C-N Bridal Showcase 2014

SHOWCASE

The Crescent-News Thursday, February 13, 2014

2014 Featured Couple:

Stacy Nicely and Larry Freshour Jr.

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The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Couple has fairy-tale romance, complete with a glass slipper

By DARLENE PRINCE

@cnDarlenePrince prince@crescent-news.com

It was a complete surprise when Larry Freshour proposed to Stacy Nicely in front of Cinderella’s castle at Disney World in Orlando, Fla. Larry said it was something he had always planned to do with his fiancee ever since he was a little kid.

Stacy Nicely and Larry Freshour Jr. were close friends in high school and then lost touch after graduation, as many couples do.

And, like so many romantic stories where it seems as if the couple were meant to be together, they reconnected years later over a simple thing. In their case, it was Larry who contacted Stacy on Facebook and asked her to be on a coed volleyball team. Of course she said “yes,” and the rest is history.

Stacy and Larry were chosen as this year’s featured couple for The CrescentNews Bridal Supplement.

They will exchange marriage vows on June 14 at St. Mary’s Catholic Church

in Defiance. Their reception will be held at the UAW hall.

Stacy is a hygiene coordinator/team leader at Dental Excellence of Napoleon, She enjoys cooking, shopping, being with her family and friends and loving her Yorkshire terrier, Bentley.

“Right now, I just bake for family and friends, but someday I would like to have my own bakery,” she said. “I plan to name it Nice-n-Fresh — our last two names put together.”

Stacy is an Ayersville High School graduate and attended Defiance College, majoring in early childhood education, with a minor in business.

After Larry graduated from Fairview High School, he went to Ohio State University to pursue a bachelor’s degree in high school

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social studies and a master’s degree in education. He is a high school social studies teacher at Stryker Local Schools and also the varsity boys basketball coach and assistant varsity coach for high school track. He enjoys hanging out with friends, shooting guns, working out and rooting for the Ohio State Buckeyes.

“In high school, we were both selected to represent our schools as service leaders for the MOSH for Medicine cancer research fundraiser through the Defiance Regional Medical Center in 2004,” Stacy said.

“We became close friends at that time.

“After losing contact during the four years of college, God’s plan was to reconnect us for one last time,” Stacy said. Larry asked her on Facebook to play on a coed volleyball team After several weeks of playing volleyball and reuniting, they were a couple again.

Stacy said, after dating for two years, Larry decided it was time to propose. And therein lies another story in which Larry fulfilled a childhood wish.

“Ever since I was a little kid, I told my parents I wanted to propose at Disney World in front of the castle,” Larry said.

Larry asked Stacy to marry him in front of Cinderella’s castle at Disney’s Magic Kingdom.

“I was completely taken by surprise when he proposed to me,” Stacy said.

“Who knew that after such a long drive, this trip would end in a fairy tale! Once we arrived at the magical park, we watched a parade of all the Disney characters. We strolled through the park and finally came across a beautiful rose garden. I didn’t know that Larry had asked a girl to videotape the proposal.

• COUPLE, Page C3

Top fashion tips for spring and summer The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

(BPT) — Spring is just around the corner. It is time to start planning your warm-weather wardrobe updates. To help you stay on top of the trends for spring 2014, the experts have plenty of advice to share.

Lynne Riding, who is the fashion coordinator at thee Art Institute of Charleston, a branch of the Art Institute of Atlanta, and Dr. Courtney Hammonds, who has the same role at the Art Institute of AtlantaDecatur, a branch of the Art Institute of Atlanta, offer some pointers.

Q: What are the top five trends for spring 2014?

A: “Look for clean, simple lines,” said Riding.

“You’ll also see pleats, sheers and lace, and prints — both floral and graphic.” Hammonds agreed that pleats, especially knife pleats, will be big this spring. “Graphic prints are a major trend, using written words embroidered or printed across ready-towear garments,” he added.

“We’ll also see accessories with metallic touches in gold and bronze this year.”

Q: What are this spring’s top colors?

A: Both experts agree that lilac and other pastels are the most important color story for spring.

Greens, especially mint green, are also big. “Muted and sophisticated tones predominate, although brights are also seen, particularly when paired with metallic touches,” Hammonds said.

Q: What one piece should everyone consider adding to her wardrobe to be on trend for spring?

A: “A poplin dress shirt in white, lilac or mint

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Larry Freshour Jr. and Stacy Nicely enjoy an evening out from their busy schedules. Stacy is a hygiene coordinator/team leader for Dental Excellence of Napoleon. Larry is a social studies teacher at Stryker High School, the varsity boys basketball coach and assistant varsity high school track coach.

COUPLE From Page C2

Photo courtesy of Brandpoint

This year pastel colors, including mint green and lilac are the trend-setting colors in women’s fashions.

Garments with lace and that are sheer and have pleats will also be popular.

green is a great spring/ summer addition,” said Riding. “It could either be a long wrap shirt without buttons or a long shirt worn on the hips with a belt.”

Hammonds recommended adding a modern accessory, such as a metallic bag or clutch, statement eye frames, or even a metallic shoe that can go from day to night.

Some other ideas to give your wardrobe the fashion edge this spring? Consider a longer skirt (mid-calf or upper ankle length), wearing a classic shirt untucked with the bottom several buttons undone, or an accessory with fringe. And be sure to hang on to fashions with color blocking.

Riding said this trend is continuing to be popular.

Whatever you do, Hammonds advised, dare to be edgy and always be true to yourself and your personal style.

Riding added, “A trend only works if it works for you. Does it fit your style, your lifestyle, what’s flat-

tering? For instance, if lilac is not your color, don’t add a lilac dress to your wardrobe. Instead, choose a flower print that includes lilac or wear a print skirt with lilac tones along with a crisp white shirt.”

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“He reached into his pocket, pulled out a shimmering glass slipper which held a beautiful engagement ring in a bed of silk and said, ‘First the princess needs her glass slipper.’

“He handed me the glass slipper as he got down on one knee and asked, “Stacy, will you marry me?” Through many happy tears, she said ‘yes.’

The couple has a very

deep faith. Stacy is a Catholic and Larry attends her church where they will be married.

They have talked about a family and would like to have two children — a boy and a girl. Larry noted that twins run on both sides of their families, so they might get their two-child family all at once.

This would complete their fairy tale that started in front of Cinderella’s castle.

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The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Shalane Brown, Javier Pagan met playing softball Shalane Brown and Javier Pagan will be married on Nov. 15 at St. John’s Catholic Church, with Shalane’s greatuncle Father John Stites officiating at the wedding. The couple is planning a wedding with a vintage theme that will include brooches, lace and old style glamour.

They have chosen the UAW hall for their reception.

Shalane grew up in Jewell, the oldest of five girls. She graduated from Tinora High School in 2003. After working at Mercy Defiance Hospital, she decided she wanted to become a nurse. She graduated as an LPN in December 2012, and currently works at Mercy Defiance Clinic in oncology.

Javier grew up in Defiance, but moved

with his family to Orlando, Fla., where he graduated from University High in 2000. He came back to Defiance and worked at GM Powertrain for about five years and then transferred to GM Assembly in Fort Wayne.

Shalane and Javier met when they played slow-pitch softball together.

The couple has a daughter born on Oct. 15, a son born on Sept. 15 and Javier has a daughter born on July 30.

With those dates in mind and the fact that they were an “official” couple on June 15, the couple chose Nov. 15 to be married.

Shalane said while they may not have a “traditional” relationship, she and Javier love each other more and more every day.

Wellness activities couples can do together (BPT) — For the love of your life, channeling all of your romantic feelings into a perfect present is a challenge. This year, a surefire way to that person’s heart is a gift that celebrates health and wellness and brings the two of you closer.

Improving your quality of life as a couple is something that fitness trainer and expert Bob Greene values. The author of 20 Years Younger: Look Younger, Feel Younger, Be Younger and Oprah’s personal fitness guru suggests the best presents might not be easy to wrap.

“While so many of us are tempted to splurge on gifts for our spouses or partners, it is more beneficial for everyone when we choose items that will benefit our overall well-being,” said Greene.

“When couples join together to identify a gift that best fits them, it definitely adds to that return on investment.”

Here are some ideas that

can benefit both of you and create memories that last a long time.

— Get physical. While plopping on the couch may be tempting, working out together will keep you connected mentally and physically. A dual membership to a fitness club offers access to activities you might enjoy from weightlifting to yoga to ballroom dancing.

Sharing playlists will keep you moving and grooving to the same beat. Bonus: You’ll motivate each other to actually get there.

— Add some sizzle.

There’s no better place to heat things up than in the kitchen. A cooking class turns a date night into an experience you relive at home.

A meal you’ve made yourself ensures that you’re not only eating nutritious food but all of that boiling and broiling as a duo strengthens your bond.

Learn to roll sushi or whip up the perfect chicken pail• ACTIVITIES, Page 5

Holding a streamer with their wedding date of June 14, Stacy Nicely and Larry Freshour Jr. share a kiss under a covered bridge, which is supposed to bring good luck. The couple was chosen as The CrescentNews bridal couple this year. Stacy is hygiene coordinator/team leader for Dental Excellence of Napoleon.

Larry is a high school social studies teacher at Stryker Local Schools, the school’s varsity boys basketball coach and the assistant varsity coach for high school track.

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

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Study: Marriage is proven to be a heart-healthy way of life

By BARTON GOLDSMITH Scripps Howard News Service

Zach Bowen and Meagan Guyer pose with their daughter, Hailey.

Meagan Guyer, Zach Bowen started dating after high school Meagan Guyer and Zach Bowen are one of five area couples who will be married this year. Meagan said that both she and Zach graduated from Liberty Center High School. She and Zach did not start a relationship until after they had both graduated. They met while living in the same apartment building.

She is a registered nurse at Henry County Hospital in Napoleon and he is a mechanic technician at Shafer’s Truck and RV Sales, in Delphos. They both are involved with their local animal shelters

ACTIVITIES From Page 4

lard and turn your kitchen into a place where you share fresh ingredients, red wine and conversation.

— Plan a special night.

It’s time to turn off the TV and go out on the town. A special night that involves tickets, as in planning, leads to memories that will last. Try season tickets to your favorite venue or comedy improv or a trip to the opera.

From Shakespeare to John Legend, hand-holding is part of the deal.

and have adopted a dog and, most recently, a cat for their daughter, Hailey, who is 2 1⁄2 years old.

He and some family members take part in local truck pulls, while she is involved with the Liberty Center Alumni Band and is a LC FFA Alumni member.

The couple plans to be married on May 31 in Defiance. The reception will be held at the UAW in Defiance.

A new study at Emory University, recently published in the Journal of Health and Social Behavior, has found that married adults who’ve undergone heart surgery have a 300 percent higher survival rate than their single counterparts over the first three months, which is a critical time.

Whether the patient was a man or a woman, the study shows that survival rates, both short- and long-term, were higher for married people. Researchers have observed since the mid-1800s that married people live longer, and science has been proving it.

Married heart-surgery patients are also twice as likely to be living five years after surgery as those who are single, whether widowed, divorced or never married.

Another interesting and positive revelation is that “husbands were apparently just as good at caregiving as wives,” according to sociologist Ellen Idler, the lead author of the study.

"I think there must be more than just good physical care going on here. There is an emotional component to be considered. Nursing a loved one involves nurturing the patient in ways no medication can. As a patient, having someone there to support you in your healthy behaviors, and who will insist that you stop doing

things that can hurt you, will help you get better faster and stay healthier longer.

This may be another explanation for why those who have tied the knot do better after surgery than those who are single," she said.

Being alone and trying to recover from serious surgery or an illness is difficult.

Professional caregivers can be quite helpful, and yet are not as likely to give the kind of emotional support that a spouse will. There is more to healing than meets the eye. All of the physical support and necessities may be there, but if the patient doesn’t have an emotional connection to life, the will to survive may be insufficient at crucial times, such as right after heart surgery.

Researchers in the Emory study couldn’t provide definitive reasons for the significant difference in early survival rates between the married and unmarried patients, but attitude was shown to have played a part. The study found that when considering upcoming surgery, married patients felt they could more easily handle the discomfort and worry that would accompany it.

Although the study described here looked at married couples specifically, and didn’t appear to take into consideration those individuals in a committed relationship who are unmarried, it is still true that love is love and that care from a loved one helps you heal.

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The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Start planning early for ideal, memorable destination wedding (BPT) — A flurry of congratulatory phone calls, social media announcements and sparkling ring pictures all mean one thing: engagement season has arrived. With approximately 39 percent of marriage proposals taking place between Thanksgiving and Valentine’s Day, engaged couples are taking note of one of the fastest-growing nuptial trends — destination weddings.

These days, one in four weddings is a destination wedding, giving couples and their guests a reason to blend the joy of a marriage celebration with a fun and memorable vacation.

Planning a destination wedding suitable for all your attendees is easier than you think, thanks to some key insights from Myrtle Beachbased expert wedding planner, Cheryl Cox.

for a destination wedding.

Many couples start planning a destination wedding as soon as they get engaged.

While the summer months are typically most popular for couples, when choosing a date, Cox recommends considering a Friday or weekday wedding, or planning the big day during the less-crowded but still desirable shoulder seasons (spring and fall).

Select a destination that caters to all guests

Consider a location with something for everyone.

Myrtle Beach, S.C., is the perfect example.

The destination offers pristine greens for golf enthusiasts, museums and historic plantations for cultural buffs, delicious Coastal Carolina cuisine for the foodies, fun in the sun with a day at the beach Plan ahead or one of the many water Cox says nine to 12 parks, and for brides lookmonths is the optimum ing for some quality time planning time, especially with the girls, numerous

spas for a day of pampering. Plus, there are plenty of lodging options for your guests including oceanfront resorts, beach home rentals and quaint bed and breakfasts.

Research ceremony locations

Beautiful and unique ceremony locations are one of the perks of having a destination wedding. “Research wedding venues, travel and accommodation options, and rates, then rank the venues you like best,” suggested Cox. As a Myrtle Beach wedding planner, she notes that the area’s 60 miles of stunning coastline make the perfect romantic backdrop.

Whether you’re looking for a beachside wedding outside a charming beach home or at the Myrtle Beach State Park, or a historic location like Litchfield Plantation or Pine Lakes Country Club, there are countless ceremony locations to choose from. You can even tie the

introducing

~ ~ ~ ~

Julianna

Photo courtesy of Brandpoint

Destination weddings can be a good way to plan the wedding and honeymoon and include friends and family. Experts advise checking out the location of a destination wedding carefully to be sure the area has everything that is needed.

knot 200 feet above the ground on the Myrtle Beach Skywheel. Visit www.visitmyrtlebeach.com for more information.

ries. In fact, a recent Harris Interactive survey found 62 percent of adults said their earliest memories were of family vacations taken when they were between ages 5 and 10. Help your Help guests plan guests, particularly famiactivities Travel is the foundation lies with young ones, get for long-lasting memo- the most out of their trip by suggesting activities or even making reservations for dinners, tee times, theme parks, museums, etc., before arrival.

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Planning a destination wedding doesn’t need to be stressful — hire a wedding planner. “Wedding planners know the local wedding professionals and venues including the city regulations for beach weddings,” said Cox. The perfect beach wedding can be accomplished with the help of a wedding planner as they know the ins and outs of planning a beautiful beach wedding so couples and their guests can enjoy the true beauty of a beachside wedding.

• DESTINATION, Page 7

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The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

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Five things they don’t teach you in school about fundamentals of finance (BPT) — Anyone over a certain age has heard about the “three Rs” of education — reading, writing and arithmetic. The thinking is that if you graduate from school knowing how to read, write and solve basic math problems, you’ll have the fundamentals for a successful life. But these days much more is required, especially when it comes to making sure you have the financial resources to take care of yourself and your family.

Here are five things they

generally don’t teach you in school but that everyone should learn.

— Paying off debt.

Recent statistics from the Federal Reserve show the average American household owes between $7,123 and $15,270 in credit card debt, and $32,258 in student loan debt. The Federal Trade Commission reports that many people face a financial crisis at some point in their life, whether due to illness, loss of a job or overspending.

Regardless of what got

you into trouble, getting out of debt is one of the most important things you can do to ensure a solid financial future. The FTC says an important first step is to create a household budget, making sure the amount you take in each month is greater than your expenses. Once expenses are under control, use extra cash to pay down credit card debt as quickly as possible, starting with those cards that have the

DESTINATION

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From Page 6

Benjamin Flowers asked Emily Mohr, his fiancee, seven times to marry him before she said yes.

Benjamin Flowers and Emily Mohr share a deep faith Emily Mohr and Benjamin Flowers are planning a July wedding at St. John’s Catholic Church.

She is a registered nurse at Community Hospitals and Wellness Centers, Bryan. He is a farmer working with his father in the family company, Flowers Brothers.

The young couple met on Facebook through a small club called the Catholic Young Adults of Defiance and surrounding areas.

Emily said for a whole year, both she and Benjamin had secretly admired each other’s profiles on Facebook, but had never spoken. One day, Benjamin sent her a friend request and, as they say the rest was history.

They messaged back and forth for a few days and finally met on a dinner/ movie date on March 11.

They quickly became a couple on March 17.

Benjamin proposed on

one knee at "their bridge” not far from his house in McClure. She was so surprised that he had to ask her seven times before she finally said “Yes!” The couple shares a strong connection through their Catholic faith. During their wedding ceremony, they plan to be blessed by the priest with their hand on top of a crucifix. They plant to hang the crucifix in their home as a symbol of their love.

Consider a pre-wedding visit

“If possible, attend a local wedding show to meet wedding professionals one-on-one or plan a ‘wedding planning trip’ to visit venues and meet with wedding vendors,” Cox suggested “Remember to take notes so you can recall all the details when you’re back home.”

Enjoy!

This is perhaps the most important step of all. Don’t forget to enjoy the experience of planning this memorable day and enjoying the company of your guests.

Take pictures, sample cakes, pick out flowers and remember these

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• FINANCE, Page 8

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Give yourself peace of mind by purchasing the appropriate wedding insurance. And, Cox noted, “Research to find the best coverage for your wedding. I highly recommend it.”

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The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

FINANCE From Page 7

highest interest rates. You may also want to consider credit counseling or debt management services, but be sure to do your homework to avoid scams.

— Negotiating a salary increase.

Companies are planning moderate salary increases of 2.9 percent for their salaried non-management employees in 2014, according to a survey of 910 U.S. companies by global professional services company Towers Watson.

Employees shouldn’t sit back and expect a pay increase, however especially if their performance has been outstanding and their responsibilities have increased, they should ask for it. When asking for a raise, experts recommend arming yourself with facts about your company’s financial per-

This couple is shown going over their monthly budget. Couples should work together to achieve financial security.

formance and the salaries of others in comparable positions. And when you do request a pay increase, don’t say it’s because you need the money; instead focus on the value you bring to the company, such as increased profits or the acquisition of new clients.

— Buying a house.

With debts under con-

trol and a decent salary, many people start thinking about buying a home.

Mortgage rates remain near all-time lows, so it’s still a good time to buy a house, but home ownership may not be for everyone. One of the first things you should consider is how long you plan to stay in the house. Because of the up-

front costs of purchasing a home, including closing costs and real estate agent fees, you may lose money if your home value doesn’t increase enough to cover those costs by the time you sell. Many experts advise planning to stay in your house for at least three to five years, but a mortgage calculator can help you run the numbers. You should also consider other expenses like insurance, taxes, association fees and maintenance. And if you do decide to buy, remember mortgages vary greatly, so shop around.

— Saving for the future.

Whether it’s for a house, a car, child’s college education, or your own retirement, saving for the future can seem daunting if not impossible, but experts say it’s easier than you might think. It starts with creating a household budget so you can see where your money goes and eliminate unnecessary expenditures.

Next is to adopt a mindset of “paying yourself first” — commit to setting aside a certain amount in savings each month and treat that as you would any other household bill.

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Jarred Hageman and Kristen Nicely knew each other since childhood.

Jarred Hageman proposed to Kristen Nicely in front of large Christmas tree Kristen Nicely and Jarred Hageman are planning to exchange wedding vows on July 12.

Kristen is employed at a law building in Defiance and Jarred works at Kamco in West Unity.

The Ayersville couple have known each other since childhood and started dating in high school.

Kristen said they dated for three years and then broke up for two years.

After being apart for two years, they reconnected and began dating again. They went together for another three years before Jarred proposed in a very romantic manner on Dec. 7, 2012, in front of a Christmas tree at Levis Commons.

The couple will exchange wedding vows at St. Mary’s Catholic Church and have their reception at the K of C hall in Defiance.

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

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Being honest with a partner builds trust BARTON GOLDSMITH

partner or just trying to

Scripps Howard News Service avoid looking bad can

This year’s Crescent-News featured bridal couple — Stacy Nicely and Larry Freshour Jr. — are shown getting ready

to carve pumpkins into Jack O’Lanterns during Halloween. The couple will exchange vows on June 14.

Is it better to look good or feel good?

Both, when you’re pondering pedicures (BPT) — Whether you’re getting ready for a wedding, romantic evening out, or looking ahead to when sandal days are back again, treating your feet to a pedicure can help you look and feel your best, as long as you keep foot health front of mind.

It’s important to ensure your pedicure is done properly, whether you’re doing it yourself at home or enjoying a professional treatment in a nail salon or spa.

The American Podiatric Medical Association (APMA) offers some pedicure pointers to help you love how your feet look and feel: — Start with a good soak in warm water for at least five minutes. This will help soften calluses and prep feet for removing dry, rough skin. To exfoliate, use a pumice stone or foot file.

Never use a foot razor to remove dead skin, and ban your pedicurist from using one on you. It’s too easy for a quick slip-up that could

cause permanent damage or lead to serious infection.

— Shave your legs a day or two before your professional pedicure, but not the day of. Shaving can cause minor abrasions and fissures in the skin, allowing bacteria to enter while your feet soak or the nail technician handles your feet. A little bit of stubble won’t bother her at all.

— When doing a home pedicure, use toenail clippers with a straight edge and cut nails straight across.

Avoid other cutting tools, such as manicure scissors,

as they can increase the risk of ingrown nails.

For salon pedicures, bring your own tools; shared tools can spread bacteria if they haven’t been properly cleaned. Use an emery board to smooth and round nail edges.

— Never permit a nail technician to cut or trim cuticles, which protect nail beds from bacteria. Instead, use a rubber cuticle pusher or liquid remover to gently push back cuticles just a little bit. Use a wooden •

PEDICURES, Page 13

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create more trouble than it’s worth. It is best to be above board in all your dealings.

When asked about what qualities they want in a partner, most people will list “honesty” among them. Unfortunately, most of us have had the experience of being lied to.

When you have a relationship and a family, you need to know that everyone is on the same page, and this is hard to do unless both of you are being honest.

What honesty gives you is a great deal of comfort.

Knowing you can implicitly trust your mate allows you to be your best self, and your relationship will continue to thrive because you are able to give each other the positive energy you need to navigate life’s ups and downs.

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When you know you can totally trust your mate, it removes a large potential for worry. It also builds your internal security so that you not only feel good about your partner, but you also feel better about life.

Having an honest relationship creates a kind of buffer between you and the difficulties of the world. Having a mate you can trust and rely on also makes it easier to take those risks that help us grow.

Many people feel that little white lies, which may spare a partner some grief, are OK, and in some cases that’s true.

But you can’t have a culture of honesty in a relationship just some of the time. If you tend to omit or color the truth so things look better, it could actually damage your relationship at a core level.

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Bridal

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

A ‘Love me, love my pet’ philosophy may cause problems in a relationship LOS ANGELES (AP) — It’s got to be more than puppy love to move in with your partner. But that’s just what you’ll need for household harmony if that partner comes with a pet.

If you just walked down the aisle or took your relationship to the next level, both people and pets will need time to adjust to a new living situation. Maybe Fido is getting kicked out of his favorite spot on the couch, or Whiskers has never been around a pooch. Pets need to get comfortable with new animals and with a new person giving orders. As the household adjusts to different personalities, changed schedules and new ways of doing things, experts offer tips for a seamless transi-

tion, including establishing consistent habits as soon as possible and using treats to help bond.

Pets thrive on consistency, so if you have to change the rules, do it during the move-in — teach pets what’s expected of them and stick to it, said Dr. Katherine Miller, a certified applied animal behaviorist for the American Society for the Prevention of Cruelty to Animals in New York. Pets need to know their boundaries: can they sleep on the bed, sit on the sofa, play ball in the house? Where are the litter boxes, is there a doggy door, are there walks, where’s the water?

Every pet-person relationship is different, but each is a two-way street, Miller

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said.

“When it comes to introductions, gradual is better and patience is a must. It can take weeks, months or a year,” she said.

Rebecca Hjorten and Gavriel Kohlberg know all about taking time to adjust to a pet. The New York City couple started dating in medical school seven years ago, and Hjorten wanted a dog from the get-go but Kohlberg always came up with a reason to avoid adopting.

Two years ago, despite Kohlberg’s continued worries, they went to a shelter and got a year-old Siberian Husky mix they named Maya.

There were problems: Someone had taught Maya to use the shower as a bathroom. The couple hired a behavior expert and trainer, and they still work on it.

Despite the potty training issues and early objections, Kohlberg easily fell in love with Maya. “It was one of the best things we ever did,” Hjorten said of

Beautiful Bentley Bentley, Stacy Nicely’s 3-year-old Yorkshire terrier, manages to look adorable in this picture. Stacy and her fiance, Larry Freshour Jr., were chosen as this year’s bridal couple for The Crescent-News. Stacy is from Ayersville and Larry graduated from Fairview High School. The couple will exchange vows on June 14 at St. Mary’s Catholic Church in Defiance.

adopting the dog.

Recently, Kohlberg took Hjorten and Maya for a walk in Central Park and proposed to both.

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Sometimes it’s a more difficult transition than the New York couple faced. If there is friction between a pet and a partner, the whole household has to work it out.

“Ask your partner to be the bearer of all good things for your pet each day,” Miller said.

Don’t be afraid to use a pet’s stomach to reach its heart. If a man just moved into his girlfriend’s dogfriendly house, he should feed the animal and provide treats and rewards.

And she should reward her dog for sniffing, approaching or its other investigating of the boyfriend.

“Encouraging this social behavior will grease the wheels of affection,” Miller said.

Don’t punish a pet for failing to bond instantly, Miller said. Tension is always highest at the first meeting, so it helps if you can make the introductions on neutral territory, like a • PET, Page 13

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Wedding trends from stock-the-bar parties to social networking sites (BPT) — There have been many changes in wedding trends over the years. As you gear up to celebrate the union of your beloved family or friends — or even your own — know what to expect from the changing tides of weddings. Lizzie Post, co-author of Emily Post’s Etiquette, 18th edition and great-great-granddaughter of Emily Post, helps couples navigate the new traditions of weddings.

The Post name has been synonymous with proper etiquette and manners for the past 80 years.

As decades pass, so will traditions, but proper etiquette is timeless. Be prepared for the next wedding you attend and know what to expect from changes in the wedding landscape with these important pieces of advice:

Pay it forward

Finding the right gift for the newlyweds can be difficult. While registries help to point guests in the right direction, many couples are getting married later in life and already have all the household items that are common wedding gifts. To provide the couple with a small nest egg to use however they wish, a check is always a great and safe gift idea.

Several financial institutions, like Bank of America, offer mobile check deposit through their banking app, allowing the couple the flexibility to deposit checks on-the-go to help cover outstanding vendor payments or use on their honeymoon.

Another new-age trend is contributing to a couple’s honeymoon fund.

websites available that can help the couple to organize the process, communicate with guests and share photos after the ceremony. But a few things — like a handwritten “thank you” note — should steer clear of the hi-tech lure.

In a gadget-driven society, everyone is carrying a smartphone. Couples can post a tasteful notice at the entrance of the ceremony location or in the program to remind guests to turn off their cell phone ringers and refrain from use during the ceremony.

Some couples may actually encourage guests to take photos and share images via social media, but guests should respect their wishes and use phones only as a camera and upload images after the ceremony.

Respect personalization

Couples want their special day to reflect who they are and what is important to them.

While previous generations traditionally wed in places of worship, many modern couples choose to tie the knot at a sentimental location, like where they had their first date. The decor, music and even the food and drink served at a wedding may have a personal story behind it.

No matter how nontraditional the element may be, guests should eagerly partake in the festivities, acknowledging and respecting the couple’s individualization.

Be all-inclusive

In the past, bridal showers were strictly for the bride and bachelor parties Temper tech use were a men-only affair.

Even weddings are going Nowadays, these festivihi-tech. ties are no longer genderThere are numerous specific.

Bridal

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Wedding trends have changed over the years and now include holding a

Showers can be thrown for the couple in unison and include creative themes like “stock the bar” or “time of day.”

Bachelor and bachelorette parties can also be conjoined to involve the entire bridal party in a destination event.

And while these events are a celebration of joy, expenses can add up quickly. If you use a rewards card, like the BankAmericard Travel Rewards credit card, you can earn points on purchases to pay for all or part of your trip. This is great for both the bride and groom and guests traveling to the wedding.

As trends and expecta-

shower for the prospective bride and groom at the same time.

tions shift, so will the way major life milestones are celebrated.

It is important to celebrate these moments in life with grace and support for the happy couple — after

all, it’s their day — and it should be as unique as they are.

For further etiquette advice on navigating 21st century weddings, visit www.emilypost.com.

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Bridal

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Wedding insurance expands as nuptials get pricier

HARTFORD, Conn. (AP) — Worried about the groom getting cold feet? There’s an insurance policy for that.

With the cost of the average American wedding reaching about $26,000, insurers have been selling a growing number of policies to protect against losses from extreme weather, illness and, in one firm’s case, even a sudden change of AP Photo heart.

Cheryl Winter spent With the cost of the average American losses from extreme weather, illness $500 for Hartford-based wedding reaching about $26,000, insur- and, in one firm’s case, even a sudden Travelers Cos. Inc. to cover ers have been selling an increasing change of heart. her daughter’s $50,000 number of policies to protect against destination wedding last October in New Orleans, where her biggest concern was a potential hurricane.

The weather cooperated, but the limousine never showed up.

Her daughter took a taxi cab to the church, and they used the insurance policy to claim the deposit money they couldn’t get back from the limo driver.

Ask about hosting your wedding and/or “No one wants to be walkreception in FOUNDER’S HALL. ing in the French Quarter in a long gown and high Our catering staff will provide a variety of heels,” said Winter, who options from appetizers and drinks, to lives in the Houston area.

The insurance is offered family style, buffet or signature dinners. by a small number of U.S. companies.

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later think of the company for home insurance and other life milestones.

“It could be the beginning of a relationship with a young couple,” said Ed Charlebois, a Travelers vice president for personal insurance.

Wedsafe, backed by Aon, also offers wedding insurance, which differs little from the specialty insurance that firms may offer for other kinds of events and celebrations.

For parents concerned about a relationship souring before the exchange of vows, Fireman’s Fund Insurance Co. offers change of heart insurance.

It’s been available since 2007, but the program administrator said the fraud rate soared in the early years as policies were bought for couples who were known to be fighting.

That coverage now applies only if the bride or groom calls off the wedding more than nine months beforehand.

“Coverage does not exist once you hit the altar,” said administrator Rob Nuccio of R.V. Nuccio & Associates. “The only ones who were buying it were the ones who knew they would have a claim.”

Kyle Brown, director of the Bakersfield, Calif.based Bridal Association of America, said he recommends wedding insurance, but he estimates policies are taken out for less than half of 1 percent of the more than 2 million weddings held annually in the U.S. “Nobody likes to think about the bad side,” he said.

Winter said some people told her insurance would be a waste of money for her daughter’s wedding, but she read various reviews and decided it was worth protecting the investment.

She’s planning to buy a policy for another daughter’s wedding in 2015.

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Bridal

How to give her the perfect gift for her personality (BPT) — Whether it’s a couple’s first date, a pair of love birds in their honeymoon phase or a husband and wife team enjoying 50 years of married bliss, a special gift serves as a reminder of the affection shared with a special someone.

For the woman who is truly one of a kind, find a gift that perfectly suits her unique personality.

She’ll love the presents and appreciate the thought that went into finding that perfect gift, just for her.

Follow these guidelines to select something so flawless, even cupid will be impressed. For the DIY designer — A unique, personalized gift is the perfect choice for the creative one who loves giving everything her special touch.

Personalized home decor

is a great way to show extra thought and effort.

For example, an accent pillow that features a couple’s star signs is sentimental yet stylish, or a personalized canvas wall art with both couples’ names printed in script is a beautiful addition to any interior space.

For the classic lady — If she embodies unparalleled style and grace, select a gift that is as classic as she is.

For this personality, traditional, tried and true gifts like gorgeous fresh flowers are the best choice. Red roses are a classic choice that represent love and affection, but if she likes the classic with a twist, consider a bouquet of multi-color roses. Orchids, an exotic flower that has long been believed to be a natural aphrodisiac, are another popular option for

a classic but on-trend floral gift. A dependable floral gifting site like ProFlowers will have numerous seasonal designs to choose from.

For the trendsetter — Something sparkly always catches a trendsetter’s eyes. Gifts of jewelry are extremely popular and serve as a reminder of love every time she wears it.

When shopping, keep in mind her favorite colors and design preferences.

Natural stones and rich metals are on trend for 2014, so go for pearls, gold and stones like garnet and blue topaz.

For the foodie — Is she always cooking up a surprise in the kitchen and watching the latest foodfocused TV show? If that’s her, surprise the foodie with a champagne toast.

PET

they are my children,” Gonzalez said. “He knew going in how I felt about Peaches.”

After 18 months, he started spending more time at the house, and Gonzalez knew there would have to be little compromises: — He didn’t want Peaches in the bed, so the dog learned to sleep on the floor.

— He thought she spent too much time brushing Peaches, so she got the

dog’s hair cut short.

— He said it was the dog’s fault they couldn’t go out on weekends, so she hired a pet-sitter.

— He said Peaches barked too much and suggested a shock collar. Or maybe, he said, Peaches would be happier somewhere else.

That wasn’t an option for Gonzalez.

Now, Peaches is back in bed, the dog’s hair is growing out and the boyfriend is history.

From Page 10

park.

“It’s hard to expect everybody to just get along, so it’s good to have a couple of low-key dates,” Miller said.

Don’t force interaction, she warned, and never lock animals in a room.

People have to take relationships with their pets seriously, looking ahead to how their lifestyle will change and talking with their partner about it, Miller said.

Sometimes the transition doesn’t work out, as Angela Gonzalez knows.

The 56-year-old from Carrollton, Texas, and her 9-pound Pomeranian named Peaches have been together for 12 years.

When Gonzalez brought her new boyfriend home two years ago, he seemed to like Peaches.

“I love my animals like

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HONEST From Page 9

It is also about telling the truth in a way that your partner will hear it and benefit from it.

We all want to hear how great we are, of course, but we can also benefit from making some slight adjustments in how we do things.

This is where a little honesty from someone you love and trust will help you make the small changes that can make your world a better place.

In this case, honesty needs to be tender. If you have to say something to your loved one that may be unsettling to him or her, I suggest you do it as gently

PEDICURES From Page 9

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as possible.

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If not, your message may be buried in an avalanche of hurt feelings. You will both be much more able to communicate if your hearts are not wounded in the process.

Honesty is a way of life, not just a behavior.

Keeping it paramount in your relationship will bring in more good and keep the bad stuff at bay. Knowing you can totally trust one another helps a relationship work in the best way possible.

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Bridal

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Older brides go upscale — choose fancy gowns, big receptions

Bridal Village

NEW YORK (AP) — SherryLynne Heller-Wells always wanted a fairytale wedding.

So when she tied the knot last year, she spared no detail. She walked down the aisle in a flowing ivory gown with a long veil and lacey bolero jacket. Ten flower-toting bridesmaids and seven groomsmen were in the wedding party.

And after the ceremony, 100 guests dined on beef tenderloin, clams casino and a three-tier vanilla cake.

The cost, including a fireworks show during the reception, was $45,000.

Heller-Wells wasn’t some blushing new bride, though.

When the retired registered nurse, 64, wed her husband, Clyde, a small-business owner who is 65, it was her second time at the altar.

“I met my Prince Charming.

He swept me off my feet,” said the Clearwater, Fla., widow

whose first husband died in 2003. “We’re hoping this will be the last marriage.

Why not celebrate?”

Only a few years ago, it was considered in poor taste for a bride over age 55, particularly if she had been previously married, to do things like wear a fancy wedding gown, rock out to a DJ at the reception or have the groom slip a lacy garter belt off of her leg. But those days are gone: Older couples no longer are tying the knot in subtle ways.

The trend in part is being driven by a desire to emulate the lavish weddings of celebrities of all ages. But it’s also one of the results of a new “everything goes” approach that does away with long-held traditions and cookie-cutter ceremonies in favor of doing things like replacing the first husband-and-wife dance with a group reenactment of Michael Jackson’s

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“Thriller” video. That’s left older couples feeling less conscious about shelling out serious cash to party like their younger peers.

“The rules are out the window ... whether it’s what you’re wearing or the cake you’re serving,” said Darcy Miller, editorial director of Martha Stewart Weddings, a wedding magazine. “Sixty is the new 40 and that is reflected in the wedding.”

Couples age 55 and older made up just 8 percent of last year’s $53 billion wedding business. But that number has doubled since 2002, according to Shane McMurray, CEO of The Wedding Report, which tracks spending trends in the wedding industry.

It’s in part because more couples are marrying in their golden years.

In 2011, women ages 55 and over accounted for 5.2 percent and men in that age range made up 7.9 percent of the more than 2.1 million marriages performed in that year in the U.S., according to Bowling Green State University’s National Center for Family and Marriage Research, based on analysis of census figures. That’s up from 2001 when 2.6 percent of new marriages performed were among women in that age group; for men, it was 6.6 percent.

And those older couples spend more. That’s because they’re usually empty nesters who don’t have the same worries as their younger counterparts: They aren’t saving for their first home, for instance, and they aren’t burdened by huge student loan debts they must worry about paying off.

As a result, older couples dish out about 10 percent to 15 percent more than the cost of the average wedding, which was $25,656 last year, down from the pre-recession peak in 2007 of $28,732, according to The Wedding Report.

That’s meant big business for companies that cater to

brides and grooms-to-be.

Zaven Ghanimian, CEO of Simon G. Jewelry, which sells engagement rings and other jewelry to about 900 small stores across the country, said men in their late 50s and older have been investing more on engagement rings. A few years ago, they were spending $1,500 to $2,000; now, they’re shelling out $4,000 to $8,000.

And at David’s Bridal, the nation’s largest bridal chain with 300 locations across the U.S., business from older couples has doubled in the past two years, compared with modest growth for the younger age group, said Brian Beitler, the chain’s chief marketing officer. And while older customers represent only 2 to 3 percent of overall sales, the company expects that figure to keep growing.

And they’re a lucrative bunch.

David’s Bridal, which is based in Consohocken, Pa., said older brides spend about $700 to $800 on gowns, including accessories like necklaces. That’s higher than the $500 to $600 that customers in their 20s and early 30s typically spend.

But older brides aren’t just spending more, they’re spending differently. For instance, in the past, older brides tended to stick with special-occasion dresses, but now they want more traditional wedding gowns.

“She’s our dream bride,” said Catalina Maddox, fashion director at David’s Bridal. “She wants everything that the 25-year-old bride wants, but more.”

The trend is so prevalent that David’s Bridal is looking at ways to better connect with the older wedding crowd. In fact, its store in Danbury, Conn., recently held a bridal fashion show at a nearby nursing and rehabilitation facility; the event was a hit with the residents, the store said.

“It really sparked something,” said Jenna

McNamara, the assistant store manager at David’s Bridal in Danbury, Conn., which has noticed residents in nearby retirement homes as customers for either weddings or commitment ceremonies.

“We realized this was something huge.”

Terry Hall, fashion director at Kleinfeld’s, the New York City bridal salon that has the nation’s biggest selection of designer bridal wear under one roof with more than 1,000 designs, also has seen a change in attitude in the last year or so among the older set. He said business from that group has doubled.

Hall said Kleinfeld’s older clients are spending $4,000 to $7,000 for a gown. That compares with the average purchase of $3,500 for the under-30 set.

“They used to be subtle,” Hall said. “Now, they’re saying, ‘Who cares? It’s my day.’ They want the dress.”

That’s especially true for older first-time brides.

At 64, Yolanda Royal, who lives in Irvington, N.J., is preparing for her first wedding next July.

After living with her partner for 20 years, he popped the question in May. The couple plans to spend about $11,000 on the reception for about 100 people, but for Royal, it’s all about the dress. After that’s secured, the other details will fall in place, she said.

Royal, a nursing attendant, was at David’s Bridal in the Manhattan borough of New York City with her 41-year-old niece on a recent Friday, trying on white wedding gowns that had small trains. Royal, who says she wants something “sexy,” tried everything from off-the-shoulder to strapless designs.

“For my wedding, for my day, I want the dress I want,” said Royal, who did not want to give details about the gown she settled on because she wants to surprise her future husband.

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

Bridal

 15

Critical financial questions to ask before you say ‘I do’ (BPT) — Engagement season is officially here, with couples around the country saying “yes” to proposals and starting to plan their weddings. In fact, 39 percent of marriage proposals happen between Thanksgiving and Valentine’s Day, according to WeddingChannel.com.

While immediate discussions with your partner might be focused on the ceremony venue or honeymoon location, there’s another important consideration before saying “I do:” That is having the “finance talk.”

Joining your lives through marriage also means joining your lives financially.

Having a solid understanding about money, which includes insurance, will help ensure a marriage remains strong long after the honeymoon is over.

However, the reality is that many couples are skipping important conversations.

While 71 percent of newly married couples acknowledge the importance of sharing beneficiary designations before marrying, almost half never got around to addressing their life insurance needs prior to the wedding, according to a survey by the National Association of Insurance Commissioners (NAIC).

And it’s not just young couples who are skipping the conversation — newlywed couples age 55 and older are more likely to have discussed their household entertainment budget than their life insurance coverage.

Talking about combining finances and future insurance needs can be difficult, but it doesn’t have to be.

Avoid misunderstandings and help ensure your marriage remains strong by having a talk about these matters as soon as possible.

Well before the big day, couples should schedule a pre-wedding discussion to directly address auto,

home, health and life insurance needs. Here are some questions to get the conversation started: Home — Do we plan on renovating our current home?

— If we both own homes, should we rent or sell the other home once we move in together?

Keep in mind, a renovation investment of $5,000 or more could change your home’s replacement value and insurance needs.

Additionally, switching a property from being a homestead to a rental will require you to carry different insurance.

Health — Which health plan should we keep?

— Should we each be on the same plan, or maintain individual plans?

— What is the best approach for insuring our children, or stepchildren?

Having health insurance isn’t only important for each person in a marriage, but starting this year, it is subject to considerable changes in law. When analyzing plans, remember the lowest premium isn’t the only consideration. Review all plan elements, including deductibles and copays. Most couples have the opportunity to combine plans, but only after they are legally married and not before.

Auto — How’s your driving history?

— Do you have any accidents or violations?

Getting married may have a positive effect when you combine your auto insurance plan, but a lower rate is dependent on both you and your spouse’s driving records. If you married a speed demon, it might not make sense to combine policies even after you say “I do.” Have the talk and do your research.

Life — Do you currently have life insurance?

— How much life insur-

Photo courtesy of Brandpoint

There are many questions to answer ing households and checking health before saying “I do,” such as those insurance plans. about life and auto insurance, combinance is enough? you must proactively con- on the NAIC’s website, Now that “I” means tact your HR department or www.insureuonline.org. “we,” couples should eval- other health and life insur- On the site, you also can uate life insurance based on ance providers to change play NAIC’s new “I Do future income potential, the beneficiaries.

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î Ž 16

Bridal

The Crescent-News, Defiance, Ohio - Thursday, February 13, 2014

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