Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
Volume 33, Issue 5
Spectacular SOUTH RIVER VIEWS
See Page 11 for more information
REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.5.001.indd 5
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LORI WOODS-FORTNEY
REALTOR®
Cell: 410.808.1469 Office: 410.827.7500 Home: 410.827.5128 LoriWoods@realtor.com Visit my new website www.loriwoods.ismyreagent.com
OYSTER COVE AT KENT NARROWS OYSTER COVE - Pricing from $375,000 - $539,000
ALL HOMES OVERLOOKING WATER! Community has 2 marinas, pool, lighted tennis courts,a jogging/walking path, and a club house! Walk to restaurants & tiki bars! Outlet shopping & golf just 5 min 50 min to Wash,DC & Baltimore, 20 min to Annapolis
At The Water’s Edge
#810 TH with garage - deck just 50 ft from water - $429,000.
KENT NARROWS, MD Pricing from Mid $700’s To Mid $800’s
GATED WATERFRONT COMMUNITY – NARROWS POINTE
Gated community of only 38 town homes surrounded by water! 3,000 square feet with 3 Bedrooms, 3.5 Baths, lofts, bonus/media room and 2 car garage. Open & airy with vaulted ceilings and dramatic use of windows to accentuate spectacular views! High-end
See the video tour online at: http://vimeo.com/80677396
custom finishes throughout! Backs up to Mears Marina with over 600 slips, pool, fitness center, restaurants and Cross County Trail just outside your back door. Only 20 min from Annapolis, 50 min from Baltimore & DC. 438 NARROWS POINTE DR ## 22 $798,000.
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Scan this code to view my listings
J.J. FEGAN
410-353-0956-CELL 800-368-3301-OFFICE Subscribe to my YouTube Channel. www.jjfegan.com or email me at: jj@jjfegan.com
LEADING EDGE G IN N M O CO SO
FOR MORE INFO TEXT R619804 TO 52187 STED JUIST L
FOR MORE INFO TEXT R523620 TO 52187
NEW WATERFRONT UNDER CONSTRUCTIONSTED If you hurry, still time JUIST to choose colors & L options! 4BR 2.5BA, 2 car garage, open flr concept, cathedral ceilings in master BR w/ gorgeous views of the creek & South River-comm priv. incl. 5 sandy beaches,boat ramps,community piers & clubhouse! FOR MORE INFO TEXT R619806 TO 52187 $259,999 UPGRADED HOME ON CORNER-skylights give tons ES of natural light-Upgraded kit CR A cabinets-Corian counter tops 2+ w/ stainless appls-upgraded 1 baths-spiral staircase to loft-sun setter awning over new deck-6ft white vinyl privacy fence in back, 4ft in front-oversized 2 car paved drive-barn style shed w/ elec-water priv comm with 5 sandy beaches, piers, ramps, playgrounds & clubhouse FOR MORE INFO TEXT R619431 TO 52187
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FOR MORE INFO TEXT R626372 TO 52187
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FOR MORE INFO TEXT R429772 TO 52187 REAL ESTATE SETTLEMENT SERVICES
$125,000 12+ ACRES HOME SITE FIT FOR A HUNTER/ WILDLIFE VIEWER-If you like to watch or hunt this is the place for you-deer,wild turkey squirrels & rabbits-watch the waterfowl fly by-this parcel is approx 75% woods & 25%-100’ waterfront on Robbins Creek off Choptank River w/cabinland was perc’d for standard septic septic system for 4 BR home-call for details-plat and perc available
$525,000 ONE LEVEL LIVINGVE gourmet kit w/ custom 02 L A 4 1 RA cabinets, granite top & T N dble wall ovens-wood flrsE Master br suite w/cathedral C ceiling- 23x31 family room w/freestanding woodstovelarge screened in porch over looking pool-CAR BUFFS DREAM-huge 3+ car gar(35x28+) 1/2 has 16’ ceilings-3 gar doorsin-law apt over gar w/corian tops-newer In Ground gunnite saltwater pool-9’ deep endpool house & pavers-coy pond
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V 02 A 14 RAL T EN
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WATER VIEW RANCHER IN EDGEWATER BEACH4BR 2BA-large fenced in yard w/ over sized shedyear round sun room w/ knotty pine-granite counter tops, stainless appls, dbl oven, in law/ teenager apartment in basement w/ separate outside entrance-comm priv. incl boat ramp, playground & party gazebo! $439,000
$379,900 CAR BUFFS DREAM-4 CAR DETACHED GARAGEhuge kitchen w/ tons of cabinets,granite counters & double wall oven-cherry & oak hardwood flrs pellet stove in LR-Large deck off kitchen-separate 2 BR 1BA w/ kitchenette-in law/teenager apt above garage-Ches Bay sandy beach comm w/ swim area,kids playground & grilling area-boat ramp, multi slip dock & more!
CAPITOL ◆ TITLE SINCE 1973
ATTORNEY OWNED & OPERATED AFFILIATED WITH GOLDSTEIN & LEVY, P.A., GENERAL COUNSEL
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FOR MORE INFO TEXT R592356 TO 52187
$349,900 UPDATED HOME IN SELBY-4BR 3BA-Newly finished hardwood flrs, New Kitchen appliances, granite counter top & island, 2 brick fireplaces, 2 master bedroom suites-one on the 1st floor, one on the 2nd floor. Comm priv incl. sandy beach, boat ramp & private club house great for parties, weddings etc!
PROFESSIONAL CLOSINGS WITH A PERSONAL TOUCH Annapolis Office (410) 266-9708 | (800) 264-0228
Offices in: Columbia ◆ Rockville ◆ Suitland ◆ Washington, D.C. ◆ Dunkirk ◆ Crofton ◆ Severna Park
Visit us Online at www.capitoltitle.com
Settle On Our Experience
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WATERFRONT
THE DOWNS 4 BR 4.5 Bath WATERFRONT w/ deep water pier & lifts ~ AWARD WINNING renovation, approx $850,000 in improvements ~ Rear yard paradise w/ pool, screened porch w/ stone FP, deck & outdoor kitchen ~ Fully finished walk out LL w/ wetbar, rec room & FP ~ Private & secluded LOCATION! 850 ST EDMONDS PL ANNAPOLIS Offered at $2,150,000 SEE TOUR @ lorigough.com
NEW LISTING
CHILDS POINT ESTATES One year young 5 BR 5 Bath Colonial w/ community pier Stunning gourmet kitchen & dramatic 2 story family rm w/ FP Luxurious master suite w/ FP, sitting rm w/ wetbar, & true super bath Fully finished walk out LL w/ 5th BR & full bath Premium LOCATION near downtown & major commuting routes 1830 WOODS ROAD, ANNAPOLIS Offered at $929,900 See tour @ lorigough.com
New Listing! WATER PRIVILEGED COMMUNITY
WATERFRONT
MELVIN ROAD WATERFRONT RARE OPPORTUNITY to build on exclusive MELVIN ROAD! ~ 1.24 acres with 110’ of deep water frontage/private pier ~ Building, grading, and new pier permits in hand & convey ~ Southwest exposure, level lot to water ~ Plans for 3/4 BR 4 Bath luxury home w/ pool designed by Cathy Cherry convey 964 MELVIN ROAD ANNAPOLIS Offered at $1,495,000 SEE TOUR @ lorigough.com
115 ROLLING ACRES
NEW LISTING
SOUTH RIVER COLONY LOCATION! Ideally sited on 1.04 acres in the Preserve section of SRC Sellers have invested over $160,000 in recent improvements Amazing Renaissance built 5 BR 4.5 Bath Colonial Fully finished walk out LL w/ 5th BR, full bath, gym & kitchenette. Comm pools, tennis, playgrounds & private golf club. S. Riv schools 3469 MONARCH DRIVE EDGEWATER Offered @ $1,095,000 See tour @ lorigough.com
PRICED TO SELL
SPRING LANDING FARM
SOUTH RIVER COLONY
Private & secluded 115 acre horse farm w/ gated entry ~ State of the art Equestrian Center (Four years young) ~ 20 stall barn, indoor & outdoor riding arenas, paddocks ~ Separate 3 BR sf caretakers home ~ Ideally located convenient to Washington DC, Baltimore & NO Va 16900 CLAGGETT LANDING ROAD UPPER MARLBORO Offered at $3,200,000 SEE TOUR @ lorigough.com
Exquisite Renaissance built 5 BR 4.5 Bath Colonial ~ Premium cul de sac LOCATION in the Preserve ~ Deck overlooks private rear yard backing to woods on .93 acres ~ Fully finished walk out LL w/ wetbar, 5th BR & full bath ~ Three car side load garage/ paver circular driveway 204 BLACK SKIMMER COURT EDGEWATER Offered at $999,999 SEE TOUR @ lorigough.com
NEW PRICE
NEW PRICE
FISHING CREEK FARM SOUTH RIVER COLONY
HARBOR HILLS
FISHING CREEK FARM
Lovely 5/6 BR 4 full 2 half bath Brick Colonial ~ Featuring approx $400,000 in recent upgrades ~ Private fenced rear yard w/ Pebble tec pool, patio & deck ~ Stunning gourmet kitchen/ tastefully renovated master bath ~ Community pool, marina, tennis, clubhouse & beach 3417 HIDDEN RIVER VIEW ROAD ANNAPOLIS Offered @ $1,450,000 SEE TOUR @ lorigough.com
~ Nicely updated 4 BR 3 Bath Colonial on 1.10 acres ~ Lovely renovated kitchen & breakfast room ~ Deck overlooks peaceful wooded splendor & bonus playhouse ~ Community pool, marina, tennis, clubhouse, playground & more ~Davidsonville & South River schools 3491 CONSTELLATION DRIVE DAVIDSONVILLE Offered at $650,000 SEE TOUR @ lorigough.com
Custom crafted 5/6 BR, 4 Bath non riparian WATERFRONT home. ~ Enjoy the amazing sunsets! Tranquil & peaceful WF setting ~ Finished walk out LL w/ rec room, FP, & billiard room ~ Incredible master retreat w/ private balcony, office, & bar ~ Community pool, marina, launch ramp, tennis, clubhouse, beach 3422 HIDDEN RIVER VIEW ROAD ANNAPOLIS Offered at $1,399,000 SEE TOUR @ lorigough.com
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IS YOUR HOME PREPARED FOR AN EMERGENCY? If there’s anything we’ve learned over the years, it’s that Mother Nature is unpredictable and fierce, and that no one is safe from her path. Despite your best efforts to prevent it, sometimes disaster strikes. That means you should always be prepared for the unexpected. The right preparations and supplies will help you protect your family and your home. There are steps every homeowner could and should take to prepare for a natural disaster. Gold Medal Service, a New Jersey-based heating, cooling, plumbing and electrical service company advises taking the following steps to make sure your home is storm-ready: Waterproof low-lying areas. Basements are particularly susceptible to water issues such as flooding and leaks. Look into a variety of solutions, such as submersible sump pump systems, door and window sealing, waterproof sprays and interior drainage systems. If you live in an area with a propensity for flooding or rising water, have sandbags readily available in a shed or garage in case you need to build a dam around doors or windows. Install or inspect generators. While going without power may seem like an inconvenience, it’s actually a serious safety issue. For example, a HVAC system going out, or the inability to run fans in extreme heat can prove dangerous or deadly. A backup generator is a great alternative power source, however, make sure it’s professionally installed and periodically inspected. Also when running it, make sure it’s being run in a well ventilated or outdoor area to prevent carbon monoxide build-up.
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Have your heating system inspected. Make sure the flues and vents throughout your heating systems are clean and clear of debris. Blocked vents can cause a dangerous carbon monoxide build-up in your home. Have a professional conduct the inspection if you’re unsure how to do so. Install and inspect alarms. Carbon monoxide and smoke alarms are a life-saving must; however, if they’re not functioning properly, it defeats the purpose. Make sure the batteries are fresh so they can run in case of a power outage, and bring in a professional inspector to ensure everything is working properly. In addition to having your home’s systems inspected and ready to go, have the following in place for you and your family: Water, flashlights, extra food and other necessities, such as medicines and eyeglasses A solar charger for your cell phone A battery-powered radio A list of your city’s emergency shelters An updated insurance policy with adequate coverage, especially flood coverage A rehearsed plan for what your family will do in the event of an emergency
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“Homebuyers should take advantage of their right to obtain a copy of the appraisal report,” Amorin says. Even though the appraisal is ordered to help assess lender collateral risk, buyers are entitled to a receive copy of the appraisal report to review and keep for their records. Federal regulations require lenders to provide property buyers with free copies of appraisal reports no later than three days before the loan closes, so homebuyers should definitely obtain one before then. “Although appraisal review is best performed by qualified appraisers, consumers should examine the appraisal for potential deficiencies,” says Amorin. According to “Appraising the Appraisal: The Art of Appraisal Review,” common errors in appraisals include: misuse of adjustments to comparables; disregarding special financing and concessions; or miscalculation of gross living area (GLA). Amorin suggests consumers ask themselves:
99 Does the floor plan have any functional problems? 99 Does the house (particularly the kitchen and bathrooms) require major remodeling to make it comparable with similar homes in the same price range? If so, how much would that remodeling cost? 99 Is the number of bedrooms and baths in the home comparable to similar homes in the same price range? 99 Did the appraiser perform an adequate inspection? “Most lenders have appraisal appeal procedures, known as ‘Reconsiderations of Value,’” says Amorin. “If you’re aware of recent, comparable sales information or items that may not have been available or considered by the appraiser, provide those to the lender. If problems were found with the first appraisal, you can and should obtain a second appraisal.”
99 Do adjacent homes add or detract from the value of the subject property? 99 Is the subject property equal to or lower in price than surrounding homes?
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Appraisal Disappointing? STEPS TO TAKE
A
r e you disappointed by the results of your appraisal? If so, don’t fret too much, you have options to explore, according to the Appraisal Institute.
“Homebuyers and sellers should first understand what an appraisal is and how it’s used,” says Jim Amorin, president and acting CEO of the Appraisal Institute. “Real estate appraisals for mortgage finance applications are prepared for the bank or financial institution so they can better understand the collateral risk in making the loan. This can be confusing, because homebuyers typically pay for the appraisal and receive a copy of it.” In some cases, the appraisal may not match the contract price— but just because an appraisal comes in below (or above) the listing or contract price doesn’t mean it’s flawed, Amorin says. The agreed-upon contract price may be above market value, for example. In those situations, the buyer and seller often renegotiate the contract at more favorable or balanced terms. “Homebuyers should ask their lender for the qualifications of the appraiser, including whether they are designated by a professional association like the Appraisal Institute,” says Amorin. Only a qualified and competent appraiser should be chosen, as they know how to conduct a thorough market analysis and how to make appropriate adjustments.
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Homebuyers also can ask whether the appraiser is employed directly by the bank or whether the bank utilizes an appraisal management company, and what their procedures are for engaging qualified appraisers. “The best way for consumers to combat potential problems with appraisals is to ensure the appraiser hired by their lender is highly qualified and competent,” Amorin says. “Consumers have every right to demand the use of a highly qualified appraiser, someone with field experience in their market and knowledge and experience to handle the assignment properly.” “Contrary to incorrect interpretations of appraiser independence requirements, appraisers welcome information that would assist the development of credible assignment results,” says Amorin. If lender policies permit, consumers can accompany and follow along appraisers as they conduct the property inspection and may provide the appraiser with any information they consider important. Amorin suggests consumers ask their lender for permission to do so, and confirm the appointment. Consumers should also take note of whether an adequate inspection is performed. Did the appraiser spend enough time at the property to observe important features or improvements or potential problems?
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BUYING A HOME? FACTOR THESE INTO YOUR INTEREST RATE CALCUL ATIONS By Liz Dominguez The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.
CREDIT CAN MAKE OR BREAK YOU. Your credit score will determine how reliable you are in the lending world. The higher your score, the lower your interest rate will likely be. Check your credit on one of the three major credit reporting agency sites—TransUnion, Experian and Equifax—or your credit card company may have a free credit report service (although these aren’t as reliable). Improve your FICO score for a better chance at a lower interest rate.
FACTOR IN SIZE & LOCATION State or County: Even your place of residence can affect your rate. Local Mortgage Lenders: Shop around. Interest rates can vary from company to company even if they’re located in the same town.
Loan Size: The size of your home can also impact your interest rate. The bigger the loan, the higher your interest rate will be if you’re not putting more money down. Down Payment Size: Your mortgage interest rate may also depend on how much
you’re putting down and if your loan includes closing costs and private mortgage insurance (PMI). Putting down less than 20 percent can increase your risk factor and may require PMI, but your interest rate may be lower depending on the loan.
NOT ALL LOANS ARE CREATED EQUAL Loan Length: Your loan terms play a bigger role in interest rate calculations than you think. Have you decided whether you want to pay off your loan in 15 or 30 years? You may pay more per month with a shorter term, but you’ll be paying less interest over the life of your loan. Short-term loans may also have a smaller interest rate. Fixed or Adjustable: You’ll also have to consider whether a fixed, or adjust-
able-rate, loan is right for you. Your interest rate can change over time if you choose an adjustable-rate loan. It may start off low or fixed, but can increase over time depending on market conditions. Fixed-rate loans, however, will have a higher interest rate attached to them. Loan Type: Interest rates can also vary according to your loan type. Choosing a loan can be overwhelming, but a local lender should be able to provide you with
the best options. Some of the more popular loans are conventional, FHA and VA loans. While FHA loans have less down payment restrictions and a smaller interest rate, your monthly payment can be more expensive due to the required PMI added on. VA loans can have smaller interest rates and don’t require PMI like FHA does. Conventional loans are widely accepted in the real estate industry as dependable, but your interest rate may be higher.
Editor’s Note: This was originally published on RISMedia’s blog, Housecall. See what else is cookin’ now at blog.rismedia.com Reprinted with permission from RISMedia. ©2017. All rights reserved.
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Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
CHESAPEAKE BAY REGION PUBLISHER Jeff Robinson Graphics & Production Amy Little/DflyDesigns CUSTOMER SUPPORT April Goodson MOBILE MARKETING Ariel Kelly To Advertise Contact: Jeff Robinson 410.263.3633 TREBJROB@aol.com Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
Volume 33, Issue 5
Spectacular SOUTH RIVER VIEWS
See Page for more information
REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.5.Cover.indd 5
12/4/17 8:10 PM
VETERAN OWNED BUSINESS P.O. Box 4156 Annapolis, MD 21403 All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “Any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status,, or national origin or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising for real estate which is in violation of dwellings advertised are available on an equal opportunity basis.
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Severna Park Waterfront
with 100 foot / 5’ wide pier & Boat House + boat lift.6’MLW.on navigable Cypress Creek. Enjoy the Magothy River from this turn-key condition home. enclosed brick carport w/ lighting and electric outlets,Hardwood flooring main level
Text R204899 to 52187
Jeff Robinson
cell: 410.991.7640 office: 410.224.0600 JeffRobinson@ChampionRealty.com
Jeff-RobinsonOnline.com
Beautiful home built on 25 acres
*Landscaping w/Irrigation System*Soaring Ceilings*Hickory hardwood floors*20 KW standby backup generator*ADT security system*Main Floor Master Bdrm w/Full Bath*Main Floor also has Two Bdrms w/ adjoining Full Bath*Huge 2nd Floor w/2 Bdrms w/Full Bath*2nd Floor has Separate Zone for savings*Finished Basement w/1 Bdrm*Great Hunting*Community boat ramp*Owner Financing
Text P1023705 to 52187
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CELEBRATING 70 YEARS OF SEAFOOD In 1945, Holton C. Harris, grandfather of Jerry Harris and Karen Harris Oertel, owned and operated a plant where Harris Seafood Company is now. Its name was Kent Oyster Company. After William (Captain Bill) Holton Harris returned home from serving in the Army in WWII, he eventually purchased the oyster packing plant and continued to operate under Kent Oyster Company. This is the site where Harris Crab House is currently located. In the early 1900’s there were 20 shucking houses located in the Kent Narrows area. 1947 – 1957 Captain Bill Harris and his wife, Violet Mae Harris (Sis), while raising their young family including son Jerry, 4, and daughter Karen, 1, purchased the property known as W. H. Harris Seafood. They packed oysters under Bay Shore Brand. They sold all processed oysters in 5 gallon cans to the Baltimore market both local and nationwide. The local Maryland, North Eastern Corridor, West Coast to California, and Canadian markets were productive as well. There were developing markets all across the country. Hurricane Hazel severely affected the area and seafood industry when it hit in 1954. 1957 – 1967 The small oyster can market (quarts, pints and half pints) became prominent during this era. The soft shell clam industry started during this time. Captain Bill partnered with Louis Crouch shucking clams. Crabs became a market source as well during the spring, summer and fall seasons. When the crabs were combined with the oyster season (Fall & Winter), they were able to continue the business year round. 1967 – 1977 Jerry Harris, son of Bill & Sis, joined his father in 1965 for a period of time and then rejoined again in 1968. Art Oertel, daughter Karen’s husband and Bill & Sis’ son-in- law, worked for the business part time doing maintenance and driving a truck to pick up oysters. He joined full time in the early 70’s. Karen, daughter, and Pat, Jerry’s wife and Bill & Sis’ daughter-in- law, worked part time in the office during this time. They both moved to full time in the mid 70’s. At this time the oyster sold for approximately $ 8.00 per gallon. W. H. Harris Seafood employed approximately 70 people from the community. Hurricane Agnes severely affected the area and seafood industry when it hit in 1972.
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1977 – 1987 Oysters in the bay became scarce during this time. In order to remain in business, oysters were supplemented by purchasing from the Gulf of Mexico, New England, New Jersey and Delaware regions. Our history of the industry was that when one area was without oyster product, then the other areas would often help by selling their oysters to the area in need. There were many times when W. H. Harris Seafood sold to the others states/areas to assist them when their oyster product was not available. The business handled and sold many blue crabs during this time, marketing to Baltimore, D.C., and other local areas. Also, they had a shed they used to sluff out soft crabs, selling them in the very same markets. The first Harris Crab House was opened during this time in the summer of 1981. It was located on the waterfront side of the oyster processing building. There were 11 tables with 6 seats to a table seating allowing 66 guests to be seated at one time for the first year. They employed approximately 10 people from our local community. The menu was limited to raw and steamed foods only: shrimp, oysters, clams, crabs, etc. We started the first practice of sharing tables in the area. This idea came from the New England area which the W. H. Harris Seafood owners would visit customers for trade shows and sales trips. The clamming industry had been scarce but started to rebound during this time. There were tractor trailer loads of oysters purchased and sold during this time. Sometimes as many as two trailer loads a week were delivered to the West Coast and Canada as well. The small can market and half shell market started to expand also. 1987 – 1997 Captain Bill and Miss Sis retired. Jerry & Pat and Art & Karen purchased the business and the land. The restaurant became more successful and outgrew its space. A new larger Harris Crab House was built and had a soft opening on March 8, 1991. The advertised date for opening was March 14 th . We opened to a full house and a line waiting to get in. We continued to employ approximately 90 people from our community during the peak of the season. Concern over the new high rise bridge over the Kent Narrows Waterway was high. Local businesses joined together and created an advertising campaign for the area. W. H. Harris Seafood’s market for oysters continued to grow that side of the company. We continued to purchase oysters from local watermen, but had to look to purchasing from other states to have the business survive. Concern over the lack of oysters in the Chesapeake Bay and a failing industry encouraged the State of Maryland to create the Oyster Round Table. The local watermen and representatives from many parts of the industry served on many commissions and county organizations such as this. Karen Oertel served on the Oyster Round Table, and has been on the board of the Oyster Recover Partnership for over 20 years, as a representative for Harris family businesses. This organization continues to work with watermen, the Federal and State government, and the University of Maryland in increasing the health of the Chesapeake Bay and replenishing its oyster population. In the summer of 1989 and beyond, the opening/expanding of Red Eyes Dock Bar, Fisherman’s Crab Deck, Mears Point Marina, The Jetty, etc. helped to increase the amount of customers visiting the Kent Narrows area.
1997 – 2004 To grow the businesses, Harris Crab House and W. H. Harris Seafood began to offer off site crab feasts. Steam rigs went to events in Maryland, D.C., and Pennsylvania so that customers could enjoy the Harris Family crabs. At this time the restaurant started to make our own Nutty Buddies, a homemade ice cream cone with vanilla ice cream, chocolate and peanuts. Hotels and other restaurants still buy the Nutty Buddies as a perfect treat at the end of a good meal. 2004 – Present The businesses continue to remain with their services and supply great seafood to our customers. We continue to buy product from approximately 350 watermen in the Chesapeake Bay region. Harris Seafood Company, LLC is owned and operated by Jason Ruth. He employs approximately 45 people from the local community. The oyster packing house operates year round and also shucks clams for part of the year. Harris Seafood Company places a great emphasis on ensuring the future of the oyster industry through aquaculture Last year alone, they planted over 72 million oysters on both public grounds and private leases to give local watermen oysters to work on in the future. Harris Seafood has nearly 2000 acres of productive oyster bottom under management, providing a year round supply of Chesapeake’s famed oyster. Harris Crab House is operated by President and General Manager Michael Harris. The Harris’ and Oertels’ have kept the land in the family for the entire 70 years. Their children all serve on the Board and manage the properties. Generations of family members and employee’s family members have worked or are still working at Harris Crab House. We are proud to be local Maryland business owners and employee approximately 140 people from our community during peak season. We are proud to employ our community and have them represent what we feel is the very best of the Eastern Shore traditions and history.
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HOW-TO UPGRADE YOUR E N T R Y W AY BY ZO E EIS ENB ER G They say first impressions matter, and the entryway of your home is the perfect example. As a part of your foyer area, an entryway can make or break your home’s appearance. Below are some helpful tips for making sure your space wows you--and your guests-- every time you enter. K ILL C LU TTER. Clutter is a huge no-no in your entryway, as it impacts the entire vibe of your space from the moment you set foot in the door. However, this can be hard, as the entryway is the space you dump your keys, mail, boots and coat. To remedy this, make sure you have designated, tucked away spaces for everything you store at the entrance of your home. Hooks for coats, baskets for mail, a covered bin for shoes can all work wonders. As a bonus, this will also prevent you from losing the things you need the most when the time comes to head out. A DD A S TATEMEN T. Placing a beloved piece of art or furniture in the mouth of your home is a great way to appreciate it every time you enter, and can offer a fantastic conversation starter between you and guests. Decorative mirrors, abstract art, and pictures are all ways to implement a statement piece. H AVE A S EAT. Whether it’s a plush chair or a simple bench, a seat in your entryway is great for roosting as you tie your shoelaces, and makes a perfect place for attractive accent pillows. LIGH T IT RIGH T. Good lighting in your entryway is a must. Add an attractive lighting fixture, set up a dimmer for mood, and a floor or table lamp for added options. P ERS O N A L TO U C H ES . Placing photos of your family and pets in your entryway can add a nice personal element and warm your heart every time you pass by.
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Style First, look at your home objectively and identify its architectural style. Is it a simple, boxy home with clean lines? Or perhaps ornate with lots of decorative detailing? Plain, uncluttered exteriors look best when painted with a straightforward one-two color combination. Uniformity of color matches the regularity of home construction. More elaborate house styles may call for between 4-6 different colors. Next, observe your home critically in the outside light. Does the house stand in full sun much of the day? Are there sections of perpetual shadow? How do you expect bright light or shade might alter the appearance of your color choice?
Location Do you live in a beach community? Does your home sit on rural land, or in suburbia? Certain color combinations look best depending on the geographic location of your structure. You wouldn’t paint a farmhouse teal, for example, but against the backdrop of water teal perfectly complements a marine palette. If your home is rural, take color cues from the earth. Bronze-brown, russet red and deep forest green all reflect natural surroundings, and confirm their place in it. Dark colors also tend to make a structure appear smaller. In a rural setting, this leaves more visual space for the beauty of adjacent fields and woodlands. Suburban home color combinations can go bold, but remember that community feel comes into play. You don’t want to stick out significantly from your neighbors. In fact, some homeowner associations won’t allow it. And if you are thinking about putting your home on the market, you want to stay with colors that appeal to a wide variety of potential buyers.
History Consider the history of your home. Do you know there are color charts designated explicitly for historic structures? If your house is old, honor its origin with color combinations unique to the period in which it was built. And if you reside in a historically preserved area, your home’s updates will play an essential role in enhancing the entire district.
Trial Once you’ve come up with likely color combination candidates, it’s time for a trial run, or two. After all, this is a decision you’ll be living with for a while. First, print out pictures of your house in broad daylight. Bring those images to the paint store and compare color chips directly. Seeing small-scale combinations right up against the image of your home may narrow your final contenders. Next, buy tester-size canisters and paint small areas of the house. You’ll probably be surprised to see hues change as the paint dries. You may also note significant color differential in shady spots as opposed to areas with full sun. Most homeowners choose different shades, either lighter or darker, after direct application tests. Once you’ve finally determined the siding and shutter color combination that’s right for you, you can rest assured knowing it also ties together your home’s unique style, location and history. Now, that’s a good vibe!
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Guide to Choosing Siding & Shutters That Don’t Clash By Megan Wild
It’s time to redo the exterior of your home. The place is looking a bit worn, and you’ve seen how a fresh coat of paint and updated colors can transform a structure. You’re considering going bold, maybe it’s time to shake things up. Then again, you don’t want to overstep bounds and glaringly stand out either. You begin to notice the color combinations on other houses. In fact, you’re kind of obsessed. You note a soft sage green home with butter yellow trim and realize that — while you would never have chosen those colors — you love the way they look. You pass a stately white home with long black shutters and consider how that classic combination enlarges the home’s appearance. We’ve compiled several tips to help you choose the siding and shutter color combination that’s right for you and lends the updated look you desire.
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Improve Your Home’s Air Quality You may think about air pollution while you’re running alongside a busy road or strolling to your favorite coffee shop, but do you ever think about the pollutants inside your home? Between sleep and home hangouts, the majority of your time is spent between your own four walls. According to Aire Serv, you should regularly change the HVAC filter in your home to help improve indoor air quality. For ease, stock up on a few filters at a time and plan to check the filter monthly. Other considerations to keep in mind include:
1
Dust and vacuum often. It’s easy to put off dusting and vacuuming, but removing dust means you get rid of one of your home’s most prevalent pollutants. Instead of a feather duster, use a wet rag or electrostatic cloth to trap dust instead of spreading it around. When you vacuum, turn the thermostat setting to ON so the fan blows continuously, drawing up dusty air and filtering it before sending it back into the air you breathe.
2
Avoid chemicals. Everything from cleaning products and air fresheners to personal care items give off harmful vapors that become trapped in your home. Avoid chemically laden products and choose non-toxic, non-aerosol, unscented products instead to promote good indoor air quality.
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3
Utilize existing spot ventilation around your home. For example, run the bathroom exhaust fan when you shower and clean; flip on the kitchen range vent when you cook and clean; and turn on the laundry room exhaust vent when clothes are drying. These habits help you eliminate pollutants at the source.
4
The air filter in your furnace should be cleaned or replaced at least once every three months. Irritants and allergens such as pollen, pet dander, dust mites and more build up in dirty filters, increasing exposure and worsening the effects on those with sensitivities.
5
If your furnace uses natural gas, propane or oil to keep your house warm, the air quality in your home could become contaminated by dangerous carbon monoxide gas. If not properly and adequately ventilated, its build-up in your home can be deadly.
6
Run an air cleaner. A small portable air cleaner is perfect for your bedroom at night while you sleep. This device collects airborne dust and debris, leaving the air cleaner than ever. If you opt for a whole-house model, it replaces the air filter. This type of installation is known to decrease asthma and allergy symptoms.
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Beautiful Severn River Waterfront HOME
8 BEDROOMS 8.5 BATHS 9800 SF $4,900,000
1932 Carrollton Rd Annapolis
The 10,000 sq ft waterfront estate situated on 3+acres with beach, pier w/slips and tram steps away from Naval Academy and downtown of Annapolis.This stunning home has a style that mixes unique elegant accents with functional comfort. The spacious floor plan with outdoor living space and the waterside pool make perfect setting for entertaining and relaxation along beautiful views of the Severn.. Text R267420 to 52187
http://www.1932carrolltonrd.com/
Shearwater/Annapolis Waterfront Condo Coming Soon!!! 3,000 sq ft, 3 level condo with a loft, 3 beds and 3.5 bath featuring hardwood floors, all new windows/ sliders, 2 wood burning fireplaces, 2 Waterfront decks with beautiful water view and one Boat Slip. Shearwater condominium offers: Marina, gated community with professionally landscaped grounds, Tennis/Racquetball Courts and Pool. Minutes by water taxi, car or walk to best of Annapolis downtown/Eastport.
Cynthia L. Taylor-Hicks Associate Broker
301.377.2269 Realtor16@aol.com www.CLHicks.com
Agnes Kongas-Sawera REALTOR®
646.279.5551
agnes@sawerahomes.com www.sawerahomes.com
1641 Route 3 North, Suite #202 Crofton, MD 21114 32001.33.5.013.indd 1
12/7/17 8:18 AM
ANNAPOLIS WATERFRONT PENINSULA T E X T R 4 8 6 0 8 9 TO 5 2 1 8 7
Rare opportunity to own a private waterfront peninsula in Annapolis situated on over 1 acre with approx. 310’ of riparian waterfront and 8’ MLW. A full service pier that accommodates multiple watercraft with 5 lifts. This 7,500 sq ft home with separate 350 sq ft pool house boasts a heated pool with waterfall. There are too many additional amenities to mention, this home truly is a must see.
John Freeman Realtor 443.336.8366
Johnfreemanrealtor@gmail.com www.JohnFreemanRealtor.com
32001.33.5.014.indd 1
Coldwell Banker Residential Brokerage 4 Church Circle Annapolis MD 21401
12/7/17 8:19 AM
SEVERNA PARK
PASADENA
ARNOLD
EXCEPTIONAL AND UNIQUELY DESIGNED new construction in the heart of Severna Park! 4,833 sq ft of living space on 3 fully finished levels with 3 bay oversized garage, multiple decks, terraced landscape, views of the water and surrounding woodlands. Hardwood flooring, gourmet kitchen with dumbwaiter, luxury tiled baths, and rooms filled with natural lighting make this home a must see!! $749,000 AA9859036 Text R218440 to 52187
FABULOUS open floor plan with sunny morning room, granite and stainless kitchen with large island, formal living and dining spaces, large bedrooms, and spacious finished basement complete with areaway to back yard. Soft colors throughout will make this home move in ready! New roof and fence make this home a solid option with major components replaced! Community pool and tennis and more! $519,900 AA10034813 Text R511339 to 52187
GORGEOUS NEW HOME to be built by Whitehall Building and Co. Sited on 1.3 acres backing to woods, this new home will feature Maple cabinets, granite counters, stainless appliances,hardwood kitchen and gallery areas, tiled baths and accent moldings throughout. Photos are a sampling of builder’s work. Floor plans are for the Durham II model. $599,000 AA10053755 Text R532498 to 52187
SEVERNA PARK
CAPE ST . CLAIRE
PASADENA
STATELY CHARTWELL HOME features 5 bedrooms, 2.5 baths with over 2500 sqft of finished living space above grade. Beautiful location, yard backs to golf course. Meticulously maintained original condition, this house has a great footprint and bones! Additional 1,000+ sqft of unfinished space in lower level. Attached 2-car garage, detached 2-car garage, and screened rear deck too. Ready for renovation. $635,000 AA10046207 Text R522118 to 52187
NEW CONSTRUCTION with all the bells and whistles. Granite kitchen, wood floors, tiled baths and more! 1 of 2 homesites available. Don’t miss this opportunity for a new build in water privileged Cape St Claire. Plans and specs available under matrix docs. MHBR#5647 $435,000 AA9859044 Text R218441 to 52187
FABULOUS, newly renovated rancher in beautiful water priv. Chelsea Beach! Tons of updates including new roof &gutters, new septic, new windows, new kitchen w/granite & stainless steel appliances, new carpet, refinished hw flrs, new fin.bsmnt w/ 4thBR or large den, spacious rec room, fresh paint! Master BR w/ priv. bath &sliding door to deck. Huge backyard w/ large shed. Chesapeake Schools! $399,900 AA10037752 Text R513659 to 52187
SHADY SIDE
CENTREVILLE
GLEN BURNIE
ENJOY WATER VIEWS in this beautiful new construction in Snug Harbor! 4 BD, 2.5 BA, stunning kitchen w/granite counters, 42” solid wood cabinetry, island w/breakfast bar, room for table space, huge pantry & stainless steel appliances. Gorgeous great room w/ gas fireplace & sliding glass door to rear deck. Large master BD w/ attached full bath & private deck. Finished fam room & 2 single car garages! $399,000 AA9858969 Text R218437 to 52187
BEAUTIFUL 5 BD, 2.5 BA brick front colonial with over 2700 sq ft of living space and 2 car garage in Centreville! Updated appliances, granite counters & morning room off of the kitchen. Hardwood flooring, 2 zoned HVAC, updated hardware & lighting fixtures. Huge deck with pergola, inground pool, fully fenced yard sited on largest lot in the neighborhood. No HOA! A stunning home you MUST SEE! $343,000 QA9971736 Text R410474 to 52187
FEATURE rich 3 bedroom, 2.5 bath Colonial with 1 car garage in Point Pleasant. Hardwood floors throughout main level, stunning kitchen with SS appliances, granite counters, shaker style cabinets, and breakfast bar. Large master bedroom with attached full bath. Finished basement with family room and stairs to backyard. Large rear deck with hot tub and in-ground pool too! Walk to dock bars!! $319,900 AA10020198 Text R479016 to 52187
LINTHICUM HEIGHTS
LINTHICUM
BALTIMORE
WONDERFUL OPPORTUNITY TO OWN AN ADORABLE HOME IN LINTHICUM HEIGHTS! With a large, fenced backyard, 2 bedrooms, 1 full bath, hardwood floors and full basement, this lovely home has tons of potential. Great rehab project! Easy access to major highways and nearby Light Rail. Being sold AS-IS. $149,500 AA10093408
SMALL SUBDIVISION in Linthicum with 4 lots available and ready to build. Great location! Bring your plans or we can build for you. Package deal available for multiple lot purchase. Plats available upon request. $145,900 AA9968898 Text R380922 to 52187
NICELY RENOVATED and spotless 2 bedroom 1.5 bath rowhouse in Marble Hill. Updated mechanicals, plumbing, electric, HVAC, roof, & windows. Updated kitchen with granite countertops, ceramic tile floor, and newer appliances, kitchen/dining room combo. Beautiful hardwood flooring in the rest of the house! Rare main level half bath! Would make a perfect rental property, a great value & a MUST SEE! $77,500 BA8691152 Text P107575 to 52187
443-995-2297 TOLL FREE
1-888-436-1094 E-MAIL
ASSOCIATE BROKER
deedee@longandfoster.com
www.marylandhomesnow.com 32001.33.5.015.indd 6
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TRANQUIL WATERFRONT CONTEMPORARY has it all! End of cul-de-sac location boasts 3400+ sqft living space, acreage, 3 bedrooms, 2.5 baths, 3 wood-burning fireplaces, private dock, beach, waterfront gazebo, composite decking, & in-ground pool. Beautiful gourmet kitchen w/SS appliances, granite counters, breakfast room, & pantry. Separate dining room, expansive great room with cathedral ceiling, and main level master bedroom suite all w/water views. $1,175,000 BC10044406 Text R495395 to 52187
MIDDLE RIVER
Sought after Annapolis Waterfront Location! Take the water taxi to town from your own private pier or sail off on the Bay. Remodeled original cottage, expanded to 5800 sqft and uniquely designed for outdoor entertaining with indoor pool opening to waterfront veranda. Coffee or cocktails by the waterfront will make every day feel like a vacation! $1,295,000 AA9691825 Text P107590 to 52187
EASTPORT
ANNAPOLIS
ANNAPOLIS
GORGEOUSLY REMODELED RANCH in coveted community of Amberley. Spacious 5 BD, 2 BA home w/2700 sqft above grade. Chef’s KIT w/Viking appl. including 48” cooktop, double wall ovens, flushmount microwave, marble counters, & island. HW floors, dual zoned, rear deck & stone patio, firepit, w/lighting, & prof. landscaping, 1 car garage. Vacation at home with water access and boating in the community! $739,900 AA10030296 Text R495423 to 52187
FABULOUS 4 bedroom, 2.5 bath colonial with 2,000+ sq ft in the heart of Annapolis! Large kitchen w/SS appliances, top of the line granite counters, and center island, formal living & dining rooms, cozy family room w/wood burning FP. Master bedroom with cathedral ceiling & attached brand new spa bath! Large fenced yard, detached garage & off street parking, very rare features! Simply Charming! $512,000 AA9977245 Text R409046 to 52187
443-995-2297 TOLL FREE
1-888-436-1094 E-MAIL
ASSOCIATE BROKER
deedee@longandfoster.com
www.marylandhomesnow.com 32001.33.5.016.indd 7
12/6/17 9:57 PM