Short Term Health Insurance for the Unemployed
Managing risks is not fun while looking for a job. Spending on health insurance while being unemployed is hard. The pressures of finding a job & relentless rent/mortgage payments can quickly take a toll on most of us.
The same pressure applies when one is just starting up a business. Cash is tight and almost everything is diverted to the business. You probably do not think that something untoward could happen to you.
No matter how careful you are, some things would be beyond your control. It is possible that you could get sick or injured while you are looking for a job.
Are you prepared for that?
When our incomes are tight we often overlook purchasing basic insurance such as: short term health insurance or temporary health insurance.
One of the things that you do not wish to happen to you is getting ill or sustaining injury while you are looking for a job.
That is a tough thing to experience. You would need someone to take care of you when you are incapacitated. You would also need a lot of extra money for doctor’s fees, prescription drugs, and other medical expenses.
Unless you have a lot of money tucked away somewhere, this is going to hurt your budget seriously.
Being prepared for medical emergency or any eventuality would be a big help. Emergency medical expenses, whether you are an inpatient or outpatient, would cost a lot of money.
You should prepare for the expenses that you would incur when you go for a trip to the emergency room. Do not rule out the possibility that you may need to undergo a surgical procedure.
What you should to do is to get yourself a short term health insurance or temporary health insurance to cover your medical expenses. Just because you don’t anticipate medical bills in the near future it does not mean that these expenses don’t exist.
You cannot be too sure that you will not need health insurance protection. History tells us that we are all prone to injuries and sicknesses regardless of our insurance protection.
The smart thing to do is to get a temporary insurance. Temporary insurance which is very affordable and can take care of those un-forseen medical bills.
You never know what would happen so it is best to be prepared. When you get your short term health insurance, make sure you have coverage while you are unemployed or between two jobs.
There are plenty of options to chose from; all major insurance companies provide temporary health insurance. These plans are much cheaper than regular permanent health insurance.
You can purchase coverage in either monthly or singlepayment option. Most plans are designed to offer coverage up to 6 months. It is important that you understand the benefits and limits of your insurance.
Make sure that you always have a copy of your insurance card with you wherever you go. Of course, having medical insurance does not give you the license to be careless or to do some crazy stunts.
You have to be careful at all times.
If you are going to travel soon, one of the things that you need would be a short term health insurance. www.eShortTermHealthInsurance.com is a dedicated website for getting your temporary health insurance.