REPUBLIC BANK

For over 40 years, Republic Bank & Trust Company has helped our clients, associates and communities thrive. Republic Bank was founded in Louisville in 1982, and just two years later entered the Lexington metropolitan statistical area with a banking center in Frankfort, followed by another in Lexington in 1985. Republic Bank has operated in the area continuously since that time and has six banking centers in the community.

One of Republic’s strengths is its localized management and decision-making, led by Todd Ziegler, Central Kentucky Market President. Todd and the team of more than 40 professional banking associates living in and serving the community offer a full array of business and consumer deposit and loan products, mortgage, and home equity products to their clients.

Republic creates an environment where its associates can thrive, and the Bank has been recognized as a Best Place to Work in Kentucky for seven consecutive years by the Kentucky Chamber.

Republic’s best-in-class digital banking app and online banking at RepublicBank.com provide 24/7 access so clients have the ease and confidence they can access what they need, whenever and wherever they are. And Republic’s Interactive Teller Machines (ITMs) offer extended hours for clients to talk to a live banker, before and after normal working hours and on weekends.

As the industry has gone through recent challenges, our continued focus on safety and security has allowed our clients to ‘rest easy’ (to borrow from our long-standing tagline). A primary measure of strength for a bank is its capital levels, and Republic Bank is strong. Republic Bank’s capital ratios continue to place it among the top of the best capitalized banks in the U.S. with total assets ranging from $3 billion to $10 billion*.

Republic Bank knows that a healthy, strong community where everyone has the opportunity to thrive is essential to the company’s future. To that end, over the years the Bank has donated millions of dollars, and Lexington-area associates have volunteered thousands of hours at hundreds of local organizations such as Children’s Advocacy Center, The Well, Big Brother Big Sisters of the Bluegrass and the Urban League of Lexington and Fayette County.

As it nears its 40th year of serving the Lexington area community, Republic is well positioned to continue providing the best service and banking products possible.

*Peer data obtained from the FDIC December 31, 2022, Uniform Bank Performance Report.