Family Travel Insurance: Protect Your Family While on Vacation

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Family Travel Insurance: Protect Your Family While on Vacation


Table of Contents Family Travel Insurance:

1

Protect your Family While on Vacation

Important Travel Health Tips to Keep in Mind

9


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You and your family are going on a long overdue vacation. After working so hard, you know that both you and your better half deserve a break. The kids’ diligent work at school also warrant some kind of an award. There is no better way to do it than to go on a trip with the people who matters most to you. Going on a family vacation is fun but it entails

extensive

planning

and

preparation. One of the things that you should plan for is the family travel insurance. Getting family travel insurance is important to protect your family from


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certain kinds of unfortunate predicaments including but not limited to sickness, accidents, lost baggage, and cancelled or delayed flights. Before you purchase one for your family, here are some of the things you need to know

about

policy

that

this will

particular help

you

insurance make

an

informed decision.

There

Study your options are various kinds of

insurance: medical

visitor insurance,

insurance, trip

travel visitor

cancellation


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insurance, baggage loss insurance, and many more. It is imperative that you study about all the types of coverage to ensure that you don’t only get everything that you need but you also don’t end up getting something that you already have in

other

insurance

policies

such

as

homeowner’s and medical insurance. Also, you have to analyze further the inclusions and exclusions of the policy. For example, for medical travel insurance, inquire

what

specific

sicknesses

and

injuries are covered. It is best that you get


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a policy that covers also the expense of returning home for treatment particularly if you are traveling to remote areas or exotic destinations that do not have modern medical facilities. Moreover, since you are traveling with kids, you would definitely want the coverage for trip cancellation. Kids are very unpredictable so you must make allowance for possible occurrences that may cause you to cancel your trip. This policy will cover plane tickets, non-refundable reservations, and


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and so on. Shop around Be sure to shop around the insurance market extensively before you make a final decision on what policy to buy. Aside from studying the inclusions of the policy as advised earlier, you must also compare the rates of different policies so you can get the best value for your money. Probe the insurance company Furthermore, do a background check on all the companies that you are eyeing for.


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You would not want to rely on an insurance company that is notorious for not awarding claims to its policyholders. Check with the Better Business Bureau so you can find out if an insurance company is plagued with negative feedback. Get one-package insurance for the whole family It is not advisable to get separate policies for each of the family member. Not only would this cost you much more, it will also make things more difficult when it comes

to

making

a

claim

for

compensation. Getting family insurance


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that

covers

the

family

members

collectively is always the safe bet.

Good luck on your trip!


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Important Travel Health Tips to Keep in Mind


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While going to different places is always a fun experience, traveling can also be tiring and stressful at times, especially when there are cases of lost baggage, delayed flights, or accidents along the way.

The

nature

of

traveling

can

sometimes take a toll on a person’s health,

weakening

his/her

immune

system, and making him/her susceptible to different kinds of viruses and illnesses. Because of this, it is important that one prioritize his/her health and safety while


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traveling. Keep these travel health tips in mind so you can enjoy your vacation without having to worry about your health. Be fit and healthy Prior to the trip, make yourself fit and healthy by getting regular exercise. Even if your work is up to your eyeball, you don’t have any excuses not to exercise simply because working out can be done without having

to

incorporate

hit

the

exercise

gym. into

You your

can daily


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routine. Instead of riding the car to work, ride a bike or walk. Instead of using the elevator,

climb

discussing

the

work

stairs. plans

Instead with

of

your

officemate over online chat, walk up to him or her. Instead of hitting the showers the first thing in the morning, do a couple of sit-ups and jogging in place first. Not only that, you should also have a

well

nutrients,

balanced

meal

vitamins,

packed

minerals,

with and

antioxidants. Go for foods that are low in


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fat but high in fiber and nutrients. Be sure to get enough sleep as well. You would not want to be lethargic and sluggish during your trip. Take it slow Don’t sweat the small things. Stress over planning and preparations can get the better of you that you wouldn’t have sufficient energy to enjoy the trip. Get help from other people for things like packing, buying airline tickets, and so on. During the trip, don’t cram all the things


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to see in one day. Make sure you pace yourself the right way so you don’t consume all your energy on your first day. Remember, it’s not about the quantity but the quality of the vacation. Try to relax your mind and calm your nerves by engaging in fun and laidback activities. After all, going on a vacation is about relaxation. Get travel health insurance Don’t leave home without the right visitor health insurance. Some insurance companies offer services online so you


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so you don’t have to worry about visiting these

companies

personally

to

get

visitors insurance. USA, Europe, Asia, and many parts of the world are covered mostly in these policies. Make sure that you check to see what locations the policy covers and what inclusions are there in the policy so you know you are getting the right one. Visit the doctor Before you leave for your trip, go to the doctor for a complete medical checkup.


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This way, you would know if you are fit enough for the trip. The doctor will also advise

if

you

need

to

bring

any

medication for your trip. Moreover, you would also be able to get the necessary immunizations that you need, particularly if you’re traveling to remote or exotic destinations.


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Next time when you go to vacation, don’t forget about visitors health insurance and visitor insurance for you and your family.


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