47 minute read
What if you have a $1,000,000
from 5-21-20 edition
by The Villager
REVERSE MORTGAGES
Bob Muni
Senior Loan Officer Reverse mortgage specialist NMLS#719030
I hope you have been gleaning some good information the past few weeks. It is my hope that education will provide the basis for an accurate assessment and informed decisions.
As I have said in previous articles, FHA has made many positive changes to better protect homeowners. Yet Reverse Mortgages have continued to suffer from many myths, misconceptions, ignorance and bad information.
Some of the most common myths and misconceptions are:
1) The bank owns my home. Very simply…NO! The bank does not own your home; you do. Just like any mortgage, a Deed of Trust is attached to the property. Only the owner is on the deed. When you leave your home permanently, you pay the mortgage off and keep the difference.
2) When you have a reverse mortgage, you don’t have the
option to sell your home. This is not true. It is just a mortgage. Like any mortgage, you have to pay it off when you sell. But, you CAN sell.
3) It will affect my Social Security, Medicare, Medicaid or pensions.
Again, the answer is NO. The proceeds from a HECM are not considered income. They are not taxable, and do not affect the means testing for income. If handled properly, the assets from a HECM can also benefit someone receiving Medicaid for Healthcare. You should consult with Medicaid or seek legal advice to validate the appropriate ways to receive the funds.
4) I will not have anything to leave
my heirs. That is not universally true. Since HUD made adjustments to the program in the past few years, projections show under almost all normal circumstances there will likely be equity left in the home well into the future. The loan balance does grow, but house historically increase in value as well. Home values nationally have grown an average of 3-5% annually over the past 45+ years even with the severe market highs and lows.
When the house is sold or passed on to heirs, just like with a regular mortgage, you pay the loan balance and keep the difference. However, one feature is a huge benefit. A reverse mortgage is a NONRECOURSE LOAN. That means if you end up owing more than your house is worth, you and your heirs are held harmless. There is nothing more owed.
5) A Reverse Mortgage is only a last
resort. This is not true. More and more financial planners are seeing the need to incorporate the wealth in the home as part of a prudent financial plan to provide and extend all the retirement funds available. Managed correctly, people end up with more money to pass on to their heirs using housing wealth than when they do not.
6) What if you have a $1,000,000+
home? There was a time when there were no products to assist folks with homes approaching and well over a million dollars in value. Today there are a variety of proprietary (non-HUD) products allowing assistance well into the multi-million dollar values. This mirrors the forward mortgage idea of Jumbo Loans. There is a Reverse Mortgage market for high value homes.
WHAT ARE THE QUALIFICATIONS FOR A REVERSE MORTGAGE?
1) One borrower/spouse must be 62 years or older. The age of the younger is used to calculate the funds available, even if he/she is younger than 62.
2) Must be on your primary residence. You can own other homes, but you can only use a RM on your primary residence, defined as living there 6 months+1 day per year.
3) There are financial requirements (income vs outgo) to make sure you have enough funds to pay your taxes, insurance, HOA and maintenance. Often poor credit history can be remedied.
4) HUD approved counseling by an independent 3rd party/agency is required.
5) You must continue to live in the home as your primary residence, pay your taxes, HOA (if relevant) and homeowners insurance, as well as maintain your home.
It really is much easier and less intimidating than most imagine. We make the process as smooth as possible, too.
If you have any questions or would like additional information, please reach out to me. Thank you for taking the time to read these articles. Please let me know if you have any topics or questions you would like to address.
Next week I will have some MAJOR NEWS for you. Stay Tuned.
Top Flite Financial, Inc. 9800 Mount Pyramid Ct. #400 Englewood CO 80112 NMLS # 4181
303-588-1335 bmuni55@gmail.com
LPS Superintendent: Twist on inperson graduation ceremonies, no hurry on classroom decision
LPS graduations will take place in a “drive by” fashion where a stage will be erected in the parking lots of each high school, such as this one at Arapahoe High School in Centennial.
BY JESSICA ROE
BEHIND THE SCENES
STAFF WRITER
Public health orders have put the pinch on traditional cap and gown stage walk graduations, but Dr. Brian Ewert, Superintendent of Littleton Public Schools, just announced at the most recent Board of Education meeting that in-person graduations are going to happen anyway.
The only catch? The graduations are taking place in parking lots.
Decked out in their cap and gown, each senior at all four of the district’s high schools - Arapahoe, Heritage, Littleton and Options - will be invited to drive one decorated vehicle through their high school’s parking lot, where a graduation stage will be erected, complete with their principal and a professional photographer. The ceremonies will take place the week of June 8th.
“We know there has been lots of anxiety in the community, I’ve lost a lot of sleep over what graduation could look like or what it will look like,” said Ewert, who has been meeting weekly with TriCounty Health, but ultimately determined that since Tri-County can only read data from today and then project out two-to-four weeks in advance, LPS had to make a decision and not keep families waiting any longer.
“This will not be without controversy,” said Ewert. “This, I think, is the very best solution. We think we can do this, and do it well, and really be honoring the kids who are graduating and all of their accomplishments.”
“It may not be the traditional ceremony, but it will be a memorable one!” said Clay Alba, Director of Secondary Education.
The same week of the in-person events, each school will publish a graduation video for the class of 2020, highlighting each graduate’s accomplishments.
The Binning Family Foundation, a Littleton based nonprofit, has taken on the work of producing the graduation videos, profiling the nearly 1,500 seniors.
“Simply put, this is a large undertaking, but we feel honored to play a small role to recognize our community’s amazing high school seniors and their families during this very unusual time. We hope that these graduation traditions, albeit virtual, bring happiness, a sense of accomplishment and closure for the class of 2020,” said Sean O’Shea, Binning Family Foundation Executive Director. “Our film team is working with staff from each school to complete their respective videos. It’s definitely a group effort!”
O’Shea has several LPS kids of his own. One has graduated, two will be in high school in the fall, and one is a senior, among this special class of students he and his team is profiling.
Looking ahead to the fall, Ewert announced to the board, “I am in no huge rush to jump to any final solution around next fall quite yet,” said Ewert.
The fact TriCounty Health cannot predict conditions more than a month in advance, Ewert said he expects to present the Board of Education with a decision about in-person learning, or continued distance learning, near the end of July.
If students are allowed back in the classroom, Ewert assured the board that if classroom learning is allowed, for parents who were still uncomfortable allowing their children to return to school, there will be some sort of model where distance learning could be continued remotely.
Additionally, LPS will have several plans in place, should there be a COVID-19 breakout in one school, for instance, requiring a 48-hour closure, or a 14-day closure, and so on. Essentially, from here on out, the LPS system will be set up to immediately pivot into the distance learning model.
Due to budget constraints, the board voted to not renew the contracts of 45 teachers and administrators under probationary contract following the 2019-2020 school year.
Lastly, the board was asked to evaluate a proposed change in policy for students taking college level courses while in high school, also known as “concurrent enrollment”. Previously, these courses were only offered to juniors and seniors, and the maximum number of courses they were each allowed to take at a time is two. With the proposed change, all students from freshmen to seniors can take concurrent enrollment if they qualify, such as Advanced Placement (AP) courses, and they can take as many as they qualify for, if they so choose.
To stay informed on LPS news, visit littletonpublicschools.net. The Board of Education next meets on Thursday, May 28th. To watch the board meeting live, simply click on the BOE icon, scroll to the bottom left of the page, and click, “Watch Live” at 6:30 p.m.
Denver Area Panhellenic Wins awards and gives awards
Denver Area Panhellenic (DAP) has been celebrating sisterhood since 1908 and is a member of National Panhellenic Conference (NPC) representing 26 national sororities, serving nearly five million sorority women and represented on over 670 campuses. Locally, the alumnae organization consists of delegates (council members) representing 22 national fraternities for women and thousands of women in the Metro Denver area. DAP has won several awards over the years and recently won two awards from NPC. It received a Programming Excellence Award for the 2018-2019 year as well as Honorable Mention for the Harriet Macht Outstanding Alumnae Panhellenic Award for the 2017-2019 biennium. Although its Annual Awards Luncheon was not held, committees still determined recognition for outstanding alumnae and collegians – sharing their achievements, giving inspiration and hope. Only one other annual luncheon was cancelled in its history. In 1943, the Awards Luncheon was cancelled due to the war and $100 was donated to the Red Cross.
The brief lists of qualifications and achievements of all the honorees mentioned in this story barely scratch the surface of their depth and commitment. Based on the requirement of membership in an NPC sorority, two outstanding collegians were awarded scholarships. Further requirements included: enrollment in an undergraduate or graduate program, academic excellence, meaningful participation in sorority life and demonstrated leadership and volunteer activities. Winners were Abby Feeder - Alpha Omicron Pi, a junior at the University of Alabama. She is studying both Mechanical engineering and Aeronautical Engineering, plans to receive her bachelor’s degrees in both disciplines in May 2021. Her goal is to receive her Master of Business Administration and Master of Science in Aerospace Engineering and Mechanics in May 2022. The graduate of Legend High School in Parker, Colorado has an impressive list of honors, awards and service. Annabelle Swift is a junior at the University of Virginia planning to graduate in May 2021 with a Bachelor of Arts in Political Philosophy, Policy and Law. Her goal is to attend a top-tiered law school (the ultimate being Harvard Law School) to earn her law degree. As a lawyer, she hopes to serve the state of Colorado by writing policy before representing Colorado politically. She was a leader on campus and the various sorority offices she has held required strong personal communication and negotiating skills. Annabelle is bilingual in French and English and a multi-instrument musician.
The Spirit Award is presented to a council member who most embodies the Panhellenic spirit through her work for and involvement in DAP. Melissa Still, Delta Delta Delta served as dedicated and enthusiastic Chair of the Alumnae Education Committee bringing in speakers and highlighting nonprofits.
DAP’s Woman of the Year recipient was Katy Brown, Alpha Chi Omega, who has served her sorority in many capacities locally, including alumnae president and nationally including National VP. A few organizations she has served in the community include Colorado Ballet Auxiliary, Colorado Ballet, Junior League of Denver and Cherry Hills Village City Council where she is Mayor Pro Tem. She is owner and founder of Visionary Consulting, an internet consulting and web development company. Katy was honored by her alma mater, Massachusetts Institute of Technology (MIT) with the Harold E. Lobdell Distinguished Service Award, held several positions with the MIT alumni Association and served on MIT’s Board of Directors. Jill Pedicord Peterson, Kappa Alpha Theta (Theta) is the 2020 DAP Alumnae Achievement Award winner. After graduating from Colorado State University, she pursued a career in wealth management and is currently the Vice President and Senior Lead WMG Relationship Manager for Bank of the West/BNP Paribas. She is consistently a top producer winning awards in her profession. She has served as a role model for independent women, in a male-dominated profession, served her sorority in several roles locally and nationally including Theta’s Foundation as a Trustee and VP. In the community, she has shared her talents with Cherry Creek Presbyterian Church, Denver Chamber of Commerce, Junior League of Denver, Up With People and Habitat for Humanity. It’s still a time to celebrate excellence. Congratulations to these five remarkable women!
Scottie Iverson is a former president of DAP, DAP Woman of the Year and Kappa Alpha Theta Woman of the Year. Sisterhood needed now more than ever
Woman of the Year - Katy Brown, Alpha Chi Omega Photos courtesy of DAP Alumnae Achievement Award – Jill Pedicord Peterson, Kappa Alpha Theta
Scholarship Winner Annabelle Swift, Kappa Delta, University of Virginia
Scholarship Winner Abby Feeder, Alpha Omicron Pi, University of Alabama
Continued from page 6
father’s letters home to his mother and siblings during basic training and the duration of WW II. You can say it was on my bucket list.”
“I fortunately happened upon my award winning co-author, Steve Marsh, who had a special interest in WW II history. He placed each of my father’s letters by date, into battlefield perspective when the address was no more than ‘somewhere in France.’” All told, when intermingled with moment by moment accounts of major battles in progress, as the letters were written, Ralph’s own words form a powerful anatomy for his story.
This historic record provides gruesome realities in real-time as Trinda’s father etched out letters by lantern light from a cold muddy foxhole called home on Christmas Day, 1944, “somewhere in Germany” a.k.a., the Battle of the Bulge. This collection of letters hold fast to the same basic mantra of “everything is fine with me,” keeping his mother protected from the horrific life threatening details of war. Part of Ralph Hirschey’s emotional survival had something to do with his ability to immerse himself in the writing of those letters that might have allowed him to shut out the sound of war to preserve his sanity.
About the Author
Trinda Hirschey Bishop is a retired educator. She was raised in Northern New York at the foothills of the Adirondack Mountains and left the area to continue her education at Goshen College, Goshen Indiana, followed by a graduate degree at the University of Colorado, Boulder. Trinda lives in Greenwood Village with Tom, her husband of 50 years in June. The couple raised their two children in this area and now have five grandchildren who bring unimaginable joy. You may contact Trinda at Trinda@EverythingisFine WithMe.com
The book may be purchased at Xlibris.com, Amazon and Barnes and Noble. Trinda also has signed editions available at her home for purchase.
There’s a sassy new dog in town...
REFINED CONSIGN &
Girl Scouts of Colorado welcomes new CEO
SUBMITTED BY GIRL SCOUTS OF COLORADO
Girl Scouts of Colorado Board of Directors is excited to announce the selection of Leanna Clark as the organization’s new CEO. This appointment comes after a nationwide search and an extensive interview process. Leanna will begin leading the organization on May 26.
Leanna comes to Girl Scouts of Colorado with decades of experience in leadership positions and a robust background in marketing and communications, including 12 years as an owner of one of Denver’s largest marketing and public relations firms. She’s held leadership roles in Denver’s corporate, foundation, and nonprofit communities, most recently as Vice Chancellor of University Communications for University of Colorado Denver.
Making a difference in her community, being an advocate for girls and women, and championing female ambition have long been traits Leanna values. She was named a Woman of Distinction by Girl Scouts of Colorado in 2009, co-chaired the signature event in 2014, and remained well-connected to the network of amazing women.
Leanna will take the reins from President and CEO Stephanie Foote, who is retiring at the end of May after 12 years with Girl Scouts of Colorado. Under Stephanie’s leadership, Girl Scouts of Colorado has made savvy financial decisions putting the organization on solid fiscal ground, increased programs to serve the most vulnerable populations, and elevated the Girl Scout Leadership Experience for all girls.
“The positive momentum for Girl Scouts of Colorado – even through this world pandemic – gives me the chance to build on a solid foundation and explore new ways to serve more girls and give them the tools to lead, break barriers, and create positive change in their communities,” Leanna said.
OP-ED - Avoid the avoidable during this economic tsunami
BY RYAN FRAZIER AND KENNY YOO
Will someone please explain this; initial unemployment claims went up another 3 million and the market gains 377 points? We who follow this stuff regularly don’t get it, maybe you don’t get it. Okay, we get the market drivers, but to us there still seems a disconnect. The national unemployment rate is up to 14.7% and consumer confidence weakened significantly to 86.9 points in April.
Basically, we have nothing to spend it on, other than curbside pickup, groceries, and that 3M monitor mount paper holder we don’t really need right now. Good news is, we are saving more. Which makes sense because we are worried about our jobs and the economy as a whole. At the same time, the national GDP is in a downward spiral. The thought of a V-shape recovery at this point is unrealistic, especially when the greatest consumer market in the world stays home and hunkers down to weather the worst pandemic any of us has ever seen.
It’s no surprise by now that our economy is greatly troubled and it may continue downwards
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though later in the year before we get some stability in the 4 th quarter. Let’s take a deep breath and focus on what is in our control. Avoid making emotional financial and knee jerk decisions that could lead to unwanted consequences. Know your limits, reassess your family budget, have adequate savings for 3 to 6 months, and do not make unnecessary purchases. Use common sense and have a plan.
To ease some of the economic hardship and to help those of us in financial need, congress passed the CARES Act with a provision that allows people with a 401k to take out up to $100,000. This provision allows you to pay back your COVID-19 related distribution within three years without penalty. Here, we emphasize, avoid the avoidable and only consider this as the last resort. A buzzword going around is forbearance and we urge, again, avoid the avoidable. Before making any decisions on your mortgage, talk to your lender/bank and ask them to explain the difference between a deferment and a forbearance. What might sound like a good idea is not always the best idea.
Like many of us, if you are struggling and in need of help, please reach out to your bankers, financial advisor, or family members to help you navigate the worst financial storm since perhaps the Great Depression. A few tips, call your car loan bank and have them explain their deferment rule, ask your cell phone provider if they are running any COVID-19 specials, see if there are any COVID-19 discounts from your insurance companies, etc. So, be frugal, have a financial plan, and avoid the avoidable. One thing for sure, we will survive and our economy will recover. As Warren Buffet said recently, “don’t bet against America”. We will get through this and we will bring our economy back with us.
Ryan Frazier is the Managing Principal of Frazier Global and Host of 9News “The Business Brief” and Kenny Yoo is a Senior Analyst for Frazier Global.
THE LAW
ABOU BY DONALD PETERSON
Dear Readers,
Eligibility issues under the CARES Act regarding Stimulus Payments
All U.S citizens and U.S. resident aliens will receive the Economic Impact Payment (also known as “Stimulus Payments”) of $1,200 for individual or head of household filers, and $2,400.00 for married filing jointly if they are not a dependent of another taxpayer and have a work eligible Social Security number with adjusted gross income up to: • $75,000 for individuals if their filing status was single or married filing separately; • $112,500 for head of household filers; and • $150,000 for married couples filing joint returns.
Taxpayers will receive a reduced payment if their Adjusted Gross Income is between: • $75,000 and $99,000 if their filing status was single or married filing separately; • $112,500 and $136,500 for head of household; and • $150,000 and $198,000 if their filing status married filing jointly.
The amount of the reduced Payment will be based upon the taxpayer’s specific Adjusted Gross Income.
Also, eligible retirees and recipients of Social Security Retirement, Survivor, or Disability Benefits (SSDI), Railroad Retirement benefits, Supplemental Security Income (SSI) and VA Compensation and Pension (C&P) will receive a payment.
If you are concerned, due to COVID-19, about visiting a tax professional to get help with your tax return now, how long is the Stimulus Payment available?
Stimulus Payments will be made throughout the rest of 2020. If you do not receive a Stimulus Payment this year, you can also claim it by filing a tax return for 2020 next year.
Will the IRS contact me about my Stimulus Payment?
No, the IRS will not call, e-mail or text you about your Stimulus Payment. The IRS will not contact you to request personal or bank account information. Therefore, watch out for websites and social media attempts that request money or personal information, and for schemes tied to Economic Impact Payments.
You are urged to visit IRS. gov, the official IRS website, to protect against scam artists. For security reasons, a letter about the Stimulus Payment will be mailed to each recipient’s last known address within 15 days after the Stimulus Payment is made. The letter will provide information on how the Payment was made and how to report any failure to receive the Payment.
What are the four key medical/estate plan documents you need now?
Many of my clients have asked what are the critical documents needed, particularly in view of the COVID-19 pandemic. Simply being married does not give you the legal right to gain access to your spouse’s medical records or make medical decisions on your spouse’s behalf, even in an emergency. To avoid this problem and to help others care for you and to achieve your overall estate planning goals, the following documents create an effective medical/estate plan package: 1. Healthcare Power of Attorney; 2. General Financial Power of Attorney; 3. Advanced Directive for
Medical/Surgical Treatment (“Living Will”); and 4. Will (or a Will with a
Trust).
Careful medical/estate planning should include preparation and signing of these documents, to accomplish your goals and protect you, both during your lifetime, and at the time of passing. The Power of Attorney documents allow you to designate those agents whom you authorize to help you on your behalf during your lifetime, and the Will/Trust documents allow you to nominate others to help with your estate after your passing, as well as to identify the beneficiaries and the distributions to them, to accomplish your estate planning goals.
As a courtesy, there is no charge for my initial consultation with clients. I have served seniors and their families for over 43 years regarding their medical and estate planning needs.
A 30% REDUCTION ON ESTATE PLAN DOCUMENTS IS CURRENTLY BEING OFFERED DUE TO THE COVID-19 CRISIS!
FOR A FREE TELEPHONE OR VIDEO CONSULTATION, PLEASE CALL:
Donald Glenn Peterson, Esq. Don Peterson Law Firm 1720 S. Bellaire St., Suite 530, Denver, CO 80222 Phone: (303) 758-0999 E-Mail: Donald@PetersonLaw.co Website: www.donpetersonlawfirm.com
Grateful to a gracious young man
I am an elderly lady who was travelling East on Belleview just past Colorado Blvd. My car suddenly made a terrific noise and rocked uncontrollably; I was able to pull to LETTERS
the road side.
The Chad Steeze stopped to assist me and Officer Langert of the GWV Police Department arrived shortly thereafter.
Chad Steeze insisted he could help me and spent well over an hour changing my tire while getting perfectly filthy and dirty in the process. I can not begin to say how much Chad’s assistance meant to me.
I wish to acknowledge what a gracious young man Chad Steeze is and I shall never forget him. Thank you Chad!
A Grateful Lady Doren Chisholm
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Best Public Notice Section
ARAPAHOE COUNTY
ARAPAHOE COUNTY NOTICE OF PUBLIC HEARING PROPOSED BUDGET AMENDMENTS
NOTICE IS HEREBY GIVEN
that on Tuesday, May 26, 2020 at 9:30 a.m., or as soon thereafter as the calendar of the Board of County Commissioners permits, in the East Hearing Room of the County Administration Building, 5334 South Prince Street, Littleton, Colorado, the Board of County Commissioners of Arapahoe County will meet to consider the following proposed budget resolutions (NOTE: Due to the ongoing COVID19 emergency the hearing may be conducted through remote access – please check the May 26, 2020 public meeting agenda at https://www.arapahoegov.com/ AgendaCenter/Board-of-CountyCommissioners-1 for specific information on how to attend and participate. The agenda will typically be posted by the Friday afternoon preceding the hearing):
I
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Information Technology Department is requesting to transfer $31,107 from the General Fund and recognize and appropriate the same in the Central Services Fund to purchase additional storage capacity for the County for public safety applications including Computer Aided Dispatch, Records Management, Jail Management and Mugshots and Digital Crime Scenes; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law.
NOW, THEREFORE, BE IT RE
SOLVED by the Board of County Commissioners of Arapahoe County to transfer $31,107 from the General Fund, Information Technology Department and recognize and appropriate the same amount in the Central Services Fund, Information Technology Department for additional storage capacity public safety applications.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Govern ment and with the affected spending agencies.
II
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Information T echnology Department is requesting to appropriate $97,735 from the unappropriated fund balance in the General Fund for a purchase order from 2019 that was not included during the reappropriation process; and
WHEREAS, this purchase order is for work that is to be completed during 2020 for software in the Coroner’s Office; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT
RESOL VED by the Board of County Commissioners of Arapahoe County to transfer $97,735 in the General Fund, Information Technology Department from the unappropriated fund balance for a purchase order from 2019 for software in the Coroner’s Office.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Govern ment and with the affected spending agencies.
III
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and cost for a new air conditioning unit; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT RE
SOLVED by the Board of County Commissioners of Arapahoe County to transfer $21,280 from the General Fund, Information Technology Department and recognize and appropriate the same amount in the Central Services Fund, Information Technology Department for additional installation and maintenance costs for a new air conditioning unit.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Govern - ment and with the affected spending agencies.
IV
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Sherif f’s Office is requesting to recognize $18,168 and appropriate $5,298 in the General Fund to reflect anticipated federal funds from work on task forces to be used for overtime expenses; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT RE -
SOLVED by the Board of County Commissioners of Arapahoe County to recognize $18,168 and appropriate $5,298 in the General Fund, Sheriff’s Office for antici- pated federal funds from task force work to be used for overtime.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Government and with the affected spending agencies.
V
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Sherif f’s Office has determined that funding for the License Plate Reader (LPR) project needs to be consolidated in the same fund to complete the one-time purchase; and
WHEREAS, the Sherif f’s Office is requesting to transfer $61,545 from the Central Services Fund and recognize and appropriate the same amount in the General Fund for the purchase; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT
RESOL VED by the Board of County Commissioners of Arapahoe County to transfer $61,545 from the Central Services Fund, Sheriff’s Office and recognize and appropriate the same amount in the General Fund, Sheriff’s Office to consolidate funds to complete the purchase of the LPR project.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Govern - ment and with the affected spending agencies.
VI
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, a change in statute designates the Treasurer as the Public Trustee beginning on July 1, 2020; and
WHEREAS, this change will require recognizing $232,250 and appropriating $127,017 in the General Fund, Treasurer’s Office; and
WHEREAS, the Treasurer’s Office is requesting to add 2.50 FTE in the General Fund for the transition of the Public Trustee staff; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT
RESOL VED by the Board of County Commissioners of Arapahoe County to recognize $232,250 and appropriate $127,017 in the General Fund, Treasurer’s Office and increase the FTE count by 2.50 and reduce the revenue in the General Fund, Administrative Services Department by $105,000 to transition the Public Trustee to the Treasurer’s Office.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Govern - ment and with the affected spending agencies.
VII
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Facilities and Fleet Management Department is requesting to appropriate $27,754 in the Capital Expenditure Fund for exterior light fixtures at the W arehouse; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT RE -
SOLVED by the Board of County Commissioners of Arapahoe County to transfer $27,754 in the General Fund, Facilities and Fleet Management Department from the unappropriated fund balance for exterior light fixtures at the Warehouse.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Government and with the affected spending agencies.
VIII
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Information T echnology Department is requesting to appropriate $525 from the unappropriated fund balance in the Capital Expenditure Fund for a late invoice received on the Coroner’s Case Management System project; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law.
NOW, THEREFORE, BE IT
RESOLVED by the Board of County Commissioners of Arapahoe County to transfer $525 in the Capital Expenditure Fund, Information Technology Department from the unappropriated fund balance for an invoice for the Coroner’s Case Management System project.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Govern- ment and with the affected spending agencies.
IX
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Sheriff’s Office is requesting to reduce the appropriation in the ALEA Fund by $10,888 and reduce the revenue by $10,888 and appropriation by $49,000 in the Central Services Fund, Sheriff’s Office for a dupli- cate vehicle replacement request included in the 2020 adopted budget; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law. vehicle replacement request that is not necessary.
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Government and with the affected spending agencies.
X
SOLVED by the Board of County Commissioners of Arapahoe County to recognize and appropriate $4,608 in the General Fund, Sheriff’s Office for non-claimed funds from evidence.
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Sherif f’s Office is requesting to recognize and appropriate $4,608 in the General Fund for non-claimed funds from evidence; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT RE
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Government and with the affected spending agencies.
XI
SOLVED by the Board of County Commissioners of Arapahoe County to recognize and appropriate $3,056,941 in the Homeland Security Fund, Sheriff’s Office for prior year grants.
WHEREAS, the Board of County Commissioners adopted the 2020 Annual Budget pursuant to Statute; and
WHEREAS, the Sherif f’s Office is requesting to recognize and appropriate $3,056,941 in the Homeland Security Fund for unspent funds from prior year grants; and
WHEREAS, this matter has been published pursuant to Section 29-1-109, C.R.S., as required by law .
NOW, THEREFORE, BE IT RE -
BE IT FURTHER RESOLVED
that the Budget Officer shall file a certified copy of this Resolution with the Division of Local Government and with the affected spending agencies.
Published in The Villager Published: May 21, 2020 Legal # 9702 ___________________________
ARAPAHOE COUNTY NOTICE OF FINAL SETTLEMENT
NOTICE IS HEREBY GIVEN that the Board of County Commissioners of Arapahoe County, Colorado shall make final settlement with GH
Phipps Construction Company
for its work completed for Arapahoe County on the project identified as #2019-15 Human Service (GOALS) Oxford Vista Remodel. The work generally consisted of tenant improvement construction services to include a remodel of the existing space to offices/conference rooms and workforce service area. Final Settlement will be made on June 9, 2020.
Any person, co-partnership, association of persons, company or corporation that has furnished labor, materials, team hire, sustenance, provisions, provender or other supplies used or consumed by GH Phipps Construction Company or any of its subcontractors, or that has supplied rental machinery, tools or equipment to the extent used by GH Phipps Construction Company or any of its subcontractors in or about the performance of the work done for the abovedescribed project whose claim therefore has not been paid by GH Phipps Construction Company or any of its subcontractors may file a verified statement of the amount due and unpaid with the Arapahoe County Attorney’s Office (on behalf of the Board of County Commissioners) at 5334 South Prince Street, Littleton, CO 80120, at any time up to and including June 8, 2020. employees from any or all liability, claims, and suits for payment due from GH Phipps Construction Company.
Joan Lopez, Clerk to the Board
Published in The Villager First Publication: May 21, 2020 Last Publication: May 28, 2020 Legal # 9703 ___________________________
COURTS
DISTRICT COURT ARAPAHOE COUNTY, COLORADO Court Address: 7325 S. Potomac Street, #100 Centennial, CO 80112
Claimant: ANDERSON HEMMAT, LLC;
Respondents: KARIANN BACA; PERSONICARE, LLC; GENESIS CHIROPRACTIC SPINE & SPORTS CENTER; and DAWNLIGHT ENTERPRISES, INC. d/b/a DENVER SPORTS MASSAGE.
Attorneys for Claimant: ANDERSON HEMMAT, LLC Chad P. Hemmat, #20845 Address: 5613 DTC Parkway, Suite 150 Greenwood Village, Colorado 80111 Phone Number: (303) 782-9999
Case Number: 2019CV32082 Div.: 21 Ctrm.: 21
SUMMONS BY PUBLICATION
THE PEOPLE OF THE STATE OF COLORADO
TO THE ABOVE NAMED CLAIMANT: Kariann Baca
You are hereby summoned and required to appear and defend against the claims of the Complaint filed with the court in this action, by filing with the clerk of this court an Answer or other response. You are required to file your Answer within 35 days after the service of this Summons upon you. Service of the Summons shall be complete on the day of the last publication. A copy of the Complaint may be obtained from the Clerk of the Court.
If you fail to file your answer or other response to the Complaint in writing within 35 days after the date of the last publication, judgment by default may be rendered against you by the court for the relief demanded in the Complaint without further notice.
This is an interpleader action pursuant to Rule 22, of the Colorado Rules of Civil Procedure for the equitable distribution among the Respondents of the proceeds of $11,664.94 from Ms. Baca’s personal injury claim. Claimant seeks to deposit the $11,664.94 into the Registry of the Court to discharge Claimant from any further liability/ responsibility to Respondents.
Dated: May 1, 2020
ANDERSON HEMMAT, LLC
By: *s/ Chad P. Hemmat Chad P. Hemmat
This Summons is issued pursuant to Rule 4(g), Colorado Rules of Civil Procedure
Published in The Villager First Publication: May 7, 2020 Last Publication: June 4, 2020 Legal # 9683 ___________________________
GREENWOOD VILLAGE
BID INFORMATION ADVERTISEMENT FOR BID
Notice is hereby given that the City of Greenwood Village, Colorado (the “City”) will receive electronic bid submissions through BidNet®
on the Rocky Mountain Bid System at the Greenwood Village website: www.greenwoodvillage.
com/bids. Bids must be submitted by 2:30 p.m., May 28, 2020 for the:
2020 Intersection Projects
The plans and specifications are available electronically via the
Rocky Mountain E-Purchasing
System on the City of Greenwood Village website, www.greenwoodvillage.com/bids. the date set for opening thereof.
Preference is hereby given to materials, supplies, and provisions produced, manufactured, or grown in Colorado, quality being equal to articles offered by competitors outside of the State. Colorado labor shall be employed to perform the work for which bids are requested herein to the extent of not less than eighty percent (80%) of each type or class of labor in the several classifications of skilled and common labor employed on such work, pursuant to C.R.S. § 8-17-101.
The City requires a certified or cashier’s check, or a corporate surety bond in the amount of five percent (5%) of the total bid amount before the City can accept or consider any bid for any bids greater than Fifty Thousand Dollars ($50,000.00). The bid and the deposit shall be filed with the Public Works Department, securely sealed and endorsed on the outside with a brief statement as to the nature of the item or work for which the bid is provided. Upon a bid award, such bond shall be returned to the unsuccessful bidder(s). In the case of the successful bidder, the bid bond will be returned upon receipt of the required payment and performance bonds, each in the full amount of the contract price. Such bonds will be retained by the City until the two-year (2) warranty period has expired. An electronic bid opening will occur at 2:31 p.m., May 28, 2019. Pricing information will be shared with interested parties and will also be available through the Rocky Mountain Purchasing System.
Any questions regarding the project should be directed to Zeke Lynch at (303) 708-6149 or zlynch@ greenwoodvillage.com .
/s/ Jeremy Hanak Director of Public Works
Published in The Villager First Publication: May 14, 2020 Last Publication: May 21, 2020 Legal # 9697 ___________________________
BID INFORMATION ADVERTISEMENT FOR BIDS
Notice is hereby given that the City of Greenwood Village, Colorado (the “City”) will receive bids by electronic submission through BidNet® on the Rocky Mountain
Bid System on the Greenwood Village website at www.green
woodvillage.com/bids. Bids must be submitted by 4:00 p.m., May 28th 2020 for:
2020 Trails Rehabilitation Project
The plans and specifications for the 2020 Trails Rehabilitation Project are available electronically via the Rocky Mountain E-Purchasing System on the City of Greenwood Village website, www.greenwoodvillage.com/bids.
The City reserves the right to reject any and all bids, and to make final determination in the event of duplications. No bid may be withdrawn for a period of sixty (60) days after the date set for opening thereof.
Preference is hereby given to materials, supplies, and provisions produced, manufactured, or grown in Colorado, quality being equal to articles offered by competitors outside of the State. Colorado labor shall be employed to perform the work for which bids are requested herein to the extent of not less than eighty percent (80%) of each type or class of labor in the several classifications of skilled and common labor employed on such work, pursuant to C.R.S. § 8-17-101.
The City requires a certified or cashier’s check, or a corporate surety bond in the amount of five percent (5%) of the total bid amount before the City can accept or consider any bid for any bids greater than Fifty Thousand Dollars ($50,000.00). The bid and the deposit shall be filed with the Public Works Department, securely sealed and endorsed on the outside with a brief statement as to the nature of the item or work for which the bid is provided. Upon a bid award, such bond shall be returned to the unsuccessful bidder(s). In the case of the successful bidder, the bid bond will be returned upon receipt of the required payment and performance bonds, each in the full amount of the contract price. Such bonds will be retained by the City until the two year (2) warranty period has expired. An electronic bid opening will occur at 4:01 p.m., May 28th, 2020.
ARTS AND ENTERTAINMENT
Best of Show Artists May 22 – July 19. These artists and their works were winners of the 2019 Eye of the Camera Exhibit sponsored by the Littleton Fine Arts Board. If the Littleton Museum of Art is still closed, the exhibit will open virtually on the museum website social media. For information go to littletongov.org/covid-19.
EVENTS
Botanic Gardens Cancels Summer Concert Series Due to safety measures taken to combat the spread of COVID-19, the Denver Botanic Gardens is canceling its 2020 Summer Concert Series sponsored by UMB Bank and Swallow Hill Music. For information about future events call 720-865-3500 Arapahoe County Covid-19 Telephone Town Hall May 21. This meeting will focus on the County’s Road To Recovery efforts. 7:00 pm. To participate call 855-436-3656 or visit arapahoegov.com/townhall. The County buildings remain closed to the public. For up-to-date information go to arapahoegov.com/covid19 Southland Shopping Center Blood Drive May 27. Southland Shopping Center and the Aurora YMCA are hosting a blood drive to support local hospitals. Extra precautions will be implemented to assure appropriate social distancing and sanitization. 8:30 am – 1:30 pm. 6295 S. Main Street, Unit 104, Aurora (Next to Massage Envy). For information call 303-363-2300 . Cherry Hills Village Exotic Car Show Cancelled Due to continued uncertainty about when it will be safe to host large events, the City’s Exotic Car Show scheduled for June 7 has been cancelled. We look forward to lots of fun and festivities next year. For information call 303-789-2541 Cherry Creek Arts Festival Cancelled Tara Brickwell, Executive Director of the festival, announced the cancellation of this year’s event which has been moved to July 2 – 4, 2021. Artists juried into the 2020 show will have the option of participating in that event or receiving a full refund for this year. CherryArts will continue its activities connected with the festival including the virtual Art Shop where you can buy the work of festival artists. For information go to hello@cherryarts.org or call 303-355-2787 Colorado Renaissance Festival Opening Postponed The new date for the opening of this year’s festival will be August 1 for eight weekends through Sunday, September 20. For updates and further information call 303-688-6010. 2020 Dragon Boat Festival Cancelled The Colorado Dragon Boat Leadership has determined that the best course of action is to cancel this year’s summer festival originally planned for July 25 – 26. We hope to bring our annual celebration of Asian and Asian American heritage back in 2021. For information call 303-953-7277
FUNDRAISERS
Cancer League Hope Ball Cancelled Previously scheduled for May 9, this event was rescheduled to August 1 and is now just a drawing at 9:30 p.m. online for a chance to win a 2020 Dodge Big Horn diamond black, crew cab, fully loaded, V-8 Hemi-powertrain MSRP $51,120. Donated by Doug Moreland and the Moreland family of dealerships. Tickets $25 each or 5 for $100. For tickets: Martha Jentz at rsmeja@comcast.net or 720- 480-1930. 2020 Le Bal de Ballet Cancelled This signature event originally scheduled for June 6 has been deferred until of the weekend of June 11 – 13, 2021. For information contact karen.walker2020@aol.com. Saturday Night Alive Gala Cancelled This Signature Gala benefiting the Denver Center for the Performing Arts and making theatre accessible for everyone has been cancelled in response to a mandate from the City of Denver. All events and performances at DCPA have been postponed until June 28. For information on future events call Lyn Schaffer 303-341-1473. —Continued from previous page—
LEGALS 2020 Cadillac XT6 has luxury galore BY H. THROTTLE AUTOMOTIVE COLUMNIST
The first thing I noticed in driving this 2020 Cadillac XT6 Premium is the smoothness of ride, like soft silk in handling and comfort. The cabin is jet black with jet black accents and the exterior an attractive “Satin Steel Metallic” paint.
Final assembly is at Spring Hill TN. U.S. and Canadian parts comprise 52 percent of the part content, 21 percent from Mexico and other locations. The manufacturer’s suggested list price is $54,695. But hold on for this model boasts a moniker of “Premium Luxury all-wheel drive.” The marketing folks at General Motors have added $15,895 of optional equipment to this model, making the total vehicle price of $71,585. For example, the platinum package consists of semi-aniline leather seating on all three rows, console, door trim, and floor mat and dampening suspension as $4,900 in additional options. The additional options make quite a long list, like a 14” Bose speaker to the existing Bose sound system. This wide variance of options can vary with vehicles on the showrooms impacting vehicle prices. You do tend to pay for what you get and are long lasting enjoyable features.
Needless to say, this is a true luxury vehicle with a strong V6
—Continued from previous page—
engine and nine-speed transmission with an average fuel consumption of 20 mpg. Three rows of seats and a large cargo space make this a family luxury workhorse.
The main safety features are included in the basic price are forward collision alert, lane departure and side blind alerts.
Most of the major safety cameras are now included on almost all models with some variations and optional cost factors. This model has a perfect fivestar safety rating for front crashes.
Cadillac features a 6-year 70,000-mile powertrain warranty and a 4-year/ 50,000-mile bumper to bumper limited warranty on this model.
Smooth, roomy, safe, and secure, this is a dependable choice for an all-wheel, long-lasting American iconic quality selection. Just be picky about the long list of optional equipment. The vehicle doesn’t need too much frosting on the cake.
SPECIAL CARE GIVER FOR 20 + YEARS LOOKING FOR PRIVATE CARE PATIENTS
Experience in hospice, dementia and Parkinson’s care. Stellar CNA license. Call 720-939-1056 m21-j11
SERVICES
Dependable Yard Work: Modest rates.Friendly and dependable. Local references. Call Greg at 720-404-8032 tfn
12 NEW WOODARD OUTDOOR PATIO DINING CHAIRS
$9,000 Value. Will take best offer. Call Jane at 303-761-7768
Handymanwho can do it right the first time. Local repairman. Call Doug at 303-756-5655
Eastern CO
970-230-2052
Commercial
Equestrian Hobby Shops Agricultural
Garages And More!
NE and Western IA
402-426-5022
Wisconsin
608-632-1389
S TRUCTURE S
www.GingerichStructures.com
Colorado Statewide Classified Advertising Network
WANTED Buy a 25-word statewide classified line ad in newspapers across the state of Colorado for just $300 per week. Ask about our frequency discounts!
Contact The Villager at 303-773-8313 x301
Cash for Mineral Rights
Free, no-risk, cash offer. Contact us with the details: Call: 720-988-5617 Write: Minerals, PO BOX 3668, Littleton, CO 80161 Email:
opportunity@ecmresourcesinc.com To place a 25-word COSCAN Network ad in 91 Colorado newspapers for only $300, contact The Villager at 303-773-8313 x301.
COLORADO PRESS ASSOCIATION NETWORK
DORIS TRUHLAR, ATTORNEY AT LAW
Also serving as mediator for family law cases, including divorce Doris B. Truhlar
Truhlar and Truhlar, L.L.P. 7340 E. Caley Ave., Suite 310 Centennial, CO 80111 (303) 794-2404
38 years of experience. Representing both men and women. May 21, 2020, THE VILLAGER | PAGE 23
Any questions regarding the project should be directed to John Wannigman at (303) 944-3229 or jwannigman@greenwoodvillage.com.
/s/ Jeremy Hanak Director of Public Works
Published in The Villager First Publication: May 14, 2020 Last Publication: May 21, 2020 Legal # 9698 ___________________________
NOTICE REQUEST FOR PROPOSALS
Notice is hereby given that the City of Greenwood Village, Colorado (the “City”) will receive proposals by electronic submission through
BidNet® on the Rocky Mountain Bid System on the Greenwood Village website at www.
greenwoodvillage.com/bids. Bids must be submitted by 2:00 p.m., May 28, 2020 for the: Village website, www.greenwoodvillage.com/bids.
The City reserves the right to reject any and all proposals, and to make final determination in the event of duplications.
No proposal may be withdrawn for a period of sixty (60) days after the date set for opening thereof. Any proposal received as a result of this request is prepared at the consultant’s expense and becomes City property and therefore, public record.
Any questions regarding the project should be directed to Justin Williams at (303) 708-6150 or jwilliams@greenwoodvillage.com.
/s/ Jeremy Hanak Director of Public Works
NOTICE TO CREDITORS Estate of Rachal Ann Metz, also known as Rachal A. Metz, Rachal Metz, Rachel Ann Metz, Rachel A. Metz and Rachel Metz, Deceased Case Number 2020PR30383
All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Arapahoe County, Colorado or on or before September 14, 2020 or the claims may be forever barred. The original of this document is on file at the law office of Donald Glenn Peterson. /s/. Donald Glenn Peterson Donald Glenn Peterson Attorney for PR 1720 S. Bellaire Street, Suite 530 Denver, CO 80222 Telephone: (303) 758-0999 Published in The Villager First Publication: May 14, 2020 Last Publication: May 28, 2020 Legal # 9700 ___________________________
NOTICE TO CREDITORS Estate of Norbert Eugene Simpson aka Norbert E. Simpson, Deceased Case Number 20PR30337
All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Arapahoe, County, Colorado on or before September 14, 2020, or the claims may be forever barred. Turner Lang, Personal Representawtive c/o Scott J. Atwell 5673 S. Fulton Way Greenwood Village, CO 80111 Published in The Villager First Publication: May 14, 2020 Last Publication: May 28, 2020 Legal # 9701 ___________________________
SPECIAL DISTRICTS
NOTICE OF VACANCY ON THE BOARD OF DIRECTORS OF THE OAK PARK METROPOLITAN DISTRICT
tors of the Oak Park Metropolitan District who wish to be considered to fill a vacancy must file a letter of interest within ten days of the date of publication of this notice. A letter of interest may be filed on or before 5:00 p.m., May 31, 2020, with the Board of Directors of the Oak Park Metropolitan District, c/o Fritsche Law LLC, 1888 Sherman Street, Suite 200, Denver, CO 80203 or electronically to joan@fritschelaw. com.
OAK PARK METROPOLITAN DISTRICT
By: /s/ FRITSCHE LAW LLC Attorneys for the District
Published in The Villager Published: May 21, 2020 Legal # 9704 ___________________________
NOTICE OF VACANCY ON THE BOARD OF DIRECTORS OF THE VALENTIA COURT METROPOLITAN DISTRICT
exists on the Board of Directors of the Valentia Court Metropolitan District, County of Arapahoe, State of Colorado. Qualified eligible electors of the Valentia Court Metropolitan District who wish to be considered to fill a vacancy must file a letter of interest within ten days of the date of publication of this notice. A letter of interest may be filed on or before 5:00 p.m., May 31, 2020, with the Board of Directors of the Valentia Court Metropolitan District, c/o Fritsche Law LLC, 1888 Sherman Street, Suite 200, Denver, CO 80203 or electronically to joan@fritschelaw. com.
VALENTIA COURT METROPOLITAN DISTRICT
By: /s/ FRITSCHE LAW LLC Attorneys for the District
