HOMES NEW ORLEANS METROPOLITAN AREA OCTOBER/NOVEMBER 2017
The Nugent Freeland Team Keller Williams Realty 455-0100 Michael F. Freeland, ABR, AHWD 504-813-3865 Lesha Nugent Freeland, GRI, SRS 504-621-7319 Lynda Nugent Smith, CRS, GRI 504-610-2104 KELLER WILLIAMS REALTY CRESCENT CITY WESTBANK PARTNERS | KELLER WILLIAMS REALTY 455-0100 | KELLER WILLIAMS REALTY PROFESSIONALS KELLER WILLIAMS REALTY SERVICES | KELLER WILLIAMS REALTY FIRST CHOICE | KELLER WILLIAMS REALTY NEW ORLEANS | KELLER WILLIAMS REALTY 88-351-511, LLC EACH OFFICE INDEPENDENTLY OWNED & OPERATED
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THE BEST LOCATION IN THE VILLAS OF MONEY HILL!
OLD NEW ORLEANS SHOTGUN CHARM
Sleek, modern design and functionality in this gorgeous 2707 sq ft 4BD/3.5BA feature-packed home on quiet cul- renovated 2/1 home. Exposed brick? Check. Exposed wood de-sac. Natural light abound! Originally builder’s own home. beam? Check. Do you dream of hardwood floors, custom Convenient to 19-hole golf course. Two-car attached garage. cabinets in your kitchen, bathroom and utility room? $489,900 MLS# 2105677 Text R421207 to 52187 $268,000 MLS:2107477 Text R422514 to 52187
OUTDOOR LIVING AT ITS FINEST
2-story 4 bed/2 bath 2819 sf home in Del Sol! Escape into this fenced-in backyard oasis featuring a large covered patio, beautiful wood deck leading out to above-ground pool and large shed. That’s just the outside! $289,900 MLS:2116638 Text R478897 to 52187
STUNNING 4 BD/2.5 BA HOME
On 1.91 acres of pristine country living in the heart of Mandeville! Home features enormous den w/vaulted ceilings, wet bar, wood fireplace & tons of natural light. Kitchen includes granite counter tops, SS appliances, island! $435,000 MLS:2124048 Text R547097 to 52187
Caroline Falconer Freeland
985.778.5719 | caroline.freeland@kw.com
“As an agent who was born and raised in this local area, I bring wealth of knowledge and experience about buying and selling real estate here. Real estate is not the same everywhere, so you need someone who you can trust for up-to-date information. Helping you should not just be about selling homes, it should be about building relationships and I am eager to serve you”
Keller Williams Realty Services Mandeville, LA 70471 - 985.727.7000 [Office] Licensed by the Louisiana Real Estate Commission Each office is independently owned and operated.
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If You’re Buying, Selling, or Investing... METRO-NEW-ORLEANS.COM
Whatever season of life you are in, we can help
THE NUGENT FREELAND TEAM IS AN AWARD-WINNING GROUP OF REALTORS READY TO GUIDE YOU THROUGH THE REAL ESTATE PUZZLE Lynda Nugent Smith, CRS, GRI Lesha Nugent Freeland , GRI, SRS Michael Freeland , ABR, AHWD
US CALL US TOCALL LEARN TO LEARN MORE MORE
(877) (877)409-1939 409-1939 toll tollfree free
“For two generations, we have built a reputation of trust among hundreds of buyers, sellers, and investors just like you. We’re ready to help you, too.” - Lynda, Lesha, and Michael Keller Williams Realty 455-0100 | Each office independently owned and operated | Licensed by the Louisiana Real Estate Commission 3197 Richland Ave Metairie LA 70002 34207.1.1.003.indd 1
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LOCATED ON THE BANK OF THE BOGUE FALAYA RIVER. Incredible views! $1,200,000 MLS:2110842 Text R412832 to 52187
HEART OF OLD COVINGTON with 11-foot ceilings. Owner is a Licensed Agent. For Lease $2,500 MLS:2121108 Text R513417 to 52187
STUNNING RENOVATION WITH POOL Plenty of room for everyone. $450,000 MLS:2120258 Text R557996 to 52187
LOCATION, LOCATION, LOCATION! 4 lots of record centrally located in Heart of Old Covington. $562,700 MLS:2109827 Text R399139 to 52187
RIVER OAKS GEM with room for everyone. Master bedroom on main floor. $385,000 MLS:2124646 Text R558001 to 52187
IMMACULATE HOME is better than new - 4 bedrooms plus an office. $350,000 MLS:2123895 Text R558000 to 52187
DON’T MISS THE CHANCE to build on one of the last remaining lots in Marina Beau Chene. $120,000 MLS:2116665 Text R557997 to 52187
RENOVATED MID CENTURY modern for lease in the heart of Covington. 3BD/2BA. $1,600 MLS:2118601 Text R557999 to 52187
METAL WAREHOUSE/OFFICE located right across the street from former LA Heart Hospital. For Sale ($639,000) or Lease ($2,500) MLS:2115331Text R465133 to 52187
A MUST SEE Green-Certified office building with lots of amenities. $1,995,000 MLS:2122427 Text R531208 to 52187
GROWTH AREA OF COVINGTON Up to 5,000 SF retail space for lease. $8/$10 Per SF Text R417643 to 52187
73,000 SF in this fully sprinklered facility. Up to 12,000 SF of exec office. For Lease. MLS:2067937 Text R396886 to 52187
BRENT CORDELL 985.373.6417 BCordell@kw.com
LIZBY EUSTIS CCIM
985.966.2712 leustis@att.net
Keller Williams Realty Services Mandeville, LA 70471 - 985.727.7000 Office Licensed by the Louisiana Real Estate Commission Each office is independently owned and operated.
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Patricia Peyton
Metro New Orleans Real Estate Expert
REALTOR®
504.400.6911
RENTAL PROFIT ABOUNDS. Shopping center! Money making opportunity galore. Nestled in south west corner of N. Causeway in Mandeville $2,350,000 MLS:2104465 Text R545318 to 52187
patriciapeyton.com
KELLER WILLIAMS REALTY 3197 Richland Ave., Metairie, LA 70002 | Office: 504-455-0100 Each Office Independently Owned & Operated | Licensed in the State of Louisiana & Mississippi
FANTASTIC OPPORTUNITY for your big ambitions. Investment property in Metairie . Multiple uses endless as your dreams. $950,000 MLS:2090348 Text R545309 to 52187
WONDERFUL RENOVATED HOME In Metairie 4B/2BA 2,440 Sq.F liv. 50x150 lot. Beautiful open flr plan,marble flrs and spacious! $295,000 MLS:2110873 Text R545327 to 52187
John A. Costello
LOCATED IN THE HEART OF METAIRIE. Lovely and meticulously renovated Condo 2/B 1/BA is for sale $106,000 and also for lease. MLS:2119632 Text R545343 to 52187
2,880 SQ. FT. INVESTMENT PROPERTY. $275,000. Has 3 units, front is leased. MLS:2119031 Text R545342 to 52187 For Lease: 8317 Belfast 2B/1BA $1,000 mo.
Business Development Officer/ Notary Public 3939 N. Causeway Blvd, Ste. 105 Metairie, LA 70002
Office: 504.834.9733 johnc@titlestream.com
JUST ABOUT EVERYTHING STAYS! BUY & LITERATELY MOVE RIGHT IN! Can’t get any easier than that! Professionally designed from top to bottom to the very last accent piece! $500,000 MLS:2116768 Text R484313 to 52187
ANOTHER FABULOUS HOME currently being built by Intrepid Builders! This very well appointed home features cypress wood beams, Open floorplan, custom touches, and more! $485,000 MLS:2112985 Text R441268 to 52187
ALL INTERIOR STREETS HAVE BEEN REVOKED. Not within corporate limits. See attached survey for additional information. $2,500,000 MLS:2106679 Text R397184 to 52187
OWN YOUR OWN RETREAT WITH 95 ACRES, Stage for live entertainment! Small Lake with great views! This is a true camp, could be a nice home with some cosmetic updates. $400,000 MLS:2121383 Text R514743 to 52187
Chris Morris REALTOR® Licensed in Louisiana
985.966.4865
chrismorris@kw.com 34207.1.1.005.indd 1
1522 W. Causeway Approach Mandeville, LA 70471 - 985.727.7000 Each Office Independently Owned and Operated
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HEART OF MADISONVILLE 105 ST. ANN STREET MADISONVILLE
IN AREA OF MANY RENOVATED HOMES. Restaurants, shopping, riverfront, schools, groceries, etc. Large corner lot for addition and easy access to back yard. $240,000 MLS:2121485 Text R529719 to 52187
Patsy Lang 504.669.7848 plang@kw.com
RARE NEW CONSTRUCTION 1044 CARROLL STREET MANDEVILLE
In the Heart of Mandeville! Granite Counter Tops, Stainless Steel Appliances! On Beautiful Corner Lot full of Oak Trees. Blue Ribbon School District! $339,000 MLS:2121095 Text R513435 to 52187
HIDDEN GEM 59525 NESLO ROAD SLIDELL
AMOUNG LIVE OAKS,3+ ACS., 600’+on Historic Bayou Liberty.Main house features wide plank pine floors,10’ ceilings, gourmet kitchen(stainless & Viking appliances) $1,500,000 MLS:2116167 Text R473877 to 52187
Brett Freret
985.789.5862 brettfreret@kw.com
Keller Williams Realty Services 1522 W. Causeway Approach Mandeville, LA - 985.727.7000 Licensed by the Louisiana Real Estate Commission | Each office is independently owned and operated.
Your Home Loan Specialist Purchases and Refinances
Heather Braiwick 504.430.0028 hb@nolalending.com NMLS# 96999
Call 985.612.2132 or visit nolalending.com/heatherbraiwick Co NMLS # 488639
Von Williams
Marketing Representative
985.264.5994 von@alltls.com Allegiance Title & Land Services, LLC, a Louisiana based Company, provides title insurance, escrow and closing services for residential, commercial and industrial real estate transactions throughout the state of Louisiana. 1502 W. Causeway Approach • Suite B • Mandeville, La 70471 (985) 778-2410 Office • (985) 778-2429 Fax • www.alltls.com
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COVINGTON
Cindy Fandal
5BD/4BA on deep navigable Tchefuncte River, 2 living areas, kitchen w/dining area, covered porches, Elevator. Boat Dock w/lift. Terraced back yard. NEVER FLOODED. MLS:2100693 1522 W. Causeway Approach Text R322631 to 52187 Mandeville, LA 70471 - 985.727.7000
985.727.7105 fandal@kw.com
Each Office Independently Owned and Operated | Licensed in Louisiana
4 BEDROOMS, 3 FULL BATHS Gorgerous stained concrete flooring throughout. Top bedroom with it’s very own bath. $279,900 MLS:2127246 Text R561641 to 52187
4 BEDROOMS, 3 FULL BATHS Gorgerous stained concrete flooring throughout. Top bedroom with it’s very own bath. $279,900 MLS:2127243 Text R561638 to 52187
STUNNING SPACIOUS RENOVATED UPTOWN VICTORIAN CAMELBACK! 3150 sq. ft. of living area. New kitchen floors redone. $975,000 MLS:2123192 Text R557303 to 52187
COME ENJOY THIS BEAUTY by making it Home! Gorgeous detailed woodwork,built in cabinetry, wood floors, high ceilings. $382,500 MLS:2118894 Text R545338 to 52187
HOME IS IN PARADE OF HOMES, Breathtaking Beauty! 4 bedroom,2.5 Baths. Walk into the Shiplap Gallery Foyer,11’ Ceilings. $389,000 MLS:2104449 Text R545319 to 52187
ABSOLUTELY STUNNING NEW CONSTRUCTION NESTLED ON 8.05 ACRES. Private 5 lot subdivision. 5571 sq. ft. living. 5BD/5.5BA. $1,199,000 MLS:2090429 Text R545310 to 52187
Johnnette C h a u f f e
504.421.2521
Licensed in Louisiana
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The
INSPIRED Team / KW
1522 W. Causeway Approach Mandeville, LA 70471 - 985.727.7000 Each Office Independently Owned and Operated
10/10/17 1:12 PM
HOMES
NEW ORLEANS METROPOLITAN AREA
Jan Autin Publisher 985-264-8748 Josh Landry Marketing/Sales 985-674-7983 Amy Little DFLYDesigns LLC Design & Graphics
Luxury GardenHome
Brittny Garcia Production kellerwilliamsproduction@gmail.com
HOMES NEW ORLEANS METROPOLITAN AREA OCTOBER/NOVEMBER 2017
Located at 50 Palmetto Kenner 70065 in the private gated community of Gabriel on Lake Ponchartrain. The Garden Home layout is focusing on the downsizing market that still desires the high end finishes along with the Master Bedroom Suite on the first level, over 2500 sq ft as well as limited yard maintenance. $510,000 MLS:2089464 For More Info. Text R424254 to 52187
The Nugent Freeland Team
The Nugent Freeland Team Keller Williams Realty 455-0100 Michael F. Freeland, ABR, AHWD 504-813-3865 Lesha Nugent Freeland, GRI, SRS 504-621-7319 Lynda Nugent Smith, CRS, GRI 504-610-2104 KELLER WILLIAMS REALTY CRESCENT CITY WESTBANK PARTNERS | KELLER WILLIAMS REALTY 455-0100 | KELLER WILLIAMS REALTY PROFESSIONALS KELLER WILLIAMS REALTY SERVICES | KELLER WILLIAMS REALTY FIRST CHOICE | KELLER WILLIAMS REALTY NEW ORLEANS | KELLER WILLIAMS REALTY 88-351-511, LLC
Keller Williams Realty 455-0100 Michael F. Freeland, ABR, AHWD 504-813-3865 Lesha Nugent Freeland, GRI, SRS 504-621-7319 Lynda Nugent Smith, CRS, GRI 504-610-2104
EACH OFFICE INDEPENDENTLY OWNED & OPERATED
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3197 Richland Avenue, Metairie, LA 70002
Slidell Office 2053 Gause Blvd. E, Ste. 100 Slidell, La 70461 Mandeville 1522 West Causeway Approach Mandeville, La 70471 Hammond 710 S W Railroad Ave. Ste. C,D,E Hammond, La 70403 Laplace117 Belle Terre Blvd. LaPlace, La 70068 Gretna 1601 Belle Chase Hwy Ste. 101 Gretna, La 70056 New Orleans 8601 Leake Ave. New Orleans, La 70118 Metairie 3197 Richland Ave. Metairie, La 700xq02 Each Office Independently Owned & Operated
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Jodi Archer
REALTOR®, MBA, Top Producer 3197 Richland Ave., Metairie, LA 70002 Office: 504-455-0100 Independently Owned & Operated Licensed Agent in the state of Louisiana
504.301.6100
www.JodiArcher.com LOOKING TO PURCHASE OR LEASE A NEW HOME?? CALL ME TODAY
for complimentary access to MLS.
3900 Alabama Ave. • $167,000 3 bed / 1.5 bath; Fresh Paint; No Carpet, Granite Counters, Appliances Included Move In Ready! Text R551290 to 52187
2412 Minnesota Ave. • $140,000 Fantastic Starter Home, 3Bd/1Ba, NEW ROOF Large Bonus Room, Fireplace, Large back yard. Text R551274 to 52187
THINKING OF SELLING YOUR HOME/CONDO?? CALL ME TODAY for a complimentary market analysis.
2330 Edenborn Ave #321 • $65,000 1bed/1ba, Third floor corner unit Inside Laundry, Complex pool Text R551300 to 52187
10912 Chaucer St. • $209,000 3bd/2ba. Granite Counters, Frigidaire appliances. Detached garage. Text R551283 to 52187
162 Sedgefield Dr. • $360,000 4 bed / 3ba, Harahan. Granite Counters, Wood Laminate & Terrazzo floors. Large bonus room. Text R551289 to 52187
Interested in a Career in Real Estate? CALL ME TODAY to learn more.
Real Estate Title Closing Services For Residential and Commercial Properties For closing quotes contact Attorney Sean Pilie spilie@truetitle.net
TEAM GARRITY
For All of your Insurance Needs
true title of Metairie, LLC hand, holmes, pilie, & matthews 110 Veterans Blvd Suite 525 Metairie, LA 70005 www.truetitle.net (504) 309-1030
CALL US TODAY for a complimentary quote on Home, Flood, Auto or Commercial. Richard 504.756.0966 | Evan 504.202.3234
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HOW TO BUY A HOME IN A TIGHT MARKET W
e all know the equation: low inventory means higher prices. Also known as a tight market, this setting can be stressful for buyers, who are trying to snap up their dream home yet keep running into competition. Attempting to purchase a house in this type of market can make the already complex process of buying a home even more overwhelming. The following five tips can help buyers successfully get through the buying process in a tight inventory market:
DETERMINE & STICK TO A BUDGET.
Before beginning the
house hunting process, prospective homebuyers should receive loan preapproval from one or more lenders to verify how
much they can borrow. Then, after taking into account additional costs of ownership such as taxes, utilities and insurance, buyers should determine a final budget they can comfortably afford. When listings are scarce, bidding wars can drive up prices, so
buyers must be prepared to walk away if the asking price surpasses their budget.
IDENTIFY DESIRED NEIGHBORHOODS AND HOME WANTS VERSUS NEEDS. When housing inventory is tight, buyers may
need to compromise on what they believe they want from a
home. Certain wants, such as stainless steel appliances or hardwood floors, can be added later. However, if a buyer wants
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to be in a specific school district or have a decent sized back-
yard, those cannot be addressed later and must be taken into account during the house hunting process.
BE READY TO MAKE A DECISION QUICKLY. In a seller’s mar-
ket, homes rarely stay on the market long, so when a house that is in their budget and checks off all of their needs come along,
buyers should not hesitate. Buyers should be ready to submit an
offer quickly, or they may risk missing out on the home altogether.
BID COMPETITIVELY AND LIMIT CONTINGENCIES.
It is
tempting to submit a low offer as a starting bid, but in a seller’s
market buyers need to put forward their highest offer from the very beginning or they are likely to lose out on the home. It is
also important to remember that in multiple bidding situations it is not always the highest offer that is most attractive to the seller
but the one with the fewest contingencies. Removing restrictions
related to the sale of a current home and being flexible with things like the move-in date can make a bid stand out to a seller.
WORK WITH A REALTOR ®. All real estate is local, so it is im-
portant to work with an agent who is a Realtor®, a member of the National Association of Realtors®, and who is familiar with the areas and neighborhoods the homebuyers are considering. They can give buyers the competitive advantage needed in a tight market.
10/10/17 1:14 PM
HILLCREST FARM and Exceptional Home with approx 99 acres! This spectacular property is one of a kind. $2,660,000 MLS:2123073 thehillcrestfarm.com Text R540252 to 52187
ONE OF A KIND 2 story brick home in the gated community of Arbor Walk. Beautifully maintained! $579,000 MLS: 2123658 Text R547101 to 52187
ONE OF A KIND UNIT in a premier location overlooking Audubon Park. Unique 1920’s building! $725,000 MLS: 2122355 Text R540248 to 52187
CLASSIC BEAUTIFUL RAISED BASEMENT in desirable area of Fontainebleau/Broadmoor neighborhood. $595,000 MLS: 2107207 Text R540226 to 52187
METAIRIE Precious Old Metairie brick home on corner lot with lush landscaping throughout! $610,000 MLS:2101462 Text R540217 to 52187
BEAUTIFUL CUSTOM BUILT HOME in demand area of Bucktown. This special house consists of an inviting porch. $685,000 MLS: 2094578 Text R540203 to 52187
Stephen
Polly
EAGAN
504.452.3571
Keller Williams Realty New Orleans 8601 Leake Ave. New Orleans, LA | 504.862.0100
Each Office Independently Owned and Operated | Licensed in Louisiana
NGUYEN
504.296.7722
GREAT 3 BEDROOM HOME
GREAT 4 OR 5 BEDROOM HOME
GREAT 3 BEDROOM HOME
New laminate floors in dining room, new carpet in den and bedrooms, updated kitchen with granite and new oven, high ceilings in the den with built ins and gas fireplace, both bathrooms have been renovated. $249,900 MLS:2124849 Text R551329 to 52187
2-story den with built ins and fireplace, granite and double ovens in the kitchen, master down with wood floors, double vanities. $409,000 MLS:2120527 Text R545347 to 52187
New laminate wood floors, no carpet in this home, high ceilings in den and kitchen, new tubs in both bathrooms, attached garage, big backyard. Price is $209,000 MLS:2127112. Text R561343 to 52187
IN CHATEAU LAKEFRONT
IN SOUTHLAKE VILLAGES
504.559.4808
wendyhinyub@kw.com
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IN HIGHWAY PARK
3197 Richland Avenue, Metairie,Louisiana 70002 Each Office Independently Owned and Operated Licensed in Louisiana
10/10/17 1:16 PM
The Title Source of Louisiana “The source for all your title needs”
For Quotes or new Orders email us at: info@latitlesource.com
985-345-3797 •Residential Closings •Commercial Closings • Sales • Refinances • Construction • Abstracts • Title Exams and Insurance
4 LOCATIONS TO SERVE YOU Metairie ~ Mandeville Hammond ~ Baton Rouge
ABOUT OUR AGENCY The Title Source team has performed numerous residential and commercial real estate closings, including extensive curative work in the areas of property litigation, successions, tax free exchanges, and adjudicated properties. The Title Source of Louisiana won Top 5 Title Companies in LA in 2015 & 2016 and “Highest in Ethical Standards & Professional Excellence” in 2013.
• Title Opinions •Title Commitments • Curative Work • Closing Documents • Escrow Services • Estate Planning • Notary Work • Recording Services
www.latitlesource.com 34207.1.1.012.indd 2
Tyffanie Vial,
Owner/Attorney
10/10/17 1:17 PM
Keller Williams Realty 504-455-0100 3197 Richland Avenue Metairie, Louisiana 70002 Licensed by the Louisiana Real Estate Commission Each Office Independently Owned and Operated
ELEGANT CUTOM BUILT HOME by the original owner in gated Gabriel Sub. 5 bedrooms-3.5 baths brick home. $750,000 MLS:2097925 Text R545321 to 52187
THIS GENTILLY RANCHER has a new home feel! Freshly painted outside-wood floors throughout! $319,000 MLS:2124393 Text R561378 to 52187
PERFECTLY MAINTIAINED BRICK HOME on corner lot in the heart of Metairie. $265,000 MLS:2113682 Text R545337 to 52187 SWEET COTTAGE TUCKED AWAY in Highland Park Subdivision in Metairie! Recently renovated! $199,900 MLS:2107259 Text R545323 to 52187
TOTAL RENOVATION in Old Jefferson on a corner lot. Original hardwood floors. $259,000 MLS:2123285 Text R545362 to 52187
Are you ready for a house so you can decorate the way you want? T ired of renting? Now is the perfect time for you to buy the home you have always dreamed of decorating. When you choose Caliber Home Loans, Inc. to provide your home’s financing, you can trust we’ll do our best to get you into the home you’ve always envisioned. Call me today to get started!
Connye Bauer-Ingram
Branch Manager NMLS ID 297885 Mobile 504-460-1218 connye.bauer-ingram@caliberhomeloans.com www.caliberhomeloans.com/cbingram Caliber Home Loans, Inc., 3701 Regent Blvd Irving, TX 75063 NMLS ID #15622 (http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/15622). 1-800-401-6587. Copyright © 2017. All Rights Reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. If you are refinancing your existing loan, your total finance charges may be higher over the life of the loan. Other restrictions and limitations apply.
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YOUR REALTOR IS READY TO GUIDE YOU HOME
CALL TODAY BUYING OR SELLING A HOME is a process and there’s nobody better to guide you through that process than a REALTOR®
Not only can a REALTOR® help you when buying or selling–they also know your community. A REALTOR® can provide information on schools, shopping, transportation, and taxes. They’re also continually updated on financing and housing trends.
CALL ANY OF THE REAL ESTATE PROFESSIONALS FEATURED IN THIS MAGAZINE AND GET THE GUIDANCE THAT ONLY A REALTOR® CAN GIVE!
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Crystal
MASHAW
985.630.9700
Call Crystal
Staci
FALGOUT
504.669.8253
1522 W. Causeway Approach, Mandeville, LA 70471 Office: 985 727.7000 Each office is independently owned and operated. Licensed in Louisiana.
FOREST BROOK! Radiant 4 Bedroom Home perfectly positioned in the Desirable Forest Brook Subdivision. You’ll love all the Natural Sunlight from floor to ceiling windows. $320,000 MLS:2106317 Text R421810 to 52187
Call Staci
LIVE IN PARADISE while building your home on these 4 beautiful acres in Folsom! 1,000 sq ft of living area under same roof as additional 1,000 sq ft of gar/workshop. $325,000 MLS:2097724 Text R566927 to 52187 COUNTRY LIVING ON 10 GREEN ACRES only 10 minutes from downtown Covington. Large fishing pond on property, multi-car garage, workshop, with 3 additional areas for home storage. $545,000 MLS:2082316 Text R418445 to 52187
CUSTOM BUILT W/UPGRADES IN THE WOODLANDS (GATED)! Spacious & airy, 5 bedrooms, 3 full baths + bonus room!! Built-ins throughout, wood floors, high ceilings. $385,000 MLS:2125600 Text R561635 to 52187
Service you deserve. Realtor you can trust.
Amy A. Burke
“Call me today for all of your real estate needs” Buying a new home, selling your existing home.......I can do it all! Amy A. Burke Real Estate Consultant Cell: 504.234.3001 Email: amyaburke@gmail.com www.amyburke.com 3197 Richland Ave Metairie, LA 70002 Each Office Individually Owned & Operated Broker and Associates are licensed in the State of Louisiana
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LUXURY SYNDICATION AT ITS FINEST
Luxury syndication with The Real Estate Book has global reach. Luxury listings are posted daily to these great luxury brands including: *
#
*
**
***
International editions of The Wall Street Journal, including Asia, Europe, India, China and Latin America. Mansion Global English, Spanish and Chinese.
# Listings $450,000 and above, * Listings $500,000 and above, ** Listings $750,000 and above, *** Listings $1,000,000 and above
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NEW HOME below $150,000! 3BR/2BA on 75x200 lot. Also has work shop with roll up door. Storage shed. MLS:2112406 Text R434480 to 52187
SOLD
ON GOLF COURSE! Additional Golf Car garage. Pristine condition w/tons of updates. Renovated kitchen! $469,000 MLS:2106273 Text R397137 to 52187
NEW REFRESHED PAINT, Refaced kitchen cabinets, New Heating And Air Conditioning Seer 19, New Duct Work. $150,000 MLS:2124172 Text R542167 to 52187 Keller Williams Realty Services 1522 West Causeway Approach Mandeville, LA 70471 985.727.7000 Each Office Independently Owned and Operated
OWNER WILL FINANCE, CLEARED LOT WITH CULVERT AND CONCRETE DRIVE ACCESS. LOT 75x167. $39,000 MLS:2104334 Text R397093 to 52187 WATERFRONT ONE ACRE LOTS Deep water access to Lake Pontchatrain, below $100,000! Text R519563 to 52187 or Text R519566 to 52187
Neil Wiseman 985.778.9060 Licensed in Louisiana
QUITE COUNTRY ESTATE in Bleu Lake Hills, Covington. 4.3 park like acres with pond. 3BR MLS:2119393 $415,000 Text R501206 to 52187
THELMA ESTATES is north of 1-12 in Covington. 2.5 gorgeous acres. 5BD/2.5BA. $325,000 MLS:2116292 Text R551293 to 52187
AMAZING ACADIAN in Penn Mill Lakes, Covington. Beautiful 4BR/2.5BA plus loft. MLS:2108407 $264,900 Text R501168 to 52187
SPLIT TRI-LEVEL design condo in Beau Chene Golf Course Community. 3BD/3BA. $219,000 MLS:2113554 Text R551286 to 52187
Gina Lupo
985.264.0837
realtorlupo@bellsouth.net
1522 W. Causeway Approach Mandeville, LA 985.727.7000 Licensed in the State of Louisiana Independently Owned & Operated
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GinaLupo.com
LARGE OFFICE BUILDING on Louis Prima Drive in Covington off N.HWY 190. MLS:2047988 $555,000 Text R245613 to 52187
KILEY THIEL 985.705.2700
Licensed in Louisiana 985.727.7000 1522 W Causeway Approach, Mandeville, LA 70471 Independently Owned and Operated
10/10/17 1:22 PM
The ABC’s of Flood Insurance BY B A R B A R A P RO N I N Many home buyers are surprised to learn that while most standard homeowner’s insurance policies may cover water damage caused by a burst pipe within the home, they may not cover damage caused by an overflowing river. Because only a few inches of flood water can cause tens of thousands of dollars in damage, some lenders may require the purchase of flood insurance before closing – even if the property in question is not in a high-risk area. Lender requirements in this regard are communicated in their instructions to escrow when loan documents are issued. Who determines whether, or how much, flood insurance is required? What do agents and their clients need to know? The answers are as simple as ABC:
A
B
C
WHO MUST HAVE IT?
WHO SELLS IT AND HOW MUCH DOES IT COST?
WHAT DOES IT COVER?
With assistance from the U.S. Army Corps of Engineers and local flood control authorities, the Federal Emergency Management Agency (FEMA) maintains flood insurance rate maps for communities nationwide. The maps are divided into flood zones denoting high, moderate or low risk of flooding. It makes sense that mortgage lenders require flood insurance for coastal homes or homes in other high-risk areas. But historically, says the National Flood Insurance Program (NFIP), about one in every four flood claims comes from moderate or low-risk areas, where federal law does not require insurance. Hence, many lenders may require flood insurance in all flood zones, regardless of risk, especially for federally regulated or insured (such as FHA) loans.
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The NFIP, managed by FEMA, offers flood insurance to homeowners in participating communities, and provides small discounts to communities that take steps to mitigate flood risk. The actual policies are sold not by FEMA, but by private insurance companies. Since NFIP coverage tops out at $350,000 for one’s home and possessions (see C, below), ‘excess flood insurance’ may be purchased to cover claims above the NFIP limits. In many regions, state flood insurance plans offer perks such as a 15-day waiting period before coverage kicks in, as opposed to 30-days with NFIP plans. The cost is determined by such factors as the level of flood risk and the estimated cost to rebuild. While flood insurance premiums are government-regulated, homeowners can retain some control over their cost by varying the deductible amount.
Flood insurance generally covers direct losses caused by flood waters, but actual coverages will vary based on the specific facts of the incident and the provisions and exclusions in the applicable insurance policy. The maximum insurance amount allowed by law is $250,000 for the structure. (While people tend to associate floods with total loss, the average flood claim is about $30,000, according to NFIP.) Contents coverage for furnishings of up to $100,000 is optional. However, neither building nor contents flood insurance will most likely cover the loss of certain personal property (such as currency) or living expenses such as temporary housing while the home is being repaired.
10/10/17 1:22 PM
MID CITY GEM located 1/2 block from Bayou St. Duplex with 3 bedrooms and 1 bath. $450,000 MLS:2125521 Text R565086 to 52187 BEAUTIFULLY RENOVATED, Spanish style, split level home in the heart of Gentilly. $469,000 MLS:2125509 Text R561080 to 52187 NEW CONSTRUCTION: Each unit complete with 3 bedrooms and 2 bathrooms. $325,000 MLS:2122343 Text R560592 to 52187
Laurie M. Lionnet 504.462.9376
laurielionnet@kw.com 3197 Richland Ave., Metairie, LA 70002 | Office: 504-455-0100 Each Office Independently Owned & Operated Licensed Agent in the state of Louisiana
www.laurielionnet.com
DREAM HOME! 1K Agent bonus if closed by 11/15/2017!
HUGE PRICE REDUCTION! Beautifully remodeled home featuring Oversize bdrms & 20x20 bonus room. Vaulted ceiling, 15ft fireplace, new chefs kitchen w/wet bar, spa like master bath. $337,000 Text R566059 to 52187
Jamie Johnson 504.723.7213
jamiej@kw.com 3197 Richland Ave., Metairie, LA 70002 | Office: 504-455-0100 Each Office Independently Owned & Operated Licensed Agent in the state of Louisiana
www.HomesInGreaterNewOrleans.com
EDWARD FAKIER c 985.870.2811
EDWARDFAKIER@KW.COM
Edward Fakier Team Serving the NOLA and Bayou Region
#LOVINGLA 3197 Richland Ave Metairie, LA 70002 Each Office Individually Owned & Operated | Broker and Associates are licensed in the State of Louisiana 34207.1.1.019.indd 1
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Your Home Loan Specialists.
Mark Boasberg Vice President 504.388.8684 NMLS - 111912
Ryan Thomassie Vice President 225.938.1875 NMLS - 350514
Rachel West 504.439.0018 NMLS - 360470
Patrick Holder 504.453.1577 NMLS - 138793
Kara Kohls 504.250.6298 NMLS - 334789
Jeff Johnson 504.250.7210 NMLS - 190523
Meredith Garrett 985.502.4347 NMLS - 755832
Rick Sedberry 985.969.8048 NMLS - 112326
James Fidler 504.478.0840 NMLS - 408681
Luzine Bickham Jr. 504.913.3773 NMLS - 708043
Joey Piel Vice President 504.315.0627 NMLS - 365511
Courtney Jenkins 985.778.3705 NMLS - 832159
Georgia Harrington 504.473.0836 NMLS - 131411
Coleena Zimet 228.218.3521 NMLS - 394007
Clay Fritscher 985.951.9441 NMLS - 1464958
Metairie | 504.210.8487 | www.nolalending.com/metairie New Orleans | 504.355.5138 | www.nolalending.com/new-orleans Co. NMLS#488639
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10/10/17 1:23 PM
Michael Stone has been in business for over 33 years. He has done an average of 33,000 closings. Stone Title has an honest hard working knowledgeable staff eager to help any way that they can. We have offices in Mandeville, New Orleans, and Houma but we cover the entire state of Louisiana. When buying, selling or refinancing please consider Stone Title.
For a quote please email
sarada@stonetitle.net or call
Sarada Bonnett 985.789.7183
COZY HISTORIC HOME
Uptown cottage in great location! Impeccably maintained and completely charming throughout. Delightful, large living/dining with wood burning fireplace. Wood floors. Spacious kitchen. Huge master with dressing area looking out French doors. $425,000 Text R566100 to 52187
IDEAL MID-CITY LOCATION!!
1/2 block from Bayou St. John. Everything redone! Granite counter tops, s.s. appliances, original pine floors, beautiful original mantles, 12’ceilings,10’ working pocket doors, marble bath.THE definition of charm throughout. $615,000 Text R566102 to 52187
504.491.2783 | pisanidonna@gmail.com makeyourhomeneworleans.com 34207.1.1.021b.indd 1
8601 Leake Ave. New Orleans, La. 70118 USA 504-862-0100 Office Each Office Independently Owned and Operated
Licensed in Louisiana
10/10/17 1:24 PM
The best memories are made at home.
AMSTATE
INSURANCE AGENCY
Effective, Comprehensive Insurance Programs To Fit You, Your Family Or Your Business.
SPECIALIZING IN HOME AND FLOOD INSURANCE
1175 Old Spanish Trail Slidell, LA 70458
Call 985.646.0211 Toll Free 1.877.646.0211 www.amstateins.com l
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10/10/17 1:24 PM
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10/10/17 1:24 PM
THE
JODI
POWER TEAM
BRETT POWER
#1
Husband & Wife
TEAM
IN METRO NEW ORLEANS
Each Office Independently Owned & Operated | Broker and associates licensed in the state of Louisiana
B
UILDER’S PERSONAL HOME! Oversized lot / Booming Bucktown / grand entrance / curved staircase / pool area. $899,000 MLS:2120526 Text R554428 to 52187
1428 Cherokee Ave, Metairie, LA 70005
BUCKTOWN
O
NE OWNER! Get into Booming Bucktown! Renovated kitchen and hall bath. Carport enclosed to den. Fireplace. $295,000 MLS:2116805 Text R554427 to 52187
1301 Live Oak St, Metairie, LA 70005
BUCKTOWN
R
ENOVATED COTTAGE IN SOUGHT AFTER PARK PLACE, oversized, private cul-de-sac. Detached garage, open floor plan. $375,000 MLS:2121352 Text R554429 to 52187 1137 Dale Ct, New Orleans, LA 70124
LAKEVIEW
Coming Soon! 34207.1.1.024.indd 1
1109 Homestead, Metairie $285,000 246 Glendale, Old Metairie $645,000 10/10/17 10:26 AM