CHESAPEAKE LIFESTYLES
HOME & LIFESTYLE GUIDE
Volume 33, Issue 8
ALL BRICK CUSTOM ESTATE HOME ON 2 ACRES See Page 10 for more information
Cover Home Presented By REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.8.001.indd 1
Lori Gough 410.320.0851 www.lorigough.com 3/1/18 7:54 AM
LORI WOODS-FORTNEY
REALTOR®
Cell: 410.808.1469 Office: 410.827.7500 Home: 410.827.5128 LoriWoods@realtor.com Visit my new website www.loriwoods.ismyreagent.com
OYSTER COVE AT KENT NARROWS OYSTER COVE - Pricing from $375,000 - $539,000
ALL HOMES OVERLOOKING WATER! Community has 2 marinas, pool, lighted tennis courts,a jogging/walking path, and a club house! Walk to restaurants & tiki bars! Outlet shopping & golf just 5 min 50 min to Wash,DC & Baltimore, 20 min to Annapolis
At The Water’s Edge
#810 TH with garage - deck just 50 ft from water - $429,000. #712 TH with Garage & 40’ Deep Water Slip! - $469,000
KENT NARROWS, MD Pricing from Mid $700’s To Mid $800’s
GATED WATERFRONT COMMUNITY – NARROWS POINTE
Gated community of only 38 town homes surrounded by water! 3,000 square feet with 3 Bedrooms, 3.5 Baths, lofts, bonus/media room and 2 car garage. Open & airy with vaulted ceilings and dramatic use of windows to accentuate spectacular views! High-end
See the video tour online at: http://vimeo.com/80677396
custom finishes throughout! Backs up to Mears Marina with over 600 slips, pool, fitness center, restaurants and Cross County Trail just outside your back door. Only 20 min from Annapolis, 50 min from Baltimore & DC. 438 NARROWS POINTE DR ## 22 $798,000.
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Scan this code to view my listings
J.J. FEGAN
410-353-0956-CELL 800-368-3301-OFFICE Subscribe to my YouTube Channel. www.jjfegan.com or email me at: jj@jjfegan.com
LEADING EDGE ! E IC ED PRDUC RE
FOR MORE INFO TEXT R626372 TO 52187 !
E IC ED PRDUC RE
FOR MORE INFO TEXT R638490 TO 52187 ER AT W W VIE
FOR MORE INFO TEXT R638495 TO 52187
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FOR MORE INFO TEXT R592356 TO 52187 REAL ESTATE SETTLEMENT SERVICES
$499,900 ONE LEVEL LIVINGgourmet kit w/ custom cabinets, granite top & dble wall ovens-wood flrsMaster br suite w/cathedral ceiling- 23x31 family room w/freestanding woodstovelarge screened in porch over looking pool-CAR BUFFS DREAM-huge 3+ car gar(35x28+) 1/2 has 16’ ceilings-3 gar doors-in-law apt over gar w/corian tops-newer In Ground gunnite saltwater pool-9’ deep end-pool house & pavers-coy pond
! E IC CED R P DU RE
FOR MORE INFO TEXT R660840 TO 52187
$189,900 BEST BUY IN EDGEWATER-2BR 1 bath ON W CTI perfect for single or E N TRU couple-Huge Corner Lot S w/space to grow-large N CO fenced in yard w/ deck off kitchen-shed-large gravel driveway w/ plenty of parking-Heat pump w/central air-water privileged community with 5 sandy beaches, piers,5 boat ramps, playgrounds & clubhouse boat slips for $15/ft per year most with FOR MORE INFO electric machines. EDGEWATER BEACH WATER VIEW RANCHER STEPS FROM SOUTH RIVER4BR 2BA-large fenced in yard w/ over sized shedyear round sun room w/ knotty pine-granite countertops, cherry cabinets-hardwood flr in BRs/LR-over sized tile in kitch-basement has in law/teenager apartment w/ side entrance-water priv comm w/boat ramp, dock & sandy beach $439,000 $349,900 UPDATED HOME IN SELBY-4BR 3Bath-Newly finished hardwood floors, New Kitchen appliances, granite counter top and island, 2 brick fireplaces, 2 master bedroom suites-one on the 1st floor and one on the 2nd floor. Comm priv incl. sandy beach, boat ramp & priv. club house great for parties, weddings etc!
CAPITOL ◆ TITLE SINCE 1973
ATTORNEY OWNED & OPERATED AFFILIATED WITH GOLDSTEIN & LEVY, P.A., GENERAL COUNSEL
TEXT R619804 TO 52187
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FOR MORE INFO TEXT R429772 TO 52187
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FOR MORE INFO TEXT R619431 TO 52187
$229,900 UPDATED COTTAGE IN AVALON SHORES-two master BRs w/ tile baths-hardwood flrs & crown molding in kitchen-stainless refrig,elec stove & double sink-tons of natural light-large backyard w/ new deck great for entertainingrecessed lighting throughout-double driveway-shed-great water priv comm!
NEW WATERFRONT UNDER CONSTRUCTION-If you hurry, still time to choose colors & options! 4BR 2.5BA,2car garage, open flr concept, cathedral ceilings in master BR w/ gorgeous views of the creek & South River-comm priv. incl.5 sandy beaches,boat ramps,community piers & clubhouse! $379,900 CAR BUFFS DREAM-4 CAR DETACHED GARAGE- huge kitchen w/ tons of cabinets,granite counters & double wall oven-cherry & oak hardwood floors pellet stove in LR-Large deck off kitchen-separate 2 BR 1BA w/kitchenette-in law/teenager apt above garage-Ches Bay sandy beach comm w/swim areaWatch gorgeous sunrises everyday-boat ramp, multi slip dock & more! $125,000 12+ ACRES HOME SITE FIT FOR A HUNTER/WILDLIFE VIEWERIf you like to watch or hunt this is the place for you-deer,wild turkey squirrels plus rabbitswatch the waterfowl fly by too-this parcel is approx 75% woods and 25%-100 ft waterfront Robbins Creek off Choptank River cabinland was perc’d for standard septic septic system for 4 BR homeplat and perc available
PROFESSIONAL CLOSINGS WITH A PERSONAL TOUCH Annapolis Office (410) 266-9708 | (800) 264-0228
Offices in: Columbia ◆ Rockville ◆ Suitland ◆ Washington, D.C. ◆ Dunkirk ◆ Crofton ◆ Severna Park
Visit us Online at www.capitoltitle.com
Settle On Our Experience
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HOMETOWN OF BROTHERS OSBORNE this spectacular totally renovated waterfront home in Deale Beach with beautiful Chesapeake views. Shows wonderful with many, many upgrades, 1st floor master, water views from almost every room, two car garage with an office, hardwood floors, great deck, three season room with amazing water views. Two zone HVAC, boat ramp next to the property. $629,000 Text R536628 to 52187
NEW JIM ROBINSON HOME in Saunders Point only a block from the Chesapeake Bay. 5 Bedrooms, 2 Full and 2 Half Baths and two car garage. Upgraded kitchen, whole house sprinkler system, tankless hot water, gas fireplace and more. Many more being built - check out JimRobinsonHomes.com.� $499,900 Text R674511 to 52187
410-798-4455 32001.33.8.004.indd 1
FIRST TIME ON THE MARKET. 3 bedrooms, 2.5 bathrooms Colonial in the wooded section of Selby Heights. Freshly painted with new carpet. Off street parking and large deck at the rear of the home. Nice room sizes. Selby has a great beach, clubhouse, boat ramp, playground and waterfront park. $359,900 Text R685128 to 52187
LARGE BRICK RANCHER in Londontown offering 3 bedrooms, 2 full baths, two fireplaces and hardwood floors on main level. Separate living room and dining room. A finished lower level with family room with fireplace. Fully fenced corner lot. Some water views and just steps away from three community marinas, boat ramps, private community beaches and fishing and crabbing piers! $375,000 Text R685131 to 52187
LEADING EDGE
1-800-381-2727
Cell 410-320-5033 2/28/18 5:24 PM
Best Financial Investments for Your Home By Craig Middleton On popular home improvement shows, people repair or add new features to their homes to increase substantial market value in the process. Whether you are looking to increase the value of your home or just make improvements for your own enjoyment, some of the best financial investments you can make for your home include: Major Problem Fixes
The first high-return investment you should make in your home is to correct any major problems. If your home has serious issues, such as a broken air conditioner or a pipe leak, fixing those issues should be priority No. 1. Repairing or replacing the roof and siding can be a great investment, as potential buyers will generally factor in both the time and cost of having to fix it themselves. Problems like these are always easier to fix when they're small-rather than later, after having put them off.
Exterior Improvements
Replacing garage doors is one of the best improvements for the exterior. If your garage door looks new, your house will look new as well. Painting the outside of your home is another good investment in the exterior. If you don't want to take the time and money to fully repaint your home, pressure-washing can be a quick way to make the outside of your home look much more presentable. Replacing windows is another way to make the outside of your home look better, as well as improve the home's energy efficiency.
Entryway Improvements
Like the garage door, the front door is important in making a good first impression on a potential buyer. Replacing a wooden front door with a steel door can also make your home safer, and increasing the safety of your home can be another great selling point.
value by making the home look newer, cleaner and brighter. Improving your home's bathroom(s), particularly visible elements such as vanities, lighting, countertops, toilets and tubs, can yield a high return. You may obtain a better return on investment by making improvements to the main features, instead of completely gutting the bathroom. Kitchen remodels can be another way to significantly improve the value of your home, by improving functional items such as cabinets, drawers, pantry doors and appliances. Appliances such as refrigerators don't have to be completely new, but they should keep up with current trends. Adding high-efficiency appliances to a home can modernize it and also save you money on electricity. Some states and cities have tax programs that could reduce your taxes if you buy and use high-efficiency appliances that require less electricity. Overall, you should research the investment potential of your home before making any purchases. If you are trying to increase the resale value of your home, you need to make sure your fixes or additions will increase the value of the home not only for you, but also to potential buyers.
Update the Interior
Fixes and additions to the inside of your home can be a great financial investment. A fresh coat of paint to the interior can add
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Retirees Turning to Custom Homes to Get the Right Space B Y K R I S L I N D A HL As people reach retirement, their current house may simply be too big for their needs. Paying large utility bills, maintenance costs and property taxes for an older home on a large lot can often drain nest eggs and retirement funds. During the golden years, when you will likely have a lower income and too much house, there may come a time when downsizing to a smaller home will fit better into your lifestyle and budget.
Retiring to a Custom Home When you hear about a retiree downsizing to a smaller place, most people think that the person will be packing up and moving into an apartment in a senior community or a mother-in-law suite in their adult children's homes. Yet many retirees still want their freedom to come and go as they please in their own place. Purchasing a smaller home then becomes the ideal option. One interesting trend is that retirees are looking to custom build a new home that is smaller in size. The retiree may be at a unique advantage of having the financial independence to cover the costs of home construction without straining their retirement funds. At this point of time in their retirement years, most retirees have already paid off the mortgage for their other home as they now own the house outright. With the home value having appreciated, they can now ask for a higher sales price that can cover the land purchase and all the home construction expenses.
Building a Home Tailored to Health Needs Another advantage to having a custom home built is that it can be designed to account for current medical conditions or physical restrictions. You can work with builders and architects to design the home so that it can make your daily life easier as you grow older. The custom build may have wider first-floor spaces and hallways to accommodate mobility devices. There can be outdoor ramps by front entrances for wheelchairs and walkers, as well as lower kitchen cabinets so you can get items without having to stretch to reach higher shelves. In addition, bathrooms can be designed for retirees
with physical disabilities who may have problems using the shower, tub or toilet. You can have more flexibility when having a smaller home built with adaptable features. The custom home can be modified for different life stages without having to deal with costly renovations later on that can be a major disruption to your daily life.
Custom Home Offering Less Maintenance Hassles During retirement, retirees often don't want to deal with major maintenance and repairs that are associated with larger, older homes. Even downsizing to a smaller, existing home can lead to stress as there may be significant issues with the dwelling that will need to be dealt with before moving in. By having a custom home built at a smaller size, buyers will know that everything in the house is new. They will have new wiring, plumbing, mechanical systems, appliances, a roof, a foundation and other aspects. Even if something should break during those first few months, builders normally provide a builder warranty that will cover defects and provide repairs.
Downsizing to Your Custom Dream Home Downsizing to a custom home has many advantages. Buyers can have the home built at a chosen destination that offers everything they could possibly need during their retirement years. It helps to perform comprehensive research regarding the real estate market when purchasing land at another location. Also, researching building plans and contractors can make the difference in purchasing a custom home built with superior craftsmanship. A real estate agent's help can be just what buyers need to find a new place that is specifically designed for their post-career lifestyle.
Editor's Note: This was originally published on RISMedia's blog, Housecall.
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During retirement, retirees often don't want to deal with major maintenance and repairs that are associated with larger, older homes.
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TITLE INSURANCE ON N EW C ONSTRU CT ION ?
YES, AN D H ERE' S WHY !
BY BA RBA RA P RON IN When home buyers are purchasing a newly constructed single-family residence or condo in a just-built development, they may wonder why they need to pay for title insurance on property that no one has ever owned?
was filed but not found due to a clerical error, the new property-holder might be left “holding the bag” in defending against a lienholder’s legal action, if there weren’t a title insurance policy in place covering the property.
The answer is fairly simple: While buyers may be the first owners of this newly constructed residence, chances are there were prior owners of the land upon which the residence was built. A title search is the safest way to discover the existence of any liens against the formerly unimproved land.
The fact is, because the lender wants to be sure there is a clear title on the property that secures their mortgage, they will require that a lender’s title insurance policy be purchased. But the lender’s title policy merely protects the lender and not the buyer who pays for the policy. Only the purchase of an owner’s title insurance policy will protect the new homeowner against any covered threats to the title of the property, whether they are discovered before or after the time of closing.
Need more reason for a title search? Suppose the developer, in constructing the home, has failed to pay a supplier or subcontractor? Very likely, the injured party will – or perhaps already has – filed a lien (known as a mechanics lien) against the property. Additionally, so that there is no question as to ownership in the future, it should be verified that the land in this brand new development was properly subdivided, and that the owner’s new home is on the correctly identified lot. Last but not least, title insurance may cover mistakes made in the County Recorder’s office. For example, if an existing lien
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One of the goals of the title company is to help agents maintain the trust they have built with their buyers. Stressing the need for title insurance in connection with the purchase of a newly-built home is a good way to protect their property interests, thereby strengthening productive customer relationships. Barbara Pronin is an award-winning writer based in Orange County, Calif. A former news editor with more than 30 years of experience in journalism and corporate communications, she has specialized in real estate topics for over a decade.
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ON THE COVER
Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
CHESAPEAKE BAY REGION PUBLISHER Jeff Robinson Graphics & Production Amy Little/DflyDesigns CUSTOMER SUPPORT Alex Coleman MOBILE MARKETING Ariel Kelly To Advertise Contact: Jeff Robinson 410.263.3633 TREBJROB@aol.com
30 Colony Crossing
Chesapeake Lifestyles HOME & LIFESTYLE GUIDE
Volume 33, Issue 8
in the Estates West section
of South River Colony has it all! Featuring a model home interior, and equipped with the most sophisticated systems that $ can buy. Truly amazing ALL BRICK custom estate home on 2.05 acres. Private & secluded LOCATION! Community pools, tennis & basketball courts, playground, and private golf club w/ memberships available.. “Live Where You Play!” South River schools, and just minutes to Annapolis. Call Lori Gough for your private showing 410-320-0851! www.lorigough.com
ALL BRICK CUSTOM ESTATE HOME ON 2 ACRES Cover Home Presented By REALESTATEBOOK.COM REQUEST FREE MAGAZINES ONLINE, OR CALL 800-841-3401 32001.33.8.Cover.indd 1
Lori Gough 410.320.0851 www.lorigough.com 2/21/18 7:59 PM
VETERAN OWNED BUSINESS P.O. Box 4156 Annapolis, MD 21403 All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “Any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status,, or national origin or intention to make any such preference, limitation or discrimination.” We will not knowingly accept any advertising for real estate which is in violation of dwellings advertised are available on an equal opportunity basis.
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NEW LISTING
THE DOWNS 4 BR 4.5 Bath WATERFRONT w/ deep water pier & lifts ~ AWARD WINNING renovation, approx $850,000 in improvements ~ Rear yard paradise w/ pool, screened porch w/ stone FP, deck & outdoor kitchen ~ Fully finished walk out LL w/ wetbar, rec room & FP ~ Private & secluded LOCATION! 850 ST EDMONDS PL ANNAPOLIS Offered at $2,150,000 SEE TOUR @ lorigough.com
NEW LISTING
CHILDS POINT ESTATES One year young 5 BR 5 Bath. Colonial w/ community pier Stunning gourmet kitchen & dramatic 2 story family rm w/ FP Luxurious master suite w/ FP, sitting rm w/ wetbar, & true super bath Fully finished walk out LL w/ 5th BR & full bath. Premium LOCATION near downtown & major commuting routes! 1830 WOODS ROAD, ANNAPOLIS Offered at $929,900 SEE TOUR @ lorigough.com
NEW LISTING
WATERFRONT
MELVIN ROAD WATERFRONT RARE OPPORTUNITY to build on exclusive MELVIN ROAD! ~ 1.24 acres with 110’ of deep water frontage/private pier ~ Building, grading, and new pier permits in hand & convey ~ Southwest exposure, level lot to water ~ Plans for 3/4 BR 4 Bath luxury home w/ pool designed by Cathy Cherry convey 964 MELVIN ROAD ANNAPOLIS Offered at $1,495,000 SEE TOUR @ lorigough.com
NEW LISTING
COVER HOME
SOUTH RIVER COLONY ESTATES WEST! ALL BRICK custom built 5 BR 7.5 bath estate home on private two acre setting. Over $400k in recent improvements, including exquisite baths, landscaping, lighting, electrical, security systems & more. Main & upper level MBR’s, screened porch, deck & patio. 3 car garage w/ heat/ac. No expense spared or detail overlooked. Model home interior. PRICED TO SELL! 30 COLONY CROSSING, EDGEWATER Offered @ $1,399,990 SEE TOUR @ lorigough.com
NEW PRICE
FISHING CREEK FARM
SOUTH RIVER COLONY
Custom crafted 5/6 BR, 4 Bath non riparian WATERFRONT home. ~ Enjoy the amazing sunsets! Tranquil & peaceful WF setting ~ Finished walk out LL w/ rec room, FP, & billiard room ~ Incredible master retreat w/ private balcony, office, & bar ~ Community pool, marina, launch ramp, tennis, clubhouse, beach. 3422 HIDDEN RIVER VIEW ROAD ANNAPOLIS Offered at $1,399,000 SEE TOUR @ lorigough.com
LOCATION! Ideally sited on 1.04 acres in the Preserve section of SRC Sellers have invested over $160,000 in recent improvements Amazing Renaissance built 5 BR 4.5 Bath Colonial. Fully finished walk out LL w/ 5th BR, full bath, gym & kitchenette. Comm pools, tennis, playgrounds & private golf club. S. Riv schools! 3469 MONARCH DRIVE EDGEWATER Offered @$999,990 SEE TOUR @ lorigough.com
NEW LISTING
NEW LISTING
SOUTH RIVER RIVER COLONY COLONY SOUTH
TRITON WOODS
FISHING CREEK FARM
Exquisite Renaissance built 5 BR 4.5 Bath Colonial ~ Premium cul de sac LOCATION in the Preserve ~ Deck overlooks private rear yard backing to woods on .93 acres ~ Fully finished walk out LL w/ wetbar, 5th BR & full bath ~ Three car side load garage/ paver circular driveway 204 BLACK SKIMMER COURT EDGEWATER Offered at $999,999 SEE TOUR @ lorigough.com
Luxurious and tastefully updated 5 BR 4.5 Bath Colonial All NEW hardwood floors, designer master bath, granite, paint, & carpet. Fabulous NEW wet bar in fully finished lower level. Gourmet kitchen & breakfast room, dramatic 2 story fam rm w/ stone fireplace. 4242 SWEET LEAF LANE, EDGEWATER Offered @ $675,000 SEE TOUR @ lorigough.com
Beautifully renovated 5/6 BR 4 full 2 half bath brick Colonial Over $400k in improvements last 5+ yrs. Truly amazing gourmet kitchen, striking master bath. Salt water pool, IPE deck, & paver patio overlooks private yard. Highly sought after water privileged community just minutes to downtown! 3417 HIDDEN RIVER VIEW, ANNAPOLIS Offered @ $1,350,000 SEE TOUR @ lorigough.com
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Choptank River Choptank river
Wye Cambridge island Estate
Wye island Estate Wye island Estate
Cambridge shoal Water Cottage Choptank river Choptank river
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IMPLY EXQUISITE 5 bedroom 7 1/2 ARE OPPORTUNITY IN DOWNRIGHT END UNIT CONDO with bath home with broad housE views, richly deTOWN CAMBRIDGE. atErFront EstatE xtraordinary offered rEathtaking robert Historic a. M sterns Choptank River and home Shoalwith Creek tailed & elegantly appointed. 1st floor masall brick home (c.1910) Wonderfully first floor MBr suite, + 5 Br (most far below replacement cost. ~ 5,000 sf design nantucket shingle style home. Views adjacent to the atErFront Hyatt ChesaEstatE atErFront home with EstatE home xtraordinary with xtraordinary housE offered housE rEathtaking offered rEa ter suite w/his & hers master bathe & WIC. conveniences. ensuite), showcasing the view. 2 ideal for entertaining & casual living with renovated Broad with watermodern views from every window. robert peakewalls Bayof glass Resort. 2 first Bedrooms, floor MBr suite,Gourmet first +huge 5floor Brwater (most MBrviews!. suite, +Four 5 Br far (most below replacement far cost. below replacement 5,000 sf cost. Creek, ~ 5,000 sfnantucket desig chefs kitchen w/butlers pantry, vol- Custom baths, 9design ‘+ ceilings, includes, 3-car garage, tennis court, fireplaces, wood 5 br~kitchen home on& Fishing open floor shingl Baths,elevator, open floor plan with many upensuite), walls of glass ensuite), showcasing walls the of glass view. showcasing ideal the for view. entertaining ideal & casual for entertaining living with & casual Broad living water with views Broad from e canic stone floors, family w/beamed Floors, kitchen 2 FP’s. Views of the heated pool, deep water, pier with lifts gran& floors, super master suite,room gathering rooms Hardwood plan, gourmet w/butler’s pantry, grades including hardwood floor, includes, elevator, 3-car includes, garage, elevator, tennis court, 3-car garage, tennis huge court, water views!. Four huge fireplaces, water views!. wood Four fireplaces, 5 br home wood on Fishing 5 br Cree ho ceilings 2 BR w/ Historic commercial district. cherry Close frs, to gas boat sandy beach, gazebo, extensive galore& fireplace. plus office & quest studio.apartment $1,200,000 1st flr MBr, loft, Brazilian ite ramp, counters, crown molding. Master heated pool, deep water, heated pier pool, with deep lifts water, & pier floors, with lifts super & master suite, floors, gathering super master rooms suite, gathering plan, rooms gourmet go atErFront EstatE home with xtraordinary housE offered fully equip kitchen. Elevator, GHP basement downtown shops,Carpenters restaurants,Barn galleries. landscaping, lined drive. also&in-law www.ChoptankRetreat.com FP. Country w/ 1kitchen Br plan,w/b bath withtree walk inboat shower soaking ramp, quarters. sandy beach, boatgazebo, ramp, sandy extensive beach, gazebo, galore extensive office studio. plus office &replacement studio. pier 1st $1,200,000 flr MBr, loft, Brazilian first floor MBr + plus 5 Br (most far below cost. ~ 5,000 sf 1st flr M w/wine cellar. 40 KW gen,suite, exercise room, ce- &galore Zoned general commercial. Owner/ suite/apartment & caretaker apt.$1,200,000 350 ‘ shoreline, w/2 lift’s, sand tub. Resort, Golf and Marina Memlandscaping, tree lined landscaping, drive. also tree in-law lined drive. also www.ChoptankRetreat.com in-law www.ChoptankRetreat.com FP. Country Carpenters ensuite), walls of glass showcasing the view. ideal for entertaining & casual living with dar closet 50 x15 heated pool, great porches. agent.beach Subject to water lease.mooring. $205,000 www.WyeIslandEstate.com $2,550,000 & deep $929,000 FP. CoB berships availablesuite/apartment through the Hyatt. & suite/apartment caretaker quarters. & caretaker quarters. apt. 350 ‘ shoreline, pier35w includes, elevator, 3-car garage, tennis court, huge water views!. Four fireplaces, wood apt. $2,250,000 Text R586186 to 52187 Textwww.shoalwatercottage.com R546470 to 52187 $340,000 Text www.WyeIslandEstate.com R689136 to 52187 www.WyeIslandEstate.com $2,550,000 $2,550,000 beach & deep water beach heated pool, deep water, pier with lifts & floors, super master suite, gathering rooms moor&
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boat ramp, sandy beach, gazebo, extensive galore plus office & www.shoalwatercottage.co studio. $1,200,000 www.sh st. lined aubins 101 Community Willows Water Access landscaping, Cambridge tree drive. also in-law www.ChoptankRetreat.com suite/apartment & caretaker new England style new Waterfront England retreat! style Waterfront retreat! quarters. st. aubins st. aubins 101 Willows www.WyeIslandEstate.com $2,550,000
new England style Waterfront retreat!
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PRESENTING Diane’s NEWEST SELECTIONS...
STUNNING ANNAPOLIS EXECUTIVE CONTEMPORARY
Upscale water privileged Annapolis Home in sought after “The Downs” neighborhood. Featuring fabulous European/Designer Miele Kitchen, New Floors, Renovated Baths, New Windows, New dual Trane HVAC’s New Septic System, New interior Sunroom/AuPair Suite Option. Extensive Exterior Hardscape overlooking private 1 acre wooded lot. Deep water slips available at community Marina too! Text R701808 to 52187
ESCAPE THE CITY LIFE & retreat to this renovated Farm House from the 1800’s! Sited on 73 Acres just outside DC. Approximately 30 acres cleared w/the balance wooded land. Abundant historical details throughout. Relax on the massive wraparound porch & watch the swans on the pond or ride horses through extensive wooded trails. Huge barn, several sheds/ out buildings, greenhouse, hot tub and 4 car carport. Text R596470 to 52187
COMING SOON SEVERNA PARK with neighborhood beach and marina water privileges. Wonderful updates throughout this all brick home. Hardwood floors, Granite, Stainless Steel Appliances, 5 Bedrooms, 3 full Bathrooms, all updated. Oversized lot with plenty of parking and 2 car garage. Text R703140 to 52187
COMING SOON SEVERNA PARK Sought after water privileged neighborhood offering one of the best lots of the neighborhood! Numerous updates through out. Beautiful New Hardwood floors, complete renovation of both full baths, freshly painted through-out. Kitchen offers Granite and Stainless Steel Appliances. Garage, finished basement and fenced backyard. Text R668896 to 52187
COMING SOON ARNOLD Super Cute 3 Bedroom, 2.5 Bath. New Kitchen w/Granite, Stainless Steel Appliances and New Cabinets. New Windows, Roof and HVAC. Garage and large fully fenced backyard. Text R668895 to 52187
DIANE GAVIN
COMING SOON EDEWATER/RIVA AREA! Come sit on the welcoming screened in porch and savor this impeccable home. Hardwood floors, updated kitchen and baths, new roof, new HVAC and incredible landscaping. Private fenced yard with patio, fruit trees, raised beds, hot tub and lots of room run and play. Oversized garage with large driveway. Deep water slips/community pool available with voluntary HOA. Sought after South River Schools. Text R701801 to 52187
REALTOR®, CRS, SRES, SFR Anne Arundel County Master’s Club Member Long & Foster Gold Team Member
(c) 443-871-1026 (o) 410·544·4000
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10 easy
home improvements to make on your fixer upper By Cary Teller
T
here is something awesome about buying a fixer upper and doing the renovations yourself. Some people fix them up a bit at a time, using cash as they have it available. If you want to make a big impact by doing small things, here are 10 things you need to include.
1. Change Out the Lighting Nothing says outdated like an old-fashioned gold chandelier. Lighting is something that can be updated easily and won't cost a bunch of money. It is one of the smallest things you can do that will have the biggest impact.
to the bathroom. You can update and upgrade a fixer upper by just adding these small touches.
4. Paint Cabinets/Add New Hardware If you have new cabinets in the budget, then you should go for it. However, if your budget is limited, then you may want to try to paint them. Painting old cabinets and installing new hardware will give the kitchen a facelift. If the cabinets are old but sturdy, then you can bring them back to life. Painting is inexpensive and has a huge impact.
5. Rip Out Old Carpeting
There is an old saying: "If a barn needs to be painted, slap some paint on it." You will be amazed at what some paint can do to your home. A new hue can cover imperfections and give the room the blast of color it needs. Forget drab, white walls that are lackluster. Give your home a color makeover.
Carpet is great when it is new; however, when it is old and dingy, it can really have a negative impact on a space. Hardwoods are the best option, followed by laminate floors. However, if you are stretched for money, you may try a bag floor or a penny style one. There are creative options online that allow you to do great things with your floors for less.
3. New Fixtures
6. Add Curb Appeal
2. Paint
Just like the lighting, the fixtures in the home become outdated quickly. Start with the kitchen faucet and then move on
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The curb appeal of the home is everything. It does not matter how great the inside looks if the outside is in shambles.
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BORROWERS HAVE SPOKEN:
A Mix of Tech & Touch Ideal for Mortgages Mortgage borrowers are espousing the benefits of technology in the process of financing a home, but also recognize the need for— and value of—face-to-face interactions with lenders, according to a new survey. Fifty-seven percent of homeowners in Ellie Mae's 2017 Borrower Insights Survey completed their most recent mortgage in-person, while 28 percent completed theirs both in-person and online. Eleven percent completed theirs solely online, the survey said. Forty percent of the homeowners surveyed would have preferred a "faster process" and "fewer delays"—challenges that can be eliminated or reduced with technology. Twenty percent, similarly, would have preferred a "shorter, easier to understand application."
"There's no question that technology is playing a larger role in the home-buying experience," said Joe Tyrrell, executive vice president of Corporate Strategy at Ellie Mae, in a statement on the survey. "As we expected, many homeowners are seeking a faster and more streamlined experience—and it's not just a millennial phenomenon; it's homebuyers of all ages and both genders." Case in point: Millennial borrowers were more likely than any other generation to use a combination of in-person and online resources to obtain a mortgage, at 30 percent, but borrowers in Generation X followed at a close 28 percent, as well as baby boomer borrowers, at 20 percent. Though millennial borrowers place the highest importance of all other generations on security throughout the process—an area improved, gen-
erally, by technology—each generation surveyed values simplicity. There is one aspect of the process largely unaffected by technology: locating a lender. According to the survey, 61 percent of borrowers selected the lender for their most recent mortgage based on a referral—23 percent on a referral from family or a friend, 17 percent on a referral from a bank, 16 percent on a referral from a real estate professional, and 5 percent on a referral from a financial advisor. Just 18 percent of borrowers found a lender on their own through an online search. So what’s the takeaway? For most borrowers, technology is only one part of the process. Eleven percent of the homeowners surveyed would have preferred their lender communicate with them more.
"Homeowners still want a personal interaction with their lender," Tyrrell said. "They want someone who can answer important questions, and make them feel confident that everything will be handled correctly and on time." 18TREB012_TREB_Issue36_FullSize.indd 8
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Clean up any dead plants and add some new ones. Be sure to pick flowers and shrubs that bloom at different times. This will allow you to have color year-round. Add some shutters and a fresh coat of paint to the porch. Use decorative numbers to display the address. Finally, replace the mailbox if necessary.
9. Replace the Windows
7. Repaint Ceilings
10. Update the Heating & Cooling Unit
Ceilings are often overlooked. They are usually white and any color is reserved for the walls. However, people do not realize how dirty these ceilings can be. A fresh coat of paint on the ceiling can really enhance the whole room. The walls are not the only thing that needs to be painted.
To help the process of heating and cooling a home, you need to make sure the home has an updated HVAC unit. The air filters are just as important as the unit. Filters with a rating of Merv 11 have "astro pleating" to help ensure no dirt or dust gets into your system. Extend the livelihood of your unit by selecting quality air filters.
New windows are expensive, but they are important. If you have old windows in your home, you need to spend the money to upgrade them. Windows are great for keeping the elements at bay. You will save yourself money in the long run by sealing off drafty openings.
8. Upgrade the Exterior Façade The biggest impact you can have on the outside of a home is to replace or paint siding. If you have it in the budget, you can add brick and stone accents. Most fixer upper homes have chipping paint and worn out siding. Splurge for some nice siding or paint a great color to update the home’s look.
Editor's Note: This was originally published on RISMedia's blog, Housecall.
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How to Stage Your Home on a Budget Staging your home so that it is in prime showing shape is essential for selling it in the shortest amount of time for the best possible price. While a professional home stager can work wonders, it might not be in your budget. Buying new furniture, redecorating, or other big home improvement tasks might not be either. However, there’s no need to worry. There are many great ways to inexpensively stage your home, without paying a professional, such as: Getting rid of the excess. Minimalism is in, and when someone comes to look at your house they want to imagine what they can do with it, not think about someone else’s personal belongings around the house. The first thing every home stager will do is get rid of the clutter. And that is something anyone can do on your own without spending a dime. Get some boxes and storage bins and start removing whatever you can, including: framed photos; anything hanging on the fridge or anywhere else; knick knacks; most books (save a few nice ones for staging); trophies and awards; kitchen gadgets; personal effects such as glasses, keys, jewelry, etc. The golden rule? You can’t remove too much.
ranged in a way that makes the room look as open and spacious as possible. If this means removing chairs or tables to open the flow, go for it. Brightening things up. Replace heavy drapery with sheer panels, raise blinds and shades, and place higher wattage bulbs in lighting fixtures, adding a lamp or two where necessary. Maximizing natural and artificial light is essential to making your home look as bright and appealing as possible. Painting where necessary. A small investment of paint in key areas will be worth it. Change any dark or oddly painted rooms to a light, neutral color, and prioritize walls and rooms where the paint is dirty or showing signs of aging. Paint can also be a good option for updating kitchen cabinets that are otherwise too expensive to replace. Adding new accessories. A trip to your nearest discount store can send you home with a bundle of new accent pillows, throws, bathroom and kitchen accessories and a nice vase or two for the dining room and coffee tables. These decorative accessories will add a fresh feel and pops of color where necessary throughout your home. Just remember: less is more.
Rearranging the furniture. Go from room to room and make sure the furniture is ar-
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ANNAPOLIS OFFICE
ANNAPOLIS DOWNTOWN
ANNAPOLIS EASTPORT
102 Old Solomons Island Rd Annapolis, Maryland 21401
2 Francis Street Annapolis, Maryland 21401
320 Sixth Street Annapolis, Maryland 21403
410.266.5505
410.263.3400
410.260.2800
Fax 410.224-0875
Fax 410.267.0855
Fax 410.295.1516
ANNAPOLIS~Custom Craftsman steps from Back Creek. Intricate Detail throughout. Hardwoods, High Ceilings, Arches, Columns, Coffered Ceiling + Crown Molding. Gourmet Kitchen, Large Island, Gas Cooktop, Pantry, Natural Cherry Cabinetry + Breakfast Area. Light-Filled Family Room. Master Suite + Seating areas, Large Walk-in Closet + Spa-Inspired Bath. Community Park + Marina. Walk to Annapolis/Eastport amenities. AA10130974 $900,000 CALL DAVE LUPTAK 202-841-9084
ARNOLD~Have it all in this updated, meticulously maintained Brick-front Home. Located in Ashcroft Community minutes from RT 50 + Annapolis. Quiet Street, Landscaped, Fenced .49 acre Lot backing up to B&A Trail. Updated Windows, Appliances, Lighting, Driveway, HVAC + more. Hardwoods, Gas Fireplace + Mantle & Built-ins give it Classic Charm. Decking, Den/ Sun Room to enjoy private yard. Back up Generator. AA10145227 $485,000 CALL DAVE LUPTAK 202-841-9084
LOTHIAN~Awesome home for an awesome family!! Sellers have constantly upgraded so it’s all done for you: amazing hardscape (backyard oasis), h/w floors, finished ll features theater room, bedroom, full bath, kitchen, & game/play areas!! Main level has a grande sunroom w/plantation shutters, morning rm. Overlooking green pastures, professional office & more!! Four bedrooms ul!! The list goes on!!! GREAT LOT! AA10070346 $620,000 CALL BARBARA STAMMER 410.320.4567
ANNAPOLIS~Beautifully Restored Downtown Gem! Amazingly spacious! From the inviting front porch with old-fashioned swing to the professionally landscaped, fenced backyard, this home has it all! Original refinished hardwood floors, architectural detail, custom kitchen with slate flooring, cherry and stainless steel counters & SS appliances, great living and sleeping areas,partially finished Lower Level. Walk to everything! AA9978158 $629,000 CALL JUDY OLDFIELD 301.367.3477
ANNAPOLIS~Beautifully updated and exceptionally well-maintained contemporary home oozing w/charm in great water-oriented community w/ beach area. New SS kitchen appliances, new granite counters, newer roof, new water treatment system, newer HVAC, new French doors, the list goes on! Great outdoor entertaining space w/ super deck, fenced yard, a block from the water. Home Warranty. AA10123841 $425,000 CALL JUDY OLDFIELD 301-367-3477
CROWNSVILLE~Price Reduced! Waterfront living in Crownsville on a half acre. Great 4 bedroom, 3.5 bath home renovated from top to bottom in 2012. Beautiful wood floors. Granite top center cooking island with breakfast bar. Lower level rec room with second kitchen, bedroom and full bath. Waterside deck and patio. Waterviews from master suite and luxury bath. 105’ of water frontage on Plum Creek. Private pier. AA100844936 $799,000 CALL JOHN COLLINS 410-224-4999
SHADY SIDE~This is a beauty: Large waterfront lot with panoramic views of the Bay, Eastern Shore, and Bay Bridge. Newer homes on either side of lot. New shore rip rap, community pier with boat ramp, convenient to marinas, dining. Easy commuting to DC, Annapolis, and Baltimore. Listing includes lot at 5337 Chichester tax id # 020715600716700. Existing structure is a tear down. DO NOT ENTER. AA9923134 $375,000 CALL LINDA MIKO 410-562-0660
SHADY SIDE~Ready to move in and make your unique decorating choices. Beautifully maintained 2-level home with new carpet, refrigerator, and many other upgrades. Enjoy the private community pier for paddle boarding, kayaking, and jet skiing. Large open park area. Convenient to marinas, restaurants and an easy commute to Annapolis, DC, Andrews, Calvert county locations. Relax and enjoy Bay serenity AA9745573 $249,000 CALL LINDA MIKO 410.562.0660
GREAT ATLANTIS WATERFRONT! Private pier with 5’ water on Deep Creek with a lift and electric. 4 bedroom, 2.5 bath Colonial. Large kitchen with center island, ceramic tile, granite counters and eat-in area. Family Room with vaulted ceiling, skylight and brick gas fireplace. Large master suite with sitting area and private bath. Multi-levels of decking with water views. Water views from most rooms. AA10144908 $765,000 CALL JOHN COLLINS 410.224.4999
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Severna Park Office
GLEN BURNIE $554,500 Impressive 4 BR, 3.5 BA Colonial with exquisite stone front featuring interior classic decorative detail. Open light filled 2 story foyer, 1st floor hardwood floors. Master Bedroom w/sitting room. Large Master bath, custom closets, 2nd floor laundry, kitchen w/Granite, Stainless Steel appliances, natural gas cooking, gas stone Fireplace, Ceiling fans, surround sound, exterior security cameras, patio, trex deck, vinyl privacy fence, finished w/o basement. (AA10159536) Text R701885 to 52187
GLEN BURNIE $495,000 Lovely 4 BR, 2.5 BA home in Creekside Village features an Open Floor Plan! The main level Family Room opens to a large eat-in kitchen w/breakfast bar and half bath. The upper level boasts large Master Suite plus 3 additional Bedrooms and 2 Baths. Large level backyard. 2 car garage. Community amenities include clubhouse, pool, fitness center, sports courts, tot lot, dog park grilling are and much more. (AA10152972) Text R701888 to 52187
ANNAPOLIS $367,500 Split level with beautifully updated eat-in kitchen features 3 BRs, 1 full/1 half BA, Silestone counter tops & back splash, recessed lights, wood cabinets, french doors, open LR & DR w/slider to side yard, FR w/Fireplace, Hardwoods, Wainscoting, Chair rail, crown molding and much more. (AA10098042) Text R668858 to 52187
ANNAPOLIS $359,900 Fantastic 4 BR, 2.5 BA home located on one of the largest lots in the community. Kitchen totally redone w/beautiful cherry cabinets, Stainless Steel appliances & Granite Counters. New Exterior Paint. House boasts large Dining & Living Room, Spacious Bedrooms, Huge Family Room w/Fireplace. Large deck area w/hot tub, 2 sheds and private fenced-in yard. Community Amenities. (AA10137315) Text R668810 to 52187
ODENTON $339,000 Immaculate Spacious 3 BR, 2.5 BA garage Townhouse in sought after Town Center Commons. 2,495 sq/ft of custom living space. Chefs Kitchen w/granite counters, double ovens, Breakfast bar & 42� cabinets. Hardwood floors in Kitchen & adjacent Family Room featuring gas Fireplace. Huge MBR suite w/dual walk-in Closets & Luxury bath w/ double vanity, soak tub & separate shower. Outstanding location adjacent to MARC station - minutes to Ft Meade, NSA, BWI. (AA10125486) Text R701892 to 52187
PASADENA $240,000 Private 1.2 acres! Rambler with 3 BRs, 2 BAs, kitchen has refrigerator, dishwasher, double bowl stainless sink, range, breakfast room w/vaulted ceiling, living room has has Brick Raised Hearth Fireplace w/Mantle. Recently Redone Bath. Shed. Public Water. Needs lots of TLC. (AA10108634) Text R668853 to 52187
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410-544-4000 (o) www.severnaparksales.lnfre.com
Emmett Ward 301-928-8609
Sharon Blazczak 410-353-9171
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Sharon Blazczak 410-353-9171
Amy Faust 410-299-7650
Stacy Early 443-623-8116
Call Office 410-544-4000
3/1/18 11:53 AM
GLEN BURNIE BETTER THAN NEW!! Move in ready with many upgrades including composite decking, tiled backsplash, tiled bathrooms, granite, stainless and more! Enjoy sunny mornings on your custom window seat and relaxing evenings on your back deck. This 3 level town has great spaces from top to bottom from the one car garage to the luxury master suite. Conveniently located within minutes of all commuter routes! Text R679749 to 52187
SEVERNA PARK
ANNAPOLIS
MAKE 2018 YOUR BEST EVER in this wonderful Severna Park Home with fabulous private back yard, hot tub and in-ground pool. Hardwood floors, sunny and bright rooms, extra wide stair case and fully finished basement round out some of the great features in this home. Neighborhood completes the total package with water access, basketball, playground and more! Text R638493 to 52187
Move-in ready garage town home in sought after Stonehurst in Broadneck. 3br 2.5ba, 3 fin levels featuring hardwd floors on the main level, newer carpets and fresh paint. Eat in kitchen features ceramic tile, stainless frig. Generously sized MBR boasts a walk-in closet and luxury soaking tub in master bath with separate shower. Double decks and fenced yard backing to woods round out this home! Text R652382 to 52187
STEVENSVILLE
SHADY SIDE
SHADY SIDE
Expanded and renovated home in water privileged Bay City! Minutes to bridge, community beach, picnic, playground! New hardwood floors, roof, HVAC, kitchen and baths! Welcome guests onto your inviting front porch with plenty of driveway and fenced yard. Rare main level master bedroom with full bath and walk in closet plus 3 generous bedrooms upstairs. Homes in Bay City are moving fast, don’t delay! Text R697232 to 52187
Building lot in water privileged community of Snug Harbor. Some water views. Existing new homes on street will create an enclave. Bring your plans, or use builder’s plans. Grading on file at county, finished road, ready for you to build. Text R588237 to 52187
Enjoy water views in this beautiful new construction in Snug Harbor! 4 BD, 2.5 BA, stunning kitchen w/granite counters, 42’’ solid wood cabinetry, island w/breakfast bar, room for table space, huge pantry & stainless steel appliances. Gorgeous great room w/gas fireplace & sliding glass door to rear deck. Large master BD w/attached full bath & private deck. Finished fam room & 2 single car garages! Text R586254 to 52187
ANNAPOLIS
ANNAPOLIS New Construction with all the bells and whistles. Granite kitchen, wood floors, tiled baths and more! 2 homesites available. Don’t miss this opportunity for a new build in water privileged Cape St Claire. HOMES ARE UNDER CONSTRUCTION, SPRING DELIVERY. MHBR5647 Text P878434 to 52187
BALTIMORE
NEW CONSTRUCTION! Available in 60 days! Make this home your 2018 New Years Resolution! Wood floors, granite, stainless, contemporary flare in kitchen and baths and full basement with rough in. Cape St Claire neighborhood water amenities, club house, pool, beach, piers and more! MHBR#7227 Text R258162 to 52187
Nicely renovated and spotless 2 bedroom 1.5 bath rowhouse in Marble Hill. Updated mechanicals, plumbing, electric, HVAC, roof, & windows. Updated kitchen with granite countertops, ceramic tile floor, and newer appliances, kitchen/dining room combo. Beautiful hardwood flooring in the rest of the house! Rare main level half bath! Would make a perfect rental property, a great value & a MUST SEE! Text R586172 to 52187
443-995-2297 TOLL FREE
1-888-436-1094 E-MAIL
ASSOCIATE BROKER
deedee@longandfoster.com
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TRANQUIL WATERFRONT PARADISE HAS IT ALL! Private locale w/3400+ sqft contemporary home sited on a gorgeous 3.55 acre prof. landscaped lot, 100’+ private pier w/3 slips, lift, boat launch & waterside gazebo. Gourmet KIT w/SS appl., granite, brick FP, pantry & breakfast room. Sep. DR w/FP, huge great room w/FP & den. Main level master w/lg full bath, front & rear decks, detached garage, pool & more! $1,175,000 For More Info/Photos Text R520185 to 52187
MIDDLE RIVER
SOUGHT AFTER ANNAPOLIS WATERFRONT LOCATION! Take the water taxi to town from your own private pier or sail off on the Bay. Remodeled original cottage, expanded to 5800 sqft and uniquely designed for outdoor entertaining with indoor pool opening to waterfront veranda. Coffee or cocktails by the waterfront will make every day feel like a vacation! $1,295,000 For More Info/Photos Text P107590 to 52187
EASTPORT
443-995-2297 TOLL FREE
1-888-436-1094 E-MAIL
ASSOCIATE BROKER
deedee@longandfoster.com
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