Helping you enjoy life to the fullest 2 Levels of Service ALTCS ACCepTed
Call for details about our Secured Memory Care Unit
Personal Care & Secured Memory Care
Residents Enjoy
• Media Center with high speed internet access computers and a theater • Mini Mart • Campus-wide assistance using individual Pendant Call System • Full Calendar of Activities On & Off Campus aboard the Kivel Bus • Social Services Coordinators
• Private spacious home-like apartments • Three meals per day plus snacks Dietary laws observed • Housekeeping & laundry service • Care Staff on duty 24 hours a day • Total Medication Management • Hair Care Salon
For more information or to schedule a tour, please call
(602) 443-8039
3040 N. 36th Street • Phoenix, AZ 85018 Non-profit • Non-sectarian Kivel Campus of Care is a constituent agency of the Jewish Community Association
ADVERTORIAL
You Have Enough to Worry About Without Being Scared of Retirement! Get Safety and Security with a New Reverse Mortgage from Sun American Mortgage. Ron and Mary expected to look forward to retirement, but somewhere along the line, they went from planning retirement to fearing retirement. With kids, cars, houses, and vacations, it was a stretch to stick to their financial plan. When life threw in emergencies, job losses, chronic illness, and a struggling business, they veered off course. They saved what they could, and now retirement is around the corner. Then 2020 arrived, and Covid-19 swept the globe. At first, Ron and Mary thought worldwide fear and panic might keep things in perspective, but panic continued to escalate. Stocks were volatile, businesses feared forced closures, and everyone seemed shaken.
Amid the panic and fear, Ron and Mary’s priorities became crystal clear; they needed safety and security.
changed everything. They’re now looking forward to discovering what retirement will bring.
For Ron and Mary, safety and security came in the form of a reverse mortgage recommended by their sonin-law. He insisted actuaries openly recognize the reverse mortgage as a method of reducing post-retirement risk, saying it provides security for individuals and couples 62 and older with equity in their home. It was exactly what Ron and Mary needed to relieve their anxiety. Using a reverse mortgage, while continuing to pay their property taxes and insurance costs, Ron and Mary are never required to make a mortgage payment for as long as either of them live in their home. The financial security it offered
Many Americans find themselves more afraid of retirement than ever with the Covid-19 pandemic sweeping the globe. Don’t be one of them! Find out how Sun American Mortgage Company has been helping seniors just like you find safety and security for over 25 years. Call Sun American Mortgage Company
(480) 467-1000
or toll-free at 1(800) 469-7383. 4140 E. Baseline Rd., Ste. 206, Mesa, Arizona 85206 An equal housing opportunity company, member of the Better Business Bureau & the National Reverse Mortgage Lenders Association • Mortgage Banker License #BK7548 • NMLS #160265 Parker Turk: LO-0912436 • NMLS#267132 Rex Duffin: LO-0911707 • NMLS#169138
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA).
6
|
SEPTEMBER 2020
Ask Gabby Gayle
‘Fed-up’ wife should consider trial separation BY GAYLE LAGMAN-CRESWICK
Q
Dear Gabby Gayle: I read your answer to the woman who realized she was in a miserable relationship for 40 years and wanted out. I am in a similar marriage, and I want to leave this miserable man. I talked to my married kids about it, and they are dead set against it. They say, “Mom, it’s too late. Dad won’t know what to do without you.” I say, “What about me?” They said that I am a strong woman and I can manage anything. So, I am supposed to stay put because he won’t know what to do? He is mean enough to manage! Help! Signed, Fed Up
A
Dear Fed Up: When your kids were little I’m sure you always knew what was best for them, right? There is a strange thing that happens as we age: Our kids seem to take on that parenting role and think they know what is better for us! As long as you have all your marbles and your thinking process is intact, I feel you should make your own decisions. Perhaps you could do a dry run? Leave him for a month and see how you both feel? He may come to new realizations about his behavior, and you might think misery is better than loneliness? At least it’s worth a try? Let me know what you decide. Good luck and stay strong! Signed, GG
Q
Dear Gabby Gayle: I have been in a relationship with a guy for about a year. We met on a dating site and communicated for about six months before meeting and began dating. We got along really well. We were just ready to meet each other’s family, when the pandemic hit. We went back to communicating online, and we have really missed each other. He would like to begin dating again, but there is really no place to go in our area because things are still closed. Then he said maybe we should just move in together. I am against that because my family has not met him—although they know about him. I would like your honest If you have a question for Gabby Gayle, please send to: lagmancreswick@gmail.com
opinion about what I should do. His family knows about me as well. Thank you. Signed, JJ
A
Dear JJ: It sounds as if you two must know each other very well by now. While I think moving in together might be a bridge too far right now, I don’t see why you can’t “bring him into your bubble.” Your bubble is the people you associate with on a regular basis, such as family members or close ones. If you bring him into your bubble, he could meet whoever else is in your bubble and you could be let into his bubble—then you could continue to see each other until such a time as you either make the relationship permanent or call it off! I am sure you will make the right decision! Good luck. Signed, GG
Q
Dear Gabby Gayle: I am writing about my mom, who lives alone. I get so mad at her because she has fallen several times because she won’t consistently use her walker. I’m afraid she will fall and break a hip or worse. She is on blood thinners. When I scold her, she gets mad and accuses me of treating her like a child. Well, she acts like one! Any suggestions? Signed, Frustrated
A
Dear Frustrated: You might want to read my answer to the first question in this column. That may give you a little insight. Also, I think sometimes we old people just get tired and don’t care as much about preserving our lives. As my grandfather used to tell me: “You have to die of something!” And we don’t like to be “scolded” by our kids. We changed their diapers and stayed up all night with them when they were sick (and when they stayed out all hours). So, it hurts when they “scold” us. This is when we need lots of love and support. When you can’t make us well, just enjoy us the best you can! Signed, GG www.LovinLife.com
