Whenyouretire, yourmoneyshould keepworking.

Somedayyou’llstopworking,andatthatpoint,you’ll havetodependonyourretirementincome.Towork towardbuildingthatincome,you’llneedastrategy.

Withmorethan29yearsofexperience,Icanhelpyou createastrategyforgoalslikeretirement,estate planningandleavingalegacy.Let’sputyourmoneyto work.Callmetodaytosetupanappointment.

JeffreyClementsCFP® PortfolioManager SeniorVicePresident

FinancialAdvisor 225E.LemonSt. Lakeland,FL33801 +1863499-1521

Jeffrey.Clements@morganstanley.com advisor.morganstanley.com/ the-griffith-clements-group

Theappropriatenessofaparticularinvestmentorstrategywilldependonaninvestor’sindividualcircumstancesand objectives.MorganStanleySmithBarneyLLC(“MorganStanley”),itsaffiliatesandMorganStanleyFinancialAdvisors donotprovidetaxorlegaladvice.Clientsshouldconsulttheirtaxadvisorformattersinvolvingtaxationandtax planningandtheirattorneyformattersinvolvingtrustandestateplanningandotherlegalmatters. CFPBoardownsthemarksCFP®,CERTIFIEDFINANCIALPLANNER™,andCFP®(withplaquedesign)intheUS. ©2021MorganStanleySmithBarneyLLC.MemberSIPC.MAR013CRC323459901/21CS995921602/21

COHatch was founded to address and provide for local business owners’ needs to ensure their enterprises’ success. When Eraso joined COHatch only one year ago, she had to familiarize herself with local resources in Lakeland. That proved to be easy for her.

Since then, Eraso has already made a memorable impact at COHatch. When asked if she feels like she is a leader in the Hispanic community, she responded she feels more of an “orchestrator” who wants to serve people by bringing them together.

“My parents were very big on bringing me and my brother into wherever they worked, and I even do that with my daughter now,” Eraso says. “It’s really kind of crazy, but by doing that, I always saw my parents working hard and instilling in me being open and welcoming and friendly and like this desire for wanting growth in themselves.”

After graduating, she worked in hospitality at LEGOLAND Florida for eight years. Lakeland was always a place she would drive through, and she noticed something special about Swan City. Eraso and her husband, Oscar Gines, moved to Lakeland three years ago, purchasing a home at the height of the pandemic.

“The sense of community is so strong in Lakeland, we would come to the farmers’ markets and First Fridays,” Eraso says. “And what we realized really quickly was there’s something happening in Lakeland, like downtown is blooming, and people seem super happy here.”

Lakeland is home to an ever-growing and thriving Latin community of people like Eraso, who have lived by their parents’ legacy of their hopes, dreams, aspirations and the desire for a better future while helping others accomplish theirs.

Eraso looks at this growth with great pride as a Latina mother and has heavily engrossed herself in continuing the Hispanic community’s success in Lakeland by doing what she does best, bringing people together.