SBJ 09-2011

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SEPTEMBER 2011


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Inside S E PT E M B E R

WOMEN IN BUSINESS An affair of the heart: Women in leadership positions do best by maintaining a healthy balance of masculine and feminine traits and behaviors, a strategy offering women the best route to advancement into CEO positions and boardrooms. Gender columnist Jane Sanders explains in her column how to walk the fine line. Page 7

EMPLOYMENT LAW Time off for kids’ school activities: Legal expert and columnist Ed Renshaw offers an explanation and specifics of an Illinois employment law that requires employers to give their employees time off for school-related activities under certain circumstances. The law passed in 1992 is known as the School Visitation Rights Act. Page 11

INDICATORS More bad news: Unemployment jumped in the wrong direction – up – in 16 of 18 counties in Southern Illinois during June 2011, the last month for which complete statistics are available. The biggest spike was 1.8 percent in hard-hit Franklin County, followed by 1.6 percent in Jackson County. Increases of 1 percent were noted in Williamson, Washington, Johnson and Jefferson counties. Gas prices in the region

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averaged nearly $1 more per gallon than in August 2010, but steady growth in passenger air service was recorded at the Williamson County Regional Airport – nearly 37 percent more passengers than at the same time last year. Get the latest on new vehicle sales and other indicators. Pages 12-13

ACHIEVEMENTS Who is in the news? Find out who has been hired, who has been promoted or who has received an award for their efforts in business. Make sure you check out our newest ‘Faces in the News’ collection of business portraits and learn more of achievements and honors in regional businesses. If you know of a business or business person who deserves special recognition for advanced training, a unique honor or a business expansion, please let us know at sbj@thesouthern.com. Page 19

ON THE COVER Clockwise from left: Lifting turbine blades with a crane, Golden, Colo., in April 2001; switchboard operators direct overseas calls in December 1943; onboard the aircraft carrier USS Theodore Roosevelt (CVN 71) U.S. Sailors assigned to the flight deck crew, prepare to launch a French navy F-2 Rafale aircraft, during combined French and U.S. Navy carrier qualifications in July 20, 2008; Mexican farm worker in lettuce field, Blythe, Calif., by Charles O’Rear in May 1972. Provided by The Smithsonian Institution Traveling Exhibition Service.

Bill Ecker, State Farm Insurance ..........20 Carbondale Civic Center .................... 18 Cenury 21 House of Realty..................20 Country Financial, Dennis Woodside .. 16 Custom Cleaners .............................. 19 Datalock .............................................. 8 Dutch Guttering ..................................18 FB McAfoos & Company .................... 22 Feirich, Mager, Green & Ryan.............. 20 Hyannis Air Service, Inc. .................... 22 Jackson & Gray Insurance ..................11 Jim’s Mobile Offices and Homes ........ 16 John A. Logan College ........................ 24 Modern Copier, Inc. .......................... 20 Oliver and Associates, Inc. ................ 15 Pepsi MidAmerica ........................ 15, 20 Raymond James Financial Service ......18

Contact us The Southern Business Journal is a publication of The Southern Illinoisan. Contact us via mail at 710 N. Illinois Ave., Carbondale, IL 62901, or at P. O. Box 2108, Carbondale, IL 62903. Also reach us on the Web at www.sbj.biz and via email at SBJ@thesouthern.com. The Journal is published 12 times per year monthly, and

Publisher: Bob Williams n 618-351-5038

Shawnee College ................................ 9

Editor: Gary Metro n 618-351-5033

SIU Credit Union ................................ 17

Advertising: Jason Woodside n 618-351-5015

mailed to businesses, community development leaders, chambers of commerce members and other professionals in Southern Illinois. Copyright 2011 by The Southern Illinoisan, all rights reserved. A subscription may be obtained by calling 618-529-5454 or 618-997-3356, or by visiting our website.

Sandberg, Phoenix and VonGontard ......8

SIU Small Business Devolopment ..........8 Southern Illinois Healthcare.................. 5

Circulation: Trisha Woodside n 618-351-5035

Southern Illinois University ................ 10

Database Coordinator: Mark Doman n 618-351-5042

Tri County Lawn and Tractor..................16


SEPTEMBER 2011

SOUTHERN BUSINESS JOURNAL

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Cover Story University Museum to feature ‘The Way We Worked’ Mule power to tractor power and many other workplace memories BY LES O’DELL SBJ CORRESPONDENT

Spend some time with Gene Bost and he’s sure to tell you a few stories about the early years of Murphysboro’s Bost Truck Service. After all, Bost began driving trucks as soon as he was big enough to see over the steering wheel and took over the company’s daily operations in 1948 at age 17. Bost will share stories of successes, challenges and technological advances throughout the years. It is likely he also will reminisce, page by page, through a photo album. “There is value in remembering how we used to do our jobs,” he says. “I think it’s good that we look back at the past; that’s how we can discover the changes and the improvements.” He’s not alone. Throughout the region and country, people are eager to share their experiences relating to earning a living — among them, coal miners willing to dredge up their stories and struggles, shopkeepers excited to relive memories, farmers recalling old tractors and mules and laborers talking about hard work in hot factories. Many of the circumstances, photographs and stories Bost and others remember are featured in “The Way We Worked,” a traveling exhibition making a stop in the region Oct. 1 through Nov. 12. The program is an effort of Museums on Main Street, a national partnership of The Smithsonian Institution, state humanities councils and local organizations. Carbondale Community Arts is organizing the local program, along with numerous other organizations, underwriters and sponsors, including The Southern Illinoisan, publisher of Southern Business Journal. The program, which will be based at The University Museum at SIU Carbondale and a variety of other locations, is part of an adaptation of an original exhibition, developed by the National Archives, which focuses on the way Americans have worked during the last century and a half through photographs, artifacts, clothing, art and

THE SOUTHERN FILE PHOTO

An old U.S. Postal Service buggy in Carbondale.

displays. Some displays will offer commentary via cell phone, providing additional information for visitors. The stop in Carbondale is the exhibition’s first in Illinois, and it will feature a distinct Southern Illinois feel. “One of the things that national museums try to do is outreach to the states,” explains Dona Bachman, director of The University Museum. “They were looking for different sites in Illinois to bring this exhibit, with the implied direction that this would not just be a general exhibit on working, but that each community would talk about people working in their area. It’s particularly important for Southern Illinois because so much of our country is now urban, and Southern Illinois isn’t. Some of the photographs and the discussion in the traveling exhibit definitely focus on urban life and experience, so that allows us to look at our own backyard in a much more relevant way.” She adds that the local aspects of the exhibit pertaining to agriculture, mining, SEE COVER / PAGE 4

Find more business news at www.sbj.biz.

PROVIDED BY THE SMITHSONIAN INSTITUTION TRAVELING EXHIBITION SERVICE

Navy Lieutenant Commander Dorothy Ryan checks a patient’s medical chart aboard the hospital ship USS Repose, off South Vietnam in April 1966.


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COVER: University Museum to feature ‘The Way We Worked’ FROM PAGE 3 manufacturing, migrant work, education and other areas of labor will be prominent. “We’ve had a researcher studying demographics, studying historical records, and he’s put together a pretty clear picture of how many people worked in agriculture, how many worked in the mines, etc., over the past decades. I think people will get a real sense of working in Southern Illinois.” Carolyn Snyder, president of Carbondale Community Arts, says special events and presentations will give the national exhibit a little local flair. “It will be unique in Southern Illinois because, in addition to the Smithsonian exhibition, there will be other things, including weekly lectures and educational school program,” she says. “Another important point is that we are partnering with the Southern Illinois Association of Museums as part of this, and so we’re also planning on special complimentary programming at the Varsity Center for the Arts and Carbondale Civic Center, as well as many of the museums throughout Southern Illinois, which will be having related exhibits.” Special events related to “The Way We Worked” include a lecture on the way that labor is portrayed on television and in films, tours of Civilian Conservation Corps work sites in the area and presentation on changes in agriculture and rural areas, as well as special performances by Carbondale’s Stage Company. The Southern Illinoisan is developing a special exhibit in the newspaper’s lobby, showcasing changes in news media as well as forecasts for the future. “I doubt there is another industry that has seen the work changed more than in the newspaper industry,” says Gary Metro, editor of The Southern Illinoisan and Southern Business Journal. “In a century, we’ve been transformed from a very labor intensive, print-only medium into a digitally driven producer of content for a variety of platforms: the daily newspaper; our website, thesouthern.com; niche products, such as Southern Business Journal and our upscale culture magazine, Life & Style in Southern Illinois. We once worked on typewriters, used Speedgraphic

PROVIDED BY THE SMITHSONIAN INSTITUTION TRAVELING EXHIBITION SERVICE

Young loom workers at Bibb Mill No. 1 in Macon, Ga., by Lewis W. Hine in January 1909.

cameras and watched Linotype operators create type that was set into printing plates. Now, we use computers and even smartphones to report words and images, other computers to build pages and more electronic wizardry to create printing plates directly from digital images. Only the printing presses and delivery methods are largely unchanged from a century ago.”

The focus of “The Way We Worked” is not solely historical, Bachman says. “We’re not only looking back on the history of working in Southern Illinois, but we’re also looking forward to the kinds of opportunities that there will be in the future,” she explains. Programs and interactive displays are SEE COVER / PAGE 6

Schedule of events for ‘The Way We Worked’ Oct. 1: Exhibits open to public, 1 to 4 p.m., and Work Stories Collection Day with guided tours at 2 and 3 p.m., SIU University Museum Oct. 3: “Ayers and Lord Tie Plant of Carbondale” exhibit opens at noon, African American Museum Oct. 5: “Hops and Vines,” story of beer making and wine making in Southern Illinois, Varsity Gallery Oct. 6: Guest lecture by Bob Bruno of University of Illinois-Chicago School of Labor and Employment Relations, “Labor as Seen on TV and Films, 6 p.m., SIU University Museum Oct. 7: Opening reception for “Hops and Vines,” 6 p.m., Varsity Center Gallery Oct. 13: Guest Lecture by Judy Travelstead of Cobden Historical and Genealogy Museum, “Migrant Workers of Union County,” 6 p.m., SIU University Museum Oct. 14, 15, 16: Stage Company production, “Nickel and Dimed, 7:30 p.m., Varsity Center for the Arts Oct. 20: Opening reception for art exhibit by Robert Ketchens, “Sharecroppers of Missouri Strike,” 5 p.m., with a lecture on exhibit by Ketchens at 6 p.m., Carbondale Civic Center Oct. 21, 22, 23: Stage Company production, “Nickel and Dimed, 7:30 p.m., Varsity Center for the Arts Oct. 23: Self-guided tour of CCC work sites and camps Union, Pomona and Hutchins, 2 to 5 p.m., begin at Trail of Tears State Park and end at Pomona Winery Oct. 27: Late night hours at SIU University Museum, 4 to 7 p.m. Nov. 1: Panel discussion on the future of work in Southern Illinois with guest panelists SIU President Glenn Poshard, Southern Illinoisan Editor Gary Metro, John A. Logan College President Robert Mees and Man-Tra-Con CEO Kathy Lively, 7 p.m., SIU University Museum Nov. 3: Late night hours at SIU University Museum, 4 to 7 p.m. Nov. 4: Museum Crawl “Open House” at seven exhibit sites in Carbondale, 4 to 7 p.m., with reception following at Varsity Center for the Arts Nov. 6: Lecture by Jane Adams, retired SIU anthropologist, “Changes in Rural Farms and Communities,” 2 p.m., General John A. Logan Museum, Murphysboro Nov. 10: Closing reception, 4 p.m., SIU University Museum



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Economic Conditions After the downgrade BY SCOTT MCCLATCHEY SBJ CONTRIBUTOR

Unprecedented and unsettling. Standard & Poor’s issued a historic downgrade of U.S. debt Aug. 5, sensibly waiting until the market week had concluded to send a McClatchey shock wave toward global investors. It reduced America’s long-term debt rating, which had been AAA since 1941, to AA+. S&P felt Congress did too little too late. The credit rating agency had threatened to lower the boom if Congress passed any deficit reduction plan smaller than $4 trillion in scope. The Budget Control Act of 2011 “falls short of what, in our view, would be necessary to stabilize the government’s medium-term debt dynamics,” an S&P statement noted. It also retained its “negative” credit outlook on the U.S. S&P also is skeptical that the federal government can collect more money from taxpayers. Its analysts do not think the Bush-era tax cuts will sunset at the end of 2012 “because the majority of Republicans in Congress continue to resist any measure that would raise revenues.” On Aug. 5, S&P sovereign ratings committee chairman John Chambers told Fox News that the new AA+ rating could be cut to AA within six to 24 months if the U.S. doesn’t arrange to slash $4 trillion

Unimpressed with U.S. deficit reduction plans, S&P delivers on its warning from its deficit in the next decade. The implication: Congress better agree on more cuts by February. China’s comments. The world’s largest holder of U.S. debt issued a withering critique of Congress through Xinhua, its official news agency. The state commentary stressed that the U.S. has a “debt addiction” only curable via major cuts to defense spending and entitlement programs. It also said that the option of a “new, stable and secured global reserve currency” should be explored. The Treasury’s claim. The Treasury argued that S&P’s analysis contained an accounting error that unnecessarily added $2 trillion to its projection of U.S. debt. S&P admitted the error, but stuck with the downgrade. So what happens now? The early August global response aside, analysts are divided as to what the short-term impact might be for the American economy. Could it cripple the recovery, or just prove inconvenient to it? Demand was big for Treasury notes even before the threatened downgrade, and Treasuries still symbolize comparative safety to institutional investors, so an August selloff might be short-lived. If this turns out to be the case, the effect on interest rates might be less significant than feared. In the opinion of JPMorgan Chase

analysts, Treasury yields could increase by 60 to 70 basis points as a result of the downgrade, translating to $100 billion in added annual borrowing costs for America. Citing Federal Reserve research, these analysts think that an increase of 50 basis points in Treasury yields (0.5 percent) could take a 0.4 percent bite out of U.S. GDP. When might the U.S. recapture its AAA rating? It might take years for that to happen. S&P has cited political gridlock on Capitol Hill as a major reason for the downgrade, and it doesn’t see that going away in upcoming months. On top of that, the U.S. economy expanded just 1.3 percent in the first half of 2011 — about half the pace needed to dispel the lingering effects of recession. Are mortgage rates going to go north? Maybe; maybe not. Rates on conventional mortgages have a direct relationship with 10-year Treasury yields. Recently, those yields have dramatically fallen, and demand for longer-term Treasury notes has been palpable. Interest rates on auto loans might see a spike, as those rates are pegged to two-year notes and factors like the LIBOR rate. The hardest hit might come from credit card issuers. Credit card interest rates reflect the prime rate. Credit.com credit card advisor Beverly Blair Harzog told CNNMoney that she believed credit card firms could possibly

Find more business news at www.sbj.biz. jack up rates 1 to 5 percent as a result of jitters over the downgrade. Wall Street might sail through this. Does that sound far-fetched? Look at some historical examples. S&P downgraded Canada’s AAA credit rating in the spring of 1993, yet Canadian stocks gained 15 percent in 1994, and our northern neighbor had its AAA rating back by 1997. Moody’s Investors Service downgraded Japan in November 1998, and its stock market advanced more than 25 percent in the next 12 months. Italy, Canada, Ireland, Japan, Belgium and Spain have all suffered S&P downgrades from AAA, and most of these cuts had little sustained impact on government bond yields. What’s your outlook? You might be considering some major moves in the wake of the S&P decision. Remember that impulsive decisions are often regretted down the line. Confer with the financial professional you trust to determine what you may (and may not) want to do. SCOTT MCCLATCHEY is a certified financial planner with Alliance Investment Planning Group, a Carbondale investment firm located at 115 S. Washington St. He can be reached at 618-519-9344 or scott@allianceinvestment planning.com. He also provides investment, retirement planning and insurance services to SIU Credit Union members through the SIU Credit Union Investment Services partnership. Securities offered through LPL Financial, member FINRA/SIPC.

COVER: University Museum to feature ‘The Way We Worked’ FROM PAGE 4 planned to present the future of work in the region. “The program is not just about the past,” adds Kathy Lively, CEO of the Marion-based Man-Tra-Con, a workforce development organization. Lively is assisting event planners with activities for students and young adults.

“Although the exhibition focuses on the way we worked, the local pieces, the panel discussions and presentations all look to the future for Southern Illinois.” Lively says “The Way We Worked” should appeal to area youth with career development aspects and demographics and statistics about different career sectors. Past, present and future, “The Way We Worked” covers a wide range of fields,

eras and experiences, says Nancy Stemper, executive director of Carbondale Community Arts. “It is a wonderful opportunity, a huge topic and one that has many implications for our region, both in terms of understanding our own work culture and heritage and also in applying lessons for the future, looking forward to the workplaces of the 21st century and grooming a workforce for that future,”

she says. The University Museum exhibition will be open from 10 a.m. to 4 p.m. Tuesdays through Fridays and 1 to 4 p.m. Saturdays. Additional information is available by calling the museum at 618453-5388. LES O’DELL of Carbondale is a regular contributor to Southern Business Journal and The Southern Illinoisan.


SEPTEMBER 2011

SOUTHERN BUSINESS JOURNAL

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Women in Business Leadership is an affair of the heart BY JANE SANDERS SBJ CONTRIBUTOR

“Surrendering to our feminine selves is the most progressive line of development because it honors, instead of represses, our emotions. We’re definitely headed for the boardrooms and Sanders the White House. But, when we get there, we must arrive as women, not men in drag.” I love this quote by Marianne Williamson in her book, “A Woman’s Worth.” It so perfectly reinforces my theory of the importance of authenticity in leadership success. Prompted by my own experience in the corporate world, and furthered by much study in this area, my belief is that a healthy balance of feminine and masculine traits and behavior leads to the best chance of advancement and success for both men and women. However, in people’s desire and focus to make it in a “man’s world,” they often have lost touch with the innate feminine parts of themselves, stomping on their intuition, stifling their creativity, hardening their communication, forgetting who they really are, getting out of balance and losing confidence and self-awareness. Yet, these are the qualities that any business leader, male or female, must have to be successful at the top. Women can’t be resilient, take risks, be clear and direct, make hard decisions or pursue challenging assignments if they have lost touch with their confidence and self-awareness. And, men won’t reach their potential, nor get best results from staff, if they lose touch with their empathy, communication and relationship skills, intuition or creativity. But, that’s exactly what many have done to try to fit in, however unintentionally. Consequently, many people have compromised and buried deep their authenticity. They have cut themselves off from the power that stems from using inherent, right- and left-brain strengths. Lost, too, are many of their chances for

advancement. In Fortune magazine’s articles, during the last few years, profiling the most powerful women in business, those interviewed expressed owning a combination of aggressive and hardcharging tendencies, but they also were nurturing, extensive communicators and relationship-builders with passion and emotion. In “A Woman’s Worth,” Williamson calls this fore-mentioned tendency by women to ignore and undermine natural feminine traits the “Amazon neurosis” — the woman who tries to achieve at the expense of her tender places. In “Dancing on the Glass Ceiling,” Candy Deemer and Nancy Fredericks refer to this loss of self to get ahead in this way: “We have forced ourselves to undergo a sort of psychic sex change — to become tough, analytical, rational and unemotional — thinking that these male traits of leadership would be the key to the top-executive ranks. We believed that if we could just fit in, we would succeed. Well, we were wrong.” Until recently, most people have lacked a female blueprint for success, and so they turned to male models for direction. As the possibility of “success” gets closer and closer, women become less aware of the split between who they appear to be and who they really are. They feel, sometimes unconsciously, that in order to get to the top, they must sacrifice their womanly strengths and femininity. Men moved away from their feminine side early in life in response to society’s pressure to “be a man.” Many businesspeople ignore intuition and celebrate logic, bury emotions and rely solely on rationality. Leadership requires both sides of our brains. It is a balance of masculine and feminine skill sets, with an edge toward the feminine. Authors Fredericks and Deemer report, “The feminine side of leadership is not just an equal partner with the masculine, it is the majority partner. So, while the perception of leadership is overwhelmingly masculine, the actions and experiences of leadership are primarily feminine. Great leaders are communicators and relationship builders; they are creative and intuitive; they are collaborative; they are occasionally

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Many businesspeople ignore intuition and celebrate logic, bury emotions and rely solely on rationality. Leadership requires both sides of our brains. It is a balance of masculine and feminine skill sets, with an edge toward the feminine.

‘Surrendering to our feminine selves is the most progressive line of development because it honors, instead of represses, our emotions. We’re definitely headed for the boardrooms and the White House. But, when we get there, we must arrive as women, not men in drag.’ MARIANNE WILLIAMSON

Kouzes end their book, “The Leadership Challenge,” with this paragraph: “Of all the things that sustain a leader over time, love is the most lasting. It’s hard to imagine leaders getting up day after day, putting in the long hours and hard work it takes to get extraordinary things done, without having their hearts in it. The best-kept secret of successful leaders is love: staying in love with leading, with the people who do the work, with what their organizations produce, and with those who honor the organization by using its work. Leadership in not an affair of the head. Leadership is an affair of the heart.”

AUTHOR OF ‘A WOMAN’S WORTH’

emotional; and, they are always supportive. Great leaders are also visionaries and risk takers; they are decisive and highly competitive. In short, they are a blend of skill sets, where the formula tends to be masculine minority/feminine majority, even if they are men (and, especially if they are women).” In closing, and further supporting this feminine aspect of leadership so near and dear to my heart, Barry Posner and Jim

JANE SANDERS, president of GenderSmart Solutions, is an expert in gender issues and communication and helps companies recruit, retain and sell to women. She is a consultant, coach and speaker in the areas of gender communication, recruiting and retention of women, selling to women, strategic life planning, authentic leadership confidence and presentation skills. The author of “GenderSmart: Solving the Communication Puzzle Between Men and Women,” she can be reached at 618204-5540, jane@janesanders.com or www.janesanders.com.


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FREE WORKSHOPS Starting a Business in Illinois: This two-hour informational seminar covers the basic requirements of starting your own business including: legal structure, start-up requirements, finding financing and business planning basics. An optional business startup toolkit is available for $15. Our Business Start-Up Kit, available in both print and electronic format, includes the following materials: a business start-up checklist, the presentation slides, financing questions and answers packet, a sample business plan, federal and state tax identification applications, and much more. September 15 Thursday 6-8 p.m. Dunn-Richmond, Room 150, SIU October 5 Wednesday 9-11 a.m. Chester, Randolph County Courthouse (1 Taylor Street) October 17 Monday 9-11 a.m. Dunn-Richmond, Room 150, SIU November 4 Friday 1-3 p.m. Marion, Man-Tra-Con IL Star Centre Mall December 5 Monday 1-3 p.m. Dunn-Richmond, Room 150, SIU Using Social Media in Business: This informational seminar covers the different types of social networking platforms that are available as well as the benefits of incorporating social networking into a business’s marketing plan. September 15 Thursday 2-4 p.m. Dunn-Richmond, Room 150, SIU International Trade: Are You Ready to Export? This brief workshop will help assess the readiness of a small business to venture into the global marketplace. This seminar is for companies that want to begin exporting. October 17 Monday 11 a.m. – 12 p.m. Dunn-Richmond, Room 150, SIU Intro to Government Contracting: This brief workshop will highlight the basic requirements for state and federal contracting as well as discuss local requirements and will explain certifications that business owners may apply for based on their location, ethnicity, and gender. November 4 Friday 12-1 p.m. Marion, Man-Tra-Con IL Star Centre Mall Finding Financing: This informational seminar details how to put together funding for your small business as well as provides in-depth information on all the possible financing options currently available for small businesses. October 5 Wednesday 5-7 p.m. Dunn-Richmond, Room 150, SIU November 4 Friday 3-5 p.m. Marion, Man-Tra-Con IL Star Centre Mall

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SEPTEMBER 2011

SOUTHERN BUSINESS JOURNAL

11

Employment Law Employees entitled to time off from work for kids’ school activities BY ED RENSHAW SBJ CONTRIBUTOR

With school back in session, it’s a good time to revisit a topic that was discussed several years ago in this column — employees who ask for time off to attend their Renshaw children’s schoolrelated activities. You may be surprised to learn that Illinois has a law that specifically addresses these situations and requires employers to give their employees time off for school-related events under certain circumstances. The law, passed in 1992, is called the School Visitation Rights Act. Specifically, the act requires an employer to give an employee up to eight hours during any school year “to attend school conferences or classroom activities related to the employee’s child if the conference or classroom activities cannot be scheduled during non-work hours.” (There’s nothing in the law about grandchildren.) No more than four hours can be taken on a single day. Note that the act refers to “classroom activities.” There is nothing in the law that would require an employer to give an employee time off from work to attend the big football game. The act applies to all public employers (government entities) and to private employers with 50 or more employees. However, not all employees are covered by the act. To be covered by the law, an employee must have worked for the employer a minimum of six months and must have worked at least half-time during the six months preceding the date that time off from work is requested. An employee is entitled to use the eight hours only if there is no other leave time available for use. In other words, the employee can be required to use all

vacation time, personal leave days and any other leave that might be available (other than sick leave or disability leave) before the employer is required to grant the additional time off required by the act. In order to obtain time off to visit the school, the employee is supposed to provide a written request at least seven days in advance of the date of the school activity. However, if the school visit is an emergency (perhaps a discipline problem), the advance notice requirement can be reduced to 24 hours. If the employee has exhausted all paid leave, the time taken off to visit the school can be unpaid leave. The act emphatically states that there is no requirement that employees be paid for the time away from work visiting the school. The act also prohibits an employer from requiring the employee to make up the missed time. Although you generally cannot require make-up time, the act encourages employers to “make a good faith effort” to permit employees who want to make up the time to do so. However, the employer is not required to grant make-up time if that would cause any of the work to be paid as overtime. What happens if you don’t believe your employee really is going to a school activity? Employees should be advised before they head off to school that they must obtain verification from the school that the visit took place. School administrators should know of this requirement and should have forms on hand to give to the employee. If an employee fails to provide verification of the school visit within two working days after the leave was taken, you can treat the time off as an unexcused absence and impose whatever discipline is appropriate under your policies. Although it may be unlikely, it is possible you could have several employees asking for school visitation leave at the same time (an open house at the school, perhaps). What if granting leave to multiple employees would prevent you from running your business

Find more business news at www.sbj.biz. during that period of time? The act states that if granting multiple school visitation leaves would cause more than 5 percent of your employees to be absent from work at the same time, leave can be denied. Presumably, leave requests should be handled on a “first come, first serve” basis so that leave would be denied only to those employees who would take you over the 5 percent mark. Always be careful in denying school visitation leave. It is a criminal offense to violate the act, punishable by up to

$100 for each offense. So, remember, if parents or guardians need time off for a classroom activity, you probably have to give it to them — and not just because there’s a law, but because it’s good for the parents and their children. EDWARD RENSHAW is a partner with the Carbondale law firm of Feirich/Mager/ Green/Ryan. F/M/G/R is a general practice law firm offering a full range of legal services, including labor and employment law, commercial transactions, banking, real estate, workers’ compensation, municipal law and estate planning. The firm’s telephone number is 618-529-3000, and its website is www.fmgr.com.


S

O

U

T

H

E

Retail sales for Southern Illinois cities City Anna Benton Carbondale Carterville Chester Du Quoin Harrisburg Herrin Jonesboro Marion Metropolis Mount Vernon Murphysboro Nashville Pinckneyville Red Bud Sparta Vienna West City West Frankfort REGION ILLINOIS

YTD May 2011

2010

2009

2008

2007

2006

49.1 35.7 254.0 17.2 22.2 45.7 89.8 62.3 4.6 284.1 42.1 218.8 44.8 43.9 16.8 30.2 52.9 15.2 35.2 51.3 $1,415.9 $62,667.7

120.9 69.5 598.0 42.2 55.3 77.1 195.0 153.4 11.8 683.1 82.0 507.0 130.6 96.6 38.5 75.2 128.5 39.9 87.8 112.4 $3,304.8 $147,232.0

114.5 69.4 565.5 39.9 52.9 100.8 191.9 147.2 12.5 676.0 77.1 476.7 129.1 107.9 37.2 70.1 126.4 37.1 91.9 111.4 $3,235.5 $139,593.2

113.3 71.4 587.7 40.1 51.5 91.9 179.3 135.9 12.4 673.4 75.9 482.8 117.1 101.8 39.0 77.7 130.5 40.5 89.6 111.2 $3,223.0 $237,438.0

112.3 72.4 607.4 40.3 51.7 94.4 173.6 134.4 11.3 662.4 79.8 461.5 94.9 105.2 35.8 73.7 129.5 39.8 82.8 111.4 $3,174.7 $180,162.7

111.7 75.0 610.4 39.9 54.0 103.1 168.5 137.5 11.5 592.7 74.8 501.0 93.0 105.7 41.7 82.5 133.1 36.9 77.7 106.8 $3,157.6 $173,362.8

R

N I L L I Chicago Fed Midwest % change 06-10 Manufacturing Index

p q q p p q p p p p p p p q q q q p p p p q

8.2% 7.3% 2.0% 5.8% 2.4% 25.2% 15.7% 11.6% 2.6% 15.3% 9.6% 1.2% 40.4% 8.6% 7.7% 8.8% 3.5% 8.1% 13.0% 5.2% 4.6% 15.1%

The CFMMI is a monthly estimate by major industry of manufacturing output in the Seventh Federal Reserve District states of Illinois, Indiana, Iowa, Michigan and Wisconsin. It is a composite index of 15 manufacturing industries, including auto and steel, that uses electrical power and hours worked data to measure monthly changes in regional activity. It is compared here to the national Industrial Production index for Manufacturing (IPMFG). Base year is 2007. Starting in November 2005, the index excluded the electricity component. 105 104 103 102

IPMFG June 11 90.8

100 98 94 90 88 86 84 82

SOURCE: LATEST STATISTICS AVAILABLE FROM THE ILLINOIS DEPARTMENT OF REVENUE. FIGURES ARE IN MILLIONS.

81 80

Unemployment rates for Southern Illinois counties, state and nation Alexander Franklin Gallatin Hamilton Hardin Jackson Jefferson Johnson Massac Perry Pope Pulaski Randolph Saline Union Washington White Williamson .,REGION ILLINOIS U.S.

Labor force

Jobless

June 2011

3,098 17,720 2,707 4,041 1,907 31,174 20,586 5,315 7,329 9,398 2,050 2,865 15,516 13,265 8,295 8,680 7,933 34,820 196,699 6,684,549 154,538,000

399 1,991 231 299 196 2,378 1,679 501 680 945 186 291 1,185 1,190 849 585 556 2,822 16,965 649,404 14,409,000

12.9% 11.2% 8.5% 7.4% 10.3% 7.6% 8.2% 9.4% 9.3% 10.1% 9.1% 10.2% 7.6% 9.0% 10.2% 6.7% 7.0% 8.1% 8.6% 9.0% 8.7%

May 2011 June 2010 13.5% 9.4% 8.8% 7.3% 10.1% 6.0% 7.2% 8.4% 8.6% 9.0% 8.8% 9.4% 7.0% 8.3% 9.4% 5.7% 6.7% 7.1% 8.4% 8.6% 8.7%

11.7% 13.2% 9.7% 9.4% 12.0% 8.6% 9.4% 10.9% 10.8% 12.5% 10.9% 12.1% 9.0% 10.0% 11.8% 7.6% 8.2% 9.3% 10.4% 10.1% 9.3%

SOURCE: ILLINOIS DEPARTMENT OF EMPLOYMENT SECURITY, U.S. DEPARTMENT OF LABOR. FIGURES ARE NOT SEASONALLY ADJUSTED.

Change month q p q p p p p p p p p p p p p p p p p p p

0.6 1.8 0.3 0.1 0.2 1.6 1.0 1.0 0.7 1.1 0.3 0.8 0.6 0.7 0.8 1.0 0.3 1.0 0.2 0.4 1.0

78

Change year p q q q q q q q q q q q q q q q q q q q q

76 74

CFMMI June 11

1.2 72 84.0 2.0 70 68 1.2 2.0 66 1.7 64N D J F M A M J J A S O N D J F M A M J ’11 ’10 ’09 1.0 1.2 SOURCE: FEDERAL RESERVE BANK OF CHICAGO 1.5 1.5 2.4 1.8 1.9 June 11 June 10 Change 1.4 1.0 MONTHLY TOTALS 1.6 904 661 p 36.8% 0.9 YTD TOTALS 1.2 1.2 2,433 1,854 p 31.2% 1.8 2010 2009 Change 1.1 ANNUAL TOTALS 0.6 7,478 2,750 p 171.9%

Williamson County Regional Airport passengers

N


O

I S I N Consumer credit score

D

Credit scores are numeric reflections of financial behavior and credit worthiness and they are based on information included in a credit report. Ranging from 330 to 830, a higher score means a lower credit risk. Scores are from August 2011.

A

T

698

Murphysboro

Region

699

692

State

U. S.

O R S U of I Flash Index

Total cars, trucks sold based on title applications filed. Excludes motorcycles, trailers.

New vehicle sales June 11 June 10 14 130 27 22 9 148 76 34 18 52 10 18 86 72 37 47 57 179 1,036

C

694

SOURCE: EXPERIAN

Alexander Franklin Gallatin Hamilton Hardin Jackson Jefferson Johnson Massac Perry Pope Pulaski Randolph Saline Union Washington White Williamson REGION

I

p p p q p p p p q q p

13 82 19 27 4 111 62 29 24 55 6 18 89 72 48 38 37 159 893

q

q p p p p

Change

2010

7.7% 58.6% 42.1% 18.3% 125.0% 33.3% 22.6% 17.2% 25.0% 5.5% 66.7% 0.0% 3.3% 0.0% 22.9% 23.7% 54.1% 12.6% 16.0%

126 965 222 236 97 1,320 848 327 269 558 73 129 844 793 486 446 571 1,796 10,097

2009 137 989 184 224 94 1,348 842 353 278 565 85 124 936 719 447 515 471 1,868 10,179

q q p p p q p q q q q p q p p q p q q

Change 8.0% 3.3% 20.7% 5.4% 3.2% 2.1% 0.7% 7.4% 3.2% 1.2% 14.1% 4.0% 9.8% 10.3% 8.7% 13.4% 21.2% 3.9% 0.8%

Home sales Alexander Franklin Gallatin Hamilton Hardin Jackson Jefferson Johnson Massac Perry Pope Pulaski Randolph Saline Union Williamson ILLINOIS

2 87 5 2 5 93 77 13 24 29 2 5 40 41 14 154 29,316

Q2 10 2 83 1 7 3 135 90 23 35 30 1 2 44 35 19 196 35,746

SOURCE: ILLINOIS ASSOCIATION OF REALTORS

Change

0.0% p 4.8% p 400.0% q 71.4% p 66.7% q 31.1% q 14.4% q 43.5% q 31.4% q 3.3% p 100.0% p 150.0% q 9.1% p 17.1% q 51.7% p 5.9% q 18.0%

July 11 97.8

J

F

M

A

M

2010 19 259 8 8 8 358 264 78 91 116 8 6 131 122 84 590 103,455

2009 15 258 9 7 13 382 278 64 92 126 6 13 135 100 94 654 107,782

p p q p q q q p q q p q q p q q q

J

J

A

S

O

N

D

J

F

M

A

M

' 09

J

J

A

S

O

N

D

F

J

M

' 10

A

M

J

J

' 11

SOURCE: INSTITUTE OF GOVERNMENT AND PUBLIC AFFAIRS, UNIVERSITY OF ILLINOIS

Hotel/motel stats

Consumer Price Index

Total amount of revenue generated in Carbondale by hotels and motels for room rentals only.

The CPI measures average price changes of goods and services over time, with a reference base of 100 in 1982-84.To put into context, a current CPI of 194.5 means a market basket of goods and services that cost $100 in 1982-84 now costs $194.50.

Feb 11 Feb 10 MONTHLY TOTALS $497,450

Change

$491,008 p

YTD TOTALS

$917,273 p

$924,422

2009 ANNUAL TOTALS

2008

Change 26.7% 0.4% 11.1% 14.3% 38.5% 6.3% 5.0% 21.9% 1.1% 7.9% 33.3% 53.8% 3.0% 22.0 % 10.6% 9.8% 4.0%

$28,250 $42,000 $45,000 $51,750 $26,000 $93,000 $95,000 $61,000 $79,500 $48,500 $96,500 $55,000 $66,450 $62,000 $77,500 $99,125 $142,000

$110,000 $49,000 $12,000 $65,500 $110,000 $115,000 $78,950 $100,500 $69,500 $57,971 $27,400 $61,900 $83,500 $43,500 $60,000 $104,000 $160,000

1.3%

U.S. city average July 11 225.9

226

224

0.8%

Change

$7,520,856 p

MEDIAN SALES PRICE Q2 11 Q2 10

Total units sold, including condominiums

Q2 11

108 107 106 105 104 103 102 101 100 99 98 97 96 95 94 93 92 91 90 89

$7,725,727

SOURCE: ILLINOIS SECRETARY OF STATE’S OFFICE. LATEST DATA AVAILABLE.

The Flash Index is an early indicator of the Illinois economy’s expected performance. It is a weighted average of growth rates in corporate earnings, consumer spending and personal income. An index above 100 indicates expected growth; an index below 100 indicates the economy is contracting.

222

220

218

2.7%

Midwest urban July 11 216.1

216

214

q q p q q q p q p q p q q p p q q

Change 74.3% 14.3% 275.0% 21.0% 76.4% 19.1% 20.3% 39.3% 14.4% 16.3% 252.2% 11.1% 20.4% 42.5% 29.2% 4.7% 11.3%

212

210

208

206 J

A

S ‘10

O

N

D

J

F

M ’11

A

M

J

J

SOURCE: U.S. DEPARTMENT OF LABOR

Prices at the pump Average price per gallon of regular, unleaded gas as of July 22 and Aug 25, 2011.

Metro East Springfield Illinois U.S. SOURCE: AAA

Aug 11

July 11

$3.60 $3.69 $3.78 $3.58

$3.83 $3.76 $3.89 $3.70

Aug 10 $2.67 $2.63 $2.77


14

SOUTHERN BUSINESS JOURNAL

SEPTEMBER 2011

Money Matters Strength from a weakened dollar BY MICHAEL P. TISON SBJ CONTRIBUTOR

Reactions to news of a weakening U.S. dollar vary widely, depending on specific interests. Travelers may wonder whether they can afford that planned trip to Italy because hotel and Tison meal costs rise as the dollar sinks against the euro. Domestic vacationers may have similar concerns as oil is priced in the U.S. dollar, and a weak dollar contributes to the rising cost of fossil fuel. That can lead to airline fuel surcharges and an escalating cost per gallon at the pump. There is another side to this story, of course. “Weak” tends to be a pejorative term; most don’t aspire to be weak at anything. Weakness denotes something bad, while “strong” is generally thought to be good. Yet, where the dollar is concerned, there can be advantages to a certain amount of weakness, as well as strength. Certainly, importers and U.S. travelers welcome a strong dollar because it makes everything cheaper for them. Exporters and manufacturers generally like a weaker dollar because goods and services sold overseas seem less expensive. U.S. trade deficits tend to contract when the dollar is weak and expand when it is strong.

Find more business news at www.sbj.biz.

Investor options For investors, the weaker dollar opens up a new world of potential that many may find worth exploring. It offers another incentive to Americans who are singularly unadventurous when it comes to investing abroad. A weakened dollar may call for a reassessment of attitude. The weaker dollar trade is also one of the factors causing a considerable increase in the price of gold. Since Nixon ended the gold standard, gold generally has been moving upward. As the dollar decreases in price, it takes more and more dollars to buy the same ounce of gold. However, the markets are forward thinking, and there is a chance that gold is getting priced for perfection. Market observers have long been suggesting that investors keep at least part of their portfolio in foreign holdings, or at least U.S. firms that have strong foreign currency revenue streams. While it is not true in every specific instance, as the dollar fails, other currencies tend to rise, which means goods and services denominated in that foreign currency gain in value. There are several ways to attempt to take advantage of this.

considering the large U.S. multinationals, those blue chip firms whose revenue comes from both domestic and foreign sources. If the dollar continues to weaken, foreign income may be seen as a benefit when the non-dollar assets are converted to dollars. Looking through the companies in the S&P 500 index will reveal many that have large stakes in foreign operations denominated in local currencies. Emerging market equities also may be worth a second look, even though many already have produced substantial gains during the last two years. Growth is occurring in Asia and Latin America at a much faster rate than in North America and Europe. And, most economists forecast that, barring unforeseen catastrophic events, it’s likely to continue that way for a very long time. Investors interested in pursuing more exposure to non-dollar markets can, of course, choose among individual stocks and bonds, but it may be easier to explore a fairly large roster of mutual funds and exchange traded funds (ETFs) dedicated to foreign markers. Global and countryspecific mutual funds or ETFs may be more suitable than individual investments for those unfamiliar with the nuances of foreign investing.

Caution flag Stocks and bonds One of the most common is to gain indirect exposure to non-dollar assets by

While most agree that investment rules and laws, as well as accounting practices, have been strengthened in investors’ favor

in many countries previously known for lax regulations, it is wise to approach foreign and emerging market investing with caution. The international marketplace can be complex and far less transparent than U.S. or European markets, even though many have improved with the rise of prosperity. Because foreign investments can be so complicated, it is best to consult your financial advisor before making any irrevocable decisions. There are several ways investors can take advantage of a weakened dollar, but it pays to stay nimble. Remember that economic forecasts of all kinds are just that — forecasts. No one knows with certainty that the dollar’s decline is inevitable. Should it rebound, the investing landscape could change once again. Investor adaptability would be a desirable quality. Past performance does not guarantee future results. International investing involves additional risks, such as currency fluctuations, differing financial accounting standards and possible political and economic instability. These risks are greater in emerging markets. MICHAEL P. TISON is an investment adviser and registered principal with Raymond James Financial Services, Inc., with offices in Harrisburg and Marion. He can be reached at 618-253-4444 or Michael.tison@ raymondjames.com.

The ‘family caregiver tax’ BY RICHARD HABIGER SBJ CONTRIBUTOR

Habiger

The 42.1 million families, who have an elderly or disabled loved one living at home, provide caregiving services that have a value to society that tops $450 billion per year. Thus, a family

that provides care for a loved one at home provides services worth, on average, nearly $10,700 per year. Caregiving families willingly provide care for their loved ones. Nonetheless, the economic value of the services is of great benefit to society. This economic benefit for society comes at great expense to the family caregivers. If it were not for the care provided by family members, the elder or disabled loved one often would need care in a nursing home. In 2009, more than 48

percent of nursing home care in Illinois was paid for by the Medicaid program. If a few thousand families in Illinois were to discontinue providing care at home, e.g., because they could no long afford to provide the care, the cost to the Medicaid program would rise dramatically. Because the caregiving services that families provide to their loved ones are services that would need to be paid for by society, if the families were unable or unwilling to provide the services, the 42.1 million families, on average, are essentially

paying a “family caregiver tax” of $10,700 per year. This “family caregiver tax” is in addition to all other taxes they may owe. Moreover, many families are paying a “family caregiver tax” that greatly exceeds the average of $10,700, since the needs of some individuals exceed the average. It is unfair of us, as a society, to place all of the burden for at-home caregiving on the backs of family caregivers simply because the families put up with the SEE HABIGER / PAGE 16



16

SOUTHERN BUSINESS JOURNAL

SEPTEMBER 2011

Sales, Service & Parts for most makes ART SERVICES

With fewer children born to boomers, there are fewer potential caregivers who will be available to provide home care for boomers.

HABIGER FROM PAGE 14 system as it is, simply because the families will continue to do it whether or not financial assistance is available, and simply because the less compassionate among us believe families ought to provide at-home care for their elderly and disabled loved ones rather than society as a whole. The AARP study found that family caregivers suffer incredible stress — stress on the caregiver’s own health as well as financial security. For example, family members spend an average of 20 hours a week providing care. These 20 hours per family member is often in addition to fulltime jobs outside the home. Sixty hours per week (20 + 40) is a huge burden. Family caregivers are more prone to depression, physical ailments and social isolation; they burn out and get sick more often. And, frequently, there is no other option but to eventually place the elder or disabled person in a nursing home. If all of this were not enough to groan about, a title wave of baby boomers is just over the horizon, and most of them eventually will need assistance at some point in their own lives. With fewer children born to boomers, there are fewer potential caregivers who will be available to provide home care for boomers. Moreover, there is a huge shortage of paid home health care aids. It is estimated that two million more home health care jobs could be created if only the funds could be found to provide family caregivers with financial assistance to help pay for home health care aids and if there was a resolution in Congress on the issue of allowing immigrants to legally work in the home health care field. In a recent poll, it was found that 41 percent of baby boomers help take care of an elderly parent. Thus, 41 percent of baby boomers are paying, on average, a $10,700

“family caregiver tax.” Trying to figure out how to pay for longterm care for an elderly parent can be exceedingly difficult. This is true whether care is being provided at home or in a care facility, such as an assisted living facility or a nursing home. Virtually none but the wealthiest among us can afford to pay privately for long-term care. Every year, MetLife (an insurance company that sells long-term care insurance) conducts a survey of long-term care costs. The company’s 2010 survey, which includes all Illinois counties outside the Chicago, Des Plaines and Peoria areas, shows the following average costs: l Home health aid: $21 per hour. l Homemaker services: $20 per hour. l Assisted living base rate: $3,413 per month. l Nursing home, semi-private room: $142 per day or $4,260 per 30-day month. l Nursing home, private room: $173 per day or $5,190 per 30-day month. As noted above, planning for an elderly or disabled loved one can be exceedingly difficult, even for those who devote their professional careers to doing this type of planning. There is no easy answer or onesize-fits-all solution. This type of planning is a process that takes time and an intimate knowledge of the Medicaid system, not a magical written document that you create and forget. That is why smart families call on expert advice early — before the need arises. One never knows when a stroke or illness may strike your loved one. My best advice is to pick up the phone, call your trusted advisor and begin the process today. RICHARD HABIGER is author of the Illinois edition of “How to Protect Your Family’s Assets from Devastating Nursing Home Costs: Medicaid Secrets” and an elder law attorney, who focuses on asset protection, Medicaid and VA benefits. You may contact him at 618-549-4529 or info@Habiger ElderLaw.com.



18

SOUTHERN BUSINESS JOURNAL

SEPTEMBER 2011

Formulas for Success Two ways to shape the future of your favorite charities DUTCH GUTTERING

Seamless Aluminum Guttering

Repair & Service • Leaf Guard System • House Power Wash

Residential & Commercial Get a Jump on Spring Clean up! 15% Discount through the end of March

Carbondale, IL • 618-351-1881

BY GENE HONN SBJ CONTRIBUTOR

If you believe in paying it forward and having a direct influence on the lives of others, you can choose from two options that will make a difference forever at your favorite Honn charitable organization. You can establish a fund in your name, create an endowment or simply add to your existing endowment fund; or, you can honor a loved one by making a charitable memorial gift in that person’s name. Either of these two ways can make a meaningful difference.

Endowment The gift that keeps on giving, an endowment can: l Strengthen your favorite charity. l Support and sustain a worthy project. l Encourage new projects. l Reward a worthy recipient. Once your endowment is established, the charity can set up the fund and pay a fixed percentage of its annual value to the designated project or recipient every year. Earnings greater than the fixed amount are reinvested, building the fund in time. Because use of the fund is restricted to a small portion every year, the fund could last forever. The charity can assist you in developing a personalized fund description that illustrates the ideal recipient or project to benefit. The charity also could help you devise a backup plan in the event that your fund’s original purpose becomes impractical or obsolete.

Alternatively, you can put a bequest in your will or living trust to specify that funds be added to the charity’s general endowment. When your gift is invested as part of the charity’s endowment, it generates a total return (income plus growth) along with the rest of the endowment. As a portion of that return is paid out annually in your name, your gift will provide income to support the mission of the charity every year.

Memorial gift A memorial gift can: l Honor your loved one’s memory. l Provide grants or gifts in that person’s name. l Support a special project. l Partially or fully fund new construction. l Establish an endowment in that person’s name. Making a memorial gift to a charitable organization honors an individual who was admired, loved and respected. Your gift is a lasting tribute to the important part that he or she played in your life or the charity. It can establish a permanent link with the past and encourage others to participate in a vision for the future.

Get help Talk to the charitable organization’s development officer, who will help you explore options that benefit you the most, while meeting the charity’s strategic needs and preserving its future. To learn more about these and other giving opportunities, log onto www.sih.net/waystogive, call 618-4575200, ext. 67843, or contact your financial or estate advisor. GENE HONN is director of development for Southern Illinois Healthcare. He can be contacted at 618-457-5200, ext. 67843, or gene.honn@sih.net.


SEPTEMBER 2011

SOUTHERN BUSINESS JOURNAL

19

Achievements Faces in the news

mutual funds and college education funding options. She serves clients from her Country Financial office at 604B N. Sparta St. in Steeleville.

Scott elected secretary of ISBA

Ingles

Scott

Veteran Belleville attorney Russell K. Scott is the newly elected secretary of the Illinois State Bar Association. Scott is a senior litigation officer with Greensfelder, Hemker and Gale, P.C. and co-manager of the firm’s Southern Illinois Practice Group, based in Belleville. The ISBA is the largest statewide organization of attorneys in Illinois.

Davis reappointed to committee Susan Davis, executive vice president and chief operations officer at MurphyWall State Bank and Trust Company in Pinckneyville, recently was reappointed to the Illinois Bankers Association Human Resources Committee.

“Success-Ability,” a radio show about personal and professional success. To listen to the show live online, or to tune in to archived shows, visit http://www.blogtalkradio.com/successability. To learn more about the show and how to become a guest, call 618-549-5935.

Kemp, Nelson honored

Moore earns Gateways credential

Margie Kemp and Marsha Nelson, both from the Carterville-based Shawnee Alliance for Seniors, were among those honored at the 25th annual Elder Rights Conference July 6 to 8 in Chicago. The conference is conducted every year in July, which is Elder Abuse Awareness and Prevention Month in Illinois.

Robin Moore of Creal Springs, coowner of Robin’s Nest Learning Center in Carterville, has received a Gateways to Opportunity Illinois director credential, level 11. Gateways credentials are recognized by the state of Illinois and are awarded through the Illinois Department of Human Services Bureau of Child Care and Development.

Reynolds attends seminar

Reynolds

Webb

Jaime A. Reynolds of Benton, a Modern Woodmen of America representative, recently completed a fiveday educational program at Modern Woodmen’s home office in Rock Island. The program focused on helping families with Modern Woodmen life insurance plans, annuities and fraternal member benefits.

Bank receives five-star rating State Bank of Whittington in Benton has received the highest five-star superior rating from BauerFinancial, Inc., a Florida-based bank and credit union rating and researching firm. Consumers may obtain star ratings by visiting www.bauerfinancial.com.

Knapp recognized for sales Webb elected Illinois Rural Schools president

King

Horton

Faces in the news Have you been promoted? Send a photo. Has a colleague at work completed an intensive continuing education program? Send a photo. Others in the business community will want to know it, so please consider passing on your employment news and photos to the Southern Business Journal. Feel free to email the information to sbj@thesouthern.com.

Find more business news at www.sbj.biz.

Goreville School Superintendent Dr. Steve Webb has been elected president of the Association of Illinois Rural and Small Schools. Webb grew up in rural Goreville, attending the school district he now heads. He also has been superintendent in Thompsonville and principal/teacher in Joppa. He is currently a board member on the Illinois Association of School Administrators, where he serves as treasurer.

King promoted Dustin King of White County has been promoted to the rank of master sergeant. King is currently assigned to patrol duties at Illinois State Police District 19 in Carmi. He joined ISP in 1996.

New Country Financial rep

Horton elected president of board

Alinda (Schaber) Ingles of Steeleville has been named a financial representative for Country Financial. Ingles recently completed the organization’s extensive training and can provide clients with auto, home, life and long -term care insurance, annuities,

Gloria Horton, executive director of VNA Plus Home Care & Hospice, has been elected president of the Board of Directors for the Indiana Association for Home and Hospice Care. VNA Plus operates an office in Eldorado.

Lisa Knapp of Herrin was recognized as a top achiever at lia sophia’s annual conference June 26 to 28 in Milwaukee, Wis. Knapp was honored for outstanding achievement in sales and recruiting with lia sophia, a direct-selling company which offers fashion jewelry through personalized home demonstrations.

Vaillancourt launches radio show Annette Vaillancourt, Ph.D., a Carbondale-based therapist, has launched

Wachal accepts appointment Pinckneyville native Barbara Schwarz Wachal of Greenville, an associate professor and chairwoman of the Department of English at St. Louis Community College at Florissant Valley, has accepted an appointment to a new position within the college. Schwarz recently assumed the duties of faculty intern in distance education.

MidCountry Bank donates to United Way MidCountry Bank recently donated $1,000 to United Way’s campaign and $750 to the “Stuff-the-Bus” program. Branch Manager Maria Abbott and Assistant Branch Manager Rae Ann Pfister presented the checks at the United Way office in Marion.


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SEPTEMBER 2011

SOUTHERN BUSINESS JOURNAL

21

Business Fine Print Building permits Herrin Brad Blakey, 3 Douglas Drive, $50,000 Daniel Fuller, 809 W. Harrison St., $7,000 Stacey Cutrell, 500 S. 19th St., $3,500 Paul Benns, 717 W. Cherry St., $34,000 Tom Sanchez, 3201 Mustang Lane, $31,000 Shawn Banks, 1713 S. 22nd St., $30,000 David Walls, 1001 E. Stotlar St., $60,000 Herrin CUSD, 14255 Bandyville Road, $3,684,633 Bill Woodhouse, 1620 W. Tyler St., $65,000 S.I. Yamaha, 3008 S. Park Ave., $45,000 Whitegate Enterprises, 1507 Jessica Lane, $102,000 Richard Jones, 603 N. 30th St., $18,000 Anthony Martin, 1300 W. Tyler St., $0 Tom Webb, 6031 Lakeview Drive, $255,000 William Leeper, 420 W. Oak St., $3,759 Mary Abbott, 5963 Lakeview Drive, $155,000 Tim Spowart, 2812 N. 16th St., $5,600 East Lawn Memorial, 3208 S. Park Ave., $296,137 Professional Home Dev., 3220 Mustang Lane, $150,000 Tim Murphy, 2006 W. Walnut St., $170,000 Joe Garegnani, 1507 W. Walnut St., $160,000 Shawn Ladd, no address provided, $64,120 Raymond Walker, 2305 W. Cherry St., $200 Toni Barham, 1108 W. Cherry St., $54,610 Carrie Hancock, 101 Newman Drive, $130,000 William England, 2302 Elias Drive, $160,000

Marion Rick Hilliard, Dew Drop, $240,000 Chuck Weaver, 1409 S. Buchanan, $25,000 Brian Bolte, 618 S. Carbon, $16,500 Fowler Heating and Cooling, 423 S. Court, $150,000 Jon R. Larsen, 1300 N. Courtney, $23,000 James Odum, 413 Bainbridge Road, $25,000 Heartland Regional Medical Center, 3333 W. DeYoung, $3,900,000 Andrew Forth, 317 S. Granite, $60,000 Full Gospel Tabernacle, 301 W. DeYoung, $75,000 Jacquiline Monyea, 905 S. Liberty, $1,200 M. Gresswell, 1907 Warren, $5,500 Bob Follis, 408 S. Buchanan, $1,150 Gary Kistner, 1703 Dawn Drive, $45,000 Gary Stevens, 804 N. Court, $50,000 Justin Murphy, 906 W. Hendrickson, $700 Seever Homes Partnership, corner of Calvert and Madison, $115,000 Goodwill, 2806 Outer Drive, $50,000

Metropolis Glena Brown, 1803 Egyptian Trail Road, $750 Harrah’s Entertainment, Inc., 100 E. Front St.,

$31,788 Tim Henderson, 1400 Metropolis St., $1,800 Michael and Marsha Saylor, P.O. Box 863, $1,742 Anthony and Deborah Bradford, 2230 North Ave., $14,900 Dustin Morris, 603 E. 6th St., $20,000 Tim Henderson, 1400 Metropolis St., $26,000 Margaret and Timothy Powell, 207 Filmore St., $0 Hobert Conger, 414 E. 4th St., $45,000 Delbert Sullivan, 3321 Sullivan Road, $3,000

Murphysboro One Stop 15, 411 E. Walnut, $314,000 Cecelia Baird, 2124 Dewey St., $3,500 Chuck Gregerson, 2036 Elm St., $4,280 Matthew Porter, 2317 Alexander, $20,000 Rick Liljenberg, 2100 Illinois Ave., $4,000

Bankruptcies Chapter 7 Carolyn S. Riley, P.O. Box 381, Eldorado Russell Lee and Valerie Rae Johnson, P.O. Box 524, Metropolis Samie J. Wooldridge Jr., 431 Los Angeles Lane, Carbondale John Paris Fields, 110 E. Nor th Ave., Springerton Matthew B. Studie, 805A N. Monroe St., Marion Raymond D. Weidenburner, 1001 E. Illinois Ave., Carterville Zane J. Blake, 410 S. Fourth St., Mound City Matthew A. King, 124 Washington Ave., Mount Carmel Mary Cohoon, 713 Ophia St., Metropolis Matthew R. Hurd, Route 1, Box 43 A, Rinard Ronald M. Davis, 101 Hendra, Anna Sharon Marie and John Michael Williams Sr., 121 Woodline Drive, Makanda Randy G. and Lisa A. Johnson, 1607 W. Dewey, Marion Charles D. Stilley, P.O. Box 6, Olive Branch Robert G. Miller, 615 Vinewood, Marion Julian Q. and Brenda G. Dunn, P.O. Box 864, Jonesboro William L. and Claudette Harris, 13625 Canaville Road, Marion John Henry and Judith Ann Will, P.O. Box 292, Ridgway Laura Ann Zabloudil, 410 W. Fourth St., Mount Carmel Wonder L. Luckinbill, 1990 N. Seventh St., Murphysboro Carin Ann Roggeman, 404 Opdyke Ave., Mount Vernon Scott A. Bunting, 1006 E. Cherr y St.,

Christopher Michael E. Lyne, 811 N. Taft, West Frankfort Harry T. and Doreen D. Murphy Jr., 520 W. Monroe St., Herrin Stephanie Davis Campbell, P.O. Box 4, Carmi Aaron M. McCarty, 1220 Birdwell Road, Creal Springs Timothy Lee Crum, 227 Poplar Ave., De Soto Carrie Lynn Faulkner, 1015 E. Eighth St., Apt. 3, Metropolis Theodore E. Fox Sr., 1854 E. Illinois 15, Woodlawn Mark A. Smothers, 509 N. Sixth, Herrin Gerald and Tabitha D. Curry, 12163 Norman Road, Marion Carol P. Jenkins, P.O. Box 655, Brookport Donna S. Henke, 4955 N. Lick Creek Road, Carbondale Kim Ardean Ervin, 850 Ralls Lane, Dongola Shannan M. Flora, 117 Harner ville Loop, Vienna Michael Eugene Heaton, 404 E. Massachusetts, Apt. G, Steeleville Matthew A. and Shylee Shayann Gurley, 5695 Arctic Fox Drive, Carterville Michael J. and Pamela D. Nichelson, 911 Jefferson Ave., Johnston City Robbie Tom Wyant, 522 E. Taylor St., Benton Rolland H. and Janice M. Devor, P.O. Box 114, Christopher Kevin J. White, R.R. 3, Box 166, Fairfield Brian E. Holland, 612 S. Fairdale, Royalton SBR Properties LLC, 1334 S. Market, Marion Gary Laurence and Mary Louise Bradley, 9 Westwood Drive, Mount Vernon Edna Ruth McConnell, P.O. Box 235, Rosiclare Margaret M. Carr, 1212 E. Clark, West Frankfort Jennifer J. Montalbano, 1213 Laura Lane, Marion Cory L. and Heather R. Wilkins, 707 W. Third St., Brookport Susan K. Huddleston, 316 S. Meadow St., Royalton Beth A. Lundius, 920 Taylor Ave., Mount Vernon Winton E. and Julia M. Rush, Box 148, McLeansboro Chad E. and Nichole S. Kempfer, 214 Summit, Red Bud Samuel J. Shaw, 215 W. Sixth St., Mount Carmel Gary D. and Christina M. Mott, 6065 Webster St., Harrisburg Gordon Ray Hankia Jr., The Spanish Oaks Center, 223 W. Vienna, Anna Cheryl Lynne True, 12 Vercliff Drive, Carbondale Tanya R. Burks, 5412 Orient Blacktop, Benton Gregory Lundius, 309 N. 16th St., Mount

Vernon Richard David Horn, 30 Washington St., Stonefort Rachelle M. Essick, P.O. Box 665, Herrin Carol Joan Stinson, 109 E. Matthew, Sesser Sandra K. Bryant, 4211 Cumberland Pike, Apt. F, Mount Vernon Susan Pigg, 11747 Ridgewood Drive, Marion Terry A. and Donna L. Thornton, 1303 B. Karris Lane, Marion Roberta J. Harwell, Route 1, Box 99A, Wayne City Kyle Dean and Danielle Kay Ridgeway, 9279 Eakin Grove Road, Benton Billy G. McManus, 516 W. North St., Du Quoin Christopher David Etheridge, 316 W. Carothers St., Grayville Thierry J.M. and Krissi J. Geary Boehm, 503 S. Dixon Ave., Carbondale Stuart G. and Alicia A. Moore, R.R. 2, Box 29, Fairfield Angela L. Phoenix, 9855 N. Nagel Lane, Opdyke

Chapter 13 Sara B. Jacobs, 1110 E. Clark St., West Frankfort Nani S. Mooer, R.R. 1, Box 206, Macedonia Robert E. and Tracy B. Gum, 100 Coach Light Manor, Goreville Linda S. Hammer, 11 Cedar Villa Drive, Olmsted Chelsea A. Rentfro, P.O. Box 12, Ullin Ronald L. and Glena J. McCrary, 3751 District 204 Road, Pinckneyville Jeffery B. and Mary L. Carruthers, 5888 E. Grand, Carterville Cher yl Lynn Burnett, 101 Winkler St., Crossville Tracy L. Sisney, 11383 Ward Road, Mulkeytown Terry L. Samm Garris, 611 E. Park St., Apt. 101, Carbondale Barbara L. Hart, P.O. Box 249, Willisville John H. Alexander, P.O. Box 88, Ewing Joshua Aaron and Stacy Jeanette Simpson, P.O. Box 351, Cisne Keith DeWayne and Lisa Ann Page, 565 Weaver Lane, Buncombe Darlene F. Christ, 6767 N. U.S. 45, Brookport Sherry L. Storey, 8072 Granny Smith Lane, Sparta Har vey and Carrie Wallace, 11305 Stiritz Road, West Frankfort Brenda J. Vestal, P.O. Box 992, Murphysboro John L. and Stephanie R. Casey, 1495 Morgan School Road, Jonesboro Kenneth W. and Deborah J. Poole, 1495 SEE FINE PRINT / PAGE 23


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SEPTEMBER 2011

SOUTHERN BUSINESS JOURNAL

23

Business Fine Print Morgan School Road, Jonesboro Janice A. Kennedy, 2000 Princeton Ave., Lot 5, Marion Connie S. Bulock, 930 Banklick Road, Thompsonville Karla M. Rushing, 510 Ullin Ave., Ullin Darryl W. Smith Jr., P.O. Box 86, Mound City Hillar y M. Harrelson, 49 Maple St., New Burnside Robert L. and Brenda K. Griffith, 921 Benton St., Eldorado Robert C. Meyer, 38 Old Villa Ridge Road, Mounds

Leland L. Sherrill, 316 N. Williams St., Murphysboro Arthur J. and Donna F. Boles, 205 W. Stockton, Marion Thomas W. Coleman Sr., 13747 N. Two-Mile Creek Lane, Mount Vernon Judith A. Murphy, 222 S. Fifth St., Mound City Rhonda L. Metheney, 1604 E. Cleveland, West Frankfort Brent W. Rodgers, 205 W. Lincoln, Ava John Stafford and Evelyn Estosos Bridges, 5 W. Lincoln St., Harrisburg Micah Cleon Hanks, R.R. 1, Box 42,

Find more business news at www.sbj.biz. Mount Erie Myra E. Henson, 6822 Robin Road, Du Bois William C. and Amanda J. Williams, 1100 Moore St., Eldorado Carl O. Underhile, 604 S. Vicksburg St., Marion Anthony and Amy Clarice Ortiz, 507 S. Mill, Pinckneyville Cheryl E. Kelley, 805 E. Third St., Buckner Michael D. Heath, P.O. Box 29, Shawneetown

Charles R. and Cynthia A. Kirk, 13525 N. Panzier Lane, Woodlawn Pamela G. Mar tin, 203 E. Lindell, West Frankfort Cary and Charles Mattmiller Jr., 11667 E. Pebble Road, Mount Vernon Kimberly A. Hall Seagraves, 157 S. Walnut St., Apt 7A, Equality Danny W. Smith, 4218 Old U.S. 51, Makanda Cole W. and Jennifer M. Schroeder, 825 Lehmen Drive, Chester Benjamin P. and Rachel A. Atkinson, R.R. 2, Box 221, Elizabethtown

Mark Your Calendar Sept. 6

Sept. 14

Beginning Access 2003: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry. Beginning/Intermediate Adobe Photoshop: 8:30 a.m. to 4 p.m., Room H125, John A. Logan College Center for Business & Industry.

Intermediate Excel 2003: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry. Time & Stress Management: 8:30 a.m. to 4 p.m., Room H125, John A. Logan College Center for Business & Industry. Cost is $90.

Sept. 7

Sept. 15

Beginning Outlook 2007: 8:30 a.m. to 4 p.m., Room H125, John A. Logan College Center for Business & Industry. Beginning Excel 2003: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Starting a Business in Illinois: 6 to 8 p.m., Room 150, Dunn-Richmond Economic Development Center, 150 E. Pleasant Hill Road, Carbondale. Free. An optional business start-up kit is available for $15. Call 618-536-2424 or email sbdc@siu.edu. Using Social Media in Business: 2 to 4 p.m., Room 150, Dunn-Richmond Economic Development Center, 150 E. Pleasant Hill Road, Carbondale. Free. Call 618-536-2424 or email sbdc@siu.edu. Advanced Access 2007: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry. Advanced Publisher 2007: 8:30 a.m. to 4 p.m., Room H125, John A. Logan College Center for Business & Industry.

4 p.m., Room F112, John A. Logan College Center for Business & Industry.

p.m., Room F112, John A. Logan College Center for Business & Industry.

Sept. 21

Oct. 5

Advanced Excel 2003: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Finding Financing: 5 to 7 p.m., Room 150, Dunn-Richmond Economic Development Center, 150 E. Pleasant Hill Road, Carbondale. Free. Call 618-536-2424 or email sbdc@siu.edu. Starting a Business in Illinois: 9 to 11 a.m., Randolph County Courthouse, 1 Taylor St., Chester. Free. An optional business start-up kit is available for $15. Call 618536-2424 or email sbdc@siu.edu.

Sept. 23

Sept. 8 Intermediate Access 2007: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Sept. 9 Beginning QuickBooks 2009: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Sept. 12 Beginning Excel 2007: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Sept. 16 Intermediate QuickBooks 2009: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Advanced QuickBooks 2009: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Sept. 26 Advanced Excel 2007: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Sept. 28 through Dec. 7 Human Resource Management (PHR/SPHR certification prep course): 6 to 9 p.m., 10 sessions beginning Sept. 28 and concluding Dec. 7, Workforce Development Building, John A. Logan College, 700 College Road, Carterville. Cost is $955 (includes all materials). Registration and fee deadline is Sept. 19. Call Sheila Colombo at 618-9852828, ext. 8597 or email sheilacolombo@jalc.edu.

Sept. 28

Sept. 13 Intermediate Access 2003: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry. Beginning/Intermediate Adobe Acrobat: 8:30 a.m. to 4 p.m., Room H125, John A. Logan College Center for Business & Industry.

Sept. 19 Intermediate Excel 2007: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

PowerPoint 2003: 8:30 a.m. to 4 p.m., Room F112, John A. Logan College Center for Business & Industry.

Sept. 20

Sept. 29

Advanced Access 2003: 8:30 a.m. to

Visio 2007: 8:30 a.m. to 4

For more information on John A. Logan or to register for classes, call 618-985-2828, ext. 8510 or email cbi@jalc.edu. John A. Logan College Center for Business & Industry is at 700 College Road, Carterville, and cost is $55 unless otherwise noted.

Oct. 18, 25, Nov. 1, 8, 15 Essentials of Human Resource Management (introductory course): 6 to 9 p.m., Workforce Development Building, John A. Logan College, 700 College Road, Carterville. Cost is $350 (includes all materials). Registration and fee deadline is Sept. 30. Call Sheila Colombo at 618-985-2828, ext. 8597 or email sheilacolombo@jalc.edu.



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