Buyer Mistakes

Homebuyer mistakes are common, but they can be disastrous & lead to unwanted process delays and financial issues down the road. Here are the top 6 common mistakes to avoid:

NOT GETTING PREAPPROVED BEFORE LOOKING

04

NEGLECTING FIRSTTIME HOME BUYER PROGRAMS

Programs & grants exist that can help you to get your home

05

NOT RESEARCHING THE NEIGHBORHOOD

Take the time to research the home’s neighborhood before committing to a sale, i e school district & other factors

06

RUSHING TO MAKE AN OFFER

Be 100% sure of your interest in the home before making an offer

Helping you buy your dream home!

Most homebuyers dream of a stress-free process, for this to happen you’ll want to be prepared and control the factors that could have a big impact. Here are 10 steps to help prepare you for buying your home.

As your Real Estate Agent, my number one priority is to help you achieve your own home goals. I make it my goal to understand your situation when it comes to buying your forever home.

Getting In The Door

We will narrow down the homes that fit your unique wants and needs to get you in the right doors! Looking at dozens of homes every week, I can help identify any potential problems within a home

Neighborhood Expert

I have the market knowledge you need to get the best results from your house purchase. Understanding the local real estate market can go a long way when it comes time to make an offer on a house.

Problem Solver

I will work hard to protect all of your interests and take on any issues that may arise throughout the entire process Hopefully making buying a home fun and stress-free process

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REAL ESTATE IS MY PASSION. I AM DEDICATED TO HELPING EACH & EVERY ONE OF MY CLIENTS ACHIEVE THEIR REAL ESTATE GOALS & HAVE AN

Mortgage lenders recommend you do not stretch yourself beyond buying a home that is more than 3 to 5 times your annual household income. If you are not purchasing a home with cash, you will need a mortgage pre-approval provided by your mortgage lender.

Preparing Your Finances

Study your credit report & make note of any errors

Credit Check

A mortgage requires a good credit score You can improve your score by:

1.

Pay credit card balances strategically

Complete required forms: Pay slips, tax returns, bank statement

Calculate how much of a payment you are comfortable with, don't forget taxes on top!

2.

Increase your credit limit

3.

Aim for 30% Credit Utilization or Less

4.

Get credit for rent and utility payments

SAVE FOR A DOWN PAYMENT & OTHER EXPENSES!

In order to make your dream of buying a home a reality, you will need to save cash for your downpayment, earnest money, closing costs, and home inspector

A down payment is between

3.5% & 20% OF PURCHASE PRICE