How to Adult: Building Credit

key thing in establishing credit is to start early, so many students should take advantage of different cards offered to them.

HTeaO’s new location in Corpus Christi and is changing the game one ounce at a time across Texas. Texans take their tea very seriously and HTeaO offers the perfect spot to cool off from the Texas Heat while satisfying customers’ cravings.

I visited HTeaO in Corpus Christi on their opening day and the line was out the door; I debated if I should leave, but I decided to see what the “hype” was about. From the second I walked through the doors I was impressed; at HTeaO you can let your creativity flow into your cup.

The service was phenomenal, and the excitement from the customers reminded me of a trip to Bucee’s. While it may seem overwhelming, once you understand the process it’s as easy as “one- two- tea.” Customers begin by choosing their desired cup size and fill it with what locals refer to as “Sonic ice” (pellet ice). Next up is sampling all flavors of teas; once the customer finds their favorite, they can make their own combination or stick to one flavor.

The final step is customizing the tea with 70cent fruit toppings such as strawberries, mint, and blueberries.

If their options are not your cup of tea, you can try the pink lemonade or their coffee starting June 16.

One of the main concerns when it comes to sweet tea is the amount of sugar, but at HTeaO they’ve got you covered with many sugar-free options.

As embarrassing as this may sound, I sam- pled every flavor they had to offer.

The sweet almond green tea took me by surprise. I would have never ordered that flavor on my own. It did not overwhelm me with sweetness like most sweet teas do and it also didn’t come with the weird green tea aftertaste.

My favorite flavor had to be the Texas Chai, with the perfect blend of spice and richness this flavor is a must try that pairs especially well with their Sweet Georgia Peach Tea.

Overall, I would rate HTeaO a nine out of 10 as the perfect spot to quench your thirst.

Many of us are told from an early age that credit cards are the root of all evil. You may have heard things like “you will just create more debt for yourself, you’ll ruin your credit, etc..” but there is really no need to fear. Credit cards are not something we should see as something scary and evil, but as a tool students can use to build important financial responsibility habits. To understand credit cards, you must understand credit. Your credit is the ability to borrow money or access goods and services with the understanding that you’ll pay later. Your credit can help you make big purchases like houses and cars later on in life, and can also tell banks that you’re trustworthy and allow you to take out loans. The

Companies like Chase, Discover and Visa offer “student” credit cards which are designed for students to start building their credit. Some of these cards even offer things like cash back, reward systems, and other perks and benefits for using the card.

The application process is also easy, and most companies only require a little information to see if you’re approved to have one of their cards. However, you should only apply and use credit cards once you think you are ready for the responsibility; it can be easy to splurge but it’s essential to note that owning and using a credit card can have a heavy impact on your future. So, if you think you’re ready to start building your credit up, take a big step into fiscal responsibility and find the credit card that’s right for you.