Driven #4

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The Future of Risk: How The Floow and Direct Line Group are Using Their Work on the MOVE_UK Project to Influence the Future of Insurance in an Autonomous World Article written by Sam Chapman and Dan Freedman The future of mobility‌ it sounds scary, exciting and too far into the future for us to imagine. However, autonomous vehicles, electric cars and smart motorways are all already becoming a reality in 2019 due to semi-autonomous features, such as automatic braking assistance, automatic lane centering and cruise control, already being present in some of the cars on the road today. However, there is a lack of research into human behaviour on the roads and how new technologies affect driving styles and the behaviours exhibited when a driver is behind the wheel. Therefore, the ability to truly understand human behaviour is the most important element when considering the move towards full autonomy on our roads.

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the Royal Borough of Greenwich, with the aim to reduce the timescale and cost to analyse data from autonomous vehicles through live trials in realworld environments. The project finished earlier this year and the findings we gained will play an important role in how we tackle the future of mobility and the introduction of autonomous vehicles onto our roads. Throughout the duration of the MOVE_UK project, a fleet of Jaguar Land Rover vehicles were driven around the Royal Borough of Greenwich by numerous drivers covering over 100,000 miles. These vehicles were fitted with advanced sensors and recording equipment to collect a wide range of data that would support a series of analysis and that would be fundamental to gaining a better understanding of how human drivers would interact with autonomous vehicles. The data gave us an understanding of some of the issues that autonomous vehicles could face once introduced onto our roads, particularly in the time leading up to full autonomy where a mixture of fully autonomous, semi-autonomous and nonautonomous vehicles will be sharing the road. For example, a situation likely to prove difficult from a legislation, insurance and safety perspective might be:

Understanding Human Behaviour Through the MOVE_UK Project

1. How do we know who is in control - the

The Floow and Direct Line Group have both spent the last three years working on the MOVE_UK project bringing together six world-leading organisations, including Bosch, Jaguar Land Rover, TRL and

2. How do we deal with unexpected and

driver (human) or the vehicle (machine)? unanticipated human behaviours such as a pedestrian walking out in front of a vehicle?

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