afraid of down markets?

For starters, I think we fear them more because we see them less often. Secondly, bad news gets a lot more coverage than good news.

Investors’ best options

So, what is an investor to do? Here are your choices:

1. Sell. History tells us this is a bad idea when markets are down. Unless you need the money to live on, selling investments when the markets as a whole are down is simply not a good idea, regardless of your level of fear.

2. Ride it out. After the five biggest market declines since 1929, the average annual return for the five years following those major events was +23.1% per year (according to Capital Group). And only two years out of those 25 saw another negative year during those time periods.

3. Buy. You’ve all heard the phrase buy low/sell high, right? Then why are investors so reluctant to do it? If markets are on sale, then go buy them just like you would any other item you need to purchase. Better to buy something on sale than to pay full price for it.

When markets go down — which we know they will because it is a normal function — then look to history to help calm those fears.

A great place to start is to re-evaluate your risk relative to your goals. Most times, if the goal hasn’t changed, then the investments shouldn’t either.

This is for general information only and is not intended to provide specific investment advice or recommendations for any individual. Consult your financial professional, attorney or tax advisor with regard to your individual situation.

© 2022 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

Steps to take after a loved one passes

By T. Eric Reich

The death of a loved one is obviously a difficult event to endure. It can become all-consuming, often at the expense of other day-today matters that need to be addressed.

With the death of a loved one, there are so many phone calls that need to be made and letters that need to be sent. Unfortunately, sometimes we simply get overwhelmed with everything that needs to get handled, and we just stop altogether.

However, it is vital to handle these matters today and not put them off until some date in the future, which usually never comes until it becomes an even bigger problem.

What spouses often forget

When a spouse passes and leaves their assets to the surviving spouse, an all too frequent scenario I see can cause big problems. The mistake many people make is that the surviving spouse often leaves the assets they inherited in their joint names or in their deceased spouse’s name.

As time passes, the surviving spouse’s health may begin to decline as well — I’m not sure if it’s the grief, the new “routine” in their life, or simply a broken heart.

Regardless, many times that spouse only survives a few years after their deceased spouse. When that happens, and the original spouse’s assets were not retitled, it can become an even more difficult process for the heirs.

A checklist of things to do

Here is a list, in no particular order, of what needs to be done after someone passes to help you during this difficult time:

Contact the funeral home and make arrangements. Don’t forget to consider veterans arrangements, if applicable. Ask them to help you get additional copies of the death certificate. You almost always need more copies than you think. On average, six to 10 copies are needed.

Call your attorney. There are many legal matters that may need to be addressed, and your attorney can tell you which ones apply to you.

Contact Social Security. Your Social Security benefits may change after a spouse’s passing, so you’ll need to notify them as soon as possible.

Review/cancel their health insurance. If your insurance is provided by a for-

mer employer, you will need to contact them.

Contact your spouse’s pension company. Depending on the pension plan option originally selected by your spouse, you may be eligible to receive benefit payments.

Notify the life insurance company and file a claim. This is typically a very easy process, so don’t put this one off for later. The sooner you get the funds the better to help you with all of the expenses.

If your spouse was a veteran, contact the Department of Veterans Affairs. Checking with the VA will help you see if there are any benefits payable to you.

Notify all your financial institutions. This includes banks (change account names), credit cards (remove spouse or close accounts), mortgage companies, insurance companies and all other important bills (change into your name only).

Contact your CPA. You will want to discuss all of the issues unique to the particular tax year. This is a great time to retain a CPA if you’ve been doing it yourself. Now is not the time to go it alone.

Contact your financial adviser. You will need to change account titles, file beneficiary paperwork for IRAs, 401k(s), etc.

Retitle any assets. Any assets (real estate, cars, etc.) in your spouse’s name should be retitled to your own name. For cars, you will need to go to your local Department of Motor Vehicles (DMV) with a copy of the death certificate and the title. To transfer real estate, it depends on how the title was held.

Prepare and probate the estate. In New Jersey, for example, if the estate doesn’t qualify for simplified procedures, then the assets have to go through probate, which is handled by a court. The named executor will need to go to the surrogate’s court to request to be formally appointed.

If no one was named in the will or the person named isn’t able/willing to serve, the court will appoint an “administrator.” The executor/administrator then has to handle the estate assets, any debts/taxes and distributing property. Your CPA or attorney can often help with this whole process.

Update your own estate plan. If your spouse was your beneficiary, then you’ll need to update all of your accounts, insurance policies, estate documents, etc., in order to reflect your new beneficiaries.

Letters to editor

losing money because he doesn’t have smartphone access or knowledge.

I was able to solve his problem by setting his store and loyalty card up on my computer. Every week I go through and select all the digital offers. This way he will get the best price for products. Sometimes he gets cash rewards.

I also feel it’s disappointing that manufacturers coupons can’t be combined with store offers.

Linda B. Reich Via email

Mo.), introduced the Banning Insider

Trading in Congress Act, which would prohibit members of Congress and their spouses from trading individual stocks and require members found in violation to return their profits to the American people.

If we had members of the press who were allowed to pursue the facts and pass this information to the public, we could learn the truth about those wanting to be elected, instead of voters being subjected to many unproven scandals within a few months before an election.

Barbara G. Green Elkridge, MD

bill you mention that focuses on the use of insider information.

To the best of our knowledge, there are no restrictions on members of the press pursuing and

BEACON

reporting the facts. You can find information about these bills — and about those in Congress who appear to trade on their inside knowledge — in reputable publications and news sites.]

HOMEBUYERS WORKSHOP

Dear Editor:

Listening to the radio today, I heard Rick Edelman say 18% of Congress are doing insider trading. Congresspersons and their spouses are banned from owning and trading individual stocks, bonds, commodities, futures and other securities.

In January, Sen. Joshua Hawley (R.-

[Ed. Response: Thank you for raising this important issue. Actually, however, U.S. lawmakers are not currently banned from investing in any company, including those that could be affected by their work in Congress.

That’s why there is currently a bill in the Senate to restrict the purchase and sale of individual stocks in general (the Ban Congressional Stock Trading Act) as well as the

A few things NOT to do

Just as important as all of these items are, it’s equally important to understand the things that you shouldn’t do.

Don’t make big decisions that you are not required to make. You don’t need to decide to keep or sell the house and move away right now. You need time to adjust to your new situation, and snap decisions could be regrettable if they’re made without a “clear head.”

Don’t make major purchases. This is a time when I often see people spend more money than normal. Sometimes it’s due to a lack of focus on finances, and sometimes it is due to wanting to “live for today.” Either way, now is the time to focus on your finances and not let them get away from you.

Don’t be quick to give away money or “stuff.” Often, I see clients giving away larger gifts to children after a spouse passes, including their own or the deceased spouse’s possessions.

First, you need to fully understand your new financial situation before you can adequately assess whether these gifts make sense. Giving away a spouse’s possessions needs to be well thought out.

If not, family rifts can occur, because your spouse may have had conversations with children regarding certain possessions that you might not be aware of.

It’s important to have a checklist to follow during this difficult time in order to keep a bad situation from becoming worse.

© 2022 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

Peace of Mind is Priceless

Pre-planning a funeral is a great gift, to your family and to you: It relieves the pressure on them to imagine what you might have wanted while they deal with grief and loss. Your funeral service will be exactly as you wish. Your family can enjoy peace of mind knowing everything has been arranged. If you choose to pre-fund, the cost is fixed and protected from later price change or inflation.

New rules improve college-savings plans

By Shane W. Cummings

Did you know that Americans owe nearly $1.75 trillion in student loan debt? This staggering number is spread out among 48 million borrowers.

But as a grandparent, you can help your children and grandchildren mitigate this by contributing to a 529 plan. A 529 plan is a tax-advantaged savings plan designed to encourage saving for future education costs.

According to a recent survey by the College Savings Plans Network, the average 529 plan balance as of the end of last year was $30,652. But is that an adequate amount?

Most student tuition and housing costs are going to run much higher than that for four years of college ($43,755+/year for a private school and $11,631+/year for state colleges), so many students will need to

rely on a combination of savings and financial aid to pay for some or all of those costs.

If you are looking to save money for your grandchildren’s education without hurting their aid eligibility, some recent changes in 529 plans are going to make that easier.

Simplified application process

Good news: The government is working to streamline the Free Application for Federal Student Aid (FAFSA) application process, as part of a bill that was signed into law in December 2021. We can expect to see a new streamlined FAFSA form sometime this month.

Some changes went into effect for the 2021-22 award year, while other changes won’t be completely implemented until the 2024-25 award year.

529 will not affect financial aid

In the near term, there’s a welcome change that grandparents can begin taking advantage of for financial planning purposes.

Under the old FAFSA rules, students were required to report distributions from grandparent-owned 529 savings plans as untaxed student income, which had the potential of reducing a student’s aid eligibility by up to half of the distributed amount from the college savings plan.

Fortunately, with the FAFSA simplification come new rules regarding how grandparent 529 assets are treated. The new rules, effective for the 2023-2024 school year, will no longer count distributions from grandparent-owned 529 college savings plans as untaxed student income, and they will not have a detrimental impact on aid eligibility.

But grandparents can take advantage of the new 529 rules now. Why? The FAFSA

ENTERPRISE RESIDENTIAL

MOST COMMUNITIES ARE 62 AND BETTER

ANNE ARUNDEL COUNTY

The Greens at Hammonds Lane: 410-636-1141

Park View at Furnace Branch: 410-761-4150

Park View at Severna Park: 410-544-3411

BALTIMORE CITY

Ednor Apartments I: 410-243-0180

Ednor Apartments II: 410-243-4301

The Greens at Irvington Mews: 410-644-4487

Park Heights Place: 410-578-3445

Park View at Ashland Terrace: 410-276-6440

Park View at Coldspring: 410-542-4400

BALTIMORE COUNTY

Cove Point Apartments I: 410-288-2344

Cove Point Apartments II: 410-288-1660

Evergreen Senior Apartments: 410-780-4888

The Greens at English Consul: 410-789-3000

The Greens at Liberty Road: 410-655-1100

The Greens at Logan Field: 410-288-2000

The Greens at Rolling Road: 410-744-9988

Park View at Catonsville: 410-719-9464

Park View at Dundalk: 410-288-5483 • 55 & Better Park View at Fullerton: 410-663-0665

Park View at Miramar Landing: 410-391-8375 Park View at Randallstown: 410-655-5673

BALTIMORE COUNTY (CONT.)

Park View at Rosedale: 410-866-1886

Park View at Taylor: 410-663-0363 Park View at Towson: 410-828-7185 Park View at Woodlawn: 410-281-1120

EASTERN SHORE

Park View at Easton: 410-770-3070

HARFORD COUNTY

Park View at Bel Air: 410-893-0064

Park View at Box Hill: 410-515-6115

HOWARD COUNTY

Park View at Colonial Landing: 410-796-4399 Park View at Columbia: 410-381-1118

Park View at Ellicott City: 410-203-9501 Park View at Ellicott City II: 410-203-2096 Park View at Emerson: 301-483-3322 Park View at Snowden River: 410-290-0384

PRINCE GEORGE’S COUNTY

looks back at the prior two years of a student’s income tax returns.

If you want to retain control over your college savings for one or more grandchildren, you can now do so without having to worry about it hurting their financial aid eligibility. And you can say goodbye to the complexities of planning distributions in future calendar years to avoid potential problems.

Make five years of gifts at once

Another advantage of 529 plans that many people aren’t aware of is that they allow a contributor to “superfund” five years’ worth of tax-free gifts into a single calendar year for a beneficiary.

Normally, you can gift $16,000 per year using the annual gift tax exclusion amount. With a 529 you can gift $80,000 in one year (or $160,000 if married filing jointly) and still avoid gift taxes. You can only do this every five years, but this strategy does offer some great planning opportunities.

An added benefit for wealthy families is that 529s can remove assets from your estate while allowing you to retain control over them. A 529 savings plan is a great vehicle for accelerating savings and maintaining tax efficiency.

529 college savings plans continue to be popular vehicles for college savings. Growth and earnings of assets in these plans are tax-free as long as future cash distributions are used for qualified educational purposes, including such things as tuition, textbooks and computers.

With the new FAFSA changes, it’s a great opportunity for grandparents to revisit their savings plan.

This information does not constitute any legal, tax or accounting advice.

© 2022 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

Park View at Bladensburg: 301-699-9785

& Better Park View at Laurel: 301-490-1526 Park View at Laurel II: 301-490-9730

LIBRARY RESEARCH ASSISTANT

How to pick good trustees and executors

By Richard M. Ricciardi Jr.

In preparing estate-planning documents, one of the biggest challenges that people encounter is deciding who to appoint as their trustees, powers of attorney, healthcare surrogates and executors.

Here are some practical tips to help guide you:

1. Give preference to those who have the most time to devote and live nearby.

Lots of my clients have very accomplished children who are successful business owners, professionals or leaders in their trade or occupation.

However, the most successful people might not always be the best choice to carry out your wishes since these individuals sometimes run tighter schedules and have less time to devote to helping you with your affairs than others.

In addition, maybe certain children have more kids and other obligations than others. This is important to take into account.

Additionally, give preference to people who are closer in proximity to you. It is certainly easier for those close by in terms of serving as your power of attorney and healthcare surrogate. However, being nearby can matter less for trustees and executors.

2. Do not make arbitrary designations.

Another mistake I see a lot is selecting an individual based on arbitrary character-

istics, for example, when someone appoints a particular child just because they are the oldest. Perhaps there is one son or daughter, and they appoint that person based on gender.

Selecting an agent is very important.

There are a lot of factors to consider, but you should not select individuals based on such arbitrary factors.

3. Avoid naming multiple agents, when possible.

A lot of my clients want to make sure none of their children feels left out, so they want to appoint all their children to every position possible. This, more often than not, leads to deadlock or discord once decisive action is necessary.

For example, I had a client who recently came back to me to change his documents after he had appointed his three children as co-agents and trustees. He realized that such action would lead to great disagreement among them, and as a result, timely action would be difficult. Selecting three “Type A” personalities made it hard for them to agree, as each of them wanted to lead.

Therefore, avoid multiple agents when you can, unless you are sure everything will run smoothly.

4. Pick the best agent for today.

I counsel a fair number of younger clients and clients without children. They

always have the most difficulty because the answer as to who will be their agent is certainly not as obvious and can be more complex.

If you are appointing an agent who is older, maybe that person dies or becomes incapable of acting when you need them. If you appoint a friend, maybe that person isn’t a friend in the future.

I always tell my clients to appoint the best person for today. You can always make changes to agents, trustees and executors in easy fashion.

5. Consider a professional trustee or fiduciary under certain circumstances.

In some situations, appointing a professional or institution as a trustee is the best route to take. If you have one beneficiary whose share of your estate has to be held in trust so they are not getting their inheritance all at once, you should consider the above. Otherwise, discretionary distributions may be left up to family members, and that could create an adversarial rela-

Ongoing

ALZHEIMER’S

tionship between them that might have not previously existed.

Also, if you have substantial wealth or generational trusts, professionals and institutions are better suited to deal with those issues and manage those types of complex trusts for the beneficiaries. I understand fees for these services can be substantial, but they are worth it under certain circumstances.

The estate planning vehicles themselves are important to have. However, the documents and plan are only as good as the agents you appoint. The agents are the real drivers of whether or not a plan is successful. Therefore, making the right choice is essential.

Use the tips above to help guide you, and certainly speak to a professional estate planning attorney and get their opinion on your specific situation as well.

© 2022 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

&

Travel

The top U.S. city to visit: Charleston, S.C.

By Barbara Ruben

From sprawling live oak trees draped in Spanish moss, to horse-drawn carriages clip-clopping over cobblestoned streets, to historic houses in pastel hues, Charleston, South Carolina, transports visitors to another era.

A thriving culinary scene and proximity to pristine beaches helped inspire Travel & Leisure magazine readers to choose it as the top U.S. city to visit for the 10th year in a row in July.

Charleston has antebellum mansions and Civil War sites, as well as so many historic church steeples that the city has been dubbed the Holy City.

More than 1,400 historic buildings spanning the 18th, 19th and 20th centuries have been preserved in its downtown, situated at the edge of the Atlantic Ocean on a peninsula bordered by the Ashley and Cooper Rivers.

The city was named for Britain’s King Charles II, when the first English settlers, along with their slaves, landed on its shore in 1670.

Old homes worth a visit

What’s likely the city’s oldest house dates back to the end of the 17th or beginning of the 18th century. Known as the Pink House, it’s made of pink-hued Bermuda stone, soft

limestone formed primarily of broken shells and coral, and brick.

Pink is echoed in a series of 13 pastelcolored houses near the waterfront called Rainbow Row. The often-photographed rowhouses were constructed from around 1740 to 1784, many with businesses on the first floor and residences above.

While the Rainbow Row houses and the Pink House aren’t open to the public, numerous historic houses welcome visitors, such as the Heyward-Washington House.

Thomas Heyward, Jr. was one of the four South Carolina signers of the Declaration of Independence, and George Washington was a guest at the Georgian-style home, built in 1772. Brick walls in the back of the house enclose a manicured garden.

The Victorian-style Calhoun Mansion, built in 1873, includes more than 30 rooms and a large ballroom. If it looks familiar, you might have seen it in such films as North and South and The Notebook

More historic houses on plantations outside the city limits are also open for tours. Magnolia Plantation and Gardens is about a 20-minute drive from downtown Charleston. The 500-acre plantation has been in the same family since 1676. Visitors can wander the entire estate or take a nature tram or boat through a former rice paddy to see plentiful wildlife, from alligators to egrets.

Arched bridges lead the way into the gardens, some of which have existed for more than 325 years. A guided tour of the plantation house focuses on the years between 1870 (when the third incarnation of the house was built after being burnt down by Union soldiers in the Civil War) to 1975 (when it was opened to the public).

Confronting the past

But behind the columned facades of some of Charleston’s grander homes lies a darker past. The Port of Charleston was the largest slave port in the United States in the early 19th century, and before the Civil War nearly half of Charleston’s residents were enslaved.

Magnolia Plantation, for example, enslaved 235 people at one time, but they aren’t more than a footnote during a tour. However, other historic house museums have worked to paint a fuller picture of their pasts.

The Aiken Rhett House in Charleston has changed little in the last 200 years. Both the large yellow corner house flanked by palm trees and its outbuildings, including the original quarters of enslaved people, have been preserved rather than restored, with original floors, paint and fixtures.

An audio tour gives visitors a vivid sense of life 170 years ago, helping contrast the lives of the residents living in the barebones outbuildings to those ensconced in the opulence of the main house.

Similarly, the McLeod Plantation Historic Site, a 37-acre site owned by Charleston County Parks, provides new insights into realities of life in pre-Emancipation Proclamation Charleston.

At McLeod, visitors can learn about the enslaved people on the plantation who picked sea island cotton, a strain with long fibers unique to the Lowcountry of southeast South Carolina.

Also unique to the area were the Gullah Geechee people. Descended from West and Central Africans who were forcibly relocated to the coastal South, they retained many of their indigenous traditions and also created the Gullah language, spoken nowhere else in the world. Many of their cabins on the McLeod plantation have been preserved.

McLeod also offers information about the plantation during the Civil War, when the free Black soldiers of the Massachusetts 55th Volunteer Infantry freed the en-

The 13 historic houses of Rainbow Row brighten downtown Charleston, South Carolina, near the Battery district. The city is known for its well-preserved buildings, laid-back hospitality and sophisticated restaurants.

PHOTO

© BENITA LE MAHIEU | DREAMSTIME.COM

Travel writer Rick Steves recalls a getaway to southern Spain. See story on opposite page.

St. Michael’s Church, the oldest church in Charleston, welcomed George Washington in

than 400 churches, synagogues and mosques, Charleston is known

PHOTO

RICK

Cultural treats in small-town Andalucia

By Rick Steves

The American image of Spain is Andalucia: the home of bullfights, flamenco, gazpacho and pristine whitewashed hill towns.

This southern part of the country feels more quintessentially Spanish than perhaps anywhere else. When visiting this area, I always make a point to venture into what’s called the Route of the White Hill

Towns (Ruta de los Pueblos Blancos), a charm bracelet of cute villages perched in the sierras.

Arcos de la Frontera makes a good starting point. Arcos is a classic hill town, blanketing its little summit with a mosaic of whitewashed buildings and a tangle of shady lanes.

The labyrinthine old center is a photographer’s bonanza. I can feel the breeze fun-

nel through the narrow streets — so narrow that drivers can only enter the town on one side and leave on the other. If you miss your stop, you need to drive out of town and circle all the way back to your starting point. The best advice: Park outside the old center and walk.

The entertaining market is my first stop. The pickle woman encourages me to try a banderilla, named for the bangled spear

that a matador sticks into the bull. As I gingerly slide an onion off the tiny skewer of pickled olives, onions and carrots, she tells me to eat it all at once — the pickle equivalent of throwing down a shot of vodka. Explosivo! The lady in the adjacent meat stall bursts into laughter at my shock.

Like the pickle section, the meat stall

slaved people there.

The Civil War itself started in Charleston with the Battle of Fort Sumter in 1861. The fort, located on a small island in Charleston Harbor, was seized by the Confederates who occupied it for most of the war. Fort Sumter is open to visitors but can only be accessed by tour boat. A visitors’ center is located on the shore in Charleston.

Food and fun in the sun

As much as Charleston is immersed in the past, a thriving food scene helps bring it back to the 21st century.

The popular restaurant High Cotton offers Lowcountry food with ingredients from nearby farms. High prices for its primarily seafood and meat menu, including scallops, shrimp and grits, filet mignon and duck, don’t deter the hordes of tourists who make reservations weeks ahead for this highly-rated restaurant.

Another standout is Lenoir, which was opened in 2021 by chef Vivian Howard, a North Carolina native and star of the PBS show “A Chef’s Life.”

Lenoir’s menu includes cornmeal-dusted catfish served with Carolina caviar, a

salsa-like side made with black-eyed peas, black beans, white shoepeg corn and tomatoes. For dessert try the Atlantic beach pie with a saltine crust, lemon custard and honey whipped cream.

While Charleston’s early profusion of azaleas, cherry blossoms and tulips lure tourists from the North still in the grip of freeze warnings in late February and early March, the city is quieter in the fall. The overwhelming heat and humidity of midsummer has melted away, leaving behind warm days and cool nights. October and November are the city’s driest months.

There’s still plenty of time to visit Charleston-area beaches before winter.

Folly Beach, located on an island just south of Charleston, has a pier stretching more than 1,000 feet into the ocean, a lighthouse and a park complete with a pelican rookery.

Kiawah Island is 21 miles from downtown Charleston, with 10 miles of beaches facing both east and west so you can catch both the sunrise and sunset on the water.

Conde Nast Traveler named it the best island in the U.S. in 2018.

If you go

Ninety-minute nonstop flights from BWI make getting to Charleston relatively easy. Southwest Airlines’ one-way fares for di-

rect flights start at $93 in November; American Airlines flights from BWI start at $237 roundtrip.

Rather take the train? Amtrak tickets start at $94 each way from Baltimore's Penn Station. If you’d just as soon drive, Charleston is about a nine-hour drive from Baltimore.

Hotels in the historic district can be pricey, especially during the busy tourist season in late winter and spring. Many are historic themselves, and are walkable to many of Charleston’s attractions — a perk given the small city’s heavy traffic and sparse parking options.

Built in 1843 as a private mansion, 20 South Battery has wraparound porches with views of the city’s White Point Gardens and the harbor beyond. Battered during the Civil War, the mansion remained

standing and has been renovated with period art and furniture. Rooms start at a hefty $600 a night in October.

A less expensive but still historic hotel is the Francis Marion Hotel, named for a Revolutionary War hero, open since 1924. Rising 12 stories above the historic district, the hotel offers views of Charleston’s historic mansions and harbor. Rooms start at $254 a night, and AAA and AARP discounts are available.

The contemporary waterfront Hilton Garden Inn, about two miles from the historic district, has views of the Ashley Marina. It has free parking and a restaurant. Rates start at $252 a night. AAA and AARP discounts are available.

Get more information from the Charleston Convention and Visitors Bureau at charlestoncvb.com.

(salchicheria) is an important part of any Spanish market. In Spain, ever since Roman times, December has been the month to slaughter pigs. After the slaughter, they salt and dry every possible bit of meat into various sausages, hams and pork products.

By late spring, that now-salty meat is cured, able to withstand the heat, and hanging in tempting market displays. Ham appreciation is big here. The word to know: jamon. When in Spain, I am a jamon aficionado.

Asking for top-quality ham, I get a plate of jamon iberico. While quite expensive, it’s a worthy investment. Made from acorn-fed pigs with black feet, it actually does taste better, with a bouquet of its own and a sweet aftertaste. I make a point in bars to order a small plate of it with my wine. It goes just right with full-bodied red wine from the Rioja region.

Copper can stop germs before they spread

Scientists have discovered a natural way to kill germs fast.

Now thousands of people are using it against unwanted viruses and bacteria in the nose and on the skin.

Germs, such as viruses and bacteria, can multiply fast. When unwanted germs get in your nose they can spread and cause misery unless you stop them early.

In the last 20 years, hundreds of studies by government and university scientists show the natural element copper kills germs just by touch.

clared copper to be antimicrobial, which means it kills microbes, including viruses, bacteria, and fungus.

The National Institutes of Health says, “The antimicrobial activity of copper is now well established.”

Ancient Greeks and Egyptians used copper to purify water and heal wounds. They didn’t know about microbes, but now we do.

Scientists say the high conductance of copper disrupts the electrical balance in a microbe cell by touch and destroys it in seconds.

Some hospitals tried copper for touch surfaces like faucets and doorknobs. This cut the spread of MRSA, and other illnesses, by over half and saved lives.

inventor Doug Cornell an idea. He made

the bottom of his nose.

The next time he felt a tickle in his nose that felt like a cold about to start, he rubbed the copper gently in his nose for 60 seconds.

“The cold never got going,” he exclaimed. “That was September 2012. I use copper in the nose every time and I have not had a single cold since then.”

“We don’t make product health claims,” he said, “so I can’t say cause and bial.”

people around her show signs of unwanted germs, she uses copper morning and night. “It saved me last holidays,” she said.

“The kids had crud going round and round, but not me.”

tried copper for her sinus. “I am shocked!” she said. “My head cleared, no more headache, no more congestion.”

A man with trouble breathing through his nose at night tried copper just before bed.

he said.

In a lab test, technicians

Spanish life in courtyards, bars

Around town, I like to peek discreetly into private patios. These wonderful, cooltiled courtyards — filled with plants, pools and happy family activities — are typical of the whole region.

I also keep my eyes peeled for ancient columns tucked into building corners. Many are actually Roman, appropriated from their original ancient settlement at the foot of the hill. They were put up to protect buildings from reckless donkey carts (and tourists in rental cars).

I eventually make my way into a cool dark bar filled with very short old guys. Any Spanish man over a certain age spent his growth-spurt years trying to survive the brutal Civil War (1936-39). Those who did, struggled. That generation is a head shorter than Spaniards of the next.

In the bar, the men — side-lit like a Rembrandt portrait — are fixated on the TV, watching the finale of a long series of bullfights. El Cordobés is fighting. His father, also El Cordobés, was the Babe Ruth of bullfighting. El Cordobés uses his dad’s name even though his father sued in an effort to stop him.

Marveling at the bar’s cheap list of wines and hard drinks, I order a Cuba Libre for about $2. The drink comes tall and stiff, with a dish of peanuts.

Suddenly the room gasps. I can’t believe the vivid scene on the screen. El Cordobés has been hooked and is flung, doing a cartwheel over the angry bull’s head. The gang roars as El Cordobés lands in a heap and buries his head in his arms as the bull tramples and tries to gore him. The TV replays the scene many times, each time drawing gasps in the bar.

He asked relatives and friends to try it. They reported the same thing, so he patented CopperZap® and put it on the market.

Soon hundreds of people had tried it. The feedback was 99% positive if they used the copper within 3 hours after the

germs, like a tickle in the nose or a scratchy throat.

Early user Mary Pickrell said, “I can’t believe how good my nose feels.”

“What a wonderful thing!” exclaimed Physician’s Assistant Julie. Another customer asked, “Is it supposed to work that fast?”

Pat McAllister, 70, received one for Christmas and called it “one of the best presents ever. This little jewel really works.”

tical, she tried copper on travel days for

CopperZap. No viruses were found alive soon after.

Some people press copper on a lip right away if a warning tingle suggests unwanted germs gathering there.

The handle is curved and textured to increase contact. Copper can kill germs picked up on

touch things other people have touched.

The EPA says copper still works even when tarnished.

Made in America of pure copper. 90-day full money back guarantee.

each CopperZap with code MDSB9 www.CopperZap.com or call toll-free 1-888-411-6114.

Statements herein are not intended and should not be interpreted as product health claims, and have not been evaluated by the FDA. Not claimed to diagnose, treat, cure, or prevent any disease.

El Cordobés survives and — no surprise — eventually kills the bull. As he makes a victory lap, picking up bouquets tossed by adoring fans, the camera zooms in on the rip exposing his hip and a long bloody wound. The men around me will remember and talk about this moment for years to come.

I end my walk at the best restaurant in town, where the proud owner, Maria, tells me about the day’s menu. As she pours my wine, I tell her that the man at the next table looks like El Cordobés. One glance and she says, “El Cordobés is much more handsome.” When I mention his recent drama, she nods and says, “It’s been a difficult year for matadors.”

Rick Steves (ricksteves.com) writes European guidebooks, hosts travel shows on public TV and radio, and organizes European tours. This article was adapted from his new book, For the Love of Europe. You can email Rick at rick@ricksteves.com and follow his blog on Facebook.

© 2022 Rick Steves. Distributed by Tribune Content Agency, LLC.

A comedic Ghost entertains at Toby’s

By Mark Dreisonstok

The current production of Ghost: The Musical at Toby’s Dinner Theatre will bring back fond memories of the 1990 movie starring Patrick Swayze, Demi Moore and Whoopi Goldberg.

For some of us, it might even recall the classic ghostly adventures of Topper and Noel Coward’s Blithe Spirit, earlier productions that mixed mad-cap adventures, romance and the supernatural.

For those new to the story, Ghost involves a young, happy-go-lucky protagonist named Sam Wheat (Patrick Gover is both ebullient and earnest in the role), who is killed in a robbery on the streets of New York.

Sam finds himself very much present and conscious in the afterlife, driven to protect his girlfriend, Molly Jensen (played as naïve and loving by MaryKate Brouillet), from being harmed by his murderer.

Sam is unable to warn Molly until he meets a questionable spirit medium named Oda Mae Brown, portrayed incandescently by Ashley Johnson. Will skeptical Molly believe Oda Mae’s claims of being able to communicate with the deceased Sam?

Adapted as a musical for the British stage in 2011, the story segues nicely between suspense, comedy and musical numbers. However, Toby’s production focuses a little more on comedy than audiences may remember

from the Hollywood motion picture.

This comedic spirit is especially fresh in the performance of DeCarlo Raspberry, a stalwart performer in Toby’s coterie. Here he plays a hospital ghost trying to lighten things up for the recently deceased Sam (and for the audience) in a lively number called “You Gotta Let Go Now.”

Effective musical numbers

Ghost fluctuates musically between Broadway-style numbers and light rock with different vocal pairings, such as solos, duets and trios.

An especially effective trio between Sam, Molly and the ambiguous villain Carl (played for the evening’s performance by the talented understudy, Shane Lowry) is a song with more than a kernel of truth in it: “Life Turns on a Dime.”

Johnson, the psychic, also provides a tour-de-force performance with “Are You a Believer?,” seamlessly blending showtune and Gospel elements.

A strength of the Toby’s production is that certain scenes appeal to more than one emotion at the same time. For example, a scene with a white-clad hospital ghost and entourage is at once funny and eerie.

Stylized, slightly distorted windows which drop down from the ceiling at the beginning of the production give a spooky, Expressionist exuberance while preparing the audience to experience a familiar, beloved film.

Director Mark Minnick and set designer David Hopkins are able to convey such complexities as the hustle and bustle of a large city using a few talented actors and

minimalist props in its “theater in the round.”

Following in the footsteps of Whoopie Goldberg, Ashley Johnson stars as “spirit talker” Oda Mae Brown in Ghost: The Musical, playing at Toby’s Dinner Theatre in Columbia through Nov. 6. Patricia “Pep” Targete and Crystal Freeman sing backup as her sisters, and MaryKate Brouillet plays the widow Molly.

PHOTO BY JERI TIDWELL PHOTOGRAPHY

is pickleball

games. What Fritzel loves most about the group is the people and the connections he’s made.

“There are just a lot of really nice people that come out to play every day,” he said.

An affordable sport

Another perk is that pickleball is “very affordable,” Knipp said. Annual membership to the North Baltimore Club is $50 a year for outdoor play. A starter set of two graphite carbon-fiber paddles and four

balls starts at $70.

“Our group — the hard cores — we keep playing in the winter. When it gets too cold,” Knipp admitted, “the balls start to break.”

In the winter, therefore, you may have to pay more to play.

Coppermine Health and Fitness, which has 10 indoor courts at its facility in the renovated Pikesville DoubleTree Hilton, charges more than $100 for the season.

For those who can afford it, there are even pickleball-themed cruises. Most cruise lines have pickleball courts now, and Royal Caribbean is launching a spe-

cial six-night pickleball cruise on November 27.

Professional pickleball on TV

The game isn’t just entertaining for players; spectators enjoy it, too. For the first time, last August CBS Sports televised live professional pickleball games organized by the Professional Pickleball Association.

Meanwhile, the Major League Pickleball league, established by hedge-fund manager Steve Kuhn, has a dozen teams that played in three tournaments this year.

Six major-league tournaments are scheduled for next year, and winners will take home $2.4 million in prize money.

As more people play pickleball (and the current number is close to five million Americans), sports-related injuries have increased, too.

Pickleball injuries are just as common now as tennis-related injuries, according to a recent study published in the journal Injury Epidemiology. Emergency-room visits in 2018 for pickleball-related injuries occurred after a slip, trip, fall or dive.

Knipp said that one player in his group tore his Achilles tendon while diving for a ball, and another “had sore ribs” after a collision with her partner, who happened to be Knipp.

“All the people I play with are 50 and over, so we’re older and it’s not a surprise,” Knipp said. “It happens.”

More courts needed

The risk of injury doesn’t stop Baltimoreans from playing the sport. Their biggest challenge is finding a court. So far, Baltimore County has no designated pickleball courts — only tennis courts that must be delineated with temporary tape before pickleball games can commence.

“Howard, Montgomery, Harford, Carroll [counties] are light years ahead of us,” Alder said. “What the other counties seem to understand that Baltimore County has not yet embraced is the social impact of the game.

“We are hopeful that eventually Baltimore County will catch on, come out and play a game or two with us, and really get the feel for what pickleball is all about.”

Despite the lack of designated courts to play on, picklers press on, even shoveling snow in the winter. The biggest draw for most pickleball players isn’t the exercise but the entertainment, Knipp said.

“Until the hand eye coordination is figured out, you’ve got some hurdles, but it is fun — very fun,” Knipp said. “And you have to want to laugh.”

For a list of places to play near you, visit USA Pickleball’s Places 2 Play website at places2play.org. Call Seminary Park at (410) 887-7684 or at the South Carroll Senior Center in Sykesville at (410) 3863700. For rates at Coppermine Fitness, call (410) 823-2500 or email pickleball@gocoppermine.com.

Gover played the lead in Toby’s recent success, Rocky: The Musical. As Sam, he channels another American icon as he sings the 1950s hit “Unchained Melody” Elvis Presley-style.

Incidentally, the lyrics of “Unchained Melody” are extremely prescient for Sam: “I’ve hungered for your touch/A long, lonely time/And time goes by so slowly.” These lyrics foreshadow how Sam will have a difficult time reaching out to Molly and the living. These words also represent the frustrating purgatory in which Sam finds himself.

There is a special element to this production: The musicians are visible on a platform above the audience. This placement added greatly to the live feel (not that we would speak ill of ghosts!), and indeed ro-

BEACON

mance, of the production. The orchestra, conducted alternately by Ross Scott Rawlings and Nathan Scavilla, depending on the performance, deserves high praise.

Actors’ insights

We could not leave Toby’s without asking some of the actors about their views of the performance. Shane Lowry, who played Carl the night we saw the production, said that playing a criminal is “a delicious role. It’s always fun to play something you are not.”

Brouillet, who plays Molly, told the Beacon that the production is moving because “everyone has lost someone. The show is about loss, but also about love.”

She added, “We really came together as a cast!”

Ghost is fun, entertaining Halloweentime fare, although grandparents should be cautioned about violent subject matter,

VETERANS DAY CELEBRATION

occasional crude humor and profanity.

Toby’s is located at 5900 Symphony Woods Road in Columbia, Maryland. Advance reservations are required. Tickets are $68-$72 for adults and $52.50 for children 12 and under, including the all-you-can eat buffet.

BEACON BITS

Patrons 65 and over can attend Tuesday and Wednesday performances for $57.80.

There are matinees on Wednesdays and Sundays. Tickets may be purchased online at tobysdinnertheatre.com, or call the box office at (410) 730-8311.

LIVE MUSIC: CARL GRUBBS TRIO

Caritas House Assisted

St.

Adult Day

Crossword

Sleeveless jacket

2.5 centimeters

of internet product reviews

eleven (soccer game after a red card)

Museum’s display

of a person, or all of a bovine

on

a person’s

CLASSIFIEDS

The Beacon prints classified advertising under the following headings: Business & Employment Opportunities; Caregivers; Computer Services; Entertainment; For Sale; For Sale/Rent: Real Estate; Free; Health; Home/ Handyman Services; Miscellaneous; Personals; Personal Services; Vacation Opportunities; and Wanted. For submission guide lines and deadlines, see the box on the right.

CAVEAT EMPTOR!

The Beacon does not knowingly accept ob scene, offensive, harmful, or fraudulent advertising. However, we do not investigate any advertisers or their products and cannot ac cept responsibility for the integrity of either. Respondents to classified advertising should always use caution and their best judgment.

EMPLOYMENT & REAL ESTATE ADS:

We will not knowingly or intentionally accept advertising in violation of federal, state, and local laws prohibiting discrimination based on race, color, national origin, sex, famil ial status or handicap in connection with employment or the sale or rental of real estate.

Caregivers

THERE’S NO PLACE LIKE HOME!

Jamhuri Healthcare Services recognizes the importance of keeping seniors or adults with special needs, in their homes, rather than sending them to a skilled nursing facility. Our personal in-home care program is designed to implement non-medical tasks to meet the clients’ physical needs. Our home care aides provide a multitude of services for our clients, ranging from meal preparation & house cleaning to personal assistance & running errands. We are diligent in our staff & client pairings. We won’t put just anyone in your home or the home of your loved ones. Senior transportation services available 24/7. Call us toll-free at 1-800-5472851.send text to the same number. visit us on the web: www.jamhuricares.com.

Computer Services

FRUSTRATED? CONFUSED? I can help you become confident and comfortable with your smartphone, laptop, tablet or other device. Over 20 years experience working with seniors and others. More info, all Julia 443-436-2612. computercoachbaltimore.weebly.com

VIVINT. SMART SECURITY. Professionally installed. One connected system for total peace of mind. FREE professional installation! Four FREE months of monitoring! Call now to customize your system. 1-844-758-7925.

PUT ON YOUR TV EARS and hear TV with unmatched clarity. TV Ears Original were originally $129.95 - NOW WITH THIS SPECIAL OFFER are only $59.95 with code MCB59! Call 1-833-934-0843.

PREPARE FOR POWER OUTAGES TODAY with a GENERAC home standby generator $0 Money Down + Low Monthly Payment Options. Request a FREE Quote. Call now before the next power outage: 1-866-964-8106.

STROKE AND CARDIOVASCULAR DISEASE are leading causes of death, according to the American Heart Association. Screenings can provide peace of mind or early detection! Contact Life Line Screening to schedule your screening. Special offer - 5 screenings for just $149. Call 1-844-485-7035.

MOBILEHELP, America’s Premier Mobile Medical Alert System. Whether You’re Home or Away. For Safety and Peace of Mind. No Long Term Contracts! Free Brochure! Call Today! 1240-650-9189.

PORTABLE OXYGEN CONCENTRATOR

May Be Covered by Medicare! Reclaim independence and mobility with the compact design and long-lasting battery of Inogen One. Free information kit! Call 855-851-0949.

DENTAL INSURANCE from Physicians Mutual Insurance Company. Coverage for 350 plus procedures. Real dental insurance - NOT just a discount plan. Do not wait! Call now! Get your FREE Dental Information Kit with all the details! 1-844366-1003 www.dental50plus.com/320 #6258.

Home/Handyman Services

SAFE STEP. North America’s #1 Walk-In Tub. Comprehensive lifetime warranty. Top-of-theline installation and service. Now featuring our FREE shower package and $1600 Off for a limited time! Call today! Financing available. Call Safe Step 1-866-478-2363.

THE GENERAC PWRCELL, a solar plus battery storage system. SAVE money, reduce your reliance on the grid, prepare for power outages and power your home. Full installation services available. $0 Down Financing Option. Request a FREE, no obligation, quote today. Call 1-866944-0699

HOW TO PLACE A CLASSIFIED AD

All classified ads must be submitted and paid for online, via our website, www.thebeaconnewspapers.com/classifieds

Deadlines and Payments: To appear in the next issue, your ad text and payment must be entered by the 5th of the preceding month (for Baltimore and Howard County editions); by the 20th (for Washington edition).

Cost will be based on the number of characters and spaces in your ad: • $25 for 1-250 • $35 for 251-500. • $50 for 501-750 (maximum length).

The website will calculate this for you.

Note: Maryland contractors must provide a valid MHIC number. Each real estate listing qualifies as one ad.

All ads are subject to publisher's discretion. Payment will be refunded if unacceptable for any reason.

Services

DON’T LET THE STAIRS LIMIT YOUR MOBILITY! Discover the ideal solution for anyone who struggles on the stairs, is concerned about a fall or wants to regain access to their entire home. Call AmeriGlide today! 1866-365-5170.

DISH NETWORK. $64.99 for 190 Channels! Blazing Fast Internet, $19.99/mo. (where available.) Switch & Get a FREE $100 Visa Gift Card. FREE Voice Remote. FREE HD DVR. FREE Streaming on ALL Devices. Call today! 1-844-560-5837.

UP TO $15,000.00 OF GUARANTEED LIFE INSURANCE! No medical exam or health questions. Cash to help pay funeral and other final expenses. Call Physicians Life Insurance Company866-212-1092 or visit www.Life55plus.info/beacon

WESLEY FINANCIAL GROUP, LLC Timeshare Cancellation Experts. Over $50,000,000 in timeshare debt and fees cancelled in 2019. Get free informational package and learn how to get rid of your timeshare! Free consultations. Over 450 positive reviews. Call 855-626-8703.

NEED MOVERS? Contact the Pro’s today and get your FREE MOVING QUOTE. 443.506.7905 www.FocusMovers.info We have the Trucks and the manpower to care for all of your moving needs.

THE BATHROOM OF YOUR DREAMS for as little as $149/month! BCI Bath & Shower. Many options available. Quality materials & professional installation. Senior & Military Discounts Available. Limited Time Offer - FREE virtual in-home consultation now and SAVE 15%! Call Today! 1-855-653-0087.

Clinical Research Studies

Events

Funeral Services

Cremation

Apex

Health

Howard

Financial Services

Home Health Care/ Companion Services

Housing

APPLYING FOR SOCIAL SECURITY DISABILITY or Appealing a Denied Claim? Call Bill Gordon & Assoc. Our case managers simplify the process & work hard to help with your case. Call 1-866-970-0779 FREE Consultation. Local Attorneys Nationwide [Mail: 2420 N St NW, Washington DC. Office: Broward Co. FL (TX/NM Bar.)]

Legal Services Miscellaneous

I WILL BUY YOUR UNWANTED REAL ESTATE for CASH! AS IS! No repairs, inspections and no Realtors Fees or Closing Fees! No need to clean the house out, take what you want and leave the rest! You can have your MONEY in 14 DAYS! CALL NEAL for your cash offer now! 410-419-1289.

Personal Services

DWM IN SEARCH OF HOUSEMAID parttime 410-242-2249

T’S HAULING & MOVING I will move your possessions or haul them away. I clean out yards, basements, garages, houses, apartments, attics, etc. Friendly, reliable, honest, and hardworking guys with a lot of references. Call Tim @ 443-690-6525 or 410-889-3795 Check us out on Facebook @T’shaulingandmoving

Personals

TIRED OF BEING ALONE? Meet Your soulmate today. We gladly invite you to join SoulmateConnexions.Com

DIRECTV for $79.99/mo for 12 months with CHOICE Package. Watch your favorite live sports, news & entertainment anywhere. First 3 months of HBO Max, Cinemax, Showtime, Starz and Epix included! Directv is #1 in Customer Satisfaction (JD Power & Assoc.) Some restrictions apply. Call 1-888-572-4953.

Wanted

TOP CASH PAID FOR ANTIQUES AND COLLECTIBLES! Buying 7 days a week, prompt and courteous house calls made. Buying jewelry, coins, glassware, toys, trains, advertising paper items, sports items, military, furniture and much more. Call today: Megan or Mason at 443-306-8816

CASH FOR ESTATES; I buy a wide range of items; jewelry, silver, art, rugs, furniture, cultural items, collections, etc. Buy out/clean up. I have trucks, a crew & insurance. Website; theatticllc.com. Gary Roman; 301-520-0755

WILLIAM STAFFORD’S

Christ

Inspirations

Pickersgill

St.

Retail

Senior Resources

Skilled Nursing & Rehabilitation

Subscriptions

To place your classified ad, visit www.thebeaconnewspapers.com/classifieds

You can’t always lie down in bed and sleep. Heartburn, cardiac problems, hip or back aches –and dozens of other ailments and worries. Those are the nights you’d give anything for a comfortable chair to sleep in: one that reclines to exactly the right degree, raises your feet and legs just where you want them, supports your head and shoulders properly, and operates at the touch of a button. Our Perfect Sleep Chair® does all that and more. More than a chair or recliner, it’s designed to provide total comfort. Choose your preferred heat and massage settings, for hours of soothing relaxation. Reading or watching TV? Our chair’s recline technology allows you to pause the chair in an infinite number of settings. And best of all, it features a powerful lift mechanism that tilts the entire chair forward, making it easy to stand. You’ll love the other benefits, too. It helps with correct spinal alignment and promotes back pressure relief, to prevent back and muscle pain. The overstuffed, oversized biscuit style back and unique seat design

will cradle you in comfort. Generously filled, wide armrests provide enhanced arm support when sitting or reclining. It even has a battery backup in case of a power outage.

White glove delivery included in shipping charge. Professionals will deliver the chair to the exact spot in your home where you want it, unpack it, inspect it, test it, position it, and even carry the packaging away! You get your choice of Luxurious and Lasting Brisa, Genuine Italian Leather, stain and liquid repellent Duralux with the classic leather look, or plush MicroLux microfiber, all handcrafted in a variety of colors to fit any decor.

“To