The Most Influential Women Leader in Finance You Must Follow -2024

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MARKETING COORDINATOR (APAC)

Suchita P.

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Shalmali W.

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Narendra S.

DIGITAL CIRCULATION MANAGER

Amanda V.

Dear Readers,

Aswedelveintothepagesofthisissuecelebrating "The Most Influential Women Leaders in Finance You Must Follow - 2024," it’simpossiblenottofeelinspiredbytheremarkable achievementsandunwaveringresilienceofthesetrailblazers.Inanindustryhistorically dominatedbymen,thesewomenhaveshatteredglassceilingsandsetnewstandards,paving thewayforfuturegenerations.

Eachprofileyouencounterhighlightsnotonlytheprofessionalmilestonesoftheseleaders butalsotheircommitmenttofosteringinclusivityandmentorshipwithinthefinancesector Theyarenotjustleaders;theyarevisionarieswhounderstandthatthetruestrengthoffinance liesindiversityofthoughtandexperience.Fromtransformingcorporateculturesto championinginnovativefinancialsolutions,thesewomenarereshapingthelandscapeof financeandprovingthatgenderequalityisnotjustagoalbutanecessityforsustainable growth.

Asyouexplorethestoriesoftheseremarkablewomen,Iencourageyoutoreflectonyour ownjourneyandtheimpactyouwishtocreate.Theirjourneysremindusthatleadershipis notdefinedsolelybypositionbutbytheinfluencewehaveonothersandthelegacyweleave behind.

Onthecoverstoryofthismagazine,wehavefeaturedManjuMastakar,MDofArmstrong Capital&FinancialServicesPvt.Ltd.,leadswithamixofstrategicvision, approachability,andempowerment.Shebelievesinclearcommunicationandtransparency, creatinganenvironmentwhereherteamfeelsmotivatedandvalued.

Together,let’scontinuetochampiondiversityinfinanceandensurethatthevoicesofwomen arenotjustheardbutamplified.

Utkarsh D.

Onthecoverstoryofthismagazine,wehave featuredManjuMastakar,MDofArmstrong Capital&FinancialServicesPvt.Ltd.,leadswith amixofstrategicvision,approachability,and empowerment.Shebelievesinclearcommunication andtransparency,creatinganenvironmentwhere herteamfeelsmotivatedandvalued.She encouragescontinuouslearninginthefast-paced financeindustrytokeepupwithmarkettrendsand clientneeds.

Bycombiningexpertisewithemotionalintelligence, Manjunotonlyfocusesonmakingsmartdecisions butalsounderstandsclients’goalsandconcerns. Shetrustsherteamtomanagetheirresponsibilities, setsclearpriorities,andcelebratessmallsuccesses tomaintainlong-termmotivation.

ForManju,trustisessential—bothwithclientsand herteam.Sheleadsbyexampletoinspiregrowth andexcellence,alwayskeepingintegrityanda client-firstapproachatthecenterofherwork.

Manjuvaluesmentorshipdeeply,drivenbyher beliefinnurturingpotentialfromthegroundup.Her approachisdistinctive:shefocusesonfresherswho bringenthusiasm,curiosity,andastrongwillingness tolearn,ratherthanseekingouttrainedand experiencedprofessionals.

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Manju Mastakar

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Discover Why Stockholm Should Be Your Next Travel Destination

Read Without the Cost Your Getaway for Free Online Books

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Baking Sweet and Pure Success of CadburyThe Glass and a Half Company

Interactive Learning Enhancing Math Education 42

From Corporate to Entrepreneur:

Path to Financial Advisory Success MANJU MASTAKAR'S

Armstrong Capital & Financial Services Pvt. Ltd. Managing Director

In an exclusive interview with The Enterprise World, Manju Mastakar, Managing Director of Armstrong Capital & Financial Services Pvt. Ltd., shares her journey from corporate roles to entrepreneurship, and how she has built a nancial advisory rm rooted in trust, integrity, and a client-rst approach. With a unique leadership style that blends strategic vision and emotional intelligence, Manju has not only redened nancial planning but also empowered her team to continuously grow and excel in the fastpaced nance industry. Her story is one of resilience, innovation, and dedication to providing personalised nancial solutions tailored to the unique goals of her clients.

CanyoudescribeyourleadershipstyleatArmstrong Capital&FinancialServicesPvt.Ltd.?

Myleadershipstyleisablendofstrategicvision, approachability,andempowerment.Ibelieveinclear communicationandtransparency,whichIfeelarecrucialin fosteringamotivatedandvaluedteam.Mygoalistocreate anenvironmentwheremyteamfeelsencouragedtotake ownershipandgrow,bothpersonallyandprofessionally.I alsoemphasisecontinuouslearning,especiallyinthefastpacedfinanceindustry,wherestayingupdatedwithmarket trendsandclientneedsisvital.

Howdoyoumanagetobalancedecision-makingwith understandingyourclients'needs?

Icombineexpertisewithemotionalintelligenceinmy approachtobothclientsanddecision-making.Whileit's importanttomakesmart,informeddecisions,Ialso recognizetheimportanceoftrulyunderstandingclients' goals,concerns,andaspirations.It'snotjustabout providingafinancialsolution—it'saboutensuringthatthe solutionalignswiththeclient'slong-termvision.This client-firstapproachdriveseverythingwedoatArmstrong Capital.

Trustseemstobeakeyelementofyourleadership.Can youelaborateonthat?

Trustisabsolutelyessential,bothwithinmyteamandwith ourclients.Ileadbyexample,alwaysaimingtoinspire growthandexcellencethroughintegrity.Myteamknows thattheyhavethefreedomtomanagetheirresponsibilities, butalsothatI'mhereforsupportwhenneeded.Withclients, buildingtrustisevenmorecrucial.Iwantthemtofeel confidentthatwearealwaysactingintheirbestinterest, andthatwe'reascommittedtotheirsuccessastheyare.

Youmadeasignificantshiftfromcorporaterolesto entrepreneurship.Whatmotivatedthatchange?

Mymovefromcorporatelifetoentrepreneurshipwas drivenbyastrongdesiretocreateafinancialadvisory servicethatwastrulyclient-focused.Inlargeorganizations, Ioftennoticedagapbetweenwhatclientsneededandwhat wasbeingoffered.Theemphasiswasonsellingproducts, ratherthanprovidingpersonalizedadvice.Iwantedto changethat,andthat'swhatledmetostartArmstrong Capital—wherewetakeabroaderviewoffinancial planning,factoringinpastinvestments,futuregoals,and creatingtailoredstrategiesthattrulybenefitourclients.

Howwasthetransitionfromthecorporateworldto runningyourownbusiness?

Thetransitionwasn'teasy,tosaytheleast.Movingfrom astructuredcorporateenvironmenttomanaging everythingonmyownwasachallenge.Istartedfrom scratch,withasmalloffice,handlingclientacquisition, operations,andeverythinginbetween.Itwasespecially difficulttogainclients'trust,particularlyasawomanina male-dominatedindustry.Balancingthedemandsof entrepreneurshipwithmotherhoodrequiredcarefultime managementandalotofperseverance.

Despitethechallenges,whatkeptyoumotivatedto pushforward?

Whatkeptmemotivatedwastheopportunitytoinnovate andofferservicesthatwerebasedongenuineclient needs.Iwantedtobuildabrandcentredonintegrityand aclient-firstapproach.Seeingthepositiveimpactwe couldmakeonpeople'sfinancialliveswas,andstillis, incrediblyrewarding.Myearlyexperiencestaughtme resilienceandadaptability,andthoselessonscontinueto guidemeonmyentrepreneurialjourney.

Howdoyoumaintainlong-termmotivationforboth youandyourteam?

Ifocusonsettingclearprioritiesandcelebratingsmall successes.It'simportanttorecognizeachievements,no matterhowsmall,asitkeepstheteammotivatedoverthe longterm.Ialsotrustmyteamtotakechargeoftheir responsibilities,whichgivesthemasenseofownership andkeepsthemengaged.Continuouslearning, celebratingwins,andmaintainingapositive,transparent environmentarekeyfactorsinkeepingeveryone motivated.

Lookingback,whatadvicewouldyougivetowomen aspiringtoenterthefinancialindustryorstarttheir ownbusiness?

Myadvicewouldbetostayresilientandfocusedonyour goals.Thefinancialindustry,likemanyothers,canbe challenging,especiallyforwomen,butperseveranceis key Trustinyourabilities,continuelearning,andalways keeptheclient'sbestinterestsatheart.Buildinga businessbasedonintegrityandgenuinevaluewill alwaysstandthetestoftime.Balancinglifeandwork willhaveitsdifficulties,butwithcarefulmanagement andaclearvision,youcansucceed

HowdidyourearlyexperiencesonDalalStreetandat firmslikeMotilalOswalandHSBCshapeyourapproach toinvestmentmanagementandclientrelationships?

StartingmycareeronDalalStreetwasatransformative experience.Itexposedmetothefast-pacednatureofstock trading,whereIlearnedtheimportanceofmakingquick, informeddecisionsandunderstandingmarketdynamics thoroughly.AtMotilalOswal,Idevelopedastrong foundationinbothfundamentalandtechnicalanalysis,which becameessentialinprovidingpersonalizedadvicetoHigh Net-WorthIndividuals(HNI).Thisexperiencetaughtmethe valueoftailoringinvestmentstrategiestoclients'specific goalsandriskprofiles,whichIcontinuetoprioritizetoday

HowdidyourtimeatHSBCfurthershapeyourfinancial planningapproach?

WorkingatHSBCbroadenedmyperspectivebeyondjust investments.Itransitionedintoamorecomprehensive approachtofinancialplanningthatincludedinsuranceand wealthmanagement.HSBC'sstructuredglobalframework highlightedtheimportanceofbeingprocess-drivenand implementingeffectiveriskmanagementstrategies.This experiencereinforcedthatsuccessfulinvestmentmanagement isnotsolelyaboutreturns,butaboutunderstandingclients' broaderfinancialgoalsandbuildingtrustthroughclear communication.

Whatkeyprinciplesguideyourinvestmentplanningand financialmanagementstrategiestoday?

Iamdeeplycommittedtoensuringmyclients'portfoliosare bothresilientandprofitable.Severalkeypracticesguidemy approach:

Research: Dynamic Allocation: Diversication:

MyteamandIconductthoroughresearchbytrackingeconomicindicators,analyzing markettrends,andstayinginformedthroughindustryreports,events,andconsultations withexperts.

Ibelieveinadaptingtochangingmarketconditionsthroughdynamicassetallocation. Regularreviewsandadjustmentsbasedoneconomiccyclesandclientgoalskeep portfoliosontrack.

Iprioritizediversificationacrossassetclasses,geographies,andsectorstomitigaterisk. WealsoconsideralternativeinvestmentssuchasRealEstateInvestmentTrusts(REITs) andAlternativeInvestmentFunds(AIFs)tocreateadditionalgrowthopportunities.

Howdoyoumaintainclearcommunicationwith clients,especiallyduringmarketfluctuations?

Clientcommunicationisatoppriority,particularly duringvolatilemarketconditions.Iensureclients receiveclear,consistentupdatesaboutthestateofthe market,strategicdecisionswearemaking,andthe currentstatusoftheirportfolios.Thishelpsbuildtrust andreassuresthemthattheirinvestmentsarebeing managedproactively

Howdoestechnologyplayaroleinyourinvestment managementprocess?

Technologyiscrucialforstayingaheadintoday'sfastmovingmarkets.Iutilizethelatesttoolsandplatforms forreal-timedataanalysisanddecision-making.This allowsmetoactquicklyandaccurately,ensuringmy clients'portfoliosarealwaysoptimizedforlong-term success.Technologyenhancesboththeefficiencyofmy decision-makingprocessandtheaccuracyofthe strategiesIemploy.

Howdothesepracticescontributetolong-term successforyourclients?

Bycombiningthoroughresearch,dynamicasset allocation,diversification,clearclientcommunication, andcutting-edgetechnology,Iensurethatmyclients' portfoliosremainstrongandwell-positionedforlongtermsuccess.Thesestrategieshelpmitigaterisks, capitalizeonmarketopportunities,andalignclosely withclients'financialgoals.

Lookingbackonyourcareer,whatdoyouconsider oneofyourmostsignificantachievements?

OneoftheachievementsI'mmostproudofhappened earlyinmycareerwhenIbrokeintothepredominantly male-dominateddealingroom.Itwasachallenging environment,butIwasconfidentthatmyskillsand determinationhadearnedmeawell-deservedplace there.Provingmyselfinthatspaceandearningthe respectofmycolleagueswasadefiningmomentfor me.

Howdoyouandyourteamensurethateachclient receivespersonalisedattention?

AtArmstrongCapital&FinancialServicesPvt.Ltd., wetakegreatprideinmanagingalargeclientbase whilemaintainingpersonalisedattention.Weachieve thisthroughacombinationofstructuredprocesses, effectivetechnology,andaclient-firstapproach.Each clientisassignedadedicatedPersonalInvestment AdviserandaServiceManager,sotheyalwayshave someonewhounderstandstheirfinancialgoalsand canofferpersonalisedadviceandongoingsupport.

Howdoyouusetechnologytomanagealarge clientbasewhilemaintainingapersonaltouch?

Weusetechnology,suchasCRMtools,tostay organised,trackclientpreferences,andsend personalisedupdates.Automationstreamlinesroutine tasks,allowingadviserstofocusonbuilding relationships.Regularcommunication,including personalisedupdates,marketinsights,andeducational resources,keepsclientsinformedandengaged.

Whatkindofcommunicationstrategiesdoyou haveinplacetokeepclientsinformedand engaged?

Ourcompanysupportspersonalisedupdates,market insights,andtailoredadvicetokeepclientsinformed andengaged.Theyalsooffereducationalresources suchaswebinarsandnewsletterstohelpclientsfeel confidentintheirinvestmentdecisions.

Howdothesestrategiescontributetoyourlongtermsuccessinmanagingclientrelationships?

Thecombinationofpersonalisedservice,structured processes,andeffectiveuseoftechnologyhasbeen essentialtothesuccess.Itallowsustomaintain strong,lastingrelationshipswithclients,helpingthem achievetheirfinancialgoalsandensuringtheyalways feelsupportedandvalued.Thisclient-firstapproach hasbeenakeyfactorinourgrowthandcontinued success.

WhatisyourvisionforArmstrongCapital& FinancialServicesPvt.Ltd.overthenextfive years?

MyvisionistoestablishArmstrongCapital& FinancialServicesPvt.Ltd.asaleadingwealth managementfirmwithinthenextfiveyears.To achievethis,wewillfocusonclient-centric solutionsandinnovativefinancialstrategies. Enhancingourdigitalplatformswillbeapriorityto ensureseamlessclientinteractions,advanceddata analytics,andpersonalizedfinancialsolutions.We aimtoleveragefintechinnovationstooffer adaptiveandtailoredservices,including unconventionalassetslikeREITsandAIFs. Diversificationandlong-termfinancialplanning willbecentraltomeetingourclients'evolving needs,whiletrustandpersonalizedadvicewill remainatthecoreofourstrategy.

Whatfactorshavecontributedtothegrowthof ArmstrongCapital&FinancialServicesunder yourleadership?

Ourgrowthcanbeattributedtoseveralkeyfactors: aclient-centricapproach,specializedexpertise,a holisticserviceoffering,innovation,technology adoption,astrongteamandleadership,strategic growth,andeffectiveriskmanagement.We've differentiatedourselvesthroughadaptabilityanda commitmenttobuildinglong-termrelationships basedontrustandpersonalizedservice.

Howhavefinancialmarketsevolvedduringyour career,andhowhastechnologyplayedarole?

Overthepasttwodecades,I'vewitnessed significantchangesinthefinancialmarkets.WhenI beganin1997,transactionswereconductedfaceto-facewithfloppydisksandlimitedmobile technology Today,digitaltransactionsarethe norm,acceleratedbydemonetizationandthe pandemic.TheintegrationoftheAadharsystemfor onlineKYCprocessesandtheshifttodigital operationsinthemutualfundsectorhave transformedtheindustry.Fintechinnovationslike robo-advisors,AIanalytics,andautomated platformsaremakingfinancialadvicemore

accessibleandpersonalized,whilealternativeinvestments suchasprivateequity,REITs,andcryptocurrenciesare becomingmorepopular

Whatisyourapproachtostayingcurrentwithindustry developmentsandfosteringalearningculture?

Tostaycompetitiveandprovidevaluetoclients,Iprioritize continuouslearningandknowledge-sharingwithinour team.Thisincludesengaginginindustryforums,webinars, andkeepingupwithfinancialnews.Weencourageteam memberstopursuenewexpertiseandcertifications,and promoteinternaldiscussionsonmarketchangesand innovations.Creatingacultureoflearninghelpsusadapt andstayaheadintheevolvingfinanciallandscape.

Howdoyouapproachmentorshipandteam development,especiallywithfreshers?

Iplacegreatimportanceonmentorshipandpreferworking withfresherswhobringenthusiasm,curiosity,andastrong willingnesstolearn.Ifinditincrediblyrewardingtohelp themgrowfromnovicesintoskilledprofessionals.Unlike seasonedprofessionalswhomightbesetintheirways, freshersapproachlearningwithopenminds,makingthe mentorshipprocessmoredynamicandimpactful.

Whatadvicedoyouhaveforyoungwomenpursuing careersinfinance?

Foryoungwomenenteringthefinanceindustry,I recommendfocusingonresilienceandconfidence.The industrycanbechallenging,butpersistenceanda willingnesstolearnarecrucial.Embraceopportunitiesthat pushboundaries,buildastrongnetworkofmentorsand peers,andcontinuouslydevelopyourskills.Being adaptable,opentofeedback,andbelievinginyourabilities areessential.Womenbringvaluableperspectivesto leadershiproles,andit'simportanttoapproachchallenges withconfidenceandstrivetomakeameaningfulimpact.

Did you know Stockholm holds the world’s rst national city park? The city is built on 14 islands connected by over 50 bridges, offering unique, beautiful waterfront views. About 30% of the city is covered by water, which enhances the city’s charm and makes the city an amazing destination for outdoor activities for residents and visitors. The city’s wonder doesn’t stop here; there are many things for you to explore. Whether you’re interested in cultural events, enjoying local foods, or attending festivals, the city has something for everyone.

In this article, you will learn about the rich and fascinating history of the city, some of its interesting facts, and a brief guide on how to explore the city.

Where is Stockholm Located?

StockholmisthecapitalcityofSweden,locatedintheeasternpartofthecountryatthejunctionofLakeMälar(Mälaren) andSaltBay(Saltsjön).

Key Events You Should Never Miss

Stockholmhasmanyfuneventsthroughouttheyear YoucanenjoythelivelyMidsummerFestivalinJune,thecolorful StockholmPrideinlateJuly,andthespecialNobelPrizeCeremonyinDecember.Eacheventshowcasesthecity’sculture andtraditions,makingthemgreatexperiencesforvisitors.

Midsummer Festival (Midsommar)

Lucia Festival
Stockholm Pride

Midsummer Festival (Midsommar)

It is a big Swedish holiday celebrated at the start of the summer. At this festival, people dance around a maypole, sing songs, and eat traditional foods like herring and strawberries. It’s a fun and lively festival.

This event is celebrated between late July and early August. The city is lled with colorful parades, music, and activities that promote equality and diversity.

Nobel Prize Award

Ceremony

Each year this event is celebrated on the 10th of December. This event is celebrated in the city for important achievements in science, literature, and peace.

The festival is celebrated in October. It is a popular music festival where famous jazz artists from around the world perform in different spots across the city.

The festival is celebrated on the 13th of December. In this festival, a girl dressed as “Lucia” leads a candlelit procession. People sing carols and enjoy special saffron buns.

This event is celebrated in early June. In this event, famous runners from all over the world participate and run through the beautiful streets and islands of the city. It’s a big event for athletes and spectators.

This festival is celebrated in August. You can enjoy the city’s creative scene, local artist shows, live music performances, and many theatrical acts.

These events are great for enjoying the city’s traditions, music, and celebrations throughout the year.

Stockholm Pride
Jazz Festival
Lucia Festival
Stockholm Marathon
Stockholm Culture Festival

RichandFascinatingHistory

Stockholm,foundedin1252byBirgerJarl,began asasmalltradingpostatthemeetingpointofLake MälarenandtheBalticSea.Itsnamelikelycomes from“stock”(logs)and“holm”(island),referring tothetimberusedinearlydefenses.Bythe14th century,thecityhadbecomeasignificanttradehub withintheHanseaticLeague.

In1523,thecitywasdeclaredthecapitalof Sweden,markingitsriseasthepoliticaland culturalcenterofthenation.UndertheVasa dynastyinthe17thcentury,thecityexpanded rapidlywiththeconstructionofgrandbuildings, includingtheRoyalPalace.The18thcenturysaw StockholmflourishasSwedenemergedasa Europeanpower.

The19thcenturybroughtindustrializationand moderninfrastructure,leadingtoavibrantcultural scene.DespiteremainingneutralduringtheWorld Wars,thecitycontinuedtogrowanddevelop.

Today,thecityiscelebratedforitsbeautiful architectureandsustainability.Keylandmarks includeGamlaStan,thehistoricoldtown,andthe iconicCityHall,knownforhostingtheNobelPrize banquet.Stockholm’srichhistoryreflectsits transformationfromatradingposttoathriving moderncapital.

5FoodsYouMustTry

Stockholmhasmanytastytraditionalfoodsthatyoushouldtry.Startwiththe famousmeatballsservedwithcreamygravyandlingonberrysauce,orenjoy pickledherring,whichispopularatcelebrations.Otherdeliciousoptionsinclude gravlax(curedsalmon),sweetcinnamonbuns,andthecolorfulprincesscake.Each dishgivesyouatasteofSweden’sfoodculture!

1.Meatballs(Köttbullar)

MeatballsareapopularSwedishdishmadefromgroundbeefandpork.Itincludes breadcrumbs,eggs,andspices.Forabettertaste,tryitwithcreamy gravy,sweetlingonberrysauce,andmashedpotatoes.

2.Herring(Sill)

HerringisapopularSwedishdishcommonlyservedduring specialoccasionsandcelebrations.Itismadebysoakinga fishinamixtureofvinegar,sugar,salt,andspices.

3.

Gravlax

GravlaxisapopularSwedishdishmadefromsalmon.Tomake it,thesalmonismixedwithsugar,salt,andfreshdillandthen lefttomarinateforafewdays.Thiscuringprocessgivesthe fishadeliciousflavorandasmoothtexture.Gravlaxis oftenservedasanappetizer,usuallywithbread,mustard sauce,orafreshsalad.

4.CinnamonBuns(Kanelbullar)

CinnamonBuns(Kanelbullar)aresweet,softrollsmade withdoughthatincludesflour,butter,sugar,yeast,andmilk. Theyarefilledwithamixofcinnamonandsugar,thenrolledupand bakeduntilgolden.Afterbaking,theyareoftentoppedwithpearlsugarforanice crunch.

5.PrincessCake(Prinsesstårta)

PrincessCake(Prinsesstårta)isapopularSwedishdessertthatlooksbeautifuland tastesdelicious.Ithaslayersofsoftspongecake,sweetraspberryjam,creamy pastrycream,andwhippedcream,allcoveredinasmoothlayerofgreenmarzipan. Thiscakeisoftenusedforcelebrationsandhasaroyalconnection,makingita specialtreatforbirthdaysandotherfestiveoccasions.

ThesedishesnotonlytastegreatbutalsorepresentSweden’srichfoodculture, makingthemmust-tryfoodsinStockholm!

InterestingFactsAboutStockholmYouDidn’tKnow

Itisaspecialcitymadeupof14islands,offeringbeautifulwaterfrontviewsandalovelyskyline. Connectedbyover50bridges,thisuniquelayoutmakesitfuntoexplore.OnehighlightisDjurgården, whichhastheworld’sfirstnationalcitypark,createdin1995.Thisparkfeaturesgreenspaces,walking paths,andattractionslikethefamousVasaMuseumandSkansen,whereyoucanlearnaboutSwedish culture.About30%ofthecityiswater,makingitperfectforoutdooractivities.Plus,thecafécultureis lively,withtheSwedishtraditionofFikainvitingeveryonetorelaxandenjoytastypastries.

StockholmisthebeautifulcapitalofSweden,spreadacross14islands.Ithasa richhistoryandalivelyculturethatmakeitagreatplacetovisit.Youcanenjoy funfestivals,tastytraditionalfoods,andstunningviewsofthewater.Whether you'reexploringtheoldtown,tryinglocaldishes,orjoininginoncelebrations, there’ssomuchtoseeanddo.Withsomesimpletraveltips,you’llbereadyto enjoyeverythingthisamazingcityhastooffer!

Don't Let Money Be a Page-Turner!

Ever felt that you want to read a particular book but could’t just because it is expensive? It happens with most of us, especially when we are running out of pocket money and have to think twice before buying a book. However, in the digital era you don’t have to worry much about this. If you love books or want to try new genres, the internet offers a wealth of free online books to explore. You can nd everything from age-old classics to modern works. In this article, you will be reading about new exciting platforms which offer free online books of different genres and are easily accessible to you. Let’s not allow the money to keep you away from the love for reading books.

PROJECT GUTENBERG:

Here are some standout titles:

Itisafreee-bookpioneerandcould beagreatoptionforyoutostartwith onlinereading.Thisdigitallibraryhas morethan60,000titlesgivingreaders ahugeselectionofpublicdomain books.Ifyouaretheonewhoenjoys readingphilosophy,romantics,thriller, orhistorybooksthenProject Gutenbergisyourperfectgetaway

• "PrideandPrejudice"byJaneAusten:Thiswell-lovedclassiclooksintolove,socialstanding,andmarriage.

• “MobyDick"byHermanMelville:Anunforgettablestoryofadventureandfixationontheopenocean.

• "Frankenstein"byMaryShelley:Agroundbreakingsci-fibookthatdigsintowhathappenswhenhumanstrytobe God.

Asthenamesuggests,itisanopen libraryforbibliophileswheretheyget freeonlinebookstoread.Moreover, morethanalibraryitisaninternet archiveprojectthatprovidesyoua gatewayfornumerousbooksoutthereof differentlanguages.Onthissingleweb pageyougetaccesstomillionsoftitles youcanborrowatnocost.Here,youwill findamixofoldandnewworksintheir collection,andyoucanevenget textbooksandresearchstuff.

Here are some suggestions:

2. Open Library:

• "TheGreatGatsby"byF.ScottFitzgerald:ThisJazzAgenovelhasasignificantimpactonreadersdelvingintoideas aboutmoney,control,andchasingtheAmericanDream.

• "ToKillaMockingbird"byHarperLee:ThismovingtaleshedslightonracismandpersonalgrowthintheSouthof theUnitedStates.

• "1984"byGeorgeOrwell:Thisbookaboutadarkfuturestillringstruetodaylookingathowgovernmentswatch peoplecontrolthem,andlimittheirfreedom.

3. Google Books:

Some well-known old books you can find include:

Itisahugeonlinelibrarydedicatedto freeonlinebookswhereyoucanread everybookfromcovertocover However,GoogleBooksoffersmany oldbooksnolongerundercopyright andletsyoupeekatnewerones.It's perfectforfindingnewwritersand tryingoutbooksbeforeyoucommitto readingthem.

• “Alice'sAdventuresinWonderland”byLewisCarroll:Awhimsicaltalethathascaptivatedreadersforgenerations.

• "TheAdventuresofSherlockHolmes"byArthurConanDoyle:Acollectionofintriguingdetectivestoriesfeaturing theiconicSherlockHolmes.

• "ATaleofTwoCities"byCharlesDickens:AhistoricalnovelsetduringtheturbulenttimesoftheFrenchRevolution.

4. ManyBooks

Here are some books lots of people like:

Thisfamousplatformofferstonsof freebookswhichyoucanreadonany deviceyoulikewithlimitlessaccess. ManyBooksconsistsofmorethan fiftythousandbooksthatcoveralmost everytopicandgenres.Furthermore, thiscollectionhasfamousoldbooks andsomeyoumightnothaveheardof before.

• "Dracula"byBramStoker:Thisgothichorrornovelhasshapedthevampiregenre.

• "TheAdventuresofHuckleberryFinn"byMarkTwain:ThiskeyworkinAmericanliteratureexploresthemesof race,freedom,andadventure.

• "ThePictureofDorianGray"byOscarWilde:Thisphilosophicalnovelexaminestheconnectionbetweenbeauty, morality,andtheself.

AlongwithfreeonlinebooksBookBuboffers excitingdealstobuyineveryweek.After subscribingtotheirplatform,youwillreceive anemaileveryweekdescribingthedealand yougetaccesstoitwithinnotime. Undoubtedly,thisisafreeplatform,asa readeritwillhelpyoutotrackyourreading progressandgivereadinggoalseveryweek. Thereafter,itoffersfreeanddiscountedbooks tomatchyourinterestsbysigninguptotheir newsletter.BookBubcanhelpyoufindnew booksonabudget,nomatterifyouenjoy romance,mystery,sciencefiction,or nonfiction.

5. BookBub

Some popular free titles often featured include:

• “TheHungerGames”bySuzanneCollins:Adystopiannovelthathascapturedtheimaginationsofreadersworldwide.

• "GoneGirl"byGillianFlynn:Apsychologicalthrillerthatkeepsreadersontheedgeoftheirseats.

• "TheGirlontheTrain"byPaulaHawkins:Agrippingmysterynovelthatexploresthemesofmemory,perception, andbetrayal.

Reading books without paying the cost is like your teen-age dream come true. Moreover, in college when you are willing to delve into romance books and have no money to pay; you secretly wish to grab the joy of reading books without paying a penny. We hope our article took you back into those old days and showed a quick knack of getting free online books.

In this digital age, your joy of reading books should not be restricted by your wallet. When there is a vast array of free ebooks available on different platforms, you need to embark on the literary journey without wasting a single second. From classic novels to contemporary bestsellers, there's a world of stories waiting to be explored.

So, ditch the expensive bookstore trips and dive into the world of free online reading. Your next favourite book might just be a click away!

The Glass and a Half Company

We all remember how much we loved chocolates as kids. Very few brands have an iconic history and lasting global impact as one of the world’s most beloved sweet companies. From humble beginnings to becoming a powerhouse in the global sweets market, this article will explore how Cadbury transformed into a chocolate giant. The story of innovation, ethical business practices, and adaptation to market changes demonstrates how Cadbury achieved lasting success.

Baking Sweet

Sweet and Pure

Beginning of Sweet Story: Vision and Mission

Astheslogangoes,Cadburyhasalwaysbeenconcernedwithusingmilkproductsintheirchocolate.FoundedbyJohn CadburyinBirmingham,England,in1824,thecompanystartedasasmallshopsellingtea,coffee,anddrinkingchocolate. AtitsheartlayhisQuakerbeliefs,focusingonsocialresponsibility,equity,andthecommongood.Heenvisionedthathis productswouldhaveabetterimpressiononsocietyasanalternativetoalcoholbecausehewouldestablishthatthesourceof manysocialevilsindeedwasalcohol.Hemaintainedavisionofofferinghigh-quality,ethicallysourcedtreats,aimingto contributetocommunitiesthroughresponsiblebusinesspractices.Thecompanyaimstospreadjoythroughchocolate, bringingpeopletogetherwhileensuringsustainabilityandethicalsourcing.

Growing as Brand: Innovation and Adoption

Cadbory'sboomasabrandisbasedon innovationanditsembraceofmarkettrends.

Thecompanystartedwiththemilkchocolate bar,nowknownasthestandardDairyMilk, introducedin1905.Thecompanyfurther diversifiedbyintroducingnewflavorlinesand itsproducts:CadburySilk,CadburyOreo,etc. Regardingadaptationthroughinnovationof products,Cadburyalsoinnovatedinmarketing procedurestostayrelevant.

Thebrandisstillengagingwithvastaudiences byadoptingdigitalplatforms,workingwith influencers,andinnovativecampaigns.This blendoftraditionandmodernityhasmadethe brandgrowandremainprosperous.Besidesthat, Cadburyemphasizedsustainability,showingthe abilitytoadapttotheincreasinglydemanding needsofethicalsourcing,suchastheCocoaLife program.Thefusionofinnovationand responsibilityhasmadeCadburyoneofthe leadersintheglobalsweetmarket.

Challenges and Expansion: Overcoming with Strength

It has had to endure World War II rationing and the intense competition that came later, but the endurance is what has formed the basis of success. During the Second World War, despite shortages of many ingredients, the quality of the brand endured, and the company earned strong loyalty amongst its customers. The kind of strategic move that gave it a better run for its money was when it merged with Schweppes and eventually got acquired by Kraft Foods.

That is the story of Cadbury, which, through its adaptation to the local market and innovation and sustainability, has overcome those stringent challenges and risen to be one of the biggest global confectionery houses. The strength of such success lies in the fact that it has evolved while remaining true to its core values.

Top Competitors of Cadbury

As a global leader in the confectionery market, Cadbury faces strong competition from several key players in the industry. Some of its top competitors include:

Brands Speciality

Mars Inc

Nestlé

Ferrero Group

Mondelez International

Lindt & Sprüngli

Hershey’s

Known for Snickers, M&M’s and Milky Way. One of the largest global confectionery companies.

Major player in the food and beverage industry. Known for chocolates like KitKat, Aero, and Smarties.

Famous products like Ferrero Rocher, Nutella, and Kinfer. Most Signicant competitor in the premium chocolate range

Owned by Cadbury, it also competes with other brands like Milka, Toblerone, and offers a wide range of products.

Known for premium chocolate, competes with Cadbury in high-end chocolate market.

Dominating the North American market, Hershey’s competes in global market share.

The company has employed various effective marketing strategies that have made it a household name globally. These strategies have played a key role in building brand loyalty, maintaining market dominance, and adapting to changing consumer behaviors. Below are some of the most notable marketing strategies:

Marketing Strategies that helped company grow its fortune

1. Emotional Branding:

Cadburyfocusesonjoy,happiness,andsharedexperiences,usingthemesoffamily andnostalgiainadsliketheiconic"glassandahalf"andtheDairyMilkGorillaad.

2. Iconic Campaigns:

MemorableadsliketheGorillaDrumadandIndia's"KuchMeethaHoJaaye"tied Cadburytocelebrationsandeverydaymoments.

3. Seasonal Marketing

Cadburyleveragesholidays,withproductslikeCremeEggsforEasterandspecial DiwaligiftpacksinIndia,drivingsalesduringfestiveperiods.

4. Personalization:

CustompackagingforholidayslikeValentine’sDayallowscustomerstopersonalize gifts,enhancingemotionalconnections.

5. Digital Marketing:

Cadburyengagesyoungeraudiencesthroughsocialmedia,influencerpartnerships, anduser-generatedcontent.

6. Brand Identity:

Consistentpurplepackagingandthe“glassandahalf”logomaintain strongbrandrecognition.

Interactive Learning:

Enhancing Math Education

Mathematics is often seen as daunting for non-math majors. Traditional teaching methods—paper textbooks, static exercises, and monotonous lectures—fail to align with today’s diverse student needs.

Interactive math education, however, can transform students from passive listeners to active participants in their education. In this blog post, we’ll explore how interactive math education can make a difference.

BenefitsofInteractiveLearninginMathEducation

Interactiveonlinematheducationoffersnumerous advantagesforstudents,teachers,andeducational institutions.Herearesomekeybenefits:

1.EnhancedEngagement

Interactiveplatformsmakelearningmathmoreenjoyable andstimulatingbycapturingstudents’attentionand encouragingactiveparticipation.

2.IncreaseMotivation

Interactivemathlearningengagesstudentsandboosts participation.Itcanmakemathmoreenjoyable,helping teacherscreatepositivelearningexperiencesthatimprove students’attitudestowardthesubject.

3.FlexibilityandAccessibility

Onlinemathlearningcanbeaccessedanytime,anywhere, allowingstudentstolearnattheirownpaceand convenience.

4.ProgressTrackingandAssessment

Teacherscantrackstudentperformanceandidentifyareas forimprovementwithdetailedprogressreportsofferedby theseplatforms.

IdeasforInteractiveMath

1.InteractiveClassroomLessons

Introducingdynamicelementscansignificantlyenhance studentengagementandattentionduringlectures. Incorporatingactivitiessuchasonlinepollsandquizzescan invigoratelearnersandhelpthembetterabsorbthematerial, ultimatelyimprovingretention.

Forinstance,duringalecture,studentscanquicklyscana QRcodetoparticipateintheseactivities.Thesetaskstake lessthanfiveminutesbutcandrasticallyimproveattention spans.

2.DigitalMathTools

Usually,educationaltechnologyinvolvessolvingproblems onyourown,buttheoppositeprincipleisalsoeffective. NowthereisatoolcalledMathSolverAIHomework Helper,availableontheAppStore,whichdoesmorethan

justsolveproblems.Itoffersasequenceofactionsandthe abilitytochooseasolutionmethod.

3.PersonalizeFeedback

Studentsbenefitgreatlyfromreceivingimmediate, personalizedfeedbackontheirhomework,ratherthan waitingfortheanswers.Thisreal-timecorrectionnotonly addressesmisconceptionsquicklybutalsoencourages continuedeffortandmasteryofthematerial.

WithSOWISO,studentspracticeonaplatformthat analyzestheirinput,detectsmistakes,andprovidestailored hintsandfeedback.Thesystemreinforcestheirprogress withpositivemessages,boostingmotivation.

4.InteractiveMathWorksheets

Thankstorandomizationandpersonalizedfeedback,math worksheetsareendlesslyreusableandprovideline-by-line guidance.Thistechnologysupportspersonalizedlearning, makingastudent-centeredapproachbotheasyandefficient.

5.FlippedClassroom

Flipthetraditionalclassroombyassigninginteractivemath lessonsashomework.

Thismethodaimstobooststudentengagementand performancebyfocusingonamorelearner-centric approach.Studentsprepareinadvancebyself-studyingthe topicthatwillbediscussedinclass.Youcanuseallthe interactivemathactivitieswementionedearlier

6.CollaborativeLearning

Don’tunderestimatethepowerofpositivesocialinteraction inmathclass.Interactiveandcollaborativeactivitiescan enhanceyourstudents’senseofbelonging.

Onlineforumsareanotherexcellentwaytobuild community Theygiveshystudentsachancetoparticipate withoutthepressureofspeakingupinclass.Tosupport this,wealsoallowlearnerstopostanonymousquestionsin ourforums.

7.InteractiveMathTheory

Manystudentsfindmaththeorytobedullandintimidating. Interactiveresourcescanmakelearningmoreengagingand approachablewithoutcompromisingacademicrigor

IdeasofUsingTechnologyforInteractiveMathematics Teaching

Usingdigitaltoolsinmathclasscansaveteachersalotof time.Herearethreekeywaystechnologyhelps:

1.CentralizedResources

Withdigitalmaterialsallinoneplace,teacherscaneasily accessandshareresources.Thisreducesphysicalprepwork andlightenstheoverallworkload.

2.Real-TimeUpdates

Digitalcontentcanbeupdatedinstantly,keepingteachersin linewithcurrentcurriculumstandardsandteaching methods.

3.Data-DrivenInsights

Manydigitalplatformsofferdataanalysistoolsthattrack studentprogress.

Online interactive math learning can transform education by making math more accessible, engaging, and fun for students. What started with textbooks in classrooms has now evolved into dynamic online platforms. While there are challenges, integrating AI presents promising opportunities for the future of math education.

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