Fairfield County Business Journal 050817 by Westfair Business Journal

3 | BUILDING TRUST May 8, 2017 | VOL. 53, No. 19

12 | RE-ADAPTING

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS

Minding your business

See story on page 2

westfaironline.com

Tick…Tick… Tick… BOOM IN PARASITES KEEPS VETS, ERs, LANDSCAPERS BUSY BY PHIL HALL phall@westfairinc.com

“This is really just the title of the novel,” said Chris Bruhl, president and CEO of The Business Council of Fairfield County. “It’s a series of goals, not realities, so it’s really not very realistic to have any detailed sense of what it means.” “It’s just a starting point,” said Christine M. Brew, a tax attorney at Cohen and Wolf PC in Westport. “You’ve got to start somewhere. But filling in the gaps is what will really be important.” “Everyone is in some agreement on having some kind of tax reduction,” said Michael Spiro, a tax attorney and partner at Finn Dixon & Herling LLP in Stamford. “It seems like the stars are aligned for significant tax reform, with a Republican Congress and a Republican president committed to it. But the stars seemed aligned for health care reform and that hasn’t hap-

onnecticut’s tick population is back with a vengeance, which is bad news for people and their pets, but a profitable opportunity for businesses and organizations involved in tick treatments and mitigation. How bad is the tick infestation? The Connecticut Agricultural Experiment Station (CAES) reported 500 ticks submitted to its laboratories for testing in April — in previous years, that number would be 24 or less. Last year, Fairfield County sent 1,237 ticks — the greatest number of ticks from any Connecticut county — to the lab for testing, and 26.3 percent of those ticks were found to be infected with Borrelia burgdorferi, the causative agent of Lyme disease. Last month, a pair of troubling news stories reaffirmed the gravity of the problem: a man took his dog for a 30-minute walk around the West Hartford Reservoir and came home with 30 ticks on his pet (photographic evidence was widely shared by mainstream and social media), and a 11-month-old boy in Griswold was diagnosed with the rare tick-borne Powassan virus when he was 5 months old, the first recorded case in Connecticut. Jay Fedak, a physician assistant at AFC Urgent Care in Danbury, had his own recent tick encounter. “I pulled off one last night while walking the dog,” he recalled, adding that the rate of recent patient calls and visits related to ticks has increased considerably to his medical clinic. “My guesstimate would be about 5 to 10 percent of our patients,” Fedak said. Across town at Danbury Hospital, the rising number of patient calls related to tick bites has stretched into months when such activity was traditionally rare-

» Trump tax plan, page 6

» Ticks, page 6

Westport company co-founders Tye Schlegelmilch, left, and Bill Green are expanding their cloud-based professional property management service into New York after launching in Fairfield County in January.

Devil in the (missing) details TRUMP TAX PLAN GETS MIXED REVIEWS

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

onnecticut business leaders said they appreciated President Donald Trump’s recently proposed tax plan in broad strokes, but largely agreed that its lack of details was vexing. The Trump proposal, released on April 26, is more of an outline than an in-depth plan. Consisting of fewer than 200 words

and just seven numbers, the document proposes cutting the corporate tax rate by more than 50 percent — from 35 percent to 15 percent — and allowing millions of small businesses that are structured so that they are affected by the individual tax rate to use the 15 percent rate as well. In addition, the plan calls for replacing the seven federal income tax brackets with three new ones, eliminating the alternative minimum tax and estate tax and creating new incentives to simplify filing returns.

Hinged brings online 'property manager' to Fairfield and Westchester

VENTURES

kzimmerman@westfairinc.com

westfaironline.com

Main office telephone . . . . . . . 914-694-3600 Newsroom fax . . . . . . . . . . . . . . 914-694-3680 Sales fax . . . . . . . . . . . . . . . . . . . . 914-694-3699 Research fax . . . . . . . . . . . . . . . . .914-694-3682 Editorial e-mail jgolden@westfairinc.com

Or write to: Fairfield County Business Journal 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407

BY KEVIN ZIMMERMAN

or homeowners faced with the never-ending list of things to do around the house — scheduling maintenance appointments, locating receipts and contact info for handymen, even paying monthly bills — Hinged just may be the solution. The Westport company’s signature product is a cloud-based professional property manager that can oversee an entire property’s needs. Homeowners sign up for a complimentary home inspection, after which data about a given property — not just the size and specs of the house but also types of appliances used, extra accoutrements like swimming pools, and other facts — are used to create an online profile. Hinged then can be used to schedule maintenance and repairs, suggest fully vetted professionals — plumbers, electricians, landscapers and the like — and maintain a tracking and analysis of spending. The company began about 18 months ago, according to Hinged co-founder and CEO Tye Schlegelmilch. Relocating to Westport from New York City, Schlegelmilch thought “there had to be a better way, from a technological standpoint, to manage the household and let you spend more time enjoying your home,” he said. Schlegelmilch’s business venture followed a 16-year career in finance, where his most recent position was as co-chief investment officer for Fortress Investment Group. The move from Manhattan “was for the usual reasons,” he said, “a desire for more space for my growing family — I have three boys — a backyard for them to play in, good schools and so on.” “That all worked out well. What I didn't anticipate was the massive amount of time that it would take to manage a house and property. Between my daily commute to New York City and trying to spend time with family, I found it nearly impossible to find the time to play telephone tag with contractors, schedule them, pay them, etc. That's when I had my light — bulb moment and decided to completely pivot in my career, to leave the world of finance and draw on my technical background to solve this problem for myself and other homeowners once and for all.” Realizing the need for input beyond the tech aspect, Schlegelmilch turned for

• • • • •

PUBLISHER | Dee DelBello ASSOCIATE PUBLISHER | Anne Jordan MANAGING EDITOR | John Golden SENIOR EDITOR/DIGITAL & PHOTO | Bob Rozycki

News REPORTERS | Phil Hall, Kevin Zimmerman; Ryan Deffenbaugh, Aleesia Forni, Bill Heltzel; Georgette Gouveia, Mary Shustack DIGITAL RESEARCH COORDINATOR | Danielle Renda

Advertising Sales MANAGER | Anne Jordan METRO SALES AND CUSTOM PUBLISHING DIRECTOR | Barbara Hanlon ACCOUNT MANAGERS | Lisa Cash, Marcia Pflug, Patrice Sullivan

Hinged is a cloud-based professional property manager that can oversee an entire property's needs.

input to area homebuilder Bill Green, who had built the Hinged mastermind’s house. A short time later, Green was hired as cofounder and chief operating officer. “The idea made sense,” said Green, “but how to do it was still something of a mystery.” Many first-time homeowners suffer from “a kind of paralysis when they move in,” Schlegelmilch said. “It’s a case of, ‘I know what needs to be done, but how do I go about doing it?’” With homeowners able to sign up and use the system for free, Hinged makes its revenue from its service providers, all of whom receive thorough background checks and are fully insured. Schlegelmilch said the company receives “a nominal percentage” from each service provider after each order is completed. Homeowners can input their own favorite service provider or avail themselves of Hinged’s suggestions. Green noted that for many services, three to six suggestions are generally available; for less specialized tasks like house painting, several more may be listed. All listings include average costs to the homeowner. “It’s like LinkedIn, but for your house,” Green said. “This is about providing solutions for homeowners,” Schlegelmilch said. “We don’t want to overwhelm a homeowner with dozens of listings — that’s something you can get from the Yellow Pages.” Providers are expected to schedule an appointment within a two-hour window, which they’re encouraged to update via text or the customer’s preferred means of

Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

communication as their schedule allows. “Having them show up on time is critical,” said Schlegelmilch. Customer feedback through a rating system also tends to cut down on scheduling mishaps and other errors, Green added. “Every single time so far they’ve been on time,” he said of service providers. Hinged also handles invoicing and the payment process, “so the homeowner hears from us if payment is due,” Schlegelmilch said. “For the service provider, we’re freeing up someone on their staff to focus on growing the business rather than invoicing.” With an office at 49 Riverside Ave., Hinged employs five full-time staff and has more than 100 service people covering Fairfield County. Following a soft launch in January, the company now has a couple of hundred homeowners signed up, according to Schlegelmilch, and is expanding into Westchester County from a satellite office at 777 Westchester Ave. in White Plains. Ultimately, Schlegelmilch expects to expand into the Hamptons and further into New York and throughout the Northeast. “We anticipate having homeowners in the thousands in the next six months,” he said. Typically it takes Hinged eight to 12 weeks to open a new territory, he added. The company is seeking to form strategic partnerships with insurance and mortgage companies to improve home maintenance and preserve a property’s value, and with Realtors. Brokers can offer a free Hinged membership in advance to househunting clients early in the process and perhaps help them avoid that “paralysis” of new homeowners.

Production CREATIVE DIRECTOR | Dan Viteri ART DIRECTOR + FCBJ DESIGN MANAGER | Sebastian Flores ART DIRECTOR | Michaela Zalko

Events EVENTS MANAGER | Rebecca Freeman EVENTS SALES AND SPONSORS | Marcia Pflug

Audience Development and Circulation TELEMARKETING DIRECTOR | Marcia Rudy CIRCULATION REPRESENTATIVES | John Holden, Brianne Smith RESEARCH REPORTER | Peter Rubino

Administration ADMINISTRATOR MANAGER | Robin Costello CIRCULATION AND OFFICE MANAGER | Sylvia Sikoutris CONTRACTED CFO SERVICES | Adornetto & Company L.L.C. HUMAN RESOURCES & PAYROLL SERVICES | APS PAYROLL Fair�ield County Business Journal (USPS# 5830) is published Weekly, 52 times a year by Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. Periodicals Postage rates paid at White Plains, NY 10610. POSTMASTER: Send address changes to: Fair�ield County Business Journal: Westfair Communications, Inc., 3 Westchester Park Drive, White Plains, NY 10604. More than 40 percent of the Business Journal is printed on recycled newsprint. © 2017 Westfair Communications Inc. All rights reserved. Reproduction in whole or in part without written permission is prohibited

NEWS NOON

Nonprofit Daniel Trust Foundation continues to grow Through his motivational speeches at high schools, universities, corporations and conferences around the world, “stray people started to make one-time donations, and I was able to talk some of them and others into making monthly donations. Now we’re getting strangers to donate — people find us on the internet.” One high point for the fledgling foundation occurred in December 2015 when “a small New York City financial company” — he declined to identify it — gave $30,000. “That opened up a lot of doors.” The Daniel Foundation today has “a great partnership” with Bridgeport schools, he said. “We work with the principals and teachers to identify students who are maybe a little disadvantaged but show potential, who are then referred to us.” The nonprofit operates a high school

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

t’s been a long journey for Daniel Trust — even if he is just 28 years old. Born Daniel Ndamwizeye in Gisenyi, Rwanda, as a 5-year-old he witnessed the murders of his parents and two sisters during the genocide that took 800,000 lives midyear of 1994. Eventually he escaped to Zambia before moving to Bridgeport in 2005. Today he sits atop The Daniel Foundation, a nonprofit that invests in and supports students from low-income communities with their educational and career needs and honors teachers “who are making a difference in the lives of their students and communities in which they teach.” Along the way he adopted the user-friendly name Daniel Trust; his birth name, Ndamwizeye, means “I trust him” in Kinyarwanda. “One of my biggest dreams growing up was coming to the United States,” he said from his Bridgeport office. “It was not easy getting here, but I was fortunate to have a sister who helped arrange for me to come to Connecticut.” Philanthropy has always been one of his cornerstones, he said. “Giving back was something I’d wanted to do since I was very young. It was one of my dreams to get involved with orphanages around the world.” Attending the city’s Bassick High School, he began working after hours at Bridgeport’s International Institute of Connecticut, which assists refugees and immigrants resolve legal, economic, linguistic and social barriers to become self-sufficient, integrated and contributing members of the community. There he “swept outside, sorted mail, took out the trash — anything that needed being done,” he said. From there he worked as a cashier at Eddie Bauer and Old Navy while earning a bachelor's degree in business administration at Southern Connecticut State University. As a freshman, he started the D-Trust Apparel clothing line, centered on T-shirts with antihomophobia messages; 10 percent of the proceeds went to supporting children he was mentoring. Upon graduation he landed at TD Bank, where his growing reputation as a motivational speaker eventually led to the 2014 establishment of The Daniel Trust Foundation. “Growing it hasn’t been the easiest thing to do,” he laughed. “I didn’t have the resources or the backup that was necessary, really, but I’m a very persistent and determined person. I kept giving speeches and talking about my vision and what I wanted to do. People started buying into what I was offering.”

Daniel Trust

mentoring program, in which enrolled students spend 15 weeks in their junior year focusing on SAT prep and 15 weeks in their senior year focusing 0n college readiness, career preparation and financial literacy; a college mentoring program, where graduates of the high school program receive a $2,000 scholarship; and a teacher recognition program, where student-nominated teachers receive an achievement award and $250. The firm’s fourth annual Daniel Trust Awards, recognizing 12 students and 12 teachers, will take place June 2 at the Holiday Inn at 1070 Main St. in Bridgeport. Trust said he expects about 200 people to attend the event, which will feature a keynote address by 2016 National Teacher of the Year and 2016 Connecticut State Teacher of the Year Jahana Hayes of John F. Kennedy High School in Waterbury.

WHEN & WHERE

5.24.17 Check-in & networking: 11:15 am Program: Noon–2:15 pm Crowne Plaza 2701 Summer St., Stamford PRICE

CBIA/Stamford Chamber of Commerce members. . . . . . . .$75 Nonmembers . . . .$95 Table of 10 . . . . .$700 860.244.1977 cbia.com/events registrar@cbia.com @CBIANews

onnecticut’s Fairfield County has thrived despite statewide stagnant economic growth, but the area continues to grapple with physical and human infrastructure challenges.

Hear the latest legislative update from the state Capitol, learn strategies that the county can implement for success, and listen to the Federal Reserve Bank of New York’s economic outlook for the region and nation for the remainder of 2017. Joe Tracy, executive vice president and senior advisor to New York Fed president William Dudley, is the event’s keynote speaker. The first-ever Fairfield County Economic Update is presented by CBIA, the Stamford Chamber of Commerce, and the Federal Bank of New York.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017

Q1 EARNINGS

STAMFORD-BASED HEXCEL SLIPS

Hexcel Corp. of Stamford reported firstquarter results, with diluted earnings per share of 70 cents on net sales of $478.8 million — 2.6 percent less in constant currency than the first quarter of 2016. “Although reductions in certain build rates and customer inventory adjustments lowered sales for the quarter, we are fully committed to meeting our adjusted diluted EPS guidance for the year as we continue to prepare for the production ramp up of new programs, led by commercial aerospace,” said Nick Stanage, chairman, CEO and president of the company. Commercial aerospace represented 73 percent of Hexcel’s first-quarter sales, totaling $347.2 million. That represents a 0.9 percent decline from the first quarter of 2016. The sales growth of the A350 and the new narrowbody airliners were in line with expectations. However, the growth was offset by declines in certain legacy wide-body sales, such as the A380, B777 and B747. Sales to "Other Commercial Aerospace," which include regional and business aircraft customers, were down modestly from the first quarter of 2016 and just above the fourth quarter of 2016.

Gross margin for the just-ended quarter was 28 percent, slightly down from the firstquarter of 2016’s 28.7 percent. Operating income in the first quarter of 2017 was $78.6 million or 16.4 percent of sales as compared to $83.9 million or 16.9 percent of sales in 2016. Depreciation and amortization was $2.7 million higher this quarter, on a constant currency basis, than a year ago. The 2017 operating income percentage as compared with 2016 was nearly 40 basis points higher due to exchange rates. Looking ahead, Stanage said the company is “focused on productivity and cost control as we respond to some softness with our sales. We remain confident in achieving our 2017 guidance of adjusted diluted EPS of $2.64 to $2.76 and free cash flow of more than $100 million. We are also on track with the startups of our previously announced new greenfield sites in France and Morocco as the company`s focus in 2017 continues to be driving manufacturing throughput, capacity expansion and innovation." Hexcel develops, manufactures and markets lightweight, high-performance structural materials including carbon fibers and specialty reinforcements for use in commercial aerospace, space and defense and industrial applications.

GAINS AT QUINTILES IMS

Quintiles IMS Holdings Inc. reported firstquarter revenue of $1.9 billion, a 74.4 percent increase on a constant currency basis and

72.5 percent rise on a reported basis compared with the first quarter of 2016. The Danbury company, which delivers integrated information and technolo�y solutions to the health care industry, was formed by a merger between Danbury’s IMS Health Holdings Inc. and Durham, N.C.-based Quintiles Transnational Inc. last October in a deal worth approximately $9 billion. The company said that its financial information combines the standalone Quintiles and IMS Health financial information as if the merger had taken place on Jan. 1, 2016. Combined company research and development solutions revenue of $866 million grew 4.3 percent on a constant currency basis and 3 percent at actual foreign exchange rates. Growth was offset by the closing of an early clinical development facility in Europe during 2016. Research and development solutions contracted net new business totaled $4.08 billion for the 12 months ended March 31. Contracted backlog was $9.66 billion at March 31. The company expects approximately $2.9 billion of that backlog to convert to revenue in the next 12 months. Combined company commercial solutions revenue of $854 million grew 2.4 percent in the first quarter at constant currency and 1.3 percent at actual foreign exchange rates. Growth was offset by a more than 50 percent year-over-year decline in the Encore business, a legacy Quintiles provider business that was acquired in 2014. Combined company integrated engage-

EMCOR GROUP’S REVENUES UP

Emcor Group Inc. reported first-quarter revenues of $53.1 million, compared with $34.4 million in the previous first quarter. Included in net income from continuing operations attributable to the Norwalk construction company for the first quarter of 2016 were after-tax transaction expenses of $700,000 related to the acquisition of Ardent Services LLC and Rabalais Constructors LLC, which was completed on April 15, 2016. Excluding those expenses, non-GAAP net income from continuing operations attributable to Emcor in the first quarter of 2016 was $35.1 million. Revenues for the first quarter of 2017 were $1.89 billion, up 8.4 percent from $1.74 billion for the first quarter 2016. Operating income for the first quarter of 2017 was $82.8 million or 4.4 percent of revenues, compared with $55.6 million or 3.2 percent of revenues in the year-ago period. EMCOR Group is a Fortune 500 company offering mechanical and electrical construction services, industrial and ener�y infrastructure and building services. — Kevin Zimmerman

Join us for the 3rd Annual Pet Adoption & Free Family Festival

June 3rd | 12-4pm 4 Primrose Street Fairfield Hills Campus Newtown, Connecticut

All proceeds benefit the Catherine Violet Hubbard Animal Sanctuary

Learn more at cvhfoundation.org 4

ment services revenue of $198 million was down 0.2 percent at constant currency and down 0.9 percent reported. For the second quarter, Quintiles IMS expects revenue of $1.93 billion to $1.97 billion. For the full year of 2017, the company anticipates revenue of $8 billion to $8.1 billion.

Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

IN COURT

EX-JEFFRIES TRADER SENTENCED IN FRAUD CASE

Jesse C. Litvak, a former senior trader and managing director at Jeffries & Co., was sentenced to two years in prison, followed by three years of supervised release, for engaging in fraudulent residential mortgage-backed securities (RMBS) trades. In January, he had been found guilty on one count of securities fraud and not guilty on nine counts of securities fraud in a retrial held in U.S. District Court in New Haven. Litvak was originally convicted in March 2014 on 10 counts of fraud related to trading in residential mortgage-backed securities, one count of fraud connected to the federal Troubled Asset Relief Program (TARP) and three counts of making false statements to the government. In December 2015, the U.S. Court of Appeals for the Second Circuit reversed the convictions on TARP fraud and making false statement charges and remanded the securities fraud charges for a new trial. “This sentence sends an unequivocal message that fraud in the residential mortgage backed securities trading market will be met with serious punishment,” said Deirdre M. Daly, U.S. attorney for the District of Connecticut. “Jesse Litvak took advantage of his victims through his repeated and brazen lies, and as the court correctly found, Litvak’s lies led to more than $6 million in unearned profits

for his employer. Simply put, Litvak lied to investors to cheat them and make more money for himself. This has been a demanding and lengthy prosecution.”

SENTENCING IN FORECLOSURE SCAM

A former Easton resident was sentenced to nine years in prison, followed by three years of supervised release, for defrauding distressed homeowners in a foreclosure scam and for tax evasion. Timothy W. Burke was charged for participating in a scheme to gain ownership to homes owned by people facing property foreclosures. Burke, working under myriad false personal and corporate identities, rented out the properties via Craigslist postings that incorrectly identified him as the homeowner. Burke told the real homeowners that he would handle the negotiations with their lenders and the property taxes associated with the properties, but he never followed through and many of the properties were ultimately foreclosed upon. Burke also failed to pay taxes on the rental income he generated during this scheme, which ran between 2010 and 2015. Burke failed to pay approximately $403,726 in federal taxes between 1994 and 2012. He owes the Internal Revenue Service more than $1 million in back taxes, interest and penalties. Burke pleaded guilty to one count of mail fraud and one count of tax evasion in January. Bradford Barneys, a Bridgeportbased attorney who assisted Burke in this scheme, previously pleaded guilty to one count of conspiracy to commit mail and wire fraud and is awaiting sentencing. — Phil Hall

Monday, May 15, 2017 9:30 a.m. Breakfast • 10 a.m. Panel Discussion Old Oaks Country Club • 3100 Purchase Street, Purchase, NY

Come learn about the latest trends with regard to breast cancer prevention from some of the top experts in the field: • • • • •

Dr. Dr. Dr. Dr. Dr.

Andrew Dannenberg, Weill Cornell Medicine Orli Etingin, Weill Cornell Medicine Alexandra Heerdt, Memorial Sloan Kettering Linda LaTrenta, Greenwich Hospital Ken Offit, Memorial Sloan Kettering

RSVP online at: http://weblink.donorperfect.com/2017MedicalSymposium

Co-sponsored by:

AXA Advisors Blum Center for Health

Greenwich Sports Medicine Sharsheret JCC of Mid-Westchester

Connecticut commuters average enough miles to

DRIVE AROUND THE WORLD Michelle Seagull named consumer protection chief

ichelle Seagull, who had been serving as the state’s acting commissioner of the Connecticut Department of Consumer Protection in the wake of Jonathan Harris’ resignation, has had the “interim” removed from her title by Gov. Dannel Malloy. Seagull has served as deputy commissioner of the agency since 2011. Previously, she was a partner at Axinn, Veltrop & Harkrider LLP, where her practice focused on issues related to unfair competition laws. The new DCP commissioner noted several areas of progress that the agency has made during her time there. “We’ve streamlined our licensing and complaint processes, made great strides to improve public health

and safety, and educated Connecticut residents about the best ways to be safe in today’s marketplace,” Seagull said. DCP licenses and registers more than 280,000 individuals and businesses in over 200 different categories. In addition, the agency enforces the state’s consumer protection and product safety laws, mediates disputes between consumers and businesses, and regulates multiple industries, including the liquor, pharmaceutical, food, gaming and retail gasoline industries. Harris is expected to be one of the numerous candidates to succeed Malloy as governor. On April 13, Malloy announced he would not seek a third term. — Kevin Zimmerman

every year.

Reducing commuting is just one way Telework helps your business. To learn 4 more ways, visit

CTrides.com/teleworking

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017

Trump tax plan — » » From page 1

pened yet.” Regarding Trump’s proposal, “The overall potential of people having more dollars in their pocket is of course a positive,” said Patriot Bank President Richard Muskus Jr. “For small businesses, more dollars in their pocket means having the ability to focus on things like business extension, infrastructure, working capital.” However, Muskus added, “Going from seven tax brackets to three could help some people and hurt others, depending on whether they get rounded up or down from where they are now.” Sean M. Cahill, principal and managing director of commercial real estate firm Avison Young’s Fairfield/Westchester office, said the counties would experience a net positive should the plan go through as written. “The Trump tax cut will not only help the corporate bottom line but would be a catalyst to reversing declining employment and office occupancy in the office market,” he said. “The activities in Manhattan and its financial services sector have had a negative effect on Stamford and Greenwich for 10 years, with a decline in employment due to a lot of regulation and M&A activity, which has resulted in a negative trend throughout Fairfield County. “Will (the tax cut) have an effect on that sector? We think it will,” Cahill said. “There’s a positive business attitude that the new administration brings. And deregulation in the financial services sector will have a much deeper and larger impact both in Manhattan and suburban New York City, including Fairfield County and to a lesser extent Westchester.”

Ticks — » » From page 1

to-nonexistent. “Last year, we saw tick bites into the winter months, which is not usual for that time,” said Paul Nee, an infectious disease specialist. “In January and February of 2016, we had a lot of calls. This February, we also had a lot of reports with patients with tick bites.” Why are there so many ticks now? Fedak noted that the milder winters experienced recently — and especially the uncommonly warm weather this past February, when the temperature reached 60 degrees — helped the ticks to thrive. “They are here because of the absence of a deep prolonged freeze,” Fedak said. “Ticks went deep enough into the soil to stay through the cold cycle. Also, the deer and mouse populations are through the roof. They are the primary carriers of ticks.”

National Association of Realtors President William E. Brown called the Trump proposal a “nonstarter for homeowners and real estate professionals.” By doubling the standard deduction and eliminating state and local income tax deductions, the plan would essentially nullify the current tax benefits of owning a home for the vast majority of tax filers, he said. “The mortgage interest deduction and the state and local tax deduction make homeownership more affordable, while 1031 like-kind exchanges help investors keep inventory on the market and money flowing to local communities,” Brown said. “Those tax incentives are at risk in the tax plan. Current homeowners could very well see their home’s value plummet and their equity evaporate if tax reform nullifies or eliminates the tax incentives they depend upon, while prospective homebuyers will see that dream pushed further out of reach.” “As it stands, homeowners already pay between 80 and 90 percent of U.S. federal income tax,” Brown added. “Without tax incentives for homeownership, those numbers could rise even further. And while we appreciate the administration’s stated commitment to protecting homeownership, this plan does anything but.” Margaret Price, owner of Ridgefield Supply Co., a lumber and building materials retailer, also questioned the impact of Trump’s proposed tax changes on the housing industry. “It won’t matter for people with bigger homes, but it could have an impact on the housing industry and the building industry,” she said. “Will people be entering home ownership if this goes through?” Price agreed that in general, small busi-

nesses would benefit from the Trump plan. “Fifteen percent is obviously wonderful, as is eliminating the state tax, which has always plagued small — business owners,” she said. “Unlike large corporations, we don’t have large legal and tax teams, we’re not GE or a large hedge fund. So the 15 percent tax rate is very encouraging.” “The devil’s in the details, but we don’t know the details yet,” said Price. “It’s very encouraging that he wants to do something, but we still have to define what that something is. It’s great to throw out ideas with certain percentages, but let’s get into the nitty-gritty.” “The devil is in the details,” agreed Connecticut Business & Industry Association economist Pete Gioia. “It’s a good idea that we’re revisiting the U.S. tax code — there’s universal agreement that it’s a mess.” Noting that the current corporate tax rate of 35 percent “is way off” what most of the nation’s major trading partners have in place, Gioia said a reduction is “long overdue.” Germany’s corporate tax rate stands at 29.72 percent, Canada’s maxes out at 26 percent on the federal level and the United Kingdom’s corporate rate is 20 percent but is due to fall to 17 percent by 2020. But Lucjan T. Orlowski, an economics professor at Sacred Heart University in Fairfield, said a 15 percent corporate tax rate “is a bit too low because it may result in additional pressure on the federal government deficit. I’d like to see it at around 18 percent, which would make us more competitive while not letting the deficit grow out of all proportion.” Reviewing the Trump plan, the Tax Policy Center said that federal revenues would fall by $6.2 trillion over the first decade before accounting for added interest costs.

Including those costs, the federal debt would rise by $7.2 trillion over the first decade and by $20.9 trillion by 2036. “It would boost the federal deficit shortterm,” Gioia opined, “but I think it would generate enough activity for more money to stay here and be invested here, which would offset that effect.” Orlowski praised Trump’s proposal to levy a 10 percent tax on the more than $2.6 trillion in earnings that U.S. companies have accumulated offshore. “If 75 to 80 percent of that $2.6 trillion is transferred in, that’s about $2 trillion of capital influx to the United States — or about a ninth of U.S. GDP — a tremendous amount,” he said. “But will it be used for additional direct investment? Maybe some — the 4.7 percent unemployment rate could improve. But it could be used for something else, like M&A.” Charles S. Tusa, a tax attorney with Gilbride, Tusa, Last & Spellane in Greenwich, cited a loophole in the 15 percent corporate tax rate when applied to “pass-through” organizations such as limited liability companies and S corporations. As it stands, an employee of such a company could declare himself an LLC and thus take advantage of the 15 percent tax rather than the applicable personal income tax rate. “It’s a very intriguing concept,” he said. None of those interviewed by the Business Journal said they expected the Trump plan to win Congressional approval without significant modifications — and more details. “Anything that doesn’t give more benefits to the middle and lower class will face ferocious opposition by Democrats and probably some moderate Republicans,” Gioia said. “It’s a fascinating time to be a business owner in America,” said Price. She laughed.

And dogs, sadly, join their masters as being the primary recipients of these parasites. “When we have a winter like we did, the amount of animals that come in early in season is always higher,” said Sheldon Z. Yessenow, founder of Oronoque Animal Hospital in Stratford. “Dogs could walk just on the edge of the woods and come here with ticks. We also do a lot of rescue work, and there is a high number of animals out in wild with a lot of ticks.” Yessenow said that pet-care costs are already high and a new level of tick-related problems only exacerbates that expense. “Veterinarian medicine can be expensive, just like human medicine,” he said. “We have people inquiring about purchasing pet insurance. We used to sell a lot of tick products from our pharmacy, but now a lot of people do shopping online, where there are so many new products of the market.” One business sector that has been

profiting from the problems brought by ticks are landscapers that offer tick control services. “We’re getting 40 to 50 calls a week,” reported Greg Mikos, owner of Fairfield-based Connecticut Landscapes LLC and the regional franchisee for Weed Man Lawn Care and Tick Control services. “We’ve seen this business almost double from what we had from the last few years.” Mikos’ tick control service involves a series of multiple applications. He offers an organic solution that lasts for 30 days and a synthetic solution that can go for eight to 10 weeks. And Mikos has been offering more tick-related servicing well past the summer. “Last year we had a milder fall and we were getting calls into November,” he said. Don Dickson, owner of Tarantino Landscapes in Bridgeport, also prescribed multiple property treatments against ticks. “We recommend three sprays — one in spring, summer and fall,” he said. “Most

people think the one that is done during the spring is the most important, but the one in the fall, right before the first frost, is perhaps the most important because it kills them before they are wintering.” But not everyone is eager to have chemicals sprayed about their property. “Some folks look for natural ways to control tick population in their yards without pesticides,” said Mark Albin, a member of the Connecticut Veterinary Medical Association’s board of directors. “You can set up a backyard chicken coop — guinea fowls and chickens eat ticks. You can pick up a chicken coop for a couple of hundred bucks.” Of course, there is the problem of what happens in the event that backyard poultry runs out of ticks to eat. “It takes a lot of commitment to take care of the birds,” Albin said, thus adding the chicken feed manufacturers to those making profits off ticks.

Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

BY NORMAN G. GRILL

Tips for stronger cash flow

he success of virtually every company depends on two cycles. From an operational point of view, the first is the sales cycle— that is, how long it takes your business to develop, purchase or otherwise acquire a product or service, market that product or service, and eventually close a sale and collect the accounts receivable. Collections — from clear, accurate invoicing to using bank lockboxes for faster access to money — is a major aspect of cash flow management. Many companies either underestimate the impact of the selling cycle or lose sight of its gradual expansion. The former problem often affects startups. Entrepreneurs may believe they can get their wares to market, close deals and collect faster than actually happens. The latter situation—losing sight of the elongation of the sales cycle — can affect even well-established companies. Regular customers may start taking longer to pay or a major buyer might jump ship and be harder to replace than expected. The second cycle is the disbursements cycle. This is the process of managing the regular, outgoing payments to employees, vendors, creditors, including short- and long-term financing, and other parties. The selling and disbursements cycles overlap. If they don’t do so evenly, your delayed cash flow can create a crisis. That’s why it’s critical for business owners to understand the interaction between the money being spent to generate revenue and the revenue actually being generated. That is, just as you work to match revenue to expenses, you also should ensure that your selling cycle — cash inflows, including outside financing — at least matches your disbursements cycle cash outflows.

ACCOUNT FOR EVERYTHING

As your selling and disbursement cycles roll along, your company generates data. Failing to process this information completely and accurately could lead to cash flow confusion or worse. That’s why, if you’re not leveraging the power of today’s financial software, you’re leaving yourself vulnerable to the whims of fortune. At a minimum, your accounting system should allow you to enter common transactions such as logging cash receipts onto deposit slips, cash disbursements onto checks and purchase and sales transactions onto orders and invoices. From there, review your use of ledgers. Every basic accounting system has a general ledger. But you may need a system with multiple subsidiary ledgers and special journals that simultaneously post when

Norman G. Grill

documents are saved. Report generators are also critical for managing cash flow accurately. Your system should allow you to readily generate accounting reports — daily, weekly, monthly and annually. This means being able to easily record and access recurring transactions as well as accounts payable aging and payment scheduling. Today’s accounting systems also can provide you with a dashboard of real-time information, so you’re less likely to be caught off guard by cash flow influencers. In addition, budgeting tools can help you set and monitor budgets, perform “what if?” analyses and compare actual results to goals.

USE YOUR FINANCIAL STATEMENT

The data gathered and generated by your accounting system eventually needs to end up in your financial statements. Yours should factor in the cash inflows and outflows of daily business operations, asset purchases, sales proceeds and financing activities. Because it excludes noncash accounting items, you can use it to pinpoint cash flow problems. And once you have accurate financial statements, be sure to use the information they provide to help make any necessary adjustments as you move forward. Changes in commercial trends, dips in the economy and problematic customers all threaten to slow the stream of cash and compromise your business. But diligent management and accounting techniques can help cash flow at your company become and remain steady and strong. Norman Grill is a certified public accountant and managing partner of Grill & Partners LLC, an accounting and consulting firm working with closely held companies and high-net-worth individuals, with offices in Fairfield and Darien. He can be reached at 203-254-3880 or by email at N.Grill@GRILL1.com.

Your Dollars Make a Difference Support a Great Cause!

Walk & Run Sunday, June 4, 2017 Columbus Park, Stamford Register, Donate, Sponsor, Volunteer

Hopeinmotion.org Hope in Motion is an ongoing fundraising campaign to support the programs and services of the Bennett Cancer Center.

All funds raised go directly to quality of life services provided to Cancer Center patients FREE OF CHARGE at Stamford Hospital’s Bennett Cancer Center. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017

BRIEFLY

UC FUNDS BUYS SECOND STAMFORD HOTEL

UC Funds, a Boston-based specialty finance company focused on commercial real estate investments, is expanding its presence in Stamford through the $40 million acquisition of the new Residence Inn by Marriott, a 156-key hotel that is under construction and is scheduled to open this winter. The new acquisition is UC Funds’ second lodging property in Stamford — in August 2016, the company paid $26 million for the Courtyard Marriott, a 115-key hotel at 275 Summer St. UC Funds has also announced that it originated a $28 million first mortgage to refinance the Park Square West Apartments, a 143-unit multifamily development at 101 Summer St. in downtown Stamford. The mortgage is the first in UC Funds’ Low Floater Program, which offers more than $1 billion in available capital for direct lending. "We have committed over $100 million in the last year in one of the best cities in America,” said Daniel Palmier, CEO of UC Funds.

RBS TO LAY OFF 22 MORE IN STAMFORD

BEWARE Outside companies are soliciting BUSINESS JOURNAL readers for plaques and other reproductions of newspaper content without our consent. If you or your firm is interested in framing an article or award from our newspaper or obtaining a reprint of a particular story Please contact

Marcia Rudy of Westfair Communications directly at (914) 694-3600 x3021.

Royal Bank of Scotland (RBS) has informed the Connecticut Department of Labor that it intends to lay off another 22 employees at its Stamford office in June, bringing its total job cuts at 600 Washington Blvd. to about 600 over the past two years. The bank, headquartered in Edinburgh, has undertaken a series of restructuring measures over the past several years, beginning in 2008 when it was bailed out by the U.K. government. In February, CEO Ross McEwan announced plans to cut costs by $2.59 billion over the next four years that he warned could lead to job losses and branch closings. At the same time, he announced he would be essentially paying himself a $1.29 million bonus. Meanwhile, on April 28 the bank posted first-quarter net income of $335 million — its first quarterly profit since 2015 — compared with a $1.25 billion loss in the same period last year. Restructuring costs more than doubled to $746 million.

DENTAL PRACTICE SIGNS STAMFORD LEASE

Dr. Matthew LoPresti Cosmetic and Family Dentistry has signed a lease for a new, 1,440-square-foot ground floor dental office at 75 Tresser Blvd., a luxury residential building in downtown Stamford. LoPresti had been operating an office in Manhattan. RHYS Senior Associate Ryan Stranko and Associate Doug Kempner represented

Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

the building’s landlord, Waterton Associates. Webster Bank is a co-tenant in the mixeduse residential building at the corner of Washington and Tresser boulevards. The dental practice is expected to open in late summer or early fall of 2017.

HIGHTOWER SIGNS WESTPORT LEASE

Cushman & Wakefield’s Stamford office brokered a long-term, 5,420-square-foot lease at the 8-10 Wright St. complex in Westport, with the investment firm HighTower Advisors taking a portion of the first floor. A Cushman & Wakefield team of Steven Baker and Adam Klimek represented the owner, MCP II Wright Street LLC, an affiliate of Marcus Partners. Dave Fugitt and Bruce Wettenstein of Vidal/Wettenstein and CBIZ’s Chicago team jointly represented the tenant. David Fiore, principal with Marcus Partners, said that with this new lease, the 84,000-square-foot Class A office complex is more than 90 percent leased. There are four remaining available spaces of approximately 4,000 square feet, 2,700 square feet, 800 square feet and 520 square feet.

BIG Y WRAPS $1.8M RENOVATION IN MONROE

Big Y Foods Inc. has completed a $1.8 million renovation of its Monroe grocery store at 535 Monroe Turnpike. The renovation, which began in January, included upgrading several departments and installing new décor and fixtures in several others within the 53,097-square-foot store. Originally opened in December 1994, the store’s most recent previous remodel was in May 2006 at a cost of $2 million. The Monroe store employs 188 people. Headquartered in Springfield, Massachusetts, the independently owned Big Y Foods operates 77 stores throughout Massachusetts and Connecticut, including 71 supermarkets; 39 pharmacies, Fresh Acres Market, Table & Vine Fine Wines and Liquors; and five Big Y Express gas and convenience locations. The company said it employs more than 11,000 people in the two states.

EARNINGS DOWN, INCOME UP AT SYNCHRONY FINANCIAL

Synchrony Financial reported first-quarter net earnings of $499 million, down from the previous first quarter’s $582 million. Net interest income was up 12 percent quarter over quarter to $3.6 billion. The Stamfordbased consumer financial services firm also reported that loan receivables grew $8 billion, or 11 percent, to $73 billion. Deposit growth was up $7 billion, or 15 percent, on a first-quarter comparison. “We are augmenting organic growth with the launch of new programs and the expansion of our network, while remaining focused on the application and development of digital innovations and analyt-

ics capabilities,” said Synchrony President and CEO Margaret Keane. “Furthermore, we continued strong growth in our direct deposit platform, which supports our operating objectives. We have maintained solid returns and a strong balance sheet as we continue to focus on growth and returning capital to shareholders.” In other company news, it was announced today that Synchrony Financial was a recipient of the 2017 CIO 100. The 30th annual award program recognizes organizations around the world that exemplify the highest level of operational and strategic excellence in information technolo�y. “Our strategic data analytics platform is focused on delivering outstanding customer experiences and driving value for our retail partners,” Carol Juel, Synchrony Financial executive vice president and CIO, said in a press release. “Synchrony Financial is honored to be a recipient of the CIO 100 award for the third year in a row highlighting our leadership in technolo�y innovation to deliver business value.”

ETHAN ALLEN FINANCIALS DOWN AGAIN

Ethan Allen Interiors Inc. took another hit in its third quarter that ended March 31. The company had consolidated net sales of $180.5 million representing a 5.3 percent drop from the previous year when consolidated net sales increased by 10 percent.

Operating income for the most recent period was $3.9 million, compared with $16 million; adjusted operating income of $10.3 million compared to $15.5 million in the previous year when adjusted operating income increased 55 percent. Retail net sales at the Danbury furniture maker were lower by 6.7 percent from an increase of 17.5 percent in the previous year period and comparable store sales were lower by 8.2 percent from an increase of 18.6 percent in the previous year period. Ethan Allen also suffered significant losses in its second quarter, reported in February. Company Chairman and CEO Farooq Kathwari blamed the results in part on “the uncertain political environment and customer expectations of higher discounting,” noting that Ethan Allen increased advertising by 21 percent during the quarter and plans an increase by the same amount in its fourth quarter. “During this quarter, we also made a decision to reduce clearance and discontinued inventory at both our wholesale and retail segments through donation within the next three months, resulting in a pre-tax charge of $6.4 million in the quarter," he said. Looking ahead, Kathwari said, “We are also strengthening our distribution channels, including collaboration with Amazon to be launched this summer, the recent launch of Ethan Allen/Disney offerings on disneystore. com, the U.S. State Department contract, additional important contract initiatives and

increased business opportunity with our collaboration in China, where we are launching Ethan Allen/Disney this summer."

PITNEY BOWES POSTS FIRST-QUARTER RESULTS

Pitney Bowes Inc. reported first-quarter revenue of $837 million, a decline of 0.9 percent as reported but an increase of 0.2 percent at constant currency. The Stamford-based global technolo�y company said its digital commerce solutions revenue grew 9 percent as reported and 11 percent at constant currency, while enterprise business solutions revenue grew 3 percent as reported and 4 percent at constant currency. Small — and medium — business solutions revenue declined 6 percent as reported and 5 percent at constant currency. “In many ways, our results in the first quarter are what we envisioned and expected from the long-term growth initiatives and strategic investments we have been putting in place over the past four years,” said President and CEO Marc B. Lautenbach. “We are off to a good start and remain committed to meeting our financial objectives for the year.”

CHARTER COMMUNICATES ITS FIRST-QUARTER RESULTS

Charter Communications Inc. reported firstquarter total revenues of nearly $10.2 million, up 4.3 percent on a pro forma basis compared with the prior year period, driven

by residential revenue growth of 4.2 percent and commercial revenue growth of 10.8 percent. On an actual basis, first quarter revenue grew 301.7 percent year over year, driven primarily by transactions. The Stamford telecommunications company said that advertising revenues were $337 million, down 7.7 percent year over year, while other revenues came in at $217 million, down 9.7 percent. In the first quarter of 2017, Charter generated $2.8 billion of cash from operations compared with $424 million a year ago. Free cash flow in the reported quarter was $1.1 billion. At the end of March 2017, Charter Communications had $2.9 billion of cash and cash equivalents and $63.4 billion of outstanding debt compared with $1.5 billion and nearly $62.5 billion, respectively, at the end of December 2016. During the first quarter of 2017, Charter launched its Spectrum pricing, packaging and brand to residences in additional Legacy Time Warner Cable markets, including areas in the Northeast, Midwest and the Carolinas. As of March 31, Spectrum had been introduced in approximately 98 percent of the combined Legacy TWC and Legacy Bright House footprints, with the launch expected to be completed with the introduction of Spectrum in Hawaii in the second quarter of this year. — Phil Hall, Kevin Zimmerman

TO SUBSCRIBE, PLEASE CALL (914) 694-3600, EXT. 3020 OR FILL OUT THE FORM BELOW.

SIGN ME UP FOR A 1-YEAR SUBSCRIPTION (52 ISSUES) — $60 Name

Check enclosed

Title

Charge my:

Company

Account #:

Address

Exp. date:

City

St.

Phone

Fax

Zip

Visa

Bill me MasterCard

Amex

Discover

Security Code:

MAIL TO:

Westfair Communications Inc.

Email address

3 Westchester Park Drive. Suite G7

*Signature

White Plains, NY 10604

* Signature required

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017

ASK ANDI

BY ANDI GRAY

Teaching people to reach for more As a leader, I know I’ve made a big mistake, more than once. By taking things away when people couldn’t get everything done, I’ve taught them to throw their hands up and throw in the towel. How do I teach people to stick with it and climb up that big hill, overcoming more challenges than they think they can, without having them get lost and without jeopardizing the business’ progress? Appreciate the help! THOUGHTS OF THE DAY: Manage your expectations into the realm of reality. Be willing to let people fail. Listen carefully to what’s going on. Build an expandable toolkit. Put the customer front and center. Is the problem really that people couldn’t get things done, or that you have unrealistic expectations? When you’ve never done something before, the assignment may appear a whole lot easier than

it is. If you’ve done something a thousand times, you may have forgotten how hard it was to do before you became an expert. Don’t assume that a task will be completed on time and within budget just because you said “do it.” Allow for people to come up the learning curve. Figuring out how to make things work and correcting course when things go wrong takes time, ener�y and resources — often more than planned. Overestimate what it will take to complete and be happy when everyone comes out ahead. Keep a lid on your impatience when you observe your people making slow progress. The best kind of progress is when people learn to do something new and then can replicate the success a second and third time. Give your people room to work through challenges. It often seems that lessons are things we learn just after we needed them. When things go wrong, encourage people to refocus on the mission and what can be done to make things better going forward. When at a resting place, ask the team to process and document what’s been gained from each experience.

It can seem easier if you jump in, especially if it’s something you know a lot about. But before you do, decide on your priorities. Do you want to have to keep jumping in? Or do you want to be free of the task, with someone else reliably able to do it? Find out if your team is confident enough to keep moving forward. Make sure that your team gets why this is important. Are they passionate about accomplishing the goal? Do they understand how completing this task or project will lead to betterment for everyone on the team? Talk up the end game and what it means to the company, the individuals, the team, the customers. Show people how to develop skills that become building blocks. Have them try simple things first. Cut a big project into small pieces. They’ll gain confidence by having success with early attempts. Repeat successes several times before piling on more for them to learn. Teach people to scope out the mission — what is to be accomplished, including how the team will define success. Ask about what’s been tried, what’s next, who’s involved and who else might need to be called in. Get the team to assess each other

Our NEWS @ NOON is free, Sign up now at westfaironline.com 10 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

— who brings what skills and experience to the table and whether there’s the right combination of innovators and doers. Remind everyone, over and over, why you’re in business. Be sure they appreciate the importance of principles such as these: to do good work as you serve the needs of customers; to build a future for the company and everyone in it; to have each others’ backs as you take on challenges and pursue opportunities; to learn; to grow. With these principals it will be hard to stray too far off track. LOOKING FOR A GOOD BOOK? Try “The Ordinary Leader: 10 Key Insights for Building and Leading a Thriving Organization” by Randy Grieser. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535. AskAndi@ StrategyLeaders.com. Check out our library of business advice articles: AskAndi.com.

THE LIST SBA LENDERS

FAIRFIELD COUNTY AND REGION

SBA Lenders Ranked by total number of loans. Listed alphabetically in the event of a tie. Name Address Area code: 203 unless otherwise noted Website

Top executive Title Year founded

Number of loans

Average per loan ($)

Amount total ($)

Berkshire Bank

Michael P. Daly CEO 1846

85,676

2,913,000

Webster Bank NA

James C. Smith Chairman and CEO 1870

184,029

5,152,800

Liberty Bank

Chandler J. Howard President and CEO 1825

200,232

5,005,800

Farmington Bank

John J. Patrick Chairman, president and CEO 1851

65,117

1,562,800

T.D. Bank NA

Bharat B. Masrani President and CEO 1852

126,230

2,903,300

Celtic Bank Corp.

Reese Howell Jr. Chairman and CEO 2001

641,500

12,188,500

Newtek Small Business Finance Inc.

Barry Sloane President, chairman and CEO 1998

545,063

8,721,000

Wells Fargo Bank NA

John G. Stumpf Chairman and CEO 1870

528,929

7,405,000

Citizens Bank NA

Bruce Van Saun Chairman and CEO 1828

134,123

1,743,600

KeyBank NA

Beth E. Mooney Chairwoman and CEO, KeyCorp 1825

197,833

2,374,000

James Dimon Chairman of the board, president and CEO 1824

201,620

2,016,200

Thomaston Savings Bank

Stephen L. Lewis President and CEO 1874

217,244

1,955,200

Union Savings Bank

Cynthia C. Merkle President and CEO 1866

242,222

2,180,000

M & T Bank

Mark Czarnecki President and chief operating officer 1856

388,625

3,109,000

Live Oak Bank

Neil Underwood President 2008

1,142,857

8,000,000

24 North St., Pittsfield, Mass. 01201 413-443-5601 • berkshirebank.com

145 Bank St., Waterbury, Conn. 06702 800-325-2424 • websteronline.com

315 Main St., Middletown, Conn. 06457 88-570-0773 • liberty-bank.com

1 Farm Glen Blvd., Farmington, Conn. 06032 860-676-4600 • farmingtonbankct.com

1701 Route 70 East, Cherry Hill, N.J. 08034 888-751-9000 • tdbank.com

268 S. State St., Suite 300. Salt Lake City, Utah 84111 800-509-6191 • celticbank.com

212 W. 35th St., Second floor, New York, N.Y. 10001 855-284-3722 • thesba.com/newtek

101 N. Philips Ave., Sioux Falls, S.D. 57104 800-869-3557 • wellsfargo.com

1 Citizens Plaza, Providence R.I. 02903 401-456-7000 • citizensbank.com

127 Public Square, Cleveland, Ohio 44114 800-539-2968 • key.com

JPMorgan Chase Bank NA

270 Park Ave., New York, N.Y. 10017 212-270-6000 • jpmorganchase.com

203 Main St., P.O. Box 907, Thomaston, Conn. 06787 860-283-1874 • thomastonsavingsbank.com

226 Main St., Danbury, Conn. 06810 203-830-4200 • unionsavings.com

3700 Union Road, Buffalo, N.Y. 14225 716-683-5280 • mtb.com

1741 Tiburon Drive, Wilmington, N.C. 28403 910-777-5738 • liveoakbank.com

This list is a sampling of Small Business Administration lenders that serve the region. If you would like to be included in our next list, please contact Danielle Renda at drenda@westfairinc.com. Note:

Data gathered from the Connecticut District Office of the U.S. Small Business Administration, sba.gov. and is accurate as of April 30, 2017. The SBA lenders listed include the top 15 lenders in the state of Connecticut.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 11

Developers remake old properties for new markets and changing needs BY ALEESIA FORNI aforni@westairinc.com

iving new life to an older building through adaptive reuse offers a number of benefits and limitations compared with building from the ground up, a panel of developers said during a recent “Adaptive Use and Reuse” discussion presented by the Westchester and Fairfield County Business Journals. “The difference is every once in a while, skeletons come out of the closet in older buildings,” Peter S. Duncan, president and CEO of George Comfort & Sons Inc., said during the April 25 luncheon event at the C.V. Rich Mansion in White Plains. George Comfort & Sons leads a group of investors that aims to transform the former Good Counsel campus on North Broadway in White Plains into a mix of student housing, apartments and an assisted-living facility. The 16-acre property adjoining the Pace University law school was used for more than a century by a teaching order of Roman Catholic

nuns, Sisters of the Divine Compassion. The redevelopment plan calls for 400 rental housing units in two 10-story buildings, a separate facility with 70 units of student housing for Pace University and a 125-bed assisted living facility. The developer plans to preserve two historic buildings on the property: the Sisters of Divine Compassion chapel and the Mapleton House. “It’s always a very interesting process,” Duncan said of adaptive reuse. Simone Development Cos. also faced a number of challenges during its $35 million redevelopment of the Boyce Thompson Center in Yonkers. The roughly 7-acre property at 1086 N. Broadway has been transformed into an 85,000-square-foot mixeduse facility that will open with its first tenant later this month. Before it sat vacant and crumbling for nearly 40 years, the 52,000-square-foot Georgian Revival building for decades housed a nonprofit horticultural research center built by international financier William Boyce Thompson. “It is a beautiful building,” Patricia

HVAC Services

Moderator Elizabeth Bracken-Thompson, partner at Thompson & Bender

Simone, president of Simone Management Cos., said on the panel. “It just was left alone too long and not maintained, and we saw that there really was no reason to tear it down and start from scratch.” Aside from the building’s neglected condition and graffiti-covered walls, the Boyce Thompson Center also provided its own

unique natural challenges. “There were the largest raccoons in there that I have ever seen,” Simone said with a laugh. Simone said the area of Yonkers surrounding the Boyce Thompson Center is underserved with both retail and restaurant options. “A large part of our business plan is based on adaptive reuse, so when we look at a property, we’re looking for the need,” she said. “You have to identify the need and figure how to fulfill that need.” In addition to St. John’s Hospital and Westmed Medical Group, tenants at Simone’s new center will include Italian restaurant Fortina, The Taco Project, Family Wellness Pharmacy, specialty hair salon Plushblow and sunglasses retailer Ultimate Spectacle. Paul H. Teti, partner at Normandy Real Estate Partners, the New Jersey-based owner of The Exchange office-park portfolio along Westchester Avenue in White Plains and Harrison, said that his company focuses on breathing life into existing assets and repositioning them physically to meet the demand of today’s market.

• Building Management Systems • Energy Solutions

Do you have building efficiency envy?

Air Conditioning & Heating Systems, Heat Pumps, Boilers, Chillers & Cooling Towers, VAV & Ventilation, Energy Recovery, Building Management Systems, Dehumidification Systems, Lighting Retrofits & Upgrades

We make buildings SMARTER 914.666.2268 www.atlanticwestchester.com 12 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

To meet those demands, the company plans to redevelop largely vacant corporate office buildings at 106, 108 and 110 Corporate Park Drive in Harrison as a Wegman’s supermarket site. The office buildings are expected to have an overall occupancy rate of about 2 percent this year, according to a 2016 filing with the Harrison Planning Board. The office-park landlord also has vacated and mothballed two office buildings at 103 and 105 Corporate Park Drive, which will be razed this year to make way for a 421-unit rental apartment complex, The Residences at Corporate Park Drive. That project, the first residential development on Westchester’s Platinum Mile commercial corridor, includes Toll Brothers, the luxury homes builder, as Normandy’s partner. “It was really taking a step back and saying, ‘What’s missing and where can we add it?’” Teti said. “If we can add it within the four walls of our office buildings, great. If we can’t, let’s look creatively and say perhaps these buildings that are close to being empty should be empty and should be looked at with a fresh set of eyes.” Teti said he hopes the property’s new uses will continue the positive momentum the Platinum Mile has seen in recent years “by taking some antiquated product out of the market that would otherwise put a

Panelists discuss the various challenges and benefits of adaptive reuse.

Citrin Cooperman needed to expand our location. Rakow explained our options, and skillfully negotiated the right lease for us. Rakow shares our values and passion for relationships. Alan Badey - Citrin Cooperman & Company

We can make your search and negotiation for the ideal office, retail, industrial, medical space or building a lot easier and more successful throughout Fairfield County and surrounding areas.

(203) 359-5703 x10 | 6 Landmark Sq. 4th Floor | Stamford, CT

COMMERCIAL REALTY GROUP

RakowGroup.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 13

downward pressure on both (leasing) velocity and rent.” Normandy’s plans follow the town of Harrison’s adoption of a revised master plan in 2013 that includes a mixed-use zone for that office-park area to allow certain residential development, as well as retail and restaurants approved for special exception permits. The plan was revised in response to the town’s shrinking commercial tax base on the Platinum Mile. “Although the age of the office buildings on Westchester Avenue or the Platinum Mile was great for Westchester, its time had passed,” said panelist Andrew V. Tung, a landscape architect and partner at Divney Tung Schwalbe, a land use planning and consulting firm in White Plains. “Nobody wanted to be there anymore, and it was unlikely they were coming back to those types of office buildings, so there was a recognition in the town that they had to look to different options.” Tung said that in adaptive reuse projects, his company’s main goal is “to manage change on the site and in the neighborhood.” “For all projects, we know that we have to present what’s there, what’s proposed and what the difference is,” he added. Tung’s company works with the owners of the former Reader’s Digest corporate headquarters near Chappaqua in the

From left, Bruce M. Berg, CEO of Fuller Development Co.; Peter S. Duncan, president and CEO of George Comfort & Sons Inc.; Patricia Simone, president of Simone Management Cos.; Paul H. Teti, partner at Normandy Real Estate Partners; Andrew V. Tung, partner at Diveny Tung Schwalbe.

town of New Castle. After a contentious 11-year effort to obtain town approval of a redevelopment proposal, Summit/ Greenfield Partners, the Connecticut joint-venture owner of the property, is creating a mixed-use campus composed of 500,000 square feet of renovated office space, 120,000 square feet of retail stores anchored by a Whole Foods supermarket

and 111 residences in low-rise buildings and attached townhomes. “For adaptive reuse projects, oftentimes a facility has been in the community for a long time,” Tung said. “People have expectations about how it works within that community. It may in fact, as with Reader’s Digest in Chappaqua, have been there longer than many of the neighbors

or residents of the community.” Tung added that changes, whether they be social, physical or economic, can cause a facility’s intended use to no longer make sense. “It requires a change of attitude, a change of sensibility and it really requires a partnership” between all stakeholders, he said. Bruce M. Berg, CEO of Fuller Development Co. LLC, the development arm of the Cappelli Organization in White Plains, agreed that working collaboratively with municipalities is key. During the company’s development of properties in downtown White Plains, including The Residences at the Ritz-Carlton, the firm agreed to construct an extension to Court Street, an infrastructure project Berg said the city had hoped to accomplish for decades. The Cappelli company hopes to replicate its success in Stamford. The company is in the midst of a two-phase project in the city’s downtown with RXR Realty that includes the redevelopment of the former post office at 421 Atlantic St. Dubbed Atlantic Station, the mixed-use development will feature 650 rental apartments and 50,000 square feet of ground-floor retail and restaurants. “We clearly like being in cities where we think we can have an impact or we’re going to help change the neighborhoods that we’re in,” Berg said.

Invest in your business with an awning created by Gregory Sahagian & Son. Enhance your building’s visual appeal while adding functionality with a custom designed frame. By incorporating your brand logo or image, we can increase your client’s visibility.

Gregory Sahagian & Son, Inc. 18 North Central Avenue Hartsdale, NY 10530 (914) 949-9877

A Full Service Awning Company Since 1990 Fully Licensed and Insured • LIC.# WC-10266-H99

Visit us online @ www.gssawning.com or contact us at info@gssawning.com 14 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FAIRFIELD COUNTY BUSINESS JOURNAL â&#x20AC;¢ Week of May 8, 2017 15

JUST PLAY SOCCER CLUB

TRYOUTS

TRAVEL & PREMIER TEAMS

TRYOUTS WILL BE HELD AT JPSC FIELDS

GIRLS

BOYS

Monday, May 1 2010 & 2009 @ 4:30PM 2008 & 2007 @ 6:00PM Tuesday, May 2 2004 & 2003 @ 6:00PM Thursday, May 4 2006 & 2005 @ 4:30PM Friday, May 5 2002 & 2001 @ 6:00PM

Monday, May 1 2010 & 2009 @ 4:30PM 2008 & 2007 @ 6:00PM Tuesday, May 2 2004 & 2003 @ 6:00PM Wednesday, May 3 2006 & 2005 @ 4:30PM Friday, May 5 2002 & 2001 @ 6:00PM

PLEASE REGISTER FOR TRYOUTS AT OUR WEBSITE: WWW.JOEPALUMBO.COM/CLUB OR CONTACT DENISE VIA EMAIL AT JUSTPLAYSOCCERCLUB@YAHOO.COM

16 Week of May 8, 2017 â&#x20AC;¢ FAIRFIELD COUNTY BUSINESS JOURNAL

With rising risk, flood insurance looms large in region’s housing market

SPECIAL REPORT

INSURANCE BY PHIL HALL phall@westfairinc.com

oday’s flood insurance market is being driven by a pair of 5-year-old events — Hurricane Sandy, which wreaked havoc on communities along the Long Island Sound and the Hudson River, and the passage of the Biggert-Waters Flood Insurance Act of 2012, which sought to significantly increase premiums in the federal National Flood Insurance Program. For many home sellers and buyers preparing for the effects of climate change and rising sea levels on shoreline properties, flood insurance can be a make-or-break consideration. “The most common question a home seller gets is not whether you have an old house or whether the house uses gas or oil,” said Michael Barbaro, president of the Connecticut Association of Realtors Inc., a statewide trade group. “It’s whether the house is in a flood zone. Even the least sophisticated of buyers are leading with that question.” In a December report, “Under Water: How Sea Level Rise Threatens the Tri-state Region,” the Regional Plan Association in Stamford said sea levels in the metropolitan region could rise around one foot as soon as the 2030s and by three feet as early as the 2080s. A 6-foot rise could come in the early 22nd century. That would bury the Metro-North Hudson rail line and its 12 stations between New York City and Poughkeepsie along with Amtrak’s Empire Corridor line, while Connecticut’s coastal cities would see large chunks of their communities permanently under water, according to the report. Even smaller incremental increases in sea levels could bring damage when coupled with increased storm activity that many scientists attribute to climate change. “Places that got flooded every 100 years will be flooded every 25 years,” said James O’Donnell, professor of marine sciences at the University of Connecticut. “And insurance is linked to the risk of flooding. If the risk becomes four times greater, insurance rates could become four times higher.” In the Hudson Valley, “Sandy hit at high tide and the strength of the storm created a surge up the river,” said Jeffrey Anzevino, director of land use advocacy

An aerial view of the Connecticut shoreline on Long Island Sound in the aftermath of Hurricane Sandy in 2012. Photo courtesy of Connecticut National Guard.

at Scenic Hudson Inc., a nonprofit regional environmental protection organization in Poughkeepsie. “Levels rose up to nine feet of water in some areas. Some of the marinas that were damaged in the storm didn’t come back after the flooding.” Yet five years after the hurricane, Anzevino noted, most communities on the Hudson River are abuzz with commercial and residential property development projects. “There has been uptick in development on riverfront,” he said, adding that the financial crisis in 2008 was more paralyzing to the area than Sandy. “I don’t see evidence of sea level rising deterring development along the river.” On the Long Island Sound shore in Fairfield and Westchester countries, however, some property owners in the luxury homes market face a challenge in the wake of Sandy’s damage. “People are not adjusting prices of the homes for sale to accommodate flood insurance,” Barbaro said. “Sellers are not driving prices down and people are just not buying.” In the town of Fairfield, eight homes were destroyed and 2,000 residential properties along Fairfield Beach sustained

varying degrees of damage from Sandy. Fairfield’s town government successfully pursued admission into the National Flood Insurance Program Community Rating System administered by the Federal Emergency Management Agency (FEMA). Since last October, participation in the FEMA rating system program allows Fairfield residents to qualify for a 10 percent discount on premium costs for flood insurance policies issued by the National Flood Insurance Program for special flood hazard areas. “This was an opportunity to save residents upwards of $400,000 a year,” said James R. Wendt, the town’s assistant planning director and Community Rating System coordinator. Fairfield is only the eighth Connecticut municipality and the third Fairfield County community to participate in the Community Rating System, following Westport, which signed on in 1995, and Stamford in 2002. The Biggert-Waters Flood Insurance Reform Act extended the National Flood Insurance Program for a five-year period while making several changes — most notably, 25 percent premium hikes — designed to solidify the program, which

was $17 billion in debt by 2012. “The program is now $25 billion in debt,” said Jenn Fogel-Bublick, an attorney and spokesperson for SmarterSafer, a Washington, D.C.-based coalition whose stated mission is to advocate for environmentally responsible, fiscally sound approaches to natural catastrophe policy that promote public safety. Fogel-Bublick said language in the new law created confusion regarding private flood insurance, with some mortgage lenders erroneously believing that prospective homeowners could only use National Flood Insurance Program policies. The U.S. Government Accountability Office in a report last June said that federal regulators “have issued joint proposed rules to implement the Biggert-Waters Act definition of private flood insurance, but have not yet finalized them,” resulting in “uncertainty among stakeholders about which private policies would satisfy the (federal government’s) mandatory purchase requirement.” SmarterSafer voiced its support for the Flood Insurance Market Parity and Modernization Act, introduced in Congress in 2016, which seeks to expand the market by allowing states to license and regulate private flood insurance carriers. “NFIP is important, but not perfect,” said Fogel-Bublick. “Private line insurance is available in every other line of insurance.” Yet not everyone sees private flood insurance as a panacea. “I think the concern is that right now, the federal government insures everyone,” said Barbaro of the Connecticut Association of Realtors. “If you are in a flood zone with a federally backed mortgage, you’re in that (NFIP) pool. But there is the fear that the private market would cherry-pick areas that are not likely to see flooding, leaving the federal government to pick up high-risk areas.” Daniel O’Connor, senior account executive at the Shoff Darby Insurance Agency in Norwalk, said the Homeowner Flood Insurance Affordability Act, which took effect in 2014, postponed the steep premium rate increases of the Biggert-Waters bill. And structural changes to some shoreline properties — most notably, raising buildings on solidified stilts — has helped keep some premiums down, he said. “Shoreline property in a flood zone is more expensive,” O’Connor said. “But with many houses raised up, flood insurance is much less expensive — and in some cases, it is actually quite affordable. Of course, there is the cost of raising up the house.”

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 17

Insurers leave ailing long-term care market BY KEILA TORRES OCASIO

Your Employees May Be Your Biggest Cyber Security Threat

Hearst Connecticut Media Group

ost people don’t like to think about what will happen to them when they’re older. Will a nursing home, assisted-living facility or home care be necessary? What costs could a future sickness lead to besides those covered by health insurance? And who will pay those additional expenses? The financial aspects of long-term care often don’t come up until people see loved ones trying to figure it out, said David Guttchen, director of the Connecticut Partnership for Long Term Care, which operates within the state’s Office of Policy and Management. “When a child or grandchild sees that, oftentimes they say to themselves, ‘I don’t want that to happen to me,’” Guttchen said. Long-term care most often refers to custodial care, or bathing, feeding and other types of care needed by patients, which most people don’t realize are not covered by health insurance or Medicare. The partnership’s mission over the last two and a half decades has been to educate Connecticut residents about the importance of planning for long-term care. Close to 60,000 people have bought plans through the partnership, with about 41,000 currently in force. Still, not many people in Connecticut have policies. Fitch Ratings estimates that only about 5 percent of state residents have a long-term care insurance policy. And those who have it tend to be in the upper middle class. “The lower income brackets can’t afford the policy and people in the high end have enough money, or think they do, to pay their long-term care needs,” said Doug Meyer, managing director and head of U.S. life insurance for Fitch Ratings. Premiums are dependent on a person’s age, how long their policy lasts and a number of other factors, with the average annual premium paid across the country between $1,600 and $1,800. This is often more than people can afford and this, in turn, leads to an overreliance on Medicaid to cover the longterm care costs, said Matthew Barrett, president and CEO of the Connecticut Association of Health Care Facilities. He estimated Medicaid is used to pay for 70 percent of the $2.8 billion spent annually on long-term care costs across the country, with about $1.3 bil-

Unfortunately, the way long-term care is ﬁnanced hasn’t changed for 25 years or more. This will likely become a problem in the future as baby boomers continue to age. — David Guttchen

lion spent on home care costs and $1.2 billion on nursing facilities. Guttchen said the cost for a semi-private nursing facility bed is over $150,000 a year. Even people who have savings can end up going through those funds quickly and end up on Medicaid, a system meant to help low-income individuals with health care costs. “Unfortunately, the way long-term care is financed hasn’t changed for 25 years or more,” Guttchen said. This will likely become a problem in the future as baby boomers continue to age. But the long-term care insurance industry is also feeling the pinch, based on a business model that isn’t working. When insurers were making assumptions in order to price the premiums in the 1990s and early 2000s, they miscalculated a number of factors because they lacked historical experience, which essentially meant they significantly underpriced the plans, experts say. For this reason, insurers have been seeking premium rate increases over the years to make up for the mistaken assumptions and policyholders are facing significant rate increases. This year alone, four insurers have opened requests for rate increases with the state Insurance Department that range from 27 percent to 229.5 percent. Since 2007, the state Insurance Department has received 261 rate increase requests, 55 percent of which have been outright rejected. Only 10 per» Insurers, page 20

18 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

In response to potential cyber security threats, you’ve enlisted the support of a stellar IT team to batten Reggie Dejean down the Specialty Insurance hatches. While Director this is noble preparation for minimizing a cyber intrusion, your biggest cyber security vulnerability may still be at large. That’s because cyber criminals are known to tap unsuspecting employees as willing or unwilling participants. Here’s a rundown of potential ways employees contribute to your company’s cyber security woes:

95% of all security incidents involve human-error *

- Opening email attachments. Curiosity can get the best of even the most savvy employee when they open legitimate-looking, unsolicited emails and click on links or attachments. These links often download malware that allows access to computers and data files. - Responding to 'phishing' communications via phone calls or paper mail. These communications entice employees into interactions that open the door to sensitive data. For example, employees may receive calls or fake invoices requesting account details or credit card numbers to pay for alleged services, consequently opening up a data breach or allowing an account hack.

- Visiting malicious websites. Employees may surf the net for business or personal reasons and land on a compromised website. While there, they may download infected material that exposes your system to malware and cyber intrusion. - Posting too much information on social media. Some employees inadvertently share sensitive business information on social media sites. Cyber thieves troll these accounts and lift information that facilitates further hacks. - Installing and using unauthorized software and programs on work computers. Despite policies that mandate the use of authorized software only, employees may see no harm in installing their favorite programs to get work done. If your IT team is unaware of such software, proper maintenance is unlikely, which opens the door to cyber intrusion. - Placing sensitive information on mobile devices, including jump drives, laptops and mobile phones, to facilitate working at home or on the go. These devices can be lost or stolen, which account for a significant number of data breaches. Also, employees who use jump drives on home computers create cyber threats if computers contain outdated software or are already affected by malware.

59%

of employees steal proprietary corporate data when they quit or are fired. Can you afford to overlook where your business could be exposed?

lawleyinsurance.com/cyber Purchase, NY - 914.345.7000 Darien, CT - 203.656.0332

Use our cyber attack calculator to see how much an attack could cost you: go.lawleyinsurance.com/cybercalc

CYBERSECURITY INSURANCE *"The Role of Human Error in Successful Security Attacks", Security Intelligence **"10 Surprising Cyber Security Facts that May Affect Your Online Safety", Heimdal Security

S&P Global has named

Bankwell one of the

TOP 100 BEST-PERFORMING BANKS in 2016 nationwide

(and Connecticut’s only bank to achieve the ranking).

We wish to express our heartfelt thanks to our customers and the community for their ongoing support.

mybankwell.com

Bankwell was named one of the Top 100 Best-Performing Community Banks in 2016 between $1 billion and $10 billion in assets in an S&P Global Intelligence Report.

Member FDIC | Equal Housing Lender

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 19

Insurers — » From page 18

cent of requests have been approved as submitted, with the rest approved at a lower increase than requested. Paul Lombardo, actuary for the Insurance Department, said the department has been approving higher increases in recent years. “While the increases have not been granted at the level requested, they have been higher than we’ve approved in the past,” he said. He said this is a result of insurers paying out at or above the statutory minimum required for long-term care costs in recent years. For individual long-term care, the minimum statutory loss ratio is “60 percent, meaning that at least 60 cents of every premium dollar is spent on benefits,” according to the department’s website. For group insurance, the ratio is 65 percent. In 2016, insurers requested an average rate increase of 49 percent but received approval to increase premium rates by an average of only 18 percent on approximately one out of four Connecticut policyholders, according to Fitch. This compares to a 14 percent increase on almost one out of three Connecticut poIicyholders in 2015. Fitch expects this trend to continue.

Because of this, many companies have backed out of the long-term care insurance industry. While there were more than 100 insurers offering this type of insurance a decade ago, there are less than 15 now across the country. John Hancock, the second largest player in the long-term care insurance industry, recently backed out of the business, no longer accepting new policies. The company is now seeking increases in Connecticut on existing individual and group plans. Several years ago, Connecticut passed a law that requires any premium increase equal to or greater than 20 percent to be phased in over three years. Barrett said the state and federal governments have over the years explored different ways to fund long-term care, including through a 2013 national report by the Commission on Long-Term Care. He said some suggestions that have been explored are the application of tax credits for the cost of premiums or direct subsidies for these costs. Considering the state and national economies, these are not options that seem feasible at the moment, Barrett noted. This article first appeared in Hearst Connecticut newspapers. Keila Torres Ocacio can be reached at ktorres@hearstmediact.com; 203-330-6227.

RiskMatch acquired by insurance tech firm

iskMatch, the Greenwichbased business intelligence and analytics company that provides portfolio management and placement solutions to insurance brokers and carriers, has been acquired by insurance technolo�y firm Vertafore of Bothell, Washington. Financial terms were not disclosed. Founded in 2013, RiskMatch delivers web-based solutions for insurance intermediaries and underwriting partners throughout the U.S. Its patented platform provides an array of portfolio management and placement solutions, analytics, internal and external benchmarking capabilities, and information management ser-

vices designed to reduce costs, facilitate growth, and improve client service. Vertafore has a network of more than 25,000 agencies and 1,000 carriers. It said the acquisition will now enable it to provide a comprehensive set of internal and external benchmarks, along with indepth reporting, which will allow brokers and insurers to better understand their book of business and relationships across the insurance distribution chain. RiskMatch will operate as a separate business unit within Vertafore, while its founder and CEO Kabir Syed will join the Vertafore executive team. — Kevin Zimmerman

CONNECT WITH westfair communications westfaironline.com • wagmag.com

CALL OR VISIT OUR WHITE PLAINS OFFICE ✯ Tri State Insurance Brokerage White Plains

277 Tarrytown Road, White Plains, NY Side Entrance of the Law Office of Laurence Shaw Building

Your TRUSTED CHOICE for your personal & business insurance needs

914-607-7799 | www.tsinsbk.com Monday-Friday 9 a.m. - 4 p.m., by appointment Licensed in NY, NJ, CT

✯ Tri State Insurance Brokerage 610 Crescent Avenue, Bronx, NY Licensed in NY, NJ & CT

✯ Tri State Insurance Brokerage LLC, Harlem Business Alliance 275 Lenox Avenue New York, NY Licensed in NY, NJ & CT

PROUD MEMBER OF IIABNY & PIA

20 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

BY PAUL HOWANSKY AND BEN GOLDBERG

Types of insurance businesses should consider

popular adage business owners often learn the hard way is whatever can go wrong, will go wrong. While the universe may not operate quite so mercilessly, a business owners need to recognize risk and obtain the right insurance to protect their business from worst-case scenarios. The following are types of insurance a business should consider, each covering a different kind of risk. General liability insurance is a type of commercial insurance policy most businesses should carry as it will afford protection against basic risks. This type of policy covers basic bodily injuries to patrons of a business’s premises as well as various property damage claims. For example, if a patron at a business is injured as a result of a slip-and-fall accident that takes place on the business’ premises, general liability insurance coverage typically will protect a business owner from the financial exposure caused by such an incident. Even if a claim is unlikely to be successful, it can prove expensive to defend against the claim. The general liability policy covers that cost as well.

Commercial property insurance covers the physical assets of a business, such as equipment or inventory, and protects it from losses due to property damage that occurs as a result of property that is lost, stolen or damaged due to natural catastrophes like a storm or fire. If a business does not own the building in which it operates, it may still be imperative to have commercial property insurance to cover equipment or inventory housed within the premises. Premiums will vary depending on whether they cover the replacement cost or the actual cash value of the insured property. A replacement-cost policy bases the reimbursement amount on the total amount spent to replace the items at current market prices, while an actual cash value policy reimburses a business for the property’s depreciated value. Predictably, replacement-cost insurance policies have higher premiums because they allow a business to replace all lost or damaged property with new items without taking into account the depreciation of the property. Commercial automobile insurance is important for any business that owns or leases one or more vehicles. A vehicle that is owned by an individual but used primarily

for business purposes should also be covered by commercial automobile insurance as opposed to private automobile insurance. Commercial automobile insurance covers a business’ property and passengers. While commercial property insurance protects potential exposure from equipment sitting on a business’s premises, the risk of equipment being damaged while being transported is typically covered by commercial automobile insurance. In addition, all business owners are obligated to care for their passengers when they are driving, even if transporting those passengers is ancillary to the business’ main operation. While the types of insurance reviewed above generally protect businesses from damages arising out of physical harm to a business’ property, its patrons and its employees, another risk that many businesses are exposed to arise out of the services performed by the business. Professional liability insurance protects professionals such as lawyers, doctors and accountants from claims by clients that a professional’s services caused them to suffer a financial loss. This type of coverage may be essential because general liability insurance

policies typically exclude protection against such claims. Most professional liability insurance policies are sold on a “claims-made” basis. This means that the insurance only covers work performed while the policy is in force and for claims filed during the term of the policy. Any claims submitted after the cancellation of a professional liability policy would not be covered, even if the work performed which triggered the lawsuit took place while the policy was in effect. Therefore, it is important for any business offering professional services to always maintain coverage to avoid exposure to what can be potentially crippling claims. A business owner must carefully consider which insurance coverage will provide the protection their business needs in the event it is exposed to a worst-case scenario. Obtaining the right coverage often decides winners and losers in the marketplace. Paul Howansky is a partner and Benjamin Goldberg is an associate in the insurance defense litigation practice group at Harrington Ocko & Monk LLP in White Plains. The attorneys can be reached by phone at 914-686-4800 or by email at phowansky@ homlegal.com or bgoldberg@homlegal.com.

NEW RELEASE!

From local CT Author and Keynote Speaker, Donna Bak

Patient Care the Sandler Way Running a Great Medical Practice That Has Patients Cheering and Staff Engaged.

Meet Donna Bak from Sandler Training/PEAK at the Doctor’s of Distinction Ceremony on May 16.

PEAK Sales Performance. LLC. an authorized licensee of Sandler Training www.peaksalesperform.sandler.com | 203-264-1197 Email donna.bak@sandler.com to purchase a copy of the book

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 21

DOCTORS of DISTINCTION

Saluting those who go beyond the diagnosis

2017

PRESENTED BY FAIRFIELD COUNTY BUSINESS JOURNAL | QUINNIPIAC UNIVERSITY

22 Week of May 8, 2017 â&#x20AC;¢ FAIRFIELD COUNTY BUSINESS JOURNAL

FAIRFIELD COUNTY

2017 DOCTORS OF DISTINCTION PRESENTATION MAY 16, THE WATER’S EDGE AT GIOVANNI’S, DARIEN

MEET THE WINNERS

DR. KELLY HARKINS-SQUITIERI Advanced Radiology

ALL IN THE FAMILY

DR. PATRICIA CALAYAG

DR. RAFAEL SQUITIERI

Greenwich Hospital

St. Vincent’s Medical Center

CARING FOR ALL

DR. SALVATORE DEL PRETE Stamford Hospital

CUTTING EDGE

COREY HASSELL Frank H. Netter MD School of Medicine, Quinnipiac University

PROMISE FOR THE FUTURE

DR. CAMELIA LAWRENCE St. Vincent’s Medical Center

FEMALE TRAILBLAZERS

ALL IN THE FAMILY

DR. KATHERINE VADASDI Orthopedic and Neurosurgery Specialists

FEMALE TRAILBLAZERS

DR. JULIE VARUGHESE Americares

NO LAND TOO FAR

DR. NICHOLAS VINER Bridgeport Hospital

LIFETIME ACHIEVEMENT FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 23

Westfair honors Fairfield County physicians BY PHIL HALL | phall@westfairinc.com

Westfair Communications, publisher of the Fairfield County Business Journal, will host its annual Doctors of Distinction award ceremony celebrating the accomplishments of physicians in Fairfield County on May 16 at The Water’s Edge at Giovanni’s in Darien. This year’s awards, co-presented by Quinnipiac University, will recognize eight physicians and one medical school student in seven categories of judging. The Doctors of Distinction event will benefit The Hole in the Wall Gang Fund Inc., a Connecticut nonprofit founded in 1988 by the late Academy Award-winning film actor Paul Newman that provides “a different kind of healing” and respite to seriously ill children and their family members at its Ashford summer camp and in more than 40 hospitals and clinics across the Northeast. Keynote speaker for the ceremony is Kevin Scanlan, a health care life sciences consultant for IBM Watson who is developing a natural language processing tool that can extract information from unstructured text data sources ranging from medical literature to clinical trials to clinic notes. The machine will be integrated with genome sequencing data to bring useful genomic information to the clinic and deliver genetic testing results with increased speed and greater accuracy than manual methods. This year’s Doctors of Distinction categories and winners:

ALL IN THE FAMILY — This award recognizes husbands and wives, parents and children or siblings who work together in a practice or separately, dedicating their lives to make other lives better. Dr. Kelly Harkins-Squitieri and Dr. Rafael Squitieri, Advanced Radiology Consultants and St. Vincent’s Medical Center Harkins is an attending radiologist with Advanced Radiology Consultants, medical director of the Breast Health Center at St. Vincent’s Medical Center in Bridgeport and associate program director of the radiology residency program at St. Vincent’s. Her husband, Rafael, is a cardiac surgeon and chief

of cardiothoracic surgery at St. Vincent’s Medical Center. Married for 25 years, the couple met in medical school. Growing up on Staten Island as the eldest of four siblings, Harkins decided on a career in medicine at the age of 13, after taking care of her beloved grandmother with breast cancer for several years at the end of her life. She received her undergraduate degree in biology and psychology at SUNY Stony Brook and her medical degree from the Mount Sinai School of Medicine, where she

tic stenosis who were previously considered too high of a risk for traditional open heart surgery. Squitieri also serves as a diplomat of the American Board of General Surgery and the National Board of Medical Examiners. The couple has been married for 25 years and have 4 children, Michael, 24, Katherine, 20, Lauren, 18, and Jack, 8.

CARING FOR ALL — This award recognizes a doctor who turns no patient away but rather devotes time and effort to providing the best care possible to all patients. Dr. Patricia Calayag, Greenwich Hospital Calayag is board-certified in obstetrics and gynecology and sees patients from adolescent through menopausal years. Her practice includes general obstetrics and gynecology, both high- and low-risk pregnancies with special interest in fertility, laparoscopy and minimally invasive surgery. Calayag graduated from Wesleyan University and earned her medical degree from SUNY-Stony Brook School of Medicine. She completed her residency training

The Doctors of Distinction event will benefit The Hole in the Wall Gang Fund Inc., a Connecticut nonprofit founded in 1988 by the late Academy Award-winning film actor Paul Newman that provides “a different kind of healing” and respite to seriously ill children and their family members at its Ashford summer camp and in more than 40 hospitals and clinics across the Northeast. was awarded the Rock Slyster Award for Clinical Research. She received two National Institutes of Health grants for basic and clinical research while at Mount Sinai. After completing her diagnostic radiology residency, she pursued a fellowship in breast imaging at NewYork Presbyterian Hospital. Rafael Squitieri, graduated from Columbia University and the Mount Sinai School of Medicine, where he completed a fellowship in cardiovascular and cardiothoracic surgery. He joined St. Vincent’s in 2001. Squitieri has introduced several minimally invasive procedures to St. Vincent’s Medical Center. After pioneering new techniques for aortic-root and aortic-arch reconstruction, he helped launch the trans-aortic valve replacement program at St. Vincent’s, the first in Fairfield County, which gives new hope to people with aor-

at Harvard University School of Medicine’s Beth Israel Hospital in Boston, where she was also a clinical teaching fellow for Harvard medical students. In private practice since 1995. she joined Westmed Medical Group in 2008 and in 2014 was appointed associate medical director of women’s health at the multispecialty practice group in Fairfield and Westchester counties. In 2015, she was appointed chairwoman of the department of obstetrics and gynecology at Greenwich Hospital.

CUTTING EDGE — This award recognizes a doctor who spends endless hours working on research and clinical trials to try to erase diseases. Dr. Salvatore Del Prete, Stamford Hospital

Del Prete graduated magna cum laude from Harvard College in 1974 and attended SUNY-Buffalo School of Medicine. He completed his internal medicine training at Dartmouth-Hitchcock Memorial Hospital before becoming board certified in internal medicine. During his years at Dartmouth, Del Prete became interested in oncology and developed what he described as “an intense interest in clinical trials.” He went on to a fellowship at Dartmouth in hematology and oncology, where he regularly participated in clinical trials. He joined the hematology/ oncology group at Stamford Hospital in July 1984 and was responsible for developing and expanding its clinical trial program. Del Prete in 1985 was the first U.S. physician to use intraperitoneal chemotherapy for ovarian cancer patients — 19 years before this practice became the standard of care. He has also authored several studies based on his research. “I continue to be deeply interested in clinical trials to further the science since it is this path that will improve both the quantity and quality of our patients’ lives,” he said.

FEMALE TRAILBLAZERS — This award recognizes female doctors who made great strides in empowering other women to advocate for themselves and be aware of their specific medical needs. Dr. Camelia Lawrence, St. Vincent’s Medical Center, Bridgeport, and Dr. Katherine Vadasdi, Orthopedic and Neurosurgery Specialists, Greenwich Lawrence is a board-certified surgeon specializing in benign and malignant breast disease. She has fellowship training in advance breast cancer surgery, including skin and nipple-sparing mastectomy, sentinel node biopsy and oncoplastic techniques. Lawrence earned her bachelor’s degree from Fordham University and her medical degree from the University of Rochester School of Medicine. She completed her residency at New York Medical College in Valhalla and did fellowship training at the John Wayne Cancer Institute in Santa Monica, California. Lawrence joined St Vincent’s Medical Center in 2015 as a breast surgeon with the task of further developing the medical center’s breast health program. She also serves as assistant professor of surgery at Quinnipiac University’s Frank Netter School of Medicine. Lawrence serves on the board of directors for Women Physicians of Fairfield County. Vadasdi is an orthopedic surgeon trained in adolescent and adult sports medicine as well as shoulder and elbow DOD, page 26

24 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

DOCTORS of DISTINCTION

Saluting those who go beyond the diagnosis

2017

MEET OUR WINNERS! ALL IN THE FAMILY Dr. Kelly Harkins-Squitieri Advanced Radiology

Dr. Rafael Squitieri

St. Vincent’s Medical Center

FEMALE TRAILBLAZERS Dr. Camelia Lawrence St. Vincent’s Medical Center

Dr. Katherine Vadasdi

Orthopaedic and Neurosurgery Specialists

CUTTING EDGE Dr. Salvatore Del Prete

YOU ARE INVITED

TO OUR ELEGANT RECEPTION AND AWARDS CEREMONY

Enjoy: · Our keynote speaker revealing the latest IBM Watson tech trends that are transforming the business and health care communities · Newly released best-selling business publication shares ways to create long-lasting client/patient relationships · Network with health care and more business experts · Honor and get inspired by the top doctors in your county DATE AND LOCATION

KEYNOTE SPEAKER

MAY 16 5:30 P.M.

IBM Watson Kevin Scanlan IBM Watson Healthcare Life Sciences Consultant

The Water’s Edge at Giovanni’s 2748 Post Road, Darien Buffet dinner and beverages

Stamford Hospital

NO LAND TOO FAR Dr. Julie Varughese

BENEFITTING

The Hole in the Wall Gang Camp,

Americares

which provides “a different kind of healing” to more than 25,000 seriously ill children and family members annually all completely free of charge.

LIFETIME ACHIEVEMENT Dr. Nicholas Viner Bridgeport Hospital

CO-PRESENTED

BRONZE SPONSORS:

SUPPORTERS:

PROMISE FOR THE FUTURE Corey Hassell Frank H. Netter MD School of Medicine, Quinnipiac University

CARING FOR ALL Dr. Patricia Calayag Greenwich Hospital

To register, please visit westfaironline.com/events or contact Rebecca Freeman rfreeman@westfairinc.com at 914-358-0757. FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 25

served as past president of the Bridgeport Health Network.

surgery. A graduate of Dartmouth College and Dartmouth Medical School, she performed a residency in orthopedics at the Hospital for Special Surgery in New York and completed her fellowship training in shoulder, elbow and sports medicine at Columbia University Medical Center’s orthopedics department. While at Columbia, she was assistant team physician to Columbia University Athletics.

NO LAND TOO FAR — This award recognizes a doctor who donates his or her time and expertise to countries where medical care is either nonexistent or minimal. Dr. Julie Varughese, Americares As an Americares medical officer, Varughese is responsible for increasing access to quality medicine for low-income patients in more than 90 countries. She shapes health programs to enhance patient care, provides medical oversight and reviews offers of donated products from over 200 pharmaceutical and medical supply companies for safety and effrectiveness. She also oversees the Americares medical outreach program, which supplies medical products to U.S.-based health care professionals traveling overseas to provide primary care services and surgeries for patients in desperate need. Since joining Americares in 2015, she has traveled with the organization to Cambodia, El Salvador, Haiti, India and Tanzania. Varughese earned a bachelor’s degree in biochemistry from Knox College in

LIFETIME ACHIEVEMENT — This award

recognizes a physician respected for a lifetime career in the medical profession. Dr. Nicholas A. Viner, Bridgeport Hospital Viner, who held the rank of major and served as chief of urology in the U.S. Air Force at Scott Air Force Base, earned his undergraduate degree from College of the Holy Cross and his medical degree from Vanderbilt University Medical School. He completed his residency in general surgery at Greenwich Hospital in Connecticut and his residency in urology at Vanderbilt Hospital in Tennessee. He is certified by the American Board of Urology and is a fellow of the American College of Surgeons. Viner is an active member of several professional and medical associations and

COMPARE the credentials of the ONS physician team to their counterparts

Unparalleled in quality, expertise and commitment to exceeding our patients’ expectations.

S TA M F O R D

PROMISE FOR THE FUTURE — This award recognizes a medical student who excels in his or her studies and will bring compassionate care and a fresh perspective to the medical profession. Corey Hassell, Quinnipiac University, Frank H. Netter MD School of Medicine Hassell graduated summa cum laude from the University of Pittsburgh with a degree in philosophy and linguistics and worked in South Korea as an English teacher before returning to the U.S. and working as a Japanese interpreter prior to enrolling in medical school. He is about to enter hid fourth and final year at the Frank H. Netter MD School of Medicine. Hassell has concentrated his studies in the field of geriatric psychiatry, focusing on homelessness in the geriatric veteran pop-

ulation, geriatric substance use disorders and the application of analgesics in the treatment of dementia-related behavioral disturbances. His research has been presented at national academic conferences and has been published in “Current Treatment Options in Psychiatry.” Hassell also is the founder and leader of the Psychiatry Journal Club at the Quinnipiac medical school and serves as the class community service chairperson. He plans to pursue a residency in psychiatry next year. Judging the 2017 Doctors of Distinction awards were Katie Stiles Attubato, ACNP (acute care nurse practitioner) trained at New York University; Dr. Patrick McNeillie, clinical lead and senior architect for Watson Genomics, IBM Watson Health, and Dr. Rebecca Zucconi, assistant professor of medical sciences at Frank H. Netter MD School of Medicine at Quinnipiac University. Event sponsors include The Kensington, St. Vincent’s Medical Center, Miller Motorcars, Yale New Haven Health, Sandler Training, Stamford Health and Val’s. Event supporters are The Bristal Assisted Living, Buzz Creators and RBC Wealth Management.

COMPARE US.

Orthopaedic Neurosurgery Specialists

GREENWICH

Galesburg, Illinois, and a medical degree from Rush University in Chicago, where she completed her residency training. She also completed an infectious disease fellowship at the Albert Einstein College of Medicine in the Bronx. She is board-certified in infectious disease, internal medicine and pediatrics.

anywhere. Educated at Ivy League and other top universities and specialty-trained at hospitals like HSS, Columbia Presbyterian and The Mayo Clinic, ONS doctors are hand-picked for their elite level of training and expertise. ONS physicians are among the best in the country. Don’t take our word for it. Visit ONSMD.com and check out our doctors’ credentials … there is no comparison.

HARRISON

ONSMD.COM

26 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

IN NETWORK WITH MAJOR INSURANCES

203.869.1145

TO MOM, WITH LOVE In honor of Mother’s Day, consider the fine gifts and services showcased in this special section.

BE*JEWELED MOM BETTERIDGE 239 Greenwich Ave. Greenwich, Conn., 06830 203-869-0124 betteridge.com D’EERICO 509 Central Park Ave. Scarsdale, N.Y. 10583 800-325-3935 LENOX JEWELERS 2379 Black Rock Turnpike Fairfield, Conn. 06825 203-374-6157 lenox-jewelers.com PERIDOT FINE JEWELRY 1903 Palmer Ave. Larchmont, N.Y. 10538 914-833-7333 peridotfinejewelry.com

R & M WOODROW JEWELERS 21 Purchase St. Rye, N.Y. 10580 914-967-0464 woodrowjewelers.com SHREVE, CRUMP AND LOW 125 Greenwich Ave. Greenwich, Conn. 06830 203-622-6205 shrevecrumpandlow.com WILSON & SON JEWELERS 18 Chase Road Scarsdale, N.Y. 10583 914-723-0327 wilsonandsonjewelers.com

PAMPERED MOM CASTLE HOTEL & SPA 400 Benedict Ave. Tarrytown, N.Y. 10591 914-631-1980 castlehotelandspa.com

THE CHRISTOPHER NOLAND SALON & BEAUTY SPA 124 Greenwich Ave., Second floor Greenwich, Conn. 06830 203-622-4247 christophernoland.com GREENWICH MEDICAL SKIN CARE AND LASER SPA 1285 E. Putnam Ave. Riverside, Conn. 06878 645 Post Road East Westport, Conn. 06880 203-637-0662 greenwichmedicalspa.com HYATT REGENCY GREENWICH 1800 E. Putnam Ave. Old Greenwich, Conn. 0687 203-637-1234 greenwich.regency.hyatt.com

Rick + Mariacornejo Cornejo •• lauren Lauren manoogian Manoogian •• Giada GiadaForte Forte rickOwens owensLilies lilies •• Zero Zero+maria FalieroSarti Sarti• •numero Chimala10• • Officine officineCreative creative• •Lola lolaHats hats Faliero

Unique & intimate. A destination Unique for & timeless, intimate. beautiful style. A destination for timeless, beautiful style.

18 87 PA L M E R AV E N U E

LARCH M ON T, N Y

T 914. 349. 91 00

MDRAT T EL L .COM

1887 palmer avenue • larchmont, nY • 914.349.9100 • mdrattell.com 1 8 87 PALMER AVENUE LA RCH M O N T, N Y T 914.3 49 .91 0 0 M D R AT T E LL.C O M 62

WAGMAG.COM

MAY 2017

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 27

FREEZE TIME! Look younger in five minutes

BEFORE

AFTER

BEFORE

AFTER

❆ Five minute facial that leaves skin

looking and feeling tighter and firmer

❆ Only system that combines a

proprietary HA serum and CO2 spray

❆ Works as a stand alone treatment or can be combined with other treatments for great results

specials

MOTHER’S DAY

$399

PER TREATMENT

REGULAR PRICE $499 (After 3 sessions, the results would last up to a year)

$139

CLEANSING FACIAL

REGULAR PRICE $189

Kristals offers a variety of products, treatments and facials, while specializing in exclusive anti-aging treatments. 229 Greenwich Ave., Greenwich, CT | 203.769.7900 | Kristalscosmeticsc@icloud.com

28 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

KRISTALS 229 Greenwich Ave. Greenwich, Conn. 203-769-7900 kristalscosmeticsc@icloud.com THE NATIONAL 376 Greenwich Ave. Greenwich, Conn. 06830 203-861-6851 thenational-ct.com OASIS DAY SPA 50 Livingston Ave. Dobbs Ferry, N.Y. 10522 914-409-1900 oasisdayspanyc.com/oasis-westchester/ ROYAL REGENCY 165 Tuckahoe Road Yonkers, N.Y. 10710 914-476-6200 royalregencyhotel.com SAYBROOK POINT INN & SPA 2 Bridge St. Old Saybrook, Conn. 06475 860-395-2000 saybrook.com SKINCENTER 220 S. Central Ave. Hartsdale, N.Y. 10530 914-752-4585 bestskincenter.com

PERSONALIZED (FOR) MOM

FASHIONABLE MOM

BRUCE MUSEUM 1 Museum Drive Greenwich, Conn. 06830 203-869-0376 brucemuseum.org

ANGELA’S 24 Purchase St. Rye, N.Y. 10580 914-481-5894 angelasinrye.com

GREENWICH POLO 80 Field Point Road, No. 3 Greenwich, Conn. 06830 203-561-1639 greenwichpoloclub.com

CLAUDETTE 177 Sound Beach Ave. Old Greenwich, Conn. 06870 203-990-0600 claudettestyle.com

iPIC THEATERS 1 Livingston Ave. Dobbs Ferry, N.Y. 10522 914-348-7002 ipictheaters.com

FRED 236 Sound Beach Ave. Old Greenwich, Conn. 06870 203-344-9533 ogfred.com

RIDGEFIELD PLAYHOUSE 80 East Ridge Road Ridgefield, Conn. 06877 203-438-5795 ridgefieldplayhouse.org

HOBBS 243 Greenwich Ave. Greenwich, Conn. 06830 203-439-3816 The Westchester 125 Westchester Ave. White Plains, N.Y. 10601 914-920-4837 hobbs.com

TWINKLE TOES/TWISH 88 Purchase St. Rye, N.Y. 914-921-4820 Instagram: @twishrye

LILY 250 Sound Beach Ave. Old Greenwich, Conn. 06870 203-625-4411 lilyoldgreenwich.com

1903 Palmer ave. | Larchmont, NY 10538 | 914.833.7333 | www.peridotfinejewelry.com

A curated collection of designer jewelry & Alternative bridal 64

WAGMAG.COM

MAY 2017

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 29

EVERYTHING WE DO IS BUILT AROUND MAKING YOUR WEDDING A SUCCESS! TO BOOK YOUR EVENT OR FOR MORE INFORMATION, CONTACT OUR WEDDING AND EVENTS SPECIALISTS 914-821-1377 66 HALE AVENUE, WHITE PLAINS NY WWW.CPWESTCHESTER.COM

WAGMAG.COM

30 Week of May 8, 2017 â&#x20AC;¢ FAIRFIELD COUNTY BUSINESS JOURNAL

MAY 2017

m.DRATTELL 1887 Palmer Ave. Larchmont, N.Y. 10538 914-349-9100 mdrattell.com MARY JANE DENZER At The Ritz-Carlton 7 Renaissance Square White Plains, N.Y. 10601 914-328-0330 mjdenzer.com

GOURMET MOM AUX DÉLICES 25 Old Kings Highway North Darien, Conn. 06820 203-662-1136 3 W. Elm St. Greenwich, Conn. 06830 203-622-6644 1075 E. Putnam Ave. Riverside, Conn. 06878 203-698-1066 1035 Post Road East Westport, Conn. 06880 203-557-9600 auxdelicesfood.com BALDUCCI’S 1050 E. Putnam Ave. Greenwich, Conn. 06878 203-637-7600 15 Palmer Ave. Scarsdale, N.Y. 10583

WAGMAG.COM

MAY 2017

914-722-0200 144 S. Ridge St. Rye Brook, N.Y. 10573 914-308-3692 1385 Post Road East Westport, Conn. 06880 203-254-5200 balduccis.com CITARELLA GOURMET MARKET 600 W. Putnam Ave. Greenwich, Conn. 06830 203-861-6900 citarella.com DECICCO FAMILY MARKETS 132 Bedford Road Katonah, N.Y. 10536 914-401-9909 68 East Parkway Scarsdale, N.Y. 10583 914-725-3807 deciccomarket.com

Fairfield, Conn. 06824 203-292-8194 fairfieldcheese.com PLUM PLUMS CHEESE 72 Westchester Ave. Pound Ridge, N.Y. 10576 914-764-1525 plumplumscheese.com SWEET LISA’S EXQUISITE CAKES 3 Field Road Cos Cob, Conn. 06807 203-869-9545 sweetlisas.com

FAIRFIELD & GREENWICH CHEESE COMPANY 154 E. Putnam Ave. Cos Cob, Conn. 06807 203-340-9227 2090 Post Road

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 31

GALLERY OF CONTEMPORARY JEWELRY 378 Main Street, Armonk * 914-219-5808 Open 10 a.m. - 5:00 p.m. Tuesday-Saturday or by special appointment

Introducing Rocks Home...

Fine Jewelry, Fashion Jewelry, Art, Home Accesories, Bridal, Personalized Jewelry, Custom Design, Repairs, Gold Melt, Wish Lists.... 32 Week of May 8, 2017 â&#x20AC;¢ FAIRFIELD COUNTY BUSINESS JOURNAL

FACTS & FIGURES on the record ATTACHMENTS-RELEASED Wellner, Eileen, et al., Fairfield. Released by Diserio Martin O’Connor & Castiglioni LLP, Stamford. $350,000 in favor of MLF3 Fairfield LLC, Fairfield. Property: 232 Mayweed Road, Fairfield. Filed April 4. Yettito, Jean and Vincent Yettito, Redding. Released by Anne Jasokowski. $69,374 in favor of HBR Danbury LLC, Danbury. Property: 27 Granite Ridge Road, Redding. Filed April 3.

Empire Telecom USA LLC, King of Prussia, Pa., contractor for Connecticut Light and Power Co. Remove and replace the antennas on an existing commercial space at 45 Halpin Lane, Ridgefield. Estimated cost: $25,000. Filed April 7. Forestone Management Associates LLC, contractor for Nine West Broad Property LLC. Fit-out the interior of a commercial office with new doors, new walls and a pantry at 9 W. Broad St,. Stamford. Estimated cost: $400,000. Filed between April 10. and April 14.

COMMERCIAL

HN Properties LLC, Shelton, contractor for Sikorsky. Perform an interior fit-out in an existing commercial space for a new tenant at 1 Far Mill Crossing, Shelton. Estimated cost: $41,000. Filed April 5.

2 Trap Falls LLC, Shelton, contractor for Kemper. Install a kitchen sink in an existing commercial space at 2 Trap Falls Road, Shelton. Estimated cost: $2,500. Filed April 7.

K&J Excavation, contractor for Pharmco. Add a warehose alcove and ramp to an existing commercial space at 58 Vale Road, Brookfield. Estimated cost: $63,047. Filed March 30.

A Emerson Construction LLC, contractor for Pacific House Inc. Change three exterior doors on an existing commercial space at 597 Pacific St., Stamford. Estimated cost: $28,500. Filed between April 10 and April 14.

Maklari Electric Corp., Fairfield, contractor for Sikorsky. Renovate the interior of an existing commercial space at 6 Corporate Drive, Shelton. Estimated cost: $3,000. Filed April 6.

BUILDING PERMITS

Benco LLC, contractor for Western Connecticut Medical. Strip and reroof an existing commercial space at 69 Sandpit Road, Danbury. Estimated cost: $97,200. Filed April 13. BLT Management LLC, Stamford, contractor for self. Renovate the interior of an existing commercial space at 62 Southfield Ave., Stamford. Estimated cost: $55,000. Filed between April 17. and April 21. Durants LLC, contractor for 1 Precision Road LLC. Perform an interior fit-out in an existing commercial space for a new tenant at 1 Precision Road LLC, Danbury. Estimated cost: $425,000. Filed April 10.

Items appearing in the Fairfield County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: John Golden c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: (914)694-3600 Fax: (914)694-3680

Maxwell Associates LLC, contractor for Paja 1 LLC. Repair the window and roofs on an existing single-family residence at 167 Old Post Road, Fairfield. Estimated cost: $15,000. Filed April 7. Maybury Association Inc., contractor for 15 Starr Holdings LLC. Install shelving in an existing commercial space at 15 Starr Road, Danbury. Estimated cost: $273,711. Filed April 11. Merritt Construction LLC, Monroe, contractor for 330 Railroad Avenue LLC. Perform an interior fit-out in an existing commercial space for a new tenant at 330 Railroad Ave., Greenwich. Estimated cost: $150,000. Filed April 2017. Petroleum Marketing Group, Woodbridge, Va., contractor for Huntington Gulf. Remove and replace the gas dispensers on an existing commercial space at 20 Huntington St., Shelton. Estimated cost: $3,000. Filed April 5. R.D. Scinto, Shelton, contractor for Pranza Deli. Perform an interior fitout in an existing commercial space for a new tenant at 3 Corporate Drive, Shelton. Estimated cost: $48,000. Filed April 7. Redstone Company, Wyomissing, Pa., contractor for the town of Greenwich. Renovate the kitchen in an existing commercial space at 25 Havemeyer Place, Greenwich. Estimated cost: $15,312. Filed April 2017.

RPOC Management, contractor for Doctors Newtown Road. Add two offices to an existing commercial space at 103-109 Newtown Road, Unit 700, Danbury. Estimated cost: $30,000. Filed March 29.

Advanced Window Systems LLC, contractor for James Zygmont. Replace the windows on a condominium unit at 83 Willowbrook Ave., Unit A, Stamford. Estimated cost: $13,268. Filed between April 17. and April 21.

Signature Construction Group of Connecticut Inc., Stamford, contractor for One Stamford Plaza Owner LLC. Perform an interior renovation in an existing commercial space for a new tenant at 263 Tresser Blvd., Stamford. Estimated cost: $75,000. Filed between April 17 and April 21.

AF Contracting LLC, contractor for Daniel Wigaysire-Rickin, et al. Finish the basement and bathroom in an existing single-family residence at 86 Diamondcrest Lane, Stamford. Estimated cost: $50,000. Filed between April 17 and April 21.

Clark, Norris G., Stamford, contractor for self. Finish the basement and bathroom in an existing single-family residence at 110 Little Hill Drive, Stamford. Estimated cost: $45,860. Filed between April 10 and April 14.

Aiello Roofing & Remodel Co., contractor for Angarano. Strip and reroof an existing single-family residence at 113 Long Meadow Hill Road, Brookfield. Estimated cost: $12,250. Filed March 30.

Cohen, Susan Emily, Greenwich, contractor for self. Renovate the kitchen in an existing single-family residence at 1525 E. Putnam Ave., Unit 304, Greenwich. Estimated cost: $1,500. Filed April 2017.

Anderson, Carolyn H., Greenwich, contractor for self. Remodel the master bedrooms and bathroom in an existing single-family residence at 138 Clapboard Ridge Road, Greenwich. Estimated cost: $120,000. Filed April 2017.

Coursen, Lucille, Shelton, contractor for self. Repair water damage to a single-family residence at 5 Acorn Hollow, Shelton. Estimated cost: $40,000. Filed April 5.

Signature Construction Group of Connectiut Inc., Stamford, contractor for Four Stamford Plaza Owner LLC. Perform an interior renovation in an existing commercial space for a new tenant at 107 Elm St., Stamford. Estimated cost: $300,000. Filed between April 17 and April 21. Site Acquisitions Inc., Salem, N.H., contractor for Insite Towers Development LLC. Remove and replace the antennas on an existing commercial space at 320 Old Stagecoach Road, Ridgefield. Estimated cost: $15,000. Filed April 4. Stamford Realty Partners LLC, Stamford, contractor for Daniel Casabona. Add an exterior sign to an existing commercial space at 917 E. Main St., Stamford. Estimated cost: $10,000. Filed between April 10 and April 14. Stamford Tent Co., Stamford, contractor for the town of Greenwich Department of Parks and Recreation. Add temporary tents and lights to the property of an existing commercial space for a special event at 100 Arch St., Greenwich. Estimated cost: $40,000. Filed April 2017. Town of Stamford, contractor for self. Add a new carousel pavilion to an existing commercial space at 30 W. Broad St., Stamford. Estimated cost: $150,000. Filed between April 10 and April 14. Wallder Construction LLC, contractor for Unique Properties Associates LLC. Add an EIFS system to an existing commercial space at 241 Main St., Danbury. Estimated cost: $22,000. Filed March 30.

RESIDENTIAL

Antonucci, Antonio, et al., Stamford, contractor for self. Extend the family room and add a new bathroom and garage addition to an existing single-family residence at 1088 Westover Road, Stamford. Estimated cost: $100,000. Filed between April 17 and April 21. Bailey, Christopher, Shelton, contractor for self. Add a dormer to an existing single-family residence and install bathroom fixtures at 10 Forest Ave., Shelton. Estimated cost: $10,000. Filed April 5. Barna, Monroe, contractor for self. Add a deck to an existing single-family residence at 38 Knorr Road, Monroe. Cost undisclosed. Filed April 7. BH Charter Oaks Cons LLC, Stamford, contractor for Gustavo Valle and Monica Valle. Add a new kitchen and bathroom to an existing single-family residence at 20 Fado Lane, Greenwich. Estimated cost: $14,300. Filed April 2017. Blevel, Hans J., Greenwich, contractor for self. Finish the bathrooms, bedroom and ceiling in an existing single-family residence at 195 Bible St., Greenwich. Estimated cost: $70,000. Filed April 2017.

9 Good Hill Road LLC, Danbury, contractor for self. Remodel the siding and kitchen in an existing singlefamily residence at 16 Olympic Drive, Danbury. Estimated cost: $55,000. Filed April 19.

C H Realty Corp LLC, Ridgefield, contractor for self. Renovate the common hallway in a condominium at 63 Copps Hill Road, Ridgefield. Estimated cost: $45,000. Filed April 7.

AF Contracting LLC, Stamford, contractor for Shalab Gupta, et al. Finish the basement in an existing singlefamily residence at 6 Indian Pass, Greenwich. Estimated cost: $80,000. Filed April 2017.

Cannondale Generators Inc., contractor for Lisa Hibbard Kim, et al. Place a generator in an existing singlefamily residence at 22 Dunn Avenue Extension, Stamford. Estimated cost: $8,700. Filed between April 17 and April 21.

Carty, Joseph T., Danbury, contractor for Peter R. Marra. Change the laundry room and renovate the kitchen in an existing single-family residence at 43 Olmstead Lane, Ridgefield. Estimated cost: $51,000. Filed April 7.

CT Basement Systems Inc., Seymour, contractor for Robert Hughes. Finish part of the basement in an existing single-family residence at 51 Old Stone Bridge Road, Greenwich. Estimated cost: $56,001. Filed April 2017. CT Chimney & Vent, contractor for Mills. Add a new chimney liner to an existing single-family residence at 131 Meadows End Road, Monroe. Cost undisclosed. Filed April 10. Dailey, Brookfield, contractor for self. Convert a half bathroom into a full bathroom at 13 S. Mountain Road, Brookfield. Estimated cost: $25,000. Filed March 31. Desautels, Sara K. and Brian A. Desautels, Shelton, contractor for self. Remove fire debris from an existing single-family residence at 143 The Maples, Shelton. Estimated cost: $5,000. Filed April 4. Dibico Construction of Connecticut, Greenwich, contractor for CNS 537 LLC. Construct a new detached pool house on the property of an existing single-family residence at 537 North St., Greenwich. Estimated cost: $400,000. Filed April 2017.

See why we're Fairfield County's leading LOCAL job board! Visit our NEW and ENHANCED site! • Intuitive site design • 100,000+ job seekers per month • Resume database of over 46,000 • Mobile optimized

Digiorgi Roofing and Siding Inc., Stamford, contractor for John P. Eustace and Cheryl M. Eustace. Strip and reroof an existing single-family residence at 46 Newman Place, Fairfield. Estimated cost: $11,796. Filed April 6. Dixon, Monroe, contractor for self. Finish the basement in an existing single-family residence at 14 Nutmeg Circle, Monroe. Cost undisclosed. Filed April 13. Double Diamond Construction LLC, Stamford, contractor for Adam E. Farstrup. Demolish a wood house on the property of an existing singlefamily residence at 11 Shore Acre Drive, Greenwich. Estimated cost: $21,000. Filed April 2017.

Visit FairfieldCountyJobs.com or call (203) 595-4262 for more information

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 33

GOOD THINGS FAIRFIELD

BUSINESS PROGRAMS IN NEWTOWN

From left: Co-chairwomen Maria Wilcox and Audrey Andrew and Tim Luke, master of ceremonies.

FCA CELEBRATES 75 YEARS Tim Luke, author and certified auctioneer from PBS’ “Antiques Roadshow,” will serve as the master of ceremonies and auctioneer for the May 19 fundraiser being held by Norwalkbased Family & Children’s Agency (FCA). This year’s event marks FCA’s 75th year of helping people build better lives. The fundraiser takes place at The Longshore Pavilion at Norwalk Cove, 48 Calf Pasture Beach Road, Norwalk. The event is co-chaired by board members Maria Wilcox and Audrey Andrew. For tickets and sponsorship information, visit familyandchildrensagency.org.

LAHEY RECEIVES NETTER AWARD John Lahey, president of Quinnipiac University in Hamden, is the recipient of the firstever Edward Netter Award for Business and Industry granted by the Stamford-based Alliance for Cancer Gene Therapy (ACGT), a nonprofit dedicated exclusively to cell and gene therapies for cancer. Lahey, an ACGT board member since 2004, is the eighth president of Quinnipiac University. Upon his arrival at Quinnipiac in March 1987, he initiated a strategic plan that resulted in an enrollment growth from 2,000 to nearly 10,000 students. Quinnipiac now offers more than 100 programs in its nine schools and colleges, including arts and sciences, business, communications, education, engineering, health sciences, law and medicine and nursing.

UPCOMING HEALTH PROGRAMS A series of informational programs will be conducted by Western Connecticut Health Network starting with a free health seminar on the “Non-Surgical and Surgical Management of Hip Arthritis” at the Riverbrook Regional YMCA, 404 Danbury Road, in Wilton on May 10 from 7 to 8 pm. Dr. Mark Fletcher of Coastal Orthopaedics will discuss hip pain and management of hip arthritis. To register, call 1-866-NHB-WELL. A series of diabetes education classes will be offered during May. All classes take place at 41 Germantown Road, Suite B03, Danbury. The Diabetes Self-Management Education morning classes are offered on May 11, 18 and 25 from 9:30 to 11:30 a.m. and evening classes are offered on May 10, 17 and 31 from 5 to 7 p.m. Classes are presented by certified diabetes educators and registered dietitians. Most classes are covered by health insurance. Call Joan at 203-739-4980. Norwalk Hospital is offering a free smoking-cessation program beginning May 18. The program consists of six weekly sessions at 6 p.m. Beverly Jacoby, a registered respiratory therapist, will provide a plan of action to stop smoking and social support in quitting. Registration is required. Call 203-852-2476. • “The Skinny on Skin Cancer” is May 23 at 7 p.m. at the Wilton Library. Featured speaker dermatologist Steven A. Kolenik is on the medical staff at Norwalk Hospital and will address skin cancer prevention, including risk factors, symptoms, screening, diagnosis and treatment. Call the Wilton Library at 203-762-6334.

34 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Edward Nusbaum

NUSBAUM SELECTED LIFETIME ACHIEVEMENT MEMBER Edward Nusbaum, principal and co-founder of Nusbaum & Parrino PC, a boutique family law firm based in Westport, has been selected as one of America’s Top 100 Attorneys Lifetime Achievement members for Connecticut. Fewer than 0.5 percent of active attorneys in the country are selected for the list. America’s Top 100 Attorneys is based in Santa Ana, California, and is a project of the company America’s Top 100 LLC. Nusbaum practices in state and federal courts, including the U.S. District Court, District of Connecticut; the U.S. Court of Appeals, Second Circuit; and the U.S. District Court, Southern and Eastern Districts of New York. He is a fellow and past president of the Connecticut Chapter of the American Academy of Matrimonial Lawyers and is a fellow of the International Academy of Family Lawyers, as well as a member of the Connecticut Bar Association’s Resolution of Legal Fees Dispute Committee.

AYLES ELECTED TO AIA COLLEGE OF FELLOWS Michael Ayles, principal of business development at Antinozzi Associates, a Bridgeportbased architecture and interior design firm, has been elected to the College of Fellows by the American Institute of Architects (AIA). Fellowship is AIA’s highest membership designation, awarded to professionals for exceptional work and contributions to architecture and society. Only 3 percent of the AIA’s more than 90,000 members have received this distinction. Ayles of Guilford joined Antinozzi Associates in 1994 and directed the firm’s business plan, strategy and marketing efforts, as well as staff recruitment and retention, since 2006. In addition, he is assigned as principal-in-charge/project manager for selective client projects, including those involving pre-referendum and communication strategies for public projects requiring town and voter approval or community involvement.

ASLA CHAPTER ANNOUNCES WINNERS The Connecticut Chapter of the American Society of Landscape Architects (CTASLA), representing more than 15,000 members, announced the winners of the 2017 Connecticut ASLA Professional Awards competition. The event’s winners include Anne Penniman Associates LLC of Lyme; BL Companies of Meriden; Louis Fusco Landscape Architects of Pound Ridge, N.Y.; Milone & MacBroom Inc. of Cheshire; Stantec Consulting of Hamden; TO Design LLC of New Britain; University of Connecticut Community Research and Design Collaborative of Storrs; and Wesley Stout Associates of New Canaan. The jury for this year’s competition was composed of members from the Mississippi chapter of ASLA.

In partnership with the Newtown Chamber of Commerce and the Newtown Economic Development Commission, the C.H. Booth Library in Newtown will offer two business programs in May. On May 9, the monthly Brown Bag Business Hour welcomes speaker Lisa Powell of the Small Business Administration for a discussion of “Contracting 101.” The seminar will cover how to register to do business with the state of Connecticut and the federal government, including information on how to access the websites for locating federal bids over $25,000 and the state’s bid portal, where both state and municipal bids can be found. The program is from noon to 1 p.m. in the meeting room. On May 18, Andy Thiede, chapter administrator of the Society for Human Resource Management of Western Connecticut, will present “Practical HR Tips for Small Businesses.” This session will include information on federal employment laws that affect small businesses, Connecticut laws for employers, acceptable interview questions and employer obligations during the employment lifecycle. This program is sponsored by Newtown Savings Bank and will take place in the meeting room from 6 to 8 p.m. Wine and light refreshments will be served. More at chboothlibrary.org or call 203-426-8552.

DOGWOOD FESTIVAL IN FAIRFIELD The Greenfield Hill Congregation Church in Fairfield is hosting its 82nd annual Dogwood Festival, a fundraiser to support both local and international charities May 12-14, 1045 Old Academy Road, Fairfield. The three-day weekend will feature a range of activities, including a historical walking tour, an art show, a juried craft show, a blessing of the animals, children’s crafts and games, face painting, a plant and garden boutique, live musical performances, jewelry and gifts, foods and confections, along with 75 vendors. For more information, email Kimberly Smith at kimberlysmith483@ gmail.com.

HAPPENING

ALPER ON BARUCH’S CYBERSECURITY BOARD

Al Alper

Al Alper, the founder and CEO of Absolute Logic — a Wilton-based company that provides information technology security, technical support and technology consulting to businesses with up to 250 employees — has been named to the cybersecurity advisory board for Baruch College in New York City. Alper will be working with fellow board

members to provide guidance on threats to cybersecurity, technology trends and strategies for students who plan to work in the field. The board will assist the Zicklin School of Business at Baruch College as it develops courses of study in the field. Alper has 25 years of industry experience, in addition to having published several books and articles about cybersecurity.

WALSH NAMED CHAIR OF COMMITTEE Cynthia Gorey, left, Waveny vice president of development, and Edlira Curis, Waveny vice president of campaign services.

WAVENY ADDS FUNDRAISING LEADERS Waveny LifeCare Network, a New Canaan-based organization that provides health care services for older adults, has named Cynthia Gorey vice president of development and Edlira Curis to the new position of vice president of campaign services. As vice president of development, Gorey will direct the organization’s development operations, oversee annual fundraising and develop a major gifts program as part of a long-term campaign to expand charitable support for Waveny. Prior to joining the organization, Gorey spent 14 years as the executive director, president and CEO of the New Canaan Community Fund. Curis’ new responsibilities include focusing on campaign and major-gift-related initiatives. She joined Waveny in 2016 after working with it while at The Giving Collaborative, a philanthropic firm that provides counsel and assistance to nonprofits seeking to grow their programs. Prior to her work with The Giving Collaborative, she spent 10 years fundraising for independent schools.

Suzanne Brown Walsh

Trish Fontes, Vittoria L. Maccaro

sors. It has created more than 200 acts such as the Uniform Commercial Code and the Uniform Probate Code. Walsh has served as one of Connecticut’s commissioners on uniform laws since 2005 and previously served as chairwoman of ULC’s drafting committee on the Revised Uniform Fiduciary Access to Digital Assets Act and is currently a member of the Regulation of Virtual Currencies Act.

SHANAHAN JOINS WCMG IN NEWTOWN

NEW MANAGERS AT BANKWELL Bankwell, a community bank based in New Canaan with branches throughout Fairfield County, welcomed Trish Fontes of Prospect as vice president, treasury management sales officer. Fontes has 20 years experience in banking, most recently at KeyBank where she managed multiple branches that were market leaders for both loans and deposits. She served as chairperson of the KeyBank Employee Volunteer Council for Southwestern Connecticut. Bankwell says she will be working to grow the bank’s treasury management business with existing customers and develop new relationships. In another move by the bank, Vittoria L. Maccaro of Westport was appointed manager of Bankwell’s Norwalk branch. A vice president at Bankwell, Maccaro joined the bank in 2008 and has previously managed the bank’s branches in Fairfield. Prior to joining the bank, Maccaro worked at the Wachovia Bank Strawberry Hill branch in Norwalk.

Suzanne Brown Walsh, a partner at Murtha Cullina LLP in Stamford has been named chairwoman of The Uniform Law Commission’s new drafting committee on electronic wills. The committee is charged with drafting a uniform act that will address the formation, validity and recognition of electronic wills. The Uniform Law Commission is now in its 125th year. It is composed of more than 300 lawyers, judges and law profes-

Catherine Shanahan

Western Connecticut Medical Group welcomed Catherine “Cate” Shanahan to its staff at Newtown Primary Care and Health Specialists, 170 Mount Pleasant Road in Newtown. Shanahan practiced family medicine in Hawaii for 10 years while studying ethnobotany and researching ancestral health. A board-certified family physi-

cian, Shanahan also served as director and nutrition consultant for the Los Angeles Lakers, where she created the PRO Nutrition Program, a dietary program for training staff, players and their families based on the nutrition principles of world cuisines. She is the author of “Deep Nutrition: Why Your Genes Need Traditional Food.”

WEBSTER BANK VP HONORED

Dawn C. Morris

Waterbury-based Webster Bank announced that Dawn C. Morris, executive vice president and chief marketing officer, was one of eight women recognized as the top “Women in Business” by the Hartford Business Journal. She is the only banking and marketing executive among the winners chosen for this distinction. Morris joined Webster in 2014 and leads the strategic marketing and cus-

tomer insights for the $26 billion regional bank. Her responsibilities include providing leadership, setting the tone and driving positive results from the bank’s marketing and communications efforts. She serves as co-chairwoman with Gov. Dannel Malloy on the Governor’s Prevention Partnership and on the boards of The Hartford Stage, Girl Scouts of Connecticut and Marketing EDGE.

Information for these features has been submitted by the subjects or their delegates.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 35

FACTS Eastern Restorations LLC, contractor for Patrick Duggan and Maureen Duggan. Strip and reroof an existing single-family residence at 65 High Meadow Road, Fairfield. Estimated cost: $10,800. Filed April 4. Filho, Abelardo Moreira, Danbury, contractor for self. Strip and reroof an existing single-family residence at 123 Triangle St., Danbury. Estimated cost: $3,500. Filed April 10. Fortin, Brookfield, contractor for self. Add a shed with a wood stove to the property of an existing single-family residence at 17 Stony Brook Road, Brookfield. Estimated cost: $22,000. Filed March 30. Fuller, Debra J., Stamford, contractor for self. Add a bathroom to the basement in an existing single-family residence at 24 Homestead Ave., Stamford. Estimated cost: $5,940. Filed between April 10 and April 14. G & S Renovations LLC, contractor for Sunset Holdings LLC. Remodel three and one-half bathrooms in an existing single-family residence and add a new kitchen at 22 Sea Beach Drive, Stamford. Estimated cost: $158,480. Filed between April 10 and April 14. George Apap Inc., Patterson, N.Y., contractor for Peter Reich. Renovate the master bedroom, laundry room and sewing room in an existing single-family residence at 90 Bloomer Road, Ridgefield. Estimated cost: $51,202. Filed March 30. Germain Construction LLC, contractor for Ruvan Cohen and Rochelle Cohen. Perform interior renovations in an existing single-family residence at 22 Marion St., Danbury. Estimated cost: $200,000. Filed March 27. Gillin, Brian P., et al., Stamford, contractor for self. Convert the bedroom into a master bathroom in an existing single-family residence at 1424 Hope St., Stamford. Estimated cost: $21,380. Filed between April 17 and April 21. Glen Gate Co., Wilton, contractor for David S. Goldman and Christiane S. Goldman. Add an in-ground swimming pool to the property of an existing single-family residence at 29 Valeview Road, Wilton. Estimated cost: $100,000. Filed March 29. Glenn Martone Construction, contractor for Montgomery. Install a gas fireplace in an existing single-family residence at 12 Yankee Drive, Brookfield. Estimated cost: $7,600. Filed March 31. Gries, Edward L., contractor for self. Convert a pantry to a laundry room in an existing single-family residence at 70 Fairfield Ave., Danbury. Estimated cost: $10,000. Filed April 17. Hanington, Noelle and James Hanington, Fairfield, contractor for self. Remodel the kitchen, dining room, porch, living room, rear deck and side entryway in an existing single-family residence at 15 Sturges Road, Fairfield. Estimated cost: $35,000. Filed April 3.

Hawk’s Ridge of Shelton LLC, Shelton, contractor for homeowner. Construct a new single-family residence with a two-car attached garage, rear deck and covered front porch at 44 Hawk’s Ridge Drive, Shelton. Estimated cost: $232,000. Filed April 5.

FIGURES

LB&O LLC, Fairfield, contractor for Jette Aimee. Remodel the basement and garage door on the property of an existing single-family residence at 6 Rainbow Drive, Ridgefield. Estimated cost: $41,006. Filed March 29.

Mayne Construction LLC, Newtown, contractor for Robert Bailor. Build two front porticos with a stone landing and a new rear deck at 17 Old Town Road, Ridgefield. Estimated cost: $15,000. Filed April 6.

Hawk’s Ridge of Shelton LLC, Shelton, contractor for homeowner. Construct a new single-family residence with a two-car attached garage, rear deck and covered front porch at 17 Red Tail Court, Shelton. Estimated cost: $213,000. Filed April 5.

Lake, Matthew W., Ridgefield, contractor for self. Renovate the dining room, sunroom, attic and deck attached to an existing single-family residence at 15 Bear Mountain Road, Ridgefield. Estimated cost: $120,100. Filed March 27.

Mendonca Construction LLC, Bethel, contractor for Somers Digaloma and Thomas Digaloma. Renovate the bathroom, bedroom and kitchen in an existing single-family residence at 644 Lake Ave., Greenwich. Estimated cost: $245,000. Filed April 2017.

Holmes, Patrick, Brookfield, contractor for Craig S. Matthews. Install a new bathroom in the basement of an existing single-family residence at 30 Mimosa Circle, Ridgefield. Estimated cost: $10,000. Filed March 28.

Lake, Matthew W., Ridgefield, contractor for self. Remodel the barn on the property of an existing singlefamily residence at 15 Bear Mountain Road, Ridgefield. Estimated cost: $68,400. Filed March 27.

Hudson City Savings Bank, Stamford, contractor for self. Strip and reroof an existing single-family residence at 163 Long Hill Drive, Stamford. Estimated cost: $180,000. Filed between April 10 and April 14.

Laska, Josephine J., Greenwich, contractor for self. Repair damage to the kitchen in an existing single-family residence at 925 King St., Greenwich. Estimated cost: $40,000. Filed April 2017.

Michalek, Victoria and Brandon J. Michalek, Danbury, contractor for self. Remodel the kitchen and bathroom in an existing single-family residence at 148 Middle River Road, Danbury. Estimated cost: $20,500. Filed March 29.

Huribal, Nebil, Monroe, contractor for self. Add a ramp to the outside of an existing single-family residence to make ADA compliant at 55 Pierce Ave., Bridgeport. Estimated cost: $5,500. Filed March 27.

Lecla Home Improvements LLC, contractor for Joseph E. Alexis, et al. Strip and reroof an existing singlefamily residence at 75 Frank St., Stamford. Estimated cost: $5,000. Filed between April 17 and April 21.

Michener Inc., Bridgewater, contractor for Daniel R. Church. Expand the bathroom and build a walk-in closet at 27 Mimosa Court, Ridgefield. Estimated cost: $20,000. Filed March 31.

Integral Projects LLC, contractor for Howard Berg, et al. Expand the master bedroom in an existing single-family residence at 126 Wire Mill Road, Stamford. Estimated cost: $179,250. Filed between April 10 and April 14.

Lecla Home Improvements LLC, contractor for Fernande P. Coito and Horacio C. Coito. Strip and reroof an existing single-family residence at 39 Forest Ave., Danbury. Estimated cost: $6,500. Filed April 12.

Middlemass, Matt, Shelton, contractor for self. Strip and reroof an existing single-family residence at 3 Wesley Drive, Shelton. Estimated cost: $9,500. Filed April 5.

J&M Construction & Son LLC, contractor for Kimberly Kiriazidis. Remodel the kitchen and dining room in an existing single-family residence at 58 Cummings Ave., Fairfield. Estimated cost: $15,000. Filed April 7. J&M Construction & Son LLC, Danbury, contractor for Bachir Latli and Squad Boursas. Add a deck to an existing single-family residence at 22 Regen Road, Danbury. Estimated cost: $4,000. Filed April 12. Kang, Alexis, Shelton, contractor for self. Strip and reroof an existing single-family residence at 45 Willougby Road, Shelton. Estimated cost: $12,324. Filed April 6.

Leonard, Patrick, contractor for Guthrie Patricia. Fill in a swimming pool on the property of an existing commercial space at 184 Tackora Trail, Ridgefield. Estimated cost: $7,500. Filed April 6. Linn Building & Remodeling, Pound Ridge, N.Y., contractor for Michael J. Wells. Strip and reroof an existing single-family residence at 35 Glenville St., Greenwich. Estimated cost: $55,000. Filed April 2017. Lopez, Jorge M., et al., Stamford, contractor for self. Strip and reroof an existing single-family residence at 44 Hillandale Ave., Stamford. Estimated cost: $3,330. Filed between April 10 and April 14.

Keleman, Grace, Shelton, contractor for self. Repair an existing singlefamily residence damaged from fire at 6 Acorn Hollow, Shelton. Estimated cost: $40,000. Filed April 5.

Mario, Nunez, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 2 High Meadow Road, Shelton. Estimated cost: $68,500. Filed April 4.

Kellennan, Laura, Easton, contractor for self. Rebuild a porch on an existing single-family residence and add new framing at 123 Hillside Ave., Bridgeport. Estimated cost: $4,000. Filed March 27.

Mark Edwards Roofing & Siding, contractor for Matthew L. Terhaar and Rebecca P. Terhaar. Strip and reroof an existing single-family residence at 35 Boyce Road, Danbury. Estimated cost: $4,000. Filed March 29.

Kist, Eric J., Danbury, contractor for self. Add a two-car garage to an existing single-family residence at 55 Spruce Mountain Road, Danbury. Estimated cost: $16,000. Filed April 10.

Martone, David, contractor for Frengs. Add a garage addition to an existing single-family residence at 168 Long Meadow Hill Road, Brookfield. Estimated cost: $80,000. Filed March 30.

36 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

Meyer Development LLC, New Canaan, contractor for Perrie L. Ridley. Renovate the bathroom in an existing single-family residence at 21 Nutmeg Ridge, Ridgefield. Estimated cost: $25,000. Filed April 7.

MLC Associates LLC, Prospect, contractor for Patrick M. Kerin. Perform minor interior renovations to an existing single-family residence at 45 Carriage Road, Wilton. Estimated cost: $15,000. Filed March 29. Morell, Megan and Gaspar Morell, Greenwich, contractor for self. Strip and reroof an existing single-family residence at 78 Glen Ridge Road, Greenwich. Estimated cost: $9,000. Filed April 2017. Morocho’s Building & Remodeling, contractor for Anders Wulffandersen. Strip and reroof an existing single-family residence at 3 Shorehaven Lane, Danbury. Estimated cost: $10,000. Filed April 13. Morris Construction Company Inc., contractor for Hani T. El-Fanek and Abeer El-Fanek. Add a recreation room to the basement of an existing single-family residence at 18 Maplewood Drive, Danbury. Estimated cost: $27,900. Filed March 29. Muir, Ronda, Greenwich, contractor for self. Add a screened porch to an existing single-family residence at 40 Riverville Road, Greenwich. Estimated cost: $60,000. Filed April 2017. Nelson Roofing & Siding Inc., contractor for Mazzari. Strip and reroof an existing single-family residence at 29 Rocky Road, Brookfield. Estimated cost: $9,800. Filed March 30.

Nelson Roofing & Siding Inc., contractor for Richard B. Green. Add siding to an existing single-family residence at 10 Karen Drive, Danbury. Estimated cost: $15,000. Filed April 18. Newbert, Dennis, contractor for Fletcher. Add siding to an existing single-family residence at 35 S. Lake Shore Drive, Brookfield. Estimated cost: $12,500. Filed March 30. Nina, Ruiz and Jason C. Ambrosio, Stamford, contractor for self. Change a playroom into a bathroom in an existing single-family residence at 59 Chatfield St., Stamford. Estimated cost: $8,520. Filed between April 10 and April 14. Olson, Lisa M. and John Olson, Fairfield, contractor for self. Add a second-floor laundry room to an existing single-family residence at 165 Lounsbury Road, Fairfield. Estimated cost: $5,000. Filed April 7. Oskam, Mark B., Ridgefield, contractor for self. Add a covered open porch to an existing single-family residence at 7 Main St., Ridgefield. Estimated cost: $25,000. Filed April 3. Perry, Elyjah L., et al., Stamford, contractor for self. Add to a deck attached to an existing single-family residence at 47 Fairmont Ave., Stamford. Estimated cost: $10,800. Filed between April 17 and April 21. Phil’s Main Roofing LLC, Norwalk, contractor for Anthony Spadaccini. Strip and reroof an existing singlefamily residence at 74 Lakeview Drive, Stamford. Estimated cost: $10,000. Filed between April 10 and April 14. Pierre, William F., Shelton, contractor for self. Re-side an existing singlefamily residence at 27 Big Horn Road, Shelton. Estimated cost: $21,000. Filed April 7. Pineau, Susan M. and David J. Pineau, Shelton, contractor for self. Add solar panels to the roof of an existing single-family residence at 24 Deerfield Drive, Shelton. Estimated cost: $25,256. Filed April 4. PMC Construction LLC, Greenwich, contractor for Lee Schwartz and Gabriel Schwartz. Construct a new single-family residence at 132 Lockwood Road, Greenwich. Estimated cost: $750,000. Filed April 2017. Power Home Remodeling Group Inc., Chester, Pa., contractor for Earl B. Wilcox and Susan A. Wilcox. Remove and replace the windows on an existing single-family residence at 6 Westview Drive, Danbury. Estimated cost: $5,507. Filed April 18. Power Home Remodeling Group Inc., Chester, Pa., contractor for Anne J. Gartland and Jacob Gartland. Strip and reroof an existing single-family residence at Crestdale Drive, Danbury. Estimated cost: $14,670. Filed April 18.

Prizio Roofing & Siding Company Inc., contractor for Wayne L. Parker, et al. Renovate the siding on an existing single-family residence at 34 Black Twig Place, Stamford. Estimated cost: $27,950. Filed between April 17 and April 21. Prizio Roofing & Siding Company Inc., contractor for Wayne L. Parker, et al. Strip and reroof an existing single-family residence at 34 Black Twig Place, Stamford. Estimated cost: $9,300. Filed between April 17 and April 21. Quibus LLC, Greenwich, contractor for 3 Knollwood LLC. Construct a new single-family residence at 3 Knollwood Drive East, Greenwich. Estimated cost: $3.1 million. Filed April 2017. Quibus LLC, Greenwich, contractor for 3 Knollwood LLC. Construct a new two-car detached garage on the property of an existing single-family residence at 3 Knollwood Drive East, Greenwich. Estimated cost: $110,000. Filed April 2017. Quibus LLC, Greenwich, contractor for self. Construct a new pool house on the property of an existing singlefamily residence at 3 Knollwood Drive East, Greenwich. Estimated cost: $65,000. Filed April 2017. Reeb, Peter K., Brookfield, contractor for Bruno Maiolo. Renovate the basement and replace the flooring in an existing single-family residence at 136 Snow Lake Road, Ridgefield. Estimated cost: $13,000. Filed April 7. Remache, Cesar C., Danbury, contractor for self. Expand the bedroom in an existing single-family residence at 30 Abbott Ave., Danbury. Estimated cost: $4,500. Filed March 30. Resoration Real Estate LLC, contractor for Steven E. Seide, et al. Renovate the kitchen in an existing singlefamily residence at 12 Idlewood Place, Stamford. Estimated cost: $25,000. Filed between April 17 and April 21. Richie’s Roofing LLC, contractor for Lee. Strip and reroof an existing single-family residence at 9 Dean Road, Brookfield. Estimated cost: $2,800. Filed March 30. Richter, Ronald F., contractor for Housing Authority for the city of Danbury. Strip and reroof an existing single-family residence at 13 Fairfield Ridge, Danbury. Estimated cost: $4,075. Filed March 28. Richter, Ronald F., Danbury, contractor for the Housing Authority for the city of Danbury. Strip and reroof an existing single-family residence at 50 Fairfield Ridge, Danbury. Estimated cost: $4,750. Filed March 28. Richter, Ronald F., Danbury, contractor for the Housing Authority for the city of Danbury. Strip and reroof an existing single-family residence at 77 Fairfield Ridge, Danbury. Estimated cost: $4,750. Filed March 28.

FACTS Ridberg, Andrea Beat, Greenwich, contractor for self. Alter a condominium and add a bathroom at 8 Whiffle Tree Way, Greenwich. Estimated cost: $20,000. Filed March 2017. Roca, Michael J., Port Chester, N.Y., contractor for Foster Bam. Renovate the bathroom in an existing singlefamily residence at 51 Londonderry Drive, Greenwich. Estimated cost: $58,500. Filed April 2017. Rock Hard Homes Inc., contractor for Luis M. Sousa and Mary Jo Sousa. Strip and reroof an existing single-family residence at Taagan Point Drive, Danbury. Estimated cost: $3,500. Filed April 18. Roderick, Greg, Shelton, contractor for self. Install an in-ground pool in the property of an existing singlefamily residence at 12 Lady Slipper Drive, Shelton. Estimated cost: $34,000. Filed April 6. Roger Bott Home Improvement Corp., contractor for Louis A. Papaleo. Change the use of a room in an existing single-family residence at 14 Holly Cove Circle, Stamford. Estimated cost: $1,000. Filed between April 17 and April 21. Romero, Vazquez and Luis A. Romero, Danbury, contractor for self. Legalize a deck at an existing single-family residence at 29 Homestead Ave., Danbury. Estimated cost: $7,000. Filed March 30. Romero, Vazquez and Luis A. Romero, Danbury, contractor for self. Rebuild a detached shed on the property of an existing single-family residence at 29 Homestead Ave., Danbury. Estimated cost: $25,000. Filed March 30. Rosenberg, Harriet T., Danbury, contractor for self. Renovate the basement and playroom in an existing single-family residence at 23 Silcam Drive, Danbury. Estimated cost: $10,000. Filed April 18. Ross Solar Group LLC, Danbury, contractor for Eugene Luis and Jiang We. Add solar panels to the roof of an existing single-family residence at 36 Day Road, Greenwich. Estimated cost: $25,948. Filed April 2017. Rozinka, Roman, Ridgefield, contractor for Redik Lars Nordstroem. Renovate the shower room and laundry room in an existing single-family residence at 9 Schoolhouse Place, Ridgefield. Estimated cost: $3,500. Filed March 29.

Santore, Laura, Greenwich, contractor for self. Construct an in-ground swimming pool and safety barrier on the property of an existing singlefamily residence at 11 Grey Rock Drive, Greenwich. Estimated cost: $50,000. Filed March 2017. Sevillano, Jenna M., Shelton, contractor for self. Add a patio with an outdoor kitchen to the property of an existing single-family residence at 70 Fawn Hill Road, Shelton. Estimated cost: $1,800. Filed April 6. Shoreline Painting & Drywall Inc., contractor for Diaz Daliah. Renovate the kitchen in a condominium unit at 1283 Hope St., Unit 8, Stamford. Estimated cost: $13,800. Filed between April 17 and April 21. Significant Structures LLC, New Canaan, contractor for 200 Guards Road Connecticut LLC. Replace the windows and showers in an existing single-family residence and renovate the laundry at 200 Guards Road, Greenwich. Estimated cost: $250,000. Filed April 2017.

Stamford Tent Co., Stamford, contractor for Clifton S. Robbins and Deborah Robbins. Add temporary tents and lights to the property of an existing single-family residence for a special event at 32 Calhoun Drive, Greenwich. Estimated cost: $5,000. Filed April 2017. Stauss Builders LLC, contractor for Michael Fulton and Elizabeth Fulton. Remodel an existing barn on the property of an existing single-family residence at 2860 Bronson Road, Fairfield. Estimated cost: $40,000. Filed April 6. Stephen C. Gidley Inc., Darien, contractor for Mayilmurugan Ri, et al. Perform minor interior renovations to an existing single-family residence at 61 Scarlet Oak Drive, Wilton. Estimated cost: $18,000. Filed March 24. THD at Home Services Inc., Shrewsbury, Mass., contractor for Michael Scappaticci and Kristen Scappaticci. Replace the windows in an existing single-family residence at 3 Palmer Road, Danbury. Estimated cost: $4,526. Filed March 28.

Smith, Anastasia, et al., Stamford, contractor for self. Legalize the bedroom and bathroom in an attic of an existing single-family residence at 27 Kenilworth Drive East, Stamford. Estimated cost: $566,610. Filed between April 17 and April 21.

THD at Home Services Inc., Shrewsbury, Mass., contractor for Richard Inoa. Replace the windows in an existing single-family residence at 8 Triangle Terrace, Danbury. Estimated cost: $3,312. Filed March 28.

Solar City Corp., Rocky Hill, contractor for Erik Drewniak. Add solar panels to the roof of an existing single-family residence at 1003 Tunxis Hill Road, Fairfield. Estimated cost: $1,269. Filed April 7.

THD at Home Services Inc., Atlanta, Ga., contractor for Roberta Cohen. Strip and reroof an existing single-family residence at 125 Dunn Ave., Stamford. Estimated cost: $2,224. Filed between April 10 and April 14.

Solar City Corp., Rocky Hill, contractor for Rajan Ramaseshan. Add solar panels to the roof of an existing single-family residence at 320 Andrassy Ave., Fairfield. Estimated cost: $5,132. Filed April 7.

THD at Home Services Inc., Atlanta, Ga., contractor for Nicholas Ballone, et al. Strip and reroof an existing single-family residence at 58 Columbus Place, Stamford. Estimated cost: $7,880. Filed between April 10 and April 14.

Sorian’s Home Improvement Inc., contractor for Hector Torres. Demolish the interior of an existing single-family residence at 82 Warren St., Stamford. Estimated cost: $158,315. Filed between April 10 and April 14. Southern New, contractor for Wilson. Replace the windows and patio on the property of an existing singlefamily residence at 9 Melon Patch Lane, Monroe. Cost undisclosed. Filed April 6. Southern New, contractor for Smith. Replace the windows on an existing single-family residence at 41 Harmony Lane, Monroe. Cost undisclosed. Filed April 6.

Ryan, Jean, Greenwich, contractor for self. Add a new bathroom and finished room to the lower level of an existing single-family residence at 78 River Road, Unit 2, Greenwich. Estimated cost: $15,000. Filed March 2017.

Southern New, contractor for Beach. Replace the windows on an existing single-family residence at 139 Williamsburg Drive, Monroe. Cost undisclosed. Filed April 6.

Sabatini, William A., Danbury, contractor for self. Convert a full bathroom into one full bathroom and one half bathroom at 16 The Crest Way, Danbury. Estimated cost: $17,500. Filed March 30.

Stahl, Aaron J., Greenwich, contractor for Robert E. Horton. Replace the windows on an existing single-family residence at 127 Putnam Parkway, Greenwich. Estimated cost: $10,000. Filed April 2017.

THD At Home Services Inc., Atlanta, Ga., contractor for John Cunningham. Replace the windows on an existing single-family residence at 1015 North St., Greenwich. Estimated cost: $2,696. Filed April 2017. The Barnyard Enterprises Inc., Ellington, contractor for Cumpston. Add a shed to the property of an existing single-family residence at 40 Mountainview Road, Brookfield. Estimated cost: $7,979. Filed March 30. The Connecticut Building Company LLC, contractor for Nancy Earle and Gordon Earle. Elevate an existing two and one-half one-family residence at 365 Lalley Blvd., Fairfield. Estimated cost: $135,000. Filed April 3. Titus Built LLC, Wilton, contractor for Brian Hoey. Convert the full bathroom into a half bathroom and add a new front door at 71 Manor Road, Ridgefield. Estimated cost: $39,000. Filed March 27.

FIGURES Trinity Heating & Air Inc., contractor for Camilo J. Salomon and Maria Salomon. Add solar panels to the roof of an existing single-family residence at 155 Highlawn Road, Fairfield. Estimated cost: $1,148. Filed April 4. USA Opportunities, Shelton, contractor for self. Remodel the roof, sheetrock, bathroom and kitchen in an existing single-family residence at 7 Soundcrest Drive, Shelton. Estimated cost: $35,000. Filed April 5. Vadas, James T., contractor for Kenneth Streger and Sharon Streger. Add an in-ground swimming pool to the property of an existing single-family residence at 65 Eunice Ave., Fairfield. Estimated cost: $24,500. Filed April 5. Victorian Associates LLC, contractor for self. Add a second layer to the roof on an existing single-family residence at 9 Cleveland St., Danbury. Estimated cost: $4,500. Filed March 27. Wadia Construction LLC, New Canaan, contractor for 11 Branch Brook Road LLC. Alter the interior of an existing single-family residence at 111 Branch Brook Road, Wilton. Estimated cost: $225,000. Filed March 29. Wallach Construction Associates LLC, Ridgefield, contractor for David Simpson. Reconfigure the master suite to enlarge the bathroom and provide an additional space in an existing single-family residence at 668 Roxbury Road, Ridgefield. Estimated cost: $32,000. Filed April 6. Wallach Construction Associates LLC, Ridgefield, contractor for Felix F. Touchard IV. Replace a partition of a wall to create two bedrooms out of one in an existing single-family residence at 47 Pierrepont Drive, Ridgefield. Estimated cost: $5,000. Filed April 6. Wendell, Joseph P., Greenwich, contractor for self. Construct a new retaining wall on the propery of an existing single-family residence at 22 Turner Drive, Greenwich. Estimated cost: $20,000. Filed April 2017. White Home Products Inc., Stratford, contractor for Haseney. Add siding to an existing single-family residence at 46 Silvermine Road, Brookfield. Estimated cost: $24,300. Filed March 30. Wysocki, Monroe, contractor for self. Construct a new two-story singlefamily residence with an attached two-bay garage and a front covered porch at 4 High Ridge Drive, Monroe. Cost undisclosed. Filed April 7. York, Sara M. and Jesse L. York, Fairfield, contractor for self. Convert the screened porch into a sunroom at 48 Fox Run Road, Fairfield. Estimated cost: $15,000. Filed April 5.

COURT CASES The following court cases represent the allegations made by plaintiffs in the initial filings of civil lawsuits, and do not represent legally binding judgments made by the courts.

BRIDGEPORT SUPERIOR COURT ABM Cleaning Company LLC, et al., Cleveland, Ohio. Filed by Sikorsky Aircraft Corp., Stratford. Plaintiff’s attorney: Strunk Dodge Aiken Zovas LLC, Rocky Hill. Action: The plaintiff has brought this suit against the defendants alleging that they were contracted to perform cleaning services on their premises. One of the plaintiff’s employees allegedly slipped on a ramp set up by the defendants in the course of their work. This allegedly caused the plaintiff to be forced to pay out workers’ compensation payments to the employee. The plaintiff claims reimbursement of benefits paid and such other relief as the court deems fair and equitable. Case no. FST-CV176063753-S. Filed April 18. Cooper Equipment Co., Omaha, Neb. Filed by Phillips Fuel Systems Inc., Bridgeport. Plaintiff’s attorney: Pullman & Comley LLC, Bridgeport. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for tank-filling systems and associated valves. The plaintiff has declared the entire outstanding balance of $49,797 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages and court costs. Case no. FST-CV17-6063717-S. Filed April 17. Countryside Landscaping of Connecticut LLC, Monroe. Filed by Kelly Capps, Monroe. Plaintiff’s attorney: George W. Ganim Jr., Milford. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she fell into a hole in a parking lot owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and its employees in that they failed to guard the plaintiff from the dangers of such. The plaintiff claims monetary damages in excess of $15,000 and such other relief as this court may deem equitable and just. Case no. FST-CV17-6063836-S. Filed April 20. Elrac LLC, et al., Hartford. Filed by Elenice Bruynder, Bridgeport. Plaintiff’s attorney: Bradley, Denkovich & Karaylannis PC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she was hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. FST-CV176063786-S. Filed April 18.

Entact Inc., et al., Hartford. Filed by Gabriel Cruz Jr., Bridgeport. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that he suffered injuries in a construction accident caused by the defendant. This accident was allegedly caused by the defendant by failing to properly monitor the construction site and by failing to keep a cart under proper and reasonable control. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs, punitive damages, costs of the suit incurred herein and such other and further relief as the court may deem just and proper. Case no. FSTCV17-6063721-S. Filed April 17. Fitness Edge Holdings LLC, et al., Hartford. Filed by Valerie Tavolacci, Monroe. Plaintiff’s attorney: Francis Lieto, Trumbull. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she suffered injuries in an accident caused by the defendants. This accident was allegedly caused by the defendants for failing to properly light their gym and by failing to provide proper instructions on equipment usage. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs, punitive damages, costs of the suit incurred herein and such other and further relief as the court may deem just and proper. Case no. FST-CV17-6063820-S. Filed April 19. Geico General Insurance Co., et al., Hartford. Filed by Gaetano Sanzo, Monroe. Plaintiff’s attorney: Cooper Sevillano LLC, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FST-CV17-6063746-S. Filed April 17. Liberty Mutual Fire Insurance Co., Boston, Mass. Filed by Muscarella Rosa, Monroe. Plaintiff’s attorney: Ganim Legal PC, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FST-CV17-6063813-S. Filed April 19.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 37

FACTS Lowe’s Home Centers LLC, et al., Hartford. Filed by Patricia Colombo, Bethel. Plaintiff’s attorney: The Flood Law Firm LLC, Middletown. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she suffered injuries in an accident caused by the defendants when a door owned by the defendants slammed on her. This accident was allegedly caused by the defendants for failing to properly maintain their automatic door. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs, punitive damages, costs of the suit incurred and such other and further relief as the court may deem just and proper. Case no. FST-CV176063838-S. Filed April 20.

The Hartford Insurance Co., et al., Hartford. Filed by Norma Chambers, Bridgeport. Plaintiff’s attorney: Nathan C. Nasser, Bridgeport. Action: The plaintiff has brought this motor vehicle suit against the defendants alleging that she collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that her injuries are the legal responsibilities of her insurance company, the defendants. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FST-CV17-6063752-S. Filed April 18.

Mainport Fast Food Inc., et al., Norwalk. Filed by Daniel Francois, Bridgeport. Plaintiff’s attorney: De Lucia & Levine LLC, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he slipped on a pool of liquid in a store owned by the defendants and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendants and their employees in that they failed to clear the liquid from the floor. The plaintiff claims monetary damages in excess of $15,000, and such other relief as this court may deem equitable and just. Case no. FSTCV17-6063784-S. Filed April 18.

The Stop and Shop Supermarket Co., Hartford. Filed by Linda Danowski, Stamford. Plaintiff’s attorney: Rodie & Connolly PC, Stratford. Action: The plaintiff has brought this tort suit against the defendant alleging that it failed to keep its teas free from mold. As a result, the plaintiff allegedly became sick when she bought tea from the plaintiff. The plaintiff claims damages and costs. Case no. FST-CV176063829-S. Filed April 19.

Philadelphia Indemnity Insurance Co., Hartford. Filed by Tremaine King, Bridgeport. Plaintiff’s attorney: Christopher J. Donlin, Hamden. Action: The plaintiff has brought this motor vehicle suit against the defendant alleging that he collided with an underinsured motorist and suffered injury. The insurance policy carried by the underinsured motorist is inadequate to fully compensate for the damages. The plaintiff alleges that his injuries are the legal responsibilities of his insurance company, the defendant. The plaintiff claims money damages in excess of $15,000, exclusive of interests and costs and such other relief as in law or equity may apply. Case no. FST-CV17-6063736-S. Filed April 17. Shindler Elevator Corp., Morristown, N.J. Filed by Marie Gaie, Bridgeport. Plaintiff’s attorney: Thomas M. Yuditski, Bridgeport. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she fell while exiting a malfunctioning elevator owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to properly keep their elevator in a workable condition. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FST-CV17-6063839-S. Filed April 20.

Turnpike Shopping Center LLC, et al., Fairfield. Filed by Barbara Antzoulis, Fairfield. Plaintiff’s attorney: Louis Rubano, Lynch, Traub, Keefe & Errante, New Haven. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she tripped on an icy sidewalk on property owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to apply sand to ice on their walkway to keep it in a walkable condition. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FSTCV17-6063822-S. Filed April 19.

DANBURY SUPERIOR COURT Boehringer Ingelheim Pharmaceuticals Inc., Ridgefield. Filed by CBRE Inc., Stamford. Plaintiff’s attorney: Nixon Peabody LLP, Providence, R.I. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely rental payments to the plaintiff for a lease provided. The plaintiff has declared the entire outstanding balance due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, post-judgment interest, court costs, attorney’s fees and such other and further relief as in law or equity the court deems appropriate. Case no. DBD-CV17-6022263-S. Filed April 20.

Good Shepherd Hill Homeowners Association Inc., et al., Danbury. Filed by Linda Jaworoski, Danbury. Plaintiff’s attorney: Tooher Wocl & Leydon LLC, Stamford. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she tripped on an unsafe curb on property owned by the defendants and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to keep their walkway in a walkable condition. The plaintiff claims monetary damages in excess of $15,000, exclusive of interest and costs. Case no. DBD-CV17-6022244-S. Filed April 18. Plumb Perfection LLC, et al., Trumbull. Filed by Plimpton & Hills Corp., Trumbull. Plaintiff’s attorney: Carreira and Wojciechowski LLC, New Preston. Action: The plaintiff has brought this breach of contract suit against the defendants alleging that they had failed to make timely payments to the plaintiff for goods and materials provided. The plaintiff has declared the entire outstanding principal balance of $13,872 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, interest, post-judgment interest, court costs, attorney’s fees and such other and further relief as in law or equity the court deems appropriate. Case no. DBD-CV17-6022262-S. Filed April 20. Sun and Surf Instructional Design Inc., et al., Miami, Fla. Filed by Creter Group Inc., et al., New Fairfield. Plaintiffs’ attorney: Shipman & Goodwin LLP, Hartford. Action: The plaintiffs have brought this breach of contract suit against the defendants alleging that they had failed to live up to the terms under a business agreement. The defendants were allegedly involved in a competing business. The plaintiff claims money damages, interest, post-judgment interest, court costs, attorney’s fees and such other and further relief as in law or equity the court deems appropriate. Case no. DBD-CV17-6022265-S. Filed April 21.

STAMFORD SUPERIOR COURT 2 Larkin Realty Corp., Greenwich. Filed by Yankee Gas Services Co., Windsor. Plaintiff’s attorney: Law Office of Alexander G. Snyder LLC, Waterbury. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had failed to make timely payments to the plaintiff for utility services provided. The plaintiff has declared the entire outstanding principal balance of $16,478 due and has made a demand for the balance, yet has not received payment. The plaintiff claims money damages, post-judgment interest and court costs. Case no. FSTCV17-6031818-S. Filed April 18.

38 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES C-Co Technology Inc., Hartford. Filed by IT Technology Services Inc., Greenwich. Plaintiff’s attorney: Adamucci LLC, Greenwich. Action: The plaintiff has brought this breach of contract suit against the defendant alleging that it had misrepresented its company as financially healthy in order to facilitate a merger with the plaintiff’s company. The defendant failed to properly reimburse the plaintiff for services rendered and cut them out from the operations while continuing to earn a profit. The plaintiff claims fair, just and reasonable money damages, attorney’s fees and costs and such other relief as may be appropriate to the ends of justice. Case no. FST-CV17-6031855-S. Filed April 20. Cider Mill Pond Unit Owners Association Inc., Stamford. Filed by Jane Poirier, Greenwich. Plaintiff’s attorney: Howard I. Gemeiner. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she tripped on a broken piece of slate owned by the defendant and sustained injury. This dangerous condition was allegedly allowed to exist due to the negligence of the defendant and its employees in that they failed to repair their damaged walkway. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FST-CV176031836-S. Filed April 19. Clinton Investment Management LLC, et al., Hartford. Filed by Frank Magliari, Stamford. Plaintiff’s attorney: Law Office of Mark D. Phillips. Stamford. Action: The plaintiff has brought this personal injury suit against the defendants alleging that he was hit by a car owned by the defendants and driven by an employee of the defendants during the course of their work. The plaintiff claims monetary damages in excess of $15,000, exclusive of interests and costs. Case no. FST-CV17-6031810-S. Filed April 17. Fairfield County Council of Boy Scouts of America Inc., et al., Norwalk. Filed by Kevin Anderson, Danbury. Plaintiff’s attorney: Silver, Golub & Teitell LLP, Stamford. Action: The plaintiff has brought this tort suit against the defendants alleging that they failed to monitor their adult volunteers closely for sexual misconduct with the minor boy scouts. As a result, the plaintiff was allegedly assaulted by one of the adult scoutmasters, resulting in damages. The plaintiff claims monetary damages within the jurisdiction of the court as well as all fees, costs and whatever other relief is deemed just and proper. Case no. FSTCV17-6031809-S. Filed April 17. Fortis Property Group LLC, et al., Brooklyn, N.Y. Filed by April Burggraf, Fairfield. Plaintiff’s attorney: Balzano & Tropiano PC, New Haven. Action: The plaintiff has brought this personal injury suit against the defendants alleging that she slipped on an icy surface owned by the defendants and sustained injury. This icy condition was allegedly allowed to exist due to the negligence of the defendants and their employees in that they failed to apply sand and salt to their premises. The plaintiff claims monetary damages within the jurisdiction of the court. Case no. FST-CV17-6031854-S. Filed April 19.

Grade A Shop Rite Commerce Road LLC, Hartford. Filed by Maria Palladino, New Canaan. Plaintiff’s attorney: Fashjian & Falco PC, Shelton. Action: The plaintiff has brought this personal injury suit against the defendant alleging that she slipped on a pool of liquid spilling from a broken container in a store owned by the defendant and sustained injuries. This dangerous condition was allowed to exist due to the negligence of the defendant and its employees. The plaintiff claims monetary damages in excess of $15,000 and such other relief as this court may deem equitable and just. Case no. FST-CV17-6031847-S. Filed April 19.

Mid-Western Connecticut Council of Alcoholism Inc., Danbury. Seller: Abraham L. Gordon and Richard S. Scalo, Easton. Property: 140 John St., Bridgeport. Amount: $430,000. Filed April 5.

DEEDS

COMMITTEE DEEDS

Roblanc Inc., Bridgeport. Seller: Wilmington Trust National Association, West Palm Beach, Fla. Property: 350-352 Charles St., Bridgeport. Amount: $167,499. Filed April 3.

Grasso, Anthony P., et al., Fairfield. Appointed committee: Bill L. Gouveia, Fairfield. Property: 308 Colonese Road, Fairfield. Amount: $532,613. Docket no. FTB-15-6053670-S. Filed April 4.

Sanctus Industries Inc., Newtown. Seller: Linda M. Osuch, Newtown. Property: 6 Checkerberry Lane, Newtown. Amount: $80,000. Filed April 12.

COMMERCIAL 138 Crestview LLC, Stamford. Seller: 138 Crestview Drive LLC, Southport. Property: 138 Crestview Drive, Bridgeport. Amount: $226,500. Filed April 3. 6 Elizabeth Street LLC, Danbury. Seller: Sun River Properties LLC, New Fairfield. Property: 6 Elizabeth St., Bethel. Amount: $125,000. Filed April 6. A2Z Capital LLC, Flushing, N.Y. Seller: Bayview Loan Servicing LLC, Coral Gables, Fla. Property: 561 Hollister Ave., Bridgeport. Amount: $29,000. Filed April 5. Balone Properties LLC, Monroe. Seller: Elizabeth Iaboni, Monroe. Property: 208-210 Turkey Roost Road, Monroe. Amount: $295,000. Filed April 4. BCT-832 LLC, Bridgeport. Seller: 832 Atlantic NavCapMan LLC, Bridgeport. Property: 832 Atlantic St., Bridgeport. Amount: $1.3 million. Filed April 5. BCZ Homes LLC, Trumbull. Seller: Pennymac Corp., Trumbull. Property: 150 Pinewood Trail, Trumbull. Amount: $217,000. Filed April 3. BPORT LLC, New York, N.Y. Seller: RRCH No. 4 LLC, Dallas, Texas. Property: 115-117 Caroline St., Bridgeport. Amount: $65,000. Filed April 4. Caryatid LLC, Ridgefield. Seller: Jason Kessler and Gabrielle Kessler, Ridgefield. Property: 3 Island Path, Ridgefield. Amount: $178,000. Filed April 4. EAI LLC, Bridgeport. Seller: U.S. Bank NA, Salt Lake City, Utah. Property: 106 Merriam St., Bridgeport. Amount: $107,500. Filed April 4.

Mills Plain LLC, Danbury. Seller: Richard B. Fisher, Newtown. Property: 304 Federal Road, Suites 215 and 216, Brookfield. Amount: $125,000. Filed April 10. National Residential Nominee Services Inc., Plano, Texas. Seller: Peter Seidel and Monica C. Seidel, Brookfield. Property: Lot 2, Map 33-8, Brookfield. Amount: $402,500. Filed April 5.

Secretary of Housing and Urban Development, Oklahoma City, Okla. Seller: JPMorgan Chase Bank NA, Columbus, Ohio. Property: 2625 Park Ave., Unit 14D, Bridgeport. For no consideration paid. Filed April 5. The Jonathan Maxx Group LLC, Stamford. Seller: John D’Arcangelo, Shelton. Property: 165 Birmingham St., Bridgeport. Amount: $78,000. Filed April 5. Third Charm LLC, Newtown. Seller: Gov Real Estate LLC, Redding. Property: 1 Simm Lane, Newtown. Amount: $310,000. Filed April 13. Town of Newtown, Newtown. Seller: Samaha LLC, Newtown. Property: Lots 2 and 3, Platts Hill Road, Newtown. For no consideration paid. Filed April 11. Tramuta Enterprises LLC, Milford. Seller: U.S. Bank NA, West Palm Beach, Fla. Property: 349 East Ave., Bridgeport. Amount: $58,299. Filed April 4. U.S. Bank NA, Oklahoma City, Okla. Seller: Matthew C. Groves and Kimberly A. Groves, Southbury. Property: 231 Pepper St., Monroe. For no consideration paid. Filed April 4. USA Opportunities LLC, Milford. Seller: The Bank of New York Mellon, Coral Gables, Fla. Property: 7 Soundcrest Drive, Shelton. Amount: $265,100. Filed April 3.

RESIDENTIAL Aiello, Debra A., Danbury. Seller: Lisa Carriero, Groton. Property: 136 Pembroke Road, Unit 10-88, Danbury. Amount: $198,000. Filed April 10. Alt, Rhonda A., Ridgefield. Seller: Rhonda A. Alt, Ridgefield. Property: Tract D-7, Map 3162, Ridgefield. For no consideration paid. Filed April 5.

FACTS Andre, Emily M., New Fairfield. Seller: Henry Thomas Hazzard, Brookfield. Property: 33 Acorn Lane, Brookfield. Amount: $150,000. Filed March 29. Arash, Mariam and Fatima Arash, Flushing, N.Y. Seller: Joanna Smith, Danbury. Property: 52 Faiths Lane, Danbury. Amount: $385,000. Filed April 10. Babyak, Mark, Trumbull. Seller: John Cox, Trumbull. Property: 222 Teller Road, Trumbull. Amount: $369,000. Filed April 3. Bailey, Robert, Danbury. Seller: Craig T. Layok, Danbury. Property: 28 Lake Ave., Danbury. Amount: $255,000. Filed April 11. Barrios, Elmar, Stratford. Seller: Wilmington Savings Fund Society, Anaheim, Calif. Property: 668-672 Central Ave., Bridgeport. Amount: $131,000. Filed April 4. Baskin, Shelton Markis, Brookfield. Seller: Riverview at Brookfield LLC, Brookfield. Property: 21 Riverview Court, Brookfield. Amount: $300,296. Filed April 6. Carrubba, Justin, Monroe. Seller: Marie Cetti, Newtown. Property: 206E Windgate Circle, Monroe. Amount: $175,000. Filed April 3. Casey, Elizabeth, Stratford. Seller: Casale Ventures LLC, Stratford. Property: 51B Blackhawk Lane, Stratford. Amount: $260,000. Filed April 5. Cordeira, Laura Shulman and Joshua Wayne Cordeira, Danbury. Seller: Francis R. Smullen and Elizabeth A. Smullen, Bethel. Property: 12 Highview Terrace, Bethel. Amount: $333,000. Filed April 6.

DeLorenzo, Anthony and Jeff DeLorenzo, Monroe. Seller: Federal National Mortgage Association, Carrollton, Texas. Property: 619 Queen St., Bridgeport. Amount: $95,000. Filed April 3. Delvento III, Pasquale J., Shelton. Seller: MTGLQ Investors LP, Irvine, Calif. Property: 2 Hidden Knolls Circle, Monroe. Amount: $86,500. Filed April 3. Diaz, Rafael, Bridgeport. Seller: April D. Blank, Bridgeport. Property: 186 Griffin Ave., Bridgeport. Amount: $140,000. Filed April 5. Ellis, Louis F., Boston, Mass. Seller: Tracey A. Moore, Bridgeport. Property: 77 Ameridge Drive, Bridgeport. Amount: $100,000. Filed April 5. Engen, Raymond, Trumbull. Seller: Side Street Realty LLC, Southington. Property: 233 Monroe Turnpike, Monroe. Amount: $430,000. Filed April 7. Fedyna, Lorraine, Newtown. Seller: Bart J. D’Elia III and Jay C. D’Elia, Southport. Property: 81 Main St., Fairfield. Amount: $1.4 million. Filed April 7. Fensore, Ralph R., Trumbull. Seller: Erik Guerra, Monroe. Property: 8 Greenlawn Road, Monroe. Amount: $282,500. Filed April 3. Finkel, Deborah, Redding. Seller: George DeJager and Beverly DeJager, Cardiff-By-The-Sea, Calif. Property: 12 Woods Way, Unit 18A, Redding. Amount: $555,000. Filed March 28. Fontanez, Lydia, Trumbull. Seller: Marilyn Coriano, Bridgeport. Property: Lot D, Post Street, Bridgeport. Amount: $144,000. Filed April 4.

Costello, Andrea and Thomas P. Costello, Brewster, N.Y. Seller: Toll Connecticut III LP Danbury. Property: 93 Woods Lane, Newtown. Amount: $460,810. Filed April 7.

Gianquinto, Lea and Matthew S. Levine, Stamford. Seller: Catherine C. Tymniak, Fairfield. Property: 225 Whites Hill Lane, Fairfield. Amount: $780,000. Filed April 7.

Curbsaver LLC, Ridgefield. Seller: Dawn Torres, Danbury. Property: 26 North St., Ridgefield. Amount: $255,000. Filed April 3.

Gok, Volkan, Milford. Seller: Wells Fargo Bank NA, Frederick, Md. Property: 172 Hollister St., Stratford. Amount: $100,000. Filed April 5.

Dasilva, Fernando G., Bridgeport. Seller: Secretary of Housing and Urban Development, Washington, D.C. Property: 220 Harriet St., Bridgeport. Amount: $33,000. Filed April 3.

Gramolini, Amy E. and Paul A. Gramolini, Shelton. Seller: William Martin Karchere and Helen Karchere, Trumbull. Property: 34 Aragon Drive, Trumbull. Amount: $445,000. Filed April 7.

Dawsey, Michelle M., Mahopac, N.Y. Seller: Jeannine McTigue, Danbury. Property: 15 Scuppo Road, Unit 902, Danbury. Amount: $225,000. Filed April 17. Deiana, Donna and Steven Deiana, Somers, N.Y. Seller: Margaret M. Bernardo and Joseph M. Bernardo, Brookfield. Property: 449 and 452 Candlewood Lake Road, Brookfield. Amount: $600,000. Filed March 31.

Heckman, Dillon T., Brookfield. Seller: Gerald F. Heckman and Laura A. Heckman, Brookfield. Property: 19 Chatham Court, Brookfield. Amount: $105,000. Filed April 17. Hockley, Nicole, Newtown. Seller: James P. Robinson and Melissa A. Robinson, Newtown. Property: 7 Fieldstone Drive, Newtown. Amount: $313,000. Filed April 7.

Holland, Beth and Charles Queener, Norwalk. Seller: Sharon D. Lavatori, Ian Michael McCleey, Siobhan D. Santini and Stephanie D. Heering, Ridgefield. Property: 24 Franklin Court, Newtown. Amount: $353,000. Filed April 4. Hoover, Joanne M. and Eric D. Hoover, Stratford. Seller: Justin Thom and Jessica Thom, Monroe. Property: 414 Cross Hill Road, Monroe. Amount: $430,000. Filed April 5. Horowitz, Iris F. and Stephen J. Horowitz, Newtown. Seller: Brian Corson, Newtown. Property: Lot 2, Map 7763, Newtown. Amount: $467,000. Filed April 7. Jennings, Janet and Randy Jennings Sr., Shelton. Seller: Wendy Inglese-Case, Shelton. Property: 226 Walnut Tree Hill, Shelton. Amount: $278,000. Filed April 3. Joo, Mintak, Ridgefield. Seller: Ronni J. Colville, Ridgefield. Property: 174 Eleven Levels Road, Ridgefield. Amount: $847,500. Filed April 11. Kannler, Michelle, Townsend, Mass. Seller: Marina Kellas, Danbury. Property: 10 Paulding Terrace, Bethel. Amount: $315,000. Filed April 6. Karpel, Robert I., South Salem, N.Y. Seller: Louis R. Segneri, Newtown. Property: 16 Sweetbriar Lane, Newtown. Amount: $557,500. Filed April 10. Kelleher, Robyn and James Kelleher, Brookfield. Seller: Mary Pat Kelleher and Kevin Kelleher, New Milford. Property: 7A Obtuse Road South, Brookfield. Amount: $460,000. Filed April 10. Kreussling, Lori, Bridgeport. Seller: Dorothy A. Merritt, Trumbull. Property: 110 Royals Court, Trumbull. Amount: $395,000. Filed April 7. Kurti, Hamidi, Bronx, N.Y. Seller: Now Entity Inc., Stratford. Property: 326 Brewster St., Bridgeport. Amount: $85,000. Filed April 4. Kusek, Anna, Redding. Seller: Barbara J. Pape, Redding. Property: 296 Black Rock Turnpike, Redding. Amount: $250,000. Filed April 11.

FIGURES Lawrence, Kimberly A., Ridgefield. Seller: Marissa Ranellone and Robert Ranellone, Brookfield. Property: 114 Heatherwood Drive, Brookfield. Amount: $177,000. Filed April 4.

Rees, Charlene and Dennis Rees, Englewood, N.J. Seller: Rex Thrasher, Redding. Property: 11 Strawberry Ridge Road, Ridgefield. Amount: $825,000. Filed April 3.

Sheehan, Sharon L., New London, N.H. Seller: Spyglass Associates LLC, Naples, Fla. Property: 260 Harbor Road, Fairfield. Amount: $1.8 million. Filed April 13.

Leach, Francesca and John Leach, Woodbridge. Seller: Gordon A. Gunniss and Wanda W. Gunniss, Trumbull. Property: 181 Lake Ave., Trumbull. Amount: $500,000. Filed April 4.

Ren, Qiao Hong and Chuan Peng Cai, Brookfield. Seller: Kenosia Development LLC, Danbury. Property: 5 Laurel Hill Court, Brookfield. Amount: $289,500. Filed April 10.

Skoyles, Nicole I. and James M. Skoyles, Ridgefield. Seller: Daniel J. Pisano Jr. and Arlene R. Pisano, Ridgefield. Property: 3 Glenbrook Court, Ridgefield. For an unknown amount paid. Filed April 11.

Lerner, Lori Kay, Mount Kisco, N.Y. Seller: Toll Connecticut III LP, Danbury. Property: 69 Winding Ridge Way, Danbury. Amount: $537,189. Filed April 10.

Rivera, Elsa N. and Nelson J. Villagran, Norwalk. Seller: Linda E. Bellas Elf, Newtown. Property: 160 Walnut Tree Hill Road, Newtown. Amount: $305,000. Filed April 11.

Londa, Milton, Bridgeport. Seller: Wells Fargo Bank NA, Frederick, Md. Property: 79 Roosevelt St., Bridgeport. Amount: $72,500. Filed April 5.

Robertson, Forest, Newtown. Seller: Susan M. Brouillette, Danbury. Property: 14 South St., Unit 49, Danbury. Amount: $215,000. Filed April 13.

Madden, Kelli and Corrie Madden, Boerne, Texas. Seller: Lawrence J. Dunn III and Melissa A. Backes Dunn, Ridgefield. Property: Lot 24, Map 1403, Ridgefield. Amount: $587,500. Filed April 4.

Rodriguez, Elvis J., Danbury. Seller: Hiep Dinh and Tien Ha, Danbury. Property: 23 Scuppo Road, Apt. 2-3, Danbury. Amount: $136,000. Filed April 11.

Martinez, Leomar, Stratford. Seller: Rolando Antonio Montero, Norwalk. Property: 298 Harriett St., Bridgeport. Amount: $81,000. Filed April 3. Mathieu, Marie Lourdes E., Bridgeport. Seller: Farzaneh Vizri, Bridgeport. Property: 65-M Patricia Road, Bridgeport. Amount: $162,000. Filed April 3. O’Connor, Christopher, New Rochelle, N.Y. Seller: Joseph A. Fiscella and Michelle Fiscella, Palm Beach Gardens, Fla. Property: Lot 2 in Premium Point Condominium, Danbury. Amount: $1.6 million. Filed April 17. Pastore, Karen T., Stamford. Seller: Vito M. Montelli and Dolores M. Montelli, Stratford. Property: 5 Hawthorne Ridge Circle, Unit C-9, Trumbull. Amount: $297,500. Filed April 5. Patino, Antoinette and Omar Patino, Bridgeport. Seller: Gabriel Prado, Stockton, Calif. Property: 410 Robin St., Bridgeport. Amount: $243,000. Filed April 4. Pavlicek, Shari, Newtown. Seller: Melissa A. Garthwait, Newtown. Property: 90 Castle Hill Road, Newtown. Amount: $380,000. Filed April 3.

Lagan, Susanne and Keith Lagan, Mahopac, N.Y. Seller: Roger B. Smith and Virginia L. Smith, Newtown. Property: 15 Brandywine Lane, Newtown. Amount: $506,000. Filed April 10.

Pinheiro, Jeffrey Adam, Collinsville. Seller: Cynthia M. Cowen Paliotta, Newtown. Property: 27 Cedar Hill Road, Newtown. Amount: $375,000. Filed April 10.

Lamoth, Janice and Richard Lamoth, White Plains, N.Y. Seller: Christian D. Rosales, Bridgeport. Property: Lot 9, Map of Building Lots, Bridgeport. Amount: $185,500. Filed April 4.

Pinto, Marcia and Leonardo Pinto, Danbury. Seller: Robert E. Manna Jr., Newtown. Property: 100 Glen Road, Newtown. Amount: $411,600. Filed April 4.

Laskar, Sudevi and Amit Laskar, Danbury. Seller: Secretary of Housing and Urban Development, Washington, D.C. Property: 61 Southern Blvd., Danbury. Amount: $131,500. Filed April 13.

Reed, Kristen M. and Gregg Scully, Norwalk. Seller: Kathleen Guariglia, Redding. Property: 299 Umpawaug Road, Redding. Amount: $437,500. Filed April 11.

Rojas-Patino, Jose M. and Marilin Rojas, Danbury. Seller: Lisa Drace, Richard Drace and Louis Alves, Brookfield. Property: 83 Laurel Hill Road, Brookfield. Amount: $305,000. Filed March 30. Romero, Jillian R. and Keith R. Romero, Danbury. Seller: Black Dog Home Improvement LLC, Danbury. Property: 176 S. Main St., Newtown. Amount: $234,000. Filed April 17. Rose, Vanessa Payne and Matthew M. Dolan, Fairfield. Seller: Edward R. Warnick and Meredith N. Mulholland, Fairfield. Property: 161 Fairmount Terrace, Fairfield. Amount: $660,000. Filed April 7. Ruiz, Kathleen and Michael Walsh, New Milford. Seller: Ann Marie Najam, Danbury. Property: 10 S. Lake Shore Drive, Brookfield. Amount: $675,000. Filed April 3. Ryan, Muriel B. and Thomas J. Ryan, Brookfield. Seller: Templeton, James and Harrison LLC, Danbury. Property: 57 North St., Suite 404, Danbury. Amount: $61,000. Filed April 10. Ryan, Muriel B. and Thomas J. Ryan, Brookfield. Seller: Suite405 LLC, Newtown. Property: 57 North St., Suite 405, Danbury. Amount: $56,500. Filed April 10.

Smith, Kelli Lyn, Fairfield. Seller: Kyle Ann McCarthy, Fairfield. Property: 28 Reef Court, Fairfield. For no consideration paid. Filed April 10.

St. Leger, Jennifer and Jeffrey St. Leger, Brookfield. Seller: Stephen A. Evans and Dennis Ramey, Brookfield. Property: 16 Sunset Hill Road, Brookfield. Amount: $405,000. Filed April 5. Stephen-Fulgence, Nelta, Bridgeport. Seller: Bridgeport Renovations LLC, Bridgeport. Property: 85-87 Benham Ave., Bridgeport. Amount: $225,500. Filed April 3. Strong, Denise E. and Nicholas L. Strong, Newtown. Seller: Barry G. Smith, Newtown. Property: Birch Hills, Map 5165, Newtown. Amount: $350,000. Filed April 13. Taher, Tanzina and Raianul Alam, College Point, N.Y. Seller: Joseph Giamei, Trumbull. Property: 482 Edison Road, Trumbull. Amount: $359,000. Filed April 4. Tamburri, Sharon, Anthony Tamburri and Arianna Tamburri, Bridgeport. Seller: Amelia Stamos and Donald Santossio, Bridgeport. Property: Unit 6 in Madison North Condominium 3404, Bridgeport. Amount: $179,000. Filed April 4. Thomas, Jacinta, Bridgeport. Seller: Charbel Heraoui, Bridgeport. Property: 769-771 Colorado Ave., Bridgeport. Amount: $200,000. Filed April 3. Tisano, George, Indianapolis, Ind. Seller: Nicole Keating, Brookfield. Property: 8 Crestview Drive, Brookfield. Amount: $220,000. Filed March 31. Valencia, Rosa and John Piedra, Bridgeport. Seller: ML Estates LLC, Yorktown Heights, N.Y. Property: 42 Cottage St., Bridgeport. Amount: $170,000. Filed April 4.

Seyal, Aziz and Younis Seyal, Fairfield. Seller: U.S. Bank NA, West Palm Beach, Fla. Property: 216 Scofield Ave., Bridgeport. Amount: $139,284. Filed April 5.

Velez, Juan, Fairfield. Seller: Idrishbhai Vahora, Columbia, S.C. Property: 130 Benson St., Bridgeport. Amount: $85,000. Filed April 3.

Shaw, Judith, Stratford. Seller: Bird Khensavadee and Chansouk Khensavadee, Stratford. Property: 47 Summit St., Stratford. Amount: $179,000. Filed April 5.

Wisniewski, Susan D. and Stephen Wisniewski, Newtown. Seller: town of Newtown. Property: 94 Waterview Drive, Newtown. Amount: $10. Filed April 5.

Shea, Andrea and Jonathan Shea, Ridgefield. Seller: Lawrence J. Herzing, Brewster, N.Y. Property: 20 Jacobs Lane, Bethel. Amount: $629,000. Filed April 7.

Wolczasty, Bernadeta Elzbieta and Piotr Wolczasty, Norwalk. Seller: Julius William Huli III, Monroe. Property: 16 Winthrop Place, Monroe. Amount: $210,000. Filed April 3.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 39

FACTS

FIGURES

Xu, Xiao, Danbury. Seller: Wilmington Trust National Association, Irvine, Calif. Property: 14 Benson Drive, Danbury. Amount: $286,000. Filed April 10.

Jones, Rosa Lee, et al. Creditor: Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 35 Cogswell St., Bridgeport. Mortgage default. Filed April 10.

Arnold, Margaret Santos, Brookfield. $450 in favor of Western Connecticut Imaging, Danbury, by Flanagan & Peat, Danbury. Property: 18 Tori Lane, Brookfield. Filed April 3.

Gleissner, Margaret, Bethel. $417 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 19 Vail Road, Bethel. Filed April 3.

Rosario, Alejandro, Danbury. $630 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 8 First Street Extension, Danbury. Filed April 4.

Whyte, Ivan B., Bridgeport. $6,775 in favor of Cavalry SPV I LLC, Valhalla, N.Y., by Schreiber/Cohen LLC, Salem, N.H. Property: 595 Beechmont Ave., Bridgeport. Filed April 4.

Zuker, Kimberly A. and Erik J. Zuker, Astoria, N.Y. Seller: Patricia M. James, Ridgefield. Property: 33 Fulling Mill Lane, Ridgefield. Amount: $550,000. Filed April 10.

Malhotra, Vipin, et al. Creditor: Bank of America NA, Plano, Texas. Property: 7 Padanaram Road, Danbury. Delinquent common charges. Filed April 3.

Bauro, Timothy, Bridgeport. $4,178 in favor of Midland Funding LLC, San Diego, Calif., by Schreiber/Cohen LLC, Salem, N.H. Property: 620 Jewett Ave., Bridgeport. Filed April 5.

Goldshein, Jeffrey, Danbury. $722 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 20 Lawrence Ave., Unit 1805, Danbury. Filed April 4.

Scalia, Margaret, Danbury. $779 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 41 Judith Drive, Danbury. Filed April 4.

Wojtowicz, Daniel, Bethel. $491 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 20 Briarcliff Manor, Bethel. Filed April 3.

Zupnyk, Bethany and Robert Zupnyk, Danbury. Seller: Jeffrey A. Sawyer and Marybeth C. Sawyer, Bethel. Property: 20 Reservoir Road, Bethel. Amount: $375,000. Filed April 6.

Morgan, Robin J., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 56 Dodgingtown Road, Newtown. Mortgage default. Filed April 19.

Breiding, Martha, Danbury. $368 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 1 Pleasant Drive, Danbury. Filed April 4.

Grant, Mary A., Bridgeport. $16,938 in favor of Sikorsky Financial Credit Union Inc., Stratford, by Tobin Melien & Marohn, New Haven. Property: 63 Morehouse St., Bridgeport. Filed April 10.

Scalia, Margaret, Danbury. $790 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 41 Judith Drive, Danbury. Filed April 4.

Yursik, Joseph, Bethel. $1,100 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 16 Payne Road, Bethel. Filed April 3.

Norris, Kimberly, et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 1377 Sylvan Ave., Bridgeport. Mortgage default. Filed April 17.

Carcaldi, Kelly, Danbury. $434 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 9 Indian Spring Road, Danbury. Filed April 4.

Seibern, Jenel, Newtown. $1,475 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 206 Sugar St., Newtown. Filed April 12.

LEASES

FORECLOSURES CAZ Creek CT REO LLC, et al. Creditor: Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 473-475 Lafayette St., Bridgeport. Foreclosure of tax liens. Filed April 10. Cooperative Land & Lease LLC, et al. Creditor: Benchmark Municipal Tax Services Ltd., Bridgeport. Property: 20 Wallace St., Bridgeport. Foreclosure of tax liens. Filed April 10. Correa, Maria, et al. Creditor: The Bank of New York Mellon, trustee, Greenville, S.C. Property: 151 Louisiana Ave., Bridgeport. Delinquent common charges. Filed April 5. Cotto, Yajaira D., et al. Creditor: Nationstar Mortgage LLC, Lewisville, Texas. Property: 896 Success Ave., Stratford. Mortgage default. Filed April 6. Delcarmen-Gonzalez, Maria C., et al. Creditor: Ditech Financial LLC, Tampa, Fla. Property: 108 Bassick Ave., Bridgeport. Mortgage default. Filed April 4. DiPreta, Anthony E., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 9 Maplewood Road, Ridgefield. Mortgage default. Filed April 4. Ferreira, Luciene C., et al. Creditor: The Bank of New York Mellon, New York, N.Y. Property: 5 Woodside Ave., Unit 59, Danbury. Mortgage default. Filed April 6. Fialkovich, Allison, et al. Creditor: Bayview Loan Servicing LLC, Coral Gables, Fla. Property: 143 London Terrace, Stratford. Mortgage default. Filed April 7. Gorham, Patrice H., et al. Creditor: Webster Bank NA, Waterbury. Property: 30 Renwick Place, Bridgeport. Mortgage default. Filed April 17. Haas, Doreen J., et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 214 Marcroft St., Stratford. Mortgage default. Filed April 5. Jefferson, Sharon, et al. Creditor: Success Village Apartments Inc., Stratford. Property: 270 Success Ave., Building 91, Apt. 18, Bridgeport. Delinquent common charges. Filed April 10.

Pares, Michael J., et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 22 Main St., Unit 19, Danbury. Delinquent common charges. Filed April 4. Sabatelli, Carol G., et al. Creditor: Wells Fargo Bank NA, Frederick, Md. Property: 11 Red Fern Ridge, Shelton. Mortgage default. Filed April 7. Skow, Ilona M., et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 349 East Ave., Bridgeport. Mortgage default. Filed April 4. Towers, Meredith, et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 26 Mamanasco Road, Ridgefield. Mortgage default. Filed April 7. Voog, Norman J., et al. Creditor: Bank of America NA, San Diego, Calif. Property: 106 S. Salem Road, Ridgefield. Mortgage default. Filed April 12. Williams, Annie, et al. Creditor: U.S. Bank NA, Miamisburg, Ohio. Property: 275B Texas Ave., Unit 170, Bridgeport. Delinquent common charges. Filed April 4.

JUDGMENTS Adebambo, Olumuyiwa, Bridgeport. $10,713 in favor of Sikorsky Financial Credit Union Inc., Stratford, by Tobin Melien & Marohn, New Haven. Property: 432 Indian Ave., Bridgeport. Filed April 10. Aiken, Belinda D., Danbury. $560 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 63 Topstone Drive, Danbury. Filed April 4. Alvarez, Luis A., Bridgeport. $4,249 in favor of Sikorsky Financial Credit Union Inc., Stratford, by Tobin Melien & Marohn, New Haven. Property: 198 Pilgrim Road, Bridgeport. Filed April 10. Archer, Charles E., Bethel. $493 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 5 Drummers Lane, Bethel. Filed April 3.

Carrasquillo, William, Bethel. $403 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 22 Knollwood Drive, Bethel. Filed April 3. Clarke, Courtney, Danbury. $691 in favor of Midland Funding LLC, San Diego, Calif., by London & London, Newington. Property: 15 Ledgemere Drive, Danbury. Filed April 4. Coates, Robert, Danbury. $401 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 105 Coalpit Hill Road, Danbury. Filed April 4. Connell, Barry, Bethel. $800 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 29 Benedict Road, Bethel. Filed April 3. Devine, Kevin T., Bethel. $3,020 in favor of Midland Funding LLC, San Diego, Calif., by London & London, Newington. Property: 43 Midway Drive, Bethel. Filed April 3. Dubay, Miriam, Shelton. $200,000 in favor of Sunshine Unlimited, by Thomas Foldy, Bridgeport. Property: 45 Hickory Ave., Shelton. Filed March 30. Dumont, Alissa, Danbury. $1,046 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 6 Deer Hill Drive, Danbury. Filed April 4. Dumont, Alissa, Danbury. $745 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 6 Deer Hill Drive, Danbury. Filed April 4.

Hood, Robert, Danbury. $500 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 40 Mountainville Road, Danbury. Filed April 4. Hornik, Peter, Danbury. $690 in favor of Midland Funding LLC, San Diego, Calif., by London & London, Newington. Property: 39 Hoyt St., Danbury. Filed April 4. Joseph, Barbara, Danbury. $591 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 41 Stone St., Danbury. Filed April 4. King, Illeaniz E., Danbury. $1,404 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 26 Mountain Road, Danbury. Filed April 4. Lisi, Philip G., Stratford. $4,142 in favor of Barclays Bank Delaware, Wilmington, Dela., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 40 California St., Unit A7, Stratford. Filed April 5.

Pavia, Wendy A. and Anthony P. Pavia, Ridgefield. $6,174 in favor of Montanari Fuel Service Inc., Ridgefield, by Joel M. Jolles, Hamden. Property: 88 Branchville Road, Ridgefield. Filed April 6. Pinckney, Peter P., Danbury. $5,065 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 30 Stadley Rough Road, Danbury. Filed April 4. Quick, Christopher, Ridgefield. $1,460 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 59 Cooper Road, Ridgefield. Filed April 6.

Fields, Ronald, Danbury. $1,120 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 8 Sylvan Road, Danbury. Filed April 4.

Rice, Shawn T., Stratford. $1,970 in favor of Portfolio Recovery Associates LLC, Norfolk, Va., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 558 Huntington Road, Stratford. Filed April 5.

Garcia, Luz E., Bridgeport. $2,994 in favor of Bank of America NA, Newark, Del., by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 40 Rosedale St., Bridgeport. Filed April 17.

Rodriguez, Carmen H., Bridgeport. $12,742 in favor of The United Illuminating Co., New Haven, by Nair & Levin PC, Bloomfield. Property: 234 Hough Ave., Bridgeport. Filed April 11.

40 Week of May 8, 2017 â&#x20AC;˘ FAIRFIELD COUNTY BUSINESS JOURNAL

Shapiro, Sharon, Ridgefield. $423 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 573 Ridgebury Road, Ridgefield. Filed April 3. Small, Mary, Bridgeport. $3,105 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 180 Summit St., Bridgeport. Filed April 11. Smolinski, Edward J., et al., Newtown. $14,513 in favor of Eversource Energy, Hartford, by The Law Offices of Alexander G. Snyder LLC, Waterbury. Property: 41 Chipmunk Trail, Newtown. Filed April 12. Spain, Carol, Bridgeport. $4,031 in favor of The Southern Connecticut Gas Co., Orange, by Nair & Levin PC, Bloomfield. Property: 255 Platt St., Bridgeport. Filed April 13. Stone, Anthony, Bethel. $2,900 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 97 Turkey Plain Road, Bethel. Filed April 3. Sumair, Hanswattie, Danbury. $405 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 54 Park Ave., Danbury. Filed April 4. Summa, Douglas, Bethel. $755 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 21 Sky Edge Drive, Bethel. Filed April 3. Summa, Douglas, Bethel. $450 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 21 Sky Edge Drive, Bethel. Filed April 3. Szalay, Lorna, Newtown. $412 in favor of Western Connecticut Medical Group, Danbury, by Flanagan & Peat, Danbury. Property: 3 Oak Drive, Newtown. Filed April 12. Trate, Sriv, Danbury. $628 in favor of Danbury Hospital, Danbury, by Flanagan & Peat, Danbury. Property: 11 Nancy Drive, Danbury. Filed April 4.

B-XIV Operations Holding Company LLC, by Matthew McQueen. Landlord: 708A Bridgeport Avenue Shelton LLC, Toledo, Ohio. Property: Lot 2, Map 4434, Shelton. Term: 15 years, commenced March 31, 2017. Filed April 5. Energy Solutions LLC, by Robert J. Auer. Landlord: Beard Sawmill LLC, Shelton. Property: 100 Beard Sawmill Road, Shelton. Term: Five years, commenced Jan. 13, 2017. Filed April 3. Goodwill of Western and Northern Connecticut Inc., by Peter A. Dinardo. Landlord: 500 Kings LLC, Shelton. Property: 500 Kings Highway, Fairfield. Term: 10 years, commenced March 21, 2017. Filed April 4. Jenkins, Jessica, by self. Landlord: Success Village Apartments Inc., Stratford. Property: Building 22, Apt. 12, Stratford. Term: 37 years, commenced March 27, 2017. Filed April 7.

LIENS

FEDERAL TAX LIENS-FILED Barone, Alice J., 69 Hurd Road, Trumbull. $7,189, a tax debt on income earned. Filed March 27. Chilson, Colin A., P.O. Box 555, Fairfield. $39,858, a tax debt on income earned. Filed April 4. CT Fence & Landscaping LLC, 27B Station Road, Danbury. $6,976, failure to file correct information returns tax penalty. Filed April 11. Dinardo, Vickie and Salvatore Dinardo, 169 Booth Hill Road, Trumbull. $20,916, a tax debt on income earned. Filed April 3. Lepore, Pasquale, 36 Bayberry Lane, Trumbull. $28,870, a tax debt on income earned. Filed April 4. Lybe, Sandra J. and Denis K. Lybe, 35 Huckleberry Hill Road, Brookfield. $12,629, a tax debt on income earned. Filed April 10.

FACTS Novella, Joseph A., 15 Crestview Lane, Danbury. $67,298, failure to collect or pay tax penalty. Filed April 4. O’Donovan, Cynthia and John O’Donovan, 19 Meadowview Drive, Brookfield. $45,576, a tax debt on income earned. Filed April 3. Sanzone Jr., Jane E. and Raymond D. Sanzone, 2 Meadows Edge, Redding. $5,068, a tax debt on income earned. Filed April 3. Suleynanolglu, Musa, 11 Ann St., Trumbull. $11,286, a tax debt on income earned. Filed April 4. Y&S Services Inc., 49 Fairfield Ridge, Danbury. $9,396, quarterly payroll taxes. Filed April 4.

FEDERAL TAX LIENS-RELEASED Davis Tree & Logging LLC, 57 North St., Suite 209, Danbury. $8,745, quarterly payroll taxes. Filed March 27. Duffy, Thomas, 85 Ivy Lane, Fairfield. $44,987, a tax debt on income earned. Filed April 4. Durniak, Walter, 20 Church St., Apt. 53, Greenwich. $45,947, a tax debt on income earned. Filed March 29. Durniak, Walter, 20 Church St., Apt. 53, Greenwich. $75,351, a tax debt on income earned. Filed March 29. Durniak, Walter, 20 Church St., Apt. 53, Greenwich. $150,884, a tax debt on income earned. Filed March 29. Haouami, Aicha and Ouadia B. Rechaia, 24 Arlington St., Bridgeport. $3,498, a tax debt on income earned. Filed April 12. Shafer, Thomas Ogle, Ridgefield. Filed by Tree Masters of Brookfield, Brookfield, by Allen Isabelle. Property: Parcel A, Map 2833, Ridgefield. Amount: $4,000. Filed April 7.

MECHANIC’S LIENS-RELEASED 714 LLC, Shelton. Released by F.W. Webb Co., Bedford, Mass., by The Pellegrino Law Firm, New Haven. Property: 381-405 Bridgeport Ave., Shelton. Amount: $59,899. Filed April 4. 714 LLC, Shelton. Released by Sonepar Distribution New England Inc., Hartford, by The Pellegrino Law Firm, New Haven. Property: 381-405 Bridgeport Ave., Shelton. Amount: $42,544. Filed April 4. 714 LLC, Shelton. Released by Ville Lighting Supply Inc., St. Louis, Miss., by The Pellegrino Law Firm, New Haven. Property: 381-405 Bridgeport Ave., Shelton. Amount: $171,701. Filed April 4.

714 LLC, Shelton. Released by Captive-Aire Systems Inc., Springfield, Mass., by Michael Day. Property: 381-405 Bridgeport Ave., Shelton. Amount: $19,441. Filed April 5. Berger, Stacy D., Westport. Released by Schmiedeck Construction LLC, Weston, by Martin Schmiedeck. Property: 14 Minute Man Hill, Westport. Amount: $368,882. Filed March 30.

LIS PENDENS 3 Singhs LLC, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 285 Madison Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed April 17. 73-75 Willow Street LLC, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Ocwen Loan Servicing LLC, West Palm Beach, Fla. Property: 73-75 Willow St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $105,450, dated August 1996. Filed April 4. Akinyele, Akintayo, et al., Danbury. Filed by Collins Hannafin Garamella Jaber & Tuozzolo PC, Danbury, for Arlington Woods Association, Danbury. Property: Unit 202 of Arlington Woods Condominium, Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 5. Alexis, Myrlande, et al., Stratford. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 238 Canaan Road, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $256,000, dated July 2006. Filed April 7. Arrowood Unit 13 LLC, et al., Danbury. Filed by Frankel & Berg, Norwalk, for Arrowwood Condominium Association Inc., Danbury. Property: Unit 13 of Arrowwood Condominiums Association, Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 4. Bakota, Krzysztof, et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for Provident Funding Associates LP, Santa Rosa, Calif. Property: 27 Wopowog Trail, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $159,000, dated February 2012. Filed April 5. Bartelson, Alan L., et al., Stratford. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Citibank NA Property: 40 Val Drive, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $79,500, dated December 2002. Filed April 7.

FIGURES

Bartley, Georgia A., et al., Bridgeport. Filed by O’Connell, Attmore & Morris LLC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 174-176 Pixlee Place, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $134,000, dated June 2004. Filed April 4.

Carreno, Melbaliz, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 1911 Old Town Road, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $237,650, dated August 2006. Filed April 4.

Bartley, Georgia A., et al., Bridgeport. Filed by O’Connell, Attmore & Morris LLC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 174 Pixlee Place, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $134,000, dated June 2004. Filed April 5.

Catchings, Jeanette, et al., Stratford. Filed by Kapusta, Otzel & Averaimo, Milford, for HSBC Bank USA NA, Buffalo, N.Y. Property: 1584 North Ave., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $207,200, dated June 2006. Filed April 7.

Beilin, Jennifer, et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 129-131 Oak Ave., Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $156,000, dated May 2003. Filed April 6. Beltran, Miguel, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 196 Park St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed April 13. Best, Aaron M., et al., Bridgeport. Filed by Halloran & Sage LLP, Hartford, for Connecticut Housing Finance Authority, Rocky Hill. Property: Lot 4, Map of Lake Forest, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $251,550, dated August 2010. Filed April 4. Blackwell, Laurel and Freddie Blackwell, et al., Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for Success Village Apartments Inc., Bridgeport. Property: 325 N. Bishop Ave., Building 93, Apt. 28, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 12. Butler, William F., et al., Ridgefield. Filed by Glass & Braus LLC, Fairfield, for DLJ Mortgage Capital Inc. Property: 133 Old Branchville Road, Ridgefield. Action: to foreclose on a delinquent mortgage in the original principal amount of $1.2 million, dated November 2005. Filed April 5. Camacho, Maximino, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 390 Lakeside Drive, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $217,000, dated August 2005. Filed April 3.

Clarke, Susan G., et al., Monroe. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 353 Moose Hill Road, Monroe. Action: to foreclose on a delinquent mortgage in the original principal amount of $379,600, dated September 2005. Filed April 7. Coles, Gary R., et al., Bethel. Filed by The Witherspoon Law Offices, Farmington, for Wells Fargo Bank NA, Frederick, Md. Property: 9 Woodlawn Drive, Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of $70,900, dated May 2003. Filed April 3. Corona, Susan, et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for Citimortgage Inc., O’Fallon, Mo. Property: 4 Hakim St., Unit 1, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $86,588, dated February 2013. Filed April 10. Cullen, Brandon, et al., Bridgeport. Filed by Bender, Anderson and Barba PC, North Haven, for Success Village Apartments Inc., Bridgeport. Property: 127 Canaan Court, Building 82, Bridgeport. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 12. Dages, Ellen, et al., Bethel. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 37 Whittlesey Drive, Unit 11, Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of $166,005, dated January 2008. Filed April 6. Davidovic, Milan, et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 555 Burnsford Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $115,724, dated August 2005. Filed April 3. Deluca, Ralph A. X., et al., Bethel. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Wells Fargo Bank NA, Frederick, Md. Property: 126 Dodgingtown Road, Bethel. Action: to foreclose on a delinquent mortgage in the original principal amount of $525,000, dated November 2007. Filed April 7.

DeVito, Jeffrey, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 2445 Park Ave., Unit 36, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $264,100, dated December 2006. Filed April 4. Doctor, Jenifer, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 142 Travis Drive, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $301,500, dated October 2006. Filed April 4. Dubyoski, John J., et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Charlotte, N.C. Property: 26 Hamilton Drive, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $185,200, dated March 2005. Filed April 3. Eskandari, Milder, et al., Shelton. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 11 Kimberly Drive, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $456,500, dated October 2005. Filed April 4. Fernandez, Beiry, Stratford. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Freedom Mortgage Corp. Property: 174 Kenyon St., Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $181,623, dated February 2013. Filed April 7. Ferrucci, Lance, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 60 Hanford Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $98,502, dated December 2010. Filed April 12. Frazier, Mavis H., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 62-64 Worth St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $189,800, dated May 2007. Filed April 4. French, William W., et al., Redding. Filed by Bendett and McHugh PC, Farmington, for Branch Banking and Trust Co. Property: 155 Portland Ave., Redding. Action: to foreclose on a delinquent mortgage in the original principal amount of $130,000, dated December 2011. Filed April 11. Galarza, Maria, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 161-163 Denver Ave., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed April 13.

Gay, Diane T., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Wilmington Trust Co., Wilmington, Del. Property: 90 Hamilton St., Unit 11, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $76,000, dated July 2006. Filed April 12. Gay, James M., et al., Trumbull. Filed by Owens, Schine & Nicola PC, Trumbull, for town of Trumbull. Property: 531 Booth Hill Road, Trumbull. Action: to foreclose on a seweruse lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed March 27. Gills, Kenneth W., et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for U.S. Bank NA, trustee, Salt Lake City, Utah. Property: 1706 Revere Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $328,000, dated June 2005. Filed April 3. Gobena, Birouk E., et al., Danbury. Filed by Allingham & Readyoff LLC, New Milford, for Pine Terrace Condominium Association Inc., Danbury. Property: 26B Benedict Ave., Danbury. Action: to foreclose on a condominium lien for delinquent common charges and assessments and take immediate possession of the premises. Filed April 4. Gombos, Melanie, et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for Rushmore Loan Management Services LLC. Property: 22 Princess Wenonah Drive, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $298,002, dated April 2014. Filed April 3. Guity, Abedlardo, et al., Bridgeport. Filed by The Law Office of Juda J. Epstein, Bridgeport, for the Water Pollution Control Authority for the city of Bridgeport. Property: 28-30 Putnam St., Bridgeport. Action: to foreclose on a sewer-use lien for nonpayment of sewer-use fees and take immediate possession of the premises. Filed April 13. Herring, Bruce M., et al., Newtown. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Charlotte, N.C. Property: 2 Taunton Lane, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $307,500, dated March 2005. Filed April 12. Laporta, Stanley J., et al., Trumbull. Filed by Meyers, Piscitelli & Link LLP, Avon, for People’s United Bank NA, Bridgeport. Property: 172 Canoe Brook Road, Trumbull. Action: to foreclose on a delinquent mortgage in the original principal amount of $300,000, dated August 2004. Filed March 28. Lewis, James C., et al., Newtown. Filed by Jones, Damia, Kaufman, et al., Danbury, for Newtown Savings Bank, Newtown. Property: Lot 3, Map 7729, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $230,000, dated February 2008. Filed April 4.

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 41

FACTS Lopez, Gabriel, et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 209 Grandview Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $144,800, dated September 2003. Filed April 12.

Slade, Joann D., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for JPMorgan Chase Bank NA, Columbus, Ohio. Property: 276 Salem St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $147,682, dated September 2007. Filed April 12.

Macri, Michael J., et al., Shelton. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 86 Village Drive, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $300,000, dated August 2005. Filed April 4.

Summa, Tammy L., et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 21 Grove Place, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $200,000, dated March 2007. Filed April 6.

Malespin, Adolfo H., et al., Shelton. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Charlotte, N.C. Property: 56 Wakelee Avenue Extension, Unit 47, Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $144,516, dated October 2011. Filed April 3.

Thompson, Lawrence R., et al., Newtown. Filed by Schechtman, Halperin Savage LLP, Pawtucket, R.I., for New Penn Financial LLC. Property: Lot 41, Section 7, Newtown. Action: to foreclose on a delinquent mortgage in the original principal amount of $383,050, dated October 2010. Filed April 4.

Matuszewski, Lukasz W., et al., Shelton. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Ditech Financial LLC. Property: 646 Howe Ave., Shelton. Action: to foreclose on a delinquent mortgage in the original principal amount of $120,000, dated March 2006. Filed April 3.

Van, Kevin, et al., Brookfield. Filed by Berlandi Nussbaum & Reitzaz LLP, Pawling, N.Y., for Elite Electrical Enterprises Inc. Property: 34 Deerfield Road, Brookfield. Action: to foreclose on a mechanic’s lien. Filed April 13.

Rousseau, Irene M. A., et al., Danbury. Filed by Mulvey & Korotash, Danbury, for Union Savings Bank, Danbury. Property: 18 Cozy Hollow Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $135,000, dated February 2008. Filed April 5.

Young Jr., James O., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Deutsche Bank National Trust Co., Salt Lake City, Utah. Property: 752-754 Connecticut Ave., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $210,000, dated November 2006. Filed April 3.

Saldana, Ruperto P., et al., Bridgeport. Filed by Bendett and McHugh PC, Farmington, for Federal National Mortgage Association, Washington, D.C. Property: 44 Fox St., Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $320,000, dated December 2006. Filed April 10. Salituro, Michele, et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for Bank of America NA, Charlotte, N.C. Property: 36 Golden Hill Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $396,200, dated September 2012. Filed April 5. Santos, Maria Joaquina Dos, et al., Danbury. Filed by Mulvey & Korotash, Danbury, for Union Savings Bank, Danbury. Property: 5 Michael St., Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $160,000, dated January 2008. Filed April 5. Scott, Patricia, et al., Stratford. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for CIT Bank NA. Property: 20 Lambert Drive, Stratford. Action: to foreclose on a delinquent mortgage in the original principal amount of $423,000, dated October 2007. Filed April 7.

Young, Nyree D., et al., Bridgeport. Filed by McCalla Raymer Liebert Pierce LLC, Hartford, for Federal National Mortgage Association, Washington, D.C. Property: 1492 North Ave., Apt. 107, Bridgeport. Action: to foreclose on a delinquent mortgage in the original principal amount of $78,800, dated July 2003. Filed April 12. Zegarra, Jaime E., et al., Danbury. Filed by Bendett and McHugh PC, Farmington, for The Bank of New York Mellon, trustee, New York, N.Y. Property: 7 Maple Ridge Road, Danbury. Action: to foreclose on a delinquent mortgage in the original principal amount of $272,800, dated March 2006. Filed April 3.

MORTGAGES 6 Elizabeth Street LLC, Danbury, by Erick Brandao. Lender: Savings Bank of Danbury, Danbury. Property: 6 Elizabeth St., Bethel. Amount: $100,000. Filed April 6. 708A Bridgeport Avenue Shelton LLC, by Matthew McQueen. Lender: HCRI Tuscon Properties Inc., Toledo, Ohio. Property: Lot 2, Map 4434, Shelton. Amount: $23.5 million. Filed April 5.

Balone Properties LLC, Brooklyn, by Gregory T. Balek. Lender: Angelo Makris, Southbury. Property: 208-210 Turkey Roost Road, Monroe. Amount: $150,000. Filed April 4. BCT-832 LLC, Bridgeport, by Vincent Gojcaj. Lender: Investors Bank, Short Hills, N.J. Property: 832 Atlantic St., Bridgeport. Amount: $937,500. Filed April 5. BCZ Homes LLC, Stamford, by Francisco Pachoal. Lender: Sachem Capital Corp., New York, N.Y. Property: 150 Pinewood Trail, Trumbull. Amount: $253,000. Filed April 3. Caryatid LLC, Ridgefield, by Elizabeth S. Zieman. Lender: RCN Capital LLC, South Windsor. Property: 8 Island Path Fox Hill Condo, Unit 3, Ridgefield. Amount: $154,600. Filed April 4. Coemere Inc., Norwalk, by Frank Sarno. Lender: People’s United Bank NA, Bridgeport. Property undisclosed. Bridgeport. Amount: $342,464. Filed April 5. Jagat Rentals, Danbury, by Jagat Patel. Lender: Webster Bank NA, Waterbury. Property: 95-2 Fairway Drive, 43-1 Fairway Drive, 79 Coalpit Hill Road, 126 Triangle St., Unit A-28, 5 Woodside Ave., Unit B-17, and 8 Peace St., Unit 8A, Danbury. Amount: $874,000. Filed April 10. JCT LLC, Danbury, by John M. Tambascio. Lender: Webster Bank NA, Waterbury. Property: 11 Terrace St., Danbury. Amount: $707,000. Filed April 5. K Washington Street LLC, Fairfield, by Kligerman Equities LLC. Lender: Sargent, Sargent & Jacobs LLC, Westport. Property: 840-842 Howard Ave., Bridgeport. Amount: $50,077. Filed April 3. K Washington Street LLC, Fairfield, by Kligerman Equities LLC. Lender: Ganin Legal PC, Bridgeport. Property: 1430-1432 Fairfield Ave., Bridgeport. Amount: $125,000. Filed April 3. Mid-Western Connecticut Council of Alcoholism Inc., Danbury, by Glenn P. Gonnan. Lender: Union Savings Bank, Danbury. Property: 140 John St., Bridgeport. Amount: $322,500. Filed April 5. Mills Plain LLC, Danbury, by Kemi Amos Gerfen. Lender: Newtown Savings Bank, Newtown. Property: 304 Federal Road, Unit M15 and M16, Brookfield. Amount: $100,000. Filed April 10. Third Charm LLC, Newtown, by Anthony Colangelo. Lender: Gov Real Estate LLC, Redding. Property: 1 Simm Lane, Newtown. Amount: $300,000. Filed April 13.

NEW BUSINESSES Antojitas Tipicos SV, 2671 Fairfield Ave., Bridgeport 06605, c/o Wilfredy Rivas. Filed April 11.

42 Week of May 8, 2017 • FAIRFIELD COUNTY BUSINESS JOURNAL

FIGURES Bridgeport Community Rally in Peace Project, 360 Benham Ave., Bridgeport 06604, c/o Obayiga Brown and Jorge Cruz. Filed April 13.

Next Generation Business Associates, 315 Palisade Ave., Unit 28, Bridgeport 06610, c/o Cedric Burden. Filed April 5.

Bridgeport Variety Plus, 1372 Park Ave., Bridgeport 06604, c/o Felix Morel-Severino. Filed April 11.

O and Co. Media Group, 1019 Main St., Suite 142, Bridgeport 06604, c/o Olivier Kpognon. Filed April 5.

Brookfield Auto & Truck Rentals Corp., 640 Federal Road, Brookfield 06804, c/o John Iarusso. Filed April 10.

Philianna’s Care, 900 Madison Ave., Bridgeport 06606, c/o Guy-Philippe Bien-Aime. Filed April 7.

Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007402. Filed April 7.

Brookfield Beauty Bar Boutique Inc., 640 Federal Road, Brookfield 06804, c/o John Iarusso. Filed April 10.

RAAH Material Fashion House, 45 Quince St., Bridgeport 06606, c/o Adrian Harris and Anere Bruce. Filed April 10.

Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007395. Filed April 7.

Chastity Diva, 71 Ruth St., Bridgeport 06606, c/o Kisha Reid. Filed April 3.

Reeves Mobile Wash, 339 Greenwood St., Bridgeport 06606, c/o Devon A. Mullings-Reeves. Filed April 7.

Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007396. Filed April 7.

CK Painting Pro, 204 Sheridan St., Bridgeport 06610, c/o Carlos Alberto Acosta Tosta. Filed April 11. Community Automotive LLC, 1500 Barnum Ave., Bridgeport 06610, c/o Gregory D. Michael. Filed April 20. CSLC International Holdings Inc., 2825 Old Town Road, Bridgeport 06606, c/o Luiz Calazans Oliveira and Carmelo Santalucia Neto. Filed April 13. Gerald Construction, 81 Carlson Ave., Bridgeport 06606, c/o Gerald Charlery. Filed April 11. Herzog Thayer Driver Education Center LLC, 45 Padanaram Road, Unit 10, Danbury 06811, c/o Minnie Dineen-Carey. Filed April 3. Ideational Hybrids Corp., 88 Rose Hill Ave., Danbury 06810, c/o Roy D. Young. Filed April 3. IJ GreenClean, 11 Short Drive, Bethel 06801, c/o Ines Japa. Filed April 7. Johnbela Landscaping LLC, 23 Filmore Ave., Danbury 06810, c/o Juan A. Guaman and Eloisa I. Guaman. Filed April 3. Junco 4 Market, 891 Noble Ave., Bridgeport 06604, c/o Felix Morel. Filed April 12. K - M Enterprises, 130 Pennsylvania Ave., Bridgeport 06610, c/o Debbie Pittman. Filed April 12.

Rye Ridge Westport Delicatessen, 159 Main St., Westport 06880, c/o Scrymike Inc. Filed April 5. Samtor Realty Inc., 640 Federal Road, Brookfield 06804, c/o John Iarusso. Filed April 10. Silvia Corillo, 18 Federal Road, Danbury 06811, c/o Silvia Corillo. Filed April 3. T + J Moving LLC, 40 Ritch Drive, Ridgefield 06877, c/o Thomas Tuohy Jr. Filed April 4. The Ceo Forum, 62A PaMall Lane, Ridgefield 06877, c/o The CEO Show LLC. Filed April 3. The Heart of The City, 460 Brooks St., Bridgeport 06608, c/o Christopher Andujar and Orlando Calz Jr. Filed April 3.

Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007394. Filed April 7.

Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007397. Filed April 7. Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007398. Filed April 7. Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007399. Filed April 7. Aldrich Contemporary Art Museum Inc., 258 Main St., Ridgefield 06877, c/o Alyson Vauclain Baker. Permit no. LCO.0007401. Filed April 7. Ancient Mariner, 451 Main St., Ridgefield 06877, c/o Jessica M. Wilmot. Permit no. LCA.0005261. Filed April 4.

The Port, 2A Post Road West, Westport 06880, c/o 2-9 Port Restaurant LLC. Filed April 7.

PATENTS

The Posh Beauty Bar, 1120 Main St., Bridgeport 06604, c/o Chakeya D. Gill. Filed April 6.

Color registration error compensation in color printing. Patent no. 9,639,791 issued to Xing Li, Webster. Assigned to Xerox Corp., Norwalk.

The Wellness Zone, 24 Pleasant St., Bridgeport 06608, c/o Dettaree Carney. Filed April 6. Tito & Oliver, 1006 Broad St., Bridgeport 06604, c/o Justin Keesler. Filed April 11.

K.E. Runkel Consulting, 44 Marion Road, Westport 06880, c/o Kenneth E. Runkel. Filed April 6.

United Pharmacy - Park Ave., 546A Park Ave., Bridgeport 06604, c/o Naga Arita Mulpuri and Sal Aluri. Filed April 11.

Kiannys Senior Assistance, 29 Harwood Drive, Danbury 06810, c/o Dubravika Vidmar. Filed April 18.

Veliz Unlimited, 947 Hancock Ave., Bridgeport 06605, c/o Danilo Veliz. Filed April 5.

Lawrence Property Care, 170 Orchard St., Bridgeport 06608, c/o Jovon Lawrence. Filed April 7.

Volvo Cars Danbury, 106 Newtown Road, Danbury 06810, c/o Danbury Automotive Partners LLC. Filed April 17.

mGrieco Wooding Control, 15 Gorham Ave., Westport 06880, c/o Michael Grieco. Filed April 3.

NEW LIQUOR LICENSES

Zach’s Culinary Art, 144 Wilson St., Bridgeport 06605, c/o Tamas Kulcsar and Zoltan Kovacs. Filed April 3.

Computer-based system and method for creating customized medical video information using crowd sourcing. Patent no. 9,640,084 issued to Stuart Schweid, Pittsford, N.Y.; Beilei Xu, Penfield, N.Y.; Michael P. Kehoe, Rochester, N.Y.; Lee Anne Williams, Pittsford, N.Y.; and Robert P. Loce, Webster, N.Y. Assigned to Xerox Corp., Armonk. Continuous coalescence processes. Patent no. 9,639,013 issued to Joo T. Chung, Webster, N.Y.; ChiehMin Cheng, Rochester, N.Y.; Steven M. Malachowski, East Rochester, N.Y.; Eric Joseph Young, Webster, N.Y.; Eric David Godshall, Macedon, N.Y.; and Brian Joseph Marion, Ontario, N.Y. Assigned to Xerox Corp., Norwalk. Electrophotographic patterning of an image definition material. Patent no. 9,639,050 issued to Janos Veres, San Jose, Calif.; David K. Biegelsen, Portola Valley, Calif.; and ChuHeng, Liu, Penfield, N.Y. Assigned to Xerox Corp., Norwalk.

BUSINESS CONNECTIONS ECONOMY

STATE BUDGET

Manufacturing Leader: Create More Jobs, Not More Taxes

Businesses Pay Their Fair Share of State Taxes

usiness leaders and elected officials must

work together to craft a successful recipe for making Connecticut more competitive, manufacturing executive Burke Doar told an April 28 economic conference. Speaking at CBIA’s Connecticut Economic Update in Plantsville, the TRUMPF Inc. senior vice president said state taxes were a major concern for businesses, driving up costs and hampering workforce development efforts. “Our biggest challenge is the inability to retain employees who can afford to live here,”

CONNECTICUT’S TA X BURDEN*

57%

but we create jobs for other entities that support our businesses.”

Higher than U.S. Average

Doar said technological advances and innovation are driving the manufacturing sector, with manufactured parts requiring higher quality standards and a greater need for skilled workers. “We believe the only constant in manufacturing is change,” he said. “Innovation, whether it’s in manufacturing or any type of business—or in government—is such a crucial ingredient to success.”

*Per capita, state and local taxes, household and business taxes Source: Andrew Phillips, Ernst & Young, June 2015

n her April 23 opinion piece in the Hartford

Courant, union chief Lori Pelletier supports her call for higher state income and businesses taxes

Doar told more than 300 business leaders.

Recipe for Success

with a misunderstanding about a national report on state tax burdens.

“It’s tough to recruit the best talent to Connecticut because of the high cost of living.”

Despite Connecticut’s legacy as a hub for advanced manufacturing and innovation, other states are making regular, aggressive overtures to businesses in this state.

It’s important to understand the complete picture. That report measures taxes in a number of ways, including the ratio of business taxes to gross state product.

Doar says TRUMPF has been approached by other states, particularly from the South, that promise less burdensome regulations and lower taxes and costs.

While some suggest that metric indicates below average taxes in Connecticut, the report’s author warns the results “should not be interpreted to mean that Connecticut is a low-tax environment.”

While TRUMPF has no plans to leave Connecticut, Doar said state policymakers must be more innovative and proactive in not only keeping businesses here, but attracting new companies.

The author also notes Connecticut’s ratio of business taxes to GSP “is not a product of low taxes in Connecticut, but rather is due to the state’s high level of productivity, which is 25% higher than the U.S. average on a per-employee basis.”

Addressing the widening need for skilled workers to meet growing demand is a major policy point for TRUMPF and other manufacturers. “Taxes are a crucial component to any business, but what is most important is how someone who is 24, 23, graduated from UConn, and is making the decision about where they want to start out their life,” Doar said. “When they look at their net pay [in Connecticut] compared to somewhere else, they say that their take home pay, their cash flow is just better in other states for starting a family, saving for retirement, and buying a home.”

Driving Growth Farmington-based TRUMPF employs over 500 people in Connecticut with a $45 million payroll, and invests over $3 million annually in research and development. The company is a key supplier to the state’s aerospace industry, a sector that’s driving manufacturing’s resurgence in Connecticut. “If you want to make things, Connecticut is the state with a skilled workforce and a rich history of industry,” Doar said. “If you want to see economic growth in a community, in a town, in a state, invest in manufacturing, have programs investing in manufacturing. Not only do we create jobs,

“I’m a big believer that we need to create more jobs and more taxpayers for the state, not add more taxes,” he said. “How did we get off track? “We have so many advantages. We sit between two huge metropolises. It’s just crazy that we’re letting places like Chattanooga beat us.” Doar stressed that Connecticut must address its competitive weaknesses and better leverage its assets to compete regionally, nationally, and globally. “You have to tell everyone that this is the absolute best state to invest in—but you have to then follow up with specifics,” he said. “It’s incumbent on all of us in this room and lawmakers in Hartford to work together and figure out what’s the recipe for success to make Connecticut competitive.”

 Read more at cbia.com

That same report shows our overall state and local tax burden is 57% higher than the U.S. average. And our marginal tax rates, which significantly impact new business investments, economic growth, and job creation, are 10% higher than the U.S. average. Connecticut businesses, already struggling with high costs across many areas, are paying their fair share of taxes in this state. The problem we all should be addressing— together—is the state’s sluggish economic growth and slow post-recession jobs recovery. Suggesting that the best way to restore Connecticut’s economy is to make it more expensive to live, work, and do business here defies common sense. Tax hikes haven’t worked. That’s why we’re in this situation.

 Read more at cbia.com

FAIRFIELD COUNTY BUSINESS JOURNAL • Week of May 8, 2017 43

WINNERS ANNOUNCED SOON

CELEBRATE THE 2017 40 UNDER 40 WINNERS

June 20th

For more info, please contact Rebecca Freeman at (914) 358-0757 or rfreeman@westfairinc.com.

SILVER SPONSORS:

BRONZE SPONSORS:

SUPPORTERS: