The TOP 10 stories on www.tmmonline.nz

A lot has happened in the market since the last edition of the magazine. Here are the most-read industry stories from tmmonline.

01 ADVISERS REACT TO LVR CHANGES

The Reserve Bank has imposed strict new LVR requirements on investor lending, but advisers say other measures may have been more appropriate to help first home buyers.

02 LENDING PREDICTIONS FOR 2021

Interest rates will remain at historic lows for the next two years and banks will become more receptive to new customers this year, predicts economist Tony Alexander.

03 JEFF ROYLE AND RESIMAC TEAM UP FOR INVESTOR LOANS

iLender's Jeff Royle has teamed up with Resimac to launch a new loan product for investors impacted by strict bank lending criteria.

04 HOW WILL 40% DEPOSIT REQUIREMENTS AFFECT THE MARKET?

The 40% deposit requirements imposed by ANZ Bank – and possibly the RBNZ next year – are unlikely to slow the Auckland market to a halt, argues economist Tony Alexander.

05 BIG BANKS SAY NO TO 40% INVESTOR DEPOSITS

The other three big banks will not follow ANZ in making investors raise a 40% deposit for a home loan, following the lender's controversial decision.

06 WARNING ON FEE FOR SERVICE CHARGES

More clients are playing off mortgage advisers against their bank, leading to disputes over fee-for-service charges, says FSCL chief executive Susan Taylor.

07 NEW ASB BROKER TEAM

ASB has announced a new look third-party banking team following the departure of long-serving Marc Oliver.

08 BE CLEAR ON CLAWBACKS

Mortgage advisers must clearly disclose clawback agreements with clients, industry leaders say, as disputes on the topic continue to emerge.

09 ANZ GETS TOUGH ON INVESTORS

ANZ New Zealand has lifted its deposit requirement for residential property investors to 40%, marking a major change in the lending market.

10 IS THE HOUSING MARKET COOLING OFF?

A new survey of mortgage advisers shows "solid evidence of things cooling off" in the housing market, with the impact of LVR changes and pressure on landlords ramping up.

TMM Online also has all the latest mortgage rates and changes. www.tmmonline.nz