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IN 10 SIMPLE STEPS
Meet With Your Inhouse Group Buyers Agent
Consult with your agent about your wish lists for your new home and discuss the buying process.
Clean Up Your Credit
Ask your lender for guidance on any credit score issues you may be facing.
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Find A Lender
The InHouse Group can recommend a mortgage broker to be part of your team. In addition to processing your loan application, the mortgage broker will evaluate your financial situation, pre-qualify you for the loan amount that you can afford, and calculate your monthly payments.
Apply For Mortage
PRE-APPROVAL
A lender will help you determine exactly what you can afford and, therefore, whivh houses you should be consideting.
Come up with a few “musts” as well as “wants” you´d ultimately be willing to compromise on. SEARCH
The Listings
Now comes the FUN PART: Search for homes that meet your parameters.
Make An Offer
Your real estate agent will walk you through the steps required to make an offer on a home in your area.
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Do Your Due Diligence
This process usually includes getting a home inspection to make sure you haven’t missed any hidden problems.
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Get Final Mortage Approval
Once your offer to purchase is accepted, you’ll work with your lender to get final approval for your home purchase by the date specified for the closing.
Attend The Closing
CHEERS YOU ARE A NEW HOMEOWNER!
This is when the deed to the home is transferred from the seller to the buyer. Every transaction varies, but plan to sign a ton of paperwork.