The Real Estate Book Home & Lifestyle Guide

Page 1

SAN LUIS OBISPO & N. SANTA BARBARA COUNTIES,CA

Magnificent

HOME & LIFESTYLE GUIDE Volume 30, Issue 13

PISMO BEACH OCEAN FRONT HOME See Page 6 For More Details

For Advertising Info Call 805-481-0494

RealEstateBook.com

Request FREE MAGAZINES online, or call 800-841-3401

24104.30.13.001.indd 1

Cover Home Presented By:

Kirby Gordon 805.441.4794

GORDON AND GORDON Real Estate Brokerage

Attorney/Broker Lic:#00481105

11/8/19 6:20 PM


DRE #02086293

Visit us!! 7450 Morro Road, Atascadero Call us!! (805)466-2540

Proudly helping people buy and sell their North County homes since 1980 Voted Favorite North County Real Estate Agent in 2014, 2015, 2016, 2017, 2018 & 2019!

CUSTOM MEDITERRANEAN BEAUTY! 3 Bdrm, 2.5 Bath, 2957 sqft floor plan Spacious living areas, gourmet kitchen $725,000 Code 2283

TURN-KEY BEAUTY! Cathedral ceiling, clearstory windows, Flagstone patios, fountain & mature oaks. $614,995 Code 2413

$4,000 BUYER CREDIT! Immaculate 2017 built home In Templeton Ranch! $464,500 Code 2233

CHARMING and AFFORDABLE! 2002 built home with 9 foot ceilings, EZ care backyard and close to downtown! $415,000 Code 2303

VIEW VISUAL TOURS 24/7 AT MALIKREALESTATE.COM 24104.30.13.002.indd 2

11/8/19 3:51 PM


AGENT ON CALL 24/7....805-466-2540

CARMEL CANYON ESTATES! 2015 built home on 1.06 acres, 4 bdrms w/guest suite, upgrades & 3 car garage! $739,000 Code 2253

LOS OSOS by the BAY! Updated home with new paint & carpet! Vaulted knotty pine ceiling, fenced yard. $639,900 Code 2213

WESTSIDE RANCHETTE! Single level ranch style home on 2.44 acres. Two-story barn, pastures and amazing views! $625,000 Code 2373

CUL-DE-SAC BEAUTY Vaulted Ceilings, Niches, Family Room + Living Room. Backyard with Brick patio, Walkways & Oaks! $545,000 Code 2013

SPACIOUS HOME IN SANTA MARGARITA! Split-level, living areas with views. Fenced backyard, deck! $515,000 Code 2203

COLONY HOME + COTTAGE Beautifully renovated with modern conveniences, while preserving the original charm and character. $512,000 Code 2313

LUXURY TOWNHOME!! Custom upgrades, premium location, main level Master suite, fenced yard & Solar! $439,000 Code 2183

TUSCAN BEAUTY Built in 2011, Travertine Flooring, Granite Counters, Green Features Fenced backyard, Convenient Location! $435,000 Code 2223

TURN-KEY HOME WITH UPGRADES! New front hardscape, fresh interior paint, New carpet, Hickory cabinetry w/granite counters! $377,000 Code 2263

Our Smart Seller Program offers flexible commissions resulting in many of our Sellers Saving Thousands of Dollars! Smart Seller Program Flexible Commission Schedule:

a a a

5% if Buyer is brought in by MLS Agent 4% if Buyer is brought in by an Agent of the Greg Malik Real Estate Group (In House Sale) 2% if you find the Buyer yourself!

VIEW VISUAL TOURS 24/7 AT MALIKREALESTATE.COM

24104.30.13.003.indd 3

11/8/19 3:54 PM


VIEW VISUAL TOURS 24/7 AT MALIKREALESTATE.COM

COUNTRY LIVING IN TOWN! Open floor plan, mostly level 1.85 acres. Patios, pool, deck and fenced pasture! $635,000 Code 2343

HOME + GUEST HOME on 6 ACRES! Tri-level 4 bdrm home, permitted guest home, Barn and covered RV parking! $780,000 Code 2193

SPACIOUS FIXER! Level .39 acre zoned for additional units. All utilities available. Sold AS IS. $365,000 Code 2103

COMMERCIAL INVESTMENT OPPORTUNITY!Designed for 2 Separate Businesses! Free Standing Building has 2 Entrances. $337,500 Code 2163

4 ACRES in WEST ATASCADERO! Elevated building site, majestic oaks, Paved road frontage and no CC&R’s! $235,000 Code 2423

APPROVED PLAN! Native oaks abound on this 4.5 Acre lot in West Atascadero. Ready…Set…Build! $249,000 Code 2083

TEMPLETON OAKS! 2016 Townhome in Town! Numerous upgrades, 9ft ceilings, kitchen and baths with granite! $444,900 Code 2063

UNIQUE TRI-LEVEL! Spacious home with 2 master suites! Living room with vaulted ceiling, oak shaded lot! $435,000 Code 2123

3 PRIME PARCELS! Great location, approved plans for 3 homes Ready to be picked up at the County! $165,000 each Code 2003

How much is your home worth? Find out INSTANTLY by entering your property address at: MALIKREALESTATE.COM PROVEN RESULTS & ACCOUNTABILITY IN REAL ESTATE

24104.30.13.004.indd 3

11/8/19 3:56 PM


AGENT ON CALL 24/7....805-466-2540 Greg Malik, Broker

Jaime Silveira

Certified Residential Specialist

Broker Associate

Seniors Real Estate Specialist

Certified Residential Specialist

Lic# 00791793

Seniors Real Estate Specialist

805-466-2540

Lic# 01706045

805-610-8632

Mike Hanson

Joanne Peters

Kelly Thulin

Realtor ®

Realtor ®

Realtor ®

Seniors Real Estate Specialist

Certified Senior Housing Professional

Seniors Real Estate Specialist

Lic# 01994786

Lic# 00988202

Lic# 00929260

805-975-9655

805-610-6304

805-952-3811

In Search Of The Perfect Home? Let our BUYER’S ADVANTAGE PROGRAM benefit you during the home buying process and beyond!

Thank Y ou for supp ortin business g local es that support yo commun ur ity!

-Love It or Leave It Guarantee -Concierge Services -Home Warranty Guarantee Visit our website to learn more! MalikRealEstate.com Visit MalikRealEstate.com to view VISUAL TOURS of all our listings. Call us at 805-466-2540 for more information!

SAVE $ WITH GREG’S SMART SELLER PROGRAM

24104.30.13.005.indd 3

11/8/19 3:59 PM


FOR ADVERTISING INFO CALL 805 481-0494 Page 17

Kirby Gordon

Margaret E. O’Hara-Gordon

Attorney/Broker Lic: 00481105

Realtor/Lic:#01099075 NMLS # 325697

805.550.7075 moharagordon@gmail.com

805.441.4794 kirby@gordonandgordonre.com

GORDON AND GORDON Real Estate 800.394.2610

Cover Home

Brokerage

(est. 1974)

MAGNIFICENT OCEAN FRONT HOME

The best true ocean front home in all of Pismo Beach with private stairs to the water. This 4 BR, 4BA has 3 fireplaces, 3 car garage, wood paneled office, infinity pool & spa, outdoor kitchen and fireplace, gas firepit, indoor aquarium and every high end upgrade. Unobstructed ocean views from almost every room. If you want luxury ad the rarest of all coastal properties this is the home. Office exclusive & qualified parties only please. Call for details or for more photos Text RBDNRQT to 52187 For more photos Text RBCFZJP to 52187

For more photos Text RBCNRWH to 52187

INVESTMENT OPPORTUNITY Stable government tenant rents over one half the property and has recently renewed. Easy to manage with low expenses and stable income. Great location and Santa Rosa Street ends into the property. Perfect property for an exchange and long term hold! $4,550,000

ONLY 4 HOMES LEFT - Brand new homes located in a private enclave within a bright sunny microclimate right off Highway One. New owner chooses flooring, counter tops, cabinets, tile. Adjacent to Morro Bay State Park & Black Hill Golf Course. Built to high standards. Price range from $692,000 to $736,840

24104.30.13.006.indd 27

11/11/19 8:47 AM


FOR ADVERTISING INFO CALL 805 481-0494- Page 7

Lic# 00858641

Bunny Maxim Means Business! (805) 878-0807 Double-door entry

REMODELED & READY

opens to remodeled Orcutt home w/sparkling kitchen & striking white stone counter; upscale baths; new carpet & designer tile; smooth ceilings & fresh paint. Great room w/ focal-point fireplace. Large, lush, private yard. $449,000 Text RBDGRZT to 52187

FIVE-ACRE FABULOUS

Elegant gated

Nipomo estate is an architectural delight. Stunning foyer adjoins formal living & dining. 5-BR/3 BA w/spacious master suite + 2 BR's on 1st floor. 2 BR's + library loft on 2nd floor. Upscale kitchen, 4+car garage, corral, storage barn. 2nd home allowed. $1,349,000 Text RBDBVSG to 52187

3-HOMES/ JUST REDUCED

T

hree-home residential property on view 60-acre parcel. Well-maintained homes in private settings w/hillside vistas.Suitable as investment, primary residence + extended household, or combination. Rare opportunity! $634,900. Text RBCNBRH to 52187

www.bunnymaxim.com

VISIT US ON THE WEB: WWW.ADVANTAGEHOMES.COM NEW HOME WITH GREAT KITCHEN

Orcutt Ranch SPACES 112, 113 Available! Brand New 3BD, 2BA, 1700+SF with porch, Silvercrest w/2 car garage in 55+ park with pool, clubhouse, Lush green areas, trees with large BBQ deck in rear of home overlooking Path and creek. S/N TBD. $239,500

Call Us for YOUR New Home

Interested in Selling Your home? What about an Upgrade? Ask us about Listing,”trading-in” or Placing a New Home on your Property. Advantage Homes can do it all! We replace old homes in all parks, Hacienda Del Pismo, Chumash Village, Rancho San Luis, Sunrise Terrace, Creekside, Bolsa Chica, just to mention a few. · We also do home and land projects. Designing homes from 800 sq ft to to over 4000 sq ft · From economical to the high end.

805-268-8008 4251 So. Higuera, San Luis Obispo 93401

DL1218649

*The above prices do not include government fees, taxes, finance charges, dealer fees, insurance or escrow fees.*Photos may not depict exact home details

#112: 176-OOP-H-A101504AB | #113: 175-OOP-H-A100699AB

24104.30.13.007.indd 15

11/8/19 4:04 PM


LIZ ANDERSON BROKER|OWNER|REALTOR®

805.400.5543 CentralCoastPremierRealty.com BRE#01462145|Since 2004

5BR | 3.5BA |2,700+ SQFT | $1,150,000

GUEST HOUSE!

Stunning inside and out.This home has it all, including a detached permitted guest house all

on just under one acre! Gourmet kitchen, separate dining area, living rm, family rm, mature gardens, fruit trees, lovely hardscaping, in-ground hot tub/pool, spacious shed, treehouse. Private cul-de-sac! Impeccably maintained! Arroyo Grande

WHO YOU WORK WITH MAKES A DIFFERENCE EXPERIENCE- INTEGRITY - RESULTS

24104.30.13.008.indd 1

11/8/19 6:17 PM


FOR ADVERTISING INFO CALL 805 481-0494 Page 9

Joanie James

805.878.8833 joaniesrealty@gmail.com

125 E. Clark Ave. Santa Maria-Orcutt , CA 93455 Lic# 00705806

PRICE REDUCED! PARADISE FOUND! Gourmet kitchen & wonderful views of the San Luis Golf Course from this ALL- CUSTOM Home. 3 Bedrooms with spacious office & private entrance to exterior. Enjoy natural sunlight with 17 skylights, 2 custom stone fireplaces, travertine walkways & gorgeous patio, plus air conditioning! NOW $1,498,000 For More Info. Text RBDQWWT to 52187

Vacant Lot & Custom Construction Financing

Tyson Kerr 805.709.3465

Mortgage Loan Originator NMLS# 502267

All of

serving you®

usbank.com/mortgage Loan approval subject to credit approval and program guidelines. Not all loan programs in all states for all loan amounts. Interest rates and program terms are subject to change without notice. Visit usbank.com to learn more about U.S. Bank products and services. Mortgage and Deposit products are offered by U. S. Bank National Association. ©2013 U. S. Bank Member FDIC

APPROVED

ATTENTION HOME BUYERS!

Fast action on approval process! Local lender with over 28 years in the lending business.

100% FINANCING AVAILABLE! • Apply On Line • By Phone • Or In Person! FHA • VA • USDA • CALFHA • CONVENTIONAL Teresa Coelho Halvorson Branch Manager / Loan Officer NMLS 362122 805-710-2705 tcoelho@kingsmortgage.com

Greg Olivas Loan Officer NMLS 387159 805-710-2500

Mike Henson Area Sales Manager / Loan Officer NMLS 455545 559-909-272

www.KingsMortgage.com

24104.30.13.009.indd 17

136 W. Branch St., Arroyo Grande, CA 93420

NMLS#264638

Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act—264441

11/8/19 4:34 PM


Nov 15

SUICIDE GIRLS:

Nov 16

ROBERT CRAY

Nov 17

COLD WAR KIDS

Nov 20

BUILT TO SPILL

Nov 21

TRIBAL SEEDS

Nov 22

HIPPO CAMPUS

Nov 29

THE DEAD SOUTH

Nov 30

JIM BREUER

DEC 1

ALY & AJ

BLACKHEART BURLESQUE

D E C 4 WARREN MILLER’S

TIMELESS

1 2/5 HOW THE GROUCH STOLE CHRISTMAS FINAL TOUR 1 2/ 7 5 POINT FILM FESTIVAL 1 2/2 2 BONE THUGS N HARMONY

24104.30.13.010.indd 1

11/8/19 4:37 PM


3-4

4 MODEL HOMES Open 7 days a week SALES OFFICE 212 Ninos Drive, Guadalupe, CA MODEL HOME TOURS Office hours 11am-6pm Mon-Sun 805.343.6000 to PISMO BEACH & Oceano Dunes Recreation Area

LOCAL GOLF COURSES Cypress Ridge Monarch Dunes Blacklake Rancho Maria

TO SAN LUIS OBISPO & NIPOMO

SITE

N

Map Not To Scale

24104.30.13.011.indd 1

TO ORCUTT

TO SANTA BARBARA

11/8/19 4:41 PM


PREPARING YOUR HOME

FOR THE

MARKET Whether you’re ready to move into a larger house to fit your growing family, downsize to a smaller place, or simply need to relocate, the process of selling a house is one that requires work. The more work you do to prepare, the higher the chances will be of attracting serious buyers for your house.

24104.30.13.012.indd 10

11/8/19 4:46 PM


To help you prepare for the big sale, follow these tips: CHOOSE AN AGENT. Sure, you can try and go at it alone to save on commission. But a real estate agent who understands your home, your community and your expectations is well worth it. An agent can help with everything from advertising your home to setting a fair price and managing the paperwork.

SET A PRICE. Once you’ve settled on an agent, they will help set a price for your home and conduct a market analysis of current listings and recent sales of comparable homes in your area. Your agent may also request that you have your home appraised. Factors such as your timeframe to sell, and repairs and upgrades you’re willing to make, will also play a role in determining your asking price.

GET A PRE-LISTING INSPECTION. Many sellers choose to have their home inspected prior to putting it on the market. A pre-listing inspection can help uncover surprises and allow you to get estimates for repair work ahead of time before you reach the final stages of the home sale. Even if you’ re unable or unwilling to make the recommended repairs, knowing how much it will cost to fix or replace faulty items can help during negotiations.

24104.30.13.012.indd 11

GET TOGETHER IMPORTANT DOCUMENTS. Get together appliance manuals, warranty info, past utilities bills and other paperwork to answer questions from prospective buyers and provide to them after the deal has closed.

BOOST YOUR CURB APPEAL. Your home’s exterior is the first thing potential buyers will notice, so make sure it makes a good and lasting first impression. Touch up paint or repaint entirely and fix cracks in or repave the driveway. Put down new mulch, pull weeds, plant flowers and shrubbery – whatever you can do to make the exterior of your home as appealing as possible.

CLEAN, DECLUTTER AND DEPERSONALIZE. A prospective buyer wants to envision themselves living in your home – not see you living in there currently. Clean the place, take down family photos and personal items. And if you have a dog or cat, remove signs of them as well. Not everyone is an animal person.

By following these tips, your house will move quickly – even in a non-peak selling season! 11/8/19 4:46 PM


W HAT KI ND OF I N SU R AN CE DO YOU NEED FOR YOUR VAC ATI ON HOME ? by John Voket

Every homeowner knows they need a full range of homeowner’s insurance coverage to protect them from the many contingencies that could befall them, from liabilities related to trip hazards, fire, theft and weather events. What about vacation homes? Do these second or seasonal homes need special or heightened types of insurance protection? According to our sources at Selective Insurance Group, there are a few things to take into consideration to properly protect your vacation home.

physical structure of the condo, not your belongings? Selective advises condo owners to look into this with their insurance agent.

Property crime – If your vacation property is only used during certain parts of the year, and you don’t rent it out, periods when it is unoccupied leave it susceptible to break-ins. Although property crime—including burglary—fell between 2016 to 2017, it’s still cause for concern, the folks at Selective say. Burglary still accounted for almost two of every 10 of the estimated 7.9 million property crimes in 2016.

Amenities – With various amenities from swimming pools or hot tubs to trampolines, accidents are possible, so consider reviewing the liability portion of your insurance policy and your liability limit to ensure assets are adequately protected in the event someone is injured on your property and files a lawsuit.

What about flood insurance? Flooding can happen in a wide range of regions, no matter the time of year or local weather patterns. While some areas are more likely to see flooding than others, many regions can experience devastating flooding. Are you as protected as you should be? Single-family or condo? If you own a condominium versus a single-family residence, your condo association may already have coverage—but does the association insurance only protect the

Creative 24104.30.13.014.indd Living 49 Digest.indd 1 1

Value it right – Property insurance premiums are determined by how much it would cost to rebuild your residence from scratch should it be destroyed. Your independent agent and insurance carrier can work with you to determine the appropriate amount of coverage you might need for a vacation home. If you want to protect yourself and your home away from home, consult with a certified insurance professional before another vacation season exposes you to an unnecessary loss. Reprinted with permission from RISMedia. ©2018. All rights reserved.

1/24/19 11/8/19 8:57 4:21 AM PM


STEVE INGELS REALTOR®

805.305.8882 steve@havenslo.com Lic: 01121033

JUST REDUCED LARGE DOUBLE WIDE 1500+ sqft 3BR/2BA manufactured home that shows like a model home. Built in 2011. Open floor plan with living room and dining room combination. Large kitchen, storage and counter space. The Back porch opens up to a peaceful patio area. Only $227,500 Space Rent is approx. $709 per month. For More Details Text RBDNRPN to 52187

TWICE THE VALUE!

Phyllis Cameron | 805.234.2231 Broker Associate Lic# 01142507 pcameron.re@gmail.com

Coastal Real Estate

PANORAMIC OCEAN VIEWS!

4BR | 3BA, | 2360 SQFT. $899,000 REDUCED! 3 BR, 2 BA downstairs. Cook's kitchen offers large island, 2 pantries, lots of cupboards/counter tops. Wall of windows reveals expansive ocean views. 2 ocean view decks! Open space & hillsides back up to property. FOR MORE DETAILS TEXT RBDQWPC TO 52187

PICTURE YOUR LISTING HERE!

Buying a Home? Planning to Move Soon?

Our new quarter page format is perfect for ONE listing or 2.

Bill Cockshott and Daphne Manos

Call Sharon Biddle For Details

Serving the wonderful Central Coast,

are here to represent you. Golf homes, beach views and retirement get-aways are among our residential specialties. Call us today to discuss your real estate needs.

BILL COCKSHOTT

DAPHNE MANOS

805-441-5902 realtybill@charter.net

805-602-6070 daphne.manos@c21home.com

DRE #01054726

DRE # 01960132

HOMETOWN REALTY

24104.30.13.015.indd 1

Sharon Biddle - Publisher Real Estate Book Multi-Media Strategies

Rebook@charter.net PH 805 481-0494 Text: 805 441-2299 www.RealEstateBook.com

11/8/19 2:37 PM


Page FOR ADVERTISING INFO CALL 805 481-0494

FEATURE YOUR HOME ON TV!

THE HOTTEST HOMES

o th on tthe he Ce he C Central ent en ntr tra ral al Co C Coast oa oas ast st

EXPOSURE YOUR HOME DESERVES The #1 Real Estate & Lifestyle TV Show on the Central Coast

Watch Friday, Saturdays & Sundays! on Charter Spectrum, Comcast & KTLA!

Why Not LIST & FEATURE your Central Coast home on TV? Get your home sold quickly and for TOP DOLLAR by maximizing your exposure in The Real Estate Book AND The Hottest Homes On The Central Coast Program Hosted By local REALTOR, Naomi Westgard! Naomi puts your home front and center as she previews some of the most desirable homes currently on the market-- homes in every category from high-end condos to stately mansions to the coolest beach bungalows! The key word is: "CURB APPEAL." If your home has it, then give Naomi a call!

HOT PROPERTY Naomi Westgard

REALTOR / TV HOST on The Hottest Homes on the Central Coast.... with Naomi www.facebook.com/TheHottestHomesOnTheCentralCoast/timeline

TheHottestHomesontheCentralCoast.com Bond Real Estate Group

Direct: 805-270-3010

NaomiWestgard@hotmail.com

01827982

24104.30.13.016.indd 10

Arroyo Grande Remodel: 4 Bedrooms / 3 Bathrooms 2565 Square Feet $719,000 HUGE BACKYARD Close to the Village!

11/8/19 4:51 PM


FOR ADVERTISING INFO CALL 805 481-0494 Page

MEET NAOMI & HER CREW!

Naomi is a vivacious and humorous TV Host & Executive Producer. This MOM, wife & entrepreneur comes armed with all the Real Estate Credentials and years of Home Sales Experience it takes to effortlessly guide you through the most important details of each home. But wait, there’s MORE… She's also the busy mother of 3 charming boys who share the spotlight adding their own delightful perspective on the wonderful world of Real Estate. The Houston native worked for years in Los Angeles as a Realtor & actor. She and her family moved to our coast to speed her recovery from major brain surgery. They all fell in love with The Central Coast & STAYED! Naomi and husband Brian certainly know real estate from the inside out! They are active investors who have been known to "FLIP THIS HOUSE" on more than one occasion! This bundle of energyis a partner of Bond Real Estate Group in Pismo Beach! After watching the show please take a private tour with Naomi of any homes you would consider purchasing. She’s just a phone call away! © Real Estate Book

Naomi's New Featured Listings SOLD

Hot Property in Nipomo $423,000

Pick your fav Kitchen & Bath style BEFORE we remodel! 1,500 + SF with 3 bed/2.5 baths.

3/2 Single-story with gated entry & large lot!

SOLD

AG Condo $485,000

IN ESCROW WITHIN 2 DAYS! 773 Lilac, Los Osos, Ca 3/2 1192 sqft. Call for details

SOLD

1308 8th St, Los Osos, Ca 3/2 1120 sqft. Call for details

Presented in Cooperation with The Real Estate Book See many of the fine homes presented in this publication on the show! 805-481-0494/REbook@charter.net Ask Us How Your Home Can Appear in The Real Estate Book & the TV Show! Call us at 805 -481-0494

24104.30.13.016.indd 11

11/8/19 4:51 PM


24104.30.13.018.indd 1

11/8/19 4:57 PM


STAND OUT AND GET RESULTS with Multimedia Marketing Packages from Real Estate Professionals

· LOCAL PRINT · WEB & MOBILE · DIRECT MAIL

M N PS CALL US

805 481-0494

TREB_Filler_Ad_Luxury_Digest_2.indd 1 24104.30.13.019.indd 1

Request a FREE MAGAZINE from any market across North America 1/25/19 PM 11/8/19 12:04 5:00 PM


TAX TIME:

5 BENEFITS OF BUYING A HOME Tax time is here and many people, when they see their tax bills, will be wondering what they can do to pay less next year. Buying a home continues to provide great tax benefits as well as other advantages for Americans looking to build wealth. Below, top-ranked national real estate expert and consumer advocate Rhonda Duffy shares five benefits of buying a home. “If you’re caught in a renting rut or uncertain about joining the ranks of homeowners, you should consider the benefits of buying a home,” says Duffy. “Although home prices are slowly inching upward, now is still an excellent time to buy. This is especially true if you’re a first-time homebuyer. Here are five benefits of homeownership:” Tax advantages: “When tax time rolls around, homeowners are entitled to deduct certain expenses related to their mortgage payments and owning a home. Mortgage interest is typically deductible. In the early years of your loan, this is a sizable amount because a large portion of your mortgage payment is interest. You can deduct mortgage points, which are fees you pay to receive a lower interest rate. You can also deduct your property tax, and you might be eligible to deduct your private mortgage insurance.” Appreciation: “When you rent, your money goes to someone else. There’s no benefit to you other than a roof over your head. When you buy, you earn appreciation as the value of your home goes up. Instead of paying rent, you’ll pay a mortgage and invest in future returns. For example, if you buy a house for $150,000 and five years later, it’s valued at $200,000, you have a $50,000 return on your investment.”

Creative 24104.30.13.020.indd Living 49 Digest.indd 1 4

Catching an upswing in home values: Although the increase in home prices nationally slowed last year, prices are expected to continue to rise this year. “If you want to buy before you’re priced out of the market, now is the time to make your move,” Rhonda says. Low interest rates: “While mortgage interest rates are creeping upward, they remain at relatively low levels, especially compared to rates that were in the 8 to 9 percent range 20 years ago. Even as recently as 2007, rates were in the 6 percent range. Pride of ownership: “Perhaps the most satisfying of all the benefits of buying a home is the sense of gratification you feel when you relax in your own home. You can remodel and update as you please, you don’t have to rely on a landlord for repairs, and you have a sense of stability.” Reprinted with permission from RISMedia. ©2018. All rights reserved.

1/24/19 11/8/19 8:57 4:28 AM PM


3 THINGS NO ONE TELLS YOU ABOUT WORKING WITH A REAL ESTATE AGENT If you’ve never bought or sold a home before, chances are you have a preconceived notion of what real estate agents are all about. Unfortunately, you may also have the wrong idea or be misinformed about just what these professionals can do for you. Here are three things you probably never knew about working with a real estate agent: Your relationship with your real estate agent goes way beyond buying or selling a home. A professional real estate agent will be your connection to a myriad of resources you will need before, during and after the transaction, such as mortgage, title and insurance professionals, home improvement and repair services, home stagers, interior designers, painters and landscapers, cleaning services, etc. Many real estate agents are part of a brokerage that offers some of these services within the firm, or that has partner relationships with such firms. They are also well entrenched within the community and can offer great referrals on a whole host of sources that you might need. Good real estate agents are not just after a deal at all costs. They’re looking after your best interests because their ultimate goal is to make you happy and create a client for life. Therefore, you can expect your agent to advise you on making the best possible decision, not selling you a bill of goods just to earn a quick commission. For example, if you’re looking at homes in a neighborhood that’s going to put you in a financial bind, a good agent will steer you toward an area that suits your preferences, but also your budget. A good agent is not a money-hungry shark, but a trusted guide.

24104.30.13.021.indd 1 Creative Living 49 Digest.indd 8

Remember this: The lifeblood of a real estate agent’s business is referrals, so most are committed to serving you and earning your trust. A professional real estate agent is a financial analyst of the local market and will know how to price your home correctly for sale, or will help you make the best offer when bidding on a home to buy. These pricing decisions are based on an in-depth knowledge of knowing what has sold for what price in which neighborhood over the course of the last month, quarter, year, etc. They are also based on granular details of the home, such as a recent remodel that warrants a higher price or a needed repair that requires a price drop. So expect your agent to have a strong opinion when it comes to advising you on how to price your home for sale or put in a bid on the home you want to buy. Know that there’s a lot of research and knowledge that goes into arriving at those numbers. Remember, there’s more to a good real estate agent than meets the eye! Finding the right professional to work with will make your real estate experience positive and successful. Reprinted with permission from RISMedia. ©2018. All rights reserved.

11/8/19 1/24/19 4:31 8:58 PM AM


Page 22 FOR ADVERTISING INFO CALL 805 481-0494

www.4610VistaCreston.com JUST LISTED! Newer 4 Bedroom Home on 9.75± acres! Excellent condition inside & out! Vaulted ceilings, open kitchen with corian counters, breakfast bar, pantry, stainless steel appliances, covered porch & patio, 3-car garage. Great curb appeal with established landscaping, fenced yards, plus fruit trees & raised garden beds. Just East of Paso Robles, with beautiful views for miles! (CV4610) | $499,000 | Text RBDQKWT to 52187

www.7595Portola.com

www.2575shoreline.com

1± ACRE IN ATASCADERO! Great 3 bedroom, 2 bath, 1,572± sf home on 1± acre with fenced backyard & large pasture! Solar is only 2 years old & is owned. Features a large dining room & a large living room with vaulted ceiling. The kitchen offers a lot of cabinet storage, countertop space, plus a breakfast bar. The backyard has a large patio & is perfect for entertaining! (CP7595) | $555,000 | Text RBDHVZD to 52187

Lake Nacimiento!! 3,711±sqft 4BR home in Oak Shores, built in 2009. Great home for entertaining! LARGE Master suite. 2 bedrooms & 2 full baths upstairs, plus 2 bedrooms, 3/4 bath & 1/2 bath downstairs. HUGE living rooms on BOTH levels. Large windows with views. 1800± SqFt of decking $825,000 Text RBCMZNL to 52187

Kandie Frederick 805-878-2225

Owner/Broker DRE 01358589

kandie@countryrealestate.com 630 14th Street, Paso Robles, CA 93446 www.countryrealestate.com

24104.30.13.022.indd 20

11/8/19 5:03 PM


24104.30.13.023.indd 1

11/8/19 6:36 PM


TIM RILEY 805-748-1197 Broker Associate, GRI, CRS, ABR, SRES Ranked Top 1% of Realtors Nationally YourCentralCoastHomes.com NEW LISTING | $409,000 FOR MORE DETAILS TEXT RBDQYPD TO 52187

Rare upgraded Laguna Green condo with 2 large Beds, 1.5 Baths, oversized 1 car garage, private courtyard, and back yard! Fantastic architectural features, large elevated windows optimizing the natural lighting, huge great room, open kitchen concept.

NEW LISTING | $888,000 FOR MORE DETAILS TEXT RBDNKNW TO 52187

Premium location within de Tolosa Ranch! Large flat 7200+ S.F. parcel, extremely private front courtyard, the Irish Hills Natural Reserve from your own back yard! 2349 S.F. of living space, 4 Beds, 2 Baths in main home plus a detached 1 Bed, 1 Bath Casita.

NEW LISTING | $488,000 FOR MORE DETAILS TEXT RBDQYPF TO 52187

Charming 3 bed, 2 bath home in established Arroyo Grande neighborhood. Dual pane windows, hardwood flooring under carpet. Beautiful front and back yards with automated irrigation and privacy. No CC&R’s or HOA. Large lot with room to expand.

24104.30.13.024.indd 29

HOMETOWN REALTY LIC 01280227

NEW LISTING | $528,000 FOR MORE DETAILS TEXT RBDRBNV TO 52187

Lovely 3 Bedroom, 2 Bath home on a private 1/4 acre lot with multiple access points. Open floor plan with abundant natural light, vaulted ceilings, dual pane windows, extensive tile flooring, & cozy fireplace. .

PRICE REDUCED | $768,000 FOR MORE DETAILS TEXT RBDNKNX TO 52187

Protected end of cul-de-sac location within the highly desired Arbors. 3 Bed, 2.5 Baths, 1818 SF living space, large 6300+ SF lot. Granite slab counter tops w/ peninsula bar seating, generous dining area, additional breakfast nook. Huge private yard!

PENDING | $545,000 FOR MORE DETAILS CALL TIM RILEY

Remodeled 3 Beds, 2 Bath home in Arroyo Grande! Just one block away from the Harloe Elementary. Full kitchen remodel just a few years ago with all new cabinetry, granite slab counter tops, Stainless Steel appliances, large portable island. Amazing and rare opportunity to own a large flat 7500 square

11/8/19 6:27 PM


Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.