August 2018 | Fifty Plus Richmond by The Beacon Newspapers

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A complex subject For most Americans, recent headlines con- (NORPAC) against Canada before the U.S. cerning unfair trade and retaliatory tariffs International Trade Commission (ITC) last August. (The ITC is an indeseem far removed from daily pendent, bipartisan federal life. agency. Four of its five current But for papers like the Beacommissioners were appointed con, a trade dispute with Canada by President Obama.) — which has led to U.S. tariffs NORPAC, which supplies half that have caused multiple and the U.S. market for newsprint, continuing increases in the price blames Canadian government of newsprint since last fall — subsidies for driving down the could be a life-and-death matter. price of imported newsprint in So I have chosen to write the U.S., thereby hurting its about this, complex though the business and its employees. subject is, because seemingly FROM THE After an investigation, the distant issues like tariffs are PUBLISHER having a serious impact right By Stuart P. Rosenthal ITC identified 34 separate subsidies by Canada of its paper now on newspapers throughout the country, and therefore affect our mill industry. This led to temporary tariffs being imposed on Canadian newsprint in readers and advertisers as well. Not surprisingly, the tariffs have been March, with a final determination and permawidely blamed on President Trump. Though nent tariffs to be announced next month. In response, U.S. newspapers and much of it’s true the Trump administration has imposed tariffs on a number of Chinese, Euro- the rest of the publishing industry have pean, Mexican and Canadian goods, this banded together to fight the tariffs, arguing particular problem cannot be laid at the pres- that the sharp price increases they are creating threaten to put many smaller papers out ident’s doorstep. Rather, the cause is an anti-dumping case of business. Printing constitutes the second largest brought by the North Pacific Paper Company

cost of producing a newspaper, after labor. The cost for newsprint has already risen more than 25%, and additional increases are on the horizon. This has led to a reduction in frequency, circulation and/or page count, as well as staffing, by newspapers across the country, including the Beacon. These actions, of course, reduce the demand for newsprint which, in turn, could lead to reduced business for the remaining paper mills in the U.S., causing them and newspaper printers to cut their staff and operations in a downward spiral of dire consequences. Furthermore, these price increases are coming at the worst possible time for newspapers, which are struggling against growing competition from online publications that don’t bear printing costs. In the face of this competition, print publishers cannot raise their advertising and subscription rates sufficiently to offset the price increases. A bill has been introduced in the Senate (known as the PRINT Act, S. 2835), to require the Commerce Department to pause the tariffs and evaluate their impact on the publishing industry. As a business owner and publisher, I would like to see that law pass. But NORPAC argues against this, saying U.S. trade laws don’t permit the consideration of such side effects in the case of clear dumping from abroad. And I have to admit, there

do seem to be two sides to this debate. Canada has clearly taken steps to reduce the price of its newsprint. This has driven down the price of newsprint in the U.S. for years, benefitting papers like ours with what now seem to be below market paper costs. At the same time, the unfair competition has driven a number of U.S. paper mills out of business or led them to close down unprofitable mills, which reduces supply and thus contributes to the rising prices sparked by tariffs. So NORPAC has a case, but its efforts to level the playing field all at once is putting tremendous strain on the newspapers that remain in business, and on the many related businesses that service publishers and their readers (including, ultimately, NORPAC itself). So you see, as I said, it’s complex. There are so many moving parts in our economy, and in both domestic and international trade, that it’s hard to know who’s right and who’s wrong when there’s a trade dispute. But it’s not hard to see who loses when there’s an attempt to solve things by imposing a tariff. In the long run, just about everybody.

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Editorial Mission: Fifty Plus is dedicated to providing readers with accurate information, professional guidance, and useful resources. Our publication is intended to both reflect and enhance fifty-plus lifestyles, and to encourage reader dialogue and input. Fifty Plus is published monthly and distributed free of charge. The advertising deadline is the 20th of each month for the upcoming issue. The entire contents of Fifty Plus are ©2018, The Beacon Newspapers, Inc. No portion may be reproduced in whole or in part by any means without the express written consent of the publisher. The views and opinions expressed by writers and columnists do not necessarily represent those of Fifty Plus or its staff.

Publisher/Editor: ........................Stuart Rosenthal Vice President, Operations: ..........Gordon Hasenei Vice President, Sales and Marketing: ..Alan Spiegel Managing Editor: ..........................Barbara Ruben Assistant Editor: ..........................Rebekah Alcalde Art Director: ....................................Kyle Gregor y Director of Operations: ........................Roger King Advertising Representative........Barbara Koscielski

Aug. 10+

FILIPINO FESTIVAL

Ongoing

MASTER GARDENERS

Virginia’s largest Filipino Festival rolls into Richmond with lumpia, lechon, pancit, empanda, turon, kebobs, and other tasty dishes on Friday, Aug. 10 from 5 to 10 p.m. and Saturday, Aug. 11 from 10 a.m. to 8 p.m. Enjoy delicious food with craft beer, a favorite Virginia wine, and the king of desserts, “halohalo.” There will also be live music by the bands Harley Boon, Remnants Rock ‘n Soul, and D’Originals, and hot hula, Zumba, line dancing, and vendors, crafts and games for children. Admission is free. This event takes place at Our Lady of Lourdes Catholic Church, 8200 Woodman Rd., Henrico. For more information, visit www.filipinofestival.org, email info@filipinofestival.org or call (804) 262-7315.

Join the Extension Master Gardeners, volunteer educators who work within their communities to encourage and promote environmentally sound horticulture practices through sustainable landscape management education and training. As an educational program of Virginia Cooperative Extension, Virginia Master Gardeners bring the resource of Virginia’s land grant universities, Virginia Tech and Virginia State University, to the people of the commonwealth. Applications are accepted through Friday, Oct. 12; training begins in Jan. 2019. The Cooperative Extension Office is located at 9501 Lori Rd., Chesterfield. For more information or to request an application, call (804) 751-4401 or email vce@chesterfield.gov. For questions, email kollerd@chesterfield.gov.

Oct. 1

GOLF CLASSIC VOLUNTEERS

Chesterfield Historical Society of Virginia is looking for volunteers for its 11th annual golf classic on Monday, Oct. 1 at noon. All funds raised go to their mission offering quality education programs and services to the Chesterfield community. For more information about volunteering, visit www.chesterfieldhistory.com or call (804) 796-7156.

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FIFTYPLUS — AUGUST 2018

Feature Story

A voice for Virginia’s Native Americans

Working with area tribes

Broaddus-Crutchfield also advocates for environmental protection, women and other causes. A twice-widowed, 75-year-old grandmother, she explains, “I am motivated by what I see as injustice and cruelty. Growing up in Virginia, I never understood why we had different bathrooms, water fountains and seating in buses, theaters and restaurants for blacks and whites. “And back then, boys had more freedom than girls. Later, I was assaulted in the workplace. I have LGBTQ friends who have been mistreated. I see what humans are doing to Mother Earth, our waters and to harmless creatures that have no voice.” In 1998, when Hanover County wanted to build a sewage plant that would discharge five million gallons of effluent daily into the Pamunkey River and impair a fish hatchery, she mobilized. Though ultimately unsuccessful, her efforts delayed the plan for eight years. On Halloween 2000, she and other activists lined Mechanicsville Turnpike with 360 toilets to send a message to local officials. Broaddus-Crutchfield’s advocacy for Na-

tive Americans and women merged when she convinced officials to give female chief Cockacoeske a prominent place on a proposed

monument showcasing Virginia women, See FIRST VIRGINIANS, page 19

MAIL OR FAX FOR FREE INFORMATION For free materials on housing communities and real estate services, just complete and clip this coupon and mail it to Fifty Plus. ❏ Crossings at Bon Air (see ad on page 5) ❏ Crossings at Hanover (see ad on page 5) ❏ Crossings at Ironbridge (see ad on page 5) ❏ Dominion Place (see ad on page 12) ❏ Greenfield Residences (see ad on page 11) ❏ Guardian Place (see ad on page 9) ❏ Sandston Plateau (see ad on page 6) Name______________________________________________________________ Address_______________________________________________________________ City______________________________________State______Zip________________ Phone (day)__________________________(evening)_________________________ E-mail_________________________________________________________________

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For Broaddus-Crutchfield, who lives in Midlothian, honoring Native Americans is a central element of her life as an activist. In 1999, when Newport News wanted to build a $200 million dam and 1,500-acre reservoir on the Mattaponi River — a project that would have flooded sacred Native American sites and disrupted a shad hatchery — Broaddus-Crutchfield joined forces with the Upper Mattaponi Indian Tribe, descendants of the people who greeted Captain John Smith in 1607. She wrote a book, Saving the Mattaponi, in 2001, to help pay the tribe’s legal expenses. Ultimately, a court ruling in favor of the tribe, to-

Fighting injustice

Frances Broaddus-Crutchfield serves on the board of the Virginia Indian Commemorative Commission, which helped design “Mantle,” the recently installed tribute to the state’s Native Americans. Her son Henry snapped a photo of them at the monument’s dedication in April.

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Broaddus-Crutchfield’s advocacy for Native Americans led former governor, now U.S. senator, Tim Kaine to appoint her to the Virginia Indian Commemorative Commission. Instead of adding another statue to Capitol Square, commissioners chose a symbolic memorial. “We wanted a tribute rather than a memorial,” Broaddus-Crutchfield said, “because we wanted to recognize not only the dead, but also those still living and yet to come. “Instead of depicting a static moment in time, [the spiral monument] represents time itself: thousands of years of existence, 400 years of wrongs, contemporary achievements, and a brighter future all the way to eternity.”

gether with federal environmental concerns, led the city to abandon the project in 2009. Broaddus-Crutchfield believes she is part Native American, but has no way to verify it. “As children, we were told we had Indian blood, probably Pamunkey or Mattaponi. One of my uncles, Edmunds Mason Cobb, relinquished ownership of the family farm and moved to Winslow, Arizona, to live with the Indians,” she said. In explaining the difficulty of proving ancestry, Broaddus-Crutchfield points a sharp finger at Dr. Walter Plecker, Virginia’s vital statistics registrar from 1912 to 1946, who destroyed many Native Americans’ records, making it difficult or impossible today for people like her to prove tribal connections. At root, she says it’s simple morality that pushes her to advocate for Native Americans. “Powhatan [the chief at the time the first settlers landed in Jamestown] made a decision not to kill Europeans. His people taught them how to grow corn. And we cannot admit they exist? The Mantle is not enough to pay for all the wrongs, but it’s a start.” Broaddus-Crutchfield also advocated for federal recognition of Virginia’s tribes “to tell the story of our Virginia Indians, alive and well on land they occupied long before [Europeans landed in] Jamestown, much less the founding of the United States.” Congress finally gave six Virginia tribes recognition in 2017.

PHOTO COURTESY OF HENRY BROADDUS

By Glenda C. Booth The cement path in Capitol Square spirals like a nautilus, leading to a fountain and meditation circle inscribed with the names of Virginia Indian tribes and the rivers that ran near their homes. Called “Mantle,” the abstract monument to local Native Americans was dedicated in April. Its name is symbolic on several levels — referring to the mantle of the earth, the mantle of responsibility given to leaders, and even the mollusk’s organ that builds its protective outer shell. At the monument’s dedication, Frances Broaddus-Crutchfield recited a poem she wrote about it: Mantle is a chief’s cloak A pathway, water A seat for the weary Strong from the remembrance of the rivers and the people Strong from the beginning of time, unto eternity A tribute to the first Americans

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AUGUST 2018 — FIFTYPLUS

Fitness &

Health

THE SECOND TIME AROUND How to overcome challenges from children and spouses during a second marriage APPS TO MANAGE MEDS A number of apps can help remind you to take your pills, as well as order a refill CORN AND SALMON CHOWDER Try a recipe that combines fresh summer corn and sautéed salmon

Lower blood pressure may prevent dementia By Marilynn Marchione Lowering blood pressure more than usually recommended not only helps prevent heart problems, it also cuts the risk of mental decline that often leads to Alzheimer’s disease, a major study finds. It’s the first time a single step has been clearly shown to help prevent a dreaded condition that has had people trying crossword puzzles, diet supplements, and a host of other things in hope of keeping their mind sharp. In the study, people treated to lower their top blood pressure reading to 120 instead of 140 were 19 percent less likely to develop mild cognitive impairment. They also had fewer signs of damage on brain scans, and there was a possible trend toward fewer cases of dementia. “This is a big breakthrough,” said Dr. Jeff Williamson of Wake Forest Baptist Medical Center in North Carolina. “It’s more important than ever to work with your physician to ensure that you have good blood pressure control.” He led the study and gave results in late July at the Alzheimer’s Association International Conference in Chicago. They’re considered pre-

liminary until published, expected later this year.

The brain-blood pressure link About 50 million people worldwide have dementia, and Alzheimer’s is the most common type. There is no cure — current medicines such as Aricept and Namenda just ease symptoms — so prevention is key. Roughly half of adults in the United States have high blood pressure under guidelines adopted last year that define it as a top number of 130 or more, rather than 140. Normal is under 120. High pressure can damage blood vessels and has long been linked to a higher risk for dementia. But it’s not been known if lowering pressure would reduce that risk or by how much. The federally funded study was designed to test this in the most rigorous way. The study involved more than 9,300 people with high pressure. Half got two medicines, on average, to get their top reading below 140. The rest got three drugs, on average, and aimed for 120. During the study, the top pressure averaged 121 in the intensive-treatment group and 135 in the other group.

The study was stopped in 2015, nearly two years early, when it became clear that lower pressure helped prevent heart problems and deaths. But tests of thinking skills continued for two more years, and these new results were revealed recently. Researchers saw a 19 percent lower risk of mild cognitive impairment, or MCI, in the intensive-treatment group — 285 cases versus 348 in the higher pressure group. About half of people with MCI develop dementia over the next five years. “It’s really more important to prevent MCI than dementia in some ways. It’s like preventing high cholesterol rather than a heart attack,” Williamson said. There also were fewer dementia cases in the intensive-treatment group, but there were too few to say lower blood pressure was the reason. Dementia takes longer to develop than mild impairment does, so doctors think the difference may widen over time. MRI scans on 454 participants showed that those in the lower pressure group had less white matter lesions — areas of scarring or damage from injury, such as inadequate

blood supply. “It matches” the other results on thinking skills, and bolsters the evidence that lowering blood pressure helps, said Laurie Ryan, a dementia scientist at the National Institute on Aging.

How low to go? This study’s previous results led to last fall’s guidelines change, setting high pressure at 130. Some doctors have criticized that as too aggressive. But the new results, showing benefits to the brain, “support and maybe even extend the guidelines,” Williamson said. “The goal of below 130 is extremely important.” The study did not test specific blood pressure drugs. Instead, each participant’s doctor chose which ones to use from the more than a dozen available. Getting to the lower level meant using one more medicine, and “90 percent of these are generic and cost less than a dollar a day,” Williamson said. “For a modest cost, this has a tremendously important health benefit for people.” — AP

Simple gadgets that can help older drivers Dear Savvy Senior: Are there any specific auto gadgets you can recommend that can help older drivers? Both of my parents are in their 80s and still pretty good drivers, but due to arthritis and age they’re very stiff, which causes them some driving problems. — Researching Daughter Dear Researching: To help keep older drivers safe and prolong their driving years, there’s a plethora of inexpensive, aftermarket vehicle adaptions you can purchase that can easily be added to your parent’s vehicles to help with many different needs. Here are some good options:

Entry and exit aids To help arthritic/mobility-challenged driv-

ers with getting into and out of their vehicle, there are a variety of portable support handles you can buy. These include the “Emson Car Cane Portable Handle” ($12), which inserts into the U-shaped striker plate on the doorframe, and the “Standers CarCaddie” ($13) nylon support handle that hooks around the top of the door window frame. Another useful product is the “DMI Deluxe Swivel Seat Cushion” ($22), which is a round, portable cushion that turns 360 degrees to help drivers and passengers rotate their body into and out of their vehicle.

Enhanced rear vision To help those with limited upper body range of motion, which makes looking over their shoulder to back-up or merge into traffic difficult, there are special mirrors you can add as well as back-up cameras.

For starters, to widen rear visibility, eliminate blind spots and even help with parallel parking, get an oversized rear view mirror like the “Allview Rearview Mirror” ($50) that clips on to the existing mirror. You should also purchase some “Ampper Blind Spot Mirrors” ($7.50), which are 2-inch adjustable convex mirrors that stick to the corner of the side view mirrors. If your parents’ cars don’t already have builtin backup cameras, another helpful device is the “Auto-vox M1W Wireless Backup Camera Kit” ($110). This comes with a night vision camera that attaches to the rear license plate, and a small monitor that mounts to the dash or windshield. When the vehicle is in reverse, it sends live images wirelessly to the monitor so drivers can see what’s behind them.

are a variety of seat belt extension products offered by Seat Belt Extender Pros. These include the “Seat Belt Grabber Handle” ($8), which is a rubber extension handle that attaches to the seat belt strap to make it easier to reach, and the “7-inch Rigid Seat Belt Extender” ($20) that fits into the seat belt buckle receiver to add a few inches of length, making it easier to reach and fasten the buckle.

Gripping devices If your parents have hand arthritis that makes gripping the steering wheel, turning the ignition key, or twisting open the gas cap difficult or painful, consider these products. The “SEG Direct Steering Wheel Cover” ($15) fits over the steering wheel to make it

Seat belt extenders To make buckling up a little easier, there

See CAR GADGETS, page 6

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FIFTYPLUS — AUGUST 2018

How to safely buy medications online Protect yourself and your family by using caution when buying medicine online. There are many pharmacy websites that operate legally and offer convenience, privacy, and safeguards for purchasing medicines. But the U.S. Food and Drug Administration warns that there are many rogue online pharmacies that claim to sell prescription medicines at deeply discounted prices, often without requiring a valid prescription. These Internet-based pharmacies often sell unapproved or counterfeit medicines outside the safeguards followed by licensed pharmacies. These rogue sites often prominently display a Canadian flag, but may actually be operated by criminals from the other side of the globe with no connection to Canada. Medicines bought from these websites can be dangerous and may put your health at risk. How can you tell if an online pharmacy is operating legally? The FDA’s BeSafeRx can help you identify and avoid fake online pharmacies.

Signs of a rogue online pharmacy Beware of online pharmacies that: • allow you to buy prescription medicine without a valid prescription from your healthcare provider. • do not have a U.S. state-licensed pharmacist available to answer your questions.

• offer very low prices that seem too good to be true. • send spam or unsolicited email offering cheap medicine. • are located outside of the United States or ship worldwide. These pharmacies often sell medicines that can be dangerous because they may: • have too much or too little of the active ingredient you need to treat your disease or condition. • do not contain the right active ingredient. • contain the wrong or other harmful ingredients. The active ingredient is what makes the medicine effective for the illness or condition it is intended to treat. If a medicine has unknown active ingredients, it could fail to have the intended effect, could have an unexpected interaction with other medicines you are taking, could cause dangerous side effects, or may cause other serious health problems, such as serious allergic reactions. Also, these medicines may have been stored improperly, such as in a warehouse without necessary temperature controls, which may cause the medicine to be ineffective in treating the disease or condition for which you are taking it.

Signs of safe online pharmacies There are ways you can identify a safe online pharmacy. They: • require a valid prescription from a doctor or another licensed healthcare professional. • are licensed by your state board of pharmacy, or equivalent state agency. (To verify the licensing status of a pharmacy, check your state board of pharmacy.) • do not appear on the National Association of Boards of Pharmacy’s “List of Not Recommended Websites.” (However, just because the online pharmacy does not appear on this list does not mean it is safe.) • have a U.S. state-licensed pharmacist available to answer your questions. • are in the United States and provide a

street address. Another way to check on a website is to look for the National Association of Boards of Pharmacy’s (NABP) Verified Internet Pharmacy Practice Sites Seal, also known as the VIPPS Seal. This seal means that the Internet pharmacy is safe to use because it has met state licensure requirements, as well as other NABP criteria. Visit the VIPPS website to find legitimate pharmacies that carry the VIPPS seal. A Wellness Update is a magazine devoted to up-to-the minute information on health issues from physicians, major hospitals and clinics, universities and healthcare agencies across the U.S. Online at www.awellnessupdate.com. © 2018 www.awellnessupdate.com. Distributed by Tribune Content Agency, LLC.

M A R K YO U R CAL EN DA R

Aug. 30

WINDOWS COMPUTER BASICS

Twin Hickory Area Library presents “Computer Basics: Working with Windows” on Thursday, Aug. 30. Learn about Microsoft Office software and its functions; become familiar with the basic commands in Microsoft Word and Internet Explorer software programs. You should already understand the basics of using a keyboard and mouse. The library is located at 5001 Twin Hickory Rd, Glen Allen. Admission is free. For more information, call (804) 501-1920, ext. 5 or email TwinHickoryEvents@henrico.lib.va.us.

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Fresh corn shines in salmon corn chowder By Katie Workman Certain foods just need to be made and eaten at least once a summer. Corn chowder (or chowdah, as my in-laws would say) is one. And if you are in a place where the ears of fresh sweet corn are piled high at the market (often for pennies an ear), then you must make it more than once. There are lots of ways to go — simple, seafood, creamy, chunky. This recipe is loaded with nuggets of sauteed salmon, and qualifies as a main course chowder, if you wish. If you have other kinds of fish or seafood, you can sub them in. Clams, scallops, cod — all delicious. Just make sure they are in soupappropriate bite-size pieces. You can sauté them as directed in the recipe, but if they are left over from another summer meal, then you can skip that step.

Salmon Corn Chowder

Car gadgets

a wrench to loosen and tighten the gas cap. All of these products can be purchased online on Amazon.com. Just type the name of the products in the search bar to find them.

From page 4 larger and easier to grip. The “Ableware HoleIn-One Key Holder” ($9) is a small plastic handle that attaches to the car key to provide additional leverage for turning the key in the ignition or door. And for help at the pump, the “Gas Cap & Oil Cap Opener by Gascapoff” ($12) is a long handled device that works like

Servings: 8 Start to finish: 40 minutes 2 pounds skinless salmon fillets 2 tablespoons unsalted butter 2 tablespoons olive oil 1/3 cup minced shallots 6 cups low-sodium chicken or vegetable broth 6 Yukon gold potatoes (about 2 pounds), scrubbed and cut into 1/2-inch dice 4 cups corn kernels (from about 8 ears) 1 cup half-and-half 3 tablespoons minced fresh dill Kosher or coarse salt and freshly ground pepper to taste For garnish (choose one or both): Sliced scallions Crumbled cooked bacon (optional)

Safety and security A device that may help ensure your parents’ safety, and provide you and them peace of mind, would be an in-car medical alert system like “splitsecnd.” Offered through Bay

Minced fresh dill Cut the salmon into 1-inch pieces. In a large skillet over medium heat, melt 1 tablespoon of the butter. Add half the salmon and sauté just until the outside turns opaque, about 2 minutes. Remove from the skillet with a slotted spoon, melt the remaining tablespoon of butter, and repeat with the other half of the salmon. Over medium-high heat, heat the olive oil in a stockpot or very large saucepan. Add the shallots and sauté until softened, about 3 minutes. Add the broth, increase the heat to high and bring to a simmer. Reduce the heat to medium-high and add the potatoes. Partially cover the pot, keep the broth at a simmer, and cook until the potatoes are tender, 12 to 15 minutes. In a blender or food processor, combine 1

cup of the corn kernels with the half-and-half. Use a slotted spoon to scoop out about 1/2 cup of cooked potatoes and add those to the bender, and puree until smooth. Add the mixture along with the remaining corn kernels and the dill back into the pot, and return to just barely a simmer. Simmer gently for 2 minutes, add the partially cooked salmon, season with salt and pepper, and simmer for another 2 minutes until the salmon is just cooked through. Taste and adjust seasonings as needed, and serve hot with whatever garnishes you like. Nutrition information per serving: 315 calories; 107 calories from fat; 12 g. fat (3 g. saturated; 0 g. trans fats); 53 mg. cholesterol; 331 mg. sodium; 32 g. carbohydrate; 3 g. fiber; 5 g. sugar; 23 g. protein. —AP

Alarm Medical (BayAlarmMedical.com, $30/month), this small device plugs into the vehicle’s cigarette lighter to provide 24/7 roadside and emergency assistance at the push of a button, automatic crash detection and response, and GPS vehicle location and monitoring capabilities. Another device, called the Raven dashcam, sits on top of your dashboard. It provides turn-by-turn GPS directions, but has many

other features. Information can be sent to loved ones to let them know when you’re on the road and when you return home safely. A history of driving trips is also accessible via an app. The Raven can be purchased on Amazon.com for $299. Service plans range from $8 to $32 a month depending on the amount of video and other services used. To learn more, see https://raven.is.

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FIFTYPLUS â&#x20AC;&#x201D; AUGUST 2018

Some challenges of second marriages Dear Solutions: start it in a new place that will be theirs. Iâ&#x20AC;&#x2122;m about to marry a widower (Iâ&#x20AC;&#x2122;m diNot only do you feel like a stranger in that vorced) who has a ver y large beautiful house, but even if you refurnish, his sons, house. who lived there with their My fiancĂŠ lived there with mother, may look at you as an his wife and children all intruder and resent your presthrough the years and even ence. has an of fice ther e. He Make it an exciting advenwants me to move into the ture to start out together in a house, but Iâ&#x20AC;&#x2122;m very nervous new environment. A new marabout it. riage deserves a new home. I want him to sell it, and Dear Solutions: weâ&#x20AC;&#x2122;re beginning to argue Iâ&#x20AC;&#x2122;m in a second marriage. about it. His wifeâ&#x20AC;&#x2122;s furnishMy husband, whoâ&#x20AC;&#x2122;s retired, ings are ever ywhere, and I SOLUTIONS goes to visit his children and feel her in ever y room. His By Helen Oxenberg, grandchildren almost ever y sons definitely feel like itâ&#x20AC;&#x2122;s MSW, ACSW Sunday because they live â&#x20AC;&#x153;theirâ&#x20AC;? house. nearby. I go with him once in He insists that itâ&#x20AC;&#x2122;s practical to live a while, but mostly I donâ&#x20AC;&#x2122;t because I love there, and jokingly calls it his â&#x20AC;&#x153;Cozy Cot- to have that day to myself. tage.â&#x20AC;? Itâ&#x20AC;&#x2122;s tempting because itâ&#x20AC;&#x2122;s ver y He doesnâ&#x20AC;&#x2122;t object, but other people beautiful, but I donâ&#x20AC;&#x2122;t know if I should say itâ&#x20AC;&#x2122;s not right, and that Iâ&#x20AC;&#x2122;m showing give in. What do you think? disrespect by not going with him. So now â&#x20AC;&#x201D; Second Time Around I feel guilty ever y time Sunday comes Dear Second: around. I guess people think Iâ&#x20AC;&#x2122;m cold. Be careful. Sounds like his â&#x20AC;&#x153;Cozy Cottageâ&#x20AC;? â&#x20AC;&#x201D; Amy could become your â&#x20AC;&#x153;Haunted Houseâ&#x20AC;?! Dear Amy: A house is not a home unless you can make Wrapping yourself in the guilt quilt will not it yours. I believe strongly that when two peo- make you feel warm. The only person you ple are starting a new life together they should should concern yourself with is your hus-

band, and he doesnâ&#x20AC;&#x2122;t object. Iâ&#x20AC;&#x2122;ll bet he likes to have that day to himself also. Donâ&#x20AC;&#x2122;t worry about what other people say. Just smile and say â&#x20AC;&#x153;thatâ&#x20AC;&#x2122;s our arrangement,â&#x20AC;? or say nothing. Some people, of course, love to feel guilty, so if youâ&#x20AC;&#x2122;re one of those, here comes Sunday â&#x20AC;&#x201D; run for cover! Dear Solutions: I know this probably sounds stupid, but I canâ&#x20AC;&#x2122;t help my reactions. Iâ&#x20AC;&#x2122;m divorced, and Iâ&#x20AC;&#x2122;m going out with a man who is constantly doing what I suppose is considerate. He runs to my side of the car to open the door for me. He takes my arm when weâ&#x20AC;&#x2122;re about to cross a street. He holds my elbow when Iâ&#x20AC;&#x2122;m walking down the stairs and so on. All of this just annoys me, and I donâ&#x20AC;&#x2122;t know why. My husband never did any of those things, and I always wanted him

to. So why am I angry at a man who does it all? â&#x20AC;&#x201D; Jane Dear Jane: Because heâ&#x20AC;&#x2122;s not the man that you wanted to have those things done by â&#x20AC;&#x201D; your ex-husband! Youâ&#x20AC;&#x2122;re displacing your anger at your ex onto this poor man whoâ&#x20AC;&#x2122;s trying so hard to please you. At the same time, this kind of attention or â&#x20AC;&#x153;helpâ&#x20AC;? crossing streets or walking down stairs may be making you feel dependent and old just when youâ&#x20AC;&#x2122;re trying to become more independent as a divorced woman. Try telling him that you appreciate his caring, but you want to feel more independent and need to do things under your own power. If that doesnâ&#x20AC;&#x2122;t work, please publicize his number for all the women reading this while their mouths water! ÂŠ Helen Oxenberg, 2018. To inquire about reprint rights, call (609) 655-3684.

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FIFTYPLUS — AUGUST 2018

Stay on top of your meds with some apps Q: How can technology help me keep country — CVS and Walgreens — each offer an track of my medications? app available to smartphone and tablet owners A: Nearly half of Americans that can be downloaded for free. over the age of 55 take at least These apps let you refill preone prescription medication, scriptions by choosing from a with 12 percent of those over list of existing prescriptions or the age of 65 taking four or even scanning the barcodes on more. That is a lot to keep track a medicine bottle — no phone of on a daily basis. calls required. The Walgreens No wonder about half of the app also offers a feature that 2 billion prescriptions filled gives reminders to take medicaeach year are not taken cortions, no matter where you got rectly, according to Pharmacy them from. Times. Luckily, there are ways DR. RX Other apps can help you stay we can use technology to re- By Yasser Ali on top of your regular medicaduce this problem. tion regimen. One we like is A lot of people use smartphone apps — for Mango Health, an app that aims to make games, email or video chat, for example. Apps keeping track of your doses fun and rewardalso can help you keep on top of your medica- ing. Users create fully customizable retions. Many of them are available for free. minders for their daily regimens, and can Apps for iPhones can be found at the earn points to enter weekly raffles for gift iTunes store. If you have an Android device, cards and charitable donations. you can search for apps at the Google Play Store. Once downloaded, these apps offer fea- A multi-tasking app tures you can use to manage both your preThe MediSafe Meds and Pills Reminder scriptions and over-the-counter medications. app is another free option that reminds users when to take medication. It can also track Easy refills blood glucose, blood pressure and weight. For starters, let’s discuss managing refills. The app, which uses a simple-to-understand The two largest retail pharmacy chains in the design that looks like a pill box, can be

synced with iPhone’s built-in Health app. With so many great apps out there, we encourage everyone to delve into the app stores and see what’s out there. There are many more well-reviewed apps available, including some from independent pharmacies. It is important to keep in mind that all healthcare-related technology should be used as tools to help supplement your care. Speak-

ing regularly with your doctor and pharmacist remains the most vital aspect of medication management. Yasser Ali is a recent class of 2018 Pharm.D. graduate from the Virginia Commonwealth University School of Pharmacy. Ali is from Rochester, New York, and is a 2014 graduate of the State University of New York at Buffalo, where he received a B.A. in chemistry.

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There are regular Chair Fitness classes with Donna Culley, total body workouts for any fitness level using a chair for support and balance, on Thursdays, Aug. 23 through Sept. 20 from 10 to 10:45 a.m. Designed to increase flexibility, joint stability, balance, coordination, agility, core and muscular strength, the classes are helpful and fun. Bring a set of light weights to build muscular strength and toning, if desired. Modifications are offered as needed, and the class includes a warmup and cool-down. The class meets at Chesterfield Baptist Church, 16530 Hull Street Rd., Moseley and costs $20 (Course Number 33787). For more information, contact Judy Rappley at (804) 339-2877 or visit www.chesterfield.gov/activelifestyles.

Seniors meet for drop-in, weekly table tennis at Stonebridge Recreation Center on Wednesdays at noon until 3 p.m. The center is located at 230 Karl Linn Dr., North Chesterfield. Admission is free, and registration is not required. For more information, contact Kim Graves at (804) 768-7885 or visit www.chesterfield.gov/parks.

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Money Law &

RISING RATES As interest rates rise, look for higher yields on CDs. But before you invest, consider money market accounts, which won’t lock in a rate FAMILY TIES Are you legally obligated to support your parents? It depends where you live — and if you view it as a moral obligation

Some of the best things you can get free By Sarah Smith Only one thing beats getting a good price on something, and that’s getting it for free. Our list of freebies is packed with something-for-nothing deals. We don’t allow any useless junk on our list — only quality goods and services that you would happily pay good money for (perhaps you’re already doing so). Go ahead. Put away your wallet. We insist!

Free podcasts Whether you are a fan of true-crime, comedy or technology podcasts, there are apps and websites that help you avoid subscription and download fees so you can tune in to your favorite episodes while you’re at work, in the library, or tackling a home repair project on the weekend. Stitcher, TuneIn Radio, and Spotify let you listen to unlimited podcast episodes without paying. You can listen online, or install

their free apps to listen on-the-go.

Free music lessons Have you always wanted to learn an instrument, or are you itching to revisit your glory days of playing the drums in your best friend’s garage? Those dreams can become a reality with free websites and apps that help you beat the often steep prices of private music lessons and recording and editing software. Violin Lab, Hoffman Academy and Drum Ambition offer free tutorials and practice sheet music to beginning learners. MusicTheory.net offers free lessons on music theory for those looking for a more advanced understanding, and MuseScore is a free, open source site for composing and notating sheet music.

Free counseling Sometimes you just need somebody to talk

to. The website 7 Cups provides free counseling and listening services to those in need. The site (and its corresponding app) is based around an instant messaging model where you can either volunteer as a listener or message confidentially with a volunteer. The site does have a premium version where you can chat with licensed therapists, but it’s designed to be an initial step for those seeking help. Similar to 7 Cups, Blah Therapy offers a premium version where you pay a monthly subscription fee to message a licensed therapist. However, it also has a completely free version that connects you with a trained listener who most likely has also been diagnosed with anxiety, depression, or post-traumatic stress disorder. Reachout, while not designed to take the place of in-person therapy, is a network of

people diagnosed with chronic illnesses who provide peer counseling to each other.

Free smoke detectors According to the National Fire Protection Association, three out of five home fire deaths occur in houses that don’t have properly working smoke detectors. In January 2018, Maryland passed a law requiring all residents to have a working smoke detector installed, and Virginia lawmakers have now made it legal for localities to implement similar policies. Several local fire departments offer free smoke detectors, and will even come to your house to install them. For example, residents of the city of Richmond and the counties of Chesterfield, Dinwiddie and Goochland can call their fire department’s non-emergency See FREE THINGS, page 12

After writing a will, create an estate plan By Jason R. Cross Most people have a will. But a simple will often doesn’t cover some complex issues facing your heirs, which is why I recommend an estate plan. I work with doctors, accountants and other professionals, small-business owners, and people getting ready to retire. They may have a will and a trust for their children, but an estate plan answers three fundamental questions: • What you want to happen after you pass away • Why you want it to happen • Who will ensure it happens Most people have legal documents that answer the first question; in addition to a will, these include powers of attorney, a healthcare directive and trusts. But these documents rarely explain the intent or reasons for choosing to give money, property and other assets to some people and not others. An estate plan provides clarity about each

heir to your estate. And this can be particularly important if the deceased person had multiple marriages and families. In addition, with a plan in place, you and your heirs will likely pay substantially less in taxes, fees and court costs, and avoid nasty family battles over your assets after you are gone. Here are four tasks you’ll need to complete to get started: 1. Make a current statement of net worth This is a complete list of all assets, debts and life insurance. Assets will range from houses and personal property, to retirement and bank accounts. Debts will include any loans — a mortgage, home equity, car or credit card debt. Include the approximate value of each asset, as well as the current owner(s) and any beneficiaries. For example, it’s likely that a married couple will jointly own their house. But when it comes to retirement accounts, 401(k)s or individual retirement accounts,

most will be in the name of each individual. It’s vital to account for every asset, even some of the smallest ones. For example, in a California case, two siblings spent almost 10 years in court and more than $750,000 on legal fees in a dispute over who should inherit their father’s surfboard. If the father had identified the heir in his will, they would have likely avoided financing an attorney’s vacation home! 2. Write a letter of intent and instruction After a person has died, disputes often arise. Even if a particular piece of property is given to one person, other heirs often will argue that “Mom and Dad really wanted me to have it.” Writing a letter that explains the reasons — and the intent — for choosing to give a particular asset to a person can forestall needless family strife and legal challenges. The letter should provide as many details as possible. For example, if you have decided to give an heirloom or other sentimental piece

of property to only one person, state the reasons and intent behind this gift. 3. Choose the right decision-makers Several people may play key roles in enacting your estate plan, including the executor, as well as possibly a trustee and guardian. The executor, who will serve as your personal representative, often has a complex role. They will need to make important, timesensitive decisions while the burden of losing a loved one weighs on their emotions. Because of this situation, it may be difficult for a spouse to carry out these duties. If the estate plan includes a trust, a trustee can be chosen to oversee it if your heirs may not have the financial ability to properly manage millions of dollars or other new assets. If you don’t know someone who can fill this role, consider a professional, such as a bank or corporate trustee. The guardian will have legal responsibility for any minor children. If you have minor chilSee ESTATE PLAN, page 13

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The challenges of aging in the workplace By Mary Kane Teresa Ghilarducci is an economics professor at the New School for Social Research in New York and the director of its Schwartz Center for Economic Policy Analysis. She has written extensively on money and retirement, including her newest book, Rescuing Retirement (Columbia University Press, $25) with Tony James, president of the Blackstone Group. In this lightly edited conversation with Associate Editor Mary Kane of Kiplinger’s Retirement Report, Ghilarducci discusses staying on the job as you age and facing uncertainty in your 401(k). Older workers often are encouraged to stay in the workforce, even past retirement age, to fund their retirements. But what is the workplace reality for older employees, and how should they handle it? It’s difficult to kind of stay in the game. Things get harder to do, and it takes longer to learn new things. Raise your hand when it comes to training. Being open and waiting for an opportunity is too passive. Seek ways to train yourself. It could be a weekend class, a weeklong seminar or a course. You build into your performance review

that you want to learn new skills. If you weren’t that kind of person before, you actually have to change your strategy. How pervasive is age discrimination, and how can older workers, both women and men, deal with it? Looking for work is just one aspect of age discrimination. Even more important is how you are treated at work, the raises you might get, the promotions, your risk for layoffs. Data is showing women’s pay, even if they keep their jobs, falls faster than men’s. Inflation erodes it, and you might not get the extra hours or the promotion. Share your pay scale with your male and female colleagues. It will make for moments of awkwardness, but it will pay you back in pay fairness and pay raises. Men, too, face downward mobility at older ages. They are more likely to have to stay in the labor force longer if they have a sick partner. Generationally, the numbers of baby boomers in the workforce will make pay transparency and age discrimination more salient, but only if we stick together. Is it harder for older women to find jobs and to succeed at the office? I give this advice to my mother and to every other woman I know who needs a job:

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Never refer to your age in a joking manner. We have no idea what effect we are creating when we say things like, “I’m having a senior moment.” Don’t let yourself be called old. Don’t talk about your gray hair. I tell people I’m 60. I happen to be 60. And that’s it. Men start to have these same kind of characteristics when they feel they are slipping in their late 60s, but it’s usually 10 years later than women. What are some of the challenges older men face in staying in the workplace? There’s an old way of thinking about seniority and hierarchy at work. It was structured so the kind of knowledge older workers had was quite valuable, like managerial knowledge and the knowledge of how the machines worked. That kind of specific knowledge is not as important now. Technology has sped up and changed the process, and now the hierarchy

is flipped. The younger workers may have the knowledge and skills needed to stay in the game. I think that’s harder for older men than older women. They once had the hierarchy and status. Women never really had it, anyway. You describe 401(k) plans as part of a broken retirement system. Does the recent stock market volatility prove your point? It’s a hashtag 2008 moment again. The record-smashing highs of the stock market did not help people’s retirement accounts. What goes up, comes back down. People feel like their balances are high, but they need to be reminded they need other forms of retirement security. We still need to make Social Security and Medicare strong. And it really is political leaders who need to do that. © 2018 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

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How to make the most of rising CD rates By Lisa Gerstner As the Federal Reserve hikes interest rates, banks have been more generous in boosting yields on short-term certificates of deposit than on other types of deposit accounts. Even brick-and-mortar institutions — which lag Internet banks when it comes to pushing up rates on deposit accounts — are loosening the CD purse strings. Recently, with a $5,000 minimum deposit you could earn as much as 2.5 percent on a

nationally available one-year CD, compared with 2 percent on a money market deposit account. With a deposit of only $500, a one-year CD from Marcus by Goldman Sachs yields 2.2 percent. If the published rate on the Marcus CD rises within 10 days after you open an account, you’ll get the higher rate as long as you fund the CD in that period. But investing in a CD now locks in your money at today’s rate. As the year passes, rates on savings and money market accounts are

bound to keep rising. (Kiplinger expects the Fed to increase short-term rates by a quarter percentage point two more times this year and three or four times next year.) As a result, total earnings over a year with a top-yielding savings or money market account will likely be close to that of a highyielding one-year CD, said Ken Tumin, of DepositAccounts.com. Still, you may favor the guaranteed yields that certificates of deposit provide — espe-

cially if you don’t plan to move your money in pursuit of higher rates. If you think you may cash out early, look for CDs with minimal early-withdrawal penalties. The Ally Bank 12-month High Yield CD recently offered 2.15 percent with a minimum $5,000 deposit, or 2.25 percent on a deposit of $25,000 or more, with an early-withdrawal penalty of only 60 days’ worth of interest. © 2018 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

Free things

you to reap a tangible benefit? Consider our favorite free sources for reasoned discussion and hard-to-find financial data for income investors. For example, the Closed-End Fund Association has a tool for sorting and screening more than 600 closed-end funds. InvestingInBonds.com offers real-time market data on bond trading action and prices. Screen the tax-free bond universe for top yields with the Electronic Municipal Market Access

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Free ETF Trades The less you pay in investing fees, the more you will have left to actually invest and see grow with the magic of compounding. So it really pays to focus on trading commissionfree exchange-traded funds. Most online brokers offer a host of commission-free ETFs. Vanguard offers the most, with roughly 1,800 funds, including names from iShares and State Street. Fidelity currently offers 95 commissionfree ETFs, while Charles Schwab offers more than 200 ETFs with no commission. TD

Free E-Books At Gutenberg.org or the University of Pennsylvania’s Online Books Page (onlinebooks.library.upenn.edu), you won’t pay a cent to legally download thousands of books that have expired copyrights, including War and Peace, Moby Dick and Little Women. You can also search for free e-books at Amazon.com, BarnesandNoble.com and iTunes.com. If you have a Kindle or the free Kindle reading app, you can swap e-books with your friends for as long as 14 days per book. © 2018 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

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FIFTYPLUS — AUGUST 2018

Are you obligated to support your parents? By Knight Kiplinger Question: My retired parents are having a hard time paying for their modest living expenses in Florida, and they might be facing home healthcare or nursing home costs soon. I think my siblings and I should all chip in, but my brother is balking. He says we have no moral obligation to help our parents, and that’s what government assistance is for. What do you think? Answer: I’m with you on this. I think filial responsibility is part of a social contract that’s a well-established tradition in many societies,

such as China and India, but less so in western nations like the U.S. Assuming that your parents fulfilled their obligation as good parents — spending a lot of effort and money to get you to adulthood and launching you in life — you and your siblings owe them similar support in their old age (if they truly need it and you’re all able to afford a share). This assistance could mean inviting them to live with you and your siblings’ families in rotation (a common tradition in many societies, as well as in America’s past), helping to pay for assistance in their home, or sharing

their nursing home costs. If some siblings have more wherewithal than others, some can pay more and some can provide more care. This can be negotiated among the siblings, but no one should shirk the obligation to help in some way. A family heart-to-heart talk is called for — among the siblings first, then with Mom and Dad. I’m talking here about a moral obligation, not a legal mandate. On the other hand, 30 states — including California, Maryland, Virginia and Pennsylvania, but not New York, the District of Co-

lumbia, or your parents’ home state, Florida — have “filial responsibility” laws that require the support of indigent parents by children who can afford some degree of help. These laws are rarely enforced, but that could change as our population rapidly ages and retirement costs accelerate. Have a money-and-ethics question you’d like answered in this column? Write to editor in chief Knight Kiplinger at ethics@kiplinger.com. © 2018 The Kiplinger Washington Editors, Inc. Distributed by Tribune Content Agency, LLC.

Estate plan

it could mean a Honda Accord for one person and a Mercedes-Benz to another. Once you’ve decided on a person for each role, speak with them prior to signing your legal documents to ensure they understand and accept their responsibilities. 4. Make regular updates to your plan Review your estate plan at least every five years and at “milestone” events, such as marriage, divorce and new children. Also, make certain to regularly update beneficiaries and potential decision makers. Unfortunately, many people work hard to develop a plan, but even after several years, fail to update important information. Work

with your financial adviser to ensure your estate plan is implemented. Otherwise, an estate plan that gathers dust over years is an

From page 10 dren, this position requires the most forethought and consideration. The guardian will in many ways be stepping into the role as parent. If you would like your children to attend private schools, and a life insurance policy provides them the money to do that, the trustee and guardian will work together to carry out your wish. Any instructions should provide context to help the trustee and guardian make the best decisions. For example, if you provide funds for a car that provides “reasonable comfort,”

M A R K YO U R CAL EN DA R

Ongoing

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It’s not a Wheelchair... It’s not a Power Chair... It’s a Zinger! Meet the future of personal transportation. More and more Americans are reaching the age where mobility is an everyday issue. Whether from an injury or from the everyday aches and pains that come from getting older– getting around isn’t as easy as it used to be. You may have tried a power chair or a scooter. The Zinger is NOT a power chair or a scooter! The Zinger is quick and nimble, yet it is not prone to tipping like many scooters. Best of all, it weighs only 47.2 pounds and folds and unfolds with ease so you can take it almost anywhere, providing you with independence and freedom. Years of work by innovative engineers have resulted in a mobility device that’s truly unique. They created a battery that provides powerful energy at a fraction of the weight of most batteries. The Zinger features two steering levers, one on either side of the seat. The user pushes both levers down to go forward, pulls them both up to brake, and pushes one while pulling the other to turn to either side. This enables great mobility, the ability to turn on a dime and to pull right up to tables or desks. The controls are right on the steering arm so it’s simple to operate, and its exclusive footrest swings out of the way when you stand up or sit down. With its rugged yet lightweight aluminum frame, the Zinger is sturdy and durable yet lightweight and comfortable! What’s more, it easily folds up for storage in a car seat or trunk– you can even gate-check it at the airport like a stroller. Think about it, you can take your Zinger almost anywhere, so you don’t have to let mobility issues rule your

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Travel

Leisure &

For over 100 years, hardy tourists have chosen to ride mules down steep paths to the floor of the Grand Canyon.

Exploring the Grand Canyon’s grandeur so slowly. Wind, erosion and ice wear down the walls and pry rocks apart every day. The Colorado River’s sediments scrape the canyon walls like liquid sandpaper.

PHOTO BY GLENDA BOOTH

By Glenda C. Booth As I stared at the multi-colored layers of the yawning abyss stretching across the horizon for miles, I was immobilized by this geologic layer cake a billion years in the making. It was a pinch-me moment. I first saw a picture-postcard image of the Grand Canyon in the third grade. Then, I could never imagine seeing it for real. But here I was standing 7,000 feet above sea level on the edge of a majestic, twisting, circuitous chasm — the Grand Canyon’s South Rim at Mather Point. The Grand Canyon is a geologist’s dream. The canyon’s layers — russet, brown, gold, orange, tan, gray, purple, blue and blends of all of the above — tell the history of the Earth during the last billion and a half years. A billion years? That’s hard to get your mind around. It means billions of years of land colliding and drifting apart, mountains forming and eroding, sea levels rising and falling, land freezing and thawing, and water crashing and trickling through. Unlike many canyons that are formed as rivers rush among mountain peaks, the Grand Canyon is incised into the elevated Kaibab Plateau. National Geographic calls it a “cross section of the Earth” in America’s Wonderlands. Here, nature’s inexorable forces change the landscape oh

One of the seven wonders A UNESCO World Heritage Site and one of the seven “natural wonders of the world,” the Grand Canyon attracts over six million visitors a year. President Theodore Roosevelt designated it a national monument in 1908 and Congress made it a national park in 1919. It covers over 1.2 million acres from Lees Ferry on the Utah-Arizona border to Grand Wash Basin/cliffs in northwestern Arizona. It is 277 river miles long, up to 18 miles wide, and a mile deep in places. The climate is dry, so dry that it can take 40 years for a tree to grow one foot. For the non-scientific, it has three distinct regions: the Colorado River/canyon floor, the South Rim and the North Rim. The rims, or tops, are no more than 18 miles apart as the raven flies, but for motorists, a 220-mile or five-hour drive.

Visitors peer over the South Rim of the Grand Canyon, the most popular and accessible rim, which is open to tourists year round. The Canyon is up to 18 miles wide and a mile deep in places. Each year, up to six million tourists visit the massive chasm built by nature over a billion year period. It’s a UNESCO World Heritage Site and national park.

The popular South Rim Ninety percent of visitors go to the South Rim. It has numerous viewpoints, several hisPHOTO BY GLENDA BOOTH

The Hopi House, a Pueblo-style building constructed in 1905 with local stone and wood, is modeled after Hopi Reservation villages. Today, native tribes sell arts and crafts here, in the Grand Canyon’s Historic Village District.

toric buildings and trail heads. The Grand Canyon Visitor Center at Mather Point offers a 22-minute, introductory video to the park and a geology exhibit. The South Rim has several hiking trails. The 13-mile Rim Trail is the only above-rim trail and the easiest. It parallels the shuttle route, offering the fatigued traveler optional rides en route. Bright Angel trail is the most popular route for rim-to-rim hikers. The steep, strenuous South Kaibab Trail plunges to the canyon floor. Hermit and Grandview Trails, unmaintained routes, offer more primitive hiking experiences. Park rangers caution hikers to be fit, well hydrated, sun protected and sensible. It takes twice the time to hike up and out of the canyon as it does in. Park officials rescue hundreds of hikers every year. Some adventurers prefer the Teddy Roosevelt mode, aboard a mule down winding switchbacks a mile into the depths. Since the late 1800s, people have explored the canyon on

mules, the equines of choice because they are sure-footed and strong. Mule ride enthusiasts say that this trek is not for the faint of heart, as the mules might walk very close to the narrow trail’s edge. Writing on “Trip Savvy,” Elizabeth Rose cautions, “The wranglers will tell you that if you are a regular rider, you will ache a lot less than the newbies, but after a five-and-a-half- hour ride to the canyon floor, anyone will have a little trouble walking.” South Rim mule riders stay overnight on the canyon floor’s Phantom Ranch, a secluded getaway built in 1922 that serves home-cooked meals. Riders must be over age nine, at least 57 inches tall, weigh less than 200 lbs. fully dressed, and be able to speak and understand English. For details, visit https://www.grandcanyonlodges.com/plan/mule-rides/. (Note: You can also get to Phantom Ranch on foot or via the river.) Other more “bottom-friendly” ways to exSee GRAND CANYON, page 17

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Be on the lookout for nine travel scams Travel scams will again be plentiful this sum- but that could mean 3,425 steps. Whenever mer, say the folks at Experian. Fraud increased you’re dealing with a supplier you don’t know — especially on a vacation by 16 percent in 2017, and there’s rental — check on as many of no reason to expect that trend the claims as you can. Better will reverse any time soon. still, deal only with known hotel Experian released its list of chains or agencies. six scams, but the list involves Buy immediately. “If you some double-counting, and it don’t buy right now, you’ll lose also does not cover all the posthe deal.” In most pitches such sibilities. So here’s my list of as that, losing the deal is your nine to watch out for. best outcome. Legitimate offers Free vacation or cruise. seldom go away in minutes after The pitch usually starts out by they’re offered. saying, “You’ve been selected...” TRAVEL TIPS Pay by cash or wire transYes, you’ve been selected all By Ed Perkins fer. By now you should know right; selected for a fleecing. Whether it’s extra fees, upgrades, substitu- that when you pay by cash or wire transfer tions, unavailability, or a seemingly endless you have zero chances of getting a refund if high-pressure timeshare promotion, don’t the deal goes south. Use a debit card if you buy. There’s no such thing as a “free” vaca- must. But your best protection is to use a credit tion, so just fuhgeddaboudit. Misrepresented accommodations. card — a payment system that leaves a trail “Just steps from the beach” sounds alluring, and also offers some buyer protections that

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other systems do not. Street buying. When you buy an item from a street vendor, a locally produced handiwork might well be genuine or it might be made in Bangladesh, but either way, you probably aren’t out much money. When it comes to high-priced items like a “genuine” Rolex watch, however, walk away from the vendor. And if you can’t tell a genuine emerald from a piece of a broken wine bottle, don’t buy emeralds. Airport ATM thieves. That ATM you see when you arrive at a foreign airport may truthfully say “no fees,” but what it fails to add is “lousy exchange rate.” More and more foreign airports have succumbed to the lure of fat profits from awarding exclusive ATM location rights to retail exchange agencies. These guys can gouge you by as much as 10 to 15 percent on the exchange rate. Yes, your best way to get local cash is by using an ATM, but only if it’s operated by a legitimate bank and not by an exchange agency. Fake guides. You’ve probably had this happen: You’re walking near an important visitor center and someone approaches you and offers, usually in pretty-good English, to be your “guide.” Of course, other than speaking in English, you have no idea whether this person has any useful knowledge of the various

attractions in the vicinity. And you will likely be dragged into a nearby store that offers the “best” prices on local specialties. Verification call. If you’ve just checked into a hotel and you get a call on the room phone from the front desk to “verify” your credit card details, hang up. That “front desk” caller is likely in a boiler room somewhere recording your credit card details to run up a big bill. If you’re uncertain, go down to the desk yourself and see if there really is a problem. Voucher repayment. When a travel supplier owes you money, you can bet it will initially offer a voucher for future use rather than cash. Don’t bite unless you have no alternative. Vouchers almost always include restrictions and limits — time limits, if nothing else — that makes them much less valuable than cash. If you can demand cash, either demand that cash or ask for vouchers with a face value of at least double — and only then if you’re sure you can use them. Take vouchers only if you have no other alternative. This is only a partial list. Just because you’re paranoid doesn’t mean they’re not out to get you. Send e-mail to Ed Perkins at eperkins@ mind.net. Also, check out Ed’s new rail travel website at www.rail-guru.com. © 2018 Tribune Content Agency, LLC.

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Grand Canyon From page 15 plore the Grand Canyon are jeep tours and “flightseeing” by helicopter and airplane (but 75 percent of the park’s airspace is off-limits to aircraft). River trips by oared, paddle or motorized rafts and dories are popular. But enjoying the Grand Canyon does not require white-knuckle adventures. A contemplative walk along the Rim Trail (South Rim) or Transept Trail (North Rim) will not disappoint.

Geological and human history At the Yavapai Geology Museum, visitors learn that the oldest exposed rock layers are at the bottom of the canyon’s inner gorge, the Vishnu Basement Rocks, hard schist and granites formed by colliding tectonic plates. Above are layers of shale, limestone and lava rock. The upper two-thirds of sedimentary rock come from ancient marine life, river deposition and sand dunes. The museum sits on a point chosen by scientists in the 1920s because they believed this best represented the canyon’s geology. The 1.3-mile long “Trail of Time” between the museum and visitor center has viewing tubes and markers every meter representing one million years of time. The park has one archaeological site and nine properties on the National Register of Historic Places, including four buildings designed

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grinding stones, bone tools and pottery. The 70-foot, stone Desert View Watchtower at the South Rim’s highest point offers an 85-step climb up for a 360-degree view of the Colorado River, the Painted Desert and more canyon layers. Another 1932 Colter creation, the tower’s base blends into the rocks. It reflects the ancestral Puebloans of the southwest U.S. Four Corners region. Murals by Fred Kabotie represent the physical and spiritual origins of Hopi life.

by architect Mary Colter between 1902 and 1948. Colter’s aesthetics drew on the landscape, incorporating local stone and earth tones. Grand Canyon’s Historic Village District has some of the most accessible views as well as multiple visitor services, including free shuttle buses. The historic, four-story, upscale El Tovar Hotel, built in 1905 of Oregon pine and native boulders, personified elegance in its day and still does. Note to movie junkies: Chevy Chase pulled up to this hotel in a pea-green station wagon in the 1983 movie Vacation and robbed the front desk clerk. The Hopi House, designed by Colter, is a Pueblo-style, 1905 building made of local stone and wood and modeled after Hopi Reservation villages. Today, native tribes sell arts and crafts like Navajo jewelry, Zuni fetishes, wood carvings and pottery here. The historic, limestone Lookout Studio, perched on the rim’s edge, appears to rise from the Earth. From here, visitors might spot California condors soaring on thermals. A few miles from Grand Canyon Village, the Tusayan Museum and Ruins, excavated in 1930, is an introduction to the Puebloans who built a village here around the year 1185. Sixteen to 20 people lived here and grew corn, beans and squash. The center of activity was a plaza and a kiva for ceremonies. Today’s visitors can explore outlines and ruins of former limestone and mud structures and, in the small museum,

More of nature’s wonders This great rocky chasm may seem lifeless at first, but its dramatic topography and climate ranges make for a rich diversity of living things — from purple lupine wildflowers, to ringtails, to bighorn sheep. The Grand Canyon has 1,750 types of vascular plants; 92 mammal species; 57 reptile and amphibian species; and 18 fish species. While the park has a rich human history, a visit is really about nature’s splendor, rocks and more. Because the canyon’s height is over 5,000 vertical feet, there is much biological diversity. “A trip from the rim to the canyon’s bottom is a botanical journey equivalent to an expedition from Canada to Mexico,” notes a sign in a park museum. Three of the four North American deserts come together in the park at low elevations. These desert habitats support desert bighorn sheep. Dwarf forests of pinyon pine and juniper

are home to mountain lions and pinyon jays. People have been in the Grand Canyon for thousands of years, no doubt captivated by its massiveness, mystery and constantly changing colors. At any time of day, it is sure to enrich the spirit, an experience that for our forebears made it a sacred land.

If you go Star t at https://www.nps.gov/grca/ index.htm for lodging options, attractions and overall planning. Book lodging and trips within the park well ahead. It’s not too early to start planning for a trip next summer. Rooms for next June range from $89 to $275 per night at the five lodges in the national park. Summer is the busiest time. Fall offers changing leaf colors and less congestion. The South Rim is open all year. The North Rim is closed from October 15 to May 15. To reach the South Rim, you can drive from Flagstaff, Ariz. (82 miles), Phoenix (225 miles) or Las Vegas (270 miles). The North Rim is a five-hour, 220-mile drive from the South Rim. There is no public transportation to the North Rim. Trans-Canyon Shuttle (www.trans-canyonshuttle.com) has daily trips between the South and North Rims lasting four to five hours from May to October. American Airlines’ roundtrip flights from Byrd International Airport in late September to Phoenix or Las Vegas are around $340. Flights to Flagstaff start at $705.

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Style Arts &

This rendering of the Henry Clay monument, once on the Capitol grounds, is from the exhibit at the Valentine.

Monumental exhibit seeks viewer input By Catherine Brown In recent years, monuments have loomed large in many Southern cities — both literally and figuratively — as citizens have debated the ways we commemorate the past. After the removal of a Robert E. Lee statue in Charlottesville’s Emancipation Park and the white supremacist rally that followed, David Voelkel, the Valentine’s Elise H. Wright Curator of General Collections, made a decision. The Valentine needed to weigh in on the topic and put together an exhibition investigating Richmond’s monuments. “Richmond has this really unique ability to tell the entire American story, starting from early settlement to today,” explained Valentine director

William J. Martin. While an exhibition typically takes two to three years to curate, the Valentine staff worked to put together “Monumental: Richmond’s Monuments (1607-2018)” in just six months because they felt compelled to contribute to the dialogue as soon as possible. Through a variety of media, the exhibition (which remains open through Jan. 20, 2019) urges viewers to consider how and why we commemorate the past and what gets included or left out.

Cultural and historical context Upon first entering the exhibition space, visitors are greeted with two video screens.

The two videos, in parts one and two, provide detailed information about each monument, ranging from the Newport Cross, first erected in 1607 and then rebuilt in 1907, to the Abraham Lincoln monument created for the American Civil War Museum in 2003. The videos include historical context about the person or event represented and information about the artist. The text also provides details about when the monument was built and who was instrumental in its appearance to help viewers understand whose voices have been included or left out in our public commemoration of our history. “Monumental” also includes thought-provoking wall text about topics like the Lost

Cause movement, which romanticized the “Old South,” and the City Beautiful movement, an organized urban planning movement from the early 1900s. Other objects include souvenirs that commemorate historical events, as well as photographs that encourage viewers to see the monuments we drive by every day in a slightly new way. That, in essence, is the role of this exhibition. As Richmonders, we are so used to seeing the monuments surrounding us we don’t always think about what they say about our society and its values. “Monumental” proSee MONUMENTAL, page 21

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First Virginians From page 3 titled “Voices from the Garden.” Most American school children learn about Pocahontas, but Cockacoeske? Cockacoeske became chief of the Pamunkey Tribe when her husband, Totopotomoy, was killed in the 1656 Battle of Bloody Run. She negotiated a peace treaty with the British and cemented unity among the Powhatan Confederacy. “It is largely because of her efforts that there are still Native people living in Virginia today,” said Broaddus-Crutchfield. Broaddus-Crutchfield journeyed to Washington for the 2017 Women’s March and the 2018 March for Our Lives. She is now fighting two natural gas pipelines planned to stretch across the state. “Frances impresses me with her many philanthropic endeavors that positively impact the quality of life of others. She is leaving a lasting legacy,” said Virginia Delegate Chris Peace.

Acting dreams Broaddus-Crutchfield’s childhood dream was to be a Broadway actress. At her father insistence that she attend a southern girls’ college, she went to Salem College in Winston-Salem, N.C. She then went on to get a master’s degree in theater from Columbia University. While aspiring to get on the stage, she

took odd jobs, like working in a New York City bookstore. But when her father became ill, she returned to Virginia and survived on a few more odd jobs, including one as Santa Claus’s elf. Although making a living in theater in Richmond was a challenge, she did land some acting jobs. She was in The Last of the Red Hot Lovers at Richmond’s former Barn Theater in the late 1970s. She had a role in Iron-Jawed Angels, a film about the U.S. suffrage movement of the early 1900s, and was an extra in a movie about Lady Astor’s life. She had one line in the movie Kennedy, in which she portrayed a nun. Martin Sheen played JFK. She shook Sheen’s hand and said, “Bless you, sir.” She chuckles about how through that gig she ended up in People magazine. Covered in an 11-piece, black nun’s habit on a 99-degree day, during a filming break, the “nuns” pulled their habits up over their knees to cool off. A People magazine photographer snapped a shot of the bare-legged nuns — not exactly the type of publicity she had sought! Except for seven years in New York City, Broaddus-Crutchfield has always lived in the Richmond area. On a ski trip to Vermont, she met Meade Broaddus, a farmer. They had a son, Henry. But five months after Henry’s birth, Meade died in a vehicle accident en route to set up ski races at Virginia’s Winter-

green Resort. Later, she married George Crutchfield, a Virginia Commonwealth University professor and head of the School of Mass Communication. He died of heart failure in 2011. A fellow advocate and 20-year friend, Glen Besa, summed up Broaddus-Crutchfield’s advocacy: “Whether it’s the environment, women’s issues or racism, wherever there is injustice, Frances is likely to be there fighting for the rights of others and holding our politicians accountable.” Broaddus-Crutchfield has received several awards for her volunteer work and writing. In

addition to the poem for “Mantle’s” dedication, she wrote poems about the 2007 Virginia Tech mass shooting, bin Laden’s death, and former President Barack Obama’s first year. “I want to be a poet when I grow up,” she said. “I’m old, but not grown up.” Grown up or not, she charges on, guided by Eleanor Roosevelt, who said, “Do what you feel in your heart to be right, for you’ll be criticized anyway.” As Broaddus-Crutchfield describes her mission: “I want to leave this world better than I found it, to accomplish something so that it will matter that I was here.”

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Stonebridge Recreation Center offers “Hobby Central” on Mondays, from 10 a.m. to 1 p.m. Do you have a favorite hobby? Come out and bring what you are working on, including knitting, crocheting, hand sewing and small craft projects. The center is located at 230 Karl Linn Dr., North Chesterfield. No registration is required, and admission is free. For more information, contact Kim Graves at (804) 768-7890 or visit www.chesterfield.gov/parks.

Always Patsy Cline, a musical honoring the legendary country singer, will be on stage beginning Friday, Sept. 14 through Saturday, Sept. 29 at the Cultural Arts Center at Glen Allen, 2880 Mountain Rd., Glen Allen. The musical is based on a true story about Cline’s longtime friendship with a fan from Houston named Louise Seger. Matinee shows take place at 2:30 p.m., and night shows begin at 8 p.m. For more information or to buy tickets, call (804) 501-5859.

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How do garden plants get their names? By Lela Martin Most plants have common names. However, these can be inexact. For example, is a “snowball bush” a viburnum or a hydrangea? The plant kingdom contains about 300,000 species. In the 1700s, Carl Linnaeus devised a method to classify and name them. The method of identification and classification (taxonomy) is the basis for plant names (nomenclature). You might say, “That’s Greek to me.” But actually, a plant’s scientific name is often in Latin. On a plant tag, you will typically find a two-part name (binomial) that identifies the plant species. The first name is the genus name; plants in a plant family that share common characteristics are placed in a genus. The second part of the species name is a specific epithet, which describes a plant characteristic such as color (e.g., alba means white) or growth habit (e.g., sylvatica means growing in the woods); the location where it was found (e.g., japonica for Japan); or the person who discovered it or who is being honored (e.g., engelmannii for Engelmann). In some cases, the plant is described further by variety, cultivar, hybrid or authority designations. The variety is a naturally occurring varia-

tion from the straight species, often considered a mutation. For example, a redbud tree typically sports pink flowers; however, a whiteflowering redbud variety occurring in nature is identified by “alba.” Seeds from this variety would produce white-flowering redbud trees. Cultivar means a purposely bred and propagated plant (by humans) for specific desirable characteristics. The cultivar name follows the variety name. (Note: Plants grown from the seeds of a cultivar typically would not look like the parent. For a cloned offspring of a cultivar, the plant often must be grown from cuttings, grafting, or tissue cultures.) A plant can be both a variety and a cultivar. A hybrid is a cross between two varieties or species. The authority is the first person who described the species.

Write it right Writing plant names has its own rules. They are written in the following order: Genus begins with a capital letter and is italicized. It is considered a noun. The specific epithet is lowercase and italicized. Because it is a descriptor or an adjective, it is never used without the genus name preceding it. A variety is denoted with “var.” followed by

the name in lowercase and italics. A cultivar begins with a capital letter and in placed within single quotation marks. A hybrid is identified by placing an “x” before the specific epithet, which is italicized. The authority follows the species name and is usually abbreviated. For example, “L.” stands for Carl Linnaeus. Here’s an example for what you might call

“black-eyed Susan” — Rudbeckia fulgida var. sullivantii ‘Goldsturm’ Rudbeckia fulgida is a Missouri native plant. The genus name honors Olof Rudbeck (1630-1702), a Swedish botanist. The specific epithet means shining or glistening. Var. sullivantii, commonly called SulliSee PLANT NAMES, page 21

Grow your family tree If everything else is equal, you can even select a plant because of its name. To honor my minister father, whose name was Jack, I selected native Jack-in-the-pulpit (Arisaema triphyllum) for its common name. For my daughter, I’ve planted Tradescantia x andersoniana, ‘Sweet Kate,’ for the cultivar name (definitely not because of its icky common name — spiderwort). Since my husband plays the electric guitar and loves classic rock, I picked a cultivar of Jacob’s ladder (Polemonium reptans ‘Stairway to Heaven’). In the shade garden, I in-

cluded something to remind me of my Star Wars-loving sons, Pulmonaria ‘Dark Vader.’ Now I need something special for my wonderful daughter-in-law and new grandson Jack. What will be the names of the next additions to my garden? I had always thought my own name “Lela” was Arabic meaning “dark as night.” However, researching for this article, I found an alternative source and meaning. “Lela” is a female name in Georgia (in central Eurasia) meaning “comes from a plant.” How apropos! —Lela Martin

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FIFTYPLUS — AUGUST 2018

Monumental From page 18 vides an opportunity to better understand why the monuments are there and reflect on what they mean to the community. Even Martin experienced a revelation as the exhibition was being developed. “I hadn’t really thought about the visual vocabulary used for monuments,” he said. “The first monuments for the Civil War were about loss. But the further out you go, the more mythologizing, and the more it becomes about heroes.”

Visitors weigh in One of the exhibition labels asks, “Where Do We Go From Here?” and highlights another purpose of the exhibition: “We hope that Monumental helps visitors find their place in this complex debate and can inspire informed, civil discussions about these difficult topics.” The museum invites visitors to share their thoughts on Post-it notes that hang on the windows. Many exhibit visitors have weighed in on how the monuments make them feel, and whether they think the monuments should remain or be taken down. Some visitors voiced that there should not be any public monuments. On the other hand, one visitor wrote, “Three generations of my family lived on Monument Avenue at Meadow and Monu-

Plant names From page 20 vant’s coneflower, is native to swamps and meadows from Arkansas to the east coast. ‘Goldsturm,’ introduced in 1937, is a slightly more compact plant with larger and brighter flowers than the species or variety. It won the 1999 Perennial Plant of the Year award, and is one of the most popular garden perennials in cultivation.

Peter Piper picked a pepper So how do these plant names help you? They may help you pick the right pepper plant! Bell pepper and chili or hot pepper belong to the genus Capsicum; however, black pepper is the common plant name for Piper nigrum. Awareness of related plants can be important too. For example, it might be helpful to know that the groundcover pachysandra is in the boxwood family (Buxaceae); therefore, both pachysandra and boxwood are susceptible to the fungus that causes boxwood blight. On a more positive note, trees and shrubs in the Acer genus are known for brilliant fall color. Additionally, you might discover that some plant varieties grow taller than others; some cultivars have been developed for disease re-

ment. I have a reverence for the monuments and the artists who created them. Let’s add context in the 21st century.” Another wrote, “They are just statues — they don’t make me feel anything. It’s silly to tbut should be celebrated and remembered.”

Shaping the future Part two of the “Monumental” exhibition, which will open in February 2019, will present entries from a national design competition that provides an opportunity for artists to conceptually re-imagine Monument Avenue. The Valentine is collaborating with VCU School of the Arts and the Storefront for Community Design to invite artists to contribute to the nation’s dialogue on race, memory, the urban landscape, and public art. Although many people likely think about the Valentine in terms of its role in preserving the past, through this exhibition, it is working to help shape the future. “Traditional institutions need to make these ideas relevant,” Martin said. “We need to move forward and now think about how we deal with the legacy of these monuments in light of what we have learned about our community.” The Valentine is located at 1015 E. Clay St., Richmond. It is open Tuesday through Sunday from 10 a.m. to 5 p.m. Admission is $10 for adults ($8 for those 55 and over). To learn more, see www.thevalentine.org or call (804) 649-0711.

sistance; some hybrids tolerate heat better than the straight species. If you’re looking for a specific plant, make sure you know the scientific name (species and variety and/or cultivar) before going to the garden center. Lela Martin is a Master Gardener with the Chesterfield County office of the Virginia Cooperative Extension

Ludwig

in the laundry.

Claudio

in the office.

Gustav

in the garden.

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1. Feature of “mate”, but not “matte” 6. Violate the Hippocratic Oath 10. Egyptian Christian 14. Out in the open 15. “Thanks ___!” 16. McFlurry flavor 17. ___ Basin (site of the Jefferson Memorial) 18. Subject of an insurance claim 19. Make a list of top colleges 20. I or E (or, E again) 23. Language spoken in Thailand 24. Spork feature 25. Most of a Pink Lady cocktail 26. Went to a smorgasbord 29. Org. featured in 1988 film Patty Hearst 31. Photographer Adams 33. I (as any Hawkeye could tell you) 37. Solve a mirror maze 38. Roman area code for those roamin’ through central KY 39. Ruckuses 42. In Total, 11 of them are 100 47. Resign from 48. Important info for the airport Hertz 49. Capitol Hill VIP 50. Attach a boutonniere to a tuxedo 51. Columbian currency 54. Letters before a criminal’s nickname 56. Alphabetically, the choices are A, L, and W 61. On a Navy mission 62. Iceland is the least populated of its 29 members 63. Basic baklava ingredient 65. ___ of endearment 66. One who imitates Jane Goodall 67. Winner of 1977 Tony for Best Musical 68. What ___ can go wrong? 69. Centerfielder Fred, who was both ROY and MVP in 1975 70. Tombstone data

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Answers on page 21.

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