Alyssa Summer Buyer Packet

Page 1

Alyssa Summer REALTOR® 770.510.3325 asummer@premierfl.com Your Buyer Guide
START CLIENT DEADLINES OFFER Buyer Interview View Properties Loan Pre-qualification Proof of Funds Inspections Walk Through Home Insurance Accepted Fun Tr The Home-Buy with Alyssa S
ESCROW nds For Closing ransfer Utilities
Denied Title Survey Appraisal Loan Commitment CLOSING
Summer
Counter(s)
ying Process
30A M 30A 393 83 331 283 GULF OF MEXICO Alyssa's Office (Watercolor) Publix Sacred He Fire Depar P P Destin VPSAirport f OldS SeaWaterColor Grayton Beach Blue Mountain Beach GulfPlace Dune Allen Alyssa Summer | The Premier Pro
MAP 395 98 WSPY Rosemary Beach eart Hospital rtment Post Office Police Department P P Panama CityECPAirport f P InletBeachSeacrestBeach Alys Beach Kaiya BeachSeacrest WatersoundBeachSWatersoundWestBeach eagrove dSeagroveoeaside r Nature Walk WatersoundOrigins operty Group | 770.510.3325 | asummer@premierfl.com
30A PARKS Alyssa Summer | The Premier Prop
perty Group | 770.510.3325 | asummer@premierfl.com
S & TRAILS

Seaside School Half Marathon & 5k

Digital Graffiti

Alys Beach Art In The Park

WaterColor

( March to May ) ( June to August ) H W S S

Emerald Coast Blue Marlin Classic

Sandestin

4th of July Parades

Seaside & Grayton Beach

E M C S T W

3 R Learn More About Each E www.visitsouthwalton.com/eve Alyssa Summer | The Premier Pro

30A ANNUA
SPRING SUMMER
Seaside R R

AL EVENTS

( September to November )

Eggs On The Beach

Miramar Beach

Harvest Wine Festival

WaterColor

Rosemary Uncorked

Rosemary Beach

Seeing Red Wine Festival

Seaside

Christmas Parade

Seaside (Thanksgiving Weekend)

( December to February )

30A Songwriters Festival

30A

Valentine Tour of Homes

30A

30A Wine Festival

Alys Beach

30A 10k Thanksgiving Day Race

Rosemary Beach

Telluride Mountain Film on Tour

WaterColor

Camellia Festival

Eden Gardens State Park

FALL WINTER
perty Group | 770.510.3325 | asummer@premierfl.com
Event At The Link Below ents/category/top-annual-event/
Get it for iPhone, Text "Summer" to 321.392.2 The easiest real e Check out The Premier Property Group Mobile App! Available for iOS and Android On a tablet, pop out the Gallery View and scroll through listing images. Alyssa Summer | The Premier Pro
, iPad, or Android 2132 to download the app estate app ever. Click a Map Pin or Gallery Photo to see property details, photos, and more With unique features like: •Searching by MLS number, city or ZIP code & preferred CommuteTime •HomeSpotter augmented reality instantly finds nearby properties •Real-time data from the MLS •Agent-branded apps for all agents operty Group | 770 510 3325 | asummer@premierfl com
Address Bedrooms Bathrooms Square Feet - Conditioned Square Feet - Balcony Year Built Beach Frontage Price Projected Gross Rental Income Property Management Fee Annual Maintenance Estimated Property Taxes Insurance HOA Fees Natural Gas Electricity Sample Property TOTAL SUM ESTIMATED NET PROFIT = (20%) (based on a $1 5M sale price) (Contents Insurance For A Condo) ($2,637 Quarterly) ($13 Monthly) ($185 Monthly) 4 3 2,200 sqft 300 sqft 2005 600 ft $1.55M includes cable, internet, water, sewe
Mortgage Interest & Principal Payments Not Include
COST TO OWN: EX
Note:

XECUTIVE SUMMARY

= = INCOME $120,000.0 0 $61,076.00 EXPENSES $58,924.00 $120,000.00---$24,000.00 $5,000.00 $15,000.00 $2,000.00 $10,548.00 $156.00 $2,220.00 r d

PURCHASE & SALE AGREEMENT

CONSIDER THE DESCRIPTION

This is the standard purchase agreement for a home or condo

AS-IS PURCHASE & SALE AGREEMENT

VACANT LAND PURCHASE & SALE AGREEMENT

ADDENDUM: RIGHT TO CANCEL

AFFILIATED BUSINESS DISCLOSURE

This is the as-is purchase agreement for a home or condo.

SELLER HOME DISCLOSURE

This is the purchase agreement used for vacant land

This addendum provides the Buyer the opportunity to cancel the purchase agreement

Notification of the businesses affiliated with the Premier Property Group

The Seller provides a disclosure stating anything defects they know about the property

YOUR KEY DECISIONS TO C

• Name on Deed

• Offer Price & Earnest

• Closing Date

• Financing Terms

• Inspection Period

• Additional Terms

T P T p w T a T d t T t t Alyssa Summer | The Premier Pro

E CONTRACTS

KEY ITEMS

This purchase agreement is created by the Florida Bar. There is another purchase agreement called the Contract for Residential Sale and Purchase, which also may be used.

The document provides the Buyer the right to inspect and cancel the agreement.

The feasibility study provides the Buyer a certain amount of time for due diligence and may cancel the purchase agreement within the feasibility study ime period.

This is not a required document, but if the Seller is willing to sign, it is a benefit o the Buyer. Especially for a buyer who may make an offer on a home before hey can view the property.

Provident Title is affiliated with the Premier Property Group

This is important to review along with the home inspection.

CONSIDER

t Money
Deposit
perty Group | 770.510.3325 | asummer@premierfl.com

FLOOD ZONES

ENVIRONMENTA

All properties are designated w require flood insurance within F Zone A and AE is the designatio can be a concern for properties

Reference: https:// www.co.w

I can provide a quick review of and lender will determine the

GRADE ELEVATION

I have access to maps, which survey company can provide ex

WETLANDS

I can show maps depicting the adding onto an existing home.

PRESERVATION AREAS

Certain land areas may be des expected.

DUNES LAKES & TRIBUTARIES

If a property is within 300’ of a property that can be disturbed.

OTHER LIMITATIONS

Once a top property is selected

Beach Mouse Tiers, CCCL, Whit

fl Alyssa Summer | The Premier Pro

AL INFORMATION

ith a flood zone. Flood Zone X is the most desirable. Lenders typically do not Flood Zone X, however, an owner may elect to purchase flood insurance. Flood on for properties that have a greater chance of experiencing a flood. Flood Zone VE on the gulf or nearby the gulf. alton.fl.us/714/FEMA-Flood-Zones

the flood zones and general locations on a map. The property insurance company flood zone and any insurance requirements for the property.

provide contour lines showing grade elevation above sea level. If desired, a xact elevations.

e approximate location of wetlands, which can restrict building a new home or

signated at preservation, meaning the buildable footprint is not as large as

a dune lake or tributary to a dune lake, there are restrictions on the amount of the

d, I can provide a quick review and explanation of any other limitations such as the e Sand Protection, etc.

perty Group | 770.510.3325 | asummer@premierfl.com

RENTAL BUSY SEASON

PURCHASE OF RE

Spring: 6 weeks for Spring Brea

Summer: 10 weeks for Summer

Fall: 4 weeks for Fall Break star

Winter: Thanksgiving, Christma All holiday & festival weekends

TURN OVER DAY

DEPOSITS COLLECTED AFTER SALE

During the Summer, most renta in and out. When viewing prope home is during the turn over fro cleaned at the same time to pre

When buying a property that ha owner for the future bookings w agreement

RENTAL BOOKINGS AFTER SALE

When buying a property that ha existing bookings. The topic nee the contract clearly describing t

PROPERTY MANAGER AFTER SALE

When buying a property that ha current property manager or ch property manager is selected, t needs to be discussed when pre

PROPERTY MANAGER FEES

Property managers collect a fee income. Some property manage property managers who will be about linens and towels, credit deposits.

RENTAL INCOME TAX

The property manager will colle should be collected on short-te remitted to the Florida Departm Tax that is remitted to the Walto source: www touristtax com/wa

The net income collected by the necessary to answer questions

Alyssa Summer | The Premier Prop

ENTAL PROPERTY

ak starting in March

r Break starting at Memorial Day rting in October

s & New Years Eve

als companies make Saturday their turn over day, which is the day guests check erties that are filled with guests, some times the only available window to see a om 10AM to 3PM. Keep in mind during the turn over, the homes are being epare for the next renter.

s future bookings after the closing date, the deposits collected by the current will be transferred to the new owner. This should be written into the purchase

s future bookings after the closing date, typically the new owner will honor the eds to be discussed when preparing a purchase agreement and written into the agreement between the Seller and Buyer.

s future booking after the closing date, the new owner may stay with the oose to have a new property manager once they take ownership. If a new here may be an impact on the existing bookings after the sale. This topic eparing a purchase agreement and written into the contract.

e for their services. The fee can range from 15% to 40% of the gross rental ers provide more services for their higher fee. I will gladly provide a list of best for you and your new property. Other topics to ask property managers are card transaction fees, VRBO and advertising fees, rental insurance, and security

ect the short term rental tax, which is paid by the renter. The total tax that rm rentals is 12%. The breakdown is 7% for sales tax and surtax, which is ment of Revenue, and the other 5% is for the Walton County Tourist Development on County Clerk of Court’s office. alton/

e home owner will be taxed. A conversation with an accountant may be about income tax, write offs, second home vs investment property, etc.

perty Group | 770.510.3325 | asummer@premierfl.com

Capital City Home Loans

Whitney Fite

770.596.0756

wfite@cchl.com

www.cchl.com

Walton Funding

Robert Cornette

850.608.3029

rcornett@waltonfunding com

www.waltonfunding.com

Mutual of Omaha

Michael Anthony

678-488-0653

manthony@mutualmortgage.com

www.mutualmortgage.com

Cole Inspection Services

Wayne Cole

850.910.1113

wchomeinspect@gmail.com

www.coleinspectionservices.com

Beach To Bayou

Kate Johnson

850.231.3313

info@beachtobayou.com

www.beachtobayou.com

National Property Inspectors

Edward Lannon

850.424.5421

npilannon.npi@gmail.com

www.npiweb.com

Arrow Exterminators

850.862.3631

fortwalton@arrowexterminators.com

www arrowexterminators com

Bryan Pest Control

850.862.3955

swatteam@bryanpestcontrol.com

www.bryanpestcontrol.com

Douglas A. Vanden Heuvel & Associates

850.315.5009

doug@dvan.net

http://www.dvan.net

Voelker Surveying

850 231 6300

ron@voelkersurvey.com

www voelkersurvey com

LOCAL S
TERMITE / WDO / PEST SURVEYOR
MORTGAGE
INSPECTORS
Alyssa Summer | The Premier Pro

SERVICES

TITLE INSURANCE

Provident Title

Lisa Shaffer

850.837.2208

lshaffer@provident-title.com

www.providenttitle30a.com

Shoreline Title

Christy Mooney

850-308-7762

cmooney@shorelinetitlellc.com

www.shorelinetitlellc.com

Porath & Associates

Stephanie Rhoden 850.622.0102

stephanie@porathlaw.com www.porathlaw.com

360 Blue Meredith Spector 850-598-8360

management@360blue.com www.360blue.com

Barefoot Property

Emily Hoyt 850.347.6068

emily@barefoot-30a.com

www.barefoot-30a.com

Beach Habitats 30A

Lanier Marshall 850.733.7433

Lanier@beachhabitats30a.com

www.beachhabitats30a.com

Coastal Insurance

Jenny Lus 850.231.0042

jennifer@coastalcoverage.com www.coastalcoverage.com

Niceville Insurance

Travis Wieland

850.729.,2131

travis@niafl.net

www.nicevilleinsurance.com

Simmons & Small Appraisers

Andrew Small 850.502.6767

andrew@simmonssmall com

Tommy Sholes Inc

850.267.3242

carol@graytonbeach.com

www.tommysholesappraisers.com

PROPERTY INSURANCE APPRAISER
PROPERTY MANAGERS
perty Group | 770.510.3325 | asummer@premierfl.com

REGIONAL UTILITIES

Water & Sewer

OKALOOSA GAS

Natural Gas

CHELCO

MEDIACOM (OPTION)

Electricity

Cable & Internet

CENTURY LINK (OPTION)

Cable & Internet

SERVICE
UTILI
Alyssa Summer | The Premier Pro
ITIES PHONE WEBSITE 850.231.5114 850.729.4700 850.892.2111 844.987.3260 877.862.9343 www.chelco.com www.centurylink.com www.okaloosagas.com www.mediacomcable.com www.regionalutilities.net perty Group | 770.510.3325 | asummer@premierfl.com

WATERCOLOR INN

Gulf Front In Watercolor

34 Goldenrod Circle

Santa Rosa Beach, FL 32459

Watersound Main Entrance

WATERSOUND INN

6652 East County Highway 30A

Watersound, FL 32461

Rosemary Beach Near Gulf

THE PEARL

HIBISCUS CAFE

THE LODGE 30A

63 Main Street

Rosemary Beach, FL 32461

Grayton Beach Near 30A

85 Defuniak Street

Santa Rosa Beach, FL 32459

Seagrove Near Eastern Lake

4721 East County Highway 30A

Santa Rosa Beach, FL 32459

SOME HOTELS FO LOCATION
Alyssa Summer | The Premier Prop

(850) 534-5000

(850) 534-2040

(850) 588-2881

(850) 231-2733

(850) 608-3500

PHONE WEBSITE
OR A QUICK STAY
www.watersoundinn.com www.watercolorresort.com perty Group | 770.510.3325 | asummer@premierfl.com
www.thepearlrb.com www.thelodge30a.com www.hibiscusflorida.com

Good

West 30A

Mimmos

Shunk Gulley

Vue on 30A

WATERCOLOR INN

Blue Mabel

Stinky's Shelby's

Chiringo Grayton

Lunch & Bit More Causal Dining

Seagrove Market Village

Blue Mountain Bakery

Food Trucks Seaside

Grace Pizza & Shakes Shades

Local Catch

Red Fish Taco

Hurricane's Oyster Bar

Chanticleer Eatery

The Big Chill - Kid Centric

Surfing Deer

Old Florida F

Bud & Alley

Great Southe

FOOW Wa

Cafe Th

The Red Bar Gr

Wine World W

Known for Blue M

Bud & A

Crack

The Perf

Big Bad Br

Cowgirl K

Scratch

Biscu Eats a

r Seagrove

Fish House

's Seaside

ern Seaside

aterColor

irty-A

rayton Beach

WaterColor

r Brunch

Mabel

Alley's

ings

ect Pig

reakfast Kitchen

uit Kitchen

East 30A

George's Alys Beach

Restaurant Paradis Rosemary

WEBSITE

Cuvee 30A

Lola's Seacrest Beach

Citizen Alys Beach

Amigo's

Amici's 30A Avenue

The Pearl

Shaka Sushi & Cocktail Bar

Off 30A

Farm & Fire

The Bay

North Beach Social

The Henderson

along
30A
Alyssa Summer | The Premier Pro
perty Group | 770.510.3325 | asummer@premierfl.com
Alyssa Summer | The Premier Property Group | 770.510.3325 | asummer@premierfl.com

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.