CLIENT STORY

some roads aren't a straight path but the destination is all the same

Ryan’s dream was to purchase a home to put down roots and give his daughter stability. So he worked hard, and he saved money with the intention of doing just that. When he was ready to begin the mortgage process, Ryan began working with a loan officer at a credit union. He was pre-approved for an FHA Loan with a down payment set aside for the purchase, and followed his loan officer’s instructions every step of the way. Just as Ryan was about to close, his loan officer gave him approval to deposit his down payment money. The next day, the loan officer informed him that because of the deposit, he now couldn’t close for another two months. The advice halted the process significantly, and Ryan was panicked and anxious. He had done exactly what the loan officer had told him to do.

Desperate to get into a home for his daughter as soon as possible, Ryan decided to try another route. He had been referred to Mallory Strotheide at Treadstone by a friend, and he called her to see if there was anything she could do for him.

Hearing about Ryan’s struggle and knowing how important the home was to him and his daughter, Mallory and her team took over and went to work brainstorming ways to help. They thought outside of the box and figured out a way to use the down payment he deposited to pay off other debt which qualified him for the 0% down Rural Development Loan. The property was in an eligible area and his income was within the limits to qualify for this type of loan. Mallory and her team’s solution-based thinking and mortgage knowledge enabled Ryan to move in 30 days sooner! This made all the difference for Ryan.

“They made a dream come true for me, and the look on my daughter’s face when we finally got to move in was priceless...”

“Mallory made the whole process great, and she and her team were amazing. This was something I worked really hard for and didn’t want to lose out on. I would recommend Mallory’s team to anyone. I couldn’t have asked for more amazing people to work with. I’m truly grateful for Mallory and her team,” said Ryan.

Ryan’s experience with Mallory is an exemplification of Treadstone’s core values in action. They did the work to help Ryan achieve his goal, when other lenders fell short. That’s the Treadstone difference: Mortgages – Better. Faster. Smarter.