Chesapeake Lifestyles HOME & LIFESTYLE GUIDE Volume 33, Issue 12
Cover Home See Page 10 for more information REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.12.001.indd 1
Office 410.956.0703 Arian Lucas Cell 443.569.2724 Arian@slsrealtors.com 6/21/18 9:32 AM
LORI WOODS-FORTNEY
REALTOR®
Cell: 410.808.1469 Office: 410.827.7500 Home: 410.827.5128 LoriWoods@realtor.com Visit my new website www.loriwoods.ismyreagent.com
GATED WATERFRONT COMMUNITY – NARROWS POINTE KENT NARROWS, MD Pricing from Mid $770’s To Mid $800’s Gated community of only 38 town homes surrounded by water! 3,000 square feet with 3 Bedrooms, 3.5 Baths, lofts, bonus/media room and 2 car garage. Open & airy with vaulted ceilings and dramatic use of windows to accentuate spectacular views! High-end
See the video tour online at: http://vimeo.com/80677396
custom finishes throughout! Backs up to Mears Marina with over 600 slips, pool, fitness center, restaurants and Cross County Trail just outside your back door. Only 20 min from Annapolis, 50 min from Baltimore & DC.
OYSTER COVE AT KENT NARROWS OYSTER COVE - Pricing from $350,000 - $625,000
ALL HOMES OVERLOOKING WATER! Community has 2 marinas, pool, lighted tennis courts,a jogging/walking path, and a club house! Walk to restaurants & tiki bars! Outlet shopping & golf just 5 min 50 min to Wash,DC & Baltimore, 20 min to Annapolis
At The Water’s Edge
#810 TH with garage - deck just 50 ft from water - $419,900. #712 TH with Garage & 40’ Deep Water Slip! - $459,000. #937 BEST VIEWS in Oyster Cove! Top Floor End Unit $535,000.
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Scan this code to view my listings
J.J. FEGAN
410-353-0956-CELL 410-956-3500-OFFICE Subscribe to my YouTube Channel. www.jjfegan.com or email me at: jj@jjfegan.com
LEADING EDGE R TE NT WA FRO E G R ED ATE W
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FOR MORE INFO TEXT R786526 TO 52187 $1,595,000 CUSTOM WATERFRONT W/ DEEP WATER! Open flr plan w/ maple wood flrs, recessed lighting, gas fp & gourmet kitchen-6 burner gas WOLF range,Sub-Zero fridge, ASKO DW & Icemaker.Master suite w/ gas fireplace,spa like master bath w/ steam shower w/ dual shower head & body jets & BainUltra tub.Whole house generator.Irrigation system.Tram to private sandy beach & dock w/ 2 slips,boat lift, water & electric $430,000 EDGEWATER $387,450 PRIVATE ! UPDATED RANCHER BEACH WATER ER ! CE ED I T A W ON NEARLY 2 VIEW RANCHER P RD U C W VIE ACRES-Kitchen w/ STEPS FROM SOUTH RE granite counters, RIVER-4BR 2BA-large all new stainless fenced in yard w/ steel appliancesover sized shed-year hardwood flrs, round sun room w/ recessed lightingknotty pine-granite Master suite w/ countertops, cherry walk in closet, new cabinets-hardwood bathroom & sunroom flr in BRs/LR-over sized leading to backyardtile in kitch-basement Large country porchhas in law/teenager Mudroom/laundry apartment w/ side room-new windows, entrance-water priv siding, gutters, comm w/boat ramp, plumbing & roofFOR MORE INFO TEXT R638495 TO 52187 dock & sandy beach FOR MORE INFO TEXT R828065 TO 52187 convenient to 97 & 3 ER
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FOR MORE INFO TEXT R737939 TO 52187 REAL ESTATE SETTLEMENT SERVICES
$329,900 GREAT RENOVATED 2 STORY ONLY BLOCK TO WATER-3 BLOCKS TO SANDY BEACH AND CLUBHOUSE & RAMP-Hardwood flrs throughoutKitchen feat. granite counters, stainless steel appliances w/ island/ breakfast bar-two masters-one up and one down-Water views from upstairs master-Great water priv community incl. sandy beach, boat ramp, playgrounds & clubhouse great for weddings/parties
CAPITOL ◆ TITLE SINCE 1973
ATTORNEY OWNED & OPERATED AFFILIATED WITH GOLDSTEIN & LEVY, P.A., GENERAL COUNSEL
Y AD E SH SID
FOR MORE INFO TEXT R660840 TO 52187
$214,900 UPDATED COTTAGE IN AVALON SHOREStwo master BRs w/ tile baths-hardwood flrs & crown molding in kitchen-stainless refrig,elec stove & double sink-tons of natural lightlarge backyard w/ new deck great for entertainingrecessed lighting throughout-double driveway-shedgreat water priv comm!
PROFESSIONAL CLOSINGS WITH A PERSONAL TOUCH Annapolis Office (410) 266-9708 | (800) 264-0228
Offices in: Columbia ◆ Rockville ◆ Suitland ◆ Washington, D.C. ◆ Dunkirk ◆ Crofton ◆ Severna Park
Visit us Online at www.capitoltitle.com
Settle On Our Experience
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NEW LISTING!
SEVERN VIEW Graciously sited on .93 acres in a cul de sac in a water privlieged community of fine homes, this 5 BR 4.5 bath custom Colonial is lovely! Awesome sunroom overlooks fenced rear yard with inground pool, patio & grilling station. Fully finished walk out LL w/ BR, rec rm w/ FP, wet bar, etc.One year young SS appliances in gourmet kitchen. Walk or bike ride to deeded boat slip w/ 2 jet ski lifts. Severna Park schools!
122 RIVER BREEZE PLACE, ARNOLD Offered at $1,100,000 SEE TOUR @ lorigough.com
NEW PRICE!
THE DOWNS 4 BR 4.5 Bath WATERFRONT w/ deep water pier & lifts ~ AWARD WINNING renovation, approx $850,000 in improvements ~ Rear yard paradise w/ pool, screened porch w/ stone FP, deck & outdoor kitchen ~ Fully finished walk out LL w/ wetbar, rec room & FP ~ Private & secluded LOCATION! 850 ST EDMONDS PL, ANNAPOLIS Offered at $1,998,000 SEE TOUR @ lorigough.com
NEW PRICE!
THE POINTE SOUTH RIVER COLONY Lovely 3 BR 2.5 Bath end unit backing to woods! Galley gourmet kitchen w/ sparkling granite/double ovens. Gleaming hardwood floors, separate dining rm. Fully fin walk out LL w/ FP & rough in for bath. Fenced rear yard (perfect for dog lovers). Sumptuous master suite w/ tray ceiling. Elegant moldings & trim. Comm pools, tennis, & private golf club. S RIV SCHOOLS, & minutes to ANNAPOLIS!
420 PENWOOD DRIVE, EDGEWATER Offered at $434,900 SEE TOUR @ lorigough.com
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A STEAL!
FISHING CREEK FARM Custom crafted 5/6 BR, 4 Bath non riparian WATERFRONT home. ~ Enjoy the amazing sunsets! Tranquil & peaceful WF setting ~ Finished walk out LL w/ rec room, FP, & billiard room ~ Incredible master retreat w/ private balcony, office, & bar ~ Community pool, marina, launch ramp, tennis, clubhouse, beach. 3422 HIDDEN RIVER VIEW ROAD, ANNAPOLIS Offered at $1,250,000 SEE TOUR @ lorigough.com
NEW LISTING!
ANNAPOLIS WATERFRONT Enjoy the spectacular sunrises from this 5 BR 4 Bath WATERFRONT on the Chesapeake Bay~ Private pier w/ lift & jet ski lift. Sandy beach & boardwalk. Approx $500k in improvements. Main level master suite w/ easy access to TREX deck. 62’ of frontage on the Bay on a private & peaceful .44 acre lot. Peace & serenity awaits! 1186 RIVER BAY ROAD, ANNAPOLIS Offered at 1,395,000 SEE TOUR @ lorigough.com
NEW LISTING!
NEW LISTING!
ANNAPOLIS WATERFRONT Do you desire DEEP water, privacy, and an ideal LOCATION? This 5 BR 3.5 Bath renovated WATERFRONT gem has it all! Private pier w/ lift & jet ski lift. Updated kitchen & baths, including a fabulous master suite addition & elevator. Three FP’s, four car garage. Secluded and tranquil WF setting. Sit on deck or in your hot tub and enjoy the land of pleasant living! 2109 HARBOR DRIVE, ANNAPOLIS Offered at $1,195,000 SEE TOUR @ lorigough.com
NEW LISTING!
SOUTH RIVER COLONY Location, location! Tucked away in a cul de sac overlooking the golf course, this 5 BR 4.5 Bath Colonial is a great value! Open & flowing floorplan w/ breakfast room off of kitchen opening to deck w/ views of 13th hole & pond. Main level office, fully fin walk out LL w/ wetbar. Lovely master retreat w/ newer super bath ($24k) and custom closets. Comm pool, tennis, playground & private golf club. S River schools!
3430 RED ADMIRAL COURT, EDGEWATER Offered at $899,900 SEE TOUR @lorigough.com
COMING SOON!
SOUTH RIVER COLONY
SOUTH RIVER LANDING
‘LIVE WHERE YOU PLAY!” Pristine 6 BR 5.5 Bath Colonial. Offering golf course views, and an easy walk to community pool & tennis. Over $100k in recent improvements. Main level & upper level master suites. Gourmet kitchen, fully finished lower level. Three car side load garage, stone patio & more! 11 WATKINS ROW, EDGEWATER Offered at $999,500 SEE TOUR @ lorigough.com
You will love the amazing renovation for this lovely 3 BR 3.5 Bath all brick home in a highly sought after GATED waterfront community! Offering water views from most rooms, this beauty has a brand new gourmet kitchen & striking new master BR suite w/ stunning new super bath & FP (three FP’s total). Newly built decks, screened porch,flooring, mechanicals, etc! Over $300k in recent improvements. Comm pool, tennis, & more! 310 SOUTH RIVER LANDING, EDGEWATER Offered at $1,049,000 SEE TOUR @ lorigough.com
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7 Ways to Wow Buyers with Outdoor Staging As one of the busier times of year for real estate activity, summertime is ideal for sellers hoping to unload their homes for top dollar. If your home is on the market this summer, stand out from the pack with these outdoor staging tips, courtesy of the experts at Point2.com.
1. Invite Buyers In
It’s no secret curb appeal matters to buyers, but too often, minor details are overlooked when setting the stage out front. To roll out the welcome for buyers, replace your worn welcome mat with a summery alternative, and install large house numbers in a prominent location that can be viewed from the street.
2. Shine Up Windows
4. Spotlight for Safety
Make sure the outdoor spaces around your home, including the front entrance, deck, patio, and walkways, are appropriately lit. Updated light fixtures are not only aesthetically pleasing, but are an added safety feature to the home.
5. Maintain the Landscape
A well-kept home speaks volumes to buyers, and the exterior is no exception. Whether you hire a professional landscaper or DIY, trim the lawn and any hedges – the latter can be a trip hazard if left untouched.
Cleaning windows inside and out can be taxing, but it makes a noticeable difference. For the exterior sides of the windows, scrub off any accumulated film from tree pollen and polish until glistening. Buyers will be pleased to see not only a sparkling home outside, but a light-filled interior as well.
6. Deck Out the Deck
3. Showcase Small-Scale Color
7. Make the Pool Picture-Perfect
In lieu of a costly exterior paint job, choose specific areas outside to add pops of color. Window boxes bursting with blooms are often well-received by buyers, as well as container plantings. If the exterior could use refreshing, consider re-painting the front door before recruiting a professional to do the entire home.
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Whether your home features a deck, patio, porch or other outdoor living area, take time to power wash the surface to remove any debris. If your outdoor furniture is lacking, consider purchasing a fresh set, complete with all-weather cushions and pillows in vibrant colors.
Pools can be a make-or-break feature for buyers, so play it up as best you can. After having the pool cleaned by a professional, take care to skim the surface for any debris that accumulates between buyer visits. Be sure the pool cover, mechanized or otherwise, is free of damage and the filtering system is in proper working order.
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The Importance of Curb Appeal Even the most attractive homes may still lack curb appeal. Professional landscaping designs and exterior renovations often provide the single most effective way for homeowners to create and maintain the level of curb appeal needed to enhance the market value of a property. Landscaping maintenance and installation services can be a valuable resource for homeowners seeking to protect their investment.
Landscaping is Among the Most CostEffective Home Renovation Projects Curb appeal projects can provide a significant return on investment for home and property owners. In addition to costing far more, interior renovations and home upgrades may do little to improve the overall impression a property is able to make on prospective buyers. While interior renovation projects can be beneficial for creating a more comfortable home or optimizing the market value of an investment property, interior upgrades often fail to provide the level of results that professional landscaping designs may be able to offer.
Restoring and Maintaining Existing Hardscape Installations While often less costly than interior renovations, landscaping upgrades may still come with a hefty price tag. Restoring existing stone work, professional surface and grout cleaning and other maintenance services that may improve the appearance of existing hardscape materials can significantly reduce overall costs. Professional maintenance services can provide property owners with a more affordable way to improve
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curb appeal by restoring a faded or neglected landscape to its former glory. Professional maintenance services can even be of benefit for those undertaking a radical redesign of their landscape. Incorporating existing installations into a new design or restoring and reusing landscaping materials can provide a level of savings that few property owners can afford to overlook.
Working with the Right Professional From basic upgrades and maintenance solutions to more ambitious landscaping designs and complex renovations, the services and assistance of a qualified and experienced professional can be a key asset. Property owners often lack the tools, expertise and resources needed to tackle largescale landscaping renovation projects on their own. Working alongside the right professional can provide superior results and ensure that homeowners are not forced to make due with a limited range of designs, options or solutions. Dealing with the wrong landscaper or overlooking the service providers that may have more to offer can be a very costly mistake.
Creating the Best Exterior Landscapes Elegant landscaping design, hardscaping installation or restoration services that make the home more attractive can all make a huge difference. Property owners who overlook the importance of curb appeal may find themselves hard pressed to enhance the overall value of their investment. Landscaping projects that may be completed for a fraction of the cost of a room
addition or other interior renovation provide a proven and effective way to add thousands of dollars to the market.
5/3/18 11:46 AM
Elegant Landscape Designs Can Greatly Enhance Property Value By Lee Flynn Elegantly designed exterior landscapes can greatly enhance the appearance, curb appeal and market value of almost any home or property. Even large-scale landscaping projects can often be completed with relatively little cost and may add several thousands of dollars to the market price of a home or other property. Advanced options, such as hardscaping installations, xeriscaping or more ambitious layouts and designs are more than able to pay for themselves should homeowners ever decide to sell their home or investment property.
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5/3/18 11:45 AM
6 Ways to Finance
A Renovation
If you’re planning to take on a home improvement project, you’re in good company. A recent report by the Joint Center of Housing Studies at Harvard University predicts that the home improvement industry is expected to post record-level spending this year. As you prepare for your renovation, it’s important to review your financing options based on the size of the project, your intended repayment plan and whether you plan to use a contractor or do it yourself. Below are some financing options to consider as you talk things over with your lender.
Home Equity Line of Credit (HELOC)
Credit Card
Mortgages with Built-In Renovation Financing
Savings
A HELOC can provide ongoing access to funds using the equity in your home, which typically results in lower interest rates than unsecured credit. This type of credit may also provide you potential tax benefits. Consult your tax advisor regarding the deductibility of interest.
These loans help homeowners complete renovations with a loan amount that is based on an appraiser’s estimate of what the property value will be with completed improvements. This is also an option for aspiring homeowners who purchase properties that need repair. Whether a home purchase or a refinance, this option finances the renovations and mortgage in one loan.
Personal Loans and Lines of Credit
These personal credit options typically offer quick credit decisions and access to funds in a day. Lines of credit provide ongoing access to funds.
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Credit cards can be used for large or small purchases and may earn rewards, which can add up to significant benefits when you’re making big home improvement purchases. However, credit cards often have higher interest rates than other loan or credit options, which should be taken into consideration. If you have a do-it-yourself project or a small renovation, accessing your savings might be an option. By paying cash, there is faster access to funds and nothing to repay.
Cash-Out Refinance Mortgages
A cash-out refinance replaces your current mortgage with a new and larger mortgage that pays off your current balance and allows you to use the equity in your home to provide additional funds for other purposes.
Your bank or lender may not be the best source for what color to paint your room or which walls to move, but they can help you identify your financial options. Each option has its associated benefits and considerations, and your bank can provide valuable information to help you make informed decisions about which options are right for you.
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ON THE COVER
Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
CHESAPEAKE BAY REGION PUBLISHER Jeff Robinson Graphics & Production Amy Little/DflyDesigns CUSTOMER SUPPORT Alex Coleman MOBILE MARKETING Ariel Kelly
Elegant brick home sited on a rolling hill--
To Advertise Contact: Jeff Robinson 410.263.3633 TREBJROB@aol.com Chesapeake Lifestyles HOME & LIFESTYLE GUIDE Volume 33, Issue 12
Beautiful seasonal views-Superior custom
construction and quality craftsmanship. 5 Bedrooms, 6.5 Baths, Heated floors, Elevator, Upper and lower garages, Three finished levels, Irrigation system, Solar power, Generator, 8+ acres with vinyl fencing and a 5 stall barn. Bring your horses! $1,500,000 Text R842850 to 52187
REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.12.Cover.indd 1
Office 410.956.0703 Arian Lucas Cell 443.569.2724 Arian@slsrealtors.com 6/20/18 8:55 PM
VETERAN OWNED BUSINESS
Page 10 32001.33.12.006.indd 1
410-956-0703 Lofgren-Sargent Real Estate Arian Lucas 443-569-2724 Arian@slsrealtors.com
P.O. Box 4156 Annapolis, MD 21403 All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “Any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status,, or national origin or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising for real estate which is in violation of dwellings advertised are available on an equal opportunity basis.
6/20/18 9:07 PM
ANNAPOLIS WATERFRONT PENINSULA T E X T R 4 8 6 0 8 9 TO 5 2 1 8 7
Rare opportunity to own a private waterfront peninsula in Annapolis situated on over 1 acre with approx. 310’ of riparian waterfront and 8’ MLW. A full service pier that accommodates multiple watercraft with 5 lifts. This 7,500 sq ft home with separate 350 sq ft pool house boasts a heated pool with waterfall. There are too many additional amenities to mention, this home truly is a must see.
John Freeman Realtor 443.336.8366
Johnfreemanrealtor@gmail.com www.JohnFreemanRealtor.com
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Coldwell Banker Residential Brokerage 4 Church Circle Annapolis MD 21401
6/20/18 9:11 PM
Windfern Forest in Annapolis
Water priv. w/ soaring ceilings, marvelous kitchen w/ GE stainless, Gas cooktop & Granite countertops,professional library/ office, music room, sunroom, MB w/ separate sitting room, jacuzzi w/ sep shower, enormous basement w/ rec room, 3 fireplaces, gym, gleaming wood deck, private cul de sac, winter waterview. Community offers fishing pier, kayak racks and that waterfront lifestyle!
Text R732595 to 52187 Page 12 32001.33.12.008.indd 1
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This is not your typical colonial, grand family room, enormous sunroom and a yard that is a landscape lover’s dream. Master bedroom with luxurious bath, walk in closet, upstairs laundry, cathedral ceilings, almost new 4 zone heat/air, gourmet kitchen w/ newer energy efficient appliances, finished lower level with game room/guest suite, back up generator! Text R828088 to 52187
Huge house country porch with large rooms. Gorgeous master suite with dual walk-ins, 2nd master on main floor, lots of land, not too much to mow. Backs to trees, cul-de-sac, very private back lot. Bright and sunny dining area as well as outdoor decking and hot tub makes this house fabulous for large family gatherings! Close to Route 50, Sandy Point. Text R842858 to 52187
Lovely property in Tidings on the Bay, cherry cabinets, granite counter tops, hardwood floors, huge yard backs to woods, large sized bedrooms, 2 car garage, storage galore, basement with work area, decking for large family gatherings, minutes from Podickory Yacht Club, Sandy Point, all yours and in the Broadneck School district. Text R855081 to 52187
Tidy townhome with gleaming hardwood floors, newer appliances, separate dining room, new vanities and fresh paint will surpass your expectations. Small fenced yard, with patio and covered porch area for outside BBQ’s, or pet containment for snowy days. Storage galore, and built ins. Whether you are buying or using as an investment, this is a must see! Text R864542 to 52187
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ATERFRONT FARMETTE ON PORUGE WATER VIEWS OVERLOOKCKEIL POINTE - Fully renovated raCious Warwick EdEraL styLE hoME circaGOR1803 orgEous CaPE Cod POISE hoME CREEK on- the Elegant Builders ING THE CHOPTANK! waterfront homeoxFord with modern flair! Custom Home within 12main + ceilings, river w/ 3 Br house heart and of GEOUS in Easton gorgeous period home One level3 living Bedroom, Bathfloor withplan a first UNIT! Many upgrades including with 3open raCious hoME raCious the hoME on the Warwick EdEraLmoldings styLE hoME EdEraL circa styLE 1803hoME circaorgEous 1803includes oxFord or floors,guest elaborate moldings Open on 1 pine bedroom house on 5 & + trim. acres. withWarwick original floors, floor bedroom and bathroom. hardwood floors,wood granite countertops, showcasing spectacular unobstructed river w/ 3 Br in river main house w/ 3 Br and in main house in Easton and gorgeous in Easton period gorgeous home period 3 home Bedroom, 3 Bath 3 floor planfloors ideal throughout, for entertaining. appliances, chair rail,renovated crown waterfireplace, hardwood familyFormal room Liv- stainless & fireplaces. Extensively large every kitchen,room. front 4porch views from bed- and 1 bedroom guest house 1 bedroom on 5 guest + acres. house on 5 with + acres. original wood with floors, original moldings wood floors, floor moldings bedroom and floor bathro b ing room FP. Gourmet kitchen. molding, vanities. ofFantastic broad w/FP, wrap with around screenedcooks porch, retainingraised the character the home with roomone-car garage. Close Marina’s & 2 1/2 bath home with to hardwood Waterfront patio, car garage & basement. floors throughout, hardwood family floors room throughout, family &Property fireplaces. room Extensively & fireplaces. renovated Extensively fireplace, renovated large kitchen, fireplace fro views, balcony overlooking 18th fairwaterside studio and2 hardwood shed. Private park modern amenities. includes Low & Maintenance. $349,500 floors,restaurants. new kitchen heated Indoor Geothermal & solar.w/FP, Property includes 50 x screened wrap around w/FP, wrap around porch, screened retaining porch, the character retaining of the the home character with of the one-car home with garage. Close one-car to raCious hoME on the Warwick EdEraL styLE hoME circa 1803 way and Choptank River. Adjacent to like setting with mature landscaping, 80 ‘ large garage with workshop. situated on pool. 2 decks, 2 car garage. Private setting www.101WillowsAve.com 80 pole building w/oversized doors. Private waterside studio and waterside shed. Private studio park and shed. Private modern park amenities. modern Property amenities. includes Property restaurants. includes Low Maintenan restaur the Hyatt Chesapeake Bay Resort. Golf, river w/ 3 Br in main house and in Easton gorgeous period home piersetting w/2 slips and 3 + MLW. $449,000 a large in town lot, close to downtown on 6 + acres on Fishing Creek. Permit for on 9 acres, like (6 insetting till). $1,095,000 marina and membership with mature like setting landscaping, with mature 80pool ‘guest largeongarage 805packages! ‘+ with large garage situated onin process. situated onmoldingswww.10 1 bedroom house acres.workshop. with original woodwww.101WillowsAve.com floors, rip rap andwith pierworkshop. $749,000 dining, shops & landscaping, entertainment. $395,000 www.3742Sunnyside.com Text R802418 to 52187 pier w/2 slips and 3pier + w/2 MLW. slips $449,000 and Text 3floors + MLW. a $449,000 large to in town lot,a close large to in downtown town lot, to close to downtown $359,000 R225293 52187 hardwood throughout, family room &R802423 fireplaces. Extensively renovated Text 52187 www.105WillisAve.com shops porch, & entertainment. dining, shops $395,000 & entertainment. $395,000 w/FP, wrap around dining, screened retaining the character of the home with www.3742Sunnyside.com www.3742Sunnyside.com waterside studio and www.105WillisAve.com shed. Private park www.105WillisAve.com modern amenities. Property includes like setting with mature landscaping, 80 ‘ large garage with workshop. situated on pier w/2 slips and 3 + MLW. $449,000 a large in town lot, close to downtown Benson & Mangold Real Estate dining, shops & entertainment. $395,000 www.3742Sunnyside.com 410.924.4814 cell | 410.882.1415 410.822.1415 office | 410.822.0877 fax 410.924.4824 www.105WillisAve.com Benson & Mangold Real Benson Estate& Mangold Rea kccamb@gmail.com | www.kathychristensen.com 410.924.4824 cell | 410.924.4824 410.882.1415 cell office | | 410.882.1415 410.822.0877 office fax | 410.822.0 31 goldsborough st, Easton Md 21601 27999 Oxford Road, Oxford MD 21654. kccamb@gmail.com |kccamb@gmail.com www.kathychristensen.com | www.kathychristen 31 goldsborough st, 31 Easton goldsborough Md 21601st, Easton Md Page 14
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kathy ChristEnsEn kathy ChristEnsEn kathy ChristEns
kathy Christ
32001.33.12.010.indd 1
Benson & Ma 410.924.4824 cell | 410.882.1415 office | 4 6/20/18 9:10 PM kccamb@gmail.com | www.kathy
Severna Park Office
SEVERNA PARK $565,000 Private End of Cul-De-Sac Location w/InGround Pool has Screened Porch w/Skylights & Rear Patio. Lots of Upgrades include Bathroom Refreshes, Main Floor Hardwoods, New Roof/ Gutters, Crown Molding, New Carpet, Recent Window Replacement, New Garage Door, New HWH. Full Basement w/Walkout Steps. Kitchen has New Granite, Stainless Appliances, Island/Breakfast Bar. Wood Burning Fireplace in Family Room. (AA10264657) Text R860789 to 52187
Call Office 410-544-4000
SEVERN, $540,000 Spacious 4 Bedroom, 2 full/2 half Bath Colonial sited on a large lot backing to trees at the end of the cul-de-sac in Quarterfield Farms. Hardwood flooring, large rooms and full front porch. Master suite with designer bath. Finished lower level theater room with wet bar, half bath and exercise room. Fenced back yard oasis with spacious deck overlooking the inground pool and trees beyond. (AA10256469)
Peggy Stancavage 410-320-5190
32001.33.12.011.indd 1
PASADENA $489,000 Spacious 3 BR, 2.5 BA Colonial w/wrap around porch and detached garage which is converted into a study. Kitchen has granite counters and large adjacent dining room. Over sized family room addition with cathedral ceiling and separate heating/cooling. Master suite w/large walk-in closet and private full bath. Rear patio overlooking the yard and woods. (AA10128097) Text R668772 to 52187
PASADENA $499,000 Fantastic 4 Bedroom/2.5 Bath house. PRICED TO SELL! Located on a Beautiful Corner lot in the Community of Bendale. Updated Eat-in Kichen. House Boasts Gleaming Hardwood Floors in the Large Family Room, Formal Dining Room and Living Room. Spacious Bedroom. ScreenedIn Porch overlooking Park-Like Backyard. Lots of Storage Space. All situated on almost one acre! (AA10265540) Text R860796 to 52187
MILLERSVILLE $485,000 Extremely Well Maintained by Original Owner & Much Larger than it appears! Featuring Hardwoods, 2 Fireplaces, In-Law Suite, Deck overlooks Gardens w/185’ wooded buffer. Major systems are New or Updated: Windows, Roof, Furnance/AC, Septic Tank & Pump, Well Pump/Pressure Tank, PVC Pipes, Water Softener, H2O Heater, Waterproofed Lower Level, Whole House Generator, 2 Garages & Shed. (AA10217911) Text R860805 to 52187
ODENTON $449,900 Pristine Condition! 4 Bedroom 2 1/2 Bath. Freshly painted thru out! Brand NEW Gourmet Kitchen w/ Granite Counters. Family Rm w/ Fireplace. NEW Pella French Doors out to Beautifully Landscaped Yard. NEW Hardwood Floors thru out main level. ALL NEW Windows, HVAC & Newer Roof. Updated Bathrooms. Lots of Storage! 2 Car Garage. One of the largest lots. (AA10270804) Text R860819 to 52187
Peggy Stancavage 410-320-5190
Stacy Early 443-623-8116
410-544-4000 (o) www.severnaparksales.lnfre.com
Sharon Blazczak 410-353-9171
Sharon Blazczak 410-353-9171 Page 15 6/20/18 9:16 PM
Severna Park Office IN ! LD YS O A S D 5
SEVERNA PARK $439,990 Water Privileged Community! Fully Updated 2,698 sq home in 2017! Kitchen features Granite, New Stainless Steel Appliances. All Baths Updated w/ Porcelain Tile Floors. New 8’ Plank floors & Plantation Shutters throughout main level. LED lighting & Ceiling Fans. Enclosed Front & Side Porches. Large Paver Patio, Fenced Yard & Shed. Fully Finished Walkout Basement w/full Bath. (AA10186346) Text R860814 to 52187
CAPE ST CLAIRE $339,900 Split level with beautifully updated eat-in kitchen features 3 BRs, 1 full/1 half BA, Silestone counter tops & back splash, recessed lights, wood cabinets, french doors, open LR & DR w/slider to side yard, FR w/Fireplace, Hardwoods, Wainscoting, Chair rail, crown molding and much more. (AA10098042) Text R668858 to 52187
Federal Hill $249,900 Truly a Federal Hill Gem! This amazing home boasts 2 BRs & 1 full BAs along with original hdwd flrs thru-out. You can enjoy peace and tranquility off your MBR deck or private brick patio. New gas furnace. Home warranty included. (BA10204888) Text R495496 to 52187
GLEN BURNIE $229,900 Beautiful! Not your typical Harundale house. Spacious with so many extras. Wood burning fireplace in living room. Large master bedroom addition with double closets and private bathroom. Updated kitchen with ceramic tile and newer cabinets. Extra Storage. Includes all appliances. (AA10230653) Text R860806 to 52187
PASADENA $225,000 Private 1.2 acres! Rambler with 3 BRs, 2 BAs, kitchen has refrigerator, dishwasher, double bowl stainless sink, range, breakfast room w/vaulted ceiling, living room has has Brick Raised Hearth Fireplace w/Mantle. Recently Redone Bath. Shed. Public Water. Needs lots of TLC. (AA10108634) Text R668853 to 52187
PASADENA $199,900 Great Investment Opportunity. Four Bedroom, 1 Full Bathroom. This AS-IS house is priced to sell! New Roof and Exterior paint 2015! Bring your renovation crew and make this home your dream home. Spacious fenced in backyard with new deck. Don’t miss this great opportunity to own a home in the High Point Community. (AA10248823) Text R860810 to 52187
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410-544-4000 (o) www.severnaparksales.lnfre.com
Emmett Ward 301-928-8609
Mary Hamilton 410-382-3123
32001.33.12.012.indd 1
Stacy Early 443-623-8116
Call Office 410-544-4000
Emmett Ward 301-928-8609
Sharon Blazczak 410-353-9171
6/20/18 9:14 PM
Hiring a Contractor? Do This First Nothing is more exciting than embarking on a home renovation project! Hire the wrong contractor, however, and your dream remodel can quickly turn into a nightmare. That’s why it’s essential to do your due diligence when hiring a contractor, such as getting multiple estimates before signing a contract. According to the Better Business Bureau (BBB), when you get multiple bids, you can learn a great deal about the proposed project, such as what type of work is needed, the quality of the building materials, how long the job may take and the total cost.
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Get everything in writing. Make sure all verbal promises end up in the written contract as well as a detailed description of the work, the cost of materials and start and completion dates. Contracts also should include specifics about the deposit and payment schedule and guarantees for the quality of work and materials.
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The contract should specify required permits - Renovation work often requires permits from the town or municipality. If you’re contractor suggests going without permits, it might be a sign they have a poor reputation at city hall.
The BBB offers these other tips to help find the best, most ethical contractor to work with and ensure a successful home renovation:
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First, check bbb.org - BBB’s business profiles can tell you how long the contractor has been in business, as well as provide contact information, verified customer reviews, complaint details and how the business responded. Be wary of ‘today-only’ sales pitches - This is a sales tactic designed to get you to sign a contract or put down a deposit, without giving you the opportunity to do your research. Watch out for these and other ‘bargains’ that rush you into a deal.
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Get references from recent customers - Speak with other property owners who had work done recently, and ask what they did or did not like about a particular contractor. A reputable contractor will be happy to provide client references.
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Compare apples to apples – Choosing a prospective contractor is simpler if you ask for quotes based on the number of hours needed and the same quality of materials.
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Avoid putting down a large deposit - A typical payment schedule should follow the “rule of thirds.” The first payment is given when signing the contract and helps pay for materials, the second payment when work begins, and the final payment when the job is finished and you are satisfied with the quality of work. Ask the builder to walk you through the work to explain what has been done. By sticking to the above steps, you’ll head into your renovation with peace of mind, knowing you’ve done your homework and taken the necessary steps to select the best possible contractor.
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5. Pre-Qualify for a Loan It is important to know the limits of what is affordable before beginning to shop for a house. A good place to start is by becoming pre-qualified with a lender. This free service can typically be done in-person, online or by phone. The lender will need to gather some financial information and will offer a general idea of the amount of mortgage loan available based on the information provided. This non-binding estimate is the best way to know how much house would be affordable.
7. Lock In the Rate If you like the interest rate being offered when pre-approved, lock it in by getting the commitment in writing. It can take time to find a home, negotiate a price and secure funding. Locking a rate for a reasonable period of time helps make room to complete the process without risking a less-favorable interest rate.
6. Become Pre-Approved for a Loan Applying for a mortgage typically involves a cost and is done by supplying detailed financial documentation to the lender. The lender will use this information in conjunction with information obtained by pulling a credit report to determine the amount and terms for the loan. This is not a final approval for a loan, but is a significant step toward that outcome.
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HOME BUYERS:
7 Ways to Prepare Your Finances Did you know many homebuyers are financially unprepared to purchase a home? According to a recent survey by the National Foundation for Credit Counseling® (NFCC®), almost half of respondents report being “least prepared” to buy a home – a sign that education is needed, especially for first-time buyers. Prepare your finances well in advance of searching for a home. Here’s how.
1. Make a Financial Plan Knowing where to start means conducting a complete review of how your household budget is managed. Comparing income and expenses, reviewing debt, and tracking savings are just a few of the ways to measure readiness for homeownership. 2. Review Your Credit Report and Score Because a mortgage is the largest debt a person is likely to carry in their life, credit history can be a deal breaker or a dream maker. A credit report may be obtained without a score for free once every 12 months from each of the three bureaus by visiting AnnualCreditReport.com. Once a copy is obtained, review it for discrepancies and dispute any differences. Do this at least six months in advance of applying for the loan, allowing time for inaccuracies to be corrected. Along with the free credit report, a score can be purchased for a small fee. Because the score is critical to mortgage approval and competitive interest rates, it is worth taking a
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look before submitting the loan application. Lender guidelines vary, but a FICO score of 760 is typically the threshold for the most favorable interest rates. 3. Start Saving A down payment is typically no less than 20 percent of the purchase price of a home, and coming up with the money may be a significant pain point. A down payment is essential to limit the amount borrowed, as well as increasing the chance of having more favorable mortgage terms. 4. Decide the Type of Loan After you’ve selected a lender, decide whether to take on a fixed-rate or adjustable-rate loan, which are the most common of the many different types of financing available. For those planning to remain in the home for a long time, a fixed-rate mortgage helps add stability by keeping the payment the same for the life of the loan. Those expecting their stay in the home to be no longer than five to seven years may be better served by an adjustable-rate loan, where they could benefit from lower rates in the short term.
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Need Roof Work?
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Tips to Avoid Scams
Replacing or repairing a roof is a costly undertaking— one that for many homeowners has been marred by disreputable roofing contractors. However, don’t let a few bad apples ruin the whole bunch. There are plenty of trustworthy roofing companies in your area. To avoid roofing scams and to find a reputable roofer, follow these tips, courtesy of the Insurance Institute for Home & Business Safety (IBHS):
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Research roofing contractors diligently before hiring one. Consult the Better Business Bureau (BBB) and search for reviews and ratings online. Avoid contractors who have generated complaints, lawsuits, etc. A reputable roofer will also be able to provide previous customer testimonials or recommendations vouching for their work. Confirm all credentials before hiring a contractor. A reputable roofing professional will be licensed, insured and bonded, and will be able to provide the aforementioned locally-based references. Request to review their license number, federal tax identification number, and certificate of insurance—a qualified professional will provide them. Fact-check this information with the appropriate authorities. Get detailed estimates (in writing!) from contractors you’re considering hiring— more than one is best. Shop around to find the best value. Don’t feel pressured to hire the first roofing company that gives you an estimate. Also be wary of any “today only” deals or prices when you’re given an estimate, they are pressuring you into making a decision right away. y
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Do not enter into an agreement with a roofing contractor who solicits business at your doorstep, particularly after a storm. This could be a sign of an imposter. Also, be wary of any deals or prices that sound too good to be true. They usually are.
Exercise caution when dealing with contracts. Be sure to read and re-read all documents, or have a third party review them with you, before signing them. Do not sign a contract with missing information—a fraudster may fill these blanks with inaccurate information. Do not feel pressured to sign a contract on the spot. Most importantly, never pay upfront in full for roofing work. Scammers will make off with the money, never to be seen again.
By following these tips you will find a reputable roofing company that will provide you with a great balance of service and price. Good luck with your roofing project!
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Unique waterfront property w/ water frontage both front and back! Panoramic view of West River in front & quiet protected views in back w/ private pier! Accommodate up to 35’ sailboat & 25’ power boat simultaneously. The enclosed front porch offers broad views to relax, entertain, watch sailing regattas & sunsets. Cruise in 5 minutes to waterfront restaurants and sailing club in Galesville! AA1000393466 $1,150,000
Edgewater – Waterfront Retreat! This property has it all! Great location, scenic views! Gentle slope to pier with protected, deep water private pier, In-ground pool, 3 car garage with guest quarters overlooking the pool! Contemporary design, lots of light, cathedral ceiling in living area with loft above. Hardwood floors, 3 BR, 3 baths. Easy access to great cruising/sailing on Chesapeake Bay, close to Galesville waterfront restaurants, sailing club! MLS#AA10211509 $969,000
Shady Side – Waterfront charmer w/panoramic views! Sunsets over West River! More than 2 acres of property! Private pier! Oversized garage with guest quarters above, could also be a great office or studio! Enjoy cruising, sailing, kayaking or paddle boarding from your waterfront retreat! Nearby Galesville offers waterfront restaurants, sailing club. Close to Annapolis, within easy reach of Washington D.C. and Baltimore major airports. MLS#AA9917480 $849,000
Davidsonville, One Level Living! – 3.91 acre lot with wonderful privacy! Great Location, all brick exterior, lush landscaping, industrial back-up generator. 3,950 sq ft living space on one level! Huge master bedroom, open kitchen/family room, den, office space, lots of light. 1,800 sq. ft. elegantly finished in lower level and about 1,800 sq ft unfinished for work space or storage! MLS#AA10197836 $769,000
New Waterfront Home! – Just completed! Spectacular home with panoramic water views of West River and Chesapeake Bay! Hardiplank siding. Nearly 3,000 sq. ft living space, 4 BR, 3 1⁄2 baths. Open floor plan, lots of light, granite, stainless, hardwoods, private pier. MLS #AA10207888 $1,195,000
New Waterfront Home In Shady Side! - To be built on waterfront lot overlooking Chesapeake Bay! Last lot of 3 in small enclave with protective covenants and community open space! 2,700 sq. ft. 2 story home with 2 car garage and great view of the Bay. Half acre wooded lot with access to open space on the waterfront! Call for appointment to view this site. MLS#AA10147650 $893,889 Lot without house $450,000
BILL WHITMAN
william.h.whitman@gmail.com http://www.annearundelhomes.com Long & Foster ANNAPOLIS Luxury Homes
(c) 443-254-2081 (o) 410-266-5505
32001.33.12.014.indd 1
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ANNAPOLIS
SEVERN
MILLERSVILLE
Beechwood on the Burley water privileged home on expansive lot and plenty of space! In-law suite on main level with bonus master suite up and 3 additional bedrooms. Many possibilities including room to expand lower level. Big open kitchen and family room with fireplace, hardwoods, renovated baths and more! Text R855073 to 52187
Beautifully updated & maintained Cape Cod in Severn, mere minutes to NSA and Fort Meade! 4 BD, 2.5 BA, sited on a .91 acre lot, remodeled kitchen with granite counter tops, sep. dining room, crown moulding, hardwood floors, & 1st floor laundry. Master suite w/sitting room & attached full bath w/sep. tub & shower. 3-seasons room and rear deck, in-ground pool, fenced rear yard & attached 2 car garage. $519,000 AA9911673 Text R269891 to 52187
Severna Park Schools! This 5 bedroom home has 2 master suites, walk in dressing room, beautifully updated kitchen and bathrooms, wood floors, new roof, dual zoned HVAC (one new). Expansive yard with side load garage and welcoming front porch and back deck make this home the perfect find! Fully finished basement with bar for entertaining and close to Kinder Farm Park, Chartwell CC, & Swim Club! Text R834606 to 52187
MILLERSVILLE
SEVERN
Enjoy all this wonderful home has to offer located close to Kinder Farm Park, Chartwell Golf and CC, and St. Andrews Swim Club. Ease of commuting between major routes yet private park like setting, convenient to shopping, eateries and more! This beautiful home was custom designed for elegant yet casual living, perfect for entertaining indoors and out with rooms that feel cozy, yet space for all! Text R834609 to 52187
Casual elegance and ease of entertaining in this one level open concept living home. Hardwoods, granite and stainless, sunny bright morning room off kitchen, high ceilings and bonus loft for additional living space, office or bedroom. Lower level is finished with high ceilings, full bath, large rec room and 3 finished rooms for all your hobbies! Close to the MARC train for an easy commute!Age 55+ Text R837052 to 52187
ARNOLD Gorgeous Colonial in water privileged community of Jamestown on the Magothy!39 owned solar panels have 19 years of warranty remaining HUGE SAVINGS! Recent bill $8.26! Others extras include full yard irrigation system, paver patio, Zoysia sod, 42’’ cherry kitchen cabinets, gourmet kitchen,high end appliances,vaulted ceilings and 3 skylights in master bath, new HVAC,garage door,roof, & front door! Text R823616 to 52187
GLEN BURNIE
ANNAPOLIS
SEVERNA PARK
Endless possibilities to put your personal mark on this solid home in water privileged neighborhood! Roof, furnace/A/C, tankless water heater all replaced as well as windows, siding and recently rebuilt deck! Hardwoods throughout and 3 full baths, updated kitchen with skylight and wood burning fireplace with large brick hearth surround. Walk to schools,parks & enjoy water access w/beach & Pier! Text R767869 to 52187
Investor Alert!! 2 units! Duplex perfect investment or buy and live in one side and rent the other or convert to single home. Water view and great Annapolis location near Truxton Park. Each unit has 4 bedrooms/2 baths, plenty of parking and separate entrances. Lead cert, city permits current. Subject to lease on one of the units. Interior renovations and updates underway, more photos coming soon! Text R842855 to 52187
SHADY SIDE
Charming and classic with detached garage and fenced back yard. Updates include structural, brand new roof, mechanicals and more! Put your design and decor on this surprisingly large home located walking distance to restaurants and shops nearby. Lots of yard space and parking in front and back make this a super home for all!Expansion possibilities in lower level would add even more finished space. Text R748819 to 52187
ARNOLD
ANNAPOLIS
Enjoy water views in this beautiful new construction in Snug Harbor! 4 BD, 2.5 BA, stunning kitchen w/granite counters, 42’’ solid wood cabinetry, island w/breakfast bar, room for table space, huge pantry & stainless steel appliances. Gorgeous great room w/gas fireplace & sliding glass door to rear deck. Large master BD w/attached full bath & private deck. Finished fam room & 2 single car garages! Text R586254 to 52187
New Construction with all the bells and whistles. Granite kitchen, wood floors, tiled baths and more! 2 homesites available. Don’t miss this opportunity for a new build in water privileged Cape St Claire. Plans and specs available under matrix docs. HOMES ARE UNDER CONSTRUCTION, SPRING DELIVERY. MHBR5647 Text P878433 to 52187
Enjoy your summers in the water privileged community of Schoolers Pond. Newly updated home with fresh paint, carpet, refinished wood floors, 2 year old roof, and more! Community offers waterfront access with kayak racks, grills, picnic tables and a pier. Walk to the Point waterfront restaurant and enjoy all that this fabulous location has to offer! Text R812899 to 52187
443-995-2297 TOLL FREE
1-888-436-1094 ASSOCIATE BROKER
deedee@longandfoster.com
www.marylandhomesnow.com 32001.33.12.015.indd 1
6/20/18 9:12 PM
CONTEMPORARY ELEGANCE in desirable Prospect Bay w/ golf,tennis,swimming,boating & more! Open concept w/ water views from every room. Pool, screen porch, pier w/boat lift, mechanical dock to launch jet skis, paddle boards and kayaks. Located on protected marina basin with expansive views of Eastern Bay. Unique crows nest look out & attached guest rooms make this home the perfect destination! Text R791805 to 52187
GRASONVILLE
TRANQUIL WATERFRONT PARADISE HAS IT ALL! Private locale w/3400+ sqft contemporary home sited on a gorgeous 3.55 acre prof. landscaped lot, 100’+ private pier w/3 slips, lift, boat launch & waterside gazebo. Gourmet KIT w/SS appl., granite, brick FP, pantry & breakfast room. Sep. DR w/FP, huge great room w/FP & den. Main level master w/lg full bath, front & rear decks, detached garage, pool & more! Text R520185 to 52187
BALTIMORE
SOUGHT AFTER ANNAPOLIS WATERFRONT LOCATION! Take the water taxi to town from your own private pier or sail off on the Bay. Remodeled original cottage, expanded to 5800 sqft and uniquely designed for outdoor entertaining with indoor pool opening to waterfront veranda. Coffee or cocktails by the waterfront will make every day feel like a vacation! Text P107590 to 52187
ANNAPOLIS
443-995-2297 TOLL FREE
1-888-436-1094 ASSOCIATE BROKER
deedee@longandfoster.com
www.marylandhomesnow.com 32001.33.12.016.indd 1
6/20/18 9:12 PM