Theyoujournal december 2014 by theYOUjournal

theYOUjournal A newspaper featuring local people YOU should know

December 2014

FREE

Serving the North Shore and Beyond

gratis for Veterans

What’s inside?

Utter generosity shown at new non-profit store

by Long Hwa-shu

ary has a big closet with good stuff. It’s filled to the brim with winter jackets, shirts, socks, hats, boots and evening wear. It’s not for herself but for veterans. They can shop there, yes, for free. Mary Carmody of Wadsworth opened the Midwest Veteran’s Closet at 2323 Green Bay Road in North Chicago recently out of the goodness of her heart to benefit veterans. “Many of them, men and women, are living in poverty. They seem to be forgotten after they have served their country,” said Carmody, executive director of the Lake County Council for Seniors. “A lot of them are just a couple of hundred dollars short of making it,” she pointed out, tears welling in her eyes. The idea of free shopping for veterans started on a soggy day not too long ago. A man appeared at the Senior Center at the Park Place in Waukegan operated by Waukegan Township where Carmody has her office. “He was soaking wet and had not eaten for two days. I talked to him, gave him some popcorn because that was what I had. He told me he was 72, a veteran and had walked all the way from Zion to the senior center,” she vividly recalled. She told him he could have gotten a free RTA (Regional Transportation Authority) pass so he didn’t have to walk all the way from Zion. She gave him some money to take a cab home. But the image of the hungry, poverty-stricken veteran and his soaking wet clothes lingered in her mind and bothered her tremendously. Feeling sorry for him was not enough, Carmody, a former Waukegan News-Sun photographer who later

worked in public relations for the Lake County Sheriff’s Department and Lake Forest Hospital, sprang into action. She launched the Midwest Veteran’s Closet with donated clothes first in a trailer at Freedom Farm for Vets in Wadsworth before opening the permanent location in North Chicago. Generosity from various sources made it possible to make the 750-squarefoot store a reality, said Carmody. Home Depot donated the shelving and other materials. Paul Brown from Local 250 of the Carpenters’ Union volunteered to install the shelves and did the carpentry work. Clothes, many of them name brands and like new (some actually brand new with tags) started to pour in. There were also crutches, golf clubs and foot warmers. Helping her to hang up clothes and arrange things was Marty McGihom from Fairfax, Va. The two were schoolmates at North Chicago High School. Marty’s husband, the late Navy Capt. Carlyle J. Baker, once worked in public works at the Great Lakes Naval Station. Upon visiting the new store, it was unfortunately dark inside, save only for the light from a couple big west-side windows. There was no electricity, no phone, no heat and there was no computer. “We don’t have enough money to pay for a phone, a computer, utilities and the $250-business license fee,” said Mary, pointing out that she has been using her cell phone for the store. To overcome that, Carmody, born in Waukegan of immigrants from Slovakia, held a fund-raiser Oct. 18 at the Glen Flora Country Club with hors d’oeuvres, music and raffles. Unfortunately, it hardly raised enough money to pay the expenses. Disappointed, she was hardly discouraged and vowed to keep on trying

Rescue center founder truly cares pg. 3

Trees and Wreaths at local feedstore pg. 8

Cory’s Project brings joy to sick kids pg. 5

Marty McGihon assists Robert Vaughn with a suit, shirt and tie that he will wear for a job interview, at Midwest Veterans Closet in North Chicago where veterans can shop for free.-photo by Mary Carmody to make the Closet a going concern. who served in the Air Force as an air“Believe or not, on Veterans’ Day craft maintenance specialist, got some I received the 501-c3 non-profit status clothes including two winter jackets and from the IRS which means people and a coffee-pot. corporations who donate to us may “I’m so grateful for what she is domake certain charitable tax deductions,” ing for us. There are people who still she said. care,” said Carlson who lives at the VetMeanwhile, veterans kept on coming to the Closet for free-shopping. Continued on page 14 Brian Carlson, a homeless veteran

How to care for holiday plants pg 2 Read about a professional Flipper pg. 6

theYOUjournal

December 2014

theYOUjournal Established 2014

Publisher Long Hwa-shu Hwa-shu@theYOUjournal.com Editor in Chief Tina Johansson Tina@theYOUjournal.com Contributing Writers Dr. Jeannie Aschkenasy Michele Batz, Ph.D. Hope Forcier Kathleen King Craig Peterson Jim Zegar

Please contact us at: US@theYOUjournal.com 847.293.7028 -

theYOUjournal P.O. Box 540 Wadsworth IL 60083 -

www.theyoujournal.com -

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Your suggestions, comments and story ideas are welcome. A Dragon-Tiger Enterprises Publication

Season’s Greetings From the Publisher and the Editor

Dear Readers, To give is divine for nothing rewards the soul more than giving. With so many people in need, this is the time, especially during the holiday season, for you to give a little or a lot, depending on your own circumstances, to those less fortunate than you are. You’ll feel great even if you just dropped a quarter or two into at a Salvation Army pail. Every little bit counts. But ask yourself if you can do better than that. Whatever you give probably won’t be a big sacrifice to you. Collectively, a lot of giving will make life a lot easier for the needy. It is during the holiday that the divide between the haves and not haves is more acutely felt. By giving generously you can help narrow the gap somewhat and bring smiles to the faces of those less fortunate. The spirit of giving is already in the air--everywhere! The Midwest Veterans Closet in North Chicago, for instance, offers free-shopping for veterans who can get practically new (and some actually new) warm winter jackets and even suits for job interviews. The Ladies Auxiliary at the Winthrop Harbor VFW will again hold the annual Christmas party for sailors from the Great Lakes Naval Station. Michele Batz, a physical education instructor in Beach Park, one of our columnists, will continue with Cory’s Project started by her late son, Cory to collect toys and other gifts to be given away to children at the Milwaukee Children’s Hospital. If you give to make the lives of animals better, it is also incredibly heartfelt. In this issue you will read the story about a woman who started Our House of Hope K-9 Rescue and the good work being done there to help abused and neglected dogs. In it are ways you can help. These are but a few examples of holiday giving. Giving to help others has always been an American tradition. May that tradition be part of your daily living rather than just a seasonal remembrance. With this, we would like to wish everyone a Merry Christmas, Happy Chanukah, and all the holidays your family celebrates! Sincerely,

Long Hwa-shu, the Publisher Tina Johansson, Editor in Chief

Green Thumb Ladies Hope Forcier & Kathleen King

Tempting festive plants are now sitting in stores just waiting to brighten up your home. Most of them look good for a few weeks, and then they start to look sad. Here are some suggestions to avoid post-holiday depressed plants: When you buy the plants, before you take them out into the freezing weather, ask for a couple of paper bags. Put the plant in one and put the second bag opened, inverted over the top of the first to protect the leaves. If you have a re-usable cloth shopping bag, it’s also a good idea to put it inside there for added protection. Carry the plant close to your body to share your warmth. Should you need to use a cart, surround the plant with other things to protect it. Some plants come in pots with a decorative cellophane cover which leads to drainage problems. You have a couple of choices: Discard the cover and put on a ribbon, or, if you like bright colors, take the pot out of the cover, cut off the cellophane base, and put the pot back in. It will look good and the plant can drain. Be sure to check if your plant needs water as soon as you get it home; use tepid water, not super-cold well water. The plant usually comes with directions as to type and amount of sunlight. Do remember to turn the plant regularly, and try to avoid both drafts and

heating vents. Norfolk Island Pines are lovely indoor plants with minimal care. They look like miniature Christmas trees, but they are not pines. They are native to Norfolk Island in the South Pacific, where they can grow up to 220 feet tall. These trees grow slowly -- three to six inches annually. The ideal climate for Norfolk Island Pines is bright and cool, with year Norfolk Island Pine round daytime temperatures of about 70 degrees, and slightly cooler at night. They don’t like wet feet, and should be watered only when the top inch or so feels dry. Let the water drain through, and discard the excess. Norfolk Island Pines thrive in high humidity -- around 50% is ideal. Keep them away from a heat source and run a humidifier if possible or mist the branches occasionally. They don’t need bright sunlight; an east or north window will do quite well, especially if you remember to give the plant a quarter turn once a week to keep it growing straight. Proper care, will give you your own live Christmas tree for years to come.

theYOUjournal

December 2014

Angel to Animals

Libertyville rescue organization founder works within her calling by Tina Johansson There is no doubt that Lisa Krinninger loves animals. “I’ve always had them growing up,” said the founder and executive director of Our House of Hope K-9 Rescue in Libertyville. But her love for them is far deeper than just that of a pet relationship. She is making it her life’s mission to heal the abscesses of abuse and neglect suffered by abandon and mistreated dogs. She seeks caring, forever homes for them. So when Krinninger started the 501 (c) 3 non-profit rescue organization seven years ago, it was no surprise to those who know her. “She is full of heart and so passionate about this and will do everything she can for the animals,” said her husband Michael. “It’s her calling.” Not only has Krinninger helped rescue numerous dogs as a volunteer with North Chicago Animal Control--many of them are in need of medical or emotional rehabilitation--she does some wildlife rescue work, too. So far she has gotten several squirrels and three turtles back

visits.” She is proud to say that she has maintained constant contact with 98-percent of the adopters. Recently she added training classes at her facility for volunteers, foster families and the general public—everything from giving CPR to your dog, to pet nutrition. Veterinarians and other experts donate their time, in exchange for a donation which goes to the center. Paws for Life pet therapy is another facet of the organization. Select dogs are taken to hospice settings, nursing homes, Beacon Place in Waukegan for at-risk children, and Rosalind Franklin University of Medicine and Science in North Chicago. “The students here can be under heavy stress levels. We usually take 6 to 8 dogs (to Rosalind Franklin) at a time,” said Krinninger. One of her docile and popular turtles, George, who is recovering himself from being injured when he was hit by a car, is also a pet therapy animal. Although she does not get paid for the job, what Krinninger gets from the work is highly rewarding. “I’m saving lives. There’s nothing better than when you see a dog lying at deaths’ door, and then several months later they are alive and active,” she said. The Krinninger’s have four children, one of which is on her way to becoming a veterinarian. The organization’s founder believes it is imperative for children to be taught from the beginning to treat animals with love and kindness.

Won’t you give from your heart?

Our House of Hope K-9 Rescue is in need of both in-kind and monetary donations. A wish list for the non-profit organization includes: Collars and Leashes – size XS, Small and Medium. Harnesses – size XS, Small and Medium. Wee-Wee pads – size XL Dawn Dish Soap Johnson’s Baby Shampoo Paper Towels California Natural Lamb and Rice Small Bites (any size bags) Weruva Lickin’ Chicken (cans) Pet store gift cards are also welcome. Our House of Hope K-9 Rescue is located at: 1840 Industrial Drive, Suite 330, Libertyville. Call: 847-552-HOPE (4673) Monetary donations to help offset medical expenses may be sent to: Green Tree Animal Hospital, attention: Our House of Hope K-9 Rescue Account, 800 E. Park Avenue, Libertyville, IL 60048 or donate on the web site at: http://ourhouseofhoperescue.net/

Holiday Pet and Family Photo fund-raiser

On December 6 and December 13 from 10 a.m. to 1 p.m. Our House of Hope K-9 Rescue is having its annual Holiday Pet and Family photo event at the office located at 1840 Industrial Drive, Suite 330, Libertyville in the Wagener Corporate Centre. Photos are $15 each. Bring your well-behaved family pet to pose for pictures with you. No retractable leashes are allowed for safety reasons.

Our House of Hope K-9 Rescue founder Lisa Krinninger hugs a rescue dog. -photos courtesy of Our House of Hope K-9 Rescue on their feet. Michael agreed that his wife could undoubtedly be called an ‘angel’ to these animals. “That’s exactly what she is,” said the contractor who often assists at his wife’s events. Because the site of her organization at the Wagener Corporate Centre has no kennels, Krinninger must have foster families care for the dogs until they can be adopted. “I am fortunate I have wonderful foster families. They are the same people since this started,” she said. Adopting a dog can be an extensive process. “We are not just looking for a home, we are looking for the best home for that individual dog. We do reference checks and I do home

A new training site at the rescue center classes for pet owners and foster has families. Here, Samuel Frank of Acute Care Education Systems, Schaumburg demonstrates giving CPR to a dog, using a mannequin.

This little girl at Beacon Place enjoys holding a therapy turtle named George. The red ear slider turtle was a rescue animal.

This Australian shepherd therapy dog gets lots of love from children at Beacon Place in Waukegan.

Mac N’ Cheese competition in Highland Park raises funds for homeless youth The Highland Park community raised more than $1,500 and collected coats and other warm outwear recently at the second annual Cheesy Noodles Mac N’ Cheese competition. The event benefiting Stand Up for Kids Chicago, a non-profit organization aimed at helping homeless youth, took place at Max’s Restaurant & Deli, 191 Skokie Valley Road, Highland Park. Hundreds sampled tasty macaroni and cheese recipes from various restaurants, and voted for their favorites. Guest judges chose their picks too.

Winners are:

Judges Choice 1st place Smoke Daddy 2nd Place Dunlay's on the Square 3rd Place Captain Jacks BBQ People's Choice 1st Place Captain Jacks BBQ 2nd Place Max's 3rd Place Spice Maiden

To find out more about Stand Up for Kids and ways you can help, visit www.standupforkidschicago.org or email brian@standupforkids.org or call 847.251.1622.

The lines are long to taste various macaroni and cheese recipes offered. - photos courtesy of Ripple Public Relations

Supporters of the Stand Up for Kids Chicago fundraising event enjoy some cheesy noodles at Max’s Restaurant & Deli.

theYOUjournal

December 2014

Mind, Body and Soul

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Dr. Jeannie: ‘Doing Good Deeds May Help you Feel Good’ by Dr. Jeannie Aschkenasy, Clinical Psychologist Last month I suggested engaging in random acts of kindness as a way to feel good/better during the holiday season. Shortly after writing the article, I had the opportunity to perform two small “acts of kindness.” One involved helping someone get the change he needed to buy coffee from a vending machine, and the other involved giving a woman the nickel she was short to buy her son a snack. If I had not been thinking about opportunities for acts of kindness, I probably would not have noticed them when they were right in front of me. By being more aware, I could respond intentionally. I felt my mood lift whenever I thought about not so much what I had done, but rather that I had done something. These intentional acts of kindness felt like internal smiles. Engaging in acts of kindness, or good deeds, it turns out, actually can change the physiology in your body. Just as runners talk about the

positive effects of endorphins, people who do good deeds talk about the positive effects of a “helper’s high,” a phrase introduced in 1991 by Allan Luks and Peggy Payne. Research has shown several benefits associated with intentional generosity and gratitude. In one study, an experimental group showed improved happiness on a life satisfaction survey after only 10 days of engaging in a daily act of kindness. Another showed that intentionally acknowledging gratitude, or reflecting on what and whom we feel grateful for, once a week for 12 weeks resulted in improved happiness. Research indicates that you are likely to feel, in a relatively short period of time, the positive effects from performing intentional acts of kindness, and/or being mindful of what you are grateful for. Being mindful of what you are grateful for and engaging in intentional acts of kindness are good for you. There are 31 days between now, and the start of 2015. Instead of making a New Years’ resolution about eating healthy, exercising more,

Engaging in acts of kindness, or good deeds, it turns out, actually can change the physiology in your body. -Dr. Jeannie Aschkenasy

spending less, or quitting smoking, resolve to perform one daily intentional act of kindness, or stop and think about something or someone for whom you feel grateful. You could even combine feelings of gratitude with an intentional act of kindness by sharing or communicating your gratitude with the person it is directed to. By engaging in these behaviors, not only will you be giving gifts to others, but you will be giving gifts to yourself as well.

Dr. Jeannie Aschkenasy 180 N. Michigan Ave. #2201, Chicago 312-726-4464 docjeanniea@gmail.com Jeannie Aschkenasy, Ph.D. (“Dr. Jeannie”) is a licensed clinical psychologist, who has more than 25 years of experience in private practice and at Rush University Medical Center working with children, adolescents, adults and families.

Be your best with Batz: Positive thinking gives you energy by Michele Batz, Ph.D. Fitness Instructor I am here to tell you today, that you are special! You may not think you are-- your negative thoughts bombarding your mind--how you feel you don’t measure up, blah, blah, blah. Aren’t you tired of comparing yourself to others? Why do people sometimes do this? Yes, I started today’s column with those questions to help you turn around your mental feelings, which in turn helps your physical self. Because our minds and bodies are connected, we need to do something about the negativity. We need to stop that kind of thinking. Try to become aware when a negative thought enters your mind. Stop that process, stomp on that negative thought and say out loud, “I am special,” and “I am unique.”

Let yourself know that you have the power to turn this around, and say so. Take stock in yourself because each of us is made special. We have our own unique traits and gifts. Embrace those, and quickly you will see your negative thoughts turning into positive ones. Positive thoughts turn in ACTION. Action brings excitement into your life, energizing you and making your dreams come to life. Doesn’t that sound fantastic? If you are feeling physically tired all the time, ask yourself this question--“What am I thinking about?” It takes loads of energy to focus on negative thoughts and it physically drains you. Stop the madness and try and break that habit. Instead of negative thoughts, focus on what is good in your life. Write or type out a list of what it is that you like about your life, and read it back to yourself.

Think those good thoughts about the things you are happy about. Count your blessings, bring gratitude into your heart. If you are a spiritual person, have a deep conversation with your God. Your negative thinking can turn around, but it’s up to you to take that first step. You must believe that you have special talent and gifts, because you do. Positive thinking will change your life to one of joy and excitement with all sorts of possibilities. You will find yourself with more energy and a smile on your face. And when you feel like you’re energized, you may want to get out those walking shoes that we talked about last month. Start that walking program, get out there, smile and you’ll see your spirits soar.

Michele Batz has been an educator for 32 years and presently teaches physical education at Kenneth Murphy Elementary School in Beach Park. Her love of learning has earned her two masters degrees in education and administration. She also has a Ph.D. in Holistic Nutrition.

TOP TOOTH DESTROYERS by Dr. Steven Brucki, D.D.S.

We are going to take a look at some of the Top Tooth Destroyers. And, no, we are not talking about candy just yet. You may be surprised by some foods and daily habits that can destroy your teeth. Dieticians and healthy food advocates aren’t going to like what I have to say next, because many of these are foods recommended for healthy living. • Raw almonds – The chewing force required put microfractures in teeth. These eventually become major fractures, causing major damage. • Granola – Contains overcooked chunks that crystalize and become hard as rocks. • Popcorn – Has a twofold threat. Unpopped kernels are also like small rocks and cause breaking. Often patients enter my office and say, “I was just eating a piece of bread and my tooth broke in half” and that’s the truth. But in reality, it was years of small compound fractures that finally gave way. Also, the yellow

hull in popcorn is shaped like the side of a tooth which can easily slide under the gumline and cause an abcess. Most of us have experienced this and use our nail or a tooth pick to ease it out. Avoid tooth picks though, because over time they damage the sides of teeth. Try rinsing with warm water and floss. An abcess results if the hull gets to deep and left in the gum tissue. • Red Skin Peanuts – Similar to popcorn hull. Remove the nut skin before eating them. • Soda Pop, Orange Juice, and Acidic Foods – Over the years these can melt your enamel. Always rinse or brush after you consume these. • Candy – Sugar isn’t the worse part. It’s biting hard candy that breaks your teeth. Suck on them instead. And if you must eat hard candy, have the sugarless kind for that matter. • Chewing Ice – Perfectly harmless, right? NOT! Results = Cracking, Chipping, and Breaking. • Using teeth as a tool – This can result in

a quick visit to your dentist. DON’T: open containers, bite labels, thread, pull off gloves or bite your nails. All of these chip off your front teeth. • Lastly, the absolute worst thing for your teeth, are tobacco products. Smoking and chewing tobacco leads to tooth loss. Over time there isn’t anything a dentist can do except replace your teeth with dentures. Broken teeth can result in expensive crowns, teeth extractions, pain and unwanted expenses. To avoid this happening, practice good home hygiene, through daily brushing and flossing. Remember: “Floss the teeth you want to keep.” Visit your dentist every 6 months for an exam and cleaning. And please don’t forget to avoid these top teeth destroyers. Doing these things should prolong the time your teeth remain whole and healthy.

Dr. Steven Brucki works with Dr. Warren Smith at the dental office of Smith, Brucki & Associates, 36100 N. Brookside Drive located in Gurnee.

Cory’s Project

theYOUjournal

December 2014

brings Christmas joy to sick children by Michele Batz This is the story about my son Cory James Batz, who passed away more than two years ago after a courageous battle with t-cell lymphoma. He was only 16. Though he left this earth far too soon—Cory made a far-reaching impact on children like him. After many tears were shed following Cory’s death, my husband Dale and I started Cory’s Project in our son’s memory and in honor of God. Cory would have no doubt loved it. During the holiday season we collect toys and gifts for young girls and boys who are being treated in the same hospital and in the same hospital unit where Cory was treated—Children’s Hospital in Milwaukee’s HOT (Hematology, Oncology and Transplant floor) unit. So many generous people from the surrounding areas including Winthrop Harbor, Beach Park and Zion pour out their hearts and give so many gifts. Cory’s Project has even received gifts from as far away as California and Florida. We generally take several SUV’s loaded full to the hospital delivering the gifts in mid-December. But before we do that we always have a big “Wrappin’ Party” where volunteers and organizations spend several hours wrapping all the donated presents. Won’t you join us this year? On December 6 from 9 a.m. to noon at the Inn at Market Square, 2723 Sheridan Road, Zion we will be having our annual gift wrapping event and silent auction. This will be the third Christmas season we are lifting the spirits of others with Cory’s Project. We ask those who wish to give to bring an unwrapped gift for a boy or girl Volunteers will wrap them up in festive paper and ribbon.

Though we had to let Cory go on July 31, 2012, his passing has afforded me the opportunity to speak at local churches, schools, and various groups about his plight and about the project created for him. Cory grew up in Winthrop Harbor, attending Spring Bluff, Westfield and North Prairie elementary schools. He enjoyed life, playing soccer, learning how to swim, riding motorcycles and just being a kid. My husband Dale and I were honored to watch him grow up in his very own and unique way. He loved his family, Joker (his pet cat) and all his special and close friends. As the years passed, trials were faced and conquered, and lessons were learned. Cory was developing his talents, gifts and traits with his Lord guiding him along the way. Cory attended Christ Community Church in Zion as a child and become a camper at Camp Zion—the church campground located in Ellison Bay, Wis. He enjoyed that experience and decided to help out in the kitchen during Junior Boys camp sessions. At the age of 15 in the summer of 2011, he became an assistant cabin leader. That summer, he also passed his test to become a certified Jeff Ellis Lifeguard with Port Shiloh Pool in Zion and was really looking forward to be working there the next summer. But God had other plans for him. In January, 2012, Cory came down with flu like symptoms that he couldn’t shake and after a few doctor visits and loads of different tests he was diagnosed with t-cell lymphoma. After a week’s stay at Aurora Hospital in Kenosha, Wis. we decid-

ed to have him transferred to Children’s Hospital in Milwaukee, Wisconsin. This is where we got the news that Cory had cancer. When we told him what he had, Cory response was, “I have cancer, huh? Well I am going to kick cancer’s ***!” The next day, he was in surgery receiving a port and tests to see how much cancer he had in his body. We almost lost him that day, his blood pressure went 60/40 and he was incubated, placed in ICU. Yes, he was hooked up to life support. But we had so many people praying for us, that two days later, Cory pulled out his tube and said, “Hey, I need a little help here.” The nurses were stunned. Cory was talking and eating a couple days later after that. He was getting ready to receive his first chemotherapy treatment. Cory fought hard, and his spirits were high during the next seven months. Although he had some really bad days, he always seemed to bounce back. We watched our son change from a boy to a man during his cancer journey. We watched him go through tests, surgeries and radiation. We watched him go from 160 pounds down to 118 pounds but his spirit was always shining through and his smile even brighter. After a while Cory couldn’t hang on any longer. The treatments took a huge toll on his body. Because of that fighting spirit and the love that was show us at Children’s Hospital and our love for our son—we decided 5 months after Cory’s passing to start Cory’s Project.

To help bring joy to a child undergoing treatment at the Milwaukee Children’s Hospital HOT unit, please contact Michele Batz about Cory’s Project, named in memory of her late son. Michele may be reached at 847.975.0847. You may email her at Thebatzs@aol.com. Michele Batz has been a public school educator for more than three decades. She holds a Ph.D. in Holistic Nutrition and has masters degrees in both education and administration. She currently teaches physical education at Kenneth Murphy Elementary School in Beach Park.

Cory and friend Jake Cress at Camp Zion in Wisconsin. -courtesy of Michele Batz

Cory Batz of Winthrop Harbor 1996 - 2012

Above, volunteers wrap gifts for Cory’s Project last year. Right, Michele Batz and her husband Dale (far right) with children and their parents, “Cory’s Crew,” who brought gifts to young patients at the Milwaukee Children’s Hospital. - contributed

theYOUjournal

December 2014

Local Business

Flipping expands the American Dream

by Long Hwa-shu

Scott Haevers buys properties badly in need of repair – turning them from ugly ducklings into better homes for new owners and in the process giving an impetus for a neighborhood to upgrade itself. He is the acknowledged leader in the house flipping industry in Lake County, having handled more than 50 projects since 2008 when he bought his first fixer for $78,000 in Mundelein – a three-bedroom house with two baths badly in need of repair. “I didn’t know anything about house flipping then and I wasn’t handy either. My neighbor in Burlington, Wis., where I had a summer home, talked me into the business,” said Haevers of Gurnee, who has a bachelor’s degree in physical education from the University of Wisconsin in Whitewater and played college basketball. At the time when he got into the business, he was working for a mortgage company as an account executive. “It’s a risky business. It’s hardly as glamorous as what you see on television. You really need to get your hands dirty,” he added, cautioning would-be flippers the complexity of flipping. After buying his first fixer-upper, Haevers spent the next two months remodeling it from the ground up with the help of his Wisconsin neighbor who acted as his general contractor. “It was in bad shape. We had to put in new drywall, new siding, new roof, new

Scott Haevers flips homes for a living.-photos courtesy of Lori Haevers

windows--everything except the studs. Plus, the house had to be re-wired and it needed new plumbing,” Haevers recalled. Within two months after completing the remodeling, the house was sold for $171,000 – leaving him with a net profit of over $35,000 after deducting all the expenses. “It was a good learning experience and my neighbor was a God-send,” said Haevers, ever so thankful for the help he received from the neighbor, Jim Roberts, a carpenter by trade, now 73. They have since become good friends. Encouraged by the success, Haevers, 54, has since flipped more than 50 houses – sometimes with Bill Powers, who owns several rental properties and is owner of RTO Properties, as a partner. Both are board members of the Lake County Property Investors Association. Haevers recently spoke of flipping at the association’s monthly meeting, during which he stressed the need to have a good, dependable con-

tractor because few people can handle a remodeling job themselves. It requires different building trades such as plumbing, electrical and carpentry. Haevers has formed Flipping Lake County Inc. to pursue his interests in house flipping because, he said, it has become “a full-time job.” His wife, Lori, is a real estate broker with Re-Max Showcase in Gurnee. Many of the properties he flips, he said, are foreclosures. “I’ve looked at hundreds of properties trying to find a diamond in the rough,” he said of the tedious process in selecting ones suitable for flipping. He is currently flipping five properties simultaneously – all in Lake County. What he looks for in properties with potential for flipping includes: the value of the property, the soundness of the structure, the estimated cost of renovation and the probable profit. In other words, he has to decide whether it is worth the trouble of taking on the project. Among other considerations are the conditions of the neighborhood, the schools, convenience of shopping and transportation access. After months of hard work, the final product, he stressed, should be in ready to move-in condition with all the necessary amenities including new appliances, countertops and lighting fixtures in place. “All the new owner has to do is to have the walls repainted according to his or her own preference, ” he said, adding, “Today buyers want everything to be ready so they

don’t have to do anything more about it.” The flipping market, he pointed out, has become “highly competitive.” “It’s risky but profitable business if you know what you are doing,” he said, adding, “It involves clear-headed planning, knowledge of the market and a lot of sweat equity.” “As for me, I’m just a gofer, never minding to get my hands dirty,” he said the other morning, pointing out that he had already made two trips to Menard’s to buy building materials. “It’s never ending.”

This raised ranch in Beach Park is a home that Scott Haevers bought and renovated. Below, the kichen in the same house, with granite counters and stainless steel appliances. A sale is pending on this house.

LCPIA president looks forward to increase in membership The Lake County Property Investors Association is looking into expanding its membership from its current 175 members. “It’s been up and down from 200 members,” said Linda Liberatore, president, a voluntary position she has held for the past three years. “With the economy improving and the housing market picking up after years of decline, we look forward to an increase in our membership,” added Liberatore who owns Secure Pay One Inc. in Schaumburg, a WBE (woman-owned business enterprise) certified property management services company. She has taught project management at Harper College, Sears,

Motorola and Lucent Technologies. Most of the members are area landlords with rental properties. One of the purposes of the association is to make them better landlords and establish good relations with the municipalities where their properties are located. The association formerly known as the Lake County Apartment Owners Association was founded in 1980, according to Ed Shumaker of Waukegan, one of the founders. To educate and keep its members informed, the association has brought a speaker to each of its monthly meeting which is held on second Tuesday of each month, currently at the In-Laws Restau-

rant in Gurnee. Networking starts at 5:30 p.m. with the meeting at 6:30 p.m. Among recent speakers were Lake County Circuit Court Judge Michael Simonian who spoke on Small Claims Court and attorney Mel Laundry on estate planning. The association’s family membership dues are just $99 a year which, Liberatore pointed out, are very low. For that a member gets a monthly newsletter, special discounts from certain local vendors and free pizza and chicken wings before the monthly meeting, among other benefits.-Long Hwa-shu

Linda Liberatore, president of Lake County Property Investors Association

theYOUjournal

Out in the Open

December 2014

-by Jim Zegar

Expert fisherman, bait shop owner gives good advice

Experience makes for interesting stories

f you’re a fisherman, then you know the next best thing to your favorite rod and reel is a good bait shop. A really good bait shop. One that not only stocks a wide variety of excellent live bait and quality tackle, but also gives you up-to-date fishing reports and useful advice. I know of such a bait shop that is arguably the best in its class in Lake County: Triangle Sports on the corner of Grass Lake Road and Rt. 83 in Antioch. Founded back in 1948 (the same year I was “founded”) by Robert and Toni Dickson, it has provided products, services, and expertise to fishermen and hunters ever since. Now their son, Greg Dickson, owns and operates the facility and has expanded Triangle’s reach to outdoors people even more. I asked him how his store could compete against the big box retailers with their enormous buying power. “It’s easy,” he said. “First, we are open fisherman’s hours, which means earlier in the morning. Second, none of the big box stores stock the variety of live bait that we do. We’ll even take special orders.” “The main thing that differentiates us from other stores and tackle shops is that we offer a lot of things that don’t have a price tag,” he said. Dickson went on to say all his employees are expert hunters and fishermen and are in the woods and on the waters a lot which helps them give customers current information. “If you want to know what’s hot in what lake, we will tell you. And give you specific fishing tips. A lot of bait shops seem to be somewhat secretive of that kind of information, but we aren’t.” For those of you who have followed my outdoor ramblings all these years know that I look for something different in each column. Maybe it’s something philosophical, like what was the meaning of me freezing my tail off in that deer stand? Sometimes it’s the funny part, the “Bill Dance Follies” of the outdoors. If you have ever launched your boat without first tying it to the dock, or backed your boat trailer into a post busting tail lights, or otherwise embarrassed yourself with a stupid mistake in front of a busy boat launch, you’ll appreciate this story from Greg: “I was pre-fishing a smallmouth bass tournament in Eagle Harbor up in Door County. I was in the boat alone as my tournament partner had other commitments for that practice day. “I was fishing just off shore on a steep, rocky breakline, the kind of structure that holds smallies late in the year. It was windy that day, blowing straight into shore, and as I was casting toward the shore to the top of the breakline, the wind was to my back. “Waves turn into breakers during the transition from deep to shallow water and they get bigger. And nastier. I was totally focused on casting, working my bait, and feeling for the light bites smallies can exhibit during the fall of the year, so I was pretty oblivious to my backside. And then I heard a roar. “Turning around, I saw an angry wave pound into my Triton boat, crashing two or three feet over the gunwale. The boat got shoved toward shore and I was unceremoniously flipped over backwards, plunging into the frigid 50-degree waters of Green Bay. Bundled up with a lot of warm clothes, a rain suit, and boots, I felt like I weighed a thousand pounds. I knew I might die

if I didn’t get out of the water right away. “Under those conditions, it is impossible to pull yourself back into the boat. Luckily, I was able to grab on to the starboard gunwale and drag myself to the back of the boat next to my big Evinrude outboard motor. “I was able to step on the cavitation plate of the lower unit but couldn’t pull myself over the transom because of heavy ball of water I had become. But then it hit me: the tilt switch on the big motor was on the same side I was, so I pushed it in, and as the motor tilted up, I went up with it and was able to pull my soaked and cold self up over the transom and into the splash well. “I jumped up, sloshed through the water in the boat and stepped on the foot pedal of the bow mounted trolling boat and scooted away from the rocky shoreline. Just in time before the boat became grounded on the boulders, which would have been a disaster with most likely a totaled boat. “It was a close call, but I made it out of there, back to the boat launch and then to the motel for dry clothes.” After listening to Dickson recount the story, and having had similar experiences of my own, I asked him: “Did you have on a life jacket?” There was no immediate answer to my question. “How did you and your partner do in the tourna-

Jim Zegar Jim Zegar started fishing with his father as a child, catching perch off the government pier in Waukegan with a cane pole. He has fished all over the United States and most of the Canadian provinces. Zegar even fished in China. His experiences also include hunting deer, elk, ducks and rabbits. He is a longtime writer, penning outdoor articles for local newspapers as well as MidWest Outdoors Magazine where he’s been an Illinois editor for many years.

ment?” Again, no answer. There are two “takeaways” from this particular column: One, Triangle Bait is THE place for good stuff and info; and two, if you should accidentally take the plunge, remember that tilt switch!

Greg Dickson’s

December ice fishing tips:

1. Early ice can be dangerous. Leave your auger at home and take a spud. Use it as a probe to test for ice thickness. Then punch your holes with it. 2. Concentrate on the shallow backwater bays of the Chain O’ Lakes.

Greg Dickson, right, explains some spinning real features to customer Dan Yoakem. Dickson stocks all the popuar brands of rods and reels at Triangle Sports. - Photos by Jim Zegar

3. For panfish, gear up as light as possible, with 2 to 4# test line max. Minnows under a small bobber work well for crappies. Bluegills like live bait such as waxworms and spikes and can also be taken on small plastics. 4. For northern pike, most guys use live bait such as golden shiners or suckers under a tip-up. Jigging spoons can also be effective.

Above, Triangle Sports at 23480 West Grass Lake Road, Antioch. Call: 847.395.0813 or visit www.trianglesports.biz for a comprehensive list of products and services. Greg Dickson, left, shows customer Don Yoakem one of the latest “hot” muskie lures.

theYOUjournal

December 2014

Visit local feedstore for a country Holiday

by Jim Zegar Christmastime is for families, among other things, and what better place to purchase your seasonal evergreen ornaments than from a family-owned business? The Wadsworth Feed and Saddlery for instance. Owned by the Hays family since 1982, the business is housed in a building constructed in the late 1800s. Although the day-to-day commerce consists primarily of products sold to dog and horse owners, and farmers, the store comes alive in the month of December with the wonderful smell of balsam fir and the red color of ribbons. Wreaths, sprays, grave blankets, and, of course, Christmas trees shout out their elegance and seasonal joy. Sizes of wreaths are from 18” to 72” in diameter and they are beautifully decorated. You want a custom one? They can make it. Each spray is unique which means no two are the same. They come in small and large sizes. Would you like to honor someone who has passed away? The store crafts a variety of grave blankets four feet long and two feet wide. They last two to three months depending on the weather. Less sun and more cold prolong their useful lives. No store would be seasonal without Christmas trees and they carry balsam fir and Frasier fir trees in several sizes. The store manager, Josie Hays, says, “We work hard to keep our prices as low as possible. If you go to our website you can print out a coupon for a $5 savings on any tree. Or, bring in this article and we’ll still give you the five bucks off.”

Josie’s grandparents Roger and Sue Hays own the Wadsworth store. Her father, Bud Hays, manages a sister store in Caledonia, Wisconsin, where her grandmother is the creative person who designs and makes the wreaths for both stores. Josie’s two brothers, Jake and Henry, work in the Caledonia store and her fiancé’, Nick, is a jack-of-all-trades pitching in where help is needed. “As you can see, we are extremely family-owned! We pride ourselves on special orders, too. Custom wreaths are a specialty. We can even make them tree shaped and cross shaped,” said Josie. The store also carries products for gardening, lawn care, pets, and birds as well as seasonal items for Halloween and Thanksgiving. And it has flowers and floral arrangements, too. It is an interesting throwback to the 1930s. All in all, a fun place to poke around in and find something you need. You know how it goes: You might not really need it; you just want it. Perhaps the best way to remember the Wadsworth Feed and Saddlery is with their tag line: “If it eats, we feed it. If it blooms, we grow it.”

Josie Hays, the manager of Wadsworth Feed & Saddlery with a lovely holiday spray handmade at the Caledonia, Wis. location. Left, the quaint little feed store in Wadsworth which offers more than just horse feed. -photos by Jim Zegar

Wadsworth Feed & Saddlery 15250 West Wadsworth Road, Wadsworth 847-662-2932 www.klemafeeds.com

Neat Eats

theYOUjournal

December 2014

Shop and dine at the same time

Expansion doubles business at Libertyville’s Sunset Foods grill by Tina Johansson The Libertyville Grill inside Sunset Foods in Libertyville where Sallie Pugliese works has scenery bursting with vibrant, fresh food you can savor any time of day. The tempting atmosphere not only comes from the bustling sandwich and burger counter she manages during the day shift, but also from an adjacent hot food table, and a nearby sushi bar which are manned by other employees. Even if you are not hungry when you arrive, you soon will be. The variety here is hard to resist. And while most people wouldn’t think of a grocery store including a restaurant, this one does. It is the perfect place for Steve Skora of Lake Zurich and his co-worker Jeff Timlin of Vernon Hills who have made it their go-to place for lunch. Both work at nearby Exelon. “They have quick and good food at decent prices,” said Timlin. Skora added that the place “used to be a hidden gem,” until it was enlarged and remodeled last year. “My lunches have since doubled,” said Pugliese who has worked making sandwiches at Sunset Foods for five years. “I used to do $500 a day; now it’s $1,000 a day.” The upgrades included a larger sandwich preparation area which took over part of the bakery; additional tables; and a bar where beer and wine is served.

A hot food buffet next to the sandwich counter offers comfort food including fried chicken, meatloaf and mashed potatoes.

by Pete Fassbinder Guest Writer It all started with my father back in the late 1940s, with Fassbinder painting as the title for his painting business. With a family of 12 children, our father had seven boys to employ as his work force. This is where I started as a young boy, working alongside my dad during the summer months of high school. I learned the fundamentals of the painting trade and most importantly, how to create a relationship with the customer. Each day after school I worked as a cook part time. But Saturdays were spent painting with my dad. After high school, I found full time employment as a machinist, but always kept painting on the weekend with dad. It was the wise words my father told me that

“We have seven beers, mostly craft beer, and four whites and four red wines,” said Pugliese. “We put them in nice plastic cups that look like glass. You are allowed to take your beer and wine with you when you shop in the store.” Other upgrades include several “French pot” ice cream flavors from Graeter’s brand of Ohio in which cups, cones and shakes are made. There’s also a “fancy new Coke machine,” said Pugliese. The soup bar was expanded to include two types of chili and eight made-from-scratch soups. “We have to refill the soups all day; they are so popular,” she said. After having split pea soup and sandwiches, Bill and Joanne Bruce, senior citizens from Saddlebrook Farms in Grayslake raved about the prices and the quality. “It’s our second time here. The food is very good,” said Mr. Bruce. His wife added, “And it’s not expensive at all,” referring to the sandwiches for $5.89 each. Pugliese is a bundle of energy, sometimes running back and forth from the new bar to the sandwich area several times during the course of an afternoon.

Luis Morales of Waukegan is a sushi chef at Sunset Foods in LIbertyville. Here he serves complimentary beet and spinach-flavored California rolls.

She said she has gotten to know her customers in the years she has worked at the grill inside Sunset Foods in Libertyville. “I know what they eat every single day; they don’t even have to tell me. They are such creatures of habit. They usually have a ½ hour for their food so they need

Last year the Libertyville Grill inside Sunset Foods was expanded to include a small bar where diners can get wine and craft beer. it right away.” And they can have anything from the Build Your Own Burger which is $5.98, to big salads and wraps for the same price up to $6.98. The Turkey with Mango Salsa wrap is the most popular, and quite delicious, with just a touch of heat. The Sunset Signatures including the Southwestern Turkey Burger and a Garden Ranch veggie burger are another option and for $2 more diners van add fresh-cut fries. Among the most popular Panini sandwiches are the oft-ordered portabella mushroom for $6.98 and the Angry Cuban featuring fire-roasted pork, smoked ham, Swiss cheese and pickled jalapeno. Build your own Sandwich for $5.98 or do a Double Take which is a soup and ½ sandwich or mini wrap combination for $5.49. There are kid’s meals, and sides including Sunset’s famous potato salad and cole slaw, each for $1. Sandwiches include Sunset’s own homemade crunchy potato chips or a big apple. And don’t forget---coffee here is always free.

Let me Tell You....

kept a paint brush in my hands to this very day. He said to me, “Son, you should always have a backup plan just in case you lose your full time employment.” I am so grateful for those words of advice.

Pete Fassbinder of Pete’s Precision Painting writes about his life as a painter. photo by Tina Johansson

Forty-plus years later, what I still enjoy most about painting, are all the wonderful people I am blessed to share life with. If asked if I would like a cup of coffee or tea, (tea is my choice) I won’t turn it down. With painting, the work is always there, and I pride myself in completing the projects in a timely manner. As each painting job is started, it needs a plan of action from beginning to end. This plan should be reviewed with the intention of informing the customer of necessary steps needed to complete the project. It`s the most important part of the job. You need a game plan that involves both contractor and customer. This way everyone takes ownership of the project. Once we reach an agreement on how things should go, that’s when the prep work starts. This part of the job always takes the most time.

“People really like that,” said Pugliese.

Sallie Pugliese makes a spinach wrap for a lunch customer. -photos by Tina Johansson

Above, the mango salsa turkey wrap. Below, a panini with ham, roast beef and swiss cheese. Many sandwiches come with homemade chips or an apple.

The project may include lots of rooms, but the size of the job has little effect on the prep work needed to complete it on time. I have found it is always important to keep a line of communication open with everyone involved. This way if the game plan needs to change, all will be on board. I still work two jobs and don`t see myself slowing down anytime soon. As long as there`s wall paper to remove and dry wall to repair, I don`t see an end to a great conversation and a good cup of tea at someone’s kitchen table. If you would like to write about your own experiences, please contact us at: US@theYOUjournal.com

December 2014

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theYOUjournal

December 2014

Lake County Habitat for Humanity founders receive award Julie and Jim Donovan, who founded the Lake County Habitat for Humanity in 1989 to create affordable housing for low-income families, were recently honored by Habitat for Humanity Illinois with a Lifetime Achievement Award. Since then, the couple has served more than 200 local families with 148 new homes, 18 rehabbed homes and 28 repaired ones. The Donovans also expanded the services overseas. “In addition to the families served locally, they also tithed to build 279 homes in the Philippines,” said Sarah Mackey, Habitat Illinois director in presenting the award. “Talk about their impact. Every single night in Lake County and overseas, almost 2,000 people sleep in safe, decent and affordable housing due to what began 25 years ago,” she added. In receiving the award, Julie Donovan recalled she hesitated when she was first asked to volunteer with Habitat because of family responsibility. “I found over time that I loved what I was doing,” she said, adding, “My Habitat family grew, and today, there’s approximately 200

families who are my Habitat family.” She encouraged other Habitat volunteers to enjoy their work because “you are really doing God’s work.” The Donovans’ daughter, Chris, who was at the award presentation ceremony held in Springfield, told the audience that when she drove home and saw these homes her parents helped to build she was moved. They are, she said, “an extension of my family. Even though they don’t know me, I know them.”

Jim and Julie Donovan, center, founders of Habitat for Humanity, were in Springfield recently where they received an award for their selfless work. Next to Jim is their daughter Chris. Far right is her husband Jake Martin. Left is the award they were honored with. -photos courtesy of Habitat for Humanity

Library’s Brainfuse can help all students acheive educational success by Craig Peterson Seventh-grade math became a struggle for Jeremy. One day he didn’t quite understand the lesson and turned in an incomplete and poorly-done assignment. After failing the next test, Jeremy’s teacher called his mother. Jeremy was trying hard, she said, but he needed extra help or he might fail the class. His mother didn’t know what to do. She worked the second shift, so she could only help him on weekends, if she could help at all. She could barely make the rent and couldn’t afford a private tutor. The teacher offered extra help after school, but then Jeremy would not have a ride home. “Why don’t you check the local library? The teacher suggested. “It might have some

study resources.” Jeremy’s mother described her problem to a reference librarian. “Have you ever heard of Brainfuse?” the librarian asked. “It provides live, one-on-one, online tutoring for students in any grade for any class. And it’s free to anybody who has a library card.” With Brainfuse, the Zion-Benton Public Library and other public libraries in northern Illinois offer students and parents equal opportunity for educational success. When students fall behind, they can go to Brainfuse, which provides one-on-one online tutoring from a professional instructor. To go to Brainfuse, check your library’s online resource collection and select “Brainfuse Help Now!” Enter your library card number, then select

“Live Tutoring.” Enter the grade you’re in, the subject you need help in and click the “Get Live Help” button to access the whiteboard, where you will interact with a live tutor. Users can record the session as a screencast, send it to their email accounts and replay it later. Brainfuse also offers access to a professional, one-on-one Writing Lab with services tailored to specific needs: 1. Live writing assistance: Connect with an online tutor for expert writing assistance using Live Help, which is particularly essential during the initial stages of the writing learning process. 2. Writing lab: Select “Writing Lab” from the menu and submit writing pieces for critiques.The Brainfuse Writing Lab is helpful for any writing tasks including job searching,

personal writing or business correspondence. Other Brainfuse resources help students get ready for college. The Leaning Library teaches academic preparation and practice tests. Academic Skills in the Learning Library prepare high school graduates for secondary education: college, vocational training or skilled-trade apprenticeship. In the college entrance exam section, Brainfuse provides a system of integrated test preparation: practice tests, dozens of skills courses, study tips and “prep packs.” The College Now section provides practical information and resources on the process of attending college, including selecting the right Craig Peterson is a reference librarian at the Zion-Benton Public Library

What’s This? When I was a child growing up in Nanjing, China, every morning a street vendor would come outside the house selling steamed rice cakes. The aroma was superb and the taste even better. The cakes were made right in front of us as we watched. The vendor used a charcoal-burning stove topped with a steamer. He would carry his contraption on his shoulders going door to door to hawk his delicious cakes. The rice cake, made one at a time, and very quickly, came with sweet fillings like bean paste or sugar with bits of walnut. It was perfect for breakfast – steaming hot, very tasty, and never oily.

The last time I went back, no such vendors could be found. Steamed rice cake-making apparently has become a relish of the past. At least 20 years ago while visiting China, I had a metal steamer and a wood-carved cake-maker which perches on top (see picture) made for me. I held it on the plane the entire way home. My intentions were that I would duplicate the delicious recipes I had for cakes in China. Unfortunately that has not happened yet. I still have not found a recipe for my cake steamer and thus far, it has not been used. --Long Hwa-shu

At least 20 years ago I had this cake steamer made for me while visiting Nanjing, China. Above is the wooden top with holes in which the rice cake batter goes into. I am still searching for a recipe to make a cake with it. -- Photos by Tina Johansson

by Jack Crombie Guest Writer

theYOUjournal

December 2014

Dog People

The joys of having a ‘Flatty’

p until five years ago I had never even heard of “Flat Coat Retrievers.” That was when my daughter brought home “Gracie,” a six month old Flat Coat-mix rescue, which she presented to me as a Christmas present. Gracie was a wonderful dog, pet and companion, exhibiting many of the best characteristics of a flat coat retriever—also known as a “Flatty.” She was exuberant, happy, friendly, loved water and adored children. Unlike a pure bred Flatty which stay close to their owners and are always on the ready to retrieve and carry game, Gracie never saw a bunny or a deer that was not worth chasing; she never found an interesting scent that she did not think worthy of intense investigation; and the sound of children playing was to her, an invitation to play. Unfortunately this proved to be her downfall. It was a hot summer day in July just two years ago, and we were all down at our pool enjoying the cool water. The electric collar that kept Gracie in our yard was turned off for the time, so that she might swim and retrieve her toys from the pool---her favorite pastime. In the distance was the faint sound of children playing. One moment Gracie was sheltering from the sun under a tree beside us (between dips in the pool), and the next moment she was gone--hit by a car on the way to play with her friends, the children. We were devastated—and heartbroken. We could never replace Gracie, but there is nothing like a new puppy to help the healing and grieving, the difficult process of “moving on.” We decided to get a full-blooded Flat Coat, thereby getting all the positive traits that we so loved in Gracie and less of the “wild card” traits that you might get in a mixed breed. Enter “Her Ladyship Bonnie Du of Winthrop Harbor” (her actual kennel name). We just call her “Bonnie Du” for short. Bonnie is a popular Scottish word used in place of beautiful and “Du” being the phonetic pronunciation of “dubh” which is the Scottish Gaelic word for Black. Flat coats come in two

colors, Brown and Black and Bonnie Du is of course both beautiful and black. Typical of her breed she has dark brown eyes with an intelligent, friendly expression, the strong muscular jaws and the relatively long muzzle that allows ‘Flatties” to retrieve and carry birds and other game. She is exuberant, confident, and multitalented. Gracie needs a good amount of exercise, and so she currently attends obedience training, agility training, is on the verge of becoming a champion in Conformation (show dog). She swims, retrieves and really, really, loves going for walks. Flatties are racier, and more elegant in appearance than the other retriever breeds and Bonnie is a classic example with her long fur, and a tail that is described as being well feathered. On the negative side she does shed and she has never seen a mud puddle she did not like to roll in, so white rugs could be a problem. Bonnie Du has a deep authoritative bark, which though she uses it sparingly, should dissuade intruders, robbers and other ne’er-do-well types from entering our property. Because if they were foolish enough to proceed, they would undoubtedly end up enduring that most terrible of fates---being licked to death. Because of their excellent sense of smell, flatties are sometimes used as drug sniffing dogs and because of their eagerness to please, they make excellent guide dogs for the blind. Though quick to learn, Bonnie Du gets bored easily so short lessons are a good idea, which just happens to work well for me also. This breed retains its youthful, puppy-like outlook and demeanor well into old age. Paddy Petch, author of The Complete Flat-Coated Retriever, refers to these dogs as the “…Peter Pan of the retriever breeds, given they never quite grow up.” While Bonnie is almost a champion in "Confirmation" she is still a beginner in both Obedience training and Agility training and has yet to compete in either. I am not sure if Bonnie and I have the patience to pursue Obedience but we both enjoy Agility and I am certain we will be competing in agility competitions next year.

Bonnie Du and her owner Jack Crombie of Winthrop Harbor at the Springfield Dog Show in October. (Crombie filled in for Bonnie’s regular handler, Daniel Goodland). Bonnie took home first place in Best of Opposite Sex category. –photo courtesy of Jack Crombie

Editorial: Happy they chose to stay in Lake County Until the U.S. government intervened, Lake County nearly lost the headquarters of two major corporations which generate jobs and wealth for area residents. AbbVie, based in North Chicago and Walgreen based in Deerfield, were set to flee to tax-friendly European countries after seeking acquisitions of companies in what is known as an inversion. Changes in U.S. rules now make it harder for American companies to reduce their tax bills by merging with foreign firms and moving abroad. In the case of AbbVie, the union with Dublin, Ireland-based Shire PLC, also a major pharmaceutical firm, would have created one of the 50 largest companies in the world and allow AbbVie, a spinoff from Abbott Laboratories, to reincorporate on the small English Channel isle of Jersey, reducing its overall tax bill 13 percent from 22.6 percent and giving it more financial flexibility. At the time, AbbVie Chief Executive Officer

Richard Gonzalez said the merger was for tax purposes, noting: “This structure provides AbbVie with flexible access to its global cash flows.” It would have been the largest inversion in U.S. history, which gave even more impetus to the Obama administration to rein in such deals. With the U.S. government’s intervention, AbbVie walked away from the planned $55 billion acquisition of Shire, paying a $1.64 billion breakup fee, an amount which did little to damage the county firm’s rising stock price. The planned takeover and withdrawal from the deal also did little to harm AbbVie’s standing in the scientific community, where Science magazine has named it one of the top companies in the biotechnology, pharmaceutical and biopharmaceutical industries. In the case of Walgreen, it was thinking about leaving as part a plan to buy Alliance Boots GmbH, which operates a drugstore chain in Great Britain and is based in Switzerland, as a means to lower its U.S. tax bill. Walgreen also backed out

of moving offshore. Walgreen shareholders had pushed the drug store chain for the inversion. But the reason why U.S. companies have eyed inversions and leaving for foreign lands is America’s restrictive corporate tax structure. Indeed, as a nation we have one of the highest corporate tax rates among industrialized countries, which are our competitors in the global marketplace. Profits earned overseas by American firms are subject to the 35 percent U.S. corporate tax rate when brought back to the parent company. Switzerland, in comparison, has a corporate tax rate of 17.9 percent, including local taxes. While the run-up to last month’s election saw Illinois politicians charging ahead with even more plans to restrict tax inversions, few have taken up the cause of lowering the corporate tax rate making an even playing field for U.S. firms competing with global companies whose countries have a lower rate. AbbVie and Walgreen are good corporate citizens who pay their fair share in taxes. They and their employees contribute much

to make Lake County a great place to live. They shouldn’t be penalized or pay more than their fair share because of outdated U.S. laws which are not keeping pace with the realities of world com-

petition.

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theYOUjournal

December 2014

Get Ahead By Prioritizing Your Financial Plan by Alan Friedlander I want you to take everything we know about investing and put it aside for a moment. We can bring it back into the discussion later, but for now we will talk about only three types of investments. All of our savings, investments, and portfolios can be boiled down to three main plans. I refer to the first type of investment plan as a Put-Take investment because that is what we do with it. We put this money aside and take it out for emergencies or sudden needs. We put money away and then take it out because perhaps we need to fix the roof, get a new vehicle, lose our job, attend an event far away, etc... This is a short term savings account and I want our clients to have at least 2 to 6 months of expenses in this account. Two months of expenses is for someone who is a bit aggressive or has the safety of a secure and regular income. Six months of expenses is for a client who wants to be extra safe. Anything that suddenly comes up and costs the average consumer more than six months of expenses is a big problem and should be covered by insurance (homeowners, disability, life, health, etc...). The Put-Take account will go up and down

during our lifetime but hopefully stay within the range of 2 to 6 months of our monthly expenses. The next type of account is a Put-Put account. This is a long term account because here is where we put money away for the very long term, usually retirement. We should not touch it until at least age 59 1/2 or later. I want our clients to save at least 7% of their gross income throughout their entire working life into the Put-Put account. Financial Planners, Economists, and others tell us that a person who has saved at least 7% of their income during good and bad times for at least 30 years, should have a good shot at creating enough income to supplement a strong retirement. The goal for the Put-Put account is that at the end of this period, the client will have accumulated a chunk of money large enough to earn a reasonable return and live off that income. Many clients do not have 30 years until retirement or have not been able to save enough during several working years so we need to make adjustments. The adjustments can be saving more than 7%, retiring at a later date, along with many other options. We know that somewhere between the next six months and the day we begin spending from

our Put-Put accounts we will have a bunch of large expenses. We do not always know what these expenses will be, but we know they are coming. These expenses are often things like a child’s college education, down payment on a home, dream vacation, or purchase of a business. We lump these things together and call them the Mid-Term savings accounts. I want to see our clients saving at least 5% of their gross income on a monthly basis into these accounts. We should not keep more than six months of expenses in the Put-Take account because we can often get a better return in the Mid-Term accounts. A good Financial Advisor should plan for rollercoaster stock markets, taxes, and poor decisions. We also plan for loss of income. Before we talk to any client about investing in Put-Take, Put-Put, or Mid-Term accounts as outlined above, we talk about protecting the client’s income and current portfolio. Very few people can survive an income lost because of a disability or an income lost because of the death of a loved one. That is why disability insurance, life insurance, and plans or long term care are so import-

ant. Every plan is different and every client will have different goals. We can not address all the parts of a financial plan at the same time. We need to prioritize the most important part and create one step at a time. Each year we can address another goal while adjusting current ones.

Alan Friedlander owns a Financial Service practice in Chicago’s suburbs. For a free consultation of your situation, feel free to contact Friedlander directly. He can be reached at 847-855-4888 or Alan@FinancialServices4me.net. Advisory services offered through D.H. Hill Advisors Inc. Securities offered through DH Hill Securities, LLP. Member SIPC/FINRA. (Neither DH Hill nor Friedlander Financial Services offer legal or tax advice.) “This is not meant to be an offer to buy or sell a security”

The Best of Everything (in our opinion)

Dragon in a Box will fire you up Known as “The Smarter Fire Starter,” Dragon in a Box fire starters are, in our opinion, are the fastest and best way to start up your fireplace. The little Chinese carryout-shaped containers containing fire-starting chips are also great for campfires and charcoal barbecue grills, eliminating the need for messy, smelly lighter fluid. The owner of the company claims they

have even lit when wet! These fire starters are made in the United States, and the plant offices are in Gurnee. The boxes of three environmentally safe fire starters have a suggested retail price of $4.99 and are available at Ace Hardware stores and online. Visit www. dragoninabox.com.

Dragon in a box with an office in Gurnee, is available at Ace Hardware stores. Suggested retail price is $4.99. - photo by Tina Johansson

Holiday Theater Courtesy of Visit Lake County and Visit Lake County-Blog

Ladies from Smoke Daddy, first place Judges’ Choice, serve up the award-winning macaroni n’ cheese at a benefit for Stand Up for Kids held at Max’s Restaurant & Deli in Highland Park. - photo courtesy of Ripple Public Relations

From the Heart of the Citadel Theatre --Through December 21, Thursdays, Fridays, Saturdays at 8 p.m. Sundays at 3 p.m. matinees on Wednesday, December 10 at 11 a.m. and Saturdays, December 13 & 20 at 1 p.m. Enjoy this world premier based on two favorite holiday stories, A Gift of the Magi and A Christmas Memory. This performance is sure to warm the audience’s hearts and souls through the start of a Chicago’s winter. Citadel Theatre is at 300 S. Waukegan Rd., Lake Forest. For more information visit http://www.

citadeltheatre.org/ or call 847.735.8554. Santa’s Wonderland at Bass Pro Shops -- Daily through December 24 Come to Santa’s magical wonderland filled with games, yummy food like freshly cooked fudge, cookies, fondue, and popcorn! Make neat crafts, and even meet his elves. Bass Pro Shops at Gurnee Mills is at 6112 Grand Ave., Gurnee. Wizard of Oz at the Marriott Theatre for Young Audiences—through

January 3, Performances 10 a.m. & 12:30 p.m. Children will be excited to relive this classic tale of four unlikely friends on their adventure of a lifetime. Join Dorothy, the Cowardly Lion, Tin Man and Scarecrow (and little Toto too) as they journey down the yellow brick road to the magical Emerald City. Admission is $15. Marriott Theatre is at 10 Marriott Drive, Lincolnshire. Call 847.634.0200.

December 2014

theYOUjournal

Midwest Veterans Closet brings warmth of giving Continued from page 1 Left, Greg Green is dressed from head to toe with cold weather apparel he received from the Midwest Veterans Closet. He is the top bell-ringer in the area for the Salvation Army, and he is shown here at the Lake Forest Jewel Osco store.

Veterans Administration transient housing in North Chicago. He recently got a restaurant job at the Fountain Square in Waukegan. Another gratified veteran was Greg Smith, an Army signal specialist, who found clothes, toiletries and a Bible. “I’ll keep on praying,” he said hopefullly.

Below, Dan Rodriguez helps Brian Carlson try on a shirt--one of many items he donated.-photos by Mary Carmody

Above, founder of Midwest Veterans Closet in North Chicago organizes brand new coats donated by Cal and Donna Clark of Waukegan. Right, Marty McGihom, left, and Mary Carmody longtime friends and former classmates go through donated items for the Midwest Veterans Closet-photos by Tina Johansson

Raising funds for new Veterans store with star-power

Left, United States Marines Jim Welch and Ted Biever (left) with Jimmy Sohns lead singer of the famed song G L O R I A. Biever said his fellow Marines would sing the Shadows of Knight version of “We gotta get outta this place’ everyday in Vietnam. Above, fans sing a tune with Sohns who performed for the Midwest Veterans Closet fund-raiser recently.

Above, newly elected County Clerk Carla Wycoff at a recent fund-raising event for Midwest Veterans Closet in North Chicago, and special guest Jimmy Sohns lead singer of Shadows of Knight, the popular 60s rock band at Glen Flora Country Club in Waukegan. Mary Carmody, founder of the Closet said the group performed in Waukegan back in the day.

theYOUjournal

December 2014

Stolman seat to be filled The Lake County Board is seeking applicants to fill the board vacancy in District 20 because of the departure of David Stolman who has been elected the new county treasurer. “District 20 residents interested and passionate about public service should consider this opportunity. I look forward to reviewing the applications and appointed a well-qualified candidate,” said Aaron Lawlor, board chairman, in announcing the search. “David has represented District 20 for the last 22 years with distinction. He has worked tirelessly for his district and fought for economic development across Lake County,” he added. Mr. Stolman officially vacated his seat on Dec. 1 when he was sworn in as treasurer. According to State statute, the Lake County Board chairman shall appoint someone to fill the vacancy within 60 day with the advice and consent of the board. The appointee must be a resident of District 20 which includes incorporated and unincorporated areas of Buffalo Grove and Long Grove. State law requires that the appointee be of the same political party as his or her predecessor. Because Stolman was declared a Republican at the time of his election, the appointee will have

David Stolman, newly-elected Lake County treasurer to be a Republican. The appointee will serve until the next election when voters will elect their representative.

Quotables For many of us, the Holiday Season is about bonding and love. Therefore we have selected a simple, yet profound quotation we feel is appropriate for this time of year: “Within four seas, all people are brothers (and sisters),” said Confucius. The ancient Chinese teacher, philosopher and sage lived from 551 BC to 479 AD. Wishing you all a happy, healthy holiday filled with love and togetherness.

December 2014

theYOUjournal

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