Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
Volume 33, Issue 7
REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.7.001.indd 5
Koch Single Family Homes 443.795.4969 Ryan Homes Townhomes & Villas 240.565.2507
1/31/18 5:41 PM
LORI WOODS-FORTNEY
REALTOR®
Cell: 410.808.1469 Office: 410.827.7500 Home: 410.827.5128 LoriWoods@realtor.com Visit my new website www.loriwoods.ismyreagent.com
OYSTER COVE AT KENT NARROWS OYSTER COVE - Pricing from $375,000 - $539,000
ALL HOMES OVERLOOKING WATER! Community has 2 marinas, pool, lighted tennis courts,a jogging/walking path, and a club house! Walk to restaurants & tiki bars! Outlet shopping & golf just 5 min 50 min to Wash,DC & Baltimore, 20 min to Annapolis
At The Water’s Edge
#810 TH with garage - deck just 50 ft from water - $429,000.
KENT NARROWS, MD Pricing from Mid $700’s To Mid $800’s
GATED WATERFRONT COMMUNITY – NARROWS POINTE
Gated community of only 38 town homes surrounded by water! 3,000 square feet with 3 Bedrooms, 3.5 Baths, lofts, bonus/media room and 2 car garage. Open & airy with vaulted ceilings and dramatic use of windows to accentuate spectacular views! High-end
See the video tour online at: http://vimeo.com/80677396
custom finishes throughout! Backs up to Mears Marina with over 600 slips, pool, fitness center, restaurants and Cross County Trail just outside your back door. Only 20 min from Annapolis, 50 min from Baltimore & DC. 438 NARROWS POINTE DR ## 22 $798,000.
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Scan this code to view my listings
J.J. FEGAN
410-353-0956-CELL 800-368-3301-OFFICE Subscribe to my YouTube Channel. www.jjfegan.com or email me at: jj@jjfegan.com
LEADING EDGE STED JUIST L
FOR MORE INFO TEXT R660840 TO 52187 S FF ! BU AM R E CA DR
FOR MORE INFO TEXT R626372 TO 52187
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FOR MORE INFO TEXT R638490 TO 52187 REAL ESTATE SETTLEMENT SERVICES
$234,900 UPDATED N COTTAGE IN TIO W C AVALON SHORESNETRU 2 master BRs w/ tile S N baths-hardwood flrs & CO crown molding in kitchenstainless refrig,elec stove & double sink-tons of natural light-large backyard w/ new deck great for entertaining-recessed lighting throughoutdouble driveway-shedgreat water priv comm! FOR MORE INFO TEXT R619804 TO 52187 $519,900 ONE LEVEL LIVINGgourmet kit w/ custom ER cabinets, granite top & AT W dble wall ovens-wood flrsGE Master br suite w/cathedral D ceiling-23x31 family room w/ E freestanding woodstovelarge screened in porch over looking pool-CAR BUFFS DREAM-huge 3+ car gar(35x28+) 1/2 has 16’ ceilings-3 gar doors-in-law apt over gar w/corian tops-newer In Ground gunnite saltwater pool-9’deep end-pool house FOR MORE INFO & pavers-coy pond $379,900 CAR BUFFS DREAM-4 CAR DETACHED GARAGEhuge kitchen w/ tons of cabinets,granite counters & double wall oven-cherry & oak hardwood floors pellet stove in LR-Large deck off kitchen-separate 2 BR 1BA w/ kitchenette-in law/teenager apt above garage-Ches Bay sandy beach comm w/ swim area-Watch gorgeous sunrises everyday-kids playground & grilling areaboat ramp, multi slip dock & more! $194,900 BEST BUY IN EDGEWATER2 BR 1 BA perfect for single or couple-Huge Corner Lot w/space to grow-space for boats-large fenced in yard w/ deck off kitchenlarge shed-gravel driveway w/ plenty of parking-Heat pump w/central air-water privileged community with 5 sandy beaches, piers, 5 boat ramps, playgrounds & clubhouse boat slips for $15/ft per year most with electric
CAPITOL ◆ TITLE SINCE 1973
ATTORNEY OWNED & OPERATED AFFILIATED WITH GOLDSTEIN & LEVY, P.A., GENERAL COUNSEL
NEW WATERFRONT UNDER CONSTRUCTIONIf you hurry, still time to choose colors & options! 4BR 2.5BA, 2car garage, open flr concept, cathedral ceilings in master BR w/ gorgeous views of the creek & South River-comm priv. incl. 5 sandy beaches,boat ramps,community piers & clubhouse!
TEXT R638495 TO 52187
WATER VIEW RANCHER IN EDGEWATER BEACH STEPS FROM SOUTH RIVER-4BR 2BA-large fenced in yard w/ over sized shed-year round sun room w/ knotty pine-granite countertops, cherry cabinets-hardwood flr in BRs/LR-over sized tile in kitch-basement has in law/ teenager apartment w/ side entrance-conveniently located to Rt 50 & Rt 97-water priv comm w/boat ramp, dock & sandy beach $439,000
FOR MORE INFO TEXT R592356 TO 52187
$349,900 UPDATED HOME IN SELBY-4BR 3Bath-Newly finished hardwood floors, New Kitchen appliances, granite counter top and island, 2 brick fireplaces, 2 master bedroom suitesone on the 1st floor and one on the 2nd floor. Comm priv incl. sandy beach, boat ramp & priv. club house great for parties, weddings etc!
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$125,000 12+ ACRES HOME SITE FIT FOR A HUNTER/ WILDLIFE VIEWER-If you like to watch or hunt this is the place for you-deer,wild turkey squirrels plus rabbitswatch the waterfowl fly by too-this parcel is approx 75% woods and 25%-100 ft waterfront Robbins Creek off Choptank River-w/ cabin-land was perc’d for standard septic septic system for 4 BR home-call for details-plat and perc available
PROFESSIONAL CLOSINGS WITH A PERSONAL TOUCH Annapolis Office (410) 266-9708 | (800) 264-0228
Offices in: Columbia ◆ Rockville ◆ Suitland ◆ Washington, D.C. ◆ Dunkirk ◆ Crofton ◆ Severna Park
Visit us Online at www.capitoltitle.com
Settle On Our Experience
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WATERFRONT
THE DOWNS 4 BR 4.5 Bath WATERFRONT w/ deep water pier & lifts ~ AWARD WINNING renovation, approx $850,000 in improvements ~ Rear yard paradise w/ pool, screened porch w/ stone FP, deck & outdoor kitchen ~ Fully finished walk out LL w/ wetbar, rec room & FP ~ Private & secluded LOCATION! 850 ST EDMONDS PL ANNAPOLIS Offered at $2,150,000 SEE TOUR @ lorigough.com
NEW LISTING
CHILDS POINT ESTATES One year young 5 BR 5 Bath Colonial w/ community pier Stunning gourmet kitchen & dramatic 2 story family rm w/ FP Luxurious master suite w/ FP, sitting rm w/ wetbar, & true super bath Fully finished walk out LL w/ 5th BR & full bath Premium LOCATION near downtown & major commuting routes 1830 WOODS ROAD, ANNAPOLIS Offered at $929,900 SEE TOUR @ lorigough.com
NEW PRICE
WATERFRONT
MELVIN ROAD WATERFRONT RARE OPPORTUNITY to build on exclusive MELVIN ROAD! ~ 1.24 acres with 110’ of deep water frontage/private pier ~ Building, grading, and new pier permits in hand & convey ~ Southwest exposure, level lot to water ~ Plans for 3/4 BR 4 Bath luxury home w/ pool designed by Cathy Cherry convey 964 MELVIN ROAD ANNAPOLIS Offered at $1,495,000 SEE TOUR @ lorigough.com
115 ROLLING ACRES
NEW LISTING
POPLAR POINT WATERFRONT Beautifully renovated 5/6 BR 4 full 3 half bath WATERFRONT GEM! PRIVATE LOCATION on 1.8 acres on point of land @ end of cul de sac. Deep water (6’ MLW) pier w/ lift w/ over 700’+ of PROTECTED FRONTAGE. Two master suites, one on the main level & one upstairs. Amazing gourmet kitchen, fully fin walk out LL w/ theater & wet bar. Heated pool, blue stone patio, wrap around porch, 3 car side garage.
49 POPLAR POINT ROAD, EDGEWATER Offered @$3,700,000 SEE TOUR @ lorigough.com
NEW LISTING
SPRING LANDING FARM
SOUTH RIVER COLONY
Private & secluded 115 acre horse farm w/ gated entry ~ State of the art Equestrian Center (Four years young) ~ 20 stall barn, indoor & outdoor riding arenas, paddocks ~ Separate 3 BR sf caretakers home ~ Ideally located convenient to Washington DC, Baltimore & NO Va 16900 CLAGGETT LANDING ROAD UPPER MARLBORO Offered at $3,200,000 SEE TOUR @ lorigough.com
LOCATION! Ideally sited on 1.04 acres in the Preserve section of SRC Sellers have invested over $160,000 in recent improvements Amazing Renaissance built 5 BR 4.5 Bath Colonial. Fully finished walk out LL w/ 5th BR, full bath, gym & kitchenette. Comm pools, tennis, playgrounds & private golf club. S. Riv schools 3469 MONARCH DRIVE EDGEWATER Offered @ $1,095,000 SEE TOUR @ lorigough.com
NEW PRICE
NEW PRICE
SOUTH RIVER RIVER COLONY COLONY SOUTH
HERITAGE HARBOUR
FISHING CREEK FARM
Exquisite Renaissance built 5 BR 4.5 Bath Colonial ~ Premium cul de sac LOCATION in the Preserve ~ Deck overlooks private rear yard backing to woods on .93 acres ~ Fully finished walk out LL w/ wetbar, 5th BR & full bath ~ Three car side load garage/ paver circular driveway 204 BLACK SKIMMER COURT EDGEWATER Offered at $999,999 SEE TOUR @ lorigough.com
2 BR 2 bath home in 55 + Heritage Harbour Graciously sited on a quiet street backing to woods. Spacious family room w/ skylights & fireplace. Screened in porch & deck w/ bench seating. Fully finished walk out lower level. Tastefully landscaped. Community indoor/outdoor pools, tennis, golf & more! 879 RUDDER WAY ANNAPOLIS Offered at $409,900 SEE TOUR @ lorigough.com
Custom crafted 5/6 BR, 4 Bath non riparian WATERFRONT home. ~ Enjoy the amazing sunsets! Tranquil & peaceful WF setting ~ Finished walk out LL w/ rec room, FP, & billiard room ~ Incredible master retreat w/ private balcony, office, & bar ~ Community pool, marina, launch ramp, tennis, clubhouse, beach 3422 HIDDEN RIVER VIEW ROAD ANNAPOLIS Offered at $1,399,000 SEE TOUR @ lorigough.com
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BUYING A HOME? FACTOR THESE INTO YOUR INTEREST RATE CALCUL ATIONS By Liz Dominguez The mortgage process can be complicated if you jump in without any prior knowledge on home-buying and lending. The best tool you can arm yourself with is an understanding of how your mortgage interest rate is calculated.
CREDIT CAN MAKE OR BREAK YOU. Your credit score will determine how reliable you are in the lending world. The higher your score, the lower your interest rate will likely be. Check your credit on one of the three major credit reporting agency sites—TransUnion, Experian and Equifax—or your credit card company may have a free credit report service (although these aren’t as reliable). Improve your FICO score for a better chance at a lower interest rate.
FACTOR IN SIZE & LOCATION State or County: Even your place of residence can affect your rate. Local Mortgage Lenders: Shop around. Interest rates can vary from company to company even if they’re located in the same town.
Loan Size: The size of your home can also impact your interest rate. The bigger the loan, the higher your interest rate will be if you’re not putting more money down. Down Payment Size: Your mortgage interest rate may also depend on how much
you’re putting down and if your loan includes closing costs and private mortgage insurance (PMI). Putting down less than 20 percent can increase your risk factor and may require PMI, but your interest rate may be lower depending on the loan.
NOT ALL LOANS ARE CREATED EQUAL Loan Length: Your loan terms play a bigger role in interest rate calculations than you think. Have you decided whether you want to pay off your loan in 15 or 30 years? You may pay more per month with a shorter term, but you’ll be paying less interest over the life of your loan. Short-term loans may also have a smaller interest rate. Fixed or Adjustable: You’ll also have to consider whether a fixed, or adjust-
able-rate, loan is right for you. Your interest rate can change over time if you choose an adjustable-rate loan. It may start off low or fixed, but can increase over time depending on market conditions. Fixed-rate loans, however, will have a higher interest rate attached to them. Loan Type: Interest rates can also vary according to your loan type. Choosing a loan can be overwhelming, but a local lender should be able to provide you with
the best options. Some of the more popular loans are conventional, FHA and VA loans. While FHA loans have less down payment restrictions and a smaller interest rate, your monthly payment can be more expensive due to the required PMI added on. VA loans can have smaller interest rates and don’t require PMI like FHA does. Conventional loans are widely accepted in the real estate industry as dependable, but your interest rate may be higher.
Editor’s Note: This was originally published on RISMedia’s blog, Housecall. See what else is cookin’ now at blog.rismedia.com Reprinted with permission from RISMedia. ©2017. All rights reserved.
Appraisal Disappointing? STEPS TO TAKE
A
r e you disappointed by the results of your appraisal? If so, don’t fret too much, you have options to explore, according to the Appraisal Institute.
“Homebuyers and sellers should first understand what an appraisal is and how it’s used,” says Jim Amorin, president and acting CEO of the Appraisal Institute. “Real estate appraisals for mortgage finance applications are prepared for the bank or financial institution so they can better understand the collateral risk in making the loan. This can be confusing, because homebuyers typically pay for the appraisal and receive a copy of it.” In some cases, the appraisal may not match the contract price— but just because an appraisal comes in below (or above) the listing or contract price doesn’t mean it’s flawed, Amorin says. The agreed-upon contract price may be above market value, for example. In those situations, the buyer and seller often renegotiate the contract at more favorable or balanced terms. “Homebuyers should ask their lender for the qualifications of the appraiser, including whether they are designated by a professional association like the Appraisal Institute,” says Amorin. Only a qualified and competent appraiser should be chosen, as they know how to conduct a thorough market analysis and how to make appropriate adjustments.
Homebuyers also can ask whether the appraiser is employed directly by the bank or whether the bank utilizes an appraisal management company, and what their procedures are for engaging qualified appraisers. “The best way for consumers to combat potential problems with appraisals is to ensure the appraiser hired by their lender is highly qualified and competent,” Amorin says. “Consumers have every right to demand the use of a highly qualified appraiser, someone with field experience in their market and knowledge and experience to handle the assignment properly.” “Contrary to incorrect interpretations of appraiser independence requirements, appraisers welcome information that would assist the development of credible assignment results,” says Amorin. If lender policies permit, consumers can accompany and follow along appraisers as they conduct the property inspection and may provide the appraiser with any information they consider important. Amorin suggests consumers ask their lender for permission to do so, and confirm the appointment. Consumers should also take note of whether an adequate inspection is performed. Did the appraiser spend enough time at the property to observe important features or improvements or potential problems?
“Homebuyers should take advantage of their right to obtain a copy of the appraisal report,” Amorin says. Even though the appraisal is ordered to help assess lender collateral risk, buyers are entitled to a receive copy of the appraisal report to review and keep for their records. Federal regulations require lenders to provide property buyers with free copies of appraisal reports no later than three days before the loan closes, so homebuyers should definitely obtain one before then. “Although appraisal review is best performed by qualified appraisers, consumers should examine the appraisal for potential deficiencies,” says Amorin. According to “Appraising the Appraisal: The Art of Appraisal Review,” common errors in appraisals include: misuse of adjustments to comparables; disregarding special financing and concessions; or miscalculation of gross living area (GLA). Amorin suggests consumers ask themselves: 99 Do adjacent homes add or detract from the value of the subject property? 99 Is the subject property equal to or lower in price than surrounding homes?
99 Does the floor plan have any functional problems? 99 Does the house (particularly the kitchen and bathrooms) require major remodeling to make it comparable with similar homes in the same price range? If so, how much would that remodeling cost? 99 Is the number of bedrooms and baths in the home comparable to similar homes in the same price range? 99 Did the appraiser perform an adequate inspection? “Most lenders have appraisal appeal procedures, known as ‘Reconsiderations of Value,’” says Amorin. “If you’re aware of recent, comparable sales information or items that may not have been available or considered by the appraiser, provide those to the lender. If problems were found with the first appraisal, you can and should obtain a second appraisal.”
IS YOUR HOME PREPARED FOR AN EMERGENCY? If there’s anything we’ve learned over the years, it’s that Mother Nature is unpredictable and fierce, and that no one is safe from her path. Despite your best efforts to prevent it, sometimes disaster strikes. That means you should always be prepared for the unexpected. The right preparations and supplies will help you protect your family and your home. There are steps every homeowner could and should take to prepare for a natural disaster. Gold Medal Service, a New Jersey-based heating, cooling, plumbing and electrical service company advises taking the following steps to make sure your home is storm-ready: Waterproof low-lying areas. Basements are particularly susceptible to water issues such as flooding and leaks. Look into a variety of solutions, such as submersible sump pump systems, door and window sealing, waterproof sprays and interior drainage systems. If you live in an area with a propensity for flooding or rising water, have sandbags readily available in a shed or garage in case you need to build a dam around doors or windows. Install or inspect generators. While going without power may seem like an inconvenience, it’s actually a serious safety issue. For example, a HVAC system going out, or the inability to run fans in extreme heat can prove dangerous or deadly. A backup generator is a great alternative power source, however, make sure it’s professionally installed and periodically inspected. Also when running it, make sure it’s being run in a well ventilated or outdoor area to prevent carbon monoxide build-up.
Have your heating system inspected. Make sure the flues and vents throughout your heating systems are clean and clear of debris. Blocked vents can cause a dangerous carbon monoxide build-up in your home. Have a professional conduct the inspection if you’re unsure how to do so. Install and inspect alarms. Carbon monoxide and smoke alarms are a life-saving must; however, if they’re not functioning properly, it defeats the purpose. Make sure the batteries are fresh so they can run in case of a power outage, and bring in a professional inspector to ensure everything is working properly. In addition to having your home’s systems inspected and ready to go, have the following in place for you and your family: Water, flashlights, extra food and other necessities, such as medicines and eyeglasses A solar charger for your cell phone A battery-powered radio A list of your city’s emergency shelters An updated insurance policy with adequate coverage, especially flood coverage A rehearsed plan for what your family will do in the event of an emergency
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308 POPLAR AVENUE
EDGEWATER - TO BE BUILT - WATER PRIVILEGED COMMUNITY WITH BEACH, PIER, PLAYGROUND. STANDARD FEATURES INCLUDE: HARDWOOD FLOORS, CERAMIC BATHS, GRANITE, MAPLE CABINETS, SS APPLIANCES, FIREPLACE AND 2-CAR GARAGE. $480,000
3524 SOUTH RIVER TERRACE
1134 CARRS WHARF ROAD
EDGEWATER WATERFRONT - FANTASTIC PRIVATE 1.9 ACRE LOT. OVER 200 FT OF RIPARIAN WATERFRONT, EXISTING PIER, BOAT AND JET SKI LIFTS, FLAT LEVEL LOT, SERENE WATER VIEWS AND SUNSETS. TO BE BUILT, OPEN FLOOR PLAN $1,699,000
506 BAYVIEW POINT DRIVE
EDGEWATER WATERFRONT - GREAT FOR ENTERTAINING, TWO SCREENED PORCHES, 6600 SQ FT, IN-LAW SUITE, ELEVATOR, AU PAIR SUITE, BEDROOM/ OFFICE ON MAIN LEVEL, PRIVATE PIER, BOAT LIFT, 3 CAR GARAGE, WHOLE HOUSE GENERATOR. $1,750,000
11 BRICK CHURCH ROAD
51 RIDGE AVENUE
EDGEWATER WATERFRONT - EXPANSIVE VIEWS, PAVER PATIO, CANTILEVERED DECK, TRAM AND PRIVATE PIER, 2 BOAT LIFTS, TO BE BUILT, HARDIE PLANK, ANDERSON WINDOWS, HARDWOOD FLRS, 9’ CEILINGS, FIREPLACE, UNFINISHED LOWER LEVEL. $1, 475,000
129 STEWART DRIVE
EDGEWATER - TO BE BUILT IN A BEAUTIFUL WOODED SETTING. CAN CUSTOMIZE PLANS, STANDARD FEATURES INCL: 9 FT CEILINGS, HARDWOOD FLOORS, DETAILED TRIM, CERAMIC BATHS, GRANITE, SS APPLIANCES, $10K IN FREE OPTIONS. $750,000
3995 CHESAPEAKE DR
EDGEWATER WATERFRONT - THIS VIEW WILL TAKE YOUR BREATH AWAY! QUALITY NEW CONSTRUCTION. PICTURESQUE SUNRISES, FANTASTIC BEACH FOR WALKS, BON FIRES, SWIMMING, CRABBING/FISHING, KAYAK, SAIL, JET SKI, PADDLE BOARDS. $1,299,900
EDGEWATER GREAT WATER PRIVILEGED NEIGHBORHOOD. TO BE BUILT, HARDWOOD FLOORS, CERAMIC BATHS, GRANITE, MAPLE CABINETS, SS APPLIANCES, FIREPLACE, TWO-CAR GARAGE. CHOOSE YOUR PLANS AND FINISHES $699,000
2595 CONWAY ROAD
EDGEWATER - LARGE CORNER LOT--JUST STEPS FROM SOUTHDOWN POOL--WATER PRIVILEGED--PUBLIC WATER--OVER SIZED 2 CAR GARAGE--ALMOST 1800 SQ FEET--LARGE DECK FOR ENTERTAINING-PRIVATE FENCED BACK YARD--PAVERED PATIO--QUIET STREET. $375,000
GAMBRILLS - VALUE IS IN THE LAND OR HOUSE COULD BE RENOVATED OR BUILD NEW, TWO LOTS AVAILABLE - ONE HAS DETACHED GARAGE/SHED, FENCED AREA FOR ANIMALS, $275,000. ADJACENT PROPERTY IS $175,000 OR BUILD A HOUSE FOR $599,000.
Sandy Lofgren-Sargent Cell 443.871.3286
Sandy@slsrealtors.com
Arian Lucas
147 Mayo Rd. Edgewater, MD 21037 Phone: 410-956-0703 www.slsrealtors.com
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Cell 443.569.2724
The Most Respected Name in Real Estate
arian@slsrealtors.com
1/31/18 5:51 PM
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$789,900 Huge Remodeled Rambler w/gorgeous Pool. Huge Kitchen w/breakfast bar and island. Separate Living & Dining Rooms. Huge family room addition w/stone fireplace. Newly finished basement w/awesome bar, recreation room and a amazing Theater room. Detached 3 car garage w/space for RV storage and hook up. Attached. Gorgeous Landscaped yard, decks, patios, Screen-in porch. Beautiful pool w/waterfall and tiki bar. So many upgrades to this property to list!! A MUST SEE!! Text R600454 to 52187
REDUCED $449,900 Gorgeous New Custom Colonial w/water directly and end of street. Great open floor plan, beautiful gourmet kitchen w/huge breakfast bar, granite counters, wood floors & stainless steel appliances. Master ste w/walk-in closet, bath w/ his/her sinks & gorgeous tiled floors & separate custom tiled shower. Huge 2nd bath upstairs, custom tile, custom vanity & water closet . Great custom work with this builder!! A MUST SEE! Water privileged community! Text R600456 to 52187
CT RAING T N D COPEN
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$499,900 LOVING CARED FOR FAMILY HOME is move in ready! Great open flr pln. Kit. w/new S.S. appliances,quartz counters&subway tile back-splash. New modern paint palette & carpet! Hardwood flrs on most of 1st flr. Owners Ste w/his/her sinks,soaking tub,separate shower&walk-in closet. 1st floor study/ bedroom&office in basement. Beautiful covered back porch! Back up generator.Extensive Hardscape&Private Lot!! Text R641811 to 52187
384,900 BEAUTIFUL 3-4 BEDROOM HOME with lots of space and private corner lot. All new paint and carpet!! Vaulted Ceilings in kitchen, dining & living room. Master Bedroom w/ full bath w/his/her sinks. Finished lower level w/separate office/bedroom. Huge Rec. Room w/separate office/workout room. Great community w/beaches, kayak storage, playground,basketball court and Community Center. Text R606183 to 52187
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$319,900 FABULOUS TOWNHOUSE w/Gorgeous landscaped private yard backing to trees... Remodeled kitchen w/granite counters. Master bath w/ his/her sinks & walk-in closet!! Two more bedrooms upstairs w/an additional full bath. Finished lower level w/full bath. Two- Tier deck & patio.. SUPER AMENITIES POOL & TENNIS LESS THEN A BLOCK AWAY. SHOPPING WITHIN WALKING DISTANCE...GREAT LOCATION!! Text R600455 to 52187
$448,950 BEAUTIFUL QUALITY NEW CONSTRUCTION W/ WATER VIEWS!! Gourmet kitchen w/ Stainless steel appliances, granite counters, custom white Shaker style cabinets & breakfast bar. Family Rm & master bedrm w/waterviews. Hardwd floors on 1st floor and stairs. Owners suite w/walk-in closet, his/her sinks & separate shower. Upstairs hall bath w/ double sinks & custom ceramic tile. Front porch w/ Water-views! Text R643307 to 52187
The Kathy Grimley Team Office: 410-956-3500 Mobile: 410-320-7936 Call or email me at Kathygrimley@comcast.net or visit my page www.thekathygrimleyteam.com
LEADING EDGE
YOUR REALTOR IS READY TO GUIDE YOU HOME
CALL TODAY BUYING OR SELLING A HOME is a process and there’s nobody better to guide you through that process than a REALTOR® CALL ANY OF THE REAL ESTATE PROFESSIONALS FEATURED IN THIS MAGAZINE AND GET THE GUIDANCE THAT ONLY A REALTOR® CAN GIVE!
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Not only can a REALTOR® help you when buying or selling–they also know your community. A REALTOR® can provide information on schools, shopping, transportation, and taxes. They’re also continually updated on financing and housing trends.
1/31/18 6:04 PM
Improve Your Home’s Air Quality You may think about air pollution while you’re running alongside a busy road or strolling to your favorite coffee shop, but do you ever think about the pollutants inside your home? Between sleep and home hangouts, the majority of your time is spent between your own four walls. According to Aire Serv, you should regularly change the HVAC filter in your home to help improve indoor air quality. For ease, stock up on a few filters at a time and plan to check the filter monthly. Other considerations to keep in mind include:
1
Dust and vacuum often. It’s easy to put off dusting and vacuuming, but removing dust means you get rid of one of your home’s most prevalent pollutants. Instead of a feather duster, use a wet rag or electrostatic cloth to trap dust instead of spreading it around. When you vacuum, turn the thermostat setting to ON so the fan blows continuously, drawing up dusty air and filtering it before sending it back into the air you breathe.
2
Avoid chemicals. Everything from cleaning products and air fresheners to personal care items give off harmful vapors that become trapped in your home. Avoid chemically laden products and choose non-toxic, non-aerosol, unscented products instead to promote good indoor air quality.
3
Utilize existing spot ventilation around your home. For example, run the bathroom exhaust fan when you shower and clean; flip on the kitchen range vent when you cook and clean; and turn on the laundry room exhaust vent when clothes are drying. These habits help you eliminate pollutants at the source.
4
The air filter in your furnace should be cleaned or replaced at least once every three months. Irritants and allergens such as pollen, pet dander, dust mites and more build up in dirty filters, increasing exposure and worsening the effects on those with sensitivities.
5
If your furnace uses natural gas, propane or oil to keep your house warm, the air quality in your home could become contaminated by dangerous carbon monoxide gas. If not properly and adequately ventilated, its build-up in your home can be deadly.
6
Run an air cleaner. A small portable air cleaner is perfect for your bedroom at night while you sleep. This device collects airborne dust and debris, leaving the air cleaner than ever. If you opt for a whole-house model, it replaces the air filter. This type of installation is known to decrease asthma and allergy symptoms.
Guide to Choosing Siding & Shutters That Don’t Clash By Megan Wild
It’s time to redo the exterior of your home. The place is looking a bit worn, and you’ve seen how a fresh coat of paint and updated colors can transform a structure. You’re considering going bold, maybe it’s time to shake things up. Then again, you don’t want to overstep bounds and glaringly stand out either. You begin to notice the color combinations on other houses. In fact, you’re kind of obsessed. You note a soft sage green home with butter yellow trim and realize that — while you would never have chosen those colors — you love the way they look. You pass a stately white home with long black shutters and consider how that classic combination enlarges the home’s appearance. We’ve compiled several tips to help you choose the siding and shutter color combination that’s right for you and lends the updated look you desire.
Style First, look at your home objectively and identify its architectural style. Is it a simple, boxy home with clean lines? Or perhaps ornate with lots of decorative detailing? Plain, uncluttered exteriors look best when painted with a straightforward one-two color combination. Uniformity of color matches the regularity of home construction. More elaborate house styles may call for between 4-6 different colors. Next, observe your home critically in the outside light. Does the house stand in full sun much of the day? Are there sections of perpetual shadow? How do you expect bright light or shade might alter the appearance of your color choice?
Location Do you live in a beach community? Does your home sit on rural land, or in suburbia? Certain color combinations look best depending on the geographic location of your structure. You wouldn’t paint a farmhouse teal, for example, but against the backdrop of water teal perfectly complements a marine palette. If your home is rural, take color cues from the earth. Bronze-brown, russet red and deep forest green all reflect natural surroundings, and confirm their place in it. Dark colors also tend to make a structure appear smaller. In a rural setting, this leaves more visual space for the beauty of adjacent fields and woodlands. Suburban home color combinations can go bold, but remember that community feel comes into play. You don’t want to stick out significantly from your neighbors. In fact, some homeowner associations won’t allow it. And if you are thinking about putting your home on the market, you want to stay with colors that appeal to a wide variety of potential buyers.
History Consider the history of your home. Do you know there are color charts designated explicitly for historic structures? If your house is old, honor its origin with color combinations unique to the period in which it was built. And if you reside in a historically preserved area, your home’s updates will play an essential role in enhancing the entire district.
Trial Once you’ve come up with likely color combination candidates, it’s time for a trial run, or two. After all, this is a decision you’ll be living with for a while. First, print out pictures of your house in broad daylight. Bring those images to the paint store and compare color chips directly. Seeing small-scale combinations right up against the image of your home may narrow your final contenders. Next, buy tester-size canisters and paint small areas of the house. You’ll probably be surprised to see hues change as the paint dries. You may also note significant color differential in shady spots as opposed to areas with full sun. Most homeowners choose different shades, either lighter or darker, after direct application tests. Once you’ve finally determined the siding and shutter color combination that’s right for you, you can rest assured knowing it also ties together your home’s unique style, location and history. Now, that’s a good vibe!
HOW-TO UPGRADE YOUR E N T R Y W AY BY ZO E EIS EN BER G They say first impressions matter, and the entryway of your home is the perfect example. As a part of your foyer area, an entryway can make or break your home’s appearance. Below are some helpful tips for making sure your space wows you--and your guests-- every time you enter. K ILL C LU TTER. Clutter is a huge no-no in your entryway, as it impacts the entire vibe of your space from the moment you set foot in the door. However, this can be hard, as the entryway is the space you dump your keys, mail, boots and coat. To remedy this, make sure you have designated, tucked away spaces for everything you store at the entrance of your home. Hooks for coats, baskets for mail, a covered bin for shoes can all work wonders. As a bonus, this will also prevent you from losing the things you need the most when the time comes to head out. A DD A S TATEMEN T. Placing a beloved piece of art or furniture in the mouth of your home is a great way to appreciate it every time you enter, and can offer a fantastic conversation starter between you and guests. Decorative mirrors, abstract art, and pictures are all ways to implement a statement piece. H AVE A S EAT. Whether it’s a plush chair or a simple bench, a seat in your entryway is great for roosting as you tie your shoelaces, and makes a perfect place for attractive accent pillows. LIGH T IT RIGH T. Good lighting in your entryway is a must. Add an attractive lighting fixture, set up a dimmer for mood, and a floor or table lamp for added options. P ERS O N A L TO U C H ES . Placing photos of your family and pets in your entryway can add a nice personal element and warm your heart every time you pass by.
LONG & FOSTER
®
RESIDENTIAL/COMMERCIAL REAL ESTATE • MORTGAGES • TITLE • INSURANCE
Severna Park Office
SEVERNA PARK $599,000 Charming Cape Cod in Water Privileged Olde Severna Park. This home features 4 BR, 3 BA - first floor master suite with sitting room, remodeled kitchen w/granite countertops, screened porch, wood burning fireplace, hardwood floors, finished basement and a 3 car garage. Beautiful corner lot. (AA10086162) Call Peggy Stancavage at 410-320-5190. Text R668785 to 52187
PASADENA $528,000 Spacious 3 BR, 2.5 BA Colonial w/wrap around porch and detached garage which is converted into a study. Kitchen has granite counters and large adjacent dining room. Over sized family room addition with cathedral ceiling and separate heating/cooling. Master suite w/large walk-in closet and private full bath. Rear patio overlooking the yard and woods. (AA10128097) Call Peggy Stancavage at 410-320-5190. Text R668772 to 52187
GAMBRILLS $450,000 This lovely 3 Bedroom home sits on 1.25 acres and has been updated with siding, windows, appliances, HWH and granite counter tops. Large living room with lots of windows overlooking an open field. Deck, outside patio with gazebo, storage shed, one car detached garage/shed, paved parking for 4 cars plus solar panels. (AA10131272) Call Nancy Kent at 410-218-4185. Text R668870 to 52187
ANNAPOLIS $369,700 Split level with beautifully updated eat-in kitchen features 3 BRs, 1 full/1 half BA, Silestone counter tops & back splash, recessed lights, wood cabinets, french doors, open LR & DR w/slider to side yard, FR w/Fireplace, Hardwoods, Wainscoting, Chair rail, crown molding and much more. (AA10098042) Call Stacy Early at 443-623-8116 Text R668858 to 52187
ANNAPOLIS $364,900 Fantastic 4 BR, 2.5 BA home located on one of the largest lots in the community. Kitchen totally redone w/beautiful cherry cabinets, Stainless Steel appliances & Granite Counters. New Exterior Paint. House boasts large Dining & Living Room, Spacious Bedrooms, Huge Family Room w/Fireplace. Large deck area w/hot tub, 2 sheds and private fenced-in yard. Community Amenities. (AA10137315) Call Sharon Blaszczak at 410-353-9171. Text R668810 to 52187
GLEN BURNIE $335,000 Fox Chase 3 BR, 2.5 BA Colonial sited on a cul-de-sac lot. This home features a kitchen w/New Granite counter tops, center island, stainless appliances and access to the rear shaded patio. The adjacent family room as a gas fireplace. Large sun lit living room. Master suite with walk-in closet & private full bath. Room for expansion in the lower level & bath rough-in. New carpet & roof. (AA10063892) Call Peggy Stancavage at 410-320-5190. Text R668793 to 52187
PASADENA $250,000 Private 1.2 acres! Rambler with 3 BRs, 2 BAs, kitchen has refrigerator, dishwasher, double bowl stainless sink, range, breakfast room w/vaulted ceiling, living room has has Brick Raised Hearth Fireplace w/Mantle. Recently Redone Bath. Shed. Public Water. Needs lots of TLC. (AA10108634) Call 410-544-4000. Text R668853 to 52187
GLEN BURNIE $155,000 Welcome home to Oak Leaf Villas! Spacious 2 BR, 2 BA freshly painted home! Great kitchen opens to the Living room and separate Dining room. Large Master Bedroom with his/her closets and full Bathroom. New HVAC, Newer Washer, Dryer and HWH, New Carpet plus windows replaced in 2009. Plus Deck and Lots of storage. (AA10028049) Call Leo Scarlett at 410-353-4498. Text R668819 to 52187
NANJEMOY $799,000 Escape the city life & retreat to this renovated Farm House from the 1800’s! Sited on 73 acres just outside DC. Approximately 30 acres cleared w/the balance wooded land. Abundant historical details throughout. Relax on the massive wraparound porch & watch the swans on the pond or ride the horses through extensive wooded trails. Huge barn, several sheds/ out buildings, greenhouse, hot tub and 4 car carport. (CH10010740) Call Diane Gavin at 443-871-1026. Text R668886 to 52187
COMING SOON TO ARNOLD Super Cute 3 Bedroom, 2.5 Bath. New Kitchen w/Granite, Stainless Steel Appliances and New Cabinets. Newer Windows, Roof and HVAC. Garage and large fully fenced backyard. Call Diane Gavin at 443-871-1026. Text R668895 to 52187
COMING SOON TO SEVERNA PARK Sought after water privileged neighborhood offering one of the best lots of the neighborhood! Numerous updates through out. Beautiful New Hardwood floors, complete renovation of both full baths, freshly painted through-out. Kitchen offers Granite and Stainless Steel Appliances. Garage, finished basement and fenced backyard. Call Diane Gavin at 443-871-1026 Text R668896 to 52187
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CAPE ST CLAIRE $480,000 Beautifully expanded & remodeled one of a kind home features 4 Bedrooms, 3 full Baths, Open Floor Plan, Hardwoods, Heated Tiled Floors, 42’ Cabinets w/ lighting. Granite Counters, Recessed Lights, Vaulted Ceilings, Skylights, Great Room, Private-in Law Suite, Dual Zoned, Sprinkler System, Solar Panels, Alarm/Security System, Deck, Pool, 2 Car Garage & much more! (AA10089675) Call Stacy Early at 443-623-8116. Text R598955 to 52187
410-544-4000 (o) www.severnaparksales.lnfre.com 1/31/18 6:00 PM
ANNAPOLIS WATERFRONT PENINSULA Rare opportunity to own a private waterfront T E X T R 4 8 6 0 8 9 TO 5 2 1 8 7 peninsula in Annapolis situated on over 1 acre with approx. 310’ of riparian waterfront and 8’ MLW. A full service pier that accommodates multiple watercraft with 5 lifts. This 7,500 sq ft home with separate 350 sq ft pool house boasts a heated pool with waterfall. There are too many additional amenities to mention, this home truly is a must see.
COMING SOON!
402 Salisbury Rd Edgewater MD 7621 Lake Glen Dr Glenn Dale MD $296,500 $496,500 3 level single family home, 3 3 level single family home, 4 bedroom, 2.5 bath, finished bedroom, 3.5 bathroom, recently basement, front porch, rear deck, updated kitchen, meticulously fenced yard, private parking, maintained, approx.4,000 sq ft, 2 large storage shed in a water car garage, rear deck, situated privileged community. on over 1/2 acre.
6310 Westmont Ct Dunkirk MD (AACO) $369,900 3 level single family home, 5 bedroom, 2.5 bathroom, fireplace, approx. 3,600 sq ft, 2 car garage, Situated on 1.6 acres.
John Freeman Realtor 443.336.8366
Johnfreemanrealtor@gmail.com www.JohnFreemanRealtor.com
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Coldwell Banker Residential Brokerage 4 Church Circle Annapolis MD 21401
1/31/18 6:02 PM
SEVERNA PARK
SEVERNA PARK
ANNAPOLIS
EXCEPTIONAL AND UNIQUELY DESIGNED new construction in the heart of Severna Park! 4,833 sq ft of living space on 3 fully finished levels with 3 bay oversized garage, multiple decks, terraced landscape, views of the water and surrounding woodlands. Hardwood flooring, gourmet kitchen with dumbwaiter, luxury tiled baths, and rooms filled with natural lighting make this home a must see!! $749,000 Text R218440 to 52187
MAKE 2018 YOUR BEST EVER in this wonderful Severna Park Home with fabulous private back yard, hot tub and in-ground pool. Hardwood floors, sunny and bright rooms, extra wide stair case and fully finished basement round out some of the great features in this home. Neighborhood completes the total package with water access, basketball, playground and more! $569,900 Text R638493 to 52187
MOVE-IN READY garage town home in sought after Stonehurst in Broadneck. 3br 2.5ba, 3 fin levels featuring hardwd floors on the main level, newer carpets and fresh paint. Eat in kitchen features ceramic tile, stainless frig. Generously sized MBR boasts a walk-in closet and luxury soaking tub in master bath with separate shower. Double decks and fenced yard backing to woods round out this home! $369,900 Text R652382 to 52187
CROWNSVILLE
GLEN BURNIE
ARDEN ON THE SEVERN/SUNRISE BEACH with 5 beaches, boat ramp, pier, water access and more. Adorable cottage with loads of potential, hardwoods under carpets, full unfinished walkout basement and open floor plan. Updated kitchen and 2 full baths on main level. Laundry was moved to 3rd bedroom by current owner, but could be moved back to lower level. Lots of character and community amenities! $269,900 Text R660844 to 52187
SHADY SIDE
COMING SOON! Walk to town from this renovated classic complete with back fenced court yard and detached garage. Inviting front enclosed porch, sweeping massive staircase, 3 bedrooms, large kitchen, full basement, fresh paint inside and out, updated windows, and more!
ENJOY WATER VIEWS in this beautiful new construction in Snug Harbor! 4 BD, 2.5 BA, stunning kitchen w/granite counters, 42’’ solid wood cabinetry, island w/breakfast bar, room for table space, huge pantry & stainless steel appliances. Gorgeous great room w/gas fireplace & sliding glass door to rear deck. Large master BD w/attached full bath & private deck. Finished fam room & 2 single car garages! $399,000 Text R586254 to 52187
ANNAPOLIS
ANNAPOLIS NEW CONSTRUCTION with all the bells and whistles. Granite kitchen, wood floors, tiled baths and more! 2 homesites available. Don’t miss this opportunity for a new build in water privileged Cape St Claire. HOMES ARE UNDER CONSTRUCTION, SPRING DELIVERY. MHBR5647 $469,900 Text P878434 to 52187
BALTIMORE
NEW CONSTRUCTION! Available in 30 days! Make this home your 2018 New Years Resolution! Wood floors, granite, stainless, contemporary flare in kitchen and baths and full basement with rough in. Cape St Claire neighborhood water amenities, club house, pool, beach, piers and more! MHBR#7227 $549,900 Text R258163 to 52187
NICELY RENOVATED and spotless 2 bedroom 1.5 bath rowhouse in Marble Hill. Updated mechanicals, plumbing, electric, HVAC, roof, & windows. Updated kitchen with granite countertops, ceramic tile floor, and newer appliances, kitchen/dining room combo. Beautiful hardwood flooring in the rest of the house! Rare main level half bath! Would make a perfect rental property, a great value & a MUST SEE! $77,500 Text R586172 to 52187
443-995-2297 TOLL FREE
1-888-436-1094 E-MAIL
ASSOCIATE BROKER
deedee@longandfoster.com
www.marylandhomesnow.com 32001.33.7.015.indd 6
1/31/18 6:01 PM
TRANQUIL WATERFRONT PARADISE HAS IT ALL! Private locale w/3400+ sqft contemporary home sited on a gorgeous 3.55 acre prof. landscaped lot, 100’+ private pier w/3 slips, lift, boat launch & waterside gazebo. Gourmet KIT w/SS appl., granite, brick FP, pantry & breakfast room. Sep. DR w/FP, huge great room w/FP & den. Main level master w/lg full bath, front & rear decks, detached garage, pool & more! $1,175,000 For More Info/Photos Text R520185 to 52187
MIDDLE RIVER
SOUGHT AFTER ANNAPOLIS WATERFRONT LOCATION! Take the water taxi to town from your own private pier or sail off on the Bay. Remodeled original cottage, expanded to 5800 sqft and uniquely designed for outdoor entertaining with indoor pool opening to waterfront veranda. Coffee or cocktails by the waterfront will make every day feel like a vacation! $1,295,000 For More Info/Photos Text P107590 to 52187
EASTPORT
STEEPED IN NAVAL TRADITION! This home is perfectly positioned to enjoy all the history Annapolis offers. Morning coffee is enjoyed w/ wildlife and wooded views and the sounds of our National Anthem and evening bugle call from across the river will round out your day. Meticulous care has been taken to upgrade major systems including the roof, fireplaces and more. Pool & waterfall complete the home. $990,000
ANNAPOLIS
443-995-2297 TOLL FREE
1-888-436-1094 E-MAIL
ASSOCIATE BROKER
deedee@longandfoster.com
www.marylandhomesnow.com 32001.33.7.016.indd 7
1/31/18 6:01 PM