9 minute read
BUSINESS
TheMesaTribune.com | @EVTNow /EVTNow
SEND YOUR BUSINESS NEWS TO PMARYNIAK@ TIMESPUBLICATIONS.COM
Food cart back serving up Chicago hot dogs
BY MELODY BIRKETT
Tribune Contributor
Lou Mirabelli always dreamed of owning and operating a hot dog food cart and now that the weather has cooled, he’s back at it.
“It’s been a lifelong dream to do it,” said Mirabelli, who’s lived in the Mesa/Chandler area for 30 years. “I kept coming up with excuses not to do it because of my other job. Finally, I decided to do it.”
He opened Sweet Lou’s Chicago Style Dogs in February 2020. “There wasn’t another Chicago-style hog dog place in the Valley until Portillo’s came to town.” In the summer, Mirabelli works at his furniture liquidation sales job throughout the country.
“I quit selling hot dogs in May or June,” he said. “It’s just too hot to stay outside. I leave the valley for four or five months and I come back normally in September or October.”
This year, Mirabelli resumed selling hot dogs Oct 15.
What makes a hot dog Chicago-style has to do with the bun and toppings.
“Poppyseed buns #1,” said Mirabelli. “Number two, my dogs have no ketchup but rather mustard, relish, onions, scored peppers, pickles, tomatoes and celery salt.” Mirabelli lets customers choose their toppings but if ketchup is one of them, you’ll have to put it on yourself. “If you Google anything about Chicago, we don’t allow ketchup on hotdogs,” he said. “My dogs are all beef and they actually snap. They’re called a cased hotdog.” Now that summer is gone, Lou Mirabelli is back selling his He also sells chips, Chicago-style hotdogs. (Special to the Tribune) cold water and soda. “Then I do a Polish Italian beef dog,” added Mirabelli who says a Polish dog is more of a sausage than a hot dog. “And I do a Ditka dog, after Coach Mike Ditka. It’s an 8” Polish. Plus I do chili dogs.”
Mirabelli posts regularly on Facebook the locations he’ll be at usually four to five hours at a time.
“I do enjoy it,” he said. “It gets me out of the retail part of it. It’s instant verification. I get a lot of people from Chicago so we talk about the city. It brings back memories.”
He also caters birthday parties and even weddings for a flat fee.
Eventually, Mirabelli would like to get a second cart but the pandemic delayed his plans. “None of the snowbirds came down. So it kind of killed my business.”
Despite the pandemic, he has survived with one cart. “I offer a great product and I interact with people very well,” said Mirabelli who depends on word of mouth to get business in addition to social media.
Daily locations posted on Facebook
at Sweet Lou’s Chicago Style Dogs. ■
Mesa restaurants grappling with shortages
BY HEAVEN LAMARTZ
Tribune Contributor
Mesa is back after a year of shutdowns due to the pandemic but local restaurants are still struggling. The reason: they cannot find workers to keep their customers happy. Restaurants are finding it challenging to find employees to help sustain their business. “We can’t find anybody to hostess,” said Jonnie Knudsen, an employee at Red Mountain Café. “When we’re understaffed it affects us a lot.”
At Red Mountain Café, the servers must take turns and act as both hostess and server. Knudsen said that it creates extra work and a more difficult environment.
Another employee at Red Mountain Café, Melinda Henricks, said she believes “people are making enough money to just stay home.”
Henricks praised Gov. Doug Ducey’s Back to Work bonus, stating, “When I heard that I came and I got the job.”
The bonus allowed full and part time workers to receive a payment for completing eight weeks of employment. For parttime, the bonus was $1,000 and full-time workers got $2,000.
Brian Tatum, the general manager of Gus’s World Famous Fried Chicken in downtown Mesa, said additional unemployment benefits also slowed hiring, although Ducey ended those in midsummer.
“With COVID and with the unemployment benefits being increased there had been a lot of issues with people not wanting to work,” Tatum said.
While Tatum said the shortage of workers has eased a bit there are still problems.
“We still have some people that are obviously applying for jobs just to fulfill their obligations in order to collect their unemployment, and not answering the phone when you call to set up the interview.”
And when applicants answer their phone, he added, meetings are set in place and the applicants do not show up.
Recently, Gus’s World Famous Fried Chicken managed to recover and now has almost a full staff.
Not all restaurants in Mesa are being as impacted.
Main Street Sweets in Downtown Mesa has been relatively safe from the effects of unemployment. Instead, their biggest concerns involve supply issues, according to manager and co-owner Cole Cooley.
“The biggest impact on us that also has to do with COVID, and people not being staffed is that supplies are really hard to get,” he said. “It’s hard for us to get certain ingredients, food or boxes and packaging goods.”
The family-based café made frequent trips to nearby grocery stores to make up for the lack of product.
“Lots of trips to Fry’s or Food City and buying what we can, as much as we can,” Cooley said. “It’s hard to get things from grocery stores when you usually buy in bulk.” ■
PAID ADVERTISEMENT More Than 1 Million Seniors Have Taken Advantage of This “Retirement Secret”
With home prices soaring and interest rates at all-time lows, there’s never been a better time to consider a reverse mortgage
It’s a well-known fact that for many older Americans, the home is their single biggest asset, often accounting for more than 45% of their total net worth. And with interest rates still near all-
time lows while home values remain high, this combination creates the perfect dynamic for getting the most out of your built-up equity.
But, many aren’t taking advantage of this unprecedented period. According to new statistics from the mortgage industry, senior homeowners in the U.S. are now sitting on more than 9.23 trillion
dollars* of unused home equity. Home Values at All Time Highs
Not only are people living longer than ever before, but there is also greater uncertainty in the economy. With home prices back up again, ignoring this “hidden wealth” may prove to be short-sighted when looking for the best long-term outcome.
All things considered, it’s not surprising that more than a million homeowners have already used a government-insured Home Equity Conversion Mortgage (HECM) loan to turn their home equity into extra cash for retirement.
It’s a fact: no monthly mortgage payments are required with a government-insured HECM loan; however, the borrowers are still responsible for paying for the maintenance of their home, property taxes, homeowner’s insurance and, if required, their HOA fees.
Today, HECM loans are simply an effective way for homeowners 62 and older to get the extra cash they need to enjoy retirement.
Although today’s HECM loans have been improved to provide even greater financial protection for homeowners, there are still many misconceptions.
FREE
oved ones
Our new Reverse Mortgage information guides & DVD are now available featuring award-winning actor and paid AAG spokesman,
Tom Selleck.
U.S.A.’s #1 Reverse Mortgage Company
As Featured on:
ABC, CBS, CNN & Fox News Available if You Still Owe on Your Home or Owe Nothing
For example, a lot of people mistakenly believe the home must be paid off in full in order to qualify for a HECM loan, which is not the case. In fact, one key advantage of a HECM is that the proceeds will first be used to pay off any existing liens on the property, which frees up cash flow, a huge blessing for seniors living on a fixed income. Unfortunately, many senior homeowners who might be better off with a HECM loan don’t even bother to get more information because of rumors they’ve heard.
In fact, a recent survey by American Advisors Group (AAG), the nation’s number one HECM lender, found that over 98% of their clients are satisfied with their loans. While these special loans are not for everyone, they can be a real lifesaver for senior homeowners — especially in times like these. Thanks to the money received through an AAG Reverse Mortgage, seniors everywhere are enjoying their retirement and worrying less on how to pay monthly bills.
Use the Extra Cash for Almost Anything
The cash from a HECM loan can be used for almost any purpose. Other common uses include making home improvements, paying off medical bills or helping other family members. Some people simply need the extra cash for everyday expenses while others are now using it as a safety net for financial emergencies.
If you’re a homeowner age 62 or older, you owe it to yourself to learn more so that you can make the best decision for your financial future.
We’re here and ready to help. Homeowners who are interested in learning more can request a FREE, no obligation Reverse Mortgage Guide by calling toll-free at 800-791-5104
*https://www.yahoo.com/now/senior-housing-wealth-exceeds-record-150300719.html
Reverse mortgage loan terms include occupying the home as your primary residence, maintaining the home, paying property taxes and homeowners insurance. Although these costs may be substantial, AAG does not establish an escrow account for these payments. However, a set-aside account can be set up for taxes and insurance, and in some cases may be required. Not all interest on a reverse mortgage is tax-deductible and to the extent that it is, such deduction is not available until the loan is partially or fully repaid. AAG charges an origination fee, mortgage insurance premium (where required by HUD), closing costs and servicing fees, rolled into the balance of the loan. AAG charges interest on the balance, which grows over time. When the last borrower or eligible non-borrowing spouse dies, sells the home, permanently moves out, or fails to comply with the loan terms, the loan becomes due and payable (and the property may become subject to foreclosure). When this happens, some or all of the equity in the property no longer belongs to the borrowers, who may
need to sell the home or otherwise repay the loan balance. V2021.06.21 HYBRID NMLS# 9392 (www.nmlsconsumeraccess.org). American Advisors Group (AAG) is headquartered at 18200 Von Karman Ave., Suite 300, Irvine, CA 92612. Licensed in 49 states. Please go to www. aag.com/legal-information for full state license information. These materials are not from HUD or FHA and were not approved by HUD or a government agency.