REAL ESTATE CLASSIFIEDS: 3D
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In the Garden
In a labyrinth garden, every path is correct
To Home
THURSDAY MAY 9, 2019
1D
Communal
LIVING 2D
Bath hardware helps make a stylish splash
A
LEE
labyrinth garden should not be puzzling — that’s a maze. A labyrinth and a maze were once the same, but the labyrinth has recently grown to become a totally different animal. Enter a labyrinth and every turn you make is the correct one, leading you to the center. The labyrinth might be considered a metaphor for a spiritual quest, a path that is mindfully travelled. While a maze has you scratching your head and retreating from dead ends, the labyrinth brings tranquility. No confusion, no disorientation, no tricks, no unknowns. REICH
RINGS WITHIN RINGS A labyrinth does not have to be in a garden, or even outdoors, but what better place for a meditative walk with poised senses? The area need not be large, either. One of the best known labyrinths, on the floor in the cathedral at Chartres, France, is only 42 feet across, but the paths within it trace a distance of 850 feet. Twenty-five feet across is probably a minimum workable dimension for a labyrinth. The design of a labyrinth is usually based on a series of concentric circles. For a simple design, put a barrier preventing further travel within the outer ring of concentric circles opposite the point of entry; but on either side of that barrier put entries into the next inner ring. You can turn left or right upon entering this ring, just as you could when entering the outermost ring. This ring likewise has a barrier across from its entryway, with — again — new entryways on either side to enter the next inner ring . . . and so on, until the center of the labyrinth is reached. Many other designs are possible, of varying complexity and visual effect. (For some other designs and more information, see www.labyrinthsociety.org). What they all have in common is that every turn leads, eventually, to a focal point. FROM PAPER TO REALITY There’s room for simplicity or complexity in translating a labyrinth design from paper to the ground. For the simplest, least permanent approach, mow or rake clean a portion of your lawn and trace out the paths with flour or cornmeal. Dusting flour or cornmeal on the lawn and using a human compass in “drawing” is a fun project with a child. (One person is fixed in place, holding a string, and the other person, holding the other end of the string, can trace out circles to “draw” on the ground.) For a slightly more permanent labyrinth, one that requires slightly more effort, let part of your lawn grow long, then mow out your labyrinth’s pathways. For a bolder labyrinth, get out your shovel for earth moving and/or planting. The grounding effect of a labyrinth is perhaps made more so if the paths are nestled slightly down into the ground or, alternatively, if the lines separating the paths are mounded up. If the mounds have a gentle slope, the whole labyrinth might be blanketed in nothing more than lawn grass. HOW ABOUT SOME PLANTS? As a gardener, all sorts of plant possibilities enter my vision at this point. How about some ornamental grass between the paths? Something light and airy like blue grama grass or muhly grass comes to mind. Both are clumping grasses, so will not take over the paths, and both tolerate dry conditions, so would do fine on mounds. See Garden p. 2D
This undated photo shows a labyrinth in Greencastle, Pa. Follow the path in labyrinth; you will wend your way to the center no matter which turn you choose to take. (Lisa Skiles/Lee Reich via AP)
This photo provided by Kohler Co. shows Kohler’s DTV+ system. The system brings water, steam, sound and light to the bath for a multi-sensory shower experience that incorporates a touchscreen interface and six user preset options to customize all four elements. (Kohler Co. via AP) By KIM COOK Associated Press Step in the bathroom, turn on the tap. Step in the shower, turn on the faucet. Just mundane parts of the daily routine, right? Yet for bathware designers, they’re anything but. These creative minds dive deep into what they call “the water delivery experience,” and once you’ve experimented with
some of their creations, you’ll probably never take a tap for granted again. For the bathroom sink, companies like THG, Axor and Drummonds are offering collections resembling fine jewelry, often at comparable prices. And for the full-body cleanup, there’s shower hardware designed to elevate your senses. Precise, perfectly smooth edges and detailed fine knurling make Axor ‘s
new Edge collection resemble the high-end perfume bottles that were part of the inspiration for Jean Marie Massoud, the collection’s Italian designer. It was unveiled at this spring’s massive ISH European kitchen and bath industry show in Frankfurt and will be available in North America in the fall. See Bath p. 2D
Report: Home prices increase by 3.7 percent for past 12 months IRVINE, Calif. — CoreLogic, a leading global property information, analytics and data-enabled solutions provider, this week released the CoreLogic Home Price Inde and HPI Forecast for March 2019, which shows home prices rose both year over year and month over month. Home prices increased nationally by 3.7 percent year over year from March 2018. On a month-overmonth basis, prices increased by 1 percent in March 2019. (February 2019 data was revised. Revisions with public records data are standard, and to ensure accuracy, CoreLogic incorporates the newly released public data to provide updated results each month.)
Looking ahead, after some initial moderation in early 2019, the CoreLogic HPI Forecast indicates home prices will begin to pick up and increase by 4.8 percent on a year-over-year basis from March 2019 to March 2020. On a month-over-month basis, home prices are expected to decrease by 0.3 percent from March 2019 to April 2019. The CoreLogic HPI Forecast is a projection of home prices calculated using the CoreLogic HPI and other economic variables. Values are derived from state-level forecasts by weighting indices according to the number of owner-occupied households for each state. “The U.S. housing market continues to cool, primarily
due to some of our priciest markets moving into frigid waters,” said Dr. Ralph McLaughlin, deputy chief economist at CoreLogic. “But the broader market looks more temperate as supply and demand come into balance. With mortgage rates flat and inventory picking up, we expect more buyers to take advantage of easing housing market headwinds.” According to the CoreLogic Market Condition Indicators (MCI), an analysis of housing values in the country’s 100 largest metropolitan areas based on housing stock, 35 percent of metropolitan areas have an overvalued housing market as of March 2019. The MCI analysis categorizes home prices in individual markets
as undervalued, at value or overvalued, by comparing home prices to their longrun, sustainable levels, which are supported by local market fundamentals (such as disposable income). Additionally, as of March 2019, 26 percvent of the top 100 metropolitan areas were undervalued, and 39 percent were at value. When looking at only the top 50 markets based on housing stock, 40 percent were overvalued, 16 percent were undervalued and 44 percent were at value in March 2019. The MCI analysis defines an overvalued housing market as one in which home prices are at least 10 percent above the long-term, sustainable level. See Prices p. 2D
2D The Mining Journal
Thursday, May 9, 2019
House to Home Nonprofits see boarding house as affordable housing solution
MINNEAPOLIS (AP) — Some Minnesota nonprofits are embracing communal housing as a way to address affordable housing shortages despite the model being long rejected as contributing to urban blight. Alliance Housing has been trying to get Minneapolis officials to rethink rooming houses as a solution to the affordable housing crisis, Minnesota Public Radio News reported. The nonprofit has been unsuccessful in its efforts to lift the city's 1980s rule that prohibits new licenses for rooming and boarding houses. The prohibition reflects Minneapolis' stance that boarding houses contributed to blight and undermined neighborhoods with single- and two-family homes. Alliance runs one of the city's remaining boarding homes, where 25 single men and two women live together. The nonprofit spent about $55,500 per unit to acquire and rehab the house, which is about a fifth of the typical cost to build an apartment in a low-income housing development. Tenant Craig Spivey said the
Bath from 1A
“I’m interested in water’s energy and flow, how it’s both balanced and unbalanced at the same time,” says Massoud, who has designed for the German manufacturer before. With the faucet design, he wanted something that looked effortless, refined and minimalist. Axor has a stable of fashion-forward creatives who’ve designed faucet collections for them, including Philippe Starck, whose Organic faucet was inspired by the shape of a tree branch.
Prices from 1A An undervalued housing market is one in which home prices are at least 10% below the sustainable level. During the first quarter of 2019, CoreLogic together with RTi Research of Norwalk, Connecticut, conducted an extensive survey measuring consumer-housing sentiment in high-priced markets. The survey respondents indicated high home prices have an impact on high rental prices as well. Nearly 76 percent of renters and buyers in high-priced markets agreed housing prices in these markets appeared to be driving rental rates up. “The cost of either buying or renting in expensive markets puts a significant strain on most consumers,” said Frank Martell, president and CEO of CoreLogic. “Nearly half of survey respondents —ì 44 percent of renters — ì cited the cost to rent in high-priced housing markets as the number one barrier to entry into homeownership. This is potentially forcing renters to wait longer to have the necessary down payment in these communities.”
Garden from 1A Mounds are not a must; the paths can have their edges traced with plants rather than mounded earth. Low-growing plants with
boarding house offers decent housing for people who can't afford an apartment on their own. Tenants each pay around $350 rent a month. They share a laun-
dry, kitchen and bathrooms. “Man, this is a $1 million mansion to me," said Gregory Maurice Mure, 56. Mure was homeless before he
moved into the boarding house a decade ago. He said he loves the safety and stability that the home provides. Communal housing was popular
from the 1820s to the 1900s, according to Wendy Gamber, who authored "The Boardinghouse in Nineteenth-Century America.” “Some historians have estimated that between a third and a half of all urban residents either took in boarders or were boarders themselves,” she said. But by the 1950s, communal housing gained a reputation as being where the poorest residents lived. They became less popular as the number of apartment homes increased. Gamber said the destruction of the housing option in the 1970s and 1980s contributed to a rise in homelessness. Cities and policymakers have been starting to reimagine communal housing recently, said Matt Murphy, executive director of New York University's Furman Center. The center promotes research and conversation around housing policy. He said the model limits “the amount of public subsidy" needed to make affordable housing. “You not only are getting more people, you're also getting more rent into a building,” Murphy said.
Kallista ‘s Grid collection was inspired by the Dutch De Stijl art movement, which was characterized by vertical and horizontal lines; Piet Mondrian was one of its founders. The taps and faucets were created with 3-D technology as open-sided squares and rectangles, so the water seems to emerge from nowhere. They’re finished in buffed matte black, which gives them an architectural presence. Black finishes are currently in demand for the bathroom, according to Hansgrohe US’s product and research development director, Ryan Ramaker.
“Matte black, graphite and brushed black chrome finishes are all strong trends,” he says. And there’s another big one to watch, Ramaker says: “Matte white is going to be the next big thing.” He says interior designers and homeowners are attracted by its clean crispness and the idea that, as with matte black, the finish can be integrated into any decorating style for a seamless look. Hansgrohe’s Pura Vida faucet and tap set combines chrome and white finishes. That metallic and white combination can also be found on Eisen Home’s
Marella faucet, available at Wayfair . Wayfair’s also got Vigo’s Niko faucet delivers the water in waterfall form via an elegant, crane-like, white, open-topped spout. Maestro Bath’s Ikon perches a sliver of a handle atop a faceted geometric base, all clad in white. Moen offers the Banbury Glacier showerhead in snowy white. The ISH show included high-end maker THG Paris ‘ debut of French designer Xavier Cartron’s Nihal collection, with porcelain knobs inspired by the constellation drawings of early Egyptian astronomers. The
knobs come in a range of colors including emerald, sapphire and black. Home decor’s affection for rose gold and copper has gravitated to the bathroom, as well, with retailers like Signature Hardware offering an array of faucets in pleasing buffed copper finishes. The shower is also seeing its share of high style, in high-tech form. Hansgrohe’s sizable PowderRain showerhead sends the water out in a soft, enveloping spray thanks to the five holes in each nozzle. The flow is angled so water doesn’t splash in all directions. Moen’s U system lets you
control your shower experience via an app to create presets for time and temperature, then use device buttons or your voice to command. Kohler’s DTV+ system allows you to preset six different “experiences.” Customize your dream shower with components like speakers, steam, body sprays and chromatherapy (colored) lighting. SmarTap is a similar system, which works with any make of fixture. You can program temperature and flow levels for each shower session, set bathtub filling levels, and set controls for kids’ showers.
The next CoreLogic HPI press release, featuring April 2019 data, will be issued on Tuesday, June 4, 2019 at 8 a.m. ET.
from the national level down to ZIP Code, including non-disclosure states. CoreLogic HPI Forecasts are based on a two-stage, error-correction econometric model that combines the equilibrium home price îas a function of real disposable income per capita îwith short-run fluctuations caused by market momentum, mean-reversion, and exogenous economic shocks like changes in the unemployment rate. With a 30-year forecast horizon, CoreLogic HPI Forecasts project CoreLogic HPI levels for two tiers SingleFamily Combined (both attached and detached) and Single-Family Combined Excluding Distressed Sales. As a companion to the CoreLogic HPI Forecasts, Stress-Testing Scenarios align with Comprehensive Capital Analysis and Review (CCAR) national scenarios to project five years of home prices under baseline, adverse and severely adverse scenarios at state, Core Based Statistical Area (CBSA) and ZIP Code levels. The forecast accuracy represents a 95 percent statistical confidence interval with a +/- 2 percent margin of error for the index.
About the CoreLogic Consumer Housing Sentiment Study In the first quarter of 2019, 1,002 renters and homeowners were surveyed by CoreLogic together with RTi Research. This study is a quarterly pulse of U.S. housing market dynamics. Each quarter, the research focuses on a different issue related to current housing topics. Thi first quarterly study concentrated on consumer sentiment within high-priced markets. The survey has a sampling error of +/- 3.1 percent at the total respondent level with a 95 percent confidence level.
ciation as one of the top 50 U.S. insights companies. The company serves a broad base of leading firms in Financial Services, Consumer Goods, and Pharmaceuticals as well as partnering with leading academic centers of excellence.
first reference of the data. If the data are illustrated with maps, charts, graphs or other visual elements, the CoreLogic logo must be included on screen or website. For questions, analysis or interpretation of the data, contact Alyson Austin at newsmedia@corelogic.com or Allyse Sanchez at corelogic@ink-co.com. Data provided may not be modified without the prior written permission of CoreLogic. Do not use the data in any unlawful manner. The data are compiled from public records, contributory databases and proprietary analytics, and its accuracy is dependent upon these sources.
Methodology The CoreLogic HPI is built on industry-leading public record, servicing and securities real-estate databases and incorporates more than 40 years of repeat-sales transactions for analyzing home price trends. Generally released on the first Tuesday of each month with an average fiveweek lag, the CoreLogic HPI is designed to provide an early indication of home price trends by market segment and for the “SingleFamily Combined” tier, representing the most comprehensive set of properties, including all sales for singlefamily attached and singlefamily detached properties. The indices are fully revised with each release and employ techniques to signal turning points sooner. The CoreLogic HPI provides measures for multiple market segments, referred to as tiers, based on property type, price, time between sales, loan type (conforming vs. non-conforming) and distressed sales. Broad national coverage is available
year-round interest include sedums, artemesias, thymes and lavender. No reason to rule out showy, flowering plants either. Picture swathes of daisies and alliums defining paths. I would suggest avoiding
plants requiring a high degree of maintenance, though. As you walk your labyrinth, you don’t want to be constantly distracted by plants needing pruning, watering and weeding.
Mortgage Index 30-YEAR Rate-Fee/Pts.
15-YEAR Rate-Fee/Pt.
High rate
4.375
1
3.875
1
Low rate
4.000
1
3.625
1
Average rate
4.187
1
3.725
1
This graphic represents a Tuesday survey of regional lending institutions. Figures are based on rates at Range Bank, mBank, First Bank of Upper Michigan and Marquette Community Federal Credit Union.
About RTi Research RTi Research is an innovative, global market research and brand strategy consultancy headquartered in Norwalk, CT. Founded in 1979, RTi has been consistently recognized by the American Marketing Asso-
Source: CoreLogic The data provided are for use only by the primary recipient or the primary recipient's publication or broadcast. This data may not be resold, republished or licensed to any other source, including publications and sources owned by the primary recipient’s parent company without prior written permission from CoreLogic. Any CoreLogic data used for publication or broadcast, in whole or in part, must be sourced as coming from CoreLogic, a data and analytics company. For use with broadcast or web content, the citation must directly accompany
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