House to Home 11-29-18

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REAL ESTATE CLASSIFIEDS: 3D

House Porous

To Home

THURSDAY NOVEMBER 29, 2018

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MORTGAGE RATES

2D

2D

RIGHT AT HOME:

Have you

This undated photo shows wild turkeys grazing on field corn scattered near a stone wall near Beach Lake in rural Northeast Pennsylvania. Thousands of miles of stone walls stretch across New England, piled more than a century ago by pioneer farmers to rid their fields of the plow-bending obstacles. They provide a historic and attractive backdrop for the many wild birds and animals that build their nests or find shelter among the stacks. (AP photo)

‘herd’ what’s hot for

Traditional fence or the holidays? borderline hedge? Each has advantages

Deer and reindeer motifs

By DEAN FOSDICK Associated Press Consider a hedge if you’ re in need of a fence. When managed properly, hedges cost less, outlast wooden fences, are more attractive than most walls, and produce wildlife- and pollinator-pleasing berries and blooms. But decide just what it is that you want from a barrier before shopping for supplies. Standard fencing —aside from the white picket variety — will last a decade or more requiring little if any maintenance. No watering, weeding, fertilizing or shaping required when using treated wood or metal. But living fences can include a great variety of attractive ornamentals (lilacs, quince, weigela), deciduous shrubs with vibrant foliage in autumn (oak leaf hydrangea, viburnum, sedum) and evergreens (arborvitae, boxwood, yews, hollies) that provide texture and color throughout the year. All give off different looks or serve multiple functions ranging from security and privacy to establishing boundaries and directing traffic. Some provide nourishment to wildlife, offer sound abatement and visual screening, create shade or serve as windbreaks. “If you’ re making a barrier, it’ s a bit more difficult to do it with vegetation,” said Wayne Clatterbuck, with University of Tennessee Forestry Extension. “The main problem with a living fence is maintenance. It wants to grow and spread.” “Unlike standard fences, hedges don’ t provide instant gratification. They take time to mature —to reach the size and shape that you want,” he said. A regular fence begins fulfilling its function the moment you put your tools away. “But it’ s stagnant. It also needs some maintenance and eventually it will need replacing,” Clatterbuck said. “A living fence is more functional, more appealing,” he said. To keep a hedge wildlife-friendly, avoid high-maintenance shrubs like formalized boxwoods or topiaries. Many flowering hedges are traditionally pruned but few require it. Birds, animals and beneficial insects favor naturally shaped hedging with pollen-laden blooms, nourishing berries and fruit. Thick hedges with heavy leaf coverage also furnish shelter from storms and protection from predators. Beware, however, the intimidating family of shrubs — barberry, quince, pyracantha, cactus. Their barbs can be painful to prune and even more uncomfortable to remove. There are no landscaping rules against blending different plant varieties (evergreens with deciduous shrubs, for instance) or integrating them into commercial fencing (Boston ivy climbing posts and gates, grape vines clinging to walls.) Vines and shrubs soften the look of chain link and privacy fencing. But living fences should have shrubs appropriate for the

By KIM COOK Associated Press Booths at this year’ s gift and decor trade fairs featured lots of deer and reindeer motifs —some specifically for the holidays and others to leave up and enjoy after the festive season is over. Incorporating the woodland icon into your home decor can be a fun departure from an otherwise luxe and elegant holiday aesthetic. “We love to offset all the glam by adding a woodsy, rustic feel to make a home feel cozy,” say Shannon Wollack and Brittany Zwickl of Studio Life/Style in West Hollywood, California. “Running with a classic holiday reindeer motif, we like to hang our stockings by the fireplace with a real or faux antler prop, and add a wreath intertwined with antlers to our front door.” Set the scene outdoors with one of Lowe’ s majestic white-vine deer sculptures, festooned with white lights and a multi-hued set of antlers. Or go for Frontgate’ s 4-foot-tall resin stag, with realistic textured detail and a gleaming golden finish. There is a pair of regal reindeer here as well —one standing, the other feeding, crafted from an original sculpture and suitable for indoors or out. Indoors, a stag-horn-framed mirror by Carolyn Kinder for Uttermost would add drama to the entryway. It’ s available at Lamps Plus . At CB2 , the Donner wreath, available in white or silver polyresin, is a minimalist, modern way to include the antler theme. Chic and useful, a lacquered tray from Mark & Graham can be customized with a monogram framed by an antler motif. Also from the retailer, a super-soft throw similarly personalized makes a cozy holiday gift. Martha Stewart’ s holiday collection at Macy’ s includes a deer’ s head table decoration made of vines and berries, decked out with fairy lights and faux snow. Create a snuggly nook with a Sherpa fleece throw pillow appliqued with a plaid stag’ s head, also part of the collection. For the sofa, Target’ s got throw pillows with illustrated woodland or reindeer prints from Threshold, as well as a whimsical Wes Anderson-esque deer bundled up in scarf and sweater.

See Fence p. 2D

This Oct. 19 photo of an ivy-covered fence near Langley, Wash., underscores that there are no landscaping rules against blending different plant varieties or integrating them into commercial fencing. Vines and shrubs soften the look of traditional fences. (AP photo)

Above, this photo provided by Frontgate shows regal standing and feeding reindeer that are crafted based on an original sculpture, and are finished in a warm gold gilding. They are suitable for indoor or outdoor use. (AP photo)

This undated photo provided by Lamps Plus shows a leather pillow from Nourison, available at Lamps Plus. The pillow sports a butterscotch and white faux deer print that would work with many décor styles. We see lots of animal prints in home décor, but not too many deer prints. (AP photo)

This photo provided by Lamps Plus shows a mirror designed by Carolyn Kinder for Uttermost, and available at Lamps Plus. The mirror is framed with acrylic stag horns. Elements like these add drama and interest to any room style, and don't overtly reference the holidays. (AP photo)

This photo provided by Macy's shows fairy lights and snow-encrusted seasonal elements dressing up a deer's head vine and berry table decoration from the Martha Stewart Collection at Macy's. (AP photo)

See Herd p. 2D

ON THE MARKET

US new-home sales plunged 8.9 percent in October By JOSH BOAK AP Economics Writer WASHINGTON — Sales of new U.S. homes plummeted 8.9 percent in October, as the number of newly built, unsold homes sitting on the market climbed to its highest level since 2009. The Commerce Department said Wednesday that new homes sold at a seasonally adjusted annual rate of 544,000 last month. New-home sales have declined in four of the past five months. Over the past year, sales of new homes have dropped 12

percent as higher mortgage rates have caused would-be buyers to back away. The report adds to the evidence that the U.S housing market has stalled after years of prices climbing faster than incomes. The affordability pressures were offset by historically low mortgage rates, but the borrowing costs for homeowners shot up after President Donald Trump signed deficit-financed In this April 23 photo advertising signs point out completed tax cuts into law at the new homes, homes under construction as well as lots for new homes in Glen Allen, Va. On Wednesday, the Commerce Department reports on sales of new homes in October. (AP photo) See Market p. 2D


2D The Mining Journal

Thursday, November 29, 2018

House to Home

Mortgage Index 30-YEAR Rate-Fee/Pts.

High rate

5.000

1

5.375

1

Low rate

4.875

1

4.375

1

Average rate

4.906

1

4.625

1

Herd from 1D

This Nov. 24 photo shows a stone pavers driveway in a residential neighborhood in Dallas, Texas. One driveway at a time, many homeowners and communities are opting for permeable paving options instead of traditional asphalt. (AP photo)

Porous paving options catch on, one driveway at a time

By KATHERINE ROTH Associated Press One driveway at a time, many green-minded homeowners and communities are opting for permeable paving options instead of traditional asphalt. “It’ s much better for the environment because it helps cut down on storm runoff, which picks up motor oil and other pollutants, overburdens water treatment facilities, and can ultimately end up in local waterways,” says Margaret Mayfield, an architect in Los Osos, California. “Along with green roofs and landscaping, it’ s one more tool in the tool chest in terms of cutting down on runoff. It can also be more beautiful than traditional asphalt.” Permeable, or porous, driveways come in a range of styles, some high-tech and others decidedly Old School. For patios and walkways, in addition to driveways, common permeable options include: —Grass with tire strips. In dry and mild climates, a grass driveway may work perfectly well, particularly if two 18-inch-wide gravel or impermeable paved strips are included. That combination produces much less runoff than a single-slab, impermeable driveway, experts say. —Loose stones or gravel: This method has been supporting vehicle traffic for centuries, and is as viable as ever. —Concrete or recycled plastic grid systems: This option has become increasingly popular in many areas. It consists of grids or blocks that form a hard surface, allowing water to flow freely through the spaces in the grids. The grids can be filled with sand, gravel, soil or turf, and are long-lasting and easy to install. — Permeable Pavers: These include cobblestones, stone or concrete paving stones with gaps between them filled in with

There are lots of animal prints in home decor these days, but not too many deer prints. Lamps Plus has one from Nourison that would accent Scandi or rustic modern decor, with a butterscotch-and-white, fauxdeer-hide pattern on a supple leather pillow. For the holiday table, consider Lowe’ s rustic, burlap table runner with a stitched reindeer, holly berry and branch embellishment. Napkin rings are

Fence from 1D environment, said Michael Kuhns, a wildland resources department head with Utah State University. “Native plants are the way to go if you live in a place that supports them, especially low-water areas,” Kuhns said. “You won’ t get lush growth with infrequent precipitation.”

This Nov. 25 photo shows an example of permeable driveway design at a residence in Cayucos, Calif. One driveway at a time, many homeowners and communities are opting for permeable paving options instead of traditional asphalt. (AP photo) sand, so that water can flow through. —Pervious concrete and porous asphalt: New types of concrete or asphalt actually let water soak through. This allows for pavementstyle parking and driving surfaces where local regulations might not permit alternatives. Environmentalists say that porous surfaces like these can play a big role in reducing the amount of rainwater that runs down hard surfaces and fills rivers, ponds and municipal water systems, picking up debris along the way. That rush of water can pollute local waterways because water-treatment facilities can’ t handle it all. According to the Environmental Protection Agency, permeable pavements can also help reduce flooding of building foundations and ponding of water on driveways, sidewalks and patios. And while permeable options can be a little pricier than non-permeable paving, that isn’ t always the case, and proponents say their benefits are worth it. Permeable pavements have been used successfully in many parts of the United States and Canada, including in cold climates,

says EPA spokeswoman Enesta Jones. When selecting a permeable surface, she says, consider adjacent land uses and the prevalence of soils, mulch, leaf litter or other fine particles that might create clogs. In such cases, take care to design the driveway or walkway to avoid loss of permeability. If permeable, interlocking concrete pavers are selected, you might want to buy some spares in case the pavement is damaged or pavers are lost. Many communities across the country offer incentives like rebates or reduced stormwater utility fees to those who opt for permeable paving, so check with your community office before launching a permeable paving project.

15-YEAR Rate-Fee/Pt.

Market from 1D end of last year. Sales of existing homes have tumbled 5.1 percent this year, the largest annual drop recorded by the National Association of Realtors since July 2014. “The main reason it’ s cooling is home prices have risen out of reach for more and more buyers,” said Robert Frick, corporate economist with Navy Federal Credit Union. “That the supply of new

This graphic represents a Tuesday survey of regional lending institutions. Figures are based on rates at Range Bank, First Bank of Upper Michigan, mBank and Marquette Community Federal Credit Union.

an easy, inexpensive way to bring in a theme like this — check out Pottery Barn’ s resin antler ones in natural or gold. You could set up a small herd of Pier 1’ s charming reindeer down the center of the table; made of Styrofoam and faux fur, each walking or resting deer sports a little wreath necklace. For the tree, there are sweet little plaid-fabric deer ornaments and snazzy, pastel, glitter-encrusted ones at Target. Waterford’ s beribboned, silver-plated stag ornament comes with a

diamond-shaped glass bead and silver dated hanging tag, ready for gifting. And Zazzle has an array of Christmas stags on porcelain tree ornaments, in both red and white contemporary designs and vintage designs. Some can be monogrammed. Finally, if you really want to commit to the theme, go full-on winter wonderland with Frontgate’ s 59-inchtall mechanical deer. He’ s got plush, snowy white faux fur and a head that nods back and forth. Santa would no doubt approve.

Installing fencing may require permits, and local codes might dictate the height and kinds of materials allowed. Checking with City Hall about fencing restrictions may save you time and money. Property-line issues also arise frequently, so tell your neighbors what you have planned before getting started. “Most neighbors won’ t

get that worked up about someone making a nice hedge in their yard,” Kuhns said.

homes on the market also increased shows further price declines should be coming.” Mortgage buyer Freddie Mac said that the average rate on the benchmark 30-year mortgage was 4.81 percent last week, up from 3.92 percent a year ago. The decline has left homebuilders with 336,000 homes listed for sale. That is the highest level since January 2009, when the real estate market was still sorting through

the wreckage of the last decade’ s housing bubble. New-home sales last month fell in the Northeast, Midwest, South and West. Home sales in the South were likely hurt by a barrage of hurricanes, while wildfires in the West may have damaged sales in the West. The median sales price has tumbled 3.1 percent from a year ago to $309,700.

BIG C REALTY (906) 387-3074 321 E. Munising Ave., Munising www.bigcrealty.com office@bigcrealty.com

1108523 This 3-bedroom 2 bath home overlooks Nevins Lake. The kitchen has an open window to the dining area. The dining area is surrounded with windows, has an open flow to the living room. Master bedroom/ master bath is located on the main level, 2nd bedroom could also be used as an office. The 3rd bedroom is in the upstairs loft. House has a 2.5 car attached garage, 2 sheds, and gardens. $299,000 1102790 The Little house sits on 11+ acres with 316’ of frontage on Sister Lake. On the first floor are: living room with stone fireplace, dining area, and kitchen, 1/2 bath, large master bedroom with full bath. Second floor has 2 bedrooms, full bath and a sitting area. The basement has family room, large laundry area, sauna, full bath and storage room. The house has a wraparound deck and large 1 car detached garage. $595,000 1102401 11 acres, 272’ frontage tucked away on Perch Lake. The house was built in 1995, 2 bedroom raised ranch with spectacular views. Open living room, kitchen and dining area, along with full bath and 2 bedrooms on the upper floor. Lower level has full family room (needs to be finished) with bathroom. Two car detached garage. Gazebo down near the Lake. Awesome fishing, swimming, kayaking and boating. $280,000 1110197 HUGE PRICE REDUCTION! Let your imagination go --- 19+ acres with frontage on blacktopped county-maintained road, mixed terrain ideal for hunting - or - building your new home. Driveway in with a one room 12 x 16 building, generator ready, insulated and finished interior. Ponds are located next to the road!!! $27,000 1111291 A get away for your home or camp Sturgeon River out your back door, frontage on year-round blacktop road!!! Furnished and features 2 bedrooms, spacious LR with fireplace, enclosed front porch as your family room with glass sliding door to deck overlooking river. Plus, spacious storage building/shed for storing toys, wood, etc. $69,900 1103038 Vacant commercial building on busy H-58, previously a convenience/party store. Beer-wine take out license is in escrow, coolers, display racks, shelving, and more just waiting for you to start your own business. Includes a 27 x 32 detached garage. $110,000

Online: For more, see this fact sheet from Colorado State University Extension: http://extension.colostate.e du/topic-areas/yard-garden/hedges-7-208/ You can contact Dean Fosdick at deanfosdick@netscape.net

1900 Presque Isle Ave.

228-7255

FEATURED PROPERTY

743 N Koski Ln, Gwinn Year round 3 bedroom 2 bathroom home on Horseshoe lake! Oversized two car garage, vaulted ceiling in the living room and kitchen along with a walk out basement to the large yard! (1111891) $195,000 117 W Ridge St, Ish This three-story Victorian home has 5 bedrooms and 4 bathrooms. Beautiful woodwork, stained glass, enclosed porch, spacious kitchen, large master suite with fireplace and jetted tub, sunroom, sauna, hot tub, workshop area and finished attic space to entertain in! (1111878) $189,500 3075 W Albert Ln, Gwinn Four-bedroom waterfront home on West Bass Lake! Enjoy water activities off the dock. Fireplace in kitchen and dining room, sauna, new roof and more! (1111059) $175,000 100 Coles Dr, Mqt This spacious building has 13,800 Sq. Ft. at an excellent location for your business! Nearly 9,600 Sq. Ft. of retail space and an ample amount of storage, this building has many potential uses! (1107399) $679,900 120 S Marigold St, Ish Spacious 3 bedroom home has a screened in sun room, two car garage and basement with plenty of storage! The bathroom and kitchen are both large, ton of potential! (1110703) $137,500

www.lookrealtyinc.com


The Mining Journal 3D

Thursday, November 29, 2018

Real Estate Classifieds

Open Houses

OPEN HOUSES Saturday & Sunday Noon - 2:00PM


4D The Mining Journal

Northern

Thursday, November 29, 2018

BUY YOURSELF A HOME OR A GREAT PARCEL OF LAND FOR THE HOLIDAYS

Michigan

Land Brokers

80 Acres, Co Road FFW, Republic

TBD Off Dishno Road, Champion Prime hunting on 80 acres bordering vast areas of State and Commercial Forest Lands with a rustic hunting camp $74,900 MLS#: 1110527

80 acres with a rustic camp and a wide range of timber species near Gamble’s Creek

640 Acres, Peshekee Grade Rd, Michigamme Entire Section of Upper Peninsula land with the Haypress Waterfalls, rivers, gravel road access, towering White Pine, mixed hardwoods and one of the most diverse and interesting wetland/river complex in the U.P.

BRIAN OLSON

$79,900 MLS#: 1110965 BOB SULLIVAN

TBD Forestville Rd/Co Rd HT, Marquette

Chippeny Lodge 30th Rd, Rapid River

190 Acres Clark Creek Road, Ishpeming

Hunting Lodge with 90 acres on the Whitefish River in Delta County MLS#: 1110761 $299,900

New listing. Mountain top views of the Dead River Basin with a cozy hunting cabin just east of Clark Creek on 190 wooded acres. $190,000 MLS#: 1111590

Yooper Camp and 40 acres and rustic camp in desirable Forestville location $95,000

MLS#: 1109019

BRIAN OLSON

ROB SULLIVAN

2384 W Co Rd 432, Gulliver

BOB SULLIVAN

140 acres of rolling hardwoods on the Huron River with a solid hunting camp.

BOB SULLIVAN

$199,900 MLS#: 1108668 ROB SULLIVAN

20 Acres, Macafee Road, Trenary

#3 Paint River, Amasa

Terrific riverfront views on this 18 acres with over 1400 feet of frontage on the Paint River $49,900 MLS#: 1099417

DON WILLSON

BOB SULLIVAN

3200 Co Road 476, Champion

2011 County Road 456, Little Lake

Unique well built “A Frame” construction year around home nestled on 20 acres located 20 minutes from Ishpeming $156,900 MLS#: 1112098

Immaculate and move-in ready home with 180 ft of frontage on Farmer’s Lake $339,900 MLS#: 1107316

1008 S. Helen Lake Road, Ishpeming

Bob Sullivan

Associate Broker/ Owner Cell: 906-361-4212

Rob Sullivan

Associate Broker, Office Manager Cell: 906-362-3337

Camp on 30 acres near Arnold, the ATV trails, the migration trails and the famous Ford River. $79,900 MLS#: 1111325

BOB SULLIVAN

Fantastic opportunity for someone interested in a small business consisting of a bar and restaurant and a complete home on the upper level! The Club 28 in Wakefield is a well known, established and extremely popular venue at the corner of US2 and M28.

$250,000

MLS#: 1108757

SUE FELDHAUSER

BRIAN OLSON

Waterfront cottage/cabin that is clean and ready to go with two lots and 200 feet of frontage on Helen Lake. $139,900 MLS#: 1111189

2500 County Road 557, Arnold

203 Sunday Lake Street, Wakefield

Twenty acres consisting of mostly hardwoods that would be a great spot to build a home or camp $49,900 MLS#: 1111586

BOB ANDERSON

MLS#: 1111439

BOB SULLIVAN

12651 Goodreau Road, L’Anse

Waterfront home with 225 acres and over 3,000 feet of frontage on walleye-filled Clear Lake. $549,900 MLS#: 1089456

ROB SULLIVAN

$785,000

3304 Castile Road, Wakefield

25377 Campsite Drive, Michigamme Three level cottage with great views on Beaufort Lake. $139,900 MLS#: 1109366

ROB SULLIVAN

N10368 Lake Road, Ironwood

Remodeled and renovated three bedroom home with gardens galore and oversized garage. $105,000 MLS#: 1110852

Lovely three bedroom/two bath turnkey home in a great Ironwood location. $106,000 MLS#: 1109786

SUE FELDHAUSER

SUE FELDHAUSER

Brian Olson

Associate Broker Cell: 906-869-6446

Sue Feldhauser Agent Cell: 906-360-2891

Charles Drury Agent Cell: 906-235-3198

Bob Anderson Agent Cell: 906-362-8388

Don Willson

Agent Cell: 906-202-0457

Toll-free 1-866-231-LAND • www.northernmichiganlandbrokers.com • 2552• 2552 USUS 4141West, Marquette 906-225-LAND (5263) • www.northernmichiganlandbrokers.com • www.premiumupproperties.com West, Marquette


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