EXPERT ADVICE

I am often asked why shipping costs have risen so much in the last year. There is no simple answer to this. There are several components to the increases.

1. The cost of packing materials: – cardboard has risen in price from the day the pandemic started. Cartons are historically made largely from recycled paper and board and manufacturers gave the reason for increases as being due to people not re-cycling during the pandemic. The truth, I think, is that just a few large companies control the world market for board and they use that to their financial advantage!

2. The cost of sea freight: - This was not affected by the pandemic but shipping lines chose to place vessels into dry dock and then share the available space remaining with other shipping lines so as to maximise returns. Those partnerships are now falling apart and I hope to see freight rates reduce over the next 12 months.

3. Fuel: - Ships use a lot of fuel and the war in The Ukraine has increased the proportion of shipping charges that relate to fuel costs. Again, we watch for changes.

4. Container haulage: - There is no doubt that Brexit sent a lot of drivers home to the EU causing a shortage in the UK along with a shortage of containers due to the pandemic’s demand on PPE from the far east and the backlogs in shipping that this caused. This situation is, however, improving.

Stephen Morris Shipping has qualified for The MTC – a consortium of movers – allowing us to now buy freight at the most favourable rates and ensure that containers and transport are generally available when we need them. We will use this buying power to keep our rates as low as possible and provide containers for shipment when required!

SHIPPING

STEPHEN MORRIS SHIPPING

With almost 40 years experience, our company has the ability to move household and personal effects and antiques and fine art with the professionalism and care that comes from that experience coupled with an attention to detail.

We construct our own Tri-Wall and wooden packing cases on site and employ full-time art installers and handymen for those ‘extra’ jobs that always need doing on a move or installation. And size is no limitation – we have moved trains, boats and planes across the world and even bridges and a 5,000 seater tent!

Contact: 020 8832 2222 info@shipsms.co.uk www.shipsms.co.uk

Charity

JEWISH CARE

Jewish Care is the largest health and social care organisation serving the Jewish community in London and the South East. Our vital services touch the lives of 10,000 people every week. We provide services and offer a wide range of support groups to older people, people with mental health needs, Holocaust survivors, people living with dementia, people with a variety of needs and carers support.

FINANCIAL SERVICES (FCA) COMPLIANCE

JACOB BERNSTEIN

A member of the APCC, specialising in financial services compliance for: Mortgage, Protection and General Insurance Intermediaries; Lenders, Credit Brokers, Debt Counsellors and Debt Managers; Alternative Investment Fund Managers;

• E-Money, Payment Services, PISP, AISP and Grant-making Charities.

Contact: 020 7781 8019 info@richdale.co.uk www.richdale.co.uk

Wealth Managment

MARC OVITS – BA (HONS) APFS CERT PFS (DM)

Over 25 years of successful experience in financial services including 11 years of investment banking experience.

Offering expert independent financial advice to individuals, businesses, charities and trusts. Individual services:- Wealth Management, Investment, Retirement, Estate/IHT, protection planning, Tax Mitigation and Cash Management Solutions

Business & Charity services:- Investment Planning, Business Succession & Business Exit Planning, Business Protection, Corporate Pensions, Employee Benefits, Cash Management Solutions, Profit extraction strategies

Alpha Wealth Management

Contact: 020 8203 6920 info@alphawm.co.uk www.alphawm.co.uk

Butchers

KOSHER DELI

Kosher Deli was established with the intention of making kosher meat and poultry affordable for all with the convenience of multiple locations and a comprehensive delivery service. All this without compromising on kashrus or quality.

Locations in: Golders Green, Hendon, Temple Fortune, Edgware, Borehamwood & Manchester

Estate Agent

Contact: 020 8381 4450 info@kosherdeliuk.co.uk www.kosherdeli.co.uk

MARTIN FRYDENSON - ROUNDTREE REAL ESTATE

Roundtree Real Estate are your local experienced Estate Agent having been established on the High Street since 2009. We are both ARLA and NAEA Propertymark regulated and we are here to offer you expert advice in Property Sales, Lettings, Commercial and Full Management Services, covering Hendon, Golders Green, Finchley, Colindale and surrounding areas. We have built long standing relationships with all our clients and should you have any property related queries please do contact us.

Contact: 020 8922 2222 helpline@jcare.org www.jewishcare.org

Contact: 020 8203 2111 mail@theroundtree.com www.theroundtree.com

YOUR FINANCIAL SERVICES COMPLIANCE EXPERTS in association with richdale

Telecommunications

MARTIN HEIMAN – SMARTINET

We’ve been providing businesses with all of their communication needs since 2010. We specialise in supplying businesses with VoIP Packages, Mobile Plans, Broadband, Card Merchant Services, Leased Lines, On-Hold Marketing, and Call Centre Services. Smartinet, your reliable and efficient business communications provider.

Uk Aliyah Advisors

UK ALIYAH ADVISORS – WEALTH MANAGEMENT ISRAEL – BRAUDE WEALTH

Braude Wealth was founded to provide wealth management services for English-speaking people in Israel.

Coming from the UK, America and South Africa – our team has a deep understanding of the many challenges that face their fellow “expatriates” in Israel when trying to navigate its complex financial services sector. We are THE SPECIALISTS for helping English-speakers to manage their wealth, and particularly to access international investment opportunities. Do NOT use a non-Israel based wealth manager once you have made Aliyah! If you are or know someone planning Aliyah or already living in Israel, contact us today to discuss your circumstances.

Contact: 0333 613 0000 connect@smartinet.co.uk smartinet.co.uk

Building And Party Wall Surveying

MATRIX SURVEYORS LIMITED

Offering a range of building surveying services and specialising in party wall matters, nationwide, for both consumers and businesses, including; -

• Pre-acquisition Surveys

• Party Wall Matters

• Defect Inspections

• Schedules of Condition

• Insurance Reinstatement Costs Assessments

Contact: Toli Moscovitz BSc (Hons) MRICS

0161 823 6973 info@matrixsurveyors.co.uk www.matrixsurveyors.co.uk

• Planned Preventative Maintenance Schedules

• Construction Project Management

• Licence for Alterations

• Insurance claims

Contact:

+972 (0)2 992 1519 pbraude@anglocapital.com braudewealth.com/about/

Financial Solutions

STEPHEN COLMAN – INDEPENDENT FINANCIAL SOLUTIONS

An independent mortgage broker directly authorised by FCA specialising – for over 25 years - in the more ‘challenging’ situations. We take care of the whole mortgage process on your behalf, handling all aspects of buying your residential or investment property. In addition over the past 5 years we have been at the forefront in arranging Equity Release mortgages for the over 55’s

Contact:

07956 234 524 020 8458 9137 stephencolman2@aol.com