Dear Jennifer: FOR THE BETTER!

What makes Jennifer Cunningham Insurances so different?

AGOOD question and I can offer you a number of answers.

I started my company nearly 30 years ago, working from home and developing the business slowly over a number of years. Once established, I employed staff and rented a large office in Javea port, where I am still to this day. How life has changed for me, and for the better. I realised when I moved to Spain, that there was very little help available and what was available was normally in Spanish.

There was no private health insurance, no funeral plans and no insurance dedicated to the Expat, and little customer service.

I started the business selling health insurance for a British company, along with funeral plans. Having lost my husband in Spain, I realised how difficult it was to arrange a funeral and the costs were enormous.

Being very disciplined myself (probably due to my time in the Air Force), I have a strong work ethic. I used to work from home during the day, and I would go out early evenings making home visits until I was busy enough to take someone on to help me. From those early days when I worked tirelessly, I built my company and now have 7 offices. I demand from my excellent and loyal staff that they treat all my clients with respect, courtesy and honesty and offer them the best service that is possible.

I pride myself that the after sales service is the best, a service very rare in Spain. I have a Claims Administrator and a dedicated Renewal department, who will make sure that as your circumstances change, your policies can change with you and you are fully aware of your coverage.

So these are just some of the reasons why we are so special. We are more than just a voice on the phone, offering good, old fashioned service. Not always the cheapest, but the best, working with Liberty Seguros and ASSSA healthcare, who both provide special Expat policies and are the best in the market.

FOR MORE INFORMATION OR A QUOTATION, PLEASE CALL ONE OF MY OFFICES, EMAIL INFO@JENNIFERCUNNINGHAM.NET OR VISIT THE WEBSITE WWW.JENNIFERCUNNINGHAM.NET

Op Quick Crossword

A FINANCIAL watchdog has cut down to just one point what Gibraltar needs to do to set it free from the tax haven grey list.

The Financial Action Task Force (FATF) put the British overseas territory under the microscope for regulatory sanctions and final confiscations in June 2022.

It set Gibraltar’s government an action plan for its agencies to make the changes to its financial system to carry out by May 2023.

The Rock’s authorities sent an update report in December 2022.

Now, FATF is asking Gibraltar to freeze or seize more suspicious ac-

Bad money

counts to take Gib off the grey list..

The task force reported the Rock is ‘now using a range of effective, proportionate, and dissuasive sanctions’ for money laundering and terror financing.

“Gibraltar should continue to show that it is able to pursue more final confiscation judgments commensurate with the risk and context of Gibraltar,” the FATF told the government. The government will present a new report to the FATF in May 2023.

If successful, the FATF will be able to remove Gibraltar from the grey list of territories.

“Gibraltar continues to work closely with the FATF and is proud of the relationship that it has with this international standard setting body,” the government said.

“Government commends the good work of its Regulatory Authorities and Law Enforcement agencies as they work to meet the requirements of the Action Plan.”

The FATF office is located at the OECD (Organisation for Economic Cooperation and Development) HQ in Paris, France.