2 minute read
WHY CLEANING YOUR GUTTERS SHOULD BE ON THE TOP OF YOUR TO-DO LIST
Leaf-blocked gutters may not seem like a big deal but ensuring this part of your home is in good working order has far reaching benefits.
Gutters essentially manage the flow of rainwater away from your home during a downpour or storm. If they’re blocked, the water can pool in the wrong place and even flow back into your house and damage your home inside and outside.
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That’s why ensuring your gutters are free from leaves, sticks and other debris is an important part of your regular maintenance and a vital risk mitigation step, says QBE’s Arron Mann, Head of Short Tail Claims.
“Gutters fill with leaves and other debris over the winter and if you haven’t cleaned them out by the time those big spring and summer storms hit, the uncontrolled water flow can have a devastating effect on your home.
“The water comes down into your gutter, but if it’s filled with leaves, the water doesn’t just flow off over the top, instead it flows back to the house and into your eaves and can eventually get into your wall cavities and cause widespread damage.”
Roof damage and water damage can have a devastating effect on your home. Clearing and cleaning gutters before the onset of extreme summer weather is also a good idea if you live in a bushfire prone area to reduce the likelihood of spot fires and flying embers close to your home.
How does your home insurance protect you?
Blocked gutters can cause damage to your home so it's important to understand how your insurance cover can protect you. Damage to your home caused by blocked gutters may not be covered by your insurance, which is why it's important to clean your gutters regularly. Home insurance does not aim to cover you for damage that could have been avoided through maintenance. Always refer to your individual Product Disclosure Statement for the details of your personal insurance cover. Your home insurance is designed to cover your house and contents for water damaged caused by an insured event, such as a storm. But if the damage is deemed to be a result of a maintenance issue, like blocked guttering or downpipes, then you may not be covered. That’s why staying on top of regular home maintenance is absolutely crucial to protect your home. Clean your gutters and check your downpipes at set times during the year, but especially before storm season sets in.
You may want to check your roof following a hailstorm too, if you’re unlucky enough to experience one, as storms can also cause roof problems and maintenance may be necessary. Three top tips for gutter maintenance
1. Check your gutters regularly, especially in the lead to storm season or after a big storm or hailstorm!
2. Call in the gutter and roof experts to help with maintenance and stay safe
3. Check your home insurance Product Disclosure Statement to ensure you understand your cover
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Crew Training
Training never stops at VMR Bribie, and 5 new Trainee Crew members were put though their “Ship Board Skills Safety Set” modules today. 4 trainees were from VMR Bribe and 1 trainee from VMR Sandgate. All had to do abandon ship exercises, swims, get in and out of a life raft, learn firefighting safety procedures and most importantly work as a team. The Exercises were done under the supervision of our trainers Senior Coxswain Liz Radajewski and UTC Allan Tranter. The on-duty crew also helped acting as a safety vessel for on the water training.