St. Augustine - St. Johns County, FL HOME & LIFESTYLE GUIDE Volume 29, Issue 1
ADORABLE
SOUTHWOOD CORNER LOT HOME
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Cover presented by: Eric Beardsley 904-599-3644 EricBeardsleyRealty@gmail.com Text P307295 to 85377
4/5/17 8:55 AM
Spectacular Intracoastal Views! ISLE OF
New Model Now Open • Championship Golf Resort Style Amenities • St. Johns County Schools Don't Miss Our Best Deals On These Move-In Ready Homes!
HOLLY
Lot 26 / 3 Bed + Bonus / 3 Bath / 3 Car / 3,121 Sq. Ft.+ MLS# 862303 / 157111 Oversized Lanai with Access From Bonus Room & Guest Room!
$620,121* SALE PRICE $559,990* MAHOGANY
Lot 44 / 3 Bed / 3.5 Bath / 3 Car / 2,828 Sq. Ft.+ MLS# 862332 / 158136 Granite & Quartz Countertops, Paver Driveway & Lanai!
$548,625* SALE PRICE $479,990* BRENTWORTH II
Lot 3 / 5 Bed / 4 Bath / 3 Car / 3,533 Sq. Ft.+ MLS# 832659 / 163784 Second Floor Bonus Room - Marsh View Cul-De-Sac Lot!
$638,495* SALE PRICE $579,990* For more information please visit or call (904) 679-4676 Model Home Hours: Wed – Sat 10 am – 6:00 pm • Sun 12 pm – 6:00 pm Monday & Tuesday By Appointment Only
a D.R. Horton Company
Directions: From US-1 just north of International Golf Pkwy, turn onto Las Calinas Blvd and travel approximately 1.5 miles, continue through the roundabout, then turn left onto Pantano Vista Way. Continue ahead then turn left onto Rio del Norte Rd. Model home will be just ahead on the right. *Home and community information, including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. See your new home consultant for details. +All square foot dimensions are approximate. Pictures, elevations, features, sizes and colors are approximate for illustration purposes only and will vary from the homes as built. CBC058997 ©2017 D.R. Horton, Inc. d/b/a Emerald Homes. All rights reserved. APR 2017
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THE LEGENDS $150,000
3 Bedroom • 2.5 Baths • 1319 SF Open Floor Plan • Large Bedrooms 2nd Floor • Garage • Gated Text P1022122 to 85377
PALENCIA $349,800
4 Bedroom • 3 Bath • 2631 SF Gated • 3 Car Garage Fabulous Palencia Amenities Text P989241 to 85377
LATERRA 2 UNITS!
2 BR/2 BA • 1450 SF $159,000 2 BR/1 BA • 1329 SF $164,000 Pool • Gated Golf Course Community Text P876347 to 85377
PALENCIA $539,000
5 Bedroom • 4 Baths • 3524 SF Enclosed Pool • 1st Floor Master 3 Car Garage • Gated • Bonus Room Text P1029705 to 85377
THE LEGENDS 2 UNITS
2 Bedroom • 2 Baths • 1055 SF 3rd Floor • Gated $145,000 2nd Floor • Fully Furnished $164,500 Text P877421 to 85377
PALENCIA $359,000
3 BR/3 BA • 3 Car Garage 2268 SF • End Unit Townhouse Palencia Amenities Text P1075823 to 85377
E US 2PM HO N AM E 0 OP 5 1 4/1
MURABELLA $265,000
4 BR/2.5 BA • 2 Story House 2475 SF • Fireplace • Waterfront Bonus Room • Great Amenities Text P1021834 to 85377
EAGLE HARBOR $549,000
5 Bedroom • 4.5 Baths • 4374 SF 1st Floor Master • 3 Car Garage Great Amenities! Text P1077496 to 85377
THE RESIDENCES @ WGV
3 BR/3 BA • 1921 SF $225,000 3 BR/3.5 BA • 2424 SF $274,900 4 BR/4 BA • 2424 SF $259,000 Gated Golf Course Community Text P1070815 to 85377
Expertise isn’t expensive… It’s Priceless
Residential and New Home Sales Property Management and Vacation Rentals
MyHome@iGolfRealty.com
TEXT IGOLF TO 85377 TO VIEW MORE PROPERTIES 21904.29.1.003.indd 11
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Featured on the Cover
SOUTHWOOD CORNER LOT HOME $220,000 Adorable 2 Bedroom, 2 Bathroom, 1709 LSF home in a gated community. Open living floor plan, with cathedral ceilings, a spacious kitchen with separate breakfast nook. Porch was converted to an enclosed, heated and cooled sun room. MLS:169079 Text P307295 to 85377
Eric Beardsley 904-599-3644
EricBeardsleyRealty@gmail.com
For More Listings Visit www.JaniceBrownRealty.com
www.facebook.com/EricBeardsleyRealty/
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For advertising information in The Real Estate Book of St. Augustine, FL contact:
Suzie Adams
Associate Publisher
(386) 338-4110 TREBcoastal@gmail.com
4/5/17 7:50 PM
Trademark Template.qxp_Layout 1 8/31/16 1:00 PM Page 1 Trademark Template.qxp_Layout 1 8/31/16 1:00 PM Page 1
Steve Thomas
Bruce Garrison
Broker/Owner Cell:
Realtor®/Owner
386.503.8171
Cell:
SteveThomasRealtor@gmail.com
386.931.4620
BruceLGarrison@gmail.com BruceGarrisonSells.com
FlaglerCoastRealEstate.com
Excellence is our Trademark Office: 386.447.6889 889 • 416 SS. Central Av A Ave. e • FFlagler lagler Beach Beach, FL 321 32136 • 101 Palm Harbor Pkwy., European Village, Unit 120B • Palm Coast, FL 32137 $888,800
$699,000
$624,900
DAVIS SHORES 4BR/3BA 2,400SF on nearly a 1/2 acre. Walk to downtown St.Augustine. 145Ft of deep water frontage, multiple patio spaces, boat dock with 7,000lb boat lift, pool and spa. Text R213611 to 52187
WALK TO THE BEACH Shelter Cove 4BR/3BA plus an office located on a canal with a pool. With 120Ft of water frontage you have views from every room. Spacious rooms and upgrades throughout. Dock and Boat Lift. Text R168014 to 52187
CRESCENT LAKE 5 Acre 3BR/3.5BA completely remodeled home. Freshly painted, new floors, new kitchen, and new appliances. Great floor plan for entertaining or to enjoy the ambiance of the fireplace. Lots of natural lighting. Text R62356 to 52187
$449,000
$429,000
$359,900
GATED COMMUNITY Lake Front 3BR/2.5BA home that you can STILL CUSTOMIZE YOUR INTERIOR. Mediterranean style with architectural detail. Gourmet kitchen and more. Gated Community with resort amenities. Text R211328 to 52187
COUNTRY LIVING 4BR/3BA Pool home situated on one acre. Freshly painted, new flooring, fireplace, and more. Formal living/dining combo, gourmet kitchen, and breakfast nook made perfect for entertaining. Text R222569 to 52187
LAKESIDE AT MATANZAS SHORES Remodeled lake front 3BR/2BA. This home features an open floor plan with formal living & dining room, perfect for entertaining. Spacious lanai overlooks the lake. Text R257605 to 52187
$338,000
$337,777
$314,900
GATED COMMUNITY Beautiful 4BR/3.5BA POOL home. Great floor plan includes a dining and living room w/ fireplace perfect for entertaining. Large covered porch overlooks the pool. Text P1015297 to 52187
4 BLOCKS TO THE BEACH! Cozy 4BR/2BA that backs to Marsh and Intracoastal for extra privacy. Completely Redone from top to bottom. New Roof, New A/C, New Windows, New Flooring, Fresh Paint, and MORE. Text R165268 to 52187
COMPLETELY REMODELED BEACH HOUSE 3BR/2BA with 1BR/1BA in-law suite. Brand New Roof, new front windows, freshly painted, new fans and fixtures, new wood grain look ceramic tile flooring throughout. Large yard and private. Text R143922 to 52187
$269,900
$257,000
$224,900
POOL HOME Like new 3BR/2.5BA featuring a formal living room, formal dining room and an open family room perfect for entertaining. Large custom kitchen. Relax in your spa or swim all summer long. Text R257608 to 52187
COUNTRY LIVING Truly unique property, 2BR/2BA with an open spacious layout with lots of storage. Situated on over two acres with plenty of room for growth. This property also includes adjacent lot East of the home. Text R262985 to 52187
MINUTES TO BEACH Large 2500SF 3BR/2BA custom home on a corner lot. Great floor plan with lots of space. Vaulted ceilings, A/C Florida room, and a private den. Large partially fenced yard with shed. Text R260005 to 52187
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O
ANASTASIA CONDO $374,000
OCEAN TRACE $329,000
• 2 Bedroom|2 Bath|1,250 SF • 7th Floor|Amazing Views • Heated Pool|Gated Complex MLS:161722 Text P627899 to 52187
• 2 Bedroom|2 Bath|1,129 SF • Ground Floor|Renovated • Fully Furnished|Turn Key MLS:169093 Text R263980 to 52187
SEAPLACE CONDO $304,900
ANASTASIA CONDO $289,000
• 2 Bedroom|2.5 Bath|1,148 SF • Ocean Views|Fully Furnished • Weekly Rentals|Private Beach Access MLS:162927 Text P702117 to 52187
• 2 Bedroom|2 Bath|1,200 SF • Ocean Views|Fully Furnished • Weekly Rentals|Private Beach Access MLS:169251 Text R274722 to 52187
Sherno Broker - Associate 904-501-1989 Rob@CoastalRealtyFl.com
3942 A1A South St. Augustine, FL 32
TO VIEW LISTING ON SMART PHONE, TEX 21904.29.1.006.indd 2
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OCEAN VILLAGE CLUB MULTIPLE UNITS AVAILABLE
T US
J
D
TE
LIS
WINDING CREEK $199,900 • 3 Bedroom|2 Bath|1,680 SF • Spacious Floor Plan|Lanai • Lakefront|Attached Garage MLS:169486 Text R288746 to 52187
ED
IST
TL
S JU
CAMACHEE ISLAND $379,900 • 2 Bedroom|2 Bath|1,698 SF • Fireplace|Vaulted Ceilings • 3 Balconies|Private Hot Tub MLS:169392 Text R283282 to 52187
•2BR/2BA MLS:161468 $234,900 - 3rd Floor •2BR/2BA MLS:162451 $247,900 - Furnished •2BR/2BA MLS:158473 $297,000 - Steps to Pool •2BR/2BA MLS:169149 $299,900 - Largest Floor Plan •2BR/2BA MLS:166065 $315,000 - Ground Floor
SUMMERHOUSE $298,000 • 2 Bedroom|2.5Bath|1,064 SF • Updated|Beautiful Kitchen • Furnished|Turnkey|Resort Amenities MLS:158422 Text P810326 to 52187
Huston-Robshaw Sales Associate REALTOR® (904) 806-2696 Kay.Huston@coastalrealtyfl.com
tine, FL 32080 Office: 904-471-9344
ONE, TEXT 85377 AND ENTER TEXT CODE 21904.29.1.006.indd 3
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We have the
keys
Isn’t it time to invest in your
FUTURE?
RENTAL POTENTIAL
10-minute walk to Flagler College: Move-in ready. 4BR/2BA | $349,000 [R-88] | TEXT: R171464
to the
beach
$7,000 PRICE CUT
ICW-FRONT PALM COAST CONDO Over $11,000 in upgrades! Community pool/dock. 3BR/2BA | $305,000 [C-214] | TEXT: R90185
RIVERFRONT: 2.2 ACRES
MINUTES TO THE BEACH
Park-like setting with commanding views; 18x18 dock. + AS-IS HOME | $359,000 [R-92] | TEXT: R182123
Two patios; 3rd room can be used as a bedroom! 2BR/2BA | $269,000 [C-212] | TEXT: P547440
JUST LISTED
JUST LISTED
3,000 SQ. FT. IN PALM COAST
ROOM FOR A POOL
Brick home with hurricane tint, generator connectivity. 4BR/3BA | $276,900 [R-93] | TEXT: R215029
SeaGrove beauty: Private lot, big paver patio. 4BR/2BA | $449,900 [L-66] | TEXT: R274726
JUST LISTED
JUST LISTED
TOTALLY RENOVATED
MINUTES TO THE BEACH
New metal roof, plumbing, electrical, and much more. 2BR/2BA | $101,000 [S-364] | TEXT: R274725
New everything: Flooring, roof, appliances and more. 3BR/2BA | $299,000 [M-134] | TEXT: R220047
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TOLL FREE: 1.800.471.3401
ANNE BRADNER
904.347.6415
CAROL SULLIVAN
904.814.6915
COLLEEN SULLIVAN
904.477.4280
JOSE CRESPO
904.806.3660
JUDY GARBUTT
904.495.1061
KAREN LINDSEY
904.669.6917
MARGIE LINDSEY
386.931.7172
MARY KRYZWICK
904.347.4024
SHERRIE MARLOWE
904.891.4447
Gorgeous views from this cheerful unit! Fully furnished. Awesome community amenities. OCEAN HIBISCUS | $325,000 TEXT: P731708
Walk to the beach and club pool from this unit. Fishing pier, fitness center, marina. SURF CLUB | $375,000 TEXT: R253591
Watch the waves from your private patio. Walls of windows welcome natural light. QUAIL HOLLOW | $599,000 TEXT: P163445
A stone’s throw from the beach! Spacious and classy condo, tons of amenities. Walk to the pool. SUMMERHOUSE | $459,000 TEXT: R221176
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SEARCH FOR YOUR NEXT HOME ON THE GO! Whether you’re driving around, flipping through magazines or searching online, it’s now easier than ever to find your dream home.
Text the code listed on the sign rider or in the magazine to 52187. You’ll immediately receive a response that links to more photos and property details, all of which can be viewed from your mobile device.
The Real Estate Book makes it simple and convenient to interact with your favorite listings and connect with qualified real estate agents.
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3
DESIGNER-APPROVED WAYS TO ACCOMPLISH A MODERN BACKYARD BY KERRIE KELLY, ASID
Now that the stormy weather has begun to pass, we can look forward to styling our backyards with sunny fabrics, warm textures and our favorite accessories. To accomplish a modern backyard look this spring, try adding a new fence or updating your existing fencing, freshening up your outdoor furniture or adding to your landscape. Keep reading for our go-to ways to create a contemporarily styled outdoor space just in time for the sun.
1. CREATE EFFICIENCY Modern settings, both indoor and out, offer efficiency as well as high-impact and low-maintenance design. While a backyard space won’t serve as many purposes as the interior, it should still be functional. Modern backyards enhance the homeowner’s life, acting as a separate livable space focusing on entertaining, dining and relaxing. A contemporary backyard retreat uses metal, wood and other durable materials to mix style with function, so try a sleek privacy fence in a dark wood to keep your backyard feeling cozy without detracting from the modern feel. Add to your design with hardworking fabrics like Sunbrella that offer color and texture paired with low-maintenance design.
2. USE ELEMENTS FOUND backyards pull from their surroundings to create a look that is streamlined, IN NATURE Contemporary stylish and soothing. Most modern color palettes consist of white, black and gray, but an outdoor space requires more dimension via pops of bold color like green and blue, and added texture with wood, stone and metal. Mix and match colors and textures in similar shades for a dynamic effect, or use a single color in varying tones for an edgier look. Structures like pergolas, fencing and fire pits allow homeowners to use elements found in nature in a more streamlined way—like a cedar fence paired with crushed granite gravel and concrete.
3. COOK AND DINE AL FRESCO Modern backyards make use of every square inch of space, including the areas meant for cooking, dining and entertaining. Outdoor kitchens have grown in popularity over the past few years, and they’ll continue to become more common as families choose to dine al fresco when the weather permits. For a contemporary outdoor dining scene, create a central location where you plan on cooking and dining. Whether under a pergola, beneath a series of stylish umbrellas or on the patio, a covered outdoor kitchen will always be a focal point of your backyard. Define the space and add a modern touch with an intricate metal fence in a unique design. Next, add in kitchen elements like grills, refrigerators, drink stations, fire pits and other amenities to make your guests feel comfortable. Lastly, set the dining table with accessories like durable fabrics and linens, outdoor lighting, dishes and serving accessories. Top off your modern backyard with playful accents, twinkling lights and outdoor speakers, and you’ll be celebrating the great outdoors in no time!
Kerrie Kelly heads up her California interior design firm Kerrie Kelly Design Lab. Kerrie is a design an expert and writes online for The Home Depot on an array of decor topics inside and outside the home. For more information about fencing installation services and fencing materials, you can visit the Home Depot website.
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HOW TO GLAM UP YOUR MASTER BEDROOM WITH ROSE GOLD Search the web from design blogs to interior decorating sites, and you'll soon discover that metallics are back in a big way. While metals like gold, silver, brass, and copper have each had their moments in the sun over the decades, today's most haute designers are all about rose gold. No longer relegated to jewelry, it’s popping up in weddings, fashion, and (finally!) in the most stylish homes.
By Cat Queen
Rose gold brings an understated elegance that is unmatched by any other metallic trending today. Where gold can easily come off as too gaudy and silver as too cold, rose gold is able to balance the sought-after shimmer and shine of precious metal with an undeniably delicate touch. Ideal for the master bedroom, rose gold offers a glint of romance in a sophisticated, un-frilly way. Read on to discover how you can add a bit of glam to your bedroom with today's most sought-after trend.
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THE IMPORTANCE OF PALETTE. Soft and sweet - Modern monotone rooms are easily updated and softened by the shine of this sweet metallic. Starting with a base of white, beige, ivory, or light gray, add small rose gold details in unexpected places. A very hot look right now is using pops of rose gold against soft pinks, pale blues, and muted grays. Airy, neutral hues play off the inherent sweetness of this pale, precious metal. Strong and striking - If you're more interested in a bold, eyecatching statement, start with a deep, dark color like navy blue, burgundy, or plum. Rose gold really shines when used as the lighter gradient in a rich color palette, but it can easily become a bit garish if used excessively. Stick to one darker color and use another soft hue, like a cooler shade of your main color, to ease the transition; this will help retain the understated elegance of rose gold against a more dramatic background.
IT'S ALL IN THE DETAILS. Past trends in decorating with metals have seen over-bright, highly polished metallics stealing the show. But too much of even the most attractive thing can overwhelm the senses. The goal today is to incorporate hints of shimmer with a few larger focal pieces in varying materials. This will maintain the subtlety of your accents and the overall consistency of your design. A few small items – a clock, a framed mirror, or even a hammered rose gold trash basket – can easily tie an entire look together. Flashes of warm pink in drawer pulls, curtain rods, lamp bases, or other fixtures can add subtle charm without overdoing it. Too much shimmer and shine may not be your thing—that's okay! Pay homage to this gorgeous pale pink metal with rose gold inspired fabrics. A dusty rose accent chair or tufted ottoman can bring just as much glamour to your room as a gleaming headboard. Playing with texture is an easy way to give your design more depth. Satin or sequined pillows bring shine and excitement to a plain cotton bedspread, while chunky knits and linens soothe the senses.
MAKE A STATEMENT. Of course, while small details are essential, nothing brings a room together like a larger accent piece. Go all in on a dramatic chandelier, an antique headboard, or a vintage bar cart to make a shimmering statement! Since rose gold has such a sweet feel to it, it mixes well with other metals to create an interesting, unusual aesthetic. You can also take advantage of all the glimmer of your accents by using mirrored furniture. Reflective surfaces are a rare blend of modern and vintage looks that work well in any room, and have the added benefit of making your space appear more bright and open.
DIY NOW! If you are happy with your existing furniture, focus on creating interest in the details. A duvet cover, some new shams, and a few simple accents can go a long way to transform your space. Budget-conscious decorators will be thrilled to know that rose gold is available in a metallic spray paint. Your entire master bedroom can easily be updated in one weekend just by spray painting items you already have. Light fixtures, mirror frames, chair legs, and potted plants are all excellent candidates for a rose gold makeover! Check your local craft stores for fabrics in rose gold or with rose gold details. Throw pillows or simple curtains are great DIY projects for even novice sewers. Rose gold is truly the ideal choice for a modern master bedroom. It has all the sophisticated personality of other metallics with none of the baggage: it's romantic and soft without being frilly, and shiny and eye-catching without being gauche. Now is the time to glam up your master bedroom with gorgeous rose gold!
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THINGS INTERIOR DESIGNERS WANT YOU TO KNOW BY DANIELLE HARLING
The job of an interior designer is one that's filled with misconceptions for those unfamiliar with the gig. And with those misconceptions, the expectations of would-be clients can become hazy. To help ease any confusion and false expectations once design time comes around, here are a handful of things interior designers want you to know.
HIRING AN INTERIOR DESIGNER ON A BUDGET IS POSSIBLE
INTERIOR DESIGNER VS. INTERIOR DECORATOR
COMMUNICATION IS STILL KEY
THEIR SOURCES ARE SOMETIMES SECRET
If the thought of hiring an interior designer to spruce up your home has you seeing dollar signs, and not in a good way, don't fret. Working with an interior designer, even if you're working with a strict budget, is still a possibility. A great way to work with an interior designer while on a budget is to hire them virtually. For design firms that offer online services, a set price can be provided and from there you'll be able to create a room profile and peruse designs from one or even multiple designers.
If you plan on sitting back and kicking your feet up while your interior designer puts in work revamping your home, think again. Your input is still vital when it concerns the design process and being proactive will likely render the best results. Don't hesitate in voicing your thoughts during the design process, as miscommunication can easily put a damper on the end result.
INTERIOR DESIGNERS ARE TECHIES TOO
Technology has taken over just about every aspect of our lives, so it's no surprise that a great deal of interior designers are hip to the latest gadgets. In today's modern age, designers are able to use everything from 3D design software to lighting that uses 3D computer technology to choose options that work best for your abode.
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Far too many times, the labels of interior designer and interior decorator become falsely interchangeable. An interior decorator is purely focused on aesthetics (think colors, textures, etc.), while an interior designer delves a little deeper, focusing on the functionality of a space. In addition to selecting decorative items, an interior designer is at times in charge of less glamorous tasks, including selecting plumbing fixtures and sketching design plans.
Similar to a great investigative journalist, interior designers aren't always free to share their sources. There are a variety of reasons why they might hold back such information. For instance, an item they've sourced might be custom-made or only available to interior designers. Additionally, costs are another aspect interior designers might choose not to disclose.
Sources: US News, Apartment Therapy, Bureau Of Labor Statistics, Houzz, Professional Dude, Modern Ghana
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HIGH-IMPACT UPDATES FOR YOUR TRADITIONAL FAÇADE By Rebecca Bradshaw
Whether you're selling your house or just want to have the best looking property on the block, first impressions start with curb appeal. While trimmed hedges and immaculate lawns may go a long way towards creating a good impression, tired siding and dated architectural details are harder to hide. Make over your home’s traditional façade with these high-impact updates.
IT’S PAINTING TIME!
Painting can be one of the least expensive ways to make a big change to your home’s exterior. Wood, brick, and vinyl siding can be painted to give an older home a contemporary feel. But while you may be tempted to use your favorite shade of blue, or play it safe with a boring beige or standard white color palette, consider your home’s architectural style as well as the region you live in before deciding on what paint colors to use. Be guided by other homes in your area—popular choices like dark gray and black trim may be right for some neighborhoods but may not work well on a Cape Cod cottage or a desert adobe.
UPDATE SIDING
Although it can be an expensive investment, replacing the siding on your house can really up the wow factor of an otherwise ho-hum exterior. Replace old, worn out wood or traditional vinyl siding with stucco, or, for a contemporary look, mix and match siding materials such as stone or brick with horizontal wood shingles or the latest in sustainable vinyls. Depending on a home’s basic structure, pairing steel panels with concrete siding can turn a traditional façade to an ultramodern showstopper. If replacing siding on your home’s entire exterior is beyond your budget, consider only refreshing the panels on the front of the house, drawing attention to the entrance. Sources: Inside Out, Better Homes & Gardens, The Chuba Company, Houzz
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KICK IT UP A NOTCH
Along with paint and siding, one surefire way to spruce up an outdated façade is to add architectural elements such as pediments and decorative panels, or by creating an arched entryway. Adding or upgrading a front porch can be a good investment; update a covered porch with modern railings and pillars, or install a wide, deck inspired entrance to open up the front of a contemporary home. To avoid a muddled appearance, keep all the architectural enhancements within the same overall design style.
WINDOW & DOOR IMPROVEMENTS
Finally, don’t overlook details when updating your home’s exterior. Create a fresh, new look by replacing outdated front facing window trims and shudders, and give your garage doors a facelift with new hardware and paint. For small changes with big impact, paint your front door a bold color, add a modern new mailbox, and replace dated outdoor light fixtures. Add the finishing touches to your home’s makeover by re-paving walkways, adding a grouping of outdoor benches, or by installing an eye catching water feature.
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THE ULTIMATE CHECKLIST FOR FIRST-TIME HOMEBUYERS
By Jacklyn Renz
The excitement bubbles up inside as you make your dream home list. Everything from the kitchen’s layout to the backyard patio have been perfected in your mind’s eye. But before you jump to decorating the house you long for, there is some leg work that needs to be done and some things to keep in mind at the outset of this house hunting journey. Buying a home is the largest investment of your life, so step lightly and follow this ultimate checklist to avoid snags along the way.
Evaluate Your Credit Unless you are part of the crowd with hundreds of thousands of dollars worth of cash sitting around, you will need a loan, and a loan means good credit. You are entitled to a free credit report every 12 months from each of the three major credit reporting agencies: TransUnion, Experian, and Equifax. All can be accessed at AnnualCreditReport.com. A good credit score (the 3-digit number that rates your creditworthiness) means better lending options, better interest rates, and a better chance for being approved for a mortgage. Shoot for 620 or above. If you have something lower, then work on getting your credit score higher before you pursue a home. Actions such as paying bills on time, lowering your debts, and keeping cards with a zero balance open will all boost your credit score.
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Monthly Expenses Do you have stable employment? Is your paycheck dependable and steady? Figure out what you can comfortably afford monthly for a home mortgage before committing to one. A general rule of thumb is that your mortgage payment shouldn’t exceed 28% of your monthly income. For example, if you bring in $4800 a month, your mortgage payment should be around $1340 or less. There is wiggle room on this number, but it’s a good baseline to follow so that you don’t find yourself with a roof over your head but nothing to eat. You can try using a mortgage calculator, like the one we found on QuickenLoans.com to help crunch the numbers.
Upfront Costs Money, of course, is a must have when it comes to home buying. A downpayment is an important variable in this equation, but not as crucial as you may think. Folks without bookoos of cash in hand for a down payment have loan options, such as the FHA loan which requires only 3% down. The downside to not saving up the standard 20% of your home’s price is that you will end up paying PMI, or private mortgage insurance, which tacks right on to your monthly expenses. There are also other costs to consider when homebuying that sometimes get overlooked during the planning process, such as costs for the appraisal, home inspection, and closing fees.
Location and Neighborhood If this is your first home, consider the location in which you are buying relative to your current life hot spots. Where is your job? Will this house grow with your family? Is it located in a good school district if you plan to have children or already have them? Consider the neighborhood and the sort of lifestyle habits that your neighbors have. This residence may be more permanent than your most recent rental, so your neighbors and the overall atmosphere of the location matter. Typically, home buying is more of a permanent situation than renting because of the costs and time associated with the process.
Keep Yourself in Check It may sound silly, but many first time homebuyers have gotten caught up in the excitement of house hunting and have ended up with lemons. Go into the process level headed and see through the home’s staging to the bones of the house. Never buy a house just for the view, but for the land itself. After all, if you don’t own the view, it could change rather quickly. Understand the life expectancy of major appliances and systems of the home to have a grasp on what to expect while you do your search. For example, the average lifespan of an asphalt roof is around 25 years. The expectancy of a hot water heater is between 8 to 12 years. A properly maintained HVAC unit can live for around 15 years. These will all be things that come straight out of your own pocket when the time comes for repair, so the younger the systems, the better. This guide is a great jumping off point as you begin the exciting season of first time house hunting. Get your ducks in a row and keep your eyes open and you are sure to have a great experience.
Sources: Wellsfargo.com. Chase.com, foxbusiness.com, homeguides.sfgate.com, lowes.com, comfort-pro.com
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HOW TO PHOTOGRAPH A HOUSE IN ITS BEST LIGHT
With an abundance of real estate listing websites and word of mouth advertising through social media, thousands of photos of houses are uploaded onto the internet on a daily basis. That’s a lot of competition for home sellers, so it’s crucial to know how to photograph a house in its best light to ensure that a listing doesn’t get overlooked.
START WITH THE CAMERA Although most smartphones come equipped with good cameras, you may find you can get better photographs with a regular digital model. Take a few interior and outdoor test shots with both camera types to see which produces the best quality photos. Work with camera settings to optimize light levels and other functions before starting to take pictures.
TREAT YOUR PHOTOGRAPHY SHOOT LIKE A HOME SHOWING
pictures to come out dark and gloomy, so take photos during daylight hours when the weather is good. For interiors, pull back curtains, raise shades, and move any plants or furnishings out of the way that may block the light or cause large, distracting shadows. Exterior shots should also be taken during daylight hours and always with the sun to your back.
Make sure that rooms are clean, cleared of unnecessary clutter, or staged with minimal furnishings before you start to take pictures. Follow the same rules for lighting and angles when photographing an already vacant house, being particularly mindful of any marks on walls or floors. Since exterior shots are usually the first ones shown on websites, curb appeal counts almost more than ever in house photos. Don’t chance having a great listing passed over quickly because a messy yard or parked car detracted from an exterior photograph.
ANGLES ARE IMPORTANT Nothing could be worse than making buyers feel like they have been deceived, so avoid taking wide angle shots that make rooms look larger than they actually are. Take photos from the doorway or a corner to show off the entire room, and kneel down if necessary to avoid getting the ceiling in the shot. Exterior photos can be taken straight on to show the house’s full façade, or from an angle to capture its depth.
EXCEED AND EDIT There’s no better way to end up with the best home photographs possible than by giving yourself plenty to choose from. Take several photos of both the inside and outside of the home, and from several different angles. Finally, use an online photo editing program to select, crop, and improve graphics on photographs that capture the best of what a house has to offer.
MAKE USE OF NATURAL LIGHT You don’t want
Sources: Houzz, HGTV, Readers Digest
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Contact Us Today! 904.540.2902 | noahbailey@remax.net RE/MAX 100 REALTY National RE/MAX Hall of Fame Each office independently owned & operated
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G O R G E O U S LAKEFRONT POOL HOME IN OCEAN PALMS Just under 2,000sf,3BR/2BA, 2 living rooms, vaulted ceilings, wood laminate & tile floors! Master suite opens to pool.MLS:167040 $469,000 Text P1071112 to 85377
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IMMACULATE MARSH FRONT HOME IN PELICAN REEF Beautiful marsh views from most every room! 2,127sf w/ 3BR/2.5BA, office or exercise room, plenty of storage, tile & wood floors, crown molding & wood framed windows. MLS:168315 $488,888 Text P159055 to 85377
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EXCEPTIONAL O A K B R O O K ESTATE Situated on over 1/2 an acre lot. 6BR/4BA, Office w/wet bar, over 3,500sf, heated/screened pool w/ spa and 3 car garage! MLS:168102 $525,000 Text P266152 to 85377
CIRCA 1890 W/ HISTORIC CHARM. 3BR/2.5BA, 2,618SF, Referred to as the “Bay Breeze House” situated just off the banks of the Matanzas River in a quiet and coveted area of downtown. MLS:168370 $668,000 Text P266152 to 85377
QUINTESSENTIAL LIVING I N S T. A U G U S T I N E ’ S PREMIER BEACH FRONT COMMUNITY OF SEA COLONY! Prestigious Custom Built 4,300sf 3R/2.5BA situated on a half acre. Enjoy Ocean Breezes and Privacy On The Preserve Lot and 1,400SF of Covered Porches. MLS:169405 $1,285,000 Text P328778 to 85377
PELICAN REEF COASTAL CUSTOM HOME Enjoy views of the ICW throughout this 4BR/3.5BA 3,358sf home. Spacious open floor plan with views of Historic St.Augustine from the 3rd floor observation tower! Sitting on almost 1/2 acre lot with a huge screened pool with pavers and covered lanai. MLS:162398 $839,000 Text P249446 to 85377
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Text P502958 to 85377
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164’ of highway frontage on State Road 16 offers over 7 acres of vacant land. Borders a pond and Highway frontage, what more could you need? Many uses allowed. Owner will finance or lease/option. $695,000 S503TM
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Text P626797 to 85377
Text P310773 to 85377
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1159 sf spacious 3BD/1BA concrete block home has been totally redone and has all new appliances! Great living space with inside laundry room. Located in Palatka and close to shopping, schools and more. $59,9000 W170TM
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Over one acre building lot in Flagler Estates on Underwood $4500 Flagler Estates lot off McMahon! 1.14 acres of raw land, zoned OR $5500 Just over one acre building site in Putnam County. Lot located off West River Road $7500
We have tenants requesting rentals daily and are looking to expand our inventory. Let us minimize the stress and make renting your property a pleasant and profitable experience.
Teresa Mercurio, Broker/Owner | Office: 904-825-2700, Cell: 904-377-0 21904.29.1.022.indd 9
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Executive Home, Country Setting Just under an acre sits this beautiful 3BR/2BA 2871SF home in quiet neighborhood. Lots of privacy and no HOA! New flooring, fresh paint and recently updated baths. Upstairs master suite with loft and two balconies. All new kitchen with beautiful quartz countertops, 42in cabinets and stainless steel appliances. Separate family room with lots of storage. Magnificent 12 x 6 fireplace with cedar mantle. Large open parcel with room to build a pool, garage or workshop. Half sized Basketball court and 454SF studio. $389,900 C440TM Text P506196 to 85377 for Additional Photos and Information.
04-377-0974 | teresamercurio@hotmail.com | www.buystaugustine.com 21904.29.1.022.indd 10
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JANICE BROWN
BRANDON PARSONS
Broker/Owner 904-540-7760 Text: JaniceBrown To: 85377 to view all properties available 101 Orange St. St. Augustine, Fl 32084
Realtor Associate
904.219.9818
Realtor Associate
904.599.3644
brandonparsonsrealty@gmail.com
ericbeardsleyrealty@gmail.com
ED
IST
TL
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ERIC BEARDSLEY
Text P307295 to 85377
SPACIOUS 2/2 HOUSE ON CORNER LOT! Porch Converted To An Enclosed, Heated & Cooled Sun Room. Small Fenced Area Off Of The Side of house, ideal for Pet. Gated Community $220,000
Text P1079287 to 85377
CLASSIC VICTORIAN IN THE HEART OF HISTORY! 2000 Sq Ft Beauty on the newly revived Bridge St. Deep Lot Allows For Extra Parking. Zoning Allows For Short Term Rentals. $389,000
Text P1078455 to 85377
ADORABLE HISTORIC COTTAGE IN LINCOLNVILLE! This 1920 Home Has Been Improved Over The Years And Would Make A Great Rental. Zoned Rg-1 Allows For Multiple Uses. $199,000
Text P484664 to 85377
CANAL FRONT MH IN TREASURE BEACH W/ GREAT WATER VIEWS! This 1991 3/2 Mobile Home w/ screened porch & attached garage. 75 Feet On The Water, Bulkheaded. $185,000
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Text P1079287 to 85377
STUNNING ONE ACRE ESTATE IN GATED COMMUNITY! Two Story Brick home High Above Moultrie Creek, w/ Over 3,500 Sqft. Direct Access To Moultrie Marsh & Tidal Creek. $549,000
Text P1080055 to 85377
BRING YOUR OWN STYLE TO THIS HISTORIC COTTAGE! Lincolnville Cottage Built In 1900, w/ Over 1400 Sq Ft Of Living Space. So Much Potential! Some Updates Have Been Done. $220,000
Text P195359 to 85377
Text P318485 to 85377
HISTORIC COTTAGE W/ AMAZING MARSH VIEWS! A truly unique offering in north city, this 2 bdrm cottage sits on a deep lot and backs up to a tidal creek and marsh. Unlimited possibilities! $190,000
Text P194647 to 85377
MUCH SOUGHT AFTER 3/2 IN FLORIDA CLUB!! Private 1st Floor unit on the Golf Course. Complex offers Mediterranean style clubhouse w/wet bar, pool, & fitness center. $120,000
Text P799327 to 85377
THE PRICE IS RIGHT! Downtown delight w/ Upgraded Roof, Electrical, Plumbing, & Air Conditioning. Corner Lot W/ Fully Fenced Yard, Screened-in Porch & Storage Shed. $248,000
NORTH CITY COTTAGE! This 1924 Home sits on huge lot and is ready to be restored to its original beauty. Located on quiet street just off the marsh. Needs work. $149,900
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LAKEFRONT VACATION RENTAL WITHIN WALKING DISTANCE TO OLDE TOWN! Four luxury suites available. For information about this listing visit www.vrbo.com #823472
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