Cheltenham Dec15 by Love Local Magazines

CHELTENHAM YOUR LOCAL COMMUNITY MAGAZINE

FREE

www.cheltenham-magazine.co.uk

December 2015

December What‘s On Guide Growing Fruit Trees

Gardening by Pippa Greenwood

Make Room for Guests at Christmas

Home & Interiors by Katherine Sorrell

Martin Lewis

Advice for Winter

The Millionaire Maker Local Writer Richard Denny

Local News Local Businesses Finance

Financial Help for First Time Buyers Christmas Last Post Dates

This month’s magazine distributed in

Charlton Kings • Charlton Park • Moor End • Prestbury • Pittville • Fairview • Bath Road • 10,000 copies

Also available to view online at www.cheltenham-magazine.co.uk

OPEN

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Westgate Retail Park (Opposite Dunelm Mill) Gloucester GL1 2RU Mon-Sat 9.30am-5.30pm Sun 11.00am-4.00pm

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To advertise call 07939 802 384 or 01242 500 028 or visit www.cheltenham-magazine.co.uk

CHELTENHAM TOWN LANDSCAPING & DRIVEWAY SERVICES Fully insured experts with over 15 years experience SPECIALISING IN

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HPS TR Ltd, Newent

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Commercial manufacturer and supplier of a vast range of top quality ammunition, from new to once fired to reloading free issue cases, HPS offer a bespoke ammunition service for both sport shooting and hunting. Manufacturing their own aluminium (“The HPS Convertible”) and wooden rifle stocks, HPS can build you a custom rifle to suit your specification. From ammunition, rifles, range equipment and accessories, HPS provides the sport shooter a We are only a short variety of products and drive from J3 off the services and should be M50. Call first, but do your first stop for all come by & see us! your shooting needs.

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@Cheltenham Tel: 01242 229297 Email: George.Garland@cheltenhampark-hotel.co.uk

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To advertise call 07939 802 384 or 01242 500 028 or visit www.cheltenham-magazine.co.uk

From the Editor Dear Reader,

Local Magazines Published by Glos Directories - connecting local businesses with local people

Itâ&#x20AC;&#x2122;s that time of the year again when Cheltenham embraces Christmas and all the festive fun that goes with it. December is such a magical month and I look forward to long strolls through Montpellier and on to the Christmas Market in the Promenade for some delicious food, present shopping and a glass of mulled wine to keep me warm! This year for the first time we have been delivered our 'Elf on the Shelf'. He is Santa's 'scout' and flies back to Santa each night and let's him know if the children in the house he have been naughty or nice that day. He then ends up somewhere else each morning and the kids are so excited to find where he has landed! Wish the Elf would stay all year to keep my children in line but alas, he goes back to the Northpole on Christmas Eve and only returns again next year. I would like to wish you a Merry Christmas and a happy New Year from all of us at Cheltenham Magazine! See you next year! Best wishes,

Vicky Muller

- Editor

Cheltenham Magazine Distribution Areas Distributed in Feb, Apr, Jun, Aug, Oct, Dec Charlton Kings, Charlton Park, Moor End, Prestbury, Pittville, Fairview. (10,000 copies)

Distributed in Jan, Mar, May, Jul, Sep, Nov Leckhampton, Montpellier, Tivoli, The Park, Bath Road, Town Centre, Naunton Park, Sandford Park. (10,000 copies)

Cheltenham Magazine prints 10,000 copies per month. All our magazines are also available to view online. Please visit www.cheltenham-magazine.co.uk, email us on info@cheltenham-magazine.co.uk or call us on 01242 500 028 to request advertising rates for Cheltenham or should you like information on any or all of the other publications which we publish in Gloucestershire.

Please like us on Facebook.com/CheltenhamMagazine Follow us on Twitter @CheltenhamMag

Tel: 01242 500 028

www.cheltenham-magazine.co.uk

Request a price list online or call to book your space in Aug/Sept Magazine Book now to be included in the next Issue and grow your business locally. Please mention Cheltenham Magazine when responding to advertisers Page 5

Retired Police

Handyman Service A network of trusted and reliable retired police officers who provide high quality handyman services to families, individuals and businesses in Cheltenham, Gloucester and surrounding villages

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To advertise call 07939 802 384 or 01242 500 028 or visit www.cheltenham-magazine.co.uk

Reliable Local Handymen Retired police officers in Cheltenham are pioneers in an ambitious national network of highly vetted handymen launched by ‘Blue Local Handymen’. Helping to combat the ongoing problem of cowboy builders and dodgy tradespeople, local retired police officers with a passion for home maintenance are taking up tools to provide peace of mind to the residents and businesses of Cheltenham and Gloucester. Typically police officers retire after 30 years service and a huge number are still eager to continue playing an active and productive role in their communities. All of the handymen prove themselves capable and experienced in indoor and outdoor home maintenance

works before joining the network and carry recent Enhanced CRB (Criminal Record) Checks. Managing Director, Nick Orde-Powlett, hopes that the company’s rigorous selection process will bring security and peace of mind to people in the area: “Our vetting process is second to none. All of our handymen are friendly retired police officers with many years working in the community under their belt – they understand peoples’ concerns and fears better than anyone else and they genuinely care.“ Handyman Richard Smith states: “I enjoy being a general handyman, and especially like gardening. Joining up with the Blue team creates opportunities for us to work in our

local communities. I have met many people that have either had bad experiences, or heard nightmare stories about rouge handymen. They just don’t call anyone to do the things that they either haven’t got the time or capability to do themselves. We can get on with whatever needs to be done without the clients having to worry." More information can be found on the website www.trustinblue.com and bookings can be made either by calling freephone 0800 255 0 255 or emailing helpdesk@ trustinblue.com

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Town Centre Talking Cheers! It’s not just shops that make Cheltenham special There was a time when the general health of a town centre was judged on the number of occupied shops.

Some have spoken of the area becoming “little Italy” with the huge success of Jamie’s Italian just up the road. But it’s not just If the high street and surrounding Italians that have moved in to streets and arcades were full of Regent Street, with Bill’s being busy, bustling shops, all was well. another popular recent addition to the street. If several key properties stood empty for any length of time, it Steak restaurant The Ox was was a good sign the town was previously only to be found on its uppers. in Bristol but has now chosen Cambray Place in Cheltenham Thankfully, Cheltenham, even for its second restaurant. in the toughest years of the recession, always saw a good take-up on most of its key streets. Yes, there have been gaps, but they tended to be filled relatively quickly. But here’s another indicator of a town’s popularity – the number of restaurants and bars.

Continuing the upmarket theme, The White Spoon recently opened on the other side of the town centre in Well Walk close to The Wilson, with Heston Blumenthal-trained Christopher White at the helm. And you can’t talk food near The Wilson without mentioning relative newcomer Boston Tea Party, which has been an enormous success.

Suddenly, any restaurant worth its salt and pepper seems to want to open in Cheltenham. Just when It’s easy to forget that it was we’re getting used to one new name in town, along comes another. only in March that popular Caribbean restaurant Turtle The current rush probably Bay opened, transforming the started with the announcement rundown corner of Albion Street that Carluccio’s – long said and Pittville Street. to have been looking for the Looking further ahead, the right premises in Cheltenham redeveloped Brewery isn’t – was opening in the former going to miss out, having named Mothercare store in Regent Cosy Club – popular in both Arcade, which also gave it an Bristol and Bath – as one of entrance on Regent Street. its new tenants.

Let’s also raise a glass to the new drinking establishments in town. Back in Cambray Place, the Wild Beer Co offers an everchanging range of craft beers. In May, the Grape Escape added a very different type of wine bar to the town-centre-end of Bath Road and the very latest kid on the block is AquaVitae in Ormond Place. This new bar is all about drinks and food during the day and links to the 21 Club downstairs at night. Cheltenham is also benefitting from a much-improved real ale offering with star billing going to the Sandford Park Tavern, which only opened in 2013 but has already twice been named Cheltenham Campaign for Real Ale’s pub of the Year. It seems that whether it’s food or drink you’re after, Cheltenham town centre is the place to be. - by Kevan Blackadder, Town Centre Manager

Please mention Cheltenham Magazine when responding to advertisers

Page 11

David Richards on 01242 898 750 or 07725 722132

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The Clubhouse

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CALL US TODAY TO BOOK YOUR CHRISTMAS PARTY! •Holds up to 150 seated •Fully stocked long bar •Dance Floor •Live Music Setup •Catering available for any event •Technology set up for business meetings and conferences •Terrace with panoramic views across the rolling Cotswolds

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Free weekly news recording for visually impaired people Local news from Cheltenham, Tewkesbury and the North Cotswolds delivered free on memory stick or CD, or via our website.

Interested? Visit our website www.cotswoldlistener.co.uk or call 01242-252072 and leave us a message.

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SENIOR ICT TECHNICIAN The successful candidate will provide support and maintenance of the school’s network, servers, software packages and computer equipment and audio/visual hardware. All information and application forms available on request, or from the School’s website. www.newent.gloucs.sch.uk Applications should be supported by letter and full CV and sent to Mrs Ann Price, Business Manager. We aim to be a safe school - chilren’s welfare is paramount. These posts are subjected to a satisfactory Criminal Records Bureau (CRB) Enhanced Disclosure

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To advertise call 07939 802 384 or 01242 500 028 or CENTRAL visit www.cheltenham-magazine.co.uk

Tips from The Millionaire Maker The media have called Richard Denny the millionaire maker. For over 30 years he has helped thousands of people into financial wealth, and others into greater achievement and happiness. His lectures, books, videos, DVD’s and CD’s are bought around the world and he lives right here in the Cotswolds.

Happy Christmas Many of us know, but some have forgotten, that Christmas is a Christian celebration of the birth of Jesus. The 25th December is the day that Jesus was born and gifts were given to him. This has become a very happy time for most Christians and this celebration is shared with millions of people who are not practicing Christians but who wish to be part of this memorable event. They show their loved ones their love with gifts and a special meal to celebrate this special day, the great ‘Christmas Dinner’. Sadly and unfortunately these festivities can easily become so pressurised, particularly with the media encouraging us to spend, spend, and spend so that the opposite of happiness occurs. Worry, pressure, debt, guilt, dissatisfaction, arguments, anger and jealousies can all rear up. Apparently the busiest month for divorce lawyers is January. Now I am sure you, my readers, really do want to look forward to a happy Christmas, so here are a few tips:

1. Children laugh on average 150 times a day, adults laugh on average six times a day. Be a child this Christmas and laugh a lot bringing happiness to others. 2. Resist and fight the pressures to spend, borrow and get into debt, this only brings very short term happiness. 3. The Christmas story is about bringing happiness and joy to others, so may I respectfully suggest you reduce your expectations from others to zero and give attention, time, conversation, listening, playing with others and you will have a very happy Christmas. 4. Expect nothing for you, but give kind and caring words to others. Be grateful for what you have; your smile is infectious let others catch it, and decide to enjoy each day regardless. 5. Eliminate the tendency to think it’s another person’s role to make you happy, be it a partner, a parent, or a child. Finally just spare a thought that this wonderful celebration of Christmas is all to do with the birth of a person 2015 years ago in Bethlehem. For more detailed information and help join the Denny Business Academy for free.

For success and wealth go to www.dennyacademy.com Page Page15 1

Cheltenham Magazine Please mention Winchcombe Magazinewhen whenresponding respondingtotoadvertisers advertisers

Growing Fruit Trees by Pippa Greenwood

For the ultimate in gorgeous apples, pears, plums or more, the fruit needs to be freshly picked and sun-warmed - so grow your own and make some good looking additions to your garden, even when space is limited. There’s no need to have a massive plot or an orchard to grow fruit trees… You can grow fruit trees in surprisingly small spaces, especially if you don’t grow them in a classic tree shape, but train them. Training them into espaliers (several sets of horizontal ‘arms’), cordons (single main stems grown at an angle) or fans (with branches trained into a fan shape) means that you can grow many varieties of apples and pears up against a suitable vertical surface such as a wall, fence or set of sturdy wires. You could also train fruits like apples to make a neat edging for a bed or border about 45cm above ground level (called ‘step-overs’). A step-over apple grows to a height of about 30cm and is trained to forms two horizontal ‘arms’, which will bear a smallish crop of fruit. Try step-overs around the edge of your vegetable plot or flower bed. To make a real feature of fruit, use a tree to create a Page 16

decorative and productive arch. Buy an inexpensive bare root cordon (straight stem) or a ‘whip’ fruit tree of your favourite variety, pair it with another variety that is a suitable pollinator (check with the nursery) and plant one on each side of the arch, training them in as they grow. It will look pretty when in blossom in spring and will bear tasty fruit too. Provided you get the right rootstock (see below), you can grow fruit trees in large containers. The container needs to be big - a half-barrel at least - and have drainage holes kept clear using a few inches of broken china or ‘crocks’ at its bottom. Good quality loambased compost such as John Innes No.3 will work well, but help to keep it well aerated and free-draining by adding 2550% multi-purpose loam-free compost. It is essential to choose fruit trees on the right ‘rootstock’, as this determines the ultimate size and vigour of the tree. Apples are complicated, but as a rule, for step-overs, cordons, dwarf bushes and trees in containers try the extremely dwarfing M27 - though weak varieties may fail in poor soil or if not well pampered. For bush, cordon, espaliers and

half-standard try the dwarfing rootstock M26, while for a cordon, an espalier on poor soil, arches and bush trees try the semi-dwarfing MM106. You can buy one year old ‘maidens’ or ‘whips’ which are small, fairly straight stems and train them yourself or you can buy trained or part-trained trees. Make sure you choose varieties that flower at the same time so that they pollinate each other and thus provide fruit. Ask your supplier which ‘pollination group’ each variety is in. At this time of year you can buy inexpensive fruit trees sold ‘bare-root’, which means lifted from a field and not container grown; they also establish well. Bare-root fruit trees are generally available from about November until early March - so don’t delay, get ordering or planting today! Perfect as a Christmas gift, make vegetable growing fun with Pippa’s unique ‘Grow Your Own with Pippa Greenwood’ system. Select the vegetables you’d like to grow at www.pippagreenwood. com and your garden-ready plants will be delivered in May, accompanied by weekly emails packed full of advice and tips. Gift cards are available too for this perfect present! It is great value and various pack sizes are available.

To advertise call 07939 802 384 or 01242 500 028 or visit www.cheltenham-magazine.co.uk

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Page 17

Winter Ball Friday 11 December 2015 Pittville Pump Room, Cheltenham 7pm - 1am • • • •

Champagne reception Three course meal Entertainment Exclusive raffle

Tickets £90

with table packages available

For information and tickets call 01242 246270 or email leckhampton.fundraising@sueryder.org

Sue Ryder Care is a charity registered in England and Wales (1052076) and in Scotland (SC039578). Ref No. 04353. © Sue Ryder. July 2015.

Page 18

To advertise call 07939 802 384 or 01242 500 028 or visit www.cheltenham-magazine.co.uk

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Book Natasha on 07834 469 079

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Volunteers Needed!

The Clubhouse

Change someone’s life and enrich your own Bu

s le

We are looking for special people who can ing Circ give ild a few hours a month to support and offer friendship to isolated and lonely people with Learning Disabilities throughout Gloucestershire. in

We are also ir looking for Volunteers to help us at Gl o c e st e rs h our uquarterly social events, and to help with our Logo Idea 1 ongoing fundraising activities.

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Circto the life Make ingand irc diﬀerence to your life inga Creal l ild ild of someone who needs your friendship.

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Glo

If you would like further information about becoming an volunteer we would be delighted to hear from you: r o u c e st e rs h

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Glo

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Building Circles in Gloucestershire n r i

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Page 19

JOIN OUR DISTRIBUTION TEAM! Local Distributors wanted to assist with distribution of our magazines in Cheltenham.

Email: office@glosdirectories.co.uk

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Chalk Talk 'Smile at us…pass us; but do not quite forget. For we are the people of England, that never have spoken yet.' So wrote GK Chesterton, that great English writer and poet. Granted, he probably wasn't thinking about the British constitution when he wrote those words but they feel appropriate when you think about the situation that existed until just a few weeks ago. Only last month a Scottish MP in Westminster could vote on matters which only affected England, even though English MPs have never been able to vote in the Scottish Parliament on equivalent issues. It meant you had the daft, lop-sided situation where Scottish MSPs could vote for, say a cut in Air Passenger Duty in Scotland, only for Scottish MPs in Westminster to be able

to impose an increase in the equivalent measure in England. I have long thought that was wrong. Before the General Election I was the Cheltenham patron of the 'Fair Votes for All' campaign, which was set up to push for change. Now the campaign has born fruit. Following a recent vote on English Votes for English Laws, commonly known as EVEL, fairness and balance has been restored to our United Kingdom. The position today is that where the speaker decides that draft legislation affects only England, English MPs (and Welsh MPs where appropriate) will have a veto to ensure it only passes with their consent. The measures were bitterly challenged by Labour and the SNP. But as so often in Parliament there was room for humour. During the recitation of the Lord's Prayer at the start of the

parliamentary proceedings, one Labour wit was heard to murmur 'Too right!' at the reference to 'Deliver us from EVEL…’ I believe that these measures are proportionate and fair and strengthen our Union. The majority of Cheltonians I have spoken to seem to agree. England expected. Cheltenham did too. - by Alex Chalk

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Family Christmas Concert in aid of Child Refugee Crisis Appeal On Friday 11th December at 7pm, St Gregory’s Church in Cheltenham will host a magical Christmas concert with Tenors Un Limited, also known as ‘the ratpack of opera’. Special guests will be The Mander Hall Academy and the All Saint’s choirs. Jem (Jeremy) Sharples is one member of the classical crossover trio Tenors Un Limited who are currently taking a break from their national touring show ‘Songs from Venice to Vegas’ to put on a series of Christmas concerts. About the concert at St Gregory’s Church he says “It promises to be a great concert for all the family. We will be joined by the children of The Mander Hall Academy and All Saints’ Academy choirs. I know the kids will be great.” Sheila, co owner with her daughter Kate Hall of the The Mander Hall Academy, and Jem have met each

CODEWORD Each letter in this puzzle is represented by a number between 1 and 26. The codes for three letters are shown. As you find the letters enter them in the box below.

other in the past. “I can’t believe it’s been nearly 20 years since Sheila and I last worked together” says Jem. “Sheila was artistic director at the Everyman Theatre and she cast me to play Jesus in the professional world premiere of Richard Taylor’s musical based on Mary Hayley Bell’s novel ‘Whistle Down the Wind’. It was a great show and I had a fantastic summer in Cheltenham.” “In Whistle down the Wind, Sheila had a brilliant crop of local kids and I am sure they are still as talented in Cheltenham and we may even have a few children of the children from all those years ago singing with us on the night of the concert.” Part of the proceeds from ticket sales and all of the proceeds from the refreshments will go to the Child Refugee Crisis Appeal, so come along, enjoy a fantastic concert and give to the children who will

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be in great need this Christmas. Tickets are available from: www. tenorsunlimited.com/tickets or Sheila Mander: 07879 620 781.

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MARTIN LEWIS MARTIN LEWIS Winter Winter

A stark warning, not just for Game of Thrones fans… winter is coming. Yet A stark warning, just Gameknee of Thrones is coming. don’tnot leave it for till we’re deep infans… whitewinter stuff to sort bills,Yet as changes can don’t leave drag-on it till we’re knee deep in white stuff to sort bills, as changes can (sorry). drag-on (sorry). So dust off your long johns, grab a cup of Bovril and snuggle up with my So dust off your longto johns, cup of Bovril and up with my checklist keepgrab youracosts down and thesnuggle heat up. checklist to keep your costs down and the heat up. 1) Save £250+ on energy bills. 1) Save £250+ on energy bills. Winter is of course the highest-use energy period. So the Winter is ofkey course highest-use energy period. So the deal – that is tothe ensure you’re on the cheapest possible key is to ensure on thetariff cheapest possible dealprovider, – that it may be may you’re be changing with your existing may be changing tariffThe withmove youracross existing provider, it may beit now to switching. takes 17 days, so do switching. The move across 17 days, do it the nowcold to snaps. ensure you’re ontakes the right deal so before ensure you’re on the right deal before the cold snaps. Those who worry about this, don’t – it’s the same pipes, gas, Those who meter worry about this, don’t – it’s the lose samesupply. pipes, The gas,only and safety, and you don’t meter and safety, and isyou don’t supply.service. The onlyBut savings can be difference price andlose customer difference ishuge. price and customer service. But savings can be huge. About 70% are on their provider’s standard tariff – across About 70% the are big on their provider’s standard tariff – across six this is an average of £1,095/year based on typical the big six this is anYet average of £1,095/year based on typical usage. the cheapest open market’s deal is around £830 a usage. Yet the dealmuch is around £830 a winter yearcheapest – that’s open £260 amarket’s year saved, of that in the year – that’smonths. £260 a year saved, much of that in the winter months. However, as your exact cheapest depends on what you use However, asand your exactyou cheapest depends what you where live – to find out,onalways do ause comparison. and where you – to findyou out, always a comparison. Just live make sure select ‘alldo tariffs’ on a comparison site. Just make sure tariffs’ on a comparison site. You you can select use my‘all www.CheapEnergyClub.com which also You can usegives my www.CheapEnergyClub.com also monitors you switchers up to £30 cashbackwhich and then gives switchers to £30 cashback andbeats then it, monitors you tariffup after to check no one or any Ofgem.gov.uk tariff after to check nocomparison one beats it, or any Ofgem.gov.uk approved site. approved comparison site. 2) Switch energy now and you could get £100s back. 2) Switch energy now and you could get £100s back. If you pay by direct debit, it’s likely you’re in credit after the If you pay by direct debit, it’s Most likely providers you’re in credit low-use summer. give itafter back the automatically, low-use summer. Mostdon’t, providers giveask. it back automatically, but if they call and If you’ve switched in the past but if they don’t, call and ask. If you’ve switched in the past five years, your old supplier may still owe you too. five years, your old supplier may still owe you too. Asking for it back is simple and here’s a success to Asking for itencourage back is simple a success tome from 17 months you:and “Thehere’s balance owed to encourage you: “The balance owedgot to back me from 17about) months ago (which they never to me was £1,364.22. ago (which Athey never got back to me about) was £1,364.22. brilliant result but I do feel an idiot for not knowing how A brilliant result but I do feel an idiot for not knowing how much I'd overpaid, so I urge everyone to do the same as me much I'd overpaid, so I urge everyone to do the same as me and check.” – Col.escargot. and check.” – Col.escargot. 3) Free winter car check. 3) Free winter car check. Halfords.com is offering a free £15 winter car check, which Halfords.com is offering a free £15 winter check, which includes checks to your battery,car bulbs, wiper blades, oil and includes checks to your levels. battery,You bulbs, screenwash don’twiper needblades, to bookoilinand advance, screenwashthough levels. you You can don’t neediftoyou book in advance, online want, and the check should though youtake can online if you want, There and the should to buy about 15 minutes. is check no obligation take about 15 minutes. is no obligation tomight buy try to upsell you. anything, butThere be prepared that staff anything, but be prepared that staff might try to upsell you. The winter car check is on until spring next year. The winter car check is on until spring next year. 4) Are you entitled to any extra winter help? 4) Are you entitled to any extra winter help? Winter is a tough time for many as the cold sets in. But there Winter is a tough timewhich for many the cold sets in. But there are funds may as help… are funds which may help… a) Winter fuel payments. If you were born on or before 5 a) Winter fuel January payments. If you or beforecriteria 5 1953 (andwere met born otheron qualifying throughout January 1953 met other qualifying criteria throughout the(and week commencing 21 September 2015), you’re eligible the week commencing September 2015), you’re Ifeligible for the up to21£300 winter fuel payment. you get certain for the up to £300 winter fuel payment. If you get certain

benefits, eg, state pension, pension credit or jobseeker’s benefits, eg,allowance, state pension, or jobseeker’s– otherwise you you’llpension usually credit get it automatically allowance, you’ll usually get it it. automatically otherwise you 15 15 15. may have to claim You do that–by calling 03459 may have to claim it. You do that by calling 03459 15 15 15. b) Cold weather payments. Anyone on certain benefits, eg, Cold weather payments. Anyone on certain benefits, eg, pension specific income support, jobseeker’s allowance, specific income support, jobseeker’s allowance, credit, gets £25 for every seven days pension where there are subcredit, gets zero £25 for every sevenIt’s days where there are subtemperatures. paid automatically from 1 November zero temperatures. this year.It’s paid automatically from 1 November this year. c) Choosing between heating and eating? If you’re seriously Choosing between and eating? If you’re seriously behind,heating or in general financial hardship, you may be eligible behind, or in hardship, you may be eligible forgeneral specialfinancial tariffs/help. Try the HomeHeatHelpline.org.uk on for special tariffs/help. Try the HomeHeatHelpline.org.uk on 0800 33 66 99. 0800 33 66 99. 5) Do you know where your water cock is? Do you know where your water cock is? Everyone should know where their main water off-switch is, Everyone should knowknown whereastheir main water off-switch is, create an otherwise a stopcock. Frozen pipe bursts otherwise known asof a stopcock. Frozenworse pipe bursts createfind an the off average £4k of damage, if you can’t average of £4k of damage, worsefloods. if you So can’t finddon’t the off switch as your home if you know, spend five switch as your home floods. So if you don’t know, spend five minutes now finding out – typically it’s under the kitchen minutes now finding – typically it’s under the kitchen sink, in theout boiler cupboard, or outside. sink, in the boiler cupboard, or outside. 6) Full service car breakdown cover £41, basic for £16 – and if Full serviceyou’re car breakdown £41, basic for £16 – and if renewing,cover haggle. you’re renewing, haggle. Problems are more likely in winter and the consequences Problems are in winter and the consequences aremore morelikely severe. For breakdown, home start and onward are more severe. breakdown, home start and onward travel For cover, AutoAidBreakdown.co.uk charges £41/year, travel cover,though AutoAidBreakdown.co.uk if it sends a truck andcharges driver £41/year, you pay, then reclaim. though if it sends a truck and driver you pay, then reclaim. Or if you’ve got cover and are at renewal, haggle. In a recent Or if you’vepoll got Icover and are84% at renewal, a recent conducted, of AA andhaggle. 78% ofInRAC customers who poll I conducted, 84%lower of AArates, and 78% of RAC customers whofor the tried got like Graham did: “Thanks tried got lower rates,advice. like Graham did: five “Thanks for the haggling Just spent minutes on the phone to the haggling advice. Justgot spent minutes on the phone RAC and myfive renewal slashed from £252totothe £151. Just RAC and gotover my £100 renewal from £252 towork £151. Just do nicely!” for slashed about five minutes’ – that’ll over £100 for work – that’ll do nicely!” Fullabout help five to dominutes’ this in www.mse.me/breakdown Full help to do this in www.mse.me/breakdown For basic policies, buy through a cashback site like For basic policies, buy through or a cashback site and like you can reduce the Topcashback.co.uk Quidco.com Topcashback.co.uk Quidco.com and you canand reduce cost, eg,or RAC basic is £27.99 a year you the get around £12 cost, eg, RAC basic is £27.99 yearmore. and you get around £12 cashback, AA is a alittle cashback, AA is a little more. 7) Free loft/cavity wall insulation, open to all. Free loft/cavity wall insulation, open to all. Energy firms face sanctions if they don’t meet Eco quotas, so Energy firmssome, face sanctions they don’tEDFEnergy.com meet Eco quotas, eg, BritishifGas.co.uk, andso some, eg, British Gas.co.uk, Npower.com giveEDFEnergy.com free insulation and to anyone in England, Npower.com give free England, Scotland orinsulation Wales withtoaanyone suitableinhome (you don’t have to Scotland orbe Wales a suitable home don’t Ifhave theirwith customer or on a low(you income). youto paid for this be their customer or on a low income). If you paid for commercially, it could cost around £700. this commercially, it could cost around £700. The savings can be huge. The Energy Saving Trust estimates The savingsyou’ll can be huge. The Energy Saving Trusta estimates see a reduction in bills of £300 year compared with a you’ll see a typical reduction in bills ofhome. £300 aOn year compared with3-4 a weeks to uninsulated average it takes typical uninsulated home. On average it takes 3-4 weeks book a survey and a further two weeks for thetoinsulation to book a survey and a further two weeks for the insulation to be fitted (though it can take longer). be fitted (though it can take longer).

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Page 25

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Home & Interiors Make Room for Guests at Christmas box, bag or basket to stow bedding during the day.

Dinner is served

The tree is decorated and the turkey in the freezer, but are you ready to welcome friends and family this Christmas? Katherine Sorrell outlines some quick and easy ways to create extra space for holiday visitors.

Lounging around

If you’re going to need somewhere for everyone to relax in the living room, bring in beanbags for the kids and pop cushions on top of coffee tables and benches to create a few extra TV-viewing spaces.

A bed for the night

No guest room? No problem. A sofa bed, day bed or futon – or simply a longish sofa – will do the trick. A good quality airbed is a great thing to have, too. If your living room is acting as a temporary bedroom, clear space for your guests’ luggage and place a small lamp near the head of their ‘bed’ and a spare throw or blanket nearby. Use a

An extendable dining table is perfect for accommodating additional guests; alternatively enlarge your table temporarily by topping it with an overhanging sheet of plywood (you might want to protect the table with a pad or cloth first), covered with a pretty tablecloth. Or, create a separate dining table – maybe just for kids – using anything with a flat surface, from a trestle table to a coffee table, surrounded by cushions on the floor.

Any old china

If you haven’t got enough crockery for all your guests, plan ahead and pick up extras at car boot sales, charity shops or vintage shops; the same goes for glasses and cutlery. If all else fails, have a stack of paper plates to hand – no one will mind once the turkey is dished out, and at least you’ll save on washing up!

Are you sitting comfortably?

If you have a shortage of dining chairs, consider investing in a few inexpensive folding chairs that you could hide out of the way when not in use. If you’re not keen on how they look, try covering them with pillowcases and adding a pretty cushion.

By Katherine Sorrell

Alternatively, a flat-topped stool can double as a seat and as a side table – handy next to that seldom-used guest bed, too – and will slide out of the way under the table when not in use.

Hallway solutions

Extra guests means a proliferation of coats, shoes, boots and umbrellas, so a simple stacking shoe rack will always come in handy, as will a few extra hooks mounted on the wall. How about a free-standing coat rack? Or, for cheap and instant spacesaving, over-door racks, hooks and shoe organisers can be added anywhere in the house.

Eat, drink and be merry

Aim to create enough room in your kitchen to store all your festive goodies by clearing out your cupboards and fridge in good time. Add internal racks, shelves, boxes and baskets so you can stack everything neatly (clear plastic makes it easy to see everything at once).

Bathroom bliss

Clear plenty of space for your guests to store their toiletries before they arrive and look for bath and shower caddies that attach by hook or suction, allowing you to stock all sorts of products out of the way. Provide clean towels on a separate hook or rail from your own – a clothes airer that hooks over a radiator is ideal – and some luxury soaps. Your visitors will never want to go home…

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Main Image: Stella sofa bed in Herringbone, £1,340, sofa.com, 0845 400 2222.

Page 27

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Please contact the Registrar, Katherine Cox, for more information: Please contact contact the the Registrar, Registrar, Katherine Katherine Cox, Cox, for for more more information: information: Please 544 108 contact • e: registrar@thedowns.malcol.org • www.thedownsmalvern.org.uk Please the Registrar, Katherine Cox, for more information: Please the Registrar, Katherine Cox, for more information: 544 108 •• e: •• www.thedownsmalvern.org.uk 544 108 contact e: registrar@thedowns.malcol.org registrar@thedowns.malcol.org www.thedownsmalvern.org.uk 544 108 • e: registrar@thedowns.malcol.org • www.thedownsmalvern.org.uk 544 108 • e: registrar@thedowns.malcol.org • www.thedownsmalvern.org.uk

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JOSSPA launch mobile foot health clinic to help keep your feet in tip top shape!

JOSSPA, the urban spa retreat in Cheltenham, have just launched their brand new mobile foot health clinic to help bring perfect tootsies to homes around the county plus pop-up clinics at care and community centres. Run by Foot Health Practitioner, Jo Donald, the new mobile clinic offers a range of different treatments dedicated to various conditions. The elderly may just need help cutting their nails, dressings applied or comfort paddings made. Whereas, the younger populations tend to have more concern around verruca’s, athletes foot, ingrown toenails and corns. Jo said: "We often forget how our feet bear the weight of our entire bodies on a day-to-day basis, making it easy to understand how a foot problem can quickly lead to discomfort and be extremely detrimental to a daily routine. I am really excited to now be able to offer foot care to the wider public offering foot health checks and combating uncomplicated medical conditions such as fungal infections and callus (hard skin) whilst combining popular treatments such as reflexology and pedicures."

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Existing client Sam Rossiter enthused: “I saw Jo to get my foot health checked and the day after it was like walking on air! It is a bit of pampering that is well worth it.” The clinic offers a large range of treatments and packages in the comfort of your own home or at pop up clinics around the county. Gift vouchers and certificates can also be purchased with free delivery if you think your loved ones could benefit from a foot health check and treatment, which could also be combined with reflexology or a varnish or shellac finish this Christmas! Please call 01242 520553 or email foothhealthclininc@josspa.com for more information or to make an appointment. www.josspa.com Please mention Cheltenham Magazine when responding to advertisers

Page 29

Busy Time For The Lions Club of Cheltenham

Members of the Lions Club of Cheltenham have been very active in the last few months. Through September and into October the Club ran its annual book sale in the High Street. After a slow start trade picked up and members estimate that up to 5000 books were sold. The Club would like to thank all the people who donated books and, of course, all the customers. A start has been made on collecting books for next year's sale, which the Club hopes will take place in spring. On Saturday 17th October it was time for the Autumn Plant Sale at the Exmouth Arms, Bath Road. This was highly successful and the Club would like to thank the management of the Exmouth Arms for their support. The larger spring sales are booked for Saturday 7th May in Charlton Kings and Saturday 4th June in Bath Road. On Monday 19th October Lions Club members from Cheltenham joined forces

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with members from Gloucester and helped the Cotswolds Prostate Cancer Support Group with the administration, car parking, etc. at a PSA screening at Walls Social Club. This was the third screening the Club has helped with within the past year, and it was also the most successful too, with 355 people attending. The Support Group estimates that 20 of the people screened will need further examination. An event well worth attending! Several Lions Club members recently visited the Club's Holiday Caravan to undertake end of season maintenance. Unfortunately, further work will need to be carried out on it before next season. This includes the installation of a new wheelchair ramp. The Burnham Club has offered to undertake the building of this. The Caravan has been used for 23 weeks this summer, including an extra week to accommodate a family recommended by the Minehead Club. Lastly, the Club recently held their 55th Anniversary Lunch at the Hatherley Manor Hotel. The event was well attended and included visits from the Mayors of Cheltenham and Tewkesbury. The Club looks forward to many more years of service to the town of Cheltenham. - by David Green, Club PRO

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equipped to deal with all makes Without a maintenance and models, and supported by contract in place, there’s a team of in house technical always the risk that a support staff. We always allow breakdown will quickly lead the time needed to complete a to unwelcome expense. Joining is easy and there are job properly and charge No Compare Tempted to skip your annual no hidden extras. It only takes a Excess fees. boiler service? Don’t - it’s few minutes to complete our HomePlan false economy - plus a simple form. All we need are regular overhaul will increase your contact details, basic A Fixed Ongoing Compare efficiency, reduce bills and information about your boiler a mainten Cost Guaranteed AAFixed Low Cost Fixed Low Cost of £7.99Without a HomePlan prolong its life. and a completed direct debit contract in place, Frozen At £16.99 Of £7.99 A Month, For mandate. Then just return it to month, for the first months. always the risk tha For 212 Years. The First 12 Months. 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Hot Experienced in all 31/12/2015 Heating, plumbingBoiler, and household Johnston Scotia h of spare parts. Ou protects your boiler, heating the industry, we a Water, Plumbing & Electrics. electrics. It even includes a installing main are highlyand trained system and controls, hot water for several large FREE BOILER SERVICE in boilers locally forb3 registered tradesm system, radiators, internal manufacturers an A ScotiaCare HomePlan each year of the policy. No EXCESS charges – You pay no hidden charges for callouts, Experienced in all plumbingyour and boiler, household of spare parts. Ou protects heating the industry, we a electrics. It even includes a parts or labour. It is all covered by our policy. are highly trained system and controls, hot water for several large b FREE BOILER SERVICE in registered tradesm system, radiators, internal manufacturers CheckCheck your your existing policy to see what excess you repairs couldbebe much as £50! an each yearfor of repairs the policy. existing policy to see what excess youare arecharged charged for – -itItcould asas much £50! plumbing and household ofas spare parts. Ou electrics. It even includes a are highly trained Page 24 To advertise call 01684 772572 or 07912 visit www.glosdirectories.co.uk FREE 575741 BOILERorSERVICE in registered tradesm each year of the policy. A Fixed Low Cost Of £7.99 A Month, For The First 12 Months.

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Page 31

Finding Gifts For The “Nothing I Need” Brigade by Kate McLelland “There’s nothing I need. Don’t buy me anything.” It’s the festive season, and not buying anything just isn’t an option, unless you want to feel like a cross between the Grinch and Ebenezer Scrooge on Christmas morning. But what do you get for those friends or family members who genuinely seem to have everything? I’m not talking a mansion, a yacht and a Ferrari: just all the things required for comfortable, everyday living. There comes a time in everyone’s life when it’s likely that they will have collected all the knick-knacks, gadgets and gizmos they’ll ever need. So what are the options when it comes to buying an original gift for the man or woman who says “There’s nothing I need”? Give a goat At Oxfam (www.oxfam.org. uk) it costs just £25 to buy a goat for a needy family trying to survive in areas affected by war or drought, who can use the gift to produce nutritious dairy products such as milk and cheese. Oxfam also supplies a brightly coloured gift card that explains your purchase. An unforgettable experience If you’ve run out of gift Page 32

ideas for your nearest and dearest, why not give them an experience? It could be anything from afternoon tea for two at a choice of 70 hotels and restaurants nationwide (£36 from www.redletterdays. co.uk), to a hot air champagne balloon flight for one (from £109 at www.buyagift.co.uk). This isn’t the kind of gift you can keep in your bottom drawer, but the lucky recipient is unlikely to ever forget the sensation of drifting high over the British countryside with a glass of bubbly in their hand. Adopt a rare animal The World Wildlife Fund (now called WWF) has another clever gift idea for people who like to feel they are helping a good cause. Go to www.wwf. org.uk and buy an “adopt a wild animal” pack as a gift. This isn’t an actual adoption – your donation won’t be linked to a specific animal – but the adoption pack does include a cuddly toy version of the chosen species. Go retro Treat them to a retro sweet hamper (£36) or a retro chocolate gift box (£12.95) full of Munchies, Curly Wurlies and other nostalgic goodies, both

from www.retrosweets.co.uk. Vintage board games are also popular: you can buy old games in “as new” condition from online retailers such as eBay and Amazon. Buy a gift voucher It used to be that gift vouchers could only be exchanged at one particular retailer, but those days are long gone. The “Love2Shop” voucher can be spent in over 20,000 UK locations, including restaurants, hotels, spas and leisure resort (www.highstreetvouchers.com). Can’t afford any of the above? If your Christmas gift budget won’t stretch to the items mentioned here, consider giving the gift of your time. Buy a small gift box and enclose a note promising to do something for the recipient: a couple of hours of gardening; baking a cake every week for a month; decorating the spare room. These gifts are a far cry from a boring box of toiletries or a shirt and tie set, and at least you’ll win Brownie points for original thinking. You’ll also avoid the dirty looks and long silences that come from having taken the “Nothing I need” brigade’s protestations a bit too literally!

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Golden Years

Memories of 50 Years Ago by Ted Bruning

On 22nd December 1965 Transport Minister Tom Fraser gave us a Christmas present we still use every day – the 70mph speed limit. And not before time, either, because out there on Britain’s roads it was absolute carnage. Back then, there was only one speed limit: 30mph in built-up areas had been the legal ceiling since 1935. Anywhere else, you could go as fast as you liked – and despite the primitive suspension, steering and brakes of the day, and the complete lack of even the most basic safety features (such as seatbelts, for instance), people did. And died. You’d be astonished at the number of road deaths people used to take pretty much for granted. In 1926 when records began, 4,888 people were killed on Britain’s roads. At the time there was a 20mph speed limit, which was scrapped in 1930 as being unenforceable - and perhaps predictably things very quickly got worse. In 1934, with car ownership at only 2,500,000, there were 7,343 road deaths, half of them pedestrians.

During the war, the black-out trumped petrol rationing and 1941 became the worst year on record with 9,196 road deaths. Afterwards, with rationing still in place until 1950 but the streetlights turned back on, the annual death toll fluctuated between 4,500 and 5,500. But from the late ‘50s on, with returning prosperity bringing rising car ownership, new technology producing faster cars, the closure of many branch-lines and factory sidings forcing freight off the rails and on to the roads, and the gradual spread of the motorway network, matters span out of control again. The total for 1964 was 7,820, the worst since 1934 (barring the blackout years, when more British civilians were killed in road accidents than by German bombs). A series of high-profile pile-ups on fogbound motorways in the autumn of 1965 persuaded the Government to act, and on 22nd December the 70mph national speed-limit was announced as a four-month trial. The results were positive enough to persuade Fraser’s successor Barbara Castle to give it another 15 months; in July 1967 it became permanent, and the only change since then has been the reduction of the national limit to 60mph except on motorways and dual carriageways, where it remains

70mph, and on roads with designated lower limits of their own. It would be nice to record that the introduction of the 70mph limit (and the breathalyser that followed in 1967) had a dramatic effect on road safety. No such luck. The grim toll was stubbornly slow to fall and it wasn’t until the 1990s, after the Government adopted more sophisticated and closelytargeted road safety campaigns, that it fell below 3,000 and stayed there. But since 2007, when the number of road deaths fell below 3,000 for the first time ever, there has been a miracle. The figure for 2013 was 1,713 deaths: a record low. There are many reasons for this, not all of them positive: safer cars and better engineered roads, fine; but also far more single-occupancy journeys (hence fewer casualties per crash), punitive insurance premiums that price many younger drivers off the road, and far fewer unaccompanied child pedestrians. How great a part speed limits have played is something to argue about, but the fact remains that for whatever reason Britain is second only to Sweden in the international road safety rankings.

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Happy 50tH BirtHdays to Katarina Witt (3rd), Ed Davey (25th), Heidi Fleiss (30th), and Will Carling (31st). Cake and botox to you all! Page 37

Movie Pictograms

PD U H L O

2 words

You have two minutes to find all the words of three or more letters that can be made from the letters above. Plurals are allowed, proper nouns are not. The 6 letter word will always be just a normal everyday word.

4 words

3 letters: 9 4 letters: 5 5 letters: 0 6 letters: 2

HAIRRY GRAINGE DAMION

Puzzle & Crossword Solutions

3 words

Christmas TV Quiz

GOLF E KILDARE

WORDWHEEL

Using only the letters in the Wordwheel, you have ten minutes to find as many words as possible, none of which may be plurals, foreign words or proper nouns. Each word must be of three letters or more, all must contain the central letter and letters can only be used once in every word. There is at least one word that uses all of the letters in the wheel.

TARGET Excellent: 15 or more words Good: 12 words Fair: 9 words

18 17 4 5

S T

E Page 38

18 16

10 9 6

A Z E

3 Letters Duh Duo Hod Hop Hup Lop Old

22 13 6

S E

16 4

Pod Pud 4 Letters Hold Loud Loup Plod Updo

P A

B L

solution (others may exis SHIP shop shot soot sort PORT

14 6

G E

6 Letters Holdup Uphold

10 24

2 4

10 17

25 23

20 17

Here is one possible solution Here is one possible (others may exist)

Codeword

Word Ladder

1. Gavin And Stacey 2. The Simpsons 3. Charlie Brown (in A Charlie Brown Christmas) 4. David Walliams 5. Only Fools And Horses 6. Catherine Tate 7. Queen Elizabeth II (in 1957) 8. Archie Mitchell 9. An alarm clock 10. Wimbledon Common (the mispronunciation gave her the inspiration for The Wombles)

3L Du Du Ho Ho Hu Lo Ol Po Pu

T T O

17 1

21 6 6 9 6

E Z E C R

18 25

10 23

18 4

14 6

G E

Pictograms 1. Iron Man 2. The Hills Have Eyes 3. Carry On Doctor

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What's On in Dec/Jan Cinderella at The Roses Ongoing until Saturday 2nd January, various times, The Roses Theatre, Sun Street, Tewkesbury, GL20 5NX Christmas time wouldn’t be the same without a trip to the panto. This year the Roses is showing Cinderella with a magical cast fun for all the family guaranteed. For more information and tickets visit: www.rosestheatre.org The Royal Marines Christmas Spectacular Thursday 3rd December, 7.30pm Cheltenham Town Hall Enjoy festive entertainment from the Royal Marines: Listen to some of the finest seasonal music from the Bands of Her Majesty’s Royal Marines. There will be Christmas music, military marches, big band hits, popular showstoppers and much more. For more information visit: www.marinesspectacular.co.uk Bourton Christmas Lights SwitchOn & Late Night Shopping Friday 4th December Bourton-on-the-Water

The lights will be switched on at 6pm. Christmas Carols at GWSR Saturday 5th December, train leaves at 7pm, Gloucestershire Warwickshire Railway, the Railway Station, Toddington, GL54 5DT Annual carol service led by Cheltenham Silver Band in aid of Winston's Wish. Admission: £7.50 in advance. For more information visit: www.gwsr.com

The Joy of Christmas Saturday 5th December, 7.30pm, Cheltenham Town Hall

Seasonal readings and music with the Jubilate Chamber Choir, the University of Gloucestershire & Community Choir, the English Concertante Orchestra, Holy Apostles’ School Choir, Charlton Kings Junior School Choir, St Edward’s School Senior Choir, St Edward’s School Preparatory School Choir and the Richard Pate School Choir. Presented by Vernon Harwood (BBC), conducted by Ian Higginson Admission: £12.00. Tickets can be purchased from the Cheltenham Town Hall Box Office: 0844 5762210. Santa Specials at GWSR Sat 5th, Sun 6th, Sat 12th, Sun 13th, Sat19th, Sun 20th, Tues 22nd, Wed 23rd & Thurs 24th December, Gloucestershire Warwickshire Railway, the Railway Station, Toddington, GL54 5DT Two great ways to visit Santa: either from Cheltenham Race Course by steam train all the way to Winchcombe (or the North Pole!) through the long tunnel, to visit Santa and his elves in his grotto; or from Toddington Station by an early 1960's diesel rail car with Santa and his young elves on board the train, spending lots of time sitting with each family. Santa Fun Run Sun 6th December, Registration from 9.30am, race starts at 11.00am, Pittville Park, Cheltenham Walk, run or jog 1 to 3k and help raise money for Cobalt and Cancer Research UK. Last year’s event raised over £4,000. For more information visit: www.santasfunrun.com

Churchdown Book Fair Sunday 6th Dec, 10am 3.30pm, Churchdown Community Centre, Parton Road, Churchdown, GL3 2JH Come and browse Gloucestershire’s longest running independent book fair. Admission: 50p, under 16s free. Trade free with card from 9.30am. Tapestry of Christmas Music Cheltenham Choral Society Tuesday 8th December 7.30pm, The Pump Rooms

A family concert in aid of Cystic Fibrosis Trust. Come along and enjoy festive music, seasonal readings and much more! Tickets: £10, under 13’s £5. Available on the door and from Cheltenham Town Hall. Malice Through the Looking Glass Thursday 10th December, 7.30pm, The Royal Oak, Prestbury, Cheltenham, GL52 3DL Murder mystery and a three-course dinner. A funny twist on Alice in Wonderland – the play is set six months after Alice went down the rabbit hole. Enjoy a great show as well as excellent food and outstanding hospitality. Fancy dress option: Dress as your favourite ‘Alice’ character! Tickets: £42. Email: eat@royal-oak-prestbury. co.uk. For more information call 07775 797859 or visit: www. hauntedmysteryweekend.co.uk Family Christmas Concert in aid of Child Refugee Crisis Appeal Friday 11th December, 7pm, St Gregory’s Church Cheltenham A magical Christmas concert with

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events cont'd on p40...

Page 39

...events cont'd from p39 Tenors Un Limited, also known as ‘the rat-pack of opera’ and special guests The Mander Hall Academy and the All Saint’s choirs. Part of the proceeds from ticket sales and all of the proceeds from the refreshments will go to the Child Refugee Crisis Appeal, so come along, enjoy a fantastic family concert and give to the children who will be in great need this Christmas. Tickets are available from: www. tenorsunlimited.com/tickets or Sheila Mander: 07879 620 781. Sue Ryder Winter Ball Friday 11th December from 7.00pm onwards, Pittville Pump Room, Cheltenham This amazing event is THE opportunity to dress to impress while raising money for a wonderful charity. Enjoy a 3-course dinner with top entertainment. Prices vary. For more information visit: www.sueryder.org The International Friday 11th and Saturday 12th December, 10.00am – 5.00pm

Two days of incredible jump racing. For more information and tickets please visit: www. cheltenham.thejockeyclub.co.uk Musica Vera Christmas Concert Saturday 12th December, 7.30pm, St Peter’s Church, Church Road, Leckhampton, GL53 0QJ Bach’s ‘Lobet den Herrn’, Charpentier’s ‘Messe de Minuit pour Noël’ and carols for choir and audience. Conductor: David Dewar. Proceeds go to Page 40

the Cheltenham Community Projects. Tickets: £12 to include refreshments; free admission to children under 16. Tickets can be bought at the door, or from The Wilson, Tourist Information Centre, Clarence Street, Cheltenham. Cate Cody Trio Monday 14th December, The Daffodil Restaurant, GL50 2AE Fine dining and excellent live jazz music in the beautiful setting of The Daffodil Restaurant. For more information visit: www.thedaffodil.com Christmas Carols at the Plough Mill Street, Prestbury, Cheltenham, GL52 3BG Thursday 17th December, 9.00pm: Carols with The Black Abbot; Monday 21st December, 7.30pm: The Hand Bell Ringers; Tuesday 22nd December, 7.30pm: Jim (alias John) Shaw Carols; Wednesday 23rd December, 8.00pm: Carols with The Wassalers, a local Barbershop group. Christmas Carols at Sudeley Castle Friday 18th December, Doors open at 6pm, Sudeley Castle, Winchcombe, GL54 5JD Admission: £5. For more information visit: www.sudeleycastle.co.uk Christmas Day Swim Friday 25th Dec, 10am Sandfords Park Lido Come along for a quick dip in the main pool before heading home to warm up and have your Christmas dinner. The swim will take place promptly at 11am and you will need to be at the lido gates at 10am. The water will be extremely cold and this is an adults only event (age 17+). The event will finish at 11.30am. There is no charge to enter this event but there will be collection buckets at the entrance raising money for Sandford Lido Ltd, the charitable trust that operates the lido. Spectators are welcome.

Boxing Day Challenge Saturday 26th December, registration from 9am for 10.30am start, Cheltenham Racecourse Get some exercise and fresh air whilst raising money for Winston's Wish. Entry: £5. For more information visit: www.boxingdaychallenge.com Christmas Cracker at GWSR Tuesday 29th & Wednesday 30th December, Various times, Gloucestershire Warwickshire Railway, the Railway Station, Toddington, GL54 5DT A special steam and diesel event. For more information visit: www.gwsr.com New Year's Day at the Racecourse Sunday 1st January, 10.30am 4pm, Cheltenham Racecourse Come and welcome the New Year in style! There will be 7 races with world class jockeys and horses, and entertainment for all the family. First race starts at 12.10pm; tickets from £10. For more information visit: www.cheltenham.co.uk Brass Monkey Swim Sunday 3rd January, 11am 2pm, Sandford Park Lido

Two races, two different distances (500m or 1km) and both are freezing cold! This event is for the most hard of swimmers only! Spectators welcome - come and support the swimmers. For more information visit: www.sandfordparkslido.org.uk Cheltenham Festival of Performing Arts Sunday 10th January: 10am 11am: 8 - 11 year olds; 11.15am - 1.15pm: 12 - 16 year olds Sunday 31st January: same as above

To advertise call 07939 802 384 or 01242 500 028 or visit www.cheltenham-magazine.co.uk

Cheltenham Town Hall A range of performing art workshops for children of all ages to enjoy. There will be a different theme each time, no previous drama experience neccessary. Your kids can just come and enjoy the fun - you never know, who might be a naturally born entertainer! Tickets can be purchased from the Cheltenham Town Hall Box Office: 0844 5762210. Let's Hang On 2016 Saturday 16th January Cheltenham Town Hall Let's Hang On return to the Town Hall due to the amazing response they had a previous gigs. If you love Frankie Valli & the Four Seasons, you'll be dancing a lot at this unmissable event. Admission: £24.50. Tickets can be purchased from the Cheltenham Town Hall Box Office: 0844 5762210. Philharmonia Orchestra Matinee Sunday 17th January, 3pm, Cheltenham Town Hall An afternoon of Mozart and Haydn. Conducted by Michael Collins. Prices: £12.50, £15.00, £27.50 & £32.50. Tickets can be purchased from the Cheltenham Town Hall Box Office: 0844 5762210.

Jack and the Beanstalk Wednesday 20th - Sunday 24th January, The Bacon Theatre, Dean Close School, Hatherly Road, Cheltenham, GL51 6HE It's panto time at the Bacon Theatre: Come along for fun and laughter! Early booking recommended. Admission: £10 £14. For more information and tickets call: 01242 224 144.

Christmas Gifts and Arts & Crafts Market Saturday 19th & Sunday 20th Dec, 9am - 5pm, Long Gardens Monday 21st, Tuesday 22nd & Wednesday 23rd Dec, 9am - 5pm, Pedestrianised area of the Promenade, outside Cavendish House The treasure trove for gifts, treats and that extra special something for someone - now over five days!

Festival Trials Day Saturday 30th January Cheltenham Racecourse Come to what's known as the best one day jump fixture in the UK, and get notable pointers of horses ahead of The Festival in March. For more information and tickets visit: www.cheltenham.co.uk

German-Style Christmas Market Thursday 3rd – Sunday 20th Dec, The Promenade, Cheltenham This market does not only get you into the festive mood but is also the perfect place for seasonal treats and Christmas shopping. Monday - Wednesday: 10am - 6pm; Thursday - Saturday: 10am – 8pm and Sundays: 11am - 6pm

LOCAL MARKETS Christmas Charities, Fine Food & Drink Market Saturday 5th December, 9am - 4pm, Long Gardens First stop for cards, gifts and wrapping paper as well as for fine food and drink. Christmas Celebration Farmers Market Friday 11th and 18th December, 9am - 2pm, Long Gardens The essential destination for the finest local food and produce to satisfy all!

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Finance What type of financial help is available for first time buyers? By Ann Haldon The thought of buying your first home can be daunting, but there’s help available from the government that you may not know about. Equity loans and mortgage guarantees combine within the Help to Buy scheme, which has been a popular option for many people wanting to get their foot on the property ladder. Other possibilities include Shared Ownership schemes and Help to Buy ISA products. Additionally, choosing a fixed rate mortgage deal will help you to budget effectively and provides peace of mind that you can afford the repayments. Help to Buy Equity Loan You only need to find a deposit of 5% as the government loans you the remaining 20%. The loan is offered interestfree for the first five years, with an interest rate of 1.75% being charged in year six on the amount of the original loan. Subsequent annual rate increases are in line with inflation, using the Retail Price Index plus 1%. You’ll be able to repay part of the loan early without penalty if you want, and you can sell your home whenever you like. The repayment figure on sale is based on the property’s value at the time so that the government benefits from its rise in value. Mortgage Guarantee This part of the Help to Buy

scheme is available until 31st December 2016 for new-builds and older homes. It is valid for properties worth up to £600,000, and the government provides a guarantee to mortgage lenders for up to 15% of the property value. The scheme is geared towards purchasers with a low deposit, and is intended to encourage confidence in lenders that their money is safe, increasing the likelihood of them offering a larger number of 95% loan-tovalue mortgages. Shared Ownership The Shared Ownership scheme enables you to own a proportion of your home - usually between 25% and 75% of the property’s value. You pay rent to a housing association on the remaining proportion, but at a subsidised rate. Shared Ownership helps people to buy their first home because rents are generally low, and are paid in conjunction with a mortgage. The housing association may allow you to purchase more of your home over time – usually up to its full value. Help to Buy ISA The Help to Buy ISA is a new product offered by the government, and is due to be introduced this month (December). If you make a lump sum deposit of £1,000 the government will boost this

amount tax-free by up to £250 when you buy your home, plus by another £50 for each further £200 of monthly savings. There is a limit on these tax free bonuses, however, of £3,000. Fixing your mortgage rate If you fix your mortgage rate you’ll be able to budget with confidence, and won’t need to worry about mortgage interest rate rises. Interest rates are expected to increase in the spring of 2016, so this is a good time to look for a suitable fixed rate deal. It can be difficult to know for how long to fix your rate, but with increases expected over the next few years a five-year term might be the best choice, even though the rates offered will be higher than deals over two or three years. With a little research and pre-planning you can take advantage of the various schemes available, fixing your interest rate to provide some stability and peace of mind. http://www.moneywise.co.uk/ news/2015-09-09/first-timebuyers-to-get-4000-deposit-boost http://www.moneysupermarket. com/mortgages/hubs/first-timebuyers/ http://www.moneysupermarket. com/mortgages/first-time-buyers/ http://www.thisismoney.co.uk/ money/mortgageshome/article3177711/Time-start-savingbenefit-new-Help-Buy-Isa.html

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Page 43

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Christmas TV 1. A 2008 Christmas special of which TV show saw Dave Coaches get engaged to Nessa Jenkins? 2. Miracle On Evergreen Terrace is the title of a special Christmas episode of which TV show? 3. In an animated TV special that was first broadcast in 1965, who was feeling depressed because Christmas had become too commercialised? 4. Made into TV films broadcast at Christmas in 2012, 2013 and 2014, which comedy star wrote the children’s books Mr Stink, Gangsta Granny and The Boy In The Dress? 5. Diamonds Are For Heather, Miami Twice and To Hull And Back were all titles of Christmas special episodes of which TV sitcom? 6. Who played the title character in The Runaway Bride, the 2006 Doctor Who Christmas special? 7. Who read out the first Royal Christmas Message to be televised?... King George V, King George VI or Queen Elizabeth II? 8. Which EastEnders character was murdered on Christmas Day in 2009? 9. In the 2013 Christmas TV advert for John Lewis, what did the hare get the bear as a Christmas present? 10. Where in London did Elisabeth Beresford take her children for a walk one Boxing Day when one of them pronounced the name of this place wrong, giving her the inspiration for a group of TV characters? Page 44

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Cheltenham Useful Numbers DOCTORS SURGERIES

COUNCIL

Leckhampton Surgery

01242 539080

Underwood Surgery

01242 580644

UTILITIES

01242 215020

Gas Emergency

Springbank Surgery Overton Park Surgery

The Portland Practice Yorkleigh Surgery

The Royal Crescent Surgery St Georges Surgery Sixways Clinic

Seven Posts Surgery

HOSPITALS

01242 234306

Electricty -足Power Loss

0800 365 900

01242 519049

Water Leaks

0800 169 1144

01242 215015

HELPLINES

01242 580248 08444 772551 01242 246549 0300 422 2222

Cheltenham General

0300 422 2222

Charlton Lane Hospital

LIBRARIES

01242 802897 01242 634100

Cheltenham Library

0845 2305420

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0845 2305420

Hesters Way Library Upper Hatherley Library

01242 262626

01242 580511

Gloucestershire Royal Hospital Nuffield Health Hospital

Cheltenham Borough Council

0845 2305420

Water Severn Trent

0800 111 999

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Alcoholics Anonymous 0845 769 7555 Search & Rescue Team 01242 519470 Childline 0800 1111 Citizens Advice Bureau 0870 120 4040 Crimestoppers 0800 555 111 Directory Enquiries 118 500 Drugs Helpline 0800 776 600 Floodline 0845 988 1188 Parentline Plus 0808 800 2222 RSPCA 0300 123 4999 Samaritans 01452 306333 National Missing Persons 0500 700 700

0845 2305420

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Cheltenham Post Office 08457 223344 Bath Road Post Office, 170 Bath Road, GL53 7NF Charlton Kings, Budgens, 12 Lyefield Rd. W, GL53 8EZ Hesters Way, 8 - 10 Hesters Way Road, GL51 0DA Prestbury, 6 High Street, Prestbury, GL52 3AS 107 Salisbury Avenue, Warden Hill, GL51 3DA Shurdington, 2 Yarnolds, Shurdington, GL51 4SH

EMERGENCY NUMBERS Ambulance (Emergency Only)

999

Fire (Emergency Only)

999

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999

Gas Emergency

Police (non-emergency) NHS Direct

0800 111 999 101 111

St Marks, 255 - 257 Gloucester Road, GL51 8NW Tewkesbury Road, 93 Tewkesbury Road, GL51 9DB Up Hatherley, 238 Hatherley Road, GL51 6HB Whaddon Road, 112 Whaddon Road, GL52 5NQ

TRAVEL

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Page 45

advertisers index Accountants Cheltenham Tax Accountants

Aerials & Satellites Digital TV & Satellite Systems

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Boat Moorings The Old Rectory

Building, Maintenance, Repair, Carpentry & Handyman Services, Painters & Decorators Blue Local Handymen Cakebridge Home Improvements Dave Dowell HD Masonry Matthew Moore General Building

6-7 26 34 44 8

Building Supplies Staverton Building Supplies

Care Services Link Care

Carpets & Flooring Carpets Direct Gloucester Carpet Outlet Goodrum Carpets Storey Carpets

12 24 34 13

Ceramics Ceramic Centre Cheltenham

Charities & Community Building Circles Cotswold Listener Sue Ryder

19 13 18

Christmas Trees Pamington Farm Christmas Trees 19

Counselling The Counsellor Coach

Electrical Services Flexitest Ltd Pro Electrical

12 29

Entertainment / Theatre Roses Theatre Sunshine Radio

35 20

Events Santa Fun Run Sue Ryder Winter Ball Family Christmas Concert

21 18 22

Food & Drink The Clubhouse Prescott Wiltshire Farm Foods

Furniture Gloucester Import Furniture

Plumbing, Heating & Boiler Services Johnston Scotia 31 LG Heating 20 MJ Taylor Plumbing Solutions 26 Panda Heating 12 Paul's Plumbing 34 Removals Swift Removals & Storage

36 8

Schools The Downs Malvern

Shopping Cheltenham Christmas Markets

Sport Supplies HPS TR Ltd

Gardens & Landscaping Cheltenham Town Landscaping & Driveway Services Edward Price

3 20

Hair & Beauty Natasha Broughton

Per month & excl vat

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Hypnotherapy & Reiki Advance Practice

Interior Design Bella's Interior

Vehicle Hire 4x4 Vehicle Hire

Venues The Clubhouse Prescott

13&19

Motoring, MOT’s & Vehicle Sales Cotswold Mini 47 Exhaust, Tyres & Batteries 33

Whilst every care is taken to ensure accuracy, the publisher cannot accept responsibility for loss, damage or omission caused by error in the printing of an advert. All artwork is accepted on the strict condition that permission has been given for use in the publication. Glos Directories does not officially endorse any advertising/editorial material included within the publication. All rights reserved. No part of this publication may be reproduced, stored in any retrieval systen or transmitted in any form - electronic, mechanical, photocopying or otherwise - without the prior consent of the publisher. The use of this magazine for canvassing or direct marketing is strictly prohibited.

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MINI COOPER 5-DOOR HATCH. MONtHLY reNtaLS FrOM £249 PLUS £249 DEPOSIT aND extraS WOrtH £1,714. 5 DOOrS tHat WON’t SLaM YOUr bUDget - get IN!

Pop by for more information and to arrange a spin around the block* or call our MINI Specialists.

COTSWOLD CHELTENHAM

Tewkesbury Road, Cheltenham GL51 9SG 01242 587029 cotswoldcheltenhammini.co.uk

COTSWOLD GLOUCESTER

Cole Avenue, Gloucester GL2 5ER 01452 872626 cotswoldgloucestermini.co.uk

Official Fuel Economy Figures for the new MINI 5-door Hatch Range: Urban 36.7-70.6 mpg (7.7-4.0 l/100km). Extra Urban 58.9-88.3 mpg (4.8-3.2 l/100km). Combined 47.9-80.7 mpg (5.9-3.5 l/100km). CO2 Emissions 136-92 g/km. Figures may vary depending on driving style and conditions.

Cotswold Group is a credit broker.

Price shown is for a 48 month Personal Contract Hire agreement for a new MINI 5-door Cooper Hatch with optional metallic paint and PEPPER Pack with a contract mileage of 32,000 miles and excess mileage charge of 4.60p per mile. Applies for new vehicles ordered between 1 November and 31 December 2015 and registered by 31 March 2016 (subject to availability). Retail customers only. At the end of your a greement you must return the vehicle. Excess mileage, vehicle condition and other charges may be payable. Hire available subject to status to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. Hire provided by MINI Financial Services, a trading name of BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Hampshire GU14 0FB. Cotswold Motor Group trading as Cotswold commonly introduce customers to MINI Financial Services, for which we may receive payment if you enter into an agreementmention with them. This introduction does not amount to independent financial advice. *Test subject to status and availability. Please Cheltenham Magazine when responding todrive advertisers Page 47

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