REAL ESTATE CLASSIFIEDS: 3D
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THURSDAY OCTOBER 26, 2017
1D
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MORTGAGE RATES 2D
In the Garden
If it looks like a pumpkin, you can call it a pumpkin Friends have complimented me on my pumpkins, but are these things I've grown really pumpkins? Sure, they are round and orange and fluted. But look again: There's more than a hint of red in their skins, and their shape is more akin to a doughnut than to a basketball. But yes, they are pumpkins, if only because the word "pumpkin" refers to any squashy-type fruit that looks sort of like a pumpkin. No, a "pumpkin" doesn't even have to be spherical and fluted and orange; there is at least one pumpkin variety, Lumina, whose skin is pale, almost white. Just the kind of pumpkin to scare Halloween goblins, eh? Segue over into the world of botanical classification and you find what you and I call "pumpkins" LEE REICH falling into any of four different species. Each of these species also embraces one or more kinds of squashes. THE STALKS ARE TELLING The easiest way to tell these species apart is by their fruit stalks. Look at the fruit stalk of Hubbard, Turk's Cap, buttercup or banana squashes: it's soft, round and prickly. The second part of the botanical name — Cucurbita maxima — hints at one of the pumpkins included in this group, the variety Dill's Atlantic Giant. It has been the usual record holder for the world's largest pumpkin, even if it does have more than a hint of non-pumpkinish pink in its skin. This group also includes the pale Lumina. (The record for the world's largest pumpkin sits at a whopping 2,624.6 pounds.) Next, look at the stalk of a Butternut squash; it's smooth, hard and flares out where it joins the fruit. This species — Cucurbita moschata — includes so-called "cheese" pumpkins, such as Long Island Cheese, a variety esteemed for pies. Why cheese? Because the flattened shape and light ribbing suggests a wheel of cheese. Yet another species that includes pumpkins are the gourd-like Cushaws, with smooth, hard and angled fruit stalks. Few pumpkins are represented here, but Japanese Pie pumpkin is one. The species name is mixta. The species with the most pumpkins is Cucurbita pepo, with pentagonal fruit stalks and prickly stems and leaves. You are right to be reminded of zucchini squash here, because this species includes, besides pumpkins, zucchini and other summer squashes, acorn squashes and some miscellaneous gourds. Among pumpkins, here's where you find varieties such as Connecticut Field, Small Sugar and Jack Be Little. WHY CHOOSE ONE PUMPKIN OVER ANOTHER? Knowing your pumpkins' lineage isn't merely academic. Lineage might be important if you're growing pumpkins
See Garden p. 2D
This undated photo shows pumpkins growing in a field in New Paltz, N.Y. (AP photo)
US new home sales soar to highest level in a decade By CHRISTOPHER RUGABER AP Economics Writer WASHINGTON — Sales of new U.S. homes jumped last month to the highest level since October 2007, a sign that Americans — unable to find existing homes — are turning to new construction. Damage from last month's hurricanes may have also inflated the data. New home sales leapt 18.9 percent in September to a seasonally adjusted annual rate of 667,000, the most in a decade, the Commerce Department said Wednesday. Sales rose in all regions including the South, where they increased nearly 26 percent. The government said it couldn't estimate what impact, if any, last month's hurricanes had on the data. But the measure of new home sales is based on contract signings, so the number was likely lifted by those looking to replace homes destroyed or damaged by Hurricanes Harvey and Irma. "This is yet another sign that, as we first saw with the initial jobless claims data, the recovery from Harvey was very fast and the disruption from Irma in Florida was far less than initially feared," said Stephen Stanley, chief economist at Amherst Pierpont Securities. Still, sales of new homes also jumped outside hurricane-affected areas, including in the Northeast, where they rose 33 percent, and the Midwest, where they
This Sept. 6 photo shows a new home for sale in a housing development in Raeford, N.C. The Commerce Department reported Wednesday that new homes sales in September jumped to the highest level since October 2007. (AP Photo/Swayne B. Hall) rose nearly 11 percent. Sales in West ticked up 3 percent. A supply crunch of existing homes has frustrated many would-be buyers and hobbled the housing market this year. September's figures suggest that Americans are increasingly looking to new homes instead, which could encourage more construction. Yet developers have struggled to keep up with demand. Many construction firms say they have difficulty finding the workers they
need to start new projects. Construction of singlefamily homes slipped nearly 5 percent last month. Still, thanks to large increases over the summer, singlefamily homebuilding remains 5.9 percent higher than a year ago. Builders also obtained more permits for new building last month. That suggests home building could accelerate in the coming months. Developers are feeling optimistic. A survey by the National Association of Home Builders and Wells
Fargo found that their outlook is the brightest it has been since May. Homebuilders are increasingly focused on higherpriced housing, potentially freezing out potential buyers of more modest incomes. The average price of a new home rose to $385,200 in September, the highest on records dating back to 1963. Last month, 19,000 homes were sold for $500,000 or higher, more than the 13,000 that were sold for $200,000 or less.
RIGHT?AT?HOME
Some ideas for stocking a sleepover kitchen By KIM COOK Associated Press Parents who have hosted sleepovers know that half the fun for kids is making and eating treats. So it pays to prep the kitchen with fun culinary gear and supplies for the indoor campout crowd. Some entertaining ideas and gear: Get the movie-theater vibe going with Great Northern Popcorn's Retro Style Popper. Or if space is tight, opt for West Bend's Air Crazy Mini Popcorn Machine, which air-pops 8 cups in three minutes. (www.target.com ) “I like to give everyone a different color bowl, so they know which popcorn is theirs,” says Joss & Main's style director Donna Garlough. Or offer kids little bowls in different patterns for treats like popcorn and ice cream. Garlough advises choosing smaller ones so
This undated photo provided by Williams-Sonoma shows their ice cream sandwich molds. Bake cookie or brownie batter in these silicone molds, then add ice cream and freeze for about an hour. Each mold makes four ice cream sandwiches, and a scooping tool is included. (AP photo) kids don't go overboard with sweet scoops and toppings. (www.jossandmain.com )
Banana splits, sandwiches and sundaes are easy with one of Chef'n's Sweet Spot
Ice Cream Makers. Freeze the dish a day ahead, and then on sleepover night let the kids pour in the ice cream base. Wait a couple of minutes, and start scooping. You can make custom sandwiches with cookies. (www.williamssonoma.com ) All you need is a cookie sheet for one sleepover classic: “Most kids love pizza, and this idea allows kids to customize their own,” says Parents magazine senior editor Karen Cicero. Just unroll store-bought pizza dough onto the cookie sheet and, using a knife, create an outline for twelve pieces, but don't cut through. “Offer tomato sauce, pesto, cheeses, veggies and other toppings so guests can create their own designs on one or two of the slices,” Cicero says. Bake according to the dough package instructions. See Sleepover p. 2D
2D The Mining Journal
Thursday, October 26, 2017
House to Home Mortgage Index 30-YEAR Rate-Fee/Pts.
15-YEAR Rate-Fee/Pt.
High rate
4.125
1
3.375
1
Low rate
3.750
1
3.000
1
Average rate
3.937
1
3.219
1
Sle e pove r
Or let the kids line muffin tins with crescent-roll dough triangles, fill them with pizza-type toppings, and bake for about 20 minutes. (www.bettycrocker.com) Cicero advises stocking up on squeeze bottles that can be filled with fun sauces like ranch dressing or honey mustard sauce. “Kids can use them to make designs on the rims of their plates.” Tools with helpful features like kid-size handles and silicone buttons will help keep preparations moving safely. A set of colorful, easy-grip mugs lets everyone have their own beverage. (www.curiouschef.com) From the French knife company Opinel, there's a child-friendly, 4-inch chef's knife and peeler equipped with finger guards. (www.opinel-usa.com ) Making indoor s'mores can be a fun activity for the sleepover squad. Jamie Lothridge at www.mybakingaddiction.com melts marshmallows and butter over low heat, stirs in some graham cracker cereal, presses it all into a pan, and then adds some chocolate pieces and chills it for a couple of
This graphic represents a Wednesday survey of regional lending institutions. Figures are based on rates at Range Bank, Northern Michigan Bank, mBank, Marquette Community Federal Credit Union and TruNorth Credit Union.
In this Oct. 15 photo, Emily and Brian Townsend pose outside their home where they own the top floor unit in a three-flat building in Chicago. (AP photo)
Taking the home-buying plunge young: 20-somethings weigh in By MOLLY SPRAYREGEN Associated Press Buying a home can be daunting, especially if you're young. Twenty-somethings (many of them new to saving and some carrying student-loan debt) can be intimidated by the sheer amount of money and paperwork involved in homebuying. And there's a vast amount of conflicting information online. "I think a lot of young buyers get a lot of bad information," says Chicagobased Realtor Matt Laricy, who suggests going to a real-estate agent for reliable information. Other 20-somethings who have taken the plunge — some with outside financial help, some without — also have advice to share. Here's some of what they've learned: SWEAT THE DETAILS "Stand in the bathtub before you buy the house," says Alyssa Bear, 28, who owns a home in Iowa with her husband. She had a home inspection done, and was sure to check every faucet and even turn on the oven before agreeing to purchase her home. Yet she wishes she'd been even more thorough. She discovered a crack and leak in the bathtub upon stepping in to take her first shower after moving in. Had she known about it
in advance, she says, she would have insisted that the previous owners fix it. McKensie Kahnweiler bought a condo in Chicago at age 25 and sold it four years later, in 2015. She adored it, but regrets not looking more closely into the parking situation before buying. She also urges buyers to check the quality of windows and appliances. Make sure, she says, "that you're not buying into a money pit." Getting a professional home inspection is a standard and vital step in buying a home. Consult experts and do research to make sure you hire a reputable inspector. YOU'LL NEED MORE MONEY THAN YOU THINK
Emily and Brian Townsend, 28 and 27, own a condo together in Chicago and were surprised by the many unforeseen costs during the buying process. They found themselves stressed as they pulled together money for closing expenses. According to the real-estate website Zillow, closing costs, which may include fees for appraisal, origination, underwriting and more, can add up to between 2 percent and 5 percent of the cost of the home, which can mean several thousand added dollars. There is also the cost of maintenance. Alex Garza, 27, another Chicago condo owner, emphasizes the importance of keeping an emergency fund.
from 1D
for eating. Most pumpkins used for pies come from the species pepo or moschata. Actually, butternut squash — a moschata — is often the ingredient of the "pumpkin pie filling" that you buy canned. Lineage also factors into how long you can store your crop. Moschata and maxima pumpkins excel at "common" storage, the traditional method of keeping the fruits through winter by just sitting them on shelves in a cool, dry room. If you are among the
hours. Don't forget about breakfast the morning after. Load up a Pancake Pen silicone squeeze bottle with
batter, and kids can spend the morning doodling breakfast art on a griddle or fry pan. (www.worldmarket.com )
growing legion of gardeners who save their own seed, here's another reason to know your pumpkins' lineage: Grow more than one variety of pumpkin, and they just might crosspollinate. Sow seeds from the cross-pollinated pumpkins and you'll get pumpkins different from the mother ones. The only pumpkin species that surely will not cross-pollinate each other are pepo and maxima types. On the other hand, crosses between moschata and maxima or between moschata and mixta are possible, while pepo crosses readily with either
moschata or mixta pumpkins. Finally, a pumpkin's lineage tells you something about its handle. My pumpkins were an old French variety, Rouge Vif d'Etampe, a maxima species. I tried to lift the first one I harvested by its stalk; the soft stalk quickly said good-bye to the fruit. Pepo pumpkins have better handles.
1900 Presque Isle Ave.
228-7255
FEATURED PROPERTY
426 Spruce St, Mqt This turn of the century home is located on the East side with a beautiful custom Schwalbach kitchen with granite counter tops and stainless-steel appliances, 4 bedrooms, 3 baths, fireplace, plenty of storage and so much more! (1105187) $269,500 520 Lakewood Ln, Choc Nice family home on .53 acres on the desirable Lakewood Lane near the Chocolay River! Fireplace, fenced yard, 2 plus attached garage, 3 bedrooms on main level and 2 baths. New windows, heating system, roof, and flooring! (1105158) $159,000
1895 E M28, Choc. Twp This beautiful 3 bedroom, 2 bath lakefront home features an open floor plan, vaulted ceilings, master suite, a 3rd floor lookout, finished basement with a family room, exercise room, with an oversized heated 2 car garage, and a large deck. (1101235) $525,000 104 Hardwood Ln, Neg Perfect place to build your home in Negaunee Township! You can enjoy the space this beautiful 2.83 acre lot has to offer, situated on the Dead River Basin! (1096947) $29,500
www.lookrealtyinc.com
OPEN HOUSE Saturday, October 28, 12:00 pm – 2:00 pm
Lot #23 - Forestville Basin Trail, Marquette
154 Evergreen, Republic
REALTOR, ABR, ACP Cell: 869-7465 FranSevegney@remax.net www.FRAN7E.com
Garde n
This undated photo provided by Target shows West Bend's Air Crazy popcorn machine, that quickly makes a crowd-sized portion of popcorn, without any messy oil. Heat the butter for drizzling in the handy container on top while the popcorn is popping. (Target via AP)
103 E Johnson Rd, Skandia Country living just outside of Marquette sits this 2 bedroom, 2 bath open concept home. TLC needed. Storage space with one car detached heated garage and 25x22 workshop. (1104206) $74,900
GREAT COMMERCIAL PROPERTY!!
Fran Sevegney
from 1D
Directions: From Wright Street, turn north on Forestville Road. Go over bridge and turn east on Forestville Basin Trail.
Well established and still growing! This business is the “one stop shop” in Republic and for the surrounding areas. They feature products ranging from gasoline, propane, hardware and supplies to household goods and some grocery. Many recent updates throughout the building include roof, boiler, high efficiency lighting, flooring shelving and electrical. Storage building in back as well as a Propane shed with fence. Inventory not included in sale price and is to be sold separately at the time of closing. $129,900 MLS# 1099672
Come out and preview this 3/4 bedroom, 2 full bath custom home being built on Forestville Basin Trail. This is the time to act as you can select all of your finishes and be in your custom home in time for the holidays. The waterfront location is perfect if you enjoy fishing, kayaking, swimming or paddle boarding. There are abundant trails out your doorstep if you like to hike, bike or cross-country ski. You can snowmobile up to the Keweenaw from the bridge. Sunsets, privacy and recreation all within 4 miles of US41 retail shopping….or you can shop on site as samples will be available. MLS #1100131 $499,900
®
1st Realty
Each office independently owned and operated
Darlene Martin (906) 360-9028
1901 W. Ridge St., Marquette (906) 228-2772
Pat Olson (906) 250-2215
The Mining Journal 3D
Thursday, October 26, 2017
Real Estate Classifieds
EMPLOYMENT Local…Regional…jobs. Check us out at: jobs.miningjournal.net
Open Houses
4D The Mining Journal
Thursday, October 26, 2017
Northern
FEATURED LISTINGS!
Michigan
Land Brokers NEW LISTING !!
IT’S A BRICK HOUSE….
119 Hemlock, Republic
405 Kirkpatrick, Negaunee
Centrally located between Iron Mountain and Marquette, this home would be the perfect little starter home for you. Do you invest in rentals? This home has a good rental history. Roof, electrical updates, windows, siding, and more new within the last 8 years. South Republic is a quiet little town and the home is within walking distance of the school. $35,000 MLS #: 1105168
Very nice brick sided four bedroom turnkey home set on a beautiful lot loaded with flowering perennials, a sauna and big drive through two car garage. Located in a great quiet neighborhood in the popular Negaunee School district and only about 10-15 minutes from downtown Negaunee and 20 or so minutes to Marquette. This would make a great starter home, forever home, or maybe a place to spend beautiful U.P. summers and travel South for the winter at a reasonable price. Come take a look today. $69,000 MLS#: 1105133
Contact Nathan Brabon
Contact Brian Olson
LAKE FRONT PROPERTY
39 Acres, County Road 565, Gwinn
Lot D, Perch Lake, Republic
39 acres of beautiful building or hunting land in Forsyth Township. Located on a gravel, but year round county road with power, this acreage would make a great home or cabin site. The acreage has road frontage and a driveway entrance to the clearing. The wooded portion of the land is a mix of pines with some hardwood and a lower marshy area. There is an additional 68 acres available which has a ridge line and mature oak and white pine. This parcel has many uses and won’t last long at this price. $42,000 MLS#: 1105119
330 feet of frontage and 6 acres on Perch Lake near Republic. This parcel has year round access on a good gravel road with electric. Perch Lake is about 46 acres and up to 60 feet deep. Clean spring fed water makes for great swimming and fishing. There is a boat launch but very little activity. The North shore is undeveloped giving the lake a remote feel while still having great access. The frontage is rocky and drops off quickly. The building sits high yet has an easy slope to the water. There is a drive into the lot and the sandy soils make development a breeze. In addition to the lake, this area is full of wildlife and there are public lands nearby to hunt on. $74,900 MLS # 1079882
Contact Rob Sullivan
Contact Bob Sullivan
COZY HOME
TURN KEY HOME IN WAKEFIELD
WATERFRONT !!
STATELY WHITE PINES !
380 Hemlock Street Republic
2012 E Pierce Street Wakefield
3557 Co Rd FFB Champion
120 Acres, Co Road AAO Champion
MLS #: 1104935 $55,000 NATHAN BRABON
MLS #: 1098559 $77,000 SUE FELDHAUSER
MLS #: 1102975 $449,000 NATHAN BRABON
MLS #: 1098153 $108,000 BOB SULLIVAN
HUNTING & TIMBER LAND !!
North 40, Nelligan Lake Road Michigamme
240 Acres, Mastodon Road Crystal Falls
MLS #: 1104318 $82,500 BOB SULLIVAN
TBD Lighthouse Road Big Bay
MLS #: 1104965 $299,000 ROB SULLIVAN
MLS #: 1104235 $125,000 BOB SULLIVAN
AWESOME HUNTING PARCEL!
HUNTING LAND !!!
LARGE ACREAGE PARCEL
183 Acres Off Willet Road Republic
120 Acres, Mastodon Road Crystal Falls
73 Acres, Co Road 480 Marquette
MLS #: 1104371 $99,500 BOB SULLIVAN
MLS #: 1104966 $148,000 ROB SULLIVAN
MLS #: 1101308 $185,000 BOB SULLIVAN
MLS #: 1104715 $245,000 BRIAN OLSON
PRIVATE INLAND LAKE
45 Acres with Michigamme River Frontage
WELCOME TO CAMP!
Scoter Lake Squaw Lake Road Republic
11514 River Road Republic
FN 13843 Co Road SG Northland
MLS #: 1100995 $119,000 BOB SULLIVAN
Love the Land!
906 Adams Street Marquette
Bob Sullivan
Associate Broker/ Owner Cell: 906-361-4212
Rob Sullivan
Associate Broker, Office Manager Cell: 906-362-3337
MLS #: 1101897 $199,900 BOB SULLIVAN
Brian Olson
Associate Broker Cell: 906-869-6446
Nathan Brabon Agent Cell: 906-869-8451
MLS #: 1102636 $69,900 BRIAN OLSON
Sue Feldhauser Agent Cell: 906-360-2891
Charles Drury Agent Cell: 906-235-3198
Nicole Tedder Agent Cell: 906-280-1459
Toll-free • www.northernmichiganlandbrokers.com • 2552 •US Toll-free 1-866-231-LAND 1-866-231-LAND • www.northernmichiganlandbrokers.com • www.premiumupproperties.com 255241USWest, 41 West,Marquette Marquette