Investing In Your Future

WELCOME

At Thompson Sustainable Homes, we recognise that property investment represents a significant choice. That's why we are dedicated to assisting you in not only initiating the crucial initial phases of securing your financial future but also offering expert guidance and unwavering support throughout your journey

Our Starter Pack is designed to provide you with valuable information to kickstart your property investment adventure with Thompsons Sustainable Homes

Partners in building your future

Thompson Sustainable Homes is an award winning and trusted local and family-owned business with a history dating back to 1957. Renowned as a top-tier builder, we have consistently set the benchmark for building new homes to suit most budgets in Queensland

Our expertise lies in residential property development and investment within the South East Queensland region.

Over the past 60+years, Thompson Sustainable Homes has played a pivotal role in assisting numerous clients from both local and interstate locations in realising their aspirations as successful property investors

What we do

We build modern and affordable homes in locations with strong rental demand, potential for capital growth, and proximity to essential amenities such as schools, public transport, shopping centres, and employment hubs.

What sets us apart from other builders is not that we have more inclusions and a cleaner finish It’s the personal attention you get during the home building process

We design for the investor

Our properties are purpose-built to maximise the two types of investment returns: rental income and capital growth. Well-designed, quality-built homes that appeal to tenants keep the vacancy rate low and rental yield and resale value high, while a predetermined set of inclusions ensure you don’t overcapitalise.

We’ve done the research for you

Thompson Sustainable Homes has been building new homes in South East Queensland property market for over 60 plus years, we have the experience and an in-depth knowledge of the best investment locations in this region.

We offer rent-ready, fixedprice packages

Thompsons takes the turnkey concept one step further with rent-ready investment properties that have all the necessary inclusions (such as landscaping, fencing, carpet, dishwasher, air conditioning, TV antennae, clothes line, letterbox etc.). Our fixed-price packages mean everything is included and there are no extra or hidden costs

Did you know?!

We are a trusted and award winning builder

We’ve made it our business to provide the best entry-level homes in Australia And we ’ ve got the experience and the connections to make it happen

When you invest in a Thompson home you can count on us to look after every detail to get the best possible result

We have a network of professionals

Close partnerships with suppliers like James Hardie, HIA and Master Builders means better building outcomes.

While real estate agents sell property and banks lend money, we bridge that gap for investors Working together with a mortgage broker, we ensure both the loan structure and the property is right for your specific financial needs and investment strategy.

Why choose Thompson Sustainable Homes?

Affordable, modern designs in a variety of styles to suit all lifestyles and budgets

Simple and stress free – we do all the research and hard work for you

Built-to-boundary, environmentally efficient homes are a core part of our business

We take the time to make sure you’ll be happy with this all important purchase.

Why invest in property?

Each investment channel comes with its advantages and disadvantages. However, property has consistently been the favoured route to achieving financial freedom and building wealth for numerous Australians. Here are ten compelling reasons that underscore its financial viability

Performance

Even amid the ups and downs of "boom and bust" cycles, and amidst gloomy forecasts of a property market downturn during the COVID-19 pandemic, the real estate sector has remained a reliably stable performer According to the RBA, Australian house prices have, on average, risen by 7.25% annually over the past three decades.

Lower risk

In contrast to the stock market, real estate tends to exhibit greater stability because of the longer duration of property transactions This reduces extreme value fluctuations and acts as a deterrent to shortterm speculators who can contribute to market volatility Remarkably, approximately 70% of investors in the property market are owneroccupiers.

Mums and Dads

Specialised or technical expertise is unnecessary to commence property investment. Unlike the intricate domain of stock trading, real estate is a familiar asset that offers ease of comprehension. Moreover, readily accessible free information and data enable straight forward market research, empowering you to make informed investment choices

Finance

When contrasted with, for instance, a stock portfolio, securing financing for a property investment is relatively straightforward, especially when assisted by a mortgage broker Lenders tend to be more inclined to approve loans for residential properties than for other asset categories, offering a larger proportion of the property's value (up to 90%) and lower interest rates. This enhanced borrowing capacity enables you to capitalize on the potential capital growth of a more substantial asset, thus enhancing your profitability

Cashflow

Real estate offers the benefit of providing investors with a reliable income stream that grows gradually, assisting in mortgage payments using funds from others. If your property is positively geared meaning it generates rental income exceeding loan repayments and ownership costs you can additionally enjoy the advantage of positive cash flow

Piece of mind

As a growing number of individuals find it challenging to purchase their ideal homes and homeownership rates gradually decline in Australia, the expectation is that the percentage of tenants will increase in the foreseeable future. Nonetheless, as long as people continue to opt for traditional brick-and-mortar residences, the demand for property remains consistent, offering ample opportunities for individuals to generate income through this form of investment

Flexibility

Real estate presents a highly adaptable investment option Regardless of your financial objectives, there should be a strategy that aligns with your goals whether your aim is to maximize long-term capital growth for a retirement fund or to generate immediate income through positive cash flow, where rental income surpasses expenses Additionally, property investments grant investors full autonomy, as they directly own the asset. Want to adjust the rent? It's within your control. Need to reside there temporarily? You have that flexibility as well

Capital growth

Residential real estate offers a history of strong and consistent capital gains, with select regional areas like Queensland's Sunshine Coast outperforming cities Quality properties in prime locations with growth potential can potentially double in value every decade, making them sound long-term investments

Equal opportunity

Property investment isn't exclusive to the affluent; it's accessible for many to build wealth Even without an initial cash deposit, you can enter the property market by leveraging usable home equity or establishing a self-managed super fund (SMSF). Consult with experts to explore the diverse avenues for becoming a property investor and achieving your financial goals

Tax benefits

Tax incentives such as deductions and depreciation enhance the appeal and affordability of property investment in Australia Investors can reduce their tax liabilities by claiming expenses like operational costs and loan interest. Additionally, they can capitalize on property and asset depreciation, which reflects the decline in value over time, providing financial advantages

Is investing for you?

Real estate, when compared to other investment options, presents the potential for substantial returns with relatively modest risk Nonetheless, it remains crucial to grasp the fundamentals of property investment We provide a complimentary, obligation-free consultation and financial assessment, empowering you to determine if this wealthbuilding approach aligns with your objectives.

3 key factors for property investing

Becoming a property investor isn't inherently difficult, yet numerous individuals stumble because they by pass essential initial steps and leap directly into property hunting.

When you choose Thompsons to construct your investment property, we'll guide you through these three fundamental stages and help create a financially prudent investment strategy to prevent typical pitfalls

1

Borrowing capacity

Prior to contemplating a property acquisition, it's advisable to seek guidance from a mortgage broker or financial institution to determine your borrowing capacity

An impartial broker can assist in locating a competitive loan tailored to your specific financial situation

2

The financials

Get a detailed financial report so you fully understand the costs and benefits of property investing

It should clearly set out upfront and ongoing expenses – including stamp duty, loan costs and rates – as well as tax depreciation, rental yield and net income.

3

Home selection

Now that your investment strategy is established, selecting from our selection of investment-friendly properties becomes straight forward

Once you've ascertained your ability to invest and have a clear grasp of the financial aspects involved, you're wellprepared to build a new home that aligns with your financial and life objectives.

We do the research for you

Our expertise lies in South East Queensland, where we construct investment properties in the Sunshine Coast and high-growth regions within South East Queensland. Thompson’s possesses extensive familiarity with these areas, and our longstanding relationships with prominent developers, cultivated over six decades, grant us exclusive access to prime new land releases

Our investment strategy is straight forward yet effective. Rather than chasing fleeting "hotspots," we opt for locations backed by robust long-term growth potential, supported by meticulous research With over six decades of building experience, we've honed a two-tier approach that maximizes investor returns and fosters equity wealth for our clients

Our investment criteria

Every location and estate where we undertake construction must meet stringent criteria. These criteria encompass data on market trends, including migration and population growth, demographics, rental yields, and capital appreciation. Additionally, we take into account vital infrastructure developments by local, state, and federal authorities

The Primary-tier criteria are non-negotiable prerequisites for all properties, while the Secondary-tier criteria, which are more subjective, are assessed on a case-by-case basis based on their potential impact on rental yields and capital growth. We do not consider land developments or regions that fail to satisfy all elements on the Primary checklist

Primary criteriaessential

Population growth area

Multiple industry workforce

Current/future government investment in infrastructure

Retail investment projects underway or approved

Located within sought-after school catchment areas

Close proximity to employment hubs and recreation facilities

Access to public transport leading to commercial hubs/CBDs

Main arterial and local road network with easy access

Secondary criteria –desirable

Attractive place to live, work and play

Multiple leisure activities available nearby (beach, cinemas, sports grounds, etc.)

Local perception of specific housing estate

Wider population perception of the region

Local community and general demographics

South East Queensland investment locations

Sunshine Coast

Populations growth rate: 27 3%

Median house price: $680,000

Moreton Bay

Populations

Median house price: $495,000

Brisbane

Populations

Median

Gold Coast

Populations

Median house price: $700,000

Average

*10 years to 2019 ^As at December 2020 20 years to 2020

Sources: Propertyology, ABS, CoreLogic

Top tips for property investors

Thompson Sustainable Homes draws on over 60+ years of experience to help investors avoid the common mistakes

Location

Thoroughly research on the area where you intend to invest The crucial determinant of sustained capital appreciation and robust rental demand is the proximity to essential amenities like public transportation, schools, retail outlets, recreational spaces, and medical services. The more checkboxes you can mark in these categories, the more attractive your property will become

Timing

Achieving optimal returns from an investment property is less about perfectly timing the market and more about the duration of your presence in the market The earlier you acquire your initial property, the greater your opportunity to enjoy the advantages of its inherent long-term growth cycle

Numbers

Property investment can be a means to attain your financial and life aspirations, but it's crucial to approach it pragmatically, not emotionally Calculate all financial aspects, including rental income, mortgage payments, and tax benefits, comprehensively. Ensure a firm grasp of the numbers and potential scenarios, empowering you to make informed choices

Financials

Leveraging equity from an existing property provides an opportunity for individuals without a cash deposit to enter the investment arena. It's advisable to refrain from using your primary residence as collateral (cross-collateralization) However, you might be able to tap into the equity you've accumulated, which can be directed toward an investment property It's prudent to consult with financial professionals for guidance on your available choices.

Building

Newly constructed properties offer the benefit of qualifying for depreciation tax benefits Additionally, they hold greater appeal for tenants and demand lower maintenance efforts

Planning

Property investment seldom results in rapid wealth accumulation

While prices can surge in a thriving market, the typical pattern sees property values doubling roughly every decade. The longer you retain an investment property, accruing significant equity, the more substantial your potential gains become

Loans

There are countless lenders and loan products out there and it’s easy to be overwhelmed

Fixed or variable

Principal and interest or interest only

Mortgage offset

Line of credit

An independent mortgage broker can help you find an investment loan that’s right for you

Don’t take our word for it!

Over the years, we ’ ve helped hundreds of investors just like you achieve their property investment dreams

Errol

Very responsive and professional communication throughout the build We were impressed given the horror stories going around about builders

Signed in October 2022, build commenced end of Feb 2023, handover early December 2023 Overall very satisfied with Thompson as a builder and would recommend to family and friends ��

Luke & Claire

Built my new home through Thompson Sustainable Homes and it was an enjoyable experience They made all stages of the process really easy. Helping and communicating through the finance process made the whole experience less complicated and the design processes was exciting and exceeded my expectations

Where to now...

Once you finances are in order and you have capacity to move forward, call us on 1300 90 40 40 to discuss next steps and to learn what is available to purchase.

Ready to build your investment property?

With the HOT property market on the Sunshine Coast and Northern Brisbane reaches, now is the time to act. Talk to one of our specialists today and learn what your home and land package options are before they are all sold Alternatively, visit our website to see what is currently available to purchase

DISCLAIMER:

The information provided in this brochure is for general informational purposes only and should not be construed as financial advice Readers are advised to seek independent financial advice tailored to their specific circumstances before making any financial decisions The content of this brochure is not intended to serve as financial guidance or recommendations, and any actions taken based on the information herein are at the reader's own risk Independent financial consultation is strongly encouraged to ensure that any decisions made align with individual financial goals and considerations

THOMPSON SUSTAINABLE HOMES

Phone: 1300 90 40 40

A:167-171 Brisbane Road, Mooloolaba QLD 4557

P: PO Box 779, Mooloolaba QLD 4557

Visit our website to find out more: https://www.thompsonsustainablehomes.com.au/

QBCC

Licence No.:1272450