Westchester and Fairfield Business Journal 070620 by Westfair Business Journal

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JULY 6, 2020 VOL. 56, No. 27

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SWEET ENDEAVOR SEE STORY ON PAGE 10

Ellen Sledge, owner of Penny Lick Ice Cream. Photo courtesy Penny Lick Ice Cream.

INSIDE

Change-up pitch GINSBURG INTRODUCES RENTALS INTO HAVERSTRAW PROJECT

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BY PETER KATZ pkatz@westfairinc.com

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eveloper Martin Ginsburg sees a better market for rentals than condominiums, at least right now, in Haverstraw and has decided to offer rentals in his project The Waterfront at Harbors.

Part of Valhalla-based Ginsburg Development Cos.’ larger Harbors-atHaverstraw community, the 40-units in The Waterfront at Harbors originally were going to be marketed as condos starting at around $400,000 and running into the $600,000s. When a ribbon cutting took place last September, it appeared as

GREENWICH ENTREPRENEUR SAYS TIME IS RIGHT TO INVEST IN OZs

if there would be a strong market for the units. Now, however, the condo market in Rockland County has softened somewhat and Ginsburg has decided to offer the apartments as rentals starting at $4,150 a month. In addition to a full complement of premium appliances and luxury finishes, the apart» GINSBURG

YOUR COMMUNITY LENDER… HERE TO HELP (914) 368-9919

BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

emember Opportunity Zones? As defined by the IRS, a Qualified Opportunity Zone — created by the Tax Cuts and Jobs Act of 2017 — is “an economically distressed community where new investments, under certain conditions, may be eligible for preferential tax treatment.” Many of Connecticut’s 72 approved Qualified Opportunity Zones in 27 municipalities, which include 17 in Fairfield County (seven in Bridgeport, five in Stamford, three in Norwalk and one each in Danbury and Stratford), were reportedly gaining traction with investors, mainly from Connecticut and New York, before COVID-19 arrived. Then, like so much else in life, the idea of investing in these zones was pretty much sidelined. The Economic Innovation Group, a think tank based in Washington, D.C., recently surveyed more than 100 investors and other people involved in Qualified Opportunity Zones. It found 52% of respondents saying the » ZONE 6

Panelists weigh COVID-19’s impact on education BY PETER KATZ pkatz@westfairinc.com

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gainst the current background of public school systems and private schools preparing contingent plans for September reopenings, and many institutions of higher education already announcing plans to reopen with at least limited on-campus classes for the fall, Westfair Communications presented the webinar “Reopening Education: The Path Forward” on June 25. Westfair publishes the Westchester County Business Journal, Fairfield County Business Journal, WAG magazine and digital newsletters. The panelists included: Geoffrey Brackett, executive vice president of Marist College in Poughkeepsie; Sean Flynn, a financial adviser with Essex Financial in Southport; and Sam Savage, associate head of school and dean of faculty at The Masters School in Dobbs Ferry. The moderator was consultant Gilda Bonanno who, through Gilda Bonanno LLC based in Darien, works with executives, entrepreneurs and leading organizations to create strategies and tactics for communication and leadership success. Flynn said that some people with whom he was dealing who had children either in college or about to enter found themselves in changed financial situations when the pandemic hit. He said that it was his experience that the financial aid offices at colleges genuinely wanted to help students qualify for financial aid. “Here in Connecticut 10% of the people are unemployed as well as a lot of people being furloughed as well as people with their wages being cut and I could go on and on with what’s happening with the pandemic,” Flynn said. “But the schools I’ve been working with with my clients, they’ve been very good to react and get back to people very quickly.” Brackett said that when the pandemic hit, the number one issue at Marist College was the health and safety of the community. “It’s a once-in-a-century

JULY 6, 2020

Publisher Dee DelBello Managing Editor Bob Rozycki Associate Publisher Anne Jordan Group Associate Publisher Dan Viteri

Top: Gilda Bonano, Sean Flynn. Bottom: Geoffrey Brackett and Sam Savage.

type event. We had to move very quickly,” Brackett said. “We had 270 of our students, including 160 at our branch campus which is in Italy, that we had to coordinate to get back home. So, we supported them financially with funds for change-of-ticket fees and kinds of things like that. We coordinated every day to be ensure that we were working directly with the airlines ... with government officials, etc., to ensure safe passage back to America.” Brackett said Marist transitioned 1,700 courses from on-campus teaching to an online platform. “We’ve long been an innovator in technology and online learning so the pivot that we made was predicated on our expertise with our own in-house learning management system that we developed over several years,” Brackett said.” We’ve learned more lessons about that and we going into the future environment will have a much stronger hybrid learning platform as a result of that.” He said that Marist’s board of directors has decided to hold the line on tuition for the next academic year. Savage said that The Masters School also was faced with the challenge of ensuring that all of the students who boarded on the campus got home safely and then worked to transition them FCBJ

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and the day students to online learning. “Two principles really guided us and were very helpful in our response. The first was the idea of embracing a sense of opportunity amidst all these challenges and thinking of our faculty and our conversation early on saying this is a huge change ... and what are the opportunities we have to grow as educators and to work with students in new ways,” Savage said. “It’s been a wonderful thing to see the way our faculty really embraced that.” He said the second principle dealt with equity and how could the school do its best to meet the needs of all of its students. Brackett said, “The leveraging of technology in new ways to support that total education is something that ties into our long history. This has brought the importance of community and learning and meaningful education to the forefront.” He said the period of forced innovation that the pandemic has caused also is going to accelerate making affordable the kind of global higher education experience that Marist provides. Brackett said that Marist generally receives about 11,000 applications for about 1,100 student openings but would welcome hearing from those in or close to the Hudson Valley

who are who are interested in remaining closer to home right now. Flynn said that financial planning to cover college costs is one thing that families can control and they should never feel reluctant to call an institution’s financial aid office to see what’s being offered. “In regard to your kids, maybe they’re freshmen in high school, maybe they’re a bit younger, now is the time to start planning,” Flynn said. Savage said, “We here at the Masters School have a fundamental belief that we in our community and then broadly, that we know that it will be OK, that we are going to get through this together and we are a strong community within a strong community in this area. The response broadly to the pandemic in this area has been again navigating some very difficult moments and we have shown that we can get through that. There’s much uncertainly ahead and there’s not much we can do to change that but I think what we’ve been able to do at Masters and what we’ve been able to do more broadly in this area is a testament to how we band together for our shared interests.” The webinar was presented by The Masters School, Essex Financial The Southport Group, Marist College and The Bristal.

NEWS Senior Enterprise Editor • Phil Hall Copy and Video Editor • Peter Katz Bureau Chief • Kevin Zimmerman Senior Reporter • Bill Heltzel, Reporters Georgette Gouveia, Peter Katz Research Coordinator • Luis Flores ART & PRODUCTION Creative Director Dan Viteri Art Director Sebastián Flores ADVERTISING SALES Manager • Anne Jordan Metro Sales & Custom Publishing Director Barbara Hanlon Account Managers Marcia Pflug Events Sales & Development • Marcia Pflug Marketing & Events Director • Fatime Muriqi AUDIENCE DEVELOPMENT & CIRCULATION Circulation Manager • Sylvia Sikoutris Telemarketing • Brianne Smith ADMINISTRATION Contracted CFO Services Adornetto & Company L.L.C. Human Resources & Payroll Services APS PAYROLL

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As a local commercial bank we understand the unprecedented challenges facing local businesses today. Our PCSB team has been working tirelessly to provide essential resources and financial support for our customers, local communities and shareholders during this time of uncertainty. For example, we’ve deferred loan payments, made loan modifications and suspended some fees to ease the financial stress on our customers. We are also helping our customers get access to disaster relief loans through the Small Business Administration’s Paycheck Protection Program (CARES Act / PPP). And we continue to support local charities who are the most in need through our PCSB Community Foundation. We are here for you during this difficult time, neighbor helping neighbor, always a phone call away, right up to me, the CEO. The Incredibly Neighborly Commercial Bank SERVING THE LOWER HUDSON VALLEY SINCE 1871 • 914-248-7272 • PCSB.com

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Westchester County dips its toe in pool reopenings BY PETER KATZ pkatz@westfairinc.com

he June 26 reopening of Westchester County’s Saxon Woods Park and Sprain Ridge Park pools and the reopening of the Tibbetts Brook and Willson’s Woods Park pools on July 3 means something more than just the ability for county residents to cool off while gaining some aquatic exercise. It also means vendors are getting back to business so that people can enjoy taking a break from swimming and settle in with a hamburger and soft drink or even a salad and a sense of something close to normalcy. The Playland pool, which is due for renovation, will remain closed this summer. The amusement park at Playland will remain closed this season because of COVID-19, while the boardwalk, beach and miniature golf course will be open. “We work very closely with all of them,” County Parks Commissioner Kathleen O’Connor said about vendors conducting business within the county parks. “Needless to say they’ve been champing at the bit to get back into the ability to work. We have designed all the social protocols for them following the department of health, county department of health, and they’re very agreeable.” While it had been decided to limit attendance at the pools to 50% of normal capacity, sell wristbands in advance for two daily swimming sessions, require social distancing or the use of masks, add staff for extra cleaning and disinfecting and limit admission to Westchester County residents, some procedures for customers of vendors were still being formulated when O’Connor and other county officials gathered at Saxon Woods pool in White Plains on June 25 to discuss the openings. “Nobody can wait on line and in clusters. It will either be separated or we might be going to numbers where you make your order, you walk away and then they call number 13 and you go,” O’Connor

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Top: Ben Boykin, chairman of the County Board of Legislators. Deputy Parks Commissioner Peter Tartaglia and Parks Commissioner Kathleen O’Connor. Bottom: Saxon Woods pool in White Plains. Photos by Peter Katz.

We have to open these things as prudently as we can and at the same time people have to have confidence that we’re not doing it recklessly. — County Executive George Latimer

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said. “They’re willing certainly to follow (the procedures) and if they don’t there will be consequences but they’re all anxious to do the right thing and we work very closely with all of them.” Ben Boykin, chairman of the County Board of Legislators, noted, “Westchester County has 18,000 acres of parklands that we own. We’ve got six golf courses, we’ve got the five pools, four are going to open this year, we’ve got the South County Trailway, we’ve got the North County Trailway that thousands of people enjoy.” When the Business Journal asked County Executive George Latimer about the loss in revenue the county has seen, not only from the parks and

pools but in general due to the COVID-19 situation, he said, “While we’re opening up the pools pretty much on time and we’ve done very well at the golf courses ... we’ve lost the revenue stream at Playland already for what amounts to a month and a half and we’re going to lose that and some other parks revenue streams.” Latimer said that an important part of the reopening process, whether for the county’s parks and recreation facilities or private businesses is peoples’ comfort levels. “Some number of people are still not comfortable interacting yet in the society. We’re seeing a rise in ridership on Metro-North but it doesn’t look anything like it did a couple

of months ago,” Latimer said. “This slow opening is not just what government does but how individuals themselves feel about their level of comfort.” He said that when the county announces the reopening of pools or other facilities it tries to make people aware of precisely what it is doing in the name of public health and safety. “Through our department of economic development ... we work with local businesses so that every store you walk into that’s now open has a certain protocol. You’ll see splash guards that you never saw before. You’ll see little things on the floor that tell you where you should stand when somebody’s standing proximate to you. You’ll see masks on, you’ll see hand sanitizer opportunity everywhere you go,” Latimer said. “We have to open these things as prudently as we can and at the same time people have to have confidence that we’re not doing it recklessly. Therefore, you should feel comfortable in engaging in it and we do see a big uptick in the economy of Westchester County,” Latimer said. He said that a prime example of the economy coming back can be seen on Interstate 287. He said that in the beginning of the shutdown to deal with the pandemic virtually nobody was on the road but that’s now changing and traffic is on the rise. While enforcement of regulations governing the business reopening and the use of social distancing and masks by the public has been delegated by New York state to the local level, Latimer said that the county’s enforcement measures are designed to promote compliance rather than to take punitive steps against offenders. “We expect our parks personnel and our police personnel to engage with people in a positive way, in a positive demeanor, and encourage them to put the mask on, encourage them to socially distance, encourage them to depart the facility when it’s time to close the facility for sanitization. And, so far, I think we’ve gotten pretty good compliance.”

IBM sues to stop a former top exec from working for Microsoft BY BILL HELTZEL bheltzel@westfairinc.com

BM has sued to stop a former high-ranking executive from working for Microsoft. The Armonk company accused Rodrigo Kede Lima of violating a noncompete agreement and misappropriating trade secrets and is demanding the return of nearly $1.3 million in stock options, according to a lawsuit filed June 15 in U.S. District Court in White Plains. “Lima is violating his noncompetition agreement by seeking immediate employment at the highest levels of Microsoft,” the complaint states, “where he cannot avoid exploiting his IBM client relationships and using his knowledge of IBM confidential business plans to face off against IBM.” Lima responded in a court declaration that IBM has no legitimate interest in stopping him from accepting the position of corporate vice president for Latin America. “My work at Microsoft will not put IBM at any competitive disadvantage whatsoever,” he stated, but he will suffer “significant undue hardship” if not allowed to work for a year. Lima resigned on May 18 and had planned to start the new job May 20. The start date was postponed to June 19, after IBM objected. Now he must wait until at least mid-July, following a court hearing on July 14 scheduled by federal judge Philip M. Halperin, who temporarily restrained Lima from working for Microsoft. Lima, a native of Brazil who lives in Riverside, Connecticut, worked for IBM for 25 years. By 2012, he was general manager for Latin America. In 2017 he was promoted to global technology services manager. In January he was made general manager of integrated accounts, where he was responsible for overseeing its 77 most valuable customers. “Lima was among the top 1% of IBM’s highest-ranking executives, with a seat at the table alongside the chairman and chief executive officer,” the lawsuit states. IBM claims that Lima was privy to corporate secrets and strategies, including confidential information about top customers. The company cites cloud computing as one of its most intense areas of competition with Microsoft, where Lima allegedly has in-depth knowledge of IBM products in development. Lima poses a competitive threat “not merely because he knows the company’s trade secrets,” the complaint states, “but because he has developed relationships with significant IBM customers and potential customers.” The competition is especially fierce in Latin America, according to the complaint, “where Lima’s client connections are particularly strong.” Lima was paid more than $4 million in compensation and equity over the past five years. He agreed not to accept a position with a competitor or to solicit IBM customers for 12 months after leaving the company. Lima argues that IBM is exaggerating his

Nonprofits Impact: Today More Vital Than Ever By Steve Malito and Arthur Goldstein The simultaneous combination of the COVID-19 health pandemic, strict lockdowns, and the shuttering of many businesses and shops vital to our communities also threatens to seriously undermine our region’s key social service providers – just at a time when we need their positive impact more than ever. Nonprofit providers, many funded primarily through donations and government contracts to offer health care, special education, and other social services, are now exceptionally vulnerable to recent economics.

Steve Malito

Arthur Goldstein

Without massive federal intervention in 2020 and 2021, lower tax revenues will deprive state and local governments of resources they might normally dedicate towards critical social services. Rodrigo Kede Lima

knowledge of products and strategies. The financial information to which he had access, for instance, has no relevance beyond the current quarterly reporting period. He is unaware of global business and investment plans for the next 12 months. He has done no business for IBM in Latin America since July 2018. His knowledge of cloud computing is minimal, he stated, IBM’s claim that it is a serious competitor to Microsoft in cloud computing is “dubious,” and Latin America represents only 5% of IBM’s global technology market. He claimed he has returned all IBM documents, deleted emails and files from his personal devices, and has disclosed no confidential information to anyone outside of the company. “I have not violated and will not violate that agreement,” he said in reference to the noncompete agreement. His decision to leave IBM was not financially motivated. In fact, he declared, he forfeited $8.5 million in stock options that would have vested by 2022. He was motivated, he said, by “deep unhappiness working for the company.” IBM, he explained, is highly centralized, and even though he was a senior executive he was not empowered to make basic managerial decisions without corporate approvals. “I attempted to change the highly centralized corporate culture at IBM, but after several years of trying, I came to realize that my efforts were futile under the current leadership.” If he is prevented from working for Microsoft or for any technology company in this fast-moving industry, he stated, his skills will become obsolete, his management abilities will deteriorate and he may not be able to find a comparable position in a year. IBM is represented by Manhattan attorneys Robert A. Atkins, Liza M. Velazquez and Pietro J. Signoracci. Lima is represented by Manhattan attorneys James H. McQuade, Mark R. Thompson, Michael Delikat and Robert N. Holtzman.

New York State, for example, has announced potential reductions of as much as 20% for Medicaid reimbursements, as well as a projected $60 billion deficit in the next four years. At the same time, loyal donors who have lost income and are uncertain about their businesses might find reaching into their own pockets more difficult. As millions of Americans have lost their livelihoods and are struggling, many are likely to look towards regional social-good agencies for support. This simply adds more pressure on the leaders of these nonprofits to not only provide more and continuing services, but to adapt to the new budgetary pressures of our times. DHC and its team of legal and regulatory professionals have worked with some of New York’s most prominent social service organizations for more than forty years, and they continue to inspire us with the important work that they do providing essential services to individuals and communities in need. When major policy issues are at hand or the allocation of scarce budgetary dollars are to be decided upon, the DHC team elevates awareness of our clients and their unique, critical mission to serve New York’s most vulnerable: children, foster families, persons with disabilities, the homeless, and the formerly incarcerated.

Each organization’s impact on the communities around us inspires. In this critical time, revealing the human faces behind nonprofit services – the thousands of adults and children – and helping them to not only survive, but thrive, defines our mission as advocates. Arthur Goldstein, Chair of the New York City and Westchester County Government Relations practice group, and Steve Malito, Chair of the New York State Government Relations practice group, are partners at Davidoff Hutcher & Citron LLP.

New York City ▪ Washington D.C. ▪ White Plains ▪ Albany 212.557.7200 ▪ DHCLegal.com FCBJ

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JULY 6, 2020

Ginsburg—

ments range in size from 973 to 1,677 square feet and offer Hudson River views from either a patio or balcony. “It’s going to be the highest quality rental as far as I know in Rockland County,” Ginsburg told the Business Journal. “There really is nothing comparable in Westchester or Rockland County. There are only eight apartments in a building. It’s a walkable community. We have a marina, there’s a lagoon with a kayak launch on it, you cross over a bridge to get to the Admiral’s Cove where the ferry landing is.” Ginsburg said he believes the market will include people seeking to leave New York City in the wake of the COVID-19 outbreak because of their new concerns about living in the city’s dense conditions. “There is definitely movement out of the city,” Ginsburg said. He said that company executives who live in the suburbs are thinking twice about having their offices and employees located in New York City. He said that he’s seen that reflected in activity at his other developments, such as in Peekskill. “We’re getting people from Manhattan and Brooklyn. There definitely has been a movement,” Ginsburg said. “Obviously we do get Westchester people, we get people from West Point, but there is definitely a sense that we are

Zone—

pandemic continues to have a “negative impact” on their activities, with about 71% saying that, while still interested in the concept, they are reluctant to commit due the ongoing uncertainty about the economy. But Greenwich resident Jim White, a serial entrepreneur whose business turnaround strategy has generated over $1.8 billion in revenue, said that now is the time to get back into the Opportunity Zone business. “Right now there are 8,743 Qualified Opportunity Zones throughout the United States and its territories,” White said. “Not only that, there are still the same incentives for investors to

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seeing more activity from New York City and I think they’re recognizing how crowded their facilities are down there.” Ginsburg noted that the rental rates for a two- or three-bedroom residence complete with parking at his Haverstraw project may only pay for a studio in some parts of Manhattan. Ginsburg said that there are now about 500 people living in the Harbors-at-Haverstraw complex. He said that 280 of the units are condos. “We’re going to be building 250 additional apartments and a waterfront restaurant on the Admiral’s Cove site and then we’re expanding the marina.

We’re adding world-class sculptures there,” Ginsburg said. Also in the works is the completion of a trail system designed to link his development and the village of West Haverstraw. Ginsburg said that the interruption in construction as part of the COVID-19 shutdown affected the Haverstraw project along with forcing a halt in activity at his Abbey Inn and Spa in Peekskill. Ginsburg Development Cos. converted the former convent of the Episcopal Sisters of St. Mary’s into a 42-room inn, restaurant and event facility with views of the Hudson. It’s next to

Ginsburg’s residential project known as Fort Hill Apartments at the Abbey. “Westchester has really not been recognized relatively in its proximity to New York. People from New York have not really discovered Westchester,” Ginsburg said. “Some people in New York and Brooklyn have no perception how close Westchester is and even the fact that there is a substantial amount of commercial business up here.” Ginsburg said others do know what Westchester has to offer and he’s been getting a lot of attention from New York for his remake of the former

Westchester Financial Center in White Plains into City Square with new apartments, renovated office spaces, retail, restaurants and open space. “Right now I think everybody seems to be catching their breath and seeing just how they may have to reposition themselves,” Ginsburg said while noting that there was a lot of development going on in Yonkers, New Rochelle and White Plains before the pandemic and it’s picking up again. “They’re getting more development now than they’ve had in the last century. And, it’s all, I think, healthy for the most part and pretty good quality. Basically, I’m very positive about the future up here.” Ginsburg said a major objective he has is to promote Hudson River tourism and it, in turn, can help promote real estate. “When an area becomes touristy other businesses start going there too because it becomes a pleasant environment,” Ginsburg said. “The Hudson River currently is the only major river in the world that doesn’t have cruise ships on it.” He said that the use of electric power on vessels would be an environmental plus and that foreign tourists visiting New York City and looking for excursions would be an excellent market for Hudson River cruises. “The opportunity is there and I think it will eventually come but the forces are not aligned for that right now,” Ginsburg said.

reinvestment in Qualified Opportunity Zones is in the $6 trillion range. “And not only that,” he said, “but project sponsors and developers can go into the zones and update the real estate, the infrastructure, start new businesses, collaborate with nonprofits, start hospitals — all kinds of different things.” The fact that altruism is a part of the Opportunity Zone equation — the point is to help low-income communities by creating jobs and thus aiding the local economy through payroll and taxes — should play a major role in such investments, White said. Not, he noted ruefully, that that has always been the case.

News stories about Michael Milken and Jared Kushner lobbying for preferential treatment “resulted in a lot of bad press,” White acknowledged. “There was a feeling that, ‘This is just another thing for the buddies,’ if you will.” While he and PHT are now helping rebuild interest in the zones around the country, White said that, so far at least, there is little serious activity taking place in Fairfield County or in Connecticut at large. Still, he said, “I’d say there’s more interest today than there was prior to COVID-19. It’s a matter of educating or re-educating people on what kind of investments these can be. “We’ll get there,” he said.

Developer Martin Ginsburg and The Waterfront at Harbors in Rockland County. Photo by John Vecchiolla.

get involved with them.” Investors uncertain about getting involved in anything at the moment — the Dow has gone from the 29,000s in February to 20,700 in March, and has been gaining and losing haphazardly ever since — should seize the chance to get in (or back in) to these zones now, White said. In fact, he recently created the PHT Opportunity Fund, which makes strategic investments in the zones. The potential positives are impressive, he said, outlining four major benefits: • Investors can defer recognition of the capital gains invested until up to Dec. 31, 2026 — and postpone paying the federal tax obligation until FCBJ

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the tax return due date in 2027. • If an investor holds their Quality Opportunity Fund interest for five years, their federal deferred capital gains amount will be reduced by 10%, provided they invest their capital gains no later than Dec. 31, 2021. • If an investor holds their fund investment for 10 years, any additional gain (in excess of the deferred gain recognized in 2026) on the sale of that investment is not subject to federal income tax if sold before 2048. • Income distributions can also be received from the fund’s earnings. White further cited Economic Innovation Group research that estimates the potential capital eligible for

Suite Talk

Suite Talk: Richard Guha, entrepreneur-in-residence at Sacred Heart University

ichard Guha has seen a great deal over his five-decade career as a corporate executive in the consumer products, telecommunications, energy and software industries. But perhaps his most unusual work occurred this spring in his role as entrepreneur-in-residence at Sacred Heart University, where the COVID-19 pandemic forced his consulting to abruptly shift from the immediacy of person-to-person discussions to the digital confines of the Zoom screen. In this edition of Suite Talk, Business Journal Senior Enterprise Editor Phil Hall discussed Guha’s role in adapting to business mentoring in the midst of a pandemic. You are the university’s entrepreneur-in-residence, but nobody was in residence at the school for the past semester. How were you able to do your duties? “Well, it’s been all virtual. It’s not quite the way we envisaged it because the idea was that I would sort of run into people at events and such. What’s happened is the professors have to refer people — and, of course, the professors have had their own challenges, so they’ve had to have virtual meetings with students.” How have the student entrepreneurs that you are advising responded to the crisis? Have they looked at the pandemic with any entrepreneurial thoughts? “For everyone who says, ‘Oh, my God, because of COVID-19 the business idea I had isn’t going to work,’ there’s another one who says, ‘There’s an opportunity here. I can do stuff, whether it’s to do with home-delivery services or whether it’s to do with purification using ultraviolet light.’ I think for some people it has sparked ideas.” What type of pandemic-inspired businesses mostly

to do things online. I mean, actually, I’m not terrible — I was quite worried at first, but I think it’s working out surprisingly well.” Do you find that today’s students, the Generation Z, being more entrepreneurial than the millennials or the Gen Xers that came before them? “If you look at the statistics, students have always been comparably entrepreneurial. I think the difference is that now we give them help. And I remember when I was an undergraduate many years ago — I won’t even tell you how many years ago — I started two businesses and they failed miserably because I wasn’t terribly good at it. We had no advisers, no help and we were on our own. Now, you can get help from the university and from the community around you. I would say that the difference isn’t so much they don’t have ideas, but the difference is they can do it.”

Richard Guha, entrepreneur-in-residence at Sacred Heart University. Photo by Phil Hall.

If you look at the statistics, students have always been comparably entrepreneurial. I think the difference is that now we give them help.

have the students here been interested in creating? “Some of them are fairly straightforward: sort of delivery service-type things, but some of them get fairly technical using blockchain to track organic foods through markets. The most recent one we had was the funding of agricultural businesses because with the restrictions on importation of food there’s an opportunity for local farmers and local producers to do stuff. So how do you do that, because the banks don’t always understand it?” And before the pandemic

disrupted the country, what businesses were the students focused on created? “A lot of them have been around fintech and there have been a few technology ones. But we don’t cover every technology — we don’t have chemical engineering courses or anything like that here.” What are your plans for the fall semester? “It depends if we come back or not. But I think if we come back in any physical sense whatsoever, we’ll be able to meet. If we don’t, I think we’re going to get better at being able FCBJ

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Are you concerned that a lot of the students would be graduating from the university and leaving Connecticut? After all, there has been an exodus of people out of the state and the state hasn’t been very good at attracting new businesses to come in. “Interesting enough, the state has probably had more programs to help startups than any other state in the country. Connecticut Innovations, the state’s venture capital arm, started in 1989, and not every state has an entity like that — several do, but they’re typically 10 years old. It also has CTNext. But even if I leave and go to New York, guess what? I tell my friends to go to Sacred Heart, so there’s always the chance of picking people up on the rebound as long as people say, ‘Oh, Connecticut’s a good place to be.’ A lot of people leave, but people come here and that’s really the critical thing.” JULY 6, 2020

CONTRIBUTING WRITER | By Norman G. Grill

Smart wealth transfer strategies

ou can distribute your wealth while minimizing estate taxes by using proven strategies, such as gifting and direct payments to educational institutions. Low interest rates and a volatile stock market are creating additional opportunities now. Here are some of the strategies available:

GIFTING

The annual gift tax exclusion provides a simple, effective way of cutting estate taxes and shifting income to heirs. For example, in 2020 you can make annual gifts of up to $15,000 ($30,000 for a married couple) to as many donees as you desire. The $15,000 is excluded from the federal gift tax so that you will not incur gift tax liability. Furthermore, each $15,000 you give away during your lifetime reduces your estate for

federal estate tax purposes. Any amounts above this limit, however, will reduce an individual’s federal lifetime exemption and require filing a gift tax return.

DIRECT PAYMENTS

Direct payments for medical or educational purposes indirectly shift income to heirs; however, it only works if the payments are made directly to the qualifying educational institution or medical provider. This strategy allows you to give more than the annual gifting limit of $15,000 per donee. For example, if you’re a grandparent, you can pay tuition directly to your grandchild’s boarding school, college or university. Room and board, books, supplies or other nontuition expenses are not covered. The same is true for direct payments to a hospital or medical provider. But medical expenses

reimbursed by insurance are not covered.

LOANS TO FAMILY MEMBERS

This strategy works by loaning cash to family members at low interest rates, which is then invested with the goal of reaping significant profits down the road. With mid- and long-term applicable federal rates (AFR), rates for June, as low as 0.43 and 1.01 percent, respectively, heirs can lock in these rates for many years — three to nine years (mid-term) and nine to more than 20 years (long-term).

GRANTOR RETAINED ANNUITY TRUST

Another relatively low-risk strategy is the grantor retained annuity trust (GRAT), where the donor transfers assets to an irrevocable trust and receives an annuity payment back from the trust each year. This strategy enables heirs to profit from

their investments long-term — as long as returns are higher than the IRS interest rate. This is easier than ever now that IRS interest rates are so low. In June, the interest rate used to value certain charitable interests in trusts such as the GRAT is 0.60 percent.

ROTH IRA CONVERSIONS

Contributions to a traditional IRA are made pre-tax, which means distributions are considered taxable income. However, with a Roth IRA, the tax is paid up front and distributions are completely exempt from income tax. It is this feature that makes converting a traditional IRA to Roth IRA and rolling it over to an heir an attractive option, especially during a financial crisis. The conversion is treated as a rollover, and typically would be accomplished via a trustee-to-trustee transfer where the trustee of the

traditional IRA is directed to transfer an amount from the traditional IRA to the trustee of the Roth IRA. The account owner pays income tax on the amount rolled over in the year the account is converted, which allows the account to accumulate assets tax-free and future distributions are tax-free. This has been a brief discussion of a complex subject and should not be taken as advice. If you are considering transferring wealth, it would be prudent to seek the assistance of a qualified financial professional. Norm Grill, CPA, (N.Grill@ GRILL1.com) is managing partner of Grill & Partners, LLC (GRILL1.com), certified public accountants and consultants to closely held companies and high-net-worth individuals, with offices in Fairfield and Darien, 203-254-3880.

Retiring Greenwich Hospital leader Norman Roth: Facility emerging from COVID-19 stronger than ever BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

s he prepares to begin his retirement on Oct. 2, outgoing Greenwich Hospital President and CEO Norman Roth said he believes he’s leaving behind an institution that is stronger and better prepared to face future challenges than it was even just a few months ago. “A hospital is only as good as its staff and the physicians who work there — and we’ve been blessed with an extraordinarily high-quality staff,” Roth told the Business Journal. “We have continued to transfer the organization from an episodic health care center to one where there’s a true recognition of what a privilege it is to serve the public.” With a career spanning 41 years, most of them within the Yale New Haven Health System — and the last five as Greenwich’s

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Norman Roth

leader — Roth indicated that one of his proudest moments came with how the facility handled the COVID-19 pandemic. “At one point we had 26 COVID-positive patients in the hospital — about 75% of our total — with 28 of them in our intensive care unit,” he said. “But our leadership stepped up and did an amazing job. And I was so impressed with our staff, which never missed a beat. They ran to meet the challenge, as opposed FCBJ

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to running away from the challenge.” Through those efforts, the hospital has become better recognized as “a major medical center,” Roth said, “based on the way that everyone came together to treat our patients.” While saying his exit from Greenwich is “bittersweet,” Roth said he believes that his successor, Diane Kelly, will thrive. “When we hired her (as chief operating officer) in April of 2018, it was with my knowing that one of my major duties was to help prepare her for the leadership role,” he said. “And that’s the right way for any leader to leave an organization — with a very clear, transparent succession plan in place, so the organization doesn’t lose any steps at all.” Asked what made Kelly such an obvious choice to succeed him, Roth said, “I saw someone who could immediately contrib-

ute to the day-to-day operations of Greenwich Hospital.” Both she and Marc Kosak, who is succeeding Kelly as COO — “are so strong and talented — I know they have the right approach to lead Greenwich Hospital,” he said. “And Diane has the empathy, compassion and commitment to our patients and staff that you want, which will serve her and the organization well as we continue to grow.” That growth includes continuing to implement a $160 million plan to expand clinical services and ambulatory centers in lower Fairfield and Westchester counties, part of which is the construction of a $70 million, 80,000-square-foot cancer center. With so much activity, what made this the right time to step down? “I’m 68 years old and have been working in health care for

41 years,” he said. “I knew this was the right time, especially with Diane and Marc in place. “And we have four grandchildren, the oldest of whom is 8½,” he added. “My kids grew up so fast that we wanted to make sure we had time to spend with our children and grandchildren.” As for his golden years, “I plan on spending a couple of months not doing much,” he said — although that won’t last for long. Plans include reacquainting himself with Spanish, improving his golf game, traveling with his wife when it is safe to do so and finally learning to play the piano. “I love what I do and the people I’ve been privileged to work with,” Roth said. “But at some point, you can’t keep saying, ‘I’ll wait until the next project is finished, and then when the next project is finished and then when the next project is finished.’ The time feels right.”

Rye eye surgeon accused of bilking COVID-19 loan program of $637,200 BY BILL HELTZEL bheltzel@westfairinc.com

ye eye surgeon Ameet Goyal has been indicted for allegedly getting two COVID-19 business loans totaling $637,200 that he was not allowed to receive because he was facing criminal charges in an alleged $3 million health care fraud scheme. Acting U.S. Attorney Audrey Strauss announced a superseding indictment June 24, adding charges of bank fraud and making false statements on loan applications. “We have moved to dismiss the first indictment,” Goyal’s attorney, Marc Mukasey, responded in an email, “and are preparing to fight whatever remains of the case at trial.” “For the record, Dr. Goyal has spent the past several months caring for his patients with skill and empathy and volunteering his time to treat patients afflicted with COVID19,” Mukasey said. Goyal, 57, owns and operates Eye Associates Group and Rye Eye Associates, according to the government, and has practiced in Rye, Mount Kisco, Wappingers Falls, New York City and Greenwich, Connecticut. The original indictment, issued Nov. 21, alleges that Goyal defrauded patients, Medicare and private insurance plans from 2010 to 2017. Then in April, Goyal applied for two Paycheck Protection Program loans, financed by the federal government under the Coronarivus Aid, Relief and Economic Security Act and administered by the U.S. Small Business Administration. Applicants with pending criminal charges are ineligible for PPP loans and the borrowers who are eligible may receive only one loan. Goyal allegedly submitted an April 21 application for a $358,700 loan for Ameet Goyal, doing business as “Eye associates.” He included a report showing monthly payroll of $97,273. He applied again April 29 for $278,500 for “Rye eye associates.”

Ameet Goyal

“Although the Loan 2 application purported to be for a different loan, with a different loan amount, to a different business name, with a different business identification number than ... Loan 1, the defendant submitted the exact same payroll report,” the superseding indictment states. Goyal also answered “no” on both applications to whether he was subject to any criminal charges and he identified himself as the 100% owner of both businesses. Both loans were approved and fully funded. If convicted, a judge could add up to 10 years of additional jail time to the original charges, according to a press release issued by the acting U.S. Attorney. The original three charges carry maximum penalties of five to 20 years imprisonment. The original indictment accuses Goyal of submitting false claims for services that were not performed, were misrepresented and were billed at a more lucrative level than warranted. For instance, the medical practice performed many procedures for a minor condition in which a bump develops on an eyelid, usually because of a blocked oil gland. The bump is typically treated with warm compresses and gentle massage and clears up on its own,

according to the indictment. Sometimes the bump, called a chalazion, was excised in a 15-minute procedure, for which the medical practice was typically paid $200. Goyal was accused of frequently billing health care providers for more complicated procedures that were not performed and for which he typically received $500 to $950. He submitted $8 million in claims, according to the indictment, and received more than $3 million for misrepresented surgeries. He is accused of directing employees to falsify bills and medical records and “threatened the livelihood of employees of the practice who were

reluctant to comply with these directions.” He also allegedly initiated debt collection actions against patients who did not pay the full amount of procedures that were not performed. His attorneys have filed a motion to dismiss the original indictment, stating that it “fails to identify even a single instance in which Dr. Goyal did any of those things. “Without such basic and essential facts, or notice as to who was defrauded, how the fraud was accomplished, and the dates on which the fraud was allegedly carried out,” the June 2 motion states, “the indictment is deficient on its face and musts be dismissed.”

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Ellen Sledge chills for success with her Penny Lick Ice Cream BY PHIL HALL phall@westfairinc.com

hen Ellen Sledge began Penny Lick Ice Cream Co. in 2013, she was returning to the workforce after a break to raise her three children. A pastry chef by training, she ran catering events at Princeton University before putting her career on hold. But she was initially uncertain about how she would reanimate her professional life. “When I spent years home with my kids, I always wanted my own business, but I really wasn’t completely certain what I wanted to do,” she recalled. “I decided to make a short list of the things I like to make most. I narrowed it down to two choices: ice cream and candy. I couldn’t decide on one or the other and — I’m not joking — I flipped a quarter and I landed on tails. So, I have an ice cream business.” Penny Lick Ice Cream started at the farmers market in Hastings-on-Hudson, with Sledge creating her product in a local commissary kitchen. “I bought a single pushcart and I made ice cream in pints and in small push-pop containers,” she said. “I didn’t know how

In addition to her store, Ellen Sledge, sells ice cream from pushcarts. Photo courtesy Penny Lick Ice Cream.

well it would go and I didn’t have a lot of money to spend, so I tried it out as a farmers market business for the first year and it went pretty well.” Sledge returned the next year with more pushcarts and a small staff of teenage employees who were spread out across multiple farmers markets in Connecticut. She quickly elevated her focus to catering for birthday parties, bar mitzvahs, weddings while saving up to open a store. In 2015, Penny Lick Ice Cream established a retail presence at 580 Warburton Ave. in Hastings-on-Hudson. While the market is not lacking in ice cream brands, Sledge stressed her products stand out by being allergen-free — peanuts, tree nuts and sesame are absent from her ingredients list and she is in the process of phasing out the use of eggs. As a smaller business, she said, Penny Lick Ice Cream can ensure allergy-sparking ingredients do not accidentally get into the mix. “Usually, large ice cream manufacturers are making several brands in one manufacturing facility, and there is no clear guarantee of no cross contamination, no matter how good your good manufacturing practices are,” she said. “As a dedicated peanut and sesame-free product, that means that none of the ingredients have been exposed. Even with the sprinkles in our shop, we have to be careful that they don’t come from

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a plant that also bags mixed nuts. And that’s a lot of extra work, but we think it’s a really good payoff.” Sledge’s roots in the farmers market environment also made her conscious of using the cleanest ingredients. “When I started my product, it felt wholly inappropriate to use corn sweeteners and food dyes,” she said. “That first season really shaped how I’ve made my ice cream ever since.” Sledge’s company focuses on a range of 24 flavors, with some rotating in and out to meet seasonal product availability. Creating a new flavor can run the time gamut from abracadabra to epic trial-and-error. “More often than not, a recipe will go wrong again and again and again,” she said. “You will have a great idea in your head of how it’s going to turn out and how it’s going to freeze and how it’s going to taste and it never quite works right. Dark Chocolate Coconut is always in our top five in our sales numbers every day — it’s a vegan ice cream and it took me about 40 tries to get it to freeze properly. And then sometimes things just work magically: When I made our mocha macchiato, it worked great the first time.” Penny Lick Ice Cream serves up its wares in cups, cones and shakes. But not every offering has been welcomed. “We don’t do egg creams,” Sledge said. “We did for a little while but nobody wanted them. It made me sad, so I just pulled it from the menu. We do root beer floats, but that is also not a huge seller.” Sledge opened a wholesale factory in Port Chester to accommodate the demand for her ice cream, but the COVID19 pandemic’s impact on her business was, in her words “a bit disastrous,” with cancellations in her catering work and the loss of approximately 30% of her annual retail revenue. Things are starting to pick up, with smaller drive-by parties eager to include her ice cream in the menu. “Unlike most ice cream shops, we are a 12-month-a-year operation, in part because we are still doing winter events,” she said. “We also used the shop to do children’s birthday parties, but I can’t imagine those returning until 2021.” Sledge admitted she would consider opening additional stores in Westchester after the pandemic is history, but at the moment she is focused on the one-day-ata-time strategy. “We’re not as healthy as we would be in the normal summer due to COVID,” she acknowledged. “But we’re okay enough. We are still going to be open this winter. I’m not certain quite what this winter will look like, but my game plan is to still stay a 12-month-a-year business.”

Cuomo tells malls, businesses to upgrade air filters in order to reopen BY PETER KATZ pkatz@westfairinc.com

arge malls in New York will have to upgrade their air conditioning systems with filters that can remove the COVID-19 virus from the air before they will be allowed to reopen, Gov. Andrew M. Cuomo said during a news conference on June 29 in Manhattan. “The COVID virus is 0.1 microns,” Cuomo said in describing the size of the virus. A human hair measures from 20 to 40 microns in size. “There are HEPA filters that can filter out 0.01, so any malls that will open in New York, large malls, we will make it mandatory that they have air filtration systems that can filter out the COVID virus.” Cuomo said that in addition to requiring large malls to use upgraded filters in their air handling systems, the state would recommend that all businesses and offices explore installing filters that can trap the COVID-19 virus. “We have been looking at this issue because we look around the country and you’re seeing malls, you’re seeing air conditioning systems, indoor spaces that have been problematic,” Cuomo said. Cuomo showed off a model mountain made of Styrofoam that was designed to demonstrate how the number of COVID-19 cases built up in New York, reached a plateau and then made a slow decline. Painted in various shades of green and gray to reflect rugged terrain, the mountain, which sat on a table behind Cuomo during his news conference, had the number 42 at the top to reflect the number of days it took for the coronavirus outbreak to peak in New York. Cuomo again assailed the federal government for what he described as abandoning its responsibility in the fight against the virus and said it is time for President Trump to reverse his position on the use of masks. “The president can do two things,” Cuomo said. “First, sign an executive order directing everyone to wear a mask. How is it we’re at this point as a nation and we still haven’t done the simple, easy, minimal step of saying you must wear a mask when you’re in public? The president doesn’t have to pass a piece of legislation, doesn’t have to call on the Congress, just sign an executive order saying ‘Wear a mask.’ Then let the president lead by example and let the president put a mask on because we know it works. We’ve proven that it works in the state of New York.” Cuomo said that even though the White House has been saying it’s up to the states to handle the crisis, the president hasn’t really left it up to the states and has

been pressuring them to reopen quickly. “The denial by the federal government of the severity of this virus was followed by the federal government’s abandonment of responsibility,” Cuomo said. “How many testing sites across America has the federal government set up and operated? Fortyone. Well, is that a lot or a little? Well, for comparison, you know how many sites we have in the state of New York? Seven hundred and fifty. The federal government has put up 41 sites, FEMA and HHS, that they operate. How can that be? Because from day one, they told you they didn’t believe it was a problem. They started day one, ‘It’s

Deaths in Westchester now total 1,557, with 1,424 Westchester residents falling victim to the virus. The number of Rockland residents who have died remains at 506. The number of Putnam residents killed by the virus is 63. A total of 401 Orange County residents have died from the virus. Deaths in Dutchess County are unchanged at 159. New York has had 392,930 people test positive for the virus. There now have been a cumulative total of 34,798 cases identified in Westchester, 13,580 in Rockland, 1,325 in Putnam, 10,716 in Orange and 4,201 in Dutchess.

like the flu.’” Cuomo said the “2020 MTV Video Music Awards” will be held without an audience, or possibly with a small audience, at Barclays Center in Brooklyn on Aug. 30. Cuomo has directed the New York State Police to form a temporary fireworks enforcement detail in view of all the illegal fireworks that have been turning up in the state. According to statistics obtained from the state Department of Health on June 29, there have been a total of 24,842 COVID-19 deaths in New York.

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Beyond Biz WHEN NICHOLAS D. KRISTOF was a child, he rode the Number 6 school bus with the five children of the Knapp family in Yamhill, Oregon — a farming community of golden wheat, Christmas trees and spreading orchards of apples, cherries and hazelnuts. The Knapps had been itinerant fruit pickers who managed to become homeowners through husband Gary’s union pipe-laying job and wife Dee’s work driving a tractor. Their bright brood — led by Kristof’s Yamhill Carlton High School classmate Farlan, “adept with his hands and smart, a natural engineer” — was on a trajectory to surpass preceding generations in education, with high school graduation and college in their sights. However, when Gary, an alcoholic wife beater, died at 39, the Knapps, like others in their community, found themselves falling off the tightrope of patriarchal, workingclass America, in which any one problem — the loss of a breadwinner, usually the husband; a parent’s drug addiction — could send a family on a downward spiral of dropping out of school, un- or underemployment, substance abuse, mental illness, incarceration and early death. “I think back to my friend,” Kristof says of Farlan, a woodcarver and furniture maker whose drug and alcohol abuse led to liver failure. “Those five kids were all smart. But four out of five of them are dead. I wonder if I might’ve been like Farlan had our circumstances been reversed.” Instead, Kristof — the Chicago-born son of Portland State University professors, who grew up on a sheep and cherry farm — would go on to Harvard and Oxford universities, the latter as a Rhodes Scholar, and a career as a foreign correspondent and associate managing editor of The New York Times. In 1990, he and wife Sheryl WuDunn, who served as a foreign correspondent and business editor with The Times, became the first married couple to win a Pulitzer Prize for journalism for their coverage of the uprising in China’s Tiananmen Square. (He garnered a second Pulitzer in 2006 for his columns on war-torn Darfur, Sudan.) With WuDunn, who now works in finance and consulting, Kristof has written four books on the subjects of China and women’s rights. Their fifth, published last month by Alfred A. Knopf, considers what happened to their friends back in Yamhill and workingclass people like them around the United States. “Tightrope: Americans Reaching for Hope” ($27.95, 304 pages) is a timely work and, thus an important one, given that the erosion of the American working class was a decisive factor in the 2016 presidential election and will undoubtedly play a role in the 2020 one as well. At its heart, the book offers a counterpoint between nature

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TO WORKERS WITH LOVE BY GEORGETTE GOUVEIA PHOTOGRAPH BY BOB ROZYCKI

Nicholas D. Kristof and Sheryl WuDunn, a Westchester couple, are the parents of three children and five books. The latest book, “Tightrope: Americans Reaching for Hope,” is the subject of their March 11 talk at Scarsdale High School.

and nurture, personal responsibility and collective obligations. That counterpoint is central to the decline of the working class, they write. “One of the root causes was a change in the narrative that began in the 1970s,” says Kristof, a Westchester resident who will join WuDunn for a book talk at Scarsdale High School on March 11. “Everything was about personal responsibility and the idea that helping people would create dependency.” But aren’t people responsible for their own actions? Kristof acknowledges that “there are bad individual choices. What’s most important are the bad choices society has made.” Both he and WuDunn point to the lack of a safety net in the United States, noting that auto workers who were laid off in Ontario, Canada, during the Great Recession of 2008-09 made out better than their Detroit counterparts in large part because they retained their health benefits and had access to better job-retraining programs. WCBJ

“Ultimately, we need health care for all,” WuDunn says. Kristof agrees: “I would add that what’s important is universal health care. It’s less important if it’s single payer, as in Britain, or multiple payer, as in Germany.” Complicating the lack of health care and the deterioration of the working class is what WuDunn calls “a hostility toward labor unions,” which is often eclipsed by management in their battle for workers’ rights and benefits and have themselves made mistakes. The couple also sees a lack of education as crucial. “There is an anti-intellectualism that is permeating the country,” observes WuDunn, who holds a B.A. from Cornell University, an M.B.A. from the Harvard Business School and an M.P.A. from Princeton University’s Woodrow Wilson School of Public and International Affairs. What we need, she adds, is early childhood education so that kids can get a jump on higher learning, as there is a great socioeconomic divide between those who

have a bachelor’s degree and those who don’t. The only way this will happen, Kristof adds, is if we have a more egalitarian system so that poorer kids have the same access to quality education that wealthy kids do. For some, education will mean job retraining, the couple says. But that doesn’t mean we should undervalue the contributions workers have already made to society. We must, the couple adds, understand the part that lost jobs play in shaping identities. “President Trump did speak to (workers’) sense of despair” about the loss of both, Kristof adds, but then he undercut the narrative by cutting back their health care. Kristof and WuDunn paint a portrait of a country at a crossroads, one whose mediocre standings in education, life expectancy and psychological satisfaction do not justify its overconfidence. It is in many ways a grim picture. But the subtitle speaks of hope and there are shining moments, including the example of Mary Daly, a suburban St. Louis high school dropout, who, thanks to the helping hands of a guidance counselor and a college teacher named Betsy Bane, would earn a bachelor’s, master’s and Ph.D. in economics. Today she is president of the Federal Reserve Bank of San Francisco, “one of the most powerful shapers of economic policy in the United States,” “Tightrope” quotes The Washington Post’s Heather Long as saying. Mentorship is the first of the book’s “Ten Steps You Can Take in the Next Ten Minutes to Make a Difference.” The others are sponsoring a child through Save the Children; getting involved with a nonprofit like Targeting Our People’s Priorities with Service, Provoking Hope and Women in Recovery; supporting early education for at-risk kids; becoming an advocate for a favorite cause; encouraging your book club or another group to tackle an issue; volunteering at a homeless shelter; discussing a taboo subject like mental health; and rewarding moral companies and punishing immoral ones with the power of the wallet. Finally, Kristof and WuDunn suggest making an individual difference. In this they are walking the talk, deciding to replace the failing cherry orchard on the family farm in Yamhill with cider apples and wine grapes that are already yielding job opportunities. “It’ll be a risk and an adventure,” they write, “but we’re also excited to create a pathway that just might help a community that we cherish.” Nicholas D. Kristof and Sheryl WuDunn’s “Tightrope” talk and book signing at Scarsdale High School is set for 7 p.m. March 11. For more, visit penguinrandomhouse. com and kristoffarms.com.

Beyond Biz FELICITY L. KOSTAKIS had us at “Hello.” Or rather “G’day.” We first met the Australianborn Old Greenwich resident at the Bruce Museum’s 2019 “Art of Design” luncheon, for which she served as co-chairman. She greeted us, as she did other attendees — immediately, warmly. It’s the way Felicity engages you that sets her apart. She treats you as if you are the only other person in the room — asking questions, listening, reacting to your responses with her expressive face, offering you her own with an unvarnished compassion. That compassion is focused at the moment on her native land and the koalas that are among the victims of the wildfires there. (See sidebar.) She is a reminder of what the Dalai Lama once said about religion: “My religion is kindness.” And indeed an extra dollop of kindness is what she tries to instill, she says, into her two teenage sons. It was an impression that was reinforced by our next meeting, at The Fearless Angel Project’s “Dancing With the Angels” gala, hosted by project founder Izabela O’Brien, whom Felicity much admires for providing scholarships to autistic youngsters in need. “There are all these intelligent, successful women,” says Felicity, who is all about women helping women. They would prove to be the role models for the second act in her professional life. A clue to what that act would be came even before we discuss it over lunch at Neiman Marcus Westchester’s Mariposa restaurant. At the “Angels” gala, Felicity noticed something was amiss with our gray wrap as we struggled to compose ourselves for a photograph with the undulating verdure of the Greenwich Country Club in the backdrop. With a graceful gesture, she adjusted the wrap’s bow. That’s when it hit us: The woman has an eye. And, as it turned out, a talent that translates not only into her work with the Bruce but into teaching art to first through fourth graders after school at the Greenwich Academy and painting oils on canvas in her home studio. Her landscapes captivate. A footbridge offers an invitation to weeping willows and cherry blossoms in spring. A sailboat streaked with red sets off on a sea of the viewer’s dreams. Waves break on a shore. An equestrian and his charge are poised to take a hurdle. But it’s her soulful portraits of dogs that have proved a hit with the community. At the moment, she says, she’s working on a 4-by-4-foot painting of a Portuguese Water Dog. People want portraits of their pets, rather than their children, to hang over the fireplace, she observes. Growing up in Merrickville, a suburb in the Inner West of Sydney, Australia, the daughter of Greek immigrants, Felicity loved art. But that was her older sister’s province, and “and

MAKING AN IMPRESSION BY GEORGETTE GOUVEIA PHOTOGRAPH BY BOB ROZYCKI

HELP FOR AUSTRALIA We interviewed Felicity L. Kostakis at the end of last year, before the devastating wildfires hit her native Australia — and her. But this strong-minded Aussie is fighting back: “I have been in regular contact with an amazing animal hospital in New South Wales called The Koala Hospital, Port Macquarie. When I last spoke to them, they had more than 50 injured koalas and some are in critical condition. They are expecting more koalas each day due to the bushfires along the south coast of New South Wales and Victoria that are still creating havoc in the area. The scale of these fires is unprecedented. “Some animals, like koalas and kangaroos, are primarily killed directly by the fires. They are being incinerated in flames or choking on smoke. Nearly a third of all koalas in New South Wales have died and about a third of their habitat has been destroyed. “I am actively raising funds for this koala hospital. It is a nonprofit organization and all the funds will go to treat these beloved treasures that have nowhere to run. This animal hospital is also planning to build the very first koala breeding facility to make sure that wild koalas never become extinct. Eventually, these koalas will be released into Australia’s protected forests. “Here in Connecticut, I am continuing to teach children art but with an ‘Australiana’ theme. The kids are learning about these unique Aussie critters (koalas, wombats, kangaroos, wallabies, echidnas and more) as well as the value of giving back while creating their own masterpieces. My hope is that the children will produce art and write a heartfelt message to the incredible veterinarians and selfless volunteers. I will send all the artwork, letters and another check to the koala hospital, showing our appreciation for all their hard work.” For more, visit koalahospital.org.au.

Kostakis, in front of a self-portrait.

you never want to do what your older sister is doing, especially if she’s great at it.” Besides, Felicity intuited that it would be hard to make a living as an artist, so she became an investment banker and moved to Dublin to work for the Bank of Ireland. It was the bank that transferred her to Greenwich. Here Denis Curran, then president of its North American operations, was “like a father figure to me. The bank was like a family. They took care of me.” That would prove crucial when she developed an infection and wound up in Stamford Hospital. She met future husband Tim Yanoti, who’s in finance, on a blind date. “He’s kind, gracious, thoughtful,” she says. “We hit it off right away.” Needless to say, Felicity never had another blind date. Once the boys arrived, traveling for the Bank of Ireland nonstop was no longer an option and she turned to painting, studying with the late Enzo Russo, who in turn studied with Giorgio de Chirico and René Magritte, among the Surrealists de Chirico influenced. She also studied with Karen Spring, who urged Felicity to do a self-portrait after she suffered a miscarriage. “Karen said, ‘You have a hole in your heart.’” It’s not that art can make up for the loss of a child or any tragedy. But it can offer a way through, a means to express the pain. The portrait took Felicity two years to complete, she says, her eyes welling.

She finds inspiration in the Impressionists — “so painterly, so expressive, each stroke effortless” — particularly Mary Cassatt, the only American to paint with the French Impressionists — and John Singer Sargent, an American expatriate contemporary of the French Impressionists whose work had much in common with the later, more muscular school of American Impressionism. “He had such bravado,” she says of his landscapes and more famous society portraits, “such deliberate strokes.” Teaching the next generation of artists and art admirers also excites her. “Children draw what they see, but they paint what they feel,” without the self-critical, selfediting filter of adults, she adds. It’s not just her students, but those of the Bruce Museum she wants to encourage. The museum’s current renovations call for it to double the number of children it can accommodate in visits and workshops each year, to around 50,000. “Some of these kids are getting on a bus and coming to the museum for the first time,” she says. “They’re getting to do art and express themselves. That’s wonderful, and I love it.” For more, visit felicitykostakis.com. Beyond Biz, the Westchester and Fairfield County Business Journals’ new section of lifestyle offerings FCBJ

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JULY 6, 2020

Ransomware: The equal opportunity attacker BY PHIL HALL phall@westfairinc.com

hen it comes to ransomware, there is good news (sort of ) and bad news (definitely). “Once ransomware hits, the good news is you know about it,” said Eric Cole, founder and executive leader at Virginia-based Secure Anchor Consulting and a former member of the White House Commission on Cyber Security. “You know it’s on your system because you can’t access your data.” And the bad news? In a webinar presentation sponsored by Norwalk-based Xerox, Cole — who is also a former chief technology officer at computer security company McAfee and former chief scientist at aerospace and arms company Lockheed Martin Corp. — noted that many people might be working on devices infected with ransomware without knowing their situation. “We’ve seen a lot of attackers who are actually putting the payload on the system in what we call a ‘time bomb,’” he said. “There’s a probability that you might have ransomware on your system that has not been activated.” Cole divided the business world’s

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approach to ransomware into two categories: either spending “a little bit upfront to make sure your data is protected, secured and locked down” or paying “a lot of money on the back end, after there’s a breach and after there’s a problem.” Ransomware, Cole said, is a truly universal experience — it impacts operations of all sizes around the world, and even Cole’s dentist had his office computer locked up by an attack. He recalled an incident where a physician affiliated with a hospital chain in the U.K. used his work computer to check his personal email and discovered a message from FedEx regarding a pending delivery. “He went in and opened it up,” Cole said. “It turned out to be a phishing attack. And when he clicked on the link, he was hit with ransomware and not only on the data on that computer. Because this was a senior doctor that had access to a lot of information, that one click encrypted 80% of all the hospital records across three different hospitals in the U.K. They had to move patients and shut down operation for four days in order to recover and get back up and running again.” Cole acknowledged that while the hospital had backup systems in place, “they were replicating the data across all four hospitals. The problem is it was all

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transparent backups and that doctor had access to all of it. So once the ransomware hit and crawled through the network and was able to encrypt all of the backups and all of the data, the hospital wasn’t able to recover in any timely manner.” Cole said ransomware has evolved into a big business, to the point that companies exist around the world that employ hackers to launch attacks on unsuspecting victims around the world. “Imagine an office building with 30 people working full time and their sole job is to target your organization, hold your data ransom and cause negative impact to your business,” he said. “That’s

the threat you’re up against.” Complicating matters, Cole said, was the abrupt ascension of the remote workforce during the COVID-19 pandemic. “Because organizations are focused on a remote workforce, they’re not focused on security,” he said. “In many cases, security was put on the back burner just to keep your business up and running. Adversaries know that, and adversaries are also struggling during these hard times — they’re looking for money. We’ve already seen just in the last few months a 300% increase in ransomware and we’re projected that this is going to continue to be a big area of focus and target for adversaries.” Joining Cole on the webinar was Priyank Ghedia, practice manager for cybersecurity and risk management at Lewan Technology, a Xerox company based in Denver, who advised the use of “defense in depth” strategy in the fight against ransomware. “You may have heard of this term before,” Ghedia said. “Defense in depth means having multiple layers of security, just like layers of an onion. A good defense in depth strategy helps you catch attacks even at the inner layers if the upper layers missed it. For example, if the email filter misses it, the firewall catches that.” While phishing emails and drive-by downloads — the latter involves compromised web pages where users unknowingly download malware — a lesser-known avenue for ransomware hackers involves Port 3389. Ghedia said, “3389 is used for remote desktops, also known as RDP. RDP is a legit business application. However, it is also vulnerable to password guessing attacks, also root force attacks that can be exploited if it’s exposed to the internet. In a search I did yesterday, it showed me about 4.1 million IP addresses, which could be accessed with RDP. Stolen RDP credentials go for as little as $3 on the dark web, and attackers could use a central stolen credential to log into exposed RDP and conduct further attacks.” Ghedia recommended putting the RDP behind a virtual private network so only company users can access it, and also stressed the importance of ensuring all computers in a Windows-based network are updated with the latest cybersecurity tools from Microsoft. But the ultimate weapon in this digital battle, Ghedia said, involved an educated workforce that knows how to avoid dubious external emails and to identify potentially spoofed internal emails. “According to the Infosec Institute statistic, one in 25 users actually clicks on the phishing links in emails,” he said. “That is why we need to train our users. They are our biggest assets and our biggest allies in this fight against ransomware.”

FOCUS ON

HEALTH CARE ELDER CARE WESTCHESTER AND FAIRFIELD COUNTY BUSINESS JOURNALS

New initiative addresses PTSD, other issues facing frontline workers BY KEVIN ZIMMERMAN kzimmerman@westfairinc.com

s COVID-19 continues to wreak havoc around the globe — over 10 million cases and more than 500,000 deaths as of this writing — attention is increasingly being paid to the toll it is taking upon health care workers. “Our priority will always be to put patients first,” said Danielle Morgan, an advanced practice registered nurse (APRN) in the Hamden and Guilford area. “But the need for something like this is that sometimes we need to take a good look at ourselves as well.” “This” is HealthCare Providers First (HPF), an initiative started by Morgan and other health care workers to address the mental health issues that can coincide with a

life spent on the frontlines. HPF is a confidential, free support line for any health care provider in Connecticut negatively impacted or navigating stressors related to COVID-19. “Together we felt we really needed to address this,” Morgan said. “The pandemic represents a whole different kind of trauma. And we wanted to make sure that the volunteers manning our phones lines are peers — too often, doctors and nurses do not reach out for the kind of help they need, which can lead to anxiety, depression and worse.” The latter was illustrated in late April, when New York City emergency room doctor Lorna Breen, increasingly feeling mentally and emotionally overwhelmed by the demands of her job, took her life at her family’s home in Charlottesville, Virginia.

In addition to the difficulties in caring for patients without access to their loved ones, Morgan noted that, at the height of the pandemic, the shortage of PPE — along with a scarcity of such supplies as ventilators and beds — sometimes left health care workers having to make the choice of which patients to treat, knowing that those not receiving treatment were essentially being left to die. Also playing a part are workers’ fears that they could catch the coronavirus and/or spread it to family members. Such situations can lead not only to incidents of post-traumatic stress disorder (PTSD), but also “moral injury.” The latter is defined by peer-reviewed medical journal The BMJ as “the psychological distress that results from actions, or the lack of them, which violate someone’s moral or ethical code.”

Even before the pandemic, PTSD had been shown to be much more common in health care providers than in the general public. A 2019 study in the Journal of Heart and Lung Transplantation found that up to 48% of nurses in a critical care unit met the criteria for PTSD, while the U.S. Department of Veterans Affairs says that about 7% to 8% of the population will have PTSD at some point in their lives. A study of 1,200 Chinese hospital workers conducted earlier this year found that about half reported symptoms of depression and 44% reported signs of anxiety during the coronavirus outbreak. A survey of 1,379 health care workers in Italy found nearly 50% reporting symptoms of PTSD, 24% depression, 20% anxiety and 8% insomnia. HPF has quickly found supFCBJ

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port from such sponsors as the Connecticut State Medical Society, the Connecticut Nurses Association, the Connecticut APRN Society and the Connecticut Psychiatric Association; it launched with 30 phone volunteers in mid-June. The initiative came together “as a result of some of the initial observations I made in my private practice,” Morgan said. “It turned out that several physicians, nurses and nurse practitioners were seeing the same thing.” Those workers are joined by a number of psychiatrists and psychologists on the HPF phone line, 1-866-904-2882. “This is something that is devastating people,” Morgan said. “We hope to grow this as big as it needs to be, and while it’s limited to just Connecticut now, we could possibly expand outside the state in the future.” JULY 6, 2020

Focus On

health care / elder care

Psychotherapist Asha Tarry on reducing anxiety in these difficult times BY PHIL HALL phall@westfairinc.com

he past several months has been stressful on many levels, starting with the health and economic crises created by the COVID-19 pandemic and then exacerbated by the often-violent protests that occurred in the wake of the

death of George Floyd while being arrested in Minneapolis. For many people, anxiety levels have been elevated, but finding a way to lower one’s anxiety does not fall into a one-size-fits-all solution. “Anxiety looks different with everyone,” said Asha Tarry, a New York-based psychotherapist and certified life coach and author of the new book “Adulting As A Millennial: A Guide to Everything Your Parents Didn’t Teach You.” In an interview produced for Westfair Business Buzz, the weekly podcast distributed by Westfair Communications, the Business Journal’s parent company, Tarry explained an individual’s response to anxiety-inducing situations is predicated on their “innate ability to cope” in both good and bad times. “First and foremost, the easiest thing

we can do is to label our feelings,” she said. “Even if it’s hard to identify what we feel, we might even start with sensations. You might notice that your heart is beating faster than usual, especially if you’re in settings that might trigger you or that you are having racing thoughts. That’s something people tend to point to when they feel anxious.” Tarry advised talking honestly about one’s feelings rather than remaining stoic. She also reminded people on the therapeutic power of inhaling and exhaling. “The thing that’s the easiest thing to do for us at times when we’re relaxed, but the hardest thing to do when we’re stressed, is to breathe,” she said. “When we are aroused or we are vigilant with what’s going on in the world, we tend to breathe very short, shallow breaths. And that raises

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our adrenaline and our cortisol levels — they’re correlated to one another.” A complicating factor for many people is the 24/7 news stream, which seems to focus almost entirely on pandemic and protest-related stories that provide the impression of a nation drowning in chaos. Tarry recommended cutting back if one can identify increased anxiety with a surplus of disturbing news coverage. “You may have to use your judgment call if you notice that looking at watching or listening to someone’s stories has a negative impact on your health,” she said. “I think it is important to calculate that into the equation. But some people can’t turn away from this. Some people have to face what’s happening in the world. And for some that might just include limiting how much you take in per day or per hour.” Tarry added that “for healthier people, I think it’s important to know what’s happening — but know what’s happening and know what you can do about it.” Tarry acknowledged that many corporate wellness programs place a heavier emphasis on physical health rather than mental health, stating “we need to have new conversations” on the subject with a focus on breaking taboos that many people associate with mental health assistance. Tarry envisioned corporate wellness programs where people can tap into mental health services with the same level of participation that one associates with dental or vision programs, suggesting there could be “days that people can choose to select mental health days off. It should look like incentives to get people to do things for their mental well-being, whether that includes having modified work schedules.” She also stressed that companies enjoy bottom-line benefits when focused on this issue. “Happier employees have loyalty to the company, which most corporations want,” she said. Tarry also cautioned that considering issues of mental health as a standalone subject is not the best approach to the issue. “Health isn’t one thing,” she said. “Health is very complex and it’s comprehensive. Your mental, emotional, spiritual state are interconnected. The evidence doesn’t point to more people doing better without help. The evidence points to the success rates of people who’ve sought therapy, committed to therapy and continued with therapy. And what we’ve noticed is that people have less symptoms over time that also positively affects their physical health and it affects positively their relationships and they tend to have longer periods of health than they do illness.”

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JULY 6, 2020

Good Things HOSPITAL AUXILIARY THRIFT SHOP REOPENS The Greenwich Hospital Auxiliary Thrift Shop at 199 Hamilton Ave. in Greenwich has reopened Monday to Friday from 9 a.m. to 3 p.m. with safety measures in place, including contactless donations. All proceeds directly benefit patient care at Greenwich Hospital. All customers and staff must wear face masks and use the hand sanitizer available at the entrance before entering the shop. Only 10 customers will be allowed in the store at a time. Plexiglas barriers have been installed at the register and markers reminding shoppers to adhere to social distancing protocols (6 feet) have been placed on the selling floor. Bathrooms and dressing areas are closed to the public. Contactless donations will be accepted only on Tuesdays and Thursdays from 8 a.m. to noon. Donors can place their merchandise directly in the large portable storage units located in the back of the shop’s parking lot. The merchandise will remain in the storage units for six days before entering the shop as per infection-prevention guidelines. Customers can pick up donation forms in the tent by the storage units. Plexiglas dividers are in place in workstations in the donation areas. “We are delighted to welcome the community safely back to our Thrift Shop,” said Stacey Green, director of volunteer services.

GIFT ELEVATES BRUCE MUSEUM’S COLLECTION The Bruce Museum in Greenwich recently announced a significant new gift of minerals from the renowned private collection of Robert R. Wiener. The recent donation follows the gift of nearly 100 world-class minerals Wiener pledged to the museum in 2018 and includes a number of exceptional — and exceptionally large — museum-quality specimens. Wiener, the chairman of MAXX Properties, a family-owned real estate company based in Harrison, New York, is an honorary trustee of the Bruce Museum. He has also made a $500,000 contribution to the Campaign for the New Bruce, the museum’s transformative renovation and expansion project. The minerals will be permanently highlighted along with selections from the Bruce Museum’s existing collection of gems and minerals in the new Robert R. Wiener Mineral Gallery when the New Bruce opens in 2022. “Robert Wiener has been collecting minerals for over five decades from sites across the globe, from Peru to Tasmania to Madagascar, and from intricately connected cubes of pyrite, to dazzlingly clear crystals of selenite, to fiery red hexagons of vanadinite,” said Dr. Daniel Ksepka, curator of science. “The Bruce team is creating a new state-of-the-art gallery to showcase these world treasures, and thanks to Mr. Wiener’s foresight and generosity, our museum and its soon-to-be Robert R. Wiener

BEACON POLICE CHIEF AND CAPTAIN RETIRE TOGETHER After more than three decades of service each, Police Chief Kevin Junjulas and Police Captain Gary Fredericks are retiring from the Beacon Police Department as of July 7. Junjulas and Fredericks were appointed chief and captain respectively in 2018 and though they were eligible for retirement at that time, they stayed on, each accumulating 31 years of service. Beacon Mayor Lee Kyriacou said, “I want to thank Chief Junjulas and Captain Fredericks for their decades of service and leadership for the city, and their willingness to afford me some initial time in office before retiring. I appreciate their guiding the department toward increased professionalization….” The city will initiate a recruitment process immediately to begin a search for a new chief. The process is anticipated to take several months.

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Westchester and Fairfield Counties

Robert R. Wiener

Mineral Gallery will be among the nation’s preeminent destinations for enjoying, and learning from, these scientifically fascinating and aesthetically beautiful objects.” “My passion is for the people who are creating the New Bruce and their excitement about creating a cultural institution of the highest caliber,” Wiener said. “I hope the minerals will sparkle in children’s eyes and create an enthusiasm for learning more about geoloy, and all the other wonderful things that will come to them as they did to me by getting into the science of the earth.”

“Words can hardly express my gratitude to Robert Wiener for this amazing donation. This transformational gift will put the Bruce at the forefront in collecting and exhibiting minerals,” said Robert Wolterstorff, The Susan E. Lynch executive director. “These rare and gorgeous specimens exemplify the seemingly endless variety of forms and colors found in the world of minerals.” To learn more about the new Robert R. Wiener Mineral Gallery, visit newbrucescience.org.

CPCA WELCOMES DIRECTOR OF DEVELOPMENT The Center for the Prevention of Child Abuse (CPCA) in Poughkeerpsie, a Hudson Valley agency dedicated to the reduction of child maltreatment in the community, has tapped Rachel Johnson to serve as director of development. Johnson has held numerous fundraising roles in the mid-Hudson Valley and possesses expertise in team development, event planning and communications. “We’re extremely fortunate to be able to add a development professional of Rachel’s caliber to our team at the CPCA,” said Kimberly Haight, center executive director. Previously, Johnson served as the vice president of Resource Development with the United Way of Dutchess-Orange Region, as well as FCBJ

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advancement officer of annual giving at The Culinary Institute of America. She is a graduate of Marist College and a recipient of the Dutchess County Regional Chamber of Commerce’s Forty Under 40 Mover and Shaker Award in 2018. “…As a mother of three, I understand the need for all of us to work together to ensure every child is safe, loved and protected in our community, said Johnson.” The Center for the Prevention of Child Abuse is a private nonprofit that has been dedicated to the reduction of child maltreatment since 1973. Each year, it serves approximately 20,000 children and provides support and education services to more than 3,000 adults.

Rachel Johnson

CORPORATE PARTNER FOR NONPROFIT WESTCHESTER Brown & Brown of New York Inc. has become a Gold Sponsor with Nonprofit Westchester, based in White Plains. It joins a growing group of area companies that have committed to supporting the county’s sole membership organization dedicated to advancing the needs of the nonprofit sector and the people they serve. “We are so appreciative of Brown & Brown’s commitment to Nonprofit Westchester and the nonprofit sector throughout Westchester County, “ said Jan Fisher, executive director, Nonprofit Westchester. “These have been very challenging times for all of us. Both the financial support and expertise of Brown & Brown have been critical to Nonprofit Westchester’s capacity to address the needs of those agencies, communities and people who have been the hardest hit by the pandemic.” “…We share the common goal and commitment to helping nonprofits thrive in the Westchester community….” said John Moccia, president, Westchester office Brown & Brown. Brown & Brown, one of the five largest insurance intermediaries, provides insurance products and risk management services.

LMMM OPENS ITS DOORS

LOCAL PROFESSIONALS JOIN GREYSTON BOARD

The Lockwood-Mathews Mansion Museum (LMMM) in Norwalk will reopen for tours at noon on Wednesday, July 29. While most of the programming for youth and adults throughout the season will be offered virtually and be either live-streamed or recorded, the museum will offer tours of its galleries on a limited basis. Tours of the first-floor period rooms will be available on Wednesday, Saturday and Sunday at noon and 2 p.m. for 45 minutes per tour. Due to the continued threat of COVID-19 and to achieve safe distancing measures, the tour capacity will be reduced and all tickets must be purchased online, through the museum’s website: lockwoodmathewsmansion.com/programs. Walk-ins will not be accepted until further notice. The exhibition “About Women” in collaboration with Silvermine Arts Center will mark the physical reopening of LMMM’s galleries and celebrate women’s artistic contributions as they are finding their voices and making an impact throughout the professional world. The exhibition will open Wednesday July 29 and run through Sunday Jan. 3. Admission to the exhibition will be included with the purchase of a tour ticket and be subject to museum tour schedules and rules. Curated by Silvermine Gallery Director Roger Mudre, the exhibition will feature selected works by female members of the Silvermine Guild of Artists where renowned artists, Elaine de Kooning, Alice Neel, Louise Nevelson, Faith Ringgold and others socialized, exchanged ideas and critiqued each other’s works for nearly a century.

MEDIA VETERAN TO LEAD DEVELOPMENT FOR NATIONAL COMMUNITY IMPROVEMENT NONPROFIT Keep America Beautiful®, the Stamford branch of the national community improvement nonprofit organization, recently announced that nonprofit and media industry leader, Jacqueline Grace, has been named the organization’s chief development officer. In that role, Grace will oversee all fundraising efforts, including relationships with long-standing Keep America Beautiful supporters, as well as developing new partners and diversifying revenue streams through innovation and strategic initiatives. “Keep America Beautiful is thrilled to have someone of Jacqueline’s depth and range of experiences as a leader and developer of mission-critical programs that have meaning and create impact,” said Keep America Beautiful President and CEO Helen Lowman. Grace has more than 20 years of leadership experience in the corporate and nonprofit sectors, most recently as chief development officer at Wholesome Wave, a national nonprofit focused on affordable access to fruits and vegetables for people in need. Previously she held senior positions at Girl Scouts of the USA, served as the inaugural executive director at Relationships First, senior director of development at Save the Children, served in senior roles at Scholastic Inc., and was the founder and president of book publishing company LifeTime Media. Grace is a graduate of the University of Pennsylvania. Information for these features has been submitted by the subjects or their delegates.

Top row: Candice Cook, Aleida “Ale’” Frederico, Marcus Glover. Bottom row: John Jove, Gabrielle Lesser and Dr. Audrey Tomlinson

The Greyston Board of Directors recently welcomed six new members, broadening its capabilities to guide the organization to expand its impact in Yonker, and scale its mission throughout Westchester County and beyond. Andrew Yearley, Greyston Foundation board chairman said, “We are delighted to welcome this distinguished and accomplished group of individuals to our board. This is a time of great change and their combined wealth of expertise and experience will help to better position Greyston to build on its leadership in the post-Covid economy and create opportunities to thrive for those who often are left behind.” Matthew Reich, Greyston Bakery board chairman said, “…They are the right people to help expand our Open Hiring and PathMaking efforts at Greyston Bakery, and scale it to impact the

millions of people in the U.S. who face barriers to employment.” The new members of Greyston’s board are: Candice Cook, managing partner at The Cook Law Group PLLC. Aleida “Ale’” Frederico, vice president and senior relationship manager, commercial banking at TD Bank. Leadership Council. Marcus Glover, founding partner of the private equity firm M. Glover Capital and board chair of Defy Ventures. John Jove, vice president/general manager of international sales at PepsiCo Inc. Gabrielle Lesser, strategic planning/market research consultant. York. Dr. Audrey Tomlinson, vice president, human resources and general services at Nippon Life Benefits. FCBJ

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“Greyston currently is experiencing positive transformation on many fronts that will allow us to create a more inclusive employment ecosystem,” said Joe Kenner, president and CEO of Greyston. “These new members of our leadership team will have a critical role in positioning our organization for continued growth and greater impact….” Greyston Bakery is a world-class commercial operation, producing 8 million pounds of award-winning brownies annually for customers such as Ben & Jerry’s, Whole Foods Market, and other retail chains. It is staffed by individuals who likely would have been screened out by traditional hiring practices. Founded by the late Zen Master Bernie Glassman in 1982, it is a lasting business created to take action to better the world. JULY 6, 2020

Good Things

Westchester and Fairfield Counties

MOUNT VERNON VIRTUAL GALA FUNDRAISER SETS BOYS & GIRLS CLUB RECORD The Boys & Girls Club of Mount Vernon hosted its annual gala on a virtual platform June 8 that was originally scheduled for March and was postponed due to the pandemic. The event raised record revenues in support of the club, which was founded in 1912 as the Boys Club of Mount Vernon. The program featured honorees: Pat Simone, founder of Simone Development Companies, Lifetime Achievement Award (Posthumous); Robert P. Weisz, president and CEO, RPW Group, Leadership Award; April Horton, external affairs and government affairs, Verizon, Corporate Citizen Award; and Jack McArdle, vice president, Arthur J. Gallagher & Co., Alumni Honoree award. The presentation of the Boys & Girls Club of Mount Vernon Youth of the Year Award was presented to Jhaydan DeVaughn, who received a $1,000 scholarship from the club and will be eligible for additional scholarships from the regional competition in New York state and the national award later this year.

BANK FOUNDATION CITIZENSHIP AWARDS First County Bank in Stamford’s 2020 Richard E. Taber Citizenship Award scholarships, which annually honors Fairfield County high school students who consistently demonstrate good citizenship at school, at home and in the community were recently announced. The award, named for Richard E. Taber who retired as chairman and CEO of First County Bank in March 2011, is in recognition of his 40-plus-year career at the bank and innumerable contributions to the community. The following students were chosen to receive a $5,000 Richard E. Taber Citizenship Award scholarship: Hannah Bushell of Stamford, Daniella Jones of Greenwich, and Bartlomiej Ruszczyk of Fairfield. “These students exemplify the attributes of good citizenship and service to the community,” said Robert J. Granata, bank chairman and CEO. “Each year, we continue to be amazed at the caliber of local high school seniors applying for the Richard E. Taber Citizenship Award. We are proud to present scholarships to these amazing students, knowing that we are supporting future leaders with a passion for community service.”

JULY 6, 2020

FOR A GOOD NIGHT’S SLEEP

Neil W. Schluger

GLOBAL EXPERT APPOINTED NYMC DEAN OF MEDICINE

UWWP President and CEO Tom Gabriel, left, and Westhab President and CEO Richard Nightingale.

United Way of Westchester and Putnam in White Plains has donated 150 Tempur-pedic twin mattresses to Westhab Inc. to help its transitional housing program in Yonkers. The donation came through United Way’s Gifts-in-Kind program, which partners with Goods 360 to provide essential goods to individuals and families in need through the nonprofits that serve them. Rich Nightingale, president and CEO of Westhab, said that the mattress-

es would go to help families moving into permanent housing. “It’s donations like these that fuel our efforts and keep us building communities and saving lives,’’ said Nightengale. “United Way, thank you for your incredible partnership.’’ Tom Gabriel, president and CEO of the United Way of Westchester and Putnam, said that in the past year, United Way has provided $2 million of donations through the Gifts-in-Kind program, which helps to funnel mil-

lions in corporate and other donations to the public through its not-for-profit partnerships. “We are grateful for our partnership with Goods 360, which allows us to provide new clothing, furniture and other goods to people in our community who are in need,’’ said Gabriel. United Way of Westchester and Putnam provides strategic resources and tools to residents in crisis or who are marginalized due to personal or life’s circumstances.

CAF MEMORIAL SCHOLARSHIP FUND LAUNCHED The Connecticut Architecture Foundation (CAF) recently announced the creation of a new scholarship fund in honor of Allan J. Dehar, FAIA, a prominent Connecticut architect with a practice in New Haven. From humble beginnings in Dearborn, Michigan, he attended a local trade school for drafting and then Lawrence Technological University. After working for Minoru Yamasaki in Michigan, he moved with Eero Saarinen & Associates to New Haven, where he worked on the TWA Terminal at Idlewild (now Kennedy) Airport in New York City and the St. Louis Arch. His firm, Allan Dehar Associates, was responsible for numerous award-winning projects throughout New England. For many years, he served as the chair of the Connecticut Architectural Licensing Board. In addition, he was a regional director for the National Council of Architectural Registration Boards (NCARB). For service to the profession, he was elevated to the AIA College of Fellows. The Dehar Scholarship Fund will focus on students from the Connecticut vocational/technical school system and accredited architectural programs at Connecticut Community Colleges. The fund recognizes the need to encourage and support architectural students from all walks of life. Contributions to the Dehar Scholarship Fund can be directed to: Allan Dehar Memorial Scholarship Fund % AIA Connecticut 370 James St., Suite 402 New Haven, CT 06513 FCBJ

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Allan J. Dehar

Neil W. Schluger, M.D., has been appointed the Barbara and William Rosenthal chair of the Department of Medicine at New York Medical College (NYMC) School of Medicine (SOM) and director of medicine at Westchester Medical Center (WMC). He will assume the role July 13. The Rosenthal Chair was endowed in 2001 by William Rosenthal, M.D., and his wife Barbara. A significant contributor to scientific advancement in the field of gastroenterology, Rosenthal, became the college’s first endowed professor in 1969. Since 2004, Schluger has served as chief of the Division of Pulmonary, Allergy and Critical Care Medicine in the Department of Medicine at Columbia University Irving Medical Center (CUIMC). Under his leadership, the division grew from 10 faculty with an $8 million operating budget to 50 faculty with an operating budget of $40 million. Most recently, he served as professor of medicine, epidemiology and environmental health sciences, director of the Population and Global Health Track for the Scholars Projects Program and co-director of the Program for Education in Global and Population Health for the Vagelos College of Physicians and Surgeons at Columbia University. “I am thrilled to assume the role of chair of the Department of Medicine at NYMC and to join Dean (Jerry) Nadler and the leadership team to develop innovative programs in education, research and patient care that will help shape the future of medicine locally, nationally and internationally,” said Schluger, who has been a principal investigator in the Tuberculosis Trials Consortium, an international collaboration sponsored by the U.S. Centers for Disease Control and Prevention (CDC) for 25 years and was the chair of the consortium from 2000-2016. Author of more than 170 articles, Schluger earned his medical degree from the University of Pennsylvania, completed a residency and served as chief resident in internal medicine at St. Luke’s Hospital in New York. He later completed a three-year fellowship in pulmonary and critical care medicine at The New York Hospital/Cornell Medical Center.

PROMOTION FOR EXEC AT CATALYST Greer Hardy has been promoted to public relations and social media account executive at Catalyst Marketing Communications Inc. in Stamford. Hardy joined the marketing and communications agency as assistant account executive in May 2018. In her new role, she will take on expanded public relations responsibilities, working more closely with agency clients to oversee publicity from planning through execution. She will also have a greater role in developing, managing and executing strategy, content and engagement for Catalyst’s social media accounts. A graduate of Muhlenberg College in Pennsylvania with a degree in both media and communications and studio art, Hardy served on the executive board of Muhlenberg’s Alpha Chi Omega chapter and interned at one of the state’s top public relations agencies, where she handled assignments on various key accounts. Now in its 26th year, Catalyst Marketing Communications Inc. is a full-service advertising agency and public relations firm specializing in two core areas: business-to-business and community marketing communications.

Greer Hardy

ANOTHER VOICE FOR NYSBA Yankwitt LLP attorney Michael Reed has been appointed by the Westchester County Bar Association (WCBA) to serve on the New York State Bar Association’s (NYSBA) House of Delegates. The House of Delegates, together with the bar leadership, serves as the voice of the legal profession and works to support the rule of law, improve the administration of justice and advocate for the public good. According to the NYSBA website, “the control and administration of the NYSBA is vested in the House of Delegates, the decision and policy-making body of the association. The house meets four times a year. Action taken by the House of Delegates on specific issues becomes official NYSBA policy.” Reed focuses his practice on complex federal litigation, with an emphasis on employment litigation. Because of his commitment to volunteerism he represents many clients in pro bono matters, most recently serving as pro bono counsel for Westchester Residential Opportunities Inc. (WRO), a White Plainsbased fair housing organization, in a case involving allegations of housing discrimination. A significant pro bono case for Reed involved a class of children in Tennes-

Michael Reed

see who were covered under Medicaid, but were not provided with the screening, diagnosis and treatment they were entitled to under federal law. He brought the case to a federal trial and a subsequent appeal in the Sixth Circuit.

Founded in 2009, Yankwitt LLP is a trial and litigation law firm with one of the largest litigation teams in Westchester County, representing businesses and highnet-worth individuals across a broad range of matters.

BRUCE MUSEUM REOPENED

Robert Wolterstorff, The Susan E. Lynch executive director extended “Heartfelt thanks to you — our visiting public and especially our passionate museum members — for your steadfast support of the Bruce during the past three months while we were closed due to the pandemic. “I’m pleased that so many of you discovered, used and enjoyed the new online programs, exhibitions, and events that we developed to serve you. We plan on continuing our increased digital presence in the future — but as a museum, we are really about providing you with the chance to experience real objects in real space. We have some great art and science exhibitions right now. That’s why we can’t wait to welcome you back to the museum. We have made many changes to procedures and protocols to make you safe during your visit. We look forward to seeing you here again soon.” Admission to the Bruce Museum will be by advance reservation, with timed ticketing to ensure the comfort and safety of visitors and staff. Admission will be free to all visitors upon the museum’s reopening to the public. The following hours of operation and admission policy will be in effect until further notice: 9:30 — 10:30 am, Tuesday through Sunday: The museum is open only to self-selected individuals over the age of 65 or who are immunocompromised. 10:30 — 11:30 am, Tuesday through FCBJ

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Sunday: Museum members only for one hour of special access. All remaining museum hours are unchanged. To reserve a timed ticket, visit brucemuseum.org or call 203-869-0376. Maximum safe occupancy for each exhibition space or area has been calculated to allow for social distancing between groups (including staff) and to comply with state social gathering size guidance. Visitors are required to wear a mask or cloth face covering that completely covers the nose and mouth, as directed by state law and CDC guidelines. The exhibition galleries of the museum will employ one-way flow and limited capacities. Signage in the parking lot, outside the entrance, and inside the museum will indicate social distance markers and visitor flow. Touchable interactives will be disabled throughout the galleries. Hand sanitizer shall be made available at entrance points and common areas. The Museum Store will be open, with controlled access and minimal touch transactions. On view in the Bantle Lecture Gallery is the iCreate 2020 exhibition of emerging artists. This highly regarded annual juried competition, in its 11th consecutive year, will feature approximately 55 works of fine art selected from more than 850 submissions from high school students throughout Connecticut, New Jersey, and New York. iCreate 2020 will be on view through August 2. JULY 6, 2020

Facts & Figures

westchester county

BANKRUPTCIES Fred Stevens vs. J.B. DeGennaro & Associates, Mahopac, et al, 20-9033-CGM: Adversary proceeding by trustee of Chapter 7 estate, fraudulent transfer. Attorney: Brendan M. Scott.

COURTS Alexandra Whitcombe, Bronx vs. Lanza Corp., Port Chester, et al,7:20-cv-4835 PMH: Sex discrimination. Attorney: Edmond J. Pryor. Nait Soylu, Pennsylvania vs. M. Falanga Trucking, Middletown, et al, 7:20-cv-4841-VB: Fair Labor Standards Act. Attorney: Christopher S. Baluzy.

Poughkeepsie Waterfront Development vs. Travelers Indemnity Co., Hartford, et al, 7:20-cv-4890-KMK: Class action, insurance contract. Attorney: Todd S. Garber. Paraco Gas Corp., Rye Brook, vs. Ion Bank, Naugatuck, Connecticut,7:20-cv-4971-VB: Removal, contract, demand $330,271. Attorney: Patrick V. Delorio. Curry Management Corp., Scarsdale vs. Employee Benefit Solutions, Wilton, Connecticut, et al, 7:20-cv5016-NSR: E.R.I.S.A. employee retirement. Attorneys: Jonathan A. Wexler and Fleming L. Ware.

DEEDS Above $1 million

Heather Dingman, Orange County vs. Fuji Japanese Steakhouse Sushi Inc., Middletown, et al, 7:30-cv-4850NSR: Employment discrimination. Attorney: Laura Wong-Pan.

155 Elliott LLC, Brooklyn. Seller: Kollel Remu, New York City. Property: 155 Elliott Ave., Yonkers. Amount: $1.6 million. Filed June 22.

Jeronimo V. Esquivel vs. La Gladys Restaurant, Port Chester, et al,7:20-cv-4857-VB: Collective action, Fair Labor Standards Act. Attorney: Lina Stillman.

569 Webster Ave LLC, Lakewood, New Jersey. Seller: GEJ Webster LLC, Tarrytown. Property: 569 Webster Ave., New Rochelle. Amount: $5.9 million. Filed June 25.

William Apuzzo, New Rochelle vs. Transamerica Financial Life Insurance Co., Harrison, et al, 7:20-cv4866-PMH: Securities, demand $104,638. Attorney pro se. Crossborder Solutions Inc., Tarrytown, et al, vs. Liga Hoy, et al,7:20-cv-4877-NSR: Contract. Attorney: Kenneth W. Taber.

90 Wood Avenue LLC, Bronx. Seller: Laura Camac, Bedford. Property: 33 Captain Theale Road, Bedford. Amount: $1.3 million. Filed June 26. Fox Hill Farms of Westchester LLC, Scarsdale. Seller: Ann J. Grenci, Pleasantville. Property: Old Sleepy Hollow Road, Mount Pleasant. Amount: $1.5 million. Filed June 24. Orchard Invest LLC, New York City. Seller: Thomas F. Doyle, Irvington. Property: 15 Hudson Road, Greenburgh. Amount: $1.2 million. Filed June 23.

Items appearing in the Fairfield County Business Journalâ&#x20AC;&#x2122;s On The Record section are compiled from various sources, including public records made available to the media by federal, state and municipal agencies and the court system. While every effort is made to ensure the accuracy of this information, no liability is assumed for errors or omissions. In the case of legal action, the records cited are open to public scrutiny and should be inspected before any action is taken.

Below $1 million 132 North Seventh Avenue Realty Corp., Mount Vernon. Seller: Williams Tribute Real Estate LLC, Mount Vernon. Property: 128 Seventh Avenue North, Mount Vernon. Amount: $121,000. Filed June 23.

Questions and comments regarding this section should be directed to: Larry Miles c/o Westfair Communications Inc. 701 Westchester Ave, Suite 100 J White Plains, N.Y. 10604-3407 Phone: 694-3600 â&#x20AC;˘ Fax: 694-3699

JULY 6, 2020

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ON THE RECORD

1880 Saw Mill LLC, New Rochelle. Seller: U.S. Bank Trust N.A. Property: 1880 Saw Mill River Road, Greenburgh. Amount: $360,000. Filed June 25.

MMM Lexington Inc., Mahopac. Seller: Wells Fargo Bank N.A. Property: 395 Furnace Dock Road, Cortlandt. Amount: $320,000. File June 24.

300 Alpine Place LLC, Eastchester. Seller: Deborah Bonacorso, Tuckahoe. Property: 200 Alpine Place, Eastchester. Amount: $735,000. Filed June 23.

Mogose Equities Inc., Bronxville. Seller: Regina Dean, et al, Tuckahoe. Property: 56 Underhill St., Eastchester. Amount: $705,000. Filed June 22.

312 Sydney LLC, New City. Seller: Amira Nazar, et al, Yonkers. Property: 45 Locust Hill Ave., Yonkers. Amount: $479,000. Filed June 22. 385 West 263 Corp., et al, Queens. Seller: Society of Helpers of the Holy Souls of the City of New York, Bronx. Property: 323 W. 263 St., Yonkers. Amount: $999,000. Filed June 25.

Park Environmental Management LLC, Peekskill. Seller: Randall S. King, Verplanck. Property: 1245 Park St., Peekskill. Amount: $20,000. Filed June 22. Park Environmental Management LLC, Peekskill. Seller: Randall S. King, Verplanck. Property: 1301 Park St., Peekskill. Amount: $299,000. Filed June 23.

49 Embree LLC, Tarrytown. Seller: Robert Scogna, et al, Tarrytown. Property: 49 Embree St., Greenburgh. Amount: $335,000. Filed June 22.

Pleasantville Lofts LLC, Pleasantville. Seller: Atem Enterprises Inc., Yonkers. Property: 469 Bedford Road, Mount Pleasant. Amount: $1,000. Filed June 25.

Amelia JT LLC, Croton-on-Hudson. Seller: Steven Milano, Croton-on-Hudson. Property: 1 Niles Road, Cortlandt. Amount: $500,000. Filed June 26.

Vitetum Properties LLC, Bronxville. Seller: 209 Harrison Avenue LP, Harrison. Property: 209 Harrison Ave., Harrison. Amount: $825,000. Filed June 24.

DMKS Heyward LLC, Yonkers. Seller: Maurice Culloty, Yonkers. Property: 284 Hayward St., Yonkers. Amount: $525,000. Filed June 22.

W Designe Inc., Peekskill. Seller: MTGLQ Investors LP, Dallas, Texas. Property: 270 Greenwich Road, Bedford. Amount: $310,000. Filed June 22.

Fox Hill Farms of Westchester LLC, Scarsdale. Seller: M. Jane Grenci, Pleasantville. Property: 202 Old Sleepy Hollow Road, Mount Pleasant. Amount: $900,000. Filed June 26.

Westchester Contracting Inc., Yonkers. Seller: Kenneth Hartmann, et al, Chester. Property: 1115 Stonegate Road, Yorktown. Amount: $125,000. Filed June 26.

Infinity Holdings Group Inc., Newburgh. Seller: Martin Cohen, Chappaqua. Property: Route 9 Hudson River, Cortlandt. Amount: $30,000. Filed June 26. JMLB Realty LLC, Scarsdale. Seller: Julie Diraimondo, Tuckahoe. Property: 4 Consulate Drive, 4B, Eastchester. Amount: $207,000. Filed June 26. Laurelton Venture LLC, Great Neck. Seller: Elsie Mae Maduras, Chappaqua. Property: 58 Vineyard Ave., Yonkers. Amount: $81,000. Filed June 25.

JUDGMENTS Dedvukaj Builders Group New York City Inc., Harrison. $109,655 in favor of Allegheny Resources LLC, Sandy, Utah. Filed June 25. Parchem Trading Ltd., New Rochelle. $38,254 in favor of Covalent Chemical LLC, Raleigh, North Carolina. Filed June 25.

LIS PENDENS The following filings indicated a legal action has been initiated, the outcome of which may affect the title to the property listed. Arbo, Thomas, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $370,000 affecting property located at 122 Washington St., Mamaroneck 10543. Filed Jan. 3. Bradshaw, David C., et al. Filed by Beneficial Homeowner Service Corp. Action: seeks to foreclose on a mortgage to secure $291,892 affecting property located at 15 Field St. and 1318 Park St., Peekskill 10566. Filed Dec. 30. Carabello, Alex, heir at law and next of kin of Rose Muniz, et al. Filed by Nationstar HECM Acquisition Trust 2018-1. Action: seeks to foreclose on a mortgage to secure $525,000 affecting property located at 145 Roundhill Drive, Yonkers 10710. Filed Jan. 2. Damora, Sirkka, et al. Filed by Aurora Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $780,000 affecting property located at 319 Pound Ridge Road, Bedford 10506. Filed Dec. 27. DeMartino, Ralph Jr., et al. Filed by New Residential Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $553,832 affecting property located at 25 S. Brook Road, Bedford 10506. Filed Jan. 2. Depina, Donna L., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $265,000 affecting property located at 27 White Plains Ave., Elmsford 10523. Filed Jan. 2. Englert, Jane F., et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $502,500 affecting property located at 112C Heritage Hills, Unit 112C, Somers 10589. Filed Dec. 30. Fonseca, David, et al. Filed by Noteworthy Asset Management LLC. Action: seeks to foreclose on a mortgage to secure $400,000 affecting property located at 147 Chalford Lane, Scarsdale 10583. Filed Jan. 3.

Grant, Abraham, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $600,000 affecting property located at 146 S. Ninth Ave., Mount Vernon 10550. Filed Jan. 2. Grant, Melbourne, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $340,000 affecting property located at 419 Nuber Ave., Mount Vernon 10553. Filed Dec. 26. Guerzon, Keith, et al. Filed by HSBC Bank USA N.A. Action: seeks to foreclose on a mortgage to secure $900,000 affecting property located at 18 Bayberry Road, Elmsford 10523. Filed Dec. 31. Heirs and distributees of the estate of Bertha Barnes, et al. Filed by Longbridge Financial LLC. Action: seeks to foreclose on a mortgage to secure $544,185 affecting property located at 332 S. Sixth Ave., Mount Vernon 10550. Filed Jan. 2. Jafri, S. Agha Hyder, et al. Filed by Gary Klein. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 40 Woodcrest Ave., White Plains 10604. Filed Jan. 2. Kindo-Parker, Azetta, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $444,000 affecting property located at 185 Brookside Ave., Mount Vernon 10553. Filed Dec. 31. Leonard, Lucinda L., as adminstratrix of the estate of Portia Ravanelle, et al. Filed by JPMC Specialty Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $329,000 affecting property located at 248 Nuber Ave., Mount Vernon 10550. Filed Jan. 6. Lilian, Jonathan M., et al. Filed by Specialized Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $370,000 affecting property located at 50 Quarry Lane, Bedford 10506. Filed Jan. 6. Little Bonnie and Company LLC, et al. Filed by Susan C. Gutman. Action: seeks to foreclose on a mortgage to secure $630,000 affecting property located at 211 Grove St., Mount Kisco. Filed Jan. 6.

Facts & Figures Lopez, Elizabeth, et al. Filed by JPMorgan Chase Bank N.A. Action: seeks to foreclose on a mortgage to secure $268,940 affecting property located at 19 George Place, Mount Vernon 10550. Filed Dec. 27.

Santiago, Josue, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $380,000 affecting property located at 265 Madison St., Mamaroneck 10543. Filed Jan. 6.

Maldari, Patricia R., et al. Filed by Bayview Loan Servicing LLC. Action: seeks to foreclose on a mortgage to secure $417,000 affecting property located at 324 Tuxedo Place, Hawthorne 10532. Filed Dec. 27.

Southbridge RE LLC, et al. Filed by Lendinghome Funding Corp. Action: seeks to foreclose on a mortgage to secure $320,000 affecting property located at 6 Crest place, Elmsford 10523. Filed Dec. 30.

Nunez, Luis, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $324,000 affecting property located at 70 Seventh St., Pelham 10803. Filed Jan. 3.

Vanderlinde, Maria A., et al. Filed by U.S. Bank Trust N.A. Action: seeks to foreclose on a mortgage to secure $142,000 affecting property located at 27 Bruce Ave., Yonkers 10705. Filed Jan. 3.

O’Brien, Francis H., et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $40,000 affecting property located at 18 Forest Ave., Cortlandt Manor 10567. Filed Jan. 3. Palacio, Luis Eduardo, et al. Filed by U.S. Bank N.A. Action: seeks to foreclose on a mortgage to secure $544,000 affecting property located at 9 Whanoke St., White Plains 10606. Filed Jan. 3. Pizzuti, Michele, et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure an unspecified amount affecting property located at 46 Glen Road, Eastchester 10709. Filed Dec. 26. Raghubir, Tejdhari, et al. Filed by Pennymac Loan Services LLC. Action: seeks to foreclose on a mortgage to secure $492,978 affecting property located at 66 and 70 Gordon St., Yonkers 10701. Filed Dec. 31. Ramenesque Holding LLC, et al. Filed by New Millennium Bank. Action: seeks to foreclose on a mortgage to secure $900,000 affecting property located at 14 Marble Ave., Thornwood 10594. Filed Dec. 31. Rodriguez, Daniel, et al. Filed by Wells Fargo Bank N.A. Action: seeks to foreclose on a mortgage to secure $341,000 affecting property located at 21 Pugsley Parkway, Cortlandt Manor 10567. Filed Jan. 3.

Velasquez, Belisario F., et al. Filed by Deutsche Bank National Trust Co. Action: seeks to foreclose on a mortgage to secure $392,850 affecting property located at 25 Sylvan Place, New Rochelle 10801. Filed Dec. 31. Walker, Vonzula, et al. Filed by The Bank of New York Mellon Trust Company N.A. Action: seeks to foreclose on a mortgage to secure undisclosed amount affecting property located at 106 W. Kingsbridge Road, Mount Vernon 10550. Filed Dec. 31.

Laakko, Wayne, as owner. $7,942 as claimed by American Design Consultants LLC, Brewster. Property: in New Castle. Filed June 18. LMV II MMP Holding LP, as owner. $13,675 as claimed by Pedro Teixeira Inc., Kearny, New Jersey. Property: in White Plains. Filed June 23. Madonna Enterprises LLC, as owner. $7,514 as claimed by Bortech Company Inc. Property: in North Castle. Filed June 23. McDonalds Corp., as owner. $74,033 as claimed by Casa Mechanical Company Inc., Bronx. Property: in Yonkers. Filed June 23. Nordland, Alexandra, et al, as owner. $38,891 as claimed by Groves General Contracting Inc., Montgomery. Property: in Greenburgh. Filed June 25. Philips Harbor Development LLC, as owner. $51,129 as claimed by Hayden Building Maintenance Corp. Property: in Mamaroneck. Filed June 23. Seritage SRC Finance LLC, as owner. $42,210 as claimed by WCH Precision Color Inc. Property: in Yorktown. Filed June 23.

Zhinin, Carlos, et al. Filed by Nationstar Mortgage LLC. Action: seeks to foreclose on a mortgage to secure $231,200 affecting property located at 20 Cortlandt Ave., Cortlandt Manor 10567. Filed Jan. 3.

Sheldrake Station and Development LLC, as owner. $46,682 as claimed by Ascape Landscape and Construction, Blauvelt. Property: in Mamaroneck. Filed June 25.

MECHANIC’S LIENS

Stonecrest, as owner. $10,282 as claimed by Junkboyz Preservation, New City. Property: in Greenburgh. Filed June 23.

16 North Broadway Owners Inc., as owner. $24,690 as claimed by Can USA Inc., Hackensack, New Jersey. Property: in White Plains. Filed June 18. Brooks Shopping Center LLC, as owner. $505,314 as claimed by DJM Consultants LLC. Property: in Yonkers. Filed June 23. Caballes, Edilbert, et al, as owner. $40,358 as claimed by Servicemaster Restoration, Scarsdale. Property: in Eastchester. Filed June 18. Fischer, Philip, et al, as owner. $86,331 as claimed by Braydan Construction LLC, Darien, Connecticut. Property: in Rye. Filed June 25.

Strategic Realty Fund LLC, as owner. $10,282 as claimed by Junkboyz Preservation, New City. Property: in Greenburgh. Filed June 23.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Mahanaim Tree International, 111 N. Kensico Ave., White Plains 10604, c/o Verlyn Waterman-Taylor. Filed Feb. 3.

Partnerships

Oscar Barber Shop, 180 N. Main St., Port Chester 10573, c/o Oscar J. Castro Quintero. Filed Jan. 31.

Maes Gifts and Parties, 217 Union Ave., New Rochelle 10801, c/o Miguel Guerrero and Maria Avellan. Filed Jan. 31.

Pink Flamingo Housekeeping, 54 Church St., Apt. D3, New Rochelle 10805, c/o Marisol Mendiola. Filed Feb. 3.

Sole Proprietorships

Rabbit’s Towing, 55 Monrovia Blvd., Tuckahoe 10707, c/o Frank Buto. Filed Feb. 3.

Blue Pearl Destinations, 11 W. Prospect Ave., Third floor, No. 41, Mount Vernon 10550, c/o Dawn Gibson. Filed Jan. 29.

Sean Sheeran Car Service, 161 Halyan Road, Yorktown Heights 10598, c/o Sean Sheeran. Filed Jan. 30.

Brown Sugar Ice Cream, 52 Gedney Way, White Plains 10605, c/o Dennis Davis. Filed Jan. 31.

Tenth Mountain, 343 Manville Road, Suite 4L, Pleasantville 10570, c/o Daniel A. Kashman. Filed Jan. 30.

Ceretech, 122 N. Third Ave., Mount Vernon 10550, c/o Maiquam Adams. Filed Jan. 31.

TRRU Memories, 61 Washington Ave., First floor, Hastings-on-Hudson 10706, c/o Kristina Catalan. Filed Jan. 30.

D’Oyen’s Consultants, 521 Mundy Lane, Mount Vernon 10550, c/o Ian D’Oyen. Filed Jan. 31. David Coyt Landscaping, 29 Park Place, New Rochelle 10801, c/o David V. Coyt. Filed Jan. 31. Elite Handyman, 3 Washington Ave., Hastings-on-Hudson 10706, c/o Brian L. Gaffney. Filed Feb. 3. Fyri Solutions, 2005 Palmer Ave., No. 1110, Larchmont 10538, c/o Winston L. Miller Jr. Filed Jan. 30.

Westchester 2020, 153 Westchester Ave., Suite 164, Port Chester 10573, c/o Marcos Charcopa. Filed Feb. 3.

Decentralized discovery across different networks. Patent no. 10,701,144 issued to Jonathan Berkhahn, et al. Assigned to IBM, Armonk. Managing software licenses in a disaggregated environment. Patent no. 10,701,141 issued to Valentina Salapura, et al. Assigned to IBM, Armonk. Hybrid cloud applications. Patent no. 10,701,138 issued to Po-cheng Chiu, et al. Assigned to IBM, Armonk. Transferring data between block and file storage systems. Patent no. 10,701,134 issued to Xue Dong Gao, et al. Assigned to IBM, Armonk. Virtual machine access control. Patent no. 10,701,080 issued to Eli Dow, et al. Assigned to IBM, Armonk. Blinder avoidance in social network interactions. Patent no. 10,701,024 issued to Paul Bastide, et al. Assigned to IBM, Armonk. Initiating social interaction based on email content. Patent no. 10,701,022 issued to Bernadette Carter, et al. Assigned to IBM, Armonk.

Yeny’s Deli, 44 N. Central Ave., Hartsdale 10530, c/o Victor Palomino. Filed Feb. 3.

Content-based email expiration. Patent no. 10,701,016 issued to Brendan Coffey, et al. Assigned to IBM, Armonk.

Patents Two-phase liquid-cooled electronics. Patent no. 10,701,832 issued to Timothy J. Chainer, et al. Assigned to IBM, Armonk.

Cold plasma sanitation for a dispensing machine. Patent no. 10,694,887 issued to Indrana Deo, et al. Assigned to PepsiCo, Purchase.

Handmade Jewelry School, 50 White St., Apt. 63, Tarrytown 10591, c/o Blanca Medina De La Cruz. Filed Jan. 31.

Embedding discrete components having variable dimensions in a substrate. Patent no. 10,701,797 issued to Lei Shan. Assigned to IBM, Armonk.

Tarrytown II LLC, as owner. $59,914 as claimed by American Builders and Contractors, Freeport. Property: in Greenburgh. Filed June 23.

Ivan Schettino, 80 Fox Island Road, Building 3, Port Chester 10573, c/o Ivan Schettino. Filed Jan. 30.

Mobile device locking. Patent no. 10,701,563 issued to Lisa Bradley, et al. Assigned to IBM, Armonk.

Wampus Mills LLC, as owner. $100,878 as claimed by Bortech Company Inc. Property: in North Castle. Filed June 23.

League of Justice Management, 48 Caryl Ave., Apt. 1B, Yonkers 10705, c/o Esteban Vargas-Marrero. Filed Jan. 31.

Video stream augmenting. Patent no. 10,701,444 issued to Matthew Bailey, et al. Assigned to IBM, Armonk. Clients for storage services. Patent no. 10,701,172 issued to Arun Iyengar. Assigned to IBM, Armonk.

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HUDSON VALLEY BUILDING LOANS Above $1 million Wisner Avenue Realty Corp., Middletown, as owner. Lender: Orange Bank and Trust Co., Middletown. Property: 115-121 Wisner Ave., Middletown. Amount: $1.2 million. Filed June 24.

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Facts & Figures Below $1 million 146 Johnston St LLC, Mahopac, as owner. Lender: Rock East Funding LLC, New Milford, Connecticut. Property: 146 Johnston St., Newburgh 12550. Amount: $116,500. Filed June 24. AMD Enterprises Ltd., Montgomery, as owner. Lender: Salisbury Bank and Trust Co., Lakeville, Connecticut. Property: in Montgomery. Amount: $165,625. Filed June 25. Bach, Ryan John, Saugerties, as owner. Lender: Homestead Funding Corp., Albany. Property: in Saugerties. Amount: $162,690. Filed June 23. Braswell, Thomas, et al, Saugerties, as owner. Lender: Sawyer Savings Bank, Saugerties. Property: Blue Mountain Road, Saugerties 12477. Amount: $325,000. Filed June 25. Lang, Timothy A., et al, as owner. Lender: M&T Bank. Property: in Clinton. Amount: $285,699. Filed June 25. Smiseth, Jeremy M. et al, Stone Ridge, as owner. Lender: Ulster Savings Bank. Kingston. Property: 62 Kyserike Road, Rochester 12484. Amount: $216,750. Filed June 23.

DEEDS Above $1 million 243 Dolson Avenue LLC, Middletown. Seller: Sjar Realty LLC, Montgomery. Property: 243 Dolson Ave., Middletown 10940. Amount: $1.7 million. Filed June 26. DKH Realty LLC, Goshen. Seller: Stephen E. Diamond, et al, Wappingers Falls. Property: 794 Route 52, 160 Old Glenham Road, and Route 52, Fishkill 12524Amount: $2.8 million. Filed June 23.

388 Main LLC, Rosendale. Seller: Trevor 113 Realty LLC, Rosendale. Property: in Rosendale. Amount: $675,000. Filed June 24. 4Ever Green LLC, Kingston. Seller: Richard C. Williams, et al, Port Ewen. Property: in Kingston. Amount: $300,000. Filed June 22. 71 Delafield Street LLC, Poughkeepsie. Seller: HPA Holding 1 LLC, New York City. Property: 71 Delafield St., Poughkeepsie 12601. Amount: $215,000. Filed June 22. 7180 LLC, Kingston. Seller: Catello Viviani, Kingston. Property: in Wawarsing. Amount: $64,167. Filed June 25. 7376 NY-28 LLC, Ardsley. Seller: Nationstar Mortgage LLC. Property: 7376 Route 28, Shandaken 124890. Amount: $140,560. Filed June 22. 8 Prag 404 LLC, Monroe. Seller: Penthurst Realty LLC, Monroe. Property: 8 Prag Blvd., 404, Palm Tree. Amount: $600,000. Filed June 25. AMD Enterprises Ltd., Montgomery. Seller: Martin J. Flanagan Jr., Montgomery. Property: 23 Wallkill Ave., Montgomery. Amount: $127,500. Filed June 25. Catskill Farms Inc., Eldred. Seller: Saug LLC, Marshal, Virginia. Property: in Saugerties. Amount: $188,000. Filed June 25. Catskill Watershed Corp., Arkville. Seller: Town of Shandaken. Property: in Shandaken. Amount: $114,0000. Filed June 23. Hudson Valley Biomass LLC, Warwick. Seller: Brian Pawelski, Montgomery. Property: in Warwick. Amount: $180,000. Filed June 26.

Below $1 million

Kormar Property Group LLC, Peekskill. Seller: Morluck Equities LLC, Monroe. Property: 20 S. White St., Poughkeepsie 12601. Amount: $365,000. Filed June 23.

117 East Main LLC, Middletown. Seller: Louise Green, Middletown. Property: in Middletown. Amount: $265,000. Filed June 24.

Levett LLC, Wappingers Falls. Seller: Laura E. Kraft, et al, Fishkill. Property: in Fishkill. Amount: $160,000. Filed June 24.

146 Johnston Street LLC, Mahopac. Seller: Milagros Mendez-Cruz, Newburgh. Property: 146 Johnston St., Newburgh. Amount: $100,000. Filed June 24.

Maplebrook Farm LLC, Staatsburg. Seller: Andrew Snyder, New York City. Property: in Clinton and Pleasant Valley. Amount: $130,000. Filed June 25.

JULY 6, 2020

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Millbrook Twenty Two LLC, Millbrook. Seller: October Glory LLC, Brewster. Property: 34163424 Franklin Ave., Washington. Amount: $350,000. Filed June 24. Orange North Services LLC, Monroe. Seller: JPMorgan Chase Bank N.A. Property: 10 Route 17K, Wallkill. Amount: $335,000. June 26. Retac LLC, Chester. Seller: Christopher Haslam, Monroe. Property: 1912 Whispering Hills, Chester. Amount: $185,500. Filed June 24. Rhinebeck Aerodrome Museum, Red Hook. Seller: Thomas G. Daly, et al, Garden City. Property: in Red Hook. Amount: $220,000. Filed June 22. Stonewall Real Estate Development LLC, Beacon. Seller: Ryan Figa, Hopewell Junction. Property: 9 Oak St., Poughkeepsie. Amount: $145,000. Filed June 24. The Church of Rock LLC, Woodstock. Seller: Tullicka Realty LLC, West Hurley. Property: 1360 Route 28, Hurley 12491. Amount: $488,000. Filed June 22. The County of Putnam, Carmel. Seller: Putnam Valley Central School District, Putnam Valley. Property: 142-146 Peekskill Hollow Road, Putnam Valley 10579. Amount: $2,400. Filed June 26. WCP Block 1 LLC, Goshen. Seller: Secretary of Veterans Affairs, Washington, D.C. Property: 2224 Randall Heights, Middletown 10924. Amount: $185,000. Filed June 24.

MECHANIC’S LIENS Pharmer, Andrew, et al, High Falls, as owner. $17,201 as claimed by Herzog Supply Company Inc., Kingston. Property: 172 Clove Valley Road, High Falls 12440. Filed June 22.

NEW BUSINESSES This paper is not responsible for typographical errors contained in the original filings.

Doing Business As 437 Route 209 Inc., d.b.a. Fireside Deli, 437 Route 209, Huguenot 12746. Filed June 8.

AA Plus Enterprises Inc., d.b.a. NuCision, 4 Leipnik Way, Unit 301, Monroe 10950. Filed June 8. Babybunts Enterprises Inc., d.b.a. Bounce New York, 8 Crystal Road, Warwick 12589. Filed June 8. Chinatown Kitchen JA Inc., d.b.a. Chinatown, 1025 Route 17K, Montgomery 12549. Filed June 10. Dress Well Inc., d.b.a. Debonair, 105 Schunnemunk Road, Suite 202, Monroe 10950. Filed June 8. FP Services Inc., d.b.a. FPS Apparel, 33 Elkay Drive, Chester 10918. Filed June 8. GMH Agency Inc., d.b.a. Catalyst Risk Solutions, 334 E. Main St., Middletown 10940. Filed June 9. Lontoys Inc., d.b.a. Trendy Teen Boutique, 14 Shady Dell Drive, New Windsor 12553. Filed June June 9. Master Deals USA Inc., d.b.a. A1 Sourcing, 51 Forest Road, Suite 316-221, Monroe 10950. Filed June 8. South Gate Flats Ltd., d.b.a. Thayer Resort and Spa at West Point, 674 Thayer Road, West Point 10996. Filed June 10.

Sole Proprietorships Alp’s Tree Care, 278 McKinstry Road, Gardiner 12525, c/o Austin Lee Powell. Filed June 25. Arnoldo’s Family Landscaping, 128 Tinker St., Woodstock 12498, c/o Arnoldo A. Umana Alarcon. Filed June 25. Auto Keys on the Go, 28 Sylvan Park Drive, Newburgh 12550, c/o Nick Ruggiero. Filed June 10. Ben Manics, 220 Woodland Road, Stone Ridge 12484, co/ Benjamin Aaron Mandel Popovics. Filed June 25. Bob and the Tomatoes, 67 S. Lake Drive, Patterson 12563, c/o Robert Stanhope. Filed June 26. Cajun Yankee Services, 24 Ulsterville Road, Pine Bush 12566, c/o Michael Winston Hoard. Filed June 8.

Coinousel, 62 Cedar Cliff Road, Monroe 10950, c/o John T. Sheeran. Filed June 8. Currently Black, 154 Clay Road, Ulster Park 12487, c/o Carl J. Brown. Filed June 23. Denise’s Dezigns, 47 Sycamore St., Kingston 12401, c/o Denise C. Colden. Filed June 24. Dr. Lisa Vitale, DAC, 5109 Route 9W, Suite 3, Newburgh, c/o Lisa Ann Vitale. Filed June 1. Dream Home Creators, 47 Wayacross Road, Mahopac 10541, c/o Kevin McSpedon Jr. Filed June 8. Ebenezer Christian Book Store, (Libreria Cristiana), 394 Broadway, Newburgh, c/o Angel Ulises Guevara Avalos. Filed June 10. Great White Spray Disinfecting, 355 Shaw Road, Middletown10941, c/o Stephen Berlinski. Filed June 10. Higher Life, 214 MacArthur Ave., New Windsor, c/o Kristen Taylor Meddaugh. Filed June 1. Home Sweet Home, 90 Pond Road, Kerhonksopn 12446, c/o Kristy Lynn Bolton. Filed June 24.

New York Piano Works, 186 Foxhall Ave., Kingston 12401, c/o Scott Andrew Van Hoven. Filed June 25. Parese and Sons, 54 Jockey Hill Road, Kingston 124901, c/o Errin Parese. Filed June 25. Point to Finish Property Management, 504 Fox Run Lane, Carmel 10512, c/o Richard David Azabache. Filed June 25. Property Management Maven, 59 Cooper St., Accord 12404, c/o Renee Balestra. Filed June 25. R and R Construction, 59 Cooper St., Accord 12404, c/o Raymond Williams. Filed June 25. Ramos-Perez Construction, 892 Neighborhood Road, Lot 3, Lake Katrine 12449, c/o Edwin L. Ramos-Perez. Filed June 25. S W Evolution Training, 44 Manor Lane, Westbrookbille 12785, c/o Jessica Lee Whitney. Filed June 1. Scenic Roots Garden Design, 7 Toll Gate Road, Highland 12528, c/o Maureen T. O’Loughlin. Filed June 25. Sol Bake Shop, 139 Josephs Drive, Saugerties 12477, c/o Amber Zibella. Filed June 23.

Karlie Michael Photography, 570 Huckleberry Turnpike, Marlboro 12542, c/o Karlie M. Connell. Filed June 23.

Someday, 2 Stoneridge Road, Brewster 10509, c/o Josephine Gress. Filed June 26.

Larry’s Backyard Bees, 523 Park Ave., Newburgh 12550, c/o Lawrence S. Perlitz. Filed June 1.

Sundae Funday, 368 Mettacahonts Road, Accord12404, c/o Ashley L. Bush. Filed June 26.

Local Cleaners 365, 181 Fairfield Drive, Brewster 10509, c/o Javier Lopez. Filed June 26.

Travel Go See It, 680 Route 211 East, 3B, No. 124, Middletown, c/o Adrienne D. Dawkins. Filed June 1.

Maher Collision Fabrication, 157 Esopus Ave., Kingston 12401, c/o Shaun Maher. Filed June 25. McHat Group, 33 Albany Post Road, Newburgh 12550, c/o Solomon Djan. Filed June 3. McMahon’s Homestead, 205 Crans Mill Road, Pine Bush 12566, c/o Angela McMahon. Filed June 8. Na-Cho Taco Texmex Kitchen, 5000 Route 209, Accord 12404, c/o Kim M. Mirto. Filed June 25.

Twysted Sipz, 26 Mullins Lane, Newburgh, c/o Kamesha Lavon Lockary. Field June 1. Unity Child Care, 47 Sycamore St., Kingston 12401, c/o Denise C. Colden. Filed June 24. Your Body Knows, 247 Broadstreet Hollow Road, Shandaken 12480, c/o Karen Charman. Filed June 26.

LEGAL NOTICES Notice of formation of Shaun Darrah Pediatric Dentistry PLLC. Art. of Org. filed with SSNY on 5/13/20. Office location: Westchester County. SSNY designated as agent of the PLLC upon whom process against it may be served. SSNY shall mail a copy of any process to The PLLC, 1133 Warburton Ave., 604N, Yonkers, NY 10701. Purpose: To practice the profession of Dentistry. #62574 Notice of Formation of DeeLexable, LLC. Arts. of Org. filed with SSNY on 3/17/2020. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to the LLC. 136 Fifth Avenue, New Rochelle, NY 10801 Purpose: any lawful act or activity. #62581 NTRLHUEZ LLC. Art. Of Org. filed with SSNY on 5/28/20. Offc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, P.O. Box #725, Ossining, NY 10562. Purpose: any lawful purpose. #62583 MSH Consultants LLC. Art. of Org. filed 5/28/20. Office in Westchester Co. SSNY designated for process and shall mail to Reg. Agent: Thomas Law Firm, 175 Varick St, NY, NY 10014. Purpose: Any lawful activity #62584 Notice of Formation of Specialty Spanish, LLC. Art. of Org. filed with SSNY on 04/27/2020. Office Location: Westchester County. SSNY designated as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 441 Saw Mill River Rd., Millwood, NY 10546. Purpose: any lawful purpose. #62585 Notice of Formation of Eaglestone Advisors LLC Art. Of Org. filed with SSNY on 6/1/20. Offc. Loc: Westchester Cty. SSNY desig. as agent of the LLC upon whom process against it may be served. SSNY shall mail process to the LLC, 66 Palmer Ave., Ste 32B, Bronxville, NY 10708. Purpose: any lawful purpose. #62586

Notice of Formation of INCH BY INCH LLC. Art. Of Org. filed with Secíy of State (SSNY) on 6/8/20. Office location: Westchester County. SSNY designated as agent of LLC upon whom process against it may be served. SSNY shall mail copy of process to TIMOTHY DELANEY, 17 LOCUST LANE, BRONXVILLE, NY 10708. Purpose: any lawful purpose. #62587 Notice of Formation of Holistic Consulting LLC Articles of Organization filed with Secretary of State of New York (SSNY) on 4/16/2020. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 321 Mundy Lane Mt. Vernon NY 10550. Purpose: any lawful act or activity. #62588 Notice of Formation of Margie Ruddick LLC. Arts. of Org. filed with SSNY on 4/23/2020. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to 10 Archer Place #3 Tarrytown, NY 10591 Purpose: Construction Residential Remodeling. #62589 Name of LLC: Nonpareil Biotechnologies LLC, a Delaware LLC formed November 17, 2015, Art. Of Organization and Application for Authority filed with the SSNY on May 19, 2020. Office location: Westchester County. SSNY has been designated as the agent of the LLC upon whom process against it may be served. SSNY may mail a copy of process to: 75 South Broadway, Suite 4180, White Plains, NY 10601, principal business location of the LLC. Purpose: any lawful business activity. #62590 Notice of formation of Charcuterie Collection, LLC Art. of Org. filed with Secretary of State of New York (SSNY) on 5/6/2020. Office location: Westchester County. SSNY is designated as agent of LLC upon whom process against it may be served. SSNY shall mail process to: 23 Crusher Road, Bedford, NY 10506. Purpose: any lawful purpose. #62591 ACHOT REALTY LLC. Art. of Org. filed with SSNY 6/5/2020. NY office location: Westchester County. SSNY designated as agent for process. SSNY shall mail copy of process to: c/o Gardner, Weiss & Rosenblum LLP, 270 Madison Ave., NY, NY 10016. Any lawful act or activity. #62593

NAME: OX BOX LOGISTICS, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 05/21/2020. Office location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 7 Skyline Drive, Suite 350, Hawthorne, New York 10532, principal business location of the LLC. Purpose: any lawful business activity. #62594

539 North State Realty LLC Art. of Org. filed with NY Secy. of State on 6/15/20. Office located in Westchester County. Secy. of State designated as agent upon which process may be served. Secy. of State shall mail a copy of any process against it served upon him/her to 33 Somers Hill Road, Carmel. NY 10512. LLC may engage in any lawful act or activity for which a limited liability company may be formed. AD# 62598

Notice of Formation of EH & AH LLC. Principal office Westchester County. Secretary of State of NY (SSNY) designated as agent for service of process. SSNY shall mail a copy of any process served against the LLC to 797 Yonkers Avenue, Yonkers, NY 10704. Articles of Organization of the LLC filed with the SSNY on June 10, 2020. Purpose: Any lawful act(s). #62601

Name of LLC: Math Marvelous L.L.C. Art.of Org. filed NY Sec. of State 6/15/20. Princ. off. loc.: Westchester Cty. Sec. of State designated as agent of LLC upon whom process against it may be served. Sec. of State shall mail a copy of process to the LLC, 59 Sumner Ave, Yonkers NY 10704. Purpose: any lawful activity. #62602

NOTICE OF FORMATION of Refactor IT, LLC. Articles of Organization filed with the Secretary of State of New York (SSNY) on 10/17/2018. Location: Westchester County. SSNY designated as agent for service of process on LLC. SSNY shall mail a copy of process to: Refactor IT LLC, CEO 1 Primrose Avenue Yonkers, NY 10710. Purpose: Any lawful purpose. #62603

Notice of Formation of C&E Event Productions, LLC. Arts. of Org. filed with SSNY on 5/1/2020. Office location: Westchester County. SSNY designated as agent of LLC upon whom process may be served. SSNY shall mail process to Carley Tryon and Erica Block, C&E Event Productions, LLC, 96 Underhill Avenue, Apt. 1B, West Harrison, NY 10604. Purpose: any lawful act or activity. #62595 NOTICE OF FORMATION OF LIMITED LIABILITY COMPANY (LLC). FROM THE HEART DECOR, LLC Articles of Organization were filed with the Secretary of State of New York (SSNY) on 04/27/20. Office Location: Westchester County. SSNY has been designated as agent of the LLC upon whom process against it may be served. SSNY shall mail a copy of process to: The LLC, 495 Van Cortlandt Park Ave 4E, Yonkers, New York 10705, principal business location of the LLC. Purpose: any lawful business activity. #62596 FUTURE SOUNDS 88 LLC. filed with NY Secy. of State on 05/06/2020. Office located in 129 North 5th Ave. Mount Vernon NY. Westchester Co. Secy. of State designated as agent upon which process may be served. Secy. Of State shall mail a copy of any process against it served upon Future Sounds 88, LLC 129 North 5tH Ave Mount Vernon NY., 10550 (the LLCís primary business location). LLC may engage in any lawful act or activity for which a limited liability company may be formed. #62597

We’ve been working side by side with our clients dealing with the Covid-19 challenges affecting businesses in the region. Perhaps we can help you, too. sbjlaw.com

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Facts & Figures

fairfield county

BUILDING PERMITS Commercial Baker Concrete Construction Inc., Stamford, contractor for HP Gateway Unit One. Construct superstructure at 400 Washington Blvd, Unit UT2, Stamford. Estimated cost: $87,500. Filed April 27. Clean Wave Inc., Bridgeport, contractor for Jeong Chul Yoo. Install windows and remodel laundromat at 900 Boston Ave., Bridgeport. Estimated cost: $35,000. Filed May 14. Construction Services of Branford LLC, Stamford, contractor for Metropolitan 1515 Summer. Relocate antenna at 1515 Summer St., Stamford. Estimated cost: $15,500. Filed April 30. Harbor Drive Acquisitions LLC, Stamford, contractor for Harbor Drive Acquisitions LLC. Perform a private party at 208 Harbor Drive, Stamford. Estimated cost: $10,000. Filed April 30. Harbor House Community Inc., Stamford, contractor for Harbor House Community Inc. Replace cooling tower and install a high-efficiency cooling tower at Stamford. Estimated cost: $560,000. Filed May 5.

Mutual Housing Association South West Connecticut, Stamford, contractor for Mutual Housing Association South West Connecticut. Paint walls, install new vinyl and new cabinets at 235 W. Main St., Stamford. Estimated cost: $100,000. Filed May 1. Pat Munger Construction Company, Branford, contractor for Aquarium Water Company. Remove and replace drop ceiling at 600 Lindley St., Bridgeport. Estimated cost: $580. Filed May 18. Pavarini North East Construction Company LLC, Stamford, contractor for East Metro Center LLC. Perform replacement alterations at 429 Washington Blvd, Stamford. Estimated cost: $517,395. Filed May 5. Pimpinella Construction Company Inc., Stamford, contractor for Waterfront Office Building Ltd. Perform replacement alterations at 62 Southfield Ave., Unit UT1, Stamford. Estimated cost: $175,000. Filed April 28. Pizarro, Daniel, Bridgeport, contractor for Daniel Pizarro. Convert office to six studios at 986-988 Main St., Bridgeport. Estimated cost: $75,000. Filed May 15. Primrose Companies Inc., Bridgeport, contractor for The Park City Redevelopment Group LLC. Construct a foundation at 1269 Main St., Bridgeport. Estimated cost: $200,000. Filed May 13. Richard Corp., Terryville, contractor for Sikorsky Aircraft. Install two slab foundations, reinforce roof and cut holes for duct structure at 1225 South Ave., Bridgeport. Estimated cost: $175,000. Filed May 18. Sign Works Studio LLC, Stamford, contractor for Stampar Associates LLC. Remove old logo and replace with new logo at 1992 W. Main St., Stamford. Estimated cost: $9,000. Filed May 5.

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ON THE RECORD

Southern New England, Stamford, contractor for Southern New England. Renovate bathrooms in church basement at 2136 High Ridge Road, Stamford. Estimated cost: $20,170. Filed April 28.

Cheemalapati, Lakshmi S., Stamford, contractor for Lakshmi S. Cheemalapati. Renovate wheelchair accessibility at 77 fifth St., Stamford. Estimated cost: $65,000. Filed April 30.

Jacob Awan, Trumbull, contractor for US Bank National. Remove and replace windows and kitchen cabinets at 195 Glenbrook Road, Bridgeport. Estimated cost: $11,450. Filed May 19.

Stamford Washington Office LLC, Stamford, contractor for Stamford Washington Office LLC. Perform replacement alterations at 677 Washington Blvd, Unit B1, Stamford. Estimated cost: $1,000. Filed April 30.

Club Road Partners LLC, Stamford, contractor for Club Road Partners LLC. Build a new single-family dwelling at 16 Woodledge Road, Stamford. Estimated cost: $432,600. Filed April 29.

Kintzer, Bonnie, Stamford, contractor for Bonnie Kintzer. Legalize retaining wall at 129 Long Close Road, Stamford. Estimated cost: $50,000. Filed May 5.

Vasser, Bryan M., Stamford, contractor for United Realty Inc. Replace signs at 1070 High Ridge Road, Stamford. Estimated cost: $20,000. Filed May 1.

Residential Adams, James, Stamford, contractor for James Adams. Perform replacement alterations at 218 Norman St., Bridgeport. Estimated cost: $60,000. Filed May 26. Alcraft Inc, North Haven, contractor for Michelle Jacobs. Repair porch at 592-594 Laurel Ave., Bridgeport. Estimated cost: $10,000. Filed May 15. American Home Builders & Design, West Haven, contractor for North End Property LLC. Add an additional bedroom at 275 Jewett Ave., Bridgeport. Estimated cost: $10,000. Filed May 15. Beqir Trdevaj, Stamford, contractor for Antonia Cerro. Replace kitchen cabinets, add dishwasher and renovate bathroom at 444 Bedford St., Unit 7J, Stamford. Estimated cost: $20,000. Filed April 30. Brian Herman, Bridgeport, contractor for Jonathan Jaw. Finish siding and attic, remodel kitchen and bathroom at 275 Burnsford Ave., Bridgeport. Estimated cost: $52,365. Filed May 26. Built Right Home, Cheshire, contractor for Jason Amenda. Remove old roof and re-roof 35 Glen Place, Bridgeport. Estimated cost: $6,000. Filed May 21.

Colon, Ely, Bridgeport, contractor for Ely Colon. Construct a new front porch at 76 E. Kensington Place, Bridgeport. Estimated cost: $8,500. Filed May 28. Demoura, Charles, Stamford, contractor for Aaron Tracy. Construct an in-ground pool and spa at 147 Long Close Road, Stamford. Estimated cost: $100,000. Filed May 5. Fairfield County Construction LLC, Stamford, contractor for Christopher Piro. Rebuild deck at 364 Westwood Road, Stamford. Estimated cost: $9,000. Filed April 28. Faria, Lorena, Bridgeport, contractor for Lorena Faria. Install above-ground pool at 47 Richfield Road, Bridgeport. Estimated cost: $500. Filed May 14. Grady Enterprises of Connecticut LLC, Stamford, contractor for Grady Enterprises of Connecticut LLC Remove old roof and re-roof 24 Liberty St., Stamford. Estimated cost: $8,500. Filed May 4. Gupta, Anuj L., Stamford, contractor for Anuj L. Gupta. Build a foundation for a two-family home at 38 W. Washington Ave., Stamford. Estimated cost: $400,000. Filed April 30. Hulit, Richard H., et al, Stamford, contractor for Richard H. Hulit. Renovate bathroom and remove walls at 5 Cresthill Place, Stamford. Estimated cost: $10,000. Filed April 27.

MAC Home Services, Trumbull, contractor for Partners Home Improvements LLC. Build new single-family dwelling at 133 Shell St., Bridgeport. Estimated cost: $155,000. Filed May 20. Makula Construction LLC, Bridgeport, contractor for Teodoro Maykel. Construct a new single-family home at 205 Red Oak Road, Bridgeport. Estimated cost: $155,000. Filed May 14. Marinello, Jeffrey M., Stamford, contractor for Elzbieta Perzan. Install roof-top solar panels at 50 Stone Hill Drive, Stamford. Estimated cost: $27,632. Filed May 1. Montanaro, Mike, Trumbull, contractor for Brian Hopkins. Remodel first and second floor and install elevator at 154 Govers Ave., Bridgeport. Estimated cost: $125,000. Filed May 14. Namco Pool and Patio, Oxford, contractor for Sabrina Moyer-Baker. Install aboveground pool at 105 Jennings Ave., Bridgeport. Estimated cost: $3,898. Filed May 14. Namco Pools LLC, Rocky Hill, contractor for Juan Ruben Muniz. Install above-ground pool at 190 Greenwood St., Bridgeport. Estimated cost: $3,000. Filed May 19. New England Skyline Builders Inc. Preform alterations at 25 Todd Lane, Stamford. Estimated cost: $35,000. Filed May 4. Posigen Connecticut LLC, Bridgeport, contractor for Jose Reyes. Install roof-top solar panels at 138 Indian Field Road, Bridgeport. Estimated cost: $4,000. Filed May 19.

Power Home Remodeling Group LLC, Stamford, contractor for Sandra M. Ellis. Remove and re-roof at 81 Turn of River Road, Stamford. Estimated cost: $16,928. Filed April 27. Pro Custom Solar, East Berlin, contractor for Pro Custom Solar. Remove old roof and re-roof 59 Sunshine Circle, Bridgeport. Estimated cost: $5,762. Filed May 20. Propels Products, Newington, contractor for Agnes Yakur. Remove old roof and reroof 84 Melrose Ave., Bridgeport. Estimated cost: $17,646. Filed May 15. Soto, Kimberly, Bridgeport, contractor for Kimberly Soto. Build above-ground pool at 917 Wood Ave., Bridgeport. Estimated cost: $1,100. Filed May 18. Southern NE Windows, Smithfield, Rhode Island, contractor for Gil and Maria Sewell. Replace windows at 223-225 Lenox Ave., Bridgeport. Estimated cost: $4,061. Filed May 15. Srednicki, Radoslaw, Stamford, contractor for Radoslaw Srednicki. Convert attic to living space at 27 Houston Terrace, Stamford. Estimated cost: $1,935. Filed April 29. Tesla Energy Operations Inc., Stamford, contractor for Jaisundar N. Silva. Install roof-mounted solar panels at 42 Caprice Drive, Stamford. Estimated cost: $35,532. Filed April 27. The Improvement LLC, Bridgeport, contractor for MDL Realty. Erect demising wall at 380 Horace St., Bridgeport. Estimated cost: $6,000. Filed May 18. Trinity Heating & Air Inc., Stamford, contractor for Roman Chertes. Install roof-top solar panels at 18 Robin St., Stamford. Estimated cost: $26,000. Filed May 4.

Facts & Figures Vik’s Exterior LLC, Orange, contractor for Volodymyr Sergiyenko. Install vinyl siding and insulation at 146-148 Main St., Bridgeport. Estimated cost: $16,000. Filed May 20. Vinylume Inc., Stamford, contractor for Michael Siegel. Remove old siding and install vinyl siding at 147 Berrian Road, Stamford. Estimated cost: $24,200. Filed April 27. Wojtek Ultimate Construction LLC, Stamford, contractor for Radoslaw Srednicki. Perform replacement alterations at 27 Houston Terrace, Stamford. Estimated cost: $245,500. Filed April 29.

COURT CASES Bridgeport Superior Court Buster, Kenneth, et al, Stratford. Filed by Renita Dickens, Stratford. Plaintiff’s attorney: Rosenberg Whewell & Hite LLC, Stratford. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-206096778-S. Filed May 8. Depalo, Gillian, New Canaan. Filed by Teresa Zalewska, Westport. Plaintiff’s attorney: Todd Douglas Haase, Westport. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-20-6096629-S. Filed April 29.

Dijonmouning, Joan, et al, Bridgeport. Filed by Eduardo Brea, Ansonia. Plaintiff’s attorney: Bradley Denkovich & Karayiannis PC, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV20-6096559-S. Filed April 27. Dralle, Chase, Trumbull. Filed by Hailey Chormanski, Trumbull. Plaintiff’s attorney: Adelman Hirsch & Connors LLP, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-206096671-S. Filed May 1. Insurance Reconstruction Services Inc., et al, Putnam. Filed by Ryan Donner, Alexandria, Virginia. Plaintiff’s attorney: Nugent & Bryant, New Haven. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FBT-CV-206096729-S. Filed May 5.

Danbury Superior Court Hanson, David R., Danbury. Filed by Paige Glorioso, Sandy Hook. Plaintiff’s attorney: Trantolo and Trantolo LLC, Bridgeport. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-206036091-S. Filed May 7.

Louzada, Christian, et al, Danbury. Filed by Bujar Vrenezi, Danbury. Plaintiff’s attorney: Ventura Law, Danbury. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV20-6036141-S. Filed May 19. Schultz, Quinlan Fischer, et al, Swarthmore, Pennsylvania. Filed by Gamaliel Vasquez, Danbury. Plaintiff’s attorney: Ventura Law, Danbury. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV20-6036083-S. Filed May 5. Sferruzzo, Christopher, Southbury. Filed by Michael D’Amato, Newtown. Plaintiff’s attorney: Miller Rosnick D’Amico August & Butler PC, Bridgeport. Action: The plaintiff was near the defendant’s residence waiting for his clients in order to show the defendant’s home, which was listed for sale. The defendant was walking his dogs when suddenly one of the dogs attacked and bit the plaintiff multiple times on his right hand and stomach. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. DBD-CV-206036145-S. Filed May 20.

Stamford Superior Court Briones, Vanessa, et al, Norwalk. Filed by Danielle Skeeter, Norwalk. Plaintiff’s attorney: Trantolo & Trantolo LLC, Waterbury. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-20-6046837-S. Filed May 20.

Llerena, Jan Pierre, et al, Stamford. Filed by Lashonda Davis-cook, Plaintiff’s attorney: Trantolo & Trantolo LLC, Waterbury. Action: The plaintiff suffered a collision allegedly caused by the defendants and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-20-6046823-S. Filed May 19. Meizels, Edward Quinn, Stamford. Filed by Mony B. Yin, Wilton. Plaintiff’s attorney: Damico & Pettinicchi LLC, Watertown. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV-206046604-S. Filed April 17. Yaggi, Anne, Stamford. Filed by Treacy Riiska, Stamford. Plaintiff’s attorney: Ryan Darrell Daugherty, New York. Action: The plaintiff suffered a collision allegedly caused by the defendant and sustained severe and painful personal injuries. The plaintiff seeks monetary damages in excess of $15,000, exclusive of interest and costs and such other and further relief the court deems appropriate. Case no. FST-CV20-6046863-S. Filed May 26.

DEEDS Commercial

Hill, Belinda, Stamford. Seller: Wilmington Savings Fund Society, Anaheim, California. Property: 637 Summer St., Unit 15, Stamford. Amount: $232,500. Filed May 4. Kelly, Jacob and Yulinda Lewis-Kelly, Norwalk. Seller: Colony Place LLC, Cos Cob. Property: 1 1/2 Colony St., Norwalk. Amount: $575,000. Filed May 12. Montoya, Andrea, Trumbull. Seller: Splitrock Properties LLC. Norwalk. Property: 137 Washington St., Norwalk. Amount: $218,000. Filed May 4. Terranova, Marlene, Stamford. Seller: M&T Bank, Getzville, New York. Property: 2055 Long Ridge Road, Stamford. Amount: $512,500. Filed April 30.

Residential Agarwal, Rajeev, Stamford. Seller: Michael Solazzo and Carl Solazzo, Stamford. Property: 127 Greyrock Place, Unit 1009, Stamford. Amount: $220,000. Filed April 29. Alfaro, Federico R. and Manuel Y. Chaves, Stamford. Seller: Fidel Olivera and Yolanda Olivera, Stamford. Property: 77 Severance Drive, Stamford. Amount: $390,000. Filed May 1. Anzalone Jr., John, Norwalk. Seller: Nikki Karam and Alexander Karam, Norwalk. Property: 71 Toilsome Ave., Norwalk. Amount: $488,000. Filed May 11.

Conte, Francesco, Stamford. Seller: Jin CT LLC, Stamford. Property: 12 Standish Road, Unit 3, Stamford. Amount: $179,000. Filed May 1.

Batan, Generoso and Celia Batan, Norwalk. Seller: Sandra J. Daignault, Washington. Property: 403 Rowayton Ave., Norwalk. Amount: $415,000. Filed May 5.

Cosinga, Rosaura D., Stamford. Seller: The Bank of New York Mellon, Salt Lake City, Utah. Property: 41 Fishing Trail, Stamford. Amount: $340,000. Filed May 5.

Boger, Benjamin D. and Bridget B.K. Boger, Norwalk. Seller: Julienne M. Camhi, Norwalk. Property: 16 Douglas Drive, Norwalk. Amount: $589,426. Filed May 5.

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Bronson, Darlene, Rye Brook, New York. Seller: Lorraine Bottalico and Anthony J. Bottalico, Naples, Florida. Property: 97 Davenport Ridge Lane, Stamford. Amount: $416,000. Filed April 30. Campbell, Douglas and Margaret Campbell, Norwalk. Seller: Stacy W. Bass, Westport. Property: 26 Covlee Drive, Norwalk. Amount: $10. Filed May 6. Costagliola, Robert J. Stamford. Seller: Robert Mallhot, Stamford. Property: 52 Sachem Place, Stamford. Amount: $485,000. Filed April 30. Courtney, Lori, Norwalk. Seller: Alfred C. Jackson Jr., Shelton. Property: 24 Burrit Ave., Norwalk. Amount: $147,900. Filed May 7. Faugno, Keith P. and Melissa M. Faugno, Stamford. Seller: Edward J. Nino and Martha Nino, Norwalk. Property: 8 Wildmere Lane, Norwalk. Amount: $355,000. Filed May 4. Green, Katrina and Tyshay Dennis, Stamford. Seller: Barton Kennedy, Stamford. Property: 2539 Bedford St., Unit 380, Stamford. Amount: $406,000. Filed May 1. Gureyev, Stanislav, Norwalk. Seller: Stephen Ehrlich and Francine Eherlich, Stamford. Property: 80 County St., Unit 12D, Norwalk. Amount: $226,000. Filed May 5. Guy, Danilo and Bianca Flores, Ossining, New York. Seller: Edison Andres Sanchez and Priscilla Sanchez, Norwalk. Property: 34 Ferris Ave., Unit B3, Norwalk. Amount: $420,000. Filed May 5. Heine, Connor W. Reilly Heine, Norwalk. Seller: Magnus Tangen and Lily Tangen, Norwalk. Property: 280 Rowayton Ave., Norwalk. Amount: $872,000. Filed May 12.

JULY 6, 2020

Facts & Figures Hennessey, Emma W. and Brett Grossman, Norwalk. Seller: Kori Lambert, Stamford. Property: 455 Hope St., Unit 3H, Stamford. Amount: $387,500. Filed May 1.

Kennedy, Bartan, Stamford. Seller: Alfred B. Tychsen, Fort Lauderdale, Florida. Property: 2437 Bedford St., Unit F1, Stamford. Amount: $357,500. Filed May 1.

Islam, Mohammad Atigui and Hafsa Siddika Iman, Stamford. Seller: Roberto Olivares, Bridgeport. Property: 850 E. Main St., Unit 319, Stamford. Amount: $385,000. Filed April 29.

Khassaf, Hamidreza, Norwalk. Seller: William A. Gallo, Norwalk. Property: 606 Foxboro Drive, Norwalk. Amount: $375,000. Filed May 7.

Jordan, Ellen V. and Sean E. Jordan, Stamford. Seller: Anne E. Melillo and Charles R. Melillo, Stamford. Property: 58 Arthur Place, Stamford. Amount: $469,000. Filed May 4. Kelly, James Patrick and Christina Giani Kelly, Stamford. Seller: Ajit K. Kayal, Stamford. Property: 11 Lawrence Hill Road, Stamford. Amount: $562,000. Filed April 29.

Application Developer sought by SS&C Technologies Inc. in Sandy Hook, CT to work as a Full stack developer with the Corporate Trust financial applications in SS&Cs Treasury and Securities Solutions division. Apply at www.ssctech. com/careers, select U.S. open positions and sort by Job Title and apply, or send resume and cover letter to Jennifer Starrs, Talent Acquisition Manager, SS&C Technologies, Inc., 80 Lamberton Rd., Windsor, CT 06095 and reference job number 6102 in cover letter.

FINANCE Senior Director, Gartner, Inc., Stamford, CT. Resp for Global fin. planning & analysis activities in supp of our Premium Svcs Group. Req Master’s deg, or foreign equiv., in Bus Admin, Fin, Acct or directly rel field + 5 yrs bus analysis exp, w/ at least 2 yrs in a fin. reporting, planning & analysis role. Will accept a Bach’s deg + 8 yrs rel work experience. Exp may be gained before, during or after Master’s deg program. To apply, email resume to: Jen Simpson, Jennifer.Simpson@ gartner.com, reference: job code 45787.

JULY 6, 2020

Knoblauch, Vicki and Tom Knoblauch, Stamford. Seller: George W. Lambertson and Francoise B. Lambertson, Stamford. Property: 2435 Bedford St., Unit 7B, Stamford. Amount: $525,000. Filed May 1. Lara, Kelvin and Stephanie Lara, Nyack, New York. Seller: Christopher J. Spiegelman, Stamford. Property: 52 Williard Terrace, Stamford. Amount: $465,000. Filed May 4. Lokko, Christian A., Bronx, New York. Seller: Varun Ahuja and Moha Ahuja, Stamford. Property: 710 Hope St., Unit 2, Stamford. Amount: $610,000. Filed May 4. Lombardo, Joseph and Rachel Lombardo, Stamford. Seller: Richard Lockwood and Lisa Lockwood, Stamford. Property: 49 Regent Court, Stamford. Amount: $460,000. Filed May 1. Manco, Esteban M. and Solange Manco, Stamford. Seller: Neal Bantens and James Bantens, Stamford. Property: 23 Brandt Road, Stamford. Amount: $525,000. Filed April 30. Marzziotti, Suzanne, Southport. Seller: Thomas H. Leri and Yeenee K. Leri, Norwalk. Property: 6 Crockett St., Norwalk. Amount: $1,360,000. Filed May 12. Mena, Lastenia, Norwalk. Seller: Mary Ann Gatto, Norwalk. Property: 11 Woodchuck Lane, Norwalk. Amount: $473,900. Filed May 4.

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Montague, Taylor Patrick and Melissa Lindsey Montague, New York, New York. Seller: 2 Browne Place LLC, Darien. Property: 2 Browne Place, Norwalk. Amount: $2,374,619. Filed May 5. Novack, Stanley, Stamford. Seller: Stanley Novack, Stamford. Property: 1 Strawberry Hill Court, Unit 9B, Stamford. Amount: $1. Filed May 5. Ogden, Caroline Buck, New York, New York. Seller: Mark Spadaccini and McLean Spadaccini, Norwalk. Property: 22 Craw Ave., Norwalk. Amount: $1,475,000. Filed May 11. Olson, Jonathan, Long Island, New York. Seller: James R. Hirshfield and Elizabeth C Kenney, Norwalk. Property: 138 W. Norwalk Road, Norwalk. Amount: $585,000. Filed May 6. Petropoulos, John J. and Maggie E. Seligman, Stamford. Seller: Hayley Morrow and Morgan Greenlaw-Morrow, Norwalk. Property: 310 Flax Hill Road, Norwalk. Amount: $535,000. Filed May 4. Roncoroni, Brian and Jaime Roncoroni, Stamford. Seller: Brian M. Joy and Elizabeth L. Joy, Stamford. Property: 31 Sweet Briar Court, Stamford. Amount: $875,000. Filed April 29. Rosas, Carlos, Stamford. Seller: Robert Marullo and Alison Marullo, Stamford. Property: 159 Long Close Road, Stamford. Amount: $1,080,000. Filed April 29.

Sun, Li, Stamford. Seller: Stephen Sullivan and Alice S. Sullivan, Norwalk. Property: 97 Richards Ave., Unit B13, Norwalk. Amount: $240,000. Filed May 5. Thorstenson, Joseph and Hayden Maloney, Rowayton. Seller: Finn E. Larsen and Nina Larsen, Rowayton. Property: 4 Crooked Trail, Rowayton. Amount: $971,055. Filed May 8. Troya, Linda, Cos Cob. Seller: Thomas Boguski, Stamford. Property: 67 Clovelly Road, Stamford. Amount: $420,000. Filed April 29. Velasquez, Brandon, Stamford. Seller: Michelle Hilton and Michelle Migliazza, Norwalk. Property: 202 Soundview Ave., Unit 46H, Stamford. Amount: $251,000. Filed April 30. Yoranidis, Michael P. and Amy Leigh Malta, Stamford. Seller: A Hong Le, Palm Beach Gardens, Florida. Property: 44 Northwoods Road, Stamford. Amount: $460,000. Filed May 1. Zakharova, Tatyana, Stamford. Seller: Nermin Pervic, Stamford. Property: 91 Strawberry Hill Ave., Unit 1028, Stamford. Amount: $215,000. Filed April 30. Zamano, Araceli and Jesus Zamano, Port Chester, New York. Seller: Jorge Campoverde, Norwalk. Property: 19 Aiken St., Norwalk. Amount: $400,000. Filed May 12.

FORECLOSURES

Rossetter, Ryan T. and Christopher K. Rossetter, Stamford. Seller: Daryl Juricic, Stamford. Property: 228 Sawmill Road, Stamford. Amount: $682,550. Filed May 5.

Delany, Gregg N., et al. Creditor: US Bank National Association, Coppell, Texas. Property: 16 Suburban Ave., Greenwich. Mortgage default. Filed June 25.

Ruff, Eric and Margaret Ruff, Essex Junction, Vermont. Seller: Giovanna Cugno, Norwalk. Property: 1 Cannon Brook Lane, Unit 1B, Norwalk. Amount: $544,000. Filed May 7.

Lowinger, Lloyd S., Creditor: JPMorgan Chase Bank National Association, Columbus, Ohio. Property: 69 Taconic Road, Greenwich. Mortgage default. Filed May 8.

JUDGMENTS Daniels, Linda Marie, Fairfield. $58,789, in favor of Marc Herron, Fairfield, by Anthony J. Musto, Fairfield. Property: 161 Morning Dew Circle, Unit 50, Fairfield. Filed May 17. Delva, Lawrence, Norwalk. $9,010, in favor of Stamford Federal Credit Union, Stamford, by John R. Fiore, Norwalk. Property: 8 Country Club Road, Norwalk. Filed June 2. Massotti, Thomas, Stamford. $5,968, in favor of Midland Funding LLC, San Diego, California, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 266 High Ridge Road, Stamford. Filed June 16. McIvor, Dale E., Southport. $8,599, in favor of Capital One Bank USA NA, Richmond, Virginia, by London & London, Newington. Property: 187 Westway Road, Fairfield. Filed May 19. Meza, Flor, et al, Norwalk. $25,214, in favor of Norwalk Hospital Association, Norwalk, by Lovejoy and Rimer PC, Norwalk. Property: 47 Ferris Ave., Norwalk. Filed June 8. Michel, Erick and Rosemonde Michel, Norwalk. $3,918, in favor of Petro Inc., Woodbury, New York, by Gerald S. Knopf, Stamford. Property: 25 Muriel St., Norwalk. Filed June 25. Triana, Pedro, Norwalk. $4,099, in favor of Portfolio Recovery Associates LLC, Norfolk, Virginia, by the Law Offices of Howard Lee Schiff PC, East Hartford. Property: 82 Fillow St., Norwalk. Filed June 17.

LIENS Federal Tax Liens Filed 21 Londonderry Drive LLC, 15 Lafayette Place, Unit 7A, Greenwich. $105, civil proceeding tax. Filed June 3. 8 Rockwood Lane LLC, 8 Rockwood Lane, Greenwich. $11,912, civil proceeding tax. Filed June 3. Bruan, Kristin, 17 Greenwich Hills Drive, Greenwich. $3,241, civil proceeding tax. Filed June 3. Bruan, Kristin, 17 Greenwich Hills Drive, Greenwich. $5,213, civil proceeding tax. Filed June 3. Bruan, Kristin, 17 Greenwich Hills Drive, Greenwich. $230, civil proceeding tax. Filed June 3. Dowling, Daniel B., 310 Bruce Park Ave., Unit 3, Greenwich. $1,501, civil proceeding tax. Filed June 3. Dynan, William P., 47 Lafayette Place, Unit 1H, Greenwich. $1,962, civil proceeding tax. Filed June 3. Dynan, William P., 47 Lafayette Place, Unit 1H, Greenwich. $84, civil proceeding tax. Filed June 3. Era Holdings Inc, 40 W. Elm St., Greenwich. $225, civil proceeding tax. Filed June 3. Hendrie Ave LLC, 28 Lafayette Place, Greenwich. $27, civil proceeding tax. Filed June 3. JMM Rentals LLC, 91 Georgetown Road, Weston. $2,156, civil proceeding tax. Filed June 3. JMM Rentals LLC, 91 Georgetown Road, Weston. $95, civil proceeding tax. Filed June 3.

Facts & Figures Obrien, Matthew and Kaitlyn Obrien, 22 Pilgrim Drive, Port Chester, New York. $131, civil proceeding tax. Filed June 3. Versaggi, Ross, 2506 Brighton Court, Vienna, Virginia. $1,257, civil proceeding tax. Filed June 3. Versaggi, Ross, 2506 Brighton Court, Vienna, Virginia. $55, civil proceeding tax. Filed June 3.

Mechanic’s Liens Baxendale, Jonathan and Stacey Baxendale, Old Greenwich. Filed by Fletcher Development LLC, by Ryan Fletcher. Property: 16 Hillcrest Lane, Old Greenwich. Amount: $154,682. Filed May 15. Goldfarb, Judy, et al, Greenwich. Filed by T.A.I. Designs Inc., by Hennie Torkan. Property: 10 Close Road, Greenwich. Amount: $12,650. Filed May 20. Rosen, Joshua and Yael Rosen, Greenwich. Filed by DiPietro Construction Corp., by Giocondo DiPietro. Property: 20 E. Point Lane, Greenwich. Amount: $47,195. Filed May 15.

LIS PENDENS Department of the Treasury Internal Revenue Service, Greenwich. Filed by Marinosci Law Group PC, Warwick, Rhode Island, for The Bank of New York Mellon. Property: 3 Sayles St., Cos Cob. Action: foreclose defendant’s mortgage. Filed June 10. Hutter, Rudolf A. W., Greenwich. Filed by Law Offices of Piazza, Simmons & Grant LLC, Stamford, for Kristine A. Hutter. Property: 189 Old Mill Road, Greenwich. Action: foreclose defendant’s mortgage. Filed June 10.

Papcsy, Donald A., et al, Greenwich. Filed by Bendett & McHugh PC, Farmington, for Wilmington Trust National Association. Property: 60 Cutler Road, Greenwich. Action: foreclose defendants’ mortgage. Filed June 10. Raquet, Walter, et al, Greenwich. Filed by Michael J. Jones, Greenwich, for Sabrina Forsyth. Property: 78 Zacchaeus Mead Lane, Greenwich. Action: foreclose defendants’ mortgage. Filed June 10. Rogers, Odetta, et al, Greenwich. Filed by Benanti & Associates, Stamford, for East River Capital LLC. Property: 39 Meadow Wood Drive, Greenwich. Action: foreclose defendants’ mortgage. Filed June 10.

LEASES Bruno, Joelene, by John W. Sullivan. Landlord: River Haven Inc., Stamford. Property: 54 W. North St., Unit 222, Stamford. Term: 3 years, commenced April 27, 2020. Filed May 1. Lyles, Denise, by Lynda Roscia. Landlord: Courtland Green Inc, Stamford. Property: 34 Courtland Ave., No.1, Stamford. Term: 70 years, commenced April 30, 2020. Filed May 1.

MORTGAGES Belfield, Cameron and Kristen Belfield, Fairfield, by Tamara Reverson. Lender: Quicken Loans LLC, 1050 Woodward Ave., Detroit, Michigan. Property: 81 Tauton Road Fairfield. Amount: $524,000. Filed May 5. Bennett, Todd and Erin McDermott, Fairfield, by Christian W. Bujdud. Lender: Guaranteed Rate Inc., 3940 N. Ravenswood, Chicago, Illinois. Property: 39 Windsor Road, Fairfield. Amount: $498,100. Filed May 6.

Brunson, Paul and Kelly Flaherty, Fairfield, by Thomas W. Ozimkoski. Lender: Freedom Mortgage Corp., 907 Pleasant Valley Ave., Suite 3, Mount Laurel, New Jersey. Property: 258 Jennings Road, Fairfield. Amount: $364,500. Filed May 6. Burridge, Jack and Michele Burridge, Fairfield, by Jennifer Brown. Lender: Residential Home Mortgage Corp., 100 Lanidex Plaza Second floor, Parsippany, New Jersey. Property: 1590 N. Benson Road, Fairfield. Amount: $587,281. Filed May 7. Chapman, Tamberlyn, Fairfield, by Seth L. Cooper. Lender: People’s United Bank National Association, 850 Main St., Bridgeport. Property: 85 Patrick Drive, Fairfield. Amount: $560,000. Filed May 6. Cuccaro, Kevin M. and Alison Cuccaro, Fairfield, by Daniel Shepro. Lender: Homebridge Financial Services Inc, 194 Wood Avenue South, Ninth floor, Iselin, New Jersey. Property: 179 Stevenson Road, Fairfield. Amount: $579,837. Filed May 7. Davenport, Peter H. and Cathleen M. Davenport, Fairfield, by Kim Rizza. Lender: TD Bank NA, 2035 Limestone Road, Wilmington, Delaware. Property: 93 Sconset Drive, Fairfield. Amount: $828,000. Filed May 6. DiMarco, Thomas John and Isabelle DiMarco, Fairfield, by Michael S. Rosten. Lender: US Bank National Association, 4801 Frederica St., Owensboro, Kentucky. Property: 321 Lockwood Road, Fairfield. Amount: $511,000. Filed May 6. Donelan, Francis X. J. and Patricia W. Donelan, Fairfield, by Leah M. Parisi. Lender: Savings Bank, 220 Main St., Danbury. Property: 14 Pequot Road, Fairfield. Amount: $573,000. Filed May 7.

Dubisar, George and Mary Briggs, Fairfield, by Pat DeMaio. Lender: Guaranteed Rate Affinity LLC, 1800 W. Larchmont Ave., Chicago, Illinois. Property: 1004 Oldfield Road, Fairfield. Amount: $452,650. Filed May 7.

Jodice, Paul and Elizabeth Jodice, Fairfield, by Peter Ambrose. Lender: People’s United Bank National Association, 850 Main St., Bridgeport. Property: 590 Flintlock Road, Fairfield. Amount: $812,000. Filed May 7.

Dutton, Alison Curtin and Chase Linden Dutton. Fairfield, by Cesar L. Sousa. Lender: Flagstar Bank FSB, 5151 Corporate Drive, Troy, Michigan. Property: 67 Euclid Ave., Fairfield. Amount: $318,200. Filed May 6.

Kadar, Jeffrey L. and Alexandra D. Kadar, Fairfield, by Peter Ambrose. Lender: People’s United Bank National Association, 850 Main St., Bridgeport. Property: 56 Vesper St., Fairfield. Amount: $250,000. Filed May 7.

Evans, Andrew B. and Danielle Marchione, Fairfield, by Peter Ambrose. Lender: Savings Bank, 220 Main St., Danbury. Property: 263 N. Pine Creek Road, Fairfield. Amount: $368,000. Filed May 7.

Mastronardi, Christopher, Fairfield, by Daniel E. Jacobs. Lender: JPMorgan Chase Bank NA, 1111 Polaris Pkwy., Columbus, Ohio. Property: 335 Knapps Highway, Fairfield. Amount: $365,750. Filed May 5.

Fitzgerald, Mark W. and Christine D. Fitzgerald, Fairfield, by John B. Devine. Lender: Fairfield County Bank, 150 Danbury Road, Ridgefield. Property: 1359 Stillson Road, Fairfield. Amount: $478,000. Filed May 7.

Matregrano, Timothy and Kelly Matregrano, Fairfield, by Matthew A. Lucarelli. Lender: Loandepot.com LLC, 26642 Towne Centre Drive, Foothill Ranch, California. Property: 223 Oldfield Road, Fairfield. Amount: $405,500. Filed May 7.

Fogarty, Patrick and Amelia Fogarty, Fairfield, by Sarah M. Jones. Lender: William Ravels Mortgage LLC, 7 Trap Falls Road, Shelton. Property: 378 Castle Ave., Fairfield. Amount: $199,000. Filed May 6. Hubbard, William N. and Robin Davies Hubbard, Fairfield, by Karen Adelsberg. Lender: JPMorgan Chase Bank NA, 601 Oakmont Lane, Suite 300, Westmont, Illinois. Property: 534 Harbor Road, Southport. Amount: $1,095,000. Filed May 6. Jamison, Matthew G. and Courtney N. Jamison, Fairfield, by Robert A. Pacelli. Lender: CrossCountry Mortgage LLC, 6850 Miller Road, Brecksville, Ohio. Property: 160 Hunter Road, Fairfield. Amount: $575.500. Filed May 6.

McKnight, Richard P. and Devon M. McKnight, Fairfield, by Paulette J. Zarnoczy. Lender: Norwich Commercial Group Inc., 38 Security Drive, Avon. Property: 69 Old Elm Road, Fairfield. Amount: $544,000. Filed May 6. Singh, Mikhil and Maura M. Singh, Fairfield, by Jonathan A. Wetmore. Lender: Bank of America NA, 101 S. Tryon St., Charlotte, North Carolina. Property: 190 Hillcrest Road, Fairfield. Amount: $735,200. Filed May 6.

Usdan, Harris and Marilyn Usdan, Fairfield, by N/A. Lender: Neat Capital Inc., 2560 55 St., Suite 101, Boulder, Colorado. Property: 25 Franklin Lane, Fairfield. Amount: $293,000. Filed May 6. Ward, Timothy J. and Sharon D. Ward, Fairfield, by Antonio Faretta. Lender: Wells Fargo Bank NA, 101 North Phillips Ave., Sioux Falls, South, Dakota. Property: 10 Old Stratfield Road, Fairfield. Amount: $388,000. Filed May 6.

PATENTS System and method for generating an aggregate document comprised of at least one subdocument. Patent no. 10,699,355 issued to David Vandervort, et al. Assigned to Xerox Corp., Norwalk. Curable gellant ink. Patent no. 10,696,857 issued to Naveen Chopra, et al. Assigned to Xerox Corp., Norwalk. Submersion cap devices stabilizing ink in nozzles of inkjet printheads. Patent no. 10,696,052 issued to Jason LeFevre, et al. Assigned to Xerox Corp., Norwalk. Multiple sacrificial sheets steering device for fullwidth inkjet printhead jetting. Patent no. 10,696,051 issued to Joseph Ferrara Jr., et al. Assigned to Xerox Corp., Norwalk.

Toothaker, Bridget F., Fairfield, by Brian S. Cantor. Lender: People’s United Bank National Association, 850 Main St., Bridgeport. Property: 173 Blaine St., Fairfield. Amount: $284,000. Filed May 6.

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LIONESS, INC.

Seeing wild animals display affection strikes a chord with us humans. We’ve been there. We’ve done that. Given the harsh environment and everyday struggle to survive in the wild, we are surprised to see glimpses of human behavior in their actions. This cub, in stride, reached up and leaned into his mother, looking for assurance. Solidarity is how they have always survived. Lions are the laziest of the big cats, often spending most of the day sleeping or resting. While lazing around, they can be very affectionate towards one another. While a group of people connected to one another is called a tribe, a group of fish is called a school and a group of owls is called a parliament, a group of lions is collectively called a pride because of their stately quality. Lions are the only cats that live in these social groups called prides. Family units may contain as many as 40 lions, including up to four males, who are responsible for protecting the pride, and a dozen females. All of a pride’s lionesses are related and will mate at approximately the same time. After a gestation period of about 110 days, the females gives birth to 1 to 4 cubs, weighing only 2 to 4 pounds. The cubs are then raised together, sometimes nursing communally. While the image of male lion superiority is ubiquitous in the world, the truth is that the females are the leaders of the pride and its primary hunters. Males rarely participate in hunting unless they are needed. Females fiercely defend their cubs, and while males tolerate them, they don’t always defend them. With high mortality

rates, about 80% of cubs will not survive until adulthood, but those that do may live to be 10 to 14 years of age. Helping humans learn how to live with lions is key to ensuring their survival. In northern Kenya, Samburu warriors, women and children with important local knowledge of wildlife issues are trained to collect data on wildlife sightings and respond to community issues like livestock depredation. In exchange, they receive educational lessons and a leadership role in their communities, creating a network of wildlife ambassadors. Some conservation organizations pay farmers to replace their livestock that have been taken by lions. There are so many fascinating things to discover about lions and all the other creatures that can be found on safari with John Rizzo’s Africa Photo Tours. It’s an unforgettable trip filled with lions, elephants, leopards, zebras and rhinos — all waiting to be discovered by you! Rizzo, an award-winning photographer, leads a team of experienced guides, specializing in safari and tribal tours within East Africa – Kenya, Tanzania and Ethiopia. His experienced team brings an intimate group of guests of all ages to see the “Big Five” (buffalos, elephants, lions leopards and rhinoceroses) as well as visit with the Maasai, Samburu and Turkana people. It’s a once in a lifetime experience. For more, visit africaphototours.com