The 50+ Show Magazine, London Olympia, 12-14 July 2012 by The 50+ Show

50+ Show Magazine

London Olympia 12-14 July 2012

Programme Show plan Exhibitors Gardening Hobbies Finance

Name that ďŹ&#x201A;ower - and you may win a prize!

Puzzles Health Travel Competitions

and more!

Your prize-winning stories - page 30 How to make the most of your money - page 46

Climb to new heights - page 52

The 50+ Awards - page 62

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Is there something youâ&#x20AC;&#x2122;re ignoring? Retirement planning perhaps? Look out for our elephant. You canâ&#x20AC;&#x2122;t ignore it and you could win a safari trip for 2!

BIG

50+ Show July 2012

Magazine

Programme

London Olympia 12-14 July 2012

Show plan Exhibitors Gardening Hobbies Finance Puzzles

Name that flower - and you may win a prize!

Health Travel Competitions

and more!

Your prize-winning stories - page 30 The 50+ Show Magazine

How to make the most of your money - page 46

Climb to new heights - page 52

£3

The 50+ Awards - page 62

Robert McCaffrey

Where sol

Editor, show director rob@propubs.com

Reina Layug

Deputy editor Programme coordinator reina.layug@proglobalmedia.co.uk

Claire Humphries

Contents W

elcome to The 50+ Show Magazine and Show Guide for The 50+ Show in London 2012. Despite the current recession (‘The Great Recession’ as they are calling it), this year’s 50+ Show is the largest it has ever been, with more than 150 exhibitors - it will be a real challenge to visit them all! The 50+ Show takes place three times each year, in Manchester in March, in London in July and in Glasgow in November. In this magazine you’ll find the winners of our photography, true life story and fiction competitions as well as features on finance, fashion and more. If you’d like to try to identify our cover flower and be in with a chance to win £25 in M&S vouchers (or try your observational skills in our Jubilee crown-hunting challenge), please fill out our on-line questionnaire and include your answers - the address is below. On behalf of the whole organising team, we hope that you enjoy both this 50+ Show Magazine and The 50+ Show itself!

4,5 8

Deputy editor Show organiser claire.humphries@proglobalmedia.co.uk

20 29 30

Sales executive: David Thomson david.thomson@proglobalmedia.co.uk

Margaret Masson

Administration admin@propubs.com

Paul Brown

Commercial director paul.brown@propubs.com

Assistants:

Sonal Patel Saija Nakari

38 46 48 50 52

54 56 60 61

The 50+ Show

Show Guide Magazine is published by PRo Publications International Ltd First Floor Adelphi Court 1 East Street Epsom, Surrey, KT17 1BB Tel 01372 743837 Fax 01372 743838

The 50+ Show Magazine

62 66

Robert McCaffrey Editor

We have hidden a number of crowns throughout the 50+ Magazine - like this: There are more than 10 but less than 20, including at least one in the adverts. Find them ALL and have a chance of winning £25 in gift vouchers. Include your answer in the online questionnaire - the address is below. Happy crown hunting!

50+ Show floor plan and A-Z Where to find the exhibitor you are after! Show programme and information Full details on what’s happening at the show. Featured exhibitor profiles Competitions at the 50+ Show Maiden Art: Short story competition winner by Jan Johnstone. A True Story: True story competition winner by Margaret Pigott. Being Fabulous and 50+ Apple or pear? Fashion hints and tips for all... 50+ Show Photo Competition winners Don’t let your money retire when you do! Financial solutions to enhance your life Understanding the options Protect and enjoy - money matters Climb new heights Climbing offers great exercise and a way to meet new friends... and you can try it on the 50+ Show’s climbing wall! Gardening for fun Residential parks - where the living is easy Explore the world on foot Pack a rucksack and let’s go! 50 plus for the 50 plus South America was just the start... it’s a big world out there! The 50+ Awards The Puzzle Page: courtesy of Take a Break’s Take a Crossword

Fill in the 50+ Show questionnaire at http://propubs.polldaddy.com/s/50-plus-show-london-2012 Visitors are advised to satisfy themselves as to the bona fides of the exhibitors and advertisers prior to finalising significant transactions.

July 2012

50+ Show London 2012

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The 50+ Show Magazine

July 2012

50+ Show London 2012

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The 50+ Show Magazine

July 2012

The 50+ Show Exhibitor A-Z Organisation Stand 32 Senses Dental Holidays D24 50 Plus Magazine A28 360 Spinning Mop D10 Abacus Hotels A53 Abbeyfield C47 Action on Hearing Loss D2 Acumag D13 Age UK C7 ATG Tickets A10 Art Hospita B19A Avanti Travel Insurance A54 Belgian Tourist Office A55a Berkeley Parks P6 Bergs International D1 Best of British Magazine C35 Bijoux ByMe Craft Zone Birch’s and Omar Park Homes P5 Bonmarché B26 Brenthams Furnishers B19 Brightwater Holidays Ltd A5 British Telecom B10 Cancer Research HEALTH Capital Alternatives C37 Centre for Sight C21 Chimu Adventures A6 Churchill Retirement Living C10 City Asset Partnership C34 Civil Service Retirement Fellowship E10 Core Elements E1 Crowhurst Park Holiday Village P7 Cruise & Maritime Voyages A25 Currencies Direct D25 Deep South USA A16 Designer Travel A17 Diabetes Research & Wellness Foundation B20 Ecovolt B11 Emphasize B22 emporia Telecom C45 Essex Financial Solutions C11 Ethical Forestry B27 Eurotherapy D23 Exclusive SIPPs B4 Footcare Supplies C39 Forever Living Products C52 Forever Living Products B16 Fortina Spa Resort B2 Fosters Law C18 Girlings Retirement Rentals C24 Global Professionals A18 Go Cruise A7 Grayson Clocks B41 Group Travel Organisers Assocation A48 Guide Dogs C17 Heat in a Click B7 Health Mate UK C25

The 50+ Show Magazine

Organisation Stand HF Holidays C30 Holiday and Dance C51 Holidays and Cruises for you A27 Holiday Property Bond C48 Hospitadent B19A Hospital Particular Do Algarve D33 House of Fraser Beauty Zone Ideal Home Group C2 Independent Age D14 International Glaucoma Association C36 Isle of Wight A23 Jaybelle Grange P6A Joju Solar C20A KCO Beauty A56 Kreativ Dental Clinic D31 Lead Opinion D30

Locked up Monitored Security C6 London Eye Hospital D15 Macmillan Cancer Support D10B Malaysia Healthcare Travel Council D29 Marie Curie Cancer Care B3 Miracle Shammy C50 Mundy Cruising A24 MXY Ltd B13,A31 Mybility UK Ltd C4 myfamilyexpert.co.uk C9 My Weekly, The People’s Friend, Puzzler E2 National Federation of Occupational Pensioners C44 New World Bathrooms E11 Nikis Balms D16 North America Travel Service & Tauck A30 Oakdale Beds E8 Obsidian Retreat D28 Optimax Laser Eye Surgery Specialists B23 Plan UK C27 Pocock Rutherford & Co D10A Prestige Park and Leisure Homes Ltd P2 Prudential B17,B18 Purple Bay D26 Ramblers Worldwide Holidays A9 Reach Skilled Volunteers B8 Readers Digest Magazine B2A Retired Greyhound Trust D5 Retirement Homesearch C8 Retirement Today Magazine B14

Organisation Stand Richardson’s Holidays A15 Richmond Retreats A51 RNIB C41 Saga Holidays A20 SavvyWoman.co.uk C20 See Tickets A8 SGT /Morgan Motorzone Shuffleboard.eu E7 Shuzi UK Ltd A11 Silver Travel Advisor A29 Simply Groups A55 Sold on Cyprus B39 Sparklebright D11 Specsavers D19 Stately Albion P1 St Anthony’s Hospital C42 stonehaven C49 Take a Break’s Puzzle Magazines B30 TDC Implant Centre C28 The 50+ Show Organisers stand C33 Thermal D`or Orucoglu B19A The Aromatherapy Company C14 The Beaches of Fort Myers & Sanibel A50 The Dream Lodge Group P9 The Fabulous Vodka Company A23A The Hawthorns Retirement B31 The Legal Brokerage D17 The Oldie Magazine C30A The Pensions Advisory Service D9 The Ramblers C32 The Stroke Association C13 The Wildlife Trusts C38 Thornton & Baines D7 Titan Travel A22 Travelsphere A14 Tropical Sky A12 Turkish Healthcare Tourism Development Council B19A U3A C41A, C43 Voyages Jules Verne A21 we are bettertogether C15 Wider Fit Shoes B5 Wildfowl & Westlands Trust C23 Wiltshire Farm Foods C29 Wyldecrest Parks P8 Yakult C3 Yours Magazine Sponsorship of cafe area

July 2012

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Ethical Forestry is not regulated by the Financial Services Authority and does not offer any advice about any regulated or unregulated investments, either within this advertisement or elsewhere. Please consult an Independent Financial Advisor prior to making any decision to buy our products. Our products are not regulated investments. Their value may rise or fall and no guarantees of future performance in respect of income or capital growth are given either expressly or by implication, and you may not get back the full amount you pay for them. Ethical Forestry shall not be held liable to anyone for any errors, omissions or inaccuracies within this advertisement under any circumstances or for any loss or damage which may arise from the use of any of the information or detail contained herein. Our projections are based on historical Melina growth data and timber values rising at an average of 7% per annum over the term of the investment.

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10.00 - 12.00

SEMINAR THEATRE 10.30-11.15 GARDENING Q&A TIME Chaired by: John Negus, Editor, Amateur Gardening Magazine Panelists: Diogo Correira, Chelsea Gardener; Caro Sanders, Caro Garden Design; Neil Miller, Hever Castle 11.30-12.00 TAKE CONTROL OF YOUR FUTURE. Tips for financial security from Prudential Tony Marcham / Robin Sampat

12.00 - 14.00

(Signed by a BSL Interpreter)

12.15-13.00 YOUR MONEY MATTERS PANEL Chaired by: Sarah Pennells, SavvyWoman Panelists: Tony Marcham/Robin Sampat, Prudential; Keith Kemp, St James’ Place; Simon Primmer, The Pensions Advisory Service 13.15-13.45 TAKE CONTROL OF YOUR FUTURE. Tips for financial security from Prudential Tony Marcham / Robin Sampat

50+ SHOW COOKERY THEATRE 10.30-11.15 HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE! Celebrity Chef Richard Fox

Richard Fox is a TV Chef and food and drink expert. He has had his own cooking slot on BBC 1 Regional Look North and was a regular chef on BBC 2’s Food Poker. He is a regular on The Food Channel’s Market Kitchen and launched the Love Food Hate Waste concept on this channel. Richard has also written for various publications including BBC Good Food Magazine, The Daily Mail, The Daily Telegraph and The Ecologist.

12.00-12.45 AN ITALIAN SUMMER Stefano Borello, La Cucina Caldesi

14.00 - 16.30

15.15-16.00 BEGINNER’S DIGITAL PHOTOGRAPHY WORKSHOP Ron Coello

The 50+ Show Magazine

10.00-10.30 ENJOY RENEWED VITALITY, CALM & STRESS-REDUCTION WITH MINDFULNESS Christene Burgess, Mindfulness 10.45-11.20 HEALTHY EATING IN LATER LIFE June Copeman, Head of Nutrition and Dietetics, Leeds Metropolitan University 11.30-12.00 HOW TO BECOME A SKILLED VOLUNTEER

Don Hunter, Business Development Manager, REACH Skilled Volunteers 12.10-12.55 CHANGING LIFESTYLES AFTER 50

Dr Meredith Belbin, We Are BetterTogether 13.05-13.35 A NEW WAY TO LOOK AT EQUITY RELEASE

Bob Boon, Stonehaven

13.30-14.15 HOW TO COOK FABULOUS FOOD...FOR ALMOST FREE! Celebrity Chef Richard Fox (Signed by a BSL Interpreter)

14.00- 14.45 SEX CAN LAST A LIFETIME Lorraine Grover, Sexual Advice Association

SEMINAR THEATRE 2

15.00-15.45 HOW TO BUY WINE WITH CONFIDENCE IN TODAY’S MODERN SUPERMARKET. Hints & Tips, trends to follow and things to avoid when buying wine Richard Broad

13.45-14.15 DIABETES: LEARNING THE FACTS & DISPELLING THE MYTHS

Henrietta Mulnier RGN MSc PhD, Diabetes Research & Wellness Foundation

14.30-15.00 HOW TO GET THE MOST FROM YOUR RETIREMENT IN FINANCIALLY TOUGH TIMES

Sarah Pennells, SavvyWoman (Signed by a BSL Interpreter)

15.15-16.00 6 SECRETS TO MATURE MAGICAL RELATIONSHIPS & SEX

Priya & Bob Tourkow, Intimacy Works

July 2012

PROGRAMME - THURSDAY

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ACTIVITY ZONE

DANCE FLOOR

TRAVEL SEMINAR THEATRE

11.15 MUSIC WORKSHOP Ileana Di Camillo & Upbeat charity

11.30 TEACH IN: MODERN BALLROOM Holiday & Dance

11.20-11.50 A WORLD OF DISCOVERY FOR YOUR GENERATION Ramblers Worldwide Holidays

13.00 HURRAY FOR HOLLYWOOD PERFORMANCE Bus Pass to Broadway Group

12.00-12.30 HOLIDAY WITH CARE Richmond Retreats

Member of British Voice Association, Ileana teaches private singing lessons to students of all levels and abilities, in a friendly atmosphere, with a focus on contemporary vocal technique, jazz and pop, song interpretation and vocal improvisation.

12.15 ZUMBA FITNESS CLASS WITH REBECCA! Rebecca Wilkinson

(Signed by a BSL Interpreter)

13.00 MUSIC WORKSHOP Ileana Di Camillo & Upbeat charity 14.00 YOGA Patricia McLoughlin, Yogamac

12.40-13.10 AN INTRODUCTION TO MARKETING TO GROUP TRAVEL ORGANISERS

Mike Newman, Group Travel Organisers Association (GTOA)

13.45 TEACH IN: LATIN AMERICAN

Holiday & Dance

13.20-13.50 CRUISING FROM YOUR DOORSTEP - DISCOVER WHAT CRUISE & MARITIME VOYAGES HAS TO OFFER

Cruise & Maritime

15.00 HURRAY FOR HOLLYWOOD PERFORMANCE Bus Pass to Broadway Group

14.00-14.30 DISCOVER ASIA WITH WENDY WU TOURS.

15.45 MUSIC & DANCE FOR ALL Holiday & Dance

14.40-15.10 A JOURNEY THROUGH THE DEEP SOUTH USA

Wendy Wu Tours

Travel & Tourism Ltd (T&TM) 15.20-15.50 GETTING MORE HOLIDAY FOR YOUR MONEY

14.00 - 16.30

15.30 BELLY DANCING CLASS Roxanna Edwards

10.40-11.10 CHOOSING YOUR FIRST CRUISE Silver Travel Advisor

12.00 - 14.00

10.30 MUSIC & DANCE FOR ALL Holiday & Dance

10.00 - 12.00

10.30 TAI CHI Kate Mansfield & The London School of T’ai Chi Chuan and Traditional Health Resources Ltd.

Go Cruise (Signed by a BSL Interpreter)

The 50+ Show Magazine

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CRAFT ZONE

10.00 - 12.00

9.30-10.00 SEED BEAD SPINNER DEMONSTRATION 10.00-10.30 CHA CHA MAKING DEMONSTRATION 10.30-11.00 CHARM BRACELET DEMONSTRATION 11.00-12.00 PAPERCRAFT SESSION

MAIN STAGE/ FASHION SHOW

MOTOR ZONE brought to you in association with Morgan Motor Company

10.45 FASHION SHOW

Make sure of a good seat for the entertaining features on the Main Stage. With live fashion shows starring real models and clothes supplied by Bonmarche and Emphasize, choreographed by Mandy White of White Events Management. Model’s make-up courtesy of House of Fraser.

11.30 THE DOWNSMEN CHORUS North Surrey Barbershop Harmony Club

12.00 - 14.00

12.00-13.00 EARRING MAKE & TAKE SESSION

13.00 THE DOWNSMEN CHORUS North Surrey Barbershop Harmony Club 13.00-14.00 PAPERCRAFT SESSION

14.00 - 16.30

12.15 FASHION SHOW Bonmarche

14.00- 15.00 SHAMBALLA MAKING DEMONSTRATION 15.00-15.30 PAPERCRAFT SESSION 15.30 HOW TO START YOUR OWN BUSINESS SEMINAR

The 50+ Show Magazine

13.45 FASHION SHOW Emphasize 14.30 DISCANTVS CHOIR 15.15 PRIZE QUIZ!

Are you a brainiac or perhaps Britain’s next mastermind? Test your knowledge and join The 50+ Show Quiz! The lucky winner will be rewarded with a pair of tickets to see Ghost The Musical kindly donated by ATG Tickets.

SGT is one of the longest-established Morgan dealerships in the UK. The dealership started in 1971 and is a privately owned family business based in the Heart of the Thames Valley. There is a superb collection of new and used Morgans for sale displayed in the showroom, each as unique as the next. A full Aftersales service is also available with dedicated technicians trained and qualified to look after Morgans. Morgans are hand-built, personalised to each owner’s requirements. There is no such thing as a standard Morgan. Care and craftsmanship may be from yesteryear, but Morgan engineering and technology are right up to date. Ride and handling are traditional in style yet modern in response whilst performance and safety are very much of today. To own a Morgan is to be part of an exclusive club, which is probably why so many are prepared to wait a little while to savour it. July 2012

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12.00 - 14.00

10.00 - 12.00

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SEMINAR THEATRE 10.30-11.15 GARDENING Q&A TIME Chaired by: John Negus, Editor, Amateur Gardening Magazine Panelists: Diogo Correira, Chelsea Gardener; Caro Sanders, Caro Garden Design; Sue Fisher, My Weekly Magazine Gardening Expert (Signed by a BSL Interpreter)

11.30-12.00 TAKE CONTROL OF YOUR FUTURE. Tips for financial security from Prudential Tony Marcham / Robin Sampat

14.00-14.45 SEX CAN LAST A LIFETIME Lorraine Grover, Sexual Advice Association 15.15-16.00 BEGINNER’S DIGITAL PHOTOGRAPHY WORKSHOP Ollie Smallwood

The 50+ Show Magazine

50+ SHOW COOKERY THEATRE 10.30-11.15 HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE! Celebrity Chef Richard Fox

12.00-12.45 AN ITALIAN SUMMER Stefano Borello, La Cucina Caldesi

SEMINAR THEATRE 2 10.00-10.30 ENJOY RENEWED VITALITY, CALM & STRESS-REDUCTION WITH MINDFULNESS Christene Burgess, Mindfulness 10.45-11.20 WHY DO DIETS FAIL? Andrew West, Obsidian Retreat 11.30-12.00 HOW TO BECOME A SKILLED VOLUNTEER

Rob Peach, Business Development Manager, REACH Skilled Volunteers

12.10-12.55 CHANGING LIFESTYLES AFTER 50

Dr Meredith Belbin, We Are BetterTogether 13.05-13.35 SLOW DOWN YOUR CLOCK!

Anti-Ageing Tips with Valery McConnell, Editor, Yours Magazine (Signed by a BSL Interpreter)

13.30-14.15 EAT YOUR WAY TO BETTER SIGHT! Professor Ian Grierson, Author of ‘Vegetables for Vision’ and ‘Fruit for Vision’

13.45-14.15 DIABETES: LEARNING THE FACTS & DISPELLING THE MYTHS

14.30-15.15 HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE! Celebrity Chef Richard Fox

14.30-15.00 HOW TO GET THE MOST FROM YOUR RETIREMENT IN FINANCIALLY TOUGH TIMES

(Signed by a BSL Interpreter)

15.30-16.00 HOW TO BUY WINE WITH CONFIDENCE IN TODAY’S MODERN SUPERMARKET. Hints & Tips, trends to follow and things to avoid when buying wine Richard Broad

Henrietta Mulnier RGN MSc PhD, Diabetes Research & Wellness Foundation

Sarah Pennells, SavvyWoman 15.15-16.00 6 SECRETS TO MATURE MAGICAL RELATIONSHIPS & SEX

Priya & Bob Tourkow, Intimacy Works

July 2012

PROGRAMME - FRIDAY

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ACTIVITY ZONE 10.00 YOGA Patricia McLoughlin,Yogamac

11.30 TEACH IN: MODERN BALLROOM Holiday & Dance

13.00 HURRAY FOR HOLLYWOOD PERFORMANCE Bus Pass to Broadway Group

13.00 MUSIC WORKSHOP Ileana Di Camillo & Upbeat charity 14.00 TAI CHI Kate Mansfield & The London School of T’ai Chi Chuan and Traditional Health Resources Ltd.

10.40-11.10 CHOOSING YOUR FIRST CRUISE Silver Travel Advisor 11.20-11.50 A JOURNEY THROUGH THE DEEP SOUTH USA Travel & Tourism Ltd (T&TM)

12.00-12.30 BRUSSELS & WALLONIA, THE SOUTH OF BELGIUM, LATIN EUROPE IN A NUTSHELL... Belgium Tourism (Signed by a BSL Interpreter)

12.40-13.10 HOLIDAYS WITH CARE

Richmond Retreats

13.45 TEACH IN: LATIN AMERICAN

13.20-13.50 A WORLD OF DISCOVERY FOR YOUR GENERATION

12.00 - 14.00

12.00 ZUMBA FITNESS CLASS WITH REBECCA! Rebecca Wilkinson

10.30 MUSIC & DANCE FOR ALL Holiday & Dance

TRAVEL SEMINAR THEATRE

10.00 - 12.00

11.00 MUSIC WORKSHOP Ileana Di Camillo & Upbeat charity

DANCE FLOOR

Ramblers Worldwide Holidays

Holiday & Dance 15.00 HURRAY FOR HOLLYWOOD PERFORMANCE Bus Pass to Broadway Group

14.00-14.30 ACTIVE, SOCIABLE HOLIDAYS FROM TRUSTED EXPERTS

15.45 MUSIC & DANCE FOR ALL Holiday & Dance

14.40-15.10 A VIEW FROM WORLDWIDE TRAVEL SPECIALISTS WESTERN & ORIENTAL TRAVEL

HF Holidays

Western & Oriental Travel

14.00 - 16.30

15.30 BELLY DANCING CLASS Roxanna Edwards

15.20-15.50 CRUISING FROM YOUR DOORSTEP - DISCOVER WHAT CRUISE & MARITIME VOYAGES HAS TO OFFER

Cruise & Maritime

(Signed by a BSL Interpreter)

The 50+ Show Magazine

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CRAFT ZONE

10.00 - 12.00

9.30-10.00 SEED BEAD SPINNER DEMONSTRATION 10.00-10.30 CHA CHA MAKING DEMONSTRATION 10.30-11.00 CHARM BRACELET DEMONSTRATION 11.00-12.00 PAPERCRAFT SESSION

MAIN STAGE/ FASHION SHOW

MOTOR ZONE brought to you in association with Morgan Motor Company

10.45 FASHION SHOW

11.30 CAPITAL CHORUS WEST LONDON BARBERSHOP HARMONY CLUB

12.00 - 14.00

12.00-13.00 EARRING MAKE & TAKE SESSION

13.00 CAPITAL CHORUS Capital Chorus is an award-winning male Barbershop Harmony Club. They have won three national awards in the last four years at the BABS Convention, the annual British championship for Barbershop Singing. 13.00-14.00 PAPERCRAFT SESSION

14.00 - 16.30

12.15 FASHION SHOW Bonmarche

14.00- 15.00 SHAMBALLA MAKING DEMONSTRATION 15.00-15.30 PAPERCRAFT SESSION 15.30 HOW TO START YOUR OWN BUSINESS SEMINAR

13.45 FASHION SHOW Emphasize 14.30 PRIZE QUIZ! Are you a brainiac or perhaps Britain’s next mastermind? Test your knowledge and join The 50+ Show Quiz! The lucky winner will be rewarded with a pair of tickets to see Ghost The Musical kindly donated by ATG Tickets.

15.30 FASHION SHOW Bonmarche

The 50+ Show Magazine

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14.00 - 16.30

12.00 - 14.00

10.00 - 12.00

SEMINAR THEATRE 10.30-11.15 GARDENING Q&A TIME Chaired by: John Negus, Editor, Amateur Gardening Magazine Panelists: Diogo Correira, Chelsea Gardener; Caro Sanders, Caro Garden Design; Geoff Hawkins, Horticultural Speaker, Broadcaster and Gardening Consultant (Signed by a BSL Interpreter)

11.30-12.00 TAKE CONTROL OF YOUR FUTURE. Tips for financial security from Prudential Tony Marcham / Robin Sampat 12.15-13.00 YOUR MONEY MATTERS PANEL Chaired by: Sarah Pennells, SavvyWoman Panelists: Tony Marcham/Robin Sampat, Prudential; Keith Kemp, St James’ Place; Simon Primmer, The Pensions Advisory Service 13.15-13.45 TAKE CONTROL OF YOUR FUTURE. Tips for financial security from Prudential Tony Marcham / Robin Sampat

14.00-14.45 SEX CAN LAST A LIFETIME Lorraine Grover, Sexual Advice Association 15.15-16.00 BEGINNER’S DIGITAL PHOTOGRAPHY WORKSHOP Ron Coello

50+ SHOW COOKERY THEATRE 10.30-11.15 HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE! Celebrity Chef Richard Fox

12.00-12.45 EAT YOUR WAY TO BETTER SIGHT! Professor Ian Grierson, Author of ‘Vegetables for Vision’ and ‘Fruit for Vision’ 13.15-14.00 HOW TO COOK...FABULOUS FOOD FOR ALMOST FREE! Celebrity Chef Richard Fox (Signed by a BSL Interpreter)

SEMINAR THEATRE 2 10.00-10.30 ENJOY RENEWED VITALITY, CALM & STRESS-REDUCTION WITH MINDFULNESS Christene Burgess, Mindfulness 10.45-11.20 HOW TO GET THE MOST FROM YOUR RETIREMENT IN FINANCIALLY TOUGH TIMES Sarah Pennells, SavvyWoman 11.30-12.00 HOW TO BECOME A SKILLED VOLUNTEER

David Collins, CEO, REACH Skilled Volunteers

12.10-12.55 CHANGING LIFESTYLES AFTER 50

Dr Meredith Belbin, We Are BetterTogether (Signed by a BSL Interpreter)

13.05-13.35 A NEW WAY TO LOOK AT EQUITY RELEASE

Rose Wilson, Stonehaven 13.45-14.15 DIABETES: LEARNING THE FACTS & DISPELLING THE MYTHS

Henrietta Mulnier RGN MSc PhD, Diabetes Research & Wellness Foundation 15.00-15.45 HOW TO BUY WINE WITH CONFIDENCE IN TODAY’S MODERN SUPERMARKET. Hints & Tips, trends to follow and things to avoid when buying wine Richard Broad

14.30-15.00 WHY DO DIETS FAIL?

Andrew West, Obsidian Retreat 15.15-16.00 6 SECRETS TO MATURE MAGICAL RELATIONSHIPS & SEX

Priya & Bob Tourkow, Intimacy Works

(Signed by a BSL Interpreter)

The 50+ Show Magazine

July 2012

PROGRAMME - SATURDAY

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ACTIVITY ZONE

DANCE FLOOR 10.30 MUSIC & DANCE FOR ALL Holiday & Dance

11.00 MUSIC WORKSHOP Ileana Di Camillo & Upbeat charity

11.30 TEACH IN: MODERN BALLROOM Holiday & Dance

13.00 HURRAY FOR HOLLYWOOD PERFORMANCE Bus Pass to Broadway Group

Richmond Retreats 11.20-11.50 CRUISING FROM YOUR DOORSTEP - DISCOVER WHAT CRUISE & MARITIME VOYAGES HAS TO OFFER Cruise & Maritime

12.00-12.30 A JOURNEY THROUGH THE DEEP SOUTH USA Travel & Tourism Ltd (T&TM)

13.00 MUSIC WORKSHOP Ileana Di Camillo & Upbeat charity

12.40-13.10 TRAVELS WITH HILARY BRADT AND SILVER TRAVEL ADVISOR

14.00 YOGA Patricia McLoughlin,Yogamac

13.20-13.50 GETTING MORE HOLIDAY FOR YOUR MONEY

Hilary Bradt

13.45 TEACH IN: LATIN AMERICAN

12.00 - 14.00

12.00 ZUMBA FITNESS CLASS WITH REBECCA! Rebecca Wilkinson

10.40-11.10

HOLIDAYS WITH CARE

10.00 - 12.00

10.00 TAI CHI Kate Mansfield & The London School of T’ai Chi Chuan and Traditional Health Resources Ltd.

TRAVEL SEMINAR THEATRE

Go Cruise

Holiday & Dance 15.00 HURRAY FOR HOLLYWOOD PERFORMANCE Bus Pass to Broadway Group

14.00-14.30

15.45 MUSIC & DANCE FOR ALL Holiday & Dance

(Signed by a BSL Interpreter)

BRUSSELS & WALLONIA, THE SOUTH OF BELGIUM, LATIN EUROPE IN A NUTSHELL... Belgium Tourism 14.40-15.10 A VIEW FROM WORLDWIDE TRAVEL SPECIALISTS WESTERN & ORIENTAL TRAVEL

14.00 - 16.30

15.30 BELLY DANCING CLASS Roxanna Edwards

Western & Oriental Travel

The 50+ Show Magazine

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CRAFT ZONE

10.00 - 12.00

9.30-10.00 SEED BEAD SPINNER DEMONSTRATION 10.00-11.00 MEMORY WIRE DEMONSTRATION 11.00-12.00 EARRING MAKE & TAKE SESSION

MAIN STAGE/ FASHION SHOW

MOTOR ZONE brought to you in association with Morgan Motor Company

10.45 FASHION SHOW

11.30 ROCK CHOIR

14.00 - 16.30

12.00 - 14.00

12.00-13.00 SHAMBALLA MAKING DEMONSTRATION

12.15 FASHION SHOW Bonmarche 13.30 PRIZE QUIZ!

13.00-14.00 TIGERTAIL NECKLACE MAKING DEMONSTRATION

14.00- 15.00 SHAMBALLA MAKING DEMONSTRATION

14.30 FASHION SHOW Emphasize

15.00-16.00 EARRING MAKE & TAKE SESSION

15.30 ROCK CHOIR

The 50+ Show Magazine

Described as a ‘National Phenomenon’, ROCK CHOIR is now available right across the UK. Rock Choir sings pop, gospel and motown music and is open to everyone as there are no auditions and no requirement to read music.

STAND B31

You’ll find us especially attractive today! Hotel style living, first-class service, superb dining room, exquisite cuisine and just about everything covered in one monthly rental payment. Given all this and the economic climate, it’s little wonder we are the most attractive alternative to buying a place to retire to. And with prizes like these on offer, we’re especially attractive today! To enter our Free prize draw to win a SAGA Holidays £1000 voucher, note the numbers on our leaflet in your exhibition welcome pack and check if they match up with the numbers on our stand: B31.

YOU COULD WIN A

SAGA HOLIDAYS

£1000 VOUCHER

In our FREE prize draw & 5 CHANCES TO WIN A VOUCHER FOR A CASE OF LAITHEWAITES QUALITY WINES

WORTH £100

Don’t be concerned if they don’t match, because your name will be automatically entered into a second Free draw to win a voucher for a case of quality wines from award winning wine merchant, Laithewaites. And whilst on our stand, please take a look at the many attractive reasons to consider a Hawthorns retirement residence: Private accomodation activities room . cable TV cinema library hairdressing salon handy mini bus weekly laundry service beautiful gardens . 24/7 security and much more. Hope to see you soon.

Call 01590 646400 for more information or to arrange an appointment to view. Winners will be listed on our website at www.hawthornsretirement.co.uk from week commencing 16th July 2012 CLEVEDON, SOMERSET

BRAINTREE, ESSEX

EASTBOURNE, SUSSEX

FEATURED EXHIBITORS

-------------------------------------------------------------------------------------------------------------------------ABACUS HOTELS Stand A53

AGE UK Stand C7

Abacus Hotels has three AA 4 star hotels in Cambridgeshire and West Norfolk: BEST WESTERN PLUS Orton Hall Hotel & Spa, Peterborough, in 20 acres of parkland, offering excellent food, accommodation and the Courtyard Leisure Club; BEST WESTERN Knights Hill Hotel & Spa, King’s Lynn built around an ancient farm complex, both hotels with Imagine Spa; BEST WESTERN Le Strange Arms Hotel, Hunstanton, with direct access to a wonderful sandy beach;. The hotels have on-site pubs with restaurants and real ales.

Life doesn’t come with a manual. We provide accurate and reliable answers to issues which may affect you, a relative or someone you care for. Our free information and advice, products and services help enrich the lives of people in later life, helping you to get the benefits and support you’re entitled to. We have a network of Age UKs across the country, including Age Cymru, Age NI and Age Scotland.

Web: www.abacushotels.co.uk

Telephone: 0800 169 6565 Web: www.ageuk.org.uk 1-6 Tavistock Square, London, WC1H 9NA

AVANTI TRAVEL INSURANCE Stand A54

BEST OF BRITISH MAGAZINE Stand C35

Avanti Travel Insurance offers low cost, quality travel insurance. Call FREE on 0800 066 5604 or visit: www.avanti.co.uk. We can cover individuals, couples & families up to age 85. Pre-existing medical conditions also covered (terms, conditions & exclusions apply). We also offer great deals on Currency, Keycare, Airport Parking, Airport Hotels and Airport Lounges. Our travel insurance policies are underwritten by Mapfre Insurance, an insurer with over 100 years of trading history and over 16 million members and customers worldwide. Telephone: 0800 0665604 Web: www.avanti.co.uk Century House, Century Drive, Braintree, Essex CM77 8YG

Britain’s top nostalgia monthly is at the 50+ show with EXCLUSIVE discounts & subscription savings! Most magazines have a letters section, but Best of British is unusual. We also have a much larger section for readers to write at greater length about their memories, and for 17 years we have incorporated readers’ memories of British life into the magazine. Join us in celebrating the best of British music & entertainment, traditions and industries, arts and craft from the 40s-present. Telephone: 020 8752 8126 Web: www.bestofbritishmag.co.uk The Perfume Factory, 140 Wales Farm Road, London, W3 6UG

CITY ASSET PARTNERSHIP Stand C34

ETHICAL FORESTRY Stand B27

City Asset Partnership is a leading asset manager for individuals and financial intermediaries.

If you require an investment with a proven track record, then you may wish to consider Ethical Forestry’s high return investments. As one of the UK’s leading providers, their investments are popular as they produce valuable timber, a commodity constantly in demand. The investments are popular for pensions, retirement income generators and as a way of investing for children and grandchildren. Visit Ethical Forestry on stand B27 and discover how you can make a decent return whilst making a difference.

Our investment professionals provide strategies that span the full spectrum of asset classes including commodities, fixed income, cash liquidity, real estate and commercial property. Telephone: 020 7153 1630 Web: www.cityap.co.uk City Point, 1 Ropemaker Street, London, EC2Y 9HT

The 50+ Show Magazine

Telephone: 0800 075 30 10 Web: www.ethicalforestry.com 80, Holdenhurst Road, Bournemouth, Dorset, BH8 8AQ

July 2012

FEATURED EXHIBITORS

-------------------------------------------------------------------------------------------------------------------------FORTINA SPA Stand B2

FOSTERS LAW Stand C18

The 4 star Hotel Fortina and the 5 star Fortina Spa Resort in Malta are offering 2 for 1 holidays for 14 night durations and over. Situated in the heart of the Meditteranean with fabulous views overlooking the capital city of Valetta, packages are comprised of half board and all inclusive accommodation including return ﬂights from Gatwick, in-resort hotel transfers and a cruise of Malta’s Grand Harbour. Please visit us on Stand B2 for full details.

Trusted Solicitors to the Over 50s. Expert legal planning is crucial to ensure that your affairs are effectively managed, both during your retirement and upon your death. Be assured that whatever your requirements, with many years of experience at managing the legal affairs of those aged over fifty, Fosters Law will understand the complex legal, financial and emotional implications, for you and your family. Our clients trust us to be professional, honest and competitively priced.

Telephone: 0800 917 3001 Web: www.hotelfortina.com Tigne Seafront, Sliema,SLM 154 MALTA

Telephone: Freephone 0800 046 1717 Web: www.fosters-law.co.uk/50+ Retirement Services Department, 28 Cavendish Street, Ramsgate, Kent CT11 9AL

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CALL 01778 392019 QUOTING ‘50+ SHOW’ TO SUBSCRIBE TODAY! * UK Direct Debit only. Subscribe to Best Of British Magazine by Direct Debit and receive the next 3 issues for £3. After my trial period, my subscription will continue at £39 every 12 issues (saving 16%). If I cancel within 2 weeks of receiving my 2nd issue, I will pay no more than £3. Offer ends 28/09/12

THE UK’s TOP NOSTALGIA MONTHLY

The 50+ Show Magazine

July 2012

FEATURED EXHIBITORS

-------------------------------------------------------------------------------------------------------------------------GIRLINGS RETIREMENT RENTALS Stand C24

HF HOLIDAYS Stand C30

Girlings Retirement Rentals offers a variety of housing options to the independently minded, active 55+ age group. When you rent a retirement property through Girlings the service charge and maintenance is included in the rent allowing you to budget effectively. The majority of developments offer communal facilities and a house manager is on hand for help and advice. Reassurance and peace of mind are also covered through the 24 hour emergency Careline. We have availability throughout the UK. Telephone: 0800 525 184 Web: www.girlings.co.uk Glanville House, Frobisher Way, Taunton, Somerset, TA2 6BB

HF Holidays is the UK’s largest walking and leisure activity holidays company offering sociable, guided walking holidays throughout the UK, Europe and Worldwide. Founded in 1913, the co-operative offers a wide range of over 200 active, outdoor and leisure interest breaks and holidays at its 20 Country Houses in the UK alone. Voted Best Large Tour Operator by Guardian and Observer readers in 2010 and 2011. 2012 Which? Recommended Provider for holidays. Partner of the Ramblers, Britain’s walking charity Telephone: 0845 470 7558 Web: www.hfholidays.co.uk Catalyst House, 720 Centennial Park, Elstree, Hertfordshire, WD6 3SY

JOJU SOLAR Stand C20A

KREATIV DENTAL CLINIC Stand D31

Joju Solar has been installing solar PV since 2006. Our installation teams operate across the South and South East of England. Over the past 6 years our teams have carried out many hundreds of installations focussing on delivering first class customer service together with technically excellent installations. Most of our solar installation customers come to us from direct word of mouth - a record that we are extremely proud of. We also offer home energy assessments and energy monitoring systems.

Kreativ Dental Clinic offers high quality and affordable dental treatment abroad in Budapest, Hungary. Our services particularly suit the individual who needs restorative Crown and Bridge work, Dental Implants or Cosmetic Dentistry not available on the NHS. Between 120 and 150 patients from the UK and Ireland visit our Clinic each month. Regularly saving 50% to 70% on the quotes they receive in the UK.

Telephone: 0800 0542 977 Web: www.jojusolar.co.uk 39 - 41 North Road, London, N7 9DP

Telephone: 0203 2879 331 Web: www.kreativdental.co.uk

LEADOPINION Stand D30

MALAYSIAN HEALTHCARE TRAVEL COUNCIL Stand D29

The LeadOpinion Panel is a community of people living with medical conditions and the carers who support them. Panel members participate in medical market research studies to share their experiences about their medical conditions and the usage of medical equipment to treat their conditions. They can also share their experiences about caring for someone with a medical condition. If you are interested in joining our panel, call the panel registration free phone 08000128888 or visit: www.leadopinion.com. Joining is free. Telephone: 0800 012 8888 Web: www.leadopinion.com Unit 2-3, Unity Wharf, Mill Street, London, SE1 2BH The 50+ Show Magazine

If you’re searching for medical-tourism, look no further than Malaysia. Visit us at Stand D29 for in-depth details on our world-class medical credentials, facilities, competencies, and affordable prices. Once you’re done with your procedure, you can look forward to an unforgettable holiday in Malaysia, a melting pot-of-exotic Asian cultures where breathtaking ultramodern cityscapes meet the beauty of lush tropical forests, pristine beaches, and mouthwatering food to suit any palate. Quality and affordability, all within a tropical paradise like no other. Telephone:+603-2283 2003 Web: www.mhtc.org.my Unit A-13-8, Level 13, Tower A Menara UOA Bangsar, 5, Jalan Bangsar Utama 1, 59000 Kuala Lumpur, Malaysia 22

July 2012

â&#x20AC;&#x153;Without doubt the best property decision we have made!â&#x20AC;?

Come and see us at Stand C24 Discover the freedom renting in retirement can bring 55+? Did you know you can rent private retirement property on a Life Long Tenancy which gives you the right to remain living in the property for as long as you wish, with service charges and maintenance included in the rent?

0800 525 184 www.girlings.co.uk

Peace of Mind Independence Flexibility Choice

FEATURED EXHIBITORS

-------------------------------------------------------------------------------------------------------------------------PLAN UK Stand C27

MARIE CURIE CANCER CARE Stand B3 Marie Curie Cancer Care is dedicated to the care of people with terminal cancer and other illnesses. Gifts in Wills fund 1 in 2 of our Marie Curie Nurses who work in the homes of terminally ill patients across the UK, providing practical care and support. We are also the biggest provider of hospice beds outside the NHS. Our services are FREE to patients and their families. To find out more, Come and meet us on stand B3.

Plan is a global children’s charity who work with children in the world’s poorest countries to help them build a better future. A future you would want for all children, your family and friends. For over 70 years we’ve been taking action and standing up for every child’s right to fulfil their potential. With your support children, families and entire communities have the power to move themselves from a life of poverty to a future with opportunity.

Telephone: 0800 716 146 Web: www.mariecurie.org.uk 89 Albert Embankment, London, SE1 7TP

Telephone: 0300 777 9777 Web: www.plan-uk.org Finsgate, 5-7 Cranwood Street, London, EC1V 9LH

PRUDENTIAL Stand B18

READER’S DIGEST Stand B2A

Whether there’s some way to go before you retire or you are already retired, Prudential’s Financial Advisers will be on hand to help you with any questions or concerns that you may have. You’re welcome to come along to our stand to chat about your financial hopes and worries. We look forward to seeing you there. Oh, and look out for the elephant in the room. It’s hard to ignore, and you could win a safari trip for 2*! * Terms & Conditions of this competition are available at the Prudential stand.

Reader’s Digest is one of the UK’s best-known brands and boasts a wide portfolio of products including the monthly magazine, catalogues, DVDs, books and lifestyle products. Reader’s Digest magazine, celebrating its 90th birthday this year, is packed full of compelling real-life stories that inspire and entertain. With a line-up of top writers, including Bob Flowerdew, Marco Pierre White, Martin Hughes-Games and more, Reader’s Digest will provide you with hours of reading pleasure. Visit our stand B2A to receive a free copy.

Telephone: 0800 000 000 Web: www.pru.co.uk

Telephone: 0800 316 1176 Web: www.readersdigest.co.uk 157 Edgware Road, London, W2 2HR

RETIREMENT TODAY MAGAZINE Stand B14

RICHARDSON’S Stand A15

We are a family run company with over 50 years’ experience in providing quality value for money holidays. With a Richardson’s holiday you will get memories to cherish and a warm and friendly atmosphere. Our villages offer full and half board adult only breaks. Each has its own facilities and resident band who are there so you can enjoy dancing and listening to live music. You can demonstrate your fancy footwork with a mix of ballroom, line and sequence dancing.

Visit our stand and receive a complimentary copy. Fantastic show offer, subscribe today and receive 12 issues for only £9.99. Join in our celebration of London theatres by entering our competition – we have four pairs of theatre tickets to be won each day, for Blood Brothers, Dreamboats and Petticoats, Billy Elliot and Yes, Minister. Visit our stand to enter. We also have an added bonus for all animal lovers – a complimentary copy of ‘All About Animals’ magazine. Telephone: 01296 632700 Web: www.retirement-today.co.uk Amra Media Solutions, The Old Lavender Mill, 46a Brook Street, Aston, Clinton, Bucks, HP22 5ES

The 50+ Show Magazine

Telephone: 01692 584021 Web: www.richardsonsgroup.net The Staithe, Stalham, Norfolk, NR12 9BX

July 2012

Health, Food, Gardening, DIY and Money Saving Ideas that you can trust

Subscribe to Reader’s Digest today and receive your first 3 issues for £1 Reader’s Digest is packed full of compelling real-life stories that will inspire and entertain, as well as a whole host of must-read tips to make your life easier, simpler and more fun. Subscribe today and you will receive your first 3 issues for £1 followed by quarterly payments of £5.25, a 50% saving off the cover price. Subscribe today and you will receive a magazine that will provide you with hours of reading pleasure. With a line-up of top writers, including Bob Flowerdew, Donal MacIntyre, Martin Hughes-Games, Marco Pierre White, and a whole host more, you’ll be guaranteed a compelling and entertaining mix of features, facts and fun.

SUBSCRIBE TODAY Call 0800 316 1176 Please quote 678

or subscribe online at www.readersdigest.co.uk/ eventspecialoffer50

Subscribe to Reader’s Digest today and let us make your life easier, simpler and more fun

Terms and conditions – This is a Direct Debit only subscription offer. You will receive your first 3 issues, starting with the next available issue, for just £1. After the third issue your subscription will continue automatically at the regular low price of £5.25 every 3 months. If you decide you do not want to continue you need to contact Reader’s Digest or your bank before you receive the third issue otherwise your subscription will continue at £5.25 every quarter. We publish 12 issues of Reader’s Digest a year. This offer is only available to residents of the United Kingdom and the offer closes on 31st July 2012.

FEATURED EXHIBITORS

-------------------------------------------------------------------------------------------------------------------------ST ANTHONY’S HOSPITAL Stand C42

SIMPLY GROUPS Stand A55 Simply Groups is an award winning ‘Group Tour Operator’ specialising in tailor-made group holidays to all UK and European destinations. We offer an efficient, friendly & professional service where value is guaranteed. Quotations are free along with a wbespoke itinerary to suit your group’s requirements. We provide for all tours, personalised promotional material, Group Organiser benefits, NO single room supplements (selected tours) & financial security. A variety of ‘small group options’ are also available to a selection of destinations.

St. Anthony’s is an independent hospital on the borders of southwest London offering high quality patient-centred care. With intensive care and high specification diagnostic imaging, it caters for all major specialities and is a leading private centre for cardiac services. Consultants are supported by a strong team of resident doctors including anaesthetists and cardiac surgeons. With a reputation for compassionate care for over 100 years, patients are assured of the best of modern medicine in the best possible environment..

Telephone: 01943 605999 Web: www.simplygroups.co.uk Dalton House, 1 Hawksworth Street, Ilkley, West Yorkshire, LS29 9DU

Telephone: 020 8337 6691 Web:www.stanthonys.org.uk 801 London Road, North Cheam, Surrey, SM3 9D

TAKE A BREAK’S PUZZLE MAGAZINES Stand B30

STONEHAVEN Stand C49 Stonehaven are thrilled to be attending The 50+ Show for the first time. We’re the leading independent specialist lifetime mortgage provider. Come and visit our stand to find out how our award-winning innovative financial solutions could enhance your life. You can also enter our free prize draw to win a luxury hamper. T&Cs apply. www.stonehaven-uk.com. Equity Release may involve a Lifetime Mortgage or a Home Reversion plan. To understand the features and risks, please ask for a personalised illustration.

H Bauer is the largest privately owned publisher in Europe, publishing in Germany, France, Spain, Portugal and the United Kingdom. Additionally, Bauer publishes in the United States and Mexico. With the recent addition of the former Emap Consumer Media titles, Bauer is now the largest consumer magazine publishing company in the UK, playing a primary role in the Women’s Weeklies, Women’s Interest, Women’s Lifestyle, TV Listings, Puzzles, Men’s Lifestyle, Music & Film and Specialist magazine markets.

Telephone: 0800 068 0212 Web: www.stonehaven-uk.com 83 Victoria Street, London, SW1H 0HW

Telephone: 020 7241 8000 Web: www.bauer.co.uk Academic House, 24-28 Oval Road, London, NW1 7DT

TDC IMPLANT CENTRE Stand C28

THE HAWTHORNS RETIREMENT GROUP Stand B31

At TDC Implant Centre, expert dental practitioners perform the revolutionary Smile in a Day implants technique. Patients are fitted for implants and receive their teeth in just one day without any traditional bone grafting. Led by Dr Michael Zybutz and Dr Anthony Zybutz, the practices in Harley Street, Peterborough and Kent offer a swift solution to tooth loss and dentures by giving patients permanent, natural smiles in just one day.

The Hawthorns is unique in the retirement property market offering a different and complete retirement lifestyle. Each of our three facilities provides a range of studio, 1 and 2 bedroom private apartments in a hotel-style facility. The apartments are rented on a monthly lease – there is no need to invest any capital in purchasing them. For more information, please visit us at stand B31 where you will get a chance to be entered into a draw for a £1000 voucher Telephone: 01590 646400 Web: www.hawthornsretirement.co.uk Braintree, Essex. Clevedon, Somerset. Eastbourne, East Sussex.

Telephone: 0800 012 2086 Web: www.smileinaday.co.uk 77 Harley Street, London, W1G 8QN

The 50+ Show Magazine

July 2012

FEATURED EXHIBITORS

-------------------------------------------------------------------------------------------------------------------------THE NATIONAL FEDERATION OF OCCUPATIONAL PENSIONERS Stand C44

THE PEOPLE’S FRIEND, MY WEEKLY & PUZZLER Stand E2

The National Federation of Occupational Pensioners (N.F.O.P) is the oldest and largest occupational pensioner organisation in the UK, with over 80,000 members and 180 Branches across Britain. A voice for members, actively campaigning at Parliament, locally, and constituency level, aiming to protect and improve pensioners’ rights - better pensions, improved NHS services, appropriate long term care provision and better access to public transport. Members benefit from a series of discounts and offers that are exclusive to them, including free helplines. Telephone:01582 721652 Web:www.nfop.org.uk Unit 6, Imperial Court, Laporte Way, Luton, Beds, LU4 8FE

Pop in and see us at Stand E2, where specialists and members of the respective editorial teams can answer any questions you might have regarding gardening, fiction and crafts; the opportunity to receive 20% off the regular subscription price as well as the chance to purchase special issues, pocket novels and various Puzzler products. Subscribers to our titles at the show will receive a free gift and there’s a chance to win a holiday by popping in to see us!

THE RAMBLERS Stand C32

TURKISH TOURISM DEVELOPMENT COUNCIL Stand B19A

Telephone: 0800 318846, 0844 826 7285 www.dcthomsonshop.co.uk www.puzzler.com

The Ramblers is Britain’s largest walking charity, working to safeguard the footpaths, the countryside and other places where people go walking. We want walking to be an enjoyable experience for all, whether in the countryside or in the city, on gentle paths or challenging hillsides. We believe that walking contributes to health and well-being and supports a more sustainable way of life.We have 480 walking groups leading 38,000 walks every year. Visit us on stand C32.

Founding Chairman Emin Cakmak formed a Council to facilitate health tourism activities in and outside of Turkey. “The main objective of the Council is to improve the health of people in other countries by coming to Turkey for medical treatment. The overall goal is “to strengthen the health tourism activities and to unite the national efforts to bring more patients to come in as well as to promote Turkey as a new health destination for the patients around the globe.” Telephone: 0090 212 2351224 Web: www.thtdc.org Abdulhak Hamit Cad Mermer Ap.No:70 Kat 4 D11, Taksim Istanbul, Turkey

Telephone: 020 7339 8500 Web: www.ramblers.org.uk Camelford House, 87-90 Albert Embankment, London SE1 7TW

WE ARE BETTERTOGETHER Stand C15

YOURS MAGAZINE Sponsorship of the Cafe area Yours is Britain’s leading magazine for the over-50s. It’s a friendly community where you can share stories and laughter, and find all kinds of advice on topics that matter to your life today – health, beauty, travel, fashion, finance and consumer issues. You’ll find your favourite stars of today, memories of yesterday plus puzzles and giveaways galore. If it matters to you, you’ll find it in Yours Magazine – on sale at all good newsagents every fortnight.

The ideas behind our company were formed by the well-renowned Cambridge academic, Dr Meredith Belbin, after lifelong research into trying to find solutions to the problems of ageing. We can offer various different kinds of compatibility matching and counselling, that could help in finding solutions to some of the common challenges of later life. Uniquely, we combine psychology with technology, to help review your life, find a friend or a partner. Or you can just talk to us! Telephone: 0871 7810777 Web: www.wearebettertogether.co.uk 11 Bennell Court, West Street,Comberton, Cambridge, CB23 7DS The 50+ Show Magazine

Telephone: 01733 468000 Web: www.yours.co.uk

July 2012

COMPETITIONS

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COMPETITIONS ABBEYFIELD - C47 Visit the Abbeyfield stand and enter the guess the weight of the cake competition for the chance to win a £50.00 M&S voucher. CHURCHILL RETIREMENT LIVING- C10 Visitors to the Churchill Retirement Living Stand have an opportunity to enter a free prize draw to win a luxury Warner Leisure break which includes a three night stay with breakfast and dinner for two people, (evening entertainment and use of the leisure facilities are also included within the luxury stay).

PRUDENTIAL - B17, B18 WIN A LUXURY SAFARI FOR TWO Want to win a truly unforgettable trip for you and a guest to jet off to the sun soaked South African city of Cape Town? The highlight of this trip will however be an overnight safari experience at the Aguila Safari Park where you will get a unique close up view of the famous ‘Big Five’. To enter, just pop along to the Prudential stand at the 50+ Show. Visit their video booth and answer a few quick questions, and they will enter you into the draw.

CIVIL SERVICE RETIREMENT FELLOWSHIP - E10 Everybody likes chocolate and champagne and you could be one of two lucky winners on Stand E10. Visitors can enter a prize draw to win either a bottle of champagne or a box of Thornton Chocolates. Winners can enter on any of the three days of the show by filling in a competition slip at the stand. FOREVER LIVING - B16 WIN A MONTH’S SUPPLY OF ALOE! Visit Stand B16 to enter a free draw and you could win a months supply of their famous drinking gel! The properties of aloe are renowned for better health, more energy, less stress and a general feeling of well being...

RICHARDSON’S HOLIDAYS - A15 Visit the Richardson’s Holidays stand and enter into a prize draw to win a weekend break for two at a Richardson’s Holiday Village. On offer is one prize of maximum prize value of £400 for two people at either South Downs, Mundesley or Seacroft Holiday Village.

FOREVER LIVING - C52 Dorothy Norris’ Forever Living stand C52 will be running a show offer: Buy any 5 of the same product (or products which are the same price) to get a 6th of the same price or less FREE.

SHUFFLEBOARD.EU - E7 Shuffleboard.eu are offering a 10% discount on any order for Shuffleboard Courts or Cornboards placed within 2 weeks after the show.

GIRLINGS - C24 Help Girlings celebrate their 21 year anniversary and enter their free prize draw to win a 21 night holiday in Spain! Visit them on Stand C24 to find out more. *Valid until 31 December 2012.

TAKE A BREAK’S PUZZLE MAGAZINES- B30 Take a Break’s Puzzle Magazines stand will be running a take away quiz every day at the show. Customers can return their completed quizzes through the day and then at 4pm a winner will be drawn to win 1x£20 worth of shopping vouchers.

N.F.O.P - C44 Anyone visiting the N.F.O.P stand (C44) will be entered into a competition to win FREE Life Membership of the National Federation of Occupational Pensioners. Members receive the following benefits: Access to FREE Helplines including: Legal, Tax, Financial, Benefits & Entitlements, and Computer & IT. Members also benefit from an Accident Aftercare Service and a Basic Will Writing service. The NFOP produce a Magazine for members 8 times a year. 50+ Show delegates can join the N.F.O.P at the much reduced fee of £10* for a full years membership.

THE HAWTHORNS RETIREMENT - B31 The Hawthorns Retirement are running a free to enter prize draw of £1000 Saga holiday voucher, and 5 further prizes of £100 wine vouchers from Laithwaites Wine Company. Just take the competition leaflet in your visitor bagto Stand B31 and if the number on it corresponds to the numbers listed on the stand then your name will be entered in the draw to win the Saga holiday - and if the number is not there, your name will still be entered into the prize draw for one of the 5 Laithwaites £100 wine vouchers. The draw takes place at close of exhibition.

POCOCK RUTHERFORD & CO - D10A Pocock Rutherford & Co. are offering a case of champagne to anyone who enters into their competition. Visit their stand and fill in a few details to be included in a prize draw. Enter their competition and enquire about their free, no obligation initial financial review meeting to all event attendees.

WIDER FIT SHOES - B5 Wider Fit Shoes will be offering 10% off (excluding postage and packing) their current catalogue at the show and for a limited period afterwards for visitors who have taken their catalogues. (This offer excludes sale items and cannot be used in conjunction with any other promotion).

* Please be advised that Terms and Conditions to the above competitions apply

The 50+ Show Magazine

July 2012

Maiden Art

SHORT STORY COMPETITION WINNER

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ll her life Helen Bartholomew had been sensible. At school she’d been a swot, head buried in a book when everyone else was racing around the playground or meeting boys behind the bike sheds for a ciggy. Later she’d gone to technical college; it had been no surprise when she came out with top marks for shorthand and typing, the best student in the year. “A good background Helen my girl, is very important,” her father had instilled into her, “you’ll always be able to get a job if you pass all your exams.” And Helen, being a dutiful daughter, had meekly agreed staying in and practicing her shorthand when she could have been out on the town with her friends. Her sister Carol was very different, the expression chalk and cheese was uppermost in everyone’s mind when they compared the two. She was a rebel and very attractive, and got away with things, twisting people around her little finger with ease as she tossed back her long blonde hair and batted her eyelashes, life was a gas for Carol. When she left college Helen had no trouble getting a position as a junior for a large firm of solicitors in the centre of the small town where she lived. On her first day, in blue twinset and pearls, navy pleated skirt and sensible shoes, her auburn hair trimmed into a neat bob, she had climbed the narrow stairs to the firm’s dingy rooms noting the dark oak panels from floor to ceiling, the dusty piles of books, the narrow windows through which the sun struggled to shine, it had seemed positively Dickensian. Doubt formed in her mind, did she really want to be locked away here, wasn’t there a more exciting world to discover, after all, this was the swinging 60’s? “It’s a job Helen,” her father had said when that night she voiced her concerns, “stick with it, you’ll soon settle

The 50+ Show Magazine

down, you’re a very lucky girl to have a position at all.” So Helen stuck with it and as the years passed she’d risen to the lofty heights of the senior partner’s secretary. In the meantime Carol bagged herself a wealthy businessman and married well producing two blonde daughters, Evie and Sharon, miniatures of herself and both thoroughly spoilt. When her parents passed away Helen inherited the family home, after all, she had been the one who’d been looking after them in their declining years. Carol tried to get her to re-decorate, throw out the old furniture and modernise but with no success. “I like it the way it is, its comforting,” Helen told her and after a while Carol gave up, shrugged and said no more, after all, it would mean more money for her two girls to inherit when the time came, who else would Helen leave it to? On reaching retirement age the firm had given her a heavy, marble clock, the then senior partner shaking her hand and thanking her for her hard work over the past forty years. Helen had put on her coat and descended the narrow stairs for the last time and when she reached home she’d placed the clock on a small table in her living room. That night the constant ticking drove her mad. ‘Why do they give clocks to people who retire,’ she thought, ‘all it does is remind them of how long a day is when you’re alone,’ and she banished the clock to the back bedroom closing the door on it firmly. At first not being in a set routine every week was a novelty but soon she realised she needed to get out more. ‘Before I forget how to’, she told herself sternly as yet another long day stretched out before her with nothing planned. True to her word that very morn-

by Jan Johnstone

ing she caught the bus into town and visited the library where she examined the posters in the lobby. She soon found what she was looking for, the local college was offering night classes in art and enrolment was that night. ‘I’ve always fancied trying my hand at painting,’ Helen thought, ‘I’ll go along and register.’ She didn’t tell Carol and her nieces, not wanting them to think her foolish, wanting to learn to paint at her age. ‘It’ll be a surprise when I finally see them again whenever that is,’ she thought, ‘maybe it’ll convince them I’m not as doddery as they think I am.’ That night she arrived early at the College fully intending to sign up to watercolour painting but on the way down the long corridor she spotted something far more interesting. She paused and studied the poster tacked on the classroom door. ‘Wanted for life classes,’ it read, ‘models, good rates of pay on offer, enquire within’. Helen hesitated, could she, should she? Well she had wanted to get out of a boring rut, kick over the traces before it was too late. Taking a deep breath she pushed open the door. It was several weeks later when she met her sister and nieces in the town centre wine bar. Carol had stared hard when she saw Helen, gone were the twinset and pearls, in was the bohemian look, all floaty scarves, jangling jewellery and long peasant skirts. “I hardly recognised you Helen,” she said when she’d got over the twin shock of both her sister’s appearance and her presence in a wine bar; “you have changed.” Helen smiled, “why don’t you all join me,” she said patting the seat beside her, “its ages since we’ve seen each other, I’m sure we all have lots of news to catch up on.” She didn’t miss the deep sighs and rolling of eyes from her nieces when Carol insisted they all sit down, poor girls they were so transparent, no

July 2012

SHORT STORY COMPETITION WINNER

-------------------------------------------------------------------------------------------------------------------------good at all at hiding their feelings. As usual Carol’s conversation turned to Evie and Sharon and their latest craze, painting. “They’ve decided to take up life classes, haven’t you girls,” Carol explained, “I’m sure they’ll do well, always been good at dabbling with paint haven’t you? You’ll be able to do a painting for Aunty Helen; you’d like that wouldn’t you.” Helen watched the girls fidgeting with amusement and wasn’t surprised when they said they had places to go. “After all Aunty, we don’t want to tire you,” Evie had said insincerely. “Off you go girls, enjoy yourselves,” Helen told them smiling sweetly. Inwardly she chuckled, how horrified they’d be when they found out that

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the life model was their meek little maiden aunt. They’d have an even greater shock when they found out that she and Gordon, the art teacher she’d met, were selling their houses and leaving the country together at the end of the month intending to travel the world until they were ready to settle down. “You’re looking very pleased with yourself Helen, retirement must really suit you,” Carol said turning towards her after watching her daughters disappear into the busy crowds. “Oh yes, it suits me very well,” Helen replied happily. “Now Carol, would you like a large brandy, I think you may need it – you see, I have something important to tell you.” Right: Model at The 50+ Show London in July 2011.

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Tanguera: A True Story TRUE STORY COMPETITION WINNER

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by Margaret Pigott

hen I was a little girl, I attempted ballet but, being plump and unco-ordinated, I soon gave up - perhaps I focused too heavily on sugar when trying to emulate the Sugar Plum Fairy! Thereafter, whilst I grew up, married a very special man, brought-up two wonderful children, and had a fulfilling career in the public sector, I only ‘danced’ at parties. But about four years ago, well into my fifties, I braved a Latin Dance class at my local gym. I was encouraged by the others who were also middleaged women and novice dancers. We loved our lessons where we slowly learned basic Cha Cha, Merengue, Salsa, Rumba and (slow) jive, albeit without a partner! Sadly, nothing could induce my husband to dance. When, many months later, our teacher introduced Argentine tango I realised I’d found my dance and decided to try specialist tango classes. It wasn’t easy, particularly as I wasn’t used to dancing with a partner, let alone in ‘close hold’! And it was even more daunting to discover that Argentine tango is one of the most difficult dances to master as it’s totally improvised. The leader has to decide each move, interpreting the music, lead effectively and navigate the dance floor. But the follower has to understand and follow the lead, know the moves, respond to the music including adornments if timing and partner allow, and (plagiarising Ginger Rogers) do it all backwards whilst balancing on stiletto heels! Despite almost imperceptible progress, my passion for tango grew. The exhilaration of tango is impossible to explain but most get addicted, some even a little obsessive. Many tango dancers would agree with the philosopher Nietzsche that ‘We should consider every day lost on which we have not danced’.

The 50+ Show Magazine

Unfortunately, I then fell ill and had to stop working – and dancing - for several months. (On the positive side, I dropped two dress sizes and bought a whole new wardrobe). Eventually I returned to work, and a little tango, but after six months, was advised to retire. Giving up a stimulating, exciting job prematurely and living with ongoing illness (as well as other medical conditions) takes a little adjusting to; so does only being able to dance when well enough. Happily my health has improved as I can now pace myself, there’s no morning alarm, and I’ve the perfect excuse for watching films during the day. However, when I was recently diagnosed with another disease, I did feel I was collecting illnesses in the way teenagers collect Facebook friends. Medicines now make up most of my daily calories and I rattle when dancing! But retirement has brought freedom to choose and I’ve decided family and friends, voluntary work and tango are now my priorities. Whenever I have energy I dance and when dancing I forget everything except the magic of the moment and how happy I am. And, gradually, I have improved. I now wear glamorous shoes and execute (restrained!) ganchos and boleos – entwined legs, flicks, and kicks. I also attend ‘milongas’ (social dancing) with beautiful music and partners of all ages, backgrounds and nationalities but who share a passion for tango. It’s just wonderful and could only be improved if my husband danced too. I’ve found dancing to be life32

Above: Dancing couple at The 50+ Show in Manchester 2011

changing and life-enhancing. Everyone should try it – if I can, anyone can! As well as the sheer joy of dancing, connecting with your partner and the music, I’ve made new friends and have something fabulous to look forward to when well and not so well. My goals? Promotion to the Advanced Class, to tango in Buenos Aires, and dance until I drop because ‘you don’t stop dancing because you grow old, you grow old because you stop dancing’. I find it miraculous that a not very robust pensioner, who only started dancing well into middle age, is slowly transforming herself into a ‘tanguera’! © Maggy Pigott 2012

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FASHION

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BEING FABULOUS R

ecent research* discovered that; 44% of women are unsure of their body shape, 1 in 3 women buy clothes they never wear and 99% of women say they have bought clothes that don’t suit their figure. So how do we avoid joining these percentages and at the same time enjoy the latest trends without falling into the trap of dressing like our daughters? It is important to always buy clothes that flatter your figure. There are many online sites that can help you discover which shape you are. So whether you’re an apple or a pear, highlight your best features and cover up those areas that you don’t want to emphasise. Soft flowing fabrics, floral patterns and bright bold colours are a few of the key trends for this summer. Soft jersey fabrics are great for holidays, comfortable to wear and easy to pack. There are a range of jersey maxi dresses available on the High Street in bold prints, great for the fuller or pear shaped figure. The empire line works well, skimming curves and providing an elegant silhouette. The maxi dress can be teamed with a shrug or a wrap to provide a bit of cover to the upper arm area.

Bonmarché £39.50

(David Emanuel Peacock Print Dress)

Bright bold accessories or metallic shoes and bag, for a party feel, can be added to enThe 50+ Show Magazine

sure an outfit that is right on trend. Buying clothes from High Street stores can be exasperating as they tend to cater for the straight up and down figure. If you have a curvy body the best way to accommodate this is to buy separates which allows you to buy different sizes to ensure a perfect fit. Buy the next size up if necessary; don’t squeeze into that skirt because you tell your friends you’re a size 10. Get the size that looks best on you, 34

size really doesn’t matter! It’s important to feel comfortable in your clothes, if you feel good you’ll look good. Bonmarché £39.50

(David Emanuel Elegant Pleated Dress) July 2012

FASHION --------------------------------------------------------------------------------------------------------------------------

AND 50+

by Mandy White

you don’t feel comfortable in that snake print dress try a blouse or mid length skirt teamed with a plain top or trousers. Remember with all trends you don’t have to adopt every aspect embracing a few elements is enough to ensure your wardrobe is up to date. Colour is hot this year. Red, fuchsia and pink should feature in your summer wardrobe but if you don’t

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(Military Style Long Sleeve Blouse, Red)

(Supersoft Cowl Neck Jumper, Bright blue)

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As we get older it is important to keep clothes simple. Accessorising is essential but don’t mix too many elements within your outfit. Frills and ruffles can result in the “mutton dressed as lamb” effect, which is something to be avoided at all costs. Instead stick to beaded embellishments to add that extra flourish to any dress. Floral prints and appliqué are also in vogue this season and can be The 50+ Show Magazine

found on dresses and a range of skirts. Pastels, particularly metallic ones have featured heavily of the catwalks of Milan and Paris. These ice cream shades can be worn day or evening providing a classic look for the less extrovert amongst us. This soft feminine style is in sharp contrast to the ethnic and jungle prints which are also popular with designers this year. These vivid patterns in vibrant, bold hues can be worn all over or if 35

want to draw attention to certain areas the use of block colour that can be teamed with black works well. If you really do have to wear black then add a vivid bag and shoes or for the really daring go neon. Yellow is has made a welcome return this season but doesn’t suit all skin tones, so if you can’t wear that yellow dress you can still add a hint with cardigan or July 2012

FASHION

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blouse. So start experimenting with colour, the brighter the better. In this Diamond Jubilee year, red, as we have already mentioned, but also bold blue, are key colours. Add a bit of glitter with sequins or diamante to capture the spirit of the celebration. With this in mind, the 50’s are back. To create this look, team an A-line skirt with a fitted jacket or top and add a smart clutch bag, belt and scarf to get the look. Perfect if you have an hourglass figure.

Whatever shape or size you are you can look fabulous. Many retailers offer personal shopper services to help you. Shopping with friend is also a good option and when they suggest trying something on as they think it will suit you give it a go. You never know you might be surprised. Catalogues and online are also a great way to shop as they give you the opportunity to mix and match clothes without walking miles. Fashion should be fun, so make sure you’re looking 50+ and fabulous.

For further ideas and tips, come and visit the FASHION STAGE with shows at 10.45, 12.15 and 14.30, all featuring real women who are 50+! Mandy White, Director at White Events Management, is the Fashion Producer of this year’s London 50+ Fashion Show. *Research conducted by the IPC Media Origin panel

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PHOTOGRAPHY COMPETITION WINNERS

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50+ SHOW PHOTOGRAPHY COMPETITION Winners & runners-up in this year’s 50+ Show photo competition

The 50+ Show Magazine

July 2012

PHOTOGRAPHY COMPETITION WINNERS

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Category: Simple Things

Winner: Carys Evans’ ‘Strawberries on the beach’

The 50+ Show Magazine

July 2012

PHOTOGRAPHY COMPETITION WINNERS

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Category: Nature’s Gifts

Winner: Graham Mealand’s ‘Mexican Butterfly’

The 50+ Show Magazine

July 2012

Category: Loving Life Winner: David Shuttleworth’s ‘1km zip slide Nicaragua’

The 50+ Show Magazine

July 2012

The 50+ Show Magazine

July 2012

PHOTOGRAPHY COMPETITION WINNERS

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Above: Category ‘Simple Things’ Runner-up, Fishing by Margaret Pigott Below: Category ‘Nature’s Gifts’ Runner-up, Lady Bird by Bill Ball

The 50+ Show Magazine

July 2012

MONEY MATTERS

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Make sure your DOESN’T RETIRE money WHEN YOU DO! S

ince I started my website over two years ago, I’ve had over 500 questions to my ‘ask the expert’ panel, and if there’s one area that women – and men – are keen to get advice on, it’s how to invest when they reach retirement. There’s no doubt that in the current low interest rate environment it’s a big challenge. Interest rates on savings aren’t keeping up with inflation and, even though many predict that inflation will begin to fall, it’s widely acknowledged that older people experience a much higher rate of inflation than many others, because more of their income goes on heating and food, which have seen prices rise sharply over the last few years. So how can you squeeze the maximum out of your retirement fund? 1. Take expert advice, if you can I’m a big fan of good independent financial advice. If you’re going to take professional advice about your finances, it’s vital that the adviser has all the correct qualifications and specialist knowledge of the area you’re looking for advice on (whether that’s pensions and annuities or savings and investments). But their attitude to their clients is also important and the adviser can only recommend what’s truly best for you if they’ve listened to you. SAVVYWOMAN TIP: It’s important to feel comfortable with the adviser you’re dealing with. You’re entrusting them with your money (whether it’s tens of thousands or hundreds of The 50+ Show Magazine

thousands of pounds), so it’s important that you can be open and honest with your adviser and that they won’t try and encourage you to take out a product that’s not right for you or that you don’t feel comfortable about. 2. Understand the relationship between risk and reward If you keep all of your money in savings you will find its value is eroded by inflation over time. Having said that, if you don’t need to preserve your capital you should weigh up the ben-

efits of keeping it in cash and seeing it eroded by inflation versus taking a risk with some of it in the hope it produces a higher return. Don’t assume it’s an all or nothing approach or that it’s a ‘one off ’ decision. You can start by investing small 46

amounts and see how you feel after a while. Some people get very worried about exposing their money to any amount of investment risk whereas others don’t. What’s key is that you are very clear about what you’re investing in and understand the worst – as well as the best – that may happen. SAVVYWOMAN TIP: Be aware that keeping money in cash isn’t risk free. Even ignoring the inflation risk, banks can fail. There is a safety net for UK authorised banks and building societies

(which also covers the vast majority of overseas banks, although there are a handful based in the EU that have signed up to their own country’s savings compensation scheme instead). The safety net protects saving up to £85,000, per person per authorised July 2012

MONEY MATTERS

-------------------------------------------------------------------------------------------------------------------------bank, not per banking ‘brand’. For example, HBOS’s licence covers a range of brands including Bank of Scotland, Halifax and BM Savings. Higher risk doesn’t guarantee a higher reward (as one investment expert told me, ‘higher risk means higher risk; higher rewards are not a given’). Equally, don’t automatically assume that you can’t take any risk. With many retired people living for 20 or 25 years after they stop work, it should mean you have time to ride out the ups and downs of the stock market. SAVVYWOMAN TIP: Although a number of investment experts are fairly gloomy about the prospects for the stock market over the next few years, don’t assume all stock market investing is the same. There are some sound (and undervalued) companies out there. Be prepared to do a fair amount of research or to take expert advice on what to invest in. Be aware that some advisers see people who are approaching retirement and who want an income from their lump sum as easy money and will

try and persuade you to take on riskier investments than you’re comfortable with. Don’t invest in anything that you don’t understand or feel happy about and only rely on information that’s been written down and given to you (not what’s said in your meetings), because that’s what it would come down to if you had to make a complaint about the advice you were given. 4. Work out how much of a tax free lump sum to take One of the biggest decisions you’ll have to make is to work out how much of your pension to take as a tax free lump sum. Many people go for the maximum amount but it’s not always the best approach. If you have debts. If you owe money, especially if it’s on something like a credit card or personal loan, it’s definitely worth trying to pay that off with your tax free lump sum. Find out what you’d give up by taking the maximum lump sum. You may receive £12 or £15 in cash for every £ of income that you give up but you may receive twice that in income benefits (i.e. the equivalent of £30) once

you factor in a spouse’s pension. Your tax situation is important. If you’re a higher rate taxpayer or if taking a higher income would mean you become a higher rate taxpayer, maximising the tax free lump sum may be more attractive. SAVVYWOMAN TIP: Taking a higher income and maximising your tax free lump sum don’t have to be mutually exclusive. You can use your tax free cash lump sum to invest in income-generating assets (and you can even buy an annuity, if a guaranteed income is important to you). If you found this article interesting, come and see me at my stand, come to one of the ‘Money Matters’ panels, which I’ll be chairing, or sign up for free fortnightly email newsletters on: www.SavvyWoman.co.uk, which have advice and tips on how to get more from your money. - Sarah Pennells, SavvyWoman

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July 2012

MONEY MATTERS

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Financial solutions to enhance your life –

UNDERSTANDING THE OPTIONS By Rose Wilson, financial expert, Stonehaven I can afford my daily living costs, but how do I actually get to enjoy myself? You are not alone in thinking this, many of us wonder how to treat ourselves or take on that redecoration or home improvement project. We know what we would like to do, but worry how we can financially manage it. There are different options we can consider; like mini savings plans, selling things we don’t mind doing without, or maybe releasing some of the value within our homes through an equity release product. I’ve heard of equity release, but what actually is it? Put simply, equity release is a method for releasing some of the money stored up in your home, without the need to move. There are two main types of equity release, home reversions and lifetime mortgages. The most popular by far is the lifetime mortgage. What is a lifetime mortgage? A lifetime mortgage is a safe way to access some of the money in your home and as you will always retain ownership of your home, and your home will never be repossessed, it also means you can stay in your home for the rest of your life or for as long as you wish to do so. Lifetime mortgage products are regulated by the Financial Services Authority (FSA) and have many safeguards built in to provide protection and ensure the products are safe and reliable for consumers. If you are considering finding out more about the different types of equity release products, you should always seek professional financial advice and ensure you are dealing with a reputable lender who is authorised and regulated by the FSA.

The 50+ Show Magazine

So how exactly does it work? A lifetime mortgage works much in the way of a standard mortgage but for the over 55s and the money is paid to you as a lump sum, to spend in any way you so wish. However you can choose to not make any repayments if you wish and in that case the loan amount and the interest will be added together and repaid at the time of your death or move into long-term care, using the cash generated from the sale of your home. The rest of the proceeds from the sale will go to whichever beneficiaries you have specified. The other option available is to pay all or part of the monthly interest; therefore the end loan amount will be the same, or close to, the original loan amount. By paying the interest monthly, it allows you to protect a greater proportion of the value in your property for inheritance purposes.

3 - Fixed interest rate - the rate of interest is fixed for the duration of the loan, ie: fixed rate for life. 4 - Retain ownership - you keep ownership and control of your property. 5 - Not Repossessed - you will be able to stay in your home until your death or move into long-term care, without the concern of your property being repossessed. Regulated - authorised and regulated by the Financial Services Authority. 6 - Free Protected Equity option - you can choose to protect a percentage of the eventual sale of your home. This means that the percentage you choose to protect is guaranteed to be available to you or your beneficiaries in the future. There is no charge for this guarantee. 7 - Avoid interest roll-up - if you choose to pay all or part of the interest on a monthly basis by direct debit, you can avoid interest roll-up and

What safeguards are there? All lifetime mortgage providers will offer similar safeguards, although there may be some differences from lender to lender. Your financial adviser will be able to talk to you about the different options and who the different providers of lifetime mortgages are. As an example, Stonehaven (the leading independent specialist lifetime mortgage provider) have the following safeguards on their products: 1 - No negative equity guarantee – you will never end up owing more than the value of your property and your family will never be left with any debt. 2 - Portability - if you move home, you can move the loan under the same terms and conditions.

July 2012

MONEY MATTERS

-------------------------------------------------------------------------------------------------------------------------lessen the impact upon later inheritance for family members. In what circumstances do people consider a lifetime mortgage? The truth is that a lifetime mortgage can potentially suit many different circumstances and can be a sensible financial solution for consideration. Some of the most popular reasons for a lifetime mortgage to be taken out are the following: Retirement funding - we all want to be able to enjoy retirement; whether this is by taking a luxury holiday, buying a new car, throwing a retirement party, or just having more funds to live day by day in comfort. Inter-generational gifting - to be able to gift some inheritance sooner rather than later; a popular reason for this is to help out a child or grandchild get onto the property ladder by providing them with a deposit, or to help with university fees. Home-improving - to fund homeimprovement; a new kitchen, build a conservatory, re-decorate, landscape your garden. We all have something we would love to improve about our homes and a lifetime mortgage can provide the flexibility and means to do it. House purchases - maybe you want to purchase a new property and require funds in addition to the value you will be able to generate from the sale of your current home to afford the new purchase; a popular reason

The 50+ Show Magazine

for this is the desire to move closer to family members or to an area you are particularly fond of, which happens to be more expensive to buy in than your current area. Second homes - maybe you would like to purchase a second property; somewhere that can be enjoyed at weekends or for holidays, whether this is home or abroad. Consolidating - sometime we may want to consolidate and clear outstanding debts, allowing finances to be more manageable and on better rates; one reason for this is if you had an interest-only mortgage and the endowment or investment attached to it has underperformed leaving a shortfall on capital repayment on the existing mortgage. Long term care funders - funding a partner or parents care needs or private medical bills. Isnâ&#x20AC;&#x2122;t equity release just for old or desperate people? No, equity release should not be seen as a product of last resort aimed at an elderly audience, this simply is not the reality. It is the sensible and financially savvy person who looks into all of the options out there, that is now the typical equity release customer. The times have changed and the average borrower is getting younger all of the time, and will often have a beautiful home they are proud of and a zest for enjoying life.

So how do I know if I am eligible for equity release? If you are over 55 years old, a home-owner and a UK resident, you are likely to be eligible for an equity release product. There are however different factors to be considered and the amount of money you can generate can differ, but your financial adviser will provide guidance and recommendations and will find you the best possible fit for your requirements and situation. Equity release may involve a lifetime mortgage or a home reversion plan. To understand the features and risks, ask for a personalised illustration. Rose Wilson is a Senior Manager at Stonehaven and passionate about the benefits equity release can bring to many people. She has worked within the Financial Services industry for 12 years, having built up experience at many of the large banking groups, she now says she feels much more at home in the smaller, independent and innovatively-minded Stonehaven. Rose has been involved with understanding customer needs and concerns about financial products and services, using this knowledge to then help build better financial solutions.

July 2012

MONEY MATTERS

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PROTECT AND ENJOY by Edward Foster

t is heartening to know that, as a nation, we are living longer with the average life expectancy in the UK soaring to more than 80 years old. As visitors to this week’s 50+ Show clearly understand, there are plenty of opportunities to make these later years, the ‘Golden Years’. It is, however, increasingly important to consider and plan how your affairs will be managed for the future. With this in mind, it is a difficult but inescapable fact that sadly, there still may come a time when you or your partner become either unable or unwilling to make important decisions; at such a time, assistance is required to manage your property, financial affairs or personal welfare. This situation is all too common, compelling many people to take the decision to formally appoint a friend,

The 50+ Show Magazine

relative or professional to act on their behalf in certain predefined areas of their affairs. Usually, this takes the form of a Lasting Power of Attorney

(LPA) –a legal document that, quite simply, enables one person to act as an ‘attorney,’ making decisions on behalf of another. Types of Lasting Powers of Attorney Property and Financial Affairs LPA - This gives your attorney authority to deal with your property and finances, as you specify and subject to any restrictions or conditions you might have included; this could include pay-

ing bills, collecting income and benefits or selling your house (as required). It can only be used once it has been registered at the Office of the Public Guardian (OPG). Health and Welfare LPA - This allows your attorney to make health and welfare and care decisions on your behalf when you finally lose the capacity to do so yourself. This could also extend, if you wish, to giving or refusing consent to the continuation of life sustaining treatment.

Who can make an LPA?

Anyone aged 18 or over with the mental capacity to do so can make an LPA, appointing one or more attorneys to make decisions on their behalf.

Who to appoint?

Clearly, this is an important document and you should take care in deciding who you appoint. They should be trustworthy and have appropriate skills to make the necessary decisions on your behalf. If you appoint more than one attorney, you can appoint them to always act together (jointly), together and/or separately (jointly and severally) or a combination of the two. Your attorneys must follow the principles set out in the Mental Capacity Act when they are making decisions or acting on your behalf. They must always act in your best interests and consider your needs and wishes as far as possible. When possible, atJuly 2012

MONEY MATTERS

-------------------------------------------------------------------------------------------------------------------------torneys should take all practical and appropriate steps to help you make a particular decision. An attorney must consider your past and present wishes. The attorneys must not take advantage of your position to gain any benefit for themselves. They must keep any of your money and property separate from their own and from that of other people and they must keep accounts of any dealings on your behalf. Attorneys must keep affairs relating to the LPA private unless otherwise stipulated on the LPA form or if it can be demonstrated that it is in your best interests to pass on information to somebody else. The role carries with it power and responsibility and should not be entered into lightly. You may also choose to appoint a successor to your attorney, in case they die or otherwise cannot act for you.

When can the Attorney act?

The attorney will only be able to act when the LPA has been signed by you and your attorney, and certified by a professional person (confirming that you understand the nature and scope of the LPA and have not been unduly pressured into making the power). This could be a solicitor, your doctor or another independent person that you have known personally for at least two years. A family member, attorney or relative of your attorney cannot be such a “Certificate Provider”. The certificate will also need to confirm there has not been any fraud or another reason why you cannot make the power. The LPA must then be registered with the Office of Public Guardian before it can be used by your attorney. The property and financial affairs LPA can be used both when you still have mental capacity to act in relation to your own affairs, as well as if you lack mental capacity to make a financial decision.

The health and welfare power can only be used if you lack mental capacity to make a welfare or medical decision.

How do you make an LPA?

There are separate forms to be completed for each type of LPA. The forms must be registered at the Office of the Public Guardian before they can be used. Although you do not have to seek legal advice when preparing an LPA, it is a powerful and important legal document and it may be prudent to seek advice from a qualified Solicitor, with appropriate experience, in advance. Edward Foster is Senior Partner at Fosters Law – Solicitors skilled at managing the legal affairs of the over 50s. Edward is a Full Member of Solicitors for the Elderly.

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July 2012

CLIMB

NEW HEIGHTS Article written by: Andrew Reid Image by Peter Keeble, runner-up in The 50+ Show Photography Competition 2012

STAYING ACTIVE --------------------------------------------------------------------------------------------------------------------------

or many people of our age, climbing means ‘that chap Chris Bonington,’ some terrible deadly mountain called the North Face of the Eiger and slightly mad lads climbing Everest fuelled by mint cake. It doesn’t sound like an activity to get involved in…or rather it wasn’t. Climbing has come in from the cold… literally, and there are few large cities and towns without an indoor climbing wall these days. Venture through the door of one and you’re presented with a mass of multi faceted climbing surfaces, all dotted with a rainbow of climbing holds. Observe the climbers and one thing is clear, this is no longer just a young person’s activity. That silver-haired lady gliding over the surface may be the grandmother of the young lad in the climbing lesson but her style, grace and neat footwork bring to mind vertical Tai Chi. All the old excuses of ‘I’m old, unfit, weak and too stiff ’ are redundant as this is a great state to be in when starting. Too much muscle and you’ll try and haul yourself up the walls, huffing and grunting like Hollywood’s finest. It may look good on the screen but it doesn’t work on a climbing wall. A bit of balance and the ability to stand on your feet will do nicely to start with. You walk up stairs, you walk up a hill and it’s the same with climbing. The upward motion comes from your legs and your hands and arms do more to help your balance. Climb regularly and you’ll begin to notice a few things. You become more flexible. Your body begins to tone up and surplus weight starts to disappear. Don’t ask me where it goes, one day you had a wobbly bottom and then sometime later a prodding finger encounters definite fleshy resistance. Climbing is about 3D movement, thinking and finessing your way up the climbing holds and conserving energy. We’re not talking the bulky muscle of the gym-bound metal mover; we want the slim grace of the long distance runner.

The 50+ Show Magazine

When you go into a climbing wall there’ll be lots of different climbing surfaces. Some at easy angles, some steep and overhanging but all covered with climbing holds of different sizes and shapes. A few are so large you can grasp them with both hands. Others may require a bit of help from your bifocals...or at least will appear that way on first acquaintance. Don’t worry.

You’re going to be amazed just how little you need to support yourself as experience grows. The holds will be set out in a sequence and that sequence will have a grade of difficulty. This will allow you to see how you are progressing; and for some ‘grade chasing’ becomes quite seductive. It is usual for these holds to be removed, cleaned and replaced in different sequences on a regular basis. This means you’re constantly getting new ‘problems’ to try. Some climbing surfaces will have impact mats below them and these are climbed without the back-up of ropes or harnesses. We call this ‘bouldering’, just like climbing all over a large natural rocky boulder. Not too high so if you fall off it probably wouldn’t hurt. Other walls are much taller and these require the use of ropes and harnesses. You are still 53

climbing using the climbing holds for your hands and feet (the proper meaning of free climbing); but should you fall off, your partner can control the rope using a small simple friction ‘belay’ device and stop your fall. You can either get back on to the wall or be lowered down to the ground. The devices are very effective and simple to use, and you often see daughters and sons belaying their parents. So how do you start? It’s quite easy really. Do a web search for climbing walls near you. Most of them do taster sessions or beginner courses. A course will teach you to put on a harness, tie the rope to the harness with a simple but effective knot and use a belay device. The course will include climbing techniques and movement and you’ll use these on both the roped climbing walls and the un-roped bouldering walls. Afterwards you’ll be able to visit climbing walls and practice your new skills, wobbly at first but they soon get better. You’ll find climbing very sociable because everyone’s in the building for the same reason; and one of the nice things is the way climbers all talk the same language and share the same sensations despite their different levels of performance. Watch climbers talk and they don’t just describe, they re-enact the climb. It is a tactile activity and amusing to watch the hands and bodies shape and twist. Then one day, you too will look up at the rock face, and in your mind you will be sliding your fingers over each and every curve, weighing their shape, assessing how best to use them…and you will be a climber.

Andrew Reid is the CEO of Mile End Climbing Wall and the Chair of the Association of British Climbing Walls. For more information visit: www.mileendwall.org.uk July 2012

GARDENING

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GARDENING FOR FUN by Caro Sanders

e all know that gardening is good for you – but it can be a lot of fun too, especially with a bit of forward planning. Even with our unpredictable British weather! As we approach the highs and lows of retirement years, the benefits of gardening really come into their own. First off there is the gentle exercise - yes, it doesn’t have to be a marathon workout, especially if you choose light weight and long reach tools to help you out. Then there are the positive therapeutic effects gardening has on our mental well-being, which are thoroughly documented now. The exercise and fresh air helps with a good night’s sleep too. It gives us the opportunity to grow our own fruits and vegetables,which means wonderful fresh tasty food at a fraction of supermarket prices. And last but not least it gives us a fantastic outlook from the window, all year round. Working for a garden design company, I often get asked to create a low maintenance garden for people

whose lifestyles are changing, and I’d say that these are the most important factors to consider when planning a garden revamp:

1. Do you really need a lawn? How about some interesting natural paving, gravel or cobbles, with lots of planting around to soften the space? I like a stretch of green grass myself, but believe me it’s not essential. Love them or hate them, lawns are hard work. Or you could even consider an artificial one – they are getting much better than the “greengrocers shop window” look they used to have. Give the lawn mower to a neighbour and put your feet up.

2. Raised beds are much easier to tend than beds at ground level, especially if they have properly designed sides which also provide comfortable seating.

They can be traditional - in London we often use yellow stock brick to match the house walls - or more modern, such as rendered walls painted in white or indeed any colour you like. Or they can be made simply from wood or railway sleepers. They are definitely worth considering if you want to spare your back. You get extra seating too, which is a bonus!

3. And the most crucial factor – the planting. How much work you do in the garden often comes down to the choice of plants. If you put the right plant in the right place then you won’t be fighting to make it survive, it’ll just do what comes naturally. If you plant lots of annuals you’ll be kept busy all summer, planting up, watering, deadheading, and so on. Instead, plant brightly coloured perennials that come back every year, and life gets easier. If you really need to cut down on gardening but don’t want to look out on a desert, plant a mix of evergreen and deciduous flowering shrubs and climbers to give you an everchanging vista throughout the year.

Don’t forget, the garden is there to give you pleasure, not work you to the bone - if it’s not fun, then something needs a rethink. Even a tweak can make all the difference! Caro Sanders is the Principal Designer at Caro Garden Design in West London

www.carogardendesign.co.uk

The 50+ Show Magazine

July 2012

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July 2012

RESIDENTIAL LIVING

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‘Residential parks...

where the living is easy.’

Some examples of park homes: above and right, Kings Park Village, Canvey Island, Essex; below right, Willow View Park, near Dartmoor, Devon

or thousands of people, a residential park home lifestyle has come to mean security, peace of mind and a delightful living environment - plus real financial benefits… For many people, the prospect of retirement can be daunting. With less income available, is seems inevitable to them that compromises will now have to be made. But for tens of thousands of others, quitting work or simply easing off has signaled the start of a much more comfortable lifestyle. These people own residential park homes - and have discovered that a dreamt-for paradise of security, beautiful surroundings, and a worry-free living environment is well within their financial grasp. All it can take to make this dream a reality is the sale of a bricks-andmortar house – and the purchase of a park home. For many, such a move has left them thousands of pounds in the black, and provided the means to enjoy a comfortable and secure living.

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So what exactly is a park home? Most look exactly like traditional detached bungalows - and have their own gardens, and often a private car-parking area. There’s very little difference in appearance to a conventional brick-built property - and once you step inside, there is even less to suggest that this home was built in a workshop rather than on site. The fact that the home is transported, complete, from the workshop to the park gave rise to the old term “mobile home”. In most cases, the destination park is where the home spends the rest of its life. Bedrooms, living rooms, kitchens, bathrooms and hallways are all generously proportioned with plenty of natural light. There will be built-in cupboards and wardrobes, central heating and double glazing: even the high quality furnishings and carpets are workshop fitted by skilled crafts56

men, allowing the home to be occupied immediately after it has been sited on the park. Park homes are designed to be extremely low-maintenance throughout their long lives, meaning there’s little risk that you will ever be faced with major structural headaches or sudden high repair bills. Consider the amount of time and money you probably spent looking after a bricks-and-mortar house, and this represents another major benefit of park home living. Sky-high heating costs could also become a distant memory. Park homes are extremely well insulated, and in many cases offer energy saving values which are superior to brickbuilt properties. It’s warm inside, but what many park home dwellers also appreciate is the warmth of the community into which they have moved, helped by the fact that most other park home owners are likely to be of a similar age and outlook to them. July 2012

RESIDENTIAL LIVING

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‘Many residents say that what they really enjoy about home park living is the old-fashioned sense of ‘neighbourliness’ which seems to have disappeared from most aspects of urban life ’ Many residents say that what they really enjoy about park home living is the oldfashioned sense of ‘neighbourliness’ which seems to have disappeared from most aspects of urban life. In practice, this means that everyone respects each others’ privacy on a residential park – but that there is a strong feeling of being within a friendly community of like-minded people, always willing to lend support or provide assistance if required. That’s why, for those in or

landscaped gardens. In fact, the quality of the natural environment on many residential parks has prompted conservationist David Bellamy to institute an award scheme which recognises the achievements he has found. Professor Bellamy says he was “absolutely amazed” at the superb efforts being made on residential parks to protect and enhance the natural world from bird boxes and special wildlife zones to the planting of indigenous trees and the creation of natural habitats such as ponds. Certainly the lifestyle offered by a residential park is one of which most people only dream… yet it can be an easily affordable proposition, especially if you have an existing house to sell. But what of the value of your park home? Can it, like a bricks and mortar property, also be regarded as an appreciating asset under the right conditions?

The answer is ‘yes,’ for the change in value of park homes has been found to reflect the conventional property market… increasing by similar percentage figures when housing costs rise. Purchase costs compare very favourably with conventional properties, and many people find that the sale of a larger family house provides sufficient cash to buy a luxurious, modern park home – with enough funds left over to ensure financial security in later life. As to the actual costs, these of course vary according to the model chosen, and the market value of the land on which the home is situated – precisely the same factors, in other words, which influence the price of a conventional house. The greatest choice is to be found within the £60,000 - £90,000 price range, although prices do start from as little as £40,000 and rise to well over £100,000 in traditional retirement areas in the South of England. It’s little wonder then that park living is gaining in appeal all the time to more and more people. But as with any investment, care needs to be taken when making a decision - so be sure to do your homework, says the British Holiday & Home Parks Association. You can find details of over 800 parks on the Internet at www.parkhome.co.uk – the web site includes maps and simple-to-use tick boxes to help match your precise requirements to a short-list of residential parks in your chosen area.

nearing retirement, a residential park in the area of their choice can offer a much better alternative to settling amongst strangers in a range of different age groups. Then there’s also the advantage of the park environment itself which is designed specifically with the convenience and enjoyment of its residents in mind. Most parks invest substantial sums in creating and maintaining very high quality surroundings, from well-lit walkways and sitting-out areas to community meeting centres and The 50+ Show Magazine

July 2012

RESIDENTIAL LIVING

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FAQ How do park homes differ from conventional houses?

The only real difference is the method of construction - even though many have the appearance of an attractively designed and traditionally built bungalow with a pitched roof. Once inside, there’s nothing to suggest that you are anywhere other than in a fullyequipped and luxurious modern dwelling. There will be good sized living areas and a separate kitchen, built-in cupboards and wardrobes, two or three bedrooms and fitted bathroom. Central heating and double glazing are usually installed as standard, and so is carpeting throughout.

So how is the home actually built?

It’s not so much ‘how’ as ‘where’ which makes the main difference. Park homes are constructed under carefully controlled workshop conditions to British Standard BS3632 before being thoroughly checked and transported to the park. Here they are sited on a concrete base and connected to all mains services such as electricity, drainage and sometimes mains gas. In theory, the home can be disconnected and taken by a low-loader to another location – but in practice most park homes stay throughout their lives on the original plot.

What materials are used?

A park home is timber framed and provided with a tough and durable weatherproof exterior, plus a textured finish. Particular attention is paid to achieving a high level of insulation – often of equal or superior value to cavity wall buildings. This keeps heat loss and future energy bills to a minimum. Park homes are designed for easy maintenance, and owners are most unlikely to be faced with the sudden high repair bills, which are a common feature of bricks-and-mortar life.

How do the costs compare with conventional housing?

They compare very favourably, and many people find that the sale of a larger family house provides sufficient cash to buy a luxurious, modern park home with enough funds left over to provide financial security. As to the actual The 50+ Show Magazine

costs, these of course vary according to the model chosen, and the market value of the land on which the home is situated – precisely the same factors, in other words, which influence the price of a conventional house. The greatest choice is to be found within the £30,000 - £80,000 price range, although prices do start from as little as £40,000 and rise to over £100,000 in traditional retirement areas in the South of England.

How much should be budgeted for park fees?

These vary up and down the country depending on the location of the park, and range from £70.00 to £120 per month. The income is largely used by park owners for the maintenance and improvement of the park environment. Increases in fees can only be made in accordance with the requirements of the Mobile Homes Act 1983.

Does this legislation offer any other protection to owners?

It does indeed. The Mobile Homes Act 1983 give owners of the park homes security of tenure – and that is probably its single most important safeguard. It also gives the owner the right to sell the home on the park, and the right to leave it to certain members of the family.

Are most park residents retired?

Yes: about 80% are in or near retirement – although some parks do have a higher proportion of couples where one or both go out to work on a full-time or part-time basis. In future we may well see more younger couples opting for home park life. For the present, however, they mostly benefit indirectly through the release of lower-cost housing onto the market when elderly couples sell up and move into park homes. There are currently an estimated 200,000 people living on home parks, representing some 96,000 park homes.

Apart from economics, what are the other advantages of park home living?

The social benefits are most readily appreciated by many. Home parks are very much communities where noone need suffer the sense of isolation so often felt by people in retirement especially those who move away from familiar surroundings. Individual privacy is, of course, respected as it would be anywhere. However, most park home

owners do enjoy being drawn into the activities, committees, clubs and other social opportunities which develop as a result of initiatives by residents themselves. Other members of the family living elsewhere also have peace of mind from the knowledge that parks are semisheltered environments often with a resident owner or manager to provide additional security. Many park owners invest heavily in creating carefully landscaped and well laid-out surroundings with plenty of pathways, sitting-out areas and other facilities for residents to enjoy. Parks making exceptional efforts to improve and protect the natural environment can win a David Bellamy Conservation Award through a scheme run in conjunction with BH&HPA.

Must it be a licensed residential park?

Yes, most definitely. The protection offered by the Mobile Homes Act 1983 are applied to licensed residential parks – and are not available to holiday parks. There are also important differences between a residential park home, which is designed and built for year round living, and a caravan holiday home, which is constructed to different standards to reflect its use as leisure accommodation. So in your own interests, and to safeguard the value of your investment, always ensure that your prospective park has a local authority site licence for residential (not holiday) use, and to make sure that it is in membership of the BH&HPA.

How do I find out more?

The BH&HPA Residential Home Parks Directory is a complete listing of parks in membership of the BH&HPA throughout Britain. Any of the parks featured will be pleased to send you literature about themselves and the homes they have to offer. You should then take the opportunity to visit a few different parks in your chosen area: the owner or manager will be delighted to show you around, and to answer any questions. Take time also to chat with some of the residents: they, after all, are best placed to tell you about day-to-day life on the park and the benefits they enjoy. You can find details of over 800 parks on the Internet at: www.parkhome.co.uk – the web site includes maps and simple-to-use tick boxes to help match your precise requirements to a short-list of residential parks in your chosen area. Images by BH & HPA

July 2012

50+ Show Guide

TRAVEL

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Explore the world on foot... Ramblers Worldwide Holidays’ enticing range of long-haul walking tours tempts Beverly Glick to pack her runsack.

ow that I have reached what is politely termed A Certain Age, I require more from my holidays than a nice hotel that’s within spitting distance of a beach. Nothing wrong with sunbathing, of course, but these days I’m much more interested in having an authentic, memorable experience with professional types who don’t mind getting stuck in to a bit of adventure. I first encountered a small group of such people on my first walking tour with Ramblers Worldwide Holidays in the foothills of the Apennines in Tuscany. While they were all superbly well-equipped for the terrain with stout hiking boots, rucksacks and poles, they were anything but pofaced and serious – in fact they were exceptionally good fun and warmly welcomed this solo novice into their fold. The great thing about a Ramblers tour group is that you know everyone else will be well-travelled and happy to share tips about what not to miss. You are also guaranteed to have an engaging expert leader at your beck and call who will be able to introduce you to exciting things off the beaten track while making sure you see the best of local culture, history and landscapes and get to sample some tasty cuisine. That’s why, when I started thinking about exploring more of the world on foot, I went straight to Ramblers Worldwide Holidays. The company has been providing great-value walking holidays for 65 years now, but there’s much more to it than that. You can book cruise and walk, rail and walk, pedal and walk, hutting, trekking and bird-watching holidays too. Age isn’t a barrier and holidays are carefully designed for different abilities, ambitions and interests.

The 50+ Show Magazine

Ramblers’ clients travel solo, with a partner, a group of friends or fellow enthusiasts. And what a choice of destinations – there are more than 250 holidays on offer in more than 70 countries. So where to begin? I’ve already visited South Africa and absolutely loved it but a friend had recommended Namibia, with its vast, empty landscapes and abundant wildlife. On the 19-night walking holiday in Namibia, I’d get to visit Etosha National Park, one of Africa’s largest game reserves, which boasts 114 species of mammal including the rare black rhino, the black-faced impala and the cheetah. By contrast, the tour also visits stunning Sossusvlei, an arid area of beautifully coloured dunes. I’ve also been to China but had the urban experience rather than the rural one, so the itinerary that appeals to me

is Sichuan Province – the Kingdom of the Giant Panda. I’d get to revisit Beijing, the Great Wall and the Summer Palace before flying to Chengdu, then Jiuzhaigou and the Nine Villages Valley - an area of outstanding natural beauty with sparkling lakes and endless forests. Then there’s a whole day to explore the Bifengxia National Park, one of a handful of places where you can see beautiful giant pandas. I also feel that I haven’t seen enough of New England, so the 14-night holiday that takes in Salem - home of the 17thcentury witch trials - Boston, Mount Washington and Vermont is very attractive - especially in September when the autumn colours will be at their most beautiful. If I’m really going to go for it, though, then the only option would be the life changing 28-night Australian Grand 60

Tour. As they say, there’s only one way to visit the land down under – and that’s to do it big. Starting in the cultural centre of Melbourne, the tour visits Adelaide – gateway to Kangaroo Island – then Alice Springs, travelling along the Western MacDonnell ranges to Glen Helen, where the tour follows the famous Larapinta trail on foot. Then it’s on to iconic Uluru (aka Ayers Rock) before continuing to Darwin to explore the extraordinary rock formations and vast landscapes of the Kakadu National Park. After that we can snorkel or dive in a remote part of the Great Barrier Reef before flying to Sydney and visiting the remarkable Blue Mountains. Whatever I choose, I can rest assured that I will be in the capable hands of an experienced leader and in the company of like-minded explorers. When you have reached A Certain Age, having that confidence is extremely important - along with the promise of an astonishing set of stories and images to bring back home.

Expert tip Whichever holiday you choose, in these days of digital photography you should take more than one memory card for your camera and take pictures of everything. Remember, it costs nothing to delete unwanted photos - but it is expensive if you need to go back to get the missing photo.

World of contrasts: main picture, Stowe Village - New England, USA; far left, Ayers Rock Australia; far right, Meerkat Namibia

July 2012

TRAVEL

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50 plus countries for the 50+ Travel Story by David Shuttleworth I’m quite obsessed with traveling and it just so worked out that I visited my 50th country on my 50th birthday. Even better than that- two months later I was off for a year’s sabbatical round the world. It seems that every young Tom, Dick and Jessica is at it these days so it was about time the balance was redressed for the mature man! I had a rough itinerary, a guidebook and the first stop was Venezuela to see the highest waterfall in the world- the Angel falls. There’s no easy way to get there. It’s a trip by car, tiny plane, four hours on a small boat bouncing over rapids and a 90-minute walk through the rainforest. We slept in hammocks on the way and swam in the fast flowing river for an evening shower. The plane ride alone was worth the money - watching the savannah and the rainforest stretch below for hundreds of miles, patterned by meandering rivers giving birth to ox bow loops straight from a geography textbook. You might even be the one lucky enough to sit next to the pilot! The boat ride is a fair match as it cruises past the flat top mountains that gave Arthur Conan Doyle his inspiration for the Lost World novel. They rise up sheer for 6,000 feet with waterfalls sprouting from them like a bag punched with holes, as they don’t always emerge from the summit. The Angel falls were truly magnificent towering 3,000 feet above, surrounded by swirling clouds, which merge with the spray.

But almost as impressive, was a side trip to the waterfalls back down near the airfield. A wide series of falls thunder into a lagoon and it is possible to follow a path that takes you along roughly hewn ledges behind them. It was one of the most intense experiences I have had as the white foamed water crashed in front of my face in its never ending, almost hypnotising descent. The water actually bounces back upwards and the wind whips it round and round and and it’s the nearest you can probably get to looking into the eye of a tornado. You can’t actually see anything for a few dozen steps as there’s so much water swirling around so you feel your way along the rocks and you can hardly breathe because the water just comes pouring at you from every direction and your eyes sting and you feel like a fly in a washing machine set on ultra wash though strangely unharmed

Images below: David at Ayres Rock and at the Train Graveyard in Bolivia

by this battering of sensory overload. The accompanying thunderous sound helped to complete a sense of immense power and energy and we emerged from the other end with an intense feeling of exhilaration and excitement. And this was just my first week! What followed was an action packed journey across five continents, twenty countries and five of The 50+ Show Magazine

the modern world wonders. I felt the joy of exploring a different place every few days, seeing a new incredible sight every few weeks. It’s hard to imagine a holiday that encompasses ‘lifetime must-sees’, one after the other. The Galapagos, Machu Picchu, Patagonia, Rio, Antarctica, Ayers rock, the great wall of China, the deserts and temples of India and encountering orang utangs in the wild, to name a few. And there’s the strangeness that seems so normal to everybody around you, the helpfulness and friendliness of casual encounters, sometimes inviting you into their homes to stay and the camaraderie of fellow travellers, some of whom you will stay lifelong friends with. It certainly was a privilege to indulge in something that not too long ago could have only been undertaken by the very privileged or the very brave.

David Shuttleworth has been involved in photography, video, drama, fine art, music and educational visits for the last twenty years. Recently he has decided to create a new beginning that would bring all of these skills together. After taking voluntary redundancy, he has started his own video/ photography business. David intends to take another year out in the near future and try and finish off the list of countries! You can see his work on: www.bigbangbolton.co.uk.

July 2012

50+ Awards 2012 ------------------------------------------------------------

The best of the best 50+ Awards 2012

50+ Awards

By Dr Robert McCaffrey, 50+ Show director

Back in February, we asked our visitors to nominate their favourite companies in a number of different categories. We then tallied up the nominations and shortlisted those companies that had been most nominated. There followed a four-month-long online voting period during which a total of 211,465 votes were recorded in a total of 53 different categories from 6590 voters from around the UK. Voting closed on 30 June and we have shortlisted only the top three in each category - they are all listed alphabetically below. The 50+ Awards will be presented at a Gala Awards Reception on Friday 13 July at London Olympiaâ&#x20AC;&#x2122;s Pillar Hall. The winners will be posted on the 50+ Awards website, at www.50plus-Awards.com. Thanks for voting!

Best 50+ UK holiday provider

Best 50+ overseas hotel group

Best 50+ housing provider

Saga Shearings Warners

Best Western Hilton Marriott

Barratt Churchill Retirement Living Mccarthy & Stone

Best 50+ UK day out

Best 50+ Airline

Best 50+ assisted living provider

Kew Gardens London National Trust

British Airways Emirates Virgin

Age UK Churchill Retirement Living McCarthy & Stone

Best 50+ UK theatrical show

Best 50+ tour operator

Best 50+ Newspaper

Les Miserables Mama Mia War Horse

Saga Thomas Cook Thomson

Guardian Mail Telegraph

Best 50+ UK destination

Best 50+ travel agency

Best 50+ Magazine

Cornwall London York

Co-op Travel Saga Thomas Cook

Good Housekeeping Saga Yours

Best 50+ UK hotel group

Best 50+ adventure travel provider

Best 50+ TV Channel

Best Western Hilton Premier Inn

Best 50+ UK coach company Just Go National Express Shearings

Best 50+ overseas holiday provider Saga Thomas Cook Thomson

Best 50+ cruise provider Fred Olsen P&O Saga

Best 50+ overseas destination

Ramblers Worldwide Holidays Saga Trailfinders

Best 50+ health tourism destination Bath Cyprus Spain

Best 50+ radio station BBC Radio 2 BBC Radio 4 Classic FM

Best 50+ website

Best 50+ medical charity British Heart Foundation Cancer Research UK Macmillan

Best 50+ non-medical charity Age UK RNLI Salvation Army

MoneySavingExpert.com Saga.co.uk silvertraveladvisor.com

Best 50+ dating site sagaconnections.co.uk match.com 50plussinglesdating.com

Best 50+ campaign Greenpeace Fairtrade Co-op bank

Italy New Zealand Spain The 50+ Show Magazine

BBC 1 BBC 4 ITV 1

July 2012

50+ Awards 2012 ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------

Best 50+ ad campaign

Best 50+ Product design

Best 50+ broadband provider

Compare the Market.com M&S Specsavers

Apple iPhone Serious Readers Alex lamp Stressless recliner chair

BT Virgin Media Talk Talk

Best 50+ personality

Best 50+ employer of those aged 50+

Best 50+ legal services provider

Helen Mirren Joanna Lumley Judi Dench

Best 50+ digital camera Canon Ixus Nikon Coolpix Panasonic Lumix

Best 50+ computer Acer Aspire Apple Ipad Dell inspiron

Best 50+ mobile phone Apple iPhone Nokia 700 Samsung Galaxy

Best 50+ beauty product Boots No 7 protect and perfect night cream Nivea cream Oil of Olay

Best 50+ health product Boots multivitamins Healthspan Vitamin B6 supplements Holland and Barrett glucosamine sulphate

Best 50+ ﬁnancial product National Savings ISA National Savings Premium bonds Saga Fixed Rate ISA

Age UK Citizens Advice Bureau Solicitors for the Elderly

Asda B&Q Waitrose

Best 50+ ﬁnancial services provider

Best 50+ small business (fewer than 50 employees)

Barclays Nationwide Saga

Ruby Slippers Simply Groups The Chocolatier

Best 50+ insurance provider

Best 50+ continuing education provider

Aviva LV Saga

Open University University of the Third Age Workers Education Association

Best 50+ electricity provider

Best 50+ ready-meal provider M&S Waitrose Wiltshire Farm Foods

Best 50+ gas supplier

Best 50+ healthcare provider Boots BUPA NHS

British Gas E.ON Scottish Power

Best 50+ telecomms supplier

Best 50+ genealogy services provider Ancestryco.uk GenesReunited.co.uk Society of Genealogists

Best 50+ car

BT Talk Talk Virgin Media Don’t agree with the selection of finalists? If you have registered for the 50+ Show with an email, you will be contacted in February 2013 for your input into the 50+ Awards 2013. Next time, make your vote count!

Ford Focus Honda Jazz Toyota Yaris

Best 50+ clothing retailer Bon Marche M&S Slaters

Best 50+ bed retailer Dreams John lewis Sealy

Best 50+ furniture retailer Harveys Ikea John Lewis

Best 50+ Supermarket Morrisons Sainsbury’s Waitrose

The 50+ Show Magazine

July 2012

MANCHESTER Friday-Saturday 1-2 March 2013

LONDON

Thursday-Saturday 11-13 July 2013

GLASGOW

Friday-Saturday 1-2 November 2013

COME AND SEE US IN

2013!

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The

50w+

o h S

For exhibiting enquiries, please call 01372 8409 58

MANCHESTER Central www.50plusShow.com

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DOWN C 1 Execute â&#x20AC;&#x201D; a crime? (6) D 2 Light fluffy pudding (6) 3 Sportsperson (7) E 5 Lift up, raise (7) 6 Culpable (6) F 7 Motor (6) 8 Robber, outlaw (6) G 11 Stiff satin used for H ballgowns (7) 12 Wither (7) I 14 Family member (8) 16 Slaughter (8) J 18 At a great distance (4) 19 Mound, pile (4) K 23 Wonder, amazement (3) L 25 Dispatch or deliver (7) 26 Previously (7) 28 Saint at the Pearly Gates (5) M 29 Kingdom (5) N 31 Scrap of fabric (3) Puzzle 33 Small ocean (3) O 36 Landing area for planes (8) 38 Logical (8) P 40 Fury (3) Q 42 Nonprofessional (7) 44 Jennifer - - -, Friends star R more recently seen in Horrible Bosses (7) S 45 Couple (4) 46 Unit of heredity (4) T 50 Corrected or improved (7) U 51 Character (6) 52 City on the south coast of V Wales (7) 53 Beat someone at an auction (6)W 54 Turn a blind eye (6) 56 Rubbish (6) X 57 Dishonesty (6)

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Puzzle Answers Across 1 Combat, 4 Meagre, 9 Mouthwatering, 10 Steadfast, 13 Treat, 15 Thyme, 17 Feather, 20 Camera, 21 Advise, 22 Rap, 24 Lilac, 26 Elect, 27 Opera, 30 Serene, 32 Eraser, 34 Steal, 35 Maggie, 37 Lizard, 39 Grime, 41 Organ, 43 Ratty, 45 Peg, 47 Strata, 48 Editor, 49 Earnest, 53 Opium, 55 World, 58 Great Dane, 59 Blood pressure, 60 Dreads, 61 Parent. Down 1 Commit, 2 Mousse, 3 Athlete, 5 Elevate, 6 Guilty, 7 Engine, 8 Bandit, 11 Taffeta, 12 Shrivel, 14 Relative,16 Massacre, 18 Afar, 19 Heap, 23 Awe, 25 Consign, 26 Earlier, 28 Peter, 29 Realm, 31 Rag, 33 Sea, 36 Airstrip, 38 Rational, 40 Ire, 42 Amateur, 44 Aniston, 45 Pair, 46 Gene, 50 Amended, 51 Nature, 52 Swansea, 53 Outbid, 54 Ignore, 56 Refuse, 57 Deceit. Secret word: Challenging.

ACROSS 1 Warfare (6) 4 Scant (6) 9 Delicious, delectable (13) 10 Unwaveringly loyal (9) 13 Behave towards (5) 15 Herb (5) 17 Plume (7) 20 Photographic apparatus (6) 21 Counsel (6) 22 Hit sharply (3) 24 Shrub with scented purple blooms (5) 26 Vote into office (5) 27 Musical theatre (5) 30 Calm, unruffled (6) 32 Pencil rubber (6) 34 Pilfer (5) 35 - - - Smith, veteran English thespian (6) 37 Iguana or gecko, eg (6) 39 Dirt (5) 41 Church instrument (5) 43 Bad-tempered (5) 45 Wooden pin (3) 47 Layers (6) 48 Newspaper boss (6) 49 Serious and sincere (7) 53 Drug derived from poppies (5) 55 Universe (5) 58 Large canine (5, 4) 59 One uses a sphygmomanometer to measure this (5, 8) 60 Fears greatly (6) 61 Mother or father (6)

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