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Chronic Fatigue, Pain, Mood Swings and Brain Fog-A Loss of Vitality! By Dr. Greg Fors, DC, DIBCN

Years of treatment for low thyroid, but you still have your chronic fatigue, pain and sleep issues, possibly even worse?! Some estimate as many as 1 in 7 adults suffer from hypothyroid symptoms. Surprisingly, some of these debilitating hypothyroid-like symptoms may NOT be coming from a low thyroid! Often people with symptoms of a low thyroid are told that their lab tests are “normal�, and that there is not a problem. If you really want to heal, it’s time think outside the box! Stop letting your insurance company determine what is appropriate testing and treatment for you. If you want to regain your vitality and health - to make a real difference in your life - you need to explore the actual source of your vitality At the center of your cells are hundreds of throbbing engines, the mitochondria, cranking out massive amounts of energy for everything you do, creating a vital life! They take calories from your food; break it down and literally burn it for energy. When they are humming along, like well tuned engines, you have all the energy you need. When they are not working efficiently this loss of vitality can lead to many common problems. Imagine your thyroid gland, muscles and neurons continually coming up a little short on energy, what sort of symptoms might this bring on? Research is now demonstrating that disorders such as chronic pain, fibromyalgia, depression, anxiety, chronic fatigue and even neurodegeneration involve the lack of optimal cellular energy production and not just low thyroid function. Your cells become inefficient at producing energy when deprived of the necessary nutrients and the proper fuel they need to do their work. When this becomes chronic from poor dietary choices your thyroid may not work well, muscle cells can become painful, tender and tired, and the brain becomes sluggish and depressed. When you eat a diet filled with empty calories you actually deplete the nutrients your cells need to function properly. More troubling is that chemicals in our environment can cause cellular injury. These industrial chemicals and pesticides cause damaging free radicals that disrupt the energy producing process of your cells and deplete your vitality. Your thyroid hormone does stimulate cellular metabolism, and if your thyroid is not working properly the cells of your body and brain can slow down. However if your cells are low on energy, if their gas tank is on empty, then thyroid hormone can do little to improve vitality. It is a bit like whipping a dying horse. This is one reason why many individuals who have been on years of thyroid medication still have all their symptoms of hypothyroidism: cold hands and feet, sensitivity to cold weather, psychological depression, cognitive difficulties, dry skin, scaly scalp, brittle hair, menstrual problems, constipation, diminished stomach HCl production, etc. Furthermore your thyroid needs to be healthy itself, made up of healthy cells with adequate energy to work properly and produce adequate levels of thyroxine. How does one go about diagnosing and treating this loss of cellular vitality? You have to think outside the box of “standards of care� based on your insurance companies dictates. With this approach you can utilize specific functional laboratory tests, such as a comprehensive metabolic and thyroid blood profile, metabolic urinary organic acid profile, oxidative stress panel, plasma amino acids and essential fatty acid profile. These are tests that I utilize in my practice to more accurately determine the underlying causes of the wide variety of disorders: hypothyroidism, chronic fatigue, fibromyalgia, and depression to autism and ADHD. Utilizing my 3R program, Remove/ Restore and Repair, we can identify and remove factors causing cellular dysfunction, then restore needed nutrient levels based on your specific metabolic needs and repair the cellular damage. With this approach, most patients are able to return to full life without chronic fatigue, pain, depression and the many symptoms of hypothyroidism. Have more questions? Then attend my upcoming FREE seminar “Hypothyroid Symptoms with Normal Lab Tests?!� Monday, November 8th 6:30 PM at Northtown library. Calls 763-862-7100 to reserve your space, very few seats remain open. Leave your name, telephone number and email, a return email will be sent to you confirming your reservation.

Dr. Greg Fors, D.C. is a Board-certified Neurologist (IBCN), certified in Applied Herbal Sciences (NWHSU) and acupuncture. Trained through the Autism Research Institute he is a registered Defeat Autism Now! Doctor. As the clinic director of the Pain and Brain Healing Center in Blaine Minnesota he specializes in a natural biomedical approach to fibromyalgia, fatigue, thyroid dysfunction, depression, autism and ADHD. He is a sought after international lecturer for various post graduate departments and state associations. Dr. Fors is the author of the highly acclaimed book, “Why We Hurt� available through booksellers everywhere

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SPORTS QUIZ By Chris Richcreek 1. In 2008, J.J. Hardy became the third shortstop in Milwaukee Brewers history to hit 20-plus home runs in a season twice. Name the other two. 2. In 1933, Philadelphia’s Chuck Klein won the Triple Crown in the National League, but did not win the league’s MVP Award. Who did win it? 3. From 2000 through 2009, how many times did a quarterback win the Heisman Trophy? 4. Name the two Chicago Bulls before Derrick Rose in 2009 to win the NBA Rookie of the Year Award. 5. Who was the last Vancouver Canuck before Henrik Sedin in 2009-10 to lead the NHL in scoring for a season? 6. When was the last time before 2010 that Chile’s men’s soccer team won a World Cup game? 7. How many Tour de France bicycle races in a row did Spain’s Miguel Indurain win?

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Answers 1. Robin Yount (1980, ‘82) and Jose Hernandez (2001, ‘02). 2. Pitcher Carl Hubbell of the New York Giants. 3. Eight times. 4. Michael Jordan (1985) and Elton Brand (2000). 5. No Vancouver Canuck led the NHL in scoring for a season before Sedin. 6. It was 1962. 7. Five, 1991-95.

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ALLEY OOPS! (Continued) • The English, Dutch, and German settlers all brought their own versions of the game to the New World but the Dutch settlers first introduced their form of bowling called ‘Dutch 9 pins’ during the 16th century. Manhattan, which is where the Dutch played this form of bowling, is sometimes still referred to as ‘Bowling Green’. • Other alternative forms of bowling were also played. The most extreme form came from Scotland. Here the player threw a ball with no holes, between his legs, towards the pins and, after he had released the ball, the player would slide towards the pins on his belly. • Ninepin bowling became the popular standard in the United States. While it is still unknown where ten pin bowling first started, here’s a possible origin. • Over time, bowling popularity attracted a lot of gambling, which in turn gave it a bad name. Because of this gambling, a law in Connecticut was approved in 1841 that prohibited people to own ninepin bowling lanes. But people simply got around this law by putting an extra bowling pin on the deck. • From there we know that by the end of the 19th century, tenpin bowling was played in many states yet still there were no general rules for the sport. The weight and size of balls, pins and lanes all differed from state to state. • All this changed when restaurateur Joe Thumb organized a meeting between representatives from different regional clubs. On 9 September 1895, the American Bowling Congress (ABC) was founded at the Beethoven Hall in New York. Soon the ABC issued general rules and people became able to start national competitions and tournaments. • The ABC was only meant for male bowlers, although women were playing bowling since the second half of the 19th century. It wasn’t until 1917 under the encouragement of proprietor Dennis Sweeny, that women got their own congress. In that year the Women’s International Bowling Congress was founded.

clearing the knocked over pins required the constant attention of “pin boys”. • Then technology used in bowling took a giant step forward. In 1905 the first rubber bowling ball, named the ‘Evertrue’, was shown to the public. Nine years later (1914) the Brunswick Corporation, which then was a manufacturer of billiard balls, released the first Mineralite Ball on the market, which became a huge success due to its mysterious rubber compound and the effects it had on the way the ball acted when rolled. • It was this and another technological breakthrough that led to the incredible growth of bowling as a national and world pastime and sport. This was the introduction of the automatic pinsetter invented by Gottfried Schmidt in his garage in 1936. Morehead Patterson, vice-president of the American Machine and Foundry Company (AMF), which manufactured machines for the bakery, tobacco and apparel businesses, bought the patents for this machine and first showed it to the public at the ABC National Championships in Buffalo in 1946. Soon pinboys were nostalgic history.

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Quick Facts and Terms

• Three strikes in a row in the game of bowling are called a turkey. The term dates back to before the turn of the 20th century. In those years strikes were much more difficult and to get three strikes in a row was quite an achievement. During Thanksgiving or Christmas week, the proprietor would be expected to present a live turkey to the first person on each team who scored three consecutive strikes. The term has carried over ever since. Don’t confuse a turkey with a triplicate, which is the term for three identical scores in a threegame series. If three strikes in a row are a turkey, three consecutive open frames (those without a strike or spare) constitute a “buzzard.” Here’s a guy who knew about both. • Reed Townley of Gadsden, Alabama, bowled an unusual three-game series in January of 1989. Townley’s first game had an “in-the-cellar” score of 89. He dipped even lower his second game to 87. For his third game, he changed either his style or his attitude because he bowled a perfect 300 game. • It takes 12 strikes in a row to Bowling Today score that perfect 300 game, which • Prior to the 20th century bowling includes three in the tenth frame. balls were made of a hard type of wood, called ‘lignum vitae’. Setting up or (Continued Pg. 9)

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Born just 23 days apart in 1941, Paul Simon and Art Garfunkel began as friends in elementary school. Join Tidbits as we take a closer look at this duo’s long history. • Simon and Garfunkel first appeared together in their school play “Alice in Wonderland” in 1953, in which Simon starred as the White Rabbit and Garfunkel as the Cheshire Cat. They attended middle school together and went on to Forest Hills High School, where in their junior year, they started performing together. • The pair called themselves Tom and Jerry, with Garfunkel using the name Tom Graph, and Simon dubbing himself Jerry Landis. They launched their songwriting career in 1955, and in 1957, made their first professional recording, “Hey, Schoolgirl,” which landed them a performance on “American Bandstand” as high school seniors. The duo split up for the first of their many times shortly afterward, and Simon composed a few minor hits using the stage name Tico, writing and singing with Tico & the Triumphs. • Paul Simon received a B.A. in English from Queens College and entered law school, only to drop out to chase his music career. Art Garfunkel received a B.A. in Art History and a Masters of Science in Mathematics from Columbia, recording several singles as “Artie Garr” while in school. The two met up again in 1962, reuniting as Simon & Garfunkel. “The Sound of Silence” (the lyrics of which took Simon six months to pen) was a megahit for them and was a statement about humans’ lack of communication with each other. It was followed closely by “Homeward Bound” and “I Am a Rock.” • When their music was featured in the 1967 film “The Graduate,” the album quickly rose to No. 1, earning them Grammy Awards for Record of the Year and Best Contemporary Pop Performance for “Mrs. Robinson.” • Artistic differences and tension in their deteriorating relationship tarnished their 1969 tour and led to a delay in the release of their final album “Bridge over Troubled Water” in 1970. The colossal title track was No. 1 on the charts for six weeks, and the album was at the top for ten weeks. Rolling Stone ranked the song No. 47 on their list of “The 500 Greatest Songs of All Time.” It was the Grammy choice for Record of

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the Year and Song of the Year as well. Their breakup came shortly afterward. • Each went on to solo careers, and Simon had hits with “Mother and Child Reunion,” “Still Crazy after All These Years” and “50 Ways to Leave Your Lover.” Garfunkel acted in a few films and brought us “All I Know” and “I Only Have Eyes for You.” The duo reunited in 1972 for a benefit concert and again in 1981 for a free Concert in Central Park, with 500,000 attendees. Central Park’s success triggered a world tour in 1982-1983. It wasn’t until 1990 that they sang together again, this time for their induction into the Rock & Roll Hall of Fame. In 1993, they paired up again for 21 sold-out concerts. • Simon & Garfunkel were awarded the Grammy Lifetime Achievement Award in 2003 and performed “The Sound of Silence” as the opening act of the program. At a 2007 performance, Simon introduced Garfunkel as “my dear friend and partner in arguments.” As of 2010, the two are touring together once again, although the tour experienced an interruption while Garfunkel recovered from a vocal cord paralysis.

Learn More About Mental Il ness

Meet our Staff and a Board Member Sign up for a Lunch Learn Friday Oct 15, Nov 19, Dec 17 Contact Patty at 763-230-7836 or phalvorson@leecarlsoncenter.org

7954 University Ave Fridley A charitable organization serving the mental health needs of 4,000 kids & adults every year. Photo courtesy of twinshotphotography.com

Page 3

(c) 2010 King Features Synd., Inc. By JoAnn Derson

â–ş Add a pinch of cornstarch to beaten eggs for a fluffier omelet.

â–ş Keep shells from cracking when boiling eggs: Add a teaspoon of vinegar to the water. Also, if you stir the eggs constantly during cooking, your yolks will be centered in a hard-boiled egg.

â–ş Keep your paintbrushes soft by rinsing them with a little fabric softener and letting them dry. They may dry stiff, but when you rinse them before use, they will be perfect.

â–ş For a personalized pumpkin decoration, stencil the letters of your family name onto a series of small pumpkins. Cut out the letters. Add a small piece of tracing paper on the inside of the pumpkins, over the hole made by the letter. Add your candle or other lighting, and line them up.

â–ş “When you are asked to mark your preschooler’s things for day care, the best marker for a bottle or sippy cup is nail polish. Use a bright color. It stays on forever and won’t wear off with washing.â€? -- K.L. in Georgia

Send your tips to Now Here’s a Tip, c/o King Features Weekly Service, P.O. Box ► If you have problems with tears 536475, Orlando, FL 32853-6475 or and watery, stinging eyes when cutting e-mail JoAnn at heresatip@yahoo.com. onions, remove the skin under water. Cut the top off an onion, and submerge it in (c) 2010 King Features Synd., Inc.

3. Dirty evaporator coil - Over time, evaporator coils become matted with dust and dirt. During cold months, the heated air can flow over the dirty coils and be distributed into your home’s interior space.

(ARA) - When the temperatures plummet, you shut the windows, flip the air switch to heat and plug any leak you can find in an effort to keep your house warm. But what you’re also doing is sealing the air inside The best way to determine if your HVAC your house. system is clean is to perform a visual While a good tight seal is very important to inspection. If any dust or debris can be seen, staying warm and keeping your energy bill the system needs to be serviced. Some of in check, it also can really have an impact on the things that may lead a home owner to consider more frequent cleaning include: indoor air quality. “When you flip that switch on your heater, there is a lot of dust and debris - collected in the coils over the summer months - that either burns into fumes or gushes into the house through your vents,� says Aaron Marshbanks, board member of the National Air Duct Cleaners Association (NADCA).

* Smokers in the household. * Pets that shed high amounts of hair and dander. * Water contamination or damage to the home or HVAC system. * Residents with allergies or asthma. * Home renovations or remodeling.

In addition, your heating system blends warm temperatures with air that can be moist, and which can be a haven for mold and mildew. Throw a fan on top of that, and the air quality inside your home can quickly plummet.

The most effective way to clean air ducts and ventilation systems is to employ source removal methods of cleaning. This requires a contractor to place the system under negative pressure through the use of a specialized, powerful vacuum.

According to the U.S. Environmental Protection Agency, indoor air can be two to five times more polluted than outdoor air. The removal of such contaminants from your HVAC system is crucial to improve indoor air quality. Plus, a clean system can save you money on your energy bill. “Heating and cooling uses up about half of the energy in your home,� says Marshbanks. “But having a clean HVAC system can save you up to 30 percent in energy costs. Which means you have better air inside the house, and are helping the environment with an extra bit of cash in your pocket at the same time.�

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A: Eggs thrown against the side of a house are pretty annoying, both when the prank first happens and then later, cleaning them off. The protein in the egg adheres to exterior paint and can be difficult to clean off. So the faster you tackle an egg stain, the better. Here’s a few tips on how to clean up a few different prankster messes. ▲ Egg: Rinse off the egged area as soon as possible with cold water and wipe with a damp cloth. If you can’t get all the egg HOME TIP: While no house is completely safe from Halloween pranksters,

â–ş Use a saltshaker to sprinkle sugar on cookies. Make sure you label it if you put it back in your cabinet!

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Q: I live in a neighborhood that’s known for more tricks than treats. What I mean is, the teenagers around here like to egg houses on Halloween night, throw rolls of toilet paper into the trees -- that kind of thing. Last year I had to have my car towed to the mechanic and the gas tank emptied because I thought they’d put an egg into it. Anyway, how do I clean off stains made by eggs, fruit and other stuff the kids throw at my house? -- Herb D., DeLand, Fla.

Send your home repair and maintenance questions to ask@thisisahammer.com, or write This Is a Hammer, c/o King Features Weekly Service, P.O. Box 536475, Orlando, FL 32853-6475. Remember, when in doubt as to whether you can safely or effectively complete a project, consult a professional contractor.

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By Samantha Mazzotta

a small bowl of water. Remove the outer layer and the skin while it’s under water. Take it out and chop. This should lessen your symptoms.

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deterrence measures including motionsensor outdoor lights, and indoor lights and sound (such as a radio left on) offer some protection.

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off, apply an enzyme-containing laundry detergent, soak for a few minutes, then rinse with cold water. â–˛ Toilet paper: Just lift it off of the “paperedâ€? object and throw away. If pranksters papered a tree, use a long stick to bring paper strands down. If the tree is near power lines, don’t use the stick -spray water to bring the paper down. â–˛ Silly String: This is nontoxic and nonadherent to most surfaces. If it’s dry, simply brush it off. Avoid rinsing with water because the colored foam will streak down the surface. â–˛ Shaving cream: Remove from nonglass surfaces as quickly as possible. Wipe away the foam first and then rinse with warm water. â–˛ Mud and grass -- Rinse away as fast as possible from your home’s siding. If a grass stain is still visible, dab with a mixture of white vinegar and alcohol, then rinse. â–˛ Fruit: If rinsed off immediately, fruit acids shouldn’t be a problem, but you can clean the area with an enzymecontaining detergent to be sure. â–˛ Ketchup or mustard: Scrape away as much as possible without rubbing it deeper into the siding or masonry. Scrub with dry-cleaning solvent or an enzymecontaining detergent, and rinse. Or, make a paste with baking soda and water and spread over a tough stain, let soak and rinse away.

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■ On Nov. 4, 1922, British archaeologist Howard Carter and his workmen discover a step leading to the tomb of King Tutankhamen in the Valley of the Kings in Egypt. The most splendid architectural find was a stone sarcophagus containing three nested coffins. Inside the final, solid gold coffin was the mummy of the boy-king Tutankhamen, preserved for more than 3,000 years. ■ On Nov. 5, 1930, Sinclair Lewis is awarded the Nobel Prize in Literature for his novels “Main Street” (1920), “Babbitt” (1922), “Arrowsmith” (1925) and “Elmer Gantry” (1927). In 1926, he had turned down the Pulitzer Prize awarded him for “Arrowsmith.” ■ On Nov. 2, 1947, the Hughes Flying Boat -- the largest aircraft ever built -- is piloted by designer Howard Hughes on its first and only flight. Built with laminated birch and spruce, the massive wooden aircraft had a wingspan longer than a football field and was designed to carry more than 700 men into battle. ■ On Nov. 7, 1957, The Gaither Report called for by President Dwight D. Eisenhower to review the nation’s defense readiness and urges a vigorous $30 billion campaign to build fallout shelters to protect American citizens. It suggested that American citizens were completely unprotected from nuclear attack. ■ On Nov. 3, 1964, residents of the District of Columbia cast ballots in a presidential election for the first time. The passage of the 23rd Amendment in 1961 gave citizens of the nation’s capital the right to vote for a president and vice president. ■ On Nov. 6, 1982, Shirley Allen is arrested in Missouri for poisoning her husband, Lloyd Allen, with ethylene glycol, commonly known as anti-freeze. Lloyd Allen was Shirley’s sixth husband and the second to die from mysterious causes.

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■ On Nov. 8, 1895, physicist Wilhelm Conrad Rontgen becomes the first person to observe X-rays. Rontgen’s discovery occurred accidentally in his Wurzburg, Germany, lab, where he was testing whether cathode rays could pass through glass. ■ On Nov. 13, 1974, 28-year-old Karen Silkwood, a technician at a plutonium plant operated by the Kerr-McGee Corporation, is killed in a suspicious car accident near Crescent, Okla. She was on her way to a meeting with a reporter for The New York Times, reportedly with a folder full of documents that proved that KerrMcGee was acting negligently when it came to worker safety at the plant. ■ On Nov. 9, 1989, East German officials open the Berlin Wall, allowing travel from East to West Berlin. The following day, celebrating Germans began to tear down the wall, reducing it to rubble that was quickly snatched up by souvenir hunters. (c) 2010 King Features Synd., Inc.

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bury that 1st throw), for a right-handed bowler, is that space between the 1 and 3 pins. The left-hander’s pocket is between the 1 and 2. A Brooklyn occurs when a right-handed bowler’s ball strikes the left side of the head pin or when a lefthander’s ball strikes the right side of the head pin and results in a strike. Either way stay off the head pin or you may get every bowler’s nightmare, the split, also called a “railroad”. • Those spots on the alleys aren’t there for décor. Serious bowlers find a spot on the alley over which their ball must pass to bury it in the pocket and focus on that spot entirely. Relax and nail your spot every time and watch your scores soar. • Professional bowlers use the word “logs” to refer to heavy pins used for practice. They can be up to four pounds each. • Speaking of pros, Don Carter, Dick Weber and Earl Anthony are three of the greatest and well know champions of the game. In January of 2002, there was rather a profitable vacation in store for 25-year-old Brett Wolfe. He took a few days off from work to compete in the American Bowling Congress Masters

• Jeremy Sonnenfeld was a 20-year-old college sophomore when he became the first person in history to roll a perfect 900 series — three “300” games. “Mr. 900,” as he came to be called, accomplished this feat in February of 1997. Although a fellow named Norm Duke had bowled three consecutive 300 games the previous year, they weren’t in the same series, and Sonnenfeld’s 900 score went on the books. • Missed your strike? Go for a Dutch 200 where spares and strikes are alternated (spare-strike-spare strike, etc.) for the entire game, resulting in a score of 200 exactly. Whether you strike or not picking up all your spares gives you a “clean sheet”. • Pins are numbered from the head pin as #1 and continuing the count on the rolls behind it from left to right. The all important “pocket”, (where you want to

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and won, becoming only the sixth amateur in 52 years to win the $500,000 prize, snatching it from hundreds of more seasoned, professional bowlers. One Last Bit • The European version of bowling, called Bocce, originated in Italy and is played on the lawn. Each of the two competing teams has four 4.5inch (11.4-cm) diameter balls and shares one 1.75-inch (4.45-cm) diameter target ball known as the “Jack” or “Pallino”. The target ball is thrown out onto the field, and then the teams alternately toss or roll their Bocce balls, hoping to land closest to the Jack, while displacing their opponent’s ball. The ball closest to the target scores a point, and the first team to reach 12 points wins. BITS THAT BITE

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Freeman advises. “You have plenty of options for doing something about hearing loss and vision changes - options that can help relieve the problems these (ARA) - Thick-lensed glasses with bifocal lines, changes cause, without making you feel old in the dentures that look too perfect to be real and, of course, process.” bulky, heavy hearing aids that just can’t be overlooked - once, there was no mistaking the signs of age. Many Modern hearing aids people chose to endure the inconveniences of aging, rather than wear the overly obvious devices that might Hearing loss affects more than 31 million Americans, according to the Better Hearing Institute. People age have eased vision and hearing losses. Technology, however, is making aging less 55 to 64 make up the largest group with hearing loss. conspicuous. Advances in optometric science and In fact, 15 percent of people ages 45 to 64 have some great design have turned glasses into style statements level of hearing loss. If you’re old enough to need help worn by people of all ages. Products like bifocal with hearing, but still young enough - or young enough contact lenses and virtually invisible hearing aids can at heart - to dislike the idea of a traditional hearing aid, make some of the natural bodily changes associated there is good news. For people with mild to moderate hearing loss, with growing older seem less obvious and reduce their modern hearing aids not only reduce background noise, impact on a person’s quality of life. “Your eye doctor may start talking about cut static, make it easier to hear on the phone and can bifocals when you enter your 40s, and by the time you be controlled remotely, some are virtually invisible as are in your 50s, you may notice a difference in your well. Because invisible hearing aids are inserted deep hearing,” says Dr. Barry Freeman from hearing aid into the ear, near the eardrum, they require less power maker Starkey Laboratories, Inc. “Many people may and amplification. And the snug fit makes them more put off doing something about hearing loss or vision comfortable to wear. Starkey’s new invisible-in-the-canal hearing loss because they don’t like the thought of wearing a visible hearing or thick glasses, and being thought of aid, OtoLens, is invisible when worn because it sits within the second bend of the ear canal. Unlike as ‘old’ when they still feel young in other ways.” If you’ve begun to experience age-related other “invisible” in-canal hearing aids, this one can vision or hearing loss, don’t wait to see your doctor, be removed by the wearer every day; other brands

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I know what you’re thinking: But Mary, don’t you know about the new law that fixes all the problems with Gift Cards? Not so fast, Bucko. That’s the hype in the media, but let’s take a look at the facts. Yes, the Credit CARD Act of 2009 does address Gift Cards, but not in the ways you New Gift Card Rules and the might imagine. Basically Gift Cards are Upcoming Holidays still a rip-off. What the new law requires is that now you must be informed about If you’ve been following this column for how you and your recipient are going to very long, you know that I am not a fan of get ripped off. Gift Cards: 1) Most Gift Cards are good in only one store, 2) That store could go Here are the highlights of the new rules bankrupt making that Gift Card useless, on Gift Cards issued by the Fed in the 3) It is impossible to spend a Gift Card Credit CARD Act of 2009. to the penny; you either leave a bit on the card to be lost forever or you go over 1. New limits on Inactivity Fees. Inactivity and have to dig into your own pocket, 4) or dormancy fees can only kick in after a Those Gift Cards that are good in any card has been unused for 12 months, and store come with a big fee on the front only one such fee is allowed per month. end, and 5) No matter how you cut it, the The issuer must provide the cardholder card will self-eliminate over time. with clearly stated information on what

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those fees are and how they may be become self-depleting. While others will triggered. harbor a tiny bit of angst because in the end it will cost them money to use up the 2. Clearly marked expiration dates. Gift darn thing. Cards purchased after August 22, 2010, must have the expiration date clearly One last thing: Never throw away a usedprinted on the plastic itself. A Gift Card up Gift Card. In the event of a return, the may not expire for a minimum of five depleted Gift Card will be necessary to years after the original issue, or the obtain a refund for items purchased. This last time funds were loaded onto the is not a new provision with the Credit account. CARD Act but one that few people know about. 3. Clear and conspicuous terms. The issuer must provide all other information There’s a way to take care of all of these pertinent to the Gift Card in clear, easy- problems. CASH. It always fits, never to-understand terms. get’s tossed out with the gift wrap and does not come with an expiration date. See what I mean? There’s nothing Best of all: No fees new that is going to make Gift Cards a foolproof proposition. Many recipients will still toss them aside because they don’t seem like real money. Others Reprinted in its entirety with permission by will carry them around for so long they Creators Syndicate and Mary Hunt

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(c) 2010 King Features Synd., Inc.

� After the vows have been said in a traditional Korean wedding, the groom formally introduces his new wife to his parents. The bride’s father-in-law then pelts the bride with red dates, which is supposed to ensure fertility. *********************

â—? Wilhelm Rontgen discovered X-rays in 1895, and his work earned him the first Nobel Prize in Physics. His work also set off a fad among many women, who refused to undress even behind closed doors. They feared that X-rays could be used to see through walls to spy on intimate moments.

â—? Talk about bad luck: In May of 2009, two thieves broke into a jewelry store in Milwaukee, bagged up their loot and tried to make their getaway. On the way out of the looted store, they were confronted by two more thieves, who took the ill-gotten gains. No one ended up profiting from the crime, however; all four were arrested.

â—? Statistics show that more babies are born in September than in any other month of the year.

� If you’re not the sort of person who makes the bed every day, here’s some good news for you: Researchers in the United Kingdom have found that unmade beds are less likely to harbor dust mites, a common cause of asthma and allergic symptoms.

â—? According to an estimate by the United Nations, there are more than 3 million shipwrecks on the ocean floor.

â—? The Oldsmobile motor company also made early gasoline-powered lawnmowers.

â—? If you ever decide to participate in a public protest in Greece, remember not to wear sunglasses. Since shades can hide your face, wearing them is illegal during demonstrations there.

� The English word for the fruit “squash� comes from the language of the Native American Narragansett tribe. It means “something eaten green.�

� While in space, astronauts can’t use traditional salt and pepper. If they tried to sprinkle the condiment on food, it would just float away, possibly clogging air vents and otherwise wreaking havoc. So some bright person came up with liquid forms of the seasonings.

â—? Those who study such things claim that baby girls smile more than baby boys.

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• Bowling, practiced by over 100 million people is one of the most universally loved recreations on the planet, and may be one of the oldest sports in history. It has been the game of kings (literally), and the startling facts behind the origins of bowling may surprise even the most dedicated kingpin. • During the 1930s, British anthropologist Sir Flinders Petrie discovered an assortment of items in a child’s grave in Egypt. This collection indicated an early form of bowling, dating back to around 3200 B.C. • German historians place the emergence of bowling popularity in that country at 300 A.D. where they rolled or hurled stones at nine wooden clubs that they called kegles. • The first written mention of a bowling-like sport can be traced to the year 1366 in England. Apparently, King Edward III outlawed the game to keep his troops focused on their archery practice. It was legal and popular during the reign of King Henry VIII. • Many variations of bowling have come from Europe including Italian bocce, French pentanque, and even Britain’s lawn bowling, but the question of who introduced bowling to the United States is much more uncertain.

OVER O Issue 629 Published by: Falcon Prince Publishing

...ends Nov. 7th

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