2016-2017 GUIDE TO SCHOLARSHIPS & FINANCIAL AID Affording Your Saint Rose Education
Table of Contents: What is Financial Aid /Applying for Financial Aid . . . . . . . . . . . 2-3 Scholarships . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 4-5 Scholarships and Grants / Federal and State Programs . . . . . . . . 6 Federal & Private Loans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 7 Education Benefits for Military and Veterans . . . . . . . . . . . . . . . . 8 Frequently Asked Questions. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 9 Case Studies. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10 Payment Information . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 Calculating Your Bottom Line . . . . . . . . . . . . . . . . . . . . . . . . . . . 12
Investing in Remarkable Students When considering colleges, there is so much to think about. What degree programs are offered? How much interaction will you have with faculty? Are there opportunities for undergraduate research, internships, meaningful community service? Of course, at the back of your mind, you are thinking about cost. Saint Rose offers one of the lowest private college costs (tuition, fees, room and board) in the entire Northeast. With no graduate students as teaching assistants, an average class size of 17, and recognition as one of the top “Best Northern Universities” by US News and World Report, The College of Saint Rose offers a remarkable education at an affordable price.
q 96% of undergraduate programs require or
provide the opportunity
for an internship,
student teaching or
clinical practicum
We believe you should have clear information about scholarships and financial assistance as early as possible in the college search process. Since, first and foremost, the College values academic achievement, we have established a series of scholarships based on high school GPA and SAT or ACT scores. This brochure describes the amounts and the qualifying criteria for Saint Rose academic scholarships, so you can see for yourself what type of scholarship you will be eligible for. We have also included the steps to apply for financial aid, important deadlines and sample financial aid packages. We hope that this brochure brings transparency to this subject and enables you to see that a private college education is, indeed, a remarkable value.
This is a remarkable institution, and we are investing in remarkable students — just like you. We are committed to you and the quality of your education, so feel free to contact our admissions or financial aid staff with any questions. CALL US — Our number is 1-800-637-8556 Financial aid email: finaid@strose.edu Admissions email: admit@strose.edu
enabling students to
gain experience in
their chosen profession.
q 93% of graduates
who responded to the
most recent survey are employed or in
graduate school.
q 96% of students
participated in a
capstone course
required by their
academic major.
q 98% of students receive financial aid.
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The Financial Aid office here at Saint Rose is fantastic!
Through Financial Aid, I found
out that I was eligible for a
Transfer Scholarship at Saint Rose, which made me more
confident with the decision to
transfer here without breaking
the bank! Perhaps my favorite
quality of the Financial Aid of-
fice at Saint Rose is that they
What is Financial Aid? Financial Aid is funding awarded to students to assist with the cost of attending college. Approximately 98% of all Saint Rose students receive some type of financial assistance in the form of scholarships, grants, student employment, and loans. Selecting a major is not the only criteria to be considered when choosing a college. A college education is one of the most important investments an individual can make; it is our goal to make your college education an affordable investment.
treated me like a person, not just another number! By sitting down with the Financial
Aid counselors, they explained
everything on my bill, step by step. They also included my mom in the process which
really stood out to me, and
answered every question she had even if it was a simple
question. If it wasn't for the Financial Aid counselor who
helped me, I can honestly say I wouldn't have been able
to stay at the place that has
become a second home to me!
Lauren Sears, Communications Class of 2014 New Lebanon, N.Y. President , Tau Sigma Honor Society Staff Writer, The Chronicle
Financial aid comes from a variety of sources: federal; state; institutional in the form of scholarships, grants, loans; and student employment.
Scholarships: Funding that does not need to be repaid. Usually based on merit. Grants: Funding that does not need to be repaid. These types of funds can come from the federal government, state government, or the college. May be awarded based on financial need or may be based on non-need criteria.
Loans: Money that is borrowed that must be repaid. Sources of loans can be from the federal government, some states, or a private lender (bank or credit union).
Student Employment: Money that can be earned by working part-time on campus. These funds come from the federal government in the form of Federal Work Study. Funding is limited.
Prospective first year students considering The College of Saint Rose who wish to receive an estimate of the potential costs and financial aid can use our Net Price Calculator (NPC). Students & families will need to provide information regarding income, household size, GPA, SAT/ACT scores, etc., to receive an estimate. This is not the official application for financial aid; students
click
must complete the FAFSA to be considered for aid.
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Visit the Saint Rose Net Price Calculator at:
https://npc.collegeboard.org/student/app/strose
Applying for Financial Aid All students who would like to be considered for financial aid must first be offered admission to the college. Students wishing to receive financial aid must file a Free Application for Federal Student Aid (FAFSA).* The first step for all first-time aid recipients is to create a FSA user ID at https://fsaid.ed.gov. Parents of all dependent students must also apply for a separate FSA user ID. Next, file the FAFSA online at www.fafsa.gov. Each year the FAFSA is made available by January 1. All prospective first year students and transfer students should apply by February 1. If tax returns have not been completed, estimate the income portion of the FAFSA as accurately as possible. Apply for state scholarships and grants. Check with your state agency for application information and forms. NYS residents may apply for TAP at www.hesc.ny.gov. The College of Saint Rose school code is 002705. Completed FAFSAs are transmitted to the College electronically by the federal government. Financial Aid award letters for accepted students will begin to be distributed in early March. *Students must refile the FAFSA for each new academic year.
New Student Financial Aid Timeline
q January: Apply for FSA user ID and
complete the FAFSA
q February: Financial Aid packages mailed
Respond to any
additional requests from the Financial Aid Office
q March/April:
Attend one of our
Accepted Students Days Don’t forget to
accept/decline your
aid awards
q May 1: Deadline for new
The College of Saint Rose has enabled me to fulfill my dreams and
ambitions by performing above and beyond my standards, and
helping me every step of the way. The financial aid team in particular was able to address all of my concerns with awareness, knowledge,
and insight of the financial aid system. I was relieved to see how
much scrutiny was placed into the review of my financial aid package.
The financial aid counselors have made me, as well as my award,
their first priority.
NOTE TO TRANSFER STUDENTS:
Although our preferred deadline is in February, we continue to process financial aid decisions throughout the academic year.
Sarah Medina, Accounting, Class of 2016 Ridgewood, N.Y.
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Guaranteed Academic Scholarships The College of Saint Rose is committed to enrolling students with superior ability and proven academic achievement. To support our commitment, the College offers a generous array of academic scholarships for first-year students. These scholarships are not based on financial need, but on the merits of students’ academic achievements. Academic scholarships are awarded upon acceptance to Saint Rose. These scholarships are renewable for first year students each year for four years (eight semesters) and transfer students each year for two years (four semesters) of full-time study, as long as the student remains in good academic standing as outlined in the College’s catalog. The amounts indicated for the academic scholarships are based on awards offered for the 2016 – 2017 academic year. Application deadline for scholarship consideration is February 1.
First Year Students Academic Scholarships and Financial Awards Scholarship
Amount
High School GPA
SAT CR & M/ACT Composite Score
Trustees Scholarship
$19,000
90+
1240+ SAT or 27+ ACT
Presidential Scholarship
$17,000
88+
1020+ SAT or 22+ ACT
Provost Scholarship
$16,000
85+
900+ SAT or 19+ ACT
Saint Rose Award
$15,000
80+
900+ SAT or 19+ ACT
Founders Award
$14,000
All Others
All Others
First Year Students Test Optional Academic Scholarships and Financial Awards Scholarship
Amount
High School GPA
Trustees Scholarship
$19,000
98+
Presidential Scholarship
$17,000
93+
Provost Scholarship
$16,000
90+
Saint Rose Award
$15,000
85+
Founders Award
$14,000
All Others
Academic scholarships are awarded upon acceptance to Saint Rose and are renewable each year for four years (eight semesters) as long as the student remains in good academic standing as outlined in the College’s catalog. The amounts indicated for the academic scholarships are based on awards offered for the 2015-2016 academic year.
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Transfer Academic Scholarships (including Transfer International Students) Scholarship
Amount
Cumulative GPA of all College work
Transfer Scholarship
$14,500
3.81 – 4.00 GPA
Transfer Scholarship
$14,000
3.50 – 3.80 GPA
Transfer Scholarship
$9,500
3.21– 3.49 GPA
Transfer Scholarship
$9,000
3.00 – 3.20 GPA
Transfer Scholarship
$8,500
2.99 and below
Phi Theta Kappa Scholarship*
$1,000
*Awarded to members in addition to all merit awards.
Academic Scholarships for International Students The College of Saint Rose is committed to enrolling students with superior ability and proven academic achievement. To support our commitment, the College offers a generous array of academic scholarships for international undergraduate students. These scholarships are based on the merits of students’ academic achievements. Prospective international undergraduate students will be considered with their high (secondary) school GPA and the highest of their scores on any one of four exams: ACT, SAT, TOEFL or IELTS. We will only consider the student’s highest score so that the applicant is eligible for the most valuable scholarship award. Students seeking athletic scholarships must provide ACT or SAT scores, per NCAA rules. Native English speakers from Canada, the UK, Australia, New Zealand, Ireland, and other countries must submit SAT or ACT scores to be eligible for academic scholarships.
Academic Scholarships for International Students Scholarship
Amount
High School GPA
SAT CR & M/ACT Composite Score
TOEFL/IELTS
Trustees Scholarship
$19,000
90+
1240+ SAT or 27+ ACT
110 or 7.5
Presidential Scholarship
$17,000
88+
1020+ SAT or 22+ ACT
90 or 6.5
Provost Scholarship
$16,000
85+
900+ SAT or 19+ ACT
80 or 6.0
Saint Rose Award
$15,000
80+
900+ SAT or 19+ ACT
80 or 6.0
Founders Award
$14,000
All Others
All Others
All Others
Academic scholarships are awarded upon acceptance to Saint Rose and are renewable each year for four years (eight semesters) as long as the student remains in good academic standing as outlined in the College’s catalog. The amounts indicated for the academic scholarships are based on awards offered for the 2016 – 2017 academic year.
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Scholarships and Grants Art Scholarship: Scholarship awarded to students with extraordinary artistic ability. Submission of an art portfolio is required. Award amounts are determined by art faculty.
Music Scholarship: Scholarship awarded to students with extraordinary musical ability. Music audition is required. Award amounts are determined by music faculty.
Phi Theta Kappa Scholarship: The Phi Theta Kappa (PTK) Scholarship is available to transfer students who are PTK members. Recipients will receive $1,000 in addition to the transfer academic award. Students will need to obtain a letter from the PTK advisor showing that they are a member of Phi Theta Kappa.
Saint Rose Grant-in-Aid: A grant provided by the College that is awarded based on the results of the FAFSA. Restricted Scholarships & Grants: Saint Rose has several restricted scholarships for which students may qualify. Students must show academic excellence, demonstrate financial need, and meet the criteria set forth by the donor. There is no separate application; funds are awarded at the discretion of the financial aid office.
Private Scholarships: Students are encouraged to apply for scholarships from a variety of private sources. Searches are made available on-line. Some links to explore: fastweb.com and finaid.org.
Federal and State Programs Federal Pell Grant: A need-based program providing assistance to students with lower income. Award amounts are determined by the Estimated Family Contribution (EFC) from the FAFSA which in 2015 – 2016 ranged from $626 – $5,775. Awards are available to full-time as well as part-time students.
Federal Supplemental Education Opportunity Grant (SEOG): A need-based program providing assistance to students who qualify for a Pell Grant. Award amounts are determined by the College. Funding is limited, not all who qualify will receive it.
Federal TEACH Grant: A non-need-based grant provided by the federal government for students who are pursuing a degree in education. Students must agree to teach for four years in a low-income school district and in a high-need field once they have graduated. A separate application is required and students must meet additional eligibility requirements.
NYS Tuition Assistance Program (TAP): A need-based state program that provides assistance to students who are NYS residents and attend a NYS institution. Award amounts range from $500 – $5,165 and are based on your NYS taxable income. A separate application is required and can be completed at www.hesc.ny.gov.
Additional NYS Grant & Scholarships: New York State residents may also qualify for other grants provided by New York State government (i.e. NYS Math & Science Teaching Incentive, NYS Memorial Scholarships, Academic Excellence, World Trade Center, etc). A comprehensive list is provided at www.hesc.ny.gov.
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Federal & Private Loans Federal Direct Student Loans Federal Direct Student Loans are low-interest federal loans offered to undergraduate students. There are two types of Federal Direct Student Loans: Subsidized and Unsubsidized. The Federal Direct Student Loans are funds the student borrows that must be repaid. All students who wish to obtain a federal loan must be enrolled on at least a half-time basis (6 credit hours) and file a FAFSA form (www.fafsa.gov). Prior to receiving their first disbursement, new loan borrowers are required to Complete Entrance Counseling and Sign a Master Promissory Note. Students must go to www.studentloans.gov to complete Entrance Counseling and sign a Master Promissory Note once they have officially accepted the loans with the Office of Financial Aid via the Saint Rose secure site.
Federal Direct Subsidized Loan: The U.S. Department of Education pays the interest on the loan as long as the student is enrolled at least half-time. A credit check is not required for approval of this loan. To receive the loan, a student must demonstrate financial need and cannot be in default on any other type of federal loan. Financial need is determined by filing the FAFSA. If a student is eligible for a subsidized loan, it will be reflected on the award letter. Payments for this loan are deferred until 6 months after the student graduates or ceases to be enrolled at least half-time.
Federal Direct Unsubsidized Loan: The interest will accrue while a student is enrolled and is not subsidized by The U.S. Department of Education. To receive the loan, a student does not need to demonstrate financial need but cannot be in default on any other type of federal loan, but a FAFSA must be filed. A student may choose to pay the interest while in school or they may defer the payment. If you choose not to make interest payments while in school, the interest will be capitalized at repayment and added to your repayment. Payments for this loan are deferred until 6 months after the student graduates or ceases to be enrolled at least half-time.
Federal Direct Parent Loan (PLUS): Parents may choose to apply for a PLUS loan for their dependent undergraduate student as a payment option. To receive the loan, a student does not need to demonstrate financial need and the parent or student cannot be in default on any other type of federal loan, but a FAFSA must be filed. In addition, a credit check is required for approval of this loan. The maximum amount the parent may borrow on a Federal Direct PLUS Loan each academic year is the cost of attendance minus other financial aid received by the student. Repayment of this loan begins once the loan has been fully disbursed and is repaid over a ten-year period. Parents may choose to defer monthly payments while a student is in school by choosing the deferment option when completing the credit check. To complete the credit check, please visit www.studentloans.gov. Once approved, the parent must sign a Master Promissory Note at www.studentloans.gov. A separate application is also required.
Private Alternative Loans Private Alternative Loans are private, credit-based loans where the student is the borrower. The maximum amount the student may borrow each academic year is the cost of attendance minus other financial aid received by the student. These loans must be repaid, and the student must be at least 18 years old to apply. Private loans offer varying terms and conditions set by the individual lender of the loan program. Please also note that time is required to obtain and review credit reports, obtain enrollment certification from the College, and for processing of the disbursements.
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Education Benefits for Military and Veterans ★★★ VETERANS CONTACTS
Military service members and veterans can obtain various types of financial aid and military benefits through Saint Rose. The College participates in the Yellow Ribbon Program for military veterans and/or their eligible dependents. Veterans should first complete all necessary applications with the U.S. Department of Veterans Affairs. Once approved, students may contact our Veterans Certifying Officers located in the Registrar’s Office.
Department of Veterans Affairs Regional Office 130 South Elmwood Ave. Buffalo, NY 14202 www.gibill.va.gov 1-888-GIBILL-1
n n n n n n
Chapter 33 Post 9/11 GI Bill & Transfer of Entitlement Chapter 35 Dependents Education Assistance Chapters 30 &1606 Montgomery GI Bills Chapter 1607 Reserve Educational Assistance Program (REAP) Chapter 31 Vocational Rehabilitation Yellow Ribbon Program
In addition to receiving military and veteran benefits, students may also apply for additional aid by filing the FAFSA, or can qualify for one of our academic-based scholarships. NYS residents should also check with NYSHESC to determine if they qualify for one of the State Military & Veterans awards. Programs and eligibility are listed on their web site at www.hesc.ny.gov, look under “Military Corner.”
The College of Saint Rose has afforded me a great learning experience,
but has also enabled me to effectively utilize my GI Bill and the College’s
Yellow Ribbon Program to pursue college tuition free. Through coop-
eration between the College and the VA, I was able to not only obtain
my undergraduate degree in business, but I have also been able to
leverage my veteran’s education benefits to actively pursue my graduate
studies at The College of Saint Rose. I highly recommend that veterans
looking to maximize their GI Bill give Saint Rose a good look because
being “military friendly” is more than just a slogan to the College;
they are taking real steps to make sure vets are successful both as
students and as members of the community. William Price, B.S., December 2013 Currently enrolled in the MBA program
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Frequently Asked Questions A: A Financial Aid Package is a listing, produced by the College, of all grants, scholarships, and loans that a student might receive from Federal, State, and College sources. The total amount of aid awarded is based on the student's demonstrated need for a given year. Students must file the FAFSA each year to qualify for need-based assistance.
A: Award letters are mailed or emailed from the Office of Financial Aid. The letter outlines a student’s financial aid package. It advises students of their rights and responsibilities as a financial aid recipient.
A: You must notify the financial aid office of all outside awards. Your financial aid package may need to be adjusted to include this award. In the event that your package does change, you will be sent a new award letter.
A: No. The College of Saint Rose does not base its admissions decisions on a student's financial aid status. After the separate admissions decision is made, the Office of Financial Aid will review the data reported on the FAFSA and mail a Financial Aid Award Letter.
A: For all accepted students, the award letters are sent out in late February. If your FAFSA is received later than February 15, you can expect to receive your award letter within 2 weeks after it has been sent to us by the federal processor. Returning students receive notice of financial aid packages via email beginning in May.
A: Yes. All students should apply for financial aid. Financial aid comes from various sources (college, federal & state). You are also required to file the FAFSA if you intend to take out a government loan. When in doubt, fill it out.
A: Alternative/Private Student Loans are those loans not offered by the federal government, but offered by various banks for educational purposes. Such loans are subject to approval based upon credit history and do not follow federal rules or guidelines. Students must be at least 18 years old to apply for Private Student Loans.
A: Yes. While a payment plan does not come in the form of financial aid, it is a great way to spread out your remaining semester balance.
A: Students must maintain Satisfactory Academic Progress (SAP) in order to continue to receive financial aid. Please refer to the latest Undergraduate Catalog for more information about SAP. Also, be advised that the criteria differ for federal, state, and institutional aid.
A: No. Although accurate information is important when filing the FAFSA, you are allowed to estimate income figures. Once your taxes have been completed, you will need to go back and update the FAFSA with the appropriate figures.
A: In the event that your parents are separated or divorced, you will need to report the data for the custodial parent (not necessarily the parent that claims you on their tax return). The custodial parent is the parent with whom you resided the most in the past 12 months. In the event that you did not live with your parents or they have shared, equal custody, report the parent that provided the most financial support during the past 12 months.
A: If a student drops from all courses prior to the end of the add/drop period, all tuition liability will be eliminated and all financial aid will be returned to the appropriate source(s). Once the add/drop period ends, a student only has the option of withdrawing, at which time both tuition liability and financial aid eligibility will be prorated. Please refer to the Undergraduate Catalog for a more detailed explanation of the financial aid refund calculation.
A: Yes. Students should contact their financial aid counselor for information regarding their eligibility for aid. Institutional scholarships and grants may only be used for study abroad programs offered by The College of Saint Rose and for which tuition and fees are paid directly to the College.
A: The federal government has established strict guidelines regarding dependent/independent status. You may be considered an independent student if you meet any of the following criteria: n you are at least 24 years of age n you are a veteran of the U.S. Armed Forces n you are married or have a legal dependent other than a spouse n you are an orphan or ward of the court Parent data is necessary if you do not meet any of the above situations.
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Case Studies First-Year Student, Family of 4 with 1 in college
First-Year Student, Family of 5 with 2 in college
Adjusted gross income $30,000
Adjusted gross income $80,000
GPA = 90
GPA = 91
SAT = 1260
SAT = 1070
Student Living On-Campus
Student Living Off-Campus
Biology major
Business major
New York State Resident
New York State Resident
Saint Rose Scholarships
$20,000
Saint Rose Scholarships
Federal/State Grants & Work-Study
$13,550
College Grant
$2,700
Federal / Work-Study
$3,000 $5,500
Federal Loans
$5,500
$17,000
Total Aid
$39,050
Federal Loans
Tuition/Fees/Room & Board
$41,704
Total Aid
$28,200
Tuition & Fees
$29,826
Remaining Balance
$2,654
Remaining Balance
First-Year Student, Family of 5 with 1 in college
Transfer Student, Family of 4 with 1 in college
Adjusted gross income $80,000
Adjusted gross income $70,000
GPA = 93
Transfer GPA = 3.6
SAT = 1090
Student Living On-Campus
Criminal Justice major
Special Education major
New York State Resident
$1,626
Connecticut Resident Saint Rose Scholarships Saint Rose Scholarships
10
$17,000
$14,000
State Grants & Work-Study
$2,000 $6,500
College Grant
$1,200
Federal Loans
Federal / Work-Study
$3,000
Total Aid
$22,500
Federal Loans
$5,500
Tuition/Fees/Room & Board (if living on campus)
$41,704
Remaining Balance
$19,204
Tuition & Fees (if living off-campus)
$29,826
Total Aid
$26,700
Tuition/Fees/Room & Board
$41,704
Remaining Balance
$15,004
Remaining Balance
$7,326
Payment Information Paying your Bill Tuition payments are due ten days prior to the start of the semester. All tuition bills are sent to students through their Saint Rose e-mail account.
Payment Plan Our Bursar’s office offers a semester-long payment plan. For an enrollment fee of $30, this interest-free alternative allows students to budget their fall or spring semester tuition payments over the course of three or five months. Students can choose to pay all or a portion of their account balance through the payment plan. Enrollment in this program occurs on a single semester basis and requires a valid credit card or bank account number through which funds will be withdrawn on a monthly basis. By the end of the semester, the account balance should be paid off. To learn more about paying your bill please visit www.strose.edu/bursar.
Cost of Attendance 2015 – 2016
Tuition: . . . . . . . . . . . . . . . . . . $28,820
Estimated Books: . . . . . . . . . . . . . . . . . $1,000
Room & Board: . . . . . . . . . . . $11,878 *
Personal Expenses: . . . . . . . . . . . . . . . $1,500
Mandatory Fees: . . . . . . . . . . . $1,006 **
Transportation Costs: . . . . . . . . . . . . . . . . $600
Total Billed Costs:. . . . . . $41,704
Total Indirect Costs: . . . . . . . . . . . $3,100
*Amount reflects double room occupancy with meal plan 2. Cost will vary if you choose a different living option or meal plan **Lab fees, music fees, art fees, etc. will be applied on an individual basis
With the help of the staff of the Saint Rose Financial Aid office, I was able to set up
a payment plan for tuition that has helped make my college experience much more
affordable. The helpful staff has always answered any of my questions regarding my
aid or scholarship. The work that they do really helps cut down on stress so I can
properly focus on my education without having to worry about my finances. Christopher Lovell, Computer Science, Class of 2014 Mohegan Lake, N.Y.
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Calculating Your Bottom Line Calculating what you will be responsible for paying is an important part of the financial aid process. This worksheet is provided to assist you in estimating what you might pay.
Saint Rose COSTS Tuition Fees Room & Board TOTAL COST
+ =
Scholarships and Financial Aid Federal and State Grants Saint Rose Scholarships Saint Rose Grants Private and Federal Loans Previous Payments
+
TOTAL AID
=
TOTAL COST TOTAL AID
–
WHAT YOU ARE RESPONSIBLE FOR PAYING
=
____________
click
(TOTAL COST minus TOTAL AID = WHAT YOU PAY)
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Visit the Saint Rose Net Price Calculator at:
https://npc.collegeboard.org/student/app/strose
For Further Assistance: Undergraduate Admissions
(518) 454-5150 1-800-637-8556 admit@strose.edu
Coordinator of Veteran Enrollment
www.strose.edu/admissions/veterans www.strose.edu/officesandresources/registrar/veteransinformation
Financial Aid
(518) 458-5464 finaid@strose.edu
Health Services
(518) 454-5244 healthservices@strose.edu
Residence Life
(518) 454-5295 reslife@strose.edu
Bursar’s Office
(518 )458-5464 bursar@strose.edu
Registrar’s Office
(518) 458-5464 registrar@strose.edu
International Students
(518) 458-3950 international@strose.edu
Helpful Websites www.strose.edu/finaid
Financial Aid Office
www.strose.edu/admissions
Undergraduate Admissions
www.strose.edu/admissions/veterans
Veteran Resources
www.fafsa.gov
Free Application for Federal Student Aid (FAFSA)
www.studentaid.ed.gov
Federal Student Aid Information
www.fastweb.com
Fastweb Scholarship Search
www.irs.gov/Credits-&-Deductions
Tax Benefits for Education
www.finaid.org
Student Guide to Financial Aid
www.studentloans.gov
Managing your Federal Direct Loan
432 Western Avenue, Albany, NY 12203-1490 1.800.637.8556 www.strose.edu
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