Westchester County Business Journal 081318

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10 AUGUST 13, 2018 | VOL. 54, No. 33

YOUR ONLY SOURCE FOR REGIONAL BUSINESS NEWS, COVERING THE HUDSON VALLEY

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Farm fresh milk

BEER HUSBAND AND WIFE BUILD BUZZ WITH AGRIBREWS

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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ollow Underhill Road off Innis Avenue in the town of Poughkeepsie long enough and the pavement eventually gives way to dirt. Keep going, and you’ll see the sign: “Farm Fresh Beer.” If it’s a weekend, you can travel past rows of corn, possibly a wandering chicken, and find Evan and Emily Watson, the husband-wife team behind Plan Bee Farm Brewery, which has been selling beer made solely from New York ingredients since 2013. In that time, the brewery has made a name for itself,

serving mostly wild and sour farmhouse ales that start from a yeast made with honey harvested on the property. The Business Journal visited the Plan Bee farm 24 hours before the grand opening of the brewery’s new tasting room — a painstakingly restored 1830s wooden barn with a bar, a 10-barrel brewing house and a subterranean cooling cellar that houses barrels for aging beers. Over the brewery’s signature Barn Beer — a wild ale that’s part tart, part funky — Evan tells the story that took him from a career in music to brewing beer in the Hudson Valley. Watson, originally from » BEER

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Evan Watson pours Barn Beer, Plan Bee Farm Brewery’s signature wild ale, inside his new tasting room in the town of Poughkeepsie. Photo by Bob Rozycki.

Frustrated Port Chester board says United Hospital sale ‘reasonably imminent’ BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

T An early rendering of Starwood’s plan.

he Port Chester village board said the sale of the former United Hospital site may be “reasonably imminent,” or at least it better be. The village’s Board of Trustees gave an update on the sale pro-

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cess for the blighted property at its Aug. 6 meeting. Starwood Capital Group received a zoning change last spring that cleared the way for a $450 million project that promised to bring new residents, workers and shoppers to the abandoned hospital site on Boston Post Road. But those plans have been on hold. The Greenwich, Connecticut-based

company told the village board last September that it would instead sell the property. Trustee Frank Ferrara, who is also chairman of the Port Chester Industrial Development Agency (IDA), said he spoke with a Starwood representative the morning of Aug. 6 who said an agreement for the sale of » PORT CHESTER

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Developer seeks ‘dialogue’ with Greenburgh over plans for former Elmwood Country Club

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Ridgewood purchased the Elmwood Country Club last summer for $13 million, two months after the golf course filed a notice with the state Department of Labor that it would be closing down and laying off 76 employees. “Why were we drawn to the property? Location,” Grebow said. Ridgewood also last year bought the former Philips research facility in Briarcliff Manor. Of that project, Grebow said, “We have been closely following the village’s progress on amending its comprehensive plan and working towards changing the property's zoning to allow for residential development. We look forward to being a part of this important process as it moves forward.”

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Bottom image: A site plan of the proposed Elmwood Preserve project. Top image: via Google Maps.

property,” said Grebow. Based in Florham Park, New Jersey, Ridgewood has nine active developments across the country, including the redevelopment of seven golf courses and three active adult communities. Grebow said these active adult developments keep the burden off the local school systems, since no children under 19 will be able to reside in the community. He noted that these communities are more popular in places like New Jersey, where there are more than 250 such communities across the state. “It’s not that common in New York,” he said, noting that nearby active adult communities include Christie’s Place in Scarsdale and The Hollows at Blue Hill in Pearl River.

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board to move forward with an “open, thorough, deliberative process” and review of the project. However, members of the planning board noted their discomfort with requesting more information on the project without a formal referral from the town board. Greenburgh Town Supervisor Paul Feiner said the town board would likely discuss the proposal in September. In a phone interview, he told the Business Journal his two main concerns with the proposed project are the high number of units and the tax implications of a development of townhomes versus single-family homes. The town board had previously warned that it would pursue legislation to tax the townhomes at the higher rate applied to single-family homes. Grebow said that one of the entrances to Elmwood Preserve would sit directly across from an entrance to another planned development, this one by Capitol Seniors Housing. That 7-acre site at 715 Dobbs Ferry Road is the former home of Frank’s Nursery & Crafts. Capitol plans to construct a 101unit assisted living and memory care facility. The Elmwood Preserve project includes a 200-foot buffer around its perimeter, and the developer plans to donate 14 acres of land to the town to expand Rumbrook Park. “We think it’s the best use of that

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Publisher Dee DelBello Associate Publisher Anne Jordan Senior Editor Bob Rozycki Creative Director Dan Viteri

COPYRIGHT © 2017 by JMC All Rights Reserved. No part of this document may be reproduced, stored in a retrieval system, or transmitted in any form or by means, electronic, mechanical, photocopying, recording or otherwise, without the prior written permission of JMC PLANNING, ENGINEERING, LANDSCAPE ARCHITECTURE & LAND SURVEYING, PLLC | JMC SITE DEVELOPMENT CONSULTANTS, LLC | JOHN MEYER CONSULTING, INC. (JMC). Any modifications or alterations to this document without the written permission of JMC shall render them invalid and unusable.

evelopers of a proposed 175-unit “active adult” community at 850 Dobbs Ferry Road spoke before the Greenburgh Planning Board recently in an effort to “start a dialogue” with the town. “Westchester is ripe and ready for this kind of development,” said David Steinmetz of Zarin & Steinmetz, the law firm representing the site’s developer, Ridgewood Real Estate Partners. On 109 acres of the former Elmwood Country Club, the developer aims to build Elmwood Preserve, an age-restricted community of townhomes for residents 55 and over. The three- to four-bedroom townhomes will feature first-floor master suites, along with amenities like a residents’ clubhouse, swimming pool and tennis courts. In January, Ridgewood presented its redevelopment plans to the Greenburgh Town Board. Steinmetz said before the company bought the property, a development team was assembled to study the property and determine its “environmental features and development potential.” In the months since, he noted the development team had met with a number of stakeholders, including town board members, civic associations and nearby school officials. The site is zoned for up to 119 single-family homes, but for the project to move forward, Ridgewood will need a zoning amendment, along with converting the property to a planned unit development district. Jonathan S. Grebow, president and CEO of Ridgewood, said the townhome project would have less impact on peak traffic times than the 119 single-family homes. The developer filed a petition in April with the town board to rezone the property. Steinmetz said that since that time, the company has been waiting to be placed on the town board’s meeting agenda. “That did not happen,” he said, adding that “it’s been several months” and he felt he “had no other alternative” than to speak before the planning board. Steinmetz said he hopes the planning board will urge the town

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In Court

BY BILL HELTZEL

AmeriPath stops two pathologists from competing with its lab

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wo doctors who recently left the AmeriPath pathology lab in Port Chester have been ordered not to compete against their former employer during periods covered by their noncompete agreements. AmeriPath sued Dr. Paul Chu, former executive managing director of the lab, and Dr. Mark Jacobson, a former managing director, in federal court in March to stop them from opening a practice in Hawthorne. AmeriPath and the two pathologists negotiated a settlement that was approved on Aug. 1 by federal Judge Cathy Seibel. Chu, of Cross River, may still teach, work with state or federal government agencies or military services, and practice in areas outside of his specialty in dermapathology. But he may not be involved, directly or indirectly, in any dermapathology practice within 25 miles of

AmeriPath’s Port Chester lab through Jan. 31, 2019. He may not solicit anyone who worked for or consulted with AmeriPath during his last year there. Jacobson, of Pomona, may not solicit, through the end of the year, anyone who worked or consulted for AmeriPath during his last year. AmeriPath, a Quest Diagnostics company, hired the pathologists in December 2004. Last year, Chu was paid $3.2 million and Jacobson was paid $2.8 million. Jacobson left on Dec. 28 but was still required, according to AmeriPath, to honor a noncompete agreement. But Jacobson immediately began planning with Chu to open a competing laboratory, AmeriPath claims, and to use the company’s proprietary information. He allegedly instructed physicians who used AmeriPath services to refer patient tissue samples only to Chu until the new lab opened.

AmeriPath noticed that Chu’s caseload had increased dramatically. In March, the company claims, it learned that Jacobson and Chu had met with a real estate broker about a location for a lab in Hawthorne. AmeriPath fired Chu for cause and sued the doctors for breach of contract. Both doctors generally denied the charges in their answers to the complaint. Chu also filed a counterclaim demanding severance payment equal to one year of salary, arguing that he had not violated his employment agreement and had not been preparing to compete against AmeriPath. AmeriPath was represented by Lyndon M. Tretter of Wollmuth Maher & Deutsch LLP in Manhattan. Chu was represented by Alice K. Jump of Reavis Page Jump LLP in Manhattan. Jacobson was represented by Michael C. Lasky of Davis & Gilbert LLP in Manhattan.

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Duct tape blamed for $2M Yonkers fire

uct tape has been called the perfect mix of utility and cost, but a $2 roll of the sticky, flexible, tear-resistant, silvery-gray troubleshooting adhesive could cost two companies $2 million. Erie Insurance Co. has sued Jan Realty Corp. of Pelham Manor and Total Realty Associates of Yonkers in federal court for alleged misuse of the fix-it-all after a fire broke out in a Yonkers apartment building. Erie Insurance claims that it was duct tape that caused the disaster. Someone rigged electrical wiring in an apartment building at 89 Elm St., splicing and duct-taping an extension cord, plugging it into a living room outlet and running it through a wall and into a bedroom. On Oct. 7, 2016, a fire broke out in the apartment and spread to the building next door at 91 Elm St., owned by El Rina Realty LLC. Seventy-three people were

evacuated from three buildings, according to a Journal News story, and 89 and 91 Elm were left uninhabitable. The duct-taped extension cord had been installed in violation of national and local electric codes, the complaint states, and it caused the fire. Erie paid a $1,943,615 insurance claim to El Rina. Now it wants Jan Realty, the owner of 89 Elm St., and Total Realty, the property manager, to pay back that sum for allowing a hazardous condition. The lawsuit accuses them

of negligence. “Of course the landlord denies any allegations of negligence in connection with the fire,” attorney Nicholas Leo said on behalf of Jan Realty. No one from Total Realty replied to a telephone message requesting comment. “Extension cords must never be used in place of permanent wiring,” Erie’s complaint states. “Extension cords should never be spliced together and duct-taped through a wall.”

Highland Lake Estates directors countersue Hasidic Jews for $25M

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irectors of the Highland Lake Estates homeowners association have filed a $25 million counterclaim against 11 Hasidic Jews who sued them for alleged violations of the Fair Housing Act, claiming that it was the Hasidim who violated housing laws. The board members allege that Hasidic Jews, who account for 19 of the 168 families in the gated community in Woodbury, Orange County, are trying to take over the neighborhood. Two Hasidim, their counterclaim charges, said the goal was to make Highland Lake Estates “Jew Town.” The lawyer representing the Hasidic Jews,

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Michael H. Sussman in Goshen, was not immediately available to respond on behalf of his clients. The homeowners association and its directors were sued for $7.5 million in May for alleged hostility toward Jewish religious practices. The association amended bylaws, that complaint stated, to prohibit commercial transactions on Sundays when observant Jewish real estate brokers, who observe the Sabbath on Saturdays, customarily show houses. New bylaws also disallow the use of eruvs that designate where Hasidic Jews can carry or push objects on the Sabbath, according to the complaint, and delivery

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vehicles and car services that Hasidic families rely on have been banned. One Hasidic Jew claimed he was warned not to use any of his properties for prayer. The board members broadly deny the allegations in their answer to the May lawsuit. Board members Nancy Diaz, Carmine Mastrogiocomo, Christopher Perino, Alec Rubanovich and Ray Torres bought their properties between 1995 and 2010. Previous directors, they claim, allowed homeowners to flout the rules, contributing to a “decline in quality of life as well as fair market value for homes in the Estates.” They were elected to

the board in 2016 and have enforced the rules and imposed fines when corrective action wasn’t taken, “without regard to race, religious, creed, color or any other factors,” according to the counterclaim. One Hasidic homeowner, the counterclaim states, had substantial amounts of garbage in the driveway. Another had a portable bathroom on the front lawn. The directors said they have tried to include Hasidic Jews in community events, providing, for example, kosher foods at a summer picnic and an Easter egg hunt. But when plaintiff Isaac Schwimmer was invited to a summer event, he alleged-

ly responded that he would “rather eat with God than dance with the devils.” The plaintiffs tried to intimidate board members, according to the counterclaim, by following them and videotaping them. One part of the counterclaim states a resident identified as “Kraus Stern” allegedly advised an unnamed board member that the goal of the Hasidic Jews is to make Highland Lake Estates “only for Hasidic families from the Village of Kiryas Joel area.” None of the plaintiffs in the original lawsuit is named Kraus Stern, but Mendel Stern and Melech Krauss are plaintiffs. “Kraus and Stern,” the counterclaim later states,

told an unidentified board member that they “will bankrupt the community and have the town take this over.” “The town” is an apparent reference to Kiryas Joel, a village of Satmar Jews less than two miles from Highland Lake Estates. Additionally, the counterclaim states, “Kraus Stern and an individual who identified himself as Mr. Schwimmer” advised an unidentified board member that “the goal was to make the Estates ‘Jew Town.’” The board members allege that the plaintiffs’ goal is to discriminate against all non-Hasidic families for the benefit of “Hasidic families who are part of the Kiryas Joel community.”


Developer accuses MV councilman and another partner of stealing BY BILL HELTZEL bheltzel@westfairinc.com

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Queens developer who invested in a hotel project in Mount Vernon said he was ripped off by his partners, including Mount Vernon Councilman André Wallace. Andy Bassaly sued Wallace and Marc Cox, a New Rochelle real estate investor, for $140,000 on Aug. 1 in Westchester Supreme Court. “Everything with regard to the partnership went wrong,” Bassaly said in the complaint, adding that his co-investors “used the partnership as a personal piggy bank to enrich themselves at the expense of the partnership.” Wallace, who was elected to the city council nine months after the partnership was formed, responded in a telephone interview that he bought out his partners and gave the check to Cox. “This is really between Bassaly and Cox,” Wallace said. “I’m an easy target. You throw my name in there because I’m an elected official because you believe it will help your case.” The partnership got started in early 2015, when Wallace bought 30 E. 1st St. for $295,000. The three-story commercial building is next to Wallace’s Creative Direction Construction & Design LLC.

I’m an easy target. You throw my name in there because I’m an elected official because you believe it will help your case. — André Wallace

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Andre Wallace

Bassaly decided after a few months that he was no longer interested in the hotel project, the complaint stated, and asked to be bought out. He claimed Wallace told him he would be repaid when the property was refinanced. Although the property was refinanced for $234,500 in March 2016, none of the money was given to Bassaly. Instead, the complaint stated, the entire amount went to Cox’s Diamond Back Properties and was used to buy property in Hempstead, Long Island. Then last year, Bassaly said in an affidavit, Cox orchestrated a refinancing of the 1st Street property again for $360,000, netting about $120,000. None of that money was paid to Bassaly, as well. In the affidavit, Bassaly claimed Cox and Wallace “have stolen the portion of the net proceeds” owed to him. Bassaly accused Cox and Wallace of

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Wallace said a friend introduced him to Cox, founder of Diamond Back Properties LLC in New Rochelle. “I wanted to purchase it to rent it out,” Wallace said. “The hotel was Marc’s idea. It was just a dream nonsense thing of Marc or others.” He said Cox brought in Bassaly, a principal in a 40-year-old development firm based in Bayside, Queens. A few weeks after Wallace announced his candidacy for city council in April 2015, he formed 30 on First LLC to own the East 1st Street property. He transferred two-thirds of his interest in the property to Bassaly and Cox for $l00,000 each.

waste of corporate assets, unjust enrichment, conversion, breach of fiduciary duty and breach of contract. He was in court on Aug. 7 asking for a receiver to be appointed to collect rents from the tenants and to preclude Cox or Wallace from selling or encumbering the property. Wallace said he rents the building to four tenants, but he eventually wants to use the space to expand a construction trades school he operates. As for Cox, Wallace said, “I don’t know where he’s at.” Attempts to reach Cox by email and telephone failed. In 2016, he formed Mioym Equities Inc., a firm that, according to its website, specializes in reconstruction of single-family homes. Its address, 32 E. 1st St. in Mount Vernon, is two doors down from Wallace’s construction firm.

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Indiana, arrived with Emily to New York City in 2008 to pursue a career as a musician. He played festivals such as Bonnaroo, wrote songs for Meatloaf and toured with Def Leppard. On the side, he and Emily were also home brewing. Evan got his first professional brew training from Captain Lawrence Brewing Co. in Elmsford. He was playing the Pleasantville Music Festival in 2009 when he met with a couple brewery staffers, which at the time was operating in Pleasantville. “They approached and said ‘We really like your music,’” Watson recalled. “I said, ‘Well, I really like your beer.’” He was invited to help out in Captain Lawrence’s tasting room and got to learn the ins and outs of brewing. By 2011, he described feeling more satisfied with the beer than the music. “In music, you can work really hard and feel like you’re getting better and better, but then there’s no immediate gratification,” Watson said. “Whereas something like brewing, it’s tactile. I was starting to do more on the physical side of brewing with

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the property is “reasonably imminent within the next few weeks.” “The good news is that the developer that they are talking to is an experienced developer,” Ferrara added. “But more than that … he said it’s someone that has an intimate familiarity with the project as proposed and passed by the board and the zoning text change. He feels that there will be a good outcome in a relatively short basis.” Starwood declined to comment for this article. The company had proposed to turn the 15-acre site at 406 Boston Post Road into a neighborhood with a mix of residential, commercial and office uses. The proposal included a 135-room hotel, 217,000 square feet of medical office space, 90,000 square feet for retail or small restaurants, 500 residential

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Captain Lawrence and found whatever I put into it, I got something back.” He and Emily decided to launch a brewery of their own. The pair both had Midwest farming roots — Emily grew up on a farm in Ohio — so Evan said they knew using farm ingredients would be crucial to the business. He wanted to put the emphasis on local in local beer. “We were using malts from England, hops from out west, or Germany, and calling it a local beer,” Evan said. “You couldn’t do that with food. I thought, what would it be like to brew beer using only local ingredients?” Conveniently, lawmakers in Albany at the time wanted to make it easier for brewers to do just that. In 2012, the state passed the Farm Brewery Law, creating a new license for craft brewers that use ingredients grown in state. Plan Bee Farm Brewery opened under the license in 2013, one of the first breweries to do so. From a small 1-acre farm property in Fishkill, the brewery was able to produce about 30 gallons of beer a batch from a small shed on the site. The

beer developed a following that the brewery’s capacity struggled to keep up with. Plan Bee landed at the 25-acre farm in Poughkeepsie in 2015, after a friend approached them interested in investing in the brewery’s expansion. Evan and Emily looked at several farms before another friend approached them with the property in Poughkeepsie. While farming on the property dates back to the 19th century, the land had spent years dormant and overgrown and abandoned. “It was a mess,” Watson said. “There were structures

units targeting young professionals, 230 age-restricted apartment units for people 55 and over and about an acre of open public space. It’s been more than a year since the zoning on the former hospital site was changed to allow for such ambitions. Port Chester trustees expressed frustration with the delay at their last meeting. “Can we get something done to kick them? Motivate them?” Trustee Gregory K. Adams asked at the start the board’s discussion. “I feel that the people of Port Chester deserve better.” Adams described the site as an eyesore and referenced the death of a 14-year-old resident last June after he fell through the roof of the vacant hospital building. “We’ve got to get something done,” Adams said. “There’s been a tragedy there, it’s been a year since there’s been a tragedy there and we need to kick this and

get it going.” Ferrara said Starwood received three bidders for the property this past spring. The company had reached an agreement with the highest bidder, but the deal was called off during a due diligence period, according to Ferrara. He said the potential buyer approached the village during the due diligence process and asked about pursuing a different vision from what the board had approved last year. When the village told the company that process could take between 18 months and two years, Ferrara explained, the firm backed out of the deal. Negotiations with the second-highest bidder started this summer, Ferrara said. “Let’s see what comes by the end of the month, into Labor Day,” he said. Mayor Richard A. Falanka said the “hourglass is almost empty, as far as this village is concerned.”

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all over, the façade of the barn had fallen in.” The past three years have been spent restoring the property — marked most recently by the official grand opening of the tasting room in the almost 200-year-old barn. The Watsons have also restored farm functions on the property, adding corn, buckwheat, honeybees, chickens and goats. For now, a farm license only requires breweries source 20 percent of their hops and other ingredients from New York sources (the percentage goes up to

60 percent in 2019 and 90 percent in 2024). But Plan Bee has sourced 100 percent local from its start. “Everything was New York ingredients, even when that was nearly impossible,” Watson said. “Now, it’s very possible.” The acreage of hops grown in New York has nearly doubled from 2014 to 2016, and the acreage of malting barley has increased over the same period from 422 acres to approximately 2,000 acres, according to data from Cornell University. Earlier this spring, Gov. Andrew M. Cuomo attributed that growth to the more than 200 licensed farm breweries now operating in the state. “We’re at a point where I think ingredient quality is on par and the prices have gone down, it’s creating an economy,” Watson said, something he said would have seemed impossible five years ago. Plan Bee’s website exhaustively details the New York sources that go into its beer: hops from LaGrangeville, malt from Germantown and specialty grains from Hudson. The beer is aged in barrels from Hillrock Distillery in Columbia County and Prospero Winery in

Pleasantville. Even the labels are printed at Poughkeepsie’s Main Printing. The farm provides ingredients as well. Along with the honey that makes the yeast for the beer, the Watsons have planted hops and have a wild apple orchard. The tasting room features beers on tap, along with a cask ale, as well as bottles available in store. Plan Bee’s wild and sour ales are also distributed through the Hudson Valley and New York City, along with parts of Pennsylvania and Massachusetts. Watson said he was more excited than nervous for the tasting room’s grand opening. He still has plans for the property. He said he’s thought of carving trails through its 25 acres, perhaps adding other, small gathering places. The Watsons are also working to make the brewery 100 percent sustainable, such as by signing up for community solar to offset electric use on the farm. “This is a big thing to get to sell beer out of here, it’s so amazing after what this place was three years ago,” Watson said. “But I still have ideas. There’s a lot of projects before it’s done — I don’t know if that will ever happen.”

If there’s not movement on a deal soon, Falanka said, “we’ll then deal with it again with us as a board to see what action we will take.” Adams suggested the board consider a law or some other measure that would revoke zoning approvals if construction does not start within a year. Village attorney Anthony M. Cerreto said he would look into it and report back to the board.

Efforts to bring new development to the property have already stretched more than a decade. United Hospital closed in 2005. Starwood bought the property a year later for $28 million. Starwood was expected to seek a $60 million payment in lieu of taxes agreement over 20 years from the village IDA. If developed as initially proposed, the project could create 2,800 jobs, by Starwood’s

previous estimates. The review process for the most recent proposal started in 2015, though other proposals had started and stopped in the years before that. The board called their vote approving the zoning last March a historic night for the village. “If this was your backyard,” Adams said at the board meeting, “how would you feel about it?”

Emily and Evan Watson inside the new tasting room. Photo by Bob Rozycki.


Regeneron Ground broken on 50-room hotel, spa in Rhinebeck to invest $100M BY ALEESIA FORNI in bluebird bio aforni@westfairinc.com

M

bobr@westfairinc.com

R

egeneron Pharmaceuticals announced on Aug. 6 that it would be investing $100 million in Cambridge, Massachusetts-based bluebird bio Inc., a gene therapy developer, as well as collaborating for a five-year period to develop and commercialize novel immune cell therapies for cancer. The investment represents a premium of 59 percent – $238.10 – over the $150 closing price on Aug. 3. According to the announcement, this $37 million premium “will be credited against Regeneron’s initial 50 percent funding obligation for basic collaboration research.” Afterward, each company will fund ongoing research equally. The two companies will use Regeneron’s VelociSuite platform technologies for the discovery of human antibodies as well as T cell receptors and bluebird bio’s gene transfer and cell therapy technologies. Bluebird bio was incorporated in April 1992, under the name Genetix Pharmaceuticals. In September 2010 it changed its name to bluebird bio. “We believe that the tremendous synergies between Regeneron’s proven technologies and bluebird’s toolbox of advanced cell and gene therapy technologies create a promising opportunity to help people with cancer by developing innovative new treatments,” said George D. Yancopoulos, president and chief scientific officer of Regeneron. Philip Gregory, chief scientific officer of bluebird bio, said, “with Regeneron’s proven targeting technologies, in combination with our deep expertise in cell biology and vector technology, as well as clinical experience with leading CAR T cell drug products, we hope to rapidly advance novel cellular therapies with the potential to transform the lives of people with cancer.” The companies have chosen six initial targets and will equally share the costs of research and development up to the point of submitting an investigational new drug (IND) application. When an IND is submitted for a potential cell therapy product, Regeneron “will have the right to opt-in to a co-development/ co-commercialization arrangement for certain collaboration targets, with 50-50 cost and profit sharing,” according to the press release. If Regeneron chooses not join, it would be eligible to receive royalties from bluebird bio on any resulting products. Regeneron had global net sales of $5.93 billion last year.

of our specialties, and we truly enjoy creating beautiful and functional structures that will provide memorable guest experiences for years to come,” said Jay Fayette, president and COO of PC Construction, a South Burlington, Vermont-based company that offers general contracting, construction management and design-build services.

Mirbeau Cos. “Aesthetics and build quality are so important to that.” Mirbeau’s portfolio includes hotels and spas in Skaneateles, New York, and Plymouth, Massachusetts. “We are thrilled to partner with Mirbeau on this exciting project for Dutchess County. Hospitality and resort construction is one

NE HO W T RA TE S

BY BOB ROZYCKI

irbeau Cos. and PC Construction broke ground July 23 on a 50-room hotel and Europeanstyle spa in Rhinebeck. The Mirbeau Inn & Spa Rhinebeck will be on three acres at 46 W. Market St. and is scheduled to open in the fall of 2019. The inn will feature a bistro and wine bar, along with a 12,000-square-foot spa featuring 14 treatment rooms, a thermal pool, a eucalyptus-infused steam room and Himalayan salt saunas. There will also be a year-round aqua terrace and yoga and fitness center. Officials said the Mirbeau Inn & Spa Rhinebeck will create 200 permanent jobs. “We want to provide our guests with a restful experience in an old-world environment that also offers all the modern conveniences,” said Jonathan Dal Pos, partner for

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AUGUST 13, 2018

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Suite Talk John Pinto, president and CEO of Pentegra

J

ohn Pinto has been the CEO and president of Pentegra, a provider of retirement plan, fiduciary outsourcing and institutional investment solutions, since 2013. With its corporate headquarters in White Plains, the privately owned firm is now 75 years old, having been founded by the Federal Home Loan Bank System in 1943 to administer a defined benefit pension trust for employees of the Federal Home Loan Bank System called the Savings Associations Retirement Fund; it took the name Pentegra — a combination of “pensions” and “integrity” — in 1993. When Pinto joined the company in 1991 it had 80 employees, the White Plains office and $2 billion in assets under management (AUM). Today it has more than 250 employees in six offices and $13 billion in AUM. Pinto recently met with the Business Journal’s Kevin Zimmerman in its Shelton office at 2 Enterprise Drive to talk about his management style, the ongoing retirement crisis facing the U.S. — and his beloved New York Jets. What led you to the �inancial services sector in the �irst place? “I’ve always been good with numbers. My dad was an accountant, which definitely helped. I became a senior accountant at MetLife (in 1982), and then I came to Pentegra in 1991 as comptroller. I earned my M.B.A. at Sacred Heart University, where I learned about M&A and business problem-solving, and have been with Pentegra ever since (including as its treasurer, chief financial offer and chief operations officer).” What is the biggest challenge in the �inancial planning industry today?

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is one of them. We have a small house in Rhode Island so there’s a lot of bass fishing, striped bass and some bluefish, too. “Then in the fall, it’s the New York Jets. I’m a diehard Jets fan. My dad was a Giants fan, but I went with a group of guys to a Jets game years ago, when they still played in Shea Stadium, and enjoyed it so much that I ended up buying season tickets for a while.”

“There’s an ever-changing marketplace out there. We pride ourselves on providing high-quality services, which requires constant reinvestment in terms of what we do, technology and human resources. There’s also pressure to keep our prices competitive with everyone else while at the same time finding the capital to reinvest.” Was there a particular business mentor who helped you? “I’d point to two leadership courses I took, one when I was moving up at Pentegra and one I took just before I became CEO, taught by Mark Wright. They’re very rigorous and teach you what a good leader is and how you can get there. He’s an executive coach who’s written a slew of books. But it’s not all about work — he emphasizes the value of maintaining a smart balance between work and life, which is something I definitely agree with. “In addition, I’ve worked for several CEOs over the course of my career. I’ve taken a couple of different aspects from each one of them — the good and the bad. In particular, the CEO who hired me at Pentegra (Robert Albanese) asked me when my severance from my previous job would run out. I told him, and he told me I’d start here the very next day. That’s the kind of attitude that I’ve tried to maintain while dealing with our employees — trying to have a positive influence on them.” Have there been any particular business books you’d recommend? “As a service company, there’s ‘The Simple Truths of Service’ (by Ken Blanchard and Barbara Glanz), which illustrates how providing a high level of service to customers generates higher

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How do you like their chances this year? “Well, you’ve always got the New England Patriots, but I really like that the Jets drafted Sam Darnold. If everything goes according to plan, he should be their quarterback of the future.” John Pinto

customer loyalty. We give it to every single employee who comes to work here — it’s that important. “And there were two that Mark Wright used in his courses. ‘What Got You Here Won’t Get You There’ (by Marshall Goldsmith), which shows you what to do and what to avoid as you move up the ladder in your career, and ‘That Used to Be Us’ (by Thomas Friedman and Michael Mandelbaum), which discusses how the U.S. was the biggest world power and how we’ve declined in terms of education, technology and so on — and what we can do to return to that position of power.” What nonbusiness-related book are you reading now? “‘The JFK Assassination’ (by James DiEugenio). That’s something that I’ve always found fascinating.” What’s your favorite TV show right now? “‘Billions.’ It’s sort of a combination of ‘Wall Street’ and ‘Law & Order.’ The plots

are awesome and you never expect what’s going to happen. Sometimes the ending really comes out of nowhere.” Best movie of all-time? “‘Rocky.’ I love most Sylvester Stallone movies anyway, but the first ‘Rocky’ … you’ve got the whole underdog story and the fact that he wrote it when he was broke and demanded that he get to star in it — really inspiring. With ‘Rocky’ and ‘Rambo’ and all the sequels, they’re all good. ‘Creed’ was awesome. And they’re all different stories — the sequels aren’t all about doing more of the same thing.” Favorite restaurant in Fair�ield County? “There’s a place called Off the Hook in Stratford, where I live. It’s really casual, but has good pizza and seafood — really great. We try to get over there at least once every couple of weeks.” What else do you like to do in your spare time? “I have two passions in life, fishing all year round

I know your daughter Jen works here as well. Was that always the plan, or…? “That goes back to ‘Bring Your Daughter to Work Day’ in our White Plains office. She came in and got to know (vice president, marketing and communications) Maria Siegel. When she got out of school for the summer she’d come back and spend time with Maria. That was seven years ago and now she’s Pentegra’s marketing coordinator.” What’s the best part of your job? “The employees. I love the people who work here. It’s something of a cliché, but I really do feel that our greatest asset walks off the elevator to work here every day. “And beyond that, one of those most rewarding things, what we do here, is to provide retirement solutions to companies around the country so they can offer employee retirement plans. To be a part of that solution — to help people out — is very, very gratifying.” As far as the retirement crisis that this country con-

tinues to face — you always see headlines about how Americans aren’t saving enough for retirement. Why do you think that, even with all the news coverage, it’s still a problem? “There are so many things competing for your money today. People graduating from college are facing tremendous loan debt. A lot of people have mortgage payments that they are struggling with. And of course people want to buy that new car or take that special vacation. On top of that, a lot of young people especially think that retirement’s so far down the road that they don’t need to think about it or plan for it. It’s a matter of prioritizing.” I’m sure we could be here all day talking about this, but I’ll ask anyway: What general advice do you have when it comes to planning for retirement? “If your company offers a 401(k), get in as soon as you’re eligible. And if they have a matching plan, take full advantage of it. Never leave money on the table. “I also tell people not to try and time the market. If the S&P goes down, don’t react immediately and take your money out. This is a long-term investment — the market will have its ups and downs but over time you’ll do fine. And as tempting as it can be, don’t take a loan from your 401(k). Some people do that so they can buy that new car or whatever, but that’s doing a real disservice to yourself. “And don’t forget that there are plenty of professional financial advisers out there who can meet with you and talk about your goals for your retirement. There are also plenty of tools available online that can help — take the time to go over what you want to do and make adjustments where you feel they’re necessary.”


ASK ANDI | Andi Gray

Learning the art of realistic estimating AS A SMALL-BUSINESS OWNER, I STRUGGLE WITH QUOTING PRICES AND SCHEDULING. I END UP OVERPROMISING TO THE CUSTOMER, STRESSING OUT MY PEOPLE AND HURTING THE BOTTOM LINE. I UNDERESTIMATE THE WORK INVOLVED. THAT PUTS PRESSURE ON MY EMPLOYEES TO DELIVER WITHIN AN UNREALISTIC TIMEFRAME. THE COST TO PRODUCE IS HIGHER THAN EXPECTED WHILE I UNDERPRICE THE JOB. HOW DO I STOP THIS FROM HAPPENING? THOUGHTS OF THE DAY: Get a handle on the size, frequency and type of cost overruns. Develop a process for estimating that includes operations’ sign-offs. Whenever there’s a discrepancy between what the customer was promised and what really happened hold plus/delta meetings to document what went wrong. Recognize that owners can often be people pleasers and that customers can work that lever to their advantage. Look for root causes to your problems. Are there errors in estimating due to price changes, incorrect inputs, things being left out? How about discrepancies between what was quoted and customer expectations for quality or quantity? What happens when jobs are rushed? Some commodities and vended out services can change rapidly in price. Publish a list of price-sensitive materials and subcontractors. Tell customers that prices for these items will be adjusted or confirmed once the order is placed. Make a detailed material list, work plan and budget for each job. Review with operations before committing to the customer. Ask employees to challenge you if there’s a possibility of cost overruns or delayed delivery. Before proceeding notify the customer and negotiate a solution. When communicating with customers, put everything in writing. Specify quality, quantity and due dates. Get operations’ agreement before sending anything to customers. Make sure customers review and approve everything in writing. Make room for rush work. Ask production to

underschedule, so they can insert rush requests without disturbing other orders. Negotiate schedule changes with production staff before making delivery commitments to clients. Create process maps for everything. Document materials, time and workforce required to produce. Turn those into standard estimating forms, which can be used to create realistic budgets. As soon as the contract or purchase order is signed, buy all price-sensitive items. If there are a lot of price-sensitive items, ask customers for upfront payment to hold prices. This way you can order materials immediately without dipping into cash flow. Use plus/delta review meetings to discuss what happened with all jobs deemed “out of bounds.” Carefully debrief jobs that are less profitable or take longer than promised. Make notes on what went right (the “plus”) and what went wrong (the “delta”). Incorporate the delta notes into selling and production improvements to reduce or eliminate the chance they’ll occur again. If you do run into problems while in production, ask employees to notify you

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immediately. Know the customer to contact and call immediately to work out specifics of what will happen next. Be honest and be prepared to negotiate a solution that will work for both you and the customer. Sometimes production makes an error. They misunderstood what was expected or didn’t follow instructions. That’s on your company to deal with the problem and probably shouldn’t be pushed back to the customer. Recognize that clients with last-minute requests may be very persuasive. Saying “yes” without being able to meet their demands will only serve to wreck the relationship when it comes time to deliver and you’re behind schedule or over budget. If the owner is a soft touch who gives away too much, put someone else in the middle between company and client. Pick a designated “tough guy” to hammer out contract details, prices and delivery schedules. LOOKING FOR A GOOD BOOK? Try “Predicting the Unpredictable: Pragmatic Approaches to Estimating Cost or Schedule” by Johanna Rothman. Andi Gray is president of Strategy Leaders Inc., StrategyLeaders.com, a business-consulting firm that teaches companies how to double revenue and triple profits in repetitive growth cycles. Have a question for AskAndi? Wondering how Strategy Leaders can help your business thrive? Call or email for a free consultation and diagnostics: 877-238-3535 or AskAndi@ StrategyLeaders.com.

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Greenwich builder wins ‘Barracuda’ battle BY ALEESIA FORNI aforni@westfairinc.com

A

Greenwich builder of tiny homes was awarded the grand prize at Westfair Communication’s Barracuda Tank Event. “Greenwich and tiny homes don’t go together, but we’ve built 10 of them so far,” said Ken Pond, who co-owns the company, Craft & Sprout, with his wife Tori. “We’re having a lot of fun with the business. We just keep plugging away, and it’s the grind. That’s kind of what we’re all here for is the grind.” The event held Aug. 7 at Saltaire Oyster Bar and Fish House in Port Chester recognized “barracudas,” or early-stage businesses, that have learned to navigate the rough waters of the business environment. The competition allowed these entrants to submit videos describing their businesses. The top 10-submitted videos were selected, and an online business competition allowed the public to cast votes for which company they hoped would claim the top prize. In their submission video, Craft and Sprout gave viewers a tour of one of their tiny homes. Prior to starting their tiny homes business, Ken Pond ran his own construction company for two decades, while his wife worked as a property designer. Pond previously told the Business Journal he and Greenwich residents use the tiny houses as accessory offices, pool houses, cottages or full-time homes. Coming in second at the Barracuda Tank event was Milestone C, an Orange, Connecticut company that designs and instructs STEM programs for elementary, middle and high school students. The company was co-founded by Cemocan “Gemo” Yesil and David Conelias. Yelis said that though children are receiving a “pretty good” STEM education in schools today, “I think where we’re failing them a little bit is taking

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Back left to right: Dennis Roche, Burbio.com; James Jenkins, First Approach Wellness; Ken and Tori Pond, Craft and Sprout; Cemocan “Gemo” Yesil, Milestone C; David Conelias, Milestone C; Donvil Collins, VeeKast. Front left to right: Priska Diaz, Bittylab; Anne DiFrancesco, Grand Statement; Susanne Leary Shoemaker, Undercare.

what they learn in school and connecting the dots to what happens in the real world, in the industry.” To help connect those dots, the company brings together managers, engineers, veteran aviators and scientists to lead internship experiences to equip students with practical knowledge and hands-on experience. The company said that lectures are minimized, and each program is built around a hands-on capstone project or exercise. Third place was awarded to BittyLab, a company launched by Priska Diaz. When her newborn son had trouble feeding, the Eastchester mom decided to invent an alternative to traditional baby bottles. She came up with the Bare Airfree feeding system, a line of bottles that deliver air-free milk and allow the baby to control the flow and pace of the feeding.

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“I developed this product because I wanted to help my baby,” she said. Diaz began selling the product in 2016 and since that time, the company has sold more than $1 million in product. “The greatest thing was the feedback,” she said. “Moms were saying their babies no longer had acid reflux.” Other top 10 finalists included Veekast, Upper Deck Fitness, Undercare Inc., Burbio, It’s a Yummy, Grand Statement and First Approach EA Worksite Wellness. The event was presented by Westfair Communications, which publishes the Westchester County Business Journal, the Fairfield County Business Journal and WAG Magazine It was sponsored by Gilda Bonanno LLC, Buzz Creators, Barnum Financial Group and Greater Hudson Bank.

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Contributing Writer | Alexander Roberts

A different approach to creating affordable housing

Alexander Roberts

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very year the National Low Income Housing Coalition releases its “Out of Reach” report showing how much you need to earn to afford a modest apartment in your county. And every year Westchester County and Long Island rank among least affordable places to live. Buried in the report, however, I found evidence

that should cause us to question the cost-effectiveness of the nation’s largest program to develop affordable housing, the Low Income Housing Tax Credit program (LIHTC). This complicated subsidy gives investors dollar-for-dollar tax credits based upon the cost of affordable housing development, costing the U.S. Department of the Treasury about $8 billion per year. The “Out of Reach Report” examines the hourly wage a renter would need to afford the typical two-bedroom apartment at the average or fair market rent. However, looking at the fair market rents in Westchester County, I nearly fell off my chair when I compared them to the rents in “affordable” apartments developed under the tax credit program. For the first time in the 30 years

I’ve been involved in the issue of affordable housing as a developer and nonprofit provider of emergency housing, I noticed that the fair market rents and the low-income rents in LIHTC projects — defined as affordable to a household with income up to 60 percent of the county’s median income — have converged. In fact, the affordable monthly rent for a studio in a new low-income housing tax credit project is actually $50 higher than the fair market rent ($1,230 versus $1,180). See adjacent chart.

AFFORDABLE HOUSING COMES AT ENORMOUS COST

A sampling of recent tax credit projects in Westchester reveals that the average cost to create one unit — typically a one or two-bedroom apartment — is about $400,000, of which

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Studio

1-Bedroom

2-Bedroom

Fair Market Rent

$1,180

$1,384

$1,687

Tax Credit Rent (60% AMI)

$1,230

$1,317

$1,580

Benefit (difference)

$50

$67

$107

$300,000 is public subsidy from the LIHTC, state and county subsidy programs. Looked at another way, the public is paying about $300,000 per apartment to reduce rents by only $67 for a one bedroom, $107 for a two-bedroom, and create an “affordable” studio costing $50 more than fair market rent. If the goal is to cost-effectively develop affordable housing — defined as rent less than fair market — the LIHTC falls short. While some projects include lower rent units pegged to households at the 50 percent of area median income level, they represent no more than 20 percent of the units, and don’t materially change the economic inefficiency of the program. Seldom have so many paid so much for so little. Fortunately, refocusing on the goal to create affordable housing may hold the key to an alternative.

IT’S ALL ABOUT THE RENT

If we refocus on a program to increase the supply of existing apartments with reduced rents for low-income families and individuals, we not only create affordable housing but may also advance other legitimate goals, such as giving low-income children an opportunity to grow up in neighborhoods with better schools. Because it is much easier to convince municipalities to build market-rate housing and far more efficient because of the huge subsidies required for new

affordable housing development, government could focus some of its efforts on creating affordable housing in existing apartments. Paying landlords to take qualified low-income families at reduced rents would not require any municipal approvals and cost about 25 percent of the current level of subsidies. In other words, paying landlords an upfront fee to reduce the rent to an affordable level for 20 or 30 years could create four times the number of new affordable apartments at the same cost.

HOW IT WOULD WORK

Landlords constantly have naturally occurring vacancies in their buildings. Under what I call the Vacant Apartment Acquisition Program, a landlord with a naturally occurring vacancy could receive a public subsidy in return for agreeing to reduce the rent to an affordable level. The lumpsum payment would come with an obligation by the landlord to cap the rents at an affordable standard and allow a nonprofit agency or government to fairly market and rent the unit to an income-qualified tenant. Property owners would allow the government to encumber the apartment for the next 30 years at an agreed-upon up-front fee. Based upon present value calculations, a landlord should be happy to receive an upfront payment of $70,000 in return for reducing the rent by $300 to a qualified tenant with household income up

to 60 percent of the area median income, which is $63,200 for a family of three in Westchester County. The payment would be secured by a lien against the property that would require the landlord to comply with the guidelines or return the money. Instead of concentrating affordable units in low-income areas, exacerbating inequality, economic and racial segregation, let’s say the government wanted to create some affordable housing in a higher opportunity area. According to RENTCafé, which tracks rentals, the average rent for an existing one-bedroom apartment in Scarsdale is $1,500 per month. The owner might be offered a one-time payment of $70,000 to reduce rent by $300 to $1,200, which would be adjusted each year to account for inflation. The $70,000 grant would come with a recorded lien by the granting government entity that would include a “recapture obligation,” binding the property owner to meet the terms of the grant for 30 years. In the event of default, the property owner would have to pay back the funding. Our region continues to face an intractable affordable housing crisis that is not being met. It’s time to try other approaches. Alexander Roberts is executive director of Community Housing Innovations Inc. in White Plains. He can be reached at aroberts@communityhousing.org or 914-6831010.


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THE LIST: IT Service Providers

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200 White Plains Road, Fifth floor, Tarrytown 10591 866-446-1133 • allcovered.com

Annese (A ConvergeOne Company) 333 Westchester Ave., East Bldg., Suite 2200, White Plains 10604 359-4400 • annese.com

Basha Systems LLC

17 Lakeview Avenue East, Cortlandt Manor 10567 800-725-0326 • bashasys.com

BEYONEX Computer Systems & Repair

184 Pinewood Road, Hartsdale 10530 607-3933 • beyonex.net

BNCVOICE

2 John Walsh Blvd., Suite 201, Peekskill 10566 290-4250 • bncvoice.com

Bronxville Computer and Web Design

Bronxville 10708 337-2300 • bronxvillecomputer.com

CMIT Solutions of Southern Westchester 5 Cypress Road, Eastchester 10709 346-5446 • cmitsolutions.com/southernwestchester/

Compufit LLC

222 Bloomingdale Road, Suite 400, White Plains 10605 741-6500 • compufit.com

Computer Solutions East

481 Main St., Suite 100, New Rochelle 10801 355-5800 • computersolutionseast.com

Computer Troubleshooters

434 Mamaroneck Ave., Mamaroneck 10543 202-9793 • mylocalct.com

Corstar Communications LLC

40 Saw Mill River Road, Hawthorne 10532 347-2700 • corstar.com

Cyberteam 2700 Westchester Ave., Suite 112, Purchase 10577 709-4100 • cyberteam.com

E-core IT Solutions

50 Main St., Suite 1000 White Plains 10606 682-2009 • e-core.com

Eler Technologies Inc. 445 Hamilton Ave., Suite 1102, White Plains 10601 332-8406 • eler.com

Executive(s) Title(s) Year established f

Description

Todd Croteau President 1997

Computing, networking and application needs of businesses

John A. McKenna Jr. Equipment provider Charman and CEO 1970

Seth G. Rowland President 1996

Technological solutions for legal services

N/A

Computer repair service

Thomas Jacobs Sr. CEO, president and founder 1998

Cloud phone system service provider

Tom Mahony Owner 2008

Web design, cybersecurity, technology consulting and repair services

Paul Okura President 2006

Provider of outsourced IT management services

IT support company Daniel Lansen and providing John Nunes, partners technology 1995 solutions for the mid-market company Luke Celente Managing partner 2006

Provider of computer services and products

Jason Kay Owner 1999

Computer repair services

Robert Cacace CEO 1969

Full-service computer networking firm

Leonard Galati CEO 1999

Installation, optimization, maintenance, security protocols and custom encryption tools

Marcio Silveira President and CEO 1999

Atlassian consulting services and application outsourcing company

Edward Joseph Owner 1995

Computer design, installation, administration and maintenance services

Name Address Area code: 914 unless otherwise noted Website

Geeks on Wheels

47 Halstead Ave., Suite LL1, Harrison 10528 562-1800 • geeks-on-wheels.net

Grayson Computer Services Inc.

665 White Plains Road, Eastchester 10709 337-5425 • graycomp.net

Hudson Valley HelpDesk Inc.

420 S. Riverside Ave., Croton-on-Hudson 10520 729-9103 • hudsonvalleyhelpdesk.com

KL Tech Consulting LLC

77 Tarrytown Road, Suite 1-SWB, White Plains 10607 513-2030 • kltech.com

LANline Communications

65 Court St., Suite 32, White Plains 10601 397-0500 • lanline.net

New York IT Service

650 Halstead Ave., Suite 201C, Mamaroneck 10543 202-0061 • nyitservice.com

Onsite Computer Services

923 Saw Mill River Road, Suite 115, Ardsley 10502 800-804-0088 • onsitecomputerservices.net

Panda Technology Group

17 Rocky Ridge Road, West Harrison 10604 582-0742 • panda9.com

Performance Connectivity Inc.

2900 Westchester Ave., Suite 105, Purchase 10577 934-9775 • performanceconnectivity.com

R & R Computer Service

P.O. Box 891, Yonkers 10704 377-4997 • randrservice.com

Superior Computer Services Inc.

740 S. Fulton Ave., Mount Vernon 10550 668-6000 • supercompserv.com

TeamLogic IT

170 Hamilton Avenue, Suite 204, White Plains 10601 768-8061 • teamlogicit.com/whiteplainsny

The Tech Angels of New Rochelle

177A E. Main St., Suite 259, New Rochelle 10801 482-8633 • techangels.com

TragerMedia

12 Westchester Ave., Suite 6J, White Plains 10601 682-7078 • tragermedia.com

Executive(s) Title(s) Year established fffff ffffff

Description

Dylan Hall President 2003

Computer maintenance, monitoring and repair services

Vincent Grayson Owner 2002

Computer technology sales, solutions and support

Leonard Hodgdon President 2004

IT consulting firm

Bryan LaMarca and Adam Karp, co-founders and managing partners 2002

Provider of tech support, maintenance and deployment

Thomas Leonard CEO 1995

Designs, installs and maintains customized local area networks (LANs), Internet access, and phone

Moh Dhirani 1999

IT and security services provider

Gordon Updegraff President 1996

IT services and support solutions for companies that outsource their IT services

Perry Grosser Owner 1995

Web design and development

Wayne Libonati President 1997

Provides IT services to small and midsized businesses

John Raimondi Owner 1999

Computer repair services

Marc Barash President 1981

Provides a range of IT services

Allen Chu President 2016

Provides a range of IT services

William Shields Owner 2008

Technology repair company with service programs for seniors

Computer setup, Rick Trager repair, instruction, President and owner web design and 1998 hosting

This list is a sampling of information technology companies that are located in the region. If you would like to include your company in our next list, please contact Peter Katz at pkatz@westfairinc.com. Note: Some companies do not publish their street addresses. N/A Not available.

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New York chops requested rate hikes from state marketplace insurers BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

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ew York state has significantly cut the proposed premium rate hikes of health insurers operating in its health insurance marketplace. The private companies selling individual plans in the New York State of Health insurance marketplace had requested rate increases averaging 24 percent. The state department with oversight of the market announced Aug. 3 that the rates will instead increase by an average of 8.6 percent. The New York Department of Financial Services (DFS) reviews the proposed rate increases each year and can adjust them. This year, the rates were cut more than 60 percent from what insurers had requested. Insurers had blamed the premium spikes on uncertainty in the market introduced by the repeal of the individual mandate, a provision of the Affordable Care Act. The individual mandate placed a tax penalty on individuals without health insurance coverage, but the federal 2017 Tax Cut and Reform Bill eliminated the actual tax penalty effective at the start of next year. A week before the DFS announcement, Gov. Andrew M. Cuomo directed the department to block any proposed rate increase attributed to the loss of the individual mandate. “Insurance premiums must be based on actual cost and not political manipulations,” he said during a July 30 speech in Manhattan. “If we allowed that rate increase to go through, it would be hundreds of millions of dollars as a bonanza to the private insurance companies,” Cuomo added. “It would increase the cost to normal hardworking families. We’re not going to let it happen.” DFS Superintendent Maria T. Vullo said the reduction would save consumers $314 million. “These rate decisions reflect New York’s robust market in the face of federal attacks and increased health care and pharmaceutical costs,” Vullo said in a statement announcing the approved rate hikes. “DFS will not allow the federal government’s wrongful repeal of the individual mandate penalty to become a self-fulfilling prophecy to make health insurance unaffordable in New York.” About 1.4 million New Yorkers buy individual or small group commercial health insurance plans through the state exchange: 330,000 New Yorkers through individual commercial plans, according to the state press release, and more than 1 million in the small group market for companies with 100 employees or fewer. Average premiums for plans on the small group market will increase 3.8 percent, cut from an average request above 7 percent. In Westchester County, there are about 15,000 people who bought qualified health plans on the individual exchange for 2018,

according to enrollment numbers published in May. Westchester residents buying insurance in the individual market have six companies to choose from: EmblemHealth, Empire Blue Cross Blue Shield, Fidelis Care, MVP Health Plan, Oscar and UnitedHealthcare. Fidelis has the largest share of Westchester customers at just under half. The company was approved for a premium increase of 13.7 percent, more than halved from its requested rate increase of 38.6 percent, which was highest among all insurers. Fidelis covers about 40 percent of all qualified health plans in the state. EmblemHealth, which has 20 percent of Westchester’s market, requested an increase of 31.5 percent but was approved for 17 percent. MVP Health Plan, which carries 15 percent of all Westchester qualified plans, was approved for a 1.9 percent increase after filing for an

increase of 6.5 percent. Oscar and United-Healthcare each represent less than 10 percent of Westchester’s qualified health plan market. The companies were approved for rate increases of 11 percent and

1.5 percent, respectively, each cut significantly from requests above 20 percent. Empire Blue Cross Blue Shield, also representing less than 10 percent of the county’s qualified health plans, was approved for no rate increase, 0 percent, after filing for a premium increase of 24 percent. Eric Linzer, president of the New York Health Plan Association trade group, said the insurers’ requests from May were reasonable and reflected rising medical costs as well as uncertainty from the repeal of the individual mandate. Responding to the state’s rate announcement, he said, “The rate review process should be free from political considerations, focused on economics and actuarial data. We are concerned about the impact the rate reductions will have on the stability of the marketplace and may necessitate higher increases in future years.”

Best IT Services i company in Westchester ! I T SERVI CES | CYBERSECURITY | COMPLI ANCE

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SPECIAL REPORT | Education

Manhattanville president Michael Geisler talks design thinking, Westchester’s potential

Suite Talk

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tudents arriving at Manhattanville College this fall will be welcomed by some new seating options: Adirondack chairs placed in circles throughout campus. The chairs are a subtle sign of what’s to come from the Purchase college’s Center for Design Thinking. By fall 2019, the college plans to launch the center, which will be dedicated to immersing students in a results-oriented, problem-solving approach. Manhattanville is partnering with IDEO, an international design and consulting firm, on the center. As President Michael Geisler explained, the chairs are part of a training exercise in design thinking. The chairs are one of several solutions the school's design thinking trainees are testing for the center’s launch. “Most of our students have to work to some degree,” Geisler said. “So how can we create a campus culture and curriculum that allows them to do their work, but still provides them with a satisfying academic and community experience while they’re students?” The answers to that question can be both big picture, and quite small, such as simply providing Adirondack chairs for people to use as a common workspace. Geisler, a former professor of German at Middlebury College in Vermont, was inaugurated as the school’s 13th president in fall 2016. Business Journal reporter Ryan Deffenbaugh met with him in July to discuss design thinking, the challenges of his first two years on the job and his belief in Westchester County’s future. So what exactly is design thinking? “I would say design thinking emerged in reac-

ologies. We’ve had a certain modicum of respect that people on both sides of the political aisle have so far observed and I would like to keep that.”

tion to the realization that even teams of experts will not always come up with a customer-friendly solution, as long as they all come from the same discipline. Design thinking recognizes that people coming from different disciplinary backgrounds — scientists, social sciences, the arts and humanities — have both different ways of framing the problems, which is important, but also different ways of coming up with solutions. So you come up with very different solutions to problems.” How does it �it with a liberal arts education? “In a sense, I always feel design thinking is industry’s recognition of the value of a liberal arts education. Because, that’s what a liberal arts education, at least at small liberal arts colleges, has always done. It’s logic-based, goal-oriented. It puts small communities of students and learners together in a space where creativity is enabled and encouraged. It makes them all focused on a common goal. What it does that we don’t do as well, is it adds a pragmatic goal-oriented approach to learning. Contrary to what many people think, design thinking is really goal-oriented. They want a result at the end of the process. A tangible result. Not just to say you came up with something, but it actually has to have a market value. So students don’t just have so many courses in biology, this many courses in history, this many courses in French. They may still do that. But they, at the same time, learn in their four years here to look at a project where they have to deliver a result within a predicable period of time.” To switch tracks, what

Manhattanville College President Michael Geisler at one of the new chair circles on campus. Photo by Ryan Deffenbaugh.

draws you personally to higher education? “The short version is insatiable curiosity. I studied German and English and American literature. I have a master’s in both, before I did my Ph.D. in German. Not primarily because I’m so fascinated by literature, although I like literature, but more because I’m interested in narratives and how different narratives, particularly different cultural narratives, shape the way we look at the world. In many other career preparations, you have to very early on specialize in a particular area. I am, by my nature, interdisciplinary. If you really want to understand what makes humans tick, you need to go across different disciplines. You can’t just approach from one particular discipline. And that needs a certain freedom of thought.” That’s an interesting lead-in to a question about growing political-cultural divides in the country, which have lately played out especially on college campuses. How do you bal-

ance different beliefs on a campus during a polarized time? “With great difficulty. That’s going to be one of the greatest challenges to universities and colleges. To faculty, staff, administration and boards, not just me. I would be the point person on that, but it’s a whole college. To put it in perspective for a moment, it is a grave challenge for me as president. But, in a sense, I’m much more worried about the challenge this provides for us as a culture, a society. The problems that colleges have are laughable compared to the problems we face as a society. I mean that not with any kind of nod to one particular political party or the other, but we need to return to a bipartisan, consensual political culture. Consensual does not mean you sweep the conflicts under the carpet, but that you have spaces where conflictual positions and visions can be articulated safely without being attacked, other than an attack on the position. We’ve lost all of that.” How do universities

and colleges provide that type of space, where you can share views without fear of attack? “I’ve consistently said that every solidly researched and fact-based position needs to be able to be heard. I’m using a slightly different wording than your question. Not every view needs to be discussed at a college, but every position that is based on research and based on fact. Our job is not to provide a political platform for people to scream at each other. Our job is to provide thinking space and listening space, and speaking space, for people to articulate well-researched positions based on fairly presented facts. Academic freedom is not your freedom to tell one particular group that because of who they are, they can be disrespected. And I don’t care whether that comes from the left or the right, I apply that equally to both sides. The good news is that we have kept a relatively civil discourse. We have not been always successful. Of course, things happen, but it hasn’t led to a Berkeley or even Middlebury type war of ide-

WCBJ

This fall will be the start of your third year as president here, what have you learned in that time? “(The Excelsior Scholarship, the state program to fully cover the cost of tuition at public colleges to qualifying families) was a huge challenge, because it was a direct attack on private colleges and universities. Suddenly someone feels that an entire industry that provides somewhere between 400 and 500 thousand jobs in New York State is dispensable. That’s a little difficult to deal with in your first year. Our enrollments are stable. We’ve just completed our seventh consecutive year of balanced budgets or budgets with small surplus. We have a small, but growing, endowment. One of the things I found I had to do when I came here is to talk people out of the survivalist mode. When I came, people were always looking year to year, because in the late 1980s, early 1990s, we almost went under. But we are not there anymore. For the first time in decades, we can say this is not about whether we will be here five years from now. But how do we position Manhattanville to become a research hub and an intellectual crucible for life and learning in Westchester County, and eventually the tristate area? And by the time I leave, maybe nationally. We’ve been there before. We were one of the best-known colleges in the nation in the ’60s, and there is no reason why we can’t within a decade or so be in the same position. We are in an » SUITE TALK

AUGUST 13, 2018

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SPECIAL REPORT | Contributing Writer | Pauline Mosley

Why aren’t more students pursuing careers in STEM?

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rofessionals in science, technology, engineering and mathematics (STEM) are in demand here in Westchester and across the United States. The number of STEM occupations in the U.S. is projected to grow by 8.9 percent by 2024. The U.S. Department of Labor projects that by 2022, 1.2 million computing-related jobs will be created in the U.S. Despite this, according to the National Center for Women and Information Technology (NCWIT, 2010), only about 3 percent of the available pool of minority high school graduates will earn computing degrees from American colleges and universities, thus lacking the qualifications to fill these jobs. The caveat here is the decline in student performance in science and mathematics, as well as the reduced numbers of young people choosing careers in science, technology, computing,

mathematics or robotics. The situation is even less optimistic considering that there are large groups of individuals, among them women and minorities, particularly African-Americans, who are disproportionately underrepresented in scientific and technological fields. In addition, there exists a misperception among high school students that STEM subjects are too difficult and that they will fail if they pursue STEM courses. Data from the National Science Foundation (NSF) revealed that in 2010 only 7.5 percent of engineering or computer science technicians were African-American or Hispanic. This percentage is considerably lower than the 12.2 percent national population of African-Americans and Hispanics (NSF et .al., 2013). Experts in the field attribute this lack of STEM+C (computing) interest to students’ perceptions that comput-

Pauline Mosley

ing is too hard and too expensive, along with inadequate preparation and encouragement. Pace University has been addressing this issue for several years. Pace ran three cybersecurity programs this summer — one for stu-

Ahead of the Class Our Education programs focus on a career-based curriculum to help you develop into an experienced leader and practitioner—whether in the public or private sector. With a flexible combination of on-campus, online, and hybrid class offerings, you can earn your degree on your own time.

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dents in New York City, one for high school teachers from all over the country and one for high school students in Westchester County. The one for students in Westchester, Camp CryptoBot, recently concluded and is a STEM pipeline restorative initiative. The camp was designed to increase awareness of cybersecurity among young women and minorities and to encourage these students to consider cybersecurity occupations, which is one of the objectives of the Seidenberg School of Computer Science and Information Systems at Pace University. Pace offered the free, one-week interactive and mission-driven camp to high school students from 28 high schools in five states. The students learned cybersecurity concepts designed to engage and excite them with the hope that they will come away from the experience wanting to learn more. The goal to attract young people to careers in cybersecurity, and increase the numbers of women and minorities who pursue careers in STEM fields. As part of a robot-building and intelligence gathering exercise, the students built cyber-bots that were launched in the pool at Pace’s Goldstein Health and Fitness Center as part of a challenge called SeaPerch, a phrase coined by the U.S. Navy. Students programmed and operated underwater remotely operated vehicles to carry out a simulated scenario. They conducted similar exercises with drones and also were addressed by a Navy Outreach Officer during the camp. The camps are made possible through grant funding from the National Security Agency and National Science Foundation. The Navy is a major partner in the grant and provides personnel including a chief and petty officers to assist in the engineering and soldering aspects of the water robots. Cisco, a sponsor of this grant, provides gifts for the campers and as well as a keynote cybersecurity expert at the closing ceremony. Pace, a Cisco Networking Academy Center, provides campers with the opportunity to continue their learning of cybersecurity by completing an online Cisco course and earning a certificate of completion at the end. This is the second year that Pace University’s Seidenberg School of Computer Science and Information Systems has held the weeklong training camp teaching the basics of cybersecurity to high school students. This year, 33 students from around the region participated in the program from July 30 to Aug. 3. Earlier in July, Pace hosted a similar camp for 24 high school teachers from 11 states who learned how to include cybersecurity lessons in classroom curriculum. Pauline Mosley is a professor with the Seidenberg School of Computer Science and Information Systems at Pace University. Mosley is the principal investigator of the grant that funds the program as well as the camp director. She can be reached at pmosely@pace.edu.


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AUGUST 13, 2018

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SPECIAL REPORT | Contributing Writer | Laura Bigaouette

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Considering a career change?

ave you been asking yourself, “Am I living up to my potential? Am I really satisfied with my current work/ profession? Do I have a dream that I have yet to pursue? Is it too late to pursue it now? Will I be successful in a new career?” In an article for The Atlantic, Barbara Bradley Hagerty noted that there is a growing body of research that indicates that “having a sense of purpose is a powerful predictor of mental and physical robustness.” Many career-changers seek opportunities that offer fulfillment, including ones in the health care professions. The health care industry is expected to continue exponential growth over the next decade. According to the Bureau of Labor Statistics, employment for health care occupations in

the United States is projected to grow 18 percent from 2016 to 2026. Many specific health-related occupations are also projected to have job growth of 30 to 40 percent over the decade. Some of these occupations include physician assistants, physicians, surgeons, pediatricians, veterinarians, dental assistants and hygienists, dentists, emergency medical technicians and paramedics, opticians, optometrists and physical therapists. Westchester County’s job market mirrors the anticipated national trend. The county growth rate for health service occupations is, by far, the highest among other industries for yearover-year job growth, according to the Bureau of Labor Statistics. Amy Allen, vice president and executive director, Hudson Valley Workforce

Laura Bigaouette

Academy, Westchester County Association, has also recognized the many opportunities in the high-demand field, noting that skill sets are transferrable for patient care and interaction. She has also acknowledged that health care providers are often open to candidates who have empathy and the right attitude; companies and providers can train for aptitude.

Several local college programs are built to educate and prepare for the various careers in health. There are myriad education options, including certificate programs, post-baccalaureate programs and degree programs. Night class options accommodate student schedules and facilitate a gradual transition into respective programs. If you are unsure about committing to a program or an area of interest, you could volunteer to get a feel for whether it is truly the right fit. Other key considerations in choosing a health care education program are the support and resources offered. It can be intimidating to change fields and return to school. Look for programs that provide individualized attention and advising. You will want someone in the

Trinity-Pawling School

program with whom you can discuss your skills and background, goals, ideas and career track. Advisers in health-related educational programs are familiar with the industry and are wellequipped to discuss your options and fit, as well as support your aspirations. Today, schools, programs and employers have put an emphasis on a holistic evaluation for health care practitioners. This means that background, skills and experiences are weighed along with academic record. Individuals may feel that past situations (for example, poor academic performance) may hinder their pursuit of a health care career, but these experiences — and the improvements made/ lessons learned from them — can profoundly inform and add perspective to a

health services career. As mentioned, the health care field needs empathetic and relatable people. The bottom line is, if you are passionate about a particular field, pursue it. Those who change careers often have added perspective and experience to contribute. For those considering health, remember that there are growing options, so it is never too late. Laura Bigaouette is program director at the Fordham University School of Continuing and Professional Studies. She is director and pre-health adviser for the school’s PostBaccalaureate Pre-Medical/ Pre-Health Program and works with many career changers to help prepare them for the transition into the industry. She can be reached at postbac@fordham.edu.

Boarding and Day for Boys Grades 8-12 / Postgraduate

Join us at our OPEN HOUSE on October 8 or November 10, 2018!

Active, engaged, and out of their seats—this is how boys at Trinity-Pawling experience learning. Our distinctive programs bolster the way boys learn best: by doing. As experts in boys’ education, we understand how to guide our students to become young men of integrity who can rise to the challenges of an ever-changing world. This educational experience could make all the difference in your son’s future. Learn more about the benefits of a Trinity-Pawling education at www.trinitypawling.org or call 845-855-4825.

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SPECIAL REPORT | Education

Iona breaks ground on new School of Business building

From left: Darrell P. Wheeler, James Hynes, William B. Lamb, Robert V. LaPenta, Iona President Joseph E. Nyre, New Rochelle Mayor Noam Bramson, Kevin M. Griffith and Hannah McGowan. Photo of the groundbreaking ceremony provided by Iona College.

BY RYAN DEFFENBAUGH rdeffenbaugh@westfairinc.com

I

ona College broke ground July 27 on an estimated $35 million expansion of its School of Business, including a new school building. Construction of the building is expected to wrap up in the spring of 2020. The renovations will more than double the academic space for both the School of Business and Iona’s School of Arts & Science. The building will include high-tech classrooms and computer labs,

17

Suite Talk—

ideal location. I came to Westchester County before I got this job. I was going to retire. I bought a condo in White Plains because I think Westchester is one of the communities with the most promise in America. It’s so well connected to New York on the one side, Connecticut on the other side, relatively close to Boston even. I think if we play our cards right, though this is beyond an individual college, we could become one of the economic and intellectual powerhouses of the nation.” To end on a more lighthearted question, what are some of the things you’ve come to enjoy so far in

a central atrium for events, meeting rooms, faculty offices, a lecture hall, a business career center, an expanded trading floor classroom and a media suite. Some of the first ceremonial dirt for the project was shoveled by Robert V. LaPenta, a 1967 Iona graduate who donated $17.5 million to the college to help fund the facility. The gift was the largest in school history. New Rochelle Mayor Noam Bramson was also there to dig out some dirt. A land-use dispute between the college and its host city two years ago had delayed

the project and sent the two parties to court. But the city and college reached an agreement in May that dropped all litigation and allowed the college’s expansion plans to move forward. Iona School of Business Dean William B. Lamb called it a historic day for the college. “We are deeply committed to continuous improvement, service to students and community impact, and we are excited for 2020, when we will have a state-ofthe-art space and a dramatically heightened student experience,” he said.

Westchester and nearby? “Untermyer Gardens in Yonkers. They’re still working on it, but even now it is fantastic. We went, my wife and daughter last year, and loved it. We’ve been to Teatown Lake Reservation, and I realized I can walk around a lake the same way I did in Vermont, but again in Westchester County. There’s lots of hiking and easy trails. I love the sculpture gardens at PepsiCo. It’s one of the most amazing sculpture gardens I’ve seen. I love downtown Rye, particularly Patisserie Salzburg, that’s where my German background comes through. For restaurants, and I own no stock in any of these, I just love them, there’s

Coriander, a great Indian restaurant on Mamaroneck Avenue in White Plains, Gus’ Franklin Park Restaurant in Harrison, the Rye Roadhouse. And I finally found the perfect bagels.” After much searching? “Yes. I’ve tried every bagel store within a 10-mile radius, I think. One of the things you miss coming from Germany to the U.S. is bread. Germans make the best baked goods in the world, I am convinced of that. But the Bagel Emporium in Armonk, where I get my bagels every Sunday at 6 a.m. or 6:30, has the best bagels that I’ve found.” Note: This interview was edited and condensed for clarity.

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AUGUST 13, 2018

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YOU’RE INVITED TO CELEBRATE — This annual awards program, presented by the Westchester County Business Journal and WAG magazine, recognizing Westchester County doctors and health care professionals who have been judged by a panel of experts to be the best because of their dedication and commitment to improving the lives of people throughout the region.

JOIN US IN HONORING THE AWARD-WINNING DISTINGUISHED DOCTORS AND HEALTH CARE PROFESSIONALS AT A CELEBRATORY EVENT WITH A COCKTAIL RECEPTION AND AWARDS CEREMONY. THE WINNING DOCTORS AND HEALTH CARE PROFESSIONALS WILL BE ANNOUNCED NEXT WEEK.

REGISTER:

westfaironline.com/events

WHEN:

SEPTEMBER 20 5:30 - 7:30 P.M.

FOR MORE INFORMATION OR SPONSORSHIP INQUIRIES, CONTACT: Marcia Pflug at mpflug@wfpromote.com or 203-733-4545 Josephine Biondi at jbiondi@westfairinc.com or 914-358-0757

AN EVENT NOT TO MISS! ALL ARE WELCOME TO ATTTEND. PRESENTING SPONSORS:

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GOLD SPONSORS:

BRONZE SPONSORS:

BENEFITING:

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Facts & Figures BANKRUPTCIES Manhattan 1141 Realty Owner LLC. 9 W. 26 St., New York City. Chapter 11, voluntary. Attorneys: Joseph Corneau, Tracy L. Klestadt and Christopher J Reilly, New York City. Filed: July 21. Case no. 18-12341-smb.

CIGNA Life Insurance Company of New York, et al. Filed by Lloyd Rajcoomar. Action: Employee retirement. Attorney for plaintiff: Bernard Weinreb. Filed: Aug. 3. Case no.7:18-cv-07005-CS. Enhanced Recovery Company LLC, et al. Filed by Age Kola. Action: Fair Debt Collection Act. Attorney for plaintiff: Daniel Harris Kohn. Filed: Aug. 2. Case no. 7:18-cv-06949-VB.

RG Blue Enterprise Inc., 36 W. 47 St., Suite 202, New York City. Chapter 7, voluntary. Attorney: Bruce J. Duke, Matawan. Filed: Aug. 1. Case no. 18-12355-mkv.

EONS Properties LLC. Filed by Pierson Lakes Homeowners Association Inc. Action: Notice of removal. Attorney for plaintiff: Scott David Simon. Filed: Aug. 1. Case no.7:18-cv-06900.

Poughkeepsie

FCA US LLC. Filed by W.S.R., et al. Action: Diversity - personal injury. Attorney for plaintiff: Danielle George. Filed: Aug. 2. Case no.7:18-cv-06961-KMK.

Alexander Phillip LLC, 94 Stewart Ave., Newburgh. Chapter 7, voluntary. Attorney: pro se. Filed: Aug. 1. Case no.18-36289-cgm.

White Plains Robert Porpora Inc., 360 Main St., Armonk. Chapter 7, voluntary. Attorney: Morse Geller, West Hempstead. Filed: July 31. Case no. 18-23183-rdd.

Havana Cafe LLC, et al. Filed by Elpido Paniagua. Action: Fair Labor Standards Act. Attorneys for plaintiff: William Michael Brown and C.K. Lee. Filed: Aug. 6. Case no. 7:18-cv-07038. Jan Realty Corp., et al. Filed by Erie Insurance Co. Action: Diversity - property damage/product liability. Attorney for plaintiff: Kenneth Brian Grear. Filed: Aug. 2. Case no. 7:18-cv-06946-CS.

Sushi Fussion Express Inc., 17 Hilltop Place, Monsey. Chapter 7, voluntary. Attorney: Michael A. Koplen, New City. Filed: July 31. Case no. 18-23180-rdd.

P.D. 33 Street Corp. Filed by the trustees of The National Retirement Fund. Action: Delinquent contributions. Attorney for plaintiff: Jennifer Oh. Filed: Aug. 3. Case no. 7:18-cv07010-VB.

COURT CASES

ShopRite Supermarkets Inc. Filed by Douglas Eherts, et al. Action: Diversity - personal injury. Attorney for plaintiff: Gerald Orseck. Filed: Aug. 6. Case no. 7:18cv-07028.

Bayer AG, et al. Filed by Elliott Co. of Indianapolis Inc. Action: Antitrust litigation (monopolizing trade). Attorneys for plaintiff: Charles J Cooper and Harold S. Reeves. Filed: July 31. Case no. 7:18-cv-06882-VB.

Items appearing in the Westchester County Business Journal’s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken. Questions and comments regarding this section should be directed to: Peter Rubino c/o Westfair Communications Inc. 3 Westchester Park Drive, Suite G7 White Plains, N.Y. 10604-3407 Phone: 694-3600 • Fax: 694-3699

Walmart Supercenter Store No. 2637, et al. Filed by Deon O’Blenis. Action: Diversity - notice of removal. Attorney for plaintiff: N/A. Filed: July 31. Case no.7:18-cv-06877-NSR.

DEEDS Above $1 million 2 West B LLC, Scarsdale. Seller: Omar Wohabe, New York City. Property: 2 Westbank Road, Rye. Amount: $1.3 million. Filed July 30. 2975 Westchester LLC, White Plains. Seller: 572 Main Street Corp., Rye Brook. Property: 2975 Westchester Ave., Harrison. Amount: $24.1 million. Filed Aug. 2.

ON THE RECORD

3 Brothers MPA LLC, Mount Vernon. Seller: Mohamed Hamza, Bronx. Property: 134 Gramatan Ave., Mount Vernon. Amount: $1.2 million. Filed Aug. 3. 61 Davis Avenue Associates LLC, White Plains. Seller: Richard L. Suarez, et al, White Plains. Property: 61 Davis Ave., White Plains. Amount: $3.4 million Filed Aug. 3. 67-69 VCPA LLC, Brooklyn. Seller: 67 Van Cortlandt LLC, Chestnut Ridge. Property: 67-69 Cortlandt Park Ave., Yonkers. Amount: $1.3 million. Filed Aug. 2. 853-855 Mclean LLC, Hopewell Junction. Seller: Ho Joon Kim, et al, Scarsdale. Property: 853/855 McLean Ave., Yonkers. Amount: $1.5 million. Filed Aug. 2. Angarita and Zaw LLC, New York City. Seller: Jeannette Corrigan, Irvington. Property: 7 Cyrus Field Road, Greenburgh. Amount: $1.7 million. Filed July 31. Chamalil Properties LLC, Briarcliff Manor. Seller: Nuo Perlleshi, et al, Tuckahoe. Property: 8 Parkview, Eastchester. Amount: $1.6 million Filed Aug. 1. Hudson City Savings Bank, Salt Lake City, Utah. Seller: Massimo Di Fabio, Purchase. Property: 6 Adams Farm Road, Somers. Amount: $1.3 million. Filed Aug. 3. Jim-Jay Restaurant Inc., New York City. Seller: Emilio’s Castles Inc., Matthews, North Carolina. Property: 1932 Commerce St., Yorktown. Amount: $2 million. Filed Aug. 1.

Below $1 million 138 Mount Vernon LLC, Bronx. Seller: R.V.H. Estates Inc., Hawthorne. Property: 138 Mount Vernon Ave., Mount Vernon. Amount: $875,000. Filed Aug. 3. 271 Veterans Road Realty LLC. Seller: Todd Building Associates Inc., Yorktown Heights. Property: 2158 Crompond Road, Cortlandt. Amount: $632,500. Filed July 30. 44 Morningside Ave LLC, et al, Yonkers. Seller: Giulio Eliseo, et al, Mount Vernon. Property: 10 Broad Street East, Mount Vernon. Amount: $999,500. Filed Aug. 1. 50 Valley Terrace Corp., Yonkers. Seller: Robert McDowell. Property: 50 Valley Terrace, Rye. Amount: $400,000. Filed July 30. 8 Ellsworth Realty LLC, Harrison. Seller: Frank Luciano III, et al, Rye. Property: 8 Ellsworth St., Rye. Amount: $940,000. Filed Aug. 1. 8 Orchard Realty Development LLC, Scarsdale. Seller: Mildred Nelson, New Rochelle. Property: 8 Orchard Place, New Rochelle. Amount: $465,000. Filed July 31. Alesci Realty Management LLC, Maspeth. Seller: 49 ½ Clinton Street Sleepy Hollow LLC, Millbrook. Property: 49 Clinton St., Mount Pleasant. Amount: $605,000. Filed July 31. Arthur Place Holdings LLC, Dobbs Ferry. Seller: Peter F. Murphy, et al, LaGrangeville. Property: 26 Arthur St., Yonkers. Amount: $325,000. Filed July 30.

Quaker Center Estates LLC, Holmdel, New Jersey. Seller: Weinstein House LLC, Scarsdale. Property: 5 Quaker Center, Scarsdale. Amount: $2.5 million. Filed Aug. 2.

BHNVN1 LLC, Bronx. Seller: Irene DeCarvalho, et al, Larchmont. Property: 150 Ridge Ave., Yonkers. Amount: $308,000. Filed Aug. 3.

Ridgeview Apartments LLC, Atlanta, Georgia. Seller: Ridgeview Holdings II LLC, Elmsford. Property: Undercliff Ave., Greenburgh. Amount: $101.3 million. Filed Aug. 3.

Bridge Stone Realty LLC, Hartsdale. Seller: MTGLQ Investors LP, Houston, Texas. Property: 10 S. Lawrence Ave., Greenburgh. Amount: $150,600. Filed July 31.

SRP 2012-5 LLC, Shelton, Connecticut. Seller: Anthony M. Abraham, Carmel. Property: 603 Harrison Ave., Harrison. Amount: $1.2 million. Filed July 30.

Cambium 217 LLC, Larchmont. Seller: Northeast Property Owner Inc., New York City. Property: 10 Byron Place, 304, Mamaroneck. Amount: $773,080. Filed July 30.

U.S. Bank N.A. Seller: Naomi Duker, White Plains. Property: 62 Leicester St., Rye. Amount: $1.2 million. Filed Aug. 2.

Colin Management LLC, Yonkers. Seller: Michael Slivka, et al, Yonkers. Property: 65 Colin St., Yonkers. Amount: $880,000. Filed Aug. 3. Design Builders Group Inc., White Plains. Seller: Charles D’Agostino, Pleasantville. Property: 341 Mount Hope Blvd., Greenburgh. Amount: $376,000. Filed July 31.

GRS Nautilus LLC, South Salem. Seller: The Sagecrest Corp., Sherman, Connecticut. Property: 511 Route 22, North Salem. Amount: $270,000. Filed July 30.

Nationstar Mortgage LLC. Seller: Oscar I. Gomez, et al, White Plains. Property: 292 S. Lexington Ave., White Plains. Amount: $559,277. Filed Aug. 1.

JAB Builders Inc., Mahopac. Seller: Brian Bonsignore, Valhalla. Property: 2475 Hunterbrook Road, Yorktown. Amount: $255,000. Filed July 30.

NCJJ Renovation LLC, Corona. Seller: Citimortgage Inc. Property: 5 Agate Ave., Ossining. Amount: $291,160. Filed Aug. 2.

JOCLO Inc., New York City. Seller: Anthony Lee Gagliardi Jr., et al, New Rochelle. Property: 376 Oxford Road, New Rochelle. Amount: $789,000. Filed Aug. 2. KeyBank N.A., Mount Laurel, New Jersey. Seller: Peter P. Rosato, Yonkers. Property: 35 Fawnridge Drive, Cortlandt. Amount: $263,034. Filed Aug. 3. L.A. Mays Inc., New York City. Seller: City of Yonkers. Property: 124 Beech St., Yonkers. Amount: $17,000. Filed Aug. 3. LaGia Development Realty Corp., Bronx. Seller: Patrick Rosato, Brooklyn. Property: 657 Francis St., Pelham. Amount: $650,000. Filed July 31. Lakeshore Gateway Property LLC, South Salem. Seller: Laura Powers, et al, New York City. Property: 21 Lakeshore Drive, Lewisboro. Amount: $370,000. Filed Aug. 1. Lakeview Loan Servicing LLC, Coral Gables, Florida. Seller: Steven P. Goldenberg, Kew Gardens. Property: 356 S. 10th Ave., Mount Vernon. Amount: $386,683. Filed Aug. 1. Lalland Design and Management Inc., Dobbs Ferry. Seller: Gloria Rosenzweig, Somers. Property: 341B Heritage Hills, Somers. Amount: $320,000. Filed Aug. 3. Lios Realty Inc., Yonkers. Seller: Truman Street Holding Corp., Tarrytown. Property: 1559 Nepperhan Ave., Yonkers. Amount: $125,000. Filed Aug. 2. MTC Capital Holdings LLC, Valhalla. Seller: Jose A. Oreiro, White Plains. Property: 60 Liberty St., White Plains. Amount: $175,000. Filed July 31. Nationstar Mortgage LLC. Seller: Eliot L. Kaplan, White Plains. Property: 3 Belding Ave., Greenburgh. Amount: $459,886. Filed Aug. 3. Nationstar Mortgage LLC. Seller: Jerrice Epps, White Plains. Property: 521 King St., Rye. Amount: $450,832. Filed Aug. 3. Nationstar Mortgage LLC. Seller: Maria-Rose Sammarco, Hackensack, New Jersey. Property: 208 Cleveland Drive, Cortlandt. Amount: $385,216. Filed July 30.

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New Sunrise Enterprises Inc., Bronx. Seller: Lettisha S. Boyd, Mount Vernon. Property: 140 Seventh Avenue North, Mount Vernon. Amount: $325,000. Filed Aug. 1. NY New Beginnings Holdings Inc., Mineola. Seller: Hortena Richmond, Yonkers. Property: 203 Lake Ave., Yonkers. Amount: $100,000. Filed July 31. Promise 371 LLC, Brooklyn. Seller: 5 VCPA Properties LLC, Yonkers. Property: 5 Van Cortlandt Park Ave., Yonkers. Amount: $550,000. Filed Aug. 2. Promise 371 LLC, Brooklyn. Seller: 619 Properties LLC, Yonkers. Property: 18 Stewart Place, Yonkers. Amount: $365,000. Filed Aug. 3. Promise 371 LLC, Brooklyn. Seller: BVA 290 Properties LLC, Yonkers. Property: 220 Buena Vista Ave., Yonkers. Amount: $250,000. Filed Aug. 2. Promise 371 LLC, Brooklyn. Seller: Eagle Globe and Anchor 290 Properties LLC, Yonkers. Property: 179 Elm St., Yonkers. Amount: $275,000. Filed Aug. 2. Promise 371 LLC, Brooklyn. Seller: Eagle Globe and Anchor Properties LLC, Yonkers. Property: 126 Oliver St., Yonkers. Amount: $275,000. Filed Aug. 2. Promise 371 LLC, Brooklyn. Seller: Jackson Street Properties LLC, Yonkers. Property: 43 Jackson, Yonkers. Amount: $550,000. Filed Aug, 1. Promise 371 LLC, Brooklyn. Seller: Maple 290 Properties LLC, Yonkers. Property: 80 Maple St., Yonkers. Amount: $425,000. Filed Aug. 2. Promise 371 LLC, Brooklyn. Seller: Miramar 290 Properties LLC, Yonkers. Property: 50 Victor St., Yonkers. Amount: $275,000. Filed July 31. Redi Renovations LLC, Yonkers. Seller: City of Yonkers. Property: 79 Marshall Road, Yonkers. Amount: $8,500. Filed Aug. 3. Redi Renovations LLC, Yonkers. Seller: City of Yonkers. Property: 101 Hillside Ave., Yonkers. Amount: $54,000. Filed Aug. 3.

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Good Things Happening

The ALS Ice Bucket Challenge took place Aug. 4 at Empire City Casino in Yonkers. Photo by Jelena Gerga.

COOLING OFF WHILE FIGHTING ALS What do you get when you put about 1,300 pounds of ice into 200 big orange buckets, pour in lots of water and then have a group of enthusiastic volunteers dump the buckets on their heads? Aside from a temporary respite from the heat for the volunteers, you get a successful event calling attention to the fight against ALS and helping raise funds to combat the disease. On Aug. 4, the city of Yonkers hosted the annual ALS Ice Bucket Challenge at Empire City Casino. The fundraiser was created by Yonkers native Pat Quinn, Anthony Senerchia of Pelham and Quinn’s friend Peter Frates.

Quinn was diagnosed with ALS, also known as Lou Gehrig’s Disease, more than five years ago. Taryn Duffy, director of public affairs for Empire City Casino, said, “We’re honored to be part of the fight against ALS and will continue to support the Ice Bucket Challenge every August until (there is) a cure.” “Today doesn’t happen without the support of our Mayor Mike Spano and his staff, Yonkers city council members and our generous host Empire City Casino. ALS has no cure. We must continue to rally around this cause until people are living with ALS, not just dying from it,” Quinn said.

GREENBURGH PBA STAGES A CIRCUS

Volunteer magician Ben Lipman with new friend Nicholas at the PBA circus.

The Greenburgh Police Benevolent Association (PBA) staged a circus at the White Plains campus of the John A. Coleman School. Students were dazzled with magic tricks and illusions and were thrilled by juggling and other feats. “The circus is a beloved tradition in our Coleman community that our students and staff look forward to every year,” said Maureen Tomkiel, executive director of the school, which offers early childhood and special education services in center-based and community settings to children from more than 40 school districts in Westchester, Putnam and the Bronx. After the performance, members of the PBA visited the children in their classrooms and handed out ice pops, T-shirts and police officer action figures. Greenburgh Police Detective Ed DeVito, vice president of the PBA, said, “every year I think how I can make their day special, make a difference and see these amazing children smile, but (they) make a difference in me and make me smile.”

From left: Westchester County Executive George Latimer; Albert Annunziata; Vincent Mutarelli; Ben Boykin, chairman of the Westchester County Board of Legislators; Steven Otis, New York state assemblyman.

SHORE HONORS FOUNDER AND OTHERS The nonprofit Sheltering the Homeless is Our Responsibility, also known as SHORE, held its Annual Mid-Summer Dinner and Auction at the Orienta Beach Club in Mamaroneck. An awards ceremony honored Pierre Poux who was SHORE’s founder, Albert Annunziata, executive director of the Building & Realty Institute (BRI) and Vincent Mutarelli, the BRI’s board president. Annunziata has supported nonprofit housing and community development efforts through BRI’s foun-

STATE DEPARTMENT SCHOLARSHIPS FOR PACE STUDENTS Three Pace University students will study overseas thanks to the Benjamin A. Gilman Scholarship Program funded by the U.S. Department of State. The program is named after the late congressman from New York. Since the program’s establishment in 2001, about 1,300 U.S. institutions have sent more than 25,000 Gilman scholars to 145 countries around the globe. Pace students receiving 2018 scholarships are sophomore Hansali Tavarez who will study in Vietnam, senior

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Brandon Morales who will study at Hong Kong Baptist University and senior Madison Olavarria who will study at Korea University in South Korea. Barry L. Stinson, Pace University’s assistant vice president of international programs, said, “The heart of the Gilman award is about diversity – in terms of the students who are going abroad as well as their destinations. Our Pace awardees exemplify both, and we are so proud of their accomplishments.”

SASTOW CHAIRS UJA DIVISION

Information for these features has been submitted by the subjects or their delegates.

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dation. Mutarelli serves on the board of directors of the Housing Action Council. He is known for his volunteer efforts with the groups Feeding Westchester and Junior Achievement of Westchester. BRI is one the largest construction, development and real estate-related industry trade associations in New York state. Founded in 1946, it now has more than 1,500 members, primarily in the Westchester/Mid-Hudson Valley region.

Gary Sastow of Scarsdale has been named chair of UJA-Federation of New York’s Westchester Business and Professional Division (WBPD), joining Debra Abrahams Weiner of White Plains for the second year of her term. He is replacing Ben Blumberg of Larchmont, whose term ended on June 30. Sastow is a partner at the firm of Brown, Gaujean, Kraus & Sastow PLLC and has been practicing law for more than 25 years. Weiner is senior vice president/investments at The Weiner Wealth Management Group of Stifel. The WBPD helps support the UJA-Federation by bringing together individuals with shared interest, values, and purpose at various events and activities throughout the year such as luncheons and briefings on world issues affecting Israel.


Amy Crabtree holding her dog, Zinfandel (Zin for short).

Volunteer worker Margaret Marcogliese of Mount Kisco in front of the Twigs Thriftee Thrift Shop.

FOUNDATION ANNOUNCES EVENT AT KITTLE HOUSE

TWIGS DONATES $80K TO HOSPITAL

The Amy Marie Crabtree Foundation has announced it will hold this year’s Barbecue Picnic on the Lawn at Crabtree’s Kittle House on Aug. 26 from 3 to 7 p.m. The foundation is named for John Crabtree’s wife, Amy, who passed away in 2009 after battling brain cancer. The Glioblastoma Multiforme that took her life is the same type of cancer found in U.S. Sen. John McCain and which took the life of U.S. Sen. Edward Kennedy. The mortality rate from the disease is

approximately 95 percent. As has been its practice, the foundation plans to present donations to four local nonprofits which have made noteworthy contributions in the fields cancer research, women’s welfare, child welfare and abused animal welfare. Each must represent a cause which Amy Crabtree supported during her lifetime. More information at 914-666-8044 or teamamyfoundation.org.

SMITH JOINS NY-P MEDICAL GROUP Karimah Smith, assistant professor of obstetrics and gynecology at Columbia University Medical Center, has joined the New York-Presbyterian Medical Group Westchester’s Scarsdale office and is affiliated with NY-P Lawrence Hospital. She is board certified in obstetrics and gynecology. She earned her medical degree from Temple Uni-

versity Medical School in Philadelphia and completed her residency Rutgers-Robert Wood Johnson Medical School in New Jersey. Smith most recently worked for an ob/gyn private group practice and as an emergency room physician in Florida.

NEW BOARD MEMBERS AT TOMPKINS MAHOPAC BANK

Kevin J. Plunkett

Ita M. Rahilly

Tompkins Mahopac Bank has announced the election of two independent members to its board of directors. They are former Deputy Westchester County Executive Kevin J. Plunkett and Ita M. Rahilly, a CPA. Plunkett is director of strategic initiatives for Simone Development Cos. He was an attorney with Plunkett & Jaffee and then joined the international law firm Thacher Proffitt & Wood LLP. Plunkett then joined DelBelllo Donnellan Weingarten Wise & Wiederkehr as a partner at the regional law firm in White Plains. Rahilly is a partner in the tax division of RBT CPAs, LLP, a public accounting firm with offices in Newburgh, Wurtsburo and Poughkeepsie. She has more than 25 years of accounting experience. She also is a long-time member of the bank’s business development board. “Talented and insightful people like Kevin and Ita strengthen TMB’s board and its continuing aim to direct the company in meaningful and effective directions that benefit the bank and its mission to support people and businesses in the communities it serves,” bank President and CEO Gerald J. Klein Jr. said.

Northern Westchester Hospital has received $80,000 from The Twigs of Northern Westchester, an all-volunteer nonprofit dedicated to supporting the hospital and providing comfort items to its patients. The money was raised from sales at the Twigs Thriftree Thrift Shop at 449 Lexington Ave. in Mount Kisco. It will help fund art therapy, cancer patient health and wellness, caregiver support and community health. “Twigs is dedicated to supporting NWH and its affiliate programs by donating all net proceeds from

shop sales and fundraisers,” said Twigs volunteer President Linda Sharp. Twigs volunteers donated 6,725 hours in the previous 12 months working in the shop or crafting comfort items. When it was founded in 1945, members held teas, bridge parties and harvest festivals in support of the hospital. Twigs has increased its fundraising through operation of its Twigs Thriftree Thrift Shop. Over the course of almost 75 years of continuous service, Twigs has donated more than $3.5 million to the hospital.

YONKERS STUDENTS ASK THE SCIENTISTS About 180 Yonkers Middle School students visited Sarah Lawrence College on July 25 to take part in the Ask the Scientist program which invites youngsters to quiz scientists on their research and careers. Sarah Lawrence professor Linwood Lewis told the students that his dreams of becoming a doctor came to an end in college when he didn’t do so well in his first chemistry class. But that didn’t deter him from becoming a scientist. His love for psychology led to a career in the social sciences instead, he told the Yonkers students.

Lewis was one of four panelists. The students had spent a month at the Center for the Urban River at Beczak (CURB) on the Hudson River in Yonkers. Sarah Lawrence has a research field station there. Students conducted hands-on marine biology research – testing water samples, collecting sediment, and catching and releasing fish and other river inhabitants. Elisa Caref, director of education at CURB, advised the students that scientists come from all walks of life and disciplines. “Scientists look like you and me,’’ she said.

HOSPITALS RECOGNIZED FOR STROKE CARE For the thirteenth year in a row, White Plains Hospital has been recognized with the American Heart Association/American Stroke Association’s Get With The Guidelines-Stroke Gold Plus Quality Achievement Award. This award recognizes the hospital’s success in ensuring that stroke patients receive the most appropriate treatment according to nationally recognized, research-based guidelines based on the latest scientific evidence. White Plains Hospital also made the association’s Target: Stroke Elite Honor Roll for meeting stroke quality measures that reduce the time between a pa-

tient’s arrival at the hospital and treatment with the clot-buster tissue plasminogen activator, or tPA, the only drug approved by the U.S. Food and Drug Administration to treat ischemic stroke. Phelps Hospital in Sleepy Hollow announced that it has received the award and been put on the honor roll. Stroke is the No. 5 cause of death and a leading cause of adult disability in the U.S. On average, someone in the U.S. suffers a stroke every 40 seconds and nearly 795,000 people suffer a new or recurrent stroke each year.

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Facts & Figures The Kloset Genie Inc., Yonkers. Seller: HSBC Bank USA N.A. Property: 306 Somerville Place, Yonkers. Amount: $192,500. Filed Aug. 2. U.S. Bank N.A. Seller: Lawrence E. Schiro, Yonkers. Property: 139 Morningside Place, Yonkers. Amount: $449,054. Filed July 31. U.S. Bank N.A. Seller: Leticia Arzu, Mount Vernon. Property: 33 Laurel Road, Pound Ridge. Amount: $612,480. Filed Aug. 3. Vernon Vends LLC, Uniondale. Seller: Morris Goldberg, et al, Yonkers. Property: 21 Ashton Road, Yonkers. Amount: $390,000. Filed July 31. VMB Capital Group LLC, Yorktown Heights. Seller: Wells Fargo Bank N.A. Property: 96 N. Moger Ave., Mount Kisco. Amount: $171,926. Filed Aug. 1.

FORECLOSURES Buchanan, 264 White St. Single-family residence; lot size: 50 x 84. Plaintiff: Citimortgage Inc. Plaintiff’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 585-546-6448; 28 E. Main St., Suite 1700, Rochester. Defendant: David Williams. Referee: Robyn Lefcourt. Sale: Aug. 21, 10 a.m. Approximate lien: $375,256. Mount Vernon, 30 Claremont Place. Three-family residence; lot size: .12 acres. Plaintiff: Wilmington Savings Fund Society. Plaintiff’s attorney: Gross Polowy LLC, 716-204-1700; 1775 Wehrle Drive, Williamsville. Defendant: Carol Livingston. Referee: Joseph Maria. Sale: Aug. 14, 9 a.m. Approximate lien: $240,488.47. New Rochelle, 33-3 Franklin Ave. No description available. Plaintiff: Federal National Mortgage Association. Plaintiff’s attorney: David A Gallo & Associates, 516-5835330; 99 Powerhouse Road, Roslyn Heights. Defendant: Monica Hilton. Referee: Bual Jani. Sale: Aug. 13, 2 p.m. Approximate lien: $676,378.20. New Rochelle, 184 Mount Joy Place. Single-family residence; lot size: .16 acres. Plaintiff: JPMorgan Chase Bank NA. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-7591835; 175 Mile Crossing Blvd., Rochester. Defendant: Matthew Varughese. Referee: Richard Fontana. Sale: Aug. 21, 9:30 a.m. Approximate lien: $686,266. Ossining, 21 Overton Road. Single-family residence; lot size: .39 acres. Plaintiff: HSBC Bank USA National Association. Plaintiff’s attorney: Gross Polowy LLC, 716204-1700; 1775 Wehrle Drive, Williamsville. Defendant: Juan Garcia. Referee: Sanjay Bhatt. Sale: Aug. 21, 11:30 a.m. Approximate lien: $864,917.

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Rye, 16 York Ave. Single-family residence; lot size: .07 acres. Plaintiff: Suntrust Mortgage Inc. Plaintiff’s attorney: Berkman, Henoch, Peterson & Peddy, 516-222-6200; 100 Garden City Plaza, Garden City. Defendant: Jonathan Watnick. Referee: Melanie Finkel. Sale: Aug. 16, 10 a.m. Approximate lien: N/A.

Jag Contracting, Pelham. $31,108 in favor of Windowrama Enterprises Inc., Edgewood. Filed July 31.

West Harrison, 2 Pine St. Two-family residence; lot size: 50 x 115. Plaintiff: Citimortgage Inc. Plaintiff’s attorney: Frenkel, Lambert, Weiss, Weisman & Gordon, 631-969-3100; 53 Gibson St., Bay Shore. Defendant: Edgar Lemus. Referee: Joseph Goubeaud. Sale: Aug. 22, 9:30 a.m. Approximate lien: $845,183.

Nicholas Stanley Paving, Dalton, Texas. $17,051 in favor of Peckham Industries Inc., White Plains. Filed July 30.

Yonkers, 94 Bruce Ave. Three-family residence; lot size: .11 acres. Plaintiff: Bank of America NA. Plaintiff’s attorney: Davidson, Fink, Cook, Kelly & Galbraith, 585546-6448; East Main Street, Suite 1700, Rochester. Defendant: Ahmed Zubair. Referee: Michael Friedman. Sale: Aug. 20, 9:30 a.m. Approximate lien: $759,116. Yorktown Heights, 3330 Nutly Circle. Single-family residence; lot size: .44 acres. Plaintiff: Deutsche Bank National Trust Co. Plaintiff’s attorney: Shapiro, DiCaro & Barak, 877-759-1835; 175 Mile Crossing Blvd., Rochester. Defendant: Fausto Becerra. Referee: Arlene Gold Wexler. Sale: Aug. 16, 9:15 a.m. Approximate lien: $492,682.

JUDGMENTS Baldanza at the Post LLC, Bedford. $11,935 in favor of Riviera Produce Corp., Englewood, New Jersey. Filed Aug. 3. Belmont Ventures LLC, Sherman Oaks, California. $41,649 in favor of Sprague Operating Resources LLC, Harrison. Filed July 27. Clinton Associates LLC, Sherman Oaks, California. $22,161 in favor of Sprague Operating Resourcs LLC, Harrison. Filed July 27. E Hartsdale Shop LLC, Hartsdale. $3,819 in favor of Agri Exotic Trading Inc., Clifton, New Jersey. Filed Aug. 2. Highpoint Associates V LLC, Sherman Oaks, California. $12,726 in favor of Sprague Operating Resources LLC, Harrison. Filed July 30. Highpoint Associates X LLC, Sherman Oaks, California. $12,473 in favor of Sprague Operating Resources LLC, Harrison. Filed July 30. Highpoint Associates XII LLC, Sherman Oaks, California. $21,116 in favor of Sprague Operating Resources LLC, Harrison. Filed July 30.

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Newport Partners LLC, Sherman Oaks, California. $13,073 in favor of Sprague Operating Resources LLC, Harrison. Filed July 30.

Nylo Nyack LLC, Nyack. $211,572 in favor of Belfor USA Group Inc., North White Plains. Filed July 30. Pizza in the Square Inc., Yonkers. $7,668 in favor of US Foods Inc., Norwich, Connecticut. Filed Aug. 2. Rockwells Pelham LLC, as owner. $11,173 in favor of Ascend Hire LLC, New York City. Filed July 27. Stratis Corp., Thornwood. $80,519 in favor of US Foods Inc., Norwich, Connecticut. Filed Aug. 2. W and W Convenience Store, Bronx. $33,394 in favor of 3824-3826 White Plains Road LLC, Briarcliff Manor. Filed Aug. 2.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. 2 Topland Road LLC, et al. Filed by Natale Tursi, et al. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 2 Topland Road, Greenburgh 10530. Filed April 16. Butcher, George H. III, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $250,000 affecting property located at 310 Oxford Road, New Rochelle 10804. Filed April 16. Coffey, Maryann, et al. Filed by PHH Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $290,431 affecting property located at 246 Maple Brook Court, Yorktown Heights 10598. Filed April 16. Debarry, Paul L., et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $368,000 affecting property located at 67 Skymeadow Place, Elmsford 10523. Filed April 16. Gentile, Joseph Jr., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 9 Barnard Road, Armonk 10504. Filed April 16.

Parra, Lupe, et al. Filed by Americana Bank. Action: seeks to foreclose on a mortgage to secure $540,000 affecting property located at 12 Oak St., Harrison. Filed April 16.

Sole Proprietorships

Mechanic’s Liens

Coco Taxi Service, 235 S. Lexington Ave., Apt. 7K, White Plains10606, c/o Jose Contreras. Filed Feb. 27.

AAC Cross County Mall LLC, as owner. $11,586 as claimed by Sunbelt Rentals Inc. Property: in Yonkers. Filed Aug. 6. AMS Builders LLC, as owner. $13,200 as claimed by Alpine Air Heating and Air Conditioning LLC, Florida. Property: in Mount Pleasant. Filed Aug. 3. Avalon Bay Communities Inc., as owner. $43,323 as claimed by Safeway Services LLC, Canton, Maine. Property: in Mamaroneck. Filed Aug. 3. Baywood Hotels Inc., as owner. $54,009 as claimed by All Pro Flooring Inc. Property: in Greenburgh. Filed Aug. 2. Boyce Thompson Center LLC, as owner. $5,375 Mechanical Installation Corp., Bronx. Property: in Yonkers. Filed July 27. Hy2 Taxter LLC, as owner. $138,991 as claimed by Scully Construction LLC, North White Plains. Property: in Greenburgh. Filed Aug. 2. Kleiner, Michael, as owner. $23,612 as claimed by Trevor Spearman RA. Property: in New Rochelle. Filed Aug. 2. Washington Ave Lofts LLC, as owner. $12,000 as claimed by Double R Installation Inc., North Falls, Virginia. Property: in Mount Pleasant. Filed Aug. 1.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Partnerships 7-Up Partners, 75 S. Riverside Ave., Croton 10520, c/o Robert J. Hilpert and Robert W. Pickert Jr. Filed Feb. 26. Post and Rail Management Co., 75 S. Riverside Ave., Croton-on-Hudson 10520, c/o Beth P. Hilpert and Robert J. Hilpert. Filed Feb. 26.

Activist Art, 325 Old Army Road, Scarsdale 10583, c/o Susan Jane Perko. Filed Feb. 27.

Consult-Ant Tutoring, 20 Daisy Drive, Lake Lincolndale 10541, c/o Anthony W. Aloi. Filed Feb. 27. D and R Entirety, 91 N. Kensico Ave., Apt. 1i, White Plains 10604, c/o Latisha Dawkins. Filed Feb. 27. Enchanted Gardens Landscape Design and Construction, 768 Armonk Road, Mount Kisco 10549, c/o Cezary Czekierdowski. Filed Feb. 26. Esteam, 309 N. Broadway, Apt. 4B, Yonkers 10701, c/o Ayana Thomas. Filed Feb. 27. G and C Mechanic, 31 Bush Ave., Port Chester 10573, c/o Juan C. Marin Santamaria. Filed Feb. 26. G’s Sweet Shop, 30 Cottage Place, Tarrytown 10591, c/o Gricel Vettese. Filed Feb. 26. Liamgraphics, 156 S. Broadway, Yonkers 10701, c/o Justin S. Julbe. Filed Feb. 27. Life Thru Hoops, 70 Croton Ave., Ossining 10562, c/o Albert David Boykin, III. Filed Feb. 26. Macs Auto, 3601 Strang Blvd., Apt. A, Yorktown Heights 10598, c/o Mack Akwasi Duodu. Filed Feb. 27. Margarita’s Restaurant Lounge, 332 S. Broadway, Yonkers 10705, c/o Alfonso Arias. Filed Feb. 28. Mary Lee Nail Salon, 414 Elwood Ave., Store No. 2, Hawthorne 10532, c/o Patricio Hidrovo. Filed Feb. 27. Ruth’s House Cleaning, 260 N. Washington St., Apt. 3S, Sleepy Hollow 10591, c/o Ruth C. Urgiles. Filed Feb. 27. Sabores de Mexico, 210 Saw Mill River Road, Elmsford 10523, c/o Jesus Aguilar. Filed Feb. 28. SER Mobile Bumper Refinish, 6 Albro Lane, White Plains 10603, c/o Elvis De La Rosa. Filed Feb. 26. The Client Bridge, 9 Lafayette Ave., Ossining 10562, c/o Philip A. Hess. Filed Feb. 28. Trikiliki Media, 236 Madison Ave., Port Chester 10573, c/o Richard Pimentel. Filed Feb. 27.

PATENTS Asymmetric data decompression systems. Patent no. 10,045,018 issued to James J. Fallon, Armonk, New York; Stephen J. McErlain, Astoria, New York. Assigned to International Business Machines Corp., Armonk. Dynamic video image management. Patent no. 10,044,981 issued to Ilse M. Breedvelt-Schouten, Manotick, Canada; Jana H. Jenkins, Raleigh, North Carolina; Jeffrey A. Kusnitz, Campbell, California; and John A. Lyons, Ottawa, Canada. Assigned to International Business Machines Corp., Armonk. Fabricating cooled electronic system with liquid-cooled cold plate and thermal spreader. Patent no. 10,045,463 issued to Timothy J. Chainer, Putnam Valley, New York; David P. Graybill, Staatsburg, New York; Madhusudan K. Iyengar, Foster City, California; Vinod Kamath, Raleigh, North Carolina; Bejoy J. Kochuparambil, Apex, North Carolina; Roger R. Schmidt Schmidt, Pougkeepsie, New York; and Mark E. Steinke, Durham, North Carolina. Assigned to International Business Machines Corp., Armonk. Heat pipe and vapor chamber heat dissipation. Patent no. 10,045,464 issued to Xiaojin Wei and Allan C. VanDeventer, Poughkeepsie, New York. Assigned to International Business Machines Corp., Armonk. Load balancing traffic in a MPLS network. Patent no. 10,045,247 issued to Lionel Denecheau, La Colle sur Loup, France; Ludovic Hazard, Tourrettes sur Loup, France; and Stephen Sauer, La Defense, France. Assigned to International Business Machines Corp., Armonk. Mitigation of warping of electronic components. Patent no. 10,045,437 issued to Sarah K. Czaplewski, Rochester, Minnesota; Joseph Kuczynski, North Port, Florida.; Kevin M. O’Connell, Rochester, Minnesota; Chelsie M. Peterson, Dexter, Minnesota; Mark D. Plucinski, Toms River, New Jersey; and Timothy J. Tofil, Rochester, Minnesota. Assigned to International Business Machines Corp., Armonk. Sound detection and identification. Patent no. 10,045,143 issued to Dominic L. DeMarco, Hyde Park, New York; Thomas D. Fitzsimmons, Lancaster, Pennsylvania; Troy A. Flagg, Hyde Park, New York; and Ryan P. Golden, Hyde Park, New York. Assigned to International Business Machines Corp., Armonk. System for maintaining the environment of a self-cooled data storage library. Patent no. 10,045,457 issued to Jose G. Miranda Gavillan, Brian G. Goodman and Kenny Nian Gan Qiu, Tucson, Arizona. Assigned to International Business Machines Corp., Armonk.


Facts & Figures Targeting notifications intended for drivers to a trusted automobile passenger. Patent no. 10,045,157 issued to Lisa Seacat DeLuca, Baltimore, Maryland; and Jeremy Adam Greenberger, Raleigh, North Carolina. Assigned to International Business Machines Corp., Armonk. Virtual switch-based congestion control for multiple TCP flows. Patent no. 10,045,252 issued to Kanak B. Agarwal, Austin, Texas; John Carter, Austin, Texas; Wesley M. Felter, Austin, Texas; Yu Gu, Cedar Park, Texas; Eric J. Rozner, Austin, Texas; Keqiang He, Madison, Wisconsin. Assigned to International Business Machines Corp., Armonk.

HUDSON VALLEY BUILDING LOANS Above $1 million ACP Monroe Associates LLC, New York City, as owner. Lender: Columbia Bank, Fair Lawn, New Jersey. Property: 475 Route 17M, Monroe 10950. Amount: $2.5 million. Filed Aug. 3. Beacon 226 Main St LLC, as owner. Lender: Walden Savings Bank. Property: in Beacon. Amount: $2.1 million. Filed July 31. Schunnemunk Estates Holdings LLC, Monroe, as owner. Lender: Northeast Community Bank, White Plains. Property: 10 Mordche Scher Blvd., Monroe 10950. Amount: $6.5 million. Filed July 31.

Below $1 million

Ford, Christopher, et al, Sloatsburg, as owner. Lender: County of Orange Office of Community Development, Goshen. Property: 36 Railroad Circle, Port Jervis. Amount: $20,000. Filed Aug. 3. Gerace, John, Goshen, as owner. Orange Bank and Trust Co., Middletown. Property: 360 W. Main St., Goshen 10924. Amount: $225,000. Filed Aug. 2. Lanwin Forest Ridge LLC, Hopewell, New Jersey, as owner. Lender: Manna Dells LLC, Vero Beach, Florida. Property: 25 Copper Rock Road, Newburgh. Amount: $335,062. Filed July 27. Lanwin Forest Ridge LLC, Hopewell, New Jersey, as owner. Lender: Manna Dells LLC, Vero Beach, Florida. Property: 42 Copper Rock Road, Newburgh. Amount: $348,675. Filed July 27. Lanwin Forest Ridge LLC, Hopewell, New Jersey, as owner. Lender: Manna Dells LLC, Vero Beach, Florida. Property: 32 Copper Rock Road, Newburgh. Amount: $338,925. Filed Aug. 6. Majeed, Rafiq A., Newburgh, as owner. Lender: County of Orange Office of Community Development, Goshen. Property: 243 Third St., Newburgh. Amount: $119,000. Filed July 27. Sheafe Woods Realty LLC, as owner. Lender: PCSB Bank. Property: in Wappinger. Amount: $178,000. Filed Aug. 6. South Street Operations LLC, Cold Spring, as owner. Lender: Loan Funder LLC Series 4004, New York City. Property: in Nelsonville. Amount: $138,000. Filed July 20. Veronica Heights LLC, et al, Newburgh, as owner. Lender: Rhinebeck Bank, Poughkeepsie. Property: 38 Liberty St., Newburgh. Amount: $193,200. Filed July 31.

DEEDS

Slopeline LLC, Poughkeepsie. Seller: BMR Funding LLC, Greenwich, Connecticut. Property: in Philipstown and Fishkill. Amount: $12 million. Filed July 19.

Beyaert Farm Inc., North Salem. Seller: Janice Strassburg, Brewster. Property: 78 Ives Farm Road, Brewster 10509. Amount: $438,400. Filed July 19.

Federal National Mortgage Association. Seller: Warren E. Howard, et al, Wallkill. Property: 17 Buena Vista Ave., Wallkill. Amount: $218,338. Filed Aug. 1.

Sybil Realty LLC, Carmel. Seller: Frederick Adams Jr., et al, Carmel. Property: in Kent. Amount: $1.3 million. Filed July 31.

CAK Properties LLC, Goshen. Seller: Mary-Gray Griffith, Goshen. Property: in Goshen. Amount: $331,250. Filed Aug. 3.

Flippin Crazy LLC, Kingston. Seller: Michael J. Burns, Kingston. Property: in Kingston. Amount: $74,000. Filed Aug. 2.

Below $1 million

Cerone Enterprises Inc., Walden. Seller: Twin Ponds Development LLC, Newburgh. Property: in Newburgh. Amount: $65,000. Filed July 30.

Flippin Crazy LLC, Kingston. Seller: PennyMac Corp., Moorpark, California. Property: 49 Lainey Lane, Kingston 12401. Amount: $175,000. Filed Aug. 2.

Dan LG Holdings LLC, Brooklyn. Seller: James J. Jarose, et al, Middletown. Property: 94 Prospect Ave., Middletown. Amount: $125,000. Filed Aug. 2.

Generation MAHH Corp., Brooklyn. Seller: Stacey Kinnamon, et al, New York City. Property: in Washington. Amount: $875,000. Filed Aug. 1.

Deutsche Bank National Trust Co. Seller: Michele L. Bermel, Chappaqua. Property: 91 N. Brewster Road, Brewster 10509. Amount: $730,058. Filed July 30.

GM Management of NY Inc., Putnam Valley. Seller: Wells Fargo Bank N.A. Property: 61 Peckslip Road, Carmel 10512. Amount: $119,126. Filed July 24.

Deutsche Bank National Trust Co. Seller: Stewart P. Glenn, Newburgh. Property: 58 Forest Hill Road, Fort Montgomery 10922. Amount: $483,315. Filed July 30.

God Score Properties Inc., Monroe. Seller: Deutsche Bank National Trust Co. Property: 16 Sagamore Drive, Otisville 10963. Amount: $117,000. Filed July 30.

Diamond Ridge Partners LLC, White Plains. Seller: Joseph A. Ruggiero, Chappaqua. Property: 32 Ticonderoga Road, Carmel 10512. Amount: $93,000. Filed July 27.

Haight Hill Partners LLC, Clinton Corners. Seller: Stephen G. Ashton, Stanfordville. Property: 189 Haight Hill Road, Stanford. Amount: $130,000. Filed Aug. 3.

Drumm Realty Corp., New Windsor. Seller: Gladys Figueroa, Plattekill. Property: in Newburgh. Amount: $150,000. Filed Aug. 2.

Hudson River Housing Inc., Poughkeepsie. Seller: Wajeha A. Sahawneh, Poughkeepsie. Property: in Poughkeepsie. Amount: $40,000. Filed Aug. 3.

1286 LLC, Briarcliff Manor. Seller: Bruce Gardom, et al, Milan. Property: 76 E. Lake Road, Red Hook. Amount: $825,000. Filed Aug. 3. 17M Goldstar LLC, Monroe. Seller: Flyx Realty LLC, Chester. Property: in Chester. Amount: $620,000. Filed July 30. 19 Jimal Drive LLC, Monsey. Seller: State of New York Mortgage Agency, New York City. Property: 1300 Union Ave., Newburgh 12550. Amount: $148,000. Filed Aug. 1. 20185WY-40 LLC, Cheyenne, Wyoming. Seller: Gold Score Properties Inc., Monroe. Property: 16 Sagamore Drive, Otisville 10963. Amount: $145,000. Filed July 30. 20185WY-40 LLC, Cheyenne, Wyoming. Seller: Northern Enterprise NY LLC, Highland Mills. Property: 19 High St., Unionville. Amount: $80,000. Filed July 30. 25 Mount Hope Realty LLC, Otisville. Seller: Anthony M. Scozzafava Jr., Middletown. Property: 25 Schobi St., Otisville 10963. Amount: $150,000. Filed July 31. 446 Washington Avenue LLC, Beacon. Seller: Rina Shuman, Beacon. Property: in Beacon. Amount: $151,000. Filed Aug. 3. 46 Elmendorf LLC, Accord. Seller: Grace M. Ellsworth, et al, Kingston. Property: in Kingston. Amount: $68,500. Filed July 30.

Advantage Capital LLC, as owner. Lender: Hilltop West Holding Corp. Property: in LaGrange. Amount: $225,000. Filed Aug. 1.

Above $1 million

495 Schutt Rd LLC, Central Valley. Seller: Wallkill Office LLC, Mountainville. Property: 495 Schutt Road Extension, Middletown 10940. Amount: $350,000. Filed Aug. 3.

APB Custom Inc., Warwick, as owner. Lender: Libertyville Capital Group II LLC, Montgomery. Property: 32 Schefflers Road, Westtown. Amount: $245,000. Filed Aug. 6.

5 Simmons Street LLC, Kingston. Seller: Scansa Realty Corp., Brooklyn. Property: 5 Simmons St., Saugerties 12477. Amount: $1.4 million. Filed Aug. 1.

Abode Home LLC, Beacon. Seller: William DeCarlo, Beacon. Property: in Beacon. Amount: $150,000. Filed Aug. 3.

AR Hudson Valley Properties LLC, as owner. Lender: Patch of Land Lending LLC. Property: in Poughkeepsie. Amount: $146,500. Filed Aug. 3.

LAJ Beacon LLC, New York City. Seller: Jeffrey Rothschild, Pawling. Property: in Beacon. Amount: $1.2 million. Filed July 31.

AlanLinda LLC, Stone Ridge. Seller: Friends and Family Realty Inc., Accord. Property: in Rochester. Amount: $250,000. Filed July 27.

Organic Natural Food LLC, Flushing. Seller: Arlette Johnson, Downingtown, Pennsylvania. Property: 29 Trestle Tree Lane, Chester 10918. Amount: $1.1 million. Filed Aug. 2.

Bank of America N.A. Seller: Judith L. Lubinsky, Goshen. Property: 32 Wedgewood Lane, Middletown 10940. Amount: $470,937. Filed Aug. 1.

Fino, Anthony Michael, Highland, as owner. Lender: Wallkill Valley Federal Savings and Loan Association, Walden. Property: 27 Frank Fino Drive, Plattekill. Amount: $221,000. Filed July 31.

Elite Management LLC, Brooklyn. Seller: Richard Parete, Accord. Property: 132 Center St., Ellenville 12428. Amount: $50,000. Filed Aug. 1. Empire Heliport LLC, New Windsor. Seller: town of New Windsor. Property: in New Windsor. Amount: $165,000. Filed Aug. 3. EXR LLC, Suffern. Seller: Bayview Loan Servicing LLC, Coral Gables, Florida. Property: 4 Old Road, Cuddebackville 12729. Amount: $6,000. Filed July 31. Federal National Mortgage Association. Seller: Bruce M. Levine, Montebello. Property: 6 Wynthrop Manor Drive, Goshen 10924. Amount: $637,155. Filed July 30. Federal National Mortgage Association. Seller: Danielle Slinsky, et al, Ellenville. Property: in Ellenville. Amount: $115,625. Filed Aug. 2. Federal National Mortgage Association. Seller: Jeffrey Albanese, Goshen. Property: 249 Ridge Road, Highland Mills 10930. Amount: $490,847. Filed Aug. 3.

Hudson Valley Builder and Developer LLC, Monsey. Seller: Leonidas Vlamis, New Paltz. Property: in Lloyd. Amount: $325,000. Filed July 30. Ilahi Properties LLC, Pine Bush. Seller: Renee’ Ann Philipps, Pompton Lakes, New Jersey. Property: in Shawangunk. Amount: $115,000. Filed July 30. Industrial House LLC, Newburgh. Seller: The City of Newburgh, Newburgh. Property: 47 Lander St., Newburgh. Amount: $42,000. Filed July 30. JPMorgan Chase Bank N.A. Seller: Judith L. Lubinsky, Goshen. Property: 807 Route 52, Walden 12586. Amount: $231,682. Filed July 31. K and B Elite Properties LLC, Port Jervis. Seller: CR 2018 LLC, White Plains. Property: in Port Jervis. Amount: $43,500. Filed July 31. Kiel Contracting LLC, Middletown. Seller: Richard Feinberg, Howells. Property: in Wallkill. Amount: $75,500. Filed Aug. 1.

WCBJ

KPB Properties LLC, Garrison. Seller: Anna Hilda Lewis, Winslow, Maine. Property: in Philipstown. Amount: $425,000. Filed July 27. Lees Multi-Dimension LLC, East Brunswick, New Jersey. Property: 11 Silo Lane, Middletown 10940. Amount: $148,000. Filed Aug. 2. Lexington Hill Home Owners Association Inc., Harriman. Seller: Steven Rinaldi, et al, Sloatsburg. Property: in Monroe. Amount: $52,000. Filed July 30. Lisa Levy Industries LLC, New York City. Seller: David E. Krasinski, Beacon. Property: in Beacon. Amount: $150,000. Filed Aug. 3. LW RE III LLC, New York City. Seller: Paul H. Lundgren, et al, Averill Park. Property: 63 Little Pond Road, Pawling. Amount: $120,000. Filed Aug. 3. MJ Real Estate Holdings One LLC, Bloomington. Seller: William H. Whittaker, et al, Port Ewen. Property: in Esopus. Amount: $45,000. Filed July 27. Montclair Property Relations LLC, Pawling. Seller: Raquel Gershberg, Brooklyn. Property: 959 Old Quaker Hill Road, Pawling 12564. Amount: $355,500. Filed Aug. 3. Mossgarden Properties LLC, New York City. Seller: County of Orange, Goshen. Property: in Newburgh. Amount: $2,000. Filed Aug. 3. Mossgarden Properties LLC, New York City. Seller: County of Orange, Goshen. Property: in Newburgh. Amount: $4,000. Filed Aug. 3. Mossgarden Properties LLC, New York City. Seller: County of Orange, Goshen. Property: in Newburgh. Amount: $800. Filed Aug. 3. MTGLQ Investors LP, Greenville, South Carolina. Seller: Bruce D. Townsend, Walden. Property: 119 Route 164, Patterson 12563. Amount: $443,704. Filed July 27. MTGLQ Investors LP. Seller: Martin R. Goldberg, Middletown. Property: 16 Wood Road, Goshen 10924. Amount: $298,024. Filed Aug. 2. Newburgh 230 LLC, Sugarland, Texas. Seller: Hudsonview Broadway LLC, Garden City. Property: 230 Broadway, Newburgh 12550. Amount: $100,000. Filed July 30. Northern Enterprise NY LLC, Cornwall-on-Hudson. Seller: Richard Schisano, Newburgh. Property: 54 Wavey Willow Lane, Montgomery 12549. Amount: $201,001. Filed Aug. 3.

AUGUST 13, 2018

27


Facts & Figures Outreach RE Management LLC, Crossville, Tennessee. Seller: Penny DeMartin, et al, Monroe. Property: 45 Orchard Trail, Monroe 10950. Amount: $93,540. Filed Aug. 3.

U.S. Bank Trust N.A. Seller: Howard Dubs, Chappaqua. Property: 276 Temple Hill Road, Unit 1604, New Windsor 12553. Amount: $220,824. Filed July 31.

Aquatech Orange Irrigation of New York LLC, Goshen. $2,610 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Rosario’s North Street LLC, Middletown. Seller: Bob Michaels’ North End Garage Inc., Middletown. Property: in Wallkill. Amount: $205,000. Filed Aug. 2.

U.S. Bank Trust N.A. Seller: Raquel D. Ruscillo, Goshen. Property: 15 Winston Drive, Goshen 10924. Amount: $246,422. Filed Aug. 3.

Art Home Garden, Phoenicia. $4,558 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30.

Ulster Landing Mobile Court Inc., Saugerties. Seller: Philip J. Vertetis, et al, Gonic, New Hampshire. Property: in Ulster. Amount: $132,000. Filed July 31.

Beneikel Inc., Monroe. $103 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Precision Basement Waterproofing LLC, Newburgh. $1,086 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Edenesque LLC, Kingston. $302 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30.

Prestige Realty Sales Corp., Goshen. $411 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Firestone Glass Inc., Monroe. $100 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Priority One Sports and Fitness Inc., New Hampton. $300 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

Route 32 Property LLC, Newburgh. Seller: Gasho of Japan Inc., Las Vegas, Nevada. Property: 365 Route 32, Central Valley 10917. Amount: $125,000. Filed Aug. 2. Saba Group LLC, Poughkeepsie. Seller: Ananda Partners LLC, New York City. Property: 341 Mansion St., Poughkeepsie. Amount: $178,000. Filed July 30.

Weichert Workforce Mobility Inc., Morris Plains, New Jersey. Seller: Elizabeth J. Ortiz, et al, Putnam Valley. Property: in Putnam Valley. Amount: $534,000. Filed July 24.

Saba Group LLC, Poughkeepsie. Seller: Equity Trust Co., et al, New York City. Property: 203 Winnikee Ave., Poughkeepsie. Amount: $110,000. Filed July 30.

Weichert Workforce Mobility Inc., Morris Plains, New Jersey. Seller: Faisal Khan, Fishkill. Property: 931 Huntington Drive, Unit 315, Fishkill 12524. Amount: $380,000. Filed Aug. 1.

Sandcastle Homes Inc., Fishkill. Seller: Half Moon Ridge Realty LLC, et al, Cornwall-on-Hudson. Property: in Cornwall-on-Hudson. Amount: $430,000. Filed July 31.

Wells Fargo Bank N.A. Seller: Colleen McCormack, Hopewell Junction. Property: 61 Peckslip Road, Carmel 10512. Amount: $547,571. Filed July 24.

SJF 1984 LLC, Monroe. Seller: James R. Pawliczek, Florida. Property: 27 Pond Hill Lane, Walden 12586. Amount: $129,501. Filed Aug. 2.

Wells Fargo Bank N.A. Seller: Laurence A. Clemente, Goshen. Property: 245 Prospect Road, Blooming Grove 10914. Amount: $340,000. Filed Aug. 3.

Sleektech Properties LLC, Brooklyn. Seller: Lori Chick, Jacksonville, Florida. Property: 210-214 Sawmill Road, Ulster. Amount: $115,000. Filed July 27. Sound Properties of Ulster LLC, Saugerties. Seller: Stockade Capital 1 LLC, Halcott Center. Property: in Kingston. Amount: $377,500. Filed Aug. 2. Sterling National Bank, Lake Zurich, Illinois. Seller: Judith L. Lubinsky, Goshen. Property: 13 Log Lane, Cornwall 12518. Amount: $322,898. Filed July 31. Taconic Innovations Inc., Wappingers Falls. Seller: Vee Joe Operating Company Inc., Howells. Property: in Port Jervis. Amount: $325,000. Filed Aug. 1. The Board of Managers of Whispering Hills Condominium II, et al, Chester. Seller: Michele Rametta, Goshen. Property: 3404 Whispering Hills, Chester 10918. Amount: $37,000. Filed July 30. U.S. Bank N.A. Seller: Dina Lacatena, Middletown. Property: 4 Truman Court, Middletown 10940. Amount: $182,328. Filed Aug. 3. U.S. Bank N.A. Seller: John E. Bach Jr., Goshen. Property: 18 High St., Unionville 10988. Amount: $82,521. Filed Aug. 3.

28

AUGUST 13, 2018

Wells Fargo Bank N.A. Seller: Mark Cambareri, Pine Bush. Property: 16 Moore Lane, Unit 104, Washingtonville 10992. Amount: $282,082. Filed Aug. 2. YBYR LP, Brooklyn. Seller: Boneh Orchard Realty LLC, Flushing. Property: 2 Orchard View Drive, Marlborough. Amount: $112,000. Filed July 31.

JUDGMENTS 16 Fieldstone Drive Corp., Middletown. $313 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. 84 Landscaping Inc., New Paltz. $365 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. ABK Theater Corp., Warwick. $422 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Accessories and More Inc., Monroe. $7,422 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Ace Tile, Montgomery. $372 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

WCBJ

Hudson and Pacific Designs Landscape Architecture PC, Saugerties. $366 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Ikon Innovations Inc., Monroe. $113 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Il Paradiso Inc., Ellenville. $1,302 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Jim Olsen Plumbing and Heating Inc., Newburgh. $2,092 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. K E Hughes and Sons Expert Tree Service LLC, Saugerties. $10,371 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Kandy Bar Boutique Inc., Middletown. $150 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. KCC Pools Services II LLC, Chester. $10,476 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. LD Investors Inc., Monroe. $493 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Lily’s of the Valley Floral Design Etc., Highland Falls. $2,408 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Nadine’s Dogs, Newburgh. $1,036 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10.

O’s City Dollar Store, Middletown. $1,086 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. On Wall Street Inc., Kingston. $2,111 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30.

Prismatic Engineered Fabrics LLC, Newburgh. $518 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Ragan Home Improvement Inc., Middletown. $248 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Stone Mountain Counseling LMHC PC, New Paltz. $751 in favor of the New York State Department of Taxation and Finance, Albany. Filed July 30. Trevora P H and A/C, Washingtonville. $22,516 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. Vape Paradise Inc., Middletown. $1,119 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. WJ Sutton Electric, Campbell Hall. $367 in favor of the New York State Department of Taxation and Finance, Albany. Filed April 10. WW Landscaping, Ellenville. $4,084 in favor of the New York State Department of Labor, Albany. Filed July 30.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Agro, Charles, et al. Filed by Ocwen Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $303,927 affecting property located at 102 Winchester Drive, Monroe 10950. Filed May 31.

Alvarez, Lissette, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $211,500 affecting property located at 45 Overland Drive, Plattekill 12568. Filed July 31.

Ciabattoni, Mario, et al. Filed by Citizens Bank N.A. Action: seeks to foreclose on a mortgage to secure $110,000 affecting property located at 12 Wandering Drive, Newburgh 12550. Filed May 30.

Austin, Michael L., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $228,000 affecting property located at 8 Grandview Lane, New Paltz 12561. Filed July 31.

Coleman, Troy, et al. Filed by Quicken Loans Inc. Action: seeks to foreclose on a mortgage to secure $188,003 affecting property located at 78 Cronks Road, Wallkill 12589. Filed May 30.

Avery, Bernadette, et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $148,000 affecting property located at 113 Caston Road, Greenfield Park 12435. Filed July 30. Azular, Ramon E., et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $132,554 affecting property located at 31 Dubois St., Newburgh 12550. Filed June 1. Baek, Jennifer, as administratrix and as heir and distrbutee of the estate of Brian Baek, et al. Filed by Ditech Financial LLC. Action: seeks to foreclose on a mortgage to secure $243,793 affecting property located at 1 Riverstone Court, Highland Mills 10930. Filed May 31. Barnhart, John, et al. Filed by Partners for Payment Relief De IV LLC. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 29 Weyant Road, Highlands 10922. Filed May 30. Bartle, Julie S., et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $120,000 affecting property located at 39 Clayhill Road, Kerhonkson 12446. Filed July 31. Bricourt, Frantz, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $138,979 affecting property located at 26 Cora Rose Lane, Huguenot 12746. Filed May 30. Brownell, Alicia, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $140,000 affecting property located at 1097 Route 17, Southfields 10975. Filed May 30. Cardoza, Lavern D., et al. Filed by Home Point Financial Corp. Action: seeks to foreclose on a mortgage to secure $134,518 affecting property located at 9 Howard St., Poughkeepsie 12601. Filed July 30. Castelluccio, Allyson, et al. Filed by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $262,600 affecting property located at 687 Lakes Road, Monroe 10950. Filed May 30.

Dabor, Darlinda, et al. Filed by Future Capital LLC. Action: seeks to foreclose on a mortgage to secure $79,000 affecting property located at 323 Willow Road, Mahopac 10541. Filed July 25. Decker, Sheila M., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $230,000 affecting property located at 45 Forest Drive, Hyde Park 12538. Filed Aug. 2. Dethomas, Noreen, administratrix of the estate of Patrick Dethomas, et al. Filed by Central Mortgage Co. Action: seeks to foreclose on a mortgage to secure $362,000 affecting property located at 26 Manor Way, Brewster 10509. Filed July 20. Didonato, Joseph, et al. Filed by The Bank of New York Mellon. Action: seeks to foreclose on a mortgage to secure $369,750 affecting property located at 26 Ridge Road, Garrison 10524. Filed July 23. Dutchess County Squires LLC, et al. Filed by People’s United Bank N.A. Action: seeks to foreclose on a mortgage to secure $830,000 affecting property located in LaGrange. Filed July 30. Figueroa, Hanani, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $192,145 affecting property located at 22 Joshua Drive, Bloomingburg 12721. Filed May 31. Fitzpatrick, Tia L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $119,881 affecting property located at 148 Hawleys Corners Road, Highland 12528. Filed July 30. Florio, Joseph A., et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure $165,000 affecting property located at 212 Milton Cross Road, Highland 12528. Filed July 30. Gimenez, Craig F., et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $315,000 affecting property located at 458 Hulsetown Road, Campbell Hall 10916. Filed May 30.


Facts & Figures Griffin, Selena, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $91,000 affecting property located at 65 Center St., Highland Falls 10928. Filed May 30.

McGirr, Staci L., et al. Filed by Freedom Mortgage Corp. Action: seeks to foreclose on a mortgage to secure $214,051 affecting property located at 224 Washington Ave., Saugerties 12477. Filed Aug. 1.

Simmons, Donna, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $336,000 affecting property located at 111 Woodside Drive, Dover. Filed July 30.

Wallace, Thomas J., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure an undisclosed amount affecting property located at 36 Hillcrest Court, Wappingers Falls 12590. Filed July 31.

This paper is not responsible for typographical errors contained in the original filings.

Gulnick, Burton Jr., as administrator of the estate of Enrique B. Noguera, et al. Filed by Sun West Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $285,000 affecting property located at 2 Claires Road, Saugerties 12477. Filed July 30.

Morsut, Margaret Mary, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $75,000 affecting property located at 73 Friendly Road, Brewster 10509. Filed July 23.

Singh, Dhiraj, et al. Filed by Deutsche Bank Trust Company Americas. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 227 Pine Ridge Drive, Wappinger 12590. Filed Aug. 1.

Wallerson, Donald C., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 73 Alona Drive, Mahopac 10541. Filed July 20.

Doing Business As

EIKEON, 41 Winhaven Court, Highland Falls, c/o Ashley Mabel Langston. Filed Dec. 19.

Murphy, Rachael A., et al. Filed by New Residential Mortgage Loan Trust 2017-3. Action: seeks to foreclose on a mortgage to secure $125,000 affecting property located at 735 Route 311, Patterson 12563. Filed July 27.

Stuldivant, Barry, et al. Filed by LoanDepot.com LLC. Action: seeks to foreclose on a mortgage to secure $265,010 affecting property located at 26 Oxford Lane, Harriman 10926. Filed June 1.

Washington, Jeanette, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 92 Elmendorf St., Kingston 12401. Filed Aug. 1.

A-Plus Auto Repair of HV Corp., d.b.a. Priority Recovery, 3129 Route 52, Pine Bush 12566. Filed July 31.

Final Level Designs, 29 Lutheran St., Newburgh 12550, c/o Josefina Aguilar. Filed Dec. 14.

Nazzaro, Richard T., et al. Filed by Citibank N.A. Action: seeks to foreclose on a mortgage to secure $100,000 affecting property located at 2580 Route 82, LaGrangeville 12540. Filed Aug. 1.

Stumer, Richard, et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $60,800 affecting property located at 92 Vincent St., Kingston 12401. Filed July 30.

Neil, Alexander, et al. Filed by Rhinebeck Bank. Action: seeks to foreclose on a mortgage to secure $150,000 affecting property located at Sarah Lane, Hopewell Junction 12533. Filed July 30.

Tarpley, Robert S., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $201,286 affecting property located at 23 Oak Drive, Middletown 10940. Filed June 1.

Peguero, Henrique, et al. Filed by Homebridge Financial Services Inc. Action: seeks to foreclose on a mortgage to secure $300,457 affecting property located at 34 Beverly Road, Middletown. Filed May 30.

Tavares, Danny Jr., et al. Filed by Hudson Valley Federal Credit Union. Action: seeks to foreclose on a mortgage to secure $430,402 affecting property located at 80 Clove Brook Drive, Cold Spring 10516. Filed July 31.

Hutchins, Maureen, as executrix to the estate of Sheila Graham, et al. Filed by PNC Bank N.A. Action: seeks to foreclose on a mortgage to secure $226,000 affecting property located at 187 Fairway Drive, Kent Lakes 10512. Filed July 20. Johnson, Benita, et al. Filed by Branch Banking and Trust Co. Action: seeks to foreclose on a mortgage to secure $176,000 affecting property located at 42 Orchard Trail, Blooming Grove 10950. Filed May 30. Kelly, Gregory, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $404,000 affecting property located at 207 Ressique St., Carmel 10512. Filed July 20. Kirk, George, et al. Filed by Beneficial Homeowner Service Corp. Action: seeks to foreclose on a mortgage to secure $18,374 affecting property located at 45 Melrose Ave., New Windsor 12553. Filed June 1. Laverghetta, Josephine, et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $352,000 affecting property located at 171 Judith Drive, Stormville 12582. Filed July 30. Ludewig, David, et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $166,600 affecting property located at 25 Dirks Terrace, Highland 12528. Filed July 30. Lulgjuraj, Peter, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $200,000 affecting property located at 99 Teakettle Spout Road, Mahopac 10541. Filed July 24. Marinaccio, David, et al. Filed by MTGLQ Investors LP. Action: seeks to foreclose on a mortgage to secure $195,000 affecting property located at 3 Woodland Road, Beacon 12508. Filed Aug. 2. Mayhew, Lisa R., et al. Filed by Wilmington Savings Fund Society FSB. Action: seeks to foreclose on a mortgage to secure $230,400 affecting property located at 34 Homestead Village Drive, Warwick 10990. Filed June 1.

Pratt, Gina D., et al. Filed by CMG Mortgage Inc. Action: seeks to foreclose on a mortgage to secure $342,727 affecting property located at 5 Van Buren Court, Highland Mills 10930. Filed May 31. Prouty, Diane J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $245,000 affecting property located at 22 South Drive, Brewster 10509. Filed July 23. Rabbett, Shirley A., et al. Filed by M&T Bank. Action: seeks to foreclose on a mortgage to secure $50,000 affecting property located at 4 Holt Road, Red Hook 12571. Filed July 31. Roman, William V., et al. Filed by Specialized Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $237,665 affecting property located at 11 White Road, Putnam Valley 10579. Filed July 31. Sawicki, Steven, et al. Filed by CSMC Mortgage-Backed PassThrough Certificates Series 2007-3. Action: seeks to foreclose on a mortgage to secure $568,000 affecting property located at 31 Weber Hill Road, Mahopac 10541. Filed July 20. Schoen, Christopher W., et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $152,185 affecting property located at 11 William St., Walden 12586. Filed June 1.

Valentin, Rosa Y., et al. Filed by Federal National Mortgage Association. Action: seeks to foreclose on a mortgage to secure $78,750 affecting property located at 42 Scarborough Lane, Suite D, Wappingers Falls 12590. Filed Aug. 2. Valentine, Kendall J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $95,812 affecting property located at 8 Pine Hollow Road, Putnam Valley 10579. Filed July 19. Versland, Jens, et al. Filed by Keybank N.A. Action: seeks to foreclose on a mortgage to secure $300,000 affecting property located at 4 Marcel Court, Mountainville 10953. Filed June 1. Vojar, Miro, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $324,000 affecting property located at 3 James Wilkinson Road, Rock Tavern 12575. Filed May 30. Walch, Jason R., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $142,000 affecting property located at 8 Terwilliger Lane, Pine Bush 12566. Filed July 30.

Wiggins, Murray L., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $500,000 affecting property located at 73 Sterling Road, Greenwood Lake 10925. Filed May 30. Wodraska, Stephen J., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $120,096 affecting property located at 41 White Farm Road, Wingdale 12594. Filed July 31.

Mechanic’s Liens Clear Key II LLC, as owner. $2,475 as claimed by Northeast HVAC Solutions Inc., Clifton Park. Property: in South Blooming Grove. Filed July 31. Gruda Properties LLC, as owner. $8,595 as claimed by Benninger Landscaping Ltd., Newburgh. Property: 55 Quaker Ave., Cornwall-on-Hudson 12518. Filed Aug. 1. Marist College, as owner. $42,804 as claimed by American Builders and Contractors Supply Company Inc., Albany. Property: 49-69 Jon Winslow Drive, Poughkeepsie. Filed Aug. 2. Pazden, Katarzyna, Morristown, New Jersey, as owner. $78,500 as claimed by Matthew Cerone, Newburgh. Property: 57 Liberty Street WH, Newburgh 12550. Filed Aug. 6. Rougier, Pierre, as owner. $33,938 as claimed by Preform Concrete Inc., Bethel, Connecticut. Property: 291 Willow Glen Road, Milan. Filed July 31.

NEW BUSINESSES

A-Plus Auto Repair of HV Corp., d.b.a. US Recovery, 3129 Route 52, Pine Bush 12566. Filed July 31.

Appraisal Partners and Consultants, 248 King Road, Middletown 10941, c/o John C. Schuler III. Filed Dec. 8. Budd Graphic Specialties, 106 Linderman Ave., Kingston 12401, c/o David T. Budd. Filed Aug. 2.

GC Home Improvements Svcs, 3310 Whispering Hills Drive, Chester 10918, c/o Gabino Cazarez Victoriano. Filed Dec. 18.

Baba Shah Enterprises Inc., d.b.a. G and S Deli, 45 Maples Lane, Middletown 10940. Filed Dec. 19.

Grace’s Cleaning Service, 86 Grand Ave., Middletown 10940, c/o Graciela Carrasco Gomez. Filed Dec. 11.

Bop Island Festival Inc., d.b.a. The Bop Island Big Band, 103 Wittenberg Road, Woodstock 12498. Filed July 31.

H.F. Gessner Auto Transport, 143 Riley Road, New Windsor 12553, c/o Henry Felix Gessner Jr. Filed Dec. 11.

M and S Security Inc., d.b.a. K and J Locks, 10 Hamburg Way, Unit 303, Monroe 10950. Filed Dec. 19.

K9 Snap Shots, 7 Elm Road, Middletown 10940, c/o Lisa A. Gash. Filed Dec. 13.

NP Pizza Inc., d.b.a. Rocco’s Pizzeria, 4 New Paltz Plaza, New Paltz 12561. Filed July 31.

Pathfinder Counseling and Consulting, 38 Main St., Phoenicia 12464, c/o Stanley K. Watt. Filed Aug. 1.

Pine Bush Warehousing and Self Park Ltd., d.b.a. PBX Logistics, 21 Boniface Drive, Pine Bush 12586. Filed Dec. 19.

Paul Andreozzi Contracting, 265 Vineyard Ave., Highland 12528, c/o Paul A. Andreozzi. Filed Aug. 1.

Prospect Corp., d.b.a. Bootleggers, 508 Broadway, Suite 1, Kingston 12401. Filed July 31.

Robert Radice Auto Wholesaler, 255 Mount Lodge Road, Monroe 10950, c/o Robert A. Radice Jr. Filed Dec. 12.

Shimon’s Bakery Inc., d.b.a. Krumbz Bakery, 13 Karlsburg Road, Unit 103, Monroe 10950. Filed Dec. 19. Velo Ventures Corp., d.b.a. Teso Realty, 618 Awosting Road, Pine Bush 12566. Filed July 31.

Speedy Cleaning Service, 335 N. Elting Corners Road, Highland 12528, c/o Deanna L. Tunno. Filed Aug. 1. Stone Ridge Imagery, 156 Mill Dam Road, Stone Ridge 12484, c/o Calum P. Murray. Filed Aug. 1. Studio de Fleurs, 370 Route 17M, Monroe 10950, c/o Madhavi H. Jalu. Filed Dec. 11.

Sole Proprietorships 1st and Prospect Deli, 354 First St., Newburgh, c/o Charles Watson. Filed Dec. 8. AA Cordova Contracting, 24 Park Ave., Newburgh 12550, c/o A. Argueta-Cordova. Filed Dec. 14. Accidental Art by Erica, 39 Mill Lane Extension, Saugerties 12477, c/o Erica M. Krom. Filed Aug. 2. All County Seal Coating, 510 Route 44-55, Highland 12528, c/o Theresa M. Verona. Filed Aug. 2.

WCBJ

Tiny Chef, 409 Park Lane, Warwick 10990, c/o Ashley Medina. Filed Dec. 15. Unique Thrifts and Gifts, 116 A Broadway, Newburgh, c/o Eugene Davis. Filed Dec. 13. Verona Realty, 510 Route 44-55, Highland 12528, c/o Theresa M. Verona. Filed Aug. 2. Visions Enterprises, 11 Elk Drive, Apt. C26, Monticello, c/o Mary Ellen Bonner. Filed Dec. 14.

AUGUST 13, 2018

29


Meet the winner of FOOD NETWORK'S 'CHOPPED' —

SILVIA BALDINI At Westfair's Women in Food, Beverage and Hospitality Event. WHEN:

September 27 11:30 a.m. - 2 p.m.

WHERE:

V.I.P. Country Club

600 Davenport Ave., New Rochelle

WHAT TO EXPECT:

• Demonstration from Food Network winner of Chopped, Silvia Baldini. A woman who shifted her career from finance and created a successful food business. • A panel of experts from various segments of the hospitality industry. Winner of Chopped.

• Break-out session after program to allow for more delicious information.

Co-owner / Founder of The Secret Ingredient Girls. Lead Chef, recipe developer and spokesperson for Realeats.com. Featured in videos and articles in Saveur. 7 million viewers on the cooking series Fabfitfun.com.

REGISTER: westfaironline.com/events

For more information or sponsorship inquiries, contact Marcia Pflug at mpflug@wfpromote.com or 203-733-4545 | Tracey Vitale at Tvitale@westfairinc.com

PRESENTED BY:

30

AUGUST 13, 2018

WCBJ

BRONZE SPONSOR:

SUPPORTER:

HONORING:


LEGAL NOTICES Notice of formation of Limited Liability Company (ìLLCî). Name: Stuyvesant Apartments Owners LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on June 21, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Stuyvesant Apartments Owners LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #61779 Notice of formation of Limited Liability Company (ìLLCî). Name: Stuyvesant Apartments Managers LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on June 21, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to Stuyvesant Apartments Managers LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #61780 Notice of formation of Limited Liability Company (ìLLCî). Name: MSA Associates I LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on June 21, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to MSA Associates I LLC, c/o Mountco Construction and Development Corp., 700 White Plains Road, Suite 363, Scarsdale, New York 10583. Purpose/character of LLC is to engage in any lawful act or activity. #61781 Notice of Formation of Essential Visions LLC. Arts. of Org. filed with SSNY on 01/29/2018. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 35 Clinton Place, Unit 5A New Rochelle, NY 10801 Purpose: any lawful act or activity. #61785 Notice of Formation of SUFFOLK SK, LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 5/23/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served at: 1858 Commerce St., Yorktown Hgts, NY 10598 Purpose all lawful activity. #61786 ReelTime Rentals LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) 7/3/2018. LLC location is Westchester County. SSNY has been designated as agent of the LLC upon process against it may be served. SSNY shall mail a copy of the process to: 1 White Birch Drive, Ossining, NY 10562. Purpose: any lawful business activity. #61787 Notice of Formation of BHAMBRI CONSULTANCY LLC. Arts. of Org. filed with Secy. of State of NY (SSNY) on 6/25/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served at: Bhambri Consultancy LLC, 86 Dimond Ave., Cortlandt Manor, NY 10567. Purpose all lawful activity. #61788 Notice of Formation of Gr8 Estate Sales Art. Of Org. filed with SSNY on 06/19/2018. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 50 North Broadway #374, Tarrytow, NY 10591 Purpose: any lawful purpose. #61789

307 East 87th Street, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 6/27/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 21 Admiral Wordenís Ln., Briarcliff Manor, NY 10510. General Purpose. #61790 “Notice of formation of Generation Mortgage, LLC. Application for Authority filed with Secretary of State of New York (SSNY) June 27, 2018. Office located Westchester, NY. SSNY has been designated for service of process. SSNY shall mail copy of any process served against the LLC to 105 East Center Street, Manchester, CT 06040. Purpose: any lawful purpose.” #61791 Notice of Formation of Pycnocline, LLC Art. Of Org. filed with SSNY on 6/28/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 31 Easton Avenue, White Plains, NY 10605. Purpose: any lawful purpose. #61792 Notice of Formation of Moon31, LLC. filed with SSNY 6/7/18. Offc. Loc: Westchester Cty. Legalzoom desig. as agent of the LLC upon whom process against it may be served. LegalZoom shall mail process to the LLC, 7014 13th Avenue, Suite 202, Brooklyn, NY 11228. Purpose: any lawful purpose. #61793 Notice of Application for Authority to do business in New York of 5C Global, LLC (ìLLCî). Application for Authority filed with the Secretary of State (ìSSNYî) June 22, 2018. The LLC formed in Delaware (ìDEî) on June 14, 2018. Office location is Westchester County. Corporation Service Company has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of such process to the LLC: Craig R. Marson c/o Corporation Service Company 80 State Street, Albany, NY 12207-2543. Office address in DE is c/o CSC 251 Little Falls Drive, Wilmington, DE 19808. Copies of Certificate of Organization of LLC are on file and may be obtained from the Secretary of State of DE, Division of Corporations, P.O. Box 898, Dover, DE 19903. Purpose of business of LLC is any lawful act or activity. #61794 Notice of Formation of Geranda Projects LLC Art. Of Org. filed with SSNY on 7/5/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 3147 East Main Street, Unit 304, Mohegan Lake, NY 10547. Purpose: any lawful purpose. #61795 InnovationThought LLC, Art. of Org. filed with the SSNY on 05/17/2018. Office location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail copy of process to the LLC, 46 Suzanne Lane, Pleasantville, N.Y. 10570. Purpose: Any lawful activity. #61796 Notice of Formation of Versatile Renovations and Installations, LLC Art. Of Org. filed with the SSNY on 6/8/18. Offc. Loc: Westchester Cty. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to the LLC. 24 Chester Street, Mount Vernon, NY 10552. Purpose any lawful purpose. #61797 Notice of Formation of 19 COBB LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 4/24/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: c/o Scully Construction, 141 Lafayette Avenue, White Plains, NY 10603. Purpose: any lawful act or activity. #61798

Notice of Formation of Morgado & Mateus Properties LLC. Arts. of Org. filed with SSNY on 7/12/2018. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 25 Cedar Lane, Ossining, NY 10562. Purpose: any lawful act or activity. #61799 Notice of Formation of Wang L Consulting LLC. Art. Of Org. filed with Secretary of State of NY on Mar 30th, 2018. Office location: Westchester Cty. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of any process against it served upon him/ her to: 2 Burgess Rd, Scardale, NY 10583. LLC may engage in any lawful act or activity for which a limited liability company may be formed. #61800 Notice of Formation of Dream Design & Renovation, LLC Art. Of Org. filed with SSNY on 6/11/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served.SSNY shall mail process to the LLC, 28 N Central Ave Hartsdale, NY 10530. Purpose: any lawful purpose. #61801 Obsession Capital LLC. Art. of Org. filed 7/13/18. Office in Westchester Co. SSNY designated for process and shall mail to Reg. Agent: Thomas Law Firm, 175 Varick St, NY, NY 10014. Purpose: Any lawful activity #61804 Notice of Formation of AC Housing, LLC. Arts. Of Org. filed with Secy of State of NY (SSNY) on 01/24/2018. Office location: Westchester County. SSNY designated agent upon whom process may be served and shall mail copy of process against LLC to 177a East Main St Suite 185 New Rochelle, NY 10801. Purpose: any lawful act or activity. #61805 NAME: L & L REI properties, LLC. Arts. of Org. filed with SSNY on 6/20/2018. Off. Loc: Westchester County. SSNY designated as agent of the LLC upon who processes against it may be served SSNY shall mail process to: L & L REI properties, Lurline Spence, 941 McLean Ave, #195, Yonkers, NY 10704-4107 Purpose: all lawful. #61807 Notice of formation: The Family Healing Spot, LLC. Art. of Org. filed with SSNY on 3/20/18. NY Offc. loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC at 180 Towners Rd., Lake Carmel, NY 10512. Purpose: any lawful purpose. #61808 Name of LLC: AX Development LLC. Arts. of Org. filed NY Sec. of State 12/7/2017. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, c/o Law Offices of Xiangan Gong, 136-40 39th Avenue, Suite 202, Flushing, NY 11354. #61809 Notice of formation of Jo-Umoja Group, LLC. Article of Organization filed with the Secretary Of State of New York (SSNY) on 11/02/2017. Office location Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of the process to The LLC, 1628 Park St. Peekskill NY 10566, Principle location of the LLC. Purpose: any lawful business activity. #61810 Vegan Social, LLC. Art. of org. Filed with the SSNY on 05/10/18. Office: Westchester County. SSNY designated as agent of the LLC upon whom process against it may served. SSNY shall mail copy of process to the LLC, 44 Fleetwood Ave. #5F, Mount Vernon, NY 10552. Purpose: Any Lawful purpose. #61811 On-Up LLC, Art. of Org. filed with SSNY on 04/02/18. Office loc: Westchester Co. SSNY designated as agent upon which process may be served and shall mail process to: 15 North Washington St., #2R, Tarrytown, NY 10591. Purpose: all lawful. #61812

Serenity Luxury Homes LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 5/24/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to 2005 Palmer Ave., #120, Larchmont, NY 10538. General Purpose. #61813 Notice of Formation of BBFF LLC. Arts. of Org. filed with the Secy of State of NY (SSNY) on 5/16/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 345 Whippoorwill Road, Chappaqua, NY 10514. Purpose: any lawful act or activity. #61815 Notice of Formation of 264 NEPPERHAN AVE, LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 157 Walsh Road, Yonkers, NY 10701. Articles of Organization of the LLC filed with the SSNY on June 20, 2018. Purpose:Any lawful act(s). #61816 Notice of Formation of ICONIC LASH LOUNGE LLC. Arts. of Org. filed with SSNY on 4/19/18. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to ICONIC LASH LOUNGE LLC 96 Lockwood Avenue, 3R, Yonkers, NY 10701. Purpose: any lawful purpose. #61818 Notice of Application for Authority to do business in New York of ELI PERSONAL CARE LLC (ìLLCî). Application for Authority filed with SSNY on 5/22/18. LLC formed in Delaware (ìDEî) on 12/21/17. Office location: Westchester County. SSNY has been designated as agent upon whom process against it may be served. SSNY shall mail process to: Mohamed H. Shiliwala., 2 Park Ave., Somerville, NJ 08876. Office address in DE: c/o A Registered Agent, Inc., 8 The Green, Ste. A, Dover, DE 19901. Copies of Cert. of Org. of LLC are on file and may be obtained from the Sec. of State of DE, 401 Federal St #4, Dover DE 19901. Purpose: any lawful purpose. #61819 NOTICE OF FORMATION OF INFINITE RIPPLE LLC. Articles of Organization filed with the Secretary of State of NY (SSNY) on 7/31/2018. Office location: WESTCHESTER County. SSNY has been designated as agent upon whom process against it may be served. The Post Office address to which the SSNY shall mail a copy of any process against the LLC served upon him/her is: ANSHUMAN ROY 6 GIFFORD AVE TUCKAHOE NY 10707 The principal business address of the LLC is: 6 GIFFORD AVE TUCKAHOE NY 10707Purpose: any lawful act or activity #61820 Notice of formation of Limited Liability Company (ìLLCî). Name: RMF Webster LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on July 30, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to RMF Webster LLC, c/o The MacQuesten Companies, 438 Fifth Avenue, Suite 100, Pelham, New York 10803. Purpose/character of LLC is to engage in any lawful act or activity. #61821 Notice of formation of Limited Liability Company (ìLLCî). Name: RMF Hughes LLC. Articles of Organization filed with the Secretary of State of the State of New York (ìSSNYî) on August 1, 2018. N.Y. office location: Westchester County. The SSNY has been designated as agent of the LLC upon whom process against it may be served. The SSNY shall mail a copy of any process to RMF Hughes LLC, c/o The MacQuesten Companies, 438 Fifth Avenue, Suite 100, Pelham, New York 10803. Purpose/character of LLC is to engage in any lawful act or activity. #61822

Notice is hereby given that an on-premise license, # TBA has been applied for by MTM Valhalla LLC d/b/a Michael Allen Music Hall to sell beer, wine and liquor at retail in an on premises establishment. For on premises consumption under the ABC law at 4 Broadway Valhalla NY 10595. #61823

SUPREME COURT OF THE STATE OF NEW YORK

Notice of Formation of Kenjatec, LLC Art. Of Org. filed with SSNY on 7/17/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 11 Jefferson Rd, Scarsdale, NY 10583. Purpose: any lawful purpose. #61824

Federal National Mortgage Association ( Fannie Mae ), a corporation organized and existing under the laws of the

NOTICE OF FORMATION of JDR INNOVATIONS, LLC. Arts of Org filed with SSNY on 2/8/2018. Westchester County. SSNY designated agent of LLC upon whom process may be served and shall mail copy to 405 North Ave, New Rochelle, NY 10801. Purpose: Any lawful act. #61825

Irene Thomet a/k/a Irene A. Thomet; Howard Eisler; United States of America; New York State Department of Taxation and Finance, JOHN DOE , said name being fictitious, it being the intention of Plaintiff to designate any and all occupants of premises being foreclosed herein, and any parties, corporations or entities, if any, having or claiming an interest or lien upon the mortgaged premises,

BLAKE SOLUTIONS LLC. Arts. of Org. filed with SSNY 7/06/2011. Off. Loc: Westchester County. SSNY designated as agent upon whom process against it may be served and shall process to : LLC c/o 10 Saddletree Lane, Harrison, NY 10528. Purpose: any lawful. #61826

PROPERTY ADDRESS: 3968 Crompond Road, Cortlandt Manor, NY 10567

Notice of Formation of Le-Bart , LLC Art. Of Org. filed with SSNY on 08/07/2018. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC,35 Chase Ave 3G Yonkers NY. 10703. Purpose: any lawful purpose. #61827 IDStyle LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 05/23/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to PO Box 142, Scarsdale, NY 10583 All lawful. #61783

SOTG, LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 6/20/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to c/o Demarte, 3184 Ronit Court, Yorktown Heights, NY 10598. General Purpose. #61784 GLL Unlimited Security Service LLC. Art. of Org. filed Secy. of State of NY (SSNY) on 7/20/2018. Office location: Westchester County. SSNY Designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 45 Ludlow Street Suite 310, Yonkers, NY 10705 NY. Purpose: any lawful activity. #61828 Safety Source LLC. Art. of Org. filed Secy. of State of NY (SSNY) on 08/08/18. Office location: Westchester County. SSNY Designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 21 Fairview Ave. Suite 718, Tuckahoe, NY 10707 Purpose: any lawful. #61829 Notice of Formation of Brenes Solutions, LLC Art. Of Org. filed with SSNY on 7/30/18. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 145 New Chalet Drive, Mohegan, NY 10547. Purpose: any lawful purpose. #61830 GLL Unlimited Security Service LLC. Art. of Org. filed Secy. of State of NY (SSNY) on 7/20/2018. Office location: Westchester County. SSNY Designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to: The LLC, 45 Ludlow Street Suite 310, Yonkers, NY 10705 NY. Purpose: any lawful activity. #61828 Red Rocket Media LLC, Arts of Org. filed with Sec. of State of NY (SSNY) 4/4/2018. Cty: Westchester. SSNY desig. as agent upon whom process against may be served & shall mail process to David Copeland, 509 Route 22, North Salem, NY 10560. General Purpose. # 61814

COUNTY OF WESTCHESTER SUMMONS AND NOTICE Index No. 67584/2017 Date Filed: 10/18/2017

United States of America, Plaintiff, -against-

Defendants.

TO THE ABOVE NAMED DEFENDANTS: YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or a notice of appearance on the attorneys for the Plaintiff within thirty (30) days after the service of this summons, exclusive of the day of service. The United States of America, if designated as a defendant in this action, may appear within sixty (60) days of service hereof. In case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded in the complaint. TO THE ABOVE NAMED DEFENDANTS: The foregoing Summons is served upon you by publication pursuant to an Order of the Hon. Gerald E. Loehr, a Justice of the Supreme Court, Westchester County, entered July 13, 2018 and filed with the complaint and other papers in the Westchester County Clerkís Office. NOTICE OF NATURE OF ACTION AND RELIEF SOUGHT OBJECT of the above captioned action is to foreclose a Consolidation and/or Modified Mortgage (hereinafter the Mortgage ) to secure $623,563.72 and interest, recorded in the Westchester County Clerk’s Office on February 4, 2016, in Control Number 553063252 covering premises known as 3968 Crompond Road, Cortlandt Manor, NY 10567 a/k/a Section 34.7, Block 2, Lots 21 & 22. The relief sought in the within action is a final judgment directing the sale of the premises described above to satisfy the debt secured by the Mortgage described above. Plaintiff designates Westchester County as the place of trial. Venue is based upon the County in which the mortgaged premises is situated. NOTICE YOU ARE IN DANGER OF LOSING YOUR HOME IF YOU DO NOT RESPOND TO THIS SUMMONS AND COMPLAINT BY SERVING A COPY OF THE ANSWER ON THC ATTORNEY FOR THE MORTGAGE COMPANY WHO FILED THIS FORECLOSURE PROCEEDING AGAINST YOU AND FILING THE ANSWER WITH THE COURT, A DEFAULT JUDGMENT MAY BE ENTERED AND YOU CAN LOSE YOUR HOME. SPEAK TO AN ATTORNEY OR GO TO THE COURT WHERE YOUR CASE IS PENDING FOR FURTHER INFORMATION ON HOW TO ANSWER THE SUMMONS AND PROTECT YOUR PROPERTY. SENDING A PAYMENT TO YOUR MORTGAGE COMPANY WILL NOT STOP THIS FORECLOSURE ACTION. YOU MUST RESPOND BY SERVING A COPY OF ANSWER ON THE ATTORNEY FOR THE PLAINTIFF (MORTGAGE COMPANY) AND FILING THE ANSWER WITH THE COURT. Dated: October 2, 2017 Sean P. Williams, Esq. Associate Attorney SHAPIRO, DICARO & BARAK LLC Attorneys for Plaintiff 175 Mile Crossing Boulevard, Rochester, New York 14624 (585)-247-9000, Fax: (585) 247-7380 Our File No. 17-061324 #95327 #61806


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