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A New Reverse Mortgage from Sun American Mortgage Company Offers a Brighter Outlook on Retirement! When Jane and Larry found themselves facing a series of unexpected events that left them with credit card debt and without the money they needed to comfortably retire, they didn’t have a lot of options. Jane could go back to work - but there wasn’t much in the area. Larry tried taking on some consulting work, but it was negatively affecting his health. The only realistic option they could see was to sell their retirement home in PebbleCreek. It felt like an impossible task. Luckily, a neighbor suggested an alternative: a reverse mortgage. Jane and Larry’s credit card debt was not a part of their retirement plans, but Sun American Mortgage Company stepped in and helped turn a bad situation into an opportunity. With over 30 years of experience
assisting Arizona seniors in similar situations, Sun American Mortgage is a leader in the Reverse Mortgage industry. Instead of selling their precious home in PebbleCreek, Jane and Larry were able to turn to the equity in their own home to pay off their credit card debt and get back on track with their retirement plans.
2 payments every month, or never make a payment again. The reverse mortgage gave them the flexibility to live the future they envisioned even though their retirement plans didn’t go quite as planned.
Live the future you have planned. Call Parker Turk, CPA, CRMP or Rex Duffin, CRMP at Sun American With their reverse mortgage line of credit, they can take money Mortgage Company in and out of their home without recourse. They can make payments or toll-free at 1(800) 469-7383. on their reverse mortgage if they 4140 E. Baseline Rd., Ste. 206, want to, but also feel safe knowing Mesa, Arizona 85206 that, in a pinch, no payment is An equal housing opportunity company, member of required. They pay their property the Better Business Bureau & the National Reverse taxes, homeowners insurance and Mortgage Lenders Association • Mortgage Banker HOA fees as always. Jane and License #BK7548 • NMLS #160265 Turk: LO-0912436 Larry have options. They can Parker • NMLS#267132 simply pay the interest, make a full Rex Duffin: LO-0911707 payment every other month, make • NMLS#169138
(480)467-1000
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA).
Columns Ask the Expert
Five ways to reduce the risk of heart problems BY TUCSON MEDICAL CENTER As the saying goes, an ounce of prevention is worth a pound of cure. While not all heart conditions can be prevented, controlling risk factors can go a long way to staying healthy, says Dr. Raj Bose, cardiothoracic surgeon at Tucson Medical Center. Bose specializes in surgical procedures of the heart, lungs and other organs in the chest with the goal of giving patients a longer life with better quality. According to Bose, most people have heard the term “heart disease” but are unsure what it really means. Heart disease refers to types of heart conditions such as coronary artery disease, heart valve disease, aortic aneurysm and others. The one thing these conditions have in common is you can often reduce your risk with lifestyle changes. Coronary artery disease: This is the buildup of plaque in the arteries that supply oxygen-rich blood to your heart. Plaque causes blockage that can lead to heart attack. Symptoms include chest pain or discomfort and shortness of breath. Heart valve disease: In heart valve disease, one or more of the valves in your heart doesn’t work properly. This can cause the blood flow through your heart to your body to be disrupted. Symptoms include fatigue, dizziness, irregular heartbeat, heart murmur and chest pain.
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Aortic aneurysm: This is a bubble that forms in the aorta. It can make the wall weak and prone to tears or ruptures. Many patients don’t have symptoms, but if they do, a thoracic aortic aneurysm can cause pain in the jaw, neck or upper back and coughing. An abdominal aortic aneurysm can produce symptoms such as |
FEBRUARY 2022
a tender mass felt by a physician or pain in the back, abdomen or groin that is not relieved by position or medication.
Managing your risks
While some risk factors such as family history are out of your control, there are variables that you can control. “The most important thing is to assess your risks,” Bose says. “If you have family history or other risk factors, you should get a screening and try to modify your life.” Keep blood pressure in check: A normal blood pressure level is less than 120/80 mmHg. Keeping a healthy weight, exercise and eating lower-sodium foods are natural ways to lower blood pressure. Also, make sure to take medicines as prescribed by your doctor. Don’t smoke: Smoking can increase your heart rate, tighten major arteries and cause irregular heart rhythm, all of which make your heart work harder. If you do smoke, talk to your doctor about ways to quit. Choose healthy foods: Limit foods that are high in saturated fats, trans fats, cholesterol, sodium and added sugar. Move your body: “You don’t have to have a gym membership,” Bose said. “Just don’t be sedentary. Do simple activities, such as going for a walk, every day.” www.LovinLife.com
