Fall home improvement 2013

Page 1

:HGQHVGD\ 6HSWHPEHU

Fall Home

IMPROVEMENT

Home winterizing tasks P9 Insulating an older home P12 Ideas for redoing a ceiling P15 Tips for fall lawn care P19 When to DIY or hire a pro P7

Transforming a bathroom P14 Refacing kitchen cabinets P2 Maintenance for the deck P16 Roof replacement projects P5 Liven up the laundry room P4

7KH &UHVFHQW 1HZV


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

.LWFKHQ IDFHOLIW

5HIDFLQJ PDNHV ROG FDELQHWV LQVWDQWO\ QHZ

%37 ³ ,Q WKLV LQVWDQW JUDWLILFDWLRQ HUD LQVWDQW PDNHRYHUV ³ IURP ZHHN ORQJ MXLFH GLHWV WR ZHHNHQG KRPH UHQRYDWLRQV ³ DUH D WRS WUHQG $QG DFFRUG LQJ WR <DKRR +RPHV VR DUH LQVWDQW NLWFKHQ XSGDWHV DFKLHYHG E\ UHIDFLQJ FDEL QHWV ,W·V QR ZRQGHU :RPHQ VSHQG D WKLUG RI WKHLU KRXVH KROG DFWLYLW\ WLPH LQ WKH NLWFKHQ DFFRUGLQJ WR WKH %XUHDX RI /DERU 6WDWLVWLFV ZKLFK PHDQV WKHUH LV SOHQW\ RI WLPH WR GD\GUHDP DERXW D QHZ NLWFKHQ ZKLOH PDN A $1,200 REBATE-plus 6 months same as LQJ DQG VKDULQJ PHDOV :LWK hase any qualifying Trane XLi system VR PXFK WLPH through VSHQW LQ WKH May 29, 2008. NLWFKHQ WKRXJK ZKR KDV WKH OX[XU\ RI JRLQJ NLWFKHQ ating and cooling system you’ll be rewarded OHVV and IRU ZHHNV RQ HQG DV premium comfort andWKH\ ZDLW WKURXJK DQ HQWLUH lower energy bills. Now ded with up to $1,200 back—significant savings JXW DQG UHPRGHO" a great value Trane systems are to begin with. 7KH +RPH 'HSRW VXU even give you six months to make a payment, YH\HG FXVWRPHUV ZKR KDG ave even more. If you want to add value to your UHQRYDWHG you do inside of it, it’s UHFHQWO\ the opportune time to buy. WKHLU DQG feelIRXQG ur comfort like a Trane.NLWFKHQV We think you’ll pretty WKDW DOPRVW od about the savings as well. DOO FXVWRPHUV ZHUH e from your independent Trane dealer. PRWLYDWHG E\ WKH GHVLUH nd cooling system will IRU affectD your comfort—and QHZ PRUH PRGHUQ years to come. That’s DHVWKHWLF why Fitzenrider, Inc. is UHPRGHO 6HYHUDO ng you find the best system for your needs. We D QHZ LQJ RSWLRQV GHOLYHU

Save up to $1,200 from day one. How’s that for efficient?

analysis of your home and ductwork, clearly and provide installation and service, too. Some go the extra mile, but it’s just how we like to do ou expect more you get more. It’s that simple.

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´5HIDFLQJ NLWFKHQ FDEL QHWV JLYHV D KRPHRZQHU WKH RSSRUWXQLW\ WR DGG RUJD QL]DWLRQDO HQKDQFHPHQWV DQG UHYDPS DGGLWLRQDO VXU IDFHV VXFK DV FRXQWHUV DQG EDFNVSODVKHV IRU D VSDFH WKDW LV PRUH FRQWHPSRUDU\ DQG SHUVRQDOL]HG WR PDWFK D KRPHRZQHU·V XQLTXH NLWFKHQ KDELWV µ H[SODLQV 'RXJODV 6SLURQ RI +RPH

$,5 &21',7,21,1* +($7,1* Call now for your

$1,200 rebate and 6 months same as cash and a free home comfort consultation. Fitzenrider, Inc. Defiance, Ohio

419-784-0828 www.trane.com

&XW \RXU KHDWLQJ DQG FRROLQJ FRVW ZLWK D +LJK (IILFLHQF\ 7UDQH +HDWLQJ DQG &RROLQJ 6\VWHP

FITZENRIDER, INC.

3HUU\ 6W 'HILDQFH 2KLR

ay vary depending on model purchased. Available through participating dealers only. Void where prohibited. Finance Charges accrue from the date Cash expiration date, in which case they are waived. Regular credit terms apply after the Same As Cash period expires. Annual Percentage Rate ay be lower in some states.) Terms subject to change without notice. Subject to credit approval. See Account Agreement for complete information ailable. Ask seller for details. All credit plans subject to normal credit policies. NOTE: Rebate up to $1,200 is dependent upon systems purchase.

ZZZ ILW]HQULGHUKYDF FRP )XUQDFHV ‡ +HDW 3XPSV ‡ $LU &RQGLWLRQHUV ‡ *HRWKHUPDO ‡ %RLOHUV ‡ $LU &OHDQHUV ‡ +XPLGLÀHUV ‡ 'XFWOHVV $LU &RQGLWLRQHUV

Photo courtesy of Brandpoint

One way to spruce up a kitchen is to new cabinet hardware and a new counconsider refacing the cabinets. Cabinet ter top can go a long way to bringing a doors that are refinished or re-painted, new look to the kitchen.

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

VLOV VKRXOG EH HVWDEOLVKHG ,WHPV VKRXOG EH JURXSHG WRJHWKHU EDVHG RQ SXUSRVH DQG LQ FORVH SUR[LPLW\ WR VWDWLRQDU\ LWHPV $GG RUGHU WR HYHU\ DUHD ZLWK GUDZHU GLYLGHUV UROO RXW VKHOYHV DQG FXVWRPL]HG RUJDQL]D WLRQDO HOHPHQWV ([SUHVVLQJ \RXU VW\OH 2QFH \RX KDYH LGHQWLILHG DUHDV IRU LPSURYHPHQW LW LV WLPH WR WXUQ \RXU GUHDPV LQWR GHVLJQ SODQV $ QHZ YLVLRQ IRU WKLV KDUGZRUN LQJ URRP VKRXOG WDNH LQWR DFFRXQW ERWK \RXU KRPH·V VW\OH DQG \RXU SHUVRQDO VW\OH 7KH DGMDFHQW URRP·V FRORU SDOHWWH WKH DPRXQW RI QDWXUDO OLJKW LQ WKH VSDFH DQG ZKDW LV VHHQ ILUVW ZKHQ HQWHULQJ WKH NLWFKHQ DUH LPSRUWDQW IDFWRUV LQ DGGL WLRQ WR VW\OLVWLF SUHIHUHQFHV

7KLV LV WKH WLPH WR JDWKHU LQVSLUDWLRQ IURP IDYRULWH EORJJHUV IULHQGV DQG FXU UHQW WUHQGV 6DUDK )LVKEXUQH RI 7KH +RPH 'HSRW VKDUHV WKH PRVW SRSXODU FDELQHW WUHQG ULJKW QRZ ´5HFHVVHG GRRUV FRQWLQXH WR GRPLQDWH WKH NLWFKHQ PDUNHW EHFDXVH WKH GHVLJQ LV XQLYHUVDO DQG ILWV LQ DQ\ KRPH VW\OH IURP &ODVVLF RU &RWWDJH WR $UWV DQG &UDIW DQG 0RGHUQ KRPHV +RPHRZQHUV IHHO PRUH FRPIRUWDEOH LQVWDOO LQJ D XQLYHUVDO VW\OH WKDW ZLOO KDYH ORQJHYLW\ µ 7KH 1DWLRQDO .LWFKHQ DQG %DWK $VVRFLDWLRQ DOVR SRLQWV RXW WKDW GDUNHU ZRRG ILQLVKHV KDYH JURZQ PRUH SRSXODU RYHU WKH SDVW WZR \HDUV 7R EHJLQ WKH NLWFKHQ WUDQVIRUPDWLRQ SURFHVV YLVLW ZZZ KRPHGHSRW FRP


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

'HVLJQHU WULFNV WR FUHDWH D VWXQQLQJ PDVWHU EHGURRP %37 ³ ,W·V WKH SODFH ZKHUH \RX ZDNH HDFK GD\ UHVW \RXU KHDG HDFK QLJKW DQG JR WR ZKHQ \RX QHHG WR HVFDSH WKH VWUHVV RI GDLO\ OLIH ,I WKHUH·V RQH URRP LQ WKH KRXVH WKDW VKRXOG EH D SHUVRQDOL]HG UHWUHDW IRU KRPHRZQHUV LW·V WKH PDV WHU EHGURRP $QG ZLWK D IHZ VLPSOH WLSV IURP GHVLJQ H[SHUWV \RX FDQ HDVLO\ WDNH \RXU PDVWHU EHGURRP IURP ERULQJ WR EHDXWLIXO DQG DGG WR \RXU KRPH·V RYHUDOO YDOXH ´:KHQ GHVLJQLQJ D VSDFH LQ \RXU KRPH LW·V DOZD\V D JRRG LGHD WR JR WKURXJK WKH SURFHVV LQ D PHWKRGL FDO ZD\ WR DFKLHYH WKH UHVXOWV \RX ZDQW µ VD\V -LOO :LQQLQJHU $OOLHG $6,' &,' DQG VHQLRU LQWHULRU GHVLJQHU ZLWK 6HDVLGH +RPH LQ /D -ROOD &DOLI

´)RXQGDWLRQ IXQFWLRQ DQG ILQLVKLQJ GHWDLOV PDNH WKH SURFHVV IXQ DQG HIIHFWLYH µ +HUH LV :LQQLQJHU·V WKUHH VWHS SURFHVV IRU FUHDWLQJ D JUDQG PDVWHU UHWUHDW 6WHS )RXQGDWLRQ 6WDUW E\ FKRRVLQJ WKH IORRULQJ WKDW PDWFKHV \RXU SHUVRQDO VW\OH DQG WKH IXQFWLRQDOLW\ RI WKH VSDFH 1RWKLQJ EHDWV WKH FRPIRUW RI FDUSHW LQ D PDVWHU EHG URRP &DUSHW DQG D KLJK TXDOLW\ SDG NHHS IORRUV ZDUPHU DQG HQKDQFH SUL YDF\ E\ DEVRUELQJ QRLVHV 7RGD\·V WRS WUHQG LQ FDUSHW

LV VXSHU VRIW DQG VLON\ ILEHUV WKDW IHHO OX[XULRXV ZKHQ \RX VWHS OLH RU ORXQJH RQ WKHP 7KLQN FDUSHW LV RXW EHFDXVH \RX KDYH DOOHUJLHV" ,W·V WLPH WR WKLQN DJDLQ 1XPHURXV PHGLFDO DQG RWKHU VWXGLHV VKRZ WKDW SHRSOH ZKR VXI IHU IURP DOOHUJLHV DQG HYHQ DVWKPD GR QRW KDYH WR OLYH ZLWKRXW WKH FRPIRUW DQG VRIWQHVV RI FDUSHW 7KDW·V EHFDXVH WKH GXVW WKDW IDOOV WR D FDUSHWHG IORRU KDV D PXFK VWURQJHU WHQGHQF\ WR

TOP RANKED IN U.S.A.

:H 7KDQN DOO RI RXU FXVWRPHUV IRU KHOSLQJ XV HDUQ 7RS 5DQNLQJ 6WDWXV ,Q WKH 1DWLRQ

0LFKDHO 4XLOOHQ

%RE 4XLOOHQ

‡ 0$67(5 3DJH

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

)URP 2XU )DFWRU\ WR <RXU +RPH

Photo courtesy of Brandpoint

A few simple design plans, such as making an outstanding feature in a master bedroom — like a wall of windows — the focal point of the room will help make a bedroom outstanding.

When ordinary is not an option... If you can imagine it we can make it real! Let our design team help make your dream kitchen a reality. Call us today!

Your Kitchen & Bath Design Center since 1973!

419-782-7756 6W 5W 1 'HILDQFH ZZZ NLWFKHQFHQWHUDQGEDWKV FRP

x x x x x

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

6WDWH 5RXWH %U\DQ 2+ 7HO

)LQDQFLQJ $YDLODEOH


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

6RPH ZD\V WR OLYHQ XS WKH ODXQGU\ URRP %37 ³ :LWK WKH DYHUDJH $PHULFDQ IDPLO\ GRLQJ PRUH WKDQ ORDGV RI ODXQGU\ HDFK \HDU LW·V QR ZRQGHU WKDW WKH ODXQGU\ URRP KDV EHFRPH RQH RI WKH PRVW SRSXODU UHPRGHOLQJ SURMHFWV LQ WKH KRXVH 2IWHQ RXW RI VLJKW DQG RXW RI PLQG PRVW ODXQGU\ URRPV DUH GHVLJQHG OLNH FORVHWV UDWKHU WKDQ HIILFLHQW XWLOLW\ URRPV %XW DFFRUG LQJ WR 'HFRUDWRU -HQQ\ .RPHQGD ZKR EORJV DW 7KH /LWWOH *UHHQ 1RWHERRN ZLWK MXVW D IHZ LQH[ SHQVLYH FKDQJHV \RX FDQ EULJKWHQ \RXU FORWKHV DQG \RXU PRRG E\ WUDQVIRUPLQJ \RXU GDUN DQG GLQJ\

0$67(5 )URP 3DJH

VWD\ RQ WKH FDUSHW XQWLO LW LV YDFXXPHG DZD\ 'XVW RQ KDUG IORRUV KRZHYHU LV VWLUUHG ZLWK HYHU\ SDVV LQJ PRYHPHQW RU IRRWVWHS ULJKW EDFN XS LQWR D URRP·V EUHDWKLQJ VSDFH 2I FRXUVH UHJXODU PDLQ WHQDQFH LV LPSRUWDQW )UHTXHQW YDFXXPLQJ ZLWK D KLJK HIILFLHQF\ YDFXXP OLNH WKH RQHV RQ WKH &DUSHW

ODXQGU\ URRP LQWR D EULJKW IXQF WLRQDO DQG HYHQ HQMR\DEOH SODFH &KHFN RXW WKHVH WLSV IURP -HQQ\ WKH +RPH 'HSRW 7LGH DQG 0D\WDJ IRU WKH %ULOOLDQW +( &OHDQ FDPSDLJQ RQ KRZ WR FUHDWH PRUH HIILFLHQW DQG HQMR\DEOH ODXQGU\ URRPV 'HDOLQJ ZLWK D GDUN FDYH OLNH ODXQGU\ URRP LV D FKRUH LQ DQG RI LWVHOI %\ WDNLQJ RII WKH GRRUV RQ D IHZ RI \RXU XSSHU FDELQHWV \RX·OO RSHQ XS WKH VSDFH DQG FUHDWH D SODFH WR VWRUH EDVNHWV $VVLJQ EDV NHWV IRU HYHU\ PHPEHU RI WKH KRXVH ZKLFK PDNHV VRUWLQJ D EUHH]H :K\ QRW GHFRXSDJH RU SDLQW WKH

DQG 5XJ ,QVWLWXWH·V 6HDO RI $SSURYDO YDFXXP OLVW DV ZHOO DV SHULRGLF GHHS FOHDQLQJV DUH PXVWV $QG QR PDWWHU ZKDW NLQG RI IORRU \RX KDYH KLJK WUDIILF DUHDV VKRXOG EH YDFXXPHG GDLO\ ZLWK OHVV IUHTXHQWO\ XVHG DUHDV YDFXXPHG RQFH RU WZLFH D ZHHN $QRWKHU LPSRUWDQW IRXQ GDWLRQ HOHPHQW LV WKH ZDOOV :KHQ VHOHFWLQJ FRORUV VHOHFW KXHV WKDW ZRUN ZLWK WKH UHVW RI \RXU KRPH·V

&DUSHW :KROHVDOHUV

LQVLGHV RI \RXU FDELQHWV IRU D IXQ SRS RI FRORU" ,W·V D JXDUDQWHHG VPLOH HDFK DQG HYHU\ WLPH \RX UHDFK IRU \RXU GHWHUJHQW $OVR GRQ·W LJQRUH WKH GRRU $GKHUH VRPH FRUN SDQHOV RQ WKH LQVLGH RI WKH FDELQHW GRRUV DQG FUHDWH D VSDFH WR SLQ DOO WKRVH VWDLQ UHPRYDO WLSV 'RQ·W OLNH WKH FDELQHWV IORRUV DQG FRXQWHUWRSV LQ \RXU ODXQGU\ URRP" (YHU\ VXUIDFH FDQ EH SDLQWHG RU UHVXUIDFHG 8SGDWH \RXU ODXQGU\ URRP ZLWK SDLQW DQG D FRQFUHWH RYHUOD\ IRU OHVV WKDQ LQ PDWHUL DOV 6D\ JRRGE\H WR WKH RXWGDWHG OLQROHXP EULFN SDYHUV DQG ROG

GHFRU VR WKH VSDFHV IORZ VPRRWKO\ <RX FDQ·W JR ZURQJ ZLWK EDVLF QHXWUDOV )RXQGDWLRQ GHWDLOV OLNH FURZQ PROGLQJ ZDLQVFRW LQJ RU ZDOOSDSHU FDQ DGG D VSODVK RI SHUVRQDOLW\ :KHQ GHFLGLQJ RQ IRXQ GDWLRQ HOHPHQWV NHHS LQ PLQG WKH IRFDO SRLQWV RI WKH URRP ,V WKHUH D ILUH SODFH" $ JRUJHRXV ZDOO RI ZLQGRZV KLJKOLJKWLQJ DQ H[TXLVLWH YLHZ" 'R \RX KDYH D EHG ZLWK D VWDWH PHQW KHDGERDUG WKDW ZLOO EH SURPLQHQW" +LJKOLJKW WKHVH IRFDO SRLQWV ZLWKLQ \RXU GHVLJQ GHFLVLRQV

GDUN FDELQHWV $ UROOLQJ ODXQGU\ EXWOHU FDQ EH \RXU EHVW IULHQG GRLQJ WULSOH GXW\ ZLWK D KDQJLQJ EDU D UROOLQJ EDVNHW DQG D GU\LQJ UDFN ,W·V WKH SHUIHFW FKRLFH IRU VPDOOHU ODXQGU\ URRPV WKDW KDYHQ·W EHHQ XSGDWHG LQ D IHZ GHFDGHV 'RQ·W QHJOHFW \RXU ODXQGU\ URRP ZDOOV +DQJLQJ LQWHUHVWLQJ DUW DQG PLUURUV ZLOO HOHYDWH \RXU URRP DQG PDNH LW IHHO OHVV XWLOLWDULDQ DQG D OLWWOH KRPLHU 6XGGHQO\ WKRVH ORDGV RI ODXQGU\ PRVW RI XV ZLOO GR WKLV \HDU PLJKW DFWXDOO\ EH HQMR\ DEOH

6WHS )XQFWLRQ %HDXW\ LV MXVW RQH SDUW RI WKH HTXDWLRQ ZKHQ GHVLJQ LQJ D JUDQG PDVWHU EHG URRP 7KH VSDFH QHHGV WR IXQFWLRQ DQG VXLW \RXU OLIH VW\OH )XQFWLRQ LV SDUWLFXODUO\ LPSRUWDQW ZKHQ VHOHFWLQJ IXUQLWXUH 'R \RX QHHG VWRU DJH IRU FORWKHV DQG DFFHVVR ULHV" 'R \RX ZDQW WR KLGH HOHFWURQLFV" 'R \RX KDYH D VSHFLILF EHG VL]H" $IWHU FRQVLGHULQJ \RXU RSWLRQV FKRRVH ZLVHO\ DQG DOORZ HQRXJK URRP EHWZHHQ IXU QLWXUH SLHFHV VR WKDW \RX FDQ PRYH IUHHO\

:( %($7 7+(0 $//

VT IW „

‡ ,Q VWRFN ‡ 3OXVK &DUSHW

52206 2) &$53(7 ,167$//(' :,7+ 3$'

t Lazy Susan’s t Tarts t Wood Signs t Cedar Pillows & More

&DOO 6WRUH IRU 'HWDLOV VT \GV RI „ FDUSHW

419-785-4614

NO Gimmicks ices NO Inflated Pr e Lowest Total Pric

20,000 Satisfied Customers

ZZZ FDUSHWZKROHVDOHUVOWGQZ FRP

'(),$1&(

1$32/(21 %5<$1

Anna Maries Creations

For All Your Home and Gift Ideas 515 W. Second St. Downtown Defiance

&KHFN XV RXW RQ

78(6 :(' )5, $0 30 ‡ 7+85 $0 30 ‡ 6$7 30 30

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³ OLNH ULFK WHDOV UXE\ UHGV RU EDE\ EOXH ³ VHOHFW D IHZ DFFHVVRULHV WKDW IHDWXUH WKDW KXH DQG VWUDWHJLFDOO\ SODFH WKHP WKURXJKRXW WKH URRP $FFHVVRULHV WKDW IHD WXUH GLIIHUHQW WH[WXUHV DGG LQWHUHVW DQG FKDUDFWHU DV ZHOO


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

$UH \RX FRYHUHG" )LYH WLSV IRU URRI UHSODFHPHQW SURMHFWV %37 ³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·V WLPH WR JHW LQ WRXFK ZLWK D FRQWUDFWRU WR DVVHVV \RXU URRI·V FRQGLWLRQ DQG GLVFXVV UHSODFHPHQW &KRRVH D FRPSOHWH URRI LQJ V\VWHP :KHQ PRVW SHRSOH WKLQN DERXW URRI UHSODFHPHQWV WKH\ WKLQN VKLQJOHV :KLOH VKLQJOHV DGG EHDXW\ DQG FKDUDFWHU WR D KRPH·V H[WH ULRU LW·V LPSRUWDQW WR XQGHU VWDQG WKDW WKH\·UH RQO\ WKH

ILUVW OLQH RI GHIHQVH LQ SUR WHFWLQJ \RXU KRPH IURP WKH HOHPHQWV )RU WUXH SHDFH RI PLQG \RXU URRI VKRXOG FRQ VLVW RI KLJK TXDOLW\ VKLQJOHV DQG XQGHUOD\PHQW SURGXFWV WR KHOS JXDUG DJDLQVW VHYHUH ZHDWKHU RXWVLGH DV ZHOO DV YHQWLODWLRQ SURGXFWV WKDW EDODQFH DLUIORZ WR FRQWURO WHPSHUDWXUH DQG KXPLGLW\ LQVLGH ´$ KLJK SHUIRUPDQFH URRI QHHGV WR LQFOXGH FRPSR QHQWV DQG OD\HUV WKDW DUH VSHFLILFDOO\ GHVLJQHG WR ZRUN DV RQH V\VWHP IRU RXW VWDQGLQJ SURWHFWLRQ µ VD\V &DUO %DFD GLUHFWRU RI VWUD WHJLF PDUNHWLQJ IRU 2ZHQV &RUQLQJ 5RRILQJ DQG $VSKDOW ´)RU LQVWDQFH RXU SURGXFWV IXQFWLRQ WRJHWK HU DV WKH 2ZHQV &RUQLQJ 7RWDO 3URWHFWLRQ 5RRILQJ 6\VWHP FRPELQLQJ RXWHU EHDXW\ DQG LQQHU VWUHQJWK WR HQKDQFH FXUE DSSHDO DQG ERRVW GXUDELOLW\ µ 6HOHFW \RXU FRQWUDFWRU ZLVHO\ )LQGLQJ D VNLOOHG DQG UHSXWDEOH SURIHVVLRQDO ZKR ZLOO EH DEOH WR JXLGH \RX WKURXJK WKH URRI UHSODFH PHQW SURFHVV IURP VWDUW WR ILQLVK LV NH\ ,W PD\ VHHP OLNH D GLIILFXOW WDVN EXW LW GRHVQ·W KDYH WR EH %HJLQ E\ ORRNLQJ IRU SUHIHUUHG FRQ WUDFWRUV RQ URRILQJ PDQX IDFWXUHUV· ZHEVLWHV $VN WUXVWHG IULHQGV DQG QHLJK ERUV IRU UHFRPPHQGDWLRQV 7KHQ REWDLQ TXRWHV IURP

GOT WOOD?

WE HAVE THE FURNACE! ‡ 6WDLQOHVV 6WHHO FRQVWUXFWLRQ LQVLGH DQG RXW ‡ %XUQV ZRRG XS WR ORQJ DQG GLDPHWHU ‡ (OLPLQDWHV ILUH GDQJHU LQVLGH RI KRPH ‡ +HDWV KRW ZDWHU IRU KRXVHKROG XVH ‡ 8VHV H[LVWLQJ FHQWUDO GXFW V\VWHP ‡ &RQQHFWV WR H[LVWLQJ K\GURQLF KHDWLQJ V\VWHP ‡ 1R VPRNH ZRRG WUDVK HWF LQVLGH KRPH ‡ \HDU OLPLWHG ZDUUDQW\

PXOWLSOH FRQWUDFWRUV DQG DVN IRU UHIHUHQFHV ,QVLVW RQ VRPHRQH ZKR LV LQ JRRG VWDQGLQJ ZLWK WKH %HWWHU %XVLQHVV %XUHDX KROGV DW OHDVW PLOOLRQ LQ JHQHUDO OLDELOLW\ LQVXUDQFH DQG FDU ULHV DOO UHTXLUHG VWDWH DQG ORFDO OLFHQVLQJ 7KH EHVW FRQWUDFWRU IRU WKH MRE ZLOO EH VSHFLILFDOO\ FHUWLILHG WR LQVWDOO WKH URRILQJ FRPSR QHQWV \RX·YH VHOHFWHG DQG SRVVHVV ERWK D GHGLFDWLRQ WR RXWVWDQGLQJ FUDIWVPDQVKLS DQG NQRZOHGJH RI WKH ODW HVW LQGXVWU\ VWDQGDUGV DQG WHFKQRORJLHV 3ODQ IRU WKH IXWXUH 5HSODFLQJ D URRI FDQ EH D VLJQLILFDQW LQYHVWPHQW VR PDNH VXUH LW·V SURWHFWHG ZLWK D VWURQJ ZDUUDQW\ ,I \RX·YH LQVWDOOHG D URRILQJ V\VWHP DVN \RXU FRQWUDFWRU DERXW DGGLQJ RQ D ZDUUDQW\ WKDW FRYHUV WKH V\VWHP RI FRPSRQHQWV ,Q IDFW 2ZHQV &RUQLQJ 5RRILQJ QRZ RIIHUV PXOWLSOH V\VWHP ZDUUDQ WLHV WKURXJK LWV 3UHIHUUHG

$P 3E 3 &EPO 0IJP t $FMM

VXUH \RX UHYLHZ DQG XQGHU VWDQG WKH GHWDLOV OLPLWDWLRQV DQG UHTXLUHPHQWV RI WKH ZDUUDQW\ EHIRUH \RXU URRI LV LQVWDOOHG

Photo courtesy of Brandpoint

Now is a good time to check out the roof to see if there are any missing shingles or loose gutter pipes before fall and winter storms make their appearance.

% & &216758&7,21 DQG

+20( 5(3$,5 //& &RPSOHWH 5HPRGHOLQJ 6HUYLFH 5RRIV 0HWDO 5RRIV 'U\ZDOO .LWFKHQV %DWKURRPV )ORRULQJ 'HFNV

FALL SPECIAL on Al l Projects

CALL US FOR MORE DETAILS

&UDLJ +HQGULFNV 2ZQHU

)LQDQFLQJ $YDLODEOH

Kohl Brothers Sales & Service

RU 3ODWLQXP 3UHIHUUHG &RQWUDFWRU QHWZRUN 6RPH RI WKHVH V\VWHP ZDUUDQ WLHV DOVR LQFOXGH FRQWUDFWRU ZRUNPDQVKLS FRYHUDJH %H

6 &OLQWRQ 6W 'HÀDQFH 2+

+RPH &HOO 5HJLVWHUHG

)UHH (VWLPDWHV

,QVXUHG


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

'HFRUDWLQJ WUHQGV

,QIXVLQJ QDWXUDO HOHPHQWV LQ KRPH GHFRU %37 ³ 1DWXUH LV EULQJ LQJ D EUHDWK RI IUHVKQHVV LQWR KRPH GHFRUDWLQJ EXW LW·V PRUH WKDQ MXVW LQFRU SRUDWLQJ IORZHULQJ SRWV RU RSHQLQJ ZLQGRZV 7KH ODW HVW KRPH GHFRUDWLQJ WUHQG IHDWXUHV QDWXUDO HOHPHQWV LQ WKH WH[WXUHV DQG ILQLVKHV RI IXUQLWXUH DQG DFFHVVR ULHV JLYLQJ KRPHRZQHUV DQ HOHJDQW UHVXOW RI EOHQGLQJ QDWXUH DQG KRPH OLYLQJ LQWR D EHDXWLIXO VSDFH ´:H UHDOO\ ZDQW WR VHH WKH KDQGSULQW RI QDWXUH LQ RXU KRPHV QRZ µ VD\V (ODLQH *ULIILQ 1HZ <RUN LQWHUL RU GHVLJQHU DQG DXWKRU RI 'HVLJQ 5XOHV ´2UJDQLF LQ WKH KRPH LV KXJH ,W·V RQH RI WKH ELJJHVW WUHQGV IRU WKH \HDU DQG LW·V JRLQJ WR VWD\ ZLWK XV IRU D ZKLOH µ %ULQJ WKLV HOHJDQFH LQWR \RXU RZQ KRPH ZLWK WKH IROORZLQJ GHFRUDWLQJ VXJ JHVWLRQV IURP *ULIILQ %ULQJ H[RWLF ORRNV LQWR

\RXU NLWFKHQ ZLWK QHZ FDE LQHWV WKDW JR EH\RQG WKH EDVLF RDN RU FKHUU\ ZRRGV *ULIILQ VXJJHVWV XVLQJ URVH ZRRG RU ]HEUD ZRRG ³ ZRRGV IRUPHUO\ UHVHUYHG IRU FXVWRP IXUQLWXUH $QG DV ERWK QHZ FRQVWUXFWLRQ DQG UHPRGHOLQJ SURMHFWV HPEUDFH WKH RSHQ IORRU SODQ FRQFHSW FDELQHWV DUH YLVLEOH IURP VHYHUDO URRPV ZKLFK PDNHV LW D VW\OH XSJUDGH QRW RQO\ IRU WKH NLWFKHQ EXW IRU DGMDFHQW VSDFHV DV ZHOO 7KH ODWHVW IXUQLWXUH GHVLJQ WUHQGV DOVR UHIOHFW WKH JURZLQJ SRSXODULW\ RI RUJDQLF PDWHULDOV DQG WH[ WXUHV *ULIILQ VD\V ZKHWKHU LW·V D WDEOH WRSV OHIW LQ WKH QDWXUDO RDN ZRRG ILQLVK RU GULIWZRRG LQFRUSRUDWHG LQWR IXUQLWXUH RU DFFHVVRULHV 7KH SDOH JUD\ FRORULQJ RI GULIWZRRG FRPELQHG ZLWK KRQH\ RU SDOH FRORUV XVHG RQ RWKHU IXUQLWXUH RU WKH ZDOOV LV RSHQLQJ XS VSDFHV

MOTHER NATURE

DQG PRYLQJ DZD\ IURP WKH GDUNHU FRORUV 7KH QDWXUDO ORRN LVQ·W MXVW IRU WKH NLWFKHQ DQG OLYLQJ DUHDV LW·V DOVR SHUIHFW IRU WKH EDWKURRP 5REHUQ YDQL WLHV DQG PLUURUV IHDWXULQJ 'LJLWDO :RRG KDUQHVV WKH ZDUPWK RI VL[ GLIIHUHQW ZRRG VSHFLHV XVLQJ KLJK GHILQLWLRQ VFDQV WKDW DUH SULQWHG RQ WKH EDFNVLGH RI WKH JODVV VXUIDFH 7KH UHVXOW DQ HDV\ WR PDLQWDLQ PDWHUL DO WKDW ZRQ·W EH DIIHFWHG E\ WKH KXPLGLW\ RU KHDW FRP PRQO\ IRXQG LQ EDWKURRPV ´:KDW·V JHQLXV DERXW WKHVH QHZ ILQLVKHV IURP 5REHUQ LV WKDW WKH\ XVHG WKH EHVW WHFKQRORJ\ WR FUH DWH D FRQYLQFLQJ UHSUHVHQWD WLRQ RI UHDO ZRRG WKDW \RX FRXOGQ·W W\SLFDOO\ XVH LQ D EDWKURRP µ *ULIILQ VD\V ´3OXV WKH FROOHFWLRQ KDV VR PDQ\ ZRRG SULQWV WKDW \RX FDQ JHW RQH WKDW PDWFKHV \RXU EDWKURRP VW\OH µ 7KH HUD RI PDWFKLQJ DOO IDEULFV VW\OHV DQG PDWHULDOV LQ D URRP KDV VKLIWHG LQWR FRPELQLQJ HOHPHQWV RI DOO LQWR D EHDXWLIXO URRP VHW WLQJ *ULIILQ VD\V ´$OO JUHDW URRPV QHHG

WE CARE. DON’T BE WITHOUT POWER NEXT TIME.

6SUXFH 6W 'HÀDQFH 2KLR

EULQJV D VRIWHU QDWXUDO \HW LQGXVWULDO WRXFK WR URRPV ´,W·V D VRIW LQGXVWULDO ,W PHDQV \RX·YH FRPELQHG WKH ZRRG HOHPHQWV ZLWK PHWDO $QG WKDW PHWDO FRXOG EH JROG OHDI µ *ULIILQ DGYLVHV &UHDWLQJ ZDUP FRPIRUW DEOH VXUURXQGLQJV LQIXVHG ZLWK D VHQVH RI HFR HOHJDQFH LV ZK\ WKH QDWXUDO HOHPHQWV WUHQG KDV EHHQ VR HPEUDFHG

We have FREE local delivery and can order everything Ashley!!

Look into a generator back up system today.

*XVWZLOOHU (OHFWULF 6XSSO\

D PL[WXUH RI ILQLVKHV IRU IXUQLWXUH ZLWK VRPHWKLQJ WKDW·V SDLQWHG VRPHWKLQJ WKDW·V ZRRG VRPHWKLQJ WKDW·V D PHWDOOLF JROG OHDI VRPHWKLQJ WKDW·V FHUDPLF µ VKH VD\V ´7KDW·V WKH VHFUHW WR SURIHVVLRQDOO\ VW\OHG URRPV µ $ WUHQG WR FRQVLGHU WKH %HOJLXP LQIOXHQFHG QHR LQGXVWULDO VW\OH ZKLFK

Why pay for delivery at one of the big box stores!

doesn’t care if you have power, but

GIVE US A CALL FOR A FREE ESTIMATE!

Photo courtesy of Brandpoint

New technology allows woodgrain patterns to be applied to glass and then used in places like bathrooms, where using wood was not an option before because of the humidity. This makes bathroom cabinets, such as the double sink cabinet in this picture, look more like wood furniture.

Free Local Delivery

12 MONTHS SAME AS CASH TO QUALIFIED BUYERS

419-784-0008 419-636-8829 +2856 0RQ )UL 6DW


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

:KHQ WR ',< DQG ZKHQ WR KLUH D SURIHVVLRQDO %37 ³ :KHQ LW FRPHV WR KRPH LPSURYHPHQW KRP HRZQHUV DUHQ·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·W DYDLODEOH WKURXJK \RXU ORFDO UHQWDO FHQWHU" /DVWO\ FRQVLGHU WKH DPRXQW RI WLPH DQG PRQH\ \RX KDYH WR GHYRWH WR WKH SURMHFW :KHWKHU SDLQWLQJ RU EXLOGLQJ WKH JRRG QHZV LV HYHU\ MRE FDQ EH FRQVLG HUHG D ',< SURMHFW +HUH DUH

Summer is winding down...

WKUHH SRSXODU KRPH SURMHFWV ZLWK VXJJHVWLRQV IRU ZKHQ WR ',< DQG ZKHQ WR FDOO LQ D SUR $GGLQJ QHZ ZLQGRZ WUHDWPHQWV &XVWRP ZLQGRZ WUHDW PHQWV WKDW RIIHU PXOWLSOH FRORUV VW\OHV DQG OLJKW ILOWHULQJ RSWLRQV FDQ WUDQV IRUP DQ\ URRP &HOOXODU VKDGHV DUH D JUHDW RSWLRQ IRU ',<HUV ZKR ZDQW D SURIHV VLRQDO ORRNLQJ UHVXOW ZLWK RXW WKH KDVVOH DQG H[SHQVH RI KLULQJ D SURIHVVLRQDO 6LPSOH )LW &XVWRP &HOOXODU :LQGRZ 6KDGHV LQVWDOO LQ VHFRQGV DQG UHTXLUH QR VSH FLDO WRROV ³ QR GULOO VFUHZV RU EUDFNHWV ³ RU H[SHUWLVH WR VHFXUHO\ LQVWDOO \RXU VKDGH 6LPSOH )LW VKDGHV JLYH \RX D SROLVKHG ORRN TXLFNO\ DQG HDVLO\ ZLWK WKH SXVK RI D EXWWRQ WKDW DFWLYDWHV D SDW HQWHG FRPSUHVVLRQ PRXQW V\VWHP 9LHZ D YLGHR RQ LQVWDOODWLRQ DQG OHDUQ PRUH DW ZZZ VLPSOHILWFXVWRP VKDGHV FRP *R SUR ,QVWDOOLQJ ZRRG HQ EOLQGV RU VKXWWHUV W\SL FDOO\ UHTXLUHV WRROV DQG SUHFLVH DELOLWLHV ,I VFUHZ GULYHUV OHYHO VXUIDFHV DQG GHWDLOHG LQVWUXFWLRQV DUH QRW

Get a Free Estimate NOW for new siding for your home!

Seigman’s Siding & Window Specialists "Where customers send their friends"

For FREE ESTIMATES Call 419-395-1150

\RXU WKLQJ FDOO IRU KHOS :KHQ DVVHVVLQJ WKH ZLQ GRZV \RX PD\ QRWLFH WKDW VRPH ZLQGRZV DUH LQ QHHG RI UHSDLU %HIRUH LQVWDOOLQJ FRQVXOW ZLWK D SURIHVVLRQDO WR HQVXUH WKH ZLQGRZ LV LQ SURSHU FRQGLWLRQ ,QVWDOOLQJ ZRRGHQ IORRU LQJ :LWK D YDULHW\ RI IORRU LQJ RQ WKH PDUNHW WR FKRRVH IURP TXDOLW\ ODPLQDWH FDQ SURYLGH \RX ZLWK WKH ORRN RI ZRRG DW D IUDFWLRQ RI WKH FRVW ODERU DQG KDVVOH RI WKH UHDO WKLQJ 7\SLFDOO\ ODPL QDWH RIIHUV PDQ\ RSWLRQV DQG LV HDV\ WR GR \RXUVHOI ,W·V HDVLHU WR ´IORDWµ ODPL QDWH ³ PHDQLQJ QR PHVV\ KDUG WR PDQDJH DGKHVLYH LV UHTXLUHG 6RPH RSWLRQV DUH DV VLPSOH DV FXWWLQJ WR VL]H

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

We have a complete Service Center for repairr of power tools, lawn & garden equipment, Carpet Cleaners welders, generators, small engines, etc. Call for full details.

DQG DGGLQJ QHZ KDUGZDUH FDQ LPSDUW D ZKROH QHZ ORRN WR D NLWFKHQ IRU UHOD WLYHO\ OLWWOH WLPH DQG PRQH\ *R SUR ,QVWDOOLQJ JUDQ LWH FRXQWHUWRSV DUH DPRQJ WKH PRVW GHVLUDEOH NLWFKHQ XSJUDGHV EXW XQOLNH RWKHU FRXQWHUWRS LQVWDOODWLRQV JUDQLWH LV ULIH ZLWK SHULO ,QFRUUHFWO\ PHDVXULQJ WKH DPRXQW RI JUDQLWH \RX·OO QHHG ZLOO UHVXOW LQ D FRXQ WHUWRS WKDW GRHVQ·W ILW D FRVW O\ GLVDVWHU 3URIHVVLRQDOV HQVXUH SURSHU LQVWDOODWLRQ WR DYRLG EUHDNDJH FDELQHW RU ZDWHU GDPDJH DQG RWKHU SUREOHPV *UDQLWH FRXQWHU WRSV DUH DQ LQYHVWPHQW DQG LW SD\V WR KLUH D SURIHVVLRQDO WR HQVXUH WKDW LQYHVWPHQW SD\V RII LQ WKH EHVW SRVVLEOH ZD\

Floor Sanders

Pressure Washers Log Splitters

Chain Saw

Hedge & Tree Trimmers

Leaf Blower

6W 5W 1 'HÀDQFH 2KLR 1150 Treat Hwy. • 517-263-3023 www.blackswampequipment.com ZZZ EODFNVZDPSHTXLSPHQW FRP

Ask our Friendly Service Staff how you can best winterize your yard!

Mention this ad and receive 10% off any mid-week, (Tue–Thurs.) one day rental!

ARCHBOLD - BRYAN - NAPOLEON - DEFIANCE - PERRYSBURG

RENTAL SALES and SERVICE


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

2SHQ FUDZOVSDFH YHQWV FDQ NHHS ZLQWHU KRPHV KHDOWKLHU %\ ':,*+7 %$51(77 6FULSSV +RZDUG 1HZV 6HUYLFH

4 <RX KDYH RIWHQ VDLG WKDW FUDZOVSDFH YHQWV QHHG WR EH RSHQHG LQ WKH ZLQ WHU :K\ LV WKDW" , DOZD\V WKRXJKW WKH\ VKRXOG EH FORVHG WR NHHS P\ ZDWHU SLSHV IURP IUHH]LQJ $ , XVHG WR WKLQN WKH

VDPH WKLQJ EXW WKH HQHUJ\ FULVLV RI WKH V OHG WR D ORW RI UHVHDUFK RQ KRZ WR PDLQWDLQ KRPHV WR FRQVHUYH HQHUJ\ 2YHU D SHULRG RI WLPH LW ZDV GLVFRYHUHG WKDW PDNLQJ D KRPH VXEVWDQWLDOO\ DLU WLJKW ZRXOG DOVR WUDS PRLV WXUH DQG RWKHU JDVHV LQVLGH

WKH OLYLQJ HQYLURQPHQW :DUP PRLVWXUH ODGHQ DLU RU KXPLG DLU QDWXUDOO\ WUDY HOV IURP WKH ZDUPHU DUHDV RXWVLGH WKH KRPH WR FRRO HU DUHDV LQVLGH WKH KRPH ZKHUH LW FDQ FRQGHQVDWH EDFN LQWR ZDWHU ,QVLGH WKH OLYLQJ DUHDV RI RXU KRPHV ZH FRQWURO

YOU LOVE YOUR SCREEN PORCH

BUT‌

YOU HATE YOUR SCREEN PORCH So you have this love hate relationship with your screen porch. You love the outdoor sights, sounds and smells, but you hate the mess. In the spring and summer, your furniture and carpet get wet and dirty. The wind blows the newspaper out of your hands. In the fall and winter its cold out there where you love to be and you have to shovel the snow out and cover the furniture or haul it to the attic. Or you get the plastic and staple gun out and build a temporary barrier. Maybe you have Plexiglas that you put up. Either way, if there is a nice day you’re stuck, because either way you have to wait until spring to take it all down again. Wouldn’t it be great if you could make better use of that space? It’s a great, relaxing place to hang out, that is as long as the temperature is perfect, the wind isn’t blowing too hard and it’s not raining or snowing.

WKH IORZ RI PRLVWXUH XVLQJ ³ 5HPRYH JDUGHQ KRVHV IDQV DLU FRQGLWLRQHUV DQG IURP ZDWHU IDXFHWV $ PRG GHKXPLGLILHUV 2WKHUZLVH D HUQ DQWL IUHH]H IDXFHW FDQ EH WLJKWO\ VHDOHG KRPH FRXOG GDPDJHG LI WKH KRVH LV OHIW EHFRPH D JDUGHQ IRU PROG LQ SODFH DOO ZLQWHU ,I WKH IDXFHW KDV DQ LQVLGH VKXW RII VSRUHV :H DOVR QHHG WR FRQWURO YDOYH FORVH LW XQWLO VSULQJ WKH OHYHOV RI KXPLGLW\ LQ WKH ³ &KHFN WR VHH LI \RX FUDZOVSDFH ZKHUH ZDWHU KDYH D NLWFKHQ RU EDWKURRP YDSRUV FDQ VDWXUDWH WKH VLQN ZLWK SOXPELQJ RQ RU ZRRG IORRU V\VWHP ZKLFK QH[W WR DQ RXWVLGH ZDOO WKH WKHQ FDQ OHDG WR ZRRG URW SLSHV FRXOG IUHH]H 7R SUR PROG JURZWK GHFD\ DQG WHFW WKH ZDWHU SLSHV OHDYH VWUXFWXUDO GDPDJH Ad number: 779745 WKH FDELQHW GRRUV RSHQ RU 0DQ\ RI WKH FUDZOVSDFHV OHW WKH ZDWHU WULFNOH VORZO\ Ver: 1 ,¡YH LQVSHFWHG KDYH HOHYDW GXULQJ WKH QLJKW 3ODFLQJ ZDWW &ODPS RQ WKH HG KXPLGLW\ SUREOHPV 7R D Home First Run Date: 1-29-10 Garden FRQWURO WKH KXPLGLW\ \RX IORRU MXVW RXWVLGH WKH FDEL Ad Size: 1/2 pg vertical QHW 4.75x7.375 GRRUV DOVR FDQ SURYLGH RSHQ WKH FUDZO YHQWV LQ WKH HQRXJK DGGLWLRQDO KHDW WR ZLQWHU WR DOORZ Brown WKH ZDUP Advertiser: Construction PRLVW DLU WR IORZ QDWXUDOO\ SUHYHQW IUHH]LQJ Acct. Exec:GU\HU rinman WR WKH FRROHU RXWVLGH ³ ,QVXODWH WKH ZDWHU OLQHV LQ WKH FUDZOVSDFH RU EDVH HQYLURQPHQW Designer: Lori 12-22-09 ,Q WKH VXPPHU \RX FORVH PHQW ,QVXODWLRQ FRQVHUYHV WKH YHQWV WR NHHS WKH ZDUP KRW ZDWHU ZKLOH \RX DUH PRLVW DLU RXWVLGH DQG DZD\ XVLQJ LW DQG SUHYHQWV FRQ IURP WKH PXFK FRROHU GU\HU GHQVDWLRQ IURP IRUPLQJ RQ WKH FROG ZDWHU SLSHV LQ WKH DLU LQ WKH FUDZOVSDFH +RZHYHU LI \RX KDYH D VXPPHU ZDWHU OLQH QHDU RQH RI WKH ³ /RFDWH WKH PDLQ ZDWHU FUDZOVSDFH YHQWV WKDW YHQW VKXW RII YDOYH DQG PDNH VKRXOG EH SHUPDQHQWO\ VXUH LW LV RSHUDEOH 0RVW VHDOHG DQG LQVXODWHG WR SUH ROGHU YDOYHV DUH GLIILFXOW WR YHQW IUHH]H GDPDJH WR WKH FORVH DQG PDQ\ ZLOO OHDN ZKHQ \RX GR WXUQ WKHP RII ZDWHU OLQH ,Q DGGLWLRQ WR SUHSDULQJ $ PLQRU UHSDLU QRZ FRXOG WKH FUDZOVSDFH IRU ZLQWHU VDYH \RX IURP DQ H[SHQVLYH UHSDLU ODWHU \RX VKRXOG DOVR

With the “Eze-Breeze� sliding panels, you can have the best of both worlds. You can continue to love the outdoor feeling that your screen room gives you. But now you control the outdoor elements, they don’t control you. “Eze-Breeze� sliding panels are custom made to fit the existing openings in your screen porch. They transform your screen porch into a three season room that can be completely closed, opened to give you 75% of your original screen area, or anywhere in between. All you have to do is call for a free in home estimate or visit our website. We will not take more then 20 minutes of your time. That 20 minutes could be the best investment of time you have spent since you purchased your home.

See us in booth 317 www.BrownConstruction.com 419-542-8709 • 800-404-8709 775 W. High St., Hicksville, OH 43526 Call for Appointment to View Our showroom displays full-size maintenance free sunrooms, wood frame enclosures, Eze-Breeze Sliding Panels, retractable awnings, accessible living products, interior & exterior remodeling products and ideas.

6WDELOL]H 2U 5DLVH %XLOGLQJV 1HZ RU ([LVWLQJ &RQVWUXFWLRQ ‡ +RPHV ‡ &RPPHULFDO %XLOGLQJV ‡ ,QVWDOOV ,Q /LPLWHG $FFHVV 6LWXDWLRQV ‡ $SSURYHG E\ %RWK 1DWLRQDO %XLOGLQJ &RGHV

‡ &KLPQH\ 5HSDLUV ‡ (TXLSPHQW %DVHV ‡ 5HWDLQLQJ :DOOV ‡ ,GHDO $URXQG /DNH $UHDV

+, 7(&+ )281'$7,21 6<67(06 7ROO )UHH 6,1.,1*

&DOO )RU )5(( (VWLPDWHV

u &RQWUDFWRU 6LQFH u


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

7RS ZLQWHUL]LQJ WDVNV IRU \RXU KRPH EHIRUH FROG ZHDWKHU KLWV %37 ³ ,I \RX VKXGGHU DW WKH WKRXJKW RI VKLYHULQJ WKURXJK DQRWKHU IULJLG ZLQWHU EXLOGLQJ LQGXVWU\ H[SHUWV VD\ QRZ LV WKH WLPH WR FRQVLGHU ZLQWHUL]LQJ \RXU KRPH 6HYHUDO VLPSOH DQG FRVW HIIHFWLYH PHDVXUHV FDQ \LHOG ERWK LPPHGLDWH DQG ORQJ WHUP EHQHILWV :KLOH LQVWLQFW PD\ SURG \RX WR LQFUHDVH WKH KHDW GXULQJ ZLQWHU DQG NHHS \RXU KRPH WRDVW\ DOO GD\ ORQJ WKDW·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·OO KHOS \RXU IXUQDFH IXQFWLRQ PRUH HIIHFWLYHO\ DQG ODVW ORQJHU ,I LFH GDPPLQJ RQ WKH URRI LV DQ DQQXDO SUREOHP FRQVLGHU WDNLQJ PHDVXUHV WR FRP SOHWHO\ VWRS GDPV IURP IRUPLQJ 0DMRU GDPDJH FDQ UHVXOW IURP LFH GDP PLQJ VR LW·V QHYHU WRR HDUO\ WR VWDUW WKLQN

LQJ DERXW D ORQJ WHUP VROXWLRQ ,FH GDPPLQJ RFFXUV ZKHQ ZDUP LQGRRU DLU HVFDSLQJ WKURXJK WKH URRI PHOWV VQRZ RQ WKH VKLQJOHV 7KH ZDWHU WKHQ UHIUHH]HV DV LW UXQV RII WKH URRI FUHDWLQJ D EDUULHU RI LFH DW WKH HGJH 6KRYHOOLQJ VQRZ RU FKLSSLQJ LFH DZD\ FDQ WKUHDWHQ OLIH OLPE DQG URRI VR LW·V EHVW WR FRQVLGHU PRUH SHUPDQHQW VROXWLRQV :KLOH FDXONLQJ RU ZHDWKHU VWULSSLQJ FDQ KHOS DGGUHVV WKH JDSV DOORZLQJ WKH DLU WR Photo courtesy of Brandpoint HVFDSH WKH 8 6 'HSDUWPHQW RI (QHUJ\·V +RPH (QHUJ\ 6DYHU ZHEVLWH VD\V WKDW Ice dams are one of the hazards of winter that a SURSHU DLU VHDOLQJ LQVXODWLRQ DQG DWWLF homeowner should prepare for in the fall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·V WHPSHUDWXUH \HDU URXQG ZKLOH KHOSLQJ FRPIRUW LV RQ WKH OLQH :H DUH D SURXG GHDOHU WR FRQWURO PRQWKO\ KHDWLQJ DQG FRROLQJ RI GHSHQGDEOH EUDQG JHQHUDWRUV H[SHQVHV $OUHDG\ KDYH D JHQHUDWRU" +DYH LW UHDG\ WR 7KDQNV WR VSUD\ IRDP LQVXODWLRQ·V DLU UHVSRQG ZKHQ \RX QHHG LW PRVW :H VHUYLFH DOO VHDOLQJ TXDOLWLHV KRPHRZQHUV FDQ UHGXFH JHQHUDWRU EUDQGV DQG PRGHOV LQFOXGLQJ *HQHUDF DQG %ULJJV 6WUDWWRQ WKH VL]H RI WKHLU KHDWLQJ DQG FRROLQJ HTXLSPHQW VLQFH OHVV HIIRUW LV UHTXLUHG WR KHDW RU FRRO WKH KRPH DFFRUGLQJ WR ,QVXODWLRQ6PDUW FRP

S e r v i c i n g yo u f o r ov e r 5 7 y e a r s !

&XVWRP %XLOW 7LOH 6KRZHUV

/RFDOO\ RZQHG DQG RSHUDWHG VLQFH

MORRIS

@V\ WPJR [OL ZPaL VM ZOV^LY

+($7,1* $,5 &21',7,21,1* 3/80%,1* ASK US HOW YOU CAN RECEIVE UP TO...

$

1,850

In rebates and credits.

@V\ WPJR [OL [PSL JVSVY ZPaL WH[[LYU [PSL JVSVY ZPaL WH[[LYU (KK H ZLH[ VM ZVHW KPZO

Call f more inor fo!

WE SERVICE MOST MAKES OF • Furnaces • Air conditioning • Heat Pumps • Humidifiers, • Air Cleaners • Air Purifiers, • Water Heaters, • Hot Water & Steam Boilers, • All plumbing repairs and installations, • Bath remodels

Call today for a FREE estimate

,UKSLZZ KLZPNUZ HU` ^H` `V\ SPRL P[ Ask your Carrier dealer for details about rebates and special financing opportunities. Cool Cash offer valid September 1, 2013 - Novemeber 15, 2013 from participating dealers only. Installations must be completed by November 30, 2013. Rebate claims must be submitted by December 15, 2013. Rebates paid on qualifying products.

RU

1801 BALTIMORE

DEFIANCE, OH

6WDWH ,'

&KHFN 2XW 2XU 'LVSOD\ LQ 'HILDQFH

Defiance, OH

419-782-5330 Defiance, OH

419-782-5330


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

7KH FKRLFH EHWZHHQ ZHDWKHULQJ DQG ILQLVKLQJ D GHFN %37 ³ $ EDFN\DUG UHIUHVK RU XSJUDGH FDQ EULQJ FRPIRUW HQHUJ\ IXQ DQG UHOD[DWLRQ LQWR WKH VSDFH IRU WKH IDPLO\ WR HQMR\ %XW EHIRUH \RX VWDUW ZRUN RU SXUFKDVH PDWHULDOV \RX QHHG WR FRQVLGHU WKH PDLQWHQDQFH DQG XSNHHS RI WKH SURMHFW IRU \HDUV GRZQ WKH URDG 6XUH \RX ZLOO HQMR\ WKH SURMHFW WUHPHQGRXVO\ WKH ILUVW \HDU LW·V FRPSOHWHG %XW LI VWDLQLQJ RU VDQGLQJ DUHQ·W VRPHWKLQJ \RX·UH ZLOOLQJ WR GR WR NHHS WKH GHFN ORRN

LQJ VKDUS \RX QHHG WR FDUH IXOO\ FRQVLGHU \RXU FKRLFH RI GHFN PDWHULDO 0DQ\ KRPHRZQHUV FKRRVH WR LQVWDOO D GHFN LQ WKHLU EDFN\DUG DV DQ RXW GRRU OLYLQJ VSDFH 'HFNV DUH H[WUHPHO\ YHUVDWLOH WKH\ FDQ EH DQ RXWGRRU OLY LQJ URRP D NLWFKHQ D VSD ZLWK KRW WXE RU D JDWKHULQJ DUHD IRU IULHQGV DQG IDPLO\ 7KHUH DUH D YDULHW\ RI PDWH ULDO RSWLRQV IRU GHFNV DQG WKHVH PDWHULDOV DOO GLIIHU LQ WKH XSNHHS WKH\ UHTXLUH 6\QWKHWLF RU FRPSRV

OPENING

SEPTEMBER 30th

NEST Unique & Creative Gifts for your home Grand Opening October 4th 701 W. 1st St., Defiance Owners: Sandi & Trisha Morris morrisohio1957@yahoo.com 419-438-8186 or 419-438-8185

LWH GHFN PDWHULDOV GR QRW UHTXLUH ILQLVKLQJ ZKLFK OHDYHV KRPHRZQHUV ZLWK RXW WKH RSWLRQ WR FKDQJH WKH ORRN RI WKH GHFN RYHU WLPH WR PDWFK D QHZ KRXVH FRORU QHZ RXWGRRU IXUQL WXUH ODQGVFDSLQJ RU MXVW WR JLYH WKH GHFN D IUHVK ORRN $ FRPSRVLWH GHFN ³ OLNH DQ\ PDWHULDO ³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

KRPHRZQHUV MXVW DERXW DQ\ FKRLFH LQ FRORU WKH\ ZDQW 6FRWW *LEVRQ IURP 3URIHVVLRQDO 'HFN %XLOGHU 0DJD]LQH KDV D IHZ WLSV IRU KRPHRZQHUV ZKR ZDQW WR ILQLVK WKHLU ZRRG GHFN 2Q D QHZ GHFN WKDW LV WR EH VWDLQHG DSSO\ WKH VWDLQ WR DOO VLGHV RI WKH GHFN ERDUGV EHIRUH LQVWDOODWLRQ 7KLV

VWHS KHOSV SUHYHQW PRLVWXUH SHQHWUDWLRQ LQWR WKH ZRRG ZKLFK FRXOG FRPSURPLVH DQ\ ILQLVK 0DNH FHUWDLQ WKH GHFN LV FOHDQ FRPSOHWHO\ GU\ DQG IUHH IURP PROG RU PLOGHZ $ PLOG R[\JHQ EOHDFK VROX WLRQ LV UHFRPPHQGHG IRU WUHDWLQJ PROG DQG PLOGHZ ‡ 5(),1,6+ 3DJH

Photo courtesy of Brandpoint

When installing a deck, or refinishing one already in place, decisions must be made on whether to go with a natural finish, add a stain or to paint the wood, if it is a wood deck.

62)7(1(5 127,&( ,7 ,6 7,0( )25 $ &+(&. 83 2) <285 &855(17 :$7(5 62)7(1(5 :+$7 :( '2 &KHFN ZDWHU KDUGQHVV OHYHO &KHFN VDOW OHYHO DQG DGG XS WR EDJV RI VDOW &KHFN ZDWHU OHYHO DQG VDOW EULGJLQJ LQ VDOW WDQN ([SODLQ KRZ WR VHOHFW WKH ULJKW W\SH RI VDOW $QDO\]H FXUUHQW VRIWHQLQJ QHHGV $GMXVW VDOW GRVDJH &KHFN WLPHU IRU RSHUDWLRQ $GXVW UHJHQHUDWLRQ IUHTXHQF\ ([SODLQ VRIWHQHU RSHUDWLRQ

:H¶OO LQVSHFW ZKDWHYHU EUDQG ZDWHU VRIWHQHU \RX KDYH LQ \RXU KRPH IRU

2QO\

,QFOXGHV XS WR EDJV RI

)5(( 6DOW ([SLUHV 'HDOHU SDUWLFLSDWLRQ YDULHV

FITZENRIDER CULLIGAN 22183 S.R.18, Defiance, OH 43512 419-782-9756 M-F 9-5; Sat. 9-12

www.culligan.com


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

5DLVLQJ WKH EDU RQ EDWKURRP VDIHW\ ZLWK VW\OH %37 ³ 7KH EDWKURRP LV \RXU GDLO\ VDQFWXDU\ WR UHWUHDW WR DQG HQMR\ D IHZ PRPHQWV DORQH )RU WKDW UHDVRQ LW VKRXOG EH VHUHQH VW\OLVK DQG RI FRXUVH VDIH 7KLQN WKDW ZRUGV ´VDIH W\µ DQG ´VW\OHµ FDQ QHYHU JR WRJHWKHU" 7KLQN DJDLQ )RUWXQDWHO\ LW·V HDV\ WR LQFRUSRUDWH HVVHQWLDO EDWK VDIHW\ HOHPHQWV WKDW ZLOO OHDYH \RXU URRP IHHOLQJ PRUH OLNH D UHVRUW LQVWHDG RI UHKDE $ WZLVW RQ WRZHO EDUV :KHQ HQWHULQJ RU H[LWLQJ WKH EDWK PDQ\ KRPHRZQ HUV UHDFK IRU D WRZHO ORFDWHG RQ D WRZHO EDU MXVW RXWVLGH WKH EDWKWXE RU VKRZHU :KLOH WKLV LV D FRQYHQLHQW ORFDWLRQ XQIRUWXQDWHO\ EDWKHUV LQVWLQFWLYHO\ JUDE RQWR WKH WRZHO EDU WR HDVH LQ DQG RXW RI WKH VKRZHU RU WXE 7KLV FDQ EH D VHULRXV IDOO ULVN VLQFH WRZHO EDUV DUH QRW GHVLJQHG WR VXS

SRUW D SHUVRQ·V ZHLJKW )RUWXQDWHO\ 0RHQ KDV FRP ELQHG WKH IXQFWLRQDOLW\ DQG EHDXW\ RI D GHFRUDWLYH WRZHO EDU ZLWK WKH VDIHW\ EHQHILWV RI D JUDE EDU ZLWK WKH 0RHQ +RPH &DUH *UDE %DU ZLWK 7RZHO %DU $YDLODEOH LQ WKH PRVW SRSXODU ILQLVKHV WR VHDPOHVVO\ LQWHJUDWH ZLWK WKH VW\OH RI \RXU EDWK WKLV XQLTXH SURGXFW LV HDV\ WR LQVWDOO WR HQVXUH D VDIH DQG VW\OLVK DGGLWLRQ WR WKH EDWK ´*UDE EDUV DUH DQ LPSRU WDQW VDIHW\ HOHPHQW IRU DOO DJHV LQ IDFW ZH FRXOG DOO XVH D OLWWOH H[WUD DVVLVWDQFH LQ WKH VKRZHU µ VD\V $GDP )HUHQFH 0RHQ +RPH &DUH EUDQG PDQDJHU ´%\ LQFRU SRUDWLQJ JUDE EDUV LQWR FRPPRQ EDWKURRP DFFHV VRULHV ZH KRSH WR HQFRXU DJH KRPHRZQHUV WR PDNH HYHU\ EDWK D VDIH DQG VW\OLVK EDWK µ 6DIHW\ ZLWK VKHOYHV )URP VKDPSRR WR VKDY

LQJ FUHDP UD]RUV WR UXE EHU GXFNLHV WKH EDWKWXE RU VKRZHU LV DQ DUHD ZKHUH ZH VWRUH D PXOWLWXGH RI LWHPV :LWK WKLV LQ PLQG KRP HRZQHUV DUH DOZD\V ORRN LQJ IRU ZD\V WR FRQTXHU WKH FOXWWHU 6KHOYHV DUH DQ H[FHOOHQW DQVZHU ³ HVSH FLDOO\ ZKHQ \RX FDQ FRP ELQH WKHP ZLWK VDIHW\ DQG SHDFH RI PLQG /RRN IRU VKHOYHV WKDW FRPELQH WKH IXQFWLRQDOLW\ DQG VW\OH RI D VKHOI ZLWK WKH VDIHW\ RI D JUDE EDU 6RPH DUH IHDWXUHG LQ ERWK FRUQHU DQG VWUDLJKW GHVLJQV DQG ZLOO KHOS VROYH \RXU VWRUDJH ZRHV ZKLOH SURYLGLQJ H[WUD VWDELOLW\ LQ WKH VKRZHU RU EDWK 6HUHQLW\ ZLWK VKRZHU KHDGV :KHQ \RX WKLQN RI UHVRUWV \RX PD\ UHFDOO WKH VSHFWDF XODU VSD VKRZHUV <RX FDQ GUDPDWLFDOO\ HQKDQFH \RXU GDLO\ VKRZHU H[SHULHQFH E\ VLPSO\ XSGDWLQJ \RXU FXU

UHQW VKRZHUKHDG 7KHUH DUH PDQ\ W\SHV EXW D FRPEL QDWLRQ VKRZHUKHDG IHDWXUHV ERWK D VWDQGDUG VKRZHU KHDG DQG D KDQGKHOG VKRZ HUKHDG DWWDFKHG WR D VOLGH

EDU SURYLGLQJ XVHUV PXO WLSOH VSUD\ RSWLRQV $QG ZLWK WKH DGGHG EHQHILW RI D KDQGKHOG VKRZHU XVHUV ZKR FKRRVH WR PD\ EDWKH LQ D VHDWHG SRVLWLRQ

Photo courtesy of Brandpoint

Safety is a concern in a bathroom for people of any age. Here the young boy grabs a special towel bar that also provides support as a grab bar.

Thanks for Voting Us #1 in the Region!

• Choose between UltraWeld, ThermalWeld, ValuSmart

• Indoor/Outdoor Color Options • Several Different Designs & Style

Polaris Windows & Doors is proud to offer customers products that have earned the government ENERGY STAR label.

YOUR HOME IMPROVEMENT STORE Windows • Doors • Siding • Roofing Decks • Fences • Plumbing • Electrical

1640 Baltimore St.

Defiance, OH

www.dillydoor.com

• Indoor/outdoor color options • Several Different Designs

419-782-1181 1-800-888-9838 Email: dillyco@defnet.com


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

,QVXODWLQJ DQ ROGHU KRPH WR PDNH LW PRUH HQHUJ\ HIILFLHQW %\ ':,*+7 %$51(77 6FULSSV +RZDUG 1HZV 6HUYLFH

4 , MXVW ERXJKW D KRPH DQG IRXQG RXW IURP RQH RI WKH SUHYLRXV RZQHUV WKDW LW LVQ·W LQVXODWHG ZHOO RQ WKH H[WHULRU ZDOO 7KH DWWLF KDV EHHQ EORZQ EXW LV VWLOO KDUG WR NHHS FRRO LQ WKH KRW /RXLVLDQD VXPPHUV , SODQ RQ UHSODFLQJ WKH VLG LQJ ZLWK WKH KDUG\ ERDUG FHPHQW ERDUG VLGLQJ LQ

GXH WLPH , ZDV VWLOO FRQ FHUQHG DERXW DOO WKH ´YDSRU EDUULHUµ , KDYH EHHQ KHDU LQJ DERXW , SODQQHG RQ WDNLQJ WKH ROG VLGLQJ RII EORZLQJ FHOOXORVH LQVXOD WLRQ LQ WKH H[WHULRU ZDOO SXWWLQJ XS IHOW WDU SDSHU DQG WKHQ SXWWLQJ XS WKH VLGLQJ ,V WKLV WKH FRU UHFW PHWKRG" ,V WKHLU DQ\ FKHDSHU EHWWHU VROXWLRQ WR WKLV SUREOHP" $ ,QVXODWLQJ DQ H[WHULRU

End of Summer Sale

ZDOO RI DQ H[LVWLQJ KRPH ZLWKRXW UHPRYLQJ WKH LQWH ULRU ZDOO FRYHULQJV FDQ EH DFFRPSOLVKHG E\ GULOOLQJ KROHV LQ HLWKHU WKH LQWHUL RU RU H[WHULRU RI WKH ZDOOV DQG LQMHFWLQJ DQ LQVXODWLQJ PDWHULDO <RX PHQWLRQHG FHOOXORVH DQG WKDW·V ILQH %XW LI \RX ZHUH WR FKRRVH D FORVHG FHOO H[SDQGLQJ IRDP LW ZRXOG QRW RQO\ LQVXODWH WKH ZDOO FDYLWLHV EXW ZRXOG DOVR VHUYH DV DQ DLU EDUULHU DQG YDSRU UHWDUGDQW PDN LQJ WKH SURMHFW PRUH HQHU J\ HIILFLHQW <RXU TXHVWLRQ LQGLFDWHV \RXU KRPH KDV VLGLQJ 5HPRYLQJ WKH VLGLQJ ILUVW FDQ PDNH WKH MRE RI LQVXODW LQJ HDVLHU IRU WKH FRQWUDF WRU DV ORQJ DV WKH H[WHULRU VKHDWKLQJ XQGHU WKH VLGLQJ LV LQ JRRG FRQGLWLRQ 2QFH

WKH ZDOOV DUH LQVXODWHG WKH VLGLQJ FRQWUDFWRU VKRXOG DGG D KRXVH ZUDS RU LI \RX SUHIHU WDU SDSHU RYHU WKH VKHDWKLQJ WR SUHYHQW ZDWHU HQWU\ WR WKH KRPH·V ZRRG IUDPH +RPHV ZLWK EULFN RU VWRQH YHQHHUV ZKLFK DUH QRW SUDFWLFDO WR UHPRYH FDQ DOVR EH LQVXODWHG E\ GULOOLQJ KROHV RQ WKH LQWHULRU VLGH RI WKH ZDOO WR LQMHFW LQVXOD WLRQ LQWR WKH ZDOO FDYLWLHV 7KH GULOOHG KROHV DUH WKHQ SDWFKHG DQG WKH ZDOOV FDQ EH UHSDLQWHG 7KLQJV DOO KRPHRZQHUV QHHG WR EH DZDUH RI ZKHQ LQVXODWLQJ DQ ROGHU KRPH 7KH ZDOO FDYLWLHV PD\ KDYH ILUH EORFNLQJ ZKLFK DUH SLHFHV RI E\ V LQVWDOOHG KRUL]RQWDOO\ PLG ZD\ XS WKH ZDOO WR VORZ WKH SURJUHVV RI VPRNH DQG ILUH

WR RWKHU SDUWV RI WKH KRPH 7R ILOO WKH HQWLUH ZDOO FDY LW\ KROHV ZRXOG QHHG WR EH GULOOHG DERYH DQG EHORZ HDFK ILUH EORFN WR HQVXUH WKH FDYLW\ LV IXOO 2OGHU KRPHV PD\ KDYH NQRE DQG WXEH ZLULQJ <RX FDQQRW LQVXODWH RYHU WKLV W\SH RI ZLULQJ EHFDXVH WKH ZLUHV GHSHQG RQ DLU FLUFXOD WLRQ WR NHHS FRRO ,I \RX VHH FHUDPLF NQREV DWWDFKHG WR MRLVWV DQG KROGLQJ D VLQJOH VWUDQG RI ZLUH RU D FHUDPLF WXEH ZKHUH D ZLUH SDVVHV WKURXJK D IORRU MRLVW WKH KRPH KDV NQRE DQG WXEH ZLULQJ %HIRUH DGGLQJ LQVXODWLRQ WR WKH ZDOOV RU DWWLF WKH ZLULQJ ZRXOG KDYH WR EH UHSODFHG DQG PRVW OLNHO\ WKH HOHFWULF SDQHO ZRXOG QHHG WR EH XSJUDGHG

5(),1,6+

LV VNLSSHG PRUH WKDQ WKLV RQH µ *LEVRQ VD\V ´,W·V E\ IDU WKH HDVLHVW VWHS WR GR DQG LW ZLOO KDYH D GUDPDWLF HIIHFW RQ WKH ILQDO UHVXOW µ &KRRVH D VWDLQ 0RVW EXLOGHUV DQG H[SHUWV UHF RPPHQG VHPL WUDQVSDUHQW VWDLQV EHFDXVH WKH\ FRQ WDLQ SLJPHQWV WKDW KHOS EORFN VXQOLJKW DQG SURWHFW

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·W ODVW D ORQJ WLPH HVSH FLDOO\ ZKHQ H[SRVHG WR D ORW RI VXQ :KHWKHU \RX FKRRVH WR OHW \RXU GHFN ZHDWKHU QDWX UDOO\ RU ILQLVK LW WR WKH H[DFW ORRN WR PDWFK \RXU KRPH LW·V LPSRUWDQW WR WDNH LQWR FRQVLGHUDWLRQ WKH IXWXUH PDLQWHQDQFH DQG FRORU IOH[ LELOLW\ SURYLGHG E\ GHFNLQJ PDWHULDOV EHIRUH \RX EHJLQ WKH SURMHFW $QG ZLWK \RXU GHFN FRPSOHWH LQ QR WLPH DW DOO HYHU\RQH LQ WKH IDPLO\ ZLOO EH HQMR\LQJ WKH QHZ RXWGRRU VSDFH DQG WKH DXUD LW EULQJV WR WKH EDFN \DUG

)URP 3DJH

'R QRW LQFUHDVH WKH UHF RPPHQGHG VWUHQJWK RI WKLV VROXWLRQ DQG LW QHHGV WR EH OHIW RQ WKH GHFN VXUIDFH IRU DERXW PLQXWHV WR EH HIIHFWLYH 8VH D ZRRG EULJKW HQHU WR SUHS LW ´1R VWHS

Mother Nature is unpredictable...

“Don't get left out in the dark” 7(55<¶6 02:(5 6$/(6 6(59,&( //& ³<RXU /DZQ 0RZHU 6SHFLDOLVWV´

1 :LOOLDPV 6W 3DXOGLQJ 2+ /DZQ

0RQ )UL 6DW

W H O L E H O U S E G E N E R AT O R S ! Certified Installers and Service Technicians of Automatic Stand by Generator Systems.

NEVER be without power again!! Residential Commercial Industrial

419-395-2577


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

)UXLW WUHHV EXVKHV DQG YLQHV DUH IDLUO\ HDV\ WR JURZ %\ 0$85((1 *,/0(5 6FULSSV +RZDUG 1HZV 6HUYLFH

'HFDGHV DJR ZKLOH GHVLJQ LQJ KRPHVLWHV IRU RUFKDUG IDUPHUV LQ &DOLIRUQLD·V 6DFUDPHQWR 9DOOH\ , FDPH XSRQ RQH JURYH RI KHLUORRP ZKLWH IOHVK SHDFKHV 7KH IDUPHU WRRN PH WR WKH KHDY LO\ ODGHQ WUHHV SLFNHG RQH DQG LQVLVWHG , HDW LW LPPHGL DWHO\ , WRRN RQH ELWH RI WKH PHOW LQ \RXU PRXWK VXJDU\ VZHHWQHVV DQG NQHZ KH ZDV ULJKW 7KH H[WUDV , EURXJKW KRPH WKDW GD\ GLGQ·W WDVWH WKH VDPH MXVW KRXUV DIWHU EHLQJ SOXFNHG IURP WKH WUHH :KLWH IOHVK SHDFKHV VROG LQ WKH SURGXFH GHSDUWPHQW DUHQ·W HYHQ FORVH 6XFK DQ H[SHULHQFH VKRZHG PH WKH LQFUHG LEOH YDOXH RI JURZLQJ \RXU RZQ IUXLW EHDULQJ WUHHV VKUXEV DQG YLQHV 8QOLNH D VHDVRQDO YHJHWDEOH JDU GHQ ZKLFK \RX PXVW WLOO DQG SODQW IUHVK HDFK \HDU D WUHH LV SODQWHG MXVW RQFH DQG LWV \LHOGV PD\ LQGHHG RXW OLYH \RX 7KH VDPH DSSOLHV WR JUDSHV DQG RWKHU YLQH

*HWWLQJ ULG RI DQWV 6KRXOG \RX KLUH D SUR RU WDFNOH WKLV MRE \RXUVHOI" &KLS :DGH RI +*79·V ´(OERZ 5RRPµ ZHLJKV LQ 4 $QWV KDYH LQYDGHG P\ NLWFKHQ 1RZ ZKDW" &KLS VD\V +LUH D SUR <RX FDQ WU\ D UHSHOOHQW OLNH 5DLG ILUVW 6SUD\ LW DORQJ WKH EDVHERDUGV DURXQG WKH SHULPHWHU RI \RXU NLWFKHQ DV ZHOO DV DORQJ WKH RXWVLGH SHULPHWHU RI \RXU KRXVH %XW LI WKH DQWV NHHS PDUFK LQJ EDFN FDOO DQ H[WHUPLQD WLRQ VHUYLFH ZKLFK VKRXOG FRVW DERXW SHU VHVVLRQ 7KH SURV ZLOO WDUJHW WKH SUREOHP DUHD DQG WKH\·OO WUHDW WKH SHULPHWHU ERWK LQVLGH DQG RXWVLGH \RXU KRXVH ,Q IDFW \RX VKRXOG KDYH D VHUYLFH FRPH DW WKH VWDUW RI HDFK VHDVRQ

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

LW FRPHV WR IUXLW WUHHV 7KLV WHOOV \RX KRZ WR VHOHFW YDUL HWLHV VXLWHG WR \RXU ORFDO FOLPDWH )RU H[DPSOH HDFK YDULHW\ LV OLVWHG DV ´HDUO\ µ ¶·PLGVHDVRQµ RU ´ODWH µ ZKLFK UHIHUV WR WKH WLPLQJ RI EORRPV ZLWKLQ WKH W\SL FDO VHDVRQ :KHUH ODWH IURVWV RIWHQ LQWHUIHUH ZLWK IORZ HULQJ DQG SROOLQDWLRQ \RX PXVW VHOHFW ODWH EORRPLQJ YDULHWLHV 7KH ZRUOG RI IUXLWLQJ WUHHV VKUXEV DQG YLQHV RIIHUV IDU PRUH FKRLFHV WKDQ PRVW EDFN\DUG JDUGHQHUV UHDOL]H 7KH\ FDQ WXUQ D VPDOO \DUG LQWR D UHPDUNDEO\ SURGXF

WLYH VSDFH :KHQ \RX JURZ D SURGXFWLYH WUHH RU VKUXE LQ OLHX RI D SXUHO\ RUQDPHQ WDO RQH \RX·UH JHWWLQJ IDU PRUH EDQJ IRU \RXU SODQW EX\LQJ GROODU 7R H[SORUH WKLV GHOLFLRXV UHDOP JR WR ZZZ UDLQWUHHQXUVHU\ FRP RU FDOO WR RUGHU WKH SDJH SULQW FDWDORJ WKDW·V PRUH OLNH D JDUGHQ LQJ ERRN 0DXUHHQ *LOPHU LV DQ DXWKRU KRUWLFXOWXU LVW DQG ODQGVFDSH GHVLJQ HU /HDUQ PRUH DW ZZZ 0R3ODQWV FRP &RQWDFW KHU DW PRJLOPHU#\DKRR FRP RU 3 2 %R[ 0RURQJR 9DOOH\ &$

Blinds Budget

A STYLE FOR EVERY POINT OF VIEW www.budgetblinds.com

Free In-Home Consultation And Installation

Call Ron & Nancy Kruse Office: 419-592-0396 Cell: 419-966-3854 RNKruse@budgetblinds.com

30% OFF With This Ad Limited Time Offer

Budget Blinds of Napoleon An Independently Owned & Operated Franchise

We have it all at your Discount Home Improvement Store!

Brand New!

Great Quality!

Slightly Used!

Appliances - Doors - Windows - Furniture - Cabinets - Books - Artwork - Tools Building Supplies - Flooring - Electrical Supplies - Lighting and so much more!

WE PICK UP!

*DUDJH 0RYLQJ (VWDWH 6DOH RU $XFWLRQ /HIWRYHUV 5HPRGHOLQJ )XUQLWXUH $SSOLDQFHV

REUSE - RECYCLE - REPURPOSE +VU»[ ;OYV^ 0[ (^H` *HSS [OL 9LZ[VYL +RXUV :HG )UL 6DW

*URYH 6W 'HILDQFH 2+ ‡ OFX FOUSBODF GSPN 8JMMJBNT 4U QBSLJOH MPU

ZZZ GHÀDQFHKDELWDW RUJ


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

7UDQVIRUP \RXU EDWKURRP LQWR DQ DW KRPH VSD H[SHULHQFH %37 ³ 7RGD\·V EDWK URRPV DUH HYROYLQJ LQWR UHOD[LQJ URRPV ZLWK PDQ\ EHQHILWV RI D VSD :KHWKHU UHPRGHOLQJ DQ H[LVWLQJ EDWKURRP RU EXLOGLQJ D QHZ RQH QDWXUH WKHPHG WUHQGV DGG FRPIRUW DQG VW\OH %DWKURRPV DUH RQH RI WKUHH PRVW UHPRGHOHG

URRPV DORQJ ZLWK NLWFK HQV DQG PDVWHU EHGURRPV DFFRUGLQJ WR 5HPRGHOLQJ 0DJD]LQH·V DQQXDO UHPRG HOLQJ &RVW YV 9DOXH 5HSRUW IRU %DWKURRP GHVLJQ WUHQGV WDNH FXHV IURP QDWXUH ³ IURP HQYLURQ PHQWDOO\ IULHQGO\ SURGXFWV DQG HDUWK WRQHV WR LQVWDOO

LQJ ELJJHU ZLQGRZV WR DGG PRUH QDWXUDO OLJKW (DUWK WRQHV QDWXUH LQVSLUHG SDWWHUQV ZRRG DQG VWRQH PDWHULDOV VXVWDLQDEOH SURGXFWV DQG HQHUJ\ HIIL FLHQW IL[WXUHV DUH VWDSOHV RI WRGD\·V WRS WUHQGV ´$GGLQJ FRPIRUW DQG HIILFLHQF\ WR \RXU EDWKURRP FDQ EH DV HDV\ DV UHSODF LQJ H[LVWLQJ SURGXFWV ZLWK (QHUJ\ 6WDU TXDOLILHG RSWLRQV µ VD\V .DWK\ .UDIND +DUNHPD 3HOOD :LQGRZV DQG 'RRUV VSRNHVSHUVRQ ´7RGD\ \RX FDQ KDYH LW DOO ZKHQ LW FRPHV WR LQFRUSR UDWLQJ QHZ ZLQGRZV WKDW DUH PRUH HQHUJ\ HIILFLHQW WKDQ FROG ROG VLQJOH SDQH RU FOHDU JODVV RSWLRQV µ (QHUJ\ HIILFLHQW VKRZHU KHDGV PRWLRQ VHQVLQJ IDX FHWV ZDWHU FRQVHUYLQJ WRL OHWV DPELHQW OLJKWLQJ DQG KLJK SHUIRUPLQJ UHSODFH PHQW ZLQGRZV OLNH 3HOOD 6HULHV YLQ\O ZLQGRZV ZLWK GRXEOH RU WULSOH SDQH LQVXODWLQJ JODVV ZLOO KHOS PDNH \RXU EDWKURRP PRUH FRPIRUWDEOH DQG KHOS VDYH HQHUJ\ \HDU URXQG :KHQ LW FRPHV WR EDWK URRP GHVLJQ JR QDWXUDO ZLWK D PRVDLF WLOH EDFNV SODVK EHKLQG WKH VLQN RU LQVWDOO D WLOH VWRQH RU EULFN ZDOO LQ WKH VKRZHU 0DWHULDOV OLNH FHUDPLF WLOHV ZRRG FDELQHWV EDPERR

PDWV VWRQH FRXQWHUWRSV DQG QDWXUDO ILEHUV OLNH FRW WRQ RU VLVDO UXJV KHOS FUHDWH D FDOPLQJ DWPRVSKHUH %ULJKWHQ XS ZLWK FRORU %ROG EULJKW FRORUV FDQ EH

RYHUSRZHULQJ LQ D VPDOO EDWKURRP EXW FRORU DFFHQWV RI SRSS\ UHG QHFWDULQH RUDQJH RU WXUTXRLVH EOXH ‡ 63$ 3DJH

Photo courtesy of Brandpoint

New windows and bathroom accessories, such as the clawfoot tub pictured here, can add a special charm when remodeling a bathroom.

CALL 811 BEFORE YOU DIG 1-800-362-2764 or 811 IT’S THE LAW!!

Suspect a natural gas leak? First, move your feet! Then call when you’re down the street.

SERVING NORTHWEST OHIO


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

5HPHPEHU WKH FHLOLQJ ZKHQ GHFRUDWLQJ D URRP $VVRFLDWHG 3UHVV &HLOLQJV DUH WKH 5RGQH\ 'DQJHUILHOG RI KRPHV 7KH\ JHW QR UHVSHFW %XW WKHUH DUH SOHQW\ RI HDV\ ZD\V WR PDNH RYHU WKLV RIW RYHUORRNHG DUHD IURP WKH TXLUN\ FKDUP RI 9LFWRULDQ HUD SUHVVHG WLQ WLOHV DQG EHDGERDUG WR D VLPSOH VSODVK RI FRORU +HUH DUH VRPH VXJJHV WLRQV ³ IURP WKH VLPSOH WR WKH FRPSOH[ ³ WR WUDQVIRUP \RXU FHLOLQJV IURP GUDE ZKLWH VTXDUHV LQWR WKH IRFDO SRLQW RI D URRP &(,/,1* 0('$//,21 3UREDEO\ WKH HDVLHVW ZD\ WR EULQJ WKH H\H XSZDUG LQ D URRP LV ZLWK D FHLO LQJ PHGDOOLRQ D ZKLWH RU FRORUHG GHFRUDWLYH GLVN W\SLFDOO\ PRXQWHG DURXQG D OLJKWLQJ IL[WXUH

63$

)URP 3DJH

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´:LQGRZV DGG HVVHQWLDO QDWXUDO OLJKW WR EDWKURRPV WR KHOS IUDPH D EHDXWLIXO YLHZ µ .UDIND +DUNHPD VD\V ´&RQVLGHU VSHFLDO

7KH SLHFHV FRPH LQ D YDUL HW\ RI VW\OHV DQG FDQ EH IRXQG LQ DQ\ KRPH LPSURYH PHQW VWRUH $QRWKHU ERQXV" 7RGD\·V OLJKWHU SRO\XUH WKDQH PRGHOV DUH PXFK VLP SOHU WR LQVWDOO DQG HDVLHU RQ WKH ZDOOHW WKDQ WKRVH IURP GHFDGHV SDVW VD\V $OH[ %DQGRQ RQOLQH HGLWRU RI 7KLVROGKRXVH FRP ´, SHUVRQDOO\ OLNH WKDW ORRN LQ WKH EHGURRP µ VKH VD\V ´,W·V D UHDOO\ XQXVXDO WKLQJ EXW LW PDNHV D VLPSOH EHG URRP PXFK PRUH URPDQWLF DQG H[FLWLQJ µ 3$,17 ,I \RX KDYH WDOO FHLOLQJV RU ZDQW D FR]\ IHHO H[WHQG WKH ZDOO FRORU RQWR WKH FHLO LQJ RU JR EROG DQG WKURZ D GDUNHU RU FRQWUDVWLQJ FRORU XS DERYH WR PDNH WKH DUHD DSSHDU VPDOOHU ´&RORU RQ WKH FHLOLQJ LV

QRW IRUELGGHQ µ %DQGRQ VD\V ,W·V ´VRPHWKLQJ \RX FDQ SOD\ DURXQG ZLWK D ELW µ *R ZLWK D IODW SDLQW RQ FHLOLQJV WR PLQLPL]H OLJKW UHIOHFWLRQ DQG PDVN LPSHU IHFWLRQV VD\V 3XML 6KHUHU RI WKH HFR SDLQW PDQXIDF WXUHU <2/2 &RORU +RXVH LQ 3RUWODQG 2UH ´6LQFH FHLOLQJV DUH QRW LQ GDQJHU RI JUHDV\ ILQJHU SULQWV DQG WKH UHJXODU ZHDU DQG WHDU WKDW ZDOOV UHFHLYH KLJKHU JORVV ILQLVKHV DUH QRW QHFHVVDU\ µ KH VD\V 3$1(/,1* )RU D FODVVLF 1HZ (QJODQG FRWWDJH ORRN \RX FDQ·W EHDW WKH FKDUP RI ZRRG SDQHO LQJ VXFK DV EHDGERDUG RQ WKH FHLOLQJ $P\ 0DWWKHZV D FRQ WUDFWRU DQG KRVW RI WKH ',< 1HWZRUN·V ´6ZHDW (TXLW\ µ SUHIHUV WKH HDVH RI JOXLQJ DQG QDLOLQJ ODUJHU EHDG

VKDSHG ZLQGRZV RU JURXS LQJV RI FDVHPHQW DZQLQJ WUDQVRP RU GRXEOH KXQJ ZLQGRZV WR DGG PRUH DUFKLWHFWXUDO LQWHUHVW µ $QRWKHU SRSXODU WUHQG LV LQVWDOOLQJ SDWLR GRRUV DQG EDOFRQLHV LQ PDVWHU EDWKV ,I \RX ZDQW QDWXUDO OLJKW

EXW FUDYH SULYDF\ FKRRVH 3HOOD 'HVLJQHU 6HULHV ZRRG ZLQGRZV DQG SDWLR GRRUV ZLWK FOHDQ FRQYHQLHQW EHWZHHQ WKH JODVV VKDGHV RU EOLQGV IRU LQVWDQW SUL YDF\ ZLWKRXW WKH IXVV RI LQVWDOOLQJ VHSDUDWH FXUWDLQ URGV DQG KDUGZDUH

CHAD’S WATER TREATMENT

ERDUG VKHHW SDQHOV WR WKH FHLOLQJ UDWKHU WKDQ WDFNLQJ XS LQGLYLGXDO WRQJXH DQG JURRYH SLHFHV 7KH SDQHOV ZKLFK FDQ EH FXW ZLWK D SRZHU RU KDQG VDZ VKRXOG EH QDLOHG WR FHLOLQJ MRLVWV DQG FDQ WKHQ EH VWDLQHG RU SDLQWHG %DQGRQ OLNHV WKH ORRN LQ EDWKURRPV ZKHUH ZDLQ VFRWHG ZDOOV DUH FRPPRQ RU RQ IURQW SRUFK FHLOLQJV LQ D WUDGLWLRQDO OLJKW EOXH FRORU WKDW ZDV WKRXJKW WR NHHS LQVHFWV DZD\ 35(66(' 7,1 3$1(/6

7KHVH DUH D SRSXODU FHLO LQJ RSWLRQ LI \RX·UH ORRNLQJ IRU D IRONV\ YLQWDJH IHHO DQG WKH\ DOVR FRPH LQ ODUJHU SDWWHUQHG PHWDO VKHHWV IRU HDVLHU LQVWDOODWLRQ %DQGRQ VD\V 7KH SDQHOV FDQ EH QDLOHG LQ SODFH ZLWK D KDPPHU RU QDLO JXQ RQWR IXUULQJ VWULSV WKDW PXVW ILUVW EH QDLOHG XS DFFRUGLQJ WR WKLVROGKRXVH FRP 2YHUODS WKH HGJHV DQG VHDO WKH SDQHOV ZLWK D FOHDU SRO\XUHWKDQH RU SDLQW WKHP ZLWK DQ RLO EDVHG SDLQW

Bring these coupons in for:

$100 OFF $200 OFF MOWERS Models RZT & LGTX

MOWERS Models GTX & TANKS

* Limited to in-stock units only. * Limited to in-stock units only. Expires 10/1/13. Expires 10/1/13.

,QVWDOODWLRQ UHSDLU PDLQWHQDQFH RI VRIWHQHUV GULQNLQJ ZDWHU V\VWHPV DQG SRQG ILOWUDWLRQ V\VWHPV PDLQWHQDQFH 1HZ EXVLQHVV ZLWK D IDPLOLDU IDFH \HDUV RI H[SHULHQFH WUHDWLQJ ZDWHU LQ :LOOLDPV 'HILDQFH 3DXOGLQJ DQG 3XWQDP &RXQWLHV

&KDG )LW]HQULGHU 6HUYLFH 7HFKQLFLDQ 6DOHV

567-239-8252

Farmer’s Alamanac predicting cold, snowy, winter Buy Early & Save BIG on all in-stock snowblowers 6 LOCATIONS TO SERVE YOU! Archbold, Ottawa, Portage & Sherwood Adrian, MI • Topeka, IN

1-800-658-1894

www.ARCHBOLDEQUIPMENT.com


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

$ KRPHRZQHU·V JXLGH WR PDLQWHQDQFH RQ D \HDU URXQG GHFN %37 ³ 'XULQJ WKH ZDUP VXPPHU PRQWKV KDYLQJ DQ RXWGRRU GHFN IRU EDUEHFXHV DQG JDWKHULQJV ZLWK IDPLO\ DQG IULHQGV LV D JUHDW DGGL WLRQ WR DQ\ EDFN\DUG 7KH DSSURDFK RI FRRO ZHDWKHU PD\ VLJQDO WKH HQG RI EDUEHFXH VHDVRQ EXW KRPHRZQHUV FDQ VWLOO XVH WKHLU GHFN DIWHU WKH ZDUP WHPSHUDWXUHV KDYH SDVVHG ´$OWKRXJK GHFNV DUH JHQ HUDOO\ D VXPPHU DWWUDFWLRQ WKHUH DUH ZD\V WR PDNH WKHP DFFHVVLEOH GXULQJ WKH ZLQWHU DV ZHOO µ VDLG 6WHSKHQ 0F1DOO\ 7$0.2 %XLOGLQJ 3URGXFWV ,QF ·V YLFH SUHVLGHQW RI VDOHV DQG PDUNHWLQJ 7KHUH DUH PDQ\ ZD\V WR PDNH \RXU GHFN IXQFWLRQDO DQG HQMR\DEOH GXULQJ WKH

ZLQWHU QR PDWWHU ZKHUH \RXU KRPH LV ORFDWHG :DUP XS \RXU GHFN 7KH DGGLWLRQ RI D ILUHSODFH FDQ WUDQVIRUP \RXU GHFN LQWR DQ RXWGRRU JDWKHULQJ VSRW DQG D VFHQH VWHDOLQJ DUHD IRU WKRVH FRRO QLJKWV 7KH W\SH RI ILUHSODFH \RX GHFLGH RQ IRU \RXU GHFN FDQ DGG EHDXW\ DQG FKDUP DV ZHOO DV FRPSOHPHQW \RXU H[LVWLQJ FRORU VFKHPH DQG GHFN IXUQLWXUH DQG GHFRUD WLRQV 2XWGRRU ILUHSODFHV FDQ EH PDGH IURP VWRQH EULFN WLOH RU HYHQ JUDQLWH VR WKH FRORU RSWLRQV DUH HQG OHVV ´2XWGRRU ILUHSODFHV FDQ EH ELJ EHDXWLIXO DQG HODE RUDWH EXW WKHUH DUH RWKHU RSWLRQV IRU KRPHRZQHUV ZKR SUHIHU WR NHHS WKHLU

Which Side does Your ROOF look like?

Call us, we can get you on the right side!

We can also make your deck, concrete and other surfaces look NEW again.

RXWGRRU OLYLQJ VSDFH VLP SOH µ 0F1DOO\ VDLG ,I D ODUJH RXWGRRU ILUH SODFH LV QRW IRU \RX EXW \RX ZDQW WR HQMR\ \RXU GHFN RQ FRRO ZLQWHU QLJKWV FRQVLGHU WKH DGGLWLRQ RI D ILUH SLW ILUH ERZO RU HYHQ D FKLPLQHD 6WUXFWXUDO VDIHW\ DQG SRWHQWLDO ILUH KD]DUGV DUH VHULRXV FRQVLGHUDWLRQV ZKHQ GHFLGLQJ RQ D ILUH SODFH VR KDYLQJ \RXU GHFN LQVSHFWHG EHIRUH \RX EHJLQ LQVWDOOLQJ DQ RXWGRRU ILUH SODFH LV VXJJHVWHG ,I \RX LQVWDOO DQ RXWGRRU ILUHSODFH RI DQ\ NLQG PDNH VXUH WKDW LW LV GRQH WR WKH PDQXIDF WXUHU·V VWDQGDUGV )RU PRUH LQIRUPDWLRQ RQ 7$0.2 (YHU*UDLQ SURG XFWV DQG LGHDV IRU \HDU URXQG GHFN DHVWKHWLF DSSHDO DQG PDLQWHQDQFH YLVLW ZZZ WDPNR FRP 5HGXFH VXPPHU GLUW DQG JULPH $V WKH VXPPHU PRQWKV FRPH WR DQ HQG \RXU GHFN LV GXH IRU D ZHOO GHVHUYHG WKRURXJK FOHDQLQJ )DOO LV D JUHDW WLPH IRU WKLV QHF HVVDU\ FKRUH EHFDXVH RWKHU RXWGRRU WDVNV OLNH JDUGHQ LQJ DQG PRZLQJ XVXDOO\ EHJLQ WR GHFUHDVH ´6HPL DQQXDO FOHDQLQJ RI \RXU GHFN LV SDUW RI WKH UHTXLUHG PDLQWHQDQFH WKDW UHGXFHV GLUW GXVW JULPH DQG RWKHU UHVLGXH EXLOG XS WKDW WKH VXPPHU PRQWKV KDYH OHIW EHKLQG µ 0F1DOO\ VDLG

Photo courtesy of Brandpoint

Fall is the time for cleaning the deck and maybe adding a few items such as a fireplace or a firepit to make it more enjoyable in cool weather.

8VH D JDUGHQ KRXVH WR ULQVH \RXU GHFN $ IDQ WLS QR]]OH ZRUNV EHVW EXW PDNH VXUH WKH SUHVVXUH IURP WKH KRVH GRHV QRW H[FHHG WKH PDQXIDFWXUHUV UHJXODWLRQV (QVXUH WKDW \RX KDYH UHPRYHG DOO IRRG DQG WUDVK SDUWLFOHV IURP WKH VXPPHU VR WKDW WKH\ GR QRW FRQWULEXWH WR EXLOG XS RYHU WKH ZLQWHU )RU 7$0.2·V (YHU*UDLQ GHFNLQJ SURG XFWV XVH D QR]]OH ZLWK SUHV VXUH WKDW GRHV QRW H[FHHG SVL :KLOH ULQVLQJ \RXU GHFN FDQ UHGXFH GLUW DQG JULPH EXLOGXS ZDWHU DORQH ZLOO QRW UHPRYH WKH VWDLQV WKDW KDYH DSSHDUHG RQ \RXU GHFN &RRNLQJ RLO VXQWDQ RLO DQG RWKHU JUHDV\ VXEVWDQFHV FDQ VWDLQ \RXU GHFN RYHU

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

s e n Si EXCAVATING LLC.

5795 Trinity Road, Defiance, Ohio 43512

• Excavating • Sanitary Hook-Up • Drainage • Septic Systems

Free Estimates

)UHH (VWLPDWHV

• Driveways • Stone Hauling • Demolition • Snow Removal

• Field & Tile Drainage • Trucking • Dozer Work

Call Josh Sines 419-769-2290

• Catch Basins & Culverts • Fence Row Cleaning


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

(QHUJL]H WKH H[WHULRU RI \RXU KRPH ZLWK YLEUDQW FRORUV %37 ³ &KDQFHV DUH \RX·YH WKRXJKW DERXW DGG LQJ D VSODVK RI FRORU WR WKH H[WHULRU RI \RXU KRPH DQG \RX·UH QRW WKH RQO\ RQH 0DQ\ SHRSOH KDYH WKH VDPH LGHD EXW WKH\ GRQ·W DFW EHFDXVH WKH\·UH ZRUULHG WKH\ ZLOO FKRRVH SRRUO\ 6HOHFWLQJ WKH ZURQJ FRORU IRU \RXU KRPH·V H[WHULRU LVQ·W RQO\ FRVWO\ LW·V HPEDU UDVVLQJ DV ZHOO ´0DQ\ KRPHRZQHUV DUH DIUDLG WR DGG FRORU WR WKHLU KRPH·V H[WHULRU EHFDXVH WKH\ GRQ·W ZDQW WR PDNH D PLVWDNH µ VDLG 6HQVDWLRQDO &RORU·V .DWH 6PLWK &RORU 0DUNHWLQJ *URXS &0* D FDUHHU FRORU WUHQG IRUH FDVWHU ´(VSHFLDOO\ ZKHQ SHRSOH ORRN DW WKH VW\OH RI WKHLU KRPHV WKH\ FDQ EHFRPH FRQIXVHG E\ ZKDW FRORUV ZLOO HQKDQFH WKHLU H[WHULRUV µ 2QH FRPPRQ PLVWDNH KRPHRZQHUV PDNH ZKHQ VHHNLQJ WR DGG FRORU WR WKHLU KRPH·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·UH UHDG\ WR WDNH WKH RSSRUWXQLW\ DQG PDNH \RXU KRPH WKH PRVW HQYLHG RQ WKH EORFN D QHZ SDJH IUHH HERRN WLWOHG ´)5(6+ &RORU 6FKHPHV IRU <RXU +RPH ([WHULRU µ FDQ KHOS ,Q WKLV IUHH JXLGH DXWKRU 6PLWK DGYRFDWHV IRU WDNLQJ D ´WRS GRZQµ DSSURDFK WR

Photo courtesy of Brandpoint

Homeowners should not be afraid to put some bright colors into their homes’ exteriors. But, it is a good idea to pick a

DGGLQJ H\H SOHDVLQJ FRORU SDOHWWHV WR WKH KRPH H[WH ULRU 6KH VD\V SHRSOH ZKR DUH LQWHUHVWHG LQ PDNLQJ D FRORU FKDQJH WR WKHLU H[WHULRU VKRXOG VWDUW ZLWK WKH URRI FRORU DQG ZRUN WKHLU ZD\ GRZQ WDNLQJ LQWR DFFRXQW WKH VLGLQJ ZLQGRZ IUDPHV IURQW HQWU\ GRRU DQG WULP 7KH HERRN LQFOXGHV VSH FLILF WLSV IRU KRPH VW\OHV LQFOXGLQJ UDQFK FROR QLDO EXQJDORZ 9LFWRULDQ 6SDQLVK PLVVLRQ (XURSHDQ DQG QHZ $PHULFDQ KRPHV

color that complements the home’s siding, roof, window trim and shutters.

6PLWK SURYLGHV VHYHUDO FRORU HUV LQFOXGLQJ 'D9LQFL FRPELQDWLRQV IRU HDFK KRPH 5RRIVFDSHV )\SRQ VW\OH DV ZHOO DV WLSV IRU PDN 6LPRQWRQ :LQGRZV DQG LQJ WKH KRPHV FRPSOHPHQW WKHLU QHLJKERUKRRGV ´2QH RI WKH KRWWHVW WUHQGV LQ WKH PDUNHWSODFH ULJKW QRZ LV WR ¶VKDNH XS· KRPH H[WHULRUV ZLWK FRORU µ VDLG 6PLWK ´7KLV WXWRULDO SUR YLGHV JXLGDQFH RQ XQGHU VWDQGLQJ WKH KRPH·V H[WH ULRU IHDWXUHV DQG SOD\LQJ RII WKHP ZLWK FRORU DFFHQWV µ 6PLWK FUHDWHG WKH JXLGH LQ FROODERUDWLRQ ZLWK VHY HUDO EXLOGLQJ PDQXIDFWXU

7KHUPD 7UX <RX FDQ DFFHVV WKH HERRN WKURXJK WKHVH FRPSDQ\ ZHEVLWHV RU WKURXJK 6PLWK·V ZHEVLWH VHQVDWLRQDOFRORU FRP ´1R KRPHRZQHU VKRXOG IHHO ORFNHG LQWR EODK RU VWDQ GDUG FRORUV RQ WKHLU KRPH·V H[WHULRU µ VDLG 6PLWK ´$ VKDNH RU VODWH SRO\PHU URRI FDQ KDYH DQ DSSHDO LQJ EOHQG RI FRORUV VXFK DV EURZQV DQG DXWXPQ WRQHV /RZ PDLQWHQDQFH YLQ\O ZLQGRZ IUDPHV DQG JULGV FRPH LQ SLQH JUHHQ FKRFRODWH DQG HYHQ EULFN UHG WR DGG SL]]D]] WR WKH KRPH $QG KRPHRZQHUV FDQ FUHDWH D ZHOFRPLQJ IURQW HQWUDQFH E\ SDLQWLQJ D ILEHUJODVV GRRU D VWULN LQJ DFFHQW FRORU 7LH WKDW DOO WRJHWKHU ZLWK SDLQWHG XUHWKDQH WULP SLHFHV WKDW DGG WKH ¶LFLQJ RQ WKH FDNH· IRU WKH KRPH DQG \RX FDQ UHDOO\ PDNH D KRPH PRUH DSSHDOLQJ ZLWK FRRUGLQDWHG FRORUV µ

BARTH BUILDERS & SUPPLY, INC. <HDUV LQ %XVLQHVV 1HZ +RPHV *DUDJHV &RQFUHWH 6LGHZDONV 3RVW %XLOGLQJV

'ULYHZD\V 5RRILQJ 6LGLQJ 5HVLGH 2OG %DUQV 5RRP $GGLWLRQV

2WWDZD $YH 6W 5W 6RXWK 'HILDQFH 2+ ',21 %$57+ 9(5/,1 %$57+

*DV DQG RLO ELOOV IRU KHDWLQJ FDQ EH FRVWO\ %XW ZLWK WKH EHVW LQ FODVV SHUIRUPDQFH RI WKH (YROXWLRQ ([WUHPH KHDW SXPS \RX FDQ HQMR\ LQFUHGLEOH HOHFWULF KHDWLQJ HI¿ FLHQF\ DQG FRPIRUW HYHQ ZKHQ WHPSHUDWXUHV GURS LQWR WKH WHHQV ,W FDQ DOVR SURYLGH DPD]LQJ FRROLQJ HI¿ FLHQF\ LQ VXPPHU WR NHHS \RX DQG \RXU EXGJHW FRPIRUWDEOH VHDVRQ DIWHU VHDVRQ (OLJLEOH IRU )HGHUDO 7D[ &UHGLWV WKURXJK 'HFHPEHU

(QMR\ KLJK HI¿ FLHQF\ FRPIRUW WRGD\ ZLWK RXU ¿ QDQFLQJ RSWLRQV

$QWZHUS 2KLR

matt.hormannhc@gmail.com WE OFFER FINANCING AND ACCEPT ALL MAJOR CREDIT CARDS

(YROXWLRQ +3 (YRO+3BDGB7&BEZ


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

6RPH WLSV WR LPSURYH \RXU LQGRRU DLU TXDOLW\ LQFOXGH FKDQJLQJ ILOWHUV %37 ³ <RX SULGH \RXU VHOI RQ NHHSLQJ D FOHDQ KRPH 7KH ODXQGU\ LV ZDVKHG WKH GLVKHV DUH GU\ DQG WKH GHQ ZKHUH WKH FKLO GUHQ EXLOW WKHLU SLOORZ IRUW KDV EHHQ UHVWRUHG WR VDQLW\ <RX·YH EHHQ YLJLODQW DERXW FOHDQLQJ XS WKH PHVV HV \RX FDQ VHH EXW ZKDW DERXW WKH PHVVHV \RX FDQ·W" :KDW DUH \RX GRLQJ WR LPSURYH WKH DLU TXDOLW\ LQ \RXU KRPH" <RX PD\ QRW WKLQN DERXW WKH DLU TXDOLW\ LQ \RXU KRPH EHFDXVH WKH SUREOHP LVQ·W YLVLEOH EXW WKDW GRHVQ·W VWRS GXVW GDQGHU RU FKHP LFDOV IURP SROOXWLQJ \RXU DLU (YHU\GD\ OLYLQJ JHQHU DWHV XS WR SRXQGV RI GXVW LQ D VL[ URRP KRXVH

HYHU\ \HDU DFFRUGLQJ WR WKH 1DWLRQDO $LU 'XFW &OHDQHUV $VVRFLDWLRQ 1$'&$ WKH +9$& ,QVSHFWLRQ 0DLQWHQDQFH DQG 5HVWRUDWLRQ $VVRFLDWLRQ 7DNLQJ VWHSV WR FOHDQ WKH DLU LQ \RXU KRPH ZLOO GR PRUH WKDQ MXVW LPSURYH DLU TXDOLW\ LW ZLOO DOVR VDYH \RX PRQH\ 7ZHQW\ ILYH WR SHUFHQW RI WKH HQHUJ\ XVHG IRU KHDWLQJ RU FRROLQJ D KRPH LV ZDVWHG EHFDXVH FRQWDPLQDQWV LQ WKH KHDW LQJ DQG FRROLQJ V\VWHP FDXVH LW WR ZRUN LQHIILFLHQW O\ DFFRUGLQJ WR WKH 8 6 'HSDUWPHQW RI (QHUJ\ ,I \RX·UH LQWHUHVWHG LQ LPSURYLQJ WKH DLU TXDOLW\ LQ \RXU KRPH DQG VDYLQJ PRQH\ ZKLOH \RX GR LW KHUH

M.W. CONCRETE & SEPTIC TANKS SALES SPECIALIZING IN DECORATIVE CONCRETE DESIGNS

Photo courtesy of Brandpoint

To keep your furnace and air conditioner at their most efficient, check air filters in both units. Furnace filters should be replaced once a month during the heating season. Homeowners should make sure the area around the air conditioner is kept free of leaves and other debris.

DUH VRPH WLSV WR JHW \RX KHDGHG LQ WKH ULJKW GLUHF WLRQ +LUH D SURIHVVLRQDO WR FOHDQ \RXU PRVW LPSRUWDQW DVVHW

<RXU KHDWLQJ DQG FRROLQJ V\VWHP LV WKH OXQJV RI \RXU KRPH 7KH V\VWHP OLWHUDOO\ WDNHV DLU LQ DQG EUHDWKHV DLU RXW %HFDXVH RI WKLV NHHS LQJ \RXU +9$& V\VWHP DQG

FALL IS HERE

‡ )/$7:25. ‡ '5,9(:$<6 ‡ 6,'(:$/.6 ‡ 322/ $5($ ‡ %$&.+2( :25. ‡ 6721( +$8/,1*

Are you doing your fall cleaning?

DON’T FORGET YOUR SEPTIC!!!

We are here for you!

6 DAYS A WEEK

SEPTIC TANK SALES CALL MIKE WOLFRUM AT

419-395-1802

GIVE US A CALL

NO JOB TOO BIG OR TOO SMALL - Septic Tank Cleaning & Repair - Grease Trap Cleaning

- Sewer Cleaning - City Water Installation

- Video Camera Inspection - City Sewer Installation - Power Jetting Sewer and Drain Pipe

FOR MORE DETAILS

Terry Tressler

29737 Steinmaier Rd. • DEFIANCE

Cell: 419-576-0301

Shop & Fax 419-782-1256

Doug Tressler Cell: 419-576-0302

\RXU GXFWV FOHDQ LV WKH PRVW LPSRUWDQW WKLQJ \RX FDQ GR WR LPSURYH \RXU KRPH·V DLU TXDOLW\ ´,I \RXU GXFWV ORRN GLUW\ WKH\ SUREDEO\ DUH µ LV 1$'&$·V DGYLFH WR FRQ VXPHUV +DYH \RXU V\VWHP VHU YLFHG E\ D FHUWLILHG WHFK QLFLDQ 7KLV ZLOO QRW RQO\ LPSURYH WKH TXDOLW\ RI WKH DLU LQ \RXU KRPH LW ZLOO DOORZ \RXU KHDWLQJ DQG FRROLQJ V\VWHP WR UXQ PRUH HIILFLHQWO\ VDYLQJ \RX PRQH\ RQ HQHUJ\ ELOOV 0DNH VXUH WR KLUH D 1$'&$ FHUWLILHG WHFKQL FLDQ $OO PHPEHUV KDYH FHU WLILHG $LU 6\VWHPV &OHDQLQJ 6SHFLDOLVWV $6&6 RQ VWDII (QFRXUDJH YHQWLODWLRQ 7RGD\·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·OO ILQG PROG LQ DUHDV ZKHUH PRLVWXUH DQG SRRU YHQWLOD WLRQ FRPH WRJHWKHU 9DFXXP UHDU JULOOV RQ DSSOLDQFHV OLNH \RXU IULGJH DQG IUHH]HU WR LPSURYH YHQWLODWLRQ DQG HPSW\ DQG FOHDQ DQ\ GULS WUD\V WR HOLPLQDWH PROG ,I \RX KDYH D OHDN\ SLSH LQ \RXU KRPH PDNH VXUH LW LV DGGUHVVHG 7DNH D WRXU RXW VLGH DQG WULP DQ\ EXVKHV RU VKUXEV WKDW KDYH JURZQ WRR FORVH DV WKDW SUR[LPLW\ FDQ OHDG WR PROG DQG DOJDH 5HSODFH ILOWHUV DQG VFUHHQV ,Q WKH ZDUPHU PRQWKV FOHDQ WKH DUHD DURXQG \RXU DLU FRQGLWLRQHU DQG UHSDLU DQ\ YHUPLQ VFUHHQV RQ \RXU FKLPQH\ IOXHV WKDW PD\ EH GDPDJHG


)DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU 3$*(

)DOO ODZQ LGHDV WKDW NHHS \RXU \DUG ORRNLQJ JUHDW \HDU URXQG %37 ³ )DOOLQJ WHPSHUD WXUHV DQG VKRUWHU GD\V GRQ·W PHDQ \RX FDQ UHWLUH IURP ODZQ FDUH IRU WKH \HDU ,Q IDFW WKH IDOO VHDVRQ LV D FULWL FDO WLPH WR QRXULVK ODZQV DQG FDUH IRU SODQWV VR WKH\ FDQ VXUYLYH ZLQWHU DQG HPHUJH HYHQ PRUH YLEUDQW ZKHQ QH[W VSULQJ DUULYHV %HIRUH \RX VWRUH \RXU ODZQ DQG JDUGHQ VXSSOLHV FRQVLGHU WKHVH IDOO ODZQ WLSV WKDW NHHS \RXU \DUG ORRNLQJ JUHDW \HDU URXQG )HUWLOL]H <RXU ODZQ PD\ QRW ORRN OLNH LW·V GRLQJ PXFK DERYH JURXQG GXULQJ FRRO PRQWKV EXW EHORZ JURXQG URRW V\V WHPV FRQWLQXH WR JURZ 7KDW·V ZK\ PRVW ODZQ FDUH SURIHVVLRQDOV UHFRPPHQG IHUWLOL]LQJ RQFH RU WZLFH LQ WKH IDOO *UDVV ZLOO VWRUH DQG XVH WKH H[WUD ERRVW RI QXWUL HQWV WKURXJKRXW ZLQWHU )HUWLOL]HUV KLJK LQ QLWURJHQ DUH LGHDO IRU IDOO IHHGLQJV 6ZHHS /HDYHV DQG RWKHU IROL DJH OHIW RQ WKH JURXQG FDQ URW DQG GHSULYH JUDVV DQG RWKHU SODQWV RI PRLVWXUH DQG VXQOLJKW ,I \RX GUHDG UDNLQJ D EORZHU YDF LV WKH LGHDO WRRO *R HFR IULHQGO\ ZLWK D UHFKDUJHDEOH EDW WHU\ SRZHUHG RSWLRQ IURP *UHHQZRUNV :LWK QR FRUGV DQG DQ HDV\ SXVK VWDUW WKH LQQRYDWLYH 9 %UXVKOHVV %ORZHU 9DFXXP EORZV XS WR PSK SOXV LW FDQ YDFXXP IRXU EDJV RI OHDYHV RQ D VLQJOH FKDUJH :DWHU :DWHULQJ GXULQJ IDOO LV LPSRUWDQW WR IRVWHU URRW JURZWK DQG JLYH SODQWV D KHDOWK\ GULQN EHIRUH ZLQWHU DUULYHV ,I \RX·UH QRW H[SH ULHQFLQJ DW OHDVW LQFK RI UDLQIDOO D ZHHN VXSSOHPHQW ZLWK D VSULQNOHU &RQWLQXH WKH VDPH HFR IULHQGO\ ZDWHULQJ VWUDWHJLHV \RX XVHG WKURXJKRXW VXPPHU VXFK DV ZDWHULQJ LQ WKH PRUQLQJV WR UHGXFH HYDSR UDWLRQ 6HHG )DOO LV D JUHDW VHDVRQ IRU JUDVV VHHG WR JHUPLQDWH GXH WR WKH FRRO PRLVW ZHDWKHU 3OXV EHFDXVH PRVW VHDVRQ DO ELUGV KDYH OHIW WKH VHHG

LV OHVV YXOQHUDEOH WR EHLQJ HDWHQ 2YHU VHHGLQJ QRZ QRW RQO\ ILOOV LQ RSHQ DUHDV EXW LW LQFUHDVHV JUDVV GHQ VLW\ WR KHOS SUHYHQW ZHHGV QH[W \HDU /RRVHQ DQG SUH SDUH WKH VRLO FKRRVH D TXDO LW\ JUDVV VHHG DQG ZDWHU WKH DUHD SOHQW\ VR VHHGV UHDFK PDWXULW\ EHIRUH ZLQWHU 7ULP )DOO LV D JRRG WLPH WR WULP WUHHV DQG VKUXEEHU\ EHIRUH WKH KDUVK ZHDWKHU RI ZLQ WHU KLWV 6DYH PRQH\ ZLWK WKH ',< DSSURDFK 'RQ·W EH LQWLPLGDWHG E\ FKDLQ VDZV 7KH HDV\ WR XVH *UHHQ:RUNV 9 %UXVKOHVV &KDLQ 6DZ XVHV D UHFKDUJH DEOH EDWWHU\ WKHUH·V QR JDV RU RLO WR PL[ 1R JDV PHDQV QR H[FHVVLYH KHDW RU YLEUDWLRQ 7KH VDZ UXQV XS WR SHUFHQW FRROHU DQG YLEUDWHV XS WR SHUFHQW OHVV WKDQ FRPSDUDEOH JDV VDZV ,Q DGGLWLRQ WKH LQQR YDWLYH EUXVKOHVV PRWRU SUR YLGHV WKLV VDZ ZLWK HQRXJK SRZHU WR FXW D FRUG RI ZRRG

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

Weisenburger Builders, Inc. Serving the building and remodeling needs of Northwest Ohio for over 25 years

Photo courtesy of Brandpoint

Even though the outside chores slow down in the fall, there are still some things that should be done. Leaves should be raked or blown, by a leaf blower, off the lawn, and trees or shrubs that were planted earlier in the year should be watered on a weekly basis until the ground freezes.

MULCH

Shredded Hardwood Tree Bark - All natural, $20 per yard Color Enhanced Mulch Black, Chocolate or Red - $24 per yard

BUYER OF

STANDING TIMBER S o r r y - We C a n n o t A c c e p t Ya r d Tr e e s

• Free Estimates • Prints and designed plans • Member of BBB • 5 Star Energy Builder • Satisfaction Guaranteed Call Us Today! 5RDG ' &RQWLQHQWDO 2+

ZZZ ZHLVHQEXUJHUEXLOGHUV FRP

Manufacturers of Hardwood Lumber Firewood & Mulch

Wagner Farms & Sawmill L.L.C. 3PBE 9 -FJQTJD 0)

419-653-4126 Fax 419-653-4127

ZZZ ZDJQHUVDZPLOO FRP

.PO 'SJ $MPTFE -VODI 4BUVSEBZT /PPO

Family-Owned In Business for Over 50 Years


3$*( )DOO +RPH ,PSURYHPHQW 7KH &UHVFHQW 1HZV :HGQHVGD\ 6HSWHPEHU

$ SODQ WR KHOS FOHDU IMPROVING VS. MOVING? RXW SDSHU SLOHV Midwest Community Can Help! +RPH DQG *DUGHQ 7HOHYLVLRQ

$UH \RXU NLWFKHQ FRXQ WHUV LVODQG DQG WDEOH VZLP PLQJ LQ D VHD RI SDSHU" 'R WKH VWDFNV RI ELOOV DQG PDLO VHHP WR MXVW NHHS SLOLQJ XS" ,I \RX DQVZHUHG \HV WR ERWK RI WKHVH TXHVWLRQV OLVWHQ XS :H KDYH DQ RUJDQL]D WLRQ V\VWHP WKDW·V JXDUDQ WHHG WR FOHDU WKH SDSHU FOXW WHU IURP \RXU NLWFKHQ DQG KRPH RIILFH IRU JRRG 7KH NH\ WR FOHDULQJ SDSHU FOXWWHU DQG PDLQWDLQLQJ DQ RUJDQL]HG KRPH LV WR GHDO ZLWK WKH SDSHU \RX UHFHLYH ULJKW DZD\ QR PDWWHU ZKDW LW LV ,W·V HDV\ WR ZDON LQ WKH KRXVH WKURZ WKH PDLO RQ WKH NLWFKHQ FRXQWHU DQG YRZ WR SXW LW DZD\ ODWHU EXW RIWHQ WKH VWDFN RI PDLO JURZV :LWKRXW D SURSHU ILOLQJ V\VWHP LPSRUWDQW QRWLFHV FDQ HDVLO\ JHW ORVW 7LS $Q H[FHOOHQW ZD\ WR GHFUHDVH WKH DPRXQW RI SDSHU LQ \RXU KRPH LV WR VLJQ XS IRU RQOLQH ELOO SD\ DQG HPDLO VWDWHPHQWV $Q HDV\ ZD\ WR GLVEDQG SDSHU VWDFNV DQG NHHS \RXU

ILOLQJ V\VWHP FOXWWHU IUHH DV ZHOO LV WR XVH DQ H[WUD ODUJH FDOHQGDU WR UHFRUG IDPLO\ ZLGH VFKHGXOHV +HUH·V ZKHUH WKH SURFHVV JHWV D ELW WLPHO\ EXW LW·V ZHOO ZRUWK WKH WLPH VSHQW LQ WKH HQG 'HSHQGLQJ RQ WKH DPRXQW RI SDSHU FOXWWHU \RX FRXOG XVH D VPDOO DQG VLPSOH WDEEHG ILOH IROGHU RU DQ HQWLUH RIILFH VW\OH ILO LQJ FDELQHW 6WDUW E\ FOHDU LQJ RII WKH NLWFKHQ WDEOH DQG FUHDWLQJ VWDFNV RI WKH VDPH W\SH RI SDSHU RU PDLO FDU LQVXUDQFH KHDOWK LQVXUDQFH XWLOLWLHV WD[HV FUHGLW FDUGV EDQN VWDWHPHQWV UHFHLSWV HWF ,W PD\ EH HDVLHU WR FRP ELQH FHUWDLQ DUHDV DQG FUHDWH EURDGHU VXEMHFWV OLNH ´ELOOV µ ¶·LQVXUDQFHµ DQG ´SHUVRQ DO µ 7KH LPSRUWDQW WKLQJ LV WR KDYH D JR WR ILOH IRU HDFK VXEMHFW IRU UHIHUHQFH $Q\WKLQJ WKDW UHTXLUHV D UHVSRQVH LQ WKH QHDU IXWXUH VKRXOG EH SODFHG LQ DQ ´DFWLRQ VWDFNµ WKDW ZLOO HYHQWXDOO\ EH ILOHG DZD\ RQFH WKDW SDUWLFXODU ELOO LV SDLG RU IRUP LV ILOOHG RXW

MCFCU Home Equity Loans • Competitive Rates • No Closing Costs • Fast Approval • Flexible Options • Solid Experience

Jennifer Backhaus Financial Service Representative

0$16),(/' &216758&7,21 &2

RU ([W

5HVLGHQWLDO 6HUYLFHV :H 2IIHU

0DLQ 2IÀFH

t ( "3"(&4 t # 6*-%*/(4 t " %%*5*0/4 t 3 00'*/(

Napoleon Branch 4UBUF 3PVUF

1429 N. Scott Street %FmBODF 0) 1IPOF Napoleon, OH 43545 1DSROHRQ %UDQFK Phone: 419-599-5522 / 4DPUU 4USFFU

'-"5 300'4 4)*/(-&4

&$// )25 $ )5(( (67,0$7(

/,&(16(' ,1685(' 3UHVLGHQW )UHG 0DQVILHOG

www.midwestcommunity.org

/BQPMFPO 0) Deerwood Branch Main 1IPOF Office 08770 State Route 66 1481 Deerwood Drive 'HHUZRRG %UDQFK Defiance, OH 43512 Defiance, OH 43512 %FFSXPPE %SJWF Phone: (419) 783-6500 Phone: (419) 782-9856 %FmBODF 0) 1IPOF Equal Oppor tunity LENDER

NCUA


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.